Exhibit 10.1
SUBSEQUENT TRANSFER AGREEMENT
First Alliance Mortgage Company in its capacities as seller (the
"Seller") and as servicer (the "Servicer") and First Alliance Mortgage Loan
Trust 1998-3, as the "Purchaser", pursuant to the Pooling and Servicing
Agreement dated as of September 1, 1998, (the "Pooling and Servicing Agreement")
among the Seller, the Servicer, the Purchaser and Norwest Bank Minnesota,
National Association, a national banking association, in its capacity as Trustee
(the "Trustee"), hereby confirm their understanding with respect to the sale by
the Seller and the purchase by the Purchaser of those Mortgage Loans (the
"Subsequent Mortgage Loans") listed on the attached Schedules of Mortgage Loans.
Conveyance of Subsequent Mortgage Loans. As of September 30, 1998 (the
"Subsequent Transfer Date"), the Seller does hereby irrevocably transfer,
assign, set over and otherwise convey to the Purchaser, without recourse (except
as otherwise explicitly provided for herein) all of its right, title and
interest in and to any and all benefits accruing from the Subsequent Mortgage
Loans which are delivered to the Trustee herewith (and all substitutions
therefor as provided by Sections 3.3, 3.4 and 3.6 of the Pooling and Servicing
Agreement), together with the related Subsequent Mortgage Loan documents and the
interest in any Property which secured a Subsequent Mortgage Loan but which has
been acquired by foreclosure or deed in lieu of foreclosure, and all payments
thereon and proceeds of the conversion, voluntary or involuntary, of the
foregoing; and proceeds of all the foregoing (including, but not by way of
limitation, all proceeds of any mortgage insurance, hazard insurance and title
insurance policy relating to the Subsequent Mortgage Loans, cash proceeds,
accounts, accounts receivable, notes, drafts, acceptances, chattel paper,
checks, deposit accounts, rights to payment of any and every kind, and other
forms of obligations and receivables which at any time constitute all or part of
or are included in the proceeds of any of the foregoing). The Seller shall
deliver the original Mortgage or mortgage assignment with evidence of recording
thereon (except as otherwise provided by the Pooling and Servicing Agreement)
and other required documentation in accordance with the terms set forth in
Sections 3.5 and 3.8 of the Pooling and Servicing Agreement.
The costs relating to the delivery of the documents specified in this
Subsequent Transfer Agreement and the Pooling and Servicing Agreement shall be
borne by the Seller.
The Seller hereby affirms the representations and warranties set forth
in the Pooling and Servicing Agreement that relate to the Seller and the
Subsequent Mortgage Loans as of the date hereof. The Seller hereby delivers
notice and confirms that each of the conditions set forth in Section 3.8(b),
3.8(c) and 3.8(d) to the Pooling and Servicing Agreement are satisfied as of the
date hereof.
Pursuant to Section 3.8(a) of the Pooling and Servicing Agreement, the
Seller instructs the Trustee to release one-hundred percent of the aggregate
principal balances of the Subsequent Mortgage Loans so transferred from the
Pre-Funding Account, $24,695,346.98 pursuant to this Subsequent Transfer
Agreement and to include $19,855,544.17 of the Subsequent Mortgage Loans listed
in Exhibit A hereto in Group I and $4,839,802.81 of the Subsequent Mortgage
Loans listed in Exhibit B hereto in Group II.
All terms and conditions of the Pooling and Servicing Agreement are
hereby ratified, confirmed and incorporated herein, provided that in the event
of any conflict the provisions of this Subsequent Transfer Agreement shall
control over the conflicting provisions of the Pooling and Servicing Agreement.
Terms capitalized herein and not defined herein shall have their
respective meanings as set forth in the Pooling and Servicing Agreement.
FIRST ALLIANCE MORTGAGE NORWEST BANK MINNESOTA,
COMPANY, as Seller NATIONAL ASSOCIATION,
as Trustee for First Alliance Mortgage Loan
Trust 1998-3
By: /s/ Xxxxxx Xxxxxx
---------------------------
Name: Xxxxxx Xxxxxx By: /s/ Xxxxx X. Xxxxxxxxx
