Exhibit 4.1
EXECUTION COPY
BANC OF AMERICA FUNDING CORPORATION,
as Depositor,
XXXXX FARGO BANK, N.A.,
as Master Servicer and Securities Administrator,
and
U.S. BANK NATIONAL ASSOCIATION,
as Trustee
POOLING AND SERVICING AGREEMENT
Dated January 31, 2006
---------------------------
Mortgage Pass-Through Certificates
Series 2006-A
TABLE OF CONTENTS
Page
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PRELIMINARY STATEMENT 1
ARTICLE I
DEFINITIONS
Section 1.01. Defined Terms..........................................................................3
Section 1.02 Calculations..........................................................................39
ARTICLE II
CONVEYANCE OF MORTGAGE LOANS; ORIGINAL ISSUANCE OF CERTIFICATES
Section 2.01. Conveyance of Mortgage Loans..........................................................39
Section 2.02. Acceptance by the Trustee or Custodian of the Mortgage Loans..........................44
Section 2.03. Representations, Warranties and Covenants of the Master Servicer......................48
Section 2.04. Representations and Warranties of the Depositor as to the Mortgage Loans..............49
Section 2.05. Designation of Interests in the REMICs................................................50
Section 2.06. Designation of Start-up Day...........................................................50
Section 2.07. REMIC Certificate Maturity Date.......................................................51
Section 2.08. Execution and Delivery of Certificates................................................51
ARTICLE III
ADMINISTRATION AND MASTER SERVICING OF MORTGAGE LOANS
Section 3.01. Master Servicing of the Mortgage Loans................................................51
Section 3.02. Monitoring of Servicers...............................................................52
Section 3.03. Fidelity Bond; Errors and Omissions Insurance.........................................54
Section 3.04. Access to Certain Documentation.......................................................54
Section 3.05. Maintenance of Primary Mortgage Insurance Policy; Claims..............................54
Section 3.06. Rights of the Depositor, the Securities Administrator and the Trustee in Respect of
the Master Servicer...................................................................55
Section 3.07. Trustee to Act as Master Servicer.....................................................55
Section 3.08. Servicer Custodial Accounts and Escrow Accounts.......................................56
Section 3.09. Collection of Mortgage Loan Payments; Master Servicer Custodial Account; Distribution
Account...............................................................................56
Section 3.10. Access to Certain Documentation and Information Regarding the Mortgage Loans..........58
Section 3.11. Permitted Withdrawals from the Distribution Account and the Master Servicer Custodial
Account...............................................................................59
Section 3.12. Maintenance of Hazard Insurance and Other Insurance...................................60
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Section 3.13. Presentment of Claims and Collection of Proceeds......................................60
Section 3.14. Enforcement of Due-On-Sale Clauses; Assumption Agreements.............................61
Section 3.15. Realization Upon Defaulted Mortgage Loans; REO Property...............................61
Section 3.16. Trustee and Custodian to Cooperate; Release of Mortgage Files.........................63
Section 3.17. Documents, Records and Funds in Possession of the Master Servicer to be Held for the
Trustee...............................................................................64
Section 3.18. Securities Administrator Compensation, Master Servicer Compensation and Servicer
Compensation..........................................................................64
Section 3.19. Advances..............................................................................65
Section 3.20. Annual Statement of Compliance........................................................65
Section 3.21. Assessments of Compliance and Attestation Reports.....................................66
Section 3.22. Reports to the Commission.............................................................68
ARTICLE IV
MASTER SERVICER'S CERTIFICATE
Section 4.01. Master Servicer's Certificate.........................................................73
ARTICLE V
PAYMENTS AND STATEMENTS TO CERTIFICATEHOLDERS; REMIC ADMINISTRATION
Section 5.01. Distributions.........................................................................73
Section 5.02. Priorities of Distributions...........................................................74
Section 5.03. Allocation of Losses..................................................................84
Section 5.04. Statements to Certificateholders......................................................88
Section 5.05. Tax Returns and Reports to Certificateholders.........................................91
Section 5.06. Tax Matters Person....................................................................93
Section 5.07. Rights of the Tax Matters Person in Respect of the Securities Administrator...........93
Section 5.08. REMIC Related Covenants...............................................................93
ARTICLE VI
THE CERTIFICATES
Section 6.01. The Certificates......................................................................94
Section 6.02. Registration of Transfer and Exchange of Certificates.................................95
Section 6.03. Mutilated, Destroyed, Lost or Stolen Certificates.....................................99
Section 6.04. Persons Deemed Owners................................................................100
ARTICLE VII
THE DEPOSITOR AND THE MASTER SERVICER
Section 7.01. Respective Liabilities of the Depositor and the Master Servicer......................100
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Section 7.02. Merger or Consolidation of the Depositor or the Master Servicer......................100
Section 7.03. Limitation on Liability of the Depositor, the Master Servicer and Others.............101
Section 7.04. Depositor and Master Servicer Not to Resign..........................................101
ARTICLE VIII
DEFAULT
Section 8.01. Events of Default....................................................................102
Section 8.02. Remedies of Trustee..................................................................104
Section 8.03. Directions by Certificateholders and Duties of Trustee During Event of Default.......104
Section 8.04. Action upon Certain Failures of the Master Servicer and upon Event of Default........104
Section 8.05. Trustee to Act; Appointment of Successor.............................................104
Section 8.06. Notification to Certificateholders...................................................106
ARTICLE IX
THE TRUSTEE AND THE SECURITIES ADMINISTRATOR
Section 9.01. Duties of Trustee and Securities Administrator.......................................106
Section 9.02. Certain Matters Affecting the Trustee and the Securities Administrator...............108
Section 9.03. Neither Trustee nor Securities Administrator Liable for Certificates or Mortgage
Loans................................................................................110
Section 9.04. Trustee and Securities Administrator May Own Certificates............................111
Section 9.05. Eligibility Requirements for Trustee and the Securities Administrator................111
Section 9.06. Resignation and Removal of Trustee and the Securities Administrator..................112
Section 9.07. Successor Trustee or Securities Administrator........................................113
Section 9.08. Merger or Consolidation of Trustee or Securities Administrator.......................113
Section 9.09. Appointment of Co-Trustee or Separate Trustee........................................114
Section 9.10. Authenticating Agents................................................................115
Section 9.11. Securities Administrator's Fees and Expenses and Trustee's Fees and Expenses.........116
Section 9.12. Appointment of Custodian.............................................................116
Section 9.13. Paying Agents........................................................................117
Section 9.14. Limitation of Liability..............................................................118
Section 9.15. Trustee or Securities Administrator May Enforce Claims Without Possession of
Certificates.........................................................................118
Section 9.16. Suits for Enforcement................................................................118
Section 9.17. Waiver of Bond Requirement...........................................................118
Section 9.18. Waiver of Inventory, Accounting and Appraisal Requirement............................118
ARTICLE X
TERMINATION
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Section 10.01. Termination upon Purchase or Liquidation of All Mortgage Loans.......................118
Section 10.02. Additional Termination Requirements..................................................121
ARTICLE XI
MISCELLANEOUS PROVISIONS
Section 11.01. Amendment............................................................................122
Section 11.02. Recordation of Agreement; Counterparts...............................................123
Section 11.03. Limitation on Rights of Certificateholders...........................................124
Section 11.04. Governing Law........................................................................124
Section 11.05. Notices..............................................................................126
Section 11.06. Severability of Provisions...........................................................126
Section 11.07. Certificates Nonassessable and Fully Paid............................................126
Section 11.08. Access to List of Certificateholders.................................................126
Section 11.09. Recharacterization...................................................................127
Section 11.10. Regulation AB Compliance; Intent of the Parties; Reasonableness......................127
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EXHIBITS
Exhibit A-1A1 Form of Face of Class 1-A-1 Certificate
Exhibit A-1A2 Form of Face of Class 1-A-2 Certificate
Exhibit A-1AR Form of Face of Class 1-A-R Certificate
Exhibit A-2A1 Form of Face of Class 2-A-1 Certificate
Exhibit A-2A2 Form of Face of Class 2-A-2 Certificate
Exhibit A-3A1 Form of Face of Class 3-A-1 Certificate
Exhibit A-3A2 Form of Face of Class 3-A-2 Certificate
Exhibit A-3A3 Form of Face of Class 3-A-3 Certificate
Exhibit A-4A1 Form of Face of Class 4-A-1 Certificate
Exhibit A-4A2 Form of Face of Class 4-A-2 Certificate
Exhibit A-5A1 Form of Face of Class 5-A-1 Certificate
Exhibit A-5A2 Form of Face of Class 5-A-2 Certificate
Exhibit A-6A1 Form of Face of Class 6-A-1 Certificate
Exhibit A-6A2 Form of Face of Class 6-A-2 Certificate
Exhibit B-1B1 Form of Face of Class 1-B-1 Certificate
Exhibit B-1B2 Form of Face of Class 1-B-2 Certificate
Exhibit B-1B3 Form of Face of Class 1-B-3 Certificate
Exhibit B-1B4 Form of Face of Class 1-B-4 Certificate
Exhibit B-1B5 Form of Face of Class 1-B-5 Certificate
Exhibit B-1B6 Form of Face of Class 1-B-6 Certificate
Exhibit B-2M1 Form of Face of Class 2-M-1 Certificate
Exhibit B-2B1 Form of Face of Class 2-B-1 Certificate
Exhibit B-2B2 Form of Face of Class 2-B-2 Certificate
Exhibit B-2B3 Form of Face of Class 2-B-3 Certificate
Exhibit B-2B4 Form of Face of Class 2-B-4 Certificate
Exhibit B-2B5 Form of Face of Class 2-B-5 Certificate
Exhibit B-2B6 Form of Face of Class 2-B-6 Certificate
Exhibit B-3B1 Form of Face of Class 3-B-1 Certificate
Exhibit B-3B2 Form of Face of Class 3-B-2 Certificate
Exhibit B-3B3 Form of Face of Class 3-B-3 Certificate
Exhibit B-3B4 Form of Face of Class 3-B-4 Certificate
Exhibit B-3B5 Form of Face of Class 3-B-5 Certificate
Exhibit B-3B6 Form of Face of Class 3-B-6 Certificate
Exhibit C Form of Reverse of all Certificates
Exhibit D-1 Loan Group 1 Mortgage Loan Schedule
Exhibit D-2 Loan Group 2 Mortgage Loan Schedule
Exhibit D-3 Loan Group 3 Mortgage Loan Schedule
Exhibit D-4 Loan Group 4 Mortgage Loan Schedule
Exhibit D-5 Loan Group 5 Mortgage Loan Schedule
Exhibit D-6 Loan Group 6 Mortgage Loan Schedule
Exhibit E Request for Release of Documents
Exhibit F Form of Certification of Establishment of Account
Exhibit G-1 Form of Transferor's Certificate
Exhibit G-2A Form 1 of Transferee's Certificate
Exhibit G-2B Form 2 of Transferee's Certificate
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Exhibit H Form of Transferee Representation Letter
for ERISA Restricted Certificates
Exhibit I Form of Affidavit Regarding Transfer of Residual Certificate
Exhibit J List of Recordation States
Exhibit K Form of Initial Certification
Exhibit L Form of Final Certification
Exhibit M Relevant Servicing Criteria
Exhibit N Additional Form 10-D Disclosure
Exhibit O Additional Form 10-K Disclosure
Exhibit P Form 8-K Disclosure
Exhibit Q Form of Xxxxxxxx-Xxxxx Certification
Exhibit R Form of Back-up Certification
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POOLING AND SERVICING AGREEMENT
THIS POOLING AND SERVICING AGREEMENT, dated January 31, 2006, is hereby
executed by and among BANC OF AMERICA FUNDING CORPORATION, as depositor
(together with its permitted successors and assigns, the "Depositor"), XXXXX
FARGO BANK, N.A., as master servicer (together with its permitted successors and
assigns, in such capacity, the "Master Servicer") and as securities
administrator (together with its permitted successors and assigns, in such
capacity, the "Securities Administrator"), and U.S. BANK NATIONAL ASSOCIATION,
as trustee (together with its permitted successors and assigns, the "Trustee").
W I T N E S S E T H T H A T:
In consideration of the mutual agreements herein contained, the Depositor,
the Master Servicer, the Securities Administrator and the Trustee agree as
follows:
PRELIMINARY STATEMENT
In exchange for the Certificates, the Depositor hereby conveys the Trust
Estate to the Trustee to create the Trust. The Trust Estate for federal income
tax purposes will be treated as five separate real estate mortgage investment
conduits (the "Upper-Tier REMIC," the "Subsidiary Lower-Tier REMIC," the "Group
1 Lower-Tier REMIC," the "Aggregate Group 2 Lower-Tier REMIC" and the "Aggregate
Group 3 Lower-Tier REMIC," respectively, and each a "REMIC"). The Uncertificated
Group 1 Lower-Tier Interests shall constitute the "regular interests" and the
Class LR-G1 Interest shall be the "residual interest" in the Group 1 Lower-Tier
REMIC. The Uncertificated Aggregate Group 2 Lower-Tier Interests shall
constitute the "regular interests" and the Class LR-G2 Interest shall be the
"residual interest" in the Aggregate Group 2 Lower-Tier REMIC. The
Uncertificated Aggregate Group 3 Lower-Tier Interests shall constitute the
"regular interests" and the Class LR-G3 Interest shall be the "residual
interest" in the Aggregate Group 3 Lower-Tier REMIC. The Uncertificated Group 1
Lower-Tier Interests, the Uncertificated Aggregate Group 2 Lower-Tier Interests
and the Uncertificated Aggregate Group 3 Lower-Tier Interests shall constitute
the assets of the Subsidiary Lower-Tier REMIC. The Uncertificated Subsidiary
Lower-Tier Interests shall constitute the "regular interests" and the Class SLR
Interest shall be the "residual interest" in the Subsidiary Lower-Tier REMIC.
The Uncertificated Subsidiary Lower-Tier Interests shall constitute the assets
of the Upper-Tier REMIC. The Certificates (other than the Class 1-A-R
Certificate) are referred to collectively as the "Regular Certificates" and
shall constitute "regular interests" and the Class UR Interest shall be the
"residual interest" in the Upper-Tier REMIC. The Class 1-A-R Certificate shall
represent ownership of the Class LR-G1 Interest, the Class LR-G2 Interest, the
Class LR-G3 Interest, the Class SLR Interest and the Class UR Interest. The
Certificates, the Uncertificated Group 1 Lower-Tier Interests, the
Uncertificated Aggregate Group 2 Lower-Tier Interests, the Uncertificated
Aggregate Group 3 Lower-Tier Interests and the Uncertificated Subsidiary
Lower-Tier Interests will represent the entire beneficial ownership interest in
the Trust. The "latest possible maturity date" for federal income tax purposes
of all interests created hereby will be the REMIC Certificate Maturity Date.
The following table sets forth characteristics of the Certificates,
together with the minimum denominations and integral multiples in excess thereof
in which the Classes of Certificates shall be issuable:
INITIAL CLASS PASS-
CERTIFICATE THROUGH MINIMUM INTEGRAL MULTIPLES IN
CLASSES BALANCE RATE DENOMINATION EXCESS OF MINIMUM
--------------------------------------------------------------------------------
Class 1-A-1 $336,294,000.00 (1) $1,000 $1
Class 1-A-2 $38,544,000.00 (1) $1,000 $1
Class 1-A-R $100.00 (1) $100 N/A
Class 2-A-1 $44,555,000.00 (2) $1,000 $1
Class 2-A-2 $3,329,000.00 (2) $1,000 $1
Class 3-A-1 $200,000,000.00 (3) $1,000 $1
Class 3-A-2 $186,546,000.00 (3) $1,000 $1
Class 3-A-3 $13,938,000.00 (3) $1,000 $1
Class 4-A-1 $31,948,000.00 (4) $1,000 $1
Class 4-A-2 $2,387,000.00 (4) $1,000 $1
Class 5-A-1 $56,349,000.00 (5) $1,000 $1
Class 5-A-2 $2,284,000.00 (5) $1,000 $1
Class 6-A-1 $129,873,000.00 (6) $1,000 $1
Class 6-A-2 $5,265,000.00 (6) $1,000 $1
Class 1-B-1 $5,589,000.00 (1) $25,000 $1
Class 1-B-2 $1,927,000.00 (1) $25,000 $1
Class 1-B-3 $1,156,000.00 (1) $25,000 $1
Class 1-B-4 $771,000.00 (1) $25,000 $1
Class 1-B-5 $578,000.00 (1) $25,000 $1
Class 1-B-6 $578,720.00 (1) $25,000 $1
Class 2-M-1 $9,809,000.00 (7) $25,000 $1
Class 2-B-1 $5,679,000.00 (7) $25,000 $1
Class 2-B-2 $5,679,000.00 (7) $25,000 $1
Class 2-B-3 $4,130,000.00 (7) $25,000 $1
Class 2-B-4 $3,356,000.00 (7) $25,000 $1
Class 2-B-5 $2,839,000.00 (7) $25,000 $1
Class 2-B-6 $2,065,757.00 (7) $25,000 $1
Class 3-B-1 $3,524,000.00 (8) $25,000 $1
Class 3-B-2 $1,409,000.00 (8) $25,000 $1
Class 3-B-3 $805,000.00 (8) $25,000 $1
Class 3-B-4 $806,000.00 (8) $25,000 $1
Class 3-B-5 $604,000.00 (8) $25,000 $1
Class 3-B-6 $402,743.00 (8) $25,000 $1
_________________
(1) For each Distribution Date, interest will accrue on these
Certificates at a per annum rate equal to the Net WAC for the Group 1 Mortgage
Loans.
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(2) For each Distribution Date, interest will accrue on these
Certificates at a per annum rate equal to the Net WAC for the Group 2 Mortgage
Loans.
(3) For each Distribution Date, interest will accrue on these
Certificates at a per annum rate equal to the Net WAC for the Group 3 Mortgage
Loans.
(4) For each Distribution Date, interest will accrue on these
Certificates at a per annum rate equal to the Net WAC for the Group 4 Mortgage
Loans.
(5) For each Distribution Date, interest will accrue on these
Certificates at a per annum rate equal to the Net WAC for the Group 5 Mortgage
Loans.
(6) For each Distribution Date, interest will accrue on these
Certificates at a per annum rate equal to the Net WAC for the Group 6 Mortgage
Loans.
(7) Interest will accrue on these Certificates as of any Distribution
Date at a per annum rate equal to the weighted average (based on the Group
Subordinate Amount for each Loan Group) of the Net WAC for each of the Group 2,
Group 3 and Group 4 Mortgage Loans.
(8) Interest will accrue on these Certificates as of any Distribution
Date at a per annum rate equal to the weighted average (based on the Group
Subordinate Amount for each Loan Group) of the Net WAC for each of the Group 5
and Group 6 Mortgage Loans.
ARTICLE I
DEFINITIONS
Section 1.01. Defined Terms. Whenever used in this Agreement, the
following words and phrases, unless the context otherwise requires, shall have
the meanings specified in this Article:
10-K Filing Deadline: As defined in Section 3.22(c).
1933 Act: The Securities Act of 1933, as amended.
Accrued Certificate Interest: For any Distribution Date and each Class,
one month's interest accrued during the related Interest Accrual Period at the
applicable Pass-Through Rate on the applicable Class Certificate Balance.
Additional Form 10-D Disclosure: As defined in Section 3.22(b).
Additional Form 10-K Disclosure: As defined in Section 3.22(c).
Additional Servicer: A Subcontractor engaged by the Master Servicer or the
Securities Administrator that is a "servicer" within the meaning of Item 1101 of
Regulation AB and meets the criteria in Item 1108(a)(2)(i) though (iii) of
Regulation AB.
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Adjusted Pool Amount: With respect to any Distribution Date and Loan
Group, the Cut-off Date Pool Principal Balance of the Mortgage Loans in such
Loan Group minus the sum of (i) all amounts in respect of principal received in
respect of the Mortgage Loans in such Loan Group (including, without limitation,
amounts received as Monthly Payments, Periodic Advances, Principal Prepayments,
Liquidation Proceeds and Substitution Adjustment Amounts) and distributed to
Holders of the Certificates on such Distribution Date and all prior Distribution
Dates and (ii) the principal portion of all Realized Losses (other than Debt
Service Reductions) incurred on the Mortgage Loans in such Loan Group from the
Cut-off Date through the end of the month preceding such Distribution Date.
Administrative Fee Rate: With respect to each Mortgage Loan, the sum of
(i) the Servicing Fee Rate, (ii) the Master Servicing Fee Rate and (iii) with
respect to each Mortgage Loan covered by a PMI Policy, the PMI Policy Fee Rate.
Advance: A Periodic Advance or a Servicing Advance.
Advance Date: As to any Distribution Date, the related Remittance Date or
the Business Day preceding the related Remittance Date.
Aggregate Group 2: Any of Group 2, Group 3 or Group 4.
Aggregate Group 2 Lower-Tier Certificate Sub-Account: The sub-account of
the Distribution Account designated by the Securities Administrator pursuant to
Section 3.09(g).
Aggregate Group 2 Lower-Tier Distribution Amount: As defined in Section
5.02(a) hereof.
Aggregate Group 2 Lower-Tier REMIC: As defined in the Preliminary
Statement, the assets of which consist of the Group 2, Group 3 and Group 4
Mortgage Loans, such amounts as shall be held in the Aggregate Group 2
Lower-Tier Certificate Sub-Account, the insurance policies, if any, relating to
a Group 2, Group 3 or Group 4 Mortgage Loan and property which secured a Group
2, Group 3 or Group 4 Mortgage Loan and which has been acquired by foreclosure
or deed in lieu of foreclosure.
Aggregate Group 2 Subordinate Balance Ratio: As of any date of
determination, the ratio among the principal balances of the Class 2-LS
Interest, Class 3-LS Interest and Class 4-LS Interest, equal to the ratio among
the Group Subordinate Amount for Loan Group 2, the Group Subordinate Amount for
Loan Group 3 and the Group Subordinate Amount for Loan Group 4.
Aggregate Group 2 Subordinate Certificates: The Class 2-M-1, Class 2-B-1,
Class 2-B-2, Class 2-B-3, Class 2-B-4, Class 2-B-5 and Class 2-B-6 Certificates.
Aggregate Group 2 Uncertificated Lower-Tier Interest: Any of the Class 2-L
Interest, Class 2-LS Interest, Class 3-L Interest, Class 3-LS Interest, Class
4-L Interest or Class 4-LS Interest.
Aggregate Group 2 Undercollateralized Amount: As defined in Section
5.02(b)(ix).
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Aggregate Group 2 Undercollateralized Group: As defined in Section
5.02(b)(ix).
Aggregate Group 3: Either of Group 5 or Group 6.
Aggregate Group 3 Lower-Tier Certificate Sub-Account: The sub-account of
the Distribution Account designated by the Securities Administrator pursuant to
Section 3.09(g).
Aggregate Group 3 Lower-Tier Distribution Amount: As defined in Section
5.02(a) hereof.
Aggregate Group 3 Lower-Tier REMIC: As defined in the Preliminary
Statement, the assets of which consist of the Group 5 and Group 6 Mortgage
Loans, such amounts as shall be held in the Aggregate Group 3 Lower-Tier
Certificate Sub-Account, the insurance policies, if any, relating to a Group 5
or Group 6 Mortgage Loan and property which secured a Group 5 or Group 6
Mortgage Loan and which has been acquired by foreclosure or deed in lieu of
foreclosure.
Aggregate Group 3 Subordinate Balance Ratio: As of any date of
determination, the ratio among the principal balances of the Class 5-LS Interest
and Class 6-LS Interest, equal to the ratio among the Group Subordinate Amount
for Group 5 and the Group Subordinate Amount for Loan Group 6.
Aggregate Group 3 Subordinate Certificates: The Class 3-B-1, Class 3-B-2,
Class 3-B-3, Class 3-B-4, Class 3-B-5 and Class 3-B-6 Certificates.
Aggregate Group 3 Uncertificated Lower-Tier Interest: Any of the Class 5-L
Interest, Class 5-LS Interest, Class 6-L Interest or Class 6-LS Interest.
Aggregate Group 3 Undercollateralized Amount: As defined in Section
5.02(b)(x).
Aggregate Group 3 Undercollateralized Group: As defined in Section
5.02(b)(x).
Aggregate Loan Group 2: Loan Group 2, Loan Group 3 and Loan Group 4.
Aggregate Loan Group 2 Mortgage Loans: Any of the Group 2 Mortgage Loans,
Group 3 Mortgage Loans and Group 4 Mortgage Loans.
Aggregate Loan Group 2 Senior Percentage: With respect to any Distribution
Date, the percentage, carried six places rounded up, obtained by dividing the
aggregate Class Certificate Balance of the Senior Certificates of Group 2, Group
3 and Group 4 immediately prior to such Distribution Date by the aggregate Pool
Stated Principal Balance of Loan Group 2, Loan Group 3 and Loan Group 4 with
respect to such Distribution Date.
Aggregate Loan Group 2 Subordinate Percentage: As to any Distribution
Date, the aggregate Class Certificate Balance of the Aggregate Group 2
Subordinate Certificates divided by the aggregate Pool Stated Principal Balance
for Loan Group 2, Loan Group 3 and Loan Group 4.
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Aggregate Loan Group 3: Loan Group 5 and Loan Group 6.
Aggregate Loan Group 3 Mortgage Loans: Any of the Group 5 Mortgage Loans
and Group 6 Mortgage Loans.
Aggregate Loan Group 3 Senior Percentage: With respect to any Distribution
Date, the percentage, carried six places rounded up, obtained by dividing the
aggregate Class Certificate Balance of the Senior Certificates of Group 5 and
Group 6 immediately prior to such Distribution Date by the aggregate Pool Stated
Principal Balance of Loan Group 5 and Loan Group 6 with respect to such
Distribution Date.
Aggregate Loan Group 3 Subordinate Percentage: As to any Distribution
Date, the aggregate Class Certificate Balance of the Aggregate Group 3
Subordinate Certificates divided by the aggregate Pool Stated Principal Balance
for Loan Group 5 and Loan Group 6.
Agreement: This Pooling and Servicing Agreement together with all
amendments hereof and supplements hereto.
Appraised Value: With respect to any Mortgaged Property, either (i) the
lesser of (a) the appraised value determined in an appraisal obtained by the
originator at, or within twelve months of, origination of such Mortgage Loan or,
in certain cases, an automated valuation model or tax assessed value and (b) the
sales price for such property, except that, in the case of Mortgage Loans the
proceeds of which were used to refinance an existing mortgage loan, the
Appraised Value of the related Mortgaged Property is the appraised value thereof
determined in an appraisal obtained at the time of refinancing or, in certain
cases, an automated valuation model or tax assessed value, or (ii) the appraised
value determined in an appraisal made at the request of a Mortgagor subsequent
to origination in order to eliminate the Mortgagor's obligation to keep a
Primary Mortgage Insurance Policy in force.
Assessment of Compliance: As defined in Section 3.21(a).
Assignment of Mortgage: An individual assignment of the Mortgage, notice
of transfer or equivalent instrument in recordable form, sufficient under the
laws of the jurisdiction wherein the related Mortgaged Property is located to
give record notice of the sale of the Mortgage.
Attestation Report: As defined in Section 3.21(b).
Authenticating Agents: As defined in Section 9.10.
Back-up Certification: As defined in Section 3.22(e).
BAFC: Banc of America Funding Corporation.
BAMCC: Banc of America Mortgage Capital Corporation.
BANA: Bank of America, National Association, a national banking
association, or its successor in interest.
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BANA Servicing Agreement: The Servicing Agreement, dated January 31, 2006,
by and between BAFC, as depositor, and BANA, as servicer.
Book-Entry Certificate: All Classes of Certificates other than the
Physical Certificates.
Business Day: Any day other than (i) a Saturday or a Sunday or (ii) a day
on which banking institutions in the State of North Carolina, the State of New
York, the State of Minnesota, the State of Maryland, the states in which the
master servicing offices of the Master Servicer is located or the state or
states in which the Corporate Trust Offices of the Trustee and the Securities
Administrator are located are required or authorized by law or executive order
to be closed.
Calculated Principal Distribution: As defined in Section 5.03(d).
Certificate: Any of the Banc of America Funding Corporation Mortgage
Pass-Through Certificates, Series 2006-A that are issued pursuant to this
Agreement.
Certificate Balance: With respect to any Certificate at any date, the
maximum dollar amount of principal to which the Holder thereof is then entitled
hereunder, such amount being equal to the product of the Percentage Interest of
such Certificate and the Class Certificate Balance of the Class of Certificates
of which such Certificate is a part.
Certificate Custodian: Initially, Xxxxx Fargo Bank, N.A.; thereafter any
other Certificate Custodian acceptable to the Depository and selected by the
Securities Administrator.
Certificate Owner: With respect to a Book-Entry Certificate, the Person
who is the beneficial owner of a Book-Entry Certificate. With respect to any
Definitive Certificate, the Certificateholder of such Certificate.
Certificate Register: The register maintained pursuant to Section 6.02.
Certificate Registrar: The registrar appointed pursuant to Section 6.02.
Certificateholder: The Person in whose name a Certificate is registered in
the Certificate Register, except that, solely for the purpose of giving any
consent pursuant to this Agreement, any Certificate registered in the name of
the Depositor, the Master Servicer or any affiliate thereof shall be deemed not
to be outstanding and the Percentage Interest and Voting Rights evidenced
thereby shall not be taken into account in determining whether the requisite
amount of Percentage Interests or Voting Rights, as the case may be, necessary
to effect any such consent has been obtained, unless such entity is the
registered owner of the entire Class of Certificates, provided that the
Securities Administrator shall not be responsible for knowing that any
Certificate is registered in the name of an affiliate of the Depositor or the
Master Servicer unless one of its Responsible Officers has actual knowledge
thereof.
Certifying Person: As defined in Section 3.22(e).
CHF: Chase Home Finance LLC.
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CHL: Countrywide Home Loans, Inc.
Class: As to the Certificates, the Class 1-A-1, Class 1-A-2, Class 1-A-R,
Class 2-A-1, Class 2-A-2, Class 3-A-1, Class 3-A-2, Class 3-A-3, Class 4-A-1,
Class 4-A-2, Class 5-A-1, Class 5-A-2, Class 6-A-1, Class 6-A-2, Class 1-B-1,
Class 1-B-2, Class 1-B-3, Class 1-B-4, Class 1-B-5, Class 1-B-6, Class 2-M-1,
Class 2-B-1, Class 2-B-2, Class 2-B-3, Class 2-B-4, Class 2-B-5, Class 2-B-6,
Class 3-B-1, Class 3-B-2, Class 3-B-3, Class 3-B-4, Class 3-B-5 and Class 3-B-6
Certificates, as the case may be.
Class 1-A-1 Loss Amount: With respect to any Distribution Date after the
Senior Credit Support Depletion Date for Loan Group 1, the amount, if any, by
which the Class Certificate Balance of the Class 1-A-1 Certificates would be
reduced as a result of the allocation of any reduction pursuant to Section
5.03(b)(iv) to such Class, without regard to the operation of Section
5.03(e)(i).
Class 1-A-2 Loss Allocation Amount: With respect to any Distribution Date
after the Senior Credit Support Depletion Date for Loan Group 1, the lesser of
(a) the Class Certificate Balance of the Class 1-A-2 Certificates with respect
to such Distribution Date prior to any reduction for the Class 1-A-2 Loss
Allocation Amount and (b) the Class 1-A-1 Loss Amount with respect to such
Distribution Date.
Class 1-B Certificates: The Class 1-B-1, Class 1-B-2, Class 1-B-3, Class
1-B-4, Class 1-B-5 and Class 1-B-6 Certificates.
Class 2-A-1 Loss Amount: With respect to any Distribution Date after the
Senior Credit Support Depletion Date for Aggregate Loan Group 2, the amount, if
any, by which the Class Certificate Balance of the Class 2-A-1 Certificates
would be reduced as a result of the allocation of any reduction pursuant to
Section 5.03(b)(iv) to such Class, without regard to the operation of Section
5.03(e)(ii)(A).
Class 2-A-2 Loss Allocation Amount: With respect to any Distribution Date
after the Senior Credit Support Depletion Date for Aggregate Loan Group 2, the
lesser of (a) the Class Certificate Balance of the Class 2-A-2 Certificates with
respect to such Distribution Date prior to any reduction for the Class 2-A-2
Loss Allocation Amount and (b) the Class 2-A-1 Loss Amount with respect to such
Distribution Date.
Class 2-B Certificates: The Class 2-B-1, Class 2-B-2, Class 2-B-3, Class
2-B-4, Class 2-B-5 and Class 2-B-6 Certificates.
Class 3-A-2 Loss Amount: With respect to any Distribution Date after the
Senior Credit Support Depletion Date for Aggregate Loan Group 2, the amount, if
any, by which the Class Certificate Balance of the Class 3-A-1 Certificates
would be reduced as a result of the allocation of any reduction pursuant to
Section 5.03(b)(iv) to such Class, without regard to the operation of Section
5.03(e)(ii)(B).
Class 3-A-3 Loss Allocation Amount: With respect to any Distribution Date
after the Senior Credit Support Depletion Date for Aggregate Loan Group 2, the
lesser of (a) the Class Certificate Balance of the Class 3-A-2 Certificates with
respect to such Distribution Date prior to
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any reduction for the Class 3-A-2 Loss Allocation Amount and (b) the Class 3-A-1
Loss Amount with respect to such Distribution Date.
Class 3-B Certificates: The Class 3-B-1, Class 3-B-2, Class 3-B-3, Class
3-B-4, Class 3-B-5 and Class 3-B-6 Certificates.
Class 4-A-1 Loss Amount: With respect to any Distribution Date after the
Senior Credit Support Depletion Date for Aggregate Loan Group 2, the amount, if
any, by which the Class Certificate Balance of the Class 4-A-1 Certificates
would be reduced as a result of the allocation of any reduction pursuant to
Section 5.03(b)(iv) to such Class, without regard to the operation of Section
5.03(e)(ii)(C).
Class 4-A-2 Loss Allocation Amount: With respect to any Distribution Date
after the Senior Credit Support Depletion Date for Aggregate Loan Group 2, the
lesser of (a) the Class Certificate Balance of the Class 4-A-2 Certificates with
respect to such Distribution Date prior to any reduction for the Class 4-A-2
Loss Allocation Amount and (b) the Class 4-A-1 Loss Amount with respect to such
Distribution Date.
Class 5-A-1 Loss Amount: With respect to any Distribution Date after the
Senior Credit Support Depletion Date for Aggregate Loan Group 3, the amount, if
any, by which the Class Certificate Balance of the Class 5-A-1 Certificates
would be reduced as a result of the allocation of any reduction pursuant to
Section 5.03(b)(iv) to such Class, without regard to the operation of Section
5.03(e)(iii)(A).
Class 5-A-2 Loss Allocation Amount: With respect to any Distribution Date
after the Senior Credit Support Depletion Date for Aggregate Loan Group 3, the
lesser of (a) the Class Certificate Balance of the Class 5-A-2 Certificates with
respect to such Distribution Date prior to any reduction for the Class 5-A-2
Loss Allocation Amount and (b) the Class 5-A-1 Loss Amount with respect to such
Distribution Date.
Class 6-A-1 Loss Amount: With respect to any Distribution Date after the
Senior Credit Support Depletion Date for Aggregate Loan Group 3, the amount, if
any, by which the Class Certificate Balance of the Class 6-A-1 Certificates
would be reduced as a result of the allocation of any reduction pursuant to
Section 5.03(b)(iv) to such Class, without regard to the operation of Section
5.03(e)(iii)(B).
Class 6-A-2 Loss Allocation Amount: With respect to any Distribution Date
after the Senior Credit Support Depletion Date for Aggregate Loan Group 3, the
lesser of (a) the Class Certificate Balance of the Class 6-A-2 Certificates with
respect to such Distribution Date prior to any reduction for the Class 6-A-2
Loss Allocation Amount and (b) the Class 6-A-1 Loss Amount with respect to such
Distribution Date.
Class B Certificates: The Class 1-B-1, Class 1-B-2, Class 1-B-3, Class
1-B-4, Class 1-B-5, Class 1-B-6, Class 2-B-1, Class 2-B-2, Class 2-B-3, Class
2-B-4, Class 2-B-5, Class 2-B-6, Class 3-B-1, Class 3-B-2, Class 3-B-3, Class
3-B-4, Class 3-B-5 and Class 3-B-6 Certificates.
Class Certificate Balance: With respect to any Class of Certificates and
any date of determination, and subject to Section 5.03(f), the Initial Class
Certificate Balance of such Class
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minus (A) the sum of (i) all distributions of principal made with respect
thereto, (ii) all reductions in Class Certificate Balance previously allocated
thereto pursuant to Section 5.03(b) and (iii) in the case of the Class 1-A-2,
Class 2-A-2, Class 3-A-3, Class 4-A-2, Class 5-A-2 and Class 6-A-2 Certificates,
any reduction allocated thereto pursuant to Section 5.03(e) plus (B) the sum of
(i) all increases in Class Certificate Balance previously allocated thereto
pursuant to Section 5.03(b) and (ii) in the case of the Class 1-A-2, Class
2-A-2, Class 3-A-3, Class 4-A-2, Class 5-A-2 and Class 6-A-2 Certificates, any
increases allocated thereto pursuant to Section 5.03(e).
Class Interest Shortfall: For any Distribution Date and each Class, the
amount by which Accrued Certificate Interest for such Class (as reduced pursuant
to Section 5.02(c)) exceeds the amount of interest actually distributed on such
Class on such Distribution Date pursuant to clause (i) of the definition of
"Interest Distribution Amount."
Class Unpaid Interest Shortfall: As to any Distribution Date and each
Class, the amount by which the aggregate Class Interest Shortfalls for such
Class on prior Distribution Dates exceeds the amount of interest actually
distributed on such Class on such prior Distribution Dates pursuant to clause
(ii) of the definition of "Interest Distribution Amount."
Closing Date: January 31, 2006.
Code: The Internal Revenue Code of 1986, as amended.
Commission: The U.S. Securities and Exchange Commission.
Compensating Interest: With respect to any Distribution Date and Servicer,
an amount equal to the lesser of (a) the aggregate of the Prepayment Interest
Shortfalls on the Mortgage Loans serviced by such Servicer for such Distribution
Date and (b) one-twelfth of 0.2500% of the aggregate Stated Principal Balance of
the Mortgage Loans serviced by such Servicer as of the Remittance Date relating
to such Distribution Date.
Compliance Statement: As defined in Section 3.20.
Cooperative: A private, cooperative housing corporation which owns or
leases land and all or part of a building or buildings, including apartments,
spaces used for commercial purposes and common areas therein and whose board of
directors authorizes, among other things, the sale of Cooperative Stock.
Cooperative Apartment: A dwelling unit in a multi-dwelling building owned
or leased by a Cooperative, which unit the Mortgagor has an exclusive right to
occupy pursuant to the terms of a proprietary lease or occupancy agreement.
Cooperative Lease: With respect to a Cooperative Loan, the proprietary
lease or occupancy agreement with respect to the Cooperative Apartment occupied
by the Mortgagor and relating to the related Cooperative Stock, which lease or
agreement confers an exclusive right to the holder of such Cooperative Stock to
occupy such apartment.
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Cooperative Loans: Any of the Mortgage Loans made in respect of a
Cooperative Apartment, evidenced by a Mortgage Note and secured by (i) a
Security Agreement, (ii) the related Cooperative Stock Certificate, (iii) an
assignment or mortgage of the Cooperative Lease, (iv) financing statements and
(v) a stock power (or other similar instrument), and ancillary thereto, a
Recognition Agreement, each of which was transferred and assigned to the Trust
pursuant to Section 2.01.
Cooperative Stock: With respect to a Cooperative Loan, the single
outstanding class of stock, partnership interest or other ownership instrument
in the related Cooperative.
Cooperative Stock Certificate: With respect to a Cooperative Loan, the
stock certificate or other instrument evidencing the related Cooperative Stock.
Corporate Trust Office: With respect to the Trustee, the office of the
Trustee, which office at the date of the execution of this instrument is located
at 000 Xxxxx XxXxxxx Xxxxxx, Xxxxx 000, Xxxxxxx, Xxxxxxxx 00000, Attention:
Corporate Trust Services, BAFC, Series 2006-A, or at such other address as the
Trustee may designate from time to time by notice to the Certificateholders, the
Depositor, the Securities Administrator and the Master Servicer. With respect to
the Securities Administrator, the principal corporate trust office of the
Securities Administrator at which at any particular time its corporate trust
business with respect to this Agreement is conducted, which office at the date
of the execution of this instrument is located at 0000 Xxx Xxxxxxxxx Xxxx,
Xxxxxxxx, Xxxxxxxx 00000-0000, Attention: Corporate Trust Services - BAFC
2006-A, and for certificate transfer purposes is located at Xxxxx Xxxxxx xxx
Xxxxxxxxx Xxxxxx, Xxxxxxxxxxx, Xxxxxxxxx 00000, Attention: Corporate Trust
Services - BAFC 2006-A, or at such other address as the Securities Administrator
may designate from time to time by notice to the Certificateholders, the
Depositor, the Trustee and the Master Servicer.
Corresponding Upper-Tier Class or Classes: As to the following
Uncertificated Subsidiary Lower-Tier Interests, the Corresponding Upper-Tier
Class or Classes as follows:
UNCERTIFICATED SUBSIDIARY
LOWER-TIER INTEREST CORRESPONDING UPPER-TIER CLASS OR CLASSES
------------------------- -----------------------------------------
Class 1-A-SL1 Interest Class 1-A-1 and Class 1-A-2 Certificates
Class 2-A-SL1 Interest Class 2-A-1 and Class 2-A-2 Certificates
Class 3-A-SL1 Interest Class 3-A-1, Class 3-A-2 and Class 3-A-3
Certificates
Class 4-A-SL1 Interest Class 4-A-1 and Class 4-A-2 Certificates
Class 5-A-SL1 Interest Class 5-A-1 and Class 5-A-2 Certificates
Class 6-A-SL1 Interest Class 6-A-1 and Class 6-A-2 Certificates
Class 1-B-SL1 Interest Class 1-B-1 Certificates
Class 1-B-SL2 Interest Class 1-B-2 Certificates
Class 1-B-SL3 Interest Class 1-B-3 Certificates
Class 1-B-SL4 Interest Class 1-B-4 Certificates
Class 1-B-SL5 Interest Class 1-B-5 Certificates
Class 1-B-SL6 Interest Class 1-B-6 Certificates
Class 2-M-SL1 Interest Class 2-M-1 Certificates
Class 2-B-SL1 Interest Class 2-B-1 Certificates
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UNCERTIFICATED SUBSIDIARY
LOWER-TIER INTEREST CORRESPONDING UPPER-TIER CLASS OR CLASSES
------------------------- -----------------------------------------
Class 2-B-SL2 Interest Class 2-B-2 Certificates
Class 2-B-SL3 Interest Class 2-B-3 Certificates
Class 2-B-SL4 Interest Class 2-B-4 Certificates
Class 2-B-SL5 Interest Class 2-B-5 Certificates
Class 2-B-SL6 Interest Class 2-B-6 Certificates
Class 3-B-SL1 Interest Class 3-B-1 Certificates
Class 3-B-SL2 Interest Class 3-B-2 Certificates
Class 3-B-SL3 Interest Class 3-B-3 Certificates
Class 3-B-SL4 Interest Class 3-B-4 Certificates
Class 3-B-SL5 Interest Class 3-B-5 Certificates
Class 3-B-SL6 Interest Class 3-B-6 Certificates
Class 1-A-SLR Interest Class 1-A-R Certificate
Countrywide: Countrywide Home Loans Servicing LP, in its capacity as
servicer under the Countrywide Servicing Agreement.
Countrywide Servicing Agreement: The Master Mortgage Loan Purchase and
Servicing Agreement, dated as of April 1, 2003, by and between BANA (as
successor in interest to BAMCC) and CHL, as amended by (i) that certain
Amendment No. 1, dated as of July 1, 2003, by and among BAMCC, CHL and BANA,
(ii) that certain Amendment No. 2, dated as of September 1, 2004, by and among
BAMCC, CHL and BANA, (iii) that certain Amendment Reg AB to the Master Mortgage
Loan Purchase and Servicing Agreement, dated as of January 1, 2006, by and
between CHL and BANA, and (iv) the Assignment, Assumption and Recognition
Agreement, dated January 31, 2006, by and among BANA, the Depositor, the
Trustee, the Master Servicer and CHL.
Custodian: Initially, the Trustee, and thereafter any custodian appointed
by the Trustee pursuant to Section 9.12. The Custodian may (but need not) be the
Trustee or any Person directly or indirectly controlling or controlled by or
under common control of either of them. None of the Master Servicer, any
Servicer or the Depositor, or any Person directly or indirectly controlling or
controlled by or under common control with any such Person may be appointed
Custodian.
Customary Servicing Procedures: With respect to (i) any Servicer,
procedures (including collection procedures) that a Servicer customarily employs
and exercises in servicing and administering mortgage loans for its own account
and which are in accordance with accepted mortgage servicing practices of
prudent lending institutions servicing mortgage loans of the same type as the
Mortgage Loans in the jurisdictions in which the related Mortgaged Properties
are located and (ii) the Master Servicer, those master servicing procedures that
constitute customary and usual standards of practice of prudent mortgage loan
master servicers.
Cut-off Date: January 1, 2006.
Cut-off Date Pool Principal Balance: For each Loan Group, the aggregate of
the Cut-off Date Principal Balances of the Mortgage Loans in such Loan Group,
which is $385,437,820.33
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for Loan Group 1, $51,213,283.93 for Loan Group 2, $428,324,714.04 for Loan
Group 3, $36,722,759.99 for Loan Group 4, $60,917,939.55 for Loan Group 5 and
$140,403,803.92 for Loan Group 6.
Cut-off Date Principal Balance: As to any Mortgage Loan, the unpaid
principal balance thereof as of the close of business on the Cut-off Date,
reduced by all installments of principal due on or prior thereto whether or not
paid.
Debt Service Reduction: As to any Mortgage Loan and any Determination
Date, the excess of (i) the Monthly Payment due on the related Due Date under
the terms of such Mortgage Loan over (ii) the amount of the monthly payment of
principal and/or interest required to be paid with respect to such Due Date by
the Mortgagor as established by a court of competent jurisdiction (pursuant to
an order which has become final and nonappealable) as a result of a proceeding
initiated by or against the related Mortgagor under the Bankruptcy Code, as
amended from time to time (11 U.S.C.); provided that no such excess shall be
considered a Debt Service Reduction so long as (a) the Servicer of such Mortgage
Loan is pursuing an appeal of the court order giving rise to any such
modification and (b)(1) such Mortgage Loan is not in default with respect to
payment due thereunder in accordance with the terms of such Mortgage Loan as in
effect on the Cut-off Date or (2) Monthly Payments are being advanced by the
applicable Servicer, the Master Servicer or the Trustee, as applicable, in
accordance with the terms of such Mortgage Loan as in effect on the Cut-off
Date.
Debt Service Reduction Mortgage Loan: Any Mortgage Loan that became the
subject of a Debt Service Reduction.
Defective Mortgage Loan: Any Mortgage Loan which is required to be cured,
repurchased or substituted for pursuant to Sections 2.02 or 2.04.
Deficient Valuation: As to any Mortgage Loan and any Determination Date,
the excess of (i) the then outstanding indebtedness under such Mortgage Loan
over (ii) the secured valuation thereof established by a court of competent
jurisdiction (pursuant to an order which has become final and nonappealable) as
a result of a proceeding initiated by or against the related Mortgagor under the
Bankruptcy Code, as amended from time to time (11 U.S.C.), pursuant to which
such Mortgagor retained such Mortgaged Property; provided that no such excess
shall be considered a Deficient Valuation so long as (a) the applicable Servicer
is pursuing an appeal of the court order giving rise to any such modification
and (b)(1) such Mortgage Loan is not in default with respect to payments due
thereunder in accordance with the terms of such Mortgage Loan as in effect on
the Cut-off Date or (2) Monthly Payments are being advanced by the applicable
Servicer, the Master Servicer or the Trustee, as applicable, in accordance with
the terms of such Mortgage Loan as in effect on the Cut-off Date.
Definitive Certificates: As defined in Section 6.02(c)(iii).
Depositor: Banc of America Funding Corporation, a Delaware corporation, or
its successor in interest, as depositor of the Trust Estate.
Depository: The Depository Trust Company, the nominee of which is Cede &
Co., as the registered Holder of the Book-Entry Certificates or any successor
thereto appointed in
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accordance with this Agreement. The Depository shall at all times be a "clearing
corporation" as defined in Section 8-102(3) of the Uniform Commercial Code of
the State of New York.
Depository Participant: A broker, dealer, bank or other financial
institution or other Person for whom from time to time a Depository effects
book-entry transfers and pledges of securities deposited with the Depository.
Determination Date: With respect to any Distribution Date, as defined in
the applicable Servicing Agreement.
Distribution Account: The Eligible Account created and maintained by the
Securities Administrator pursuant to Section 3.09(a) in the name of the
Securities Administrator, on behalf of the Trustee, for the benefit of the
Certificateholders and designated "Xxxxx Fargo Bank, N.A., as Securities
Administrator for U.S. Bank National Association, as Trustee, in trust for
registered holders of Banc of America Funding Corporation Mortgage Pass-Through
Certificates, Series 2006-A." The Distribution Account shall be deemed to
consist of eleven sub-accounts; one for each of the Loan Groups (the "Loan Group
1 Sub-Account," "Loan Group 2 Sub-Account," "Loan Group 3 Sub-Account," "Loan
Group 4 Sub-Account," "Loan Group 5 Sub-Account" and "Loan Group 6 Sub-Account")
and one for each of Group 1 Lower-Tier Certificate Sub-Account, the Aggregate
Group 2 Lower-Tier Certificate Sub-Account, the Aggregate Group 3 Lower-Tier
Certificate Sub-Account, the Subsidiary Lower-Tier Certificate Sub-Account and
the Upper-Tier Certificate Sub-Account. Funds in the Distribution Account shall
be held in trust for the Holders of the Certificates for the uses and purposes
set forth in this Agreement.
Distribution Date: The 20th day of each month beginning in February 2006
(or, if such day is not a Business Day, the next Business Day).
Document Transfer Event: The 60th day following the day on which either
(i) Xxxxx Fargo Bank is no longer the Servicer of any of the Mortgage Loans
purchased by the Sponsor from Xxxxx Fargo Bank, N.A. or (ii) the senior,
unsecured long-term debt rating of Xxxxx Fargo & Company is less than "BBB-" by
Fitch.
Due Date: As to any Distribution Date and each Mortgage Loan, the first
day in the calendar month of such Distribution Date.
XXXXX: The Commission's Electronic Data Gathering and Retrieval System.
Eligible Account: Any of (i) an account or accounts maintained with a
federal or state chartered depository institution or trust company the
short-term unsecured debt obligations of which (or, in the case of a depository
institution or trust company that is the principal subsidiary of a holding
company, the debt obligations of such holding company) have the highest
short-term ratings of each Rating Agency at the time any amounts are held on
deposit therein, or (ii) an account or accounts in a depository institution or
trust company in which such accounts are insured by the FDIC (to the limits
established by the FDIC) and the uninsured deposits in which accounts are
otherwise secured such that, as evidenced by an Opinion of Counsel delivered to
the Trustee, the Securities Administrator and to each Rating Agency, the
Certificateholders have a claim with respect to the funds in such account or a
perfected first priority security interest against any collateral (which shall
be limited to Permitted Investments) securing such funds that
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is superior to claims of any other depositors or creditors of the depository
institution or trust company in which such account is maintained, or (iii) a
trust account or accounts maintained with the trust department of a federal or
state chartered depository institution or trust company (including the Trustee
and the Securities Administrator), acting in its fiduciary capacity or (iv) any
other account acceptable to each Rating Agency. Eligible Accounts may bear
interest and may include, if otherwise qualified under this definition, accounts
maintained with the Trustee or the Securities Administrator.
ERISA: The Employee Retirement Income Security Act of 1974, as amended.
ERISA Restricted Certificates: Any of the Class 1-A-R, Class 1-B-4, Class
1-B-5, Class 1-B-6, Class 2-B-4, Class 2-B-5, Class 2-B-6, Class 3-B-4, Class
3-B-5 and Class 3-B-6 Certificates
Escrow Account: As defined in Section 3.08(b).
Escrow Payments: The amounts constituting taxes, assessments, Primary
Mortgage Insurance Policy premiums, fire and hazard insurance premiums and other
payments as may be required to be escrowed by the Mortgagor with the mortgagee
pursuant to the terms of any Mortgage Note or Mortgage.
Events of Default: As defined in Section 8.01.
Excess Proceeds: With respect to any Liquidated Mortgage Loan, the amount,
if any, by which the sum of any Liquidation Proceeds of such Mortgage Loan
received in the calendar month in which such Mortgage Loan became a Liquidated
Mortgage Loan, net of any amounts previously reimbursed to the applicable
Servicer as Nonrecoverable Advance(s) with respect to such Mortgage Loan
pursuant to Section 3.11(a)(iv), exceeds (i) the unpaid principal balance of
such Liquidated Mortgage Loan as of the Due Date in the month in which such
Mortgage Loan became a Liquidated Mortgage Loan plus (ii) accrued interest at
the Mortgage Interest Rate from the Due Date as to which interest was last paid
or for which a Periodic Advance was made (and not reimbursed) up to the Due Date
applicable to the Distribution Date immediately following the calendar month
during which such liquidation occurred.
Exchange Act: The Securities Exchange Act of 1934, as amended.
FDIC: The Federal Deposit Insurance Corporation, or any successor thereto.
FHLMC: The Federal Home Loan Mortgage Corporation, or any successor
thereto.
Final Distribution Date: The Distribution Date on which the final
distribution in respect of some or all of the Certificates will be made pursuant
to Section 10.01.
Financial Market Service: Bloomberg Financial Service and any other
financial information provider designated by the Depositor by written notice to
the Securities Administrator.
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FIRREA: The Financial Institutions Reform, Recovery and Enforcement Act of
1989, as amended.
Fitch: Fitch Ratings or any successor thereto.
FNMA: Xxxxxx Xxx, or any successor thereto.
Form 8-K Disclosure Information: As defined in Section 3.22(d).
Fractional Interest: As defined in Section 5.02(d), (e) and (f).
GreenPoint: GreenPoint Mortgage Funding, Inc., in its capacity as servicer
under the GreenPoint Servicing Agreement.
GreenPoint Servicing Agreements: (a) The Flow Sale and Servicing
Agreement, dated as of September 1, 2004, by and between BANA, as purchaser, and
GreenPoint, as seller, as amended by (i) that certain Amendment No. 1, dated as
of October 1, 2004, by and between BANA and GreenPoint, (ii) that certain
Amendment No. 2, dated as of January 1, 2005, by and between BANA and
GreenPoint, (iii) that certain Amendment No. 3, dated as of May 1, 2005, by and
between BANA and GreenPoint, (iv) that certain Amendment No. 4, dated as of June
2, 2005, by and between BANA and GreenPoint, (v) that certain Regulation AB
Compliance Addendum to the Flow Sale and Servicing Agreements, dated as of
January 1, 2006, by and between BANA and GreenPoint, and (vi) the Assignment,
Assumption and Recognition Agreement, dated January 31, 2006, by and among BANA,
the Depositor, the Trustee, the Master Servicer and GreenPoint, and (b) the Flow
Sale and Servicing Agreement, dated as of January 1, 2005, by and between BANA,
as purchaser, and GreenPoint, as seller, as amended by (i) that certain
Regulation AB Compliance Addendum to the Flow Sale and Servicing Agreements,
dated as of January 1, 2006, by and between BANA and GreenPoint and (ii) the
Assignment, Assumption and Recognition Agreement, dated January 31, 2006, by and
among BANA, the Depositor, the Trustee, the Master Servicer and GreenPoint.
Gross Margin: As to each Mortgage Loan, the fixed percentage set forth in
the related Mortgage Note and indicated in the Mortgage Loan Schedule as the
"Gross Margin," which percentage is added to the Index on each Rate Adjustment
Date to determine (subject to rounding, the Periodic Cap and the Rate Ceiling)
the Mortgage Interest Rate on such Mortgage Loan until the next Rate Adjustment
Date.
Group: Any of Group 1, Group 2, Group 3, Group 4, Group 5 or Group 6.
Group 1: The Group 1 Senior Certificates.
Group 1 Lower-Tier Certificate Sub-Account: The sub-account of the
Distribution Account designated by the Securities Administrator pursuant to
Section 3.09(g).
Group 1 Lower-Tier Distribution Amount: As defined in Section 5.02(a)
hereof.
Group 1 Lower-Tier REMIC: As defined in the Preliminary Statement, the
assets of which consist of the Group 1 Mortgage Loans, such amounts as shall be
held in the Group 1
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Lower-Tier Certificate Sub-Account, the insurance policies, if any, relating to
a Group 1 Mortgage Loan and any property which secured a Group 1 Mortgage Loan
and which has been acquired by foreclosure or deed in lieu of foreclosure.
Group 1 Mortgage Loan: Each Mortgage Loan listed on Exhibit D-1 hereto.
Group 1 Senior Certificates: Class 1-A-1, Class 1-A-2 and Class 1-A-R
Certificates.
Group 1 Uncertificated Lower-Tier Interest: The Class 1-L Interest.
Group 2: The Group 2 Senior Certificates.
Group 2 Mortgage Loan: Each Mortgage Loan listed on Exhibit D-2 hereto.
Group 2 Senior Certificates: Class 2-A-1 and Class 2-A-2 Certificates.
Group 3: The Group 3 Senior Certificates.
Group 3 Mortgage Loan: Each Mortgage Loan listed on Exhibit D-3 hereto.
Group 3 Senior Certificates: Class 3-A-1, Class 3-A-2 and Class 3-A-3
Certificates.
Group 4: The Group 4 Senior Certificates.
Group 4 Mortgage Loan: Each Mortgage Loan listed on Exhibit D-4 hereto.
Group 4 Senior Certificates: Class 4-A-1 and Class 4-A-2 Certificates.
Group 5: The Group 5 Senior Certificates.
Group 5 Mortgage Loan: Each Mortgage Loan listed on Exhibit D-5 hereto.
Group 5 Senior Certificates: Class 5-A-1 and Class 5-A-2 Certificates.
Group 6: The Group 6 Senior Certificates.
Group 6 Mortgage Loan: Each Mortgage Loan listed on Exhibit D-6 hereto.
Group 6 Senior Certificates: Class 6-A-1 and Class 6-A-2 Certificates.
Group Subordinate Amount: With respect to any Distribution Date and any
Loan Group, the excess of the Pool Stated Principal Balance for such Loan Group
over the aggregate Class Certificate Balance of the Senior Certificates of the
Related Group immediately prior to such date.
Holder: A Certificateholder.
Independent: When used with respect to any specified Person means such a
Person who (i) is in fact independent of the Depositor, the Trustee, the
Securities Administrator, the Master
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Servicer and the Servicers, (ii) does not have any direct financial interest or
any material indirect financial interest in the Depositor, the Trustee, the
Securities Administrator, the Master Servicer or the Servicers or in an
affiliate of any of them, and (iii) is not connected with the Depositor, the
Trustee, the Securities Administrator, the Master Servicer or the Servicers as
an officer, employee, promoter, underwriter, trustee, partner, director or
person performing similar functions.
Index: As to any Mortgage Loan and Rate Adjustment Date, any of the
Six-Month LIBOR Index, One-Year LIBOR Index or One-Year CMT Index. The Index
applicable to each Mortgage Loan will be indicated on the Mortgage Loan
Schedule. In the event that any such Index is no longer available, the
applicable Servicer will select a substitute Index in accordance with the terms
of the related Mortgage Note and in compliance with federal and state law.
Initial Class Certificate Balance: As to each Class of Certificates, the
Class Certificate Balance set forth in the Preliminary Statement.
Insurance Policy: With respect to any Mortgage Loan included in the Trust
Estate, any related insurance policy, including all riders and endorsements
thereto in effect, including any replacement policy or policies for any
Insurance Policies.
Insurance Proceeds: Proceeds paid by an insurer pursuant to any Insurance
Policy, in each case other than any amount included in such Insurance Proceeds
in respect of Insured Expenses.
Insured Expenses: Expenses covered by an Insurance Policy or any other
insurance policy with respect to the Mortgage Loans.
Interest Accrual Period: As to any Distribution Date and each Class of
Certificates, the period from and including the first day of the calendar month
preceding the calendar month of such Distribution Date to but not including the
first day of the calendar month of such Distribution Date.
Interest Distribution Amount: For any Distribution Date and each Class,
the sum of (i) the Accrued Certificate Interest, subject to reduction pursuant
to Section 5.02(c) and (ii) any Class Unpaid Interest Shortfall for such Class.
JPMorgan Chase: JPMorgan Chase Bank, N.A., in its capacity as servicer
under the JPMorgan Chase Servicing Agreement.
JPMorgan Chase Servicing Agreements: (a) The Mortgage Loan Purchase,
Warranties and Servicing Agreement, dated as of May 1, 2005, by and among BANA,
as purchaser, CHF, as seller, and JPMorgan Chase, as servicer, as amended by (i)
that certain Amendment No. 1, dated January 1, 2006, by and among BANA, CHF and
JPMorgan Chase, (ii) that certain Regulation AB Compliance Addendum, dated as of
January 1, 2006, by and among BANA, JPMorgan Chase and CHF, and (iii) the
Assignment, Assumption and Recognition Agreement, dated January 31, 2006, by and
among BANA, the Depositor, the Trustee, the Master Servicer and CHF, and (b) the
Mortgage Loan Purchase, Warranties and Servicing Agreement, dated as of May 1,
2005, by and among BANA, as purchaser, CHF and JPMorgan Chase, each as seller,
and
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JPMorgan Chase, as servicer, as amended by (i) that certain Regulation AB
Compliance Addendum, dated as of January 1, 2006, by and among by and among
BANA, JPMorgan Chase and CHF, and (ii) the Assignment, Assumption and
Recognition Agreement, dated January 31, 2006, by and among BANA, the Depositor,
the Trustee, the Master Servicer and CHF.
Liquidated Mortgage Loan: With respect to any Distribution Date, a
defaulted Mortgage Loan (including any REO Property) that was liquidated in the
Prior Period and as to which the applicable Servicer has certified (in
accordance with the applicable Servicing Agreement) that it has received all
proceeds it expects to receive in connection with the liquidation of such
Mortgage Loan including the final disposition of an REO Property.
Liquidation Proceeds: Amounts, including Insurance Proceeds, received in
connection with the partial or complete liquidation of defaulted Mortgage Loans,
whether through trustee's sale, foreclosure sale or otherwise or amounts
received in connection with any condemnation or partial release of a Mortgaged
Property and any other proceeds received in connection with an REO Property,
less the sum of related unreimbursed Servicing Fees and Advances.
Loan Group: Any of Loan Group 1, Loan Group 2, Loan Group 3, Loan Group 4,
Loan Group 5 or Loan Group 6.
Loan Group 1: The Group 1 Mortgage Loans.
Loan Group 1 Senior Percentage: With respect to any Distribution Date, the
percentage, carried six places rounded up, obtained by dividing the Class
Certificate Balance of the Senior Certificates of Group 1 immediately prior to
such Distribution Date by the Pool Stated Principal Balance of Loan Group 1 with
respect to such Distribution Date.
Loan Group 1 Subordinate Percentage: As to any Distribution Date, the
aggregate Class Certificate Balance of the Class 1-B Certificates divided by the
aggregate Pool Stated Principal Balance for Loan Group 1.
Loan Group 2: The Group 2 Mortgage Loans.
Loan Group 3: The Group 3 Mortgage Loans.
Loan Group 4: The Group 4 Mortgage Loans.
Loan Group 5: The Group 5 Mortgage Loans.
Loan Group 6: The Group 6 Mortgage Loans.
Loan-to-Value Ratio: With respect to any Mortgage Loan and any date of
determination, the fraction, expressed as a percentage, the numerator of which
is the outstanding principal balance of the related Mortgage Loan at origination
and the denominator of which is the Appraised Value of the related Mortgaged
Property.
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Lower-Tier REMICs: The Group 1 Lower-Tier REMIC, the Aggregate Group 2
Lower-Tier REMIC, the Aggregate Group 3 Lower-Tier REMIC and the Subsidiary
Lower-Tier REMIC.
Master Servicer: Xxxxx Fargo Bank, N.A., and its successors-in-interest
and, if a successor master servicer is appointed hereunder, such successor, as
master servicer.
Master Servicer Custodial Account: The account or accounts created and
maintained by the Master Servicer pursuant to Section 3.09(b) which must be an
Eligible Account.
Master Servicer Custodial Account Reinvestment Income: For each
Distribution Date, all income and gains net of any losses realized since the
preceding Distribution Date from Permitted Investments of funds in the Master
Servicer Custodial Account.
Master Servicing Fee: With respect to each Mortgage Loan and Distribution
Date, the amount of the fee payable to the Master Servicer, which shall, for
such Distribution Date, be equal to one-twelfth of the product of the Master
Servicer Fee Rate with respect to such Mortgage Loan and the Stated Principal
Balance of such Mortgage Loan. Such fee shall be payable monthly, computed on
the basis of the same Stated Principal Balance and period respecting which any
related interest payment on a Mortgage Loan is computed.
Master Servicing Fee Rate: With respect to each Mortgage Loan, 0.0035% per
annum.
Master Servicing Officer: Any officer of the Master Servicer involved in,
or responsible for, the administration and master servicing of the Mortgage
Loans whose name appears on a list of servicing officers furnished to the
Securities Administrator by the Master Servicer, as such list may from time to
time be amended.
Master Servicing Transfer Costs: All reasonable costs and expenses
(including attorney's fees) incurred by the Trustee or a successor master
servicer in connection with the transfer of master servicing or servicing from a
predecessor master servicer, including, without limitation, any costs or
expenses associated with the complete transfer of all master servicing data or
servicing data and the completion, correction or manipulation of such master
servicing data or servicing data as may be required by the Trustee or successor
master servicer to correct any errors or insufficiencies in the master servicing
data or servicing data or otherwise to enable the Trustee or a successor master
servicer to master service or service, as the case may be, the applicable
Mortgage Loans properly and effectively.
MERS: As defined in Section 2.01(b)(iii).
Monthly Payment: The scheduled monthly payment on a Mortgage Loan due on
any Due Date allocable to principal and/or interest on such Mortgage Loan which,
unless otherwise specified herein, shall give effect to any related Debt Service
Reduction and any Deficient Valuation that affects the amount of the monthly
payment due on such Mortgage Loan.
Monthly Statement: As defined in Section 5.04(b).
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Mortgage: The mortgage, deed of trust or other instrument creating a first
lien on a Mortgaged Property securing a Mortgage Note or creating a first lien
on a leasehold interest.
Mortgage File: The mortgage documents listed in Section 2.01 pertaining to
a particular Mortgage Loan and any additional documents required to be added to
the Mortgage File pursuant to this Agreement.
Mortgage Interest Rate: As to any Mortgage Loan, the per annum rate of
interest at which interest accrues on the principal balance of such Mortgage
Loan, as adjusted from time to time in accordance with the provisions of the
related Mortgage Note, which rate is (a) prior to the first Rate Adjustment Date
for each such Mortgage Loan, the initial Mortgage Interest Rate for such
Mortgage Loan indicated on the Mortgage Loan Schedule and (b) from and after
such Rate Adjustment Date, the sum of the applicable Index, as of the Rate
Adjustment Date applicable to such Due Date, and the Gross Margin, rounded as
set forth in such Mortgage Note, subject to the Periodic Cap and the Rate
Ceiling applicable to such Mortgage Loan at any time during the life of such
Mortgage Loan.
Mortgage Loan Purchase Agreement: The Mortgage Loan Purchase Agreement,
dated January 31, 2006, between BANA, as seller, and the Depositor, as
purchaser.
Mortgage Loan Schedule: The list of Mortgage Loans (as from time to time
amended by the Master Servicer to reflect the addition of Substitute Mortgage
Loans and the deletion of Defective Mortgage Loans pursuant to the provisions of
this Agreement) transferred to the Trustee as part of the Trust Estate and from
time to time subject to this Agreement, attached hereto as Exhibit D-1, Exhibit
D-2, Exhibit X-0, Xxxxxxx X-0, Xxxxxxx X-0 and Exhibit D-6 setting forth the
following information with respect to each Mortgage Loan: (i) the Mortgage Loan
identifying number; (ii) a code indicating whether the Mortgaged Property is
owner-occupied; (iii) the property type for each Mortgaged Property; (iv) the
original months to maturity or the remaining months to maturity from the Cut-off
Date; (v) the Loan-to-Value Ratio at origination; (vi) the Mortgage Interest
Rate as of the Cut-off Date; (vii) the date on which the first Monthly Payment
was due on the Mortgage Loan, and, if such date is not the Due Date currently in
effect, such Due Date; (viii) the stated maturity date; (ix) the amount of the
Monthly Payment as of the Cut-off Date; (x) the paid-through date; (xi) the
original principal amount of the Mortgage Loan; (xii) the principal balance of
the Mortgage Loan as of the close of business on the Cut-off Date, after
application of payments of principal due on or before the Cut-off Date, whether
or not collected, and after deduction of any payments collected of scheduled
principal due after the Cut-off Date; (xiii) a code indicating the purpose of
the Mortgage Loan; (xiv) a code indicating the documentation style; (xv) the
Appraised Value; (xvi) the first Rate Adjustment Date; (xvii) the Rate Ceiling;
(xviii) the Rate Floor; (xix) the Periodic Cap; (xx) the Gross Margin; (xxi) the
Index; (xxii) the closing date of such Mortgage Loan; (xxiii) the Originator of
such Mortgage Loan; (xxiv) the Servicer of such Mortgage Loan as of the Cut-off
Date and (xxv) the PMI Policy Fee Rate, if any, for such Mortgage Loan. With
respect to the Aggregate Loan Group 2 Mortgage Loans and Aggregate Loan Group 3
Mortgage Loans in the aggregate, the Mortgage Loan Schedule shall set forth the
following information, as of the Cut-off Date: (i) the number of Mortgage Loans;
(ii) the current aggregate outstanding principal balance of the Mortgage Loans;
(iii) the weighted average Mortgage Interest Rate of the Mortgage Loans; and
(iv) the weighted average months to maturity of the Mortgage Loans.
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Mortgage Loans: Such of the mortgage loans transferred and assigned to the
Trustee pursuant to Section 2.01 as from time to time are held as a part of the
Trust Estate (including any Substitute Mortgage Loans and REO Property), the
Mortgage Loans originally so held being identified in the Mortgage Loan
Schedule.
Mortgage Note: The originally executed note or other evidence of
indebtedness evidencing the indebtedness of a Mortgagor under a Mortgage Loan,
together with all riders thereto and amendments thereof.
Mortgaged Property: The underlying property securing a Mortgage Loan,
which may include Cooperative Stock or residential long-term leases.
Mortgagor: The obligor on a Mortgage Note.
National City: National City Mortgage Co., in its capacity as servicer
under the National City Servicing Agreement.
National City Servicing Agreement: The Master Seller's Warranties and
Servicing Agreement, dated as of September 1, 2003, by and between BANA (as
successor in interest to BAMCC), as purchaser, and National City, as seller, as
amended by (i) that certain Amendment No. 1, dated as of July 1, 2004, by and
among BAMCC, National City and BANA, (ii) that certain Master Assignment,
Assumption and Recognition Agreement, dated as of July 1, 2004, by and among
BAMCC, National City, BANA and Wachovia Bank, National Association, (iii) that
certain Amendment No. 2, dated as of October 1, 2004, by and between National
City and BANA, (iv) that certain Amendment No. 3, dated as of August 11, 2005,
by and between National City and BANA, (v) that certain Regulation AB Compliance
Addendum to the Master Seller's Warranties and Servicing Agreement, dated as of
January 1, 2006, by and between National City and BANA, and (vi) the Assignment,
Assumption and Recognition Agreement, dated January 31, 2006, by and among BANA,
the Depositor, the Trustee, the Master Servicer and National City.
Net Mortgage Interest Rate: As to any Mortgage Loan and Distribution Date,
such Mortgage Loan's Mortgage Interest Rate thereon on the first day of the
month preceding the month of the related Distribution Date reduced by the
applicable Administrative Fee Rate for such Mortgage Loans.
Net WAC: As to any Loan Group and any Distribution Date, the weighted
average of the Net Mortgage Interest Rates of the Mortgage Loans in such Loan
Group (based on Stated Principal Balances of the Mortgage Loans in such Loan
Group on the Due Date in the month preceding the month of such Distribution
Date).
Non-Supported Interest Shortfalls: As to any Distribution Date and (i) the
Loan Groups in Aggregate Loan Group 2, the amount, if any, by which the
aggregate of Prepayment Interest Shortfalls for the Loan Groups in Aggregate
Loan Group 2 exceeds Compensating Interest for the Loan Groups in Aggregate Loan
Group 2 for such Distribution Date and (ii) the Loan Groups in Aggregate Loan
Group 3, the amount, if any, by which the aggregate of Prepayment Interest
Shortfalls for the Loan Groups in Aggregate Loan Group 3 exceeds Compensating
Interest for the Loan Groups in Aggregate Loan Group 3 for such Distribution
Date.
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Non-U.S. Person: A Person other than a U.S. Person.
Nonrecoverable Advance: Any portion of an Advance previously made or
proposed to be made in respect of a Mortgage Loan which has not been previously
reimbursed and which, in the good faith judgment of the applicable Servicer will
not or, in the case of a proposed Advance, would not be ultimately recoverable
from the related Mortgagor, related Liquidation Proceeds, Insurance Proceeds or
other recoveries in respect of the related Mortgage Loan.
NYCEMA: A New York Consolidation, Extension and Modification Agreement.
Offered Certificates: The Senior Certificates and the Class 1-B-1, Class
1-B-2, Class 1-B-3, Class 2-M-1, Class 2-B-1, Class 2-B-2, Class 2-B-3, Class
3-B-1, Class 3-B-2 and Class 3-B-3 Certificates.
Officer's Certificate: A certificate signed by the Chairman of the Board,
Vice Chairman of the Board, President or a Vice President and by the Treasurer,
the Secretary or one of the Assistant Treasurers or Assistant Secretaries, or
any other duly authorized officer of the Depositor or the Master Servicer, as
the case may be, and delivered to the Trustee or the Securities Administrator as
required in this Agreement.
One-Year CMT Index: A rate per annum that is defined to be the weekly
average yield on United States Treasury Securities adjusted to a constant
maturity of one year, as made available by the Federal Reserve Board, published
in Federal Reserve Statistical Release H.15 (519) and most recently available as
of the date 45 days before the applicable Rate Adjustment Date.
One-Year LIBOR Index: A rate per annum that is defined to be the average
of interbank offered rates for one-year U.S. dollar-denominated deposits in the
London market, as published in The Wall Street Journal and most recently
available either (i) as of the first Business Day in the month preceding the
month of the applicable Rate Adjustment Date or (ii) up to the date 45 days
before the applicable Rate Adjustment Date.
Opinion of Counsel: A written opinion of counsel acceptable to the Trustee
if such opinion is delivered to the Trustee, or acceptable to the Securities
Administrator if such opinion is delivered to the Securities Administrator, who
may be counsel for the Depositor or the Master Servicer, except that any opinion
of counsel relating to the qualification of the Trust Estate as five separate
REMICs or compliance with the REMIC Provisions must be an opinion of Independent
counsel.
Original Fractional Interest: With respect to each of the following
Classes of Subordinate Certificates, the corresponding percentage described
below, as of the Closing Date:
Class 1-B-1 1.30%
Class 1-B-2 0.80%
Class 1-B-3 0.50%
Class 1-B-4 0.30%
Class 1-B-5 0.15%
Class 1-B-6 0.00%
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Class 2-M-1 4.60%
Class 2-B-1 3.50%
Class 2-B-2 2.40%
Class 2-B-3 1.60%
Class 2-B-4 0.95%
Class 2-B-5 0.40%
Class 2-B-6 0.00%
Class 3-B-1 2.00%
Class 3-B-2 1.30%
Class 3-B-3 0.90%
Class 3-B-4 0.50%
Class 3-B-5 0.20%
Class 3-B-6 0.00%
Original Subordinate Certificate Balance: $10,599,720.00 for the Class 1-B
Certificates, $33,557,757.00 for the Aggregate Group 2 Subordinate Certificates
and $7,550,743.00 for the Aggregate Group 3 Subordinate Certificates.
Originator: For each Mortgage Loan, the Person listed on the Mortgage Loan
Schedule as the originator.
OTS: The Office of Thrift Supervision.
Outstanding Mortgage Loan: As to any Due Date, a Mortgage Loan which was
not the subject of a Principal Prepayment in Full prior to such Due Date, which
did not become a Liquidated Mortgage Loan prior to such Due Date and which was
not purchased from the Trust prior to such Due Date pursuant to Sections 2.02 or
2.04.
Ownership Interest: As to any Certificate, any ownership or security
interest in such Certificate, including any interest in such Certificate as the
Holder thereof and any other interest therein, whether direct or indirect, legal
or beneficial, as owner or as pledgee.
Pass-Through Rate: As to each Class of Certificates, the per annum rate
set forth or described in the Preliminary Statement.
Paying Agent: As defined in Section 9.13.
Percentage Interest: As to any Certificate, the percentage obtained by
dividing the initial Certificate Balance of such Certificate by the Initial
Class Certificate Balance of the Class of which such Certificate is a part.
Periodic Advance: With respect to each Servicer, shall have the meaning
given to term "Monthly Advance" in the applicable Servicing Agreement.
Periodic Cap: For each Mortgage Loan, the applicable limit on adjustment
of the Mortgage Interest Rate for each Rate Adjustment Date specified in the
applicable Mortgage Note and designated as such in the Mortgage Loan Schedule.
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Permitted Investments: One or more of the following:
(i) obligations of or guaranteed as to principal and interest by
the United States, FHLMC, FNMA or any agency or instrumentality of the
United States when such obligations are backed by the full faith and
credit of the United States; provided that such obligations of FHLMC or
FNMA shall be limited to senior debt obligations and mortgage
participation certificates other than investments in mortgage-backed or
mortgage participation securities with yields evidencing extreme
sensitivity to the rate of principal payments on the underlying mortgages,
which shall not constitute Permitted Investments hereunder;
(ii) repurchase agreements on obligations specified in clause (i)
maturing not more than one month from the date of acquisition thereof with
a corporation incorporated under the laws of the United States or any
state thereof rated not lower than "A-1+" by S&P and "F1" by Fitch;
(iii) federal funds, certificates of deposit, demand deposits,
time deposits and bankers' acceptances (which shall each have an original
maturity of not more than 90 days and, in the case of bankers'
acceptances, shall in no event have an original maturity of more than 365
days or a remaining maturity of more than 30 days) denominated in United
States dollars of any U.S. depository institution or trust company
incorporated under the laws of the United States or any state thereof,
rated not lower than "F1" by Fitch and "A-1+" by S&P;
(iv) commercial paper (having original maturities of not more
than 365 days) of any corporation incorporated under the laws of the
United States or any state thereof which is rated not lower than "F1" by
Fitch and "A-1+" by S&P;
(v) investments in money market funds (including funds of the
Securities Administrator or its affiliates, or funds for which an
affiliate of the Securities Administrator acts as advisor, as well as
funds for which the Securities Administrator and its affiliates may
receive compensation) rated either "AAAm" or "AAAm G" by S&P and "AAA" by
Fitch (if rated by Fitch) or otherwise approved in writing by each Rating
Agency; and
(vi) other obligations or securities that are acceptable to each
Rating Agency and, as evidenced by an Opinion of Counsel obtained by the
Master Servicer or Securities Administrator, as the case may be, will not
affect the qualification of the Trust Estate as five separate REMICs;
provided, however, that no instrument shall be a Permitted Investment if it
represents either (a) the right to receive only interest payments with respect
to the underlying debt instrument or (b) the right to receive both principal and
interest payments derived from obligations underlying such instrument and the
principal and interest with respect to such instrument provide a yield to
maturity greater than 120% of the yield to maturity at par of such underlying
obligations.
Permitted Transferee: Any Person other than (i) the United States, or any
State or any political subdivision thereof, or any agency or instrumentality of
any of the foregoing, (ii) a
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foreign government, international organization or any agency or instrumentality
of either of the foregoing, (iii) an organization which is exempt from tax
imposed by Chapter 1 of the Code (including the tax imposed by Section 511 of
the Code on unrelated business taxable income) (except certain farmers'
cooperatives described in Code Section 521), (iv) rural electric and telephone
cooperatives described in Code Section 1381(a)(2)(C), (v) a Person with respect
to whom the income on a Residual Certificate is allocable to a foreign permanent
establishment or fixed base, within the meaning of an applicable income tax
treaty, of such Person or any other U.S. Person, and (vi) any other Person so
designated by the Master Servicer based on an Opinion of Counsel to the effect
that any transfer to such Person may cause the Trust or any other Holder of a
Residual Certificate to incur tax liability that would not be imposed other than
on account of such transfer. The terms "United States," "State" and
"international organization" shall have the meanings set forth in Code Section
7701 or successor provisions.
Person: Any individual, corporation, limited liability company,
partnership, joint venture, association, joint-stock company, trust,
unincorporated organization or government or any agency or political subdivision
thereof.
Physical Certificates: The Class 1-A-R, Class 1-B-4, Class 1-B-5, Class
1-B-6, Class 2-B-4, Class 2-B-5, Class 2-B-6, Class 3-B-4, Class 3-B-5 and Class
3-B-6 Certificates.
Plan: As defined in Section 6.02(e).
PMI Policy: A Primary Mortgage Insurance Policy, the premium for which is
paid by the related Servicer from the interest portion of the related Monthly
Payment.
PMI Policy Fee Rate: With respect to the Mortgage Loan covered by a PMI
Policy, the rate indicated on the Mortgage Loan Schedule for such Mortgage Loan.
Pool Distribution Amount: As to any Distribution Date and Loan Group, the
excess of (a) the sum of (i) the aggregate of (A) the interest portion of any
Monthly Payment on a Mortgage Loan in such Loan Group and the principal portion
of any Monthly Payment on a Mortgage Loan in such Loan Group due on the Due Date
in the month in which such Distribution Date occurs and which is received prior
to the related Determination Date and (B) all Periodic Advances made by a
Servicer (or the Master Servicer or the Trustee, as applicable) in respect of
such Loan Group and payments of Compensating Interest allocable to such Loan
Group made by the applicable Servicer in respect of such Loan Group and such
Distribution Date deposited to the Master Servicer Custodial Account pursuant to
Section 3.09(c)(vi); (ii) all Liquidation Proceeds received on the Mortgage
Loans in such Loan Group during the preceding calendar month and deposited to
the Master Servicer Custodial Account pursuant to Section 3.09(c)(iii); (iii)
all Principal Prepayments received on the Mortgage Loans in such Loan Group
during the month preceding the month of such Distribution Date and deposited to
the Master Servicer Custodial Account pursuant to Section 3.09(c)(i) during such
period; (iv) in connection with any Mortgage Loans that are Defective Mortgage
Loans in such Loan Group, the aggregate of the Purchase Prices and Substitution
Adjustment Amounts remitted on the related Remittance Date pursuant to Section
3.09(c)(vii); (v) any other amounts in the Master Servicer Custodial Account
deposited therein pursuant to Section 3.09(c)(iv), (v) and (viii) in respect of
such Distribution Date and such Loan Group; (vi) any Reimbursement Amount
required to be
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included pursuant to Section 5.02(a); and (vii) any Recovery with respect to
such Distribution Date over (b) any amounts permitted to be withdrawn from the
Master Servicer Custodial Account pursuant to clauses (i) through (viii),
inclusive, of Section 3.11(a) in respect of such Loan Group.
Pool Stated Principal Balance: As to any Distribution Date and Loan Group,
the aggregate Stated Principal Balance of all Mortgage Loans in such Loan Group
that were Outstanding Mortgage Loans immediately following the Due Date in the
month preceding the month in which such Distribution Date occurs.
Prepayment Interest Shortfall: As to any Distribution Date and each
Mortgage Loan subject to a Principal Prepayment received during the Prior
Period, the amount, if any, by which one month's interest at the related
Mortgage Interest Rate (net of the Servicing Fee Rate) on such Principal
Prepayment exceeds the amount of interest paid in connection with such Principal
Prepayment.
Primary Mortgage Insurance Policy: Each policy of primary mortgage
guaranty insurance or any replacement policy therefor with respect to any
Mortgage Loan, in each case issued by an insurer acceptable to FNMA or FHLMC.
Principal Amount: As to any Distribution Date and Loan Group, the sum of
(i) the sum of (a) the principal portion of each Monthly Payment due on each
Mortgage Loan in such Loan Group on the related Due Date, (b) the Stated
Principal Balance, as of the date of repurchase, of (i) each Mortgage Loan in
such Loan Group that was repurchased by a Servicer pursuant to the applicable
Servicing Agreement as of such Distribution Date, (ii) any Mortgage Loan
repurchased by the Sponsor pursuant to the Mortgage Loan Purchase Agreement or a
Purchase Obligation as of such Distribution Date, (iii) any Mortgage Loan
repurchased by the Depositor pursuant to a Purchase Obligation as of such
Distribution Date or (iv) any Mortgage Loan purchased pursuant to Section 10.01
hereof, (c) any Substitution Adjustment Amount in connection with a Defective
Mortgage Loan in such Loan Group received during the Prior Period, (d) any
Liquidation Proceeds allocable to recoveries of principal of Mortgage Loans in
such Loan Group that are not yet Liquidated Mortgage Loans received by a
Servicer during the Prior Period, (e) with respect to each Mortgage Loan in such
Loan Group that became a Liquidated Mortgage Loan during the Prior Period, the
amount of Liquidation Proceeds (excluding Excess Proceeds) allocable to
principal received by a Servicer with respect to such Mortgage Loan during such
Prior Period and (f) all Principal Prepayments on the Mortgage Loans in such
Loan Group received by a Servicer during the Prior Period and (ii) any Recovery
related to such Loan Group for such Distribution Date.
Principal Prepayment: With respect to each Mortgage Loan, any payment or
other recovery of principal on a Mortgage Loan (other than Liquidation Proceeds)
which is received in advance of its scheduled Due Date and is not accompanied by
an amount of interest representing scheduled interest due on any date or dates
in any month or months subsequent to the month of prepayment.
Principal Prepayment in Full: Any Principal Prepayment of the entire
principal balance of a Mortgage Loan.
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Prior Period: With respect to any Distribution Date, the calendar month
immediately preceding the month of such Distribution Date.
Private Certificates: The Class 1-B-4, Class 1-B-5, Class 1-B-6, Class
2-B-4, Class 2-B-5, Class 2-B-6, Class 3-B-4, Class 3-B-5 and Class 3-B-6
Certificates.
Pro Rata Share: As to any Distribution Date and any Class of Subordinate
Certificates, the portion of the Subordinate Principal Distribution Amounts
allocable to such Class, equal to the sum of (i) the product of the amounts
determined in accordance with clause (i) of the Subordinate Principal
Distribution Amounts and a fraction, the numerator of which is the related Class
Certificate Balance thereof and the denominator of which is the aggregate Class
Certificate Balance of the Subordinate Certificates and (ii) if such class is
not a Restricted Class, the product of the amounts determined in accordance with
clause (ii) of the Subordinate Principal Distribution Amounts for such
Distribution Date and a fraction, the numerator of which is the related Class
Certificate Balance thereof and the denominator of which is the aggregate Class
Certificate Balance of the Subordinate Certificates that are not Restricted
Classes. The Pro Rata Share of a Restricted Class shall be 0% with respect to
clause (ii) hereof.
Purchase Obligation: An obligation of the Sponsor or the Depositor to
purchase Mortgage Loans under the circumstances and in the manner provided in
Section 2.02 or 2.04.
Purchase Price: With respect to each Mortgage Loan that was a Defective
Mortgage Loan repurchased on any date pursuant to Sections 2.02 or 2.04, an
amount equal to the sum of (i) the Stated Principal Balance of the Mortgage
Loan, (ii) interest on such Stated Principal Balance at the Mortgage Interest
Rate from the date on which interest has last been paid and distributed through
the last day of the month in which such repurchase takes place and (iii) any
costs and damages incurred by the Trust in connection with any violation by such
repurchased Mortgage Loan of any predatory or abusive lending law, less (x)
amounts received or advanced in respect of such repurchased Mortgage Loan which
are being held in the applicable Servicer Custodial Account for distribution in
the month of repurchase and (y) if the Person repurchasing such Mortgage Loan is
servicing such Mortgage Loan under the related Servicing Agreement, the
Servicing Fee for such Mortgage Loan.
Rate Adjustment Date: As to each Mortgage Loan, the Due Date on which an
adjustment to the Mortgage Interest Rate of such Mortgage Loan becomes effective
under the related Mortgage Note.
Rate Ceiling: The maximum per annum Mortgage Interest Rate permitted under
the related Mortgage Note and indicated on the Mortgage Loan Schedule.
Rate Floor: The minimum per annum Mortgage Interest Rate permitted under
the related Mortgage Note and indicated on the Mortgage Loan Schedule.
Rating Agency: Each of Fitch and S&P. If either such organization or a
successor is no longer in existence, "Rating Agency" shall be such nationally
recognized statistical rating organization, or other comparable Person, as is
designated by the Depositor, notice of which designation shall be given to the
Trustee, the Master Servicer and the Securities Administrator.
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References herein to a given rating or rating category of a Rating Agency shall
mean such rating category without giving effect to any modifiers.
Realized Loss: With respect to each Liquidated Mortgage Loan, an amount as
of the date of such liquidation, equal to (i) the unpaid principal balance of
the Liquidated Mortgage Loan as of the date of such liquidation, plus (ii)
interest at the Net Mortgage Interest Rate from the Due Date as to which
interest was last paid or advanced (and not reimbursed) to Certificateholders up
to the Due Date in the month in which Liquidation Proceeds are required to be
distributed on the Stated Principal Balance of such Liquidated Mortgage Loan
from time to time, minus (iii) the Liquidation Proceeds, if any, received during
the month in which such liquidation occurred, to the extent applied as
recoveries of interest at the Net Mortgage Interest Rate and to principal of the
Liquidated Mortgage Loan. With respect to each Mortgage Loan that has become the
subject of a Deficient Valuation, if the principal amount due under the related
Mortgage Note has been reduced, the difference between the principal balance of
the Mortgage Loan outstanding immediately prior to such Deficient Valuation and
the principal balance of the Mortgage Loan as reduced by the Deficient
Valuation. With respect to each Mortgage Loan that has become the subject of a
Debt Service Reduction and any Distribution Date, the amount, if any, by which
the principal portion of the related Monthly Payment has been reduced.
Recognition Agreement: With respect to a Cooperative Loan, the recognition
agreement between the Cooperative and the originator of such Cooperative Loan.
Record Date: With respect to each Certificate, the last day of the month
(or, if such day is not a Business Day, the preceding Business Day) preceding
the month of the related Distribution Date.
Recovery: Any amount received on a Mortgage Loan subsequent to such
Mortgage Loan being determined to be a Liquidated Mortgage Loan.
Regular Certificates: As defined in the Preliminary Statement hereto.
Regulation AB: Subpart 229.1100 - Asset Backed Securities (Regulation AB),
17 C.F.R. ss.ss.229.1100 - 229.1123, as such may be amended from time to time,
and subject to such clarification and interpretation as have been provided by
the Commission in the adopting release (Asset-Backed Securities, Securities Act
Release No. 33-8518, 70 Red. Reg. 1,506, 1,531 (Jan. 7, 2005)) or by the staff
of the Commission, or as may be provided by the Commission or its staff from
time to time.
