EXPENSE LIMITATION AGREEMENT Amendment No. 3 May 1, 2006

EXPENSE LIMITATION AGREEMENT

Amendment No. 3

May 1, 2006

The Expense Limitation Agreement dated May 1, 2003 and amended on February 1, 2004 and January 1, 2005 (the “Agreement”) by and between SUN CAPITAL ADVISERS TRUST (the “Trust”), on behalf of its series listed on Schedule A (each a “Fund” and collectively the “Funds”) and SUN CAPITAL ADVISERS LLC (the “Adviser”) is hereby amended as follows:

Schedule A of the Agreement is replaced in its entirety with the following amended

Schedule A.

SCHEDULE A

FUND		EXPENSE CAP
Class		Initial Class			Service
Sun Capital All Cap Fund		0.90	%		1.15	%
Sun Capital Investment Grade Bond Fund		0.75	%		1.00	%
Sun Capital Money Market Fund		0.50	%		0.75	%
Sun Capital Real Estate Fund		1.10	%		1.35	%
SC Xxxxx Venture Value Fund		0.90	%		1.15	%
SC Xxxxxxxxxxx Main Street Small Cap Fund		1.00	%		1.25	%
SC FI Large Cap Growth Fund		0.81	%		1.06	%
SC Blue Chip Mid Cap Fund		1.00	%		1.25	%

IN WITNESS WHEREOF, the parties hereto have caused this Amendment to the Agreement to be executed in duplicate by their respective officers as of the day and year first above written.

						SUN CAPITAL ADVISERS TRUST
						On behalf of its Series,
						Sun Capital All Cap Fund
						Sun Capital Investment Grade Bond Fund
						Sun Capital Money Market Fund
						Sun Capital Real Estate Fund
						SC Xxxxx Venture Value Fund
						SC Xxxxxxxxxxx Main Street Small Cap Fund
						SC FI Large Cap Growth Fund
						SC Blue Chip Mid Cap Fund
Attest:		/s/ Xxxxx X. Xxxxxx				By:		/s/ Xxxxx M.A. Xxxxxxxx
Name:		Xxxxx X. Xxxxxx				Name:		Xxxxx M.A. Xxxxxxxx
						Title:		President, Chief Executive Officer and Trustee
						SUN CAPITAL ADVISERS LLC
						By:		/s/ Xxxxx X. Xxxxx
						Name:		Xxxxx X. Xxxxx
						Title:		Chief Financial Officer
						By:		/s/ Xxxx X. Xxxxxxxx
						Name:		Xxxx X. Xxxxxxxx
						Title:		Senior Vice President