Title: Vice President --------------------------
Secondary Marketing Name: Xxxxx X. Xxxxxxxxx
Title: Vice President
FIRST ALLIANCE MORTGAGE
COMPANY, as Servicer Dated: September 30, 1998
By: /s/ Xxxxxx Xxxxxx
---------------------------
Name: Xxxxxx Xxxxxx
Title: Vice President
Secondary Marketing
EXHIBIT A
LOAN SCHEDULE - 1998-3 (FIXED)
Loan Lien Cut-Off Current
Number Property Address City ST Zip Pos Balance Rate
------------------------------------------------------------------------------------------------------------------------------------
106293 0000 X. XXXXXXX XXXXX XXXX XX 00000 1 136,783.00 9.400
106295 00000 0XX XX XXXXXX XXXXX XX 00000 1 65,152.00 7.990
106308 0000 XXXXXXXXX XXX XXXXXXX XX 00000 1 132,990.00 8.990
205054 0000 XXX XXXX XXXXX XXXXXXXXX XX 00000 1 112,490.00 8.990
205055 0000 XXXXXXX XXXX XXXXXX XXXXXX XX 00000 1 102,658.00 8.490
205057 0000 XXXX XXXXX XXX XXXXX XX 00000 1 217,490.00 8.250
205069 0000 0XX XXXXXX XXXXXXXX XXXXX XX 00000 1 80,217.00 9.490
304614 0000 XXXX XXXXXX XXXXXX XXXXXXXXX XX 00000 1 103,983.00 8.990
304621 0000 XXXXXXX XXXXXX XXXXXXX XXXXX XX 00000 1 172,401.00 8.990
304627 00000 XXXXXXXX XXXXXX XXXXXXX XX 00000 2 79,490.00 9.490
304632 0000 XXXX 00XX XXXXXX XXX XXXXXXX XX 00000 1 71,504.00 8.900
304636 00000 XXXXXXX XXXXXX XXXXXXX XX 00000 1 57,928.00 8.990
304637 1811-1813-1813 1/2 X. 000xx Xxxxxx XXXXXX XX 00000 1 98,845.00 9.900
304640 0000 XXXX 00XX XXXXXX XXX XXXXXXX XX 00000 1 33,107.00 11.390
304641 0000 XXXX 00XX XXXXXX XXX XXXXXXX XX 00000 1 20,504.00 10.390
304649 0000 0XX XXXXXX XXX XXXXXXX XX 00000 1 97,349.00 9.200
304654 000 XXXX XXXXXX XXXXXX XXXX XXXXX XX 00000 1 53,968.00 8.490
304656 0000 XXXXXXX XXXXXX XXXX XXXXX XX 00000 1 115,490.00 10.300
405092 0000 00XX XXXXXX XXXXXXX XX 00000 1 56,524.31 11.750
405849 000 XXXXXX XXXXX XXXXX XXXX XX 00000 1 52,494.00 9.900
405850 000 XXXXX 00XX XXXXXX XXXXXXXX XX 00000 1 35,990.00 8.010
405852 000 XXXXX 00XX XXXXXX XXXXXXXX XX 00000 1 80,790.00 9.250
405853 000 XXXXXXXX XXXX XXXXXXXX XX 00000 1 202,219.00 8.490
405855 000 XXXXXX XXXX XXXXXXX XX 00000 1 64,665.00 8.490
405858 0000 XXXXX XXXXX XXXXXXXX XX 00000 1 63,940.00 8.900
405860 000 XXXXX XXXXXX XXX XXXXXXXXX XX 00000 1 128,780.00 8.990
405861 000 0XXX XXXXXX XXX XXXXXXXXX XX 00000 1 103,379.00 9.890
405865 000 XXXX XXX XXX XXXXXXXXX XX 00000 1 207,716.00 8.890
405866 0000 XXXXXXX XXXXXX XXXXXXX XX 00000 1 195,990.00 10.990
405867 00000 XXXXXXX XXXXXX XXXXX XXXX XX 00000 1 73,617.00 8.990
405868 0000 XXXXX XXXXXX XXXXXXXXXX XX 00000 1 76,248.00 8.990
405871 0000 XXXXXXXX XXXXXX XXXXXXXX XX 00000 1 51,921.00 8.490
405873 620,620A,622 XXXXXX XXXXXX XXX XXXXXXXXX XX 00000 1 138,859.99 8.490
405874 0000 XXX XXXXXXX XXXXXX XXXXXXXX XX 00000 1 129,951.00 8.490
405875 000 XXXXXX XXXXXX XXX XXXXXXXXX XX 00000 1 149,480.00 8.490
405880 0000 XXXXXXX XXXXXX XXXXXXXX XX 00000 1 64,251.00 8.490
405881 00 XXXXXXXX XXXXX XXXXXXX XX 00000 1 180,383.00 8.490
505736 0000 X XXXXXXXX XXXXXX XXXXXXX XX 00000 1 146,783.00 8.490
505743 00000 Xxxxxx Xx.,Xxxxxxxx Xxxx XXX XXXXXXX XX 00000 1 149,149.00 8.990
505747 0000 XXXXXXXXX XXXXXX XXX XXXXXXX XX 00000 1 237,835.00 9.750
505748 0000 X.XXXXXX XXX XXX XXXXXXX XX 00000 1 60,793.00 8.490
505749 00000 Xxxxx Xx (XXXXXXXXXX XXXX) XXX XXXXXXX XX 00000 1 167,642.00 9.990
505751 0000 XXXXXX XXXXXX XXXX XXXXXX XX 00000 1 104,821.00 8.490
505755 00000 Xxxxxx Xx,Xxxxxxx Xxxx XXX XXXXXXX XX 00000 1 111,148.00 8.500
505758 0000 XXXXXXXX XXXXX XXXXXX XX 00000 1 93,824.00 7.990
505760 000 XXXXXXX XXXXXX XXX XXXXXXX XX 00000 1 99,240.00 9.900
505762 00000 Xxxx Xxxx Xx XXXXXXXXXX XXXX, XXX XXXXXXX XX 00000 1 298,345.00 8.990
505763 000 X. XXXXXXX XXX. XXX XXXXXXX XX 00000 1 187,622.00 9.990
605050 0000 XXXX XXXXXX XXXXXXXXX XX 00000 1 77,387.00 8.990
605052 00 XXXXXX XXXXX XXXXXXXX XXXX XX 00000 1 42,881.00 11.400
707429 3023 1/2- 0000 XXXXXXX XX, XXX XXXXXXX XX 00000 1 69,613.00 11.390
707434 000 XXXXXX XX XXXXXXXXXX XX 00000 1 116,611.00 9.700
707435 0000 XXXXXXXXX XXX XXXXXXX XXXX XX 00000 1 57,051.00 9.900
707438 0000 XXXXXX XXXXXX XX, XXXXXXXX XX 00000 1 83,286.00 9.490