Reimbursement Amount: As defined in Section 2.02.
Related Group: For Loan Group 1, Group 1 and the Class 1-B Certificates;
for Loan Group 2, Group 2; for Loan Group 3, Group 3; for Loan Group 4, Group 4;
for Loan Group 5, Group 5, for Loan Group 6, Group 6; for the Loan Groups in
Aggregate Loan Group 2, Group 2, Group 3, Group 4 and the Aggregate Group 2
Subordinate Certificates and for the Loan Groups in Aggregate Loan Group 3,
Group 5, Group 6 and the Aggregate Group 3 Subordinate Certificates.
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Related Loan Group: For Group 1, Loan Group 1; for Group 2, Loan Group 2;
for Group 3, Loan Group 3; for Group 4, Loan Group 4; for Group 5, Loan Group 5;
for Group 6, Loan Group 6.
Relevant Servicing Criteria: The Servicing Criteria applicable to the
various parties, as set forth on Exhibit M attached hereto. For clarification
purposes, multiple parties can have responsibility for the same Relevant
Servicing Criteria. With respect to a Servicing Function Participant engaged by
the Master Servicer, the Securities Administrator, the Custodian or any
Servicer, the term "Relevant Servicing Criteria" may refer to a portion of the
Relevant Servicing Criteria applicable to such parties
Relief Act: The Servicemembers Civil Relief Act.
Relief Act Reduction: With respect to any Distribution Date, for any
Mortgage Loan as to which there has been a reduction in the amount of interest
collectible thereon for the most recently ended calendar month as a result of
the application of the Relief Act or comparable state legislation, the amount,
if any, by which (i) interest collectible on such Mortgage Loan for the most
recently ended calendar month is less than (ii) interest accrued pursuant to the
terms of the Mortgage Note on the same principal amount and for the same period
as the interest collectible on such Mortgage Loan for the most recently ended
calendar month.
REMIC: A "real estate mortgage investment conduit" within the meaning of
Section 860D of the Code.
REMIC Certificate Maturity Date: The "latest possible maturity date" of
the Regular Certificates as that term is defined in Section 2.07.
REMIC Provisions: Provisions of the federal income tax law relating to
real estate mortgage investment conduits, which appear at Section 860A through
860G of Subchapter M of Chapter 1 of the Code, and related provisions, and
regulations promulgated thereunder, as the foregoing may be in effect from time
to time, as well as provisions of applicable state laws.
Remittance Date: The 18th day of each month beginning in November 2005
(or, if such day is not a Business Day, the preceding Business Day).
REO Disposition Period: As defined in Section 3.15.
REO Proceeds: Proceeds, net of any related expenses of a Servicer received
in respect of any REO Property (including, without limitation, proceeds from the
rental of the related Mortgaged Property) which are received prior to the final
liquidation of such Mortgaged Property.
REO Property: A Mortgaged Property acquired by a Servicer servicing the
related Mortgage Loan on behalf of the Trust through foreclosure or deed-in-lieu
of foreclosure in connection with a defaulted Mortgage Loan.
Reportable Event: As defined in Section 3.22(d).
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Reporting Servicer: As defined in Section 3.22(c)(i).
Request for Release: The Request for Release submitted by a Servicer to
the Custodian substantially in the form of Exhibit E.
Required Insurance Policy: With respect to any Mortgage Loan, any
insurance policy which is required to be maintained from time to time under this
Agreement in respect of such Mortgage Loan.
Residual Certificate: The Class 1-A-R Certificate, which shall represent
ownership of the Class LR-G1 Interest, the Class LR-G2 Interest, the Class LR-G3
Interest, the Class SLR Interest and the Class UR Interest for the purposes of
the REMIC Provisions.
Responsible Officer: When used with respect to the Trustee or the
Securities Administrator, any officer of the Corporate Trust Department of the
Trustee or the Securities Administrator, as applicable, including any Senior
Vice President, any Vice President, any Assistant Vice President, any Assistant
Secretary, any Trust Officer or Assistant Trust Officer, or any other officer of
the Trustee or Securities Administrator, as applicable, customarily performing
functions similar to those performed by any of the above designated officers and
having direct responsibility for the administration of this Agreement.
Restricted Classes: As defined in Section 5.02(d), (e) and (f).
S&P: Standard & Poor's, a division of The XxXxxx-Xxxx Companies, Inc., or
any successor thereto.
Xxxxxxxx-Xxxxx Certification: As defined in Section 3.22(e).
Securities Administrator: Xxxxx Fargo Bank, N.A., and its
successors-in-interest and, if a successor securities administrator is appointed
hereunder, such successor, as securities administrator.
Security Agreement: With respect to a Cooperative Loan, the agreement or
mortgage creating a security interest in favor of the originator of the
Cooperative Loan in the related Cooperative Stock.
Senior Certificates: The Class 1-A-1, Class 1-A-2, Class 1-A-R, Class
2-A-1, Class 2-A-2, Class 3-A-1, Class 3-A-2, Class 3-A-3, Class 4-A-1, Class
4-A-2 Class 5-A-1, Class 5-A-2, Class 6-A-1 and Class 6-A-2 Certificates.
Senior Credit Support Depletion Date: (i) As to Group 1, the date on which
the aggregate Class Certificate Balance of the Class 1-B Certificates is reduced
to zero; (ii) as to each of the Groups in Aggregate Group 2, the date on which
the aggregate Class Certificate Balance of the Aggregate Group 2 Subordinate
Certificates is reduced to zero and (iii) as to each of the Groups in Aggregate
Group 3, the date on which the aggregate Class Certificate Balance of the
Aggregate Group 3 Subordinate Certificates is reduced to zero.
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Senior Percentage: With respect to any Distribution Date and Loan Group,
the percentage, carried to six places rounded up, obtained by dividing (i) the
aggregate Class Certificate Balance of the Senior Certificates of the Related
Group immediately prior to such Distribution Date, by (ii) the Pool Stated
Principal Balance of such Loan Group for such Distribution Date.
Senior Prepayment Percentage: For Loan Group 1 and any Distribution Date
during the seven years beginning on the first Distribution Date, 100%. The
Senior Prepayment Percentage for Loan Group 1 and for any Distribution Date
occurring on or after the seventh anniversary of the first Distribution Date
will, except as provided herein, be as follows: for any Distribution Date in the
first year thereafter, the Senior Percentage for Loan Group 1 plus 70% of the
Subordinate Percentage for Loan Group 1 for such Distribution Date; for any
Distribution Date in the second year thereafter, the Senior Percentage for Loan
Group 1 plus 60% of the Subordinate Percentage for Loan Group 1 for such
Distribution Date; for any Distribution Date in the third year thereafter, the
Senior Percentage for Loan Group 1 plus 40% of the Subordinate Percentage for
Loan Group 1 for such Distribution Date; for any Distribution Date in the fourth
year thereafter, the Senior Percentage for Loan Group 1 plus 20% of the
Subordinate Percentage for such Loan Group 1 for such Distribution Date; and for
any Distribution Date in the fifth or later years thereafter, the Senior
Percentage for such Loan Group 1 for such Distribution Date unless (i) on any of
the foregoing Distribution Dates the Loan Group 1 Senior Percentage exceeds the
initial Loan Group 1 Senior Percentage, in which case the Senior Prepayment
Percentage for Loan Group 1 for such Distribution Date will once again equal
100%, (ii) on any Distribution Date before the Distribution Date occurring in
February 2009, the Loan Group 1 Subordinate Percentage for such Distribution
Date is greater than or equal to twice the initial Loan Group 1 Subordinate
Percentage, in which case the Senior Prepayment Percentage for Loan Group 1 for
such Distribution Date will equal the Senior Percentage for Loan Group 1 plus
50% of the Subordinate Percentage for Loan Group 1, or (iii) on any Distribution
Date occurring on or after the Distribution Date in February 2009, the Loan
Group 1 Subordinate Percentage for such Distribution Date is greater than or
equal to twice the initial Loan Group 1 Subordinate Percentage, in which case
the Senior Prepayment Percentage for Loan Group 1 for such Distribution Date
will equal the Senior Percentage for Loan Group 1. Notwithstanding the
foregoing, no decrease in the share of the Loan Group Subordinate Percentage
(for calculating the applicable Senior Prepayment Percentage for Loan Group 1)
will occur and the Senior Prepayment Percentage for Loan Group 1 will be
calculated without regard to clause (ii) or (iii) in the preceding sentence
unless both of the Senior Step Down Conditions for Loan Group 1 are satisfied.
For any Distribution Date and any Loan Group in Aggregate Loan Group 2
during the seven years beginning on the first Distribution Date, 100%. The
Senior Prepayment Percentage for any Loan Group in Aggregate Loan Group 2 and
for any Distribution Date occurring on or after the tenth anniversary of the
first Distribution Date will, except as provided herein, be as follows: for any
Distribution Date in the first year thereafter, the Senior Percentage for such
Loan Group in Aggregate Loan Group 2 plus 70% of the Subordinate Percentage for
such Loan Group for such Distribution Date; for any Distribution Date in the
second year thereafter, the Senior Percentage for such Loan Group plus 60% of
the Subordinate Percentage for such Loan Group for such Distribution Date; for
any Distribution Date in the third year thereafter, the Senior Percentage for
such Loan Group plus 40% of the Subordinate Percentage for such Loan
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Group for such Distribution Date; for any Distribution Date in the fourth year
thereafter, the Senior Percentage for such Loan Group plus 20% of the
Subordinate Percentage for such Loan Group for such Distribution Date; and for
any Distribution Date in the fifth or later years thereafter, the Senior
Percentage for such Loan Group for such Distribution Date unless (i) on any of
the foregoing Distribution Dates the Aggregate Loan Group 2 Senior Percentage
exceeds the initial Aggregate Loan Group 2 Senior Percentage, in which case the
Senior Prepayment Percentage for each Loan Group in Aggregate Loan Group 2 for
such Distribution Date will once again equal 100%, (ii) on any Distribution Date
before the Distribution Date occurring in February 2009, the Aggregate Loan
Group 2 Subordinate Percentage for such Distribution Date is greater than or
equal to twice the initial Aggregate Loan Group 2 Subordinate Percentage, in
which case the Senior Prepayment Percentage for each Loan Group in Aggregate
Loan Group 2 for such Distribution Date will equal the Senior Percentage for
such Loan Group plus 50% of the Subordinate Percentage for such Loan Group, or
(iii) on any Distribution Date occurring on or after the Distribution Date in
February 2009, the Aggregate Loan Group 2 Subordinate Percentage for such
Distribution Date is greater than or equal to twice the initial Aggregate Loan
Group 2 Subordinate Percentage, in which case the Senior Prepayment Percentage
for each Loan Group in Aggregate Loan Group 2 for such Distribution Date will
equal the Senior Percentage for such Loan Group. Notwithstanding the foregoing,
no decrease in the share of the applicable Aggregate Loan Group 2 Subordinate
Percentage (for calculating the applicable Senior Prepayment Percentage for any
Loan Group in Aggregate Loan Group 2) will occur and the Senior Prepayment
Percentage for all Loan Groups in Aggregate Loan Group 2 will be calculated
without regard to clause (ii) or (iii) in the preceding sentence unless both of
the Senior Step Down Conditions for the Loan Groups in Aggregate Loan Group 2
are satisfied.
For any Distribution Date and any Loan Group in Aggregate Loan Group 3
during the seven years beginning on the first Distribution Date, 100%. The
Senior Prepayment Percentage for any Loan Group in Aggregate Loan Group 3 and
for any Distribution Date occurring on or after the tenth anniversary of the
first Distribution Date will, except as provided herein, be as follows: for any
Distribution Date in the first year thereafter, the Senior Percentage for such
Loan Group in Aggregate Loan Group 3 plus 70% of the Subordinate Percentage for
such Loan Group for such Distribution Date; for any Distribution Date in the
second year thereafter, the Senior Percentage for such Loan Group plus 60% of
the Subordinate Percentage for such Loan Group for such Distribution Date; for
any Distribution Date in the third year thereafter, the Senior Percentage for
such Loan Group plus 40% of the Subordinate Percentage for such Loan Group for
such Distribution Date; for any Distribution Date in the fourth year thereafter,
the Senior Percentage for such Loan Group plus 20% of the Subordinate Percentage
for such Loan Group for such Distribution Date; and for any Distribution Date in
the fifth or later years thereafter, the Senior Percentage for such Loan Group
for such Distribution Date unless (i) on any of the foregoing Distribution Dates
the Aggregate Loan Group 3 Senior Percentage exceeds the initial Aggregate Loan
Group 3 Senior Percentage, in which case the Senior Prepayment Percentage for
each Loan Group in Aggregate Loan Group 3 for such Distribution Date will once
again equal 100%, (ii) on any Distribution Date before the Distribution Date
occurring in February 2009, the Aggregate Loan Group 3 Subordinate Percentage
for such Distribution Date is greater than or equal to twice the initial
Aggregate Loan Group 3 Subordinate Percentage, in which case the Senior
Prepayment Percentage for each Loan Group in Aggregate Loan Group 3 for such
Distribution Date will equal the Senior Percentage for such Loan Group plus 50%
of the Subordinate Percentage for such Loan Group, or (iii) on any Distribution
Date occurring on or
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after the Distribution Date in February 2009, the Aggregate Loan Group 3
Subordinate Percentage for such Distribution Date is greater than or equal to
twice the initial Aggregate Loan Group 3 Subordinate Percentage, in which case
the Senior Prepayment Percentage for each Loan Group in Aggregate Loan Group 3
for such Distribution Date will equal the Senior Percentage for such Loan Group.
Notwithstanding the foregoing, no decrease in the share of the applicable
Aggregate Loan Group 3 Subordinate Percentage (for calculating the applicable
Senior Prepayment Percentage for any Loan Group in Aggregate Loan Group 3) will
occur and the Senior Prepayment Percentage for all Loan Groups in Aggregate Loan
Group 3 will be calculated without regard to clause (ii) or (iii) in the
preceding sentence unless both of the Senior Step Down Conditions for the Loan
Groups in Aggregate Loan Group 3 are satisfied.
Senior Principal Distribution Amount: As to any Distribution Date and Loan
Group, the sum of (i) the Senior Percentage for such Loan Group of the amounts
described in clauses (i)(a) through (d) of the definition of "Principal Amount"
for such Distribution Date and Loan Group and (ii) the Senior Prepayment
Percentage for such Loan Group of the amounts described in clauses (i)(e) and
(f) and the amount described in clause (ii) of the definition of "Principal
Amount" for such Distribution Date and Loan Group.
Senior Step Down Conditions: As of any Distribution Date as to which any
decrease in the Senior Prepayment Percentage for Loan Group 1 applies, (i) the
outstanding principal balance of all Mortgage Loans in the Loan Group 1
(including, for this purpose, any Mortgage Loans in such Loan Group 1 in
foreclosure, any REO Property and any Mortgage Loan in Loan Group 1 for which
the Mortgagor has filed for bankruptcy after the Closing Date) delinquent 60
days or more (averaged over the preceding six month period), as a percentage of
the aggregate Class Certificate Balance of the Class 1-B Certificates, is not
equal to or greater than 50% or (ii) cumulative Realized Losses with respect to
the Mortgage Loans in Loan Group 1 as of the applicable Distribution Date do not
exceed the percentages of the related Original Subordinate Certificate Balance
set forth below:
PERCENTAGE OF ORIGINAL
SUBORDINATE CERTIFICATE BALANCE
DISTRIBUTION DATE OCCURRING IN FOR CLASS 1-B CERTIFICATES
------------------------------ -------------------------------
February 2006 through January 2009 20%
February 2009 through January 2014 30%
February 2014 through January 2015 35%
February 2015 through January 2016 40%
February 2016 through January 2017 45%
February 2017 and thereafter 50%
As of any Distribution Date as to which any decrease in the Senior
Prepayment Percentage for any Loan Group in Aggregate Loan Group 2 applies, (i)
the outstanding principal balance of all Mortgage Loans in the Loan Groups in
Aggregate Loan Group 2 (including, for this purpose, any Mortgage Loans in such
Loan Groups in foreclosure, any REO Property and any Mortgage Loan in such Loan
Groups for which the Mortgagor has filed for bankruptcy after the Closing Date)
delinquent 60 days or more (averaged over the preceding six month period), as a
percentage of the aggregate Class Certificate Balance of the Aggregate Group 2
Subordinate Certificates, is not equal to or greater than 50% or (ii) cumulative
Realized Losses with respect
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to the Mortgage Loans in the Loan Group in Aggregate Loan Group 2 as of the
applicable Distribution Date do not exceed the percentages of the related
Original Subordinate Certificate Balance set forth below:
PERCENTAGE OF ORIGINAL
SUBORDINATE CERTIFICATE BALANCE
FOR AGGREGATE GROUP 2
DISTRIBUTION DATE OCCURRING IN SUBORDINATE CERTIFICATES
------------------------------ -------------------------------
February 2006 through January 2009 20%
February 2009 through January 2014 30%
February 2014 through January 2015 35%
February 2015 through January 2016 40%
February 2016 through January 2017 45%
February 2017 and thereafter 50%
As of any Distribution Date as to which any decrease in the Senior
Prepayment Percentage for any Loan Group in Aggregate Loan Group 3 applies, (i)
the outstanding principal balance of all Mortgage Loans in the Loan Groups in
Aggregate Loan Group 3 (including, for this purpose, any Mortgage Loans in such
Loan Groups in foreclosure, any REO Property and any Mortgage Loan in such Loan
Groups for which the Mortgagor has filed for bankruptcy after the Closing Date)
delinquent 60 days or more (averaged over the preceding six month period), as a
percentage of the aggregate Class Certificate Balance of the Aggregate Group 3
Subordinate Certificates, is not equal to or greater than 50% or (ii) cumulative
Realized Losses with respect to the Mortgage Loans in the Loan Group in
Aggregate Loan Group 3 as of the applicable Distribution Date do not exceed the
percentages of the related Original Subordinate Certificate Balance set forth
below:
PERCENTAGE OF ORIGINAL
SUBORDINATE CERTIFICATE BALANCE
FOR AGGREGATE GROUP 3
DISTRIBUTION DATE OCCURRING IN SUBORDINATE CERTIFICATES
------------------------------ -------------------------------
February 2006 through January 2009 20%
February 2009 through January 2014 30%
February 2014 through January 2015 35%
February 2015 through January 2016 40%
February 2016 through January 2017 45%
February 2017 and thereafter 50%
Servicer: Any of BANA, Countrywide, GreenPoint, JPMorgan Chase, National
City or Xxxxx Fargo Bank, each in its capacity as servicer of Mortgage Loans, or
any successor servicer appointed as herein provided.
Servicer Custodial Accounts: The separate accounts created and maintained
by each of the Servicers pursuant to the applicable Servicing Agreement
Servicing Advance: With respect to each Servicer, shall have the meaning
given to the term "Servicing Advances" in the applicable Servicing Agreement.
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Servicing Agreement: Any of the BANA Servicing Agreement, the Countrywide
Servicing Agreement, the GreenPoint Servicing Agreements, the JPMorgan Chase
Servicing Agreements, the National City Servicing Agreement or the Xxxxx Fargo
Servicing Agreement.
Servicing Criteria: The criteria set forth in paragraph (d) of Item 1122
of Regulation AB, as such may be amended from time to time
Servicing Fee: With respect to each Servicer, as defined in the applicable
Servicing Agreement.
Servicing Fee Rate: With respect to each Servicer, as defined in the
applicable Servicing Agreement.
Servicing Function Participant: Any Subcontractor utilized by the Master
Servicer, the Securities Administrator or the Custodian that is "participating
in the servicing function" within the meaning of Item 1122 of Regulation AB.
Servicing Officer: With respect to each Servicer, as defined in the
related Servicing Agreement.
Similar Law: As defined in Section 6.02(e).
Six-Month LIBOR Index: A rate per annum that is defined to be the average
of interbank offered rates for six-month U.S. dollar-denominated deposits in the
London market, as published in The Wall Street Journal and most recently
available either (i) as of the first Business Day in the month preceding the
month of the applicable Rate Adjustment Date or (ii) up to the date 45 days
before the applicable Rate Adjustment Date.
Sponsor: Bank of America, National Association, a national banking
association, or its successor in interest, as seller of the Mortgage Loans under
the Mortgage Loan Purchase Agreement.
Stated Principal Balance: As to any Mortgage Loan and Due Date, the unpaid
principal balance of such Mortgage Loan as of such date as specified in the
amortization schedule at the time relating thereto (before any adjustment to
such amortization schedule by reason of any moratorium or similar waiver or
grace period) after giving effect to any previous partial Principal Prepayments
and Liquidation Proceeds allocable to principal (other than with respect to any
Liquidated Mortgage Loan) and to the payment of principal due on such Due Date
and irrespective of any delinquency in payment by the related Mortgagor, and
after giving effect to any Deficient Valuation.
Subcontractor: Any vendor, subcontractor or other Person that is not
responsible for the overall servicing of Mortgage Loans but performs one or more
discrete functions identified in Item 1122(d) of Regulation AB with respect to
Mortgage Loans under the direction or authority of the Master Servicer, the
Securities Administrator or the Custodian.
Subordinate Certificates: The Class 1-B Certificates, the Aggregate Group
2 Subordinate Certificates and the Aggregate Group 3 Subordinate Certificates.
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Subordinate Percentage: As of any Distribution Date and Loan Group, 100%
minus the Senior Percentage for such Loan Group for such Distribution Date.
Subordinate Prepayment Percentage: As to any Distribution Date and Loan
Group, 100% minus the Senior Prepayment Percentage for such Loan Group and such
Distribution Date.
Subordinate Principal Distribution Amount: With respect to any
Distribution Date and Loan Group, an amount equal to the sum of (i) the
Subordinate Percentage for such Loan Group of the amounts described in clauses
(i)(a) through (d) of the definition of "Principal Amount" for such Distribution
Date and Loan Group and (ii) the Subordinate Prepayment Percentage for such Loan
Group of the amounts described in clauses (i)(e) and (f) and the amount
described in clause (ii) of the definition of "Principal Amount" for such
Distribution Date and Loan Group.
Subsidiary Lower-Tier Certificate Sub-Account: The sub-account of the
Distribution Account designated by the Securities Administrator pursuant to
Section 3.09(g).
Subsidiary Lower-Tier Distribution Amount: As defined in Section 5.02(a)
hereof.
Subsidiary Lower-Tier REMIC: As defined in the Preliminary Statement, the
assets of which consist of the Uncertificated Group 1 Lower-Tier Interests, the
Uncertificated Aggregate Group 2 Lower-Tier Interests and the Uncertificated
Aggregate Group 3 Lower-Tier Interests.
Substitute Mortgage Loan: A Mortgage Loan substituted for a Defective
Mortgage Loan which must, on the date of such substitution (i) have a Stated
Principal Balance, after deduction of the principal portion of the Monthly
Payment due in the month of substitution, not in excess of the Stated Principal
Balance of the Defective Mortgage Loan; (ii) have a Net Mortgage Interest Rate
not less than, and not more than 2% greater than that of the Defective Mortgage
Loan; (iii) be of the same type as the Defective Mortgage Loan; (iv) have a
Loan-to-Value Ratio not higher than that of the Defective Mortgage Loan; (v)
have a credit score not less than that of the Defective Mortgage Loan; (vi) have
a Gross Margin not less than that of the Defective Mortgage Loan; (vii) have a
credit grade not lower in quality than that of the Defective Mortgage Loan;
(viii) have a remaining term to maturity not greater than (and not more than one
year less than) that of the Defective Mortgage Loan; (ix) have the same lien
priority as the Defective Mortgage Loan; (x) have the same Index as the
Defective Mortgage Loan; and (xi) comply with each Mortgage Loan representation
and warranty set forth in this Agreement and the Mortgage Loan Purchase
Agreement or the Servicing Agreements. More than one Substitute Mortgage Loan
may be substituted for a Defective Mortgage Loan if such Substitute Mortgage
Loans meet the foregoing attributes in the aggregate.
Substitution Adjustment Amount: As defined in Section 2.02.
Tax Matters Person: Any person designated as "tax matters person" in
accordance with Section 5.06 and the manner provided under Treasury Regulation
ss. 1.860F-4(d) and Treasury Regulation ss. 301.6231(a)(7)-1.
Treasury Regulations: The final and temporary regulations promulgated
under the Code by the U.S. Department of the Treasury.
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Trust: The trust created by this Agreement, which shall be named "Banc of
America Funding 2006-A Trust."
Trust Estate: The segregated pool of assets subject hereto, constituting
the primary trust created hereby and to be administered hereunder, with respect
to a portion of which four REMIC elections are to be made, such entire Trust
Estate consisting of: (i) such Mortgage Loans as from time to time are subject
to this Agreement, together with the Mortgage Files relating thereto, and
together with all collections thereon and proceeds thereof, (ii) any REO
Property, together with all collections thereon and proceeds thereof, (iii) the
Trustee's rights with respect to the Mortgage Loans under all insurance policies
required to be maintained pursuant to this Agreement and any proceeds thereof;
(iv) the Depositor's rights under the Servicing Agreements and the Mortgage Loan
Purchase Agreement (including any security interest created thereby); and (v)
the Servicer Custodial Accounts, the Master Servicer Custodial Account and the
Distribution Account and such assets that are deposited therein from time to
time and any investments thereof, together with any and all income, proceeds and
payments with respect thereto.
Trustee: U.S. Bank National Association, and its successors-in-interest
and, if a successor trustee is appointed hereunder, such successor, as trustee.
Uncertificated Lower-Tier Interests: The Group 1 Uncertificated Lower-Tier
Interests, the Aggregate Group 2 Uncertificated Lower-Tier Interests and the
Aggregate Group 3 Uncertificated Lower-Tier Interests.
Uncertificated Subsidiary Lower-Tier Interests: The Class 1-A-SL1
Interest, Class 2-A-SL1 Interest, Class 3-A-SL1 Interest, Class 4-A-SL1
Interest, Class 5-A-SL1 Interest, Class 6-A-SL1 Interest, Class 1-B-SL1
Interest, Class 1-B-SL2 Interest, Class 1-B-SL3 Interest, Class 1-B-SL4
Interest, Class 1-B-SL5 Interest, Class 1-B-SL6 Interest, Class 2-M-SL1
Interest, Class 2-B-SL1 Interest, Class 2-B-SL2 Interest, Class 2-B-SL3
Interest, Class 2-B-SL4 Interest, Class 2-B-SL5 Interest, Class 2-B-SL6
Interest, Class 3-B-SL1 Interest, Class 3-B-SL2 Interest, Class 3-B-SL3
Interest, Class 3-B-SL4 Interest, Class 3-B-SL5 Interest, Class 3-B-SL6
Interest, Class 1-A-SLR Interest.
Uninsured Cause: Any cause of damage to a Mortgaged Property, the cost of
the complete restoration of which is not fully reimbursable under the hazard
insurance policies required to be maintained pursuant to Section 3.12.
Unscheduled Principal Amount: As to any Distribution Date and Loan Group,
the sum of the amounts described in clauses (e) and (f) of the definition of
"Principal Amount."
Upper-Tier Certificate Sub-Account: The sub-account of the Distribution
Account designated by the Securities Administrator pursuant to Section 3.09(g).
Upper-Tier REMIC: As defined in the Preliminary Statement, the assets of
which consist of the Uncertificated Subsidiary Lower-Tier REMIC Interests and
such amounts as shall from time to time be deemed held in the Upper-Tier
Certificate Sub-Account.
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U.S. Person: A citizen or resident of the United States, a corporation or
partnership (unless, in the case of a partnership, Treasury Regulations are
adopted that provide otherwise) created or organized in or under the laws of the
United States, any state thereof or the District of Columbia, including an
entity treated as a corporation or partnership for federal income tax purposes,
an estate whose income is subject to United States federal income tax regardless
of its source, or a trust if a court within the United States is able to
exercise primary supervision over the administration of such trust, and one or
more such U.S. Persons have the authority to control all substantial decisions
of such trust (or, to the extent provided in applicable Treasury Regulations,
certain trusts in existence on August 20, 1996 which are eligible to elect to be
treated as U.S. Persons).
Voting Rights: The portion of the voting rights of all of the Certificates
which is allocated to any Certificate. As of any date of determination, (a) 1%
of all Voting Rights shall be allocated to the Holder of the Residual
Certificate and (b) the remaining Voting Rights shall be allocated among Holders
of the remaining Classes of Certificates in proportion to the Certificate
Balances of their respective Certificates on such date.
Xxxxx Fargo Servicing Agreement: The Amended and Restated Master Seller's
Warranties and Servicing Agreement, dated as of December 1, 2005, by and between
BANA, as purchaser, and Xxxxx Fargo Bank, as seller and servicer, as amended by
the Assignment, Assumption and Recognition Agreement, dated January 31, 2006, by
and among BANA, the Depositor, the Trustee, the Master Servicer and Xxxxx Fargo
Bank.
Section 1.02 Calculations. All dollar amounts calculated hereunder shall be
rounded to the nearest xxxxx with one-half of one xxxxx being rounded down.
ARTICLE II
CONVEYANCE OF MORTGAGE LOANS; ORIGINAL
ISSUANCE OF CERTIFICATES
Section 2.01. Conveyance of Mortgage Loans. (a) The Depositor,
concurrently with the execution and delivery hereof, hereby sells, transfers,
assigns, sets over and otherwise conveys to the Trustee on behalf of the Trust
for the benefit of the Certificateholders, without recourse, all the right,
title and interest of the Depositor in and to the Mortgage Loans and the related
Mortgage Files, including all interest and principal received on or with respect
to the Mortgage Loans (other than payments of principal and interest due and
payable on the Mortgage Loans on or before the Cut-off Date), the Depositor's
rights under the Mortgage Loan Purchase Agreement, including the rights of the
Depositor as assignee of the Sponsor with respect to the Sponsor's rights under
the Countrywide Servicing Agreement, the GreenPoint Servicing Agreement, the
JPMorgan Chase Servicing Agreement, the National City Servicing Agreement and
the Xxxxx Fargo Servicing Agreement, and the Depositor's rights under the BANA
Servicing Agreement. The foregoing sale, transfer, assignment and set over does
not and is not intended to result in a creation of an assumption by the Trustee
of any obligation of the Depositor or any other Person in connection with the
Mortgage Loans or any agreement or instrument relating thereto, except as
specifically set forth herein. It is agreed and understood by the parties hereto
that it is not intended that any mortgage loan be included in the Trust that is
a "High-Cost Home
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Loan" as defined in any of (i) the New Jersey Home Ownership Act effective
November 27, 2003, (ii) the New Mexico Home Loan Protection Act effective
January 1, 2004, (iii) the Massachusetts Predatory Home Loan Practices Act
effective November 7, 2004 or (iv) the Indiana Home Loan Practices Act,
effective January 1, 2005.
(b) In connection with such transfer and assignment, the Depositor has
delivered or caused to be delivered to the Trustee (or a Custodian on behalf of
the Trustee) for the benefit of the Certificateholders, the following documents
or instruments with respect to each Mortgage Loan so assigned:
(i) the original Mortgage Note, endorsed by manual or facsimile
signature in the following form: "Pay to the order of U.S. Bank National
Association, as trustee for holders of Banc of America Funding Corporation
Mortgage Pass-Through Certificates, Series 2006-A, without recourse," with
all necessary intervening endorsements showing a complete chain of
endorsement from the originator to the Trustee (each such endorsement
being sufficient to transfer all right, title and interest of the party so
endorsing, as noteholder or assignee thereof, in and to that Mortgage
Note) and, in the case of any Mortgage Loan originated in the State of New
York documented by a NYCEMA, the NYCEMA, the new Mortgage Note, if
applicable, the consolidated Mortgage Note and the consolidated Mortgage;
(ii) except as provided below and other than with respect to the
Mortgage Loans purchased by the Sponsor from Xxxxx Fargo Bank, N.A., the
original recorded Mortgage with evidence of a recording thereon, or if any
such Mortgage has not been returned from the applicable recording office
or has been lost, or if such public recording office retains the original
recorded Mortgage, a copy of such Mortgage certified by the applicable
Servicer (which may be part of a blanket certification) as being a true
and correct copy of the Mortgage;
(iii) subject to the provisos at the end of this paragraph, a duly
executed Assignment of Mortgage to "U.S. Bank National Association, as
trustee for the holders of Banc of America Funding Corporation Mortgage
Pass-Through Certificates, Series 2006-A" (which may be included in a
blanket assignment or assignments), together with, except as provided
below and other than with respect to the Mortgage Loans purchased by the
Sponsor from Xxxxx Fargo Bank, N.A., originals of all interim recorded
assignments of such mortgage or a copy of such interim assignment
certified by the applicable Servicer (which may be part of a blanket
certification) as being a true and complete copy of the original recorded
intervening assignments of Mortgage (each such assignment, when duly and
validly completed, to be in recordable form and sufficient to effect the
assignment of and transfer to the assignee thereof, under the Mortgage to
which the assignment relates); provided that, if the related Mortgage has
not been returned from the applicable public recording office, such
Assignment of Mortgage may exclude the information to be provided by the
recording office; and provided, further, if the related Mortgage has been
recorded in the name of Mortgage Electronic Registration Systems, Inc.
("MERS") or its designee, no Assignment of Mortgage in favor of the
Trustee will be required to be prepared or delivered and instead, the
Master Servicer shall enforce the obligations of the applicable Servicer
to take all actions as are necessary to cause the
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Trust to be shown as the owner of the related Mortgage Loan on the records
of MERS for purposes of the system of recording transfers of beneficial
ownership of mortgages maintained by MERS;
(iv) the originals of all assumption, modification, consolidation
or extension agreements, if any, with evidence of recording thereon, if
any;
(v) and other than with respect to the Mortgage Loans purchased
by the Sponsor from Xxxxx Fargo Bank, N.A., any of (A) the original or
duplicate original mortgagee title insurance policy and all riders
thereto, (B) a title search showing no lien (other than standard
exceptions) on the Mortgaged Property senior to the lien of the Mortgage
or (C) an opinion of counsel of the type customarily rendered in the
applicable jurisdiction in lieu of a title insurance policy;
(vi) the original of any guarantee executed in connection with
the Mortgage Note;
(vii) for each Mortgage Loan, if any, which is secured by a
residential long-term lease, a copy of the lease with evidence of
recording indicated thereon, or, if the lease is in the process of being
recorded, a photocopy of the lease, certified by an officer of the
respective prior owner of such Mortgage Loan or by the applicable title
insurance company, closing/settlement/escrow agent or company or closing
attorney to be a true and correct copy of the lease transmitted for
recordation;
(viii) the original of any security agreement, chattel mortgage or
equivalent document executed in connection with the Mortgage; and
(ix) for each Mortgage Loan secured by Cooperative Stock (other
than with respect to any Mortgage Loan secured by Cooperative Stock
purchased by the Sponsor from Xxxxx Fargo Bank, N.A.), the originals of
the following documents or instruments:
(A) The Cooperative Stock Certificate;
(B) The stock power executed in blank;
(C) The executed Cooperative Lease;
(D) The executed Recognition Agreement;
(E) The executed assignment of recognition agreement, if
any;
(F) The executed UCC-1 financing statement with evidence
of recording thereon; and
(G) Executed UCC-3 financing statements or other
appropriate UCC financing statements required by state law,
evidencing a complete and unbroken line from the mortgagee to the
Trustee with evidence of recording thereon (or in a form suitable
for recordation).
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provided, however, that on the Closing Date, with respect to item (iii), if an
Assignment of Mortgage is required to be recorded as set forth below, the
Depositor has delivered to the Trustee (or a Custodian on behalf of the Trustee)
a copy of such Assignment of Mortgage in blank rather than in the name of the
Trustee and has caused the applicable Servicer to retain the completed
Assignment of Mortgage for recording as described below, unless such Mortgage
has been recorded in the name of MERS or its designee. In addition, if the
Depositor is unable to deliver or cause the delivery of any original Mortgage
Note due to the loss of such original Mortgage Note, the Depositor may deliver a
copy of such Mortgage Note, together with a lost note affidavit, and shall
thereby be deemed to have satisfied the document delivery requirements of this
Section 2.01(b).
If in connection with any Mortgage Loans, the Depositor cannot deliver, if
applicable, (A) the Mortgage, (B) all interim recorded assignments, (C) all
assumption, modification, consolidation or extension agreements, if any, or (D)
the lender's title policy, if any (together with all riders thereto), satisfying
the requirements of clause (ii), (iii), (iv) or (v) above, respectively,
concurrently with the execution and delivery hereof because such document or
documents have not been returned from the applicable public recording office in
the case of clause (ii), (iii) or (iv) above, or because the title policy, if
any, has not been delivered to any of the related Servicer, the Sponsor or the
Depositor, as applicable, by the applicable title insurer in the case of clause
(v) above, the Depositor shall promptly deliver or cause to be delivered to the
Trustee (or a Custodian on behalf of the Trustee) in the case of clause (ii),
(iii) or (iv) above, such Mortgage, such interim assignment or such assumption,
modification, consolidation or extension agreement, as the case may be, with
evidence of recording indicated thereon upon receipt thereof from the public
recording office, but in no event shall any such delivery of any such documents
or instruments be made later than one year following the Closing Date, unless,
in the case of clause (ii), (iii) or (iv) above, there has been a continuing
delay at the applicable recording office or, in the case of clause (v), there
has been a continuing delay at the applicable insurer and the Depositor has
delivered the Officer's Certificate to such effect to the Trustee (or a
Custodian on behalf of the Trustee). The Depositor shall forward or cause to be
forwarded to the Trustee (or a Custodian on behalf of the Trustee) (1) from time
to time additional original documents evidencing an assumption or modification
of a Mortgage Loan and (2) any other documents required to be delivered by the
Depositor or the applicable Servicer to the Trustee (or a Custodian on behalf of
the Trustee). In the event that the original Mortgage is not delivered and in
connection with the payment in full of the related Mortgage Loan the public
recording office requires the presentation of a "lost instruments affidavit and
indemnity" or any equivalent document, because only a copy of the Mortgage can
be delivered with the instrument of satisfaction or reconveyance, the Depositor
or Master Servicer shall prepare, execute and deliver or cause to be prepared,
executed and delivered, on behalf of the Trust, such a document to the public
recording office.
(c) Upon discovery by the Depositor or notice from Xxxxx Fargo Bank, the
Master Servicer, the Securities Administrator or Trustee that a Document
Transfer Event has occurred, the Depositor shall, with respect to Mortgage Loans
purchased by the Sponsor from Xxxxx Fargo Bank, deliver or cause to be delivered
to the Trustee or a Custodian, on behalf of the Trustee, within 60 days copies
(which may be in electronic form mutually agreed upon by the Depositor and the
Trustee or such Custodian) of the following additional documents or instruments
to the Mortgage File with respect to each such Mortgage Loan; provided, however,
that originals of
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such documents or instruments shall be delivered to the Trustee or a Custodian
on behalf of the Trustee, as applicable, if originals are required under the law
in which the related Mortgaged Property is located in order to exercise all
remedies available to the Trust under applicable law following default by the
related Mortgagor:
(i) other than if the related Mortgage has been recorded in the
name of MERS or its designee, originals of all interim recorded
assignments of such mortgage or a copy of such interim assignments
certified by Xxxxx Fargo Bank (which may be part of a blanket
certification) as being a true and complete copy of the original recorded
intervening assignments of Mortgage (each such assignment, when duly and
validly completed, to be in recordable form and sufficient to effect the
assignment of and transfer to the assignee thereof, under the Mortgage to
which the assignment relates);
(ii) the original or a certified copy of the lender's title
insurance policy;
(iii) the original Mortgage with evidence of recording thereon,
and the original recorded power of attorney, if the Mortgage was executed
pursuant to a power of attorney, with evidence of recording thereon or, if
such Mortgage or power of attorney has been submitted for recording but
has not been returned from the applicable public recording office, has
been lost or is not otherwise available, a copy of such Mortgage or power
of attorney, as the case may be, certified to be a true and complete copy
of the original submitted for recording; and
(iv) for each Mortgage Loan secured by Cooperative Stock, the
originals of the following documents or instruments:
(A) The Cooperative Stock Certificate;
(B) The stock power executed in blank;
(C) The executed Cooperative Lease;
(D) The executed Recognition Agreement;
(E) The executed assignment of Recognition Agreement, if
any;
(F) The executed UCC-1 financing statement with evidence
of recording thereon; and
(G) Executed UCC-3 financing statements or other
appropriate UCC financing statements required by state law,
evidencing a complete and unbroken line from the mortgagee to the
Trustee with evidence of recording thereon (or in a form suitable
for recordation).
(d) With respect to each Mortgage Loan, as promptly as practicable
subsequent to such transfer and assignment, the Master Servicer shall (except
for any Mortgage which has been recorded in the name of MERS or its designee)
enforce the obligations of the related Servicer pursuant to the related
Servicing Agreement to (I) cause each Assignment of Mortgage to be in
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proper form for recording in the appropriate public office for real property
records within the time period required in the applicable Servicing Agreement
and (II) at the Depositor's expense, cause to be delivered for recording in the
appropriate public office for real property records the Assignments of the
Mortgages to the Trustee, except that, with respect to any Assignment of a
Mortgage as to which the related Servicer has not received the information
required to prepare such assignment in recordable form, such Servicer's
obligation to do so and to deliver the same for such recording shall be as soon
as practicable after receipt of such information and in accordance with the
applicable Servicing Agreement.
No recording of an Assignment of Mortgage will be required in a state if
either (i) the Depositor furnishes to the Trustee and the Securities
Administrator an unqualified Opinion of Counsel reasonably acceptable to the
Trustee and the Securities Administrator to the effect that recordation of such
assignment is not necessary under applicable state law to preserve the Trustee's
interest in the related Mortgage Loan against the claim of any subsequent
transferee of such Mortgage Loan or any successor to, or creditor of, the
Depositor or the originator of such Mortgage Loan or (ii) the recordation of an
Assignment of Mortgage in such state is not required by either Rating Agency in
order to obtain the initial ratings on the Certificates on the Closing Date. As
set forth on Exhibit J attached hereto is a list of all states where recordation
is required by either Rating Agency to obtain the initial ratings of the
Certificates. The Securities Administrator and the Trustee may rely and shall be
protected in relying upon the information contained in such Exhibit J.
In the case of Mortgage Loans that have been prepaid in full as of the
Closing Date, the Depositor, in lieu of delivering the above documents to the
Trustee (or a Custodian on behalf of the Trustee), will cause the applicable
Servicer to remit to the Master Servicer for deposit in the Master Servicer
Custodial Account the portion of such payment that is required to be deposited
in such account pursuant to Section 3.09(c).
Section 2.02. Acceptance by the Trustee or Custodian of the Mortgage
Loans. Subject to the provisions of the following paragraph, the Trustee (or a
Custodian on its behalf) declares that it will hold the documents referred to in
Section 2.01 and the other documents delivered to it constituting the Mortgage
Files, and that it will hold such other assets as are included in the Trust
Estate delivered to it, in trust for the exclusive use and benefit of all
present and future Certificateholders. Upon execution and delivery of this
document, the Trustee (or a Custodian on its behalf) shall deliver to the
Depositor and the Master Servicer a certification in the form of Exhibit K
hereto (the "Initial Certification") to the effect that, except as may be
specified in a list of exceptions attached thereto, it has received the original
Mortgage Note relating to each of the Mortgage Loans listed on the Mortgage Loan
Schedule.
Within 90 days after the execution and delivery of this Agreement, the
Trustee (or a Custodian on its behalf) shall review the Mortgage Files in its
possession, and shall deliver to the Depositor and the Master Servicer a
certification in the form of Exhibit L hereto (the "Final Certification") to the
effect that, as to each Mortgage Loan listed in the Mortgage Loan Schedule,
except as may be specified in a list of exceptions attached to such Final
Certification, such Mortgage File contains all of the items required to be
delivered pursuant to Section 2.01. In performing any such review, the Trustee
(or a Custodian on its behalf) may conclusively rely on the purported
genuineness of any such document and any signature thereon.
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If, in the course of such review, a Custodian finds any document
constituting a part of a Mortgage File which does not meet the requirements of
Section 2.01 or is omitted from such Mortgage File or if the Depositor, the
Master Servicer, the Trustee or the Securities Administrator discovers a breach
by a Servicer or the Sponsor of any representation, warranty or covenant under
the Servicing Agreements or the Mortgage Loan Purchase Agreement in respect of
any Mortgage Loan and such breach materially adversely affects the interest of
the Certificateholders in the related Mortgage Loan (provided that any such
breach that causes the Mortgage Loan not to be a "qualified mortgage" within the
meaning of Section 860G(a)(3) of the Code shall be deemed to materially and
adversely affect the interests of the Certificateholders), then such party shall
promptly so notify the Master Servicer, the Sponsor, such Servicer, the
Securities Administrator, the Trustee and the Depositor of such failure to meet
the requirements of Section 2.01 or of such breach and request that the
applicable Servicer or the Sponsor, as applicable, deliver such missing
documentation or cure such defect or breach within 90 days of its discovery or
its receipt of notice of any such failure to meet the requirements of Section
2.01 or of such breach. If the Trustee receives written notice that the Sponsor
or the applicable Servicer, as applicable, has not delivered such missing
document or cured such defect or breach in all material respects during such
period, the Trustee, on behalf of the Trust, shall enforce the applicable
Servicer's or the Sponsor's obligation, as the case may be, under the applicable
Servicing Agreement or the Mortgage Loan Purchase Agreement, as applicable, and
cause the applicable Servicer or the Sponsor, as applicable, to either (a)
solely in the case of the Sponsor, substitute for the related Mortgage Loan a
Substitute Mortgage Loan, which substitution shall be accomplished in the manner
and subject to the conditions set forth below or (b) purchase such Mortgage Loan
from the Trust at the Purchase Price for such Mortgage Loan; provided, however,
that in no event shall such a substitution occur more than two years from the
Closing Date; provided, further, that such substitution or repurchase must occur
within 90 days of when such defect was discovered if such defect will cause the
Mortgage Loan not to be a "qualified mortgage" within the meaning of Section
860G(a)(3) of the Code.
In performing any such review, the Trustee (or a Custodian on its behalf)
may conclusively rely on the purported genuineness of any such document and any
signature thereon. It is understood that the scope of the Trustee's review (or a
Custodian's review on its behalf) of the Mortgage Files is limited solely to
confirming that the documents listed in Section 2.01 have been received and
further confirming that any and all documents delivered pursuant to Section 2.01
appear on their face to have been executed and relate to the Mortgage Loans
identified in the Mortgage Loan Schedule based solely upon the review of items
(i) and (xi) in the definition of Mortgage Loan Schedule. The Trustee (or a
Custodian on its behalf) shall have no responsibility for determining whether
any document is valid and binding, whether the text of any assignment or
endorsement is in proper or recordable form, whether any document has been
recorded in accordance with the requirements of any applicable jurisdiction, or
whether a blanket assignment is permitted in any applicable jurisdiction.
If the Trustee receives written notice from the Depositor, the Master
Servicer or the Securities Administrator of a breach of any representation or
warranty of a Servicer or the Sponsor, the Trustee, on behalf of the Trust,
shall enforce the rights of the Trust under the Servicing Agreements and the
Mortgage Loan Purchase Agreement for the benefit of the Certificateholders. If
the Trustee receives written notice from the Depositor, the Master Servicer or
the Securities Administrator of a breach of the representations or warranties
with respect to
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the Mortgage Loans set forth in a Servicing Agreement, the Trustee, on behalf of
the Trust, shall enforce the right of the Trust to be indemnified for such
breach of representation or warranty. In addition, if the Trustee receives
written notice from the Depositor, the Master Servicer or the Securities
Administrator of a breach of a representation set forth in clauses (k) and (o)
of paragraph 3 or clauses (f) and (oo) of paragraph 4 of the Mortgage Loan
Purchase Agreement that occurs as a result of a violation of an applicable
predatory or abusive lending law, the Trustee, on behalf of the Trust, shall
enforce the right of the Trust to reimbursement by the Sponsor for all costs or
damages incurred by the Trust as a result of the violation of such law (such
amount, the "Reimbursement Amount"), but, in the case of a breach of a
representation set forth in clauses (k) and (o) of paragraph 3, only to the
extent the applicable Servicer does not so reimburse the Trust. It is understood
and agreed that, except for any indemnification provided in the Servicing
Agreements and the payment of any Reimbursement Amount, the obligation of a
Servicer or the Sponsor to cure or to repurchase (or substitute, in the case of
the Sponsor) any Mortgage Loan as to which a document is missing, a material
defect in a constituent document exists or as to which such a breach has
occurred and is continuing shall constitute the sole remedy against a Servicer
or the Sponsor in respect of such omission, defect or breach available to the
Trustee on behalf of the Trust and the Certificateholders.
It is understood and agreed that the representations and warranties set
forth in the Mortgage Loan Purchase Agreement shall survive delivery of the
Mortgage Files to the Trustee (or a Custodian on behalf of the Trustee) and
shall inure to the benefit of the Certificateholders notwithstanding any
restrictive or qualified endorsement or assignment. With respect to the
representations and warranties set forth in the Mortgage Loan Purchase Agreement
that are made to the best of the Sponsor's knowledge or as to which the Sponsor
had no knowledge, if it is discovered by the Depositor, the Master Servicer or
the Trustee that the substance of such representation or warranty is inaccurate
and such inaccuracy materially and adversely affects the interest of the
Certificateholders in the related Mortgage Loan then, notwithstanding the
Sponsor's lack of knowledge with respect to the substance of such representation
or warranty being inaccurate as the time the representation or warranty was
made, such inaccuracy shall be deemed a breach of the applicable representation
or warranty.
The representations and warranties of each Servicer with respect to the
applicable Mortgage Loans in the related Servicing Agreement, which have been
assigned to the Trustee hereunder, were made as of the date specified in such
Servicing Agreement. To the extent that any fact, condition or event with
respect to a Mortgage Loan constitutes a breach of both (i) a representation or
warranty of a Servicer under the related Servicing Agreement and (ii) a
representation or warranty of the Sponsor under the Mortgage Loan Purchase
Agreement, the only right or remedy of the Trust or of any Certificateholder
shall be the Trustee's right, on behalf of the Trust, to enforce the obligations
of the applicable Servicer under any applicable representation or warranty made
by it. It is hereby acknowledged that the Sponsor shall have no obligation or
liability with respect to any breach of a representation or warranty made by it
with respect to the Mortgage Loans if the fact, condition or event constituting
such breach also constitutes a breach of a representation or warranty made by
the applicable Servicer in the applicable Servicing Agreement, without regard to
whether such Servicer fulfills its contractual obligations in respect of such
representation or warranty. It is hereby further acknowledged that the Depositor
shall have no obligation or liability with respect to any breach of any
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representation or warranty with respect to the Mortgage Loans (except as set
forth in Section 2.04) under any circumstances.
With respect to each Substitute Mortgage Loan the Sponsor shall deliver to
the Trustee (or a Custodian on behalf of the Trustee), for the benefit of the
Certificateholders, the Mortgage Note, the Mortgage, the related Assignment of
Mortgage (except for any Mortgage which has been recorded in the name of MERS or
its designee), and such other documents and agreements as are otherwise required
by Section 2.01, with the Mortgage Note endorsed and the Mortgage assigned as
required by Section 2.01. No substitution is permitted to be made in any
calendar month after the Determination Date for such month. Monthly Payments due
with respect to any such Substitute Mortgage Loan in the month of substitution
shall not be part of the Trust Estate. For the month of substitution,
distributions to Certificateholders will include the Monthly Payment due for
such month on any Defective Mortgage Loan for which the Sponsor has substituted
a Substitute Mortgage Loan.
The Master Servicer shall amend the Mortgage Loan Schedule for the benefit
of the Certificateholders to reflect the removal of each Mortgage Loan that has
become a Defective Mortgage Loan and the substitution of the Substitute Mortgage
Loan or Loans and the Master Servicer shall deliver the amended Mortgage Loan
Schedule to the Securities Administrator and the Trustee. Upon such
substitution, each Substitute Mortgage Loan shall be subject to the terms of
this Agreement in all respects, and the Sponsor shall be deemed to have made to
the Trustee with respect to such Substitute Mortgage Loan, as of the date of
substitution, the representations and warranties made pursuant to paragraph 4 of
the Mortgage Loan Purchase Agreement. Upon any such substitution and the deposit
to the Master Servicer Custodial Account of any required Substitution Adjustment
Amount (as described in the next paragraph) and receipt of a Request for
Release, the Trustee (or a Custodian on behalf of the Trustee) shall upon
receipt of written notice from the Master Servicer of such deposit, release the
Mortgage File relating to such Defective Mortgage Loan to the Sponsor and the
Trustee shall execute and deliver at the Sponsor's direction such instruments of
transfer or assignment prepared by the Sponsor, in each case without recourse,
as shall be necessary to vest title in the Sponsor, or its designee, to the
Trustee's interest in any Defective Mortgage Loan substituted for pursuant to
this Section 2.02.
For any month in which the Sponsor substitutes one or more Substitute
Mortgage Loans for one or more Defective Mortgage Loans, the amount (if any) by
which the aggregate principal balance of all such Substitute Mortgage Loans in a
Loan Group as of the date of substitution is less than the aggregate Stated
Principal Balance of all such Defective Mortgage Loans in a Loan Group (after
application of the principal portion of the Monthly Payments due in the month of
substitution) (the "Substitution Adjustment Amount" for such Loan Group) plus an
amount equal to the aggregate of any unreimbursed Advances with respect to such
Defective Mortgage Loans shall be remitted to the Master Servicer Custodial
Account by the Sponsor on or before the Remittance Date for the Distribution
Date in the month succeeding the calendar month during which the related
Mortgage Loan is required to be purchased or replaced hereunder. The Purchase
Price of any repurchase and the Substitution Adjustment Amount, if any, shall be
deposited in the Master Servicer Custodial Account. The Master Servicer shall
give the Securities Administrator and Trustee written notice of such deposits.
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The Trustee (or a Custodian on its behalf) shall retain possession and
custody of each Mortgage File in accordance with and subject to the terms and
conditions set forth herein. The Master Servicer shall cause to be promptly
delivered to the Trustee (or a Custodian on its behalf), upon the execution or,
in the case of documents requiring recording, receipt thereof, the originals of
such other documents or instruments constituting the Mortgage File as come into
the Master Servicer's possession from time to time.
Neither the Trustee nor any Custodian shall be under any duty or
obligation (i) to inspect, review or examine any such documents, instruments,
certificates or other papers to determine that they are genuine, enforceable, or
appropriate for the represented purpose or that they are other than what they
purport to be on their face or (ii) to determine whether any Mortgage File
should include any of the documents specified in Section 2.01(b)(iv), (vi),
(vii), (viii) and (ix).
Section 2.03. Representations, Warranties and Covenants of the Master
Servicer.
(a) The Master Servicer hereby makes the following representations and
warranties to the Depositor, the Securities Administrator and the Trustee, as of
the Closing Date:
(i) The Master Servicer is a national banking association duly
chartered and validly existing in good standing under the laws of the
United States of America and has all licenses necessary to carry on its
business as now being conducted. The Master Servicer has power and
authority to execute and deliver this Agreement and to perform in
accordance herewith; the execution, delivery and performance of this
Agreement (including all instruments of transfer to be delivered pursuant
to this Agreement) by the Master Servicer and the consummation of the
transactions contemplated hereby have been duly and validly authorized.
This Agreement, assuming due authorization, execution and delivery by the
other parties hereto, evidences the valid, binding and enforceable
obligation of the Master Servicer, subject to applicable law except as
enforceability may be limited by (A) bankruptcy, insolvency, liquidation,
receivership, moratorium, reorganization or other similar laws affecting
the enforcement of the rights of creditors and (B) general principles of
equity, whether enforcement is sought in a proceeding in equity or at law.
All requisite corporate action has been taken by the Master Servicer to
make this Agreement valid and binding upon the Master Servicer in
accordance with its terms.
(ii) No consent, approval, authorization or order is required for
the transactions contemplated by this Agreement from any court,
governmental agency or body, or federal or state regulatory authority
having jurisdiction over the Master Servicer is required or, if required,
such consent, approval, authorization or order has been or will, prior to
the Closing Date, be obtained.
(iii) The consummation of the transactions contemplated by this
Agreement are in the ordinary course of business of the Master Servicer
and will not result in the breach of any term or provision of the charter
or by-laws of the Master Servicer or result in the breach of any term or
provision of, or conflict with or constitute a default under or result in
the acceleration of any obligation under, any agreement, indenture or loan
or credit agreement or other instrument to which the Master Servicer or
its property is
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subject, or result in the violation of any law, rule, regulation, order,
judgment or decree to which the Master Servicer or its property is
subject.
(iv) There is no action, suit, proceeding or investigation
pending or, to the best knowledge of the Master Servicer, threatened
against the Master Servicer which, either individually or in the
aggregate, would result in any material adverse change in the business,
operations, financial condition, properties or assets of the Master
Servicer, or in any material impairment of the right or ability of the
Master Servicer to carry on its business substantially as now conducted or
which would draw into question the validity of this Agreement or the
Mortgage Loans or of any action taken or to be taken in connection with
the obligations of the Master Servicer contemplated herein, or which would
materially impair the ability of the Master Servicer to perform under the
terms of this Agreement.
The representations and warranties made pursuant to this Section 2.03
shall survive delivery of the respective Mortgage Files to the Trustee for the
benefit of the Certificateholders.
Section 2.04. Representations and Warranties of the Depositor as to the
Mortgage Loans.
The Depositor hereby represents and warrants to the Trustee with respect
to the Mortgage Loans or each Mortgage Loan, as the case may be, as of the date
hereof or such other date set forth herein that as of the Closing Date:
(i) Immediately prior to the transfer and assignment
contemplated herein, the Depositor was the sole owner and holder of the
Mortgage Loans. The Mortgage Loans were not assigned or pledged by the
Depositor and the Depositor had good and marketable title thereto, and the
Depositor had full right to transfer and sell the Mortgage Loans to the
Trustee free and clear of any encumbrance, participation interest, lien,
equity, pledge, claim or security interest and had full right and
authority subject to no interest or participation in, or agreement with
any other party to sell or otherwise transfer the Mortgage Loans.
(ii) As of the Closing Date, the Depositor has transferred all
right, title and interest in the Mortgage Loans to the Trustee on behalf
of the Trust.
(iii) As of the Closing Date, the Depositor has not transferred
the Mortgage Loans to the Trustee on behalf of the Trust with any intent
to hinder, delay or defraud an of its creditors.
It is understood and agreed that the representations and warranties set
forth in this Section 2.04 shall survive delivery of the respective Mortgage
Files to the Trustee and shall inure to the benefit of the Trustee,
notwithstanding any restrictive or qualified endorsement or assignment.
Upon discovery by any of the Depositor, the Master Servicer, the
Securities Administrator or the Trustee that any of the representations and
warranties set forth in this Section 2.04 is not accurate (referred to herein as
a "breach") and that such breach materially and adversely affects the interests
of the Certificateholders in the related Mortgage Loan, the party
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discovering such breach shall give prompt written notice to the other parties;
provided that any such breach that causes the Mortgage Loan not to be a
"qualified mortgage" within the meaning of Section 860G(a)(3) of the Code shall
be deemed to materially and adversely affect the interests of the
Certificateholders. Within 90 days of its discovery or its receipt of notice of
any such breach, the Depositor shall cure such breach in all material respects
or shall either (i) repurchase the Mortgage Loan or any property acquired in
respect thereof from the Trustee at a price equal to the Purchase Price or (ii)
if within two years of the Closing Date, substitute for such Mortgage Loan in
the manner described in Section 2.02; provided that if the breach would cause
the Mortgage Loan to be other than a "qualified mortgage" as defined in Section
860G(a)(3) of the Code, any such repurchase or substitution must occur within 90
days from the date the breach was discovered. The Purchase Price of any
repurchase described in this paragraph and the Substitution Adjustment Amount,
if any shall be remitted to the Master Servicer for deposit to the Master
Servicer Custodial Account. It is understood and agreed that, except with
respect to the second preceding sentence, the obligation of the Depositor to
repurchase or substitute for any Mortgage Loan or Mortgaged Property as to which
such a breach has occurred and is continuing shall constitute the sole remedy
respecting such breach available to Certificateholders, or to the Trust and the
Trustee on behalf of Certificateholders, and such obligation shall survive until
termination of the Trust hereunder.
Section 2.05. Designation of Interests in the REMICs. The Depositor hereby
designates the Classes of Senior Certificates (other than the Class 1-A-R
Certificate) and the Classes of Subordinate Certificates as "regular interests"
and the Class UR Interest as the single class of "residual interest" in the
Upper Tier REMIC for the purposes of Code Sections 860G(a)(1) and 860G(a)(2),
respectively. The Depositor hereby further designates (i) the Class 1-L Interest
as the class of "regular interests" and the Class LR-G1 Interest as the single
class of "residual interest" in the Group 1 Lower-Tier REMIC for the purposes of
Code Sections 860G(a)(1) and 860G(a)(2), respectively, (ii) the Class 2-L
Interest, Class 2-LS Interest, Class 3-L Interest, Class 3-LS Interest, Class
4-L Interest and Class 4-LS Interest as classes of "regular interests" and the
Class LR-G2 Interest as the single class of "residual interest" in the Aggregate
Group 2 Lower-Tier REMIC for the purposes of Code Sections 860G(a)(1) and
860G(a)(2), respectively, (iii) the Class 5-L Interest, Class 5-LS Interest,
Class 6-L Interest and Class 6-LS Interest as classes of "regular interests" and
the Class LR-G3 Interest as the single class of "residual interest" in the
Aggregate Group 3 Lower-Tier REMIC for the purposes of Code Sections 860G(a)(1)
and 860G(a)(2), respectively, and (iv) the Class 1-A-SL1 Interest, Class 2-A-SL1
Interest, Class 3-A-SL1 Interest, Class 4-A-SL1 Interest, Class 5-A-SL1
Interest, Class 6-A-SL1 Interest, Class 1-B-SL1 Interest, Class 1-B-SL2
Interest, Class 1-B-SL3 Interest, Class 1-B-SL4 Interest, Class 1-B-SL5
Interest, Class 1-B-SL6 Interest, Class 2-M-SL1 Interest, Class 2-B-SL1
Interest, Class 2-B-SL2 Interest, Class 2-B-SL3 Interest, Class 2-B-SL4
Interest, Class 2-B-SL5 Interest, Class 2-B-SL6 Interest, Class 3-B-SL1
Interest, Class 3-B-SL2 Interest, Class 3-B-SL3 Interest, Class 3-B-SL4
Interest, Class 3-B-SL5 Interest, Class 3-B-SL6 Interest, Class 1-A-SLR Interest
as classes of "regular interests" and the Class SLR Interest as the single class
of "residual interest" in the Subsidiary Lower-Tier REMIC for the purposes of
Code Sections 860G(a)(1) and 860G(a)(2), respectively.
Section 2.06. Designation of Start-up Day. The Closing Date is hereby
designated as the "start-up day" of each REMIC within the meaning of Section
860G(a)(9) of the Code.
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Section 2.07. REMIC Certificate Maturity Date. Solely for purposes of
satisfying Section 1.860G-1(a)(4)(iii) of the Treasury Regulations, the "latest
possible maturity date" of the regular interests in each REMIC is February 20,
2036.
Section 2.08. Execution and Delivery of Certificates. The Securities
Administrator (i) acknowledges the issuance of and hereby declares that it holds
the Uncertificated Lower-Tier Interests on behalf of the Subsidiary Lower-Tier
REMIC and the Certificateholders and that it holds the Uncertificated Subsidiary
Lower-Tier Interests on behalf of the Upper-Tier REMIC and the
Certificateholders and (ii) has executed and delivered to or upon the order of
the Depositor, in exchange for the Mortgage Loans, the Uncertificated Lower-Tier
Interests and the Uncertificated Subsidiary Lower-Tier Interests, together with
all other assets included in the definition of "Trust Estate," receipt of which
is hereby acknowledged, Certificates in authorized denominations which, together
with the Uncertificated Lower-Tier Interests and the Uncertificated Subsidiary
Lower-Tier Interests, evidence ownership of the entire Trust Estate.
ARTICLE III
ADMINISTRATION AND MASTER SERVICING
OF MORTGAGE LOANS
Section 3.01. Master Servicing of the Mortgage Loans. For and on behalf of
the Certificateholders, the Master Servicer shall supervise, monitor and oversee
the obligations of the Servicers to service and administer their respective
Mortgage Loans in accordance with the terms of the applicable Servicing
Agreement and shall have full power and authority to do any and all things which
it may deem necessary or desirable in connection with such master servicing and
administration. In performing its obligations hereunder, the Master Servicer
shall act in a manner consistent with this Agreement, subject to the prior
sentence, and with Customary Servicing Procedures. Furthermore, the Master
Servicer shall oversee and consult with each Servicer as necessary from
time-to-time to carry out the Master Servicer's obligations hereunder, shall
receive, review and evaluate all reports, information and other data provided to
the Master Servicer by each Servicer and shall cause each Servicer to perform
and observe the covenants, obligations and conditions to be performed or
observed by such Servicer under the applicable Servicing Agreement. The Master
Servicer shall independently and separately monitor each Servicer's servicing
activities with respect to each related Mortgage Loan, reconcile the results of
such monitoring with such information provided in the previous sentence on a
monthly basis and coordinate corrective adjustments to the Servicers' and the
Master Servicer's records, and based on such reconciled and corrected
information, prepare the Master Servicer's Certificate and any other information
and statements required hereunder. The Master Servicer shall reconcile the
results of its Mortgage Loan monitoring with the actual remittances of the
Servicers to the Master Servicer Custodial Account pursuant to the applicable
Servicing Agreements.
Continuously from the date hereof until the termination of the Trust, the
Master Servicer shall enforce the obligations of the Servicers to collect all
payments due under the terms and provisions of the Mortgage Loans when the same
shall become due and payable to the extent such procedures shall be consistent
with the applicable Servicing Agreement.
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The relationship of the Master Servicer (and of any successor to the
Master Servicer as master servicer under this Agreement) to the Trustee and the
Securities Administrator under this Agreement is intended by the parties to be
that of an independent contractor and not that of a joint venturer, partner or
agent.
Section 3.02. Monitoring of Servicers. (a) The Master Servicer shall be
responsible for reporting to the Trustee, the Securities Administrator and the
Depositor the compliance by each Servicer with its duties under the related
Servicing Agreement. In the review of each Servicer's activities, the Master
Servicer may rely upon an officer's certificate of the Servicer with regard to
such Servicer's compliance with the terms of its Servicing Agreement. In the
event that the Master Servicer, in its judgment, determines that a Servicer
should be terminated in accordance with its Servicing Agreement, or that a
notice should be sent pursuant to such Servicing Agreement with respect to the
occurrence of an event that, unless cured, would constitute grounds for such
termination, the Master Servicer shall notify the Depositor, the Securities
Administrator and the Trustee thereof and the Master Servicer shall issue such
notice or take such other action as it deems appropriate.
(b) The Master Servicer, for the benefit of the Trust and the
Certificateholders, shall enforce the obligations of each Servicer under the
related Servicing Agreement, and shall, in the event that a Servicer fails to
perform its obligations in accordance with the related Servicing Agreement,
subject to the preceding paragraph, terminate the rights and obligations of such
Servicer thereunder and act as successor Servicer of the related Mortgage Loans
under the applicable Servicing Agreement (except that, in the case of the
termination of Xxxxx Fargo Bank as a Servicer under the Xxxxx Fargo Servicing
Agreement, the Trustee shall, subject to the preceding paragraph, terminate the
rights and obligations of Xxxxx Fargo Bank thereunder, including as provided in
Section 3.19, and either act as successor Servicer of the related Mortgage Loans
under the Xxxxx Fargo Servicing Agreement or appoint a successor Servicer of the
related Mortgage Loans under the Xxxxx Fargo Servicing Agreement, and the
Trustee shall be entitled to comparable rights and protections as the Trustee
would be provided under Section 3.07 and Section 8.05 if it acted as successor
Master Servicer) or cause the Trustee to enter in to a new Servicing Agreement
with a successor Servicer selected by the Master Servicer (except, in the case
of the Xxxxx Fargo Servicing Agreement, the Trustee shall select the successor
Servicer); provided, however, it is understood and acknowledged by the parties
hereto that there will be a period of transition (not to exceed 90 days) before
the actual servicing functions can be fully transferred to such successor
Servicer. Such enforcement, including, without limitation, the legal prosecution
of claims, termination of Servicing Agreements and the pursuit of other
appropriate remedies, shall be in such form and carried out to such an extent
and at such time as the Master Servicer, in its good faith business judgment,
would require were it the owner of the related Mortgage Loans. The Master
Servicer shall pay the costs of such enforcement at its own expense, and shall
be reimbursed therefor only (i) from a general recovery resulting from such
enforcement to the extent, if any, that such recovery exceeds all amounts due in
respect of the related Mortgage Loans or (ii) from a specific recovery of costs,
expenses or attorneys fees against the party whom such enforcement is directed,
provided that the Master Servicer and the Trustee, as applicable, shall not be
required to prosecute or defend any legal action except to the extent that the
Master Servicer or the Trustee, as applicable, shall have received reasonable
indemnity for its costs and expenses in pursuing such action.
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(c) To the extent that the costs and expenses of the Master Servicer or
the Trustee, as applicable, related to any termination of a Servicer,
appointment of a successor Servicer or the transfer and assumption of servicing
by the Master Servicer or the Trustee, as applicable, with respect to any
Servicing Agreement (including, without limitation, (i) all legal costs and
expenses and all due diligence costs and expenses associated with an evaluation
of the potential termination of the Servicer as a result of an Event of Default
by such Servicer and (ii) all costs and expenses associated with the complete
transfer of servicing, including all servicing files and all servicing data and
the completion, correction or manipulation of such servicing data as may be
required by the successor Servicer to correct any errors or insufficiencies in
the servicing data or otherwise to enable the successor Servicer to service the
Mortgage Loans in accordance with the related Servicing Agreement) are not fully
and timely reimbursed by the terminated Servicer, the Master Servicer (except in
the case of the termination of Xxxxx Fargo Bank as a Servicer) or the Trustee,
as applicable, shall be entitled to reimbursement of such costs and expenses
from the Master Servicer Custodial Account; provided that if such servicing
transfer costs are ultimately reimbursed by the terminated Servicer, then the
Master Servicer or the Trustee, as applicable, shall remit such amounts that are
reimbursed by the terminated Servicer to the Master Servicer Custodial Account.
(d) The Master Servicer shall require each Servicer to comply with the
remittance requirements and other obligations set forth in the related Servicing
Agreement.
(e) If the Master Servicer acts as Servicer, it will not assume
liability for the representations and warranties of the Servicer, if any, that
it replaces.
(f) Subject to the conditions set forth in this Section 3.02(f), the
Master Servicer is permitted to utilize one or more Subcontractors to perform
certain of its obligations hereunder. The Master Servicer shall promptly upon
request provide to the Depositor a written description (in form and substance
satisfactory to the Depositor) of the role and function of each Subcontractor
utilized by the Master Servicer, specifying (i) the identity of each such
Subcontractor that is a Servicing Function Participant and (ii) which elements
of the Servicing Criteria will be addressed in Assessments of Compliance
provided by each Servicing Function Participant. As a condition to the
utilization by the Master Servicer of any Servicing Function Participant, the
Master Servicer shall cause any such Servicing Function Participant for the
benefit of the Depositor to comply with the provisions of Section 3.21 of this
Agreement to the same extent as if such Servicing Function Participant were the
Master Servicer. The Master Servicer shall be responsible for obtaining from
each such Servicing Function Participant and delivering to the applicable
Persons any Assessment of Compliance and related Attestation Report required to
be delivered by such Servicing Function Participant under Section 3.21, in each
case as and when required to be delivered.
Notwithstanding the foregoing, if the Master Servicer engages a
Subcontractor in connection with the performance of any of its duties under this
Agreement, the Master Servicer shall be responsible for determining whether such
Subcontractor is an Additional Servicer.
The Master Servicer shall indemnify the Depositor, the Sponsor, the
Trustee and the Securities Administrator and any of their respective directors,
officers, employees or agents and hold them harmless against any and all claims,
losses, damages, penalties, fines, forfeitures,
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reasonable and necessary legal fees and related costs, judgments, and any other
costs, fees and expenses that any of them may sustain in any way related to a
breach of the Master Servicer's obligation set forth in the preceding paragraph
or the failure of the Master Servicer to perform any of its obligations under
this Section 3.02(f), Section 3.20, Section 3.21 or Section 3.22.
Section 3.03. Fidelity Bond; Errors and Omissions Insurance. The Master
Servicer shall maintain, at its own expense, a blanket fidelity bond and an
errors and omissions insurance policy, with broad coverage on all officers,
employees or other persons involved in the performance of its obligations as
Master Servicer hereunder. These policies must insure the Master Servicer
against losses resulting from dishonest or fraudulent acts committed by the
Master Servicer's personnel, any employees of outside firms that provide data
processing services for the Master Servicer, and temporary contract employees or
student interns. No provision of this Section 3.03 requiring such fidelity bond
and errors and omissions insurance shall diminish or relieve the Master Servicer
from its duties and obligations as set forth in this Agreement. The minimum
coverage under any such bond and insurance policy shall be at least equal to the
corresponding amounts required by FNMA in the FNMA Servicing Guide or by FHLMC
in the FHLMC Sellers' & Servicers' Guide, as amended or restated from time to
time, or in an amount as may be permitted to the Master Servicer by express
waiver of FNMA or FHLMC. In the event that any such policy or bond ceases to be
in effect, the Master Servicer shall obtain a comparable replacement policy or
bond from an insurer or issuer, meeting the requirements set forth above as of
the date of such replacement.
Section 3.04. Access to Certain Documentation. The Master Servicer shall
provide, and the Master Servicer shall cause each Servicer to provide in
accordance with the related Servicing Agreement, to the OCC, the OTS, the FDIC
and to comparable regulatory authorities supervising Holders of Certificates and
the examiners and supervisory agents of the OCC, the OTS, the FDIC and such
other authorities, access to the documentation required by applicable
regulations of the OCC, the OTS, the FDIC and such other authorities with
respect to the Mortgage Loans. Such access shall be afforded without charge, but
only upon reasonable and prior written request and during normal business hours
at the offices designated by the Master Servicer and the related Servicer. In
fulfilling such request for access, the Master Servicer shall not be responsible
to determine the sufficiency of any information provided by such Servicer.
Nothing in this Section 3.04 shall limit the obligation of the Master Servicer
and the related Servicer to observe any applicable law and the failure of the
Master Servicer or the related Servicer to provide access as provided in this
Section 3.04 as a result of such obligation shall not constitute a breach of
this Section 3.04.
Section 3.05. Maintenance of Primary Mortgage Insurance Policy; Claims.
(a) The Master Servicer shall not take, or permit any Servicer (to the extent
such action is prohibited under the applicable Servicing Agreement) to take, any
action that would result in noncoverage under any applicable Primary Mortgage
Insurance Policy of any loss which, but for the actions of such Master Servicer
or Servicer, would have been covered thereunder. The Master Servicer shall use
its best reasonable efforts to cause each Servicer (to the extent required under
the related Servicing Agreement) to keep in force and effect (to the extent that
the Mortgage Loan requires the Mortgagor to maintain such insurance), primary
mortgage insurance applicable to each Mortgage Loan in accordance with the
provisions of this Agreement and the related Servicing Agreement, as applicable.
The Master Servicer shall not, and shall not permit any
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Servicer (to the extent required under the related Servicing Agreement) to,
cancel or refuse to renew any such Primary Mortgage Insurance Policy that is in
effect at the date of the initial issuance of the Mortgage Note and is required
to be kept in force hereunder except in accordance with the provisions of this
Agreement and the related Servicing Agreement, as applicable.
(b) The Master Servicer agrees to present, or to cause each Servicer (to
the extent required under the related Servicing Agreement) to present, on behalf
of the Trust, the Trustee and the Certificateholders, claims to the insurer
under any Primary Mortgage Insurance Policies and, in this regard, to take such
reasonable action as shall be necessary to permit recovery under any Primary
Mortgage Insurance Policies respecting defaulted Mortgage Loans. Pursuant to
Sections 3.08 and 3.09, any amounts collected by the Master Servicer or any
Servicer under any Primary Mortgage Insurance Policies shall be deposited in the
Master Servicer Custodial Account, subject to withdrawal pursuant to Section
3.11.
Section 3.06. Rights of the Depositor, the Securities Administrator and
the Trustee in Respect of the Master Servicer.
The Depositor may, but is not obligated to, enforce the obligations of the
Master Servicer hereunder and may, but is not obligated to, perform, or cause a
designee to perform, any defaulted obligation of the Master Servicer hereunder
and in connection with any such defaulted obligation to exercise the related
rights of the Master Servicer hereunder; provided that the Master Servicer shall
not be relieved of any of its obligations hereunder by virtue of such
performance by the Depositor or its designee. None of the Securities
Administrator, the Trustee or the Depositor shall have any responsibility or
liability for any action or failure to act by the Master Servicer and the
Securities Administrator, the Trustee and the Depositor shall not be obligated
to supervise the performance of the Master Servicer hereunder or otherwise.
Section 3.07. Trustee to Act as Master Servicer.
(a) In the event the Master Servicer or any successor master servicer
shall for any reason no longer be the Master Servicer hereunder (including by
reason of an Event of Default), the Trustee as trustee hereunder shall within 90
days of such time, assume, if it so elects, or shall appoint a successor Master
Servicer to assume, all of the rights and obligations of the Master Servicer
hereunder arising thereafter. Any such assumption shall be subject to Sections
7.02 and 8.05.
(b) The predecessor Master Servicer at its expense shall, upon request
of the Trustee, deliver to the assuming party all master servicing documents and
records and an accounting of amounts collected or held by the Master Servicer,
and shall transfer control of the Master Servicer Custodial Account and any
investment accounts to the successor Master Servicer, and otherwise use its best
efforts to effect the orderly and efficient transfer of its rights and duties as
Master Servicer hereunder to the assuming party. The Trustee shall be entitled
to be reimbursed from the predecessor Master Servicer (or the Trust if the
predecessor Master Servicer is unable to fulfill such obligations) for all
Master Servicing Transfer Costs.
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Section 3.08. Servicer Custodial Accounts and Escrow Accounts.
(a) The Master Servicer shall enforce the obligation of each Servicer to
establish and maintain a Servicer Custodial Account in accordance with the
applicable Servicing Agreement, with records to be kept with respect thereto on
a loan by loan basis, into which accounts shall be deposited within 48 hours (or
as of such other time specified in the related Servicing Agreement) of receipt
all collections of principal and interest on any Mortgage Loan and all
collections with respect to any REO Property received by a Servicer, including
Principal Prepayments, Insurance Proceeds, Compensating Interest, Liquidation
Proceeds, Recoveries and Advances made from the Servicer's own funds (less
servicing compensation as permitted by the applicable Servicing Agreement in the
case of any Servicer) and all other amounts to be deposited in the Servicer
Custodial Account. The Master Servicer is hereby authorized to make withdrawals
from and deposits to the related Servicer Custodial Account for purposes
required or permitted by this Agreement.
(b) To the extent required by the related Servicing Agreement and by the
related Mortgage Note and not violative of current law, the Master Servicer
shall enforce the obligation of each Servicer to establish and maintain one or
more escrow accounts (for each Servicer, collectively, the "Escrow Account") and
deposit and retain therein all collections from the Mortgagors (or Advances by
such Servicer) for the payment of taxes, assessments, hazard insurance premiums
or comparable items for the account of the Mortgagors. Nothing herein shall
require the Master Servicer to compel a Servicer to establish an Escrow Account
in violation of applicable law.
Section 3.09. Collection of Mortgage Loan Payments; Master Servicer
Custodial Account; Distribution Account. (a) The Securities Administrator shall
establish and maintain the Distribution Account, which shall be deemed to
consist of eleven sub-accounts. The Securities Administrator shall, promptly
upon receipt, deposit in the Distribution Account and retain therein any amounts
which are required to be deposited in the Distribution Account by the Securities
Administrator. The Distribution Account shall be an Eligible Account.
(b) The Master Servicer shall establish and maintain the Master Servicer
Custodial Account, which shall be an Eligible Account. The Master Servicer
shall, promptly upon receipt, deposit in the Master Servicer Custodial Account
and retain therein any amounts which are required to be deposited in such Master
Servicer Custodial Account by the Master Servicer.
(c) The Master Servicer shall deposit or cause to be deposited into the
Master Servicer Custodial Account, on the same Business Day of receipt (except
as otherwise specifically provided herein), the following payments and
collections remitted to the Master Servicer by each Servicer from its respective
Servicer Custodial Account pursuant to the related Servicing Agreement or
otherwise or received by the Master Servicer in respect of the Mortgage Loans
subsequent to the Cut-off Date (other than in respect of principal and interest
due on the Mortgage Loans on or before the Cut-off Date) and the following
amounts required to be deposited hereunder:
(i) all payments on account of principal of the Mortgage Loans,
including Principal Prepayments;
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(ii) all payments on account of interest on the Mortgage Loans,
net of the related Administrative Fee Rate;
(iii) with respect to each Mortgage Loan, (A) all Insurance
Proceeds and Liquidation Proceeds, other than Insurance Proceeds to be (1)
applied to the restoration or repair of the Mortgaged Property, (2)
released to the Mortgagor in accordance with Customary Servicing
Procedures or (3) required to be deposited to an Escrow Account pursuant
to Section 3.08 and (B) any Insurance Proceeds released from an Escrow
Account;
(iv) any amount required to be deposited by the Master Servicer
pursuant to Section 3.09(d) in connection with any losses on Permitted
Investments with respect to the Master Servicer Custodial Account;
(v) any amounts relating to REO Property required to be remitted
by the applicable Servicer;
(vi) Periodic Advances made by the applicable Servicer pursuant
to the related Servicing Agreement (or, if applicable, by the Master
Servicer or the Trustee pursuant to Section 3.19 or the Trustee pursuant
to Section 8.01) and any Compensating Interest paid by the applicable
Servicer pursuant to the related Servicing Agreement;
(vii) all Purchase Prices, all Substitution Adjustment Amounts and
all Reimbursement Amounts to the extent received by the Servicer;
(viii) any Recoveries; and
(ix) any other amounts required to be deposited hereunder.
If the Master Servicer shall deposit any amount not required to be
deposited, it may at any time withdraw such amount from the Master Servicer
Custodial Account, any provision herein to the contrary notwithstanding. All
funds required to be deposited in the Master Servicer Custodial Account shall be
held by the Master Servicer in trust for the Certificateholders until disbursed
in accordance with this Agreement or withdrawn in accordance with Section 3.11.
(d) Each institution at which the Master Servicer Custodial Account is
maintained shall invest the funds therein as directed in writing by the Master
Servicer in Permitted Investments, which shall mature not later than the
Business Day next preceding the Distribution Date (except that if such Permitted
Investment is an obligation of the institution that maintains such account, then
such Permitted Investment shall mature not later than such Distribution Date)
and, in each case, shall not be sold or disposed of prior to its maturity. All
such Permitted Investments shall be made in the name of the Trustee, for the
benefit of the Certificateholders. All Master Servicer Custodial Account
Reinvestment Income shall be for the benefit of the Master Servicer as part of
its master servicing compensation and shall be remitted to the Master Servicer
monthly as provided herein. The amount of any losses realized in the Master
Servicer Custodial Account incurred in any such account in respect of any such
investments shall promptly be deposited by the Master Servicer from its own
funds in the Master Servicer Custodial Account.
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(e) Each institution at which the Distribution Account is maintained
shall invest the funds therein if directed in writing by the Securities
Administrator in Permitted Investments that are obligations of the institution
that maintains the Distribution Account, which shall mature on the Distribution
Date and shall not be sold or disposed of prior to its maturity. All such
Permitted Investments shall be made in the name of the Trustee, for the benefit
of the Certificateholders. All income and gains net of any losses realized since
the preceding Distribution Date from Permitted Investments of funds in the
Distribution Account shall be for the benefit of the Securities Administrator as
additional compensation and the amount of any losses realized in the
Distribution Account in respect of any such Permitted Investments shall promptly
be deposited by the Securities Administrator from its own funds in the
Distribution Account.
(f) The Master Servicer shall give notice to the Depositor, the Trustee,
the Securities Administrator and the Rating Agencies of any proposed change of
location of the Master Servicer Custodial Account not later than 30 days after
and not more that 45 days prior to any change thereof. The Securities
Administrator shall give notice to the Depositor, the Trustee, the Master
Servicer and the Rating Agencies of any proposed change of the location of the
Distribution Account maintained by the Securities Administrator not later than
30 days after and not more than 45 days prior to any change thereof. The
creation of the Master Servicer Custodial Account and the Distribution Account
shall be evidenced by a certification substantially in the form of Exhibit F
hereto.
(g) The Securities Administrator shall designate each of the Group 1
Lower-Tier Certificate Sub-Account, the Aggregate Group 2 Lower-Tier Certificate
Sub-Account, the Aggregate Group 3 Lower-Tier Certificate Sub Account, the
Subsidiary Lower-Tier Certificate Sub-Account and the Upper-Tier Certificate
Sub-Account as a sub-account of the Distribution Account. On each Distribution
Date (other than the Final Distribution Date, if such Final Distribution Date is
in connection with a purchase of the remaining assets of the Trust Estate by the
Master Servicer), the Securities Administrator shall (i) from funds available on
deposit in the Distribution Account, be deemed to deposit into the Group 1
Lower-Tier Certificate Sub-Account all funds deemed on deposit in the Loan Group
1 Sub-Account, (ii) from funds available on deposit in the Distribution Account,
be deemed to deposit into the Aggregate Group 2 Lower-Tier Sub-Account all funds
deemed on deposit in the Loan Group 2 Sub-Account, the Loan Group 3 Sub-Account
and the Loan Group 4 Sub-Account, (iii) from funds available on deposit in the
Distribution Account, be deemed to deposit into the Aggregate Group 3 Lower-Tier
Certificate Sub-Account all funds deemed on deposit in the Loan Group 5
Sub-Account and the Loan Group 6 Sub-Account, (iv) immediately thereafter, be
deemed to deposit into the Subsidiary Lower-Tier Certificate Sub-Account the
Lower-Tier Distribution Amount, and (v) immediately thereafter, be deemed to
deposit into the Upper-Tier Certificate Sub-Account the Subsidiary Lower-Tier
Distribution Amount.
Section 3.10. Access to Certain Documentation and Information Regarding
the Mortgage Loans.
The Master Servicer shall afford and shall enforce the obligation of the
Servicers to afford the Securities Administrator and the Trustee reasonable
access to all records and documentation regarding the Mortgage Loans and all
accounts, insurance information and other
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matters relating to this Agreement, such access being afforded without charge,
but only upon reasonable request and during normal business hours at the office
designated by the Master Servicer or the applicable Servicer.
Section 3.11. Permitted Withdrawals from the Distribution Account and the
Master Servicer Custodial Account.
(a) The Securities Administrator shall withdraw funds from the
Distribution Account for distributions to Certificateholders in the manner
specified in this Agreement. In addition, the Master Servicer may from time to
time make withdrawals from the Master Servicer Custodial Account for the
following purposes:
(i) to pay to the Servicers (to the extent not previously
retained by them), the Servicing Fee to which they are entitled pursuant
to the Servicing Agreements, and to pay itself the Master Servicing Fee
and any Master Servicer Custodial Account Reinvestment Income;
(ii) to pay to the Securities Administrator and the Trustee any
amounts due to the Securities Administrator and the Trustee under this
Agreement (including, but not limited to, all amounts provided for under
Section 3.02, Section 3.07, Section 8.05 and Section 9.11, other than the
amounts provided for in the first two sentences of Section 9.11);
(iii) to reimburse the Servicers (or, if applicable, itself or the
Trustee) for unreimbursed Advances made pursuant to the related Servicing
Agreement (or in the case of itself or the Trustee, pursuant to Section
3.19 or Section 8.01, as applicable), such right of reimbursement pursuant
to this clause (iii) being limited first to amounts received on the
Mortgage Loans serviced by such Servicer in respect of which any such
Advance was made and then limited to amounts received on all the Mortgage
Loans serviced by such Servicer (or, if applicable, the Master Servicer or
the Trustee);
(iv) to reimburse the Servicers (or, if applicable, itself or the
Trustee) for any Nonrecoverable Advance previously made, such right of
reimbursement pursuant to this clause (iv) being limited first to amounts
received on the Mortgage Loans in the same Loan Group as the Mortgage
Loan(s) in respect of which such Nonrecoverable Advance was made and then
limited to amounts received on all the Mortgage Loans serviced by such
Servicer (or, if applicable, the Master Servicer or the Trustee);
(v) to reimburse the Servicers for Insured Expenses from the
related Insurance Proceeds;
(vi) to pay to the purchaser, with respect to each Mortgage Loan
or REO Property that has been purchased pursuant to Section 2.02 or
Section 2.04, all amounts received thereon after the date of such
purchase;
(vii) to reimburse itself or the Depositor for expenses incurred
by either of them and reimbursable pursuant to this Agreement, including
but not limited to, Section 3.02 and Section 7.03;
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(viii) to withdraw any amount deposited in the Master Servicer
Custodial Account and not required to be deposited therein; and
(ix) to clear and terminate the Master Servicer Custodial Account
upon termination of this Agreement pursuant to Section 10.01.
If the Master Servicer shall remit to the Securities Administrator any amount
not required to be remitted, it may at any time direct the Securities
Administrator to withdraw such amount from the Distribution Account, any
provision herein to the contrary notwithstanding. Such direction may be
accomplished by delivering an Officer's Certificate to the Securities
Administrator which describes the amounts remitted in error to the Securities
Administrator for deposit to the Distribution Account.
(b) On each Distribution Date, funds on deposit in the Distribution
Account and deemed to be on deposit in the Upper-Tier Certificate Sub-Account
shall be used to make payments on the Regular Certificates and the Class 1-A-R
Certificate as provided in Sections 5.01 and 5.02. The Distribution Account
shall be cleared and terminated upon termination of this Agreement pursuant to
Section 10.01.
Section 3.12. Maintenance of Hazard Insurance and Other Insurance.
(a) For each Mortgage Loan, the Master Servicer shall enforce any
obligation of the Servicers under the related Servicing Agreements to maintain
or cause to be maintained fire, flood and hazard insurance with extended
coverage customary in the area where the Mortgaged Property is located in
accordance with the related Servicing Agreements. It is understood and agreed
that such insurance provided for in this Section 3.12 shall be with insurers
meeting the eligibility requirements set forth in the applicable Servicing
Agreement and that no earthquake or other additional insurance is to be required
of any Mortgagor or to be maintained on property acquired in respect of a
defaulted loan, other than pursuant to such applicable laws and regulations as
shall at any time be in force and as shall require such additional insurance.
(b) Pursuant to Sections 3.08 and 3.09, any amounts collected by the
Master Servicer, or by any Servicer, under any insurance policies (other than
amounts to be applied to the restoration or repair of the property subject to
the related Mortgage or released to the Mortgagor in accordance with the
applicable Servicing Agreement) shall be deposited into the Master Servicer
Custodial Account, subject to withdrawal pursuant to Sections 3.09 and 3.11. Any
cost incurred by the Master Servicer or any Servicer in maintaining any such
insurance if the Mortgagor defaults in its obligation to do so shall be added to
the amount owing under the Mortgage Loan where the terms of the Mortgage Loan so
permit; provided, however, that the addition of any such cost shall not be taken
into account for purposes of calculating the distributions to be made to
Certificateholders and shall be recoverable by the Master Servicer or such
Servicer pursuant to Sections 3.08 and 3.09.
