JOINT FILING AGREEMENT
This will confirm the agreement by and among all the undersigned that
the Schedule 13D filed on or about this date with respect to the beneficial
ownership of the undersigned of shares of the Common Stock, $.15 par value, of
NAL Financial Group Inc. is being filed on behalf of each of the undersigned.
This agreement may be executed in two or more counterparts, each of which shall
be deemed an original, but all of which together shall constitute one and the
same instrument.
Dated: July 7, 1997 CONSECO, INC.
By:/s/ XXXXXX X. XXXXX
----------------------------
Xxxxxx X. Xxxxx,
Executive Vice President
CONSECO PRIVATE CAPITAL GROUP, INC.
By:/s/ XXXXXX X. XXXXX
----------------------------
Xxxxxx X. Xxxxx,
President
BENEFICIAL STANDARD LIFE INSURANCE
COMPANY
By:/s/XXXXXX X. XXXX
----------------------------
Xxxxxx X. Xxxx,
Executive Vice President
GREAT AMERICAN RESERVE INSURANCE
COMPANY
By:/s/XXXXXX X. XXXX
----------------------------
Xxxxxx X. Xxxx,
Executive Vice President
G:\LEGAL\FORM-13D\JOINT-AG.NAL