707447 0000 X X XX, XXXXXXX XX 00000 1 23,651.00 10.990
707448 0000 X, XXXXXXX XX, XXX XXXXXXX XX 00000 1 70,133.00 9.900
707449 000 X XXXX XX, XXXX XXXXXX XX 00000 1 117,099.00 8.490
707452 00000 XXXXXXXX XX. XXXXXXXX XXXX XX 00000 1 94,240.00 8.990
707458 0000 XXXXXXXXXX XXX XX XXXXXX XX 00000 1 80,704.00 8.490
707459 0000 XXX XXXXX XX XXXXXXXX XXXX XX 00000 1 312,642.00 9.250
806746 0000 XXXXXXX XX XXX XXXX XX 00000 1 138,207.00 8.990
806757 0000 XXXXXXXXX XX. XXX XXXX XX 00000 1 200,507.00 8.850
806759 0000 XXXXXXXXX XXX. XXX XXXX XX 00000 1 126,565.00 8.790
806760 0000 XXXXXXXXXXX XX X XXXX XXXX XX 00000 1 75,744.00 8.490
806761 000 XXXXXXXX XX XXXXXXXX XX 00000 1 199,043.00 8.900
806762 000 XXXXXXXX XX X XXXX XXXX XX 00000 1 128,551.00 9.700
806763 000 XXXXX XXXXX XXX XXXX XX 00000 1 179,976.00 8.750
806765 0000 XXXX XX. XXXXX XXXXX XX 00000 1 105,499.00 7.990
806769 0000 XXXXXXXX XXXXXX XXXXX XXXX XX 00000 1 282,031.99 8.490
806780 0000 XXXXXXXXXX XX. XXX XXXX XX 00000 1 64,864.00 8.490
806783 000 X XXXXXX XXX XXXXXXXXX XX 00000 1 47,212.00 8.890
1602956 000 XXXXXX XX XX XXXXXXX XX 00000 1 55,722.00 8.490
1602957 0000 0XX XXX X XXXXXXX XX 00000 1 48,588.00 9.900
1602963 000 X.X. XXXX XX XXX X XXXXXXX XX 00000 1 95,682.00 8.490
1602966 000 X. XXXXXXXX XX. XXXXXXXXX XX 00000 1 63,240.00 9.890
1602967 000 000XX XX X XXXXXXXX XX 00000 1 36,806.00 9.900
1602969 00000 XX 000XX XX XXXXXXXXXXX XX 00000 1 173,432.00 7.990
1703162 0000 X XXXXXXXX XXXXX XXXXXXXX XX 00000 1 34,680.00 9.900
Loan Current Mat Pmt Prop Occup Appraised Orig
Number Pmt Date Type Type Type Value Type
-------------------------------------------------------------------------
106293 1,140.18 11/1/28 A S P 171,000 F
106295 477.61 11/1/28 A S P 170,000 F
106308 1,069.11 11/1/28 A S P 190,000 F
205054 904.31 9/1/28 A S P 150,000 F
205055 788.62 10/1/28 A S P 140,000 F
205057 1,633.93 10/1/28 A S P 290,000 F
205069 673.92 10/1/28 A S P 128,000 F
304614 835.92 10/1/28 A S P 130,000 F
304621 1,385.94 10/1/28 A S P 237,000 F
304627 667.82 10/1/28 A S P 145,000 F
304632 570.20 10/1/28 A S P 126,000 F
304636 465.69 11/1/28 A S P 132,000 F
304637 860.14 11/1/28 A F P 214,000 F
304640 325.08 11/1/28 A S P 132,000 F
304641 185.87 11/1/28 A S I 120,000 F
304649 797.34 11/1/28 A S P 132,000 F
304654 414.58 11/1/28 A S P 109,000 F
304656 1,039.20 11/1/28 A S I 170,000 F
405092 575.24 9/1/26 A S P 95,000 F
405849 456.80 10/1/28 A C I 105,000 F
405850 264.33 11/1/28 A S P 93,000 F
405852 664.64 11/1/28 A S P 101,000 F
405853 1,553.46 11/1/28 A S P 425,000 F
405855 496.76 11/1/28 A S P 153,000 F
405858 509.88 11/1/28 A S P 165,000 F
405860 1,035.27 11/1/28 A S P 184,000 F
405861 898.83 11/1/28 A S P 343,000 F
405865 1,654.92 11/1/28 A S P 277,000 F
405866 1,864.98 11/1/28 A S P 412,000 F
405867 591.81 11/1/28 A S P 150,000 F
405868 612.96 11/1/28 A S P 128,000 F
405871 398.86 11/1/28 A S P 143,000 F
405873 1,066.73 11/1/28 A F P 378,000 F
405874 998.29 11/1/28 A S P 280,000 F
405875 1,148.31 11/1/28 A S P 230,000 F
405880 493.58 12/1/28 A S P 108,000 F
405881 1,385.71 12/1/28 A S P 243,000 F
505736 1,127.59 11/1/28 A S P 212,000 F
505743 1,199.01 11/1/28 A S P 187,000 F
505747 2,043.37 11/1/28 A S P 340,000 F
505748 598.30 11/1/13 A S P 130,000 F
505749 1,469.94 11/1/28 A S P 240,000 F
505751 805.24 11/1/28 A S P 166,000 F
505755 854.63 11/1/28 A S P 172,000 F
505758 687.79 11/1/28 A S P 155,000 F
505760 863.58 11/1/28 A S P 200,000 F
505762 2,398.40 11/1/28 A S P 375,000 F
505763 1,645.13 11/1/28 A S P 420,000 F
605050 622.12 11/1/28 A S P 129,000 F
605052 600.44 11/1/08 A S P 193,000 F
707429 683.54 11/1/28 A F P 194,000 F
707434 997.59 10/1/28 A S P 160,000 F
707435 496.45 11/1/28 A S P 220,000 F
707438 699.71 11/1/28 A S P 200,000 F
707447 225.06 11/1/28 A S I 70,000 F
707448 610.29 11/1/28 A F P 170,000 F
707449 899.56 11/1/28 A S P 180,000 F
707452 757.60 11/1/28 A S P 145,000 F
707458 794.25 12/1/13 A S P 126,000 F
707459 2,572.03 12/1/28 A S P 500,000 F
806746 1,111.05 10/1/28 A S P 243,000 F
806757 1,591.73 11/1/28 A S P 298,000 F
806759 999.31 11/1/28 A S P 182,000 F
806760 581.87 11/1/28 A S P 179,000 F
