ANNUAL STATEMENT AS TO COMPLIANCE
Exhibit 35 a)
SPS LOGO
Agreement: See Schedule of Agreements
Dated:
Dated:
See Attached Schedule
ANNUAL STATEMENT AS TO COMPLIANCE
In accordance with the applicable section in each of the Pooling and Servicing
Agreements specified:
Agreements specified:
i.
a review of the activities of the Servicer during the year ended
December 31, 2006 and of performance under this Agreement
has been made under such officers' supervision; and
December 31, 2006 and of performance under this Agreement
has been made under such officers' supervision; and
ii.
to the best of such officers' knowledge, based on such review,
the Servicer has fulfilled all of its obligations and no default
has occurred under this Agreement throughout such year.
the Servicer has fulfilled all of its obligations and no default
has occurred under this Agreement throughout such year.
February 24, 2007
/s/ ▇▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇▇▇▇▇▇
▇▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇▇▇▇▇▇
Chief Executive Officer
Select Portfolio Servicing, Inc.
Select Portfolio Servicing, Inc.
Credit Suisse First Boston Mortgage Securities Corp., Depositor,
DII Mortgage Capital, Inc., Seller, ▇▇▇▇▇ Fargo Bank, N.A., Servicer,
Select Portfolio Servicing, Inc., Servicer, ▇▇▇▇▇▇▇ Fixed Income Services Inc.,
Credit Risk Manager and U.S. Bank National Association, Trustee-Pooling
and Servicing Agreement - Home Equity Asset Trust 2006-7.
9/1/2006
DII Mortgage Capital, Inc., Seller, ▇▇▇▇▇ Fargo Bank, N.A., Servicer,
Select Portfolio Servicing, Inc., Servicer, ▇▇▇▇▇▇▇ Fixed Income Services Inc.,
Credit Risk Manager and U.S. Bank National Association, Trustee-Pooling
and Servicing Agreement - Home Equity Asset Trust 2006-7.
9/1/2006
Exhibit 35 b)
[▇▇▇▇▇ FARGO HOME MORTGAGE logo]
▇▇▇▇▇ Fargo Home Mortgage
One Home Campus
Des Moines, IA 50328-0001
▇▇▇▇▇ Fargo Bank, N.A.
Servicer Compliance Statement
1. I, ▇▇▇▇ ▇. ▇▇▇▇▇, Senior Vice President of ▇▇▇▇▇ Fargo Bank, N.A. ("▇▇▇▇▇ Fargo")
hereby state that a review of the servicing activities of ▇▇▇▇▇ Fargo during the calendar
year 2006 and of ▇▇▇▇▇ Fargo's performance under the servicing agreement(s) listed on
the attached Exhibit A (the "Servicing Agreement(s)") has been made under my
supervision.
2. To the best of my knowledge, based on such review, ▇▇▇▇▇ Fargo has fulfilled all of its
obligations under the Servicing Agreement(s) in all material respects throughout 2006.
By: /s/ ▇▇▇▇ ▇. ▇▇▇▇▇
▇▇▇▇ ▇. ▇▇▇▇▇
Senior Vice President
▇▇▇▇▇ Fargo Bank, N.A.
March 1, 2007
[▇▇▇▇▇ FARGO HOME MORTGAGE logo]
▇▇▇▇▇ Fargo Home Mortgage
One Home Campus
Des Moines, IA 50328-0001
▇▇▇▇▇ Fargo Bank, N.A.
Servicer Compliance Statement
1. I, ▇▇▇▇ ▇. ▇▇▇▇▇, Senior Vice President of ▇▇▇▇▇ Fargo Bank, N.A. ("▇▇▇▇▇ Fargo")
hereby state that a review of the servicing activities of ▇▇▇▇▇ Fargo during the calendar
year 2006 and of ▇▇▇▇▇ Fargo's performance under the servicing agreement(s) listed on
the attached Exhibit A (the "Servicing Agreement(s)") has been made under my
supervision.
2. To the best of my knowledge, based on such review, ▇▇▇▇▇ Fargo has fulfilled all of its
obligations under the Servicing Agreement(s) in all material respects throughout 2006.
By: /s/ ▇▇▇▇ ▇. ▇▇▇▇▇
▇▇▇▇ ▇. ▇▇▇▇▇
Senior Vice President
▇▇▇▇▇ Fargo Bank, N.A.
March 1, 2007
EXHIBIT A - No Exceptions
CLIENT INV#
INV
MASTER
SERVICER/
TRUSTEE DEAL
NAME
106
504
CSMC
US BANK
HEAT 2004-6
106
512
CSMC
US BANK
HEAT 2004-AA1
106
L61
CSMC
US BANK
CSFB HEAT 2003-7
106
L63
CSMC
US BANK
CSFB HEAT 2003-8
106
L71
CSMC
US BANK
CSFB HEAT 2003-5
106
L83
CSMC
US BANK
CSFB HEAT 2004-3
106
413
CSMC
US BANK
HEAT 2006-5
106
414
CSMC
US BANK
HEAT 2006-6
106
415
CSMC
US BANK
HEAT 2006-7
106
417
CSMC
US BANK
HEAT 2006-8
106
581
CSMC
US BANK
HEAT 2006-8
708
333
CSMC
US BANK
HEAT 2006-1
708
334
CSMC
US BANK
CSFB HEAT 2005-7
708
335
CSMC
US BANK
CSFB HEAT 2005-8
PREFUNDI
PREFUNDI
708
336
CSMC
US BANK
HEAT 2006-2
708
337
CSMC
US BANK
HEAT 2006-3
708
338
CSMC
US BANK
HEAT 2006-4
708
365
CSMC
US BANK
HEAT 2006-5
708 465
▇▇▇▇▇▇▇
▇▇▇▇▇ US
BANK
*
708 484
▇▇▇▇▇▇▇
▇▇▇▇▇
US BANK
*
Exhibit 35 c)
[▇▇▇▇▇ FARGO HOME MORTGAGE logo]
▇▇▇▇▇ Fargo Home Mortgage
One Home Campus
Des Moines, IA 50328-0001
▇▇▇▇▇ Fargo Bank, N.A.