Section 3.13. Presentment of Claims and Collection of Proceeds.
The Master Servicer shall (to the extent provided in the applicable
Servicing Agreement) cause the related Servicer to prepare and present on behalf
of the Trust and the Certificateholders all claims under the Insurance Policies
and take such actions (including the negotiation,
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settlement, compromise or enforcement of the insured's claim) as shall be
necessary to realize recovery under such policies. Any proceeds disbursed to the
Master Servicer (or disbursed to a Servicer and remitted to the Master Servicer)
in respect of such policies, bonds or contracts shall be promptly deposited in
the Master Servicer Custodial Account upon receipt, except that any amounts
realized that are to be applied to the repair or restoration of the related
Mortgaged Property as a condition precedent to the presentation of claims on the
related Mortgage Loan to the insurer under any applicable Insurance Policy need
not be so deposited (or remitted).
Section 3.14. Enforcement of Due-On-Sale Clauses; Assumption Agreements.
To the extent provided in the applicable Servicing Agreement and to the
extent Mortgage Loans contain enforceable due-on-sale clauses, the Master
Servicer shall cause the Servicers to enforce such clauses in accordance with
the applicable Servicing Agreement. If applicable law prohibits the enforcement
of a due-on-sale clause or such clause is otherwise not enforced in accordance
with the applicable Servicing Agreement, and, as a consequence, a Mortgage Loan
is assumed, the original Mortgagor may be released from liability in accordance
with the applicable Servicing Agreement.
Section 3.15. Realization Upon Defaulted Mortgage Loans; REO Property.
(a) The Master Servicer shall cause each Servicer (to the extent
required under the related Servicing Agreement) to foreclose upon or otherwise
comparably convert the ownership of Mortgaged Properties securing such of the
Mortgage Loans as come into and continue in default and as to which no
satisfactory arrangements can be made for collection of delinquent payments, all
in accordance with the applicable Servicing Agreement.
(b) With respect to any REO Property, the deed or certificate of sale
shall be taken in the name of the Trust for the benefit of the
Certificateholders, or its nominee, on behalf of the Certificateholders. The
Master Servicer shall enforce the obligation of the Servicers, to the extent
provided in the applicable Servicing Agreement, to (i) cause the name of the
Trust to be placed on the title to such REO Property and (ii) ensure that the
title to such REO Property references this Agreement. The Master Servicer shall,
to the extent provided in the applicable Servicing Agreement, cause the
applicable Servicer to sell any REO Property as expeditiously as possible and in
accordance with the provisions of this Agreement and the related Servicing
Agreement, as applicable. Pursuant to its efforts to sell such REO Property, the
Master Servicer shall cause the applicable Servicer to protect and conserve such
REO Property in the manner and to the extent required by the applicable
Servicing Agreement, subject to the REMIC Provisions. In the event that the
Trust Estate acquires any Mortgaged Property as aforesaid or otherwise in
connection with a default or imminent default on a Mortgage Loan, the Master
Servicer shall enforce the obligation of the related Servicer to dispose of such
Mortgaged Property within the time period specified in the applicable Servicing
Agreement, but in any event within three years after the acquisition by the
Servicer for the Trust (such period, the "REO Disposition Period") unless (i)
the Servicer provides to the Trustee, the Master Servicer and the Securities
Administrator an Opinion of Counsel to the effect that the holding by the Trust
of such Mortgaged Property subsequent to the close of the third calendar year
after its acquisition will not result in the imposition of taxes on "prohibited
transactions" of the Trust as defined in Section 860F of the Code or under the
law of any state in which real property securing a
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Mortgage Loan owned by the Trust is located or cause any REMIC created hereunder
to fail to qualify as a REMIC for federal income tax purposes or for state tax
purposes under the laws of any state in which real property securing a Mortgage
Loan owned by the Trust is located at any time that any Certificates are
outstanding or (ii) the Servicer shall have applied for and received an
extension of such period from the Internal Revenue Service, in which case the
Trust Estate may continue to hold such Mortgaged Property for the period of such
extension.
(c) The Master Servicer shall, to the extent required by the related
Servicing Agreement, cause the applicable Servicer to deposit all funds
collected and received in connection with the operation of any REO Property in
the related Servicer Custodial Account.
(d) The applicable Servicer, upon the final disposition of any REO
Property, shall be entitled to reimbursement for any related unreimbursed
Advances and other unreimbursed advances as well as any unpaid Servicing Fees
from Liquidation Proceeds received in connection with the final disposition of
such REO Property; provided that any such unreimbursed Advances as well as any
unpaid Servicing Fees may be reimbursed or paid, as the case may be, prior to
final disposition, out of any net rental income or other net amounts derived
from such REO Property.
(e) The Liquidation Proceeds from the final disposition of the REO
Property, net of any payment to the applicable Servicer as provided above shall
be deposited in the related Servicer Custodial Account on or prior to the
Determination Date in the month following receipt thereof and be remitted by
wire transfer in immediately available funds to the Master Servicer for deposit
into the Master Servicer Custodial Account.
Notwithstanding any other provision of this Agreement, the Master Servicer
shall not permit any Mortgaged Property acquired by the Trust to be rented (or
allowed to continue to be rented) or otherwise used for the production of income
by or on behalf of the Trust in such a manner or pursuant to any terms that
would (i) cause such Mortgaged Property to fail to qualify as "foreclosure
property" within the meaning of Section 860G(a)(8) of the Code, (ii) result in
the receipt by any REMIC of any "income from non-permitted assets" within the
meaning of Section 860F(a)(2)(B) of the Code or any "net income from foreclosure
property" which is subject to taxation under the REMIC Provisions or (iii)
subject any REMIC created hereunder to the imposition of any federal, state or
local income taxes on the income earned from such Mortgaged Property under
Section 860G(c) of the Code or otherwise, unless the Master Servicer or related
Servicer, as applicable, has agreed to indemnify and hold harmless the Trust
with respect to the imposition of any such taxes.
Notwithstanding any other provision of this Agreement, the Master Servicer
and the Securities Administrator, as applicable, shall comply with all federal
withholding requirements with respect to payments to Certificateholders of
interest or original issue discount that the Master Servicer or the Securities
Administrator reasonably believes are applicable under the Code. The consent of
Certificateholders shall not be required for any such withholding. Without
limiting the foregoing, the Master Servicer agrees that it will not withhold
with respect to payments of interest or original issue discount in the case of a
Certificateholder that has furnished or caused to be furnished an effective Form
W-8 or an acceptable substitute form or a successor form and who is not a "10
percent shareholder" within the meaning of Code
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Section 871(h)(3)(B) or a "controlled foreign corporation" described in Code
Section 881(c)(3)(C) with respect to the Trust or the Depositor. In the event
the Securities Administrator withholds any amount from interest or original
issue discount payments or advances thereof to any Certificateholder pursuant to
federal withholding requirements, the Securities Administrator shall indicate
the amount withheld to such Certificateholder.
Section 3.16. Trustee and Custodian to Cooperate; Release of Mortgage
Files.
Upon the payment in full of any Mortgage Loan, or the receipt by the
Master Servicer or the related Servicer of a notification that payment in full
will be escrowed in a manner customary for such purposes, the Master Servicer or
the related Servicer will immediately notify the Trustee (or the Custodian on
behalf of the Trustee) by delivering, or causing to be delivered, two copies
(one of which will be returned to the related Servicer with the Mortgage File)
of a Request for Release (which may be delivered in an electronic format
acceptable to the Trustee (or the Custodian on behalf of the Trustee) and the
Master Servicer or the related Servicer). Upon receipt of such request, the
Trustee (or the Custodian on behalf of the Trustee) shall within seven (7)
Business Days release the related Mortgage File to the Master Servicer or the
related Servicer. The Trustee shall at the Master Servicer's or the related
Servicer's direction execute and deliver to the Master Servicer or the related
Servicer the request for reconveyance, deed of reconveyance or release or
satisfaction of mortgage or such instrument releasing the lien of the Mortgage
relating to the Mortgage Loan, in each case provided by the Master Servicer or
the related Servicer, together with the Mortgage Note with written evidence of
cancellation thereon. If the Mortgage has been recorded in the name of MERS or
its designee, the Master Servicer shall enforce the applicable Servicer's
obligation under the related Servicing Agreement take all necessary action to
reflect the release of the Mortgage on the records of MERS. Expenses incurred in
connection with any instrument of satisfaction or deed of reconveyance shall be
chargeable to the related Mortgagor of the Mortgage Loan.
From time to time and as shall be appropriate for the servicing or
foreclosure of any Mortgage Loan, including for such purpose collection under
any Primary Mortgage Insurance Policy, any policy of flood insurance, any
fidelity bond or errors or omissions policy, or for the purposes of effecting a
partial release of any Mortgaged Property from the lien of the Mortgage or the
making of any corrections to the Mortgage Note or the Mortgage or any of the
other documents included in the Mortgage File, the Trustee (or the Custodian on
behalf of the Trustee) shall, upon delivery to it of a Request for Release
signed by a Master Servicing Officer or a Servicing Officer, release the
Mortgage File within seven (7) Business Days to the Master Servicer or the
related Servicer. Subject to the further limitations set forth below, the Master
Servicer or the applicable Servicer shall cause the Mortgage Files so released
to be returned to the Trustee (or the Custodian on behalf of the Trustee) when
the need therefor no longer exists, unless the Mortgage Loan is liquidated and
the proceeds thereof are deposited in the related Servicer Custodial Account, in
which case such Servicer shall deliver to the Trustee (or the Custodian on
behalf of the Trustee) a Request for Release, signed by a Servicing Officer.
If the Master Servicer or any related Servicer at any time seeks to
initiate a foreclosure proceeding in respect of any Mortgaged Property as
authorized by this Agreement or the Servicing Agreement, the Master Servicer or
any related Servicer shall deliver or cause to be delivered to the Trustee, for
signature, as appropriate, any court pleadings, requests for trustee's
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sale or other documents necessary to effectuate such foreclosure or any legal
action brought to obtain judgment against the Mortgagor on the Mortgage Note or
the Mortgage or to obtain a deficiency judgment or to enforce any other remedies
or rights provided by the Mortgage Note or the Mortgage or otherwise available
at law or in equity.
Section 3.17. Documents, Records and Funds in Possession of the Master
Servicer to be Held for the Trustee.
Notwithstanding any other provisions of this Agreement, the Master
Servicer shall cause each Servicer to transmit to the Trustee (or a Custodian on
behalf of the Trustee) as required by this Agreement and the Servicing
Agreements all documents and instruments in respect of a Mortgage Loan coming
into the possession of the Servicer from time to time and shall account fully to
the Trustee for any funds received by the Master Servicer or the related
Servicer or which otherwise are collected by the Master Servicer or the related
Servicer as Liquidation Proceeds, Recoveries or Insurance Proceeds in respect of
any Mortgage Loan. All Mortgage Files and funds collected or held by, or under
the control of, the Master Servicer or the related Servicer in respect of any
Mortgage Loans, whether from the collection of principal and interest payments
or from Liquidation Proceeds, including but not limited to, any funds on deposit
in the Master Servicer Custodial Account or any Servicer Custodial Account,
shall be held by the Master Servicer or the related Servicer for and on behalf
of the Trustee and shall be and remain the sole and exclusive property of the
Trustee on behalf of the Trust, subject to the applicable provisions of this
Agreement and the related Servicing Agreement. The Master Servicer also agrees
that it shall not, and shall enforce any requirement under the related Servicing
Agreement that the related Servicer shall not, knowingly create, incur or
subject any Mortgage File or any funds that are deposited in any Master Servicer
Custodial Account, any Servicer Custodial Account, the Distribution Account or
any Escrow Account, or any funds that otherwise are or may become due or payable
to the Trustee for the benefit of the Certificateholders, to any claim, lien,
security interest, judgment, levy, writ of attachment or other encumbrance
created by the Master Servicer or Servicer, or assert by legal action or
otherwise any claim or right of setoff against any Mortgage File or any funds
collected on, or in connection with, a Mortgage Loan, except, however, that the
Master Servicer shall be entitled to set off against and deduct from any such
funds any amounts that are properly due and payable to the Master Servicer under
this Agreement.
Section 3.18. Securities Administrator Compensation, Master Servicer
Compensation and Servicer Compensation.
(a) As compensation for its services hereunder, the Securities
Administrator shall be entitled to a fee in an amount agreed upon between the
Master Servicer and the Securities Administrator, payable by the Master Servicer
out of its own funds and not out of any funds of the Trust Estate. The
Securities Administrator shall also be entitled to compensation in the form of
any reinvestment income from funds in the Distribution Account. On each
Distribution Date, the Master Servicer shall be entitled to compensation in the
form of the Master Servicer Custodial Account Reinvestment Income and shall be
entitled to an amount equal to the Master Servicing Fee for such Distribution
Date. The Securities Administrator and the Master Servicer each shall be
required to pay all expenses incurred by it in connection with its securities
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administration activities or master servicing activities hereunder and shall not
be entitled to reimbursement therefor except as specifically provided in this
Agreement.
Section 3.19. Advances.
The Master Servicer shall enforce the obligations of each Servicer to make
a Periodic Advance in accordance with the applicable Servicing Agreement. A
Servicer shall be entitled to be reimbursed from the applicable Servicer
Custodial Account for all Advances of its own funds made pursuant to the related
Servicing Agreement. Based upon information set forth in the servicer reports,
the Master Servicer shall inform the Securities Administrator of the amount of
the Periodic Advance to be made by a Servicer on each applicable Advance Date no
later than the related Remittance Date. If a Servicer fails to make any required
Periodic Advance pursuant to the related Servicing Agreement, the Master
Servicer shall (i) unless the Master Servicer determines that such Periodic
Advance would not be recoverable in its good faith business judgment, make such
Periodic Advance not later than the Business Day preceding the related
Distribution Date and (ii) to the extent such failure leads to the termination
of the Servicer and until such time as a successor Servicer is appointed,
continue to make Periodic Advances required pursuant to the related Servicing
Agreement for any Distribution Date, within the same time frame set forth in (i)
above, unless the Master Servicer determines (to the extent provided in the
related Servicing Agreement) that such Periodic Advance would not be
recoverable; provided that if the Servicer that fails to make such Periodic
Advance is Xxxxx Fargo Bank and such Periodic Advance has not been made by 5:00
P.M. New York time on the last Business Day preceding the related Distribution
Date, so long as such failure is known by a Responsible Officer of the Trustee,
the Trustee shall be obligated to make such Periodic Advance and then, so long
as such failure shall not have been remedied by 5:00 P.M. New York time on the
related Distribution Date (including the reimbursement to the Trustee by Xxxxx
Fargo Bank, with interest thereon at the prime rate (as set forth in The Wall
Street Journal), for any Periodic Advance made), the Trustee may, by notice
given in writing to Xxxxx Fargo Bank and the Depositor, terminate all of the
rights and obligations of Xxxxx Fargo Bank under its Servicing Agreement. If the
Master Servicer is unable to make a Periodic Advance required to be made by it
in accordance with this Section 3.19 or Xxxxx Fargo Bank as a Servicer fails to
make a Periodic Advance required to be made by it in accordance with the related
Servicing Agreement, the Master Servicer shall immediately, and in no event
later than 5:00 P.M. New York time on the last Business Day preceding the
related Distribution Date, give written notice thereof to the Trustee, the
Securities Administrator and the Depositor.
Section 3.20. Annual Statement of Compliance.
(a) Each of the Master Servicer and the Securities Administrator shall
deliver, and shall cause any Additional Servicer engaged by it to deliver, or
otherwise make available to the Depositor and the Securities Administrator (and
the Securities Administrator will forward to the Trustee and each Rating
Agency), no later than March 15th of each calendar year beginning in 2007, an
Officers' Certificate (each, together with such similar certificate delivered by
each Servicer as described in Section 3.20(b), a "Compliance Statement"), signed
by an officer of such party, stating, as to the signer thereof, that (a) a
review of the activities of such party during the preceding calendar year or
portion thereof and of performance of such party under this Agreement has been
made under such officers' supervision and (b) to the best of such officers'
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knowledge, based on such review, such party has fulfilled all of its obligations
under this Agreement in all material respects throughout such year, or, if there
has been a failure to fulfill any such obligation in any material respect,
specifying each such failure known to such officer and the nature and status
thereof. Such Compliance Statements shall contain no restrictions or limitations
on its use. The obligations of the Master Servicer and the Securities
Administrator under this Section apply to each entity that acted as Master
Servicer or Securities Administrator, as applicable, during the applicable
period, whether or not such entity is acting as Master Servicer or Securities
Administrator at the time such Compliance Statement is required to be delivered.
(b) The Master Servicer shall enforce any obligation of each Servicer,
to the extent set forth in the related Servicing Agreement, to deliver to the
Master Servicer a Compliance Statement within the time frame set forth in, and
in such form and substance as may be required pursuant to, the related Servicing
Agreement. The Master Servicer shall include such Compliance Statements of the
Servicers with its own Compliance Statement to be submitted pursuant to this
Section 3.20.
Section 3.21. Assessments of Compliance and Attestation Reports.
(a) Each of the Master Servicer, the Securities Administrator and the
Custodian, each at its own expense, shall deliver, and shall cause each
Servicing Function Participant engaged by it to deliver, or otherwise make
available to the Depositor and the Securities Administrator on or before March
15th of each calendar year beginning in 2007, a report regarding such party's
assessment of compliance with the Relevant Servicing Criteria (each, together
with such similar report delivered by each Servicer as described in Section
3.21(c), an "Assessment of Compliance"), reasonably satisfactory to the
Depositor and the Securities Administrator, that contains (i) a statement by
such party of its responsibility for assessing compliance with the Relevant
Servicing Criteria, (ii) a statement that such party used the Relevant Servicing
Criteria to assess compliance with the Relevant Servicing Criteria, (iii) such
party's assessment of compliance with the Relevant Servicing Criteria as of and
for the fiscal year covered by the Form 10-K required to be filed pursuant to
Section 3.22(c), including, if there has been any material instance of
noncompliance with the Relevant Servicing Criteria, a discussion of each such
failure and the nature and status thereof and (iv) a statement that a registered
public accounting firm has issued an attestation report on such party's
assessment of compliance with the Relevant Servicing Criteria as of and for such
period.
No later than February 1 of each fiscal year for the Trust for which a
10-K is required to be filed, the Master Servicer, the Securities Administrator
and the Custodian shall each forward to the Securities Administrator the name of
each Servicing Function Participant engaged by it and what Relevant Servicing
Criteria will be addressed in the report on assessment of compliance prepared by
such Servicing Function Participant. When the Master Servicer, the Securities
Administrator and the Custodian (or any Servicing Function Participant engaged
by them) submit their assessments to the Securities Administrator, such parties
will also at such time include the assessment (and attestation pursuant to
Section 3.21(b)) of each Servicing Function Participant engaged by it.
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Promptly after receipt of such Assessments of Compliance, the Securities
Administrator shall confirm that the Assessments of Compliance, taken as a
whole, address all of the Servicing Criteria and taken individually address the
Relevant Servicing Criteria for each party as set forth on Exhibit M and on any
similar exhibit set forth in each Servicing Agreement in respect of each
Servicer and notify the Depositor of any exceptions. None of such parties shall
be required to deliver any such Assessments of Compliance until April 15 in any
given year so long as it has received written confirmation from the Depositor
that a Form 10-K is not required to be filed in respect of the Trust for the
preceding calendar year. The Custodian and any Servicing Function Participant
engaged by it shall not be required to deliver or cause the delivery of such
Assessments of Compliance in any given year so long as it has received written
confirmation from the Depositor that a Form 10-K is not required to be filed in
respect of the Trust for the preceding fiscal year.
(b) Each of the Master Servicer, the Securities Administrator and the
Custodian, each at its own expense, shall deliver, and shall cause each
Servicing Function Participant engaged by it to deliver, to the Depositor and
Securities Administrator on or before March 15th of each calendar year beginning
in 2007, shall cause a registered public accounting firm (which may also render
other services to the Master Servicer, the Securities Administrator, the
Custodian or such other Servicing Function Participants, as the case may be) and
that is a member of the American Institute of Certified Public Accountants to
furnish a report (each, together with such similar report delivered by each
Servicer as described in Section 3.21(c), an "Attestation Report") to the
Securities Administrator and the Depositor, to the effect that (i) it has
obtained a representation regarding certain matters from the management of such
party, which includes an assertion that such party has complied with the
Relevant Servicing Criteria, and (ii) on the basis of an examination conducted
by such firm in accordance with standards for attestation engagements issued or
adopted by the Public Company Accounting Oversight Board, it is expressing an
opinion as to whether such party's compliance with the Relevant Servicing
Criteria was fairly stated in all material respects, or it cannot express an
overall opinion regarding such party's assessment of compliance with the
Relevant Servicing Criteria. In the event that an overall opinion cannot be
expressed, such registered public accounting firm shall state in such
Attestation Report why it was unable to express such an opinion. Each such
related Attestation Report shall be made in accordance with Rules 1-02(a)(3) and
2-02(g) of the Commission's Regulation S-X. Such Attestation Reports must be
available for general use and not contain restricted use language.
Promptly after receipt of such Attestation Reports, the Securities
Administrator shall confirm that each Assessment of Compliance is coupled with a
related Attestation Report and shall notify the Depositor of any exceptions.
None of the Master Servicer, the Securities Administrator or any Servicing
Function Participant engaged by such parties shall be required to deliver or
cause the delivery of such Attestation Reports until April 15 in any given year
so long as it has received written confirmation from the Depositor that a Form
10-K is not required to be filed in respect of the Trust for the preceding
fiscal year. The Custodian and any Servicing Function Participant engaged by it
shall not be required to deliver or cause the delivery of such Attestation
Reports in any given year so long as it has received written confirmation from
the Depositor that a Form 10-K is not required to be filed in respect of the
Trust for the preceding fiscal year.
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(c) The Master Servicer shall enforce any obligation of each Servicer,
to the extent set forth in the related Servicing Agreement, to deliver to the
Master Servicer an Assessment of Compliance and related Attestation Report
within the time frame set forth in, and in such form and substance as may be
required pursuant to, the related Servicing Agreement. The Master Servicer shall
include such Assessments of Compliance and Attestation Reports of the Servicers
with its own Assessment of Compliance and related Attestation Report to be
submitted pursuant to this Section 3.21.
Section 3.22. Reports to the Commission.
(a) The Securities Administrator and the Master Servicer shall
reasonably cooperate with the Depositor in connection with the Trust's
satisfying its reporting requirements under the Exchange Act. Without limiting
the generality of the foregoing, the Securities Administrator shall prepare on
behalf of the Trust any Form 8-K , Form 10-D and Form 10-K required by the
Exchange Act and the rules and regulations of the Commission thereunder, and the
Master Servicer shall sign and file via XXXXX such Forms on behalf of the Trust.
Notwithstanding the previous sentence, the Depositor shall file the Form 8-K in
connection with the filing of this Agreement.
(b) Within 15 days after each Distribution Date (subject to permitted
extensions under the Exchange Act), the Securities Administrator shall prepare
and file on behalf of the Trust any Form 10-D required by the Exchange Act, in
form and substance as required by the Exchange Act. The Securities Administrator
shall file each Form 10-D with a copy of the Monthly Statement for such
Distribution Date attached thereto. Any disclosure in addition to the Monthly
Statement for such Distribution Date that is required to be included on Form
10-D ("Additional Form 10-D Disclosure") shall be prepared by the party
responsible for preparing such disclosure pursuant to the following paragraph
and the Securities Administrator will have no duty or liability for any failure
hereunder to determine or prepare any Additional Form 10-D Disclosure, except as
set forth in the next paragraph.
As set forth on Exhibit N hereto, within 5 calendar days after the related
Distribution Date, (i) certain parties to this Agreement shall be required to
provide to the Securities Administrator (at xxx.xxx.xxxxxxxxxxxxx@xxxxxxxxxx.xxx
with a copy by facsimile to 410-715-2380) and the Depositor, to the extent known
by such applicable parties, in XXXXX-compatible form, or in such other form as
otherwise agreed upon by the Securities Administrator and such party, any
Additional Form 10-D Disclosure, if applicable, and (ii) the Depositor will
approve, as to form and substance, or disapprove, as the case may be, the
inclusion of the Additional Form 10-D Disclosure on Form 10-D. The Securities
Administrator shall compile all such information provided to it in a Form 10-D
prepared by it. The Depositor will be responsible for any reasonable fees and
expenses assessed or incurred by the Securities Administrator in connection with
including any Additional Form 10-D Disclosure on Form 10-D pursuant to this
paragraph.
After preparing the Form 10-D, the Securities Administrator shall forward
electronically a draft copy of the Form 10-D to the Master Servicer for review
and, only if Additional Form 10-D Disclosure is contained therein, the
Securities Administrator shall forward such Form 10-D to the Depositor for
review. No later than 2 Business Days prior to the 15th calendar day after the
related Distribution Date, a senior officer of the Master Servicer in charge of
the master
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servicing function shall sign the Form 10-D and return an electronic or fax copy
of such signed Form 10-D (with an original executed hard copy to immediately
follow) to the Securities Administrator. If a Form 10-D cannot be filed on time
or if a previously filed Form 10-D needs to be amended, the Securities
Administrator will follow the procedures set forth in Section 3.22(h)(ii).
Promptly (but no later than 1 Business Day) after filing with the Commission,
the Securities Administrator will make available on its internet website a final
executed copy of each Form 10-D. The signing party at the Master Servicer can be
contacted at the address specified in Section 11.05. Each party to this
Agreement acknowledges that the performance by the Securities Administrator of
its duties under this Section 3.22(b) related to the timely preparation and
filing of Form 10-D is contingent upon such parties strictly observing all
applicable deadlines in the performance of their duties under this Section
3.22(b). The Securities Administrator shall have no liability for any loss,
expense, damage, claim arising out of or with respect to any failure to properly
prepare and/or timely file such Form 10-D, where such failure results from the
Securities Administrator's inability or failure to receive, on a timely basis,
any information from any other party hereto needed to prepare, arrange for
execution or file such Form 10-D, not resulting from its own negligence, bad
faith or willful misconduct.
(c) On or within 90 days after the end of each fiscal year of the Trust
or such earlier date as may be required by the Exchange Act (the "10-K Filing
Deadline") (it being understood that the fiscal year for the Trust ends on
December 31st of each year), commencing in March 2007, the Securities
Administrator shall prepare and file on behalf of the Trust a Form 10-K, in form
and substance as required by the Exchange Act. Each such Form 10-K shall include
the following items, in each case to the extent they have been delivered to the
Securities Administrator within the applicable time frames set forth in this
Agreement and the related Servicing Agreements:
(i) a Compliance Statement for each Servicer, the Master
Servicer and the Securities Administrator (each, a "Reporting Servicer")
as described under Section 3.20;
(ii) (A) the Assessment of Compliance for each Reporting
Servicer, as described under Section 3.21(a) and (c), and (B) if each
Reporting Servicer's Assessment of Compliance identifies any material
instance of noncompliance, disclosure identifying such instance of
noncompliance, or if each Reporting Servicer's Assessment of Compliance is
not included as an exhibit to such Form 10-K, disclosure that such report
is not included and an explanation why such report is not included;
(iii) (A) the Attestation Report for each Reporting Servicer, as
described under Section 3.21(b) and (c), and (B) if any Reporting
Servicer's Attestation Report identifies any material instance of
noncompliance, disclosure identifying such instance of noncompliance, or
if any Reporting Servicer's Attestation Report is not included as an
exhibit to such Form 10-K, disclosure that such Attestation Report is not
included and an explanation why such Attestation Report is not included;
and
(iv) a Xxxxxxxx-Xxxxx Certification, as described in Section
3.22(e).
Any disclosure or information in addition to (i) through (iv) above that
is required to be included on Form 10-K ("Additional Form 10-K Disclosure")
shall be prepared by the party
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responsible for preparing such disclosure pursuant to the following paragraph
and the Securities Administrator will have no duty or liability for any failure
hereunder to determine or prepare any Additional Form 10-K Disclosure, except as
set forth in the next paragraph.
As set forth on Exhibit O hereto, no later than March 1 of each year that
the Trust is subject to the Exchange Act reporting requirements, commencing in
2007, (i) certain parties to this Agreement shall be required to provide to the
Securities Administrator (at xxx.xxx.xxxxxxxxxxxxx@xxxxxxxxxx.xxx with a copy by
facsimile to 410-715-2380) and the Depositor, to the extent known by such
applicable parties, in XXXXX-compatible form, or in such other form as otherwise
agreed upon by the Securities Administrator and such party, any Additional Form
10-K Disclosure, if applicable, and (ii) the Depositor will approve, as to form
and substance, or disapprove, as the case may be, the inclusion of the
Additional Form 10-K Disclosure on Form 10-K. The Securities Administrator shall
compile all such information provided to it in a Form 10-K prepared by it. The
Depositor will be responsible for any reasonable fees and expenses assessed or
incurred by the Securities Administrator in connection with including any
Additional Form 10-K Disclosure on Form 10-K pursuant to this paragraph.
After preparing the Form 10-K, the Securities Administrator shall forward
electronically a draft copy of the Form 10-K to the Master Servicer for review.
No later than 5:00 p.m. New York City time on the 4th Business Day prior to the
10-K Filing Deadline, a senior officer of the Master Servicer in charge of the
master servicing function shall sign the Form 10-K and return an electronic or
fax copy of such signed Form 10-K (with an original executed hard copy to
immediately follow) to the Securities Administrator. If a Form 10-K cannot be
filed on time or if a previously filed Form 10-K needs to be amended, the
Securities Administrator will follow the procedures set forth in Section
3.22(h)(ii). Promptly (but no later than 1 Business Day) after filing with the
Commission, the Securities Administrator will make available on its internet
website a final executed copy of each Form 10-K. The signing party at the Master
Servicer can be contacted at the address specified in Section 11.05. The parties
to this Agreement acknowledge that the performance by the Securities
Administrator of its duties under this Section 3.22(c) related to the timely
preparation and filing of Form 10-K is contingent upon such parties (and any
Servicing Function Participant) strictly observing all applicable deadlines in
the performance of their duties under this Section 3.22(c), Section 3.22(e),
Section 3.20 and Section 3.21. The Securities Administrator shall have no
liability for any loss, expense, damage, claim arising out of or with respect to
any failure to properly prepare and/or timely file such Form 10-K, where such
failure results from the Securities Administrator's inability or failure to
receive, on a timely basis, any information from any other party hereto needed
to prepare, arrange for execution or file such Form 10-K, not resulting from its
own negligence, bad faith or willful misconduct.
(d) Within four (4) Business Days after the occurrence of an event
requiring disclosure on Form 8-K (each such event, a "Reportable Event"), and if
requested by the Depositor, the Securities Administrator shall prepare and file
on behalf of the Trust any Form 8-K, as required by the Exchange Act, provided
that the Depositor shall file the initial Form 8-K in connection with the
issuance of the Certificates. Any disclosure or information related to a
Reportable Event or that is otherwise required to be included on Form 8-K ("Form
8-K Disclosure Information") shall be prepared by the party responsible for
preparing such disclosure pursuant to the following paragraph and the Securities
Administrator will have no duty or
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liability for any failure hereunder to determine or prepare any Form 8-K
Disclosure Information or any Form 8-K, except as set forth in the next
paragraph.
As set forth on Exhibit P hereto, for so long as the Trust is subject to
the Exchange Act reporting requirements, no later than the end of business on
the 2nd Business Day after the occurrence of a Reportable Event (i) certain
parties shall be required to provide to the Securities Administrator (at
xxx.xxx.xxxxxxxxxxxxx@xxxxxxxxxx.xxx with a copy by facsimile to 410-715-2380)
and the Depositor, to the extent known by such applicable parties, in
XXXXX-compatible form, or in such other form as otherwise agreed upon by the
Securities Administrator and such party, any Form 8-K Disclosure Information, if
applicable, and (ii) the Depositor will approve, as to form and substance, or
disapprove, as the case may be, the inclusion of the Form 8-K Disclosure
Information. The Securities Administrator shall compile all such information
provided to it in a Form 8-K prepared by it. The Depositor will be responsible
for any reasonable fees and expenses assessed or incurred by the Securities
Administrator in connection with including any Form 8-K Disclosure Information
on Form 8-K pursuant to this paragraph.
After preparing the Form 8-K, the Securities Administrator shall forward
electronically a draft copy of the Form 8-K to the Master Servicer for review.
No later than Noon New York City time on the 4th Business Day after the
Reportable Event, a senior officer of the Master Servicer in charge of the
master servicing function shall sign the Form 8-K and return an electronic or
fax copy of such signed Form 8-K (with an original executed hard copy to
immediately follow) to the Securities Administrator. If a Form 8-K cannot be
filed on time or if a previously filed Form 8-K needs to be amended, the
Securities Administrator will follow the procedures set forth in Section
3.22(h)(ii). Promptly (but no later than 1 Business Day) after filing with the
Commission, the Securities Administrator will, make available on its internet
website a final executed copy of each Form 8-K. The signing party at the Master
Servicer can be contacted at the address specified in Section 11.05. The parties
to this Agreement acknowledge that the performance by the Securities
Administrator of its duties under this Section 3.22(d) related to the timely
preparation and filing of Form 8-K is contingent upon such parties strictly
observing all applicable deadlines in the performance of their duties under this
Section 3.22(d). The Securities Administrator shall have no liability for any
loss, expense, damage, claim arising out of or with respect to any failure to
properly prepare and/or timely file such Form 8-K, where such failure results
from the Securities Administrator's inability or failure to receive, on a timely
basis, any information from any other party hereto needed to prepare, arrange
for execution or file such Form 8-K, not resulting from its own negligence, bad
faith or willful misconduct.
(e) Each Form 10-K shall include a certification (the "Xxxxxxxx-Xxxxx
Certification"), exactly as set forth in Exhibit Q attached hereto, required to
be included therewith pursuant to the Xxxxxxxx-Xxxxx Act. The Securities
Administrator (if the Securities Administrator is not the same entity as the
Master Servicer) shall provide, and shall cause any Servicing Function
Participant engaged by it to provide, to the Person who signs the Xxxxxxxx-Xxxxx
Certification (the "Certifying Person"), by March 15th of each year in which the
Trust is subject to the reporting requirements of the Exchange Act and otherwise
within a reasonable period of time upon request, a certification (each, together
with such similar certification delivered by each Servicer as described in
Section 3.22(f), a "Back-up Certification"), in the form attached hereto as
Exhibit R, upon which the Certifying Person, the entity for which the Certifying
Person acts as an officer, and such entity's officers, directors and Affiliates
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(collectively with the Certifying Person, "Certification Parties") can
reasonably rely. The senior officer of the Master Servicer in charge of the
master servicing function shall serve as the Certifying Person on behalf of the
Trust. Such officer of the Certifying Person can be contacted at the address
specified in Section 11.05. In the event the Master Servicer, the Securities
Administrator or any Servicing Function Participant engaged by such parties is
terminated or resigns pursuant to the terms of this Agreement, or any applicable
sub-servicing agreement, as the case may be, such party shall provide a Back-up
Certification to the Certifying Person pursuant to this Section 3.22(e) with
respect to the period of time it was subject to this Agreement or any applicable
sub-servicing agreement, as the case may be.
(f) Pursuant to the related Servicing Agreements, the Master Servicer
shall enforce the obligation of each Servicer to provide the Back-up
Certification required pursuant to each of the Servicing Agreements.
(g) Upon any filing with the Commission prepared and filed by the
Securities Administrator, the Securities Administrator shall promptly deliver or
make available to the Depositor a copy of any such executed report, statement or
information.
(h) (i) The obligations set forth in paragraphs (a) through (g) of this
Section shall only apply with respect to periods for which reports are required
to be filed with respect to the Trust under the Exchange Act. On or prior to
January 30 of the first year in which the Securities Administrator is able to do
so under applicable law, unless otherwise requested by the Depositor, the
Securities Administrator shall prepare and file with the Commission a Form 15
Suspension Notification executed by the Master Servicer with respect to the
Trust, with a copy to the Depositor. At any time after the filing of a Form 15
Suspension Notification, if the Depositor or the Certificate Registrar
determines that the number of Certificateholders of the Offered Certificates of
record exceeds the number set forth in Section 15(d) of the Exchange Act or the
regulations promulgated pursuant thereto which would cause the Trust to again
become subject to the reporting requirements of the Exchange Act, it shall
promptly notify the Securities Administrator and the Securities Administrator
shall recommence preparing and filing reports on Form 8-K, 10-D and 10-K as
required pursuant to this Section and the then-current reporting requirements of
the Exchange Act and the parties hereto will again have the obligations set
forth in paragraphs (a) through (g) of this Section.
(ii) In the event that the Securities Administrator is unable to
timely file with the Commission all or any required portion of any Form
8-K, 10-D or 10-K required to be filed by this Agreement because required
disclosure information was either not delivered to it or delivered to it
after the delivery deadlines set forth in this Agreement or for any other
reason, the Securities Administrator will immediately notify the Depositor
and the Master Servicer of such inability to make a timely filing with the
Commission. In the case of Form 10-D and 10-K, the parties to this
Agreement will cooperate to prepare and file a Form 12b-25 and a 10-DA and
10-KA as applicable, pursuant to Rule 12b-25 of the Exchange Act. In the
case of Form 8-K, the Securities Administrator will, upon receipt of all
required Form 8-K Disclosure Information and upon the approval and
direction of the Depositor, include such disclosure information on the
next succeeding Form 10-D to be filed for the Trust. In the event that any
previously filed Form 8-K, 10-D or 10-K needs to be amended, the
Securities Administrator will notify the Master
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Servicer and, only if such filings include any Form 8-K Disclosure,
Additional Form 10-D Disclosure or Additional Form 10-K Disclosure, as the
case may be, the Depositor, and such parties will cooperate to prepare any
necessary 8-KA, 10-DA or 10-KA. Any Form 15, Form 12b-25 or any amendment
to Form 8-K, 10-D or 10-K shall be signed by a senior officer of the
Master Servicer in charge of the master servicing function. The parties to
this Agreement acknowledge that the performance by the Securities
Administrator of its duties under this Section 3.22(h) related to the
timely preparation and filing of Form 15, a Form 12b-25 or any amendment
to Form 8-K, 10-D or 10-K is contingent upon each such party performing
its duties under this Section 3.22(h). The Securities Administrator shall
have no liability for any loss, expense, damage, claim arising out of or
with respect to any failure to properly prepare and/or timely file any
such Form 15, Form 12b-25 or any amendments to Forms 8-K, 10-D or 10-K,
where such failure results from the Securities Administrator's inability
or failure to obtain or receive, on a timely basis, any information from
any other party hereto needed to prepare, arrange for execution or file
such Form 15, Form 12b-25 or any amendments to Forms 8-K, 10-D or 10-K,
not resulting from its own negligence, bad faith or willful misconduct.
ARTICLE IV
MASTER SERVICER'S CERTIFICATE
Section 4.01. Master Servicer's Certificate.
(a) Each month, not later than 12:00 noon Eastern time on the 18th
calendar day of such month (or if such day is not a Business Day, the following
Business Day), the Master Servicer shall deliver to the Securities
Administrator, a Master Servicer's Certificate based solely on the information
provided by the Servicers (in substance and format mutually acceptable to the
Master Servicer and the Securities Administrator) certified by a Master
Servicing Officer setting forth the information necessary in order for the
Securities Administrator to perform its obligations under this Agreement. The
Securities Administrator may conclusively rely upon the information contained in
a Master Servicer's Certificate delivered by the Master Servicer for all
purposes hereunder and shall have no duty to verify or re-compute any of the
information contained therein.
ARTICLE V
PAYMENTS AND STATEMENTS TO CERTIFICATEHOLDERS; REMIC ADMINISTRATION
Section 5.01. Distributions. On each Distribution Date, based solely on
the information in the Master Servicer's Certificates, the Securities
Administrator shall distribute or be deemed to distribute, as applicable, out of
the Distribution Account or the Upper-Tier Certificate Sub-Account, as
applicable (to the extent funds are available therein), to each
Certificateholder of record on the related Record Date (other than as provided
in Section 10.01 respecting the final distribution) (a) by check mailed to such
Certificateholder entitled to receive a distribution on such Distribution Date
at the address appearing in the Certificate Register, or (b) upon written
request by the Holder of a Certificate (other than a Residual Certificate), by
wire transfer or by
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such other means of payment as such Certificateholder and the Securities
Administrator shall agree upon, such Certificateholder's Percentage Interest in
the amount to which the related Class of Certificates is entitled in accordance
with the priorities set forth below in Section 5.02.
None of the Holders of any Class of Certificates, the Depositor, the
Master Servicer, the Securities Administrator or the Trustee shall in any way be
responsible or liable to Holders of any Class of Certificates in respect of
amounts properly previously distributed on any such Class.
Amounts distributed with respect to any Class of Certificates shall be
applied first to the distribution of interest thereon and then to principal
thereon.
Section 5.02. Priorities of Distributions.
(a) On each Distribution Date, based solely on the information contained
in the Master Servicer's Certificate, the Securities Administrator shall
withdraw from the Distribution Account (to the extent funds are available
therein) (1) to the extent not previously paid, the amounts payable to the
Securities Administrator, the Master Servicer and the Trustee pursuant to
Section 3.11(a) and shall pay such funds to itself, the Master Servicer and the
Trustee, as applicable, and (2) the Pool Distribution Amount for each Loan
Group, and shall apply such funds, first, to distributions in respect of the
Uncertificated Lower-Tier Interests and then to the Uncertificated Subsidiary
Lower-Tier Interests as specified in this Section 5.02(a) and to the Class 1-A-R
Certificate, and then to distributions on the Certificates (other than the Class
1-A-R Certificate). Distributions shall be made on the Certificates in the
following order of priority and to the extent of such funds, paying the Senior
Certificates of each Group solely from the applicable Pool Distribution Amount,
paying the Class 1-B Certificates solely from the Pool Distribution Amount for
Loan Group 1, paying the Aggregate Group 2 Subordinate Certificates solely from
the combined Pool Distribution Amounts for Loan Group 2, Loan Group 3 and Loan
Group 3 and paying the Aggregate Group 3 Subordinate Certificates solely from
the combined Pool Distribution Amounts for Loan Group 5 and Loan Group 6, in the
following order of priority and to the extent of such funds:
(i) to each Class of Senior Certificates, an amount allocable to
interest equal to the Interest Distribution Amount for such Class and any
shortfall being allocated among such Classes in proportion to the amount
of the Interest Distribution Amount that would have been distributed in
the absence of such shortfall;
(ii) to each Class of Senior Certificates, in an aggregate amount
up to the Senior Principal Distribution Amount for such Group, such
distribution to be allocated among such Classes in accordance with Section
5.02(b);
(iii) to the Class 2-M-1 Certificates, subject to paragraph (d)
below, an amount allocable to interest equal to the Interest Distribution
Amount for such Class for such Distribution Date;
(iv) to the Class 2-M-1 Certificates, subject to paragraph (d)
below, an amount allocable to principal equal to its Pro Rata Share for
such Distribution Date until the Class Certificate Balance thereof has
been reduced to zero;
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(v) to each Class of Class B Certificates, subject to paragraph
(d) below, in the following order of priority:
(A) to the Class 1-B-1 Certificates, Class 2-B-1
Certificates or Class 3-B-1 Certificates, as the case may be, an
amount allocable to interest equal to the Interest Distribution
Amount for such Class for such Distribution Date;
(B) to the Class 1-B-1 Certificates, Class 2-B-1
Certificates or Class 3-B-1 Certificates, as the case may be, an
amount allocable to principal equal to its Pro Rata Share for such
Distribution Date until the Class Certificate Balance thereof has
been reduced to zero;
(C) to the Class 1-B-2 Certificates, Class 2-B-2
Certificates or Class 3-B-2 Certificates, as the case may be, an
amount allocable to interest equal to the Interest Distribution
Amount for such Class for such Distribution Date;
(D) to the Class 1-B-2 Certificates, Class 2-B-2
Certificates or Class 3-B-2 Certificates, as the case may be, an
amount allocable to principal equal to its Pro Rata Share for such
Distribution Date until the Class Certificate Balance thereof has
been reduced to zero;
(E) to the Class 1-B-3 Certificates, Class 2-B-3
Certificates or Class 3-B-3 Certificates, as the case may be, an
amount allocable to interest equal to the Interest Distribution
Amount for such Class for such Distribution Date;
(F) to the Class 1-B-3 Certificates, Class 2-B-3
Certificates or Class 3-B-3 Certificates, as the case may be, an
amount allocable to principal equal to its Pro Rata Share for such
Distribution Date until the Class Certificate Balance thereof has
been reduced to zero;
(G) to the Class 1-B-4 Certificates, Class 2-B-4
Certificates or Class 3-B-4 Certificates, as the case may be, an
amount allocable to interest equal to the Interest Distribution
Amount for such Class for such Distribution Date;
(H) to the Class 1-B-4 Certificates, Class 2-B-4
Certificates or Class 3-B-4 Certificates, as the case may be, an
amount allocable to principal equal to its Pro Rata Share for such
Distribution Date until the Class Certificate Balance thereof has
been reduced to zero;
(I) to the Class 1-B-5 Certificates, Class 2-B-5
Certificates or Class 3-B-5 Certificates, as the case may be, an
amount allocable to interest equal to the Interest Distribution
Amount for such Class for such Distribution Date;
(J) to the Class 1-B-5 Certificates, Class 2-B-5
Certificates or Class 3-B-5 Certificates, as the case may be, an
amount allocable to principal equal to its Pro Rata Share for such
Distribution Date until the Class Certificate Balance thereof has
been reduced to zero;
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(K) to the Class 1-B-6 Certificates, Class 2-B-6
Certificates or Class 3-B-6 Certificates, as the case may be, an
amount allocable to interest equal to the Interest Distribution
Amount for such Class for such Distribution Date;
(L) to the Class 1-B-6 Certificates, Class 2-B-6
Certificates or Class 3-B-6 Certificates, as the case may be, an
amount allocable to principal equal to its Pro Rata Share for such
Distribution Date until the Class Certificate Balance thereof has
been reduced to zero; and
(vi) to the Holder of the Class 1-A-R Certificate, any amounts
remaining in the Upper-Tier Certificate Sub-Account, the Subsidiary
Lower-Tier Certificate Sub-Account, the Group 1 Lower-Tier Certificate
Sub-Account, the Aggregate Group 2 Lower-Tier Certificate Sub-Account, the
Aggregate Group 3 Lower-Tier Certificate Sub-Account and any remaining
Pool Distribution Amounts.
No Class of Certificates will be entitled to any distributions with
respect to the amount payable pursuant to clause (ii) of the definition of
"Interest Distribution Amount" after its Class Certificate Balance has been
reduced to zero.
All distributions in respect of the Interest Distribution Amount for a
Class will be applied first with respect to the amount payable pursuant to
clause (i) of the definition of "Interest Distribution Amount" and second with
respect to the amount payable pursuant to clause (ii) of such definition.
On each Distribution Date, the Securities Administrator shall distribute
any Reimbursement Amount sequentially to the Classes of Certificates then
outstanding which bore the loss to which such Reimbursement Amount relates
beginning with the most senior of such Classes of Certificates, up to, with
respect to each Class, the amount of loss borne by such Class. Any Reimbursement
Amount remaining after the application described in the preceding sentence shall
be included in the Pool Distribution Amount for the applicable Loan Group.
Distributions on the Group 1 Uncertificated Lower-Tier Interest. On each
Distribution Date, interest shall be distributed in respect of the Group 1
Uncertificated Lower-Tier Interest at the pass-through rate thereon, which shall
equal the Net WAC for the Group 1 Mortgage Loans. On each Distribution Date,
distributions of principal with respect to the Group 1 Uncertificated Lower-Tier
Interests shall be made to the to the Class 1-L Interest. Realized Losses shall
be applied after all distributions have been made on each Distribution Date to
the Class 1-L Interest. Recoveries and Reimbursement Amounts shall be applied to
the Group 1 Uncertificated Lower-Tier Interests in a manner analogous to the
application of Realized Losses to the Group 1 Uncertificated Lower-Tier
Interests.
As of any date, the aggregate principal balance of the Class 1-L Interest
shall equal the aggregate Stated Principal Balance of Loan Group 1.
Amounts distributed to the Group 1 Uncertificated Lower-Tier Interests in
respect of principal and interest with respect to any Distribution Date are
referred to herein collectively as the "Group 1 Lower-Tier Distribution Amount."
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Distributions on the Aggregate Group 2 Uncertificated Lower-Tier
Interests. On each Distribution Date, interest shall be distributed in respect
of each Aggregate Group 2 Uncertificated Lower-Tier Interest at the pass-through
rate thereon, as described in the fourth succeeding paragraph. On each
Distribution Date, distributions of principal with respect to the Aggregate
Group 2 Uncertificated Lower-Tier Interests shall be made first, to the Class
2-LS Interest, Class 3-LS Interest and Class 4-LS Interest, so as to keep their
principal balances equal to 0.1% of the Group Subordinate Amount for Loan Group
2, Loan Group 3 and Loan Group 4, respectively (except that if any such excess
is a larger number than in the preceding distribution period, the least amount
of principal shall be distributed to the Class 2-LS Interest, Class 3-LS
Interest and Class 4-LS Interest such that the Aggregate Group 2 Subordinate
Balance Ratio is maintained); and second, any remaining principal to the Class
2-L Interest, Class 3-L Interest and Class 4-L Interest. Any distributions made
to the Aggregate Group 2 Uncertificated Lower-Tier Interests pursuant to this
paragraph shall be made (a) from the Pool Distribution Amount for Loan Group 2
to Aggregate Group 2 Uncertificated Lower-Tier Interests beginning with the
numeral "2," (b) from the Pool Distribution Amount for Loan Group 3 to Aggregate
Group 2 Uncertificated Lower-Tier Interests beginning with the numeral "3," and
(c) from the Pool Distribution Amount for Loan Group 4 to Aggregate Group 3
Uncertificated Lower-Tier Interests beginning with the numeral "4."
Realized Losses shall be applied after all distributions have been made on
each Distribution Date first, to the Class 2-LS Interest, the Class 3-LS
Interest and the Class 4-LS Interest, so as to keep their principal balances
equal to 0.1% of the Group Subordinate Amount for Loan Group 2, Loan Group 3 and
Loan Group 4, respectively (except that if any such excess is a larger number
than in the preceding distribution period, the least amount of Realized Losses
shall be allocated to the Class 2-LS Interest, Class 3-LS Interest and Class
4-LS Interest such that the Aggregate Group 2 Subordinate Balance Ratio is
maintained); and second, the remaining Realized Losses shall be allocated to the
Class 2-L Interest, the Class 3-L Interest and the Class 4-L Interest. Any
Realized Losses allocated to the Aggregate Group 2 Uncertificated Lower-Tier
Interests pursuant to this paragraph shall be (a) from Realized Losses allocated
to Loan Group 2 in the case of Aggregate Group 2 Uncertificated Lower-Tier
Interests beginning with the numeral "2," (b) from Realized Losses allocated to
Loan Group 3 in the case of Aggregate Group 2 Uncertificated Lower-Tier
Interests beginning with the numeral "3," and (c) from Realized Losses allocated
to Loan Group 4 in the case of Aggregate Group 2 Uncertificated Lower-Tier
Interests beginning with the numeral "4." Recoveries and Reimbursement Amounts
shall be applied to the Aggregate Group 2 Uncertificated Lower-Tier Interests in
a manner analogous to the application of Realized Losses to the Aggregate Group
2 Uncertificated Lower-Tier Interests.
As of any date, the aggregate principal balance of the Class 2-L Interest
and the Class 2-LS Interest shall equal the aggregate Stated Principal Balance
of Loan Group 2. As of any date, the aggregate principal balance of the Class
3-L Interest and the Class 3-LS Interest shall equal the aggregate Stated
Principal Balance of Loan Group 3. As of any date, the aggregate principal
balance of the Class 4-L Interest and the Class 4-LS Interest shall equal the
aggregate Stated Principal Balance of Loan Group 4.
The pass-through rate with respect to the Class 2-L Interest and the Class
2-LS Interest shall be the Net WAC for the Group 2 Mortgage Loans. The
pass-through rate with respect to
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the Class 3-L Interest and the Class 3-LS Interest shall be the Net WAC for the
Group 3 Mortgage Loans. The pass-through rate with respect to the Class 4-L
Interest and the Class 4-LS Interest shall be the Net WAC for the Group 4
Mortgage Loans. Amounts distributed to the Aggregate Group 2 Uncertificated
Lower-Tier Interests in respect of principal and interest with respect to any
Distribution Date are referred to herein collectively as the "Aggregate Group 2
Lower-Tier Distribution Amount."
Distributions on the Aggregate Group 3 Uncertificated Lower-Tier
Interests. On each Distribution Date, interest shall be distributed in respect
of each Aggregate Group 3 Uncertificated Lower-Tier Interest at the pass-through
rate thereon, as described in the fourth succeeding paragraph. On each
Distribution Date, distributions of principal with respect to the Aggregate
Group 3 Uncertificated Lower-Tier Interests shall be made first, to the Class
5-LS Interest and Class 6-LS Interest, so as to keep their principal balances
equal to 0.1% of the Group Subordinate Amount for Loan Group 5 and Loan Group 6,
respectively (except that if any such excess is a larger number than in the
preceding distribution period, the least amount of principal shall be
distributed to the Class 5-LS Interest and Class 6-LS Interest such that the
Aggregate Group 3 Subordinate Balance Ratio is maintained); and second, any
remaining principal to the Class 5-L Interest and Class 6-L Interest. Any
distributions made to the Aggregate Group 3 Uncertificated Lower-Tier Interests
pursuant to this paragraph shall be made (a) from the Pool Distribution Amount
for Loan Group 5 to Aggregate Group 3 Uncertificated Lower-Tier Interests
beginning with the numeral "5" and (b) from the Pool Distribution Amount for
Loan Group 6 to Aggregate Group 3 Uncertificated Lower-Tier Interests beginning
with the numeral "6."
Realized Losses shall be applied after all distributions have been made on
each Distribution Date first, to the Class 5-LS Interest and the Class 6-LS
Interest, so as to keep their principal balances equal to 0.1% of the Group
Subordinate Amount for Loan Group 5 and Loan Group 6, respectively (except that
if any such excess is a larger number than in the preceding distribution period,
the least amount of Realized Losses shall be allocated to the Class 5-LS
Interest and Class 6-LS Interest such that the Aggregate Group 3 Subordinate
Balance Ratio is maintained); and second, the remaining Realized Losses shall be
allocated to the Class 5-L Interest and the Class 6-L Interest. Any Realized
Losses allocated to the Aggregate Group 3 Uncertificated Lower-Tier Interests
pursuant to this paragraph shall be (a) from Realized Losses allocated to Loan
Group 5 in the case of Aggregate Group 3 Uncertificated Lower-Tier Interests
beginning with the numeral "5" and (b) from Realized Losses allocated to Loan
Group 6 in the case of Aggregate Group 3 Uncertificated Lower-Tier Interests
beginning with the numeral "6."
Recoveries and Reimbursement Amounts shall be applied to the Aggregate
Group 3 Uncertificated Lower-Tier Interests in a manner analogous to the
application of Realized Losses to the Aggregate Group 3 Uncertificated
Lower-Tier Interests.
As of any date, the aggregate principal balance of the Class 5-L Interest
and the Class 5-LS Interest shall equal the aggregate Stated Principal Balance
of Loan Group 5. As of any date, the aggregate principal balance of the Class
6-L Interest and the Class 6-LS Interest shall equal the aggregate Stated
Principal Balance of Loan Group 6.
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The pass-through rate with respect to the Class 5-L Interest and the Class
5-LS Interest shall be the Net WAC for the Group 5 Mortgage Loans. The
pass-through rate with respect to the Class 6-L Interest and the Class 6-LS
Interest shall be the Net WAC for the Group 6 Mortgage Loans. Amounts
distributed to the Aggregate Group 3 Uncertificated Lower-Tier Interests in
respect of principal and interest with respect to any Distribution Date are
referred to herein collectively as the "Aggregate Group 3 Lower-Tier
Distribution Amount."
Distributions on the Uncertificated Subsidiary Lower-Tier Interests. On
each Distribution Date, each Uncertificated Subsidiary Lower-Tier Interest shall
receive distributions in respect of principal in an amount equal to the amount
of principal distributed to its respective Corresponding Upper-Tier Class or
Classes as provided herein. On each Distribution Date, each Uncertificated
Subsidiary Lower-Tier Interest shall receive distributions in respect of
interest in an amount equal to the Interest Distribution Amount in respect of
its Corresponding Upper-Tier Class or Classes to the extent actually distributed
thereon. Such amounts distributed to the Uncertificated Subsidiary Lower-Tier
Interests in respect of principal and interest with respect to any Distribution
Date are referred to herein collectively as the "Subsidiary Lower-Tier
Distribution Amount."
As of any date, the principal balance of each Uncertificated Subsidiary
Lower-Tier Interest equals the aggregate of the Class Certificate Balances of
the respective Corresponding Upper-Tier Class or Classes. The initial principal
balance of each Uncertificated Subsidiary Lower-Tier Interest equals the
aggregate of the Initial Class Certificate Balances of the respective
Corresponding Upper-Tier Class or Classes.
The pass-through rate with respect to the Class 1-A-SL1 Interest, Class
1-B-SL1 Interest, Class 1-B-SL2 Interest, Class 1-B-SL3 Interest, Class 1-B-SL4
Interest, Class 1-B-SL5 Interest, Class 1-B-SL6 Interest and Class 1-A-SLR
Interest shall be the Net WAC for the Group 1 Mortgage Loans. The pass-through
rate with respect to the Class 2-A-SL1 Interest shall be the Net WAC for the
Group 2 Mortgage Loans. The pass-through rate with respect to the Class 3-A-SL1
Interest shall be the Net WAC for the Group 3 Mortgage Loans. The pass-through
rate with respect to the Class 4-A-SL1 Interest shall be the Net WAC for the
Group 4 Mortgage Loans. The pass-through rate with respect to the Class 5-A-SL1
Interest shall be the Net WAC for the Group 5 Mortgage Loans. The pass-through
rate with respect to the Class 6-A-SL1 Interest shall be the Net WAC for the
Group 6 Mortgage Loans. The pass-through rate with respect to the Class 2-M-SL1
Interest, Class 2-B-SL1 Interest, Class 2-B-SL2 Interest, Class 2-B-SL3
Interest, Class 2-B-SL4 Interest, Class 2-B-SL5 Interest, Class 2-B-SL6
Interest, shall be the weighted average of the Class 2-LS Interest, the Class
3-LS Interest and the Class 4-LS Interest. The pass-through rate with respect to
the Class 3-B-SL1 Interest, Class 3-B-SL2 Interest, Class 3-B-SL3 Interest,
Class 3-B-SL4 Interest, Class 3-B-SL5 Interest and Class 3-B-SL6 Interest, shall
be the weighted average of the Class 5-LS Interest and the Class 6-LS Interest.
(b) (i) With respect to the Group 1 Senior Certificates:
On each Distribution Date prior to the Senior Credit Support
Depletion Date for Group 1, the amount distributable to the Group 1
Senior Certificates pursuant to Section 5.02(a)(ii) for such
Distribution Date, will be distributed, sequentially, as follows:
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first, to the Class 1-A-R Certificate, until its Class
Certificate Balance has been reduced to zero; and
second, concurrently, to the Class 1-A-1 and Class
1-A-2 Certificates, pro rata, until their Class Certificate
Balances have been reduced to zero.
(ii) With respect to the Group 2 Senior Certificates:
On each Distribution Date prior to the Senior Credit Support
Depletion Date for the Groups in Aggregate Group 2, the amount
distributable to the Group 2 Senior Certificates pursuant to Section
5.02(a)(ii) for such Distribution Date, will be distributed
concurrently, to the Class 2-A-1 and Class 2-A-2 Certificates, pro
rata, until their Class Certificate Balances have been reduced to
zero.
(iii) With respect to the Group 3 Senior Certificates:
On each Distribution Date prior to the Senior Credit Support
Depletion Date for the Groups in Aggregate Group 2, the amount
distributable to the Group 3 Senior Certificates pursuant to Section
5.02(a)(ii) for such Distribution Date, will be distributed
concurrently, to the Class 3-A-1, Class 3-A-2 and Class 3-A-3
Certificates, pro rata, until their Class Certificate Balances have
been reduced to zero.
(iv) With respect to the Group 4 Senior Certificates:
On each Distribution Date prior to the Senior Credit Support
Depletion Date for the Groups in Aggregate Group 2, the amount
distributable to the Group 4 Senior Certificates pursuant to Section
5.02(a)(ii) for such Distribution Date, will be distributed
concurrently, to the Class 4-A-1 and Class 4-A-2 Certificates, pro
rata, until their Class Certificate Balances have been reduced to
zero.
(v) With respect to the Group 5 Senior Certificates:
On each Distribution Date prior to the Senior Credit Support
Depletion Date for the Groups in Aggregate Group 3, the amount
distributable to the Group 5 Senior Certificates pursuant to Section
5.02(a)(ii) for such Distribution Date, will be distributed
concurrently, to the Class 5-A-1 and Class 5-A-2 Certificates, pro
rata, until their Class Certificate Balances have been reduced to
zero.
(vi) With respect to the Group 6 Senior Certificates:
On each Distribution Date prior to the Senior Credit Support
Depletion Date for the Groups in Aggregate Group 3, the amount
distributable to the Group 6 Senior Certificates pursuant to Section
5.02(a)(ii) for such Distribution Date, will be distributed
concurrently, to the Class 6-A-1 and Class 6-A-2 Certificates, pro
rata, until their Class Certificate Balances have been reduced to
zero.
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(vii) With respect to the Senior Certificates in each Group:
On each Distribution Date on or after the Senior Credit
Support Depletion Date for a Group, notwithstanding the allocation
and priority set forth above, the portion of the Pool Distribution
Amount with respect to a Loan Group available to be distributed as
principal of the Senior Certificates of the Related Group shall be
distributed concurrently, as principal, on such Classes, pro rata,
on the basis of their respective Class Certificate Balances, until
the Class Certificate Balances thereof are reduced to zero.
(viii) With respect to the Senior Certificates in Aggregate Group
2:
Notwithstanding the foregoing, on each Distribution Date
prior to the Senior Credit Support Depletion Date for the Groups in
Aggregate Group 2 but on or after the date on which the aggregate
Class Certificate Balance of the Senior Certificates of a Group in
Aggregate Group 2 has been reduced to zero, amounts otherwise
distributable from the Unscheduled Principal Amounts with respect to
the related Loan Groups in Aggregate Loan Group 2 on the Aggregate
Group 2 Subordinate Certificates will be paid as principal to the
remaining classes of Senior Certificates of the other Groups in
Aggregate Group 2 in accordance with the priorities set forth for
the applicable Group in clause (ii), (iii) or (iv) above, provided
that on such Distribution Date (a) the Aggregate Loan Group 2
Subordinate Percentage for such Distribution Date is less than twice
the initial Aggregate Loan Group 2 Subordinate Percentage or (b) the
outstanding principal balance of all Mortgage Loans in Aggregate
Loan Group 2 (including, for this purpose, any Mortgage Loans in
foreclosure or any REO Property and any Mortgage Loan for which the
mortgagor has filed for bankruptcy) delinquent 60 days or more
(averaged over the preceding six month period), as a percentage of
the aggregate Class Certificate Balance of the Aggregate Group 2
Subordinate Certificates, is greater than or equal to 50%. If the
Senior Certificates of two or more Groups in Aggregate Group 2
remain outstanding, the distributions described above will be made
to the Senior Certificates of such Groups, pro rata, in proportion
to the aggregate Class Certificate Balance of the Senior
Certificates of each such Group. In addition, after giving effect to
the second preceding sentence, if on any Distribution Date the
aggregate Class Certificate Balance of the Senior Certificates of a
Group in Aggregate Group 2 is greater than the Adjusted Pool Amount
of the Related Loan Group (any such Group, the "Aggregate Group 2
Undercollateralized Group" and any such excess, the "Aggregate Group
2 Undercollateralized Amount"), all amounts otherwise distributable
as principal on the Aggregate Group 2 Subordinate Certificates
pursuant to 5.02(a)(v)(L), (J), (H), (F), (D) and (B) and
5.02(a)(iv), in that order, will be paid as principal to the Senior
Certificates of the Aggregate Group 2 Undercollateralized Group in
accordance with the priorities set forth for the applicable Group
above under (ii), (iii) or (iv) until the aggregate Class
Certificate Balance of the Senior Certificates of the Aggregate
Group 2 Undercollateralized Group equals the Adjusted Pool Amount of
the Related Loan Group. Also, the amount of any Class Unpaid
Interest Shortfalls with respect to the Aggregate Group 2
Undercollateralized Group (including any Class Unpaid Interest
Shortfalls for such Distribution Date) will be paid to the Aggregate
Group 2 Undercollateralized Group prior to the payment of any
Aggregate
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Group 2 Undercollateralized Amount from amounts otherwise
distributable as principal on the Aggregate Group 2 Subordinate
Certificates pursuant to 5.02(a)(v)(L), (J), (H), (F), (D) and (B)
and 5.02(a)(iv), in that order; such amount will be paid to the
Senior Certificates of such Aggregate Group 2 Undercollateralized
Group up to their Interest Distribution Amounts for such
Distribution Date. If two or more Groups are Aggregate Group 2
Undercollateralized Groups, the distributions described above will
be made, pro rata, in proportion to the amount by which the
aggregate Class Certificate Balance of the Senior Certificates of
each such Group exceeds the Adjusted Pool Amount of the Related Loan
Group.
(ix) With respect to the Senior Certificates in Aggregate Group
3:
Notwithstanding the foregoing, on each Distribution Date
prior to the Senior Credit Support Depletion Date for the Groups in
Aggregate Group 3 but on or after the date on which the aggregate
Class Certificate Balance of the Senior Certificates of a Group in
Aggregate Group 3 has been reduced to zero, amounts otherwise
distributable from the Unscheduled Principal Amounts with respect to
the related Loan Groups in Aggregate Loan Group 3 on the Aggregate
Group 3 Subordinate Certificates will be paid as principal to the
remaining classes of Senior Certificates of the other Group in
Aggregate Group 3 in accordance with the priorities set forth for
the applicable Group in clause (iv) or (v) above, provided that on
such Distribution Date (a) the Aggregate Loan Group 3 Subordinate
Percentage for such Distribution Date is less than twice the initial
Aggregate Loan Group 3 Subordinate Percentage or (b) the outstanding
principal balance of all Mortgage Loans in Aggregate Loan Group 3
(including, for this purpose, any Mortgage Loans in foreclosure or
any REO Property and any Mortgage Loan for which the mortgagor has
filed for bankruptcy) delinquent 60 days or more (averaged over the
preceding six month period), as a percentage of the aggregate Class
Certificate Balance of the Aggregate Group 3 Subordinate
Certificates, is greater than or equal to 50%. In addition, after
giving effect to the preceding sentence, if on any Distribution Date
the aggregate Class Certificate Balance of the Senior Certificates
of a Group in Aggregate Group 3 is greater than the Adjusted Pool
Amount of the Related Loan Group (any such Group, the "Aggregate
Group 3 Undercollateralized Group" and any such excess, the
"Aggregate Group 3 Undercollateralized Amount"), all amounts
otherwise distributable as principal on the Aggregate Group 3
Subordinate Certificates pursuant to 5.02(a)(v)(L), (J), (H), (F),
(D) and (B), in that order, will be paid as principal to the Senior
Certificates of the Aggregate Group 3 Undercollateralized Group in
accordance with the priorities set forth for the applicable Group
above under (iv) or (v) until the aggregate Class Certificate
Balance of the Senior Certificates of the Aggregate Group 3
Undercollateralized Group equals the Adjusted Pool Amount of the
Related Loan Group. Also, the amount of any Class Unpaid Interest
Shortfalls with respect to the Aggregate Group 3 Undercollateralized
Group (including any Class Unpaid Interest Shortfalls for
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such Distribution Date) will be paid to the Aggregate Group 3
Undercollateralized Group prior to the payment of any Aggregate
Group 3 Undercollateralized Amount from amounts otherwise
distributable as principal on the Aggregate Group 3 Subordinate
Certificates pursuant to 5.02(a)(v)(L), (J), (H), (F), (D) and (B),
in that order; such amount will be paid to the Senior Certificates
of such Aggregate Group 3 Undercollateralized Group up to their
Interest Distribution Amounts for such Distribution Date. If two or
more Groups are Aggregate Group 3 Undercollateralized Groups, the
distributions described above will be made, pro rata, in proportion
to the amount by which the aggregate Class Certificate Balance of
the Senior Certificates of each such Group exceeds the Adjusted Pool
Amount of the Related Loan Group.
(c) On each Distribution Date, Accrued Certificate Interest for each
Class of Certificates for such Distribution Date shall be reduced by such
Class's pro rata share, based on such Class's Interest Distribution Amount for
such Distribution Date, without taking into account the allocation made by this
Section 5.02(c), of (A) Non-Supported Interest Shortfalls, (B) on and after the
related Senior Credit Support Depletion Date, any other Realized Loss on the
Mortgage Loans in the Related Loan Group allocable to interest and (C) Relief
Act Reductions incurred on the Mortgage Loans during the Prior Period.
(d) Notwithstanding the priority and allocation contained in Section
5.02(a)(v), if with respect to any Class of Class 1-B Certificates on any
Distribution Date, (i) the aggregate of the Class Certificate Balances
immediately prior to such Distribution Date of all Classes of Class 1-B
Certificates which have a higher numerical Class designation than such Class,
divided by (ii) the aggregate Pool Stated Principal Balance for Loan Group 1
immediately prior to such Distribution Date (for each Class, the "Fractional
Interest") is less than the Original Fractional Interest for such Class, no
distribution of principal in respect of clause (ii) of the Subordinate Principal
Distribution Amounts will be made to any Classes of Class 1-B Certificates which
have a higher numerical Class designation than such Class (the "Restricted
Classes") and the Class Certificate Balances of the Restricted Classes of Class
1-B Certificates will not be used in determining the Pro Rata Share for the
Class 1-B Certificates that are not Restricted Classes. If the aggregate Class
Certificate Balances of the Class 1-B Certificates that are not Restricted
Classes are reduced to zero, notwithstanding the previous sentence, any funds
remaining will be distributed sequentially to the Class 1-B Certificates that
are Restricted Classes of such Related Group in order of their respective
numerical Class designations (beginning with the Class 1-B Certificates that is
a Restricted Class then outstanding with the lowest numerical Class
designation).
(e) Notwithstanding the priority and allocation contained in Section
5.02(a)(iii), (iv) and (v), if with respect to any Class of Aggregate Group 2
Subordinate Certificates on any Distribution Date, (i) the aggregate of the
Class Certificate Balances immediately prior to such Distribution Date of all
Classes of Aggregate Group 2 Subordinate Certificates which have a higher
numerical Class designation than such Class (provided that the Class 2-B-1
Certificates will be deemed to have a higher numerical Class designation than
the Class 2-M-1 Certificates), divided by (ii) the aggregate Pool Stated
Principal Balance for the Loan Groups in Aggregate Loan Group 2 immediately
prior to such Distribution (for each Class, the "Fractional Interest") is less
than the Original Fractional Interest for such Class, no distribution of
principal in respect of
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clause (ii) of the Subordinate Principal Distribution Amounts will be made to
any Classes of Aggregate Group 2 Subordinate Certificates which have a higher
numerical Class designation than such Class (provided that the Class 2-B-1
Certificates will be deemed to have a higher numerical Class designation than
the Class 2-M-1 Certificates) (the "Restricted Classes") and the Class
Certificate Balances of the Restricted Classes of Aggregate Group 2 Subordinate
Certificates will not be used in determining the Pro Rata Share for the
Aggregate Group 2 Subordinate Certificates that are not Restricted Classes. If
the aggregate Class Certificate Balances of the Aggregate Group 2 Subordinate
Certificates that are not Restricted Classes are reduced to zero,
notwithstanding the previous sentence, any funds remaining will be distributed
sequentially to the Aggregate Group 2 Subordinate Certificates that are
Restricted Classes of such Related Group in order of their respective numerical
Class designations (beginning with the Aggregate Group 2 Subordinate
Certificates that is a Restricted Class then outstanding with the lowest
numerical Class designation; provided that the Class 2-M-1 Certificates will be
deemed to have a lower numerical designation than the Class 2-B-1 Certificates).
(f) Notwithstanding the priority and allocation contained in Section
5.02(a)(v), if with respect to any Class of Aggregate Group 3 Subordinate
Certificates on any Distribution Date, (i) the aggregate of the Class
Certificate Balances immediately prior to such Distribution Date of all Classes
of Aggregate Group 3 Subordinate Certificates which have a higher numerical
Class designation than such Class, divided by (ii) the aggregate Pool Stated
Principal Balance for the Loan Groups in Aggregate Loan Group 3 immediately
prior to such Distribution (for each Class, the "Fractional Interest") is less
than the Original Fractional Interest for such Class, no distribution of
principal in respect of clause (ii) of the Subordinate Principal Distribution
Amounts will be made to any Classes of Aggregate Group 3 Subordinate
Certificates which have a higher numerical Class designation than such Class
(the "Restricted Classes") and the Class Certificate Balances of the Restricted
Classes of Aggregate Group 3 Subordinate Certificates will not be used in
determining the Pro Rata Share for the Aggregate Group 3 Subordinate
Certificates that are not Restricted Classes. If the aggregate Class Certificate
Balances of the Aggregate Group 3 Subordinate Certificates that are not
Restricted Classes are reduced to zero, notwithstanding the previous sentence,
any funds remaining will be distributed sequentially to the Aggregate Group 3
Subordinate Certificates that are Restricted Classes of such Related Group in
order of their respective numerical Class designations (beginning with the
Aggregate Group 3 Subordinate Certificates that is a Restricted Class then
outstanding with the lowest numerical Class designation).
Section 5.03. Allocation of Losses.
(a) On or prior to each Determination Date, the Master Servicer shall
inform the Securities Administrator in writing with respect to each Mortgage
Loan: (1) whether any Realized Loss is a Deficient Valuation or a Debt Service
Reduction, (2) of the amount of such loss or Deficient Valuation, or of the
terms of such Debt Service Reduction and (3) of the total amount of Realized
Losses on the Mortgage Loans in each Loan Group. Based on such information, the
Securities Administrator shall determine the total amount of Realized Losses on
the Mortgage Loans in each Loan Group with respect to the related Distribution
Date. Realized Losses shall be allocated to the Certificates by a reduction in
the Class Certificate Balances of the designated Classes pursuant to the
operation of Section 5.03(b).
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(b) (i) With respect to Group 1, the Class Certificate Balance of
the Class of Class 1-B Certificates then outstanding with the highest
numerical Class designation shall be reduced or increased on each
Distribution Date by the amount, if any, necessary such that the aggregate
of the Class Certificate Balances of all outstanding Classes of Group 1
Senior Certificates and Class 1-B Certificates (after giving effect to the
amount to be distributed as a distribution of principal on such
Distribution Date) equals the Adjusted Pool Amount for Loan Group 1 for
such Distribution Date.
(ii) With respect to Aggregate Group 2, the Class Certificate
Balance of the Class of Aggregate Group 2 Subordinate Certificates then
outstanding with the highest numerical Class designation (with the Class
2-B-1 Certificates deemed to have a higher numerical designation than the
Class 2-M-1 Certificates) shall be reduced or increased on each
Distribution Date by the amount, if any, necessary such that the aggregate
of the Class Certificate Balances of all outstanding Classes of Group 2
Senior Certificates, Group 3 Senior Certificates, Group 4 Senior
Certificates and Aggregate Group 2 Subordinate Certificates (after giving
effect to the amount to be distributed as a distribution of principal on
such Distribution Date) equals the sum of the Adjusted Pool Amounts for
the Loan Groups in Aggregate Loan Group 2 for such Distribution Date.
(iii) With respect to Aggregate Group 3, the Class Certificate
Balance of the Class of Aggregate Group 3 Subordinate Certificates then
outstanding with the highest numerical Class designation shall be reduced
or increased on each Distribution Date by the amount, if any, necessary
such that the aggregate of the Class Certificate Balances of all
outstanding Classes of Group 5 Senior Certificates, Group 6 Senior
Certificates and Aggregate Group 3 Subordinate Certificates (after giving
effect to the amount to be distributed as a distribution of principal on
such Distribution Date) equals the sum of the Adjusted Pool Amounts for
the Loan Groups in Aggregate Loan Group 3 for such Distribution Date.
(iv) With respect to all Groups, after the applicable Senior
Credit Support Depletion Date, the Class Certificate Balances of the
Senior Certificates of the applicable Group in the aggregate shall be
reduced or increased on each Distribution Date by the amount, if any,
necessary such that the aggregate of the Class Certificate Balances of all
outstanding Classes of Senior Certificates of such Group (after giving
effect to the amount to be distributed as a distribution of principal on
such Distribution Date) equals the Adjusted Pool Amount for the Related
Loan Group for such Distribution Date. Any such reduction or increase
shall be allocated among the Senior Certificates of such Group based on
the Class Certificate Balances immediately prior to such Distribution
Date.
(c) Any reduction or increase in the Class Certificate Balance of a
Class of Certificates pursuant to Section 5.03(b) above shall be allocated among
the Certificates of such Class in proportion to their respective Percentage
Interests.
(d) The calculation of the amount to be distributed as principal to any
Class of Class 1-B Certificates, Aggregate Group 2 Subordinate Certificates or
Aggregate Group 3 Subordinate Certificates with respect to a Distribution Date
(with respect to such Group or Aggregate Group, as applicable, the "Calculated
Principal Distribution") shall be made prior to the allocation of
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any Realized Losses for such Distribution Date; provided, however, the actual
payment of principal to the Classes of Class 1-B Certificates, Aggregate Group 2
Subordinate Certificates or Aggregate Group 3 Subordinate Certificates shall be
made subsequent to the allocation of Realized Losses for such Distribution Date.
In the event that after the allocation of Realized Losses for a Distribution
Date, the Calculated Principal Distribution for a Class of Class 1-B
Certificates, Aggregate Group 2 Subordinate Certificates or Aggregate Group 3
Subordinate Certificates is greater than the Class Certificate Balance of such
Class, the excess shall be distributed (i) first, sequentially, to the Classes
of Class 1-B Certificates, Aggregate Group 2 Subordinate Certificates or
Aggregate Group 3 Subordinate Certificates, as the case may be, then outstanding
(beginning with the Class of Class 1-B Certificates, Aggregate Group 2
Subordinate Certificates or Aggregate Group 3 Subordinate Certificates, as the
case may be, then outstanding with the lowest numerical designation; provided
that in the case of the Aggregate Group 2 Subordinate Certificates, the Class
2-M-1 Certificates will be deemed to have a lower numerical designation than the
Class 2-B-1 Certificates) until the respective Class Certificate Balance of each
such Class is reduced to zero and (ii) then (A) in the case of the Class 1-B
Certificates, to the Group 1 Senior Certificates, pro rata, in accordance with
the priorities set forth in Section 5.02, (B) in the case of the Aggregate Group
2 Subordinate Certificates, to the Group 2 Senior Certificates, Group 3 Senior
Certificates and Group 4 Senior Certificates, pro rata, in accordance with the
priorities set forth in Section 5.02 or (C) in the case of the Aggregate Group 3
Subordinate Certificates, to the Group 5 Senior Certificates and Group 6 Senior
Certificates, pro rata, in accordance with the priorities set forth in Section
5.02.
(e) (i) With respect to Loan Group 1, after the Senior Credit
Support Depletion Date for Loan Group 1, on any Distribution Date on which
the Class 1-A-2 Loss Allocation Amount is greater than zero, the Class
Certificate Balance of the Class 1-A-2 Certificates will be reduced by the
Class 1-A-2 Loss Allocation Amount and, notwithstanding Section 5.03(b),
the Class Certificate Balance of the Class 1-A-1 Certificates will not be
reduced by the Class 1-A-2 Loss Allocation Amount.
Any increase in the Class Certificate Balance allocated to the Class
1-A-1 Certificates pursuant to Section 5.03(b) will instead increase the
Class Certificate Balance of the Class 1-A-2 Certificates.
(ii) With respect to Aggregate Loan Group 2, after the Senior
Credit Support Depletion Date for the Loan Groups in Aggregate Loan Group
2:
(A) On any Distribution Date on which the Class 2-A-2 Loss
Allocation Amount is greater than zero, the Class Certificate
Balance of the Class 2-A-2 Certificates will be reduced by the Class
2-A-2 Loss Allocation Amount and, notwithstanding Section 5.03(b),
the Class Certificate Balance of the Class 2-A-1 Certificates will
not be reduced by the Class 2-A-2 Loss Allocation Amount.
Any increase in the Class Certificate Balance allocated to
the Class 2-A-1 Certificates pursuant to Section 5.03(b) will
instead increase the Class Certificate Balance of the Class 2-A-2
Certificates.
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(B) On any Distribution Date on which the Class 3-A-3 Loss
Allocation Amount is greater than zero, the Class Certificate
Balance of the Class 3-A-3 Certificates will be reduced by the Class
3-A-3 Loss Allocation Amount and, notwithstanding Section 5.03(b),
the Class Certificate Balance of the Class 3-A-2 Certificates will
not be reduced by the Class 3-A-1 Loss Allocation Amount.
Any increase in the Class Certificate Balance allocated to
the Class 3-A-2 Certificates pursuant to Section 5.03(b) will
instead increase the Class Certificate Balance of the Class 3-A-3
Certificates.
(C) On any Distribution Date on which the Class 4-A-2 Loss
Allocation Amount is greater than zero, the Class Certificate
Balance of the Class 4-A-2 Certificates will be reduced by the Class
4-A-2 Loss Allocation Amount and, notwithstanding Section 5.03(b),
the Class Certificate Balance of the Class 4-A-1 Certificates will
not be reduced by the Class 4-A-2 Loss Allocation Amount.
Any increase in the Class Certificate Balance allocated to
the Class 4-A-1 Certificates pursuant to Section 5.03(b) will
instead increase the Class Certificate Balance of the Class 4-A-2
Certificates.
(iii) With respect to Aggregate Loan Group 3, after the Senior
Credit Support Depletion Date for the Loan Groups in Aggregate Loan Group 3:
(A) On any Distribution Date on which the Class 5-A-2 Loss
Allocation Amount is greater than zero, the Class Certificate
Balance of the Class 5-A-2 Certificates will be reduced by the Class
5-A-2 Loss Allocation Amount and, notwithstanding Section 5.03(b),
the Class Certificate Balance of the Class 5-A-1 Certificates will
not be reduced by the Class 5-A-2 Loss Allocation Amount.
Any increase in the Class Certificate Balance allocated to
the Class 5-A-1 Certificates pursuant to Section 5.03(b) will
instead increase the Class Certificate Balance of the Class 5-A-2
Certificates.
(B) On any Distribution Date on which the Class 6-A-2 Loss
Allocation Amount is greater than zero, the Class Certificate
Balance of the Class 6-A-2 Certificates will be reduced by the Class
6-A-2 Loss Allocation Amount and, notwithstanding Section 5.03(b),
the Class Certificate Balance of the Class 6-A-1 Certificates will
not be reduced by the Class 6-A-2 Loss Allocation Amount.
Any increase in the Class Certificate Balance allocated to
the Class 6-A-1 Certificates pursuant to Section 5.03(b) will
instead increase the Class Certificate Balance of the Class 6-A-2
Certificates.
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(f) Notwithstanding any other provision of this Section 5.03, no Class
Certificate Balance of a Class will be increased on any Distribution Date such
that the Class Certificate Balance of such Class exceeds its Initial Class
Certificate Balance less all distributions of principal previously distributed
in respect of such Class on prior Distribution Dates.
(g) With respect to any Distribution Date, Realized Losses allocated
pursuant to this Section 5.03 will be allocated to each Uncertificated
Lower-Tier REMIC Interest as described in Section 5.02(a) and to each
Uncertificated Subsidiary Lower-Tier Interest in an amount equal to the Realized
Losses allocated to such Uncertificated Subsidiary Lower-Tier Interest's
Corresponding Upper-Tier Class or Classes.
Section 5.04. Statements to Certificateholders.
(a) Prior to the Distribution Date in each month, based upon the
information provided to the Securities Administrator on the Master Servicer's
Certificate delivered to the Securities Administrator pursuant to Section 4.01,
the Securities Administrator shall determine the following information with
respect to such Distribution Date:
(i) the actual Distribution Date, the related Record Date and
the Interest Accrual Period for each Class for such Distribution Date;
(ii) for each Loan Group, the related Pool Distribution Amount;
(iii) for each Loan Group, the amount of the Pool Distribution
Amount allocable to principal, separately identifying the aggregate amount
of any Principal Prepayments, Liquidation Proceeds and other components
included therein;
(iv) for each Loan Group, the amount of the Pool Distribution
Amount allocable to interest, any Class Unpaid Interest Shortfall included
in such distribution and any remaining Class Unpaid Interest Shortfall
after giving effect to such distribution;
(v) if the distribution to the Holders of such Class of
Certificates is less than the full amount that would be distributable to
such Holders if there were sufficient funds available therefor, the amount
of the shortfall and the allocation thereof as between principal and
interest;
(vi) the Class Certificate Balance of each Class of Certificates
before and after giving effect to the distribution of principal on such
Distribution Date;
(vii) for each Loan Group, the Pool Stated Principal Balance for
the preceding Distribution Date and the related Distribution Date;
(viii) for each Loan Group, (A) the Senior Percentage, the Senior
Prepayment Percentage, the Subordinate Percentage and the Subordinate
Prepayment Percentage for such Distribution Date and (B) the Senior
Percentage, the Senior Prepayment Percentage, the Subordinate Percentage
and the Subordinate Prepayment Percentage for the following Distribution
Date;
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(ix) the Aggregate Loan Group 2 Senior Percentage, the Aggregate
Loan Group 3 Senior Percentage, the Aggregate Loan Group 2 Subordinate
Percentage and the Aggregate Loan Group 3 Subordinate Percentage for such
Distribution Date and for the following Distribution Date;
(x) the amount of the Servicing Fee paid to or retained by each
Servicer with respect to each Loan Group and such Distribution Date, the
amount of the Master Servicing Fee paid to or retained by the Master
Servicer with respect to each Loan Group and such Distribution Date and
the amount of the premium paid by each Servicer with respect to each
Mortgage Loan covered by a PMI Policy in each Loan Group and such
Distribution Date;
(xi) the Pass-Through Rate for each such Class of Certificates
with respect to such Distribution Date;
(xii) for each Loan Group, the amount of Advances included in the
distribution on such Distribution Date and the aggregate amount of
Advances outstanding as of the close of business on the Determination Date
immediately preceding such Distribution Date;
(xiii) for each Loan Group, the number and aggregate principal
amounts of Mortgage Loans (A) delinquent (exclusive of Mortgage Loans in
foreclosure or bankruptcy) 1 to 30 days, 31 to 60 days, 61 to 90 days, 91
to 120 days, and for each additional 30-day period thereafter (e.g., 121
to 150 days, 151 to 180 days, etc.) up to foreclosure, (B) in foreclosure,
as of the close of business on the last day of the calendar month
preceding such Distribution Date and (C) in bankruptcy, as of the close of
business on the last day of the calendar month preceding such Distribution
Date;
(xiv) for each Loan Group, with respect to any Mortgage Loans that
became REO Properties during the preceding calendar month, the aggregate
number of such Mortgage Loans and the aggregated Stated Principal Balance
of such Mortgage Loans as of the close of business on the Determination
Date preceding such Distribution Date and the date of acquisition of the
REO Properties;
(xv) for each Loan Group, the total number and principal balance
of any REO Properties (and market value, if available) as of the close of
business on the Determination Date preceding such Distribution Date;
(xvi) for each Loan Group, the aggregate amount of Realized Losses
incurred during the preceding calendar month;
(xvii) for each Loan Group, the Reimbursement Amount;
(xviii) for each Loan Group, the amount of Recoveries;
(xix) for each Loan Group, the number of Mortgage Loans at the end
of the applicable reporting period, and the Net WAC and weighted average
remaining term;
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(xx) unless such information is otherwise set forth in the Form
10-D relating to such Distribution Date and provided that the Securities
Administrator is reasonably able to include such information in the
statement, material breaches of Mortgage Loan representations and
warranties of which the Securities Administrator has knowledge or has
received written notice; and
(xxi) unless such information is otherwise set forth in the Form
10-D relating to such Distribution Date and provided that the Securities
Administrator is reasonably able to include such information in the
statement, material breaches of any covenants under this Agreement of
which the Securities Administrator has knowledge or has received written
notice.
For all purposes of this Agreement, with respect to any Mortgage Loan,
delinquencies shall be determined and reported based on the so-called "MBA"
methodology for determining delinquencies on mortgage loans similar to the
Mortgage Loans. By way of example, a Mortgage Loan would be delinquent with
respect to a Scheduled Payment due on a Due Date if such Scheduled Payment is
not made by the close of business on the Mortgage Loan's next succeeding Due
Date, and a Mortgage Loan would be more than 30-days Delinquent with respect to
such Scheduled Payment if such Scheduled Payment were not made by the close of
business on the Mortgage Loan's second succeeding Due Date.
(b) No later than each Distribution Date, the Securities Administrator,
based upon information supplied to it on the Master Servicer's Certificate,
shall make available to each Holder of a Certificate, each Rating Agency and the
Master Servicer a statement setting forth the information set forth in Section
5.04(a).
In the case of information furnished pursuant to clauses (iii) and (iv) of
Section 5.04(a), the amounts shall be expressed as a dollar amount per
Certificate with a $1,000 denomination.
On each Distribution Date, the Securities Administrator shall prepare and
make available to each Financial Market Service, in electronic or such other
format and media mutually agreed upon by the Securities Administrator, the
Financial Market Service and the Depositor, the information contained in the
statement described in Section 5.04(a) for such Distribution Date (a "Monthly
Statement").
The Securities Administrator will make the Monthly Statement to
Certificateholders (and, at its option, any additional files containing the same
information in an alternative format) available each month to
Certificateholders, and other parties to this Agreement via the Securities
Administrator's Internet website. The Securities Administrator's Internet
website shall initially be located at "xxx.xxxxxxx.xxx." Assistance in using the
website can be obtained by calling the Securities Administrator's customer
service desk at (000) 000-0000. Parties that are unable to use the website are
entitled to have a paper copy mailed to them via first class mail by calling the
customer service desk and indicating such. The Securities Administrator shall
have the right to change the way the Monthly Statements to Certificateholders
are distributed in order to make such distribution more convenient and/or more
accessible to the above parties and the Securities Administrator shall provide
timely and adequate notification to all above parties regarding any such
changes.
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Within a reasonable period of time after the end of each calendar year,
the Securities Administrator shall furnish to each Person who at any time during
the calendar year was the Holder of a Certificate, if requested in writing by
such Person, a statement containing the information set forth in clauses (iii)
and (iv) of Section 5.04(a), in each case aggregated for such calendar year or
applicable portion thereof during which such Person was a Certificateholder.
Such obligation of the Securities Administrator shall be deemed to have been
satisfied to the extent that substantially comparable information shall be
provided by the Securities Administrator pursuant to any requirements of the
Code as from time to time in force.
