SCHEDULE B ACCOUNTING SERVICES AGREEMENT

   1
                                                                  EXHIBIT (8)(b)

                                   SCHEDULE B
                          ACCOUNTING SERVICES AGREEMENT

                                                                                   
1.           Schwab California Municipal Money Fund                                   November 6, 1990
             (formerly Schwab California Tax-Exempt Money Fund)

2.           Schwab Money Market Fund                                                 April 8, 1991

3.           Schwab Government Money Fund                                             April 8, 1991

4.           Schwab Municipal Money Fund                                              May 3, 1991
             (formerly Tax-Exempt Money Fund)
5.           Xxxxxx US Treasury Money Fund                                            November 5, 1991

6.           Schwab Value Advantage Money Fund                                        February 7, 1992

7.           Schwab Institutional Advantage Money Fund                                November 26, 1993

8.           Schwab Retirement Money Fund                                             November 26, 1993

9.           Schwab New York Municipal Money Fund                                     November 8, 1994
             (formerly Schwab New York Tax-Exempt Money Fund)

10.          Schwab Government Cash Reserves Fund                                     October 20, 1997

11.          Schwab New Jersey Municipal Money Fund                                   January 20, 1998

12.          Schwab Pennsylvania Municipal Money Fund                                 January 20, 1998

13           Schwab Florida Municipal Money Fund                                      February 16, 1998



                              PFPC INC.

                              By:      /s/Xxxxxx X. Xxxxxxxx
                                       ----------------------------------
                                       Xxxxxx X. Xxxxxxxx
                              Title:   Senior Vice President

                              THE XXXXXXX XXXXXX FAMILY OF FUNDS

                              By:      /s/Xxxxxxx X. Xxxxx
                                       ----------------------------------
                                       Xxxxxxx X. Xxxxx
                              Title:   Executive Vice President and Chief
                                       Operating Officer