Exhibit 99.1
[LETTERHEAD OF UNION PLANTERS MORTGAGE]
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Chief Operating Officer
UNION PLANTERS BANK, NATIONAL ASSOCIATION
ANNUAL OFFICER'S CERTIFICATE
UNION PLANTERS MORTGAGE FINANCE CORPORATION
MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 1999-1
Pursuant to Section 3.12 (a) of the Standard Terms to Pooling and
Servicing Agreement (May 1998 edition) which is incorporated in the
Pooling and Servicing Agreement dated February 1, 1999 among Union
Planters Mortgage Finance Corporation, Union Planters Bank, National
Association (the "Master Servicer") and The Bank of New York, the
undersigned officer of the Master Servicer hereby certifies that a
review of the activities of the Servicer during the period January 1,
1999 through December 31, 1999 and of its performance under the Pooling
and Servicing Agreement has been made under his supervision and to the
best of his knowledge, based on such review, the Servicer has fulfilled
all its obligations under the Pooling and Servicing Agreement through
such period.
By:\s\ ▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇▇
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Name: ▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇▇
Title: Executive Vice President
Date: March 14, 2000
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o (▇▇▇) ▇▇▇-▇▇▇▇ o Fax (▇▇▇) ▇▇▇-▇▇▇▇
P.O. Box 1860 o Memphis, TN 38101-1860