806761 1,587.24 11/1/28 A S P 285,000 F
806762 1,099.73 11/1/28 A S P 188,000 F
806763 1,415.87 10/1/28 A S P 240,000 F
806765 773.38 10/1/28 A S P 249,000 F
806769 2,166.58 11/1/28 A S P 512,000 F
806780 498.29 11/1/28 A S P 342,000 F
806783 376.15 12/1/28 A S P 265,000 F
1602956 428.06 11/1/28 A S P 100,000 F
1602957 422.81 11/1/28 A S P 80,000 F
1602963 735.03 11/1/28 A S P 163,000 F
1602966 549.84 11/1/28 A S P 115,000 F
1602967 320.28 11/1/28 A S P 78,000 F
1602969 1,271.37 11/1/28 A S P 247,000 F
1703162 301.78 11/1/28 A S P 120,000 F
Page 1
EXHIBIT A
LOAN SCHEDULE - 1998-3 (FIXED)
Loan Lien Cut-Off Current
Number Property Address City ST Zip Pos Balance Rate
------------------------------------------------------------------------------------------------------------------------------------
1703177 0000 XXXXXXXX XX XXXXXX XX 00000 1 80,197.00 8.990
1703181 0000 X XXXXXXXX XX XXXXXXXXX XX 00000 1 21,012.00 8.490
1803822 00000 XXXXXXX XXXX XXXXXX XXXX XX 00000 1 41,423.00 8.490
1803845 00000 X. XXXX XXXXXXX XX 00000 1 69,290.00 9.750
1803848 0000 XXXXXX XXXXXX XXXXXXX XXXXX XX 00000 1 46,294.00 8.490
1803849 000 X. XXXXXX XXXXXX XXXXXXX XX 00000 1 36,141.00 10.490
1803856 000 X 00XX XX XXXXXXX XX 00000 1 33,590.00 10.900
1803868 000 XXXXXX XXXXXX XXXXXX XX 00000 1 57,544.00 9.450
1803873 0000 X. XXXXXXX XXXXXX XXXXXXX XX 00000 1 39,279.00 9.490
1803876 00000 XXXXXXXXX XXXXX XXXXXXX XX 00000 1 23,587.00 8.890
2102093 0000 XX 0XX XXX XXXXXXXX XX 00000 1 87,540.00 9.490
2102099 0000 XX 000XX XXX XXXXXXXX XX 00000 1 95,812.00 8.990
2102101 0000 XX 00XX XXX XXXXXXXX XX 00000 1 48,923.00 10.890
2102112 0000 XX XXXXXX XX XXXXXXXX XX 00000 1 85,692.00 8.490
2102114 000 XX XXXXX XX XXXXXXX XX 00000 1 83,187.00 10.300
2102118 000 XX000XX XXX XXXXXXXX XX 00000 1 54,421.00 11.890
2102124 00000 XX XXXXXX XX XXXXXXXXX XX 00000 1 113,887.00 9.490
2102125 0000 XX 00XX XXX XXXXXXXX XX 00000 1 28,464.00 8.490
2201967 000 X. XXXXXXX XX. #000 XXXXXXXXXX XX 00000 1 34,707.00 8.900
2201985 000 X. XXXXXXX XX. XXXXX XX 00000 1 39,800.00 8.490
2201993 000 X. XXXXX XX. XXXXXXX XXXX XX 00000 1 90,557.00 9.750
2202000 0000 XXXXXXXX XXXXX XXXXX XXXX XXXXXX XX 00000 1 123,740.00 8.225
2202002 0000 XXXXXXX XXXXX XXXXX XX 00000 1 118,939.00 8.900
2401648 000 XX 0XX XXXXXX XXXX XXXXX XX 00000 1 109,124.00 7.990
2401668 000 XXXXX XXX #0000 XXXXXXX XXXXX XX 00000 1 42,723.00 8.490
2401676 00000 XX 000XX XX XXXXX XX 00000 1 103,092.00 8.490
2500417 0000 XXXXXX XXXX XXXXXXXXX XX 00000 1 29,151.00 9.890
2500420 0000 XXXXXX XXXXX XXXXX XXXXXXXX XX 00000 1 83,239.00 8.490
2500423 00000 XXXXXXX XXXX XXXX XXXXXXXXX XX 00000 1 23,141.00 10.390
2500425 0000 XXXXX XXXX XXXXX XXXXX XX 00000 1 94,453.00 8.990
2500429 0000 XXXXXXXX XXXX XXXXXX XX 00000 1 39,712.00 9.490
2600580 0000 X XXXX XXXX XXXXXXX XX 00000 1 95,408.00 8.990
2600587 0000 XXXXXXX XXXX XXXX XXXXX XX 00000 1 58,833.00 8.990
2600591 0000 X XXX XXXXXX XXX XXXXXXX XX 00000 1 189,725.00 10.490
2600605 000 X XXXXXXXXX XXXX XX 00000 1 52,090.00 9.490
2600609 00000 X XXXXXX XX XXXXXXX XX 00000 1 143,480.00 7.490
2700640 0000 XXXX XXXXXXX XXXXX XXXXXXXXXXXX XX 00000 1 55,082.00 8.990
2700649 0000 XXXXX XXXXXX XXXXX XX. XXXXXX XX 00000 1 94,390.00 7.990
2700654 0000 X. XXXXXXXXXX XXXXX XXXXXXXXXXXX XX 00000 1 78,492.00 7.900
2700658 000 X. XXXXXXX XXX. XXXX XXXX XXXX XX 00000 1 34,044.00 8.390
2700660 0000 X. 0000 X. XXXXX XXXX XX 00000 1 29,685.00 8.490
2900912 0000 XXXXXX XXXXXX XXXXXXXX XX 00000 1 95,033.00 8.490
2900933 000 XXX XXXX XXXX XXXXXXX XXXXXX XX 00000 1 165,734.00 9.700
3100956 00 XXXXX XXXX-XXXXXX XX XXXXXXXXX XX 00000 1 139,980.00 8.490
3100971 000 XXXXXX XX XXXXXXXXXX XX 00000 1 100,090.00 10.900
3100975 00 XXXXXXXXX XXX XXXXXXXXX XX 00000 1 92,378.00 9.490
3100988 000 XXXXXXX XXXXX XXXXX XX 00000 1 66,108.00 9.900
3100992 0000 XXXXXXXXX XXXXXX XX XXX XXXXX XX 00000 1 20,016.00 8.490
3100993 00 XXXXXXXXX XXXX XXXX XXXXXXXX XX 00000 1 104,237.00 8.470
3201175 00 XXXXXXXX XXX XXXXXXXX XX 00000 1 124,194.00 9.990
3201185 00 XXXXXX XXX XXXX XXXX XX 00000 1 82,298.00 9.900
3201188 000 X. 00 XX XXXXXX XXX XXXX XX XX 00000 1 151,512.00 7.990
