Exhibit 1-A(8)(c)(4)
AMENDMENT NO. 3
The Modified Coinsurance Agreement originally written between American Franklin
Life Insurance Company of Springfield, Illinois and Integrity Life Insurance
Company of Phoenix, Arizona, effective April 1, 1989, and subsequently assigned
by Integrity Life Insurance Company to Phoenix Home Life Mutual Insurance
Company, of East Greenbush, New York at October 31, 1994, is hereby amended as
follows:
In accordance with the provisions of Article P. Duration of Agreement, this
Agreement is hereby terminated for the placement of new reinsurance on and after
January 1, 1997. Reinsurance remaining in force at January 1, 1997 shall
continue to be covered under the provisions of this Agreement until the
termination of each underlying policy.
The REINSURER agrees to waive the provision in Article P that mandates a
one-year prior written notice of termination.
All terms, provisions and conditions of this Agreement will continue unchanged
except as specifically revised in this Amendment.
This Amendment is signed in triplicate at the dates and places indicated with an
effective date of January 1, 1997.
Phoenix Home Life Mutual Insurance American Franklin Life Insurance Company
Company
By: By:
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Title: Title:
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Date: Date:
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Integrity Life Insurance Company
By:
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Title:
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Date:
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