The Securities Administrator shall deliver to the Holders of Certificates
any reports or information the Securities Administrator is required by this
Agreement or the Code, Treasury Regulations or REMIC Provisions to deliver to
the Holders of Certificates, and the Securities Administrator shall prepare and
provide to the Certificateholders (by mail, telephone, or publication as may be
permitted by applicable Treasury Regulations) such other reasonable information
as the Securities Administrator deems necessary or appropriate or is required by
the Code, Treasury Regulations, and the REMIC Provisions including, but not
limited to, (i) information to be reported to the Holder of the Residual
Certificate for quarterly notices on Schedule Q (Form 1066) (which information
shall be forwarded to the Holder of the Residual Certificate by the Securities
Administrator), (ii) information to be provided to the Holders of Certificates
with respect to amounts which should be included as interest and original issue
discount in such Holders' gross income and (iii) information to be provided to
all Holders of Certificates setting forth the percentage of each REMIC's assets,
determined in accordance with Treasury Regulations using a convention, not
inconsistent with Treasury Regulations, selected by the Securities Administrator
in its absolute discretion, that constitute real estate assets under Section 856
of the Code, and assets described in Section 7701(a)(19)(C) of the Code;
provided, however, that in setting forth the percentage of such assets of each
REMIC, nothing contained in this Agreement, including without limitation Section
7.03 hereof, shall be interpreted to require the Securities Administrator
periodically to appraise the fair market values of the assets of the Trust
Estate or to indemnify the Trust Estate or any Certificateholders from any
adverse federal, state or local tax consequences associated with a change
subsequently required to be made in the Depositor's initial good faith
determinations of such fair market values (if subsequent determinations are
required pursuant to the REMIC Provisions) made from time to time.
Section 5.05. Tax Returns and Reports to Certificateholders.
(a) For federal income tax purposes, each REMIC shall have a calendar
year taxable year and shall maintain its books on the accrual method of
accounting.
(b) The Securities Administrator shall prepare or cause to be prepared,
shall cause to be timely signed by the Trustee, and shall file or cause to be
filed with the Internal Revenue Service and applicable state or local tax
authorities income tax information returns for each taxable year with respect to
each REMIC containing such information at the times and in the manner as may be
required by the Code, the Treasury Regulations or state or local tax laws,
regulations, or rules, and shall furnish or cause to be furnished to each REMIC
and the Certificateholders the schedules, statements or information at such
times and in such manner as may be required thereby. Within 30 days of the
Closing Date, the Securities Administrator shall obtain for each REMIC a
taxpayer identification number on Form SS-4 or as otherwise permitted
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by the Internal Revenue Service, and shall furnish or cause to be furnished to
the Internal Revenue Service, on Form 8811 or as otherwise required by the Code
or the Treasury Regulations, the name, title, address and telephone number of
the person that Holders of the Certificates may contact for tax information
relating thereto, together with such additional information at the time or times
and in the manner required by the Code or the Treasury Regulations. Such
federal, state, or local income tax or information returns shall be signed by
the Trustee, or such other Person as may be required to sign such returns by the
Code, the Treasury Regulations or state or local tax laws, regulations, or
rules.
(c) In the first federal income tax return of each REMIC for its short
taxable year ending December 31, 2006, REMIC status shall be elected for such
taxable year and all succeeding taxable years.
(d) The Securities Administrator will maintain or cause to be maintained
such records relating to each REMIC, including but not limited to records
relating to the income, expenses, assets and liabilities of the Trust Estate,
and the initial fair market value and adjusted basis of the Trust Estate
property and assets determined at such intervals as may be required by the Code
or the Treasury Regulations, as may be necessary to prepare the foregoing
returns, schedules, statements or information.
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Section 5.06. Tax Matters Person. The Tax Matters Person shall have the
same duties with respect to the applicable REMIC as those of a "tax matters
partner" under Subchapter C of Chapter 63 of Subtitle F of the Code. The Holder
of the Class 1-A-R Certificate is hereby designated as the Tax Matters Person
for each of the Upper-Tier REMIC and the Lower-Tier REMICs. By its acceptance of
the Class 1-A-R Certificate, such Holder irrevocably appoints the Securities
Administrator as its agent to perform all of the duties of the Tax Matters
Person for the Upper-Tier REMIC and the Lower-Tier REMICs.
Section 5.07. Rights of the Tax Matters Person in Respect of the
Securities Administrator. The Securities Administrator shall afford the Tax
Matters Person, upon reasonable notice during normal business hours, access to
all records maintained by the Securities Administrator in respect of its duties
hereunder and access to officers of the Securities Administrator responsible for
performing such duties. Upon request, the Securities Administrator shall furnish
the Tax Matters Person with its most recent report of condition published
pursuant to law or to the requirements of its supervisory or examining authority
publicly available. The Securities Administrator shall make available to the Tax
Matters Person such books, documents or records relating to the Securities
Administrator's services hereunder as the Tax Matters Person shall reasonably
request. The Tax Matters Person shall not have any responsibility or liability
for any action or failure to act by the Securities Administrator and is not
obligated to supervise the performance of the Securities Administrator under
this Agreement or otherwise.
Section 5.08. REMIC Related Covenants. For as long as any REMIC created
hereunder shall exist, the Trustee, the Securities Administrator, the Depositor
and the Master Servicer shall act in accordance herewith to assure continuing
treatment of each REMIC created hereunder as a REMIC and avoid the imposition of
tax on each REMIC created hereunder. In particular:
(a) Neither the Securities Administrator nor the Trustee shall create,
or permit the creation of, any "interests" in any REMIC within the meaning of
Code Section 860D(a)(2) other than the interests represented by the Regular
Certificates, the Residual Certificate, the Uncertificated Lower-Tier Interests
and the Uncertificated Subsidiary Lower-Tier Interests.
(b) Except as otherwise provided in the Code, (i) the Depositor and the
Master Servicer shall not contribute to the Trust Estate and the Trustee shall
not accept property unless substantially all of the property held in each REMIC
constitutes either "qualified mortgages" or "permitted investments" as defined
in Code Sections 860G(a)(3) and (5), respectively, and (ii) no property shall be
contributed to any REMIC after the start-up day unless such contribution would
not subject the Trust Estate to the 100% tax on contributions to a REMIC after
the start-up day of such REMIC imposed by Code Section 860G(d).
(c) The Securities Administrator, on behalf of the Trust Estate or the
Trustee, shall not accept on behalf of any REMIC any fee or other compensation
for services and none of the Securities Administrator, the Trustee or the Master
Servicer shall knowingly accept, on behalf of the Trust Estate any income from
assets other than those permitted to be held by a REMIC.
(d) Neither the Securities Administrator, on behalf of the Trust Estate
or the Trustee, nor the Trustee shall sell or permit the sale of all or any
portion of the Mortgage Loans (other
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than in accordance with Sections 2.02 and 2.04), unless such sale is pursuant to
a "qualified liquidation" of the applicable REMIC as defined in Code Section
860F(a)(4)(A) and in accordance with Article X.
(e) The Securities Administrator shall maintain books with respect to
the Trust and each REMIC on a calendar year taxable year and on an accrual
basis.
None of the Master Servicer, the Securities Administrator or the Trustee
shall engage in a "prohibited transaction" (as defined in Code Section
860F(a)(2)), except that, with the prior written consent of the Master Servicer
and the Depositor, the Securities Administrator may engage in the activities
otherwise prohibited by the foregoing paragraphs (b), (c) and (d); provided that
the Master Servicer shall have delivered to the Securities Administrator an
Opinion of Counsel to the effect that such transaction will not result in the
imposition of a tax on any REMIC created hereunder and will not disqualify any
such REMIC from treatment as a REMIC; and, provided further, that the Master
Servicer shall have demonstrated to the satisfaction of the Securities
Administrator that such action will not adversely affect the rights of the
Holders of the Certificates and the Securities Administrator and that such
action will not adversely impact the rating of the Certificates. None of the
Master Servicer, the Securities Administrator, the Trustee or any Servicer
shall, unless the Mortgagor is in default with respect to the Mortgage Loan or
such default is, in the judgment of the Servicer, reasonably foreseeable, permit
any modification with respect to any Mortgage Loan that would (i) change the
Mortgage Rate, defer or forgive the payment thereof of any principal or interest
payments, reduce the Scheduled Principal Balance (except for actual payments of
principal) or extend the final maturity date with respect to such Mortgage Loan,
(ii) affect adversely the status of any REMIC as a REMIC or (iii) cause any
REMIC to be subject to a tax on "prohibited transactions" or "contributions"
pursuant to the REMIC Provisions. Further, none of the Master Servicer, the
Securities Administrator, the Trustee or any Servicer shall permit any
modification with respect to any Mortgage Loan that would both (x) effect an
exchange or reissuance of such Mortgage Loan under Section 1.860G-2(b) of the
Treasury regulations and (y) cause any REMIC constituting part of the Trust
Estate to fail to qualify as a REMIC under the Code or the imposition of any tax
on "prohibited transactions" or "contributions" after the Startup Day under the
REMIC Provisions.
ARTICLE VI
THE CERTIFICATES
Section 6.01. The Certificates. The Classes of Senior Certificates and the
Subordinate Certificates shall be substantially in the forms set forth in
Exhibits A-1A1, X-0X0, X-0XX, X-0X0, X-0X0, X-0X0, X-0X0, X-0X0, A-4A1, A-4A2,
A-5A1, A-5A2, A-6A1, A-6A2, B-1B1, B-1B2, B-1B3, B-1B4, B-1B5, B-1B6, B-2M1,
B-2B1, B-2B2, B-2B3, B-2B4, B-2B5, B-2B6, B-3B1, B-3B2, B-3B3, B-3B4, B-3B5,
B-3B6 and C (reverse of all Certificates) and shall, on original issue, be
executed by the Securities Administrator and shall be authenticated and
delivered by the Securities Administrator to or upon the order of the Depositor
upon receipt by the Trustee (or a Custodian on its behalf) of the documents
specified in Section 2.01. The Classes of Certificates shall be available to
investors in minimum denominations of initial Certificate Balance and integral
multiples in excess thereof set forth in the Preliminary Statement. The Senior
Certificates (other than the Class 1-A-R Certificate) and the Class 1-B-1,
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Class 1-B-2, Class 1-B-3, Class 2-M-1, Class 2-B-1, Class 2-B-2, Class 2-B-3,
Class 3-B-1, Class 3-B-2 and Class 3-B-3 Certificates shall initially be issued
in book-entry form through the Depository and delivered to the Depository or,
pursuant to the Depository's instructions on behalf of the Depository to, and
deposited with, the Certificate Custodian, and all other Classes of Certificates
shall initially be issued in definitive, fully-registered form.
The Certificates shall be executed by manual or facsimile signature on
behalf of the Securities Administrator by an authorized officer or signatory.
Certificates bearing the manual or facsimile signatures of individuals who were,
at the time when such signatures were affixed, authorized to sign on behalf of
the Securities Administrator shall bind the Securities Administrator,
notwithstanding that such individuals or any of them have ceased to be so
authorized prior to the execution and delivery of such Certificates or did not
hold such offices or positions at the date of such Certificate. No Certificate
shall be entitled to any benefit under this Agreement, or be valid for any
purpose, unless such Certificate shall have been manually authenticated by the
Securities Administrator substantially in the form provided for herein, and such
authentication upon any Certificate shall be conclusive evidence, and the only
evidence, that such Certificate has been duly authenticated and delivered
hereunder. All Certificates shall be dated the date of their authentication.
Section 6.02. Registration of Transfer and Exchange of Certificates.
(a) The Securities Administrator shall cause to be kept at an office or
agency in the city in which the Corporate Trust Office of the Securities
Administrator is located a Certificate Register in which, subject to such
reasonable regulations as it may prescribe, the Securities Administrator shall
provide for the registration of Certificates and of transfers and exchanges of
Certificates as herein provided. The Securities Administrator shall initially
serve as Certificate Registrar for the purpose of registering Certificates and
transfers and exchanges of Certificates as herein provided.
(b) At the option of the Certificateholders, Certificates may be
exchanged for other Certificates of authorized denominations of a like Class,
tenor and aggregate Percentage Interest, upon surrender of the Certificates to
be exchanged at any such office or agency. Whenever any Certificates are so
surrendered for exchange, the Securities Administrator shall execute and the
Securities Administrator shall authenticate and deliver the Certificates which
the Certificateholder making the exchange is entitled to receive. Every
Certificate presented or surrendered for transfer or exchange shall (if so
required by the Securities Administrator or the Certificate Registrar) be duly
endorsed by, or be accompanied by a written instrument of transfer in form
satisfactory to the Securities Administrator and the Certificate Registrar duly
executed by, the Holder thereof or its attorney duly authorized in writing.
(c) (i) Except as provided in paragraph (c)(iii) below, the Book-Entry
Certificates shall at all times remain registered in the name of the Depository
or its nominee and at all times: (A) registration of the Book-Entry Certificates
may not be transferred by the Securities Administrator except to another
Depository; (B) the Depository shall maintain book-entry records with respect to
the Certificate Owners and with respect to ownership and transfers of such
Book-Entry Certificates; (C) ownership and transfers of registration of the
Book-Entry Certificates on the books of the Depository shall be governed by
applicable rules established by
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the Depository; (D) the Depository may collect its usual and customary fees,
charges and expenses from its Depository Participants; (E) the Securities
Administrator shall deal with the Depository as the representative of the
Certificate Owners of the Book-Entry Certificates for purposes of exercising the
rights of Holders under this Agreement, and requests and directions for and
votes of the Depository shall not be deemed to be inconsistent if they are made
with respect to different Certificate Owners; and (F) the Securities
Administrator may rely and shall be fully protected in relying upon information
furnished by the Depository with respect to its Depository Participants and
furnished by the Depository Participants with respect to indirect participating
firms and persons shown on the books of such indirect participating firms as
direct or indirect Certificate Owners.
(ii) All transfers by Certificate Owners of Book-Entry
Certificates shall be made in accordance with the procedures established
by the Depository Participant or brokerage firm representing such
Certificate Owner. Each Depository Participant shall only transfer
Book-Entry Certificates of Certificate Owners it represents or of
brokerage firms for which it acts as agent in accordance with the
Depository's normal procedures.
(iii) If the Depository advises the Securities Administrator in
writing that the Depository is no longer willing or able to properly
discharge its responsibilities as Depository, and the Securities
Administrator or the Depositor is unable to locate a qualified successor,
the Securities Administrator shall notify all Certificate Owners, through
the Depository, of the occurrence of such event and of the availability of
definitive, fully-registered Certificates (the "Definitive Certificates")
to Certificate Owners requesting the same. Upon surrender to the
Securities Administrator of the related Class of Certificates by the
Depository (or by the Certificate Custodian, if it holds such Class on
behalf of the Depository), accompanied by the instructions from the
Depository for registration, the Securities Administrator shall issue the
Definitive Certificates. None of the Master Servicer, the Depositor, the
Securities Administrator or the Trustee shall be liable for any delay in
delivery of such instruction and may conclusively rely on, and shall be
protected in relying on, such instructions. The Depositor shall provide
the Securities Administrator with an adequate inventory of certificates to
facilitate the issuance and transfer of Definitive Certificates. Upon the
issuance of Definitive Certificates, the Securities Administrator shall
recognize the Holders of the Definitive Certificates as Certificateholders
hereunder.
(d) No transfer of a Private Certificate shall be made unless such
transfer is exempt from the registration requirements of the 1933 Act and any
applicable state securities laws or is made in accordance with the 1933 Act and
such laws. In the event of any such transfer, (i) unless such transfer is made
in reliance on Rule 144A under the 1933 Act, the Securities Administrator or the
Depositor may require a written Opinion of Counsel (which may be in-house
counsel) acceptable to and in form and substance reasonably satisfactory to the
Securities Administrator and the Depositor that such transfer may be made
pursuant to an exemption, describing the applicable exemption and the basis
therefor, from the 1933 Act and such laws or is being made pursuant to the 1933
Act and such laws, which Opinion of Counsel shall not be an expense of the
Securities Administrator or the Depositor and (ii) the Securities Administrator
shall require a certificate from the Certificateholder desiring to effect such
transfer substantially in the form attached hereto as Exhibit G-1 and a
certificate from such Certificateholder's
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prospective transferee substantially in the form attached hereto either as
Exhibit G-2A or as Exhibit G-2B, which certificates shall not be an expense of
the Securities Administrator or the Depositor; provided that the foregoing
requirements under clauses (i) and (ii) shall not apply to a transfer of a
Private Certificate between or among the Depositor, the Sponsor, their
affiliates or both. The Depositor shall provide to any Holder of a Private
Certificate and any prospective transferees designated by any such Holder,
information regarding the related Certificates and the Mortgage Loans and such
other information as shall be necessary to satisfy the condition to eligibility
set forth in Rule 144A(d)(4) for transfer of any such certificate without
registration thereof under the 1933 Act pursuant to the registration exemption
provided by Rule 144A. The Holder of a Private Certificate desiring to effect
such transfer shall, and does hereby agree to, indemnify the Securities
Administrator and the Depositor against any liability that may result if the
transfer is not so exempt or is not made in accordance with such federal and
state laws.
(e) No transfer of an ERISA Restricted Certificate shall be made unless
the transferee delivers to the Securities Administrator either (i) a
representation letter substantially in the form of Exhibit H from the transferee
of such Certificate, which representation letter shall not be an expense of the
Depositor, the Trustee, the Securities Administrator or the Master Servicer, or
(ii) in the case of any ERISA Restricted Certificate (other than a Class 1-A-R
Certificate) presented for registration in the name of an employee benefit plan
or arrangement, including an individual retirement account, subject to ERISA,
the Code, or any federal, state or local law ("Similar Law") which is similar to
ERISA or the Code (collectively, a "Plan"), or a trustee or custodian of any of
the foregoing, an Opinion of Counsel in form and substance satisfactory to the
Securities Administrator to the effect that the purchase or holding of such
ERISA Restricted Certificate by or on behalf of such Plan will not constitute or
result in a non-exempt prohibited transaction within the meaning of ERISA,
Section 4975 of the Code or Similar Law and will not subject the Trustee, the
Depositor, the Securities Administrator or the Master Servicer to any obligation
in addition to those undertaken in this Agreement, which Opinion of Counsel
shall not be an expense of the Securities Administrator, the Trustee or the
Master Servicer. Any transferee of an ERISA Restricted Certificate that does not
comply with either clause (i) or (ii) of the preceding sentence will be deemed
to have made one of the representations set forth in Exhibit H. For purposes of
clause (i) of the second preceding sentence, such representation shall be deemed
to have been made to the Certificate Registrar by the acceptance by a
Certificate Owner of a Book-Entry Certificate of the beneficial interest in any
such Class of ERISA-Restricted Certificates, unless the Certificate Registrar
shall have received from the transferee an alternative representation or an
Opinion of Counsel acceptable in form and substance to the Depositor.
Notwithstanding anything else to the contrary herein, any purported transfer of
an ERISA Restricted Certificate to or on behalf of a Plan without the delivery
to the Securities Administrator of an Opinion of Counsel satisfactory to the
Securities Administrator as described above shall be void and of no effect.
Neither the Securities Administrator nor the Certificate Registrar shall
have any liability for transfers of Book-Entry Certificates made through the
book-entry facilities of the Depository or between or among any Depository
Participants or Certificate Owners, made in violation of applicable
restrictions. The Securities Administrator may rely and shall be fully protected
in relying upon information furnished by the Depository with respect to its
Depository Participants and furnished by the Depository Participants with
respect to indirect participating firms and
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Persons shown on the books of such indirect participating firms as direct or
indirect Certificate Owners.
To the extent permitted under applicable law (including, but not limited
to, ERISA), the Securities Administrator shall be under no liability to any
Person for any registration of transfer of any ERISA Restricted Certificate that
is in fact not permitted by this Section 6.02 or for making any payments due on
such Certificate to the Holder thereof or taking any other action with respect
to such Holder under the provisions of this Agreement so long as the transfer
was registered by the Securities Administrator in accordance with the foregoing
requirements.
(f) Each Person who has or who acquires any Ownership Interest in a
Residual Certificate shall be deemed by the acceptance or acquisition of such
Ownership Interest to have agreed to be bound by the following provisions, and
the rights of each Person acquiring any Ownership Interest in a Residual
Certificate are expressly subject to the following provisions:
(i) Each Person holding or acquiring any Ownership Interest in a
Residual Certificate shall be a Permitted Transferee and shall promptly
notify the Securities Administrator of any change or impending change in
its status as a Permitted Transferee.
(ii) No Person shall acquire an Ownership Interest in a Residual
Certificate unless such Ownership Interest is a pro rata undivided
interest.
(iii) In connection with any proposed transfer of any Ownership
Interest in a Residual Certificate, the Securities Administrator shall
require delivery to it, in form and substance satisfactory to it, of an
affidavit substantially in the form of Exhibit I hereto from the proposed
transferee.
(iv) Notwithstanding the delivery of an affidavit by a proposed
transferee under clause (iii) above, if a Responsible Officer of the
Securities Administrator has actual knowledge that the proposed transferee
is not a Permitted Transferee, no transfer of any Ownership Interest in a
Residual Certificate to such proposed transferee shall be effected.
(v) No Ownership Interest in a Residual Certificate may be
purchased by or transferred to any Person that is not a U.S. Person,
unless (A) such Person holds such Residual Certificate in connection with
the conduct of a trade or business within the United States and furnishes
the transferor and the Securities Administrator with an effective Internal
Revenue Service Form W-8ECI (or successor thereto) or (B) the transferee
delivers to both the transferor and the Securities Administrator an
Opinion of Counsel from a nationally-recognized tax counsel to the effect
that such transfer is in accordance with the requirements of the Code and
the regulations promulgated thereunder and that such transfer of a
Residual Certificate will not be disregarded for federal income tax
purposes.
(vi) Any attempted or purported transfer of any Ownership
Interest in a Residual Certificate in violation of the provisions of this
Section 6.02 shall be absolutely null and void and shall vest no rights in
the purported transferee. If any purported transferee shall, in violation
of the provisions of this Section 6.02, become a Holder of a
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Residual Certificate, then the prior Holder of such Residual Certificate
that is a Permitted Transferee shall, upon discovery that the registration
of transfer of such Residual Certificate was not in fact permitted by this
Section 6.02, be restored to all rights as Holder thereof retroactive to
the date of registration of transfer of such Residual Certificate. The
Securities Administrator shall be under no liability to any Person for any
registration of transfer of a Residual Certificate that is in fact not
permitted by this Section 6.02 or for making any distributions due on such
Residual Certificate to the Holder thereof or taking any other action with
respect to such Holder under the provisions of the Agreement so long as
the transfer was registered in accordance with this Section 6.02. The
Securities Administrator shall be entitled to recover from any Holder of a
Residual Certificate that was in fact not a Permitted Transferee at the
time such distributions were made all distributions made on such Residual
Certificate. Any such distributions so recovered by the Securities
Administrator shall be distributed and delivered by the Securities
Administrator to the prior Holder of such Residual Certificate that is a
Permitted Transferee.
(vii) If any Person other than a Permitted Transferee acquires any
Ownership Interest in a Residual Certificate in violation of the
restrictions in this Section 6.02, then the Securities Administrator,
based on information provided to the Securities Administrator by the
Master Servicer, will provide to the Internal Revenue Service, and to the
Persons specified in Section 860E(e)(3) and (6) of the Code, information
needed to compute the tax imposed under Section 860E(e) of the Code on
transfers of residual interests to disqualified organizations. The
expenses of the Securities Administrator under this clause (vii) shall be
reimbursable by the Trust.
(viii) No Ownership Interest in a Residual Certificate shall be
acquired by a Plan or any Person acting on behalf of a Plan.
(g) No service charge shall be imposed for any transfer or exchange of
Certificates of any Class, but the Securities Administrator may require payment
of a sum sufficient to cover any tax or governmental charge that may be imposed
in connection with any transfer or exchange of Certificates.
(h) All Certificates surrendered for transfer and exchange shall be
destroyed by the Certificate Registrar.
Section 6.03. Mutilated, Destroyed, Lost or Stolen Certificates. If (a)
any mutilated Certificate is surrendered to the Certificate Registrar or the
Certificate Registrar receives evidence to its satisfaction of the destruction,
loss or theft of any Certificate, and (b) there is delivered to the Securities
Administrator, the Trustee, the Depositor and the Certificate Registrar such
security or indemnity reasonably satisfactory to each, to save each of them
harmless, then, in the absence of actual notice to the Securities Administrator
or the Certificate Registrar that such Certificate has been acquired by a bona
fide purchaser, the Securities Administrator shall authenticate and deliver, in
exchange for or in lieu of any such mutilated, destroyed, lost or stolen
Certificate, a new Certificate of like tenor, Class and Percentage Interest but
bearing a number not contemporaneously outstanding. Upon the issuance of any new
Certificate under this Section, the Securities Administrator may require the
payment of a sum sufficient to cover
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any tax or other governmental charge that may be imposed in relation thereto and
any other expenses (including the fees and expenses of the Securities
Administrator and the Certificate Registrar) connected therewith. Any duplicate
Certificate issued pursuant to this Section shall constitute complete and
indefeasible evidence of ownership in the Trust, as if originally issued,
whether or not the lost, stolen or destroyed Certificate shall be found at any
time.
Section 6.04. Persons Deemed Owners. Prior to due presentation of a
Certificate for registration of transfer, the Depositor, the Master Servicer,
the Trustee, the Securities Administrator, the Certificate Registrar and any
agent of the Depositor, the Master Servicer, the Trustee, the Securities
Administrator or the Certificate Registrar may treat the Person in whose name
any Certificate is registered as the owner of such Certificate for the purpose
of receiving distributions pursuant to Section 5.01 and for all other purposes
whatsoever, and none of the Depositor, the Master Servicer, the Trustee, the
Securities Administrator, the Certificate Registrar or any agent of the
Depositor, the Master Servicer, the Trustee, the Securities Administrator or the
Certificate Registrar shall be affected by notice to the contrary.
ARTICLE VII
THE DEPOSITOR AND THE MASTER SERVICER
Section 7.01. Respective Liabilities of the Depositor and the Master
Servicer. The Depositor and the Master Servicer shall each be liable in
accordance herewith only to the extent of the obligations specifically and
respectively imposed upon and undertaken by the Depositor and Master Servicer
herein. By way of illustration and not limitation, the Depositor is not liable
for the master servicing and administration of the Mortgage Loans, nor is it
obligated by Section 8.01 to assume any obligations of the Master Servicer or to
appoint a designee to assume such obligations, nor is it liable for any other
obligation hereunder that it may, but is not obligated to, assume unless it
elects to assume such obligation in accordance herewith.
Section 7.02. Merger or Consolidation of the Depositor or the Master
Servicer. The Depositor and the Master Servicer will each keep in full effect
its existence, rights and franchises as a separate entity under the laws
governing its organization, and will each obtain and preserve its qualification
to do business as a foreign corporation in each jurisdiction in which such
qualification is or shall be necessary to protect the validity and
enforceability of this Agreement, the Certificates or any of the Mortgage Loans
and to perform its respective duties under this Agreement.
Any Person into which the Depositor or the Master Servicer may be merged
or consolidated, or any corporation resulting from any merger or consolidation
to which the Depositor or the Master Servicer shall be a party, or any Person
succeeding to the business of the Depositor or the Master Servicer, shall be the
successor of the Depositor or the Master Servicer, as the case may be,
hereunder, without the execution or filing of any paper or any further act on
the part of any of the parties hereto, anything herein to the contrary
notwithstanding; provided, however, that the successor or surviving Person to
the Master Servicer shall be qualified to service mortgage loans on behalf of
FNMA or FHLMC.
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In connection with the succession to the Master Servicer under this
Agreement by any Person (i) into which the Master Servicer may be merged or
consolidated, or (ii) which may be appointed as a successor to the Master
Servicer, the Master Servicer shall notify the Depositor of such succession or
appointment and shall furnish to the Depositor and the Securities Administrator
in writing and in form and substance reasonably satisfactory to the Depositor
and the Securities Administrator, all information reasonably necessary for the
Securities Administrator to accurately and timely report, pursuant to Section
3.22(d), the event under Item 6.02 of Form 8-K pursuant to the Exchange Act (if
such reports under the Exchange Act are required to be filed under the Exchange
Act).
Section 7.03. Limitation on Liability of the Depositor, the Master
Servicer and Others. None of the Depositor, the Master Servicer or any of the
directors, officers, employees or agents of the Depositor or of the Master
Servicer shall be under any liability to the Trust Estate or the
Certificateholders for any action taken or for refraining from the taking of any
action in good faith pursuant to this Agreement, or for errors in judgment;
provided, however, that this provision shall not protect the Depositor, the
Master Servicer or any such Person against any breach of warranties or
representations made herein or any liability which would otherwise be imposed by
reason of willful misfeasance, bad faith or gross negligence in the performance
of duties or by reason of reckless disregard of obligations and duties
hereunder. The Depositor, the Master Servicer and any director, officer,
employee or agent of the Depositor or the Master Servicer may rely in good faith
on any document of any kind prima facie properly executed and submitted by any
Person respecting any matters arising hereunder. The Depositor, the Master
Servicer and any director, officer, employee or agent of the Depositor or the
Master Servicer shall be indemnified by the Trust Estate and held harmless
against any loss, liability or expense incurred in connection with any legal
action relating to this Agreement or the Certificates, other than any loss,
liability or expense related to any specific Mortgage Loan or Mortgage Loans
(except as any such loss, liability or expense shall be otherwise reimbursable
pursuant to this Agreement) and any loss, liability or expense incurred by
reason of willful misfeasance, bad faith or gross negligence in the performance
of duties hereunder or by reason of reckless disregard of obligations and duties
hereunder. Neither of the Depositor nor the Master Servicer shall be under any
obligation to appear in, prosecute or defend any legal action which is not
incidental to its respective duties under this Agreement and which in its
opinion may involve it in any expense or liability; provided, however, that the
Depositor or the Master Servicer may in its discretion undertake any such action
which it may deem necessary or desirable in respect to this Agreement and the
rights and duties of the parties hereto and the interests of the
Certificateholders hereunder. In such event, the legal expenses and costs of
such action and any liability resulting therefrom shall be expenses, costs and
liabilities of the Trust Estate (except any expenses, costs or liabilities
incurred as a result of any breach of representations or warranties of the
related party or by reason of willful misfeasance, bad faith or gross negligence
in the performance of duties of such party hereunder or by reason of reckless
disregard of obligations and duties of such party hereunder), and the Depositor
and the Master Servicer shall each be entitled to be reimbursed therefor out of
amounts attributable to the Mortgage Loans on deposit in the Master Servicer
Custodial Account as provided by Section 3.11.
Section 7.04. Depositor and Master Servicer Not to Resign. Subject to the
provisions of Section 7.02, neither the Depositor nor the Master Servicer shall
resign from its respective obligations and duties hereby imposed on it except
upon determination that its duties hereunder
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are no longer permissible under applicable law. Any such determination
permitting the resignation of the Depositor or the Master Servicer shall be
evidenced by an Opinion of Counsel to such effect delivered to the Securities
Administrator. No such resignation by the Master Servicer shall become effective
until the Securities Administrator or a successor Master Servicer shall have
assumed the Master Servicer's responsibilities and obligations in accordance
with Section 8.05 hereof.
ARTICLE VIII
DEFAULT
Section 8.01. Events of Default. If any one of the following events
("Events of Default") shall occur and be continuing:
(a) any failure by the Master Servicer to remit amounts to the
Securities Administrator for deposit into the Distribution Account in the amount
and manner provided herein so as to enable the Securities Administrator to
distribute to Holders of Certificates any payment required to be made under the
terms of such Certificates and this Agreement which continues unremedied by
12:00 P.M. New York time on the related Distribution Date; or
(b) failure on the part of the Master Servicer duly to observe or
perform in any material respect any other covenants or agreements of the Master
Servicer set forth in the Certificates or in this Agreement, which covenants and
agreements continue unremedied for a period of 30 days after the date on which
written notice of such failure, requiring the same to be remedied, shall have
been given to the Master Servicer by the Securities Administrator, the Trustee
or the Depositor, or to the Master Servicer, the Depositor, the Securities
Administrator and the Trustee by the Holders of Certificates evidencing Voting
Rights aggregating not less than 25% of all Certificates affected thereby; or
(c) the entry of a decree or order by a court or agency or supervisory
authority having jurisdiction in the premises for the appointment of a
conservator, receiver or liquidator in any insolvency, readjustment of debt,
marshalling of assets and liabilities or similar proceedings against the Master
Servicer, or for the winding up or liquidation of the Master Servicer's affairs,
and the continuance of any such decree or order unstayed and in effect for a
period of 60 consecutive days; or
(d) the consent by the Master Servicer to the appointment of a
conservator or receiver or liquidator in any insolvency, readjustment of debt,
marshalling of assets and liabilities or similar proceedings of or relating to
the Master Servicer or of or relating to substantially all of its property; or
the Master Servicer shall admit in writing its inability to pay its debts
generally as they become due, file a petition to take advantage of any
applicable insolvency or reorganization statute, make an assignment for the
benefit of its creditors, or voluntarily suspend payment of its obligations; or
(e) failure by the Master Servicer to duly perform, within the required
time period, its obligations under Section 3.20, Section 3.21 or Section 3.22;
or
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(f) failure by the Master Servicer to make a Periodic Advance required
to be made by it pursuant to Section 3.19 by 5:00 P.M. New York time on the
Business Day preceding the related Distribution Date.
then, (i) in the case of an Event of Default described in clauses (a) through
(e) hereof, so long as such Event of Default is actually known by a Responsible
Officer of the Trustee or the Depositor and shall not have been remedied by the
Master Servicer, either the Trustee or the Depositor may, and at the direction
of the Holders of Certificates evidencing Voting Rights aggregating not less
than 51% of all Certificates affected thereby shall, by notice then given in
writing to the Master Servicer (and to the Trustee, if given by the Depositor,
and to the Depositor, if given by the Trustee), terminate all of the rights and
obligations of the Master Servicer under this Agreement; and (ii) in the case of
an Event of Default described in clause (f) hereof, so long as such event is
known by a Responsible Officer of the Trustee, the Trustee shall be obligated to
make such Periodic Advance and then, so long as such Event of Default shall not
have been remedied by 5:00 P.M. New York time on the related Distribution Date
(including the reimbursement to the Trustee by the Master Servicer, with
interest thereon at the prime rate (as set forth in The Wall Street Journal),
for any Periodic Advance made), the Trustee may, by notice given in writing to
the Master Servicer and the Depositor, terminate all of the rights and
obligations of the Master Servicer under this Agreement. On or after the receipt
by the Master Servicer of such written notice and subject to Section 8.05, all
authority and power of the Master Servicer under this Agreement, whether with
respect to the Certificates or the Mortgage Loans or otherwise, shall pass to
and be vested in the Trustee pursuant to and under this Section 8.01 and Section
8.05(a), unless and until such time as the Trustee shall appoint a successor
Master Servicer pursuant to Section 8.05, and, without limitation, the Trustee
is hereby authorized and empowered to execute and deliver, on behalf of the
Master Servicer, as attorney-in-fact or otherwise, any and all documents and
other instruments, and to do or accomplish all other acts or things necessary or
appropriate to effect the purposes of such notice of termination, whether to
complete the transfer and endorsement of the applicable Mortgage Loans and
related documents, or otherwise, including, without limitation, the recordation
of the assignments of the applicable Mortgage Loans to it. The Master Servicer
agrees to cooperate with the Trustee in effecting the termination of the
responsibilities and rights of the Master Servicer hereunder, including, without
limitation, the transfer to the Trustee for the administration by it of all cash
amounts that have been deposited by the Master Servicer in the Master Servicer
Custodial Account or thereafter received by the Master Servicer with respect to
the Mortgage Loans. Upon obtaining notice or knowledge of the occurrence of any
Event of Default, the Person obtaining such notice or knowledge shall give
prompt written notice thereof to Certificateholders at their respective
addresses appearing in the Certificate Register and to each Rating Agency. All
costs and expenses (including attorneys' fees) incurred in connection with
transferring the master servicing data and information to the successor Master
Servicer and amending this Agreement to reflect such succession as Master
Servicer pursuant to this Section 8.01 shall be paid by the predecessor Master
Servicer (unless the predecessor Master Servicer is the Trustee, in which event
the previous Master Servicer shall be responsible for payment of such costs and
expenses so long as the transfer of servicing is not the result of an Event of
Default on the part of the Trustee in its capacity as the predecessor Master
Servicer). Notwithstanding the termination of the Master Servicer pursuant
hereto, the Master Servicer shall remain liable for any causes of action arising
out of any Event of Default occurring prior to such termination, subject to the
terms and conditions of this Agreement.
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Section 8.02. Remedies of Trustee. During the continuance of any Event of
Default, so long as such Event of Default shall not have been remedied, the
Trustee, in addition to the rights specified in Section 8.01, shall have the
right, in its own name as trustee of an express trust, to take all actions now
or hereafter existing at law, in equity or by statute to enforce its rights and
remedies and to protect the interests, and enforce the rights and remedies, of
the Certificateholders (including the institution and prosecution of all
judicial, administrative and other proceedings and the filing of proofs of claim
and debt in connection therewith). Except as otherwise expressly provided in
this Agreement, no remedy provided for by this Agreement shall be exclusive of
any other remedy, and each and every remedy shall be cumulative and in addition
to any other remedy and no delay or omission to exercise any right or remedy
shall impair any such right or remedy or shall be deemed to be a waiver of any
Event of Default.
Section 8.03. Directions by Certificateholders and Duties of Trustee
During Event of Default. During the continuance of any Event of Default, Holders
of Certificates evidencing Voting Rights aggregating not less than 25% (or such
other percentage as may be required herein) of each Class of Certificates
affected thereby may direct the time, method and place of conducting any
proceeding for any remedy available to the Trustee, or exercising any trust or
power conferred upon the Trustee under this Agreement; provided, however, that
the Trustee shall be under no obligation to pursue any such remedy, or to
exercise any of the trusts or powers vested in it by this Agreement (including,
without limitation, (a) the conducting or defending of any administrative action
or litigation hereunder or in relation hereto, and (b) the terminating of the
Master Servicer or any successor Master Servicer from its rights and duties as
master servicer hereunder) at the request, order or direction of any of the
Certificateholders, unless such Certificateholders shall have offered to the
Trustee reasonable security or indemnity satisfactory to it against the costs,
expenses and liabilities which may be incurred therein or thereby and, provided
further, that, subject to the provisions of Section 9.01, the Trustee shall have
the right to decline to follow any such direction if the Trustee, based upon an
Opinion of Counsel, determines that the action or proceeding so directed may not
lawfully be taken or if the Trustee in good faith determines that the action or
proceeding so directed would subject the Trustee to a risk of personal liability
or be unjustly prejudicial to the non-assenting Certificateholders.
Section 8.04. Action upon Certain Failures of the Master Servicer and upon
Event of Default. In the event that a Responsible Officer of the Trustee shall
have actual knowledge of any failure of the Master Servicer specified in Section
8.01(a) or (b) which would become an Event of Default upon such Master
Servicer's failure to remedy the same after notice, the Trustee shall give
notice thereof to the Master Servicer. If a Responsible Officer of the Trustee
shall have knowledge of an Event of Default, the Trustee shall give prompt
written notice thereof to the Securities Administrator and the Securities
Administrator shall give prompt written notice thereof to the Certificateholders
in accordance with Section 8.01.
Section 8.05. Trustee to Act; Appointment of Successor.
(a) Within 90 days of the time the Master Servicer (and the Trustee if
such notice of termination is delivered by the Depositor) receives a notice of
termination pursuant to Section 8.01, the Trustee (or other named successor)
shall be the successor in all respects to the Master Servicer in its capacity as
master servicer under this Agreement and the transactions set forth or provided
for herein and shall be subject to all the responsibilities, duties and
liabilities
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relating thereto placed on the Master Servicer by the terms and provisions
hereof and thereof, as applicable, or shall appoint a successor pursuant to
Section 3.07. Notwithstanding the foregoing, (i) the parties hereto agree that
the Trustee, in its capacity as successor Master Servicer, immediately will
assume all of the obligations of the Master Servicer to make advances
(including, without limitation, Advances pursuant to Section 3.19) under this
Agreement, (ii) the Trustee, in its capacity as successor Master Servicer, shall
not be responsible for the lack of information and/or documents that it cannot
obtain through reasonable efforts and (iii) under no circumstances shall any
provision of this Agreement be construed to require the Trustee (a) acting in
its capacity as successor to the Master Servicer in its obligation to make
advances (including Advances pursuant to Section 3.19) to advance, expend or
risk its own funds or otherwise incur any financial liability in the performance
of its duties hereunder if it shall have reasonable grounds for believing that
such funds are non-recoverable, (b) to be liable for any losses of the Master
Servicer or any acts or omissions of the predecessor Master Servicer hereunder,
(c) to be obligated to make Advances if it is prohibited from doing so by
applicable law, (d) to be obligated to effectuate repurchases or substitutions
of the Mortgage Loans hereunder or (e) to be obligated to perform any obligation
of the Master Servicer under Section 3.20, Section 3.21 or Section 3.22 with
respect to any period of time during which the Trustee was not the Master
Servicer. Subject to Section 8.05(b), as compensation therefor, the Trustee
shall be entitled to such compensation as the terminated Master Servicer would
have been entitled to hereunder if no such notice of termination had been given,
except for those amounts due to the Master Servicer as reimbursement for
Advances previously made or amounts previously expended and are otherwise
reimbursable hereunder. Notwithstanding the above, the Trustee may, if it shall
be unwilling so to act, or shall, if it is legally unable so to act, appoint, or
petition a court of competent jurisdiction to appoint, any established housing
and home finance institution having a net worth of not less than $10,000,000 as
the successor to the terminated Master Servicer hereunder in the assumption of
all or any part of the responsibilities, duties or liabilities of the Master
Servicer hereunder; provided, however, that any such institution appointed as
successor Master Servicer shall not, as evidenced in writing by each Rating
Agency, adversely affect the then current rating of any Class of Certificates
immediately prior to the termination of the terminated Master Servicer. The
appointment of a successor Master Servicer shall not affect any liability of the
predecessor Master Servicer which may have arisen under this Agreement prior to
its termination as Master Servicer, nor shall any successor Master Servicer be
liable for any acts or omissions of the predecessor Master Servicer or for any
breach by the Master Servicer of any of its representations or warranties
contained herein or in any related document or agreement. Pending appointment of
a successor to the terminated Master Servicer hereunder, unless the Trustee is
prohibited by law from so acting, the Trustee shall act in such capacity as
provided above. The Trustee and such successor shall take such action,
consistent with this Agreement, as shall be necessary to effectuate any such
succession. All Master Servicing Transfer Costs shall be paid by the predecessor
Master Servicer (unless the predecessor Master Servicer is the Trustee, in which
event the previous Master Servicer shall be responsible for payment of such
costs and expenses so long as the transfer of servicing is not the result of an
Event of Default on the part of the Trustee in its capacity as the predecessor
Master Servicer) upon presentation of reasonable documentation of such costs,
and if such predecessor Master Servicer defaults in its obligation to pay such
costs, such costs shall be paid by the successor Master Servicer or the Trustee
(in which case the successor Master Servicer or the Trustee shall be entitled to
reimbursement therefor from the assets of the Trust).
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(b) In connection with the appointment of a successor Master Servicer or
the assumption of the duties of the Master Servicer, as specified in Section
8.05(a), the Trustee may make such arrangements for the compensation of such
successor as it and such successor shall agree, not to exceed the Master
Servicer compensation hereunder.
(c) Any successor, including the Trustee, to the Master Servicer as
master servicer shall during the term of its service as master servicer maintain
in force (i) a policy or policies of insurance covering errors and omissions in
the performance of its obligations as master servicer hereunder and (ii) a
fidelity bond in respect of its officers, employees and agents to the same
extent as the Master Servicer is so required pursuant to Section 3.03.
Section 8.06. Notification to Certificateholders. Upon any termination or
appointment of a successor to the Master Servicer pursuant to this Article VIII,
the Securities Administrator shall give prompt written notice thereof to
Certificateholders at their respective addresses appearing in the Certificate
Register and to each Rating Agency.
ARTICLE IX
THE TRUSTEE AND THE SECURITIES ADMINISTRATOR
Section 9.01. Duties of Trustee and Securities Administrator.
(a) The Trustee and the Securities Administrator, prior to the
occurrence of an Event of Default and after the curing or waiver of all Events
of Default which may have occurred, each undertake to perform such duties and
only such duties as are specifically set forth in this Agreement as duties of
the Trustee and the Securities Administrator, respectively. In case an Event of
Default has occurred of which a Responsible Officer of the Trustee shall have
actual knowledge (which has not been cured or waived), the Trustee shall
exercise such of the rights and powers vested in it by this Agreement, and use
the same degree of care and skill in their exercise as a reasonably prudent
investor would exercise or use under the circumstances in the conduct of such
investor's own affairs. In case an Event of Default has occurred of which a
Responsible Officer of the Securities Administrator shall have actual knowledge
(which has not been cured or waived), the Securities Administrator shall
exercise such of the rights and powers vested in it by this Agreement, and use
the same degree of care and skill in their exercise as a reasonably prudent
investor would exercise or use under the circumstances in the conduct of such
investor's own affairs.
The Trustee and the Securities Administrator, upon receipt of all
resolutions, certificates, statements, opinions, reports, documents, orders or
other instruments furnished to the Trustee and the Securities Administrator
which are specifically required to be furnished pursuant to any provision of
this Agreement, shall examine them to determine whether they conform to the
requirements of this Agreement; provided, however, that neither the Trustee nor
the Securities Administrator shall be responsible for the accuracy of any
resolution, certificate, statement, opinion, report, document, order or other
instrument furnished by the Master Servicer or the Depositor hereunder.
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(b) No provision of this Agreement shall be construed to relieve the
Trustee or the Securities Administrator from liability for its own grossly
negligent action, its own grossly negligent failure to act or its own willful
misfeasance; provided, however, that:
(i) Prior to the occurrence of an Event of Default, and after
the curing or waiver of all such Events of Default which may have
occurred, the duties and obligations of the Trustee and the Securities
Administrator shall be determined solely by the express provisions of this
Agreement, the Trustee and the Securities Administrator shall not be
liable except for the performance of such duties and obligations as are
specifically set forth in this Agreement, no implied covenants or
obligations shall be read into this Agreement against the Trustee and the
Securities Administrator and, in the absence of bad faith on the part of
the Trustee and the Securities Administrator, the Trustee and the
Securities Administrator may conclusively rely, as to the truth of the
statements and the correctness of the opinions expressed therein, upon any
certificates or opinions furnished to the Trustee and the Securities
Administrator by the Depositor or the Master Servicer and which on their
face, do not contradict the requirements of this Agreement;
(ii) The Trustee shall not be personally liable for an error of
judgment made in good faith by a Responsible Officer or Responsible
Officers of the Trustee, unless it shall be proved that the Trustee was
grossly negligent in ascertaining the pertinent facts;
(iii) The Trustee and the Securities Administrator shall not be
personally liable with respect to any action taken, suffered or omitted to
be taken by it in good faith in accordance with the direction of
Certificateholders as provided in Section 8.03;
(iv) The Trustee shall not be charged with knowledge of any
default or Event of Default under Section 8.01 unless a Responsible
Officer of the Trustee obtains actual knowledge of such default or Event
of Default or any Responsible Officer of the Trustee receives written
notice of such default or Event of Default at its Corporate Trust Office
from the Master Servicer, the Securities Administrator, the Depositor or
any Certificateholder. The Securities Administrator shall not be charged
with knowledge of any default or Event of Default under Section 8.01
unless a Responsible Officer of the Securities Administrator assigned to
and working in the Corporate Trust Office of the Securities Administrator
obtains actual knowledge of such default or Event of Default or any
Responsible Officer of the Securities Administrator receives written
notice of such default or Event of Default at its Corporate Trust Office
from the Master Servicer, the Trustee, the Depositor or any
Certificateholder; and
(v) No provision in this Agreement shall require the Trustee or
the Securities Administrator to expend or risk its own funds or otherwise
incur any personal financial liability in the performance of any of its
duties as Trustee or Securities Administrator hereunder, or in the
exercise of any of its rights or powers, if the Trustee or the Securities
Administrator shall have reasonable grounds for believing that repayment
of funds or adequate indemnity or security satisfactory to it against such
risk or liability is not reasonably assured to it and none of the
provisions contained in this Agreement shall in any event require the
Securities Administrator to perform, or be responsible for the
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manner of performance of, any of the obligations of the Master Servicer
under this Agreement.
(c) Subject to the conditions set forth in this Section 9.01(c), the
Securities Administrator is permitted to utilize one or more Subcontractors to
perform certain of its obligations hereunder. The Securities Administrator shall
promptly upon request provide to the Depositor a written description (in form
and substance satisfactory to the Depositor) of the role and function of each
Subcontractor utilized by the Securities Administrator, specifying (i) the
identity of each such Subcontractor that is a Servicing Function Participant and
(ii) which elements of the Servicing Criteria will be addressed in Assessments
of Compliance provided by each Servicing Function Participant. As a condition to
the utilization by the Securities Administrator of any Servicing Function
Participant, the Securities Administrator shall cause any such Servicing
Function Participant for the benefit of the Depositor to comply with the
provisions of Section 3.21 of this Agreement to the same extent as if such
Servicing Function Participant were the Securities Administrator. The Securities
Administrator shall be responsible for obtaining from each such Servicing
Function Participant and delivering to the applicable Persons any Assessment of
Compliance and related Attestation Report required to be delivered by such
Servicing Function Participant under Section 3.21, in each case as and when
required to be delivered.
Notwithstanding the foregoing, if the Securities Administrator engages a
Subcontractor in connection with the performance of any of its duties under this
Agreement, the Securities Administrator shall be responsible for determining
whether such Subcontractor is an Additional Servicer.
The Securities Administrator shall indemnify the Depositor, the Sponsor,
the Trustee, the Master Servicer and any of their respective directors,
officers, employees or agents and hold them harmless against any and all claims,
losses, damages, penalties, fines, forfeitures, reasonable and necessary legal
fees and related costs, judgments, and any other costs, fees and expenses that
any of them may sustain in any way related to a breach of the Securities
Administrator's obligation set forth in the preceding paragraph or the failure
of the Securities Administrator to perform any of its obligations under Section
3.20, Section 3.21, Section 3.22 or this Section 9.01(c).
Section 9.02. Certain Matters Affecting the Trustee and the Securities
Administrator.
Except as otherwise provided in Section 9.01:
(i) The Trustee and the Securities Administrator may request and
rely upon and shall be protected in acting or refraining from acting upon
any resolution, Officer's Certificate, certificate of auditors or any
other certificate, statement, instrument, opinion, report, notice,
request, consent, order, appraisal, bond or other paper or document
believed by it to be genuine and to have been signed or presented by the
proper party or parties and the manner of obtaining consents and of
evidencing the authorization of the execution thereof by
Certificateholders shall be subject to the reasonable regulations as the
Trustee and the Securities Administrator, as applicable, may prescribe;
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(ii) The Trustee and the Securities Administrator may consult
with counsel and any Opinion of Counsel shall be full and complete
authorization and protection in respect of any action taken or suffered or
omitted by it hereunder in good faith and in accordance with such Opinion
of Counsel;
(iii) Neither the Trustee nor the Securities Administrator shall
be under any obligation to exercise any of the trusts or powers vested in
it by this Agreement or to institute, conduct or defend any litigation
hereunder or in relation hereto at the request, order or direction of any
of the Certificateholders, pursuant to the provisions of this Agreement,
unless such Certificateholders shall have offered to the Trustee or the
Securities Administrator, as the case may be, reasonable security or
indemnity satisfactory to it against the costs, expenses and liabilities
which may be incurred therein or thereby; however, subject to Section
9.01(b)(v), nothing contained herein shall relieve the Trustee or the
Securities Administrator of the obligation, upon the occurrence of an
Event of Default (which has not been cured or waived), to exercise such of
the rights and powers vested in it by this Agreement, and to use the same
degree of care and skill in their exercise as a prudent investor would
exercise or use under the circumstances in the conduct of such investor's
own affairs;
(iv) Neither the Trustee nor the Securities Administrator shall
be personally liable for any action taken, suffered or omitted by it in
good faith and believed by it to be authorized or within the discretion or
rights or powers conferred upon it by this Agreement;
(v) Prior to the occurrence of an Event of Default hereunder and
after the curing or waiving of all Events of Default which may have
occurred, neither the Trustee nor the Securities Administrator shall be
bound to make any investigation into the facts or matters stated in any
resolution, certificate, statement, instrument, opinion, report, notice,
request, consent, order, approval, bond or other paper or document, unless
requested in writing so to do by Holders of Certificates of any Class
evidencing, as to such Class, Percentage Interests, aggregating not less
than 50%; provided, however, that if the payment within a reasonable time
to the Trustee or the Securities Administrator of the costs, expenses or
liabilities likely to be incurred by it in the making of such
investigation is, in the opinion of the Trustee or the Securities
Administrator, as applicable, not reasonably assured to the Trustee or the
Securities Administrator, as applicable, by the security afforded to it by
the terms of this Agreement, the Trustee or the Securities Administrator,
as the case may be, may require reasonable indemnity or security
satisfactory to it against such expense or liability or payment of such
estimated expenses as a condition to so proceeding;
(vi) The Trustee and the Securities Administrator may each
execute any of the trusts or powers hereunder or perform any duties
hereunder either directly or by or through agents, attorneys, accountants,
custodian or independent contractor; and
(vii) The right of the Trustee or the Securities Administrator to
perform any discretionary act enumerated in this Agreement shall not be
construed as a duty, and
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neither the Trustee nor the Securities Administrator shall be answerable
for other than its gross negligence or willful misconduct in the
performance of any such act.
Section 9.03. Neither Trustee nor Securities Administrator Liable for
Certificates or Mortgage Loans. The recitals contained herein and in the
Certificates (other than the execution of, and the authentication on the
Certificates) shall be taken as the statements of the Depositor or Master
Servicer, as applicable, and neither the Trustee nor the Securities
Administrator assumes responsibility for their correctness. Neither the Trustee
nor the Securities Administrator makes any representations as to the validity or
sufficiency of this Agreement or of the Certificates or any Mortgage Loans save
that the Trustee and the Securities Administrator represent that, assuming due
execution and delivery by the other parties hereto, this Agreement has been duly
authorized, executed and delivered by it and constitutes its legal, valid and
binding obligation, enforceable against it in accordance with its terms,
subject, as to enforcement of remedies, to applicable insolvency, receivership,
moratorium and other laws affecting the rights of creditors generally, and to
general principles of equity and the discretion of the court (regardless of
whether enforcement of such remedies is considered in a proceeding in equity or
at law). Neither the Trustee nor the Securities Administrator shall be
accountable for the use or application by the Depositor of funds paid to the
Depositor in consideration of the assignment of the Mortgage Loans hereunder by
the Depositor.
Neither the Trustee nor the Securities Administrator shall at any time
have any responsibility or liability for or with respect to the legality,
validity and enforceability of any Mortgage or any Mortgage Loan, or the
perfection and priority of any Mortgage or the maintenance of any such
perfection and priority or for or with respect to the sufficiency of the Trust
or its ability to generate the payments to be distributed to Certificateholders
under this Agreement, including, without limitation: the existence, condition
and ownership of any Mortgaged Property; the existence and enforceability of any
hazard insurance thereon (other than if the Trustee shall assume the duties of
the Master Servicer pursuant to Section 8.05 and thereupon only for the acts or
omissions of the Trustee as the successor Master Servicer); the validity of the
assignment of any Mortgage Loan to the Trustee or of any intervening assignment;
the completeness of any Mortgage Loan; the performance or enforcement of any
Mortgage Loan (other than if the Trustee shall assume the duties of the Master
Servicer pursuant to Section 8.05 and thereupon only for the acts or omissions
of the Trustee as successor Master Servicer); the compliance by the Depositor or
the Master Servicer with any warranty or representation made under this
Agreement or in any related document or the accuracy of any such warranty or
representation; any investment of monies by or at the direction of the Master
Servicer or any loss resulting therefrom, it being understood that the Trustee
and the Securities Administrator shall remain responsible for any Trust property
that it may hold in its individual capacity; the acts or omissions of any of the
Depositor, the Master Servicer (other than if the Trustee shall
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assume the duties of the Master Servicer pursuant to Section 8.05 and thereupon
only for the acts or omissions of the Trustee as successor Master Servicer), or
any Mortgagor; any action of the Master Servicer (other than if the Trustee
shall assume the duties of the Master Servicer pursuant to Section 8.05 and
thereupon only for the acts or omissions of the Trustee as successor Master
Servicer) taken in the name of the Trust or the Securities Administrator; the
failure of the Master Servicer to act or perform any duties required of it as
agent of the Trust or the Securities Administrator hereunder; or any action by
the Trustee or the Securities Administrator taken at the instruction of the
Master Servicer (other than if the Trustee shall assume the duties of the Master
Servicer pursuant to Section 8.05 and thereupon only for the acts or omissions
of the Trustee as successor Master Servicer); provided, however, that the
foregoing shall not relieve the Trustee or the Securities Administrator of its
obligation to perform its duties under this Agreement, including, without
limitation, the Trustee's review (or the review of a Custodian on its behalf) of
the Mortgage Files pursuant to Section 2.02. The Trustee shall file any
continuation statement with respect to any financing statement for which the
Trustee is the secured party in any public office at any time required to
maintain the perfection of any security interest or lien granted to it
hereunder.
Section 9.04. Trustee and Securities Administrator May Own Certificates.
Each of the Trustee and the Securities Administrator in their individual or any
other capacities may become the owner or pledgee of Certificates with the same
rights it would have if it were not Trustee or the Securities Administrator and
may otherwise deal with the Master Servicer or any of its affiliates with the
same right it would have if it were not the Trustee or the Securities
Administrator.
Section 9.05. Eligibility Requirements for Trustee and the Securities
Administrator. The Trustee and the Securities Administrator hereunder shall at
all times be (a) an institution the deposits of which are fully insured by the
FDIC and (b) a corporation or banking association organized and doing business
under the laws of the United States of America or of any State, authorized under
such laws to exercise corporate trust powers, having a combined capital and
surplus of not less than $50,000,000.00 and subject to supervision or
examination by Federal or State authority and (c) with respect to every
successor trustee or securities administrator hereunder either an institution
(i) the long-term unsecured debt obligations of which are rated "A" by both
Fitch and S&P or (ii) whose serving as Trustee or Securities Administrator
hereunder would not result in the lowering of the ratings originally assigned to
any Class of Certificates. The Trustee shall not be an affiliate of the
Depositor, the Master Servicer or any Servicer. If such corporation or banking
association publishes reports of condition at least annually, pursuant to law or
to the requirements of the aforesaid supervising or examining authority, then
for the purposes of this Section 9.05, the combined capital and surplus of such
corporation or banking association shall be deemed to be its combined capital
and surplus as set forth in its most recent report of condition so published.
The principal office of the Trustee and the Securities Administrator (other than
the initial Trustee or Securities Administrator) shall be in a state with
respect to which an Opinion of Counsel has been delivered to such Trustee at the
time such Trustee or Securities Administrator is appointed Trustee or Securities
Administrator to the effect that the Trust will not be a taxable entity under
the laws of such state. In case at any time the Trustee or the Securities
Administrator shall cease to be eligible in accordance with the provision of
this Section 9.05, the Trustee or the Securities Administrator, as the case may
be, shall resign immediately in the manner and with the effect specified in
Section 9.06.
The Securities Administrator (i) may not be an originator, the Master
Servicer, Servicer, the Depositor or an affiliate of the Depositor unless the
Securities Administrator is in an institutional trust department, (ii) must be
authorized to exercise corporate trust powers under the laws of its jurisdiction
of organization, and (iii) must be rated at least "F1" by Fitch and "A-1" by S&P
(or such other rating acceptable to Fitch and S&P pursuant to a ratings
confirmation). If no successor Securities Administrator shall have been
appointed and shall have accepted appointment within 60 days after the
Securities Administrator ceases to be the Securities
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Administrator pursuant to this Section 9.05, then the Trustee shall perform the
duties of the Securities Administrator pursuant to this Agreement.
Notwithstanding the above, the Trustee may, if it shall be unwilling so to act,
or shall, if it is legally unable so to act, appoint, or petition a court of
competent jurisdiction to appoint, an institution qualified under Section 9.05
hereof as the successor to the Securities Administrator hereunder in the
assumption of all or any part of the responsibilities, duties or liabilities of
a Securities Administrator hereunder; provided, however, that any such
institution appointed as successor Securities Administrator shall not, as
evidenced in writing by each Rating Agency, adversely affect the then current
rating of any Class of Certificates immediately prior to the termination of the
Securities Administrator. The Trustee shall notify the Rating Agencies of any
change of the Securities Administrator.
Section 9.06. Resignation and Removal of Trustee and the Securities
Administrator. The Trustee or the Securities Administrator may at any time
resign and be discharged from the trust hereby created by giving written notice
thereof to the Master Servicer and the Depositor and mailing a copy of such
notice to all Holders of record. The Trustee or the Securities Administrator, as
applicable, shall also mail a copy of such notice of resignation to each Rating
Agency. Upon receiving such notice of resignation, the Depositor shall use its
best efforts to promptly appoint a mutually acceptable successor Trustee or
Securities Administrator, as applicable, by written instrument, in duplicate,
one copy of which instrument shall be delivered to the resigning Trustee or
Securities Administrator, as applicable, and one copy to the successor Trustee
or Securities Administrator, as applicable. If no successor Trustee or
Securities Administrator, as the case may be, shall have been so appointed and
shall have accepted appointment within 30 days after the giving of such notice
of resignation, the resigning Trustee or Securities Administrator may petition
any court of competent jurisdiction for the appointment of a successor Trustee
or Securities Administrator.
If at any time the Trustee or Securities Administrator shall cease to be
eligible in accordance with the provisions of Section 9.05 and shall fail to
resign after written request therefor by the Master Servicer, or if at any time
the Trustee or the Securities Administrator shall become incapable of acting, or
shall be adjudged a bankrupt or insolvent, or a receiver of the Trustee or the
Securities Administrator or of their respective property shall be appointed, or
any public officer shall take charge or control of the Trustee or the Securities
Administrator or of their respective property or affairs for the purpose of
rehabilitation, conservation or liquidation, or if at any time the Securities
Administrator has failed to duly perform, within the required time period, its
obligations under Section 3.20, Section 3.21 or Section 3.22, then the Master
Servicer may remove the Trustee or the Securities Administrator, as the case may
be, and appoint a successor trustee or securities administrator by written
instrument, in duplicate, one copy of which instrument shall be delivered to the
Trustee or the Securities Administrator, as applicable, so removed and one copy
to the successor.
The Holders of Certificates evidencing not less than 50% of the Voting
Rights may at any time remove the Trustee or the Securities Administrator by
written instrument or instruments delivered to the Master Servicer and the
Trustee or the Securities Administrator, as applicable; the Master Servicer
shall thereupon use their best efforts to appoint a mutually acceptable
successor Trustee or Securities Administrator, as the case may be, in accordance
with this Section 9.06.
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Any resignation or removal of the Trustee or the Securities Administrator
and appointment of a successor Trustee pursuant to any of the provisions of this
Section 9.06 shall become effective upon acceptance of appointment by the
successor Trustee or Securities Administrator, as the case may be, as provided
in Section 9.07.
Section 9.07. Successor Trustee or Securities Administrator. Any successor
Trustee or successor Securities Administrator appointed as provided in Section
9.06 shall execute, acknowledge and deliver to the Master Servicer and to its
predecessor Trustee or Securities Administrator, as applicable, an instrument
accepting such appointment hereunder, and thereupon the resignation or removal
of the predecessor Trustee or Securities Administrator shall become effective
and such successor Trustee or Securities Administrator, as the case may be,
without any further act, deed or conveyance, shall become fully vested with all
the rights, powers, duties and obligations of its predecessor hereunder, with
like effect as if originally named as Trustee or Securities Administrator, as
applicable, herein. The predecessor Trustee or Securities Administrator shall
duly assign, transfer, deliver and pay over to the successor Trustee or
Securities Administrator, as the case may be, the whole of the Mortgage Files
and related documents and statements held by it hereunder (or direct a Custodian
to deliver such Mortgage Files and related documents and statements), together
with all instruments of transfer and assignment or other documents properly
executed as may be reasonably required to effect such transfer and such of the
records or copies thereof maintained by the predecessor Trustee or Securities
Administrator in the administration hereof as may be reasonably requested by the
successor Trustee or Securities Administrator, as the case may be, and shall
thereupon be discharged from all duties and responsibilities under this
Agreement; provided, however, that if the predecessor Trustee or Securities
Administrator has been removed pursuant to the third paragraph of Section 9.06,
all reasonable expenses of the predecessor Trustee or Securities Administrator
incurred in complying with this Section 9.07 shall be reimbursed by the Trust.
No successor Trustee or Securities Administrator shall accept appointment
as provided in this Section 9.07 unless at the time of such appointment such
successor Trustee or Securities Administrator, as the case may be, shall be
eligible under the provisions of Section 9.05.
Upon acceptance of appointment by a successor Trustee or Securities
Administrator, as applicable, as provided in this Section 9.07, the Master
Servicer shall cooperate to mail notice of the succession of such Trustee or
Securities Administrator, as the case may be, hereunder to all Holders of
Certificates at their addresses as shown in the Certificate Register and to each
Rating Agency. If the Master Servicer fails to mail such notice within ten days
after acceptance of appointment by the successor Trustee or Securities
Administrator, the successor Trustee or Securities Administrator, as the case
may be, shall cause such notice to be mailed at the expense of the Master
Servicer.
Section 9.08. Merger or Consolidation of Trustee or Securities
Administrator. Any corporation or banking association into which either the
Trustee or the Securities Administrator may be merged or converted or with which
it may be consolidated, or any corporation or banking association resulting from
any merger, conversion or consolidation to which the Trustee or the Securities
Administrator shall be a party, or any corporation or banking association
succeeding to all or substantially all of the corporate trust business of the
Trustee or the Securities Administrator, shall be the successor of the Trustee
or the Securities Administrator, as
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applicable, hereunder, if such corporation or banking association is eligible
under the provisions of Section 9.05, without the execution or filing of any
paper or any further act on the part of any of the parties hereto, anything
herein to the contrary notwithstanding. In connection with the succession to the
Trustee or the Securities Administrator under this Agreement by any Person (i)
into which the Trustee or the Securities Administrator may be merged or
consolidated, or (ii) which may be appointed as a successor to the Trustee or
the Securities Administrator, the Trustee or the Securities Administrator, as
the case may be, shall notify the Depositor of such succession or appointment
and shall furnish to the Depositor in writing and in form and substance
reasonably satisfactory to the Depositor, all information reasonably necessary
for the Securities Administrator to accurately and timely report, pursuant to
Section 3.22(d), the event under Item 6.02 of Form 8-K pursuant to the Exchange
Act (if such reports under the Exchange Act are required to be filed under the
Exchange Act).
Section 9.09. Appointment of Co-Trustee or Separate Trustee.
Notwithstanding any of the provisions hereof, at any time, for the purpose of
meeting any legal requirements of any jurisdiction in which any Mortgaged
Property may at the time be located or for any other reason, the Master Servicer
and the Trustee acting jointly shall have the power and shall execute and
deliver all instruments to appoint one or more Persons approved by the Trustee
as co-trustee or separate trustee of all or any part of the Trust Estate, and to
vest in such Person or Persons, in such capacity, such title to the Trust
Estate, or any part thereof, and, subject to the other provision of this Section
9.09, such powers, duties, obligations, rights and trusts as the Master Servicer
and the Trustee may consider necessary or desirable. If the Master Servicer
shall not have joined in such appointment within ten days after the receipt by
it of a request to do so, the Trustee alone shall have the power to make such
appointment. No co-trustee or separate trustee hereunder shall be required to
meet the terms of eligibility as a successor Trustee under Section 9.05 and no
notice to Holders of Certificates of the appointment of co-trustee(s) or
separate trustee(s) shall be required under Section 9.07. The Securities
Administrator shall be responsible for the fees of any co-trustee or separate
trustee appointed hereunder.
In the case of any appointment of a co-trustee or separate trustee
pursuant to this Section 9.09, all rights, powers, duties and obligations
conferred or imposed upon the Trustee shall be conferred or imposed upon and
exercised or performed by the Trustee and such separate trustee or co-trustee
jointly, except to the extent that under any law of any jurisdiction in which
any particular act or acts are to be performed (whether as Trustee hereunder or
as successor to the Master Servicer hereunder), the Trustee shall be incompetent
or unqualified to perform such act or acts, in which event such rights, powers,
duties and obligations (including the holding of title to the Trust Estate or
any portion thereof in any such jurisdiction) shall be exercised and performed
by such separate trustee or co-trustee at the direction of the Trustee. No
trustee hereunder shall be held personally liable by reason of any act or
omission of any other trustee hereunder; provided, however, that no appointment
of a co-trustee or separate trustee hereunder shall relieve the Trustee of its
obligations hereunder.
Any notice, request or other writing given to the Trustee shall be deemed
to have been given to each of the then separate trustees and co-trustees, as
effectively as if given to each of them. Every instrument appointing any
separate trustee or co-trustee shall refer to this Agreement and the conditions
of this Article IX. Each separate trustee and co-trustee, upon its acceptance of
the trusts conferred, shall be vested with the estates or property specified in
its
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instrument of appointment, either jointly with the Trustee or separately, as may
be provided therein, subject to all the provisions of this Agreement,
specifically including every provision of this Agreement relating to the conduct
of, affecting the liability of, or affording protection to, the Trustee. Every
such instrument shall be filed with the Trustee.
Any separate trustee or co-trustee may, at any time, constitute the
Trustee, its agent or attorney-in-fact, with full power and authority, to the
extent not prohibited by law, to do any lawful act under or in respect of this
Agreement on its behalf and in its name. If any separate trustee or co-trustee
shall become incapable of acting, resign or be removed, or shall be adjudged a
bankrupt or insolvent, or a receiver of its property shall be appointed, or any
public officer shall take charge or control of such trustee or co-trustee or of
its property or affairs for the purpose of rehabilitation, conservation or
liquidation, all of its estates, properties, rights, remedies and trusts shall
vest in and be exercised by the Trustee, to the extent permitted by law, without
the appointment of a new or successor trustee.
Section 9.10. Authenticating Agents. The Securities Administrator may
appoint one or more authenticating agents ("Authenticating Agents") which shall
be authorized to act on behalf of the Securities Administrator in authenticating
or countersigning Certificates. Initially, the Authenticating Agent shall be
Xxxxx Fargo Bank, N.A. Wherever reference is made in this Agreement to the
authentication or countersigning of Certificates by the Securities Administrator
or the Securities Administrator's certificate of authentication or
countersigning, such reference shall be deemed to include authentication or
countersigning on behalf of the Securities Administrator by an Authenticating
Agent and a certificate of authentication or countersignature executed on behalf
of the Securities Administrator by an Authenticating Agent. Each Authenticating
Agent must be acceptable to the Master Servicer and must be a corporation or
banking association organized and doing business under the laws of the United
States of America or of any State, having a place of business in New York, New
York, having a combined capital and surplus of at least $15,000,000, authorized
under such laws to do a trust business and subject to supervision or examination
by Federal or State authorities.
Any corporation or banking association into which any Authenticating Agent
may be merged or converted or with which it may be consolidated, or any
corporation or banking association resulting from any merger, conversion or
consolidation to which any Authenticating Agent shall be a party, or any
corporation or banking association succeeding to the corporate agency business
of any Authenticating Agent, shall continue to be the Authenticating Agent
without the execution or filing of any paper or any further act on the part of
the Securities Administrator or the Authenticating Agent.
Any Authenticating Agent may at any time resign by giving written notice
of resignation to the Securities Administrator and to the Master Servicer. The
Securities Administrator may at any time terminate the agency of any
Authenticating Agent by giving written notice of termination to such
Authenticating Agent and to the Master Servicer. Upon receiving a notice of
resignation or upon such a termination, or in case, at any time any
Authenticating Agent shall cease to be eligible in accordance with the
provisions of this Section 9.10, the Securities Administrator may appoint a
successor Authenticating Agent, shall give written notice of such appointment to
the Master Servicer and shall mail notice of such appointment to all
Certificateholders. Any successor Authenticating Agent upon acceptance of its
appointment
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hereunder shall become vested with all the rights, powers, duties and
responsibilities of its predecessor hereunder, with like effect as if originally
named as Authenticating Agent.
Section 9.11. Securities Administrator's Fees and Expenses and Trustee's
Fees and Expenses. The Trustee, as compensation for its services hereunder,
shall be entitled to a fee in an amount agreed upon between the Trustee and the
Securities Administrator, payable by the Securities Administrator out of its own
funds and not out of any funds of the Trust Estate. The Securities
Administrator, as compensation for its services hereunder, shall be entitled to
a fee in an amount agreed upon between the Securities Administrator and the
Master Servicer, payable by the Master Servicer out of its own funds and not out
of any funds of the Trust Estate. The Trustee and the Securities Administrator,
as the case may be, and any director, officer, employee or agent of the Trustee
or the Securities Administrator, as the case may be, shall be indemnified and
held harmless by the Trust against any claims, damage, loss, liability or
expense (including reasonable attorney's fees) (a) incurred in connection with
or arising from or relating to (i) this Agreement, (ii) the Certificates, or
(iii) the performance of any of the Trustee's or Securities Administrator's, as
the case may be, duties hereunder, other than any claims, damage, loss,
liability or expense incurred by reason of willful misfeasance, bad faith or
gross negligence in the performance of any of the Trustee's or Securities
Administrator's, as the case may be, duties hereunder, (b) resulting from any
tax or information return which was prepared by, or should have been prepared
by, the Master Servicer and (c) arising out of the transfer of any
ERISA-Restricted Certificate or Residual Certificate not in compliance with
ERISA. Without limiting the foregoing, except as otherwise agreed upon in
writing by the Depositor and the Trustee or the Securities Administrator, and
except for any such expense, disbursement or advance as may arise from the
Trustee's or the Securities Administrator's gross negligence, bad faith or
willful misconduct, the Trust shall reimburse the Trustee and the Securities
Administrator for all reasonable expenses, disbursements and advances incurred
or made by the Trustee or the Securities Administrator in accordance with any of
the provisions of this Agreement to the extent permitted by Treasury Regulations
Section 1.860G-1(b)(3)(ii) and (iii). Except as otherwise provided herein,
neither the Trustee nor the Securities Administrator shall be entitled to
payment or reimbursement for any routine ongoing expenses incurred by the
Trustee or the Securities Administrator, as applicable, in the ordinary course
of its duties as Trustee or Securities Administrator, Certificate Registrar or
Paying Agent hereunder or for any other expenses. The provisions of this Section
9.11 shall survive the termination of this Agreement or the resignation or
removal of the Trustee or the Securities Administrator, as applicable,
hereunder.
Section 9.12. Appointment of Custodian. The Trustee may at any time on or
after the Closing Date, with the consent of the Depositor and the Master
Servicer, appoint one or more Custodians to hold all or a portion of the
Mortgage Files as agent for the Trustee, by entering into a custodial agreement
in a form acceptable to the Depositor and the Master Servicer. Subject to this
Article IX, the Trustee agrees to comply with the terms of each Custodial
Agreement and to enforce the terms and provisions thereof against the Custodian
for the benefit of the Certificateholders. Each Custodian shall be a depository
institution subject to supervision by federal or state authority, shall have a
combined capital and surplus of at least $10,000,000 and shall be qualified to
do business in the jurisdiction in which it holds any Mortgage File.
Each Custodian shall indemnify the Depositor, the Sponsor, the Trustee,
the Master Servicer, the Securities Administrator and any of their respective
directors, officers, employees
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or agents and hold them harmless against any and all claims, losses, damages,
penalties, fines, forfeitures, reasonable and necessary legal fees and related
costs, judgments, and any other costs, fees and expenses that any of them may
sustain in any way related to the failure of the Custodian to perform any of its
obligations under Section 3.21(a).
Section 9.13. Paying Agents. The Securities Administrator may appoint one
or more Paying Agents (each, a "Paying Agent") which shall be authorized to act
on behalf of the Securities Administrator in making withdrawals from the
Distribution Account and distributions to Certificateholders as provided in
Section 3.09 and Section 5.02. Wherever reference is made in this Agreement to
withdrawal from the Distribution Account by the Securities Administrator, such
reference shall be deemed to include such a withdrawal on behalf of the
Securities Administrator by a Paying Agent. Initially, the Paying Agent shall be
Xxxxx Fargo Bank, N.A. Whenever reference is made in this Agreement to a
distribution by the Securities Administrator or the furnishing of a statement to
Certificateholders by the Securities Administrator, such reference shall be
deemed to include such a distribution or furnishing on behalf of the Securities
Administrator by a Paying Agent. Each Paying Agent shall provide to the
Securities Administrator such information concerning the Distribution Account as
the Securities Administrator shall request from time to time. Each Paying Agent
must be reasonably acceptable to the Master Servicer and must be a corporation
or banking association organized and doing business under the laws of the United
States of America or of any state, having (except in the case of the Trustee or
the Securities Administrator) a principal office and place of business in New
York, New York, having a combined capital and surplus of at least $15,000,000,
authorized under such laws to do a trust business and subject to supervision or
examination by federal or state authorities. Any fees and expenses (but not
including any indemnity payments) of a Paying Agent appointed pursuant to this
Agreement shall be payable by the Securities Administrator out of its own funds
and not out of any funds in the Trust Estate.
Any corporation into which any Paying Agent may be merged or converted or
with which it may be consolidated, or any corporation resulting from any merger,
conversion or consolidation to which any Paying Agent shall be a party, or any
corporation succeeding to the corporate agency business of any Paying Agent,
shall continue to be the Paying Agent provided that such corporation after the
consummation of such merger, conversion, consolidation or succession meets the
eligibility requirements of this Section 9.13.
Any Paying Agent may at any time resign by giving written notice of
resignation to the Trustee, the Securities Administrator and to the Master
Servicer; provided that the Paying Agent has returned to the Distribution
Account or otherwise accounted, to the reasonable satisfaction of the Securities
Administrator, for all amounts it has withdrawn from the Distribution Account.
The Securities Administrator may, upon prior written approval of the Master
Servicer, at any time terminate the agency of any Paying Agent by giving written
notice of termination to such Paying Agent and to the Master Servicer. Upon
receiving a notice of resignation or upon such a termination, or in case at any
time any Paying Agent shall cease to be eligible in accordance with the
provisions of the first paragraph of this Section 9.13, the Securities
Administrator may appoint, upon prior written approval of the Master Servicer, a
successor Paying Agent, shall give written notice of such appointment to the
Master Servicer and shall mail notice of such appointment to all
Certificateholders. Any successor Paying Agent upon acceptance of its
appointment hereunder shall become vested with all rights, powers, duties and
responsibilities of
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its predecessor hereunder, with like effect as if originally named as Paying
Agent. The Securities Administrator shall remain liable for any duties and
obligations assumed by its appointed Paying Agent.
Section 9.14. Limitation of Liability. The Certificates are executed by
the Securities Administrator, not in its individual capacity but solely as
Securities Administrator of the Trust, in the exercise of the powers and
authority conferred and vested in it by this Agreement. Each of the undertakings
and agreements made on the part of the Securities Administrator in the
Certificates is made and intended not as a personal undertaking or agreement by
the Securities Administrator but is made and intended for the purpose of binding
only the Trust.
Section 9.15. Trustee or Securities Administrator May Enforce Claims
Without Possession of Certificates. All rights of action and claims under this
Agreement or the Certificates may be prosecuted and enforced by the Trustee or
the Securities Administrator without the possession of any of the Certificates
or the production thereof in any proceeding relating thereto, and such preceding
instituted by the Trustee or the Securities Administrator shall be brought in
its own name or in its capacity as Trustee or Securities Administrator. Any
recovery of judgment shall, after provision for the payment of the reasonable
compensation, expenses, disbursement and advances of the Trustee, its agents and
counsel, be for the ratable benefit of the Certificateholders in respect of
which such judgment has been recovered.
Section 9.16. Suits for Enforcement. In case an Event of Default or other
default by the Master Servicer or the Depositor hereunder shall occur and be
continuing, the Trustee, in its discretion, may proceed to protect and enforce
its rights and the rights of the Holders of Certificates under this Agreement by
a suit, action or proceeding in equity or at law or otherwise, whether for the
specific performance of any covenant or agreement contained in this Agreement or
in aid of the execution of any power granted in this Agreement or for the
enforcement of any other legal, equitable or other remedy, as the Trustee, being
advised by counsel, shall deem most effectual to protect and enforce any of the
rights of the Trustee and the Certificateholders.
Section 9.17. Waiver of Bond Requirement. The Trustee shall be relieved
of, and each Certificateholder hereby waives, any requirement of any
jurisdiction in which the Trust, or any part thereof, may be located that the
Trustee post a bond or other surety with any court, agency or body whatsoever.
Section 9.18. Waiver of Inventory, Accounting and Appraisal Requirement.
The Trustee shall be relieved of, and each Certificateholder hereby waives, any
requirement of any jurisdiction in which the Trust, or any part thereof, may be
located that the Trustee file any inventory, accounting or appraisal of the
Trust with any court, agency or body at any time or in any manner whatsoever.
ARTICLE X
TERMINATION
Section 10.01. Termination upon Purchase or Liquidation of All Mortgage
Loans. Subject to Section 10.02, the respective obligations and responsibilities
of the Depositor, the
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Master Servicer, the Servicers, the Securities Administrator and the Trustee
created hereby (other than the obligation of the Securities Administrator to
make certain payments to Certificateholders after the Final Distribution Date
and to send certain notices as hereinafter set forth and the obligations of the
Securities Administrator pursuant to Sections 5.04(b) and 5.05(b)) shall
terminate upon the last action required to be taken by the Securities
Administrator on the Final Distribution Date pursuant to this Article X
following the earlier of (a) the later of (i) the purchase of all of the
Mortgage Loans in the Loan Group 1 and all REO Property relating thereto by the
Master Servicer at a price equal to the sum of (x) 100% of the unpaid principal
balance of each Mortgage Loan in Loan Group 1 (other than any Mortgage Loan in
Loan Group 1 as to which REO Property has been acquired and whose fair market
value is included pursuant to clause (y) below), (y) the fair market value of
such REO Property plus one month's interest at the related Mortgage Interest
Rate on the unpaid principal balance of each Mortgage Loan in Loan Group 1
(including any Mortgage Loan as to which REO Property has been acquired) and (z)
any Reimbursement Amount owed to the Trust pursuant to Section 2.02 related to a
Mortgage Loan in Loan Group 1, (ii) the purchase of all of the Mortgage Loans in
Aggregate Loan Group 2 and all REO Property relating thereto by the Master
Servicer at a price equal to the sum of (x) 100% of the unpaid principal balance
of each Mortgage Loan in Aggregate Loan Group 2 (other than any Mortgage Loan in
Aggregate Loan Group 2 as to which REO Property has been acquired and whose fair
market value is included pursuant to clause (ii) below), (y) the fair market
value of such REO Property plus one month's interest at the related Mortgage
Interest Rate on the unpaid principal balance of each Mortgage Loan in Aggregate
Loan Group 2 (including any Mortgage Loan as to which REO Property has been
acquired) and (z) any Reimbursement Amount owed to the Trust pursuant to Section
2.02 related to a Mortgage Loan in Aggregate Loan Group 2 and (iii) the purchase
of all of the Mortgage Loans in Aggregate Loan Group 3 and all REO Property
relating thereto by the Master Servicer at a price equal to the sum of (x) 100%
of the unpaid principal balance of each Mortgage Loan in Aggregate Loan Group 3
(other than any Mortgage Loan in Aggregate Loan Group 3 as to which REO Property
has been acquired and whose fair market value is included pursuant to clause
(ii) below), (y) the fair market value of such REO Property plus one month's
interest at the related Mortgage Interest Rate on the unpaid principal balance
of each Mortgage Loan in Aggregate Loan Group 3 (including any Mortgage Loan as
to which REO Property has been acquired) and (z) any Reimbursement Amount owed
to the Trust pursuant to Section 2.02 related to a Mortgage Loan in Aggregate
Loan Group 3 or (b) the final payment or other liquidation (or any advance with
respect thereto) of the last Mortgage Loan remaining in the Trust Estate and the
disposition of all REO Property.
Regardless of the foregoing, in no event shall the Trust created hereby
continue beyond the expiration of 21 years from the death of the last survivor
of the descendants of Xxxxxx X. Xxxxxxx, the late ambassador of the United
States to the Court of St. Xxxxx, living on the date hereof.
The right of the Master Servicer to purchase the Group 1 Mortgage Loans,
the Aggregate Loan Group 2 Mortgage Loans or the Aggregate Loan Group 3 Mortgage
Loans is conditioned upon (A) (i) the Pool Stated Principal Balance of Loan
Group 1, (ii) the aggregate of the Pool Stated Principal Balances of the Loan
Groups in Aggregate Loan Group 2 or (iii) the aggregate of the Pool Stated
Principal Balances of the Loan Groups in Aggregate Loan Group 3, as the case may
be, being less than 10% of the aggregate unpaid principal balance of the related
Mortgage
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Loans as of the Cut-off Date and (B) the purchase prices calculated pursuant to
clauses (a)(i), (ii) or (iii) of the second preceding paragraph being less than
or equal to the aggregate fair market value of the related Mortgage Loans (other
than any Mortgage Loan as to which REO Property has been acquired) and the REO
Properties; provided, however, that this clause (B) shall not apply to any
purchase by the Master Servicer if, at the time of the purchase, the Master
Servicer is no longer subject to regulation by the Office of the Comptroller of
the Currency, the FDIC, the Federal Reserve or the OTS. Fair market value for
purposes of this paragraph and the second preceding paragraph will be determined
by the Master Servicer as of the close of business on the third Business Day
next preceding the date upon which notice of any such termination is furnished
to Certificateholders pursuant to the fourth paragraph of this Article X. If
such right is exercised, the Trustee (or Custodian on the Trustee's behalf)
shall, promptly following payment of the purchase price, release to the Master
Servicer or its designee the Mortgage Files pertaining to the Mortgage Loans
being purchased. The Master Servicer's right, title and interest in and to such
purchased Mortgage Loans and the related Mortgage Files shall be subject to the
servicing rights of the Servicers pursuant to the related Servicing Agreements.
Notice of any termination of Loan Group 1, Aggregate Loan Group 2 or
Aggregate Loan Group 3, specifying the applicable date upon which the applicable
Certificateholders may surrender their Certificates to the Securities
Administrator for payment of the final distribution and for cancellation, shall
be given promptly by the Securities Administrator by letter to the applicable
Certificateholders mailed not later than the 15th day of the month of such final
distribution specifying (1) the applicable Distribution Date upon which final
payment of the applicable Certificates will be made upon presentation and
surrender of such Certificates at the office or agency of the Securities
Administrator therein designated, (2) the amount of any such final payment and
(3) that the Record Date otherwise applicable to such Distribution Date is not
applicable, payments being made only upon presentation and surrender of the
applicable Certificates at the office or agency of the Securities Administrator
therein specified.
If the Master Servicer is obligated to give notice to Certificateholders
as aforesaid, it shall give such notice to the Securities Administrator and the
Certificate Registrar at the time such notice is given to Certificateholders. In
the event such notice is given by the Master Servicer, the Master Servicer shall
deposit in the Distribution Account on or before the Final Distribution Date in
immediately available funds an amount equal to the amount necessary to make the
amount, if any, on deposit in the Distribution Account on the applicable Final
Distribution Date equal to the purchase price for the related assets of the
Trust computed as above provided together with a statement as to the amount to
be distributed on each Class of Certificates pursuant to the next succeeding
paragraph. Not less than five (5) Business Days prior to the applicable Final
Distribution Date, the Securities Administrator shall notify the Master Servicer
of the amount of any unpaid Reimbursement Amount owed to the Trust related to
the applicable Mortgage Loans and the Master Servicer shall deposit such amount
in the Distribution Account not later than the Business Day preceding the Final
Distribution Date.
Upon presentation and surrender of the applicable Certificates, the
Securities Administrator shall cause to be distributed to the applicable
Certificateholders of each Class, in the order set forth in Section 5.02 hereof
on the applicable Distribution Date, and in proportion to their respective
Percentage Interests, with respect to Certificateholders of the same Class, all
cash on hand in respect of the related REMIC (other than the amounts retained to
meet claims).
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An amount shall be distributed in respect of interest and principal, as
applicable, to the Uncertificated Lower-Tier Interests and the Uncertificated
Middle-Tier Interests in the same manner as principal and interest are
distributed to the Uncertificated Lower-Tier Interests and the Uncertificated
Middle-Tier Interests as provided in Section 5.02.
If the applicable Certificateholders do not surrender their Certificates
for final payment and cancellation on or before the Final Distribution Date, the
Securities Administrator shall on such date cause all funds in the Distribution
Account not distributed in final distribution to such Certificateholders of such
Group to continue to be held by the Securities Administrator in an Eligible
Account for the benefit of such Certificateholders and the Securities
Administrator shall give a second written notice to the remaining applicable
Certificateholders to surrender their Certificates for cancellation and receive
a final distribution with respect thereto. If within one year after the second
notice all the applicable Certificates shall not have been surrendered for
cancellation, the Securities Administrator may take appropriate steps, or may
appoint an agent to take appropriate steps, to contact the remaining applicable
Certificateholders concerning surrender of their Certificates, and the cost
thereof shall be paid out of the funds on deposit in such Eligible Account.
Section 10.02. Additional Termination Requirements.
(a) If the Master Servicer exercises its purchase option as provided in
Section 10.01, the related REMIC or REMICs shall be terminated in accordance
with the following additional requirements, unless the Securities Administrator
has received an Opinion of Counsel to the effect that the failure of the Trust
to comply with the requirements of this Section 10.02 will not (i) result in the
imposition of taxes on "prohibited transactions" of the Trust as defined in
Section 860F of the Code, or (ii) cause any REMIC created hereunder to fail to
qualify as a REMIC at any time that any related Certificates are outstanding:
(i) within 90 days prior to the applicable Final Distribution
Date set forth in the notice given by the Securities Administrator under
Section 10.01, the Securities Administrator shall sell the related
Mortgage Loans and the REO Properties to the Master Servicer for cash;
(ii) the notice given by the Securities Administrator pursuant to
Section 10.01 shall provide that such notice constitutes adoption of a
plan of complete liquidation of the applicable REMIC or REMICs as of the
date of such notice (or, if earlier, the date on which such notice was
mailed to Certificateholders). The Securities Administrator shall also
ensure that such date is specified in the final tax return of the
applicable REMIC or REMICs; and
(iii) the Subsidiary Lower-Tier REMIC and Upper-Tier REMIC will be
terminated on the same date that the last outstanding of the Group 1
Lower-Tier REMIC, the Aggregate Group 2 Lower-Tier REMIC or the Aggregate
Group 3 Lower-Tier REMIC is terminated.
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(b) By its acceptance of the Class 1-A-R Certificate, the Holder thereof
hereby agrees to take such other action in connection with such plan of complete
liquidation as may be reasonably requested by the Depositor or the Securities
Administrator.