3201193 000 XXXXXX XXXX XXXXXXXXXX XX 00000 1 105,145.00 9.890
3201197 0 XXXXXXX XXXX XXXXXXXXXX XX 00000 1 55,293.00 8.900
3300779 000 XXXXXXX XXXXXX XXXXXXXX XX 00000 1 97,170.00 10.400
3300780 000-00 000XX XXXXXX XXXXXXX XX 00000 1 69,698.00 8.890
3300788 000-00 XXXXXXXXXXX XXXX XXXXXXXXXXX XXXXXXX XX 00000 1 47,971.82 8.890
3300790 000 XXXXXX XXXXXX XXXXXXXX XX 00000 1 90,913.00 8.490
3300792 000-00 00XX XXXXX XXXXXX XX 00000 1 131,675.00 8.490
3300793 000 XXXXXXX XXXXXX XXXXXXXX XX 00000 1 103,328.00 9.400
3300795 000 XXXXXXX XXXXXX XXXXXXXX XX 00000 1 183,740.00 10.590
3300797 00-00 000XX XXXXXX XXXXX XXXX XX 00000 1 111,990.00 9.990
3300798 000-00 00XX XXXXXX XXXXXX XXXXXXX XX 00000 1 91,950.00 8.090
3300799 000-00 000XX XXXX XXXXXX XXXXXXX XX 00000 1 97,860.00 8.490
3300802 000-00 000XX XXXXXX XXXXXXX XX 00000 1 67,437.00 9.900
3300812 000-00 00XX XXXXX XXXXXX XX 00000 1 79,928.00 9.900
3300815 000-00 000XX XXXXXXX XXXXXXX XXXXXXX XX 00000 1 84,793.00 8.990
3300820 000 XXXXX 00XX XXXXXX XXX XXXXXXXX XX 00000 1 70,183.00 9.490
3400704 000 XXXXXXXXXXX XX XXXXX XX 00000 1 99,220.00 9.900
3400707 000 XXXXXXX XXX XXXXXX(XXXXXXXXXX XXX) XX 00000 1 66,939.00 8.490
3400711 0000 XXXXXXXX XXX XXXXXXXXX(XXXXXX XXXXXX XXX) XX 00000 1 136,482.00 9.990
3400712 00 XXXXXXXXX XXX XXXXXXXXXXX XX 00000 1 51,413.00 8.490
3400716 00 XXXXXXXXX XXX XXXXXX XX 00000 1 58,274.00 8.490
3400720 00 XXXXXXX XXX XXXXXX XX 00000 1 20,427.99 9.890
3400725 0 XXXXXXXX XX XXX XXXXXX XX 00000 1 104,985.00 8.990
3400727 000 XXXXXXXXX XXX XXXXXXXX XX 00000 1 118,199.00 9.900
3400730 000 XXXXXXX XXXX XXXXXXXXXX XX 00000 1 20,093.00 8.890
3400734 000 XXXXXXX XX XXXXXX XX 00000 1 31,413.00 13.400
Loan Current Mat Pmt Prop Occup Appraised Orig
Number Pmt Date Type Type Type Value Type
----------------------------------------------------------------------------
1703177 644.71 11/1/28 A S P 130,000 F
1703181 161.42 12/1/28 A S P 105,000 F
1803822 407.67 10/1/13 A S P 240,000 F
1803845 734.03 9/1/13 A S P 91,000 F
1803848 455.60 10/1/13 A S P 189,000 F
1803849 399.28 11/1/13 A S P 60,000 F
1803856 317.35 11/1/28 A S P 62,000 F
1803868 599.15 11/1/13 A S I 94,000 F
1803873 329.99 11/1/28 A S P 108,000 F
1803876 237.69 12/1/13 A S P 60,000 F
2102093 735.45 10/1/28 A S P 109,500 F
2102099 971.22 11/1/13 A S P 140,000 F
2102101 461.84 10/1/28 A S P 117,000 F
2102112 658.29 11/1/28 A S P 170,000 F
2102114 748.53 10/1/28 A S P 128,000 F
2102118 555.18 11/1/28 A S P 137,000 F
2102124 956.79 11/1/28 A S P 134,000 F
2102125 218.66 11/1/28 A S P 115,000 F
2201967 349.96 10/1/13 A C P 67,500 F
2201985 305.75 11/1/28 A S P 105,000 F
2201993 778.02 10/1/28 A S P 140,000 F
2202000 1,198.65 11/1/13 A S P 165,000 F
2202002 948.46 11/1/28 A S P 165,000 F
2401648 799.95 10/1/28 A S P 166,000 F
2401668 420.46 11/1/13 A S P 128,000 F
2401676 791.96 11/1/28 A S P 194,000 F
2500417 311.30 10/1/13 A S P 80,000 F
2500420 639.45 10/1/28 A S P 122,000 F
2500423 254.22 11/1/13 A S P 180,000 F
2500425 957.44 10/1/13 A S P 145,000 F
2500429 414.44 11/1/13 A S P 90,000 F
2600580 766.99 10/1/28 A S P 126,000 F
2600587 472.96 9/1/28 A S P 120,000 F
2600591 1,734.07 10/1/28 A S P 253,000 F
2600605 437.62 10/1/28 A S P 80,000 F
2600609 1,002.25 10/1/28 A S P 205,000 F
2700640 495.23 11/1/18 A S P 119,000 F
2700649 691.94 12/1/28 A S P 118,000 F
2700654 745.59 12/1/13 A S P 108,000 F
2700658 333.05 12/1/13 A S P 95,000 F
2700660 292.15 11/1/13 A S P 125,000 F
2900912 730.05 10/1/28 A S P 117,000 F
2900933 1,417.83 11/1/28 A S P 233,000 F
3100956 1,075.33 11/1/28 A S P 180,000 F
3100971 945.63 11/1/28 A S P 143,000 F
3100975 776.09 11/1/28 A S P 140,000 F
3100988 575.27 11/1/28 A S P 135,000 F
3100992 196.99 11/1/13 A S P 148,000 F
3100993 799.28 11/1/28 A S P 142,000 F
3201175 1,088.97 11/1/28 A S P 179,000 F
3201185 716.15 11/1/28 A S P 230,000 F
3201188 1,110.69 11/1/28 A S P 208,000 F
3201193 914.19 12/1/28 A S P 167,000 F
3201197 440.93 12/1/28 A S P 216,000 F
3300779 881.60 10/1/28 A F I 170,000 F
3300780 555.30 10/1/28 A S P 145,000 F
3300788 382.85 10/1/28 A S P 128,000 F
3300790 698.40 10/1/28 A F P 155,000 F
3300792 1,011.53 10/1/28 A F P 220,000 F
