January 3, 2014

Exhibit 10.53

January 3, 2014

Xxxxx Xxxxxx

Enova Financial Holdings, LLC

000 X. Xxxxxxx, Xxxxx 0000

Chicago, Illinois 60606

Re: Xxx Xx

Dear Xxxxx:

As you know, Springleaf Holdings, Inc. (“Springleaf”) is considering hiring Xxx Xx (“Xxx”), who has entered into a Continued Employment and Separation Agreement (“Agreement”) with Enova Financial Holdings, LLC (“Enova”), a subsidiary of Cash America International, Inc. (“Cash America”). In order to clarify the circumstances around Xxx’s potential employment by Xxxxxxxxxx, we propose the following:

1. Cash America and Enova (including their affiliates, successors and assigns) will not object to Xxxxxxxxxx’s hiring Xxx;

2. Springleaf agrees on its own behalf and on behalf of its subsidiaries that Springleaf and its subsidiaries will not offer loan products whose rate of interest as stated in the loan documents exceed 36% per annum for the remaining period of Xxx’s noncompete as reflected in paragraph 13 of the Agreement;

3. Xxx agrees to extend the 24 month term of the provisions of paragraphs 12 and 14 of the Agreement to 36 months (the “Covenant Period”);provided that paragraph 14 is understood to be limited to the solicitation of Xxxxx’s or Cash America’s business partners or Xxxxx or Cash America customers with whom Xxx has had personal dealings;

4. Xxx agrees that as of January 3, 2014, Xxxxx has paid Xxx approximately $330,000 of the $860,000 Salary Continuation Pay specified in Paragraph 3 of the Agreement, leaving approximately $530,000 of Salary Continuation Pay yet to be paid during the remainder of the Severance Period pursuant to the terms of the Agreement;

5. Xxx further agrees that for the period between January 4, 2014 and the end of Xxx’s Severance Period (“Remaining Severance Period”), Enova will only be required to pay $265,000 in Salary Continuation Pay in substantially equal bi-weekly installments over the course of the Remaining Severance Period and Xxx agrees to waive Xxxxx’s obligation to pay $265,000 of the original Salary Continuation Pay specified in the Agreement and further hereby releases Enova from such obligation;

6. Xxx agrees that he will remain bound by the provisions regarding non-disclosure of Property and Cash America and Xxxxx’s proprietary and confidential information as provided in the Agreement and further agrees that such covenants will also be extended until the end of the Covenant Period unless a longer period is set forth for such non-disclosure provisions of the Agreement;

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Xxxxx Xxxxxx

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January 3, 2014

7. Springleaf acknowledges and agrees that it does not desire to have or obtain any Property or any confidential or proprietary information of Enova, Cash America or any of their respective affiliates and that it will not cause Xxx to disclose such information;

8. If Xxx does not commence his employment with Springleaf by January 15, 2014, this letter agreement will terminate and all obligations, including the payment obligations of Enova under the Agreement that pre-existed its execution will be unaffected, remain and be enforceable as if this letter agreement were never executed; provided, however, for such a termination of this letter agreement to be effective, both Xxx and Xxxxxxxxxx must each send written notice of any such failure of Xxx to commence employment with Springleaf for any reason, with such notices to be received by Xxxxx on or before January 15, 2014;

9. Capitalized terms used in this letter agreement and not defined herein shall have the meanings assigned to such terms in the Agreement; and

10. Except as expressly set forth in this letter agreement all terms and conditions of the Agreement shall remain in full force and effect as written.

Each party shown as a signing party below acknowledges and agrees that this letter agreement shall have no force and effect as to any signing party unless all of the signing parties shown below have signed this letter agreement.

Accepted and Agreed By:				Springleaf Holdings, Inc.
/s/ Xxxxxxx X. Xx				By:		/s/ Xxx Xxxxxx
Xxxxxxx X. Xx						Xxx Xxxxxx
						Chief Executive Officer
Date of Signature: January 7, 2014				Date of Signature: January 7, 2014
Accepted and Agreed By:
Enova Financial Holdings LLC

		By:		Enova Online Services, Inc.,
				its sole member
				By:		Enova International, Inc.,
						its sole shareholder
						By:		/s/ Xxxxx Xxxxxx
								Xxxxx Xxxxxx,
								Chief Executive Officer

Date of Signature: January 7, 2014