ARTICLE XI
MISCELLANEOUS PROVISIONS
Section 11.01. Amendment. This Agreement may be amended from time to time
by the Depositor, the Master Servicer, the Securities Administrator and the
Trustee without the consent of any of the Certificateholders, (i) to cure any
ambiguity or mistake, (ii) to correct or supplement any provisions herein or
therein which may be inconsistent with any other provisions of this Agreement,
any amendment to this Agreement or the related Prospectus Supplement, (iii) to
modify, eliminate or add to any of its provisions to such extent as shall be
necessary to maintain the qualification of each REMIC created hereunder as a
REMIC at all times that any related Certificates are outstanding or to avoid or
minimize the risk of the imposition of any tax on any REMIC pursuant to the Code
that would be a claim against the Trust Estate, provided that (a) the Trustee
and the Securities Administrator have received an Opinion of Counsel to the
effect that such action is necessary or desirable to maintain such qualification
or to avoid or minimize the risk of the imposition of any such tax and (b) such
action shall not, as evidenced by such Opinion of Counsel, adversely affect in
any material respect the interests of any Certificateholder, (iv) to change the
timing and/or nature of deposits into the Distribution Account provided that (a)
such change shall not, as evidenced by an Opinion of Counsel, adversely affect
in any material respect the interests of any Certificateholder and (b) such
change shall not adversely affect the then-current rating of the Senior
Certificates and the Class 1-B-1, Class 1-B-2, Class 1-B-3, Class 1-B-4, Class
1-B-5, Class 2-M-1, Class 2-B-1, Class 2-B-2, Class 2-B-3, Class 2-B-4, Class
2-B-5, Class 3-B-1, Class 3-B-2, Class 3-B-3, Class 3-B-4 or Class 3-B-5
Certificates as evidenced by a letter from each Rating Agency rating such
Certificates to such effect and (v) to make any other provisions with respect to
matters or questions arising under this Agreement which shall not be materially
inconsistent with the provisions of this Agreement, provided that such action
shall not, as evidenced by an Opinion of Counsel, adversely affect in any
material respect the interests of any Certificateholder, provided that the
amendment shall not be deemed to adversely affect in any material respect the
interests of the Certificateholders and no Opinion of Counsel to that effect
shall be required if the Person requesting the amendment obtains a letter from
each Rating Agency stating that the amendment would not result in the
downgrading or withdrawal of the respective ratings then assigned to the
Certificates. Notwithstanding any contrary provision of this Agreement, the
Trustee shall not consent to any amendment to this Agreement pursuant to clause
(i) through (v) above unless it shall have first received an Opinion of Counsel
to the effect that such amendment shall not cause the imposition of any tax on
any REMIC created hereunder or the Certificateholders or cause any REMIC created
hereunder to fail to qualify as a REMIC at any time that any Certificates are
outstanding.
This Agreement may also be amended from time to time by the Depositor, the
Master Servicer, the Securities Administrator and the Trustee, with the consent
of the Holders of Certificates of each Class of Certificates which is affected
by such amendment, evidencing, as to each such Class of Certificates, Percentage
Interests aggregating not less than 66-2/3%, for the
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purpose of adding any provisions to or changing in any manner or eliminating any
of the provisions of this Agreement or of modifying in any manner the rights of
the Holders of such Certificates; provided, however, that no such amendment
shall (A) reduce in any manner the amount of, or delay the timing of,
collections of payments on Mortgage Loans or distributions which are required to
be made on any Certificate without the consent of the Holder of such Certificate
or (B) reduce the aforesaid percentage required to consent to any such
amendment, without the consent of the Holders of all Certificates then
Outstanding.
Prior to the solicitation of consent of Certificateholders in connection
with any such amendment, the party seeking such amendment shall furnish the
Trustee and the Securities Administrator with an Opinion of Counsel stating
whether such amendment would adversely affect the qualification of any REMIC
created hereunder as a REMIC and notice of the conclusion expressed in such
Opinion of Counsel shall be included with any such solicitation. An amendment
made with the consent of all Certificateholders and executed in accordance with
this Section 11.01 shall be permitted or authorized by this Agreement
notwithstanding that such Opinion of Counsel may conclude that such amendment
would adversely affect the qualification of any REMIC created hereunder as a
REMIC.
Promptly after the execution of any such amendment or consent the
Securities Administrator shall furnish written notification of the substance of
or a copy of such amendment to each Certificateholder and to each Rating Agency.
It shall not be necessary for the consent of Certificateholders under this
Section 11.01 to approve the particular form of any proposed amendment, but it
shall be sufficient if such consent shall approve the substance thereof. The
manner of obtaining such consents and of evidencing the authorization of the
execution thereof by Certificateholders shall be subject to such reasonable
requirements as the Securities Administrator may prescribe.
Prior to the execution of any amendment to this Agreement, each of the
Trustee and the Securities Administrator shall receive and be entitled to
conclusively rely on any Opinion of Counsel (at the expense of the Person
seeking such amendment) stating that such amendment is authorized and permitted
by this Agreement. The Trustee and the Securities Administrator may, but shall
not be obligated to, enter into any such amendment which affects the Trustee's
or the Securities Administrator's own rights, duties or immunities under this
Agreement.
Section 11.02. Recordation of Agreement; Counterparts. This Agreement is
subject to recordation in all appropriate public offices for real property
records in all the counties or other comparable jurisdictions in which any or
all of the properties subject to the Mortgages are situated, and in any other
appropriate public recording office or elsewhere, such recordation to be
effected by the Securities Administrator at its expense, at the direction of
Holders of Certificates evidencing not less than 50% of all Voting Rights, but
only upon delivery to the Securities Administrator at the expense of the
requesting Certificateholders of an Opinion of Counsel to the effect that such
recordation materially and beneficially affects the interests of
Certificateholders.
For the purpose of facilitating the recordation of this Agreement as
herein provided and for other purposes, this Agreement may be executed
simultaneously in any number of
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counterparts, each of which counterparts shall be deemed to be an original, and
such counterparts shall constitute but one and the same instrument.
Section 11.03. Limitation on Rights of Certificateholders. The death or
incapacity of any Certificateholder shall not operate to terminate this
Agreement or the Trust, nor entitle such Certificateholder's legal
representatives or heirs to claim an accounting or to take any action or
commence any proceeding in any court for a partition or winding up of the Trust,
nor otherwise affect the rights, obligations and liabilities of the parties
hereto or any of them.
No Certificateholder shall have any right to vote (except as provided
herein) or in any manner otherwise control the operation and management of the
Trust, or the obligations of the parties hereto, nor shall anything herein set
forth, or contained in the terms of the Certificates, be construed so as to
constitute the Certificateholders from time to time as partners or members of an
association; nor shall any Certificateholder be under any liability to any third
person by reason of any action taken by the parties to this Agreement pursuant
to any provision hereof.
No Certificateholder shall have any right by virtue or by availing itself
of any provisions of this Agreement to institute any suit, action or proceeding
in equity or at law upon or under or with respect to this Agreement, unless such
Holder previously shall have given to the Securities Administrator a written
notice of default and of the continuance thereof, as provided herein, and unless
also the Holders of Certificates evidencing Percentage Interests aggregating not
less than 25% of each Class of Certificates affected thereby shall have made
written request upon the Securities Administrator to institute such action, suit
or proceeding in its own name as Securities Administrator hereunder and shall
have offered to the Securities Administrator such reasonable indemnity as it may
require against the costs, expenses and liabilities to be incurred therein or
thereby, and the Securities Administrator, for 60 days after its receipt of such
notice, request and offer of indemnity, shall have neglected or refused to
institute any such action, suit or proceeding; it being understood and intended,
and being expressly covenanted by each Certificateholder with every other
Certificateholder and the Securities Administrator, that no one or more Holders
of Certificates shall have any right in any manner whatever by virtue or by
availing itself or themselves of any provisions of this Agreement to affect,
disturb or prejudice the rights of the Holders of any other of the Certificates,
or to obtain or seek to obtain priority over or preference to any other such
Holder, or to enforce any right under this Agreement, except in the manner
herein provided and for the equal, ratable and common benefit of all
Certificateholders. For the protection and enforcement of the provisions of this
Section 11.03, each and every Certificateholder and the Securities Administrator
shall be entitled to such relief as can be given either at law or in equity.
Section 11.04. Governing Law. THIS AGREEMENT SHALL BE CONSTRUED IN
ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK, WITHOUT APPLICATION OF THE
CONFLICTS OF LAWS PROVISIONS THEREOF, AND THE OBLIGATIONS, RIGHTS AND REMEDIES
OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS.
With respect to any claim arising out of this Agreement, each party
irrevocably submits to the exclusive jurisdiction of the courts of the State of
New York and the United States District Court located in the Borough of
Manhattan in The City of New York, and each party irrevocably
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waives any objection which it may have at any time to the laying of venue of any
suit, action or proceeding arising out of or relating hereto brought in any such
courts, irrevocably waives any claim that any such suit, action or proceeding
brought in any such court has been brought in any inconvenient forum and further
irrevocably waives the right to object, with respect to such claim, suit, action
or proceeding brought in any such court, that such court does not have
jurisdiction over such party, provided that service of process has been made by
any lawful means.
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Section 11.05. Notices. All demands, notices, instructions, directions,
requests and communications required or permitted to be delivered hereunder
shall be in writing and shall be deemed to have been duly given if personally
delivered at or mailed by certified mail, return receipt requested, (provided,
however, that notices to the Securities Administrator may be delivered by
facsimile and shall be deemed effective upon receipt) to (a) in the case of the
Depositor, Banc of America Funding Corporation, 000 Xxxxx Xxxxx Xxxxxx,
Xxxxxxxxx, Xxxxx Xxxxxxxx 00000, Attention: General Counsel and Chief Financial
Officer, (b) in the case of the Master Servicer, Xxxxx Fargo Bank, N.A., 0000
Xxx Xxxxxxxxx Xxxx, Xxxxxxxx, Xxxxxxxx 00000, Attention: BAFC 2006-A, (c) in the
case of the Securities Administrator, Xxxxx Fargo Bank, N.A., X.X. Xxx 00,
Xxxxxxxx, Xxxxxxxx 00000, Attention: BAFC, Series 2006-A, and for overnight
delivery purposes, Xxxxx Fargo Bank, N.A., 0000 Xxx Xxxxxxxxx Xxxx, Xxxxxxxx,
Xxxxxxxx 00000-0000, Attention: BAFC, Series 2006-A, with a copy to Xxxxx Fargo
Bank, N.A., Sixth and Xxxxxxxxx Xxxxxx, Xxxxxxxxxxx, Xxxxxxxxx, 00000,
Attention: BAFC, Series 2006-A, (d) in the case of the Trustee, at its Corporate
Trust Office, (e) in the case of Fitch, Fitch Ratings, Xxx Xxxxx Xxxxxx Xxxxx,
Xxx Xxxx, Xxx Xxxx 00000, Attn: Residential Mortgage Surveillance Group, and (f)
in the case of S&P, Standard & Poor's, a division of The XxXxxx-Xxxx Companies,
Inc., 00 Xxxxx Xxxxxx, Xxx Xxxx, Xxx Xxxx 00000, Attn: Residential Mortgage
Surveillance Manager; or, as to each party, at such other address as shall be
designated by such party in a written notice to each other party; or, as to each
party, at such other address as shall be designated by such party in a written
notice to each other party. Any notice required or permitted to be mailed to a
Certificateholder shall be given by first class mail, postage prepaid, at the
address of such Holder as shown in the Certificate Register. Any notice to a
Certificateholder so mailed within the time prescribed in this Agreement shall
be conclusively presumed to have been duly given, whether or not the
Certificateholder receives such notice.
Section 11.06. Severability of Provisions. If any one or more of the
covenants, agreements, provisions or terms of this Agreement shall be for any
reason whatsoever held invalid, then such covenants, agreements, provisions or
terms shall be deemed severable from the remaining covenants, agreements,
provisions or terms of this Agreement and shall in no way affect the validity or
enforceability of the other provisions of this Agreement or of the Certificates
or the rights of the Holders thereof.
Section 11.07. Certificates Nonassessable and Fully Paid. It is the
intention of the Securities Administrator that Certificateholders shall not be
personally liable for obligations of the Trust Estate, that the beneficial
ownership interests represented by the Certificates shall be nonassessable for
any losses or expenses of the Trust Estate or for any reason whatsoever, and
that Certificates upon execution, authentication and delivery thereof by the
Securities Administrator pursuant to Section 6.01 are and shall be deemed fully
paid.
Section 11.08. Access to List of Certificateholders. The Certificate
Registrar will furnish or cause to be furnished to the Trustee and the
Securities Administrator, within 15 days after the receipt of a request by the
Trustee and/or the Securities Administrator in writing, a list, in such form as
the Trustee and/or the Securities Administrator may reasonably require, of the
names and addresses of the Certificateholders as of the most recent Record Date
for payment of distributions to Certificateholders.
-126-
If three or more Certificateholders apply in writing to the Securities
Administrator, and such application states that the applicants desire to
communicate with other Certificateholders with respect to their rights under
this Agreement or under the Certificates and is accompanied by a copy of the
communication which such applicants propose to transmit, then the Securities
Administrator shall, within five Business Days after the receipt of such
application, afford such applicants access during normal business hours to the
most recent list of Certificateholders held by the Securities Administrator. If
such a list is as of a date more than 90 days prior to the date of receipt of
such applicants' request, the Securities Administrator shall promptly request
from the Certificate Registrar a current list as provided above, and shall
afford such applicants access to such list promptly upon receipt.
Every Certificateholder, by receiving and holding such list, agrees with
the Certificate Registrar and the Securities Administrator that neither the
Certificate Registrar nor the Securities Administrator shall be held accountable
by reason of the disclosure of any such information as to the names and
addresses of the Certificateholders hereunder, regardless of the source from
which such information was derived.
Section 11.09. Recharacterization. The parties to this Agreement intend
the conveyance by the Depositor to the Trustee of all of its right, title and
interest in and to the Mortgage Loans pursuant to this Agreement to constitute a
purchase and sale and not a loan. Notwithstanding the foregoing, to the extent
that such conveyance is held not to constitute a sale under applicable law, it
is intended that this Agreement shall constitute a security agreement under
applicable law and that the Depositor shall be deemed to have granted to the
Trustee a first priority security interest in all of the Depositor's right,
title and interest in and to the Mortgage Loans.
Section 11.10. Regulation AB Compliance; Intent of the Parties;
Reasonableness. The parties hereto acknowledge that interpretations of the
requirements of Regulation AB may change over time, whether due to interpretive
guidance provided by the Commission or its staff, consensus among participants
in the asset-backed securities markets, advice of counsel, or otherwise, and
agree to use commercially reasonable efforts to comply with requests made by the
Depositor in good faith for delivery of information under these provisions on
the basis of evolving interpretations of Regulation AB. In connection with the
Trust, the Master Servicer, the Securities Administrator, the Trustee and the
Custodian shall cooperate fully with the Depositor to deliver to the Depositor
(including its assignees or designees), any and all statements, reports,
certifications, records and any other information available to such party and
reasonably necessary in the good faith determination of the Depositor to permit
the Depositor to comply with the provisions of Regulation AB, together with such
disclosures relating to the Master Servicer, the Securities Administrator, the
Trustee and the Custodian, as applicable, reasonably believed by the Depositor
to be necessary in order to effect such compliance.
-127-
IN WITNESS WHEREOF, the Depositor, the Master Servicer, the Securities
Administrator and the Trustee have caused this Agreement to be duly executed by
their respective officers thereunto duly authorized to be hereunto affixed, all
as of the day and year first above written.
BANC OF AMERICA FUNDING CORPORATION,
as Depositor
By: /s/ Xxxxx Xxxxx
-------------------------------------
Name: Xxxxx Xxxxx
Title: Senior Vice President
XXXXX FARGO BANK, N.A.,
as Master Servicer
By: /s/ Xxxxxx X. Xxxxxxx
-------------------------------------
Name: Xxxxxx Xxxxxxx
Title: Assistant Vice President
XXXXX FARGO BANK, N.A.,
as Securities Administrator
By: /s/ Xxxxxx X. Xxxxxxx
-------------------------------------
Name: Xxxxxx Xxxxxxx
Title: Assistant Vice President
U.S. BANK NATIONAL ASSOCIATION,
as Trustee
By: /s/ Xxxxxxx X. Xxxxx
-------------------------------------
Name: Xxxxxxx X. Xxxxx
Title: Vice President
STATE OF NORTH CAROLINA )
) ss.:
COUNTY OF MECKLENBURG )
)
On the 31st day of January, 2006, before me, a notary public in and for
the State of North Carolina, personally appeared Xxxxx Xxxxx, known to me who,
being by me duly sworn, did depose and say that he is a Senior Vice President of
Banc of America Funding Corporation, a Delaware corporation, one of the parties
that executed the foregoing instrument; and that he signed his name thereto by
order of the Board of Directors of such corporation.
/s/ Xxxxxx X. Xxxxx
-------------------------------------
Notary Public
[Notarial Seal]
My commission expires October 31, 2009.
STATE OF MARYLAND )
) ss.:
COUNTY OF BALTIMORE)
)
On the 31st day of January, 2006, before me, a notary public in and for
the State of Maryland, personally appeared Xxxxxx X. Xxxxxxx, known to me who,
being by me duly sworn, did depose and say that he is an Assistant Vice
President of Xxxxx Fargo Bank, N.A., a national banking association, one of the
parties that executed the foregoing instrument; and that he signed his name
thereto by order of the Board of Directors of such association.
/s/ Xxxxxx X. Xxxxxx
-------------------------------------
Notary Public
[Notarial Seal]
My commission expires December 6, 2008.
STATE OF MARYLAND )
) ss.:
COUNTY OF BALTIMORE)
)
On the 31st day of January, 2006, before me, a notary public in and for
the State of Maryland, personally appeared Xxxxxx X. Xxxxxxx, known to me who,
being by me duly sworn, did depose and say that he is an Assistant Vice
President of Xxxxx Fargo Bank, N.A., a national banking association, one of the
parties that executed the foregoing instrument; and that he signed his name
thereto by order of the Board of Directors of such association.
/s/ Xxxxxx X. Xxxxxx
-------------------------------------
Notary Public
[Notarial Seal]
My commission expires December 6, 2008.
STATE OF ILLINOIS )
) ss.:
COUNTY OF XXXX )
)
On the 31st day of January, 2006, before me, a notary public in and for
the State of Illinois, personally appeared Xxxxxxx X. Xxxxx, known to me who,
being by me duly sworn, did depose and say that he/she is a Vice President of
U.S. Bank National Association, a national banking association, one of the
parties that executed the foregoing instrument; and that he/she signed his/her
name thereto by order of the Board of Directors of such association.
/s/ Xxxxxxxx X. Child
-------------------------------------
Notary Public
[Notarial Seal]
My commission expires October 20, 2007.
EXHIBIT A-1A1
[FORM OF FACE OF CLASS 1-A-1 CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 1-A-1
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").
REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.
X-0X0-0
XXXX XX XXXXXXX FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 1-A-1
evidencing an interest in a Trust consisting primarily of six loan groups of
adjustable interest rate mortgage loans (the "Mortgage Loans") secured by first
liens on one- to four-family residential properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): $[___________]
Initial Class Certificate
Balance of this Class: $336,294,000.00
Pass-Through Rate: Variable
CUSIP No.: 058927 AA 2
ISIN No.: US058927AA22
THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator"), and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence
A-1A1-2
an obligation of, or an interest in, and is not guaranteed by the Depositor, the
Master Servicer, the Securities Administrator or the Trustee or any of their
respective affiliates. Neither this Certificate nor the Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality.
For each Distribution Date, interest will accrue on these Certificates at
a per annum rate equal to the Net WAC of the Group 1 Mortgage Loans.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
A-1A1-3
EXHIBIT A-1A2
[FORM OF FACE OF CLASS 1-A-2 CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 1-A-2
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").
REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.
AFTER THE SENIOR CREDIT SUPPORT DEPLETION DATE FOR GROUP 1, THE PRINCIPAL
PORTION OF REALIZED LOSSES ALLOCATED TO THE CLASS 1-A-1 CERTIFICATES WILL BE
BORNE BY THE CLASS 1-A-2 CERTIFICATES AS DESCRIBED IN THE POOLING AND SERVICING
AGREEMENT REFERRED TO HEREIN.
X-0X0-0
XXXX XX XXXXXXX FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 1-A-2
evidencing an interest in a Trust consisting primarily of six loan groups of
adjustable interest rate mortgage loans (the "Mortgage Loans") secured by first
liens on one- to four-family residential properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): $[__________]
Initial Class Certificate
Balance of this Class: $38,544,000.00
Pass-Through Rate: Variable
CUSIP No.: 058927 AB 0
ISIN No.: US058927AB05
THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator") and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence
A-1A2-2
an obligation of, or an interest in, and is not guaranteed by the Depositor, the
Master Servicer, the Securities Administrator or the Trustee or any of their
respective affiliates. Neither this Certificate nor the Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality.
For each Distribution Date, interest will accrue on these Certificates at
a per annum rate equal to the Net WAC of the Group 1 Mortgage Loans.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
A-1A2-3
EXHIBIT A-1AR
[FORM OF FACE OF CLASS 1-A-R CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 1-A-R
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "RESIDUAL
INTEREST" IN MULTIPLE "REAL ESTATE MORTGAGE INVESTMENT CONDUITS," AS THOSE TERMS
ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE
CODE OF 1986, AS AMENDED (THE "CODE").
THIS CLASS 1-A-R CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY
EMPLOYEE BENEFIT PLAN OR ARRANGEMENT, INCLUDING AN INDIVIDUAL RETIREMENT
ACCOUNT, SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS
AMENDED ("ERISA"), THE CODE OR ANY FEDERAL, STATE OR LOCAL LAW WHICH IS SIMILAR
TO ERISA OR THE CODE (COLLECTIVELY, A "PLAN"), OR A PERSON ACTING ON BEHALF OF
OR INVESTING ASSETS OF A PLAN.
TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN TAX RELATED TRANSFER
RESTRICTIONS DESCRIBED HEREIN AND IN THE POOLING AND SERVICING AGREEMENT. ANY
ATTEMPTED OR PURPORTED TRANSFER OF THIS CLASS 1-A-R CERTIFICATE IN VIOLATION OF
SUCH RESTRICTIONS SHALL BE ABSOLUTELY NULL AND VOID AND SHALL VEST NO RIGHTS IN
THE PURPORTED TRANSFEREE.
A-1AR-1
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 1-A-R
evidencing a 100% Percentage Interest in the distributions allocable to the
Certificate of the above-referenced Class with respect to a Trust consisting
primarily of six loan groups of adjustable interest rate mortgage loans (the
"Mortgage Loans") secured by first liens on one- to four-family residential
properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): $100.00
Initial Class Certificate
Balance of this Class: $100.00
Pass-Through Rate: Variable
CUSIP No.: 058927 AC 8
ISIN No.: US058927AC87
THIS CERTIFIES THAT _________ is the registered owner of 100% Percentage
Interest evidenced by this Certificate in certain monthly distributions with
respect to a Trust consisting of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator"), and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence an obligation of, or an
interest in, and is not guaranteed by the Depositor, the Master Servicer, the
Securities Administrator or the Trustee or any of their respective affiliates.
Neither this
A-1AR-2
Certificate nor the Mortgage Loans are guaranteed or insured by any governmental
agency or instrumentality.
Interest will accrue on these Certificates at a per annum rate equal to
the Net WAC of the Group 1 Mortgage Loans.
Any distribution of the proceeds of any remaining assets of the applicable
sub-accounts of the Distribution Account will be made only upon presentment and
surrender of this Class 1-A-R Certificate at the Corporate Trust Office.
Each Person who has or who acquires this Class 1-A-R Certificate shall be
deemed by the acceptance or acquisition thereof to have agreed to be bound by
the following provisions and the rights of each Person acquiring this Class
1-A-R Certificate are expressly subject to the following provisions: (i) each
Person holding or acquiring this Class 1-A-R Certificate shall be a Permitted
Transferee and shall promptly notify the Securities Administrator of any change
or impending change in its status as a Permitted Transferee; (ii) no Person
shall acquire an ownership interest in this Class 1-A-R Certificate unless such
ownership interest is a pro rata undivided interest; (iii) in connection with
any proposed transfer of this Class 1-A-R Certificate, the Securities
Administrator shall require delivery to it, in form and substance satisfactory
to it, of an affidavit in the form of Exhibit I to the Pooling and Servicing
Agreement; (iv) notwithstanding the delivery of an affidavit by a proposed
transferee under clause (iii) above, if a Responsible Officer of the Securities
Administrator has actual knowledge that the proposed transferee is not a
Permitted Transferee, no transfer of any Ownership Interest in this Class 1-A-R
Certificate to such proposed transferee shall be effected; (v) this Class 1-A-R
Certificate may not be purchased by or transferred to any Person that is not a
U.S. Person, unless (A) such Person holds this Class 1-A-R Certificate in
connection with the conduct of a trade or business within the United States and
furnishes the transferor and the Securities Administrator with an effective
Internal Revenue Service Form W-8ECI (or any successor thereto) or (B) the
transferee delivers to both the transferor and the Securities Administrator an
Opinion of Counsel from a nationally-recognized tax counsel to the effect that
such transfer is in accordance with the requirements of the Code and the
regulations promulgated thereunder and that such transfer of this Class 1-A-R
Certificate will not be disregarded for federal income tax purposes; (vi) any
attempted or purported transfer of this Class 1-A-R Certificate in violation of
the provisions of such restrictions shall be absolutely null and void and shall
vest no rights in the purported transferee; and (vii) if any Person other than a
Permitted Transferee acquires the Class 1-A-R Certificate in violation of such
restrictions, then the Securities Administrator, based on information provided
to the Securities Administrator by the Master Servicer, will provide to the
Internal Revenue Service, and to the Persons specified in Section 860E(e)(3) and
(6) of the Code, information needed to compute the tax imposed under Section
860E(e) of the Code on transfers of residual interests to disqualified
organizations.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
A-1AR-3
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
A-1AR-4
EXHIBIT A-2A1
[FORM OF FACE OF CLASS 2-A-1 CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 2-A-1
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").
REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.
X-0X0-0
XXXX XX XXXXXXX FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 2-A-1
evidencing an interest in a Trust consisting primarily of six loan groups of
adjustable interest rate mortgage loans (the "Mortgage Loans") secured by first
liens on one- to four-family residential properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): $[__________]
Initial Class Certificate
Balance of this Class: $44,555,000.00
Pass-Through Rate: Variable
CUSIP No.: 058927 AD 6
ISIN No.: US058927AD60
THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator"), and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence
A-2A1-2
an obligation of, or an interest in, and is not guaranteed by the Depositor, the
Master Servicer, the Securities Administrator or the Trustee or any of their
respective affiliates. Neither this Certificate nor the Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality.
Interest will accrue on these Certificates at a per annum rate equal to
the Net WAC of the Group 2 Mortgage Loans.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
A-2A1-3
EXHIBIT A-2A2
[FORM OF FACE OF CLASS 2-A-2 CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 2-A-2
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").
REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.
AFTER THE SENIOR CREDIT SUPPORT DEPLETION DATE FOR THE GROUPS IN AGGREGATE GROUP
2, THE PRINCIPAL PORTION OF REALIZED LOSSES ALLOCATED TO THE CLASS 2-A-1
CERTIFICATES WILL BE BORNE BY THE CLASS 2-A-2 CERTIFICATES AS DESCRIBED IN THE
POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.
X-0X0-0
XXXX XX XXXXXXX FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 2-A-2
evidencing an interest in a Trust consisting primarily of six loan groups of
adjustable interest rate mortgage loans (the "Mortgage Loans") secured by first
liens on one- to four-family residential properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): $[_________]
Initial Class Certificate
Balance of this Class: $3,329,000.00
Pass-Through Rate: Variable
CUSIP No.: 058927 AE 4
ISIN No.: US058927AE44
THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator"), and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence
A-2A2-2
an obligation of, or an interest in, and is not guaranteed by the Depositor, the
Master Servicer, the Securities Administrator or the Trustee or any of their
respective affiliates. Neither this Certificate nor the Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality.
Interest will accrue on these Certificates at a per annum rate equal to
the Net WAC of the Group 2 Mortgage Loans.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
A-2A2-3
EXHIBIT A-3A1
[FORM OF FACE OF CLASS 3-A-1 CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 3-A-1
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").
REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.
X-0X0-0
XXXX XX XXXXXXX FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 3-A-1
evidencing an interest in a Trust consisting primarily of six loan groups of
adjustable interest rate mortgage loans (the "Mortgage Loans") secured by first
liens on one- to four-family residential properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): $[_________]
Initial Class Certificate
Balance of this Class: $200,000,000.00
Pass-Through Rate: Variable
CUSIP No.: 058927 AF 1
ISIN No.: US058927AF19
THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator"), and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence
A-3A1-2
an obligation of, or an interest in, and is not guaranteed by the Depositor, the
Master Servicer, the Securities Administrator or the Trustee or any of their
respective affiliates. Neither this Certificate nor the Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality.
Interest will accrue on these Certificates at a per annum rate equal to
the Net WAC of the Group 3 Mortgage Loans.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
A-3A1-3
EXHIBIT A-3A2
[FORM OF FACE OF CLASS 3-A-2 CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 3-A-2
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").
REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.
X-0X0-0
XXXX XX XXXXXXX FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 3-A-2
evidencing an interest in a Trust consisting primarily of six loan groups of
adjustable interest rate mortgage loans (the "Mortgage Loans") secured by first
liens on one- to four-family residential properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): $[_________]
Initial Class Certificate
Balance of this Class: $186,546,000.00
Pass-Through Rate: Variable
CUSIP No.: 058927 AG 9
ISIN No.: US058927AG91
THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator"), and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence
A-3A2-2
an obligation of, or an interest in, and is not guaranteed by the Depositor, the
Master Servicer, the Securities Administrator or the Trustee or any of their
respective affiliates. Neither this Certificate nor the Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality.
Interest will accrue on these Certificates at a per annum rate equal to
the Net WAC of the Group 3 Mortgage Loans.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
A-3A2-3
EXHIBIT A-3A3
[FORM OF FACE OF CLASS 3-A-3 CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 3-A-3
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").
REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.
AFTER THE SENIOR CREDIT SUPPORT DEPLETION DATE FOR THE GROUPS IN AGGREGATE GROUP
2, THE PRINCIPAL PORTION OF REALIZED LOSSES ALLOCATED TO THE CLASS 3-A-2
CERTIFICATES WILL BE BORNE BY THE CLASS 3-A-3 CERTIFICATES AS DESCRIBED IN THE
POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.
X-0X0-0
XXXX XX XXXXXXX FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 3-A-3
evidencing an interest in a Trust consisting primarily of six loan groups of
adjustable interest rate mortgage loans (the "Mortgage Loans") secured by first
liens on one- to four-family residential properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): $[__________]
Initial Class Certificate
Balance of this Class: $13,938,000.00
Pass-Through Rate: Variable
CUSIP No.: 058927 AH 7
ISIN No.: US058927AH74
THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator"), and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence
A-3A3-2
an obligation of, or an interest in, and is not guaranteed by the Depositor, the
Master Servicer, the Securities Administrator or the Trustee or any of their
respective affiliates. Neither this Certificate nor the Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality.
Interest will accrue on these Certificates at a per annum rate equal to
the Net WAC of the Group 3 Mortgage Loans.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
A-3A3-3
EXHIBIT A-4A1
[FORM OF FACE OF CLASS 4-A-1 CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 4-A-1
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").
REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.
X-0X0-0
XXXX XX XXXXXXX FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 4-A-1
evidencing an interest in a Trust consisting primarily of six loan groups of
adjustable interest rate mortgage loans (the "Mortgage Loans") secured by first
liens on one- to four-family residential properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): $[__________]
Initial Class Certificate
Balance of this Class: $31,948,000.00
Pass-Through Rate: Variable
CUSIP No.: 058927 AJ 3
ISIN No.: US058927AJ31
THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator"), and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence
A-4A1-2
an obligation of, or an interest in, and is not guaranteed by the Depositor, the
Master Servicer, the Securities Administrator or the Trustee or any of their
respective affiliates. Neither this Certificate nor the Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality.
Interest will accrue on these Certificates at a per annum rate equal to
the Net WAC of the Group 4 Mortgage Loans.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
A-4A1-3
EXHIBIT A-4A2
[FORM OF FACE OF CLASS 4-A-2 CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 4-A-2
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").
REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.
AFTER THE SENIOR CREDIT SUPPORT DEPLETION DATE FOR THE GROUPS IN AGGREGATE GROUP
2, THE PRINCIPAL PORTION OF REALIZED LOSSES ALLOCATED TO THE CLASS 4-A-1
CERTIFICATES WILL BE BORNE BY THE CLASS 4-A-2 CERTIFICATES AS DESCRIBED IN THE
POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.
X-0X0-0
XXXX XX XXXXXXX FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 4-A-2
evidencing an interest in a Trust consisting primarily of six loan groups of
adjustable interest rate mortgage loans (the "Mortgage Loans") secured by first
liens on one- to four-family residential properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): $[_________]
Initial Class Certificate
Balance of this Class: $2,387,000.00
Pass-Through Rate: Variable
CUSIP No.: 058927 AK 0
ISIN No.: US058927AK04
THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator"), and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence
A-4A2-2
an obligation of, or an interest in, and is not guaranteed by the Depositor, the
Master Servicer, the Securities Administrator or the Trustee or any of their
respective affiliates. Neither this Certificate nor the Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality.
Interest will accrue on these Certificates at a per annum rate equal to
the Net WAC of the Group 4 Mortgage Loans.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
A-4A2-3
EXHIBIT A-5A1
[FORM OF FACE OF CLASS 5-A-1 CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 5-A-1
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").
REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.
X-0X0-0
XXXX XX XXXXXXX FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 5-A-1
evidencing an interest in a Trust consisting primarily of six loan groups of
adjustable interest rate mortgage loans (the "Mortgage Loans") secured by first
liens on one- to four-family residential properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): $[_________]
Initial Class Certificate
Balance of this Class: $56,349,000.00
Pass-Through Rate: Variable
CUSIP No.: 058927 AL 8
ISIN No.: US058927AL86
THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator"), and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence
A-5A1-2
an obligation of, or an interest in, and is not guaranteed by the Depositor, the
Master Servicer, the Securities Administrator or the Trustee or any of their
respective affiliates. Neither this Certificate nor the Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality.
Interest will accrue on these Certificates at a per annum rate equal to
the Net WAC of the Group 5 Mortgage Loans.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
A-5A1-3
EXHIBIT A-5A2
[FORM OF FACE OF CLASS 5-A-2 CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 5-A-2
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").
REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.
AFTER THE SENIOR CREDIT SUPPORT DEPLETION DATE FOR THE GROUPS IN AGGREGATE GROUP
3, THE PRINCIPAL PORTION OF REALIZED LOSSES ALLOCATED TO THE CLASS 5-A-1
CERTIFICATES WILL BE BORNE BY THE CLASS 5-A-2 CERTIFICATES AS DESCRIBED IN THE
POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.
X-0X0-0
XXXX XX XXXXXXX FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 5-A-2
evidencing an interest in a Trust consisting primarily of six loan groups of
adjustable interest rate mortgage loans (the "Mortgage Loans") secured by first
liens on one- to four-family residential properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): $[___________]
Initial Class Certificate
Balance of this Class: $2,284,000.00
Pass-Through Rate: Variable
CUSIP No.: 058927 AM 6
ISIN No.: US058927AM69
THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator"), and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence
A-5A2-2
an obligation of, or an interest in, and is not guaranteed by the Depositor, the
Master Servicer, the Securities Administrator or the Trustee or any of their
respective affiliates. Neither this Certificate nor the Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality.
Interest will accrue on these Certificates at a per annum rate equal to
the Net WAC of the Group 5 Mortgage Loans.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
A-5A2-3
EXHIBIT A-6A1
[FORM OF FACE OF CLASS 6-A-1 CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 6-A-1
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").
REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.
X-0X0-0
XXXX XX XXXXXXX FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 6-A-1
evidencing an interest in a Trust consisting primarily of six loan groups of
adjustable interest rate mortgage loans (the "Mortgage Loans") secured by first
liens on one- to four-family residential properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): $[________]
Initial Class Certificate
Balance of this Class: $129,873,000.00
Pass-Through Rate: Variable
CUSIP No.: 058927 AN 4
ISIN No.: US058927AN43
THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator"), and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence
A-6A1-2
an obligation of, or an interest in, and is not guaranteed by the Depositor, the
Master Servicer, the Securities Administrator or the Trustee or any of their
respective affiliates. Neither this Certificate nor the Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality.
Interest will accrue on these Certificates at a per annum rate equal to
the Net WAC of the Group 6 Mortgage Loans.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
A-6A1-3
EXHIBIT A-6A2
[FORM OF FACE OF CLASS 6-A-2 CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 6-A-2
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").
REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW. AFTER THE SENIOR CREDIT SUPPORT DEPLETION DATE FOR THE
GROUPS IN AGGREGATE GROUP 3, THE PRINCIPAL PORTION OF REALIZED LOSSES ALLOCATED
TO THE CLASS 6-A-1 CERTIFICATES WILL BE BORNE BY THE CLASS 6-A-2 CERTIFICATES AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.
X-0X0-0
XXXX XX XXXXXXX FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 6-A-2
evidencing an interest in a Trust consisting primarily of six loan groups of
adjustable interest rate mortgage loans (the "Mortgage Loans") secured by first
liens on one- to four-family residential properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): $[_________]
Initial Class Certificate
Balance of this Class: $5,265,000.00
Pass-Through Rate: Variable
CUSIP No.: 058927 AQ 7
ISIN No.: US058927AQ73
THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator"), and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence
A-6A2-2
an obligation of, or an interest in, and is not guaranteed by the Depositor, the
Master Servicer, the Securities Administrator or the Trustee or any of their
respective affiliates. Neither this Certificate nor the Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality.
Interest will accrue on these Certificates at a per annum rate equal to
the Net WAC of the Group 6 Mortgage Loans.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
A-6A2-3
EXHIBIT B-1B1
[FORM OF FACE OF CLASS 1-B-1 CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 1-B-1
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").
REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES
OF GROUP 1 AS DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
B-1B1-1
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 1-B-1
evidencing an interest in a Trust consisting primarily of six loan groups of
adjustable interest rate mortgage loans (the "Mortgage Loans") secured by first
liens on one- to four-family residential properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): $[_________]
Initial Class Certificate
Balance of this Class: $5,589,000.00
Pass-Through Rate: Variable
CUSIP No.: 058927 AQ 7
ISIN No.: US058927AQ73
THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator"), and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence
B-1B1-2
an obligation of, or an interest in, and is not guaranteed by the Depositor, the
Master Servicer, the Securities Administrator or the Trustee or any of their
respective affiliates. Neither this Certificate nor the Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality.
Interest will accrue on these Certificates at a per annum rate equal to
the Net WAC of the Group 1 Mortgage Loans.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
B-1B1-3
EXHIBIT B-1B2
[FORM OF FACE OF CLASS 1-B-2 CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 1-B-2
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").
REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES
OF GROUP 1 AND THE CLASS 1-B-1 CERTIFICATES AS DESCRIBED IN THE POOLING AND
SERVICING AGREEMENT.
B-1B2-1
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 1-B-2
evidencing an interest in a Trust consisting primarily of six loan groups of
adjustable interest rate mortgage loans (the "Mortgage Loans") secured by first
liens on one- to four-family residential properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): $[_________]
Initial Class Certificate
Balance of this Class: $1,927,000.00
Pass-Through Rate: Variable
CUSIP No.: 058927 AR 5
ISIN No.: US058927AR56
THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator"), and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence
B-1B2-2
an obligation of, or an interest in, and is not guaranteed by the Depositor, the
Master Servicer, the Securities Administrator or the Trustee or any of their
respective affiliates. Neither this Certificate nor the Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality.
Interest will accrue on these Certificates at a per annum rate equal to
the Net WAC of the Group 1 Mortgage Loans.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
B-1B2-3
EXHIBIT B-1B3
[FORM OF FACE OF CLASS 1-B-3 CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 1-B-3
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").
REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES
OF GROUP 1, THE CLASS 1-B-1 CERTIFICATES AND THE CLASS 1-B-2 CERTIFICATES AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
B-1B3-1
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 1-B-3
evidencing an interest in a Trust consisting primarily of six loan groups of
adjustable interest rate mortgage loans (the "Mortgage Loans") secured by first
liens on one- to four-family residential properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): $[_________]
Initial Class Certificate
Balance of this Class: $1,156,000.00
Pass-Through Rate: Variable
CUSIP No.: 058927 AS 3
ISIN No.: US058927AS30
THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator"), and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence
B-1B3-2
an obligation of, or an interest in, and is not guaranteed by the Depositor, the
Master Servicer, the Securities Administrator or the Trustee or any of their
respective affiliates. Neither this Certificate nor the Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality.
Interest will accrue on these Certificates at a per annum rate equal to
the weighted average (based on the Group Subordinate Amount for each Loan Group)
of the Net WAC of each of the Group 2 Mortgage Loans, the Group 3 Mortgage Loans
and the Group 4 Mortgage Loans.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
B-1B3-3
EXHIBIT B-1B4
[FORM OF FACE OF CLASS 1-B-4 CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 1-B-4
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").
REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES
OF GROUP 1, THE CLASS 1-B-1 CERTIFICATES, THE CLASS 1-B-2 CERTIFICATES AND THE
CLASS 1-B-3 CERTIFICATES AS DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS
AMENDED (THE "1933 ACT"). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT
REGISTRATION THEREOF UNDER THE 1933 ACT MAY ONLY BE MADE IN A TRANSACTION
EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE 1933 ACT AND IN ACCORDANCE
WITH THE PROVISIONS OF THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN.
UNDER CURRENT LAW THE PURCHASE AND HOLDING OF THIS CERTIFICATE BY OR ON BEHALF
OF ANY EMPLOYEE BENEFIT PLAN OR ARRANGEMENT, INCLUDING AN INDIVIDUAL RETIREMENT
ACCOUNT, SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS
AMENDED ("ERISA"), THE CODE OR ANY FEDERAL, STATE OR LOCAL LAW ("SIMILAR LAW")
WHICH IS SIMILAR TO ERISA OR THE CODE (COLLECTIVELY, A "PLAN"), MAY RESULT IN
"PROHIBITED TRANSACTIONS" WITHIN THE MEANING OF ERISA, THE CODE OR SIMILAR LAW.
TRANSFER OF THIS CERTIFICATE WILL NOT BE MADE UNLESS THE TRANSFEREE DELIVERS TO
THE SECURITIES ADMINISTRATOR EITHER (I) A REPRESENTATION LETTER, IN FORM AND
SUBSTANCE SATISFACTORY TO THE SECURITIES ADMINISTRATOR, STATING THAT (A) IT IS
NOT, AND IS NOT ACTING ON BEHALF OF, ANY SUCH PLAN OR USING THE ASSETS OF ANY
SUCH PLAN TO EFFECT SUCH PURCHASE OR (B) IF IT IS AN INSURANCE COMPANY, THAT THE
SOURCE OF FUNDS USED TO PURCHASE THIS CERTIFICATE IS AN "INSURANCE COMPANY
GENERAL ACCOUNT" (AS SUCH TERM IS DEFINED IN SECTION V(E) OF PROHIBITED
TRANSACTION CLASS
B-1B4-1
EXEMPTION 95-60 ("PTE 95-60"), 60 FED. REG. 35925 (JULY 12, 1995)), THERE IS NO
PLAN WITH RESPECT TO WHICH THE AMOUNT OF SUCH GENERAL ACCOUNT'S RESERVES AND
LIABILITIES FOR THE CONTRACT(S) HELD BY OR ON BEHALF OF SUCH PLAN AND ALL OTHER
PLANS MAINTAINED BY THE SAME EMPLOYER (OR AFFILIATE THEREOF AS DEFINED IN
SECTION V(A)(1) OF PTE 95-60) OR BY THE SAME EMPLOYEE ORGANIZATION EXCEEDS 10%
OF THE TOTAL OF ALL RESERVES AND LIABILITIES OF SUCH GENERAL ACCOUNT (AS SUCH
AMOUNTS ARE DETERMINED UNDER SECTION I(A) OF PTE 95-60) AT THE DATE OF
ACQUISITION AND ALL PLANS THAT HAVE AN INTEREST IN SUCH GENERAL ACCOUNT ARE
PLANS TO WHICH PTE 95-60 APPLIES, OR (II) AN OPINION OF COUNSEL, IN FORM AND
SUBSTANCE SATISFACTORY TO THE SECURITIES ADMINISTRATOR, TO THE EFFECT THAT THE
PURCHASE OR HOLDING OF THIS CERTIFICATE BY OR ON BEHALF OF SUCH PLAN WILL NOT
CONSTITUTE OR RESULT IN A NON-EXEMPT PROHIBITED TRANSACTION WITHIN THE MEANING
OF ERISA, SECTION 4975 OF THE CODE OR SIMILAR LAW AND WILL NOT SUBJECT THE
DEPOSITOR, THE MASTER SERVICER, THE SECURITIES ADMINISTRATOR OR THE TRUSTEE TO
ANY OBLIGATION IN ADDITION TO THOSE UNDERTAKEN IN THE POOLING AND SERVICING
AGREEMENT. EACH PERSON WHO ACQUIRES THIS CERTIFICATE OR ANY INTEREST THEREIN
SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS REQUIRED BY THE REPRESENTATION
LETTER REFERRED TO IN THE PRECEDING SENTENCE, UNLESS SUCH PERSON SHALL HAVE
PROVIDED SUCH REPRESENTATION LETTER OR THE OPINION OF COUNSEL REFERRED TO IN THE
PRECEDING SENTENCE TO THE SECURITIES ADMINISTRATOR. THE POOLING AND SERVICING
AGREEMENT PROVIDES THAT ANY ATTEMPTED OR PURPORTED TRANSFER IN VIOLATION OF
THESE TRANSFER RESTRICTIONS WILL BE NULL AND VOID AND WILL VEST NO RIGHTS IN ANY
PURPORTED TRANSFEREE.
B-1B4-2
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 1-B-4
evidencing an interest in a Trust consisting primarily of six loan groups of
adjustable interest rate mortgage loans (the "Mortgage Loans") secured by first
liens on one- to four-family residential properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): [__________]
Initial Class Certificate
Balance of this Class: $771,000.00
Pass-Through Rate: Variable
CUSIP No.: 058927 BA 1
ISIN No.: US058927BA13
THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator"), and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence
B-1B4-3
an obligation of, or an interest in, and is not guaranteed by the Depositor, the
Master Servicer, the Securities Administrator or the Trustee or any of their
respective affiliates. Neither this Certificate nor the Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality.
Interest will accrue on these Certificates at a per annum rate equal to
the Net WAC of the Group 1 Mortgage Loans.
No transfer of a Certificate of this Class shall be made unless such
transfer is exempt from the registration requirements of the Securities Act of
1933, as amended (the "1933 Act"), and any applicable state securities laws or
is made in accordance with the 1933 Act and such laws. In the event of any such
transfer, (i) unless the transfer is made in reliance on Rule 144A under the
1933 Act, the Securities Administrator or the Depositor may require a written
Opinion of Counsel (which may be in-house counsel) acceptable to and in form and
substance reasonably satisfactory to the Securities Administrator and the
Depositor that such transfer may be made pursuant to an exemption, describing
the applicable exemption and the basis therefor, from the 1933 Act and such laws
or is being made pursuant to the 1933 Act and such laws, which Opinion of
Counsel shall not be an expense of the Securities Administrator or the Depositor
and (ii) the Securities Administrator shall require a certificate from the
Certificateholder desiring to effect such transfer substantially in the form
attached to the Pooling and Servicing Agreement as Exhibit G-1 and a certificate
from such Certificateholder's prospective transferee substantially in the form
attached to the Pooling and Servicing Agreement either as Exhibit G-2A or as
Exhibit G-2B, which certificates shall not be an expense of the Securities
Administrator or the Depositor; provided that the foregoing requirements under
clauses (i) and (ii) shall not apply to a transfer of a Private Certificate
between or among the Depositor, the Seller, their affiliates or both. The Holder
of a Private Certificate desiring to effect such transfer shall, and does hereby
agree to, indemnify the Securities Administrator and the Depositor against any
liability that may result if the transfer is not so exempt or is not made in
accordance with such federal and state laws.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
B-1B4-4
EXHIBIT B-1B5
[FORM OF FACE OF CLASS 1-B-5 CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 1-B-5
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").
REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES
OF GROUP 1, THE CLASS 1-B-1 CERTIFICATES, THE CLASS 1-B-2 CERTIFICATES, THE
CLASS 1-B-3 CERTIFICATES AND THE CLASS 1-B-4 CERTIFICATES AS DESCRIBED IN THE
POOLING AND SERVICING AGREEMENT.
THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS
AMENDED (THE "1933 ACT"). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT
REGISTRATION THEREOF UNDER THE 1933 ACT MAY ONLY BE MADE IN A TRANSACTION
EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE 1933 ACT AND IN ACCORDANCE
WITH THE PROVISIONS OF THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN.
UNDER CURRENT LAW THE PURCHASE AND HOLDING OF THIS CERTIFICATE BY OR ON BEHALF
OF ANY EMPLOYEE BENEFIT PLAN OR ARRANGEMENT, INCLUDING AN INDIVIDUAL RETIREMENT
ACCOUNT, SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS
AMENDED ("ERISA"), THE CODE OR ANY FEDERAL, STATE OR LOCAL LAW ("SIMILAR LAW")
WHICH IS SIMILAR TO ERISA OR THE CODE (COLLECTIVELY, A "PLAN"), MAY RESULT IN
"PROHIBITED TRANSACTIONS" WITHIN THE MEANING OF ERISA, THE CODE OR SIMILAR LAW.
TRANSFER OF THIS CERTIFICATE WILL NOT BE MADE UNLESS THE TRANSFEREE DELIVERS TO
THE SECURITIES ADMINISTRATOR EITHER (I) A REPRESENTATION LETTER, IN FORM AND
SUBSTANCE SATISFACTORY TO THE SECURITIES ADMINISTRATOR, STATING THAT (A) IT IS
NOT, AND IS NOT ACTING ON BEHALF OF, ANY SUCH PLAN OR USING THE ASSETS OF ANY
SUCH PLAN TO EFFECT SUCH PURCHASE OR (B) IF IT IS AN INSURANCE COMPANY, THAT THE
SOURCE OF FUNDS USED TO PURCHASE THIS CERTIFICATE IS AN "INSURANCE COMPANY
GENERAL ACCOUNT" (AS SUCH TERM IS DEFINED IN SECTION V(E) OF PROHIBITED
TRANSACTION CLASS
B-1B5-1
EXEMPTION 95-60 ("PTE 95-60"), 60 FED. REG. 35925 (JULY 12, 1995)), THERE IS NO
PLAN WITH RESPECT TO WHICH THE AMOUNT OF SUCH GENERAL ACCOUNT'S RESERVES AND
LIABILITIES FOR THE CONTRACT(S) HELD BY OR ON BEHALF OF SUCH PLAN AND ALL OTHER
PLANS MAINTAINED BY THE SAME EMPLOYER (OR AFFILIATE THEREOF AS DEFINED IN
SECTION V(A)(1) OF PTE 95-60) OR BY THE SAME EMPLOYEE ORGANIZATION EXCEEDS 10%
OF THE TOTAL OF ALL RESERVES AND LIABILITIES OF SUCH GENERAL ACCOUNT (AS SUCH
AMOUNTS ARE DETERMINED UNDER SECTION I(A) OF PTE 95-60) AT THE DATE OF
ACQUISITION AND ALL PLANS THAT HAVE AN INTEREST IN SUCH GENERAL ACCOUNT ARE
PLANS TO WHICH PTE 95-60 APPLIES, OR (II) AN OPINION OF COUNSEL, IN FORM AND
SUBSTANCE SATISFACTORY TO THE SECURITIES ADMINISTRATOR, TO THE EFFECT THAT THE
PURCHASE OR HOLDING OF THIS CERTIFICATE BY OR ON BEHALF OF SUCH PLAN WILL NOT
CONSTITUTE OR RESULT IN A NON-EXEMPT PROHIBITED TRANSACTION WITHIN THE MEANING
OF ERISA, SECTION 4975 OF THE CODE OR SIMILAR LAW AND WILL NOT SUBJECT THE
DEPOSITOR, THE MASTER SERVICER, THE SECURITIES ADMINISTRATOR OR THE TRUSTEE TO
ANY OBLIGATION IN ADDITION TO THOSE UNDERTAKEN IN THE POOLING AND SERVICING
AGREEMENT. EACH PERSON WHO ACQUIRES THIS CERTIFICATE OR ANY INTEREST THEREIN
SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS REQUIRED BY THE REPRESENTATION
LETTER REFERRED TO IN THE PRECEDING SENTENCE, UNLESS SUCH PERSON SHALL HAVE
PROVIDED SUCH REPRESENTATION LETTER OR THE OPINION OF COUNSEL REFERRED TO IN THE
PRECEDING SENTENCE TO THE SECURITIES ADMINISTRATOR. THE POOLING AND SERVICING
AGREEMENT PROVIDES THAT ANY ATTEMPTED OR PURPORTED TRANSFER IN VIOLATION OF
THESE TRANSFER RESTRICTIONS WILL BE NULL AND VOID AND WILL VEST NO RIGHTS IN ANY
PURPORTED TRANSFEREE.
B-1B5-2
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 1-B-5
evidencing an interest in a Trust consisting primarily of six loan groups of
adjustable interest rate mortgage loans (the "Mortgage Loans") secured by first
liens on one- to four-family residential properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): $[__________]
Initial Class Certificate
Balance of this Class: $578,000.00
Pass-Through Rate: Variable
CUSIP No.: 058927 BB 9
ISIN No.: US058927BB95
THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator"), and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence
B-1B5-3
an obligation of, or an interest in, and is not guaranteed by the Depositor, the
Master Servicer, the Securities Administrator or the Trustee or any of their
respective affiliates. Neither this Certificate nor the Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality.
Interest will accrue on these Certificates at a per annum rate equal to
the Net WAC of the Group 1 Mortgage Loans.
No transfer of a Certificate of this Class shall be made unless such
transfer is exempt from the registration requirements of the Securities Act of
1933, as amended (the "1933 Act"), and any applicable state securities laws or
is made in accordance with the 1933 Act and such laws. In the event of any such
transfer, (i) unless the transfer is made in reliance on Rule 144A under the
1933 Act, the Securities Administrator or the Depositor may require a written
Opinion of Counsel (which may be in-house counsel) acceptable to and in form and
substance reasonably satisfactory to the Securities Administrator and the
Depositor that such transfer may be made pursuant to an exemption, describing
the applicable exemption and the basis therefor, from the 1933 Act and such laws
or is being made pursuant to the 1933 Act and such laws, which Opinion of
Counsel shall not be an expense of the Securities Administrator or the Depositor
and (ii) the Securities Administrator shall require a certificate from the
Certificateholder desiring to effect such transfer substantially in the form
attached to the Pooling and Servicing Agreement as Exhibit G-1 and a certificate
from such Certificateholder's prospective transferee substantially in the form
attached to the Pooling and Servicing Agreement either as Exhibit G-2A or as
Exhibit G-2B, which certificates shall not be an expense of the Securities
Administrator or the Depositor; provided that the foregoing requirements under
clauses (i) and (ii) shall not apply to a transfer of a Private Certificate
between or among the Depositor, the Seller, their affiliates or both. The Holder
of a Private Certificate desiring to effect such transfer shall, and does hereby
agree to, indemnify the Securities Administrator and the Depositor against any
liability that may result if the transfer is not so exempt or is not made in
accordance with such federal and state laws.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
B-1B5-4
EXHIBIT B-1B6
[FORM OF FACE OF CLASS 1-B-6 CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 1-B-6
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").
REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES
OF GROUP 1, THE CLASS 1-B-1 CERTIFICATES, THE CLASS 1-B-2 CERTIFICATES, THE
CLASS 1-B-3 CERTIFICATES, THE CLASS 1-B-4 CERTIFICATES AND THE CLASS 1-B-5
CERTIFICATES AS DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS
AMENDED (THE "1933 ACT"). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT
REGISTRATION THEREOF UNDER THE 1933 ACT MAY ONLY BE MADE IN A TRANSACTION
EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE 1933 ACT AND IN ACCORDANCE
WITH THE PROVISIONS OF THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN.
UNDER CURRENT LAW THE PURCHASE AND HOLDING OF THIS CERTIFICATE BY OR ON BEHALF
OF ANY EMPLOYEE BENEFIT PLAN OR ARRANGEMENT, INCLUDING AN INDIVIDUAL RETIREMENT
ACCOUNT, SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS
AMENDED ("ERISA"), THE CODE OR ANY FEDERAL, STATE OR LOCAL LAW ("SIMILAR LAW")
WHICH IS SIMILAR TO ERISA OR THE CODE (COLLECTIVELY, A "PLAN"), MAY RESULT IN
"PROHIBITED TRANSACTIONS" WITHIN THE MEANING OF ERISA, THE CODE OR SIMILAR LAW.
TRANSFER OF THIS CERTIFICATE WILL NOT BE MADE UNLESS THE TRANSFEREE DELIVERS TO
THE SECURITIES ADMINISTRATOR EITHER (I) A REPRESENTATION LETTER, IN FORM AND
SUBSTANCE SATISFACTORY TO THE SECURITIES ADMINISTRATOR, STATING THAT (A) IT IS
NOT, AND IS NOT ACTING ON BEHALF OF, ANY SUCH PLAN OR USING THE ASSETS OF ANY
SUCH PLAN TO EFFECT SUCH PURCHASE OR (B) IF IT IS AN INSURANCE COMPANY, THAT THE
SOURCE OF FUNDS USED TO PURCHASE THIS CERTIFICATE IS AN "INSURANCE COMPANY
GENERAL ACCOUNT" (AS SUCH
B-1B6-1
TERM IS DEFINED IN SECTION V(E) OF PROHIBITED TRANSACTION CLASS EXEMPTION 95-60
("PTE 95-60"), 60 FED. REG. 35925 (JULY 12, 1995)), THERE IS NO PLAN WITH
RESPECT TO WHICH THE AMOUNT OF SUCH GENERAL ACCOUNT'S RESERVES AND LIABILITIES
FOR THE CONTRACT(S) HELD BY OR ON BEHALF OF SUCH PLAN AND ALL OTHER PLANS
MAINTAINED BY THE SAME EMPLOYER (OR AFFILIATE THEREOF AS DEFINED IN SECTION
V(A)(1) OF PTE 95-60) OR BY THE SAME EMPLOYEE ORGANIZATION EXCEEDS 10% OF THE
TOTAL OF ALL RESERVES AND LIABILITIES OF SUCH GENERAL ACCOUNT (AS SUCH AMOUNTS
ARE DETERMINED UNDER SECTION I(A) OF PTE 95-60) AT THE DATE OF ACQUISITION AND
ALL PLANS THAT HAVE AN INTEREST IN SUCH GENERAL ACCOUNT ARE PLANS TO WHICH PTE
95-60 APPLIES, OR (II) AN OPINION OF COUNSEL, IN FORM AND SUBSTANCE SATISFACTORY
TO THE SECURITIES ADMINISTRATOR, TO THE EFFECT THAT THE PURCHASE OR HOLDING OF
THIS CERTIFICATE BY OR ON BEHALF OF SUCH PLAN WILL NOT CONSTITUTE OR RESULT IN A
NON-EXEMPT PROHIBITED TRANSACTION WITHIN THE MEANING OF ERISA, SECTION 4975 OF
THE CODE OR SIMILAR LAW AND WILL NOT SUBJECT THE DEPOSITOR, THE MASTER SERVICER,
THE SECURITIES ADMINISTRATOR OR THE TRUSTEE TO ANY OBLIGATION IN ADDITION TO
THOSE UNDERTAKEN IN THE POOLING AND SERVICING AGREEMENT. EACH PERSON WHO
ACQUIRES THIS CERTIFICATE OR ANY INTEREST THEREIN SHALL BE DEEMED TO HAVE MADE
THE REPRESENTATIONS REQUIRED BY THE REPRESENTATION LETTER REFERRED TO IN THE
PRECEDING SENTENCE, UNLESS SUCH PERSON SHALL HAVE PROVIDED SUCH REPRESENTATION
LETTER OR THE OPINION OF COUNSEL REFERRED TO IN THE PRECEDING SENTENCE TO THE
SECURITIES ADMINISTRATOR. THE POOLING AND SERVICING AGREEMENT PROVIDES THAT ANY
ATTEMPTED OR PURPORTED TRANSFER IN VIOLATION OF THESE TRANSFER RESTRICTIONS WILL
BE NULL AND VOID AND WILL VEST NO RIGHTS IN ANY PURPORTED TRANSFEREE.
B-1B6-2
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 1-B-6
evidencing an interest in a Trust consisting primarily of six loan groups of
adjustable interest rate mortgage loans (the "Mortgage Loans") secured by first
liens on one- to four-family residential properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): $[_________]
Initial Class Certificate
Balance of this Class: $578,720.33
Pass-Through Rate: Variable
CUSIP No.: 058927 BC 7
ISIN No.: US058927BC78
THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator"), and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence
B-1B6-3
an obligation of, or an interest in, and is not guaranteed by the Depositor, the
Master Servicer, the Securities Administrator or the Trustee or any of their
respective affiliates. Neither this Certificate nor the Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality.
Interest will accrue on these Certificates at a per annum rate equal to
the Net WAC of the Group 1 Mortgage Loans.
No transfer of a Certificate of this Class shall be made unless such
transfer is exempt from the registration requirements of the Securities Act of
1933, as amended (the "1933 Act"), and any applicable state securities laws or
is made in accordance with the 1933 Act and such laws. In the event of any such
transfer, (i) unless the transfer is made in reliance on Rule 144A under the
1933 Act, the Securities Administrator or the Depositor may require a written
Opinion of Counsel (which may be in-house counsel) acceptable to and in form and
substance reasonably satisfactory to the Securities Administrator and the
Depositor that such transfer may be made pursuant to an exemption, describing
the applicable exemption and the basis therefor, from the 1933 Act and such laws
or is being made pursuant to the 1933 Act and such laws, which Opinion of
Counsel shall not be an expense of the Securities Administrator or the Depositor
and (ii) the Securities Administrator shall require a certificate from the
Certificateholder desiring to effect such transfer substantially in the form
attached to the Pooling and Servicing Agreement as Exhibit G-1 and a certificate
from such Certificateholder's prospective transferee substantially in the form
attached to the Pooling and Servicing Agreement either as Exhibit G-2A or as
Exhibit G-2B, which certificates shall not be an expense of the Securities
Administrator or the Depositor; provided that the foregoing requirements under
clauses (i) and (ii) shall not apply to a transfer of a Private Certificate
between or among the Depositor, the Seller, their affiliates or both. The Holder
of a Private Certificate desiring to effect such transfer shall, and does hereby
agree to, indemnify the Securities Administrator and the Depositor against any
liability that may result if the transfer is not so exempt or is not made in
accordance with such federal and state laws.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
B-1B6-4
EXHIBIT B-2M1
[FORM OF FACE OF CLASS 2-M-1 CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 2-M-1
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").
REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW. THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO
THE SENIOR CERTIFICATES OF GROUP 2, THE SENIOR CERTIFICATES OF GROUP 3 AND THE
SENIOR CERTIFICATES OF GROUP 4 AS DESCRIBED IN THE POOLING AND SERVICING
AGREEMENT.
X-0X0-0
XXXX XX XXXXXXX FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 2-M-1
evidencing an interest in a Trust consisting primarily of six loan groups of
adjustable interest rate mortgage loans (the "Mortgage Loans") secured by first
liens on one- to four-family residential properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): $[_________]
Initial Class Certificate
Balance of this Class: $9,809,000.00
Pass-Through Rate: Variable
CUSIP No.: 058927 AT 1
ISIN No.: US058927AT13
THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator"), and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence
B-2M1-2
an obligation of, or an interest in, and is not guaranteed by the Depositor, the
Master Servicer, the Securities Administrator or the Trustee or any of their
respective affiliates. Neither this Certificate nor the Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality.
Interest will accrue on these Certificates at a per annum rate equal to
the weighted average (based on the Group Subordinate Amount for each Loan Group)
of the Net WAC of each of the Group 2 Mortgage Loans, the Group 3 Mortgage Loans
and the Group 4 Mortgage Loans.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
B-2M1-3
EXHIBIT B-2B1
[FORM OF FACE OF CLASS 2-B-1 CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 2-B-1
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").
REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES
OF GROUP 2, THE SENIOR CERTIFICATES OF GROUP 3, THE SENIOR CERTIFICATES OF GROUP
4 AND THE CLASS 2-M-1 CERTIFICATES AS DESCRIBED IN THE POOLING AND SERVICING
AGREEMENT.
B-2B1-1
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 2-B-1
evidencing an interest in a Trust consisting primarily of six loan groups of
adjustable interest rate mortgage loans (the "Mortgage Loans") secured by first
liens on one- to four-family residential properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): $[__________]
Initial Class Certificate
Balance of this Class: $5,679,000.00
Pass-Through Rate: Variable
CUSIP No.: 058927 AU 8
ISIN No.: US058927AU85
THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator"), and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence
B-2B1-2
an obligation of, or an interest in, and is not guaranteed by the Depositor, the
Master Servicer, the Securities Administrator or the Trustee or any of their
respective affiliates. Neither this Certificate nor the Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality.
Interest will accrue on these Certificates at a per annum rate equal to
the weighted average (based on the Group Subordinate Amount for each Loan Group)
of the weighted average of the Net WAC of each of the Group 2 Mortgage Loans,
the Group 3 Mortgage Loans and the Group 4 Mortgage Loans.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
B-2B1-3
EXHIBIT B-2B2
[FORM OF FACE OF CLASS 2-B-2 CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 2-B-2
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").
REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES
OF GROUP 2, THE SENIOR CERTIFICATES OF GROUP 3, THE SENIOR CERTIFICATES OF GROUP
4, THE CLASS 2-M-1 CERTIFICATES AND THE CLASS 2-B-1 CERTIFICATES AS DESCRIBED IN
THE POOLING AND SERVICING AGREEMENT.
B-2B2-1
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 2-B-2
evidencing an interest in a Trust consisting primarily of six loan groups of
adjustable interest rate mortgage loans (the "Mortgage Loans") secured by first
liens on one- to four-family residential properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): $[__________]
Initial Class Certificate
Balance of this Class: $5,679,000.00
Pass-Through Rate: Variable
CUSIP No.: 058927 AV 6
ISIN No.: US058927AV68
THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator"), and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence
B-2B2-2
an obligation of, or an interest in, and is not guaranteed by the Depositor, the
Master Servicer, the Securities Administrator or the Trustee or any of their
respective affiliates. Neither this Certificate nor the Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality.
Interest will accrue on these Certificates at a per annum rate equal to
the weighted average (based on the Group Subordinate Amount for each Loan Group)
of the Net WAC of each of the Group 2 Mortgage Loans, the Group 3 Mortgage Loans
and the Group 4 Mortgage Loans.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
B-2B2-3
EXHIBIT B-2B3
[FORM OF FACE OF CLASS 2-B-3 CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 2-B-3
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").
REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES
OF GROUP 2, THE SENIOR CERTIFICATES OF GROUP 3, THE SENIOR CERTIFICATES OF GROUP
4, THE CLASS 2-M-1 CERTIFICATES, THE CLASS 2-B-1 CERTIFICATES AND THE CLASS
2-B-2 CERTIFICATES AS DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
B-2B3-1
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 2-B-3
evidencing an interest in a Trust consisting primarily of six loan groups of
adjustable interest rate mortgage loans (the "Mortgage Loans") secured by first
liens on one- to four-family residential properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): $[_________]
Initial Class Certificate
Balance of this Class: $4,130,000.00
Pass-Through Rate: Variable
CUSIP No.: 058927 AW 4
ISIN No.: US058927AW42
THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator"), and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence
B-2B3-2
an obligation of, or an interest in, and is not guaranteed by the Depositor, the
Master Servicer, the Securities Administrator or the Trustee or any of their
respective affiliates. Neither this Certificate nor the Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality.
Interest will accrue on these Certificates at a per annum rate equal to
the weighted average (based on the Group Subordinate Amount for each Loan Group)
of the Net WAC of the Group 2 Mortgage Loans, the Group 3 Mortgage Loans and the
Group 4 Mortgage Loans.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
B-2B3-3
EXHIBIT B-2B4
[FORM OF FACE OF CLASS 2-B-4 CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 2-B-4
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").
REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES
OF GROUP 2, THE SENIOR CERTIFICATES OF GROUP 3 , THE SENIOR CERTIFICATES OF
GROUP 4, THE CLASS 2-M-1 CERTIFICATES, THE CLASS 2-B-1 CERTIFICATES, THE CLASS
2-B-2 CERTIFICATES AND THE CLASS 2-B-3 CERTIFICATES AS DESCRIBED IN THE POOLING
AND SERVICING AGREEMENT.
THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS
AMENDED (THE "1933 ACT"). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT
REGISTRATION THEREOF UNDER THE 1933 ACT MAY ONLY BE MADE IN A TRANSACTION
EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE 1933 ACT AND IN ACCORDANCE
WITH THE PROVISIONS OF THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN.
UNDER CURRENT LAW THE PURCHASE AND HOLDING OF THIS CERTIFICATE BY OR ON BEHALF
OF ANY EMPLOYEE BENEFIT PLAN OR ARRANGEMENT, INCLUDING AN INDIVIDUAL RETIREMENT
ACCOUNT, SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS
AMENDED ("ERISA"), THE CODE OR ANY FEDERAL, STATE OR LOCAL LAW ("SIMILAR LAW")
WHICH IS SIMILAR TO ERISA OR THE CODE (COLLECTIVELY, A "PLAN"), MAY RESULT IN
"PROHIBITED TRANSACTIONS" WITHIN THE MEANING OF ERISA, THE CODE OR SIMILAR LAW.
TRANSFER OF THIS CERTIFICATE WILL NOT BE MADE UNLESS THE TRANSFEREE DELIVERS TO
THE SECURITIES ADMINISTRATOR EITHER (I) A REPRESENTATION LETTER, IN FORM AND
SUBSTANCE SATISFACTORY TO THE SECURITIES ADMINISTRATOR, STATING THAT (A) IT IS
NOT, AND IS NOT ACTING ON BEHALF OF, ANY SUCH PLAN OR USING THE ASSETS OF ANY
SUCH PLAN TO EFFECT SUCH PURCHASE OR (B) IF IT IS AN INSURANCE COMPANY, THAT THE
SOURCE OF FUNDS USED TO PURCHASE THIS CERTIFICATE IS AN "INSURANCE COMPANY
GENERAL ACCOUNT" (AS SUCH
B-2B4-1
TERM IS DEFINED IN SECTION V(E) OF PROHIBITED TRANSACTION CLASS EXEMPTION 95-60
("PTE 95-60"), 60 FED. REG. 35925 (JULY 12, 1995)), THERE IS NO PLAN WITH
RESPECT TO WHICH THE AMOUNT OF SUCH GENERAL ACCOUNT'S RESERVES AND LIABILITIES
FOR THE CONTRACT(S) HELD BY OR ON BEHALF OF SUCH PLAN AND ALL OTHER PLANS
MAINTAINED BY THE SAME EMPLOYER (OR AFFILIATE THEREOF AS DEFINED IN SECTION
V(A)(1) OF PTE 95-60) OR BY THE SAME EMPLOYEE ORGANIZATION EXCEEDS 10% OF THE
TOTAL OF ALL RESERVES AND LIABILITIES OF SUCH GENERAL ACCOUNT (AS SUCH AMOUNTS
ARE DETERMINED UNDER SECTION I(A) OF PTE 95-60) AT THE DATE OF ACQUISITION AND
ALL PLANS THAT HAVE AN INTEREST IN SUCH GENERAL ACCOUNT ARE PLANS TO WHICH PTE
95-60 APPLIES, OR (II) AN OPINION OF COUNSEL, IN FORM AND SUBSTANCE SATISFACTORY
TO THE SECURITIES ADMINISTRATOR, TO THE EFFECT THAT THE PURCHASE OR HOLDING OF
THIS CERTIFICATE BY OR ON BEHALF OF SUCH PLAN WILL NOT CONSTITUTE OR RESULT IN A
NON-EXEMPT PROHIBITED TRANSACTION WITHIN THE MEANING OF ERISA, SECTION 4975 OF
THE CODE OR SIMILAR LAW AND WILL NOT SUBJECT THE DEPOSITOR, THE MASTER SERVICER,
THE SECURITIES ADMINISTRATOR OR THE TRUSTEE TO ANY OBLIGATION IN ADDITION TO
THOSE UNDERTAKEN IN THE POOLING AND SERVICING AGREEMENT. EACH PERSON WHO
ACQUIRES THIS CERTIFICATE OR ANY INTEREST THEREIN SHALL BE DEEMED TO HAVE MADE
THE REPRESENTATIONS REQUIRED BY THE REPRESENTATION LETTER REFERRED TO IN THE
PRECEDING SENTENCE, UNLESS SUCH PERSON SHALL HAVE PROVIDED SUCH REPRESENTATION
LETTER OR THE OPINION OF COUNSEL REFERRED TO IN THE PRECEDING SENTENCE TO THE
SECURITIES ADMINISTRATOR. THE POOLING AND SERVICING AGREEMENT PROVIDES THAT ANY
ATTEMPTED OR PURPORTED TRANSFER IN VIOLATION OF THESE TRANSFER RESTRICTIONS WILL
BE NULL AND VOID AND WILL VEST NO RIGHTS IN ANY PURPORTED TRANSFEREE.
B-2B4-2
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 2-B-4
evidencing an interest in a Trust consisting primarily of six loan groups of
adjustable interest rate mortgage loans (the "Mortgage Loans") secured by first
liens on one- to four-family residential properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): $[_________]
Initial Class Certificate
Balance of this Class: $3,356,000.00
Pass-Through Rate: Variable
CUSIP No.: 058927 BD 5
ISIN No.: US058927BD51
THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator"), and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence
B-2B4-3
an obligation of, or an interest in, and is not guaranteed by the Depositor, the
Master Servicer, the Securities Administrator or the Trustee or any of their
respective affiliates. Neither this Certificate nor the Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality.
Interest will accrue on these Certificates at a per annum rate equal to
the weighted average (based on the Group Subordinate Amount for each Loan Group)
of the Net WAC of each of the Group 2 Mortgage Loans, the Group 3 Mortgage Loans
and the Group 4 Mortgage Loans.
No transfer of a Certificate of this Class shall be made unless such
transfer is exempt from the registration requirements of the Securities Act of
1933, as amended (the "1933 Act"), and any applicable state securities laws or
is made in accordance with the 1933 Act and such laws. In the event of any such
transfer, (i) unless the transfer is made in reliance on Rule 144A under the
1933 Act, the Securities Administrator or the Depositor may require a written
Opinion of Counsel (which may be in-house counsel) acceptable to and in form and
substance reasonably satisfactory to the Securities Administrator and the
Depositor that such transfer may be made pursuant to an exemption, describing
the applicable exemption and the basis therefor, from the 1933 Act and such laws
or is being made pursuant to the 1933 Act and such laws, which Opinion of
Counsel shall not be an expense of the Securities Administrator or the Depositor
and (ii) the Securities Administrator shall require a certificate from the
Certificateholder desiring to effect such transfer substantially in the form
attached to the Pooling and Servicing Agreement as Exhibit G-1 and a certificate
from such Certificateholder's prospective transferee substantially in the form
attached to the Pooling and Servicing Agreement either as Exhibit G-2A or as
Exhibit G-2B, which certificates shall not be an expense of the Securities
Administrator or the Depositor; provided that the foregoing requirements under
clauses (i) and (ii) shall not apply to a transfer of a Private Certificate
between or among the Depositor, the Seller, their affiliates or both. The Holder
of a Private Certificate desiring to effect such transfer shall, and does hereby
agree to, indemnify the Securities Administrator and the Depositor against any
liability that may result if the transfer is not so exempt or is not made in
accordance with such federal and state laws.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
B-2B4-4
EXHIBIT B-2B5
[FORM OF FACE OF CLASS 2-B-5 CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 2-B-5
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").
REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES
OF GROUP 2, THE SENIOR CERTIFICATES OF GROUP 3 , THE SENIOR CERTIFICATES OF
GROUP 4, THE CLASS 2-M-1 CERTIFICATES, THE CLASS 2-B-1 CERTIFICATES, THE CLASS
2-B-2 CERTIFICATES, THE CLASS 2-B-3 CERTIFICATES AND THE CLASS 2-B-4
CERTIFICATES AS DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS
AMENDED (THE "1933 ACT"). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT
REGISTRATION THEREOF UNDER THE 1933 ACT MAY ONLY BE MADE IN A TRANSACTION
EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE 1933 ACT AND IN ACCORDANCE
WITH THE PROVISIONS OF THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN.
UNDER CURRENT LAW THE PURCHASE AND HOLDING OF THIS CERTIFICATE BY OR ON BEHALF
OF ANY EMPLOYEE BENEFIT PLAN OR ARRANGEMENT, INCLUDING AN INDIVIDUAL RETIREMENT
ACCOUNT, SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS
AMENDED ("ERISA"), THE CODE OR ANY FEDERAL, STATE OR LOCAL LAW ("SIMILAR LAW")
WHICH IS SIMILAR TO ERISA OR THE CODE (COLLECTIVELY, A "PLAN"), MAY RESULT IN
"PROHIBITED TRANSACTIONS" WITHIN THE MEANING OF ERISA, THE CODE OR SIMILAR LAW.
TRANSFER OF THIS CERTIFICATE WILL NOT BE MADE UNLESS THE TRANSFEREE DELIVERS TO
THE SECURITIES ADMINISTRATOR EITHER (I) A REPRESENTATION LETTER, IN FORM AND
SUBSTANCE SATISFACTORY TO THE SECURITIES ADMINISTRATOR, STATING THAT (A) IT IS
NOT, AND IS NOT ACTING ON BEHALF OF, ANY SUCH PLAN OR USING THE ASSETS OF ANY
SUCH PLAN TO EFFECT SUCH PURCHASE OR (B) IF IT IS AN INSURANCE COMPANY, THAT THE
SOURCE OF FUNDS USED TO PURCHASE THIS
B-2B5-1
CERTIFICATE IS AN "INSURANCE COMPANY GENERAL ACCOUNT" (AS SUCH TERM IS DEFINED
IN SECTION V(E) OF PROHIBITED TRANSACTION CLASS EXEMPTION 95-60 ("PTE 95-60"),
60 FED. REG. 35925 (JULY 12, 1995)), THERE IS NO PLAN WITH RESPECT TO WHICH THE
AMOUNT OF SUCH GENERAL ACCOUNT'S RESERVES AND LIABILITIES FOR THE CONTRACT(S)
HELD BY OR ON BEHALF OF SUCH PLAN AND ALL OTHER PLANS MAINTAINED BY THE SAME
EMPLOYER (OR AFFILIATE THEREOF AS DEFINED IN SECTION V(A)(1) OF PTE 95-60) OR BY
THE SAME EMPLOYEE ORGANIZATION EXCEEDS 10% OF THE TOTAL OF ALL RESERVES AND
LIABILITIES OF SUCH GENERAL ACCOUNT (AS SUCH AMOUNTS ARE DETERMINED UNDER
SECTION I(A) OF PTE 95-60) AT THE DATE OF ACQUISITION AND ALL PLANS THAT HAVE AN
INTEREST IN SUCH GENERAL ACCOUNT ARE PLANS TO WHICH PTE 95-60 APPLIES, OR (II)
AN OPINION OF COUNSEL, IN FORM AND SUBSTANCE SATISFACTORY TO THE SECURITIES
ADMINISTRATOR, TO THE EFFECT THAT THE PURCHASE OR HOLDING OF THIS CERTIFICATE BY
OR ON BEHALF OF SUCH PLAN WILL NOT CONSTITUTE OR RESULT IN A NON-EXEMPT
PROHIBITED TRANSACTION WITHIN THE MEANING OF ERISA, SECTION 4975 OF THE CODE OR
SIMILAR LAW AND WILL NOT SUBJECT THE DEPOSITOR, THE MASTER SERVICER, THE
SECURITIES ADMINISTRATOR OR THE TRUSTEE TO ANY OBLIGATION IN ADDITION TO THOSE
UNDERTAKEN IN THE POOLING AND SERVICING AGREEMENT. EACH PERSON WHO ACQUIRES THIS
CERTIFICATE OR ANY INTEREST THEREIN SHALL BE DEEMED TO HAVE MADE THE
REPRESENTATIONS REQUIRED BY THE REPRESENTATION LETTER REFERRED TO IN THE
PRECEDING SENTENCE, UNLESS SUCH PERSON SHALL HAVE PROVIDED SUCH REPRESENTATION
LETTER OR THE OPINION OF COUNSEL REFERRED TO IN THE PRECEDING SENTENCE TO THE
SECURITIES ADMINISTRATOR. THE POOLING AND SERVICING AGREEMENT PROVIDES THAT ANY
ATTEMPTED OR PURPORTED TRANSFER IN VIOLATION OF THESE TRANSFER RESTRICTIONS WILL
BE NULL AND VOID AND WILL VEST NO RIGHTS IN ANY PURPORTED TRANSFEREE.
B-2B5-2
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 2-B-5
evidencing an interest in a Trust consisting primarily of six loan groups of
adjustable interest rate mortgage loans (the "Mortgage Loans") secured by first
liens on one- to four-family residential properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): $[_________]
Initial Class Certificate
Balance of this Class: $2,839,000.00
Pass-Through Rate: Variable
CUSIP No.: 058927 BE 3
ISIN No.: US058927BE35
THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator"), and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence
B-2B5-3
an obligation of, or an interest in, and is not guaranteed by the Depositor, the
Master Servicer, the Securities Administrator or the Trustee or any of their
respective affiliates. Neither this Certificate nor the Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality.
Interest will accrue on these Certificates at a per annum rate equal to
the weighted average (based on the Group Subordinate Amount for each Loan Group)
of the Net WAC of each of the Group 2 Mortgage Loans, the Group 3 Mortgage Loans
and the Group 4 Mortgage Loans.
No transfer of a Certificate of this Class shall be made unless such
transfer is exempt from the registration requirements of the Securities Act of
1933, as amended (the "1933 Act"), and any applicable state securities laws or
is made in accordance with the 1933 Act and such laws. In the event of any such
transfer, (i) unless the transfer is made in reliance on Rule 144A under the
1933 Act, the Securities Administrator or the Depositor may require a written
Opinion of Counsel (which may be in-house counsel) acceptable to and in form and
substance reasonably satisfactory to the Securities Administrator and the
Depositor that such transfer may be made pursuant to an exemption, describing
the applicable exemption and the basis therefor, from the 1933 Act and such laws
or is being made pursuant to the 1933 Act and such laws, which Opinion of
Counsel shall not be an expense of the Securities Administrator or the Depositor
and (ii) the Securities Administrator shall require a certificate from the
Certificateholder desiring to effect such transfer substantially in the form
attached to the Pooling and Servicing Agreement as Exhibit G-1 and a certificate
from such Certificateholder's prospective transferee substantially in the form
attached to the Pooling and Servicing Agreement either as Exhibit G-2A or as
Exhibit G-2B, which certificates shall not be an expense of the Securities
Administrator or the Depositor; provided that the foregoing requirements under
clauses (i) and (ii) shall not apply to a transfer of a Private Certificate
between or among the Depositor, the Seller, their affiliates or both. The Holder
of a Private Certificate desiring to effect such transfer shall, and does hereby
agree to, indemnify the Securities Administrator and the Depositor against any
liability that may result if the transfer is not so exempt or is not made in
accordance with such federal and state laws.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
B-2B5-4
EXHIBIT B-2B6
[FORM OF FACE OF CLASS 2-B-6 CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 2-B-6
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").
REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES
OF GROUP 2, THE SENIOR CERTIFICATES OF GROUP 3 , THE SENIOR CERTIFICATES OF
GROUP 4, THE CLASS 2-M-1 CERTIFICATES, THE CLASS 2-B-1 CERTIFICATES, THE CLASS
2-B-2 CERTIFICATES, THE CLASS 2-B-3 CERTIFICATES, THE CLASS 2-B-4 CERTIFICATES
AND THE CLASS 2-B-5 CERTIFICATES AS DESCRIBED IN THE POOLING AND SERVICING
AGREEMENT.
THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS
AMENDED (THE "1933 ACT"). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT
REGISTRATION THEREOF UNDER THE 1933 ACT MAY ONLY BE MADE IN A TRANSACTION
EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE 1933 ACT AND IN ACCORDANCE
WITH THE PROVISIONS OF THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN.
UNDER CURRENT LAW THE PURCHASE AND HOLDING OF THIS CERTIFICATE BY OR ON BEHALF
OF ANY EMPLOYEE BENEFIT PLAN OR ARRANGEMENT, INCLUDING AN INDIVIDUAL RETIREMENT
ACCOUNT, SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS
AMENDED ("ERISA"), THE CODE OR ANY FEDERAL, STATE OR LOCAL LAW ("SIMILAR LAW")
WHICH IS SIMILAR TO ERISA OR THE CODE (COLLECTIVELY, A "PLAN"), MAY RESULT IN
"PROHIBITED TRANSACTIONS" WITHIN THE MEANING OF ERISA, THE CODE OR SIMILAR LAW.
TRANSFER OF THIS CERTIFICATE WILL NOT BE MADE UNLESS THE TRANSFEREE DELIVERS TO
THE SECURITIES ADMINISTRATOR EITHER (I) A REPRESENTATION LETTER, IN FORM AND
SUBSTANCE SATISFACTORY TO THE SECURITIES ADMINISTRATOR, STATING THAT (A) IT IS
NOT, AND IS NOT ACTING ON BEHALF OF, ANY SUCH PLAN OR USING THE ASSETS OF ANY
SUCH PLAN TO EFFECT SUCH PURCHASE OR (B) IF IT IS AN INSURANCE COMPANY, THAT THE
SOURCE OF FUNDS USED TO PURCHASE THIS
B-2B6-1
CERTIFICATE IS AN "INSURANCE COMPANY GENERAL ACCOUNT" (AS SUCH TERM IS DEFINED
IN SECTION V(E) OF PROHIBITED TRANSACTION CLASS EXEMPTION 95-60 ("PTE 95-60"),
60 FED. REG. 35925 (JULY 12, 1995)), THERE IS NO PLAN WITH RESPECT TO WHICH THE
AMOUNT OF SUCH GENERAL ACCOUNT'S RESERVES AND LIABILITIES FOR THE CONTRACT(S)
HELD BY OR ON BEHALF OF SUCH PLAN AND ALL OTHER PLANS MAINTAINED BY THE SAME
EMPLOYER (OR AFFILIATE THEREOF AS DEFINED IN SECTION V(A)(1) OF PTE 95-60) OR BY
THE SAME EMPLOYEE ORGANIZATION EXCEEDS 10% OF THE TOTAL OF ALL RESERVES AND
LIABILITIES OF SUCH GENERAL ACCOUNT (AS SUCH AMOUNTS ARE DETERMINED UNDER
SECTION I(A) OF PTE 95-60) AT THE DATE OF ACQUISITION AND ALL PLANS THAT HAVE AN
INTEREST IN SUCH GENERAL ACCOUNT ARE PLANS TO WHICH PTE 95-60 APPLIES, OR (II)
AN OPINION OF COUNSEL, IN FORM AND SUBSTANCE SATISFACTORY TO THE SECURITIES
ADMINISTRATOR, TO THE EFFECT THAT THE PURCHASE OR HOLDING OF THIS CERTIFICATE BY
OR ON BEHALF OF SUCH PLAN WILL NOT CONSTITUTE OR RESULT IN A NON-EXEMPT
PROHIBITED TRANSACTION WITHIN THE MEANING OF ERISA, SECTION 4975 OF THE CODE OR
SIMILAR LAW AND WILL NOT SUBJECT THE DEPOSITOR, THE MASTER SERVICER, THE
SECURITIES ADMINISTRATOR OR THE TRUSTEE TO ANY OBLIGATION IN ADDITION TO THOSE
UNDERTAKEN IN THE POOLING AND SERVICING AGREEMENT. EACH PERSON WHO ACQUIRES THIS
CERTIFICATE OR ANY INTEREST THEREIN SHALL BE DEEMED TO HAVE MADE THE
REPRESENTATIONS REQUIRED BY THE REPRESENTATION LETTER REFERRED TO IN THE
PRECEDING SENTENCE, UNLESS SUCH PERSON SHALL HAVE PROVIDED SUCH REPRESENTATION
LETTER OR THE OPINION OF COUNSEL REFERRED TO IN THE PRECEDING SENTENCE TO THE
SECURITIES ADMINISTRATOR. THE POOLING AND SERVICING AGREEMENT PROVIDES THAT ANY
ATTEMPTED OR PURPORTED TRANSFER IN VIOLATION OF THESE TRANSFER RESTRICTIONS WILL
BE NULL AND VOID AND WILL VEST NO RIGHTS IN ANY PURPORTED TRANSFEREE.
B-2B6-2
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 2-B-6
evidencing an interest in a Trust consisting primarily of six loan groups of
adjustable interest rate mortgage loans (the "Mortgage Loans") secured by first
liens on one- to four-family residential properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): $[_________]
Initial Class Certificate
Balance of this Class: $2,065,757.96
Pass-Through Rate: Variable
CUSIP No.: 058927 BF 0
ISIN No.: US058927BF00
THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator"), and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence
B-2B6-3
an obligation of, or an interest in, and is not guaranteed by the Depositor, the
Master Servicer, the Securities Administrator or the Trustee or any of their
respective affiliates. Neither this Certificate nor the Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality.
Interest will accrue on these Certificates at a per annum rate equal to
the weighted average (based on the Group Subordinate Amount for each Loan Group)
of the Net WAC of each of the Group 2 Mortgage Loans, the Group 3 Mortgage Loans
and the Group 4 Mortgage Loans.
No transfer of a Certificate of this Class shall be made unless such
transfer is exempt from the registration requirements of the Securities Act of
1933, as amended (the "1933 Act"), and any applicable state securities laws or
is made in accordance with the 1933 Act and such laws. In the event of any such
transfer, (i) unless the transfer is made in reliance on Rule 144A under the
1933 Act, the Securities Administrator or the Depositor may require a written
Opinion of Counsel (which may be in-house counsel) acceptable to and in form and
substance reasonably satisfactory to the Securities Administrator and the
Depositor that such transfer may be made pursuant to an exemption, describing
the applicable exemption and the basis therefor, from the 1933 Act and such laws
or is being made pursuant to the 1933 Act and such laws, which Opinion of
Counsel shall not be an expense of the Securities Administrator or the Depositor
and (ii) the Securities Administrator shall require a certificate from the
Certificateholder desiring to effect such transfer substantially in the form
attached to the Pooling and Servicing Agreement as Exhibit G-1 and a certificate
from such Certificateholder's prospective transferee substantially in the form
attached to the Pooling and Servicing Agreement either as Exhibit G-2A or as
Exhibit G-2B, which certificates shall not be an expense of the Securities
Administrator or the Depositor; provided that the foregoing requirements under
clauses (i) and (ii) shall not apply to a transfer of a Private Certificate
between or among the Depositor, the Seller, their affiliates or both. The Holder
of a Private Certificate desiring to effect such transfer shall, and does hereby
agree to, indemnify the Securities Administrator and the Depositor against any
liability that may result if the transfer is not so exempt or is not made in
accordance with such federal and state laws.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
B-2B6-4
EXHIBIT B-3B1
[FORM OF FACE OF CLASS 3-B-1 CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 3-B-1
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").
REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES
OF GROUP 5 AND THE SENIOR CERTIFICATES OF GROUP 6 AS DESCRIBED IN THE POOLING
AND SERVICING AGREEMENT.
B-3B1-1
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 3-B-1
evidencing an interest in a Trust consisting primarily of six loan groups of
adjustable interest rate mortgage loans (the "Mortgage Loans") secured by first
liens on one- to four-family residential properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): $[__________]
Initial Class Certificate
Balance of this Class: $3,524,000.00
Pass-Through Rate: Variable
CUSIP No.: 058927 AX 2
ISIN No.: US058927AX25
THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator"), and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence
B-3B1-2
an obligation of, or an interest in, and is not guaranteed by the Depositor, the
Master Servicer, the Securities Administrator or the Trustee or any of their
respective affiliates. Neither this Certificate nor the Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality.
Interest will accrue on these Certificates at a per annum rate equal to
the weighted average (based on the Group Subordinate Amount for each Loan Group)
of the Net WAC of each of the Group 5 Mortgage Loans and the Group 6 Mortgage
Loans.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
B-3B1-3
EXHIBIT B-3B2
[FORM OF FACE OF CLASS 3-B-2 CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 3-B-2
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").
REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES
OF GROUP 5, THE SENIOR CERTIFICATES OF GROUP 6 AND THE CLASS 3-B-1 CERTIFICATES
AS DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
B-3B2-1
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 3-B-2
evidencing an interest in a Trust consisting primarily of six loan groups of
adjustable interest rate mortgage loans (the "Mortgage Loans") secured by first
liens on one- to four-family residential properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): $[_________]
Initial Class Certificate
Balance of this Class: $1,409,000.00
Pass-Through Rate: Variable
CUSIP No.: 058927 AY 0
ISIN No.: US058927AY08
THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator"), and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence
B-3B2-2
an obligation of, or an interest in, and is not guaranteed by the Depositor, the
Master Servicer, the Securities Administrator or the Trustee or any of their
respective affiliates. Neither this Certificate nor the Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality.
Interest will accrue on these Certificates at a per annum rate equal to
the weighted average (based on the Group Subordinate Amount for each Loan Group)
of the Net WAC of each of the Group 5 Mortgage Loans and the Group 6 Mortgage
Loans.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
B-3B2-3
EXHIBIT B-3B3
[FORM OF FACE OF CLASS 3-B-3 CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 3-B-3
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").
REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES
OF GROUP 5, THE SENIOR CERTIFICATES OF GROUP 6, THE CLASS 3-B-1 CERTIFICATES AND
THE CLASS 3-B-2 CERTIFICATES AS DESCRIBED IN THE POOLING AND SERVICING
AGREEMENT.
B-3B3-1
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 3-B-3
evidencing an interest in a Trust consisting primarily of six loan groups of
adjustable interest rate mortgage loans (the "Mortgage Loans") secured by first
liens on one- to four-family residential properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): $[__________]
Initial Class Certificate
Balance of this Class: $805,000.00
Pass-Through Rate: Variable
CUSIP No.: 058927 AZ 7
ISIN No.: US058927AZ72
THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator"), and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence
B-3B3-2
an obligation of, or an interest in, and is not guaranteed by the Depositor, the
Master Servicer, the Securities Administrator or the Trustee or any of their
respective affiliates. Neither this Certificate nor the Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality.
Interest will accrue on these Certificates at a per annum rate equal to
the weighted average (based on the Group Subordinate Amount for each Loan Group)
of the Net WAC of each of the Group 5 Mortgage Loans and the Group 6 Mortgage
Loans.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
B-3B3-3
EXHIBIT B-3B4
[FORM OF FACE OF CLASS 3-B-4 CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 3-B-4
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").
REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES
OF GROUP 5, THE SENIOR CERTIFICATES OF GROUP 6, THE CLASS 3-B-1 CERTIFICATES,
THE CLASS 3-B-2 CERTIFICATES AND THE CLASS 3-B-3 CERTIFICATES AS DESCRIBED IN
THE POOLING AND SERVICING AGREEMENT.
THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS
AMENDED (THE "1933 ACT"). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT
REGISTRATION THEREOF UNDER THE 1933 ACT MAY ONLY BE MADE IN A TRANSACTION
EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE 1933 ACT AND IN ACCORDANCE
WITH THE PROVISIONS OF THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN.
UNDER CURRENT LAW THE PURCHASE AND HOLDING OF THIS CERTIFICATE BY OR ON BEHALF
OF ANY EMPLOYEE BENEFIT PLAN OR ARRANGEMENT, INCLUDING AN INDIVIDUAL RETIREMENT
ACCOUNT, SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS
AMENDED ("ERISA"), THE CODE OR ANY FEDERAL, STATE OR LOCAL LAW ("SIMILAR LAW")
WHICH IS SIMILAR TO ERISA OR THE CODE (COLLECTIVELY, A "PLAN"), MAY RESULT IN
"PROHIBITED TRANSACTIONS" WITHIN THE MEANING OF ERISA, THE CODE OR SIMILAR LAW.
TRANSFER OF THIS CERTIFICATE WILL NOT BE MADE UNLESS THE TRANSFEREE DELIVERS TO
THE SECURITIES ADMINISTRATOR EITHER (I) A REPRESENTATION LETTER, IN FORM AND
SUBSTANCE SATISFACTORY TO THE SECURITIES ADMINISTRATOR, STATING THAT (A) IT IS
NOT, AND IS NOT ACTING ON BEHALF OF, ANY SUCH PLAN OR USING THE ASSETS OF ANY
SUCH PLAN TO EFFECT SUCH PURCHASE OR (B) IF IT IS AN INSURANCE COMPANY, THAT THE
SOURCE OF FUNDS USED TO PURCHASE THIS CERTIFICATE IS AN "INSURANCE COMPANY
GENERAL ACCOUNT" (AS SUCH TERM IS DEFINED IN SECTION V(E) OF PROHIBITED
TRANSACTION CLASS
B-3B4-1
EXEMPTION 95-60 ("PTE 95-60"), 60 FED. REG. 35925 (JULY 12, 1995)), THERE IS NO
PLAN WITH RESPECT TO WHICH THE AMOUNT OF SUCH GENERAL ACCOUNT'S RESERVES AND
LIABILITIES FOR THE CONTRACT(S) HELD BY OR ON BEHALF OF SUCH PLAN AND ALL OTHER
PLANS MAINTAINED BY THE SAME EMPLOYER (OR AFFILIATE THEREOF AS DEFINED IN
SECTION V(A)(1) OF PTE 95-60) OR BY THE SAME EMPLOYEE ORGANIZATION EXCEEDS 10%
OF THE TOTAL OF ALL RESERVES AND LIABILITIES OF SUCH GENERAL ACCOUNT (AS SUCH
AMOUNTS ARE DETERMINED UNDER SECTION I(A) OF PTE 95-60) AT THE DATE OF
ACQUISITION AND ALL PLANS THAT HAVE AN INTEREST IN SUCH GENERAL ACCOUNT ARE
PLANS TO WHICH PTE 95-60 APPLIES, OR (II) AN OPINION OF COUNSEL, IN FORM AND
SUBSTANCE SATISFACTORY TO THE SECURITIES ADMINISTRATOR, TO THE EFFECT THAT THE
PURCHASE OR HOLDING OF THIS CERTIFICATE BY OR ON BEHALF OF SUCH PLAN WILL NOT
CONSTITUTE OR RESULT IN A NON-EXEMPT PROHIBITED TRANSACTION WITHIN THE MEANING
OF ERISA, SECTION 4975 OF THE CODE OR SIMILAR LAW AND WILL NOT SUBJECT THE
DEPOSITOR, THE MASTER SERVICER, THE SECURITIES ADMINISTRATOR OR THE TRUSTEE TO
ANY OBLIGATION IN ADDITION TO THOSE UNDERTAKEN IN THE POOLING AND SERVICING
AGREEMENT. EACH PERSON WHO ACQUIRES THIS CERTIFICATE OR ANY INTEREST THEREIN
SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS REQUIRED BY THE REPRESENTATION
LETTER REFERRED TO IN THE PRECEDING SENTENCE, UNLESS SUCH PERSON SHALL HAVE
PROVIDED SUCH REPRESENTATION LETTER OR THE OPINION OF COUNSEL REFERRED TO IN THE
PRECEDING SENTENCE TO THE SECURITIES ADMINISTRATOR. THE POOLING AND SERVICING
AGREEMENT PROVIDES THAT ANY ATTEMPTED OR PURPORTED TRANSFER IN VIOLATION OF
THESE TRANSFER RESTRICTIONS WILL BE NULL AND VOID AND WILL VEST NO RIGHTS IN ANY
PURPORTED TRANSFEREE.
B-3B4-2
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 3-B-4
evidencing an interest in a Trust consisting primarily of six loan groups of
adjustable interest rate mortgage loans (the "Mortgage Loans") secured by first
liens on one- to four-family residential properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): $[_________]
Initial Class Certificate
Balance of this Class: $806,000.00
Pass-Through Rate: Variable
CUSIP No.: 058927 BG 8
ISIN No.: US058927BG82
THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator"), and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence
B-3B4-3
an obligation of, or an interest in, and is not guaranteed by the Depositor, the
Master Servicer, the Securities Administrator or the Trustee or any of their
respective affiliates. Neither this Certificate nor the Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality.
Interest will accrue on these Certificates at a per annum rate equal to
the weighted average (based on the Group Subordinate Amount for each Loan Group)
of the Net WAC of each of the Group 5 Mortgage Loans and the Group 6 Mortgage
Loans.
No transfer of a Certificate of this Class shall be made unless such
transfer is exempt from the registration requirements of the Securities Act of
1933, as amended (the "1933 Act"), and any applicable state securities laws or
is made in accordance with the 1933 Act and such laws. In the event of any such
transfer, (i) unless the transfer is made in reliance on Rule 144A under the
1933 Act, the Securities Administrator or the Depositor may require a written
Opinion of Counsel (which may be in-house counsel) acceptable to and in form and
substance reasonably satisfactory to the Securities Administrator and the
Depositor that such transfer may be made pursuant to an exemption, describing
the applicable exemption and the basis therefor, from the 1933 Act and such laws
or is being made pursuant to the 1933 Act and such laws, which Opinion of
Counsel shall not be an expense of the Securities Administrator or the Depositor
and (ii) the Securities Administrator shall require a certificate from the
Certificateholder desiring to effect such transfer substantially in the form
attached to the Pooling and Servicing Agreement as Exhibit G-1 and a certificate
from such Certificateholder's prospective transferee substantially in the form
attached to the Pooling and Servicing Agreement either as Exhibit G-2A or as
Exhibit G-2B, which certificates shall not be an expense of the Securities
Administrator or the Depositor; provided that the foregoing requirements under
clauses (i) and (ii) shall not apply to a transfer of a Private Certificate
between or among the Depositor, the Seller, their affiliates or both. The Holder
of a Private Certificate desiring to effect such transfer shall, and does hereby
agree to, indemnify the Securities Administrator and the Depositor against any
liability that may result if the transfer is not so exempt or is not made in
accordance with such federal and state laws.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
B-3B4-4
EXHIBIT B-3B5
[FORM OF FACE OF CLASS 3-B-5 CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 3-B-5
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").
REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES
OF GROUP 5, THE SENIOR CERTIFICATES OF GROUP 6, THE CLASS 3-B-1 CERTIFICATES,
THE CLASS 3-B-2 CERTIFICATES, THE CLASS 3-B-3 CERTIFICATES AND THE CLASS 3-B-4
CERTIFICATES AS DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS
AMENDED (THE "1933 ACT"). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT
REGISTRATION THEREOF UNDER THE 1933 ACT MAY ONLY BE MADE IN A TRANSACTION
EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE 1933 ACT AND IN ACCORDANCE
WITH THE PROVISIONS OF THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN.
UNDER CURRENT LAW THE PURCHASE AND HOLDING OF THIS CERTIFICATE BY OR ON BEHALF
OF ANY EMPLOYEE BENEFIT PLAN OR ARRANGEMENT, INCLUDING AN INDIVIDUAL RETIREMENT
ACCOUNT, SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS
AMENDED ("ERISA"), THE CODE OR ANY FEDERAL, STATE OR LOCAL LAW ("SIMILAR LAW")
WHICH IS SIMILAR TO ERISA OR THE CODE (COLLECTIVELY, A "PLAN"), MAY RESULT IN
"PROHIBITED TRANSACTIONS" WITHIN THE MEANING OF ERISA, THE CODE OR SIMILAR LAW.
TRANSFER OF THIS CERTIFICATE WILL NOT BE MADE UNLESS THE TRANSFEREE DELIVERS TO
THE SECURITIES ADMINISTRATOR EITHER (I) A REPRESENTATION LETTER, IN FORM AND
SUBSTANCE SATISFACTORY TO THE SECURITIES ADMINISTRATOR, STATING THAT (A) IT IS
NOT, AND IS NOT ACTING ON BEHALF OF, ANY SUCH PLAN OR USING THE ASSETS OF ANY
SUCH PLAN TO EFFECT SUCH PURCHASE OR (B) IF IT IS AN INSURANCE COMPANY, THAT THE
SOURCE OF FUNDS USED TO PURCHASE THIS CERTIFICATE IS AN "INSURANCE COMPANY
GENERAL ACCOUNT" (AS SUCH
B-3B5-1
TERM IS DEFINED IN SECTION V(E) OF PROHIBITED TRANSACTION CLASS EXEMPTION 95-60
("PTE 95-60"), 60 FED. REG. 35925 (JULY 12, 1995)), THERE IS NO PLAN WITH
RESPECT TO WHICH THE AMOUNT OF SUCH GENERAL ACCOUNT'S RESERVES AND LIABILITIES
FOR THE CONTRACT(S) HELD BY OR ON BEHALF OF SUCH PLAN AND ALL OTHER PLANS
MAINTAINED BY THE SAME EMPLOYER (OR AFFILIATE THEREOF AS DEFINED IN SECTION
V(A)(1) OF PTE 95-60) OR BY THE SAME EMPLOYEE ORGANIZATION EXCEEDS 10% OF THE
TOTAL OF ALL RESERVES AND LIABILITIES OF SUCH GENERAL ACCOUNT (AS SUCH AMOUNTS
ARE DETERMINED UNDER SECTION I(A) OF PTE 95-60) AT THE DATE OF ACQUISITION AND
ALL PLANS THAT HAVE AN INTEREST IN SUCH GENERAL ACCOUNT ARE PLANS TO WHICH PTE
95-60 APPLIES, OR (II) AN OPINION OF COUNSEL, IN FORM AND SUBSTANCE SATISFACTORY
TO THE SECURITIES ADMINISTRATOR, TO THE EFFECT THAT THE PURCHASE OR HOLDING OF
THIS CERTIFICATE BY OR ON BEHALF OF SUCH PLAN WILL NOT CONSTITUTE OR RESULT IN A
NON-EXEMPT PROHIBITED TRANSACTION WITHIN THE MEANING OF ERISA, SECTION 4975 OF
THE CODE OR SIMILAR LAW AND WILL NOT SUBJECT THE DEPOSITOR, THE MASTER SERVICER,
THE SECURITIES ADMINISTRATOR OR THE TRUSTEE TO ANY OBLIGATION IN ADDITION TO
THOSE UNDERTAKEN IN THE POOLING AND SERVICING AGREEMENT. EACH PERSON WHO
ACQUIRES THIS CERTIFICATE OR ANY INTEREST THEREIN SHALL BE DEEMED TO HAVE MADE
THE REPRESENTATIONS REQUIRED BY THE REPRESENTATION LETTER REFERRED TO IN THE
PRECEDING SENTENCE, UNLESS SUCH PERSON SHALL HAVE PROVIDED SUCH REPRESENTATION
LETTER OR THE OPINION OF COUNSEL REFERRED TO IN THE PRECEDING SENTENCE TO THE
SECURITIES ADMINISTRATOR. THE POOLING AND SERVICING AGREEMENT PROVIDES THAT ANY
ATTEMPTED OR PURPORTED TRANSFER IN VIOLATION OF THESE TRANSFER RESTRICTIONS WILL
BE NULL AND VOID AND WILL VEST NO RIGHTS IN ANY PURPORTED TRANSFEREE.
B-3B5-2
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 3-B-5
evidencing an interest in a Trust consisting primarily of six loan groups of
adjustable interest rate mortgage loans (the "Mortgage Loans") secured by first
liens on one- to four-family residential properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): $[________]
Initial Class Certificate
Balance of this Class: $604,000.00
Pass-Through Rate: Variable
CUSIP No.: 058927 BH 6
ISIN No.: US058927BH65
THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator"), and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence
B-3B5-3
an obligation of, or an interest in, and is not guaranteed by the Depositor, the
Master Servicer, the Securities Administrator or the Trustee or any of their
respective affiliates. Neither this Certificate nor the Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality.
Interest will accrue on these Certificates at a per annum rate equal to
the weighted average (based on the Group Subordinate Amount for each Loan Group)
of the Net WAC of each of the Group 5 Mortgage Loans and the Group 6 Mortgage
Loans.
No transfer of a Certificate of this Class shall be made unless such
transfer is exempt from the registration requirements of the Securities Act of
1933, as amended (the "1933 Act"), and any applicable state securities laws or
is made in accordance with the 1933 Act and such laws. In the event of any such
transfer, (i) unless the transfer is made in reliance on Rule 144A under the
1933 Act, the Securities Administrator or the Depositor may require a written
Opinion of Counsel (which may be in-house counsel) acceptable to and in form and
substance reasonably satisfactory to the Securities Administrator and the
Depositor that such transfer may be made pursuant to an exemption, describing
the applicable exemption and the basis therefor, from the 1933 Act and such laws
or is being made pursuant to the 1933 Act and such laws, which Opinion of
Counsel shall not be an expense of the Securities Administrator or the Depositor
and (ii) the Securities Administrator shall require a certificate from the
Certificateholder desiring to effect such transfer substantially in the form
attached to the Pooling and Servicing Agreement as Exhibit G-1 and a certificate
from such Certificateholder's prospective transferee substantially in the form
attached to the Pooling and Servicing Agreement either as Exhibit G-2A or as
Exhibit G-2B, which certificates shall not be an expense of the Securities
Administrator or the Depositor; provided that the foregoing requirements under
clauses (i) and (ii) shall not apply to a transfer of a Private Certificate
between or among the Depositor, the Seller, their affiliates or both. The Holder
of a Private Certificate desiring to effect such transfer shall, and does hereby
agree to, indemnify the Securities Administrator and the Depositor against any
liability that may result if the transfer is not so exempt or is not made in
accordance with such federal and state laws.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
B-3B5-4
EXHIBIT B-3B6
[FORM OF FACE OF CLASS 3-B-6 CERTIFICATE]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 3-B-6
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").
REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES
OF GROUP 5, THE SENIOR CERTIFICATES OF GROUP 6, THE CLASS 3-B-1 CERTIFICATES,
THE CLASS 3-B-2 CERTIFICATES, THE CLASS 3-B-3 CERTIFICATES, THE CLASS 3-B-4
CERTIFICATES AND THE CLASS 3-B-5 CERTIFICATES AS DESCRIBED IN THE POOLING AND
SERVICING AGREEMENT.
THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS
AMENDED (THE "1933 ACT"). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT
REGISTRATION THEREOF UNDER THE 1933 ACT MAY ONLY BE MADE IN A TRANSACTION
EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE 1933 ACT AND IN ACCORDANCE
WITH THE PROVISIONS OF THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN.
UNDER CURRENT LAW THE PURCHASE AND HOLDING OF THIS CERTIFICATE BY OR ON BEHALF
OF ANY EMPLOYEE BENEFIT PLAN OR ARRANGEMENT, INCLUDING AN INDIVIDUAL RETIREMENT
ACCOUNT, SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS
AMENDED ("ERISA"), THE CODE OR ANY FEDERAL, STATE OR LOCAL LAW ("SIMILAR LAW")
WHICH IS SIMILAR TO ERISA OR THE CODE (COLLECTIVELY, A "PLAN"), MAY RESULT IN
"PROHIBITED TRANSACTIONS" WITHIN THE MEANING OF ERISA, THE CODE OR SIMILAR LAW.
TRANSFER OF THIS CERTIFICATE WILL NOT BE MADE UNLESS THE TRANSFEREE DELIVERS TO
THE SECURITIES ADMINISTRATOR EITHER (I) A REPRESENTATION LETTER, IN FORM AND
SUBSTANCE SATISFACTORY TO THE SECURITIES ADMINISTRATOR, STATING THAT (A) IT IS
NOT, AND IS NOT ACTING ON BEHALF OF, ANY SUCH PLAN OR USING THE ASSETS OF ANY
SUCH PLAN TO EFFECT SUCH PURCHASE OR (B) IF IT IS AN INSURANCE COMPANY, THAT THE
SOURCE OF FUNDS USED TO PURCHASE THIS CERTIFICATE IS AN "INSURANCE COMPANY
GENERAL ACCOUNT" (AS SUCH
B-3B6-1
TERM IS DEFINED IN SECTION V(E) OF PROHIBITED TRANSACTION CLASS EXEMPTION 95-60
("PTE 95-60"), 60 FED. REG. 35925 (JULY 12, 1995)), THERE IS NO PLAN WITH
RESPECT TO WHICH THE AMOUNT OF SUCH GENERAL ACCOUNT'S RESERVES AND LIABILITIES
FOR THE CONTRACT(S) HELD BY OR ON BEHALF OF SUCH PLAN AND ALL OTHER PLANS
MAINTAINED BY THE SAME EMPLOYER (OR AFFILIATE THEREOF AS DEFINED IN SECTION
V(A)(1) OF PTE 95-60) OR BY THE SAME EMPLOYEE ORGANIZATION EXCEEDS 10% OF THE
TOTAL OF ALL RESERVES AND LIABILITIES OF SUCH GENERAL ACCOUNT (AS SUCH AMOUNTS
ARE DETERMINED UNDER SECTION I(A) OF PTE 95-60) AT THE DATE OF ACQUISITION AND
ALL PLANS THAT HAVE AN INTEREST IN SUCH GENERAL ACCOUNT ARE PLANS TO WHICH PTE
95-60 APPLIES, OR (II) AN OPINION OF COUNSEL, IN FORM AND SUBSTANCE SATISFACTORY
TO THE SECURITIES ADMINISTRATOR, TO THE EFFECT THAT THE PURCHASE OR HOLDING OF
THIS CERTIFICATE BY OR ON BEHALF OF SUCH PLAN WILL NOT CONSTITUTE OR RESULT IN A
NON-EXEMPT PROHIBITED TRANSACTION WITHIN THE MEANING OF ERISA, SECTION 4975 OF
THE CODE OR SIMILAR LAW AND WILL NOT SUBJECT THE DEPOSITOR, THE MASTER SERVICER,
THE SECURITIES ADMINISTRATOR OR THE TRUSTEE TO ANY OBLIGATION IN ADDITION TO
THOSE UNDERTAKEN IN THE POOLING AND SERVICING AGREEMENT. EACH PERSON WHO
ACQUIRES THIS CERTIFICATE OR ANY INTEREST THEREIN SHALL BE DEEMED TO HAVE MADE
THE REPRESENTATIONS REQUIRED BY THE REPRESENTATION LETTER REFERRED TO IN THE
PRECEDING SENTENCE, UNLESS SUCH PERSON SHALL HAVE PROVIDED SUCH REPRESENTATION
LETTER OR THE OPINION OF COUNSEL REFERRED TO IN THE PRECEDING SENTENCE TO THE
SECURITIES ADMINISTRATOR. THE POOLING AND SERVICING AGREEMENT PROVIDES THAT ANY
ATTEMPTED OR PURPORTED TRANSFER IN VIOLATION OF THESE TRANSFER RESTRICTIONS WILL
BE NULL AND VOID AND WILL VEST NO RIGHTS IN ANY PURPORTED TRANSFEREE.
B-3B6-2
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates, Series 2006-A
Class 3-B-6
evidencing an interest in a Trust consisting primarily of six loan groups of
adjustable interest rate mortgage loans (the "Mortgage Loans") secured by first
liens on one- to four-family residential properties deposited by
Banc of America Funding Corporation, as Depositor
Certificate No.:
Cut-off Date: January 1, 2006
First Distribution Date: February 21, 2006
Initial Certificate
Balance of this
Certificate
("Denomination"): $[________]
Initial Class Certificate
Balance of this Class: $402,743.47
Pass-Through Rate: Variable
CUSIP No.: 058927 BJ 2
ISIN No.: US058927BJ22
THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Funding Corporation (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated January 31, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Xxxxx Fargo Bank, N.A., as master
servicer (the "Master Servicer") and securities administrator (the "Securities
Administrator"), and U.S. Bank National Association, as trustee (the "Trustee").
To the extent not defined herein, the capitalized terms used herein have the
meanings assigned in the Pooling and Servicing Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Pooling and Servicing Agreement, to which Pooling and Servicing Agreement the
Holder of this Certificate by virtue of the acceptance hereof assents and by
which such Holder is bound.
Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence
B-3B6-3
an obligation of, or an interest in, and is not guaranteed by the Depositor, the
Master Servicer, the Securities Administrator or the Trustee or any of their
respective affiliates. Neither this Certificate nor the Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality.
Interest will accrue on these Certificates at a per annum rate equal to
the weighted average (based on the Group Subordinate Amount for each Loan Group)
of the Net WAC of each of the Group 5 Mortgage Loans and the Group 6 Mortgage
Loans.
No transfer of a Certificate of this Class shall be made unless such
transfer is exempt from the registration requirements of the Securities Act of
1933, as amended (the "1933 Act"), and any applicable state securities laws or
is made in accordance with the 1933 Act and such laws. In the event of any such
transfer, (i) unless the transfer is made in reliance on Rule 144A under the
1933 Act, the Securities Administrator or the Depositor may require a written
Opinion of Counsel (which may be in-house counsel) acceptable to and in form and
substance reasonably satisfactory to the Securities Administrator and the
Depositor that such transfer may be made pursuant to an exemption, describing
the applicable exemption and the basis therefor, from the 1933 Act and such laws
or is being made pursuant to the 1933 Act and such laws, which Opinion of
Counsel shall not be an expense of the Securities Administrator or the Depositor
and (ii) the Securities Administrator shall require a certificate from the
Certificateholder desiring to effect such transfer substantially in the form
attached to the Pooling and Servicing Agreement as Exhibit G-1 and a certificate
from such Certificateholder's prospective transferee substantially in the form
attached to the Pooling and Servicing Agreement either as Exhibit G-2A or as
Exhibit G-2B, which certificates shall not be an expense of the Securities
Administrator or the Depositor; provided that the foregoing requirements under
clauses (i) and (ii) shall not apply to a transfer of a Private Certificate
between or among the Depositor, the Seller, their affiliates or both. The Holder
of a Private Certificate desiring to effect such transfer shall, and does hereby
agree to, indemnify the Securities Administrator and the Depositor against any
liability that may result if the transfer is not so exempt or is not made in
accordance with such federal and state laws.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Securities Administrator.
* * *
B-3B6-4
EXHIBIT C
[FORM OF REVERSE OF ALL CERTIFICATES]
BANC OF AMERICA FUNDING CORPORATION
Mortgage Pass-Through Certificates
This Certificate is one of a duly authorized issue of Certificates
designated as Banc of America Funding Corporation Mortgage Pass-Through
Certificates, of the Series specified on the face hereof (collectively, the
"Certificates"), and representing a beneficial ownership interest in the Trust
created by the Pooling and Servicing Agreement.
The Certificateholder, by its acceptance of this Certificate, agrees that
it will look solely to the funds on deposit in the Certificate Account for
payment hereunder and that the Securities Administrator is not liable to the
Certificateholders for any amount payable under this Certificate or the Pooling
and Servicing Agreement or, except as expressly provided in the Pooling and
Servicing Agreement, subject to any liability under the Pooling and Servicing
Agreement.
This Certificate does not purport to summarize the Pooling and Servicing
Agreement and reference is made to the Pooling and Servicing Agreement for the
interests, rights and limitations of rights, benefits, obligations and duties
evidenced thereby, and the rights, duties and immunities of the Securities
Administrator.
Pursuant to the terms of the Pooling and Servicing Agreement, a
distribution will be made on the 20th day of each calendar month (or, if such
day is not a Business Day, the next Business Day) (each, a "Distribution Date"),
commencing on the first Distribution Date specified on the face hereof, to the
Person in whose name this Certificate is registered at the close of business on
the applicable Record Date in an amount required pursuant to the Pooling and
Servicing Agreement. The Record Date applicable to each Distribution Date is the
last Business Day of the month immediately preceding the month of such
Distribution Date or the Business Day immediately preceding such Distribution
Date, as set forth in the Pooling and Servicing Agreement.
On each Distribution Date, the Securities Administrator shall distribute
out of the Distribution Account to each Certificateholder of record on the
related Record Date (other than with respect to the final distribution) (a) by
check mailed to such Certificateholder entitled to receive a distribution on
such Distribution Date at the address appearing in the Certificate Register, or
(b) upon written request by the Holder of a Regular Certificate, by wire
transfer or by such other means of payment as such Certificateholder and the
Securities Administrator shall agree upon, such Certificateholder's Percentage
Interest in the amount to which the related Class of Certificates is entitled in
accordance with the priorities set forth in Section 5.02 of the Pooling and
Servicing Agreement. The final distribution on each Certificate will be made in
like manner, but only upon presentation and surrender of such Certificate to the
Securities Administrator as contemplated by Section 10.01 of the Pooling and
Servicing Agreement.
The Pooling and Servicing Agreement permits, with certain exceptions
therein provided, the amendment thereof and the modification of the rights and
obligations of the Securities
C-1
Administrator and the rights of the Certificateholders under the Pooling and
Servicing Agreement at any time by the Depositor, the Master Servicer, the
Securities Administrator and the Trustee with the consent of the Holders of
Certificates affected by such amendment evidencing the requisite Percentage
Interest, as provided in the Pooling and Servicing Agreement. Any such consent
by the Holder of this Certificate shall be conclusive and binding on such Holder
and upon all future Holders of this Certificate and of any Certificate issued
upon the transfer hereof or in exchange therefor or in lieu hereof whether or
not notation of such consent is made upon this Certificate. The Pooling and
Servicing Agreement also permits the amendment thereof, in certain limited
circumstances, without the consent of the Holders of any of the Certificates.
As provided in the Pooling and Servicing Agreement and subject to certain
limitations therein set forth, the transfer of this Certificate is registrable
in the Certificate Register of the Securities Administrator upon surrender of
this Certificate for registration of transfer at the Corporate Trust Office of
the Securities Administrator accompanied by a written instrument of transfer in
form satisfactory to the Securities Administrator and the Certificate Registrar
duly executed by the Holder hereof or such Holder's attorney duly authorized in
writing, and thereupon one or more new Certificates of the same Class in
authorized denominations and evidencing the same aggregate Percentage Interest
in the Trust will be issued to the designated transferee or transferees.
The Certificates are issuable only as registered Certificates without
coupons in denominations specified in the Pooling and Servicing Agreement. As
provided in the Pooling and Servicing Agreement and subject to certain
limitations therein set forth, Certificates are exchangeable for new
Certificates of the same Class in authorized denominations and evidencing the
same aggregate Percentage Interest, as requested by the Holder surrendering the
same.
No service charge will be made for any such registration of transfer or
exchange, but the Securities Administrator may require payment of a sum
sufficient to cover any tax or other governmental charge payable in connection
therewith.
The Depositor, the Master Servicer, the Certificate Registrar, the
Securities Administrator and the Trustee and any agent of the Depositor, the
Master Servicer, the Certificate Registrar, the Securities Administrator or the
Trustee may treat the Person in whose name this Certificate is registered as the
owner hereof for all purposes, and none of the Depositor, the Master Servicer,
the Certificate Registrar, the Trustee, the Securities Administrator or any such
agent shall be affected by any notice to the contrary.
On any Distribution Date on which (i) the aggregate Stated Principal
Balance of the Group 1 Mortgage Loans, (ii) the aggregate Stated Principal
Balance of the Aggregate Loan Group 2 Mortgage Loans or (iii) the aggregate
Stated Principal Balance of the Aggregate Loan Group 3 Mortgage Loans is less
than 10% of the aggregate Cut-off Date Pool Principal Balance of such Mortgage
Loans, the Master Servicer has the option to purchase such Mortgage Loans under
the conditions set forth in Section 10.01 of the Pooling and Servicing
Agreement. In the event that no such optional repurchases occur, the obligations
and responsibilities created by the Pooling and Servicing Agreement will
terminate upon the later of the maturity or other liquidation (or any advance
with respect thereto) of the last Mortgage Loan remaining in the
C-2
Trust or the disposition of all property in respect thereof and the distribution
to Certificateholders of all amounts required to be distributed pursuant to the
Pooling and Servicing Agreement. In no event shall the Trust created by the
Pooling and Servicing Agreement continue beyond the expiration of 21 years from
the death of the last survivor of the descendants of Xxxxxx X. Xxxxxxx, the late
ambassador of the United States to the Court of St. Xxxxx, living on the date
thereof.
Any term used herein that is defined in the Pooling and Servicing
Agreement shall have the meaning assigned in the Pooling and Servicing
Agreement, and nothing herein shall be deemed inconsistent with that meaning.
C-3
IN WITNESS WHEREOF, the Securities Administrator has caused this
Certificate to be duly executed.
Dated:
XXXXX FARGO BANK, N.A.,
as Securities Administrator
By _____________________________________
Authorized Signatory
CERTIFICATE OF AUTHENTICATION
This is one of the Certificates referred to in the Pooling and Servicing
Agreement referenced herein.
XXXXX FARGO BANK, N.A.,
as Securities Administrator
By _____________________________________
Authorized Signatory
C-4
ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and
transfer(s) unto _______________________________________________________________
________________________________________________________________________________
________________________________________________________________________________
(Please print or typewrite name and address including postal zip code of
assignee)
the Percentage Interest evidenced by the within Certificate and hereby
authorizes the transfer of registration of such Percentage Interest to assignee
on the Certificate Register of the Trust.
I (We) further direct the Securities Administrator to issue a new
Certificate of a like denomination and Class, to the above named assignee and
deliver such Certificate to the following address:
Dated:
________________________________________
Signature by or on behalf of assignor
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of distribution:
Distributions shall be made, by wire transfer or otherwise, in immediately
available funds to ____________________________________________________ for the
account of ___________________, account number _________________________, or, if
mailed by check, to Applicable statements should be mailed to___________________
________________________________________
This information is provided by _________, the assignee named above, or ,
as its agent.
X-0
XXXXXXX X-0
LOAN GROUP 1 MORTGAGE LOAN SCHEDULE
[See separate Excel file on Closing Binder CD]
D-1-1
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
-------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
419004 Primary SFR 360 327 80 5 5/1/2003 1/1/2006 4/1/2033
782263 Primary SFR 360 321 80 5.25 11/1/2002 1/1/2006 10/1/2032
10477263 Primary SFR 360 323 40 5.25 1/1/2003 1/1/2006 12/1/2032
10553303 Primary SFR 360 321 20.04 5.25 11/1/2002 1/1/2006 10/1/2032
10807733 Primary SFR 360 321 59.2 5.25 11/1/2002 1/1/2006 10/1/2032
11474285 Primary SFR 360 334 63.49 5 12/1/2003 1/1/2006 11/1/2033
14279574 Primary SFR 360 322 80 5.125 12/1/2002 1/1/2006 11/1/2032
16688517 Primary SFR 360 324 79.71 5.25 2/1/2003 1/1/2006 1/1/2033
16933335 Primary SFR 360 324 33.33 5.25 2/1/2003 1/1/2006 1/1/2033
19341361 Primary SFR 360 327 51.19 5.25 5/1/2003 1/1/2006 4/1/2033
19426899 Primary SFR 360 326 29.41 5.25 4/1/2003 1/1/2006 3/1/2033
19501931 Primary SFR 360 325 80 5 3/1/2003 1/1/2006 2/1/2033
19563287 Primary Condominium 360 326 80 5.25 4/1/2003 1/1/2006 3/1/2033
19813831 Primary Condominium 360 326 78.67 5.25 4/1/2003 2/1/2006 3/1/2033
21644539 Primary SFR 360 327 60.61 5.25 5/1/2003 2/1/2006 4/1/2033
24161648 Primary SFR 360 329 71.61 4.875 7/1/2003 1/1/2006 6/1/2033
27417872 Primary Condominium 360 332 47.06 4.375 10/1/2003 1/1/2006 9/1/2033
34482208 Primary SFR 360 335 13.64 5 1/1/2004 1/1/2006 12/1/2033
34569608 Secondary SFR 360 334 50 5.25 12/1/2003 1/1/2006 11/1/2033
35396738 Secondary SFR 360 354 18.47 4.5 8/1/2005 1/1/2006 7/1/2035
35697515 Secondary Condominium 360 334 69.9 4.875 12/1/2003 1/1/2006 11/1/2033
35762475 Primary SFR 360 335 55.83 4.375 1/1/2004 1/1/2006 12/1/2033
35936814 Primary SFR 360 335 50.99 4.75 1/1/2004 1/1/2006 12/1/2033
38832101 Primary SFR 360 340 57.49 4.5 6/1/2004 1/1/2006 5/1/2034
39756408 Secondary SFR 360 339 53.33 4.5 5/1/2004 1/1/2006 4/1/2034
40116394 Primary SFR 360 342 73.96 4.875 8/1/2004 1/1/2006 7/1/2034
40485161 Primary SFR 360 340 56.43 4.25 6/1/2004 1/1/2006 5/1/2034
40635534 Primary SFR 360 357 66.67 5.125 11/1/2005 1/1/2006 10/1/2035
40774556 Primary SFR 360 351 62.5 4.875 5/1/2005 1/1/2006 4/1/2035
40921934 Primary SFR 360 342 58.12 4.25 8/1/2004 2/1/2006 7/1/2034
41067752 Primary SFR 360 342 71.58 4.25 8/1/2004 1/1/2006 7/1/2034
41108317 Primary SFR 360 342 78.98 4.25 8/1/2004 1/1/2006 7/1/2034
42478438 Secondary SFR 360 341 60.78 4.25 7/1/2004 4/1/2006 6/1/2034
42539403 Primary SFR 360 341 47.62 5.25 7/1/2004 2/1/2006 6/1/2034
43674787 Primary SFR 360 343 80 4.75 9/1/2004 2/1/2006 8/1/2034
44316651 Primary SFR 360 352 72.37 4.375 6/1/2005 1/1/2006 5/1/2035
44377109 Primary SFR 360 343 70 4.875 9/1/2004 1/1/2006 8/1/2034
44457299 Primary SFR 360 343 80 5.25 9/1/2004 1/1/2006 8/1/2034
45071305 Primary SFR 360 344 64.98 5.25 10/1/2004 1/1/2006 9/1/2034
45277035 Secondary SFR 360 356 79.96 5.125 10/1/2005 1/1/2006 9/1/2035
45601853 Primary SFR 360 346 60.71 5.125 12/1/2004 1/1/2006 11/1/2034
45647153 Primary Condominium 360 344 80 4.75 10/1/2004 1/1/2006 9/1/2034
46303566 Primary SFR 360 344 66.94 4.5 10/1/2004 2/1/2006 9/1/2034
46307773 Primary SFR 360 345 69.93 4.625 11/1/2004 2/1/2006 10/1/2034
46861191 Secondary SFR 360 351 65.62 4.5 5/1/2005 1/1/2006 4/1/2035
46949897 Primary Condominium 360 345 69.36 4.75 11/1/2004 1/1/2006 10/1/2034
46965083 Primary SFR 360 346 80 4.625 12/1/2004 1/1/2006 11/1/2034
46971941 Primary SFR 360 346 49.1 4.875 12/1/2004 1/1/2006 11/1/2034
47129523 Primary Condominium 360 346 74.74 4.625 12/1/2004 1/1/2006 11/1/2034
47199906 Primary SFR 360 345 80 4.75 11/1/2004 1/1/2006 10/1/2034
47450168 Primary SFR 360 346 80 4.625 12/1/2004 1/1/2006 11/1/2034
47718879 Primary SFR 360 348 61.95 4.625 2/1/2005 1/1/2006 1/1/2035
48001556 Primary SFR 360 357 76.48 5.125 11/1/2005 2/1/2006 10/1/2035
48060065 Primary SFR 360 351 54.84 4.5 5/1/2005 1/1/2006 4/1/2035
48144141 Secondary SFR 360 347 57.14 4.875 1/1/2005 1/1/2006 12/1/2034
48259709 Secondary SFR 360 347 60.73 4.625 1/1/2005 1/1/2006 12/1/2034
48759435 Primary SFR 360 348 60 4.5 2/1/2005 1/1/2006 1/1/2035
49060205 Primary Condominium 360 347 75 4.75 1/1/2005 1/1/2006 12/1/2034
49197809 Primary SFR 360 348 43.75 4.625 2/1/2005 2/1/2006 1/1/2035
49271505 Secondary Condominium 360 350 59.09 5.25 4/1/2005 1/1/2006 3/1/2035
49356033 Primary SFR 360 356 58.14 4.875 10/1/2005 1/1/2006 9/1/2035
49818735 Primary SFR 360 349 44.47 5.25 3/1/2005 1/1/2006 2/1/2035
49835416 Secondary SFR 360 351 61.95 4.625 5/1/2005 1/1/2006 4/1/2035
49970585 Primary SFR 360 349 62.52 4.875 3/1/2005 1/1/2006 2/1/2035
50106939 Primary SFR 360 349 60.61 4.75 3/1/2005 2/1/2006 2/1/2035
50126572 Primary SFR 360 356 70 5 10/1/2005 1/1/2006 9/1/2035
50404615 Primary SFR 360 349 80 4.875 3/1/2005 1/1/2006 2/1/2035
LOANID PANDI PTDATE XXXX COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
-------- --------- --------- ------------ ------------ -------- ---------- ------------- --------- -------
419004 2,225.66 12/1/2005 414,600.00 72,354.05 Purchase Full 525,000.00 4/1/2008 10
782263 3,092.34 12/1/2005 560,000.00 532,749.45 R/T Refi Full 700,000.00 10/1/2007 11.25
10477263 5,522.04 12/1/2005 1,000,000.00 954,040.20 R/T Refi Full 2,500,000.00 12/1/2007 11.25
10553303 2,766.54 12/1/2005 501,000.00 476,620.50 R/T Refi No Doc 2,500,000.00 10/1/2007 11.25
10807733 5,459.09 12/1/2005 988,600.00 940,492.79 R/T Refi Full 1,670,000.00 10/1/2007 11.25
11474285 5,368.22 12/1/2005 1,000,000.00 999,429.43 Purchase Full 1,575,000.00 11/1/2008 10
14279574 2,874.89 12/1/2005 528,000.00 501,942.44 R/T Refi No Doc 660,000.00 11/1/2007 11.125
16688517 3,037.12 12/1/2005 550,000.00 121,941.79 C/O Refi Full 690,000.00 1/1/2008 11.25
16933335 2,208.81 12/1/2005 400,000.00 382,153.20 R/T Refi Full 1,200,000.00 1/1/2008 11.25
19341361 8,282.50 12/1/2005 1,499,900.00 1,499,900.00 C/O Refi Full 2,930,000.00 4/1/2008 10.25
19426899 1,380.51 12/1/2005 250,001.00 250,001.00 C/O Refi Full 850,000.00 3/1/2008 10.25
19501931 3,263.88 12/1/2005 608,000.00 580,033.37 R/T Refi No Doc 760,000.00 2/1/2008 10
19563287 3,423.66 12/1/2005 620,000.00 593,990.80 Purchase Full 775,000.00 3/1/2008 10.25
19813831 2,606.40 1/1/2006 472,000.00 451,784.21 Purchase Full 600,000.00 3/1/2008 10.25
21644539 2,761.02 1/1/2006 500,000.00 489,141.74 R/T Refi No Doc 825,000.00 4/1/2008 10.25
24161648 3,688.11 12/1/2005 908,511.00 907,543.49 Purchase Asset Only 1,269,000.00 6/1/2008 9.875
27417872 1,997.14 12/1/2005 400,000.00 384,146.85 R/T Refi Full 850,000.00 9/1/2008 9.375
34482208 8,052.32 12/1/2005 1,500,000.00 1,500,000.00 C/O Refi Asset Only 11,000,000.00 12/1/2008 10
34569608 2,761.02 12/1/2005 500,000.00 500,000.00 R/T Refi Asset Only 1,000,000.00 11/1/2008 10.25
35396738 760.03 12/1/2005 150,000.00 148,803.66 Purchase Full 1,000,000.00 7/1/2010 9.5
35697515 1,476.72 12/1/2005 363,500.00 363,500.00 R/T Refi No Doc 520,000.00 11/1/2008 9.875
35762475 3,609.83 12/1/2005 723,000.00 697,557.11 R/T Refi No Doc 1,295,000.00 12/1/2008 9.375
35936814 1,781.25 12/1/2005 450,000.00 450,000.00 Purchase Full 890,000.00 12/1/2008 9.75
38832101 3,180.00 12/1/2005 848,000.00 848,000.00 Purchase Full 1,475,000.00 5/1/2009 9.5
39756408 7,312.50 12/1/2005 2,000,000.00 1,850,000.00 Purchase Full 3,750,000.00 4/1/2009 9.5
40116394 2,074.50 12/1/2005 392,000.00 382,008.13 R/T Refi No Doc 530,000.00 7/1/2009 9.875
40485161 5,595.83 12/1/2005 1,580,000.00 1,580,000.00 R/T Refi Asset Only 2,800,000.00 5/1/2009 9.25
40635534 4,270.83 12/1/2005 1,000,000.00 1,000,000.00 Purchase Full 1,500,000.00 10/1/2010 10.125
40774556 5,292.08 12/1/2005 1,000,000.00 988,752.23 R/T Refi Full 1,600,000.00 4/1/2010 9.875
40921934 2,675.73 1/1/2006 755,500.00 755,500.00 R/T Refi Asset Only 1,300,000.00 7/1/2009 9.25
41067752 1,445.00 12/1/2005 408,000.00 408,000.00 R/T Refi Asset Only 570,000.00 7/1/2009 9.25
41108317 1,903.81 12/1/2005 387,000.00 377,108.25 R/T Refi Full 490,000.00 7/1/2009 9.25
42478438 7,115.91 3/1/2006 1,446,500.00 1,306,308.42 Purchase Asset Only 2,480,000.00 6/1/2009 9.25
42539403 27,610.19 1/1/2006 5,000,000.00 5,000,000.00 C/O Refi Full 10,500,000.00 6/1/2009 10.25
43674787 3,296.81 1/1/2006 632,000.00 551,479.53 Purchase Full 790,000.00 8/1/2009 9.75
44316651 2,746.07 12/1/2005 550,000.00 543,996.92 R/T Refi Asset Only 760,000.00 5/1/2010 9.375
44377109 3,038.95 12/1/2005 749,700.00 748,048.02 Purchase Asset Only 1,071,000.00 8/1/2009 9.875
44457299 3,754.99 12/1/2005 680,000.00 666,265.77 Purchase Full 850,000.00 8/1/2009 10.25
45071305 7,355.35 12/1/2005 1,332,000.00 1,332,000.00 C/O Refi Asset Only 2,050,000.00 9/1/2009 10.25
45277035 666.25 12/1/2005 156,000.00 155,999.72 Purchase Full 200,000.00 9/1/2010 10.125
45601853 11,570.35 12/1/2005 2,125,000.00 2,125,000.00 C/O Refi Asset Only 3,500,000.00 11/1/2009 10.125
45647153 3,505.47 12/1/2005 672,000.00 658,063.33 Purchase Full 850,000.00 9/1/2009 9.75
46303566 4,104.15 1/1/2006 810,000.00 792,443.03 R/T Refi Full 1,210,000.00 9/1/2009 9.5
46307773 1,791.80 1/1/2006 465,000.00 464,897.74 Purchase Asset Only 665,000.00 10/1/2009 9.625
46861191 1,988.25 12/1/2005 530,200.00 530,200.00 Purchase Asset Only 808,000.00 4/1/2010 9.5
46949897 1,715.94 12/1/2005 433,500.00 433,500.00 C/O Refi Asset Only 625,000.00 10/1/2009 9.75
46965083 2,411.17 12/1/2005 625,600.00 625,600.00 Purchase Full 782,000.00 11/1/2009 9.625
46971941 1,994.67 12/1/2005 491,000.00 490,994.69 R/T Refi No Doc 1,000,000.00 11/1/2009 9.875
47129523 1,095.12 12/1/2005 213,000.00 209,063.79 C/O Refi Full 285,000.00 11/1/2009 9.625
47199906 3,641.67 12/1/2005 920,000.00 920,000.00 Purchase Full 1,150,000.00 10/1/2009 9.75
47450168 1,757.50 12/1/2005 456,000.00 456,000.00 Purchase Full 590,000.00 11/1/2009 9.625
47718879 1,799.49 12/1/2005 350,000.00 344,477.54 C/O Refi Full 565,000.00 1/1/2010 9.625
48001556 2,348.52 1/1/2006 550,000.00 549,846.22 Purchase Asset Only 792,000.00 10/1/2010 10.125
48060065 1,887.75 12/1/2005 505,000.00 503,400.00 Purchase Asset Only 995,000.00 4/1/2010 9.5
48144141 10,584.16 12/1/2005 2,000,000.00 1,967,239.95 R/T Refi Asset Only 3,500,000.00 12/1/2009 9.875
48259709 578.13 12/1/2005 150,000.00 150,000.00 Purchase Asset Only 250,000.00 12/1/2009 9.625
48759435 6,525.00 12/1/2005 1,740,000.00 1,740,000.00 C/O Refi Asset Only 2,900,000.00 1/1/2010 9.5
49060205 2,269.17 12/1/2005 435,000.00 435,000.00 Purchase Asset Only 580,000.00 12/1/2009 9.75
49197809 3,854.17 1/1/2006 2,100,000.00 1,000,000.00 R/T Refi Full 4,800,000.00 1/1/2010 9.625
49271505 7,178.65 12/1/2005 1,300,000.00 1,300,000.00 R/T Refi Asset Only 2,200,000.00 3/1/2010 10.25
49356033 4,062.50 12/1/2005 1,000,000.00 1,000,000.00 Purchase Asset Only 1,720,000.00 9/1/2010 9.875
49818735 9,332.24 12/1/2005 1,690,000.00 1,690,000.00 R/T Refi Full 3,800,000.00 2/1/2010 10.25
49835416 3,598.98 12/1/2005 700,000.00 688,052.92 Purchase Full 1,130,000.00 4/1/2010 9.625
49970585 2,100.96 12/1/2005 397,000.00 397,000.00 R/T Refi No Doc 635,000.00 2/1/2010 9.875
50106939 2,608.24 1/1/2006 500,000.00 488,029.89 Purchase Asset Only 825,000.00 2/1/2010 9.75
50126572 4,008.83 12/1/2005 962,120.00 962,120.00 Purchase Asset Only 1,374,458.00 9/1/2010 10
50404615 3,556.28 12/1/2005 672,000.00 672,000.00 Purchase Full 840,000.00 2/1/2010 9.875
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
-------- ----- ------ ------ -------- ---------- ----------- ----------- ---- ------
419004 2.75 2 2.75 1 YR CMT 3/21/2003 Xxxxx Fargo Xxxxx Fargo 0 0.25
782263 2.75 2 2.75 1 YR CMT 9/26/2002 Xxxxx Fargo Xxxxx Fargo 0 0.25
10477263 2.75 2 2.75 1 YR CMT 11/27/2002 Xxxxx Fargo Xxxxx Fargo 0 0.25
10553303 2.75 2 2.75 1 YR CMT 10/8/2002 Xxxxx Fargo Xxxxx Fargo 0 0.25
10807733 2.75 2 2.75 1 YR CMT 9/17/2002 Xxxxx Fargo Xxxxx Fargo 0 0.25
11474285 2.75 2 2.75 1 YR CMT 10/30/2003 Xxxxx Fargo Xxxxx Fargo 0 0.25
14279574 2.75 2 2.75 1 YR CMT 10/22/2002 Xxxxx Fargo Xxxxx Fargo 0 0.25
16688517 2.75 2 2.75 1 YR CMT 12/24/2002 Xxxxx Fargo Xxxxx Fargo 0 0.25
16933335 2.75 2 2.75 1 YR CMT 12/30/2002 Xxxxx Fargo Xxxxx Fargo 0 0.25
19341361 2.75 2 2.75 1 YR CMT 3/19/2003 Xxxxx Fargo Xxxxx Fargo 0 0.25
19426899 2.75 2 2.75 1 YR CMT 2/25/2003 Xxxxx Fargo Xxxxx Fargo 0 0.25
19501931 2.75 2 2.75 1 YR CMT 1/29/2003 Xxxxx Fargo Xxxxx Fargo 0 0.25
19563287 2.75 2 2.75 1 YR CMT 2/21/2003 Xxxxx Fargo Xxxxx Fargo 0 0.25
19813831 2.75 2 2.75 1 YR CMT 2/14/2003 Xxxxx Fargo Xxxxx Fargo 0 0.25
21644539 2.75 2 2.75 1 YR CMT 3/14/2003 Xxxxx Fargo Xxxxx Fargo 0 0.25
24161648 2.75 2 2.75 1 YR CMT 5/23/2003 Xxxxx Fargo Xxxxx Fargo 0 0.25
27417872 2.75 2 2.75 1 YR CMT 7/31/2003 Xxxxx Fargo Xxxxx Fargo 0 0.25
34482208 2.75 2 2.75 1 YR CMT 12/14/2003 Xxxxx Fargo Xxxxx Fargo 0 0.25
34569608 2.75 2 2.75 1 YR CMT 10/14/2003 Xxxxx Fargo Xxxxx Fargo 0 0.25
35396738 2.75 2 2.75 1 YR CMT 6/20/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
35697515 2.75 2 2.75 1 YR CMT 11/3/2003 Xxxxx Fargo Xxxxx Fargo 0 0.25
35762475 2.75 2 2.75 1 YR CMT 11/26/2003 Xxxxx Fargo Xxxxx Fargo 0 0.25
35936814 2.75 2 2.75 1 YR CMT 11/21/2003 Xxxxx Fargo Xxxxx Fargo 0 0.25
38832101 2.75 2 2.75 1 YR CMT 4/12/2004 Xxxxx Fargo Xxxxx Fargo 0 0.25
39756408 2.75 2 2.75 1 YR CMT 3/15/2004 Xxxxx Fargo Xxxxx Fargo 0 0.25
40116394 2.75 2 2.75 1 YR CMT 6/14/2004 Xxxxx Fargo Xxxxx Fargo 0 0.25
40485161 2.75 2 2.75 1 YR CMT 3/27/2004 Xxxxx Fargo Xxxxx Fargo 0 0.25
40635534 2.75 2 2.75 1 YR CMT 9/9/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
40774556 2.75 2 2.75 1 YR CMT 3/28/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
40921934 2.75 2 2.75 1 YR CMT 6/21/2004 Xxxxx Fargo Xxxxx Fargo 0 0.25
41067752 2.75 2 2.75 1 YR CMT 6/8/2004 Xxxxx Fargo Xxxxx Fargo 0 0.25
41108317 2.75 2 2.75 1 YR CMT 6/3/2004 Xxxxx Fargo Xxxxx Fargo 0 0.25
42478438 2.75 2 2.75 1 YR CMT 5/17/2004 Xxxxx Fargo Xxxxx Fargo 0 0.25
42539403 2.75 2 2.75 1 YR CMT 5/24/2004 Xxxxx Fargo Xxxxx Fargo 0 0.25
43674787 2.75 2 2.75 1 YR CMT 7/12/2004 Xxxxx Fargo Xxxxx Fargo 0 0.25
44316651 2.75 2 2.75 1 YR CMT 4/7/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
44377109 2.75 2 2.75 1 YR CMT 8/4/2004 Xxxxx Fargo Xxxxx Fargo 0 0.25
44457299 2.75 2 2.75 1 YR CMT 8/6/2004 Xxxxx Fargo Xxxxx Fargo 0 0.25
45071305 2.75 2 2.75 1 YR CMT 8/26/2004 Xxxxx Fargo Xxxxx Fargo 0 0.25
45277035 2.75 2 2.75 1 YR CMT 8/25/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
45601853 2.75 2 2.75 1 YR CMT 10/12/2004 Xxxxx Fargo Xxxxx Fargo 0 0.25
45647153 2.75 2 2.75 1 YR CMT 8/27/2004 Xxxxx Fargo Xxxxx Fargo 0 0.25
46303566 2.75 2 2.75 1 YR CMT 8/27/2004 Xxxxx Fargo Xxxxx Fargo 0 0.25
46307773 2.75 2 2.75 1 YR CMT 9/2/2004 Xxxxx Fargo Xxxxx Fargo 0 0.25
46861191 2.75 2 2.75 1 YR CMT 3/30/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
46949897 2.75 2 2.75 1 YR CMT 9/30/2004 Xxxxx Fargo Xxxxx Fargo 0 0.25
46965083 2.75 2 2.75 1 YR CMT 10/14/2004 Xxxxx Fargo Xxxxx Fargo 0 0.25
46971941 2.75 2 2.75 1 YR CMT 10/28/2004 Xxxxx Fargo Xxxxx Fargo 0 0.25
47129523 2.75 2 2.75 1 YR CMT 11/1/2004 Xxxxx Fargo Xxxxx Fargo 0 0.25
47199906 2.75 2 2.75 1 YR CMT 9/29/2004 Xxxxx Fargo Xxxxx Fargo 0 0.25
47450168 2.75 2 2.75 1 YR CMT 10/21/2004 Xxxxx Fargo Xxxxx Fargo 0 0.25
47718879 2.75 2 2.75 1 YR CMT 12/17/2004 Xxxxx Fargo Xxxxx Fargo 0 0.25
48001556 2.75 2 2.75 1 YR CMT 8/30/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
48060065 2.75 2 2.75 1 YR CMT 3/22/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
48144141 2.75 2 2.75 1 YR CMT 11/18/2004 Xxxxx Fargo Xxxxx Fargo 0 0.25
48259709 2.75 2 2.75 1 YR CMT 11/30/2004 Xxxxx Fargo Xxxxx Fargo 0 0.25
48759435 2.75 2 2.75 1 YR CMT 12/14/2004 Xxxxx Fargo Xxxxx Fargo 0 0.25
49060205 2.75 2 2.75 1 YR CMT 11/19/2004 Xxxxx Fargo Xxxxx Fargo 0 0.25
49197809 2.75 2 2.75 1 YR CMT 12/27/2004 Xxxxx Fargo Xxxxx Fargo 0 0.25
49271505 2.75 2 2.75 1 YR CMT 3/2/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
49356033 2.75 2 2.75 1 YR CMT 8/5/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
49818735 2.75 2 2.75 1 YR CMT 1/28/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
49835416 2.75 2 2.75 1 YR CMT 3/29/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
49970585 2.75 2 2.75 1 YR CMT 1/25/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
50106939 2.75 2 2.75 1 YR CMT 1/31/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
50126572 2.75 2 2.75 1 YR CMT 8/18/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
50404615 2.75 2 2.75 1 YR CMT 1/27/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
-------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
50631365 Primary SFR 360 355 25 4.75 9/1/2005 7/1/2006 8/1/2035
50841626 Secondary SFR 360 352 80 4.5 6/1/2005 1/1/2006 5/1/2035
50899376 Primary SFR 360 351 80 4.625 5/1/2005 1/1/2006 4/1/2035
50962398 Primary Condominium 360 351 80 4.625 5/1/2005 1/1/2006 4/1/2035
50965763 Secondary SFR 360 351 80 4.5 5/1/2005 1/1/2006 4/1/2035
51119964 Primary SFR 360 355 79.76 4.875 9/1/2005 1/1/2006 8/1/2035
51167641 Primary SFR 360 356 80 5.125 10/1/2005 1/1/2006 9/1/2035
51220614 Primary SFR 360 351 45.4 4.5 5/1/2005 1/1/2006 4/1/2035
51263317 Primary SFR 360 352 70.65 4.625 6/1/2005 1/1/2006 5/1/2035
51283778 Primary SFR 360 352 80 4.625 6/1/2005 1/1/2006 5/1/2035
51328862 Primary SFR 360 352 80 4.375 6/1/2005 1/1/2006 5/1/2035
51348829 Primary SFR 360 351 66.35 4.5 5/1/2005 1/1/2006 4/1/2035
51393486 Primary SFR 360 351 66.67 4.375 5/1/2005 2/1/2006 4/1/2035
51501179 Primary SFR 360 352 71.43 4.625 6/1/2005 1/1/2006 5/1/2035
51551141 Primary SFR 360 351 80 4.625 5/1/2005 1/1/2006 4/1/2035
51554467 Primary SFR 360 351 73.86 4.5 5/1/2005 1/1/2006 4/1/2035
51642536 Primary SFR 360 352 80 4.5 6/1/2005 2/1/2006 5/1/2035
51724185 Primary Condominium 360 352 80 4.5 6/1/2005 1/1/2006 5/1/2035
51729176 Primary SFR 360 351 35.48 4.375 5/1/2005 1/1/2006 4/1/2035
51746725 Secondary Condominium 360 353 75 4.875 7/1/2005 1/1/2006 6/1/2035
51753135 Primary SFR 360 352 47.62 4.625 6/1/2005 1/1/2006 5/1/2035
51768893 Primary SFR 360 356 73.17 4.75 10/1/2005 1/1/2006 9/1/2035
51794188 Primary SFR 360 353 70 5.25 7/1/2005 3/1/2006 6/1/2035
51795839 Primary SFR 360 353 60 5.25 7/1/2005 2/1/2006 6/1/2035
51825107 Primary Condominium 360 351 80 4 5/1/2005 1/1/2006 4/1/2035
51848067 Primary SFR 360 351 56.52 4.375 5/1/2005 1/1/2006 4/1/2035
51863397 Primary SFR 360 356 34.48 5 10/1/2005 1/1/2006 9/1/2035
51872547 Primary SFR 360 351 62.5 4.625 5/1/2005 1/1/2006 4/1/2035
51901767 Primary SFR 360 352 57.5 4.625 6/1/2005 2/1/2006 5/1/2035
51943652 Primary Condominium 360 352 80 5.25 6/1/2005 1/1/2006 5/1/2035
52015732 Primary SFR 360 353 68.73 4.875 7/1/2005 2/1/2006 6/1/2035
52043411 Primary Condominium 360 356 80 4.75 10/1/2005 1/1/2006 9/1/2035
52102191 Primary SFR 360 351 75 4.5 5/1/2005 1/1/2006 4/1/2035
52112059 Primary SFR 360 351 75 5.25 5/1/2005 1/1/2006 4/1/2035
52119401 Secondary SFR 360 352 72.73 4.875 6/1/2005 1/1/2006 5/1/2035
52198249 Secondary SFR 360 351 80 4.5 5/1/2005 1/1/2006 4/1/2035
52261609 Primary SFR 360 351 80 4.5 5/1/2005 1/1/2006 4/1/2035
52359007 Secondary SFR 360 352 65 4.625 6/1/2005 1/1/2006 5/1/2035
52406881 Primary SFR 360 352 80 4.625 6/1/2005 1/1/2006 5/1/2035
52430006 Secondary SFR 360 353 33.33 5.25 7/1/2005 1/1/2006 6/1/2035
52695756 Primary SFR 360 356 80 4.875 10/1/2005 1/1/2006 9/1/2035
52853538 Primary SFR 360 356 54.18 4.875 10/1/2005 1/1/2006 9/1/2035
52860764 Secondary Condominium 360 356 74.99 4.875 10/1/2005 1/1/2006 9/1/2035
52867215 Primary SFR 360 353 56.35 4.625 7/1/2005 2/1/2006 6/1/2035
52897477 Primary SFR 360 357 80 5 11/1/2005 1/1/2006 10/1/2035
52902871 Secondary SFR 360 353 41.67 5.125 7/1/2005 1/1/2006 6/1/2035
52924172 Secondary SFR 360 355 79.95 4.875 9/1/2005 1/1/2006 8/1/2035
53030342 Primary Condominium 360 357 80 5 11/1/2005 2/1/2006 10/1/2035
53200341 Secondary Condominium 360 355 80 5.25 9/1/2005 1/1/2006 8/1/2035
53308128 Primary Condominium 360 357 72.36 5 11/1/2005 1/1/2006 10/1/2035
53418547 Primary SFR 360 353 71.02 5.25 7/1/2005 1/1/2006 6/1/2035
53444048 Primary Condominium 360 353 80 5 7/1/2005 1/1/2006 6/1/2035
53469649 Primary SFR 360 358 80 5 12/1/2005 2/1/2006 11/1/2035
53477584 Primary SFR 360 353 80 4.75 7/1/2005 1/1/2006 6/1/2035
53496071 Primary SFR 360 356 25 4.75 10/1/2005 1/1/2006 9/1/2035
53725669 Primary SFR 360 352 70 5.125 6/1/2005 2/1/2006 5/1/2035
53764692 Secondary SFR 360 355 75 4.75 9/1/2005 2/1/2006 8/1/2035
53878815 Primary SFR 360 353 70 4.875 7/1/2005 1/1/2006 6/1/2035
53910089 Primary Condominium 360 357 80 5 11/1/2005 1/1/2006 10/1/2035
53948675 Primary SFR 360 356 80 4.875 10/1/2005 1/1/2006 9/1/2035
54003538 Primary SFR 360 358 40.45 4.875 12/1/2005 1/1/2006 11/1/2035
54033808 Primary Condominium 360 357 80 5 11/1/2005 1/1/2006 10/1/2035
54067392 Primary Condominium 360 354 80 5.25 8/1/2005 1/1/2006 7/1/2035
54141387 Primary Condominium 360 353 80 5.125 7/1/2005 1/1/2006 6/1/2035
54214739 Primary SFR 360 355 47.22 4.875 9/1/2005 1/1/2006 8/1/2035
54223243 Primary SFR 360 354 56.67 5.25 8/1/2005 1/1/2006 7/1/2035
54255237 Primary SFR 360 357 60 4.875 11/1/2005 2/1/2006 10/1/2035
LOANID PANDI PTDATE XXXX COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
-------- --------- --------- ------------ ------------ -------- ---------- ------------ --------- -------
50631365 5,216.47 6/1/2006 1,000,000.00 944,637.19 R/T Refi Full 4,000,000.00 8/1/2010 9.75
50841626 1,128.60 12/1/2005 300,960.00 300,960.00 Purchase Asset Only 380,000.00 5/1/2010 9.5
50899376 701.46 12/1/2005 182,000.00 182,000.00 Purchase Asset Only 260,000.00 4/1/2010 9.625
50962398 1,510.83 12/1/2005 392,000.00 392,000.00 Purchase Asset Only 490,000.00 4/1/2010 9.625
50965763 1,788.75 12/1/2005 480,000.00 476,500.00 Purchase Asset Only 600,000.00 4/1/2010 9.5
51119964 1,096.88 12/1/2005 270,000.00 270,000.00 Purchase Asset Only 338,500.00 8/1/2010 9.875
51167641 2,500.24 12/1/2005 585,422.00 585,422.00 Purchase Full 731,788.00 9/1/2010 10.125
51220614 2,552.31 12/1/2005 681,000.00 680,617.01 R/T Refi Asset Only 1,500,000.00 4/1/2010 9.5
51263317 2,588.00 12/1/2005 706,500.00 671,480.72 R/T Refi Full 1,000,000.00 5/1/2010 9.625
51283778 2,081.25 12/1/2005 540,000.00 540,000.00 Purchase Asset Only 675,000.00 5/1/2010 9.625
51328862 1,328.09 12/1/2005 365,276.00 364,076.00 Purchase Full 457,000.00 5/1/2010 9.375
51348829 2,152.24 12/1/2005 573,930.00 573,930.00 R/T Refi Asset Only 865,000.00 4/1/2010 9.5
51393486 4,010.42 1/1/2006 1,100,000.00 1,100,000.00 C/O Refi Full 1,650,000.00 4/1/2010 9.375
51501179 4,627.26 12/1/2005 900,000.00 890,605.93 Purchase Full 1,265,000.00 5/1/2010 9.625
51551141 1,957.92 12/1/2005 508,000.00 508,000.00 R/T Refi Full 635,000.00 4/1/2010 9.625
51554467 4,570.29 12/1/2005 1,218,750.00 1,218,742.94 R/T Refi Full 1,650,000.00 4/1/2010 9.5
51642536 3,738.75 1/1/2006 997,768.00 997,000.00 Purchase Full 1,248,000.00 5/1/2010 9.5
51724185 1,259.70 12/1/2005 335,920.00 335,920.00 Purchase Full 420,000.00 5/1/2010 9.5
51729176 4,010.42 12/1/2005 1,100,000.00 1,100,000.00 C/O Refi Full 3,100,000.00 4/1/2010 9.375
51746725 3,019.05 12/1/2005 746,250.00 743,150.00 Purchase Full 995,000.00 6/1/2010 9.875
51753135 13,489.58 12/1/2005 3,500,000.00 3,500,000.00 Purchase Full 7,350,000.00 5/1/2010 9.625
51768893 1,186.31 12/1/2005 300,000.00 299,400.00 R/T Refi Full 410,000.00 9/1/2010 9.75
51794188 7,962.50 2/1/2006 1,820,000.00 1,806,880.76 R/T Refi Full 2,600,000.00 6/1/2010 10.25
51795839 6,559.62 1/1/2006 1,500,000.00 1,496,455.24 R/T Refi Full 2,500,000.00 6/1/2010 10.25
51825107 821.33 12/1/2005 246,400.00 246,400.00 Purchase Full 308,000.00 4/1/2010 9
51848067 3,245.35 12/1/2005 650,000.00 642,004.07 C/O Refi Full 1,150,000.00 4/1/2010 9.375
51863397 4,166.67 12/1/2005 1,000,000.00 1,000,000.00 Purchase Asset Only 2,900,000.00 9/1/2010 10
51872547 3,854.17 12/1/2005 1,000,000.00 1,000,000.00 R/T Refi Full 1,600,000.00 4/1/2010 9.625
51901767 1,241.04 1/1/2006 322,000.00 322,000.00 R/T Refi Full 560,000.00 5/1/2010 9.625
51943652 1,025.15 12/1/2005 234,320.00 234,320.00 Purchase Full 293,000.00 5/1/2010 10.25
52015732 4,062.50 1/1/2006 1,000,000.00 1,000,000.00 C/O Refi Asset Only 1,455,000.00 6/1/2010 9.875
52043411 1,417.08 12/1/2005 358,000.00 358,000.00 Purchase Asset Only 455,000.00 9/1/2010 9.75
52102191 6,679.69 12/1/2005 1,781,250.00 1,781,250.00 Purchase Full 2,375,000.00 4/1/2010 9.5
52112059 5,414.06 12/1/2005 1,237,500.00 1,237,500.00 Purchase Full 1,650,000.00 4/1/2010 10.25
52119401 4,062.50 12/1/2005 1,000,000.00 1,000,000.00 Purchase Full 1,390,000.00 5/1/2010 9.875
52198249 1,667.69 12/1/2005 444,800.00 444,716.60 Purchase Asset Only 560,000.00 4/1/2010 9.5
52261609 3,481.78 12/1/2005 936,000.00 927,957.56 Purchase Full 1,170,000.00 4/1/2010 9.5
52359007 3,695.18 12/1/2005 958,750.00 958,750.00 Purchase Asset Only 1,475,000.00 5/1/2010 9.625
52406881 1,231.98 12/1/2005 319,650.00 319,650.00 Purchase Full 465,000.00 5/1/2010 9.625
52430006 4,375.00 12/1/2005 1,000,000.00 1,000,000.00 C/O Refi Asset Only 3,000,000.00 6/1/2010 10.25
52695756 1,933.25 12/1/2005 475,878.00 475,878.00 Purchase Full 595,000.00 9/1/2010 9.875
52853538 4,875.00 12/1/2005 1,200,000.00 1,200,000.00 R/T Refi Asset Only 2,215,000.00 9/1/2010 9.875
52860764 2,096.25 12/1/2005 516,000.00 516,000.00 Purchase Asset Only 688,500.00 9/1/2010 9.875
52867215 3,853.78 1/1/2006 1,000,000.00 999,900.00 Purchase Asset Only 1,785,000.00 6/1/2010 9.625
52897477 1,871.09 12/1/2005 449,062.00 449,062.00 Purchase Full 562,000.00 10/1/2010 10
52902871 4,270.83 12/1/2005 1,000,000.00 1,000,000.00 R/T Refi Full 2,400,000.00 6/1/2010 10.125
52924172 820.63 12/1/2005 202,000.00 202,000.00 Purchase Full 260,000.00 8/1/2010 9.875
53030342 1,896.30 1/1/2006 455,112.00 455,112.00 Purchase Asset Only 600,000.00 10/1/2010 10
53200341 1,189.48 12/1/2005 272,000.00 271,880.00 Purchase Asset Only 340,000.00 8/1/2010 10.25
53308128 4,166.67 12/1/2005 1,000,000.00 1,000,000.00 Purchase Full 1,400,000.00 10/1/2010 10
53418547 5,446.88 12/1/2005 1,250,000.00 1,245,000.00 Purchase Full 1,760,000.00 6/1/2010 10.25
53444048 3,732.50 12/1/2005 895,800.00 895,800.00 Purchase Full 1,200,000.00 6/1/2010 10
53469649 2,246.59 1/1/2006 539,182.00 539,182.00 Purchase Asset Only 695,000.00 11/1/2010 10
53477584 1,485.17 12/1/2005 375,200.00 375,200.00 Purchase Full 472,000.00 6/1/2010 9.75
53496071 3,958.33 12/1/2005 1,000,000.00 1,000,000.00 C/O Refi Full 4,000,000.00 9/1/2010 9.75
53725669 3,183.23 1/1/2006 745,500.00 745,181.64 C/O Refi Asset Only 1,065,000.00 5/1/2010 10.125
53764692 2,702.39 1/1/2006 682,708.00 682,708.00 Purchase Full 910,300.00 8/1/2010 9.75
53878815 3,388.13 12/1/2005 840,000.00 834,000.00 Purchase Asset Only 1,200,000.00 6/1/2010 9.875
53910089 2,540.00 12/1/2005 609,600.00 609,600.00 Purchase Full 765,000.00 10/1/2010 10
53948675 1,488.50 12/1/2005 366,400.00 366,400.00 R/T Refi Full 458,000.00 9/1/2010 9.875
54003538 3,656.25 12/1/2005 900,000.00 900,000.00 Purchase Asset Only 2,225,000.00 11/1/2010 9.875
54033808 2,216.67 12/1/2005 533,200.00 532,000.00 Purchase Asset Only 672,000.00 10/1/2010 10
54067392 1,672.74 12/1/2005 382,341.00 380,559.74 Purchase Full 477,927.00 7/1/2010 10.25
54141387 887.99 12/1/2005 207,920.00 207,920.00 Purchase Full 264,000.00 6/1/2010 10.125
54214739 3,453.13 12/1/2005 850,000.00 850,000.00 C/O Refi Asset Only 1,800,000.00 8/1/2010 9.875
54223243 7,437.50 12/1/2005 1,700,000.00 1,700,000.00 R/T Refi Full 3,000,000.00 7/1/2010 10.25
54255237 6,093.75 1/1/2006 1,500,000.00 1,500,000.00 Purchase Full 2,500,000.00 10/1/2010 9.875
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
-------- ----- ------ ------ -------- ---------- ----------- ----------- ---- ------
50631365 2.75 2 2.75 1 YR CMT 8/1/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
50841626 2.75 2 2.75 1 YR CMT 4/13/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
50899376 2.75 2 2.75 1 YR CMT 3/16/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
50962398 2.75 2 2.75 1 YR CMT 3/31/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
50965763 2.75 2 2.75 1 YR CMT 3/31/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
51119964 2.75 2 2.75 1 YR CMT 8/5/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
51167641 2.75 2 2.75 1 YR CMT 8/23/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
51220614 2.75 2 2.75 1 YR CMT 3/31/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
51263317 2.75 2 2.75 1 YR CMT 4/25/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
51283778 2.75 2 2.75 1 YR CMT 4/28/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
51328862 2.75 2 2.75 1 YR CMT 4/14/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
51348829 2.75 2 2.75 1 YR CMT 3/28/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
51393486 2.75 2 2.75 1 YR CMT 3/23/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
51501179 2.75 2 2.75 1 YR CMT 4/7/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
51551141 2.75 2 2.75 1 YR CMT 3/31/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
51554467 2.75 2 2.75 1 YR CMT 4/4/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
51642536 2.75 2 2.75 1 YR CMT 4/29/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
51724185 2.75 2 2.75 1 YR CMT 4/12/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
51729176 2.75 2 2.75 1 YR CMT 3/18/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
51746725 2.75 2 2.75 1 YR CMT 5/11/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
51753135 2.75 2 2.75 1 YR CMT 4/27/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
51768893 2.75 2 2.75 1 YR CMT 8/1/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
51794188 2.75 2 2.75 1 YR CMT 5/26/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
51795839 2.75 2 2.75 1 YR CMT 5/26/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
51825107 2.75 2 2.75 1 YR CMT 3/15/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
51848067 2.75 2 2.75 1 YR CMT 3/22/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
51863397 2.75 2 2.75 1 YR CMT 9/6/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
51872547 2.75 2 2.75 1 YR CMT 4/5/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
51901767 2.75 2 2.75 1 YR CMT 4/27/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
51943652 2.75 2 2.75 1 YR CMT 4/20/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
52015732 2.75 2 2.75 1 YR CMT 5/31/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
52043411 2.75 2 2.75 1 YR CMT 8/19/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
52102191 2.75 2 2.75 1 YR CMT 3/24/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
52112059 2.75 2 2.75 1 YR CMT 4/6/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
52119401 2.75 2 2.75 1 YR CMT 4/8/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
52198249 2.75 2 2.75 1 YR CMT 3/29/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
52261609 2.75 2 2.75 1 YR CMT 3/29/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
52359007 2.75 2 2.75 1 YR CMT 4/20/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
52406881 2.75 2 2.75 1 YR CMT 4/21/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
52430006 2.75 2 2.75 1 YR CMT 5/26/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
52695756 2.75 2 2.75 1 YR CMT 8/11/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
52853538 2.75 2 2.75 1 YR CMT 8/12/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
52860764 2.75 2 2.75 1 YR CMT 8/29/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
52867215 2.75 2 2.75 1 YR CMT 5/13/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
52897477 2.75 2 2.75 1 YR CMT 9/26/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
52902871 2.75 2 2.75 1 YR CMT 6/1/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
52924172 2.75 2 2.75 1 YR CMT 7/26/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
53030342 2.75 2 2.75 1 YR CMT 9/26/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
53200341 2.75 2 2.75 1 YR CMT 7/28/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
53308128 2.75 2 2.75 1 YR CMT 9/1/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
53418547 2.75 2 2.75 1 YR CMT 5/4/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
53444048 2.75 2 2.75 1 YR CMT 6/6/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
53469649 2.75 2 2.75 1 YR CMT 10/7/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
53477584 2.75 2 2.75 1 YR CMT 5/27/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
53496071 2.75 2 2.75 1 YR CMT 8/8/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
53725669 2.75 2 2.75 1 YR CMT 5/2/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
53764692 2.75 2 2.75 1 YR CMT 8/5/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
53878815 2.75 2 2.75 1 YR CMT 5/9/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
53910089 2.75 2 2.75 1 YR CMT 9/16/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
53948675 2.75 2 2.75 1 YR CMT 8/30/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