3300793 861.31 10/1/28 A F P 170,000 F
3300795 1,693.12 10/1/28 A F I 260,000 F
3300797 981.96 10/1/28 A S P 140,000 F
3300798 680.47 10/1/28 A S P 173,000 F
3300799 963.09 11/1/13 A S P 162,000 F
3300802 720.56 11/1/13 A S P 160,000 F
3300812 695.53 11/1/28 A F P 175,000 F
3300815 681.65 11/1/28 A S P 117,000 F
3300820 589.62 11/1/28 A F P 130,000 F
3400704 1,060.16 11/1/13 A S P 155,000 F
3400707 514.23 11/1/28 A S P 129,000 F
3400711 1,196.72 11/1/28 A S P 182,000 F
3400712 394.96 11/1/28 A S P 225,000 F
3400716 447.66 11/1/28 A S P 185,000 F
3400720 177.61 11/1/28 A S P 112,000 F
3400725 843.98 12/1/28 A S P 150,000 F
3400727 1,262.95 11/1/13 A S P 173,000 F
3400730 160.09 11/1/28 A S P 53,000 F
3400734 357.34 11/1/28 A S P 119,000 F
Page 2
EXHIBIT A
LOAN SCHEDULE - 1998-3 (FIXED)
Loan Lien Cut-Off Current
Number Property Address City ST Zip Pos Balance Rate
------------------------------------------------------------------------------------------------------------------------------------
3500427 00 XXXXX XX. XXXXXX XX 00000 1 62,301.00 8.990
3500457 00 XXXXXXX XX. XXXXXXX XX 00000 1 128,043.00 11.390
3500476 00 XXXXXX XXXXXX XXXXXXXXXX XX 00000 1 87,737.00 8.490
3500478 00 XXXX XXXXXX XXXXXXXXX XX 00000 1 221,221.00 10.200
3500484 000 XXXX XXXXXX XXXXXXX XX 00000 1 62,638.00 8.900
3500485 00 X XXXX XXXXXX XXXXXX XX 00000 1 120,971.00 8.490
3500493 00 XXXXXXXX XXXXXX XXXXXXXXXX XX 00000 1 64,279.00 8.990
3500496 000 XXXXXX XXXXXX XXXXXX XX 00000 1 31,512.00 7.990
3500497 00 XXXXXXX XXXX XXXXXXXXX XX 00000 1 84,481.00 8.490
3500498 00 XXXXXXXX XXXXXX X XXXXXX XX 00000 1 70,476.00 8.490
3500499 00-00 XXXXXXXX XX. XXXXXXX XX 00000 1 162,936.00 8.850
3500502 00 XXXXXXXXXX XXXX XXXXXX XXXXXXXX XX 00000 1 70,984.00 8.490
3500507 00 XXXXXXX XXXX XXXXXXXXX XX 00000 1 87,844.00 8.490
3500511 00 XXXXXX XXXXXX XXXXX XX 00000 1 90,290.00 8.900
3500513 00 XXXXXX XXXXX XXXXXX XX 00000 1 41,547.00 8.890
3500518 0 XXXXXXX XXXXXX XXXXXXXXXX XX 00000 1 20,356.00 9.490
3600330 0000 XXX XXXXX XXXXXXXXXXX XX 00000 1 103,990.00 9.250
3600332 000 XXXXXX XX XXXXXX XXXXXX XX 00000 1 107,890.00 9.990
3600337 00000 XXX XXXXXX XXXX XXXXXXXXXXXX XX 00000 1 80,440.00 9.890
3800320 0000 XXX XXXXXXXX XXXX XXXXXXXXX XX 00000 1 102,855.00 8.990
3800322 0000 XX. XXXXX XX XX XXXXXXXXXX XX 00000 1 53,340.00 9.490
3800331 0000 X. 00XX XX XXXXXXXXX XX 00000 1 89,036.00 9.890
3900326 000 XXXXXXX XX XXXXXXXXX XXXXXXX XX 00000 1 37,116.00 8.890
3900330 000 XXXXXXX XX XXXXXXXXX XX 00000 1 76,963.00 7.990
3900339 0000 XXXX XXXX XX. XXXXXXXXXXXX XX 00000 1 54,645.00 10.990
4400245 0000 XXXXXX XXXXX # 0000 XXXXXXXXXX XX 00000 1 28,347.00 8.490
4400251 0000 XXXXXXXXX XX. XXXXXXX XX 00000 1 77,989.00 9.290
4400253 0000 XXXXXX XXX. X. XXXXXXXXX XX 00000 1 57,739.00 8.990
4600109 00 X XXXX XX XXXXXXX XX 00000 1 154,040.00 9.490
4600114 00 XXXXX XXXXX XX XXXXXXXX XX 00000 1 169,037.00 8.490
4600121 00 XXXXXXXXXXX XX XXXXXX XX 00000 1 45,709.00 10.990
4600122 0000 XXXXX XXXX XX XXXXXXXXX(XXXXXXXXXX XXX) XX 00000 1 79,490.00 9.200
4600123 000 XXX XXXXXX XXX XXXX XXXXX(XXXXX XXX) XX 00000 1 55,708.00 8.490
4600127 0 XXXXXXXXXXXX XX XX XXXXXX XX 00000 1 110,684.00 8.690
4600132 000 XXXXX XXXXX 00 XXXXXXXX XX 00000 1 106,195.00 8.490
4600133 00 XXXXX XX XXXXXX XX 00000 1 54,381.00 8.990
4600148 00 XXXXXXXX XXX XXXXXXXXX XX 00000 1 21,185.00 8.490
4600150 00 XXXXXX XX XXXXXXX XX 00000 1 22,164.00 8.900
4600152 000 XXXXX XX XXXXXXXXX XX 00000 1 71,432.00 8.900
4800068 00 XXXXXXXXXX XXXXX XXXXXXX XX 00000 1 131,483.00 9.900
8303048 0000 XXXXX XXXX XXXXXX XX 00000 1 59,963.65 8.500
8303396 000 XXXXXXXXX XX. XXXXX XXXX XX 00000 1 99,000.00 8.750
8303533 0000 XXXXXXXX XX. XXXXXXX XXXXXXX XX 00000 1 97,740.78 8.990
8303544 00000 00XX XXXXXX X XXXXXXX XX 00000 1 69,952.93 7.990
8303576 0000 X. XXXXXXX XXX. XXXXXXX XX 00000 1 67,500.00 8.990
8303606 000 XXXXXXXXXXXX XXXXX XXXXXXX XX 00000 1 46,000.00 8.750
8303628 0000 XXXXXXXX XXXX XXXXXXXX XX 00000 1 36,000.00 8.750
8303629 00000 X. XXXXXXXXX XXX. XXXXXXXXX XX 00000 1 69,800.00 8.750
8303637 00000 XXXXXXXX XXXXX XXXXXXX XX 00000 1 108,000.00 7.990
