Exhibit 4(f)
Endorsement - Asset Rebalancing Program (EA135)
WESTERN RESERVE LIFE ASSURANCE CO. OF OHIO
ENDORSEMENT
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The following provision is added to this Contract, effective as of the date We
receive written request to participate in the Asset Rebalancing Program.
ASSET REBALANCING PROGRAM The Owner may instruct Us to automatically
transfer Cash Values in the Subaccounts at
the end of the selected period for purposes
of maintaining a particular asset allocation
percentage among the Subaccounts, subject to
the following:
1. We must receive written election of this
option on a form provided by Us;
2. Asset Rebalancing is only available
during the Accumulation Period;
3. Values in the Fixed Account are not
eligible for Asset Rebalancing;
4. The Annuity Value must meet Our minimum
requirements to qualify for Asset
Rebalancing.
The Owner may elect for rebalancing to occur
at the end of each contract quarter,
semi-annually or annually. Following receipt
of written request, the initial rebalancing
will occur on the next such Anniversary, and
will occur in accordance with the current
Premium allocation.
Asset Rebalancing is not available, and will
terminate, if:
1. Dollar Cost Averaging is elected;
2. The Owner participates in any asset
allocation service provided by a third
party;
3. We receive a request to discontinue
participation; or
4. A transfer is made to, or from, any
Subaccount other than under a scheduled
rebalancing.
EA135
Each reallocation which occurs under Asset
Rebalancing will be counted towards the
number of transfers allowed without charge.
We reserve the right to limit re-entry into
the Asset Rebalancing Program following
termination to once per Contract Year.
We reserve the right to discontinue, modify or suspend the Asset Rebalancing
Program at any time, following proper written notification to all contract
holders.
Signed for Us at Our Office in Clearwater, Florida.
/s/ XXXXXXX X. XXXXXX /s/ XXXX X. XXXXXX
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Secretary President
EA135 Page 2