54003538 2.75 2 2.75 1 YR CMT 10/11/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
54033808 2.75 2 2.75 1 YR CMT 9/26/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
54067392 2.75 2 2.75 1 YR CMT 6/14/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
54141387 2.75 2 2.75 1 YR CMT 5/25/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
54214739 2.75 2 2.75 1 YR CMT 8/9/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
54223243 2.75 2 2.75 1 YR CMT 6/29/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
54255237 2.75 2 2.75 1 YR CMT 9/30/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
-------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
54364633 Primary SFR 360 356 80 5.125 10/1/2005 1/1/2006 9/1/2035
54441175 Primary SFR 360 355 80 4.75 9/1/2005 1/1/2006 8/1/2035
54471958 Primary SFR 360 354 60 5.25 8/1/2005 1/1/2006 7/1/2035
54476619 Secondary SFR 360 356 75 4.875 10/1/2005 1/1/2006 9/1/2035
54484167 Secondary SFR 360 356 80 5.125 10/1/2005 1/1/2006 9/1/2035
54536099 Primary Condominium 360 357 80 5 11/1/2005 2/1/2006 10/1/2035
54623327 Primary SFR 360 354 42.86 5.125 8/1/2005 1/1/2006 7/1/2035
54691761 Secondary SFR 360 355 80 4.875 9/1/2005 1/1/2006 8/1/2035
54718879 Primary SFR 360 354 79.96 5.25 8/1/2005 1/1/2006 7/1/2035
54759303 Primary SFR 360 353 60 4.75 7/1/2005 1/1/2006 6/1/2035
54798194 Secondary SFR 360 354 80 5 8/1/2005 2/1/2006 7/1/2035
54820824 Primary SFR 360 356 70 4.875 10/1/2005 1/1/2006 9/1/2035
54833108 Primary SFR 360 356 78.86 5.125 10/1/2005 1/1/2006 9/1/2035
54846753 Primary SFR 360 355 78.14 4.75 9/1/2005 2/1/2006 8/1/2035
54849898 Primary Condominium 360 357 80 5.125 11/1/2005 1/1/2006 10/1/2035
54897939 Primary Condominium 360 356 48.39 4.875 10/1/2005 1/1/2006 9/1/2035
55024913 Primary SFR 360 356 62.5 4.875 10/1/2005 1/1/2006 9/1/2035
55038178 Primary SFR 360 355 80 4.625 9/1/2005 1/1/2006 8/1/2035
55057665 Secondary SFR 360 355 62.5 4.75 9/1/2005 1/1/2006 8/1/2035
55098453 Primary Condominium 360 356 47.09 4.625 10/1/2005 1/1/2006 9/1/2035
55127922 Primary SFR 360 357 75 5.125 11/1/2005 1/1/2006 10/1/2035
55166748 Secondary Condominium 360 354 80 4.875 8/1/2005 1/1/2006 7/1/2035
55172639 Primary SFR 360 355 62.88 4.875 9/1/2005 1/1/2006 8/1/2035
56394513 Primary SFR 360 355 62.5 4.875 9/1/2005 1/1/2006 8/1/2035
56395924 Primary SFR 360 356 50 4.75 10/1/2005 1/1/2006 9/1/2035
56396955 Primary SFR 360 357 56.18 5 11/1/2005 2/1/2006 10/1/2035
56397144 Primary SFR 360 355 58.82 4.875 9/1/2005 1/1/2006 8/1/2035
56400146 Primary SFR 360 355 37.29 4.75 9/1/2005 1/1/2006 8/1/2035
56401219 Primary SFR 360 355 65.67 4.75 9/1/2005 1/1/2006 8/1/2035
56404056 Primary SFR 360 356 53.24 4.75 10/1/2005 1/1/2006 9/1/2035
56410087 Primary SFR 360 356 63.49 4.875 10/1/2005 1/1/2006 9/1/2035
56447493 Primary SFR 360 355 78.33 4.875 9/1/2005 2/1/2006 8/1/2035
56470313 Secondary SFR 360 356 59.66 4.875 10/1/2005 1/1/2006 9/1/2035
56470412 Primary SFR 360 356 67.8 4.875 10/1/2005 1/1/2006 9/1/2035
56475585 Primary 2-Family 360 355 36.85 4.625 9/1/2005 1/1/2006 8/1/2035
56484702 Primary 2-Family 360 357 59.67 4.875 11/1/2005 1/1/2006 10/1/2035
56485162 Primary Condominium 360 356 78.17 4.75 10/1/2005 1/1/2006 9/1/2035
56485311 Primary SFR 360 355 71.65 4.875 9/1/2005 1/1/2006 8/1/2035
56492788 Primary Condominium 360 355 67.31 4.875 9/1/2005 1/1/2006 8/1/2035
56498439 Primary SFR 360 355 74.97 4.75 9/1/2005 2/1/2006 8/1/2035
56505936 Primary Condominium 360 355 90 4.75 9/1/2005 2/1/2006 8/1/2035
56506579 Primary SFR 360 356 60 5.125 10/1/2005 1/1/2006 9/1/2035
56512726 Primary SFR 360 356 68.92 5 10/1/2005 1/1/2006 9/1/2035
56524499 Primary SFR 360 355 33.32 4.75 9/1/2005 1/1/2006 8/1/2035
56524754 Primary Condominium 360 359 80 4.625 1/1/2006 2/1/2006 12/1/2035
56525231 Primary SFR 360 356 71.29 5.125 10/1/2005 1/1/2006 9/1/2035
56525348 Primary SFR 360 355 79.36 4.875 9/1/2005 1/1/2006 8/1/2035
56525819 Primary Condominium 360 356 80 4.625 10/1/2005 2/1/2006 9/1/2035
56526585 Primary SFR 360 356 67.63 4.75 10/1/2005 1/1/2006 9/1/2035
56526908 Primary SFR 360 356 63.49 5.125 10/1/2005 1/1/2006 9/1/2035
56530496 Primary SFR 360 356 71.43 4.5 10/1/2005 1/1/2006 9/1/2035
56536931 Secondary SFR 360 355 43.57 4.875 9/1/2005 1/1/2006 8/1/2035
56554694 Primary SFR 360 356 75 5 10/1/2005 2/1/2006 9/1/2035
56562176 Secondary Condominium 360 356 80 5.125 10/1/2005 1/1/2006 9/1/2035
56579782 Primary SFR 360 356 56.44 4.875 10/1/2005 1/1/2006 9/1/2035
56581226 Primary SFR 360 355 75 4.875 9/1/2005 2/1/2006 8/1/2035
56581978 Primary SFR 360 356 75 4.875 10/1/2005 2/1/2006 9/1/2035
56618663 Secondary SFR 360 356 80 5.125 10/1/2005 1/1/2006 9/1/2035
56662646 Primary SFR 360 355 80 4.625 9/1/2005 1/1/2006 8/1/2035
56673635 Secondary SFR 360 356 80 5 10/1/2005 1/1/2006 9/1/2035
56687643 Primary SFR 360 356 65.57 5 10/1/2005 1/1/2006 9/1/2035
56690886 Primary SFR 360 355 27.84 4.875 9/1/2005 1/1/2006 8/1/2035
56694441 Primary SFR 360 355 60.61 4.75 9/1/2005 1/1/2006 8/1/2035
56700776 Primary SFR 360 356 48.72 4.75 10/1/2005 1/1/2006 9/1/2035
56701287 Primary SFR 360 356 70.67 4.875 10/1/2005 1/1/2006 9/1/2035
56745607 Primary SFR 360 355 52.11 4.875 9/1/2005 1/1/2006 8/1/2035
56746647 Primary SFR 360 356 31.42 5.125 10/1/2005 1/1/2006 9/1/2035
LOANID PANDI PTDATE XXXX COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
-------- --------- --------- ------------ ------------ -------- ---------- ------------ --------- -------
54364633 2,931.95 12/1/2005 686,506.00 686,506.00 Purchase Full 875,000.00 9/1/2010 10.125
54441175 3,008.33 12/1/2005 760,000.00 760,000.00 Purchase Full 950,000.00 8/1/2010 9.75
54471958 5,906.25 12/1/2005 1,350,000.00 1,350,000.00 Purchase Asset Only 2,300,000.00 7/1/2010 10.25
54476619 1,825.87 12/1/2005 450,000.00 449,446.13 C/O Refi Asset Only 600,000.00 9/1/2010 9.875
54484167 1,186.75 12/1/2005 277,876.00 277,872.76 Purchase Asset Only 348,000.00 9/1/2010 10.125
54536099 1,993.33 1/1/2006 478,400.00 478,400.00 Purchase Asset Only 600,000.00 10/1/2010 10
54623327 6,406.25 12/1/2005 1,500,000.00 1,500,000.00 C/O Refi Full 3,500,000.00 7/1/2010 10.125
54691761 1,322.87 12/1/2005 325,630.00 325,630.00 Purchase Asset Only 410,000.00 8/1/2010 9.875
54718879 1,903.13 12/1/2005 435,000.00 435,000.00 R/T Refi Full 544,000.00 7/1/2010 10.25
54759303 16,245.00 12/1/2005 4,104,000.00 2,706,775.53 Purchase Full 6,840,000.00 6/1/2010 9.75
54798194 866.67 1/1/2006 208,000.00 208,000.00 Purchase Asset Only 260,000.00 7/1/2010 10
54820824 3,270.31 12/1/2005 805,000.00 805,000.00 R/T Refi Asset Only 1,150,000.00 9/1/2010 9.875
54833108 1,912.91 12/1/2005 447,900.00 447,900.00 R/T Refi Full 568,000.00 9/1/2010 10.125
54846753 1,933.25 1/1/2006 488,400.00 488,400.00 R/T Refi Asset Only 625,000.00 8/1/2010 9.75
54849898 2,311.37 12/1/2005 541,200.00 541,200.00 Purchase Asset Only 677,000.00 10/1/2010 10.125
54897939 1,218.75 12/1/2005 300,000.00 300,000.00 C/O Refi Asset Only 620,000.00 9/1/2010 9.875
55024913 4,062.50 12/1/2005 1,000,000.00 1,000,000.00 C/O Refi Asset Only 1,600,000.00 9/1/2010 9.875
55038178 3,052.19 12/1/2005 791,920.00 791,920.00 Purchase Full 990,000.00 8/1/2010 9.625
55057665 3,958.33 12/1/2005 1,000,000.00 1,000,000.00 C/O Refi Full 1,600,000.00 8/1/2010 9.75
55098453 3,854.16 12/1/2005 999,999.00 999,999.00 Purchase Full 2,200,000.00 9/1/2010 9.625
55127922 2,754.69 12/1/2005 645,000.00 645,000.00 Purchase Asset Only 860,000.00 10/1/2010 10.125
55166748 2,730.71 12/1/2005 516,000.00 512,154.37 Purchase Asset Only 645,000.00 7/1/2010 9.875
55172639 1,660.55 12/1/2005 408,750.00 408,750.00 R/T Refi Asset Only 650,000.00 8/1/2010 9.875
56394513 4,062.50 12/1/2005 1,000,000.00 1,000,000.00 C/O Refi Asset Only 1,600,000.00 8/1/2010 9.875
56395924 5,739.58 12/1/2005 1,450,000.00 1,450,000.00 C/O Refi Asset Only 2,900,000.00 9/1/2010 9.75
56396955 4,166.67 1/1/2006 1,000,000.00 1,000,000.00 R/T Refi Asset Only 1,780,000.00 10/1/2010 10
56397144 4,062.50 12/1/2005 1,000,000.00 999,796.87 Purchase Full 1,700,000.00 8/1/2010 9.875
56400146 5,203.61 12/1/2005 997,535.00 991,209.96 R/T Refi No Doc 2,675,000.00 8/1/2010 9.75
56401219 3,700.63 12/1/2005 985,000.00 924,816.72 R/T Refi Asset Only 1,500,000.00 8/1/2010 9.75
56404056 3,887.08 12/1/2005 985,000.00 981,000.00 R/T Refi Asset Only 1,850,000.00 9/1/2010 9.75
56410087 4,062.50 12/1/2005 1,000,000.00 1,000,000.00 R/T Refi Asset Only 1,575,000.00 9/1/2010 9.875
56447493 3,118.38 1/1/2006 767,600.00 767,600.00 R/T Refi Full 980,000.00 8/1/2010 9.875
56470313 2,129.82 12/1/2005 525,000.00 523,893.95 C/O Refi Asset Only 880,000.00 9/1/2010 9.875
56470412 2,823.44 12/1/2005 695,000.00 695,000.00 C/O Refi Full 1,025,000.00 9/1/2010 9.875
56475585 1,845.13 12/1/2005 479,000.00 478,737.67 R/T Refi Asset Only 1,300,000.00 8/1/2010 9.625
56484702 2,943.47 12/1/2005 725,000.00 724,488.78 C/O Refi Full 1,215,000.00 10/1/2010 9.875
56485162 3,544.95 12/1/2005 899,000.00 895,566.59 R/T Refi Full 1,150,000.00 9/1/2010 9.75
56485311 4,773.44 12/1/2005 1,175,000.00 1,175,000.00 R/T Refi Full 1,640,000.00 8/1/2010 9.875
56492788 3,554.69 12/1/2005 875,000.00 875,000.00 R/T Refi No Doc 1,300,000.00 8/1/2010 9.875
56498439 2,596.67 1/1/2006 656,000.00 656,000.00 R/T Refi Asset Only 875,000.00 8/1/2010 9.75
56505936 997.14 1/1/2006 251,910.00 251,910.00 Purchase Full 280,000.00 8/1/2010 9.75
56506579 6,406.25 12/1/2005 1,500,000.00 1,500,000.00 R/T Refi Asset Only 2,500,000.00 9/1/2010 10.125
56512726 4,166.67 12/1/2005 1,000,000.00 1,000,000.00 C/O Refi Full 1,451,000.00 9/1/2010 10
56524499 2,868.28 12/1/2005 549,850.00 546,363.55 R/T Refi Asset Only 1,650,000.00 8/1/2010 9.75
56524754 1,295.00 1/1/2006 336,000.00 336,000.00 Purchase Asset Only 420,000.00 12/1/2010 9.625
56525231 1,294.06 12/1/2005 303,000.00 303,000.00 R/T Refi Full 425,000.00 9/1/2010 10.125
56525348 3,100.94 12/1/2005 765,000.00 762,607.81 R/T Refi Full 964,000.00 8/1/2010 9.875
56525819 4,609.58 1/1/2006 1,196,000.00 1,196,000.00 Purchase Full 1,495,000.00 9/1/2010 9.625
56526585 3,948.44 12/1/2005 997,500.00 997,500.00 C/O Refi Full 1,475,000.00 9/1/2010 9.75
56526908 2,177.95 12/1/2005 400,000.00 398,109.46 C/O Refi Asset Only 630,000.00 9/1/2010 10.125
56530496 3,268.29 12/1/2005 875,000.00 871,543.25 C/O Refi Full 1,225,000.00 9/1/2010 9.5
56536931 4,062.50 12/1/2005 1,000,000.00 1,000,000.00 Purchase Full 2,295,000.00 8/1/2010 9.875
56554694 4,548.50 1/1/2006 1,106,250.00 1,091,639.90 Purchase Full 1,525,000.00 9/1/2010 10
56562176 823.42 12/1/2005 192,800.00 192,800.00 Purchase Full 241,000.00 9/1/2010 10.125
56579782 12,187.50 12/1/2005 3,000,000.00 3,000,000.00 R/T Refi Full 5,315,000.00 9/1/2010 9.875
56581226 2,446.26 1/1/2006 603,750.00 602,032.90 C/O Refi Asset Only 805,000.00 8/1/2010 9.875
56581978 3,480.25 1/1/2006 856,815.00 856,636.96 Purchase Asset Only 1,142,500.00 9/1/2010 9.875
56618663 1,913.33 12/1/2005 448,000.00 448,000.00 Purchase Full 560,000.00 9/1/2010 10.125
56662646 3,735.28 12/1/2005 969,155.00 969,155.00 Purchase Full 1,211,443.00 8/1/2010 9.625
56673635 1,350.00 12/1/2005 324,000.00 324,000.00 Purchase Asset Only 480,000.00 9/1/2010 10
56687643 4,166.67 12/1/2005 1,000,000.00 1,000,000.00 C/O Refi Full 1,525,000.00 9/1/2010 10
56690886 1,046.09 12/1/2005 257,500.00 257,500.00 C/O Refi Asset Only 925,000.00 8/1/2010 9.875
56694441 7,916.67 12/1/2005 2,000,000.00 2,000,000.00 R/T Refi Full 3,300,000.00 8/1/2010 9.75
56700776 7,520.83 12/1/2005 1,900,000.00 1,900,000.00 R/T Refi Asset Only 3,900,000.00 9/1/2010 9.75
56701287 2,583.59 12/1/2005 636,000.00 635,961.13 R/T Refi Full 900,000.00 9/1/2010 9.875
56745607 3,328.72 12/1/2005 629,000.00 625,101.42 R/T Refi Asset Only 1,207,000.00 8/1/2010 9.875
56746647 4,561.72 12/1/2005 1,068,111.00 1,068,111.00 R/T Refi Asset Only 3,400,000.00 9/1/2010 10.125
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
-------- ----- ------ ------ -------- --------- ----------- ----------- ---- ------
54364633 2.75 2 2.75 1 YR CMT 8/31/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
54441175 2.75 2 2.75 1 YR CMT 7/27/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
54471958 2.75 2 2.75 1 YR CMT 6/30/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
54476619 2.75 2 2.75 1 YR CMT 8/3/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
54484167 2.75 2 2.75 1 YR CMT 8/25/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
54536099 2.75 2 2.75 1 YR CMT 9/26/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
54623327 2.75 2 2.75 1 YR CMT 6/28/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
54691761 2.75 2 2.75 1 YR CMT 8/10/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
54718879 2.75 2 2.75 1 YR CMT 6/8/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
54759303 2.75 2 2.75 1 YR CMT 5/25/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
54798194 2.75 2 2.75 1 YR CMT 6/27/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
54820824 2.75 2 2.75 1 YR CMT 8/8/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
54833108 2.75 2 2.75 1 YR CMT 8/24/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
54846753 2.75 2 2.75 1 YR CMT 8/2/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
54849898 2.75 2 2.75 1 YR CMT 9/26/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
54897939 2.75 2 2.75 1 YR CMT 8/12/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
55024913 2.75 2 2.75 1 YR CMT 8/24/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
55038178 2.75 2 2.75 1 YR CMT 7/28/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
55057665 2.75 2 2.75 1 YR CMT 7/25/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
55098453 2.75 2 2.75 1 YR CMT 8/29/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
55127922 2.75 2 2.75 1 YR CMT 8/23/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
55166748 2.75 2 2.75 1 YR CMT 7/5/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
55172639 2.75 2 2.75 1 YR CMT 7/29/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56394513 2.75 2 2.75 1 YR CMT 8/8/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56395924 2.75 2 2.75 1 YR CMT 8/17/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56396955 2.75 2 2.75 1 YR CMT 9/12/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56397144 2.75 2 2.75 1 YR CMT 8/4/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56400146 2.75 2 2.75 1 YR CMT 8/4/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56401219 2.75 2 2.75 1 YR CMT 8/1/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56404056 2.75 2 2.75 1 YR CMT 8/11/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56410087 2.75 2 2.75 1 YR CMT 8/10/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56447493 2.75 2 2.75 1 YR CMT 8/1/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56470313 2.75 2 2.75 1 YR CMT 8/10/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56470412 2.75 2 2.75 1 YR CMT 8/18/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56475585 2.75 2 2.75 1 YR CMT 7/28/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56484702 2.75 2 2.75 1 YR CMT 9/27/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56485162 2.75 2 2.75 1 YR CMT 8/9/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56485311 2.75 2 2.75 1 YR CMT 7/28/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56492788 2.75 2 2.75 1 YR CMT 8/8/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56498439 2.75 2 2.75 1 YR CMT 8/1/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56505936 2.75 2 2.75 1 YR CMT 7/28/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56506579 2.75 2 2.75 1 YR CMT 9/12/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56512726 2.75 2 2.75 1 YR CMT 8/4/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56524499 2.75 2 2.75 1 YR CMT 7/29/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56524754 2.75 2 2.75 1 YR CMT 11/8/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56525231 2.75 2 2.75 1 YR CMT 8/25/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56525348 2.75 2 2.75 1 YR CMT 8/12/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56525819 2.75 2 2.75 1 YR CMT 8/17/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56526585 2.75 2 2.75 1 YR CMT 8/10/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56526908 2.75 2 2.75 1 YR CMT 9/2/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56530496 2.75 2 2.75 1 YR CMT 8/5/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56536931 2.75 2 2.75 1 YR CMT 8/1/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56554694 2.75 2 2.75 1 YR CMT 8/30/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56562176 2.75 2 2.75 1 YR CMT 8/26/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56579782 2.75 2 2.75 1 YR CMT 8/9/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56581226 2.75 2 2.75 1 YR CMT 7/29/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56581978 2.75 2 2.75 1 YR CMT 8/12/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56618663 2.75 2 2.75 1 YR CMT 9/2/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56662646 2.75 2 2.75 1 YR CMT 7/29/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56673635 2.75 2 2.75 1 YR CMT 8/26/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56687643 2.75 2 2.75 1 YR CMT 9/8/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56690886 2.75 2 2.75 1 YR CMT 7/29/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56694441 2.75 2 2.75 1 YR CMT 8/4/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56700776 2.75 2 2.75 1 YR CMT 8/11/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56701287 2.75 2 2.75 1 YR CMT 8/15/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56745607 2.75 2 2.75 1 YR CMT 8/1/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
56746647 2.75 2 2.75 1 YR CMT 8/31/2005 Xxxxx Fargo Xxxxx Fargo 0 0.25
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
-------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
56756851 Secondary Condominium 360 355 80 4.875 9/1/2005 1/1/2006 8/1/2035
56775489 Primary SFR 360 355 80 5.25 9/1/2005 3/1/2006 8/1/2035
56791528 Primary SFR 360 356 48.67 5.125 10/1/2005 1/1/2006 9/1/2035
56824535 Primary Condominium 360 355 80 4.875 9/1/2005 1/1/2006 8/1/2035
56828387 Secondary SFR 360 355 80 5.25 9/1/2005 1/1/2006 8/1/2035
56846538 Primary SFR 360 356 80 5.125 10/1/2005 1/1/2006 9/1/2035
56854813 Primary SFR 360 356 36.67 4.875 10/1/2005 1/1/2006 9/1/2035
56967359 Primary SFR 360 356 69.28 5.125 10/1/2005 1/1/2006 9/1/2035
56980287 Primary SFR 360 356 80 4.875 10/1/2005 1/1/2006 9/1/2035
56990104 Secondary SFR 360 355 51.34 4.875 9/1/2005 1/1/2006 8/1/2035
57007494 Primary SFR 360 355 80 4.875 9/1/2005 2/1/2006 8/1/2035
57022329 Primary SFR 360 355 58.82 5.25 9/1/2005 1/1/2006 8/1/2035
57097982 Primary SFR 360 355 80 4.875 9/1/2005 1/1/2006 8/1/2035
57100745 Primary Condominium 360 357 80 5.25 11/1/2005 2/1/2006 10/1/2035
57122715 Primary Condominium 360 355 80 4.75 9/1/2005 1/1/2006 8/1/2035
57135279 Primary SFR 360 356 60 4.75 10/1/2005 1/1/2006 9/1/2035
57138125 Primary SFR 360 356 79.89 4.75 10/1/2005 1/1/2006 9/1/2035
57142861 Primary SFR 360 355 66.04 4.875 9/1/2005 1/1/2006 8/1/2035
57143273 Secondary SFR 360 355 79.84 5.25 9/1/2005 3/1/2006 8/1/2035
57146821 Primary SFR 360 355 75 4.875 9/1/2005 1/1/2006 8/1/2035
57188724 Primary SFR 360 356 70.08 4.75 10/1/2005 1/1/2006 9/1/2035
57190894 Primary SFR 360 356 64.46 4.75 10/1/2005 1/1/2006 9/1/2035
57193393 Secondary Condominium 360 356 80 4.75 10/1/2005 1/1/2006 9/1/2035
57234213 Primary SFR 360 356 58.82 4.75 10/1/2005 1/1/2006 9/1/2035
57237778 Primary SFR 360 356 63.81 4.875 10/1/2005 1/1/2006 9/1/2035
57240517 Secondary Condominium 360 355 75 4.875 9/1/2005 1/1/2006 8/1/2035
57242562 Primary SFR 360 357 70 4.875 11/1/2005 1/1/2006 10/1/2035
57247314 Primary SFR 360 356 54.05 4.875 10/1/2005 2/1/2006 9/1/2035
57254161 Secondary Condominium 360 355 80 4.875 9/1/2005 1/1/2006 8/1/2035
57263717 Primary SFR 360 357 76.59 5.125 11/1/2005 1/1/2006 10/1/2035
57265845 Primary Condominium 360 356 58.82 4.75 10/1/2005 1/1/2006 9/1/2035
57269458 Primary SFR 360 355 66.67 4.875 9/1/2005 1/1/2006 8/1/2035
57273401 Primary SFR 360 356 77.8 5.125 10/1/2005 1/1/2006 9/1/2035
57276404 Primary SFR 360 355 67.27 5.25 9/1/2005 1/1/2006 8/1/2035
57279911 Primary SFR 360 356 80 4.875 10/1/2005 1/1/2006 9/1/2035
57283178 Primary SFR 360 355 75 4.875 9/1/2005 1/1/2006 8/1/2035
57289068 Primary SFR 360 355 66.67 4.875 9/1/2005 1/1/2006 8/1/2035
57291882 Primary Condominium 360 356 80 4.75 10/1/2005 1/1/2006 9/1/2035
57319535 Primary SFR 360 356 75 5.125 10/1/2005 1/1/2006 9/1/2035
57332553 Primary SFR 360 356 50.3 4.75 10/1/2005 1/1/2006 9/1/2035
57337461 Primary SFR 360 355 39.29 4.875 9/1/2005 1/1/2006 8/1/2035
57338915 Primary SFR 360 356 54.79 4.875 10/1/2005 1/1/2006 9/1/2035
57338964 Primary SFR 360 356 7.34 5 10/1/2005 1/1/2006 9/1/2035
57339988 Secondary SFR 360 356 73.53 4.875 10/1/2005 1/1/2006 9/1/2035
57340473 Primary SFR 360 356 80 4.75 10/1/2005 1/1/2006 9/1/2035
57341364 Secondary Condominium 360 356 80 4.625 10/1/2005 1/1/2006 9/1/2035
57344186 Primary Condominium 360 356 78.92 5.125 10/1/2005 1/1/2006 9/1/2035
57344699 Primary SFR 360 356 75 5.125 10/1/2005 1/1/2006 9/1/2035
57348468 Primary SFR 360 356 50 4.75 10/1/2005 1/1/2006 9/1/2035
57348914 Primary SFR 360 356 31.83 4.75 10/1/2005 2/1/2006 9/1/2035
57350423 Primary SFR 360 357 54.19 4.875 11/1/2005 1/1/2006 10/1/2035
57351181 Primary Condominium 360 356 80 4.75 10/1/2005 1/1/2006 9/1/2035
57352395 Primary SFR 360 356 25.14 4.75 10/1/2005 1/1/2006 9/1/2035
57354805 Primary SFR 360 357 74.51 5.125 11/1/2005 1/1/2006 10/1/2035
57376766 Primary SFR 360 355 72.67 4.875 9/1/2005 1/1/2006 8/1/2035
57385866 Primary SFR 360 357 57.5 4.875 11/1/2005 1/1/2006 10/1/2035
57385924 Primary SFR 360 356 45.29 5.125 10/1/2005 1/1/2006 9/1/2035
57387938 Primary SFR 360 356 80 4.875 10/1/2005 1/1/2006 9/1/2035
57391427 Primary SFR 360 356 68.97 4.75 10/1/2005 1/1/2006 9/1/2035
57394207 Primary SFR 360 356 70.13 4.875 10/1/2005 1/1/2006 9/1/2035
57394553 Primary SFR 360 356 46.4 4.875 10/1/2005 1/1/2006 9/1/2035
57395592 Secondary Condominium 360 357 80 4.875 11/1/2005 1/1/2006 10/1/2035
57396152 Secondary SFR 360 356 80 4.875 10/1/2005 3/1/2006 9/1/2035
57398554 Primary SFR 360 356 80 5 10/1/2005 1/1/2006 9/1/2035
57399362 Primary Condominium 360 356 75 5.625 10/1/2005 1/1/2006 9/1/2035
57400194 Primary SFR 360 356 70 4.875 10/1/2005 1/1/2006 9/1/2035
57400269 Primary SFR 360 356 35.71 5 10/1/2005 1/1/2006 9/1/2035
LOANID PANDI PTDATE OBAL COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
-------- --------- --------- ------------ ------------ -------- ---------- ------------ --------- -------
56756851 1,625.00 12/1/2005 400,000.00 400,000.00 Purchase Asset Only 500,000.00 8/1/2010 9.875
56775489 2,624.65 2/1/2006 599,920.00 599,920.00 Purchase Full 749,900.00 8/1/2010 10.25
56791528 2,733.33 12/1/2005 640,000.00 640,000.00 C/O Refi Full 1,315,000.00 9/1/2010 10.125
56824535 807.3 12/1/2005 198,720.00 198,720.00 Purchase Full 250,000.00 8/1/2010 9.875
56828387 3,500.00 12/1/2005 800,000.00 800,000.00 Purchase Full 1,000,000.00 8/1/2010 10.25
56846538 2,340.42 12/1/2005 548,000.00 548,000.00 Purchase Asset Only 685,000.00 9/1/2010 10.125
56854813 3,128.13 12/1/2005 770,000.00 770,000.00 C/O Refi Full 2,100,000.00 9/1/2010 9.875
56967359 3,284.27 12/1/2005 769,000.00 769,000.00 C/O Refi Asset Only 1,110,000.00 9/1/2010 10.125
56980287 3,900.00 12/1/2005 960,000.00 960,000.00 C/O Refi Full 1,200,000.00 9/1/2010 9.875
56990104 3,493.75 12/1/2005 860,000.00 860,000.00 R/T Refi Asset Only 1,675,000.00 8/1/2010 9.875
57007494 1,452.75 1/1/2006 357,600.00 357,600.00 Purchase Full 450,000.00 8/1/2010 9.875
57022329 6,562.50 12/1/2005 1,500,000.00 1,500,000.00 C/O Refi Full 2,550,000.00 8/1/2010 10.25
57097982 1,673.24 12/1/2005 412,000.00 411,875.00 Purchase Asset Only 515,000.00 8/1/2010 9.875
57100745 1,392.30 1/1/2006 318,240.00 318,240.00 Purchase Asset Only 398,000.00 10/1/2010 10.25
57122715 1,773.33 12/1/2005 448,000.00 448,000.00 R/T Refi Full 560,000.00 8/1/2010 9.75
57135279 5,937.50 12/1/2005 1,500,000.00 1,500,000.00 Purchase Full 2,550,000.00 9/1/2010 9.75
57138125 1,697.33 12/1/2005 429,000.00 428,800.00 Purchase Asset Only 537,000.00 9/1/2010 9.75
57142861 2,843.75 12/1/2005 700,000.00 502,500.00 R/T Refi Asset Only 1,060,000.00 8/1/2010 9.875
57143273 4,298.44 2/1/2006 990,000.00 975,712.50 Purchase Full 1,275,000.00 8/1/2010 10.25
57146821 5,483.25 12/1/2005 1,350,000.00 1,349,722.41 C/O Refi Full 1,800,000.00 8/1/2010 9.875
57188724 2,058.33 12/1/2005 520,000.00 520,000.00 C/O Refi Asset Only 742,000.00 9/1/2010 9.75
57190894 2,038.54 12/1/2005 515,000.00 515,000.00 C/O Refi Asset Only 799,000.00 9/1/2010 9.75
57193393 1,152.51 12/1/2005 291,160.00 291,160.00 Purchase Full 365,000.00 9/1/2010 9.75
57234213 19,791.67 12/1/2005 5,000,000.00 5,000,000.00 C/O Refi Full 8,500,000.00 9/1/2010 9.75
57237778 10,887.50 12/1/2005 2,680,000.00 2,680,000.00 R/T Refi Full 4,200,000.00 9/1/2010 9.875
57240517 1,375.99 12/1/2005 341,250.00 337,849.35 Purchase Asset Only 455,000.00 8/1/2010 9.875
57242562 5,687.50 12/1/2005 1,400,000.00 1,400,000.00 C/O Refi Full 2,000,000.00 10/1/2010 9.875
57247314 8,125.00 1/1/2006 2,000,000.00 2,000,000.00 Purchase Full 3,700,000.00 9/1/2010 9.875
57254161 1,413.75 12/1/2005 348,000.00 348,000.00 Purchase Asset Only 465,000.00 8/1/2010 9.875
57263717 1,635.55 12/1/2005 382,959.00 382,140.26 R/T Refi Full 500,000.00 10/1/2010 10.125
57265845 3,958.33 12/1/2005 1,000,000.00 1,000,000.00 Purchase Asset Only 1,700,000.00 9/1/2010 9.75
57269458 4,062.50 12/1/2005 1,000,000.00 1,000,000.00 Purchase Full 1,500,000.00 8/1/2010 9.875
57273401 2,109.79 12/1/2005 494,000.00 494,000.00 C/O Refi Asset Only 635,000.00 9/1/2010 10.125
57276404 3,237.50 12/1/2005 740,000.00 740,000.00 C/O Refi Asset Only 1,100,000.00 8/1/2010 10.25
57279911 1,576.21 12/1/2005 388,000.00 387,989.36 R/T Refi Asset Only 485,000.00 9/1/2010 9.875
57283178 3,656.25 12/1/2005 900,000.00 900,000.00 C/O Refi Asset Only 1,200,000.00 8/1/2010 9.875
57289068 3,656.25 12/1/2005 900,000.00 900,000.00 C/O Refi Asset Only 1,350,000.00 8/1/2010 9.875
57291882 1,648.41 12/1/2005 316,000.00 314,400.22 Purchase Full 400,000.00 9/1/2010 9.75
57319535 1,761.72 12/1/2005 412,500.00 412,500.00 C/O Refi Asset Only 550,000.00 9/1/2010 10.125
57332553 1,991.04 12/1/2005 503,000.00 503,000.00 R/T Refi Asset Only 1,000,000.00 9/1/2010 9.75
57337461 1,117.19 12/1/2005 275,000.00 275,000.00 R/T Refi Asset Only 700,000.00 8/1/2010 9.875
57338915 4,062.50 12/1/2005 1,000,000.00 1,000,000.00 R/T Refi Full 1,825,000.00 9/1/2010 9.875
57338964 1,314.58 12/1/2005 315,500.00 315,500.00 R/T Refi Asset Only 4,300,000.00 9/1/2010 10
57339988 3,439.85 12/1/2005 650,000.00 646,783.57 R/T Refi No Doc 884,000.00 9/1/2010 9.875
57340473 1,678.33 12/1/2005 424,000.00 424,000.00 C/O Refi Full 530,000.00 9/1/2010 9.75
57341364 1,056.04 12/1/2005 274,000.00 274,000.00 Purchase Asset Only 344,000.00 9/1/2010 9.625
57344186 1,567.40 12/1/2005 367,000.00 367,000.00 R/T Refi Asset Only 465,000.00 9/1/2010 10.125
57344699 1,118.53 12/1/2005 262,500.00 261,900.00 C/O Refi Asset Only 350,000.00 9/1/2010 10.125
57348468 3,166.67 12/1/2005 800,000.00 800,000.00 C/O Refi Asset Only 1,600,000.00 9/1/2010 9.75
57348914 3,818.46 1/1/2006 732,000.00 725,889.47 R/T Refi Asset Only 2,300,000.00 9/1/2010 9.75
57350423 6,825.00 12/1/2005 1,680,000.00 1,680,000.00 R/T Refi Full 3,100,000.00 10/1/2010 9.875
57351181 1,378.65 12/1/2005 348,291.00 348,291.00 Purchase Asset Only 436,000.00 9/1/2010 9.75
57352395 2,425.66 12/1/2005 465,000.00 461,005.98 R/T Refi Asset Only 1,850,000.00 9/1/2010 9.75
57354805 2,284.90 12/1/2005 535,000.00 535,000.00 C/O Refi Asset Only 718,000.00 10/1/2010 10.125
57376766 3,542.50 12/1/2005 872,000.00 872,000.00 R/T Refi Full 1,200,000.00 8/1/2010 9.875
57385866 9,343.75 12/1/2005 2,300,000.00 2,300,000.00 R/T Refi Full 4,000,000.00 10/1/2010 9.875
57385924 4,206.77 12/1/2005 985,000.00 985,000.00 R/T Refi Asset Only 2,175,000.00 9/1/2010 10.125
57387938 2,600.00 12/1/2005 640,000.00 640,000.00 Purchase Full 825,000.00 9/1/2010 9.875
57391427 3,958.33 12/1/2005 1,000,000.00 1,000,000.00 R/T Refi Full 1,450,000.00 9/1/2010 9.75
57394207 5,484.38 12/1/2005 1,350,000.00 1,350,000.00 C/O Refi Full 1,925,000.00 9/1/2010 9.875
57394553 2,356.25 12/1/2005 580,000.00 580,000.00 R/T Refi No Doc 1,250,000.00 9/1/2010 9.875
57395592 690.63 12/1/2005 170,000.00 170,000.00 R/T Refi Full 212,500.00 10/1/2010 9.875
57396152 2,222.67 2/1/2006 420,000.00 417,921.70 Purchase Asset Only 530,000.00 9/1/2010 9.875
57398554 3,633.00 12/1/2005 871,920.00 871,920.00 Purchase Full 1,090,000.00 9/1/2010 10
57399362 1,467.92 12/1/2005 255,000.00 253,901.87 C/O Refi Asset Only 340,000.00 9/1/2010 10.625
57400194 3,128.13 12/1/2005 770,000.00 770,000.00 Purchase Asset Only 1,100,000.00 9/1/2010 9.875
57400269 2,083.33 12/1/2005 500,000.00 500,000.00 C/O Refi Asset Only 1,400,000.00 9/1/2010 10
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
-------- ----- ------ ------ -------- --------- ----------- ----------- ---- ------
56756851 2.75 2 2.75 1 YR CMT 7/29/2005 Wells Fargo Wells Fargo 0 0.25
56775489 2.75 2 2.75 1 YR CMT 7/13/2005 Wells Fargo Wells Fargo 0 0.25
56791528 2.75 2 2.75 1 YR CMT 8/30/2005 Wells Fargo Wells Fargo 0 0.25
56824535 2.75 2 2.75 1 YR CMT 7/29/2005 Wells Fargo Wells Fargo 0 0.25
56828387 2.75 2 2.75 1 YR CMT 7/15/2005 Wells Fargo Wells Fargo 0 0.25
56846538 2.75 2 2.75 1 YR CMT 9/1/2005 Wells Fargo Wells Fargo 0 0.25
56854813 2.75 2 2.75 1 YR CMT 8/18/2005 Wells Fargo Wells Fargo 0 0.25
56967359 2.75 2 2.75 1 YR CMT 8/30/2005 Wells Fargo Wells Fargo 0 0.25
56980287 2.75 2 2.75 1 YR CMT 8/30/2005 Wells Fargo Wells Fargo 0 0.25
56990104 2.75 2 2.75 1 YR CMT 8/1/2005 Wells Fargo Wells Fargo 0 0.25
57007494 2.75 2 2.75 1 YR CMT 7/22/2005 Wells Fargo Wells Fargo 0 0.25
57022329 2.75 2 2.75 1 YR CMT 7/22/2005 Wells Fargo Wells Fargo 0 0.25
57097982 2.75 2 2.75 1 YR CMT 8/3/2005 Wells Fargo Wells Fargo 0 0.25
57100745 2.75 2 2.75 1 YR CMT 9/12/2005 Wells Fargo Wells Fargo 0 0.25
57122715 2.75 2 2.75 1 YR CMT 7/29/2005 Wells Fargo Wells Fargo 0 0.25
57135279 2.75 2 2.75 1 YR CMT 8/24/2005 Wells Fargo Wells Fargo 0 0.25
57138125 2.75 2 2.75 1 YR CMT 8/16/2005 Wells Fargo Wells Fargo 0 0.25
57142861 2.75 2 2.75 1 YR CMT 8/1/2005 Wells Fargo Wells Fargo 0 0.25
57143273 2.75 2 2.75 1 YR CMT 7/28/2005 Wells Fargo Wells Fargo 0 0.25
57146821 2.75 2 2.75 1 YR CMT 7/28/2005 Wells Fargo Wells Fargo 0 0.25
57188724 2.75 2 2.75 1 YR CMT 8/24/2005 Wells Fargo Wells Fargo 0 0.25
57190894 2.75 2 2.75 1 YR CMT 8/22/2005 Wells Fargo Wells Fargo 0 0.25
57193393 2.75 2 2.75 1 YR CMT 8/16/2005 Wells Fargo Wells Fargo 0 0.25
57234213 2.75 2 2.75 1 YR CMT 8/29/2005 Wells Fargo Wells Fargo 0 0.25
57237778 2.75 2 2.75 1 YR CMT 8/23/2005 Wells Fargo Wells Fargo 0 0.25
57240517 2.75 2 2.75 1 YR CMT 7/13/2005 Wells Fargo Wells Fargo 0 0.25
57242562 2.75 2 2.75 1 YR CMT 9/20/2005 Wells Fargo Wells Fargo 0 0.25
57247314 2.75 2 2.75 1 YR CMT 8/4/2005 Wells Fargo Wells Fargo 0 0.25
57254161 2.75 2 2.75 1 YR CMT 7/29/2005 Wells Fargo Wells Fargo 0 0.25
57263717 2.75 2 2.75 1 YR CMT 9/27/2005 Wells Fargo Wells Fargo 0 0.25
57265845 2.75 2 2.75 1 YR CMT 8/8/2005 Wells Fargo Wells Fargo 0 0.25
57269458 2.75 2 2.75 1 YR CMT 7/26/2005 Wells Fargo Wells Fargo 0 0.25
57273401 2.75 2 2.75 1 YR CMT 8/30/2005 Wells Fargo Wells Fargo 0 0.25
57276404 2.75 2 2.75 1 YR CMT 8/12/2005 Wells Fargo Wells Fargo 0 0.25
57279911 2.75 2 2.75 1 YR CMT 8/31/2005 Wells Fargo Wells Fargo 0 0.25
57283178 2.75 2 2.75 1 YR CMT 8/1/2005 Wells Fargo Wells Fargo 0 0.25
57289068 2.75 2 2.75 1 YR CMT 8/2/2005 Wells Fargo Wells Fargo 0 0.25
57291882 2.75 2 2.75 1 YR CMT 8/22/2005 Wells Fargo Wells Fargo 0 0.25
57319535 2.75 2 2.75 1 YR CMT 9/2/2005 Wells Fargo Wells Fargo 0 0.25
57332553 2.75 2 2.75 1 YR CMT 8/9/2005 Wells Fargo Wells Fargo 0 0.25
57337461 2.75 2 2.75 1 YR CMT 8/3/2005 Wells Fargo Wells Fargo 0 0.25
57338915 2.75 2 2.75 1 YR CMT 8/9/2005 Wells Fargo Wells Fargo 0 0.25
57338964 2.75 2 2.75 1 YR CMT 8/23/2005 Wells Fargo Wells Fargo 0 0.25
57339988 2.75 2 2.75 1 YR CMT 8/25/2005 Wells Fargo Wells Fargo 0 0.25
57340473 2.75 2 2.75 1 YR CMT 9/9/2005 Wells Fargo Wells Fargo 0 0.25
57341364 2.75 2 2.75 1 YR CMT 8/24/2005 Wells Fargo Wells Fargo 0 0.25
57344186 2.75 2 2.75 1 YR CMT 8/30/2005 Wells Fargo Wells Fargo 0 0.25
57344699 2.75 2 2.75 1 YR CMT 9/6/2005 Wells Fargo Wells Fargo 0 0.25
57348468 2.75 2 2.75 1 YR CMT 8/19/2005 Wells Fargo Wells Fargo 0 0.25
57348914 2.75 2 2.75 1 YR CMT 8/15/2005 Wells Fargo Wells Fargo 0 0.25
57350423 2.75 2 2.75 1 YR CMT 9/26/2005 Wells Fargo Wells Fargo 0 0.25
57351181 2.75 2 2.75 1 YR CMT 8/1/2005 Wells Fargo Wells Fargo 0 0.25
57352395 2.75 2 2.75 1 YR CMT 8/31/2005 Wells Fargo Wells Fargo 0 0.25
57354805 2.75 2 2.75 1 YR CMT 8/30/2005 Wells Fargo Wells Fargo 0 0.25
57376766 2.75 2 2.75 1 YR CMT 7/28/2005 Wells Fargo Wells Fargo 0 0.25
57385866 2.75 2 2.75 1 YR CMT 9/8/2005 Wells Fargo Wells Fargo 0 0.25
57385924 2.75 2 2.75 1 YR CMT 8/25/2005 Wells Fargo Wells Fargo 0 0.25
57387938 2.75 2 2.75 1 YR CMT 8/8/2005 Wells Fargo Wells Fargo 0 0.25
57391427 2.75 2 2.75 1 YR CMT 8/29/2005 Wells Fargo Wells Fargo 0 0.25
57394207 2.75 2 2.75 1 YR CMT 8/9/2005 Wells Fargo Wells Fargo 0 0.25
57394553 2.75 2 2.75 1 YR CMT 8/10/2005 Wells Fargo Wells Fargo 0 0.25
57395592 2.75 2 2.75 1 YR CMT 9/9/2005 Wells Fargo Wells Fargo 0 0.25
57396152 2.75 2 2.75 1 YR CMT 8/10/2005 Wells Fargo Wells Fargo 0 0.25
57398554 2.75 2 2.75 1 YR CMT 8/30/2005 Wells Fargo Wells Fargo 0 0.25
57399362 2.75 2 2.75 1 YR CMT 8/30/2005 Wells Fargo Wells Fargo 0 0.25
57400194 2.75 2 2.75 1 YR CMT 8/4/2005 Wells Fargo Wells Fargo 0 0.25
57400269 2.75 2 2.75 1 YR CMT 9/8/2005 Wells Fargo Wells Fargo 0 0.25
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
-------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
57400277 Primary SFR 360 356 40.41 4.875 10/1/2005 1/1/2006 9/1/2035
57400384 Primary SFR 360 356 80 4.75 10/1/2005 1/1/2006 9/1/2035
57400855 Primary Condominium 360 356 56.75 5 10/1/2005 1/1/2006 9/1/2035
57401978 Primary SFR 360 355 60.94 4.875 9/1/2005 1/1/2006 8/1/2035
57407983 Primary Condominium 360 356 27.47 5.125 10/1/2005 1/1/2006 9/1/2035
57408049 Primary SFR 360 355 16.33 4.875 9/1/2005 1/1/2006 8/1/2035
57408221 Secondary SFR 360 355 80 4.625 9/1/2005 1/1/2006 8/1/2035
57427338 Primary SFR 360 356 33.63 4.875 10/1/2005 1/1/2006 9/1/2035
57431934 Secondary SFR 360 356 70 4.75 10/1/2005 1/1/2006 9/1/2035
57441628 Primary SFR 360 355 51.28 4.875 9/1/2005 1/1/2006 8/1/2035
57444085 Primary SFR 360 355 15.99 4.875 9/1/2005 1/1/2006 8/1/2035
57446221 Primary SFR 360 355 38.76 4.875 9/1/2005 1/1/2006 8/1/2035
57449068 Primary Condominium 360 355 59.4 4.75 9/1/2005 2/1/2006 8/1/2035
57449647 Primary SFR 360 355 42.86 4.75 9/1/2005 1/1/2006 8/1/2035
57453185 Primary SFR 360 357 69.44 5 11/1/2005 2/1/2006 10/1/2035
57454977 Primary SFR 360 355 64.91 4.875 9/1/2005 1/1/2006 8/1/2035
57456832 Primary SFR 360 355 10 4.75 9/1/2005 2/1/2006 8/1/2035
57499113 Primary SFR 360 356 55.82 5.125 10/1/2005 1/1/2006 9/1/2035
57503963 Primary SFR 360 355 73 5.125 9/1/2005 1/1/2006 8/1/2035
57506537 Primary SFR 360 355 64.71 4.875 9/1/2005 1/1/2006 8/1/2035
57514713 Primary SFR 360 357 74 5 11/1/2005 1/1/2006 10/1/2035
57514879 Secondary SFR 360 356 80 4.875 10/1/2005 1/1/2006 9/1/2035
57514978 Primary SFR 360 356 75 4.875 10/1/2005 1/1/2006 9/1/2035
57515124 Secondary Condominium 360 357 80 4.875 11/1/2005 1/1/2006 10/1/2035
57523441 Primary SFR 360 356 59.66 4.75 10/1/2005 1/1/2006 9/1/2035
57523953 Primary SFR 360 356 75 5.25 10/1/2005 1/1/2006 9/1/2035
57526394 Primary SFR 360 356 70 4.875 10/1/2005 1/1/2006 9/1/2035
57532855 Primary SFR 360 355 66.74 4.875 9/1/2005 1/1/2006 8/1/2035
57533317 Secondary SFR 360 356 48.78 4.75 10/1/2005 1/1/2006 9/1/2035
57533762 Primary SFR 360 356 23.38 4.75 10/1/2005 1/1/2006 9/1/2035
57541286 Primary SFR 360 357 72.87 4.875 11/1/2005 1/1/2006 10/1/2035
57544512 Primary SFR 360 356 56.25 4.875 10/1/2005 1/1/2006 9/1/2035
57545253 Primary SFR 360 356 80 4.625 10/1/2005 1/1/2006 9/1/2035
57547408 Secondary SFR 360 356 80 4.75 10/1/2005 1/1/2006 9/1/2035
57551806 Primary Condominium 360 356 45.85 5 10/1/2005 1/1/2006 9/1/2035
57552705 Secondary SFR 360 356 60.26 4.875 10/1/2005 1/1/2006 9/1/2035
57554586 Primary SFR 360 356 65.18 5.125 10/1/2005 1/1/2006 9/1/2035
57557076 Primary SFR 360 356 80 5.125 10/1/2005 1/1/2006 9/1/2035
57557894 Secondary SFR 360 357 80 4.75 11/1/2005 1/1/2006 10/1/2035
57559403 Secondary SFR 360 355 80 4.875 9/1/2005 1/1/2006 8/1/2035
57601627 Primary SFR 360 355 65.79 4.75 9/1/2005 1/1/2006 8/1/2035
57603359 Primary SFR 360 356 65 4.875 10/1/2005 1/1/2006 9/1/2035
57621237 Secondary SFR 360 356 64.52 5.125 10/1/2005 1/1/2006 9/1/2035
57622227 Primary SFR 360 355 74.25 4.625 9/1/2005 1/1/2006 8/1/2035
57622714 Secondary SFR 360 356 79.75 5.125 10/1/2005 1/1/2006 9/1/2035
57646234 Primary SFR 360 357 63 5.125 11/1/2005 1/1/2006 10/1/2035
57651663 Secondary Condominium 360 356 80 5.125 10/1/2005 1/1/2006 9/1/2035
57654881 Secondary Condominium 360 355 80 4.875 9/1/2005 1/1/2006 8/1/2035
57669541 Primary SFR 360 356 18.18 5 10/1/2005 1/1/2006 9/1/2035
57673444 Primary SFR 360 356 80 5.125 10/1/2005 1/1/2006 9/1/2035
57679532 Primary SFR 360 356 80 5.125 10/1/2005 2/1/2006 9/1/2035
57681207 Primary SFR 360 356 70 4.75 10/1/2005 1/1/2006 9/1/2035
57697153 Primary SFR 360 355 72.63 4.875 9/1/2005 1/1/2006 8/1/2035
57697583 Primary SFR 360 356 80 5.125 10/1/2005 2/1/2006 9/1/2035
57701328 Primary SFR 360 356 71.43 4.875 10/1/2005 1/1/2006 9/1/2035
57704504 Primary SFR 360 356 80 5.125 10/1/2005 1/1/2006 9/1/2035
57706822 Primary SFR 360 356 75.19 5 10/1/2005 2/1/2006 9/1/2035
57728149 Primary SFR 360 356 80 5.125 10/1/2005 1/1/2006 9/1/2035
57739849 Secondary SFR 360 355 26.52 4.875 9/1/2005 2/1/2006 8/1/2035
57740623 Secondary Condominium 360 357 71.29 5 11/1/2005 1/1/2006 10/1/2035
57741738 Primary SFR 360 356 44.12 4.875 10/1/2005 1/1/2006 9/1/2035
57745473 Primary Condominium 360 355 78.59 4.5 9/1/2005 1/1/2006 8/1/2035
57749251 Primary SFR 360 356 37.38 4.875 10/1/2005 1/1/2006 9/1/2035
57749822 Primary SFR 360 357 63.02 5.125 11/1/2005 2/1/2006 10/1/2035
57753097 Primary Condominium 360 356 70 4.875 10/1/2005 1/1/2006 9/1/2035
57753915 Primary SFR 360 356 72.02 5 10/1/2005 1/1/2006 9/1/2035
57760886 Primary SFR 360 356 80 4.875 10/1/2005 1/1/2006 9/1/2035
LOANID PANDI PTDATE OBAL COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
-------- --------- --------- ------------ ------------ -------- ---------- ------------ --------- -------
57400277 1,421.88 12/1/2005 350,000.00 350,000.00 C/O Refi Asset Only 866,200.00 9/1/2010 9.875
57400384 2,612.50 12/1/2005 660,000.00 660,000.00 R/T Refi Full 825,000.00 9/1/2010 9.75
57400855 4,166.67 12/1/2005 1,000,000.00 1,000,000.00 Purchase Full 1,762,000.00 9/1/2010 10
57401978 1,792.49 12/1/2005 450,000.00 441,228.13 Purchase Asset Only 740,000.00 8/1/2010 9.875
57407983 2,434.37 12/1/2005 570,000.00 570,000.00 C/O Refi Full 2,075,000.00 9/1/2010 10.125
57408049 812.5 12/1/2005 200,000.00 200,000.00 R/T Refi Asset Only 1,225,000.00 8/1/2010 9.875
57408221 1,850.00 12/1/2005 480,000.00 480,000.00 Purchase Full 600,000.00 8/1/2010 9.625
57427338 3,159.37 12/1/2005 597,000.00 590,302.95 R/T Refi No Doc 1,775,000.00 9/1/2010 9.875
57431934 2,770.83 12/1/2005 700,000.00 700,000.00 C/O Refi Asset Only 1,000,000.00 9/1/2010 9.75
57441628 3,250.00 12/1/2005 800,000.00 800,000.00 R/T Refi No Doc 1,560,000.00 8/1/2010 9.875
57444085 4,899.38 12/1/2005 1,206,000.00 1,206,000.00 C/O Refi Asset Only 7,540,000.00 8/1/2010 9.875
57446221 1,015.63 12/1/2005 250,000.00 250,000.00 C/O Refi Asset Only 645,000.00 8/1/2010 9.875
57449068 1,568.65 1/1/2006 398,000.00 395,860.21 R/T Refi Asset Only 670,000.00 8/1/2010 9.75
57449647 1,781.25 12/1/2005 450,000.00 450,000.00 Purchase Full 1,050,000.00 8/1/2010 9.75
57453185 26,041.67 1/1/2006 6,250,000.00 6,250,000.00 Purchase Asset Only 9,000,000.00 10/1/2010 10
57454977 7,515.63 12/1/2005 1,850,000.00 1,850,000.00 R/T Refi Asset Only 2,850,000.00 8/1/2010 9.875
57456832 989.58 1/1/2006 250,000.00 250,000.00 C/O Refi Asset Only 2,500,000.00 8/1/2010 9.75
57499113 1,003.65 12/1/2005 235,000.00 235,000.00 R/T Refi Asset Only 421,000.00 9/1/2010 10.125
57503963 2,022.24 12/1/2005 474,500.00 473,499.01 R/T Refi No Doc 650,000.00 8/1/2010 10.125
57506537 4,468.75 12/1/2005 1,100,000.00 1,100,000.00 C/O Refi Full 1,700,000.00 8/1/2010 9.875
57514713 4,008.33 12/1/2005 962,000.00 962,000.00 R/T Refi Full 1,300,000.00 10/1/2010 10
57514879 1,316.25 12/1/2005 324,000.00 324,000.00 Purchase Asset Only 407,000.00 9/1/2010 9.875
57514978 3,641.02 12/1/2005 896,250.00 896,250.00 Purchase Asset Only 1,200,000.00 9/1/2010 9.875
57515124 1,974.38 12/1/2005 486,000.00 486,000.00 Purchase Asset Only 618,000.00 10/1/2010 9.875
57523441 2,786.67 12/1/2005 704,000.00 704,000.00 R/T Refi Asset Only 1,180,000.00 9/1/2010 9.75
57523953 5,988.28 12/1/2005 1,368,750.00 1,368,750.00 Purchase Full 1,866,500.00 9/1/2010 10.25
57526394 3,810.63 12/1/2005 938,000.00 938,000.00 Purchase Asset Only 1,350,000.00 9/1/2010 9.875
57532855 2,437.50 12/1/2005 600,000.00 600,000.00 Purchase Asset Only 911,000.00 8/1/2010 9.875
57533317 2,608.24 12/1/2005 500,000.00 497,468.74 Purchase Asset Only 1,025,000.00 9/1/2010 9.75
57533762 601.67 12/1/2005 152,000.00 152,000.00 R/T Refi No Doc 650,000.00 9/1/2010 9.75
57541286 2,323.75 12/1/2005 572,000.00 572,000.00 C/O Refi Full 785,000.00 10/1/2010 9.875
57544512 1,645.31 12/1/2005 405,000.00 405,000.00 Purchase Asset Only 720,000.00 9/1/2010 9.875
57545253 1,680.42 12/1/2005 436,000.00 436,000.00 C/O Refi Asset Only 545,000.00 9/1/2010 9.625
57547408 2,490.58 12/1/2005 629,200.00 629,200.00 Purchase Full 800,000.00 9/1/2010 9.75
57551806 1,008.80 12/1/2005 243,000.00 242,112.50 C/O Refi Asset Only 530,000.00 9/1/2010 10
57552705 1,909.38 12/1/2005 470,000.00 470,000.00 Purchase Asset Only 780,000.00 9/1/2010 9.875
57554586 2,351.09 12/1/2005 554,000.00 550,000.00 R/T Refi No Doc 850,000.00 9/1/2010 10.125
57557076 2,904.17 12/1/2005 680,000.00 680,000.00 C/O Refi Asset Only 850,000.00 9/1/2010 10.125
57557894 2,533.33 12/1/2005 640,000.00 640,000.00 Purchase Full 803,000.00 10/1/2010 9.75
57559403 715 12/1/2005 176,000.00 176,000.00 Purchase Asset Only 220,000.00 8/1/2010 9.875
57601627 3,958.33 12/1/2005 1,000,000.00 1,000,000.00 Purchase Full 1,520,000.00 8/1/2010 9.75
57603359 7,393.75 12/1/2005 1,820,000.00 1,820,000.00 Purchase Asset Only 2,800,000.00 9/1/2010 9.875
57621237 4,270.83 12/1/2005 1,000,000.00 1,000,000.00 Purchase Full 1,550,000.00 9/1/2010 10.125
57622227 3,333.85 12/1/2005 865,000.00 865,000.00 Purchase Full 1,165,000.00 8/1/2010 9.625
57622714 2,776.04 12/1/2005 650,000.00 650,000.00 Purchase Full 817,000.00 9/1/2010 10.125
57646234 2,690.62 12/1/2005 630,000.00 630,000.00 C/O Refi Asset Only 1,000,000.00 10/1/2010 10.125
57651663 1,460.62 12/1/2005 342,000.00 342,000.00 Purchase Full 428,000.00 9/1/2010 10.125
57654881 1,787.18 12/1/2005 440,000.00 439,922.17 Purchase Full 570,000.00 8/1/2010 9.875
57669541 4,166.67 12/1/2005 1,000,000.00 1,000,000.00 R/T Refi Asset Only 5,500,000.00 9/1/2010 10
57673444 2,067.08 12/1/2005 484,000.00 484,000.00 R/T Refi Full 605,000.00 9/1/2010 10.125
57679532 3,064.12 1/1/2006 720,000.00 716,597.03 C/O Refi Full 900,000.00 9/1/2010 10.125
57681207 3,931.13 12/1/2005 997,500.00 993,128.05 Purchase Asset Only 1,425,000.00 9/1/2010 9.75
57697153 2,640.63 12/1/2005 650,000.00 650,000.00 Purchase Asset Only 895,000.00 8/1/2010 9.875
57697583 2,624.00 1/1/2006 614,400.00 614,299.00 Purchase Full 768,000.00 9/1/2010 10.125
57701328 4,062.50 12/1/2005 1,000,000.00 1,000,000.00 C/O Refi Asset Only 1,400,000.00 9/1/2010 9.875
57704504 1,537.50 12/1/2005 360,000.00 360,000.00 R/T Refi Full 450,000.00 9/1/2010 10.125
57706822 3,315.82 1/1/2006 797,000.00 795,189.97 C/O Refi Asset Only 1,060,000.00 9/1/2010 10
57728149 2,921.25 12/1/2005 684,000.00 684,000.00 R/T Refi Full 855,000.00 9/1/2010 10.125
57739849 2,437.50 1/1/2006 600,000.00 600,000.00 Purchase Full 2,262,500.00 8/1/2010 9.875
57740623 1,986.24 12/1/2005 370,000.00 368,268.28 Purchase Full 520,000.00 10/1/2010 10
57741738 2,437.50 12/1/2005 600,000.00 600,000.00 Purchase Full 1,360,000.00 9/1/2010 9.875
57745473 1,046.25 12/1/2005 279,000.00 279,000.00 Purchase Asset Only 358,000.00 8/1/2010 9.5
57749251 2,646.04 12/1/2005 500,000.00 497,392.97 Purchase Asset Only 1,400,000.00 9/1/2010 9.875
57749822 3,983.09 1/1/2006 932,625.00 932,625.00 R/T Refi Full 1,480,000.00 10/1/2010 10.125
57753097 2,529.80 12/1/2005 622,720.00 622,720.00 Purchase Asset Only 889,600.00 9/1/2010 9.875
57753915 2,520.83 12/1/2005 605,000.00 605,000.00 R/T Refi Asset Only 840,000.00 9/1/2010 10
57760886 2,437.50 12/1/2005 600,000.00 600,000.00 Purchase Full 750,000.00 9/1/2010 9.875
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
-------- ----- ------ ------ -------- --------- ----------- ----------- ---- ------
57400277 2.75 2 2.75 1 YR CMT 8/10/2005 Wells Fargo Wells Fargo 0 0.25
57400384 2.75 2 2.75 1 YR CMT 8/22/2005 Wells Fargo Wells Fargo 0 0.25
57400855 2.75 2 2.75 1 YR CMT 9/8/2005 Wells Fargo Wells Fargo 0 0.25
57401978 2.75 2 2.75 1 YR CMT 7/29/2005 Wells Fargo Wells Fargo 0 0.25
57407983 2.75 2 2.75 1 YR CMT 8/26/2005 Wells Fargo Wells Fargo 0 0.25
57408049 2.75 2 2.75 1 YR CMT 8/10/2005 Wells Fargo Wells Fargo 0 0.25
57408221 2.75 2 2.75 1 YR CMT 7/28/2005 Wells Fargo Wells Fargo 0 0.25
57427338 2.75 2 2.75 1 YR CMT 8/5/2005 Wells Fargo Wells Fargo 0 0.25
57431934 2.75 2 2.75 1 YR CMT 8/22/2005 Wells Fargo Wells Fargo 0 0.25
57441628 2.75 2 2.75 1 YR CMT 8/5/2005 Wells Fargo Wells Fargo 0 0.25
57444085 2.75 2 2.75 1 YR CMT 8/8/2005 Wells Fargo Wells Fargo 0 0.25
57446221 2.75 2 2.75 1 YR CMT 7/28/2005 Wells Fargo Wells Fargo 0 0.25
57449068 2.75 2 2.75 1 YR CMT 8/1/2005 Wells Fargo Wells Fargo 0 0.25
57449647 2.75 2 2.75 1 YR CMT 7/29/2005 Wells Fargo Wells Fargo 0 0.25
57453185 2.75 2 2.75 1 YR CMT 9/12/2005 Wells Fargo Wells Fargo 0 0.25
57454977 2.75 2 2.75 1 YR CMT 8/4/2005 Wells Fargo Wells Fargo 0 0.25
57456832 2.75 2 2.75 1 YR CMT 8/2/2005 Wells Fargo Wells Fargo 0 0.25
57499113 2.75 2 2.75 1 YR CMT 8/31/2005 Wells Fargo Wells Fargo 0 0.25
57503963 2.75 2 2.75 1 YR CMT 7/27/2005 Wells Fargo Wells Fargo 0 0.25
57506537 2.75 2 2.75 1 YR CMT 8/8/2005 Wells Fargo Wells Fargo 0 0.25
57514713 2.75 2 2.75 1 YR CMT 9/29/2005 Wells Fargo Wells Fargo 0 0.25
57514879 2.75 2 2.75 1 YR CMT 8/8/2005 Wells Fargo Wells Fargo 0 0.25
57514978 2.75 2 2.75 1 YR CMT 8/25/2005 Wells Fargo Wells Fargo 0 0.25
57515124 2.75 2 2.75 1 YR CMT 9/27/2005 Wells Fargo Wells Fargo 0 0.25
57523441 2.75 2 2.75 1 YR CMT 8/8/2005 Wells Fargo Wells Fargo 0 0.25
57523953 2.75 2 2.75 1 YR CMT 8/10/2005 Wells Fargo Wells Fargo 0 0.25
57526394 2.75 2 2.75 1 YR CMT 8/16/2005 Wells Fargo Wells Fargo 0 0.25
57532855 2.75 2 2.75 1 YR CMT 8/3/2005 Wells Fargo Wells Fargo 0 0.25
57533317 2.75 2 2.75 1 YR CMT 8/12/2005 Wells Fargo Wells Fargo 0 0.25
57533762 2.75 2 2.75 1 YR CMT 8/8/2005 Wells Fargo Wells Fargo 0 0.25
57541286 2.75 2 2.75 1 YR CMT 9/12/2005 Wells Fargo Wells Fargo 0 0.25
57544512 2.75 2 2.75 1 YR CMT 8/8/2005 Wells Fargo Wells Fargo 0 0.25
57545253 2.75 2 2.75 1 YR CMT 8/3/2005 Wells Fargo Wells Fargo 0 0.25
57547408 2.75 2 2.75 1 YR CMT 8/23/2005 Wells Fargo Wells Fargo 0 0.25
57551806 2.75 2 2.75 1 YR CMT 8/31/2005 Wells Fargo Wells Fargo 0 0.25
57552705 2.75 2 2.75 1 YR CMT 8/22/2005 Wells Fargo Wells Fargo 0 0.25
57554586 2.75 2 2.75 1 YR CMT 9/6/2005 Wells Fargo Wells Fargo 0 0.25
57557076 2.75 2 2.75 1 YR CMT 8/25/2005 Wells Fargo Wells Fargo 0 0.25
57557894 2.75 2 2.75 1 YR CMT 9/13/2005 Wells Fargo Wells Fargo 0 0.25
57559403 2.75 2 2.75 1 YR CMT 8/1/2005 Wells Fargo Wells Fargo 0 0.25
57601627 2.75 2 2.75 1 YR CMT 8/1/2005 Wells Fargo Wells Fargo 0 0.25
57603359 2.75 2 2.75 1 YR CMT 8/15/2005 Wells Fargo Wells Fargo 0 0.25
57621237 2.75 2 2.75 1 YR CMT 9/2/2005 Wells Fargo Wells Fargo 0 0.25
57622227 2.75 2 2.75 1 YR CMT 8/1/2005 Wells Fargo Wells Fargo 0 0.25
57622714 2.75 2 2.75 1 YR CMT 8/29/2005 Wells Fargo Wells Fargo 0 0.25
57646234 2.75 2 2.75 1 YR CMT 9/16/2005 Wells Fargo Wells Fargo 0 0.25
57651663 2.75 2 2.75 1 YR CMT 8/30/2005 Wells Fargo Wells Fargo 0 0.25
57654881 2.75 2 2.75 1 YR CMT 8/2/2005 Wells Fargo Wells Fargo 0 0.25
57669541 2.75 2 2.75 1 YR CMT 9/6/2005 Wells Fargo Wells Fargo 0 0.25
57673444 2.75 2 2.75 1 YR CMT 8/30/2005 Wells Fargo Wells Fargo 0 0.25
57679532 2.75 2 2.75 1 YR CMT 8/31/2005 Wells Fargo Wells Fargo 0 0.25
57681207 2.75 2 2.75 1 YR CMT 8/8/2005 Wells Fargo Wells Fargo 0 0.25
57697153 2.75 2 2.75 1 YR CMT 8/3/2005 Wells Fargo Wells Fargo 0 0.25
57697583 2.75 2 2.75 1 YR CMT 8/23/2005 Wells Fargo Wells Fargo 0 0.25
57701328 2.75 2 2.75 1 YR CMT 8/9/2005 Wells Fargo Wells Fargo 0 0.25
57704504 2.75 2 2.75 1 YR CMT 8/24/2005 Wells Fargo Wells Fargo 0 0.25
57706822 2.75 2 2.75 1 YR CMT 8/31/2005 Wells Fargo Wells Fargo 0 0.25
57728149 2.75 2 2.75 1 YR CMT 8/30/2005 Wells Fargo Wells Fargo 0 0.25
57739849 2.75 2 2.75 1 YR CMT 8/4/2005 Wells Fargo Wells Fargo 0 0.25
57740623 2.75 2 2.75 1 YR CMT 8/29/2005 Wells Fargo Wells Fargo 0 0.25
57741738 2.75 2 2.75 1 YR CMT 8/11/2005 Wells Fargo Wells Fargo 0 0.25
57745473 2.75 2 2.75 1 YR CMT 8/8/2005 Wells Fargo Wells Fargo 0 0.25
57749251 2.75 2 2.75 1 YR CMT 8/4/2005 Wells Fargo Wells Fargo 0 0.25
57749822 2.75 2 2.75 1 YR CMT 9/8/2005 Wells Fargo Wells Fargo 0 0.25
57753097 2.75 2 2.75 1 YR CMT 8/8/2005 Wells Fargo Wells Fargo 0 0.25
57753915 2.75 2 2.75 1 YR CMT 8/30/2005 Wells Fargo Wells Fargo 0 0.25
57760886 2.75 2 2.75 1 YR CMT 8/4/2005 Wells Fargo Wells Fargo 0 0.25
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
-------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
57763575 Primary SFR 360 355 75 4.875 9/1/2005 1/1/2006 8/1/2035
57763633 Primary Condominium 360 356 48.46 4.875 10/1/2005 2/1/2006 9/1/2035
57767394 Primary SFR 360 357 37.15 4.875 11/1/2005 1/1/2006 10/1/2035
57768681 Primary Condominium 360 356 80 4.625 10/1/2005 1/1/2006 9/1/2035
57769416 Primary SFR 360 356 16.67 5 10/1/2005 1/1/2006 9/1/2035
57770158 Primary Condominium 360 356 80 5 10/1/2005 1/1/2006 9/1/2035
57770638 Primary Condominium 360 356 80 5.25 10/1/2005 1/1/2006 9/1/2035
57788671 Primary SFR 360 356 69.68 4.875 10/1/2005 1/1/2006 9/1/2035
57801458 Primary SFR 360 356 72.47 5.125 10/1/2005 1/1/2006 9/1/2035
57806705 Primary SFR 360 356 51.4 4.875 10/1/2005 1/1/2006 9/1/2035
57810145 Primary SFR 360 356 63.04 5 10/1/2005 1/1/2006 9/1/2035
57812976 Secondary SFR 360 356 66.3 5 10/1/2005 2/1/2006 9/1/2035
57814717 Primary Condominium 360 356 80 4.875 10/1/2005 1/1/2006 9/1/2035
57817579 Primary SFR 360 356 43.86 5.125 10/1/2005 1/1/2006 9/1/2035
57841579 Primary SFR 360 356 14.23 5 10/1/2005 2/1/2006 9/1/2035
57842783 Primary SFR 360 356 75 5.125 10/1/2005 1/1/2006 9/1/2035
57848871 Primary SFR 360 356 61.9 4.875 10/1/2005 2/1/2006 9/1/2035
57856817 Secondary SFR 360 356 80 4.875 10/1/2005 1/1/2006 9/1/2035
57857153 Secondary SFR 360 356 80 5.125 10/1/2005 1/1/2006 9/1/2035
57862708 Secondary SFR 360 356 76.47 5.125 10/1/2005 1/1/2006 9/1/2035
57863219 Primary 2-Family 360 356 17.4 5 10/1/2005 1/1/2006 9/1/2035
57864373 Primary SFR 360 356 79.22 4.875 10/1/2005 1/1/2006 9/1/2035
57873713 Primary SFR 360 356 43.59 5.125 10/1/2005 1/1/2006 9/1/2035
57896615 Primary Condominium 360 356 59.47 4.875 10/1/2005 2/1/2006 9/1/2035
57911596 Primary Condominium 360 356 80 5 10/1/2005 1/1/2006 9/1/2035
57916868 Primary SFR 360 358 75.76 5 12/1/2005 1/1/2006 11/1/2035
57960049 Primary SFR 360 356 73.16 5.125 10/1/2005 2/1/2006 9/1/2035
57960569 Secondary 2-Family 360 356 80 5.25 10/1/2005 1/1/2006 9/1/2035
57961237 Secondary SFR 360 356 80 5.125 10/1/2005 1/1/2006 9/1/2035
57962532 Primary SFR 360 356 57.07 4.875 10/1/2005 1/1/2006 9/1/2035
57969164 Primary SFR 360 356 80 5.125 10/1/2005 1/1/2006 9/1/2035
57969966 Primary SFR 360 357 69.05 5.125 11/1/2005 1/1/2006 10/1/2035
58004995 Primary SFR 360 357 80 5 11/1/2005 1/1/2006 10/1/2035
58015355 Primary SFR 360 356 40.25 5.125 10/1/2005 1/1/2006 9/1/2035
58040999 Primary SFR 360 357 75 5.125 11/1/2005 1/1/2006 10/1/2035
58048919 Primary Condominium 360 356 69.57 5 10/1/2005 1/1/2006 9/1/2035
58049354 Primary Condominium 360 356 80 5.125 10/1/2005 2/1/2006 9/1/2035
58053463 Primary SFR 360 356 50.91 4.875 10/1/2005 1/1/2006 9/1/2035
58055245 Secondary SFR 360 356 75 5.125 10/1/2005 1/1/2006 9/1/2035
58060708 Primary SFR 360 356 80 5.125 10/1/2005 1/1/2006 9/1/2035
58076522 Primary SFR 360 356 70 5.125 10/1/2005 1/1/2006 9/1/2035
58077991 Primary Condominium 360 356 80 5 10/1/2005 1/1/2006 9/1/2035
58097304 Primary SFR 360 356 67.52 5.125 10/1/2005 2/1/2006 9/1/2035
58100843 Primary SFR 360 356 80 4.875 10/1/2005 1/1/2006 9/1/2035
58110362 Secondary SFR 360 356 75 5 10/1/2005 2/1/2006 9/1/2035
58119744 Secondary SFR 360 356 80 5.125 10/1/2005 2/1/2006 9/1/2035
58121237 Primary SFR 360 357 75.95 5.125 11/1/2005 1/1/2006 10/1/2035
58143553 Primary Condominium 360 356 48.05 5 10/1/2005 1/1/2006 9/1/2035
58147018 Primary SFR 360 356 77.21 5.125 10/1/2005 1/1/2006 9/1/2035
58149493 Secondary SFR 360 356 52.41 5.125 10/1/2005 1/1/2006 9/1/2035
58181306 Primary Condominium 360 357 74.17 5.125 11/1/2005 1/1/2006 10/1/2035
58181793 Primary SFR 360 356 63.4 4.75 10/1/2005 1/1/2006 9/1/2035
58184797 Primary SFR 360 357 73.33 5.125 11/1/2005 1/1/2006 10/1/2035
58189473 Primary SFR 360 357 78.06 5 11/1/2005 1/1/2006 10/1/2035
58189937 Primary SFR 360 356 20.68 5.125 10/1/2005 1/1/2006 9/1/2035
58216847 Primary SFR 360 356 62.5 4.875 10/1/2005 1/1/2006 9/1/2035
58218488 Primary SFR 360 356 55.39 5.125 10/1/2005 1/1/2006 9/1/2035
58227109 Primary SFR 360 356 45.98 5.125 10/1/2005 1/1/2006 9/1/2035
58228305 Primary SFR 360 356 76.01 5.125 10/1/2005 1/1/2006 9/1/2035
58233669 Primary SFR 360 356 76.92 5 10/1/2005 1/1/2006 9/1/2035
58237389 Primary SFR 360 356 27.7 5.125 10/1/2005 1/1/2006 9/1/2035
58252693 Secondary Condominium 360 357 71.38 5.125 11/1/2005 2/1/2006 10/1/2035
58278169 Primary SFR 360 356 75 5.125 10/1/2005 1/1/2006 9/1/2035
58288978 Secondary SFR 360 357 64.8 5 11/1/2005 1/1/2006 10/1/2035
58317132 Primary Condominium 360 356 80 5.125 10/1/2005 1/1/2006 9/1/2035
58346644 Primary SFR 360 357 5.47 5.125 11/1/2005 1/1/2006 10/1/2035
58369406 Primary SFR 360 357 75.19 5.125 11/1/2005 1/1/2006 10/1/2035
LOANID PANDI PTDATE OBAL COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
-------- -------- --------- ------------ ------------ -------- ---------- ------------- --------- -------
57763575 2,334.44 12/1/2005 574,632.00 574,632.00 Purchase Asset Only 767,000.00 8/1/2010 9.875
57763633 2,559.38 1/1/2006 630,000.00 630,000.00 R/T Refi Asset Only 1,300,000.00 9/1/2010 9.875
57767394 1,807.81 12/1/2005 445,000.00 445,000.00 C/O Refi Asset Only 1,198,000.00 10/1/2010 9.875
57768681 1,402.92 12/1/2005 364,000.00 364,000.00 Purchase Asset Only 455,000.00 9/1/2010 9.625
57769416 891.8 12/1/2005 250,000.00 214,031.15 C/O Refi Asset Only 1,500,000.00 9/1/2010 10
57770158 5,000.00 12/1/2005 1,200,000.00 1,200,000.00 Purchase Full 1,500,000.00 9/1/2010 10
57770638 2,117.50 12/1/2005 484,000.00 484,000.00 Purchase Full 605,000.00 9/1/2010 10.25
57788671 4,062.30 12/1/2005 999,950.00 999,950.00 Purchase Asset Only 1,475,000.00 9/1/2010 9.875
57801458 1,315.42 12/1/2005 308,000.00 308,000.00 C/O Refi Asset Only 425,000.00 9/1/2010 10.125
57806705 1,455.32 12/1/2005 275,000.00 273,639.20 C/O Refi Full 535,000.00 9/1/2010 9.875
57810145 2,174.17 12/1/2005 522,000.00 521,700.00 R/T Refi Asset Only 828,000.00 9/1/2010 10
57812976 1,299.11 1/1/2006 242,000.00 240,829.60 C/O Refi Full 365,000.00 9/1/2010 10
57814717 622.38 12/1/2005 153,200.00 153,200.00 Purchase Full 200,000.00 9/1/2010 9.875
57817579 1,648.54 12/1/2005 386,000.00 386,000.00 C/O Refi Asset Only 880,000.00 9/1/2010 10.125
57841579 3,854.17 1/1/2006 925,000.00 925,000.00 C/O Refi Asset Only 6,500,000.00 9/1/2010 10
57842783 736.72 12/1/2005 172,500.00 172,500.00 C/O Refi Asset Only 230,000.00 9/1/2010 10.125
57848871 5,280.18 1/1/2006 1,300,000.00 1,299,735.94 R/T Refi Full 2,100,000.00 9/1/2010 9.875
57856817 853.13 12/1/2005 210,000.00 210,000.00 Purchase Asset Only 262,500.00 9/1/2010 9.875
57857153 1,515.42 12/1/2005 278,320.00 277,004.55 Purchase Asset Only 365,000.00 9/1/2010 10.125
57862708 2,776.04 12/1/2005 650,000.00 650,000.00 Purchase Asset Only 855,000.00 9/1/2010 10.125
57863219 1,812.50 12/1/2005 435,000.00 435,000.00 C/O Refi Asset Only 2,500,000.00 9/1/2010 10
57864373 1,732.13 12/1/2005 426,371.00 426,371.00 Purchase Full 540,000.00 9/1/2010 9.875
57873713 1,857.81 12/1/2005 435,000.00 435,000.00 C/O Refi Asset Only 998,000.00 9/1/2010 10.125
57896615 892.1 1/1/2006 220,000.00 219,456.58 Purchase Asset Only 370,000.00 9/1/2010 9.875
57911596 1,170.00 12/1/2005 280,800.00 280,800.00 Purchase Full 351,000.00 9/1/2010 10
57916868 1,259.58 12/1/2005 302,300.00 302,300.00 R/T Refi Full 399,000.00 11/1/2010 10
57960049 2,421.56 1/1/2006 567,000.00 567,000.00 R/T Refi Asset Only 775,000.00 9/1/2010 10.125
57960569 1,192.76 12/1/2005 216,000.00 215,002.44 Purchase Asset Only 280,000.00 9/1/2010 10.25
57961237 2,733.33 12/1/2005 640,000.00 640,000.00 Purchase Full 800,000.00 9/1/2010 10.125
57962532 2,747.59 12/1/2005 678,000.00 675,488.87 Purchase Full 1,188,000.00 9/1/2010 9.875
57969164 3,075.00 12/1/2005 720,000.00 720,000.00 R/T Refi Full 900,000.00 9/1/2010 10.125
57969966 6,189.69 12/1/2005 1,450,000.00 1,448,482.40 Purchase Full 2,100,000.00 10/1/2010 10.125
58004995 1,716.67 12/1/2005 412,000.00 412,000.00 Purchase Asset Only 520,000.00 10/1/2010 10
58015355 2,629.87 12/1/2005 483,000.00 467,079.38 C/O Refi Asset Only 1,200,000.00 9/1/2010 10.125
58040999 3,843.75 12/1/2005 900,000.00 900,000.00 C/O Refi Asset Only 1,200,000.00 10/1/2010 10.125
58048919 1,875.00 12/1/2005 800,000.00 450,000.00 Purchase Asset Only 1,150,000.00 9/1/2010 10
58049354 1,708.33 1/1/2006 400,000.00 400,000.00 R/T Refi Asset Only 500,000.00 9/1/2010 10.125
58053463 8,125.00 12/1/2005 2,000,000.00 2,000,000.00 Purchase Asset Only 4,050,000.00 9/1/2010 9.875
58055245 2,225.70 12/1/2005 521,250.00 521,138.69 Purchase Asset Only 700,000.00 9/1/2010 10.125
58060708 2,699.16 12/1/2005 632,000.00 631,997.49 C/O Refi Asset Only 790,000.00 9/1/2010 10.125
58076522 3,288.54 12/1/2005 770,000.00 770,000.00 R/T Refi Asset Only 1,100,000.00 9/1/2010 10.125
58077991 1,250.00 12/1/2005 300,000.00 300,000.00 Purchase Asset Only 375,000.00 9/1/2010 10
58097304 5,444.87 1/1/2006 1,000,000.00 995,273.68 C/O Refi Full 1,481,000.00 9/1/2010 10.125
58100843 2,164.71 12/1/2005 536,000.00 532,850.72 Purchase Asset Only 670,000.00 9/1/2010 9.875
58110362 3,462.50 1/1/2006 831,000.00 831,000.00 Purchase Full 1,108,000.00 9/1/2010 10
58119744 2,477.08 1/1/2006 580,000.00 580,000.00 Purchase Full 735,000.00 9/1/2010 10.125
58121237 1,633.46 12/1/2005 300,000.00 298,938.86 Purchase Full 400,000.00 10/1/2010 10.125
58143553 1,498.54 12/1/2005 359,650.00 359,650.00 Purchase Asset Only 750,000.00 9/1/2010 10
58147018 2,242.19 12/1/2005 525,000.00 525,000.00 Purchase Asset Only 680,000.00 9/1/2010 10.125
58149493 1,186.22 12/1/2005 277,750.00 277,750.00 R/T Refi Full 530,000.00 9/1/2010 10.125
58181306 2,715.33 12/1/2005 635,784.00 635,784.00 Purchase Asset Only 875,000.00 10/1/2010 10.125
58181793 5,270.52 12/1/2005 1,331,500.00 1,331,500.00 R/T Refi Full 2,100,000.00 9/1/2010 9.75
58184797 2,114.06 12/1/2005 495,000.00 495,000.00 Purchase Full 675,000.00 10/1/2010 10.125
58189473 2,083.33 12/1/2005 500,000.00 500,000.00 Purchase Asset Only 645,000.00 10/1/2010 10
58189937 854.17 12/1/2005 200,000.00 200,000.00 C/O Refi Asset Only 967,000.00 9/1/2010 10.125
58216847 6,093.75 12/1/2005 1,500,000.00 1,500,000.00 Purchase Full 2,400,000.00 9/1/2010 9.875
58218488 1,951.77 12/1/2005 457,000.00 457,000.00 C/O Refi Asset Only 825,000.00 9/1/2010 10.125
58227109 4,270.83 12/1/2005 1,000,000.00 1,000,000.00 C/O Refi Asset Only 2,175,000.00 9/1/2010 10.125
58228305 2,733.33 12/1/2005 640,000.00 640,000.00 Purchase Full 843,000.00 9/1/2010 10.125
58233669 4,166.67 12/1/2005 1,000,000.00 1,000,000.00 Purchase Full 1,300,000.00 9/1/2010 10
58237389 3,318.65 12/1/2005 609,500.00 594,576.80 R/T Refi Asset Only 2,200,000.00 9/1/2010 10.125
58252693 1,494.79 1/1/2006 350,000.00 350,000.00 Purchase Asset Only 491,000.00 10/1/2010 10.125
58278169 3,091.02 12/1/2005 723,750.00 723,750.00 C/O Refi Full 965,000.00 9/1/2010 10.125
58288978 1,498.54 12/1/2005 359,650.00 359,650.00 Purchase Asset Only 555,000.00 10/1/2010 10
58317132 1,088.97 12/1/2005 200,000.00 199,054.76 Purchase Asset Only 250,000.00 9/1/2010 10.125
58346644 2,754.69 12/1/2005 645,000.00 645,000.00 R/T Refi Asset Only 11,800,000.00 10/1/2010 10.125
58369406 8,541.67 12/1/2005 2,000,000.00 2,000,000.00 Purchase Full 2,710,000.00 10/1/2010 10.125
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
-------- ----- ------ ------ -------- ---------- ----------- ----------- ---- ------
57763575 2.75 2 2.75 1 YR CMT 8/1/2005 Wells Fargo Wells Fargo 0 0.25
57763633 2.75 2 2.75 1 YR CMT 8/31/2005 Wells Fargo Wells Fargo 0 0.25
57767394 2.75 2 2.75 1 YR CMT 9/22/2005 Wells Fargo Wells Fargo 0 0.25
57768681 2.75 2 2.75 1 YR CMT 8/5/2005 Wells Fargo Wells Fargo 0 0.25
57769416 2.75 2 2.75 1 YR CMT 8/31/2005 Wells Fargo Wells Fargo 0 0.25
57770158 2.75 2 2.75 1 YR CMT 8/31/2005 Wells Fargo Wells Fargo 0 0.25
57770638 2.75 2 2.75 1 YR CMT 8/29/2005 Wells Fargo Wells Fargo 0 0.25
57788671 2.75 2 2.75 1 YR CMT 8/15/2005 Wells Fargo Wells Fargo 0 0.25
57801458 2.75 2 2.75 1 YR CMT 8/29/2005 Wells Fargo Wells Fargo 0 0.25
57806705 2.75 2 2.75 1 YR CMT 8/16/2005 Wells Fargo Wells Fargo 0 0.25
57810145 2.75 2 2.75 1 YR CMT 8/31/2005 Wells Fargo Wells Fargo 0 0.25
57812976 2.75 2 2.75 1 YR CMT 8/25/2005 Wells Fargo Wells Fargo 0 0.25
57814717 2.75 2 2.75 1 YR CMT 8/5/2005 Wells Fargo Wells Fargo 0 0.25
57817579 2.75 2 2.75 1 YR CMT 8/30/2005 Wells Fargo Wells Fargo 0 0.25
57841579 2.75 2 2.75 1 YR CMT 8/31/2005 Wells Fargo Wells Fargo 0 0.25
57842783 2.75 2 2.75 1 YR CMT 9/1/2005 Wells Fargo Wells Fargo 0 0.25
57848871 2.75 2 2.75 1 YR CMT 8/15/2005 Wells Fargo Wells Fargo 0 0.25
57856817 2.75 2 2.75 1 YR CMT 8/18/2005 Wells Fargo Wells Fargo 0 0.25
57857153 2.75 2 2.75 1 YR CMT 8/24/2005 Wells Fargo Wells Fargo 0 0.25
57862708 2.75 2 2.75 1 YR CMT 8/31/2005 Wells Fargo Wells Fargo 0 0.25
57863219 2.75 2 2.75 1 YR CMT 9/6/2005 Wells Fargo Wells Fargo 0 0.25
57864373 2.75 2 2.75 1 YR CMT 8/10/2005 Wells Fargo Wells Fargo 0 0.25
57873713 2.75 2 2.75 1 YR CMT 8/31/2005 Wells Fargo Wells Fargo 0 0.25
57896615 2.75 2 2.75 1 YR CMT 8/10/2005 Wells Fargo Wells Fargo 0 0.25
57911596 2.75 2 2.75 1 YR CMT 8/31/2005 Wells Fargo Wells Fargo 0 0.25
57916868 2.75 2 2.75 1 YR CMT 10/19/2005 Wells Fargo Wells Fargo 0 0.25
57960049 2.75 2 2.75 1 YR CMT 8/30/2005 Wells Fargo Wells Fargo 0 0.25
57960569 2.75 2 2.75 1 YR CMT 8/16/2005 Wells Fargo Wells Fargo 0 0.25
57961237 2.75 2 2.75 1 YR CMT 8/29/2005 Wells Fargo Wells Fargo 0 0.25
57962532 2.75 2 2.75 1 YR CMT 8/11/2005 Wells Fargo Wells Fargo 0 0.25
57969164 2.75 2 2.75 1 YR CMT 8/30/2005 Wells Fargo Wells Fargo 0 0.25
57969966 2.75 2 2.75 1 YR CMT 9/16/2005 Wells Fargo Wells Fargo 0 0.25
58004995 2.75 2 2.75 1 YR CMT 9/15/2005 Wells Fargo Wells Fargo 0 0.25
58015355 2.75 2 2.75 1 YR CMT 8/29/2005 Wells Fargo Wells Fargo 0 0.25
58040999 2.75 2 2.75 1 YR CMT 9/12/2005 Wells Fargo Wells Fargo 0 0.25
58048919 2.75 2 2.75 1 YR CMT 8/30/2005 Wells Fargo Wells Fargo 0 0.25
58049354 2.75 2 2.75 1 YR CMT 8/24/2005 Wells Fargo Wells Fargo 0 0.25
58053463 2.75 2 2.75 1 YR CMT 8/30/2005 Wells Fargo Wells Fargo 0 0.25
58055245 2.75 2 2.75 1 YR CMT 8/23/2005 Wells Fargo Wells Fargo 0 0.25
58060708 2.75 2 2.75 1 YR CMT 8/31/2005 Wells Fargo Wells Fargo 0 0.25
58076522 2.75 2 2.75 1 YR CMT 8/24/2005 Wells Fargo Wells Fargo 0 0.25
58077991 2.75 2 2.75 1 YR CMT 8/31/2005 Wells Fargo Wells Fargo 0 0.25
58097304 2.75 2 2.75 1 YR CMT 8/29/2005 Wells Fargo Wells Fargo 0 0.25
58100843 2.75 2 2.75 1 YR CMT 8/18/2005 Wells Fargo Wells Fargo 0 0.25
58110362 2.75 2 2.75 1 YR CMT 8/31/2005 Wells Fargo Wells Fargo 0 0.25
58119744 2.75 2 2.75 1 YR CMT 8/31/2005 Wells Fargo Wells Fargo 0 0.25
58121237 2.75 2 2.75 1 YR CMT 9/14/2005 Wells Fargo Wells Fargo 0 0.25
58143553 2.75 2 2.75 1 YR CMT 8/30/2005 Wells Fargo Wells Fargo 0 0.25
58147018 2.75 2 2.75 1 YR CMT 8/26/2005 Wells Fargo Wells Fargo 0 0.25
58149493 2.75 2 2.75 1 YR CMT 8/29/2005 Wells Fargo Wells Fargo 0 0.25
58181306 2.75 2 2.75 1 YR CMT 9/12/2005 Wells Fargo Wells Fargo 0 0.25
58181793 2.75 2 2.75 1 YR CMT 8/31/2005 Wells Fargo Wells Fargo 0 0.25
58184797 2.75 2 2.75 1 YR CMT 9/26/2005 Wells Fargo Wells Fargo 0 0.25
58189473 2.75 2 2.75 1 YR CMT 9/15/2005 Wells Fargo Wells Fargo 0 0.25
58189937 2.75 2 2.75 1 YR CMT 8/29/2005 Wells Fargo Wells Fargo 0 0.25
58216847 2.75 2 2.75 1 YR CMT 9/19/2005 Wells Fargo Wells Fargo 0 0.25
58218488 2.75 2 2.75 1 YR CMT 8/31/2005 Wells Fargo Wells Fargo 0 0.25
58227109 2.75 2 2.75 1 YR CMT 8/26/2005 Wells Fargo Wells Fargo 0 0.25
58228305 2.75 2 2.75 1 YR CMT 8/31/2005 Wells Fargo Wells Fargo 0 0.25
58233669 2.75 2 2.75 1 YR CMT 9/7/2005 Wells Fargo Wells Fargo 0 0.25
58237389 2.75 2 2.75 1 YR CMT 9/1/2005 Wells Fargo Wells Fargo 0 0.25
58252693 2.75 2 2.75 1 YR CMT 9/22/2005 Wells Fargo Wells Fargo 0 0.25
58278169 2.75 2 2.75 1 YR CMT 8/31/2005 Wells Fargo Wells Fargo 0 0.25
58288978 2.75 2 2.75 1 YR CMT 9/1/2005 Wells Fargo Wells Fargo 0 0.25
58317132 2.75 2 2.75 1 YR CMT 8/31/2005 Wells Fargo Wells Fargo 0 0.25
58346644 2.75 2 2.75 1 YR CMT 9/12/2005 Wells Fargo Wells Fargo 0 0.25
58369406 2.75 2 2.75 1 YR CMT 9/8/2005 Wells Fargo Wells Fargo 0 0.25
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
--------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
58369455 Primary SFR 360 356 79.88 5 10/1/2005 1/1/2006 9/1/2035
58371782 Primary SFR 360 358 56.69 5 12/1/2005 2/1/2006 11/1/2035
58377326 Primary 2-Family 360 357 72.2 5.125 11/1/2005 1/1/2006 10/1/2035
58398611 Secondary SFR 360 357 80 5.125 11/1/2005 1/1/2006 10/1/2035
58406836 Primary SFR 360 356 66.7 5 10/1/2005 1/1/2006 9/1/2035
58415837 Primary SFR 360 357 80 4.875 11/1/2005 1/1/2006 10/1/2035
58416728 Primary SFR 360 356 76.6 5.125 10/1/2005 1/1/2006 9/1/2035
58416827 Primary SFR 360 358 60.61 5.125 12/1/2005 1/1/2006 11/1/2035
58419631 Primary Condominium 360 356 73.53 5.125 10/1/2005 1/1/2006 9/1/2035
58427824 Primary SFR 360 356 80 5.125 10/1/2005 1/1/2006 9/1/2035
58456567 Primary SFR 360 356 70 5 10/1/2005 1/1/2006 9/1/2035
58503384 Primary SFR 360 356 59.68 4.75 10/1/2005 1/1/2006 9/1/2035
58503418 Primary SFR 360 357 75 4.875 11/1/2005 1/1/2006 10/1/2035
58503657 Primary SFR 360 356 69.44 5 10/1/2005 1/1/2006 9/1/2035
58512393 Primary SFR 360 358 49.09 5 12/1/2005 2/1/2006 11/1/2035
58560079 Primary SFR 360 357 41.36 5.125 11/1/2005 1/1/2006 10/1/2035
58562745 Primary SFR 360 357 60 4.875 11/1/2005 1/1/2006 10/1/2035
58575812 Primary SFR 360 357 53.66 5.125 11/1/2005 1/1/2006 10/1/2035
58597089 Primary SFR 360 356 46.43 5.125 10/1/2005 1/1/2006 9/1/2035
58597154 Primary SFR 360 358 79.64 4.625 12/1/2005 1/1/2006 11/1/2035
58604802 Secondary SFR 360 356 65 5.125 10/1/2005 1/1/2006 9/1/2035