8303644 0000 XXXXXXXXX XXX. XXXXXX XXXXX XX 00000 1 62,000.00 8.250
8303659 00000 00XX XXX. XX XXXXXXX XX 00000 1 219,859.71 8.250
8303667 0000 XXXXXXXXXX XX. X. XXXXXXX XX 00000 1 63,000.00 8.750
8303673 0000 XX XXXXXXXX XXXXXX XXXXX XXXXX XX 00000 1 199,500.00 8.750
8303675 000 X. XXXX XXXXXX XXXXXXX XX 00000 1 87,000.00 7.990
8410551 0000 XXXXXX XXXXXX XXXXXXXXX XX 00000 1 77,000.00 7.750
8410565 00000 XXXXXXXXX 000XX XXXXXX XXXXX XX 00000 1 89,200.00 8.710
8410580 00 XXXXXXXXX XX XXXXXX XX 00000 1 62,200.00 8.000
8410587 000 XXXX XXXXX XXXXXXXXX XXXX XX 00000 1 141,400.00 9.000
8410608 00000 X.X. 00XX XXXXXX XXXXXXXXX XX 00000 1 84,565.00 7.750
------------------------------------------------------------------------------------------------------------------------------------
TOTAL FIXED RATE LOANS: 215 19,855,544.17
Loan Current Mat Pmt Prop Occup Appraised Orig
Number Pmt Date Type Type Type Value Type
----------------------------------------------------------------------------
3500427 500.84 11/1/28 A F I 108,000 F
3500457 1,486.84 11/1/13 A S P 240,000 F
3500476 674.00 10/1/28 A S P 140,000 F
3500478 1,974.15 10/1/28 A S P 295,000 F
3500484 499.50 10/1/28 A S P 165,000 F
3500485 929.31 11/1/28 A F P 210,000 F
3500493 516.74 11/1/28 A F P 155,000 F
3500496 231.00 10/1/28 A S P 105,000 F
3500497 648.99 11/1/28 A S P 145,000 F
3500498 541.40 11/1/28 A S P 241,000 F
3500499 1,293.47 9/1/28 A F P 300,000 F
3500502 698.59 11/1/13 A F P 160,000 F
3500507 864.52 12/1/13 A S P 135,000 F
3500511 720.01 11/1/28 A S P 165,000 F
3500513 331.01 11/1/28 A S P 128,000 F
3500518 212.44 12/1/13 A S P 122,000 F
3600330 855.50 10/1/28 A S P 130,000 F
3600332 946.01 10/1/28 A S P 166,000 F
3600337 699.39 11/1/28 A S P 145,000 F
3800320 826.85 11/1/28 A S P 197,000 F
3800322 448.12 11/1/28 A S P 97,000 F
3800331 774.13 11/1/28 A S P 137,000 F
3900326 295.71 11/1/28 A S P 110,000 F
3900330 564.19 11/1/28 A S P 110,000 F
3900339 519.98 11/1/28 A S P 119,000 F
4400245 217.76 11/1/28 A C P 250,000 F
4400251 643.86 11/1/28 A S P 135,000 F
4400253 464.17 11/1/28 A S P 105,000 F
4600109 1,294.13 11/1/28 A S P 237,000 F
4600114 1,298.55 10/1/28 A S P 230,000 F
4600121 434.95 11/1/28 A S P 194,000 F
4600122 651.07 11/1/28 A S P 106,000 F
4600123 427.95 11/1/28 A S P 115,000 F
4600127 866.01 11/1/28 A S P 160,000 F
4600132 1,045.12 11/1/13 A S P 175,000 F
4600133 437.17 11/1/28 A S P 103,000 F
4600148 162.74 11/1/28 A S P 77,000 F
4600150 223.49 11/1/13 A S P 115,000 F
4600152 569.63 12/1/28 A S P 120,000 F
4800068 1,144.15 11/1/28 A S P 425,000 F
8303048 461.35 8/1/28 A S P 160,000 C
8303396 778.83 9/1/28 A S P 177,000 C
8303533 993.40 8/1/13 A S P 145,000 C
8303544 513.15 8/1/28 A S P 158,000 C
8303576 542.63 9/1/28 A C P 90,000 C
8303606 361.88 9/1/28 A S P 128,000 C
8303628 283.21 9/1/28 A P P 65,500 C
8303629 549.12 9/1/28 A S P 105,000 C
8303637 791.71 9/1/28 A C P 192,200 C
8303644 465.79 9/1/28 A S P 105,000 C
8303659 1,652.79 9/1/28 A S P 277,000 C
8303667 495.62 10/1/28 A S P 215,000 C
8303673 1,569.47 9/1/28 A S P 350,000 C
8303675 637.77 9/1/28 A S P 200,000 C
8410551 551.64 9/1/28 A S P 200,000 C
8410565 889.40 9/1/13 A S P 165,000 C
8410580 594.42 9/1/13 A S P 155,000 C
8410587 1,137.74 9/1/28 A S P 200,000 C
8410608 605.83 9/1/28 A S P 109,000 C
----------------------------------------------------------------------------
Page 3
EXHIBIT B
LOAN SCHEDULE - 1998-3 (ADJUSTABLE)
Loan Lien Cut-Off Current
Number Property Address City ST Zip Pos Balance Rate
------------------------------------------------------------------------------------------------------------------------
106300 000 X XXXX XXXXX XXXXXXX XX CA 1 130,483.00 8.390
304663 00000 XXXX XXXXXX XXXX XXX XXXXXXXX XX CA 1 389,959.00 9.600
405862 000 XXXXXX XXXXXX XXX XXXXXXXXX XX CA 1 170,930.00 8.250
405870 0000 000XX XXXXXX XXXXXXX XX CA 1 75,390.00 9.600
1301716 0000 XXXXXX XXX X.X. XXXXXXX XX GA 1 220,966.00 8.490
1602948 00000 00XX XXX X XXXX XX XX 1 52,771.00 8.690
1602949 0000 000XX XX XX XXXXXXXX XX XX 1 168,740.00 7.890
1602955 0000 000XX XX XX XXXXXXX XX XX 1 79,949.00 11.690
1602964 0000 XXXXXX XXXXX XX X XXXXXXXX XX XX 1 75,585.00 8.490