Servicer Compliance Statement
1. I, ▇▇▇▇ ▇. ▇▇▇▇▇, Senior Vice President of ▇▇▇▇▇ Fargo Bank, N.A. ("▇▇▇▇▇ Fargo")
hereby state that a review of the activities of ▇▇▇▇▇ Fargo during the calendar year 2006
and of ▇▇▇▇▇ Fargo's performance under the servicing agreement(s) listed on the attached
Exhibit A (the "Servicing Agreement(s)") has been made under my supervision.
2. To the best of my knowledge, based on such review, ▇▇▇▇▇ Fargo has fulfilled all of its
obligations under the Servicing Agreement(s) in all material respects throughout 2006,
with the exception of the following failure(s) to fulfill any such obligation in any material
respect:
For certain loans sub-serviced by ▇▇▇▇▇ Fargo or for which servicing rights were acquired
on a bulk-acquisition basis, ▇▇▇▇▇ Fargo determined that it provided incomplete data to
some third parties who use such data to calculate delinquency ratios and the status of
loans with respect to bankruptcy, foreclosure or real estate owned. The incomplete
reporting only affected securitizations that included delinquent loans. Instead of the
actual due date being provided for use in calculating delinquencies, the date of the first
payment due to the security was provided. ▇▇▇▇▇ Fargo subsequently included additional
data in monthly remittance reports, providing the actual borrower due date and unpaid
principal balance, together with instructions to use these new fields if such monthly
remittance reports are used to calculate delinquency ratios.
By: /s/ ▇▇▇▇ ▇. ▇▇▇▇▇
▇▇▇▇ ▇. ▇▇▇▇▇
Senior Vice President
▇▇▇▇▇ Fargo Bank, N.A.
March 1, 2007
[▇▇▇▇▇ FARGO HOME MORTGAGE logo]
▇▇▇▇▇ Fargo Home Mortgage
One Home Campus
Des Moines, IA 50328-0001
▇▇▇▇▇ Fargo Bank, N.A.
Servicer Compliance Statement
1. I, ▇▇▇▇ ▇. ▇▇▇▇▇, Senior Vice President of ▇▇▇▇▇ Fargo Bank, N.A. ("▇▇▇▇▇ Fargo")
hereby state that a review of the activities of ▇▇▇▇▇ Fargo during the calendar year 2006
and of ▇▇▇▇▇ Fargo's performance under the servicing agreement(s) listed on the attached
Exhibit A (the "Servicing Agreement(s)") has been made under my supervision.
2. To the best of my knowledge, based on such review, ▇▇▇▇▇ Fargo has fulfilled all of its
obligations under the Servicing Agreement(s) in all material respects throughout 2006,
with the exception of the following failure(s) to fulfill any such obligation in any material
respect:
For certain loans sub-serviced by ▇▇▇▇▇ Fargo or for which servicing rights were acquired
on a bulk-acquisition basis, ▇▇▇▇▇ Fargo determined that it provided incomplete data to
some third parties who use such data to calculate delinquency ratios and the status of
loans with respect to bankruptcy, foreclosure or real estate owned. The incomplete
reporting only affected securitizations that included delinquent loans. Instead of the
actual due date being provided for use in calculating delinquencies, the date of the first
payment due to the security was provided. ▇▇▇▇▇ Fargo subsequently included additional
data in monthly remittance reports, providing the actual borrower due date and unpaid
principal balance, together with instructions to use these new fields if such monthly
remittance reports are used to calculate delinquency ratios.
By: /s/ ▇▇▇▇ ▇. ▇▇▇▇▇
▇▇▇▇ ▇. ▇▇▇▇▇
Senior Vice President
▇▇▇▇▇ Fargo Bank, N.A.
March 1, 2007
EXHIBIT A - Exceptions
INV# INV
MASTER
SERVICER/
TRUSTEE
386
CSMC PMSR HEAT PMSR 06-4
US Bank
507
CS SUB HEAT 2004-7
US Bank
516
CS SUB HEAT 2004-8
US Bank
521
CS SUB HEAT 2005-1
US Bank
527
CS SUB HEAT 2005-2
US Bank
532
CS SUB HEAT 2005-3
US Bank
538
CS SUB HEAT 2005-4
US Bank
541
CS SUB HEAT 2005-5
US Bank
545
CS SUB HEAT 2005-6
US Bank
549
CS SUB HEAT 2005-7
US Bank
552
CS SUB HEAT 2005-8
US Bank
555
CS SUB HEAT 2005-9
US Bank
559
CS SUB HEAT 2006-1
US Bank
561
CSMC SUB HEAT 2006-2
US Bank
563
CSMC SUB HEAT 2006-3
US Bank
567
CSMC SUB HEAT 2006-4
US Bank
570
CSMC SUB HEAT 2006-5
US Bank
573
CSMC SUB HEAT 2006-6
US Bank
576
CSMC SUB HEAT 2006-7 (9/06)
US Bank
L74
CS SUB HEAT 2004-1
US Bank
L78
CS SUB HEAT 2004-2
US Bank
L84
CS SUB HEAT 2004-4
US Bank
L87
CS SUB HEAT 2004-5
US Bank
Q03
WACHOVIA PMSR 2006-AMN1
US Bank