LOAN COMMITMENT
The undersigned Xxxxxx X. Xxxxx ("Rayat"), for good and valuable consideration,
the receipt of which is hereby acknowledged, hereby agrees to advance to
x.Xxxx.Xxx, Inc. (the "Company") up to US$100,000, on an as needed basis,
commencing August 1, 2001, if the Company does not sell the minimum number of
units described in its registration statement filed with the US Securities and
Exchange Commission on November 3, 2000, as the same may be amended from time to
time (the "Registration Statement"). This commitment will expire upon the sooner
to occur of (i) March 31, 2002 or (ii) the date on which the Company sells the
minimum number of units as described in the Registration Statement. Any funds
advanced by Rayat under this commitment shall be reflected by a demand
promissory note bearing interest at the rate of 7.25% per annum.
Dated: May 7, 2001 /s/ "Xxxxxx X. Xxxxx"
Vancouver, British Columbia Xxxxxx X. Xxxxx