Exhibit 4.4
Certificate of Indebtedness
No. ________________ $________________
PIF/CORNERSTONE MINISTRIES INVESTMENTS, INC. ("Issuer" or "we" and related
pronouns) promises to pay to ___________________________ or registered assigns
("you" or "holder"), the principal sum of _____________________________ Dollars
($__________).
Taxpayer I.D. Number: __________________ CUSIP Number:_________________.
This Certificate of Indebtedness may evidence (1) a 9% five-year certificate,
(2) an access certificate, or (3) a graduated certificate, in each case, as
described in the prospectus under which such certificate is sold. Certificates
of Indebtedness will be registered in book entry form only and the investor will
receive only a written confirmation of their investment, and not an actual
certificate. We issue Certificates of Indebtedness under a Trust Indenture; the
trustee under the Trust Indenture is Regions Bank.
Dated:_________________, 2002
Regions Bank, as Trustee, certifies that this is one of the Certificates
referred to in the Trust Indenture.
By:_________________________________
Name:
Title:
[SEAL]
PIF/CORNERSTONE MINISTRIES
INVESTMENTS, INC.
By:_________________________________
Name:
Title:
[SEAL]