Exhibit 8(b)(4)
Fifth Amendment to Participation Agreement
FIFTH AMENDMENT TO PARTICIPATION AGREEMENT
Western Reserve Life Assurance Co. of Ohio, Variable Insurance Products Fund II
and Fidelity Distributors Corporation hereby amend the Participation Agreement
("Agreement") dated June 14, 1999, as amended, by doing the following:
The Schedule A of the Agreement is hereby deleted in its entirety and
replaced with the Amended Schedule A attached hereto.
IN WITNESS WHEREOF, the parties have hereto affixed their respective authorized
signatures, intending that this Amendment be effective the 1/st/ day of May,
2004.
WESTERN RESERVE LIFE ASSURANCE CO. OF OHIO
By: /s/ Xxxxxxxxx X. Xxxxxxx
--------------------------------
Name: Xxxxxxxxx X. Xxxxxxx
Title: Assistant Vice President and Assistant Secretary
VARIABLE INSURANCE PRODUCTS FUND II
By: ________________________________
Name: ________________________________
Title: Treasurer
FIDELITY DISTRIBUTORS CORPORATION
By: /s/ Don Holborn
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Don Holborn
Executive Vice President
Schedule A
Separate Accounts and Associated Contracts
Name of Separate Account and Policy Form Numbers of Contracts
Date Established by Board of Directors Funded By Separate Account
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WRL Series Life Account (est. July 16, 1985)
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Product: Form Number:
WRL Freedom Equity Protector (FEP) VLB.01.07.89
WRL Freedom Financial Builder (FFB) VL03
WRL Freedom Elite VL90
WRL Freedom Navigator
Single Life Product VL10
Joint Second-to-Die Product VL20
WRL Freedom SP Plus VLS.03-02.90
WRL Freedom Wealth Protector JLS01
WRL Xcelerator VL07
WRL Freedom Elite Builder II VL08
WRL Series Annuity Account (est. April 12, 1988)
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Product: Form Number:
WRL Xxxxxxx Xxxxxxxx XX00000 w/Schedule Page VA00010-A
WRL Freedom Bellwether VA00010 w/ Schedule Page VA00010-B
WRL Freedom Conqueror VA00010 w/ Schedule Page VA00010-C
WRL Freedom Variable Annuity VA.02.06.88
WRL Freedom Wealth Creator VA16
WRL Freedom Enhancer VA25
WRL Freedom Premier WL18
WRL Freedom Access WL17
Separate Account VA U (est. August 4, 2003)
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Product: Form Number:
WRL Freedom Premier III AV922 101 177 703
Separate Account VA V (est. December 17, 2003)
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Product: Form Number:
WRL Freedom Multiple AV1086 101 183 1203