AMENDMENT NO. 1 TO THE FUND PARTICIPATION AGREEMENT THIS AMENDMENT is made and entered into this 9th day of March, 2007 by and between Summit Mutual Funds, Inc. ("SMFI"), Ameritas Investment Corp. ("AIC"), Symetra Life Insurance Company and Symetra...

             AMENDMENT NO. 1 TO THE FUND PARTICIPATION AGREEMENT

	THIS AMENDMENT is made and entered into this 9th day of March,
2007 by and between Summit Mutual Funds, Inc. ("SMFI"), Ameritas Investment
Corp. ("AIC"), Symetra Life Insurance Company and Symetra Securities, Inc.
("Symetra").

	WHEREAS, SMFI , AIC and Symetra are parties to a Fund Participation
Agreement dated 1st October, 2006 (the "Agreement");

	WHEREAS, SMFI , AIC and Symetra desire to add Symetra Separate Account
SL to the list of separate accounts utilizing the funds, as set forth in
Schedule A of the Agreement;

	WHEREAS, SMFI , AIC and Symetra desire to add Symetra
Spinnaker[registered trademark symbol]Variable Annuity, Symetra
Complete[registered trademark symbol] Individual Flexible Premium Variable Life
Insurance Policy and Symetra Complete Advisor[registered trademark symbol]
Individual Flexible Premium Variable Life Insurance Policy to its contracts
funded by the separate accounts, as set forth in Schedule A of the Agreement;

	WHEREAS, SMFI , AIC and Symetra desire to replace Schedule A of the
Agreement with the attached Schedule A.

	NOW THEREFORE, the parties agree as follows:

	1.	Schedule A of the agreement is hereby removed and shall be
superceded by the attached Schedule A;

	2.	The parties further agree that all other terms and conditions
of the Agreement shall remain in full force and effect.

IN WITNESS WHEREOF, the Parties have caused this Agreement to be executed in
their names and on their behalf by and through their duly authorized officers
signing below.


					SUMMIT MUTUAL FUNDS, INC.

Attest:___________________________By:___________________________________
Name: 					Name: Xxxxxx X. Xxxxxxxxxxxx
Title:					Title:	President



					AMERITAS INVESTMENT CORP.

Attest:___________________________By:__________________________________
Name:					Name: Xxxxxxx X. Xxxxxxx
Title:					Title: Vice President and Chief
					       Compliance  Officer


					SYMETRA LIFE INSURANCE COMPANY,
					on behalf of itself and its
					separate accounts

Attest:___________________________By:____________________________________
Name:					Name: Xxxxxxx X. Xxxxxxx
Title:					Title:   Senior Vice President



					SYMETRA SECURITIES, INC.

Attest:___________________________By:_____________________________________
Name:					Name: Xxxxx X. Xxxxxxxx
Title:					Title:   President




                                  SCHEDULE A



FUNDS AVAILABLE UNDER THE CONTRACTS

Summit Mutual Funds, Inc. Pinnacle Series:
	Summit S&P 500 Index Portfolio
	Summit S&P MidCap 400 Index Portfolio
	Summit Balanced Index Portfolio
	Summit Xxxxxx Aggregate Bond Index Portfolio
	Summit Nasdaq - 100 Index Portfolio
	Summit EAFE International Index Portfolio
	Summit Xxxxxxx 2000 Small Cap Index Portfolio - Class F

SEPARATE ACCOUNTS UTILIZING THE FUNDS

Symetra Separate Account C
Symetra Separate Account SL

UNREGISTERED SEPARATE ACCOUNTS UTILIZING THE FUNDS


CONTRACTS FUNDED BY THE SEPARATE ACCOUNTS

Symetra Spinnaker [registered trademark symbol] Variable Annuity
Symetra Complete [registered trademark symbol] Individual Flexible Premium
Variable Life Insurance Policy
Symetra Complete Advisor[registered trademark symbol] Individual Flexible
Premium Variable Life Insurance Policy