EXHIBIT 99
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AGREEMENT FOR JOINT FILING OF SCHEDULE 13G
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The undersigned hereby agree that the Schedule 13G being filed with the
Securities and Exchange Commission to report their beneficial ownership of
more than 5% of the common shares of NB&T Financial Group, Inc., an Ohio
corporation, shall be, and is, filed on behalf of each of the undersigned.
THE NATIONAL BANK AND TRUST COMPANY
February 6, 2001 By /s/ Xxxxxxx X. Xxxxxx
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Date Xxxxxxx X. Xxxxxx
Executive Vice-President
NB&T FINANCIAL GROUP, INC.,
EMPLOYEE STOCK OWNERSHIP PLAN
By The National Bank and Trust
Company, Trustee
February 6, 2001
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Date
By /s/ Xxxxxxx X. Xxxxxx
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Xxxxxxx X. Xxxxxx
Executive Vice-President