1703176 00000 XXXXXX XX XXXXXX XX XX 1 92,240.00 8.790
1803819 000 XXXXXXXXX XXXX XXXXXXXXXXXX XX IL 1 117,543.00 8.250
1803861 0000 X. 00XX XXXXXX XXXXXXX XX IL 1 52,369.00 7.990
2102103 0000 XX 00XX XXX XXXXXXXX XX OR 1 77,898.00 8.500
2102113 0000 XXXXXXXXXXXX XXX XX XXXXX XX OR 1 95,048.00 9.600
2102119 0000 XX 000XX XX XXXXX XX XX 1 72,167.00 10.990
2201953 000 XXXXX XX. XXXXXXXXX XX IL 1 110,239.38 6.990
2201982 000 XXXXXXXXXXX XX. XXXXXXXX XX IL 1 169,690.00 8.450
2202004 0000 X. XXXXXXXXXXX XXX. XXXXXXX XX IL 1 83,390.00 8.690
2900899 00 XXXXXX XX. XXXXXXXXX XX PA 1 38,282.00 8.990
2900902 00 XXXXXXXX XXXX XX. XXXXXXXXXXXXX XX PA 1 83,296.00 9.200
3300756 000 00XX XXXXXX XXXXXXXX XX NY 1 58,458.00 7.490
3300759 000-00 XXXXXX XXXXXX XXXXX XXXXX XXXX XX NY 1 116,027.00 9.390
3300796 135-24 000 XXXXXX XXXXXXXXX XX NY 1 131,240.00 9.890
3300809 111-08 000 XXXXXX XXXXXX XXXXXXX XX XX 1 103,956.00 8.800
3500453 0 XXXXXX XXXXXX XXXX X0 XXXXXX XX MA 1 62,363.00 9.990
3900329 000 XXXXXXXX XX XXXXXXXXX MD MD 1 107,411.00 8.600
4400229 0000 XXXXXXX XXXXXX XXXXX XX. XXXXX XXXX XX MN 1 83,989.00 7.890
4800070 000 XXXXXXXXX XXXXXXX XX X XXXXXXXXX XX NY 1 69,539.00 9.000
8303300 0000 XXXXXXXX XXXXXX ARDMORE (HAVERFORD TWP) PA PA 1 94,560.32 10.500
8303387 0000 XXXXXXX XXXXX XXXXXX XX CA 1 104,397.77 7.990
8303398 0000 XXXXXXX XXXX X.X. XXXXX XX OR 1 103,510.80 6.750
8303409 000 X. 0000 X. XXXXXXXXX XX XX 1 95,603.96 7.250
8303481 0000 XXX XXX. XXXXXXXX XX XX 1 219,852.08 7.990
8303514 0000 XXXX XXXXXX XXXXXXX XX CA 1 116,171.84 7.990
8303515 0000 XXXXXXX XX. XXXXXX XX XX 1 80,455.94 8.990
8303517 0000 XXXXXXXX XXXXXX XXXXXXXX XXXX XX IL 1 50,865.11 8.990
8303564 0000 XXXXXX XXXXX XXXXXX XXXXX XX CA 1 188,866.61 7.750
8303586 000 XXXX 000XX XXXXXX XXXXXXXXX XX XX 1 72,100.00 7.990
8303600 000 XXXXXXXXX XXXXX XXXXXX XX UT 1 96,000.00 6.990
8303608 0000 X. 000XX XXXXX XXXXXXXX XX XX 1 89,000.00 7.250
8303663 0000 XXXXXX XXXXXX XXXXXXX XX XX 1 135,000.00 7.990
8410556 0 XXXXXX XXXXXXXXX XXXXX XXXXX XX NJ 1 165,000.00 7.830
8410561 00000 X.X. 000XX XXXXXX XXXXX XX FL 1 138,500.00 8.530
------------------------------------------------------------------------------------------------------------------------
TOTAL VARIABLE RATE LOANS: 43 4,839,802.81
Loan Current Mat Pmt Prop Occup Appraised Orig
Number Pmt Date Type Type Type Value Type
----------------------------------------------------------------------------
106300 993.15 11/1/28 A S P 174,000 F
304663 3,307.48 12/1/28 A S P 700,000 F
405862 1,284.14 11/1/28 A S I 265,000 F
405870 639.43 11/1/28 A S P 116,000 F
1301716 1,697.47 11/1/28 A S P 340,000 F
1602948 412.89 11/1/28 A S P 126,000 F
1602949 1,225.24 11/1/28 A S P 225,000 F
1602955 803.34 11/1/28 A S P 133,000 F
1602964 580.65 11/1/28 A S P 124,000 F
1703176 728.29 10/1/28 A S P 123,000 F
1803819 883.06 10/1/28 A S P 230,000 F
1803861 383.90 11/1/28 A S P 76,000 F
2102103 598.97 10/1/28 A S P 112,000 F
2102113 998.26 10/1/13 A S P 138,000 F
2102119 686.72 11/1/28 A S P 125,000 F
2201953 733.29 9/1/28 A S P 180,000 F
2201982 1,298.76 11/1/28 A S P 235,000 F
2202004 652.46 11/1/28 A S P 139,000 F
2900899 307.75 10/1/28 A S P 94,000 F
2900902 682.24 10/1/28 A S P 118,000 F
3300756 408.35 10/1/28 A F P 188,000 F
3300759 966.32 10/1/28 A F P 155,000 F
3300796 1,141.07 11/1/28 A S P 175,000 F
3300809 821.54 11/1/28 A S P 155,000 F
3500453 546.82 11/1/28 A C I 128,000 F
3900329 833.52 11/1/28 A S P 166,000 F
4400229 609.85 11/1/28 A S P 118,000 F
4800070 559.53 11/1/28 A S P 107,000 F
8303300 1,050.13 7/1/13 A F P 200,000 C
8303387 769.72 7/1/28 A S P 150,000 C
8303398 671.95 8/1/28 A S P 148,000 C
8303409 875.44 8/1/13 A S P 163,000 C
8303481 1,612.75 8/1/28 A S P 325,000 C
8303514 852.19 8/1/28 A S P 155,000 C
8303515 647.14 8/1/28 A S P 115,000 C
8303517 516.97 8/1/13 A S P 110,000 C
8303564 1,354.02 8/1/28 A S P 310,000 C
8303586 528.54 9/1/28 A S P 103,000 C
8303600 638.05 9/1/28 A S P 148,000 C
8303608 607.14 9/1/28 A S P 132,000 C
8303663 989.64 10/1/28 A S P 232,000 C
8410556 1,191.21 9/1/28 A S P 220,000 C
8410561 1,067.89 9/1/28 A S P 185,000 C
Page 4