58642042 Secondary SFR 360 357 80 5.125 11/1/2005 1/1/2006 10/1/2035
58647678 Primary Condominium 360 356 75.03 5.125 10/1/2005 4/1/2006 9/1/2035
58651928 Primary 2-Family 360 356 65 5 10/1/2005 1/1/2006 9/1/2035
58655663 Primary SFR 360 357 32.26 4.875 11/1/2005 1/1/2006 10/1/2035
58701657 Primary Condominium 360 357 80 5.125 11/1/2005 2/1/2006 10/1/2035
58750357 Primary SFR 360 356 72.73 5.125 10/1/2005 1/1/2006 9/1/2035
58751827 Primary SFR 360 356 80 5.125 10/1/2005 1/1/2006 9/1/2035
58753583 Primary SFR 360 357 66.45 5.125 11/1/2005 2/1/2006 10/1/2035
58821331 Primary SFR 360 357 34.59 5.125 11/1/2005 1/1/2006 10/1/2035
58841727 Secondary Condominium 360 356 80 5.125 10/1/2005 1/1/2006 9/1/2035
58845058 Secondary SFR 360 357 80 5 11/1/2005 1/1/2006 10/1/2035
58878034 Secondary SFR 360 358 75 5.125 12/1/2005 1/1/2006 11/1/2035
58970344 Primary SFR 360 358 80 5.125 12/1/2005 1/1/2006 11/1/2035
58973686 Secondary SFR 360 357 80 5.125 11/1/2005 1/1/2006 10/1/2035
139678015 Primary SFR 360 345 78.9 4.75 11/1/2004 1/1/2006 10/1/2034
140220187 Primary Condominium 360 346 75 4.75 12/1/2004 2/1/2006 11/1/2034
140288283 Primary SFR 360 346 65.79 4.5 12/1/2004 1/1/2006 11/1/2034
141243493 Primary SFR 360 356 67.25 4.625 10/1/2005 1/1/2006 9/1/2035
142283126 Primary Condominium 360 352 73.28 4.625 6/1/2005 2/1/2006 5/1/2035
142476449 Primary SFR 360 351 76.31 4.375 5/1/2005 1/1/2006 4/1/2035
142516715 Primary SFR 360 351 80 4.5 5/1/2005 1/1/2006 4/1/2035
142593326 Primary SFR 360 352 80 4.375 6/1/2005 1/1/2006 5/1/2035
142718568 Primary SFR 360 351 43.96 4.375 5/1/2005 1/1/2006 4/1/2035
142935337 Primary SFR 360 357 80 4.875 11/1/2005 1/1/2006 10/1/2035
143037554 Primary SFR 360 356 52.63 4 10/1/2005 1/1/2006 9/1/2035
143119402 Primary SFR 360 353 20 4.625 7/1/2005 1/1/2006 6/1/2035
143137719 Primary SFR 360 353 80 4.125 7/1/2005 1/1/2006 6/1/2035
143144236 Primary SFR 360 352 64.31 4 6/1/2005 1/1/2006 5/1/2035
143186021 Primary SFR 360 353 60.5 4.875 7/1/2005 1/1/2006 6/1/2035
143245298 Primary Condominium 360 353 73.26 5.25 7/1/2005 1/1/2006 6/1/2035
143327062 Primary SFR 360 356 80 4.5 10/1/2005 1/1/2006 9/1/2035
143351682 Primary Cooperative 360 356 41.84 4.75 10/1/2005 1/1/2006 9/1/2035
143360097 Primary Condominium 360 353 65.25 4.5 7/1/2005 1/1/2006 6/1/2035
143472157 Primary SFR 360 353 80 4.625 7/1/2005 1/1/2006 6/1/2035
143955904 Primary SFR 360 354 80 4.75 8/1/2005 2/1/2006 7/1/2035
143974707 Primary SFR 360 357 80 4.875 11/1/2005 1/1/2006 10/1/2035
144262466 Primary SFR 360 353 80 4.875 7/1/2005 1/1/2006 6/1/2035
144363462 Primary SFR 360 354 80 4.875 8/1/2005 1/1/2006 7/1/2035
144369717 Primary Cooperative 360 356 75 4.875 10/1/2005 1/1/2006 9/1/2035
144491107 Primary SFR 360 355 80 4.5 9/1/2005 1/1/2006 8/1/2035
144672995 Primary SFR 360 356 65.26 4.5 10/1/2005 1/1/2006 9/1/2035
144837168 Primary Condominium 360 355 69.23 4.75 9/1/2005 1/1/2006 8/1/2035
144846151 Primary SFR 360 356 35.21 4.875 10/1/2005 1/1/2006 9/1/2035
144929692 Secondary SFR 360 357 80 5 11/1/2005 1/1/2006 10/1/2035
144969284 Secondary SFR 360 356 78.04 5.125 10/1/2005 1/1/2006 9/1/2035
144991494 Primary SFR 360 355 64.81 2.75 9/1/2005 1/1/2006 8/1/2035
LOANID PANDI PTDATE OBAL COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
--------- -------- --------- ------------ ------------ -------- ----------- ------------ --------- -------
58369455 1,406.47 12/1/2005 262,000.00 260,732.91 Purchase Asset Only 328,000.00 9/1/2010 10
58371782 4,166.67 1/1/2006 1,000,000.00 1,000,000.00 Purchase Asset Only 1,775,000.00 11/1/2010 10
58377326 2,177.95 12/1/2005 400,000.00 398,585.12 Purchase Asset Only 563,000.00 10/1/2010 10.125
58398611 1,452.08 12/1/2005 340,000.00 340,000.00 Purchase Full 425,800.00 10/1/2010 10.125
58406836 4,104.15 12/1/2005 985,000.00 984,997.00 Purchase Full 1,485,000.00 9/1/2010 10
58415837 4,061.94 12/1/2005 999,862.00 999,862.00 Purchase Asset Only 1,250,000.00 10/1/2010 9.875
58416728 2,135.42 12/1/2005 500,000.00 500,000.00 Purchase Asset Only 700,000.00 9/1/2010 10.125
58416827 4,270.83 12/1/2005 1,000,000.00 1,000,000.00 C/O Refi Full 1,650,000.00 11/1/2010 10.125
58419631 2,133.72 12/1/2005 500,000.00 499,603.24 Purchase Full 680,000.00 9/1/2010 10.125
58427824 2,526.62 12/1/2005 591,600.00 591,600.00 Purchase Full 740,000.00 9/1/2010 10.125
58456567 4,772.34 12/1/2005 889,000.00 884,700.54 Purchase Asset Only 1,270,000.00 9/1/2010 10
58503384 2,929.17 12/1/2005 740,000.00 740,000.00 Purchase Asset Only 1,240,000.00 9/1/2010 9.75
58503418 2,877.57 12/1/2005 543,750.00 541,736.08 Purchase Asset Only 725,000.00 10/1/2010 9.875
58503657 4,166.67 12/1/2005 1,000,000.00 1,000,000.00 Purchase Full 1,440,000.00 9/1/2010 10
58512393 1,912.50 1/1/2006 459,000.00 459,000.00 R/T Refi Asset Only 935,000.00 11/1/2010 10
58560079 1,943.23 12/1/2005 455,000.00 455,000.00 C/O Refi Full 1,100,000.00 10/1/2010 10.125
58562745 3,656.25 12/1/2005 900,000.00 900,000.00 C/O Refi Asset Only 1,500,000.00 10/1/2010 9.875
58575812 1,878.12 12/1/2005 440,000.00 439,510.07 C/O Refi Asset Only 820,000.00 10/1/2010 10.125
58597089 1,665.62 12/1/2005 390,000.00 390,000.00 Purchase Asset Only 840,000.00 9/1/2010 10.125
58597154 2,961.93 12/1/2005 768,500.00 768,500.00 Purchase Full 965,000.00 11/1/2010 9.625
58604802 6,384.90 12/1/2005 1,495,000.00 1,495,000.00 Purchase Asset Only 2,300,000.00 9/1/2010 10.125
58642042 1,059.56 12/1/2005 248,091.00 248,091.00 Purchase Full 310,114.00 10/1/2010 10.125
58647678 2,135.42 3/1/2006 500,000.00 500,000.00 Purchase Asset Only 695,000.00 9/1/2010 10.125
58651928 7,583.33 12/1/2005 1,820,000.00 1,820,000.00 Purchase Asset Only 2,800,000.00 9/1/2010 10
58655663 4,062.50 12/1/2005 1,000,000.00 1,000,000.00 Purchase Asset Only 3,100,000.00 10/1/2010 9.875
58701657 3,382.50 1/1/2006 792,000.00 792,000.00 Purchase Full 990,000.00 10/1/2010 10.125
58750357 1,366.67 12/1/2005 320,000.00 320,000.00 Purchase Asset Only 440,000.00 9/1/2010 10.125
58751827 4,612.50 12/1/2005 1,080,000.00 1,080,000.00 Purchase Full 1,350,000.00 9/1/2010 10.125
58753583 4,270.83 1/1/2006 1,000,000.00 1,000,000.00 C/O Refi Asset Only 1,505,000.00 10/1/2010 10.125
58821331 2,733.33 12/1/2005 640,000.00 640,000.00 C/O Refi Asset Only 1,850,000.00 10/1/2010 10.125
58841727 1,724.72 12/1/2005 403,840.00 403,836.55 Purchase Asset Only 505,000.00 9/1/2010 10.125
58845058 1,366.67 12/1/2005 328,000.00 328,000.00 Purchase Asset Only 420,000.00 10/1/2010 10
58878034 1,281.25 12/1/2005 300,000.00 300,000.00 Purchase Asset Only 450,000.00 11/1/2010 10.125
58970344 3,177.50 12/1/2005 744,000.00 744,000.00 Purchase Asset Only 930,000.00 11/1/2010 10.125
58973686 1,793.75 12/1/2005 420,000.00 420,000.00 Purchase Asset Only 525,000.00 10/1/2010 10.125
139678015 2,210.43 12/1/2005 576,000.00 557,034.86 R/T Refi Asset Only 730,000.00 10/1/2009 9.75
140220187 1,466.56 1/1/2006 370,500.00 370,500.00 C/O Refi Full 494,000.00 11/1/2009 9.75
140288283 3,750.00 12/1/2005 1,000,000.00 1,000,000.00 R/T Refi Full 1,520,000.00 11/1/2009 9.5
141243493 2,770.31 12/1/2005 718,782.00 718,782.00 Purchase Asset Only 1,069,000.00 9/1/2010 9.625
142283126 2,354.76 1/1/2006 458,000.00 453,219.25 C/O Refi No Doc 625,000.00 5/1/2010 9.625
142476449 1,610.06 12/1/2005 992,000.00 441,617.35 Purchase Asset Only 1,300,000.00 4/1/2010 9.375
142516715 1,866.41 12/1/2005 497,710.00 497,710.00 Purchase No Doc 623,000.00 4/1/2010 9.5
142593326 1,400.00 12/1/2005 384,000.00 384,000.00 Purchase Full 570,000.00 5/1/2010 9.375
142718568 2,888.71 12/1/2005 800,000.00 791,221.92 Purchase Asset Only 1,820,000.00 4/1/2010 9.375
142935337 2,372.50 12/1/2005 584,000.00 584,000.00 C/O Refi Income Only 730,000.00 10/1/2010 9.875
143037554 2,000.00 12/1/2005 600,000.00 600,000.00 Purchase No Doc 1,140,000.00 9/1/2010 9
143119402 3,854.17 12/1/2005 1,000,000.00 1,000,000.00 C/O Refi Income Only 5,000,000.00 6/1/2010 9.625
143137719 1,663.75 12/1/2005 484,000.00 484,000.00 Purchase No Doc 615,000.00 6/1/2010 9.125
143144236 4,774.16 12/1/2005 1,000,000.00 988,338.02 Purchase Asset Only 1,600,000.00 5/1/2010 9
143186021 2,457.81 12/1/2005 605,000.00 605,000.00 R/T Refi Full 1,000,000.00 6/1/2010 9.875
143245298 4,375.00 12/1/2005 1,000,000.00 1,000,000.00 Purchase Asset Only 1,375,000.00 6/1/2010 10.25
143327062 2,846.62 12/1/2005 561,812.00 558,836.02 Purchase Asset Only 720,000.00 9/1/2010 9.5
143351682 1,979.17 12/1/2005 500,000.00 500,000.00 Purchase No Doc 1,195,000.00 9/1/2010 9.75
143360097 2,756.25 12/1/2005 735,000.00 735,000.00 Purchase Asset Only 1,127,000.00 6/1/2010 9.5
143472157 1,584.44 12/1/2005 411,099.00 411,099.00 Purchase No Doc 550,000.00 6/1/2010 9.625
143955904 3,083.98 1/1/2006 591,200.00 586,692.73 Purchase Asset Only 739,000.00 7/1/2010 9.75
143974707 796.25 12/1/2005 196,000.00 196,000.00 Purchase Full 245,000.00 10/1/2010 9.875
144262466 2,841.72 12/1/2005 700,000.00 699,500.00 Purchase Asset Only 875,000.00 6/1/2010 9.875
144363462 1,912.88 12/1/2005 472,000.00 470,575.97 Purchase No Doc 622,000.00 7/1/2010 9.875
144369717 3,168.75 12/1/2005 780,000.00 780,000.00 Purchase Asset Only 1,050,000.00 9/1/2010 9.875
144491107 2,700.00 12/1/2005 720,000.00 720,000.00 Purchase Asset Only 900,000.00 8/1/2010 9.5
144672995 2,437.50 12/1/2005 650,000.00 650,000.00 Purchase Asset Only 1,100,000.00 9/1/2010 9.5
144837168 1,029.17 12/1/2005 270,000.00 250,000.00 Purchase No Doc 395,000.00 8/1/2010 9.75
144846151 1,015.63 12/1/2005 250,000.00 250,000.00 Purchase No Doc 715,000.00 9/1/2010 9.875
144929692 1,583.26 12/1/2005 380,000.00 379,966.59 Purchase Full 485,000.00 10/1/2010 10
144969284 2,391.67 12/1/2005 560,000.00 560,000.00 Purchase Asset Only 718,000.00 9/1/2010 10.125
144991494 2,291.44 12/1/2005 1,000,000.00 999,900.00 C/O Refi Full 1,543,000.00 8/1/2010 7.75
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
--------- ----- ------ ------ -------- ---------- ----------- ----------- ---- ------
58369455 2.75 2 2.75 1 YR CMT 9/2/2005 Wells Fargo Wells Fargo 0 0.25
58371782 2.75 2 2.75 1 YR CMT 10/13/2005 Wells Fargo Wells Fargo 0 0.25
58377326 2.75 2 2.75 1 YR CMT 9/20/2005 Wells Fargo Wells Fargo 0 0.25
58398611 2.75 2 2.75 1 YR CMT 9/19/2005 Wells Fargo Wells Fargo 0 0.25
58406836 2.75 2 2.75 1 YR CMT 9/6/2005 Wells Fargo Wells Fargo 0 0.25
58415837 2.75 2 2.75 1 YR CMT 9/22/2005 Wells Fargo Wells Fargo 0 0.25
58416728 2.75 2 2.75 1 YR CMT 8/29/2005 Wells Fargo Wells Fargo 0 0.25
58416827 2.75 2 2.75 1 YR CMT 10/19/2005 Wells Fargo Wells Fargo 0 0.25
58419631 2.75 2 2.75 1 YR CMT 8/31/2005 Wells Fargo Wells Fargo 0 0.25
58427824 2.75 2 2.75 1 YR CMT 8/24/2005 Wells Fargo Wells Fargo 0 0.25
58456567 2.75 2 2.75 1 YR CMT 8/30/2005 Wells Fargo Wells Fargo 0 0.25
58503384 2.75 2 2.75 1 YR CMT 9/6/2005 Wells Fargo Wells Fargo 0 0.25
58503418 2.75 2 2.75 1 YR CMT 9/16/2005 Wells Fargo Wells Fargo 0 0.25
58503657 2.75 2 2.75 1 YR CMT 8/30/2005 Wells Fargo Wells Fargo 0 0.25
58512393 2.75 2 2.75 1 YR CMT 9/29/2005 Wells Fargo Wells Fargo 0 0.25
58560079 2.75 2 2.75 1 YR CMT 9/19/2005 Wells Fargo Wells Fargo 0 0.25
58562745 2.75 2 2.75 1 YR CMT 9/27/2005 Wells Fargo Wells Fargo 0 0.25
58575812 2.75 2 2.75 1 YR CMT 9/13/2005 Wells Fargo Wells Fargo 0 0.25
58597089 2.75 2 2.75 1 YR CMT 8/24/2005 Wells Fargo Wells Fargo 0 0.25
58597154 2.75 2 2.75 1 YR CMT 10/4/2005 Wells Fargo Wells Fargo 0 0.25
58604802 2.75 2 2.75 1 YR CMT 9/7/2005 Wells Fargo Wells Fargo 0 0.25
58642042 2.75 2 2.75 1 YR CMT 9/7/2005 Wells Fargo Wells Fargo 0 0.25
58647678 2.75 2 2.75 1 YR CMT 8/25/2005 Wells Fargo Wells Fargo 0 0.25
58651928 2.75 2 2.75 1 YR CMT 9/7/2005 Wells Fargo Wells Fargo 0 0.25
58655663 2.75 2 2.75 1 YR CMT 9/23/2005 Wells Fargo Wells Fargo 0 0.25
58701657 2.75 2 2.75 1 YR CMT 9/6/2005 Wells Fargo Wells Fargo 0 0.25
58750357 2.75 2 2.75 1 YR CMT 8/30/2005 Wells Fargo Wells Fargo 0 0.25
58751827 2.75 2 2.75 1 YR CMT 8/31/2005 Wells Fargo Wells Fargo 0 0.25
58753583 2.75 2 2.75 1 YR CMT 9/7/2005 Wells Fargo Wells Fargo 0 0.25
58821331 2.75 2 2.75 1 YR CMT 9/29/2005 Wells Fargo Wells Fargo 0 0.25
58841727 2.75 2 2.75 1 YR CMT 8/29/2005 Wells Fargo Wells Fargo 0 0.25
58845058 2.75 2 2.75 1 YR CMT 9/15/2005 Wells Fargo Wells Fargo 0 0.25
58878034 2.75 2 2.75 1 YR CMT 10/13/2005 Wells Fargo Wells Fargo 0 0.25
58970344 2.75 2 2.75 1 YR CMT 10/27/2005 Wells Fargo Wells Fargo 0 0.25
58973686 2.75 2 2.75 1 YR CMT 9/14/2005 Wells Fargo Wells Fargo 0 0.25
139678015 2.75 2 2.75 1 YR CMT 9/10/2004 Wells Fargo Wells Fargo 0 0.25
140220187 2.75 2 2.75 1 YR CMT 10/15/2004 Wells Fargo Wells Fargo 0 0.25
140288283 2.75 2 2.75 1 YR CMT 10/7/2004 Wells Fargo Wells Fargo 0 0.25
141243493 2.75 2 2.75 1 YR CMT 8/19/2005 Wells Fargo Wells Fargo 0 0.25
142283126 2.75 2 2.75 1 YR CMT 4/12/2005 Wells Fargo Wells Fargo 0 0.25
142476449 2.75 2 2.75 1 YR CMT 3/14/2005 Wells Fargo Wells Fargo 0 0.25
142516715 2.75 2 2.75 1 YR CMT 3/14/2005 Wells Fargo Wells Fargo 0 0.25
142593326 2.75 2 2.75 1 YR CMT 4/7/2005 Wells Fargo Wells Fargo 0 0.25
142718568 2.75 2 2.75 1 YR CMT 3/8/2005 Wells Fargo Wells Fargo 0 0.25
142935337 2.75 2 2.75 1 YR CMT 7/21/2005 Wells Fargo Wells Fargo 0 0.25
143037554 2.75 2 2.75 1 YR CMT 8/10/2005 Wells Fargo Wells Fargo 0 0.25
143119402 2.75 2 2.75 1 YR CMT 5/3/2005 Wells Fargo Wells Fargo 0 0.25
143137719 2.75 2 2.75 1 YR CMT 5/26/2005 Wells Fargo Wells Fargo 0 0.25
143144236 2.75 2 2.75 1 YR CMT 4/25/2005 Wells Fargo Wells Fargo 0 0.25
143186021 2.75 2 2.75 1 YR CMT 5/13/2005 Wells Fargo Wells Fargo 0 0.25
143245298 2.75 2 2.75 1 YR CMT 5/6/2005 Wells Fargo Wells Fargo 0 0.25
143327062 2.75 2 2.75 1 YR CMT 8/4/2005 Wells Fargo Wells Fargo 0 0.25
143351682 2.75 2 2.75 1 YR CMT 8/9/2005 Wells Fargo Wells Fargo 0 0.25
143360097 2.75 2 2.75 1 YR CMT 5/19/2005 Wells Fargo Wells Fargo 0 0.25
143472157 2.75 2 2.75 1 YR CMT 5/9/2005 Wells Fargo Wells Fargo 0 0.25
143955904 2.75 2 2.75 1 YR CMT 5/25/2005 Wells Fargo Wells Fargo 0 0.25
143974707 2.75 2 2.75 1 YR CMT 9/29/2005 Wells Fargo Wells Fargo 0 0.25
144262466 2.75 2 2.75 1 YR CMT 5/25/2005 Wells Fargo Wells Fargo 0 0.25
144363462 2.75 2 2.75 1 YR CMT 6/16/2005 Wells Fargo Wells Fargo 0 0.25
144369717 2.75 2 2.75 1 YR CMT 8/8/2005 Wells Fargo Wells Fargo 0 0.25
144491107 2.75 2 2.75 1 YR CMT 7/7/2005 Wells Fargo Wells Fargo 0 0.25
144672995 2.75 2 2.75 1 YR CMT 8/19/2005 Wells Fargo Wells Fargo 0 0.25
144837168 2.75 2 2.75 1 YR CMT 7/15/2005 Wells Fargo Wells Fargo 0 0.25
144846151 2.75 2 2.75 1 YR CMT 8/1/2005 Wells Fargo Wells Fargo 0 0.25
144929692 2.75 2 2.75 1 YR CMT 8/25/2005 Wells Fargo Wells Fargo 0 0.25
144969284 2.75 2 2.75 1 YR CMT 8/26/2005 Wells Fargo Wells Fargo 0 0.25
144991494 2.75 2 2.75 1 YR CMT 7/29/2005 Wells Fargo Wells Fargo 0 0.25
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
--------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
145055281 Primary SFR 360 355 80 4.75 9/1/2005 1/1/2006 8/1/2035
145111803 Primary SFR 360 354 31.32 5.125 8/1/2005 2/1/2006 7/1/2035
145221594 Primary SFR 360 354 67.86 5 8/1/2005 1/1/2006 7/1/2035
145236006 Primary SFR 360 356 66.67 4.875 10/1/2005 2/1/2006 9/1/2035
145289997 Secondary SFR 360 355 71.43 5.125 9/1/2005 1/1/2006 8/1/2035
145325254 Primary SFR 360 356 71.43 5.125 10/1/2005 1/1/2006 9/1/2035
145332995 Secondary SFR 360 355 80 4.875 9/1/2005 1/1/2006 8/1/2035
145359071 Primary SFR 360 354 80 5 8/1/2005 1/1/2006 7/1/2035
145378741 Primary SFR 360 355 95 5 9/1/2005 1/1/2006 8/1/2035
145396974 Primary SFR 360 357 44.48 4.625 11/1/2005 1/1/2006 10/1/2035
145430252 Primary SFR 360 356 22.61 4.875 10/1/2005 1/1/2006 9/1/2035
145471645 Primary SFR 360 356 80 4.75 10/1/2005 1/1/2006 9/1/2035
145474458 Primary SFR 360 355 74.29 5.125 9/1/2005 1/1/2006 8/1/2035
145489787 Primary SFR 360 356 76.53 5.125 10/1/2005 2/1/2006 9/1/2035
145545174 Primary SFR 360 355 70.56 4.875 9/1/2005 1/1/2006 8/1/2035
145578068 Primary Condominium 360 357 80 5 11/1/2005 1/1/2006 10/1/2035
145586897 Primary Condominium 360 357 80 4.875 11/1/2005 1/1/2006 10/1/2035
145719043 Primary SFR 360 356 67.03 4.25 10/1/2005 1/1/2006 9/1/2035
145786992 Primary Cooperative 360 356 51.6 4.875 10/1/2005 1/1/2006 9/1/2035
145838207 Primary SFR 360 356 60 4.5 10/1/2005 1/1/2006 9/1/2035
145880423 Primary SFR 360 356 78.67 5 10/1/2005 1/1/2006 9/1/2035
145901674 Primary SFR 360 355 64.14 4.875 9/1/2005 1/1/2006 8/1/2035
145932521 Primary 2-Family 360 355 80 5.25 9/1/2005 1/1/2006 8/1/2035
145937546 Primary SFR 360 356 80 4.875 10/1/2005 1/1/2006 9/1/2035
146008941 Primary Condominium 360 357 80 5 11/1/2005 1/1/2006 10/1/2035
146010061 Secondary Condominium 360 357 80 5 11/1/2005 1/1/2006 10/1/2035
146024195 Primary SFR 360 357 44.33 4.875 11/1/2005 1/1/2006 10/1/2035
146032404 Primary SFR 360 356 80 4.875 10/1/2005 1/1/2006 9/1/2035
146050869 Secondary SFR 360 355 80 4.75 9/1/2005 1/1/2006 8/1/2035
146058508 Primary SFR 360 357 70 4.125 11/1/2005 1/1/2006 10/1/2035
146093166 Primary SFR 360 356 80 4.875 10/1/2005 1/1/2006 9/1/2035
146125372 Primary SFR 360 356 38.2 4.75 10/1/2005 1/1/2006 9/1/2035
146134606 Primary SFR 360 356 74.85 4.875 10/1/2005 1/1/2006 9/1/2035
146150677 Primary SFR 360 356 80 5.125 10/1/2005 1/1/2006 9/1/2035
146195888 Secondary SFR 360 357 64.52 4.5 11/1/2005 1/1/2006 10/1/2035
146258074 Secondary SFR 360 356 50.94 5.25 10/1/2005 1/1/2006 9/1/2035
146260492 Primary SFR 360 356 74.36 4.875 10/1/2005 2/1/2006 9/1/2035
146292545 Primary 2-Family 360 356 80 4.875 10/1/2005 1/1/2006 9/1/2035
146298393 Primary SFR 360 355 80 4.875 9/1/2005 1/1/2006 8/1/2035
146303953 Primary SFR 360 357 80 4.5 11/1/2005 2/1/2006 10/1/2035
146331368 Primary SFR 360 357 34.67 5 11/1/2005 2/1/2006 10/1/2035
146361274 Primary SFR 360 356 78.73 4.375 10/1/2005 1/1/2006 9/1/2035
146365382 Primary SFR 360 357 68.65 4.875 11/1/2005 2/1/2006 10/1/2035
146402706 Primary Condominium 360 356 66.6 5.125 10/1/2005 1/1/2006 9/1/2035
146416581 Primary SFR 360 356 80 4.75 10/1/2005 2/1/2006 9/1/2035
146426838 Primary SFR 360 357 75.58 5.125 11/1/2005 2/1/2006 10/1/2035
146508155 Primary SFR 360 357 80 4 11/1/2005 1/1/2006 10/1/2035
146520531 Primary SFR 360 357 80 4.875 11/1/2005 1/1/2006 10/1/2035
146586318 Primary SFR 360 356 74.07 5.125 10/1/2005 1/1/2006 9/1/2035
146652904 Primary SFR 360 357 65.71 4.875 11/1/2005 1/1/2006 10/1/2035
146692439 Primary SFR 360 357 80 4.75 11/1/2005 1/1/2006 10/1/2035
146829411 Secondary Condominium 360 357 80 5.125 11/1/2005 1/1/2006 10/1/2035
146853189 Primary SFR 360 357 80 4.875 11/1/2005 2/1/2006 10/1/2035
146871942 Primary SFR 360 358 80 5 12/1/2005 1/1/2006 11/1/2035
146923289 Secondary SFR 360 357 80 5 11/1/2005 2/1/2006 10/1/2035
146931878 Primary SFR 360 357 80 4.5 11/1/2005 1/1/2006 10/1/2035
146974118 Primary SFR 360 358 76.68 4.5 12/1/2005 1/1/2006 11/1/2035
147011241 Primary SFR 360 357 80 4.625 11/1/2005 1/1/2006 10/1/2035
LOANID PANDI PTDATE OBAL COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
--------- -------- --------- ------------ ------------ -------- ----------- ------------ --------- -------
145055281 2,921.23 12/1/2005 560,000.00 556,449.19 C/O Refi Asset Only 700,000.00 8/1/2010 9.75
145111803 978.87 1/1/2006 241,200.00 229,200.00 C/O Refi No Doc 770,000.00 7/1/2010 10.125
145221594 2,083.33 12/1/2005 712,500.00 500,000.00 C/O Refi Asset Only 1,050,000.00 7/1/2010 10
145236006 3,086.06 1/1/2006 760,000.00 759,467.95 Purchase Full 1,350,000.00 9/1/2010 9.875
145289997 2,135.42 12/1/2005 500,000.00 500,000.00 C/O Refi Asset Only 700,000.00 8/1/2010 10.125
145325254 4,270.83 12/1/2005 1,000,000.00 1,000,000.00 Purchase Asset Only 1,400,000.00 9/1/2010 10.125
145332995 3,835.00 12/1/2005 944,000.00 944,000.00 R/T Refi Asset Only 1,180,000.00 8/1/2010 9.875
145359071 2,033.33 12/1/2005 488,000.00 488,000.00 Purchase Income Only 610,000.00 7/1/2010 10
145378741 3,442.37 12/1/2005 641,250.00 637,365.28 Purchase Asset Only 676,000.00 8/1/2010 10
145396974 4,802.07 12/1/2005 934,000.00 930,379.25 R/T Refi Asset Only 2,100,000.00 10/1/2010 9.625
145430252 1,056.25 12/1/2005 260,000.00 260,000.00 C/O Refi No Doc 1,150,000.00 9/1/2010 9.875
145471645 3,901.93 12/1/2005 748,000.00 744,213.20 Purchase Full 947,000.00 9/1/2010 9.75
145474458 3,330.92 12/1/2005 780,000.00 779,922.46 C/O Refi Full 1,050,000.00 8/1/2010 10.125
145489787 1,214.70 1/1/2006 287,000.00 284,231.89 C/O Refi No Doc 375,000.00 9/1/2010 10.125
145545174 1,360.94 12/1/2005 635,000.00 335,000.00 R/T Refi No Doc 900,000.00 8/1/2010 9.875
145578068 3,933.33 12/1/2005 944,000.00 944,000.00 Purchase Full 1,180,000.00 10/1/2010 10
145586897 1,316.25 12/1/2005 324,000.00 324,000.00 Purchase No Doc 405,000.00 10/1/2010 9.875
145719043 2,160.42 12/1/2005 610,000.00 610,000.00 Purchase Asset Only 910,000.00 9/1/2010 9.25
145786992 1,970.31 12/1/2005 485,000.00 485,000.00 R/T Refi No Doc 940,000.00 9/1/2010 9.875
145838207 3,037.50 12/1/2005 810,000.00 810,000.00 R/T Refi Asset Only 1,350,000.00 9/1/2010 9.5
145880423 2,452.69 12/1/2005 590,000.00 588,646.28 C/O Refi Asset Only 750,000.00 9/1/2010 10
145901674 3,648.13 12/1/2005 898,000.00 898,000.00 R/T Refi Full 1,400,000.00 8/1/2010 9.875
145932521 3,906.70 12/1/2005 892,960.00 892,960.00 R/T Refi No Doc 1,116,200.00 8/1/2010 10.25
145937546 3,575.00 12/1/2005 880,000.00 880,000.00 R/T Refi Asset Only 1,100,000.00 9/1/2010 9.875
146008941 1,827.39 12/1/2005 438,574.00 438,574.00 Purchase No Doc 550,000.00 10/1/2010 10
146010061 1,667.00 12/1/2005 400,080.00 400,080.00 Purchase No Doc 600,000.00 10/1/2010 10
146024195 873.44 12/1/2005 215,000.00 215,000.00 C/O Refi No Doc 485,000.00 10/1/2010 9.875
146032404 2,600.00 12/1/2005 640,000.00 640,000.00 Purchase No Doc 800,000.00 9/1/2010 9.875
146050869 2,501.67 12/1/2005 632,000.00 632,000.00 Purchase Asset Only 790,000.00 8/1/2010 9.75
146058508 6,003.59 12/1/2005 1,746,500.00 1,746,500.00 Purchase Full 2,500,000.00 10/1/2010 9.125
146093166 1,160.25 12/1/2005 285,600.00 285,600.00 Purchase No Doc 357,000.00 9/1/2010 9.875
146125372 3,364.58 12/1/2005 850,000.00 850,000.00 Purchase Asset Only 2,225,000.00 9/1/2010 9.75
146134606 5,078.13 12/1/2005 1,250,000.00 1,250,000.00 Purchase Full 1,700,000.00 9/1/2010 9.875
146150677 888.14 12/1/2005 208,000.00 207,911.17 Purchase Full 265,000.00 9/1/2010 10.125
146195888 3,750.00 12/1/2005 1,000,000.00 1,000,000.00 Purchase Full 1,550,000.00 10/1/2010 9.5
146258074 974.64 12/1/2005 176,500.00 175,684.86 Purchase No Doc 350,000.00 9/1/2010 10.25
146260492 5,890.63 1/1/2006 1,450,000.00 1,450,000.00 Purchase Full 1,950,000.00 9/1/2010 9.875
146292545 2,762.50 12/1/2005 680,000.00 680,000.00 Purchase Asset Only 850,000.00 9/1/2010 9.875
146298393 3,493.75 12/1/2005 860,000.00 860,000.00 Purchase Asset Only 1,075,000.00 8/1/2010 9.875
146303953 3,418.17 1/1/2006 911,513.00 911,513.00 Purchase Asset Only 1,150,000.00 10/1/2010 9.5
146331368 1,083.33 1/1/2006 260,000.00 260,000.00 R/T Refi Full 750,000.00 10/1/2010 10
146361274 2,705.21 12/1/2005 742,000.00 742,000.00 Purchase Full 995,000.00 9/1/2010 9.375
146365382 2,463.47 1/1/2006 635,000.00 606,006.98 Purchase Full 940,000.00 10/1/2010 9.875
146402706 1,958.25 12/1/2005 359,650.00 357,950.17 Purchase No Doc 540,000.00 9/1/2010 10.125
146416581 2,058.33 1/1/2006 520,000.00 520,000.00 Purchase Full 650,000.00 9/1/2010 9.75
146426838 2,773.48 1/1/2006 650,000.00 649,600.00 R/T Refi Asset Only 860,000.00 10/1/2010 10.125
146508155 3,914.81 12/1/2005 820,000.00 816,443.73 Purchase Full 1,050,000.00 10/1/2010 9
146520531 2,661.83 12/1/2005 655,220.00 655,220.00 Purchase Full 820,000.00 10/1/2010 9.875
146586318 2,135.42 12/1/2005 500,000.00 500,000.00 R/T Refi No Doc 675,000.00 9/1/2010 10.125
146652904 2,677.80 12/1/2005 506,000.00 504,125.87 Purchase Full 830,000.00 10/1/2010 9.875
146692439 2,248.33 12/1/2005 568,000.00 568,000.00 Purchase Asset Only 747,000.00 10/1/2010 9.75
146829411 2,323.33 12/1/2005 544,000.00 544,000.00 Purchase No Doc 680,000.00 10/1/2010 10.125
146853189 2,015.00 1/1/2006 496,000.00 496,000.00 Purchase No Doc 625,000.00 10/1/2010 9.875
146871942 933.33 12/1/2005 224,000.00 224,000.00 Purchase Asset Only 280,000.00 11/1/2010 10
146923289 699.79 1/1/2006 168,000.00 167,949.79 Purchase No Doc 214,000.00 10/1/2010 10
146931878 1,048.84 12/1/2005 207,000.00 206,179.16 Purchase No Doc 265,000.00 10/1/2010 9.5
146974118 2,775.00 12/1/2005 740,000.00 740,000.00 Purchase Full 965,000.00 11/1/2010 9.5
147011241 3,269.52 12/1/2005 635,920.00 633,454.79 Purchase Asset Only 800,000.00 10/1/2010 9.625
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
--------- ----- ------ ------ -------- --------- ----------- ----------- ---- ------
145055281 2.75 2 2.75 1 YR CMT 7/19/2005 Wells Fargo Wells Fargo 0 0.25
145111803 2.75 2 2.75 1 YR CMT 6/24/2005 Wells Fargo Wells Fargo 0 0.25
145221594 2.75 2 2.75 1 YR CMT 6/23/2005 Wells Fargo Wells Fargo 0 0.25
145236006 2.75 2 2.75 1 YR CMT 7/29/2005 Wells Fargo Wells Fargo 0 0.25
145289997 2.75 2 2.75 1 YR CMT 7/25/2005 Wells Fargo Wells Fargo 0 0.25
145325254 2.75 2 2.75 1 YR CMT 8/29/2005 Wells Fargo Wells Fargo 0 0.25
145332995 2.75 2 2.75 1 YR CMT 7/25/2005 Wells Fargo Wells Fargo 0 0.25
145359071 2.75 2 2.75 1 YR CMT 6/21/2005 Wells Fargo Wells Fargo 0 0.25
145378741 2.75 2 2.75 1 YR CMT 7/29/2005 Wells Fargo Wells Fargo 0 0.25
145396974 2.75 2 2.75 1 YR CMT 9/1/2005 Wells Fargo Wells Fargo 0 0.25
145430252 2.75 2 2.75 1 YR CMT 8/9/2005 Wells Fargo Wells Fargo 0 0.25
145471645 2.75 2 2.75 1 YR CMT 8/19/2005 Wells Fargo Wells Fargo 0 0.25
145474458 2.75 2 2.75 1 YR CMT 7/7/2005 Wells Fargo Wells Fargo 0 0.25
145489787 2.75 2 2.75 1 YR CMT 7/13/2005 Wells Fargo Wells Fargo 0 0.25
145545174 2.75 2 2.75 1 YR CMT 7/12/2005 Wells Fargo Wells Fargo 0 0.25
145578068 2.75 2 2.75 1 YR CMT 8/30/2005 Wells Fargo Wells Fargo 0 0.25
145586897 2.75 2 2.75 1 YR CMT 9/29/2005 Wells Fargo Wells Fargo 0 0.25
145719043 2.75 2 2.75 1 YR CMT 8/3/2005 Wells Fargo Wells Fargo 0 0.25
145786992 2.75 2 2.75 1 YR CMT 8/25/2005 Wells Fargo Wells Fargo 0 0.25
145838207 2.75 2 2.75 1 YR CMT 8/3/2005 Wells Fargo Wells Fargo 0 0.25
145880423 2.75 2 2.75 1 YR CMT 8/25/2005 Wells Fargo Wells Fargo 0 0.25
145901674 2.75 2 2.75 1 YR CMT 7/27/2005 Wells Fargo Wells Fargo 0 0.25
145932521 2.75 2 2.75 1 YR CMT 7/19/2005 Wells Fargo Wells Fargo 0 0.25
145937546 2.75 2 2.75 1 YR CMT 8/26/2005 Wells Fargo Wells Fargo 0 0.25
146008941 2.75 2 2.75 1 YR CMT 9/19/2005 Wells Fargo Wells Fargo 0 0.25
146010061 2.75 2 2.75 1 YR CMT 9/26/2005 Wells Fargo Wells Fargo 0 0.25
146024195 2.75 2 2.75 1 YR CMT 9/8/2005 Wells Fargo Wells Fargo 0 0.25
146032404 2.75 2 2.75 1 YR CMT 8/1/2005 Wells Fargo Wells Fargo 0 0.25
146050869 2.75 2 2.75 1 YR CMT 7/22/2005 Wells Fargo Wells Fargo 0 0.25
146058508 2.75 2 2.75 1 YR CMT 9/26/2005 Wells Fargo Wells Fargo 0 0.25
146093166 2.75 2 2.75 1 YR CMT 7/26/2005 Wells Fargo Wells Fargo 0 0.25
146125372 2.75 2 2.75 1 YR CMT 8/8/2005 Wells Fargo Wells Fargo 0 0.25
146134606 2.75 2 2.75 1 YR CMT 8/10/2005 Wells Fargo Wells Fargo 0 0.25
146150677 2.75 2 2.75 1 YR CMT 8/24/2005 Wells Fargo Wells Fargo 0 0.25
146195888 2.75 2 2.75 1 YR CMT 9/30/2005 Wells Fargo Wells Fargo 0 0.25
146258074 2.75 2 2.75 1 YR CMT 7/27/2005 Wells Fargo Wells Fargo 0 0.25
146260492 2.75 2 2.75 1 YR CMT 8/31/2005 Wells Fargo Wells Fargo 0 0.25
146292545 2.75 2 2.75 1 YR CMT 7/29/2005 Wells Fargo Wells Fargo 0 0.25
146298393 2.75 2 2.75 1 YR CMT 7/22/2005 Wells Fargo Wells Fargo 0 0.25
146303953 2.75 2 2.75 1 YR CMT 9/8/2005 Wells Fargo Wells Fargo 0 0.25
146331368 2.75 2 2.75 1 YR CMT 9/8/2005 Wells Fargo Wells Fargo 0 0.25
146361274 2.75 2 2.75 1 YR CMT 8/8/2005 Wells Fargo Wells Fargo 0 0.25
146365382 2.75 2 2.75 1 YR CMT 9/9/2005 Wells Fargo Wells Fargo 0 0.25
146402706 2.75 2 2.75 1 YR CMT 8/22/2005 Wells Fargo Wells Fargo 0 0.25
146416581 2.75 2 2.75 1 YR CMT 8/16/2005 Wells Fargo Wells Fargo 0 0.25
146426838 2.75 2 2.75 1 YR CMT 8/25/2005 Wells Fargo Wells Fargo 0 0.25
146508155 2.75 2 2.75 1 YR CMT 9/20/2005 Wells Fargo Wells Fargo 0 0.25
146520531 2.75 2 2.75 1 YR CMT 9/15/2005 Wells Fargo Wells Fargo 0 0.25
146586318 2.75 2 2.75 1 YR CMT 8/19/2005 Wells Fargo Wells Fargo 0 0.25
146652904 2.75 2 2.75 1 YR CMT 8/30/2005 Wells Fargo Wells Fargo 0 0.25
146692439 2.75 2 2.75 1 YR CMT 9/2/2005 Wells Fargo Wells Fargo 0 0.25
146829411 2.75 2 2.75 1 YR CMT 9/30/2005 Wells Fargo Wells Fargo 0 0.25
146853189 2.75 2 2.75 1 YR CMT 9/19/2005 Wells Fargo Wells Fargo 0 0.25
146871942 2.75 2 2.75 1 YR CMT 10/4/2005 Wells Fargo Wells Fargo 0 0.25
146923289 2.75 2 2.75 1 YR CMT 9/19/2005 Wells Fargo Wells Fargo 0 0.25
146931878 2.75 2 2.75 1 YR CMT 9/9/2005 Wells Fargo Wells Fargo 0 0.25
146974118 2.75 2 2.75 1 YR CMT 9/23/2005 Wells Fargo Wells Fargo 0 0.25
147011241 2.75 2 2.75 1 YR CMT 9/1/2005 Wells Fargo Wells Fargo 0 0.25
EXHIBIT D-2
LOAN GROUP 2 MORTGAGE LOAN SCHEDULE
[See separate Excel file on Closing Binder CD]
D-2-1
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
---------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
6001652590 Primary Condominium 360 358 80 5.875 12/1/2005 2/1/2006 11/1/2035
6008232032 Primary SFR 360 359 80 6 1/1/2006 1/1/2006 12/1/2035
6015245720 Primary PUD 360 358 80 5.75 12/1/2005 2/1/2006 11/1/2035
6029926588 Primary Condominium 360 359 80 6.375 1/1/2006 1/1/2006 12/1/2035
6043358214 Primary Condominium 360 359 80 6.375 1/1/2006 2/1/2006 12/1/2035
6055356957 Primary SFR 360 358 79.17 6.125 12/1/2005 2/1/2006 11/1/2035
6059565223 Primary SFR 360 358 77.97 5.75 12/1/2005 2/1/2006 11/1/2035
6099066125 Primary SFR 360 359 80 6.25 1/1/2006 1/1/2006 12/1/2035
6101086723 Primary Condominium 360 358 75.76 5.75 12/1/2005 1/1/2006 11/1/2035
6105028077 Primary SFR 360 358 78.21 5.875 12/1/2005 2/1/2006 11/1/2035
6108626455 Secondary Condominium 360 357 80 5.25 11/1/2005 2/1/2006 10/1/2035
6111113400 Primary SFR 360 359 80 6.5 1/1/2006 1/1/2006 12/1/2035
6113996729 Primary SFR 360 358 80 5.5 12/1/2005 2/1/2006 11/1/2035
6121313024 Secondary Condominium 360 357 80 5.875 11/1/2005 1/1/2006 10/1/2035
6121743337 Primary SFR 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
6140237923 Primary SFR 360 358 80 5.625 12/1/2005 1/1/2006 11/1/2035
6169259501 Primary SFR 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
6176613427 Secondary Condominium 360 358 80 6.5 12/1/2005 1/1/2006 11/1/2035
6208562410 Primary SFR 360 355 80 5.625 9/1/2005 1/1/2006 8/1/2035
6215670982 Primary SFR 360 358 80 5.75 12/1/2005 1/1/2006 11/1/2035
6222721794 Primary PUD 360 359 77.34 5.75 1/1/2006 1/1/2006 12/1/2035
6232030665 Primary SFR 360 358 80 5.75 12/1/2005 1/1/2006 11/1/2035
6240650694 Primary PUD 360 359 80 5.875 1/1/2006 2/1/2006 12/1/2035
6252339723 Primary SFR 360 358 73.53 5.5 12/1/2005 2/1/2006 11/1/2035
6275911524 Primary Condominium 360 359 80 6.625 1/1/2006 2/1/2006 12/1/2035
6278386922 Secondary Condominium 360 358 80 6.875 12/1/2005 1/1/2006 11/1/2035
6283076310 Secondary SFR 360 358 80 6 12/1/2005 2/1/2006 11/1/2035
6304946376 Primary Condominium 360 359 70 5.75 1/1/2006 1/1/2006 12/1/2035
6305067545 Primary SFR 360 358 53.19 6.375 12/1/2005 1/1/2006 11/1/2035
6308295564 Secondary PUD 360 357 75 5.75 11/1/2005 1/1/2006 10/1/2035
6310204224 Primary Condominium 360 358 80 6 12/1/2005 1/1/2006 11/1/2035
6336767360 Primary Condominium 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
6371760965 Primary PUD 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
6398730504 Primary SFR 360 356 74.71 5.5 10/1/2005 1/1/2006 9/1/2035
6401382574 Primary Townhouse 360 358 80 4.75 12/1/2005 2/1/2006 11/1/2035
6403632232 Primary SFR 360 359 80 6.25 1/1/2006 2/1/2006 12/1/2035
6436059502 Primary SFR 360 358 79.62 6.625 12/1/2005 2/1/2006 11/1/2035
6470489946 Primary Condominium 360 359 77.56 6.25 1/1/2006 1/1/2006 12/1/2035
6473454962 Primary SFR 360 359 80 6.125 1/1/2006 1/1/2006 12/1/2035
6484185761 Primary SFR 360 358 80 5.625 12/1/2005 1/1/2006 11/1/2035
6496280923 Primary SFR 360 358 69.23 5.875 12/1/2005 1/1/2006 11/1/2035
6497464047 Primary SFR 360 359 76.92 5.875 1/1/2006 2/1/2006 12/1/2035
6501920554 Secondary SFR 360 358 80 5.375 12/1/2005 2/1/2006 11/1/2035
6517584238 Primary PUD 360 358 80 6.125 12/1/2005 1/1/2006 11/1/2035
6519960683 Primary PUD 360 359 80 6.25 1/1/2006 2/1/2006 12/1/2035
6530501730 Secondary Condominium 360 359 79.99 6.75 1/1/2006 1/1/2006 12/1/2035
6530881173 Investor PUD 360 359 63.89 6.75 1/1/2006 1/1/2006 12/1/2035
6536398040 Primary SFR 360 358 79.82 5.625 12/1/2005 1/1/2006 11/1/2035
6541940059 Primary PUD 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
6545713569 Primary SFR 360 359 73.05 6.125 1/1/2006 2/1/2006 12/1/2035
6548613287 Primary SFR 360 358 75 5.75 12/1/2005 1/1/2006 11/1/2035
6557303994 Secondary SFR 360 358 80 6.375 12/1/2005 1/1/2006 11/1/2035
6573780126 Secondary PUD 360 358 80 6.25 12/1/2005 2/1/2006 11/1/2035
6617278046 Primary SFR 360 358 80 5.375 12/1/2005 1/1/2006 11/1/2035
6618838459 Secondary Condominium 360 359 80 6.75 1/1/2006 1/1/2006 12/1/2035
6635491035 Secondary SFR 360 357 71.8 5.75 11/1/2005 1/1/2006 10/1/2035
6681054281 Primary Condominium 360 358 80 6.125 12/1/2005 1/1/2006 11/1/2035
6685802610 Secondary SFR 360 358 80 5.625 12/1/2005 1/1/2006 11/1/2035
6697452057 Primary Condominium 360 358 80 6.25 12/1/2005 2/1/2006 11/1/2035
6708515736 Secondary Condominium 360 359 49.83 6.375 1/1/2006 1/1/2006 12/1/2035
6722713630 Primary SFR 360 357 68.42 5.875 11/1/2005 1/1/2006 10/1/2035
6734073528 Secondary SFR 360 357 80 6.25 11/1/2005 1/1/2006 10/1/2035
6736317691 Primary SFR 360 358 80 5.625 12/1/2005 1/1/2006 11/1/2035
6792204874 Primary Condominium 360 358 80 5.125 12/1/2005 2/1/2006 11/1/2035
6802997004 Primary PUD 360 359 62.5 6.25 1/1/2006 1/1/2006 12/1/2035
6810859204 Primary Condominium 360 358 80 6.375 12/1/2005 1/1/2006 11/1/2035
6811976254 Primary SFR 360 359 80 6.5 1/1/2006 2/1/2006 12/1/2035
6824114471 Primary Condominium 360 359 80 5.625 1/1/2006 1/1/2006 12/1/2035
6827607786 Primary Townhouse 360 359 80 5.375 1/1/2006 2/1/2006 12/1/2035
LOANID PANDI PTDATE OBAL COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
---------- -------- --------- ------------ ------------ -------- ------------- ------------ --------- -------
6001652590 1,547.08 1/1/2006 316,000.00 315,000.00 Purchase Stated Income 395,000.00 11/1/2008 11.875
6008232032 713.6 1/1/2006 142,720.00 142,720.00 Purchase Standard 178,400.00 12/1/2008 12
6015245720 1,383.83 1/1/2006 288,800.00 288,800.00 Purchase Standard 385,000.00 11/1/2008 11.75
6029926588 509.58 1/1/2006 95,920.00 95,920.00 Purchase Stated Income 120,000.00 12/1/2008 12.375
6043358214 790.5 1/1/2006 148,800.00 148,800.00 Purchase Standard 190,000.00 12/1/2008 12.375
6055356957 808.12 1/1/2006 132,999.00 132,739.80 Purchase Standard 168,000.00 11/1/2008 12.125
6059565223 1,342.22 1/1/2006 230,000.00 229,518.57 R/T Refi Standard 295,000.00 11/1/2008 11.75
6099066125 554.17 1/1/2006 106,400.00 106,400.00 Purchase Standard 139,000.00 12/1/2008 12.25
6101086723 479.17 12/1/2005 100,000.00 100,000.00 Purchase Stated Income 135,000.00 11/1/2008 11.75
6105028077 1,757.60 1/1/2006 359,000.00 359,000.00 Purchase Stated Income 490,000.00 11/1/2008 11.875
6108626455 804.65 1/1/2006 183,920.00 183,920.00 Purchase Standard 230,000.00 10/1/2008 11.25
6111113400 733.2 1/1/2006 116,000.00 115,895.13 R/T Refi Standard 145,000.00 12/1/2008 12.5
6113996729 2,603.33 1/1/2006 568,000.00 567,968.33 Purchase Standard 710,000.00 11/1/2008 11.5
6121313024 2,702.50 12/1/2005 552,000.00 552,000.00 Purchase Stated Income 710,000.00 10/1/2008 11.875
6121743337 1,184.99 12/1/2005 227,519.00 227,519.00 Purchase Standard 290,000.00 11/1/2008 12.25
6140237923 2,024.63 12/1/2005 431,920.00 431,920.00 Purchase Stated Income 550,000.00 11/1/2008 11.625
6169259501 1,500.00 12/1/2005 288,000.00 288,000.00 Purchase Stated Income 360,000.00 11/1/2008 12.25
6176613427 1,018.33 12/1/2005 188,000.00 188,000.00 Purchase Standard 235,000.00 11/1/2008 12.5
6208562410 1,033.22 12/1/2005 220,420.00 220,420.00 Purchase Standard 276,000.00 8/1/2008 11.625
6215670982 480.79 12/1/2005 100,338.00 100,338.00 Purchase Standard 142,500.00 11/1/2008 11.75
6222721794 2,141.88 1/1/2006 447,000.00 447,000.00 R/T Refi Stated Income 578,000.00 12/1/2008 11.75
6232030665 2,204.17 12/1/2005 460,000.00 460,000.00 Purchase Stated Income 575,000.00 11/1/2008 11.75
6240650694 724.58 1/1/2006 148,000.00 148,000.00 Purchase Standard 185,000.00 12/1/2008 11.875
6252339723 2,291.67 1/1/2006 500,000.00 500,000.00 R/T Refi Stated Income 680,000.00 11/1/2008 11.5
6275911524 2,738.33 1/1/2006 496,000.00 496,000.00 Purchase Standard 620,000.00 12/1/2008 12.625
6278386922 1,053.71 12/1/2005 183,920.00 183,920.00 Purchase Reduced 237,000.00 11/1/2008 12.875
6283076310 1,200.00 1/1/2006 240,000.00 240,000.00 Purchase Standard 300,000.00 11/1/2008 12
6304946376 1,677.08 1/1/2006 350,000.00 350,000.00 C/O Refi Stated Income 500,000.00 12/1/2008 11.75
6305067545 5,312.50 12/1/2005 1,000,000.00 1,000,000.00 C/O Refi Stated Income 1,880,000.00 11/1/2008 12.375
6308295564 1,494.17 12/1/2005 311,827.00 311,827.00 Purchase Stated Income 575,000.00 10/1/2008 11.75
6310204224 1,109.60 12/1/2005 221,920.00 221,920.00 Purchase Stated Income 277,400.00 11/1/2008 12
6336767360 1,135.83 12/1/2005 232,000.00 232,000.00 Purchase Standard 305,000.00 11/1/2008 11.875
6371760965 2,064.08 12/1/2005 421,600.00 421,600.00 Purchase Standard 535,000.00 11/1/2008 11.875
6398730504 1,489.58 12/1/2005 325,000.00 325,000.00 Purchase Stated Income 436,000.00 9/1/2008 11.5
6401382574 474.68 1/1/2006 119,920.00 119,920.00 Purchase Standard 150,000.00 11/1/2008 10.75
6403632232 3,579.17 1/1/2006 687,200.00 687,200.00 Purchase Stated Income 865,000.00 12/1/2008 12.25
6436059502 6,901.04 1/1/2006 1,250,000.00 1,250,000.00 Purchase Standard 1,570,000.00 11/1/2008 12.625
6470489946 795.83 1/1/2006 152,800.00 152,800.00 Purchase Standard 197,000.00 12/1/2008 12.25
6473454962 2,536.26 1/1/2006 496,900.00 496,900.00 Purchase Standard 621,125.00 12/1/2008 12.125
6484185761 586.88 12/1/2005 125,200.00 125,198.05 Purchase Standard 160,000.00 11/1/2008 11.625
6496280923 1,101.56 12/1/2005 225,000.00 225,000.00 C/O Refi Stated Income 325,000.00 11/1/2008 11.875
6497464047 2,447.92 1/1/2006 500,000.00 500,000.00 R/T Refi Stated Income 650,000.00 12/1/2008 11.875
6501920554 931.67 1/1/2006 208,000.00 208,000.00 Purchase Standard 261,500.00 11/1/2008 11.375
6517584238 2,186.57 12/1/2005 428,389.00 428,389.00 Purchase Standard 540,000.00 11/1/2008 12.125
6519960683 1,016.67 1/1/2006 195,200.00 195,200.00 Purchase Standard 245,000.00 12/1/2008 12.25
6530501730 894.94 1/1/2006 159,100.00 159,100.00 Purchase Standard 200,000.00 12/1/2008 12.75
6530881173 3,414.38 1/1/2006 607,000.00 607,000.00 R/T Refi Standard 950,000.00 12/1/2008 12.75
6536398040 1,028.91 12/1/2005 219,500.00 219,500.00 R/T Refi Stated Income 275,000.00 11/1/2008 11.625
6541940059 3,187.50 12/1/2005 612,000.00 612,000.00 Purchase Stated Income 765,000.00 11/1/2008 12.25
6545713569 2,501.04 1/1/2006 490,000.00 490,000.00 Purchase Stated Income 680,200.00 12/1/2008 12.125
6548613287 4,312.50 12/1/2005 900,000.00 900,000.00 C/O Refi Standard 1,200,000.00 11/1/2008 11.75
6557303994 1,487.50 12/1/2005 280,000.00 280,000.00 Purchase Standard 385,000.00 11/1/2008 12.375
6573780126 1,239.58 1/1/2006 238,000.00 238,000.00 Purchase Standard 300,000.00 11/1/2008 12.25
6617278046 1,021.25 12/1/2005 228,000.00 228,000.00 Purchase Standard 285,000.00 11/1/2008 11.375
6618838459 720 1/1/2006 128,000.00 128,000.00 Purchase Standard 165,000.00 12/1/2008 12.75
6635491035 6,296.25 12/1/2005 1,314,000.00 1,314,000.00 C/O Refi Stated Income 1,830,000.00 10/1/2008 11.75
6681054281 767.67 12/1/2005 150,400.00 150,400.00 Purchase Standard 188,000.00 11/1/2008 12.125
6685802610 600 12/1/2005 128,000.00 128,000.00 Purchase Standard 165,000.00 11/1/2008 11.625
6697452057 1,416.67 1/1/2006 272,000.00 272,000.00 Purchase Standard 345,000.00 11/1/2008 12.25
6708515736 791.56 1/1/2006 149,000.00 149,000.00 Purchase Stated Income 300,000.00 12/1/2008 12.375
6722713630 635.65 12/1/2005 130,000.00 129,668.19 C/O Refi Stated Income 190,000.00 10/1/2008 11.875
6734073528 2,291.67 12/1/2005 440,000.00 440,000.00 Purchase Stated Income 600,000.00 10/1/2008 12.25
6736317691 819.74 12/1/2005 142,400.00 142,094.81 R/T Refi Standard 178,000.00 11/1/2008 11.625
6792204874 1,059.17 1/1/2006 248,000.00 248,000.00 Purchase Standard 310,000.00 11/1/2008 11.125
6802997004 6,510.42 1/1/2006 1,250,000.00 1,245,000.00 Purchase Standard 2,100,000.00 12/1/2008 12.25
6810859204 760.75 12/1/2005 143,200.00 143,200.00 Purchase Standard 180,000.00 11/1/2008 12.375
6811976254 1,451.67 1/1/2006 268,000.00 268,000.00 Purchase Standard 338,000.00 12/1/2008 12.5
6824114471 1,008.75 1/1/2006 215,200.00 215,200.00 Purchase Standard 269,000.00 12/1/2008 11.625
6827607786 940.76 1/1/2006 168,000.00 167,715.40 R/T Refi Standard 210,000.00 12/1/2008 11.375
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
---------- ----- ------ ------ ----------- ---------- --------------- -------- ---- ------
6001652590 2.25 2 2.25 12 MO LIBOR 10/14/2005 Bank of America BANA CRE 0 0.375
6008232032 2.25 2 2.25 12 MO LIBOR 11/15/2005 Bank of America BANA CRE 0 0.375
6015245720 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.375
6029926588 2.25 2 2.25 12 MO LIBOR 11/14/2005 Bank of America BANA CRE 0 0.375
6043358214 2.25 2 2.25 12 MO LIBOR 11/10/2005 Bank of America BANA CRE 0 0.375
6055356957 2.25 2 2.25 12 MO LIBOR 10/27/2005 Bank of America BANA CRE 0 0.375
6059565223 2.25 2 2.25 12 MO LIBOR 10/26/2005 Bank of America BANA CRE 0 0.375
6099066125 2.25 2 2.25 12 MO LIBOR 11/4/2005 Bank of America BANA CRE 0 0.375
6101086723 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.375
6105028077 2.25 2 2.25 12 MO LIBOR 9/30/2005 Bank of America BANA CRE 0 0.375
6108626455 2.25 2 2.25 12 MO LIBOR 9/29/2005 Bank of America BANA CRE 0 0.375
6111113400 2.25 2 2.25 12 MO LIBOR 11/9/2005 Bank of America BANA CRE 0 0.375
6113996729 2.25 2 2.25 12 MO LIBOR 10/20/2005 Bank of America BANA CRE 0 0.375
6121313024 2.25 2 2.25 12 MO LIBOR 9/27/2005 Bank of America BANA CRE 0 0.375
6121743337 2.25 2 2.25 12 MO LIBOR 10/14/2005 Bank of America BANA CRE 0 0.375
6140237923 2.25 2 2.25 12 MO LIBOR 10/25/2005 Bank of America BANA CRE 0 0.375
6169259501 2.25 2 2.25 12 MO LIBOR 10/25/2005 Bank of America BANA CRE 0 0.375
6176613427 2.25 2 2.25 12 MO LIBOR 10/31/2005 Bank of America BANA CRE 0 0.375
6208562410 2.25 2 2.25 12 MO LIBOR 7/20/2005 Bank of America BANA CRE 0 0.375
6215670982 2.25 2 2.25 12 MO LIBOR 10/25/2005 Bank of America BANA CRE 0 0.375
6222721794 2.25 2 2.25 12 MO LIBOR 11/9/2005 Bank of America BANA CRE 0 0.375
6232030665 2.25 2 2.25 12 MO LIBOR 10/26/2005 Bank of America BANA CRE 0 0.375
6240650694 2.25 2 2.25 12 MO LIBOR 11/4/2005 Bank of America BANA CRE 0 0.375
6252339723 2.25 2 2.25 12 MO LIBOR 10/13/2005 Bank of America BANA CRE 0 0.375
6275911524 2.25 2 2.25 12 MO LIBOR 11/15/2005 Bank of America BANA CRE 0 0.375
6278386922 2.25 2 2.25 12 MO LIBOR 10/31/2005 Bank of America BANA CRE 0 0.375
6283076310 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.375
6304946376 2.25 2 2.25 12 MO LIBOR 11/14/2005 Bank of America BANA CRE 0 0.375
6305067545 2.25 2 2.25 12 MO LIBOR 10/21/2005 Bank of America BANA CRE 0 0.375
6308295564 2.25 2 2.25 12 MO LIBOR 8/31/2005 Bank of America BANA CRE 0 0.375
6310204224 2.25 2 2.25 12 MO LIBOR 10/20/2005 Bank of America BANA CRE 0 0.375
6336767360 2.25 2 2.25 12 MO LIBOR 11/1/2005 Bank of America BANA CRE 0 0.375
6371760965 2.25 2 2.25 12 MO LIBOR 10/27/2005 Bank of America BANA CRE 0 0.375
6398730504 2.25 2 2.25 12 MO LIBOR 8/15/2005 Bank of America BANA CRE 0 0.375
6401382574 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.375
6403632232 2.25 2 2.25 12 MO LIBOR 11/1/2005 Bank of America BANA CRE 0 0.375
6436059502 2.25 2 2.25 12 MO LIBOR 11/4/2005 Bank of America BANA CRE 0 0.375
6470489946 2.25 2 2.25 12 MO LIBOR 11/9/2005 Bank of America BANA CRE 0 0.375
6473454962 2.25 2 2.25 12 MO LIBOR 11/9/2005 Bank of America BANA CRE 0 0.375
6484185761 2.25 2 2.25 12 MO LIBOR 11/1/2005 Bank of America BANA CRE 0 0.375
6496280923 2.25 2 2.25 12 MO LIBOR 10/12/2005 Bank of America BANA CRE 0 0.375
6497464047 2.25 2 2.25 12 MO LIBOR 11/17/2005 Bank of America BANA CRE 0 0.375
6501920554 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.375
6517584238 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.375
6519960683 2.25 2 2.25 12 MO LIBOR 11/18/2005 Bank of America BANA CRE 0 0.375
6530501730 2.25 2 2.25 12 MO LIBOR 11/15/2005 Bank of America BANA CRE 0 0.375
6530881173 2.25 2 2.25 12 MO LIBOR 11/3/2005 Bank of America BANA CRE 0 0.375
6536398040 2.25 2 2.25 12 MO LIBOR 10/19/2005 Bank of America BANA CRE 0 0.375
6541940059 2.25 2 2.25 12 MO LIBOR 10/21/2005 Bank of America BANA CRE 0 0.375
6545713569 2.25 2 2.25 12 MO LIBOR 11/1/2005 Bank of America BANA CRE 0 0.375
6548613287 2.25 2 2.25 12 MO LIBOR 10/20/2005 Bank of America BANA CRE 0 0.375
6557303994 2.25 2 2.25 12 MO LIBOR 10/17/2005 Bank of America BANA CRE 0 0.375
6573780126 2.25 2 2.25 12 MO LIBOR 10/20/2005 Bank of America BANA CRE 0 0.375
6617278046 2.25 2 2.25 12 MO LIBOR 10/5/2005 Bank of America BANA CRE 0 0.375
6618838459 2.25 2 2.25 12 MO LIBOR 11/10/2005 Bank of America BANA CRE 0 0.375
6635491035 2.25 2 2.25 12 MO LIBOR 9/20/2005 Bank of America BANA CRE 0 0.375
6681054281 2.25 2 2.25 12 MO LIBOR 10/31/2005 Bank of America BANA CRE 0 0.375
6685802610 2.25 2 2.25 12 MO LIBOR 10/6/2005 Bank of America BANA CRE 0 0.375
6697452057 2.25 2 2.25 12 MO LIBOR 10/5/2005 Bank of America BANA CRE 0 0.375
6708515736 2.25 2 2.25 12 MO LIBOR 11/18/2005 Bank of America BANA CRE 0 0.375
6722713630 2.25 2 2.25 12 MO LIBOR 9/23/2005 Bank of America BANA CRE 0 0.375
6734073528 2.25 2 2.25 12 MO LIBOR 9/15/2005 Bank of America BANA CRE 0 0.375
6736317691 2.25 2 2.25 12 MO LIBOR 10/26/2005 Bank of America BANA CRE 0 0.375
6792204874 2.25 2 2.25 12 MO LIBOR 10/21/2005 Bank of America BANA CRE 0 0.375
6802997004 2.25 2 2.25 12 MO LIBOR 11/8/2005 Bank of America BANA CRE 0 0.375
6810859204 2.25 2 2.25 12 MO LIBOR 10/24/2005 Bank of America BANA CRE 0 0.375
6811976254 2.25 2 2.25 12 MO LIBOR 11/17/2005 Bank of America BANA CRE 0 0.375
6824114471 2.25 2 2.25 12 MO LIBOR 11/15/2005 Bank of America BANA CRE 0 0.375
6827607786 2.25 2 2.25 12 MO LIBOR 11/10/2005 Bank of America BANA CRE 0 0.375
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
---------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
6835483071 Secondary Condominium 360 359 62.34 5.5 1/1/2006 2/1/2006 12/1/2035
6838299367 Primary SFR 360 359 80 5.75 1/1/2006 2/1/2006 12/1/2035
6844132313 Primary Condominium 360 358 80 5.75 12/1/2005 2/1/2006 11/1/2035
6855090996 Primary SFR 360 358 80 6.25 12/1/2005 2/1/2006 11/1/2035
6867131135 Primary Condominium 360 356 79.43 5.75 10/1/2005 1/1/2006 9/1/2035
6879077094 Primary Condominium 360 358 80 5.75 12/1/2005 1/1/2006 11/1/2035
6883822576 Primary Condominium 360 358 80 6 12/1/2005 2/1/2006 11/1/2035
6886923405 Primary PUD 360 359 71.65 5.875 1/1/2006 2/1/2006 12/1/2035
6897993660 Secondary SFR 360 358 80 5.875 12/1/2005 2/1/2006 11/1/2035
6903339676 Primary PUD 360 358 80 5.5 12/1/2005 1/1/2006 11/1/2035
6903378690 Primary SFR 360 358 80 5.375 12/1/2005 1/1/2006 11/1/2035
6916826883 Secondary Condominium 360 358 79.99 6.25 12/1/2005 2/1/2006 11/1/2035
6921072374 Primary SFR 360 359 80 5.5 1/1/2006 1/1/2006 12/1/2035
6925725084 Secondary Condominium 360 358 79.98 5.75 12/1/2005 1/1/2006 11/1/2035
6934516748 Primary SFR 360 358 80 5.875 12/1/2005 2/1/2006 11/1/2035
6943859071 Primary SFR 360 359 80 6.25 1/1/2006 1/1/2006 12/1/2035
6974839166 Primary Condominium 360 358 80 5.25 12/1/2005 1/1/2006 11/1/2035
6979171144 Primary Condominium 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
6979791172 Primary SFR 360 358 68.18 5.625 12/1/2005 1/1/2006 11/1/2035
6980625351 Primary SFR 360 359 80 5.875 1/1/2006 2/1/2006 12/1/2035
6988598949 Primary Condominium 360 358 80 6.25 12/1/2005 2/1/2006 11/1/2035
6994230396 Secondary Condominium 360 359 80 6.125 1/1/2006 1/1/2006 12/1/2035
6994888045 Primary PUD 360 359 80 5.875 1/1/2006 1/1/2006 12/1/2035
6014161332 Primary SFR 360 357 95 6 11/1/2005 1/1/2006 10/1/2035
6277901507 Primary SFR 360 357 95 5.625 11/1/2005 2/1/2006 10/1/2035
6460550707 Secondary SFR 360 358 95 5.875 12/1/2005 1/1/2006 11/1/2035
6493193004 Primary SFR 360 357 95 5.5 11/1/2005 1/1/2006 10/1/2035
6715161961 Primary PUD 360 358 95 5.375 12/1/2005 1/1/2006 11/1/2035
6966437078 Primary Condominium 360 358 80.3 5.875 12/1/2005 2/1/2006 11/1/2035
6971006561 Primary SFR 360 358 95 5.875 12/1/2005 1/1/2006 11/1/2035
6054353013 Primary SFR 360 358 80 5 12/1/2005 1/1/2006 11/1/2035
6174558079 Primary SFR 360 358 80 5.125 12/1/2005 1/1/2006 11/1/2035
6259358841 Primary SFR 360 357 79.04 6 11/1/2005 1/1/2006 10/1/2035
6422276664 Primary PUD 360 357 65 6.25 11/1/2005 1/1/2006 10/1/2035
3303005049 Primary SFR 360 356 95 5.375 10/1/2005 1/1/2006 9/1/2035
3303011591 Primary PUD 360 357 80 5.875 11/1/2005 1/1/2006 10/1/2035
6112610545 Primary PUD 360 357 64.06 5.25 11/1/2005 1/1/2006 10/1/2035
6216097029 Primary PUD 360 357 80 5.875 11/1/2005 2/1/2006 10/1/2035
6236442817 Primary Condominium 360 353 73.02 5.25 7/1/2005 1/1/2006 6/1/2035
6706076616 Primary PUD 360 356 54.79 5.25 10/1/2005 2/1/2006 9/1/2035
6731452055 Secondary Condominium 360 354 80 5.375 8/1/2005 1/1/2006 7/1/2035
6846938204 Investor SFR 360 356 70 6 10/1/2005 1/1/2006 9/1/2035
6873686791 Primary PUD 360 356 70 5.625 10/1/2005 1/1/2006 9/1/2035
6944499034 Secondary Condominium 360 356 71.91 5.5 10/1/2005 1/1/2006 9/1/2035
6182644184 Primary Condominium 360 356 70 5.125 10/1/2005 1/1/2006 9/1/2035
6225798617 Secondary PUD 360 356 80 5.25 10/1/2005 1/1/2006 9/1/2035
6288657080 Investor Condominium 360 356 80 7.125 10/1/2005 1/1/2006 9/1/2035
6315233079 Primary Condominium 360 356 78.28 5.5 10/1/2005 2/1/2006 9/1/2035
6567141335 Primary PUD 360 356 68.58 5.375 10/1/2005 1/1/2006 9/1/2035
6803042982 Primary PUD 360 356 80 5.125 10/1/2005 1/1/2006 9/1/2035
6928170163 Primary SFR 360 356 80 4.75 10/1/2005 1/1/2006 9/1/2035
6262026468 Secondary SFR 360 350 80 5.125 4/1/2005 1/1/2006 3/1/2035
89065959 Primary SFR 360 350 70 6.375 4/1/2005 1/1/2006 3/1/2035
87289043 Investor 3-Family 360 349 75 7.5 3/1/2005 1/1/2006 2/1/2035
80144899 Primary PUD 360 347 80 5.25 1/1/2005 1/1/2006 12/1/2034
108167160 Secondary Condominium 360 354 80 5.5 8/1/2005 1/1/2006 7/1/2035
101146905 Primary SFR 360 354 80 5.625 8/1/2005 1/1/2006 7/1/2035
101038925 Primary SFR 360 354 80 5.375 8/1/2005 1/1/2006 7/1/2035
101288625 Primary SFR 360 353 80 6.25 7/1/2005 1/1/2006 6/1/2035
201950201 Primary SFR 360 347 80 4.875 1/1/2005 1/1/2006 12/1/2034
85446870 Primary SFR 360 348 80 6 2/1/2005 1/1/2006 1/1/2035
85545796 Primary 2-Family 360 348 85 6.75 2/1/2005 1/1/2006 1/1/2035
85676856 Primary PUD 360 348 80 5.625 2/1/2005 1/1/2006 1/1/2035
85692473 Investor SFR 360 348 90 6.625 2/1/2005 2/1/2006 1/1/2035
201679149 Primary PUD 360 348 80 6 2/1/2005 2/1/2006 1/1/2035
201868155 Investor PUD 360 347 80 6 1/1/2005 1/1/2006 12/1/2034
3998477 Secondary Condominium 360 353 53.53 3.875 7/1/2005 1/1/2006 6/1/2035
4087316 Primary SFR 360 355 80 4.625 9/1/2005 1/1/2006 8/1/2035
3959479 Primary Condominium 360 352 69.09 3.625 6/1/2005 1/1/2006 5/1/2035
4135105 Primary Condominium 360 354 70.73 4.75 8/1/2005 1/1/2006 7/1/2035
3929768 Primary SFR 360 351 78.46 4.875 5/1/2005 2/1/2006 4/1/2035
LOANID PANDI PTDATE OBAL COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
---------- -------- --------- ------------ ------------ -------- ------------- ------------ --------- -------
6835483071 1,100.00 1/1/2006 240,000.00 240,000.00 Purchase Stated Income 385,000.00 12/1/2008 11.5
6838299367 1,207.50 1/1/2006 252,000.00 252,000.00 Purchase Standard 315,000.00 12/1/2008 11.75
6844132313 2,151.64 1/1/2006 451,200.00 448,515.91 Purchase Standard 565,000.00 11/1/2008 11.75
6855090996 966.67 1/1/2006 185,600.00 185,600.00 Purchase Standard 232,000.00 11/1/2008 12.25
6867131135 847.17 12/1/2005 176,800.00 176,800.00 Purchase Standard 230,000.00 9/1/2008 11.75
6879077094 701.5 12/1/2005 146,400.00 146,400.00 Purchase Standard 183,000.00 11/1/2008 11.75
6883822576 1,170.00 1/1/2006 234,000.00 234,000.00 Purchase Standard 292,500.00 11/1/2008 12
6886923405 3,613.12 1/1/2006 738,000.00 738,000.00 R/T Refi Stated Income 1,030,000.00 12/1/2008 11.875
6897993660 583.58 1/1/2006 119,200.00 119,200.00 Purchase Standard 150,000.00 11/1/2008 11.875
6903339676 1,685.20 12/1/2005 296,800.00 296,148.77 Purchase Standard 374,000.00 11/1/2008 11.5
6903378690 1,279.25 12/1/2005 285,600.00 285,600.00 Purchase Standard 357,000.00 11/1/2008 11.375
6916826883 1,611.98 1/1/2006 309,500.00 309,500.00 Purchase Standard 595,000.00 11/1/2008 12.25
6921072374 253 1/1/2006 55,200.00 55,200.00 Purchase Standard 84,500.00 12/1/2008 11.5
6925725084 1,665.58 12/1/2005 347,600.00 347,600.00 Purchase Stated Income 564,000.00 11/1/2008 11.75
6934516748 685.41 1/1/2006 139,999.00 139,999.00 Purchase Standard 183,000.00 11/1/2008 11.875
6943859071 1,208.33 1/1/2006 232,000.00 232,000.00 Purchase Standard 300,000.00 12/1/2008 12.25
6974839166 693 12/1/2005 158,400.00 158,400.00 Purchase Standard 198,000.00 11/1/2008 11.25
6979171144 251.76 12/1/2005 42,560.00 42,473.00 Purchase Standard 65,000.00 11/1/2008 11.875
6979791172 843.75 12/1/2005 180,000.00 180,000.00 C/O Refi Stated Income 264,000.00 11/1/2008 11.625
6980625351 2,154.17 1/1/2006 440,000.00 440,000.00 Purchase Standard 600,000.00 12/1/2008 11.875
6988598949 2,458.33 1/1/2006 472,000.00 472,000.00 R/T Refi Rapid 590,000.00 11/1/2008 12.25
6994230396 735 1/1/2006 144,000.00 144,000.00 Purchase Standard 195,000.00 12/1/2008 12.125
6994888045 493.5 1/1/2006 100,800.00 100,800.00 Purchase Standard 126,300.00 12/1/2008 11.875
6014161332 330.36 12/1/2005 55,100.00 54,934.60 Purchase Unknown 69,000.00 10/1/2008 12
6277901507 1,394.53 1/1/2006 242,250.00 241,469.40 Purchase Unknown 255,000.00 10/1/2008 11.625
6460550707 738.98 12/1/2005 124,925.00 124,669.64 Purchase Unknown 131,500.00 11/1/2008 11.875
6493193004 1,564.26 12/1/2005 275,500.00 274,501.70 Purchase Unknown 300,000.00 10/1/2006 11.5
6715161961 685.58 12/1/2005 122,431.00 122,156.00 Purchase Unknown 130,000.00 11/1/2008 11.375
6966437078 629.4 1/1/2006 106,400.00 106,182.51 Purchase Unknown 133,000.00 11/1/2008 11.875
6971006561 618.16 12/1/2005 104,500.00 104,286.38 Purchase Unknown 172,000.00 11/1/2008 11.875
6054353013 604.17 12/1/2005 145,000.00 145,000.00 Purchase Standard 200,000.00 11/1/2008 11
6174558079 1,780.08 12/1/2005 416,800.00 416,800.00 Purchase Standard 525,000.00 11/1/2008 11.125
6259358841 786.62 12/1/2005 131,200.00 130,806.18 R/T Refi Standard 166,000.00 10/1/2008 12
6422276664 8,463.54 12/1/2005 1,625,000.00 1,625,000.00 R/T Refi Stated Income 2,500,000.00 10/1/2008 12.25
3303005049 2,127.90 12/1/2005 380,000.00 378,285.26 Purchase Standard 400,000.00 3/1/2006 11.375
3303011591 2,673.76 12/1/2005 452,000.00 450,610.69 Purchase Reduced 570,000.00 4/1/2006 11.875
6112610545 5,522.04 12/1/2005 1,000,000.00 996,543.80 Purchase Rapid 1,565,000.00 10/1/2006 11.25
6216097029 2,295.17 1/1/2006 388,000.00 386,807.42 Purchase Reduced 495,000.00 4/1/2006 11.875
6236442817 2,540.14 12/1/2005 460,000.00 456,257.42 R/T Refi Rapid 630,000.00 6/1/2006 11.25
6706076616 4,417.63 1/1/2006 800,000.00 796,305.32 C/O Refi Rapid 1,460,000.00 3/1/2006 11.25
6731452055 3,758.98 12/1/2005 671,280.00 666,715.94 Purchase Reduced 873,000.00 7/1/2006 11.375
6846938204 2,832.88 12/1/2005 472,500.00 470,604.32 Purchase Standard 675,000.00 9/1/2006 12
6873686791 4,351.41 12/1/2005 755,903.00 752,647.75 Purchase Rapid 1,080,000.00 3/1/2006 11.625
6944499034 3,633.85 12/1/2005 640,000.00 637,178.61 Purchase Standard 940,000.00 9/1/2006 11.5
6182644184 2,092.71 12/1/2005 490,000.00 490,000.00 C/O Refi Stated Income 700,000.00 9/1/2008 11.125
6225798617 640.5 12/1/2005 146,400.00 146,361.43 Purchase Standard 183,000.00 9/1/2008 11.25
6288657080 7,941.62 12/1/2005 1,178,774.00 1,174,969.68 Purchase Standard 1,500,000.00 3/1/2006 13.125
6315233079 2,080.75 1/1/2006 454,000.00 452,717.29 R/T Refi Stated Income 580,000.00 9/1/2008 11.5
6567141335 1,106.35 12/1/2005 247,000.00 247,000.00 Purchase Stated Income 361,000.00 9/1/2008 11.375
6803042982 2,009.00 12/1/2005 470,400.00 470,399.55 R/T Refi Stated Income 588,000.00 9/1/2008 11.125
6928170163 1,128.18 12/1/2005 285,015.00 285,015.00 Purchase Standard 357,000.00 9/1/2008 10.75
6262026468 3,266.93 12/1/2005 600,000.00 592,818.77 Purchase Unknown 750,000.00 3/1/2008 11.125
89065959 5,498.17 12/1/2005 881,300.00 872,939.43 Purchase Reduced 1,259,000.00 3/1/2008 12.375
87289043 3,775.59 12/1/2005 604,095.00 604,095.00 Purchase Reduced 808,000.00 2/1/2008 13.5
80144899 2,677.50 12/1/2005 612,000.00 611,866.12 C/O Refi Reduced 765,000.00 12/1/2007 11.25
108167160 3,747.26 12/1/2005 817,584.00 817,584.00 Purchase Alternative 1,110,000.00 7/1/2008 11.5
101146905 2,786.25 12/1/2005 594,400.00 594,400.00 Purchase Preferred 745,000.00 7/1/2008 11.625
101038925 3,135.42 12/1/2005 700,000.00 700,000.00 Purchase Preferred 875,000.00 7/1/2008 11.375
101288625 3,520.83 12/1/2005 676,000.00 675,578.89 Purchase Reduced 845,000.00 6/1/2008 12.25
201950201 3,103.75 12/1/2005 764,000.00 762,903.03 R/T Refi Stated Income 955,000.00 12/1/2007 10.875
85446870 1,180.00 12/1/2005 236,000.00 235,943.00 C/O Refi Stated Income 295,000.00 1/1/2008 12
85545796 711.19 12/1/2005 109,650.00 108,481.38 Purchase No Doc 129,000.00 1/1/2008 12.75
85676856 3,000.00 12/1/2005 640,000.00 640,000.00 Purchase Stated Income 800,000.00 1/1/2008 11.625
85692473 2,052.10 1/1/2006 371,700.00 371,456.34 Purchase Stated Income 430,000.00 1/1/2008 12.625
201679149 988 1/1/2006 197,600.00 197,600.00 Purchase Stated Income 255,000.00 1/1/2008 12
201868155 1,410.00 12/1/2005 282,000.00 281,790.50 Purchase Stated Income 354,000.00 12/1/2007 12
3998477 1,322.34 12/1/2005 409,500.00 409,500.00 R/T Refi Stated/VOA 765,000.00 12/1/2005 12
4087316 1,698.92 12/1/2005 440,800.00 440,800.00 R/T Refi Stated/VOA 551,000.00 2/1/2006 12
3959479 573.96 12/1/2005 190,000.00 189,768.66 Purchase Full 275,000.00 11/1/2005 12
4135105 573.96 12/1/2005 145,000.00 145,000.00 Purchase Full 205,000.00 1/1/2006 12
3929768 1,164.26 1/1/2006 220,000.00 217,664.96 Purchase Full 281,000.00 10/1/2005 12
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
---------- ----- ------ ------ ----------- ---------- ------------------- ------------------- ---- ------
6835483071 2.25 2 2.25 12 MO LIBOR 11/7/2005 Bank of America BANA CRE 0 0.375
6838299367 2.25 2 2.25 12 MO LIBOR 10/31/2005 Bank of America BANA CRE 0 0.375
6844132313 2.25 2 2.25 12 MO LIBOR 10/19/2005 Bank of America BANA CRE 0 0.375
6855090996 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.375
6867131135 2.25 2 2.25 12 MO LIBOR 8/18/2005 Bank of America BANA CRE 0 0.375
6879077094 2.25 2 2.25 12 MO LIBOR 10/24/2005 Bank of America BANA CRE 0 0.375
6883822576 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.375
6886923405 2.25 2 2.25 12 MO LIBOR 11/8/2005 Bank of America BANA CRE 0 0.375
6897993660 2.25 2 2.25 12 MO LIBOR 10/31/2005 Bank of America BANA CRE 0 0.375
6903339676 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.375
6903378690 2.25 2 2.25 12 MO LIBOR 10/13/2005 Bank of America BANA CRE 0 0.375
6916826883 2.25 2 2.25 12 MO LIBOR 10/3/2005 Bank of America BANA CRE 0 0.375
6921072374 2.25 2 2.25 12 MO LIBOR 11/7/2005 Bank of America BANA CRE 0 0.375
6925725084 2.25 2 2.25 12 MO LIBOR 11/1/2005 Bank of America BANA CRE 0 0.375
6934516748 2.25 2 2.25 12 MO LIBOR 10/6/2005 Bank of America BANA CRE 0 0.375
6943859071 2.25 2 2.25 12 MO LIBOR 11/2/2005 Bank of America BANA CRE 0 0.375
6974839166 2.25 2 2.25 12 MO LIBOR 10/25/2005 Bank of America BANA CRE 0 0.375
6979171144 2.25 2 2.25 12 MO LIBOR 10/26/2005 Bank of America BANA CRE 0 0.375
6979791172 2.25 2 2.25 12 MO LIBOR 10/26/2005 Bank of America BANA CRE 0 0.375
6980625351 2.25 2 2.25 12 MO LIBOR 11/18/2005 Bank of America BANA CRE 0 0.375
6988598949 2.25 2 2.25 12 MO LIBOR 10/24/2005 Bank of America BANA CRE 0 0.375
6994230396 2.25 2 2.25 12 MO LIBOR 11/2/2005 Bank of America BANA CRE 0 0.375
6994888045 2.25 2 2.25 12 MO LIBOR 11/9/2005 Bank of America BANA CRE 0 0.375
6014161332 2.25 2 2.25 12 MO LIBOR 9/19/2005 Bank of America BANA CRE 0 0.375
6277901507 2.25 2 2.25 12 MO LIBOR 9/28/2005 Bank of America BANA CRE 0 0.375
6460550707 2.25 2 2.25 12 MO LIBOR 10/12/2005 Bank of America BANA CRE 0 0.375
6493193004 2.25 2 2.25 12 MO LIBOR 9/7/2005 Bank of America BANA CRE 0 0.375
6715161961 2.25 2 2.25 12 MO LIBOR 10/21/2005 Bank of America BANA CRE 0 0.375
6966437078 2.25 2 2.25 12 MO LIBOR 10/18/2005 Bank of America BANA CRE 0 0.375
6971006561 2.25 2 2.25 12 MO LIBOR 10/21/2005 Bank of America BANA CRE 0 0.375
6054353013 2.25 2 2.25 12 MO LIBOR 10/3/2005 Bank of America BANA CRE 0 0.375
6174558079 2.25 2 2.25 12 MO LIBOR 9/30/2005 Bank of America BANA CRE 0 0.375
6259358841 2.25 2 2.25 12 MO LIBOR 9/23/2005 Bank of America BANA CRE 0 0.375
6422276664 2.25 2 2.25 12 MO LIBOR 9/30/2005 Bank of America BANA CRE 0 0.375
3303005049 2.25 1 2.25 6 MO LIBOR 8/31/2005 Bank of America BANA CRE 0 0.375
3303011591 2.25 1 2.25 6 MO LIBOR 9/10/2005 Bank of America BANA CRE 0 0.375
6112610545 2.25 2 2.25 12 MO LIBOR 8/30/2005 Bank of America BANA CRE 0 0.375
6216097029 2.25 1 2.25 6 MO LIBOR 9/9/2005 Bank of America BANA CRE 0 0.375
6236442817 2.25 2 2.25 12 MO LIBOR 5/24/2005 Bank of America BANA CRE 0 0.375
6706076616 2.25 1 2.25 6 MO LIBOR 8/5/2005 Bank of America BANA CRE 0 0.375
6731452055 2.25 2 2.25 12 MO LIBOR 6/8/2005 Bank of America BANA CRE 0 0.375
6846938204 2.25 2 2.25 12 MO LIBOR 8/31/2005 Bank of America BANA CRE 0 0.375
6873686791 2.25 1 2.25 6 MO LIBOR 8/26/2005 Bank of America BANA CRE 0 0.375
6944499034 2.25 2 2.25 12 MO LIBOR 8/29/2005 Bank of America BANA CRE 0 0.375
6182644184 2.25 2 2.25 12 MO LIBOR 8/5/2005 Bank of America BANA CRE 0 0.375
6225798617 2.25 2 2.25 12 MO LIBOR 8/24/2005 Bank of America BANA CRE 0 0.375
6288657080 2.75 1 2.75 6 MO LIBOR 8/24/2005 Bank of America BANA CRE 0 0.375
6315233079 2.25 2 2.25 12 MO LIBOR 8/16/2005 Bank of America BANA CRE 0 0.375
6567141335 2.25 2 2.25 12 MO LIBOR 8/29/2005 Bank of America BANA CRE 0 0.375
6803042982 2.25 2 2.25 12 MO LIBOR 8/12/2005 Bank of America BANA CRE 0 0.375
6928170163 2.25 2 2.25 12 MO LIBOR 8/25/2005 Bank of America BANA CRE 0 0.375
6262026468 2.25 2 2.25 12 MO LIBOR 2/11/2005 Bank of America BANA CRE 0 0.375
89065959 2.25 2 2.25 12 MO LIBOR 2/9/2005 CWHL CWHL 0 0.25
87289043 2.25 2 2.25 12 MO LIBOR 1/5/2005 CWHL CWHL 0 0.25
80144899 2.25 2 2.25 12 MO LIBOR 11/23/2004 CWHL CWHL 0 0.25
108167160 2.25 2 2.25 12 MO LIBOR 6/30/2005 CWHL CWHL 0 0.25
101146905 2.25 2 2.25 12 MO LIBOR 6/21/2005 CWHL CWHL 0 0.25
101038925 2.25 2 2.25 12 MO LIBOR 6/16/2005 CWHL CWHL 0 0.25
101288625 2.25 2 2.25 12 MO LIBOR 5/11/2005 CWHL CWHL 0 0.25
201950201 2.25 1 2.25 6 MO LIBOR 11/24/2004 Greenpoint Mortgage Greenpoint Mortgage 0 0.25
85446870 2.75 1 2.75 6 MO LIBOR 12/10/2004 Greenpoint Mortgage Greenpoint Mortgage 0 0.25
85545796 2.75 1 2.75 6 MO LIBOR 12/10/2004 Greenpoint Mortgage Greenpoint Mortgage 0 0.25
85676856 2.75 1 2.75 6 MO LIBOR 12/15/2004 Greenpoint Mortgage Greenpoint Mortgage 0 0.25
85692473 2.75 1 2.75 6 MO LIBOR 12/15/2004 Greenpoint Mortgage Greenpoint Mortgage 0 0.25
201679149 2.75 1 2.75 6 MO LIBOR 12/14/2004 Greenpoint Mortgage Greenpoint Mortgage 0 0.25
201868155 2.75 1 2.75 6 MO LIBOR 11/3/2004 Greenpoint Mortgage Greenpoint Mortgage 0 0.25
3998477 2.125 0 2.125 6 MO LIBOR 6/3/2005 NatCity NatCity 0 0.375
4087316 2.125 0 2.125 6 MO LIBOR 7/19/2005 NatCity NatCity 0 0.375
3959479 2.125 0 2.125 6 MO LIBOR 4/5/2005 NatCity NatCity 0 0.375
4135105 2.125 0 2.125 6 MO LIBOR 6/24/2005 NatCity NatCity 0 0.375
3929768 2.25 1 2.25 6 MO LIBOR 3/17/2005 NatCity NatCity 0 0.375
EXHIBIT D-3
LOAN GROUP 3 MORTGAGE LOAN SCHEDULE
[See separate Excel file on Closing Binder CD]
D-3-1
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
---------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
6022360280 Primary SFR 360 355 65.54 5.375 9/1/2005 2/1/2006 8/1/2035
6032472398 Secondary PUD 360 358 75 5.625 12/1/2005 1/1/2006 11/1/2035
6033373579 Primary Condominium 360 358 79.99 5.875 12/1/2005 1/1/2006 11/1/2035
6033406965 Secondary Condominium 360 359 80 6.75 1/1/2006 2/1/2006 12/1/2035
6116571479 Primary Condominium 360 358 80 5.75 12/1/2005 1/1/2006 11/1/2035
6123872423 Secondary Condominium 360 358 80 6.875 12/1/2005 1/1/2006 11/1/2035
6137700396 Primary SFR 360 359 80 6.5 1/1/2006 1/1/2006 12/1/2035
6163555649 Primary PUD 360 359 80 6 1/1/2006 2/1/2006 12/1/2035
6176887195 Primary Condominium 360 358 80 6.625 12/1/2005 1/1/2006 11/1/2035
6190729142 Primary Condominium 360 359 80 6.625 1/1/2006 1/1/2006 12/1/2035
6202741994 Investor Condominium 360 358 80 6.625 12/1/2005 1/1/2006 11/1/2035
6205243881 Investor Condominium 360 359 35.09 6.25 1/1/2006 1/1/2006 12/1/2035
6211719973 Primary PUD 360 358 80 5.25 12/1/2005 1/1/2006 11/1/2035
6218009444 Secondary Condominium 360 358 80 6.5 12/1/2005 1/1/2006 11/1/2035
6252611220 Primary Condominium 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
6258975587 Primary 2-Family 360 359 70 5.625 1/1/2006 2/1/2006 12/1/2035
6264264620 Primary Condominium 360 358 79.4 6.25 12/1/2005 3/1/2006 11/1/2035
6280854891 Primary Condominium 360 359 80 5.625 1/1/2006 2/1/2006 12/1/2035
6282018065 Primary Condominium 360 359 80 5.75 1/1/2006 1/1/2006 12/1/2035
6290860250 Primary Condominium 360 358 80 5.375 12/1/2005 1/1/2006 11/1/2035
6291188404 Secondary Condominium 360 358 80 6.625 12/1/2005 2/1/2006 11/1/2035
6317089107 Investor SFR 360 358 70 6.875 12/1/2005 1/1/2006 11/1/2035
6336580821 Primary PUD 360 358 76.93 6.25 12/1/2005 1/1/2006 11/1/2035
6341084280 Primary Condominium 360 359 70 5.5 1/1/2006 2/1/2006 12/1/2035
6388144039 Primary Condominium 360 358 80 5.25 12/1/2005 1/1/2006 11/1/2035
6413073294 Primary Condominium 360 359 80 6.25 1/1/2006 2/1/2006 12/1/2035
6423309712 Primary Condominium 360 359 80 6.25 1/1/2006 1/1/2006 12/1/2035
6443454530 Investor 3-Family 360 359 64.37 6.125 1/1/2006 2/1/2006 12/1/2035
6444046871 Secondary Condominium 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
6496742120 Secondary SFR 360 359 80 6.5 1/1/2006 2/1/2006 12/1/2035
6502140368 Primary SFR 360 351 80 6.375 5/1/2005 1/1/2006 4/1/2035
6509140130 Primary Condominium 360 359 80 6.375 1/1/2006 2/1/2006 12/1/2035
6562484490 Primary SFR 360 358 80 5.25 12/1/2005 1/1/2006 11/1/2035
6612079951 Primary Condominium 360 358 80 6.75 12/1/2005 2/1/2006 11/1/2035
6651214139 Secondary SFR 360 358 70 6.125 12/1/2005 2/1/2006 11/1/2035
6683017047 Secondary Condominium 360 358 75 6.375 12/1/2005 1/1/2006 11/1/2035
6689663679 Secondary Condominium 360 359 80 5.75 1/1/2006 2/1/2006 12/1/2035
6717814831 Primary SFR 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
6729305315 Primary Condominium 360 359 80 5.625 1/1/2006 1/1/2006 12/1/2035
6779753737 Primary PUD 360 358 80 5.25 12/1/2005 1/1/2006 11/1/2035
6796121603 Primary Condominium 360 358 80 6.125 12/1/2005 2/1/2006 11/1/2035
6843584555 Secondary Condominium 360 358 80 6.125 12/1/2005 1/1/2006 11/1/2035
6892307296 Secondary Condominium 360 359 80 6.625 1/1/2006 2/1/2006 12/1/2035
6958629740 Secondary Condominium 360 359 80 6 1/1/2006 1/1/2006 12/1/2035
6997875924 Primary Condominium 360 359 80 6.5 1/1/2006 1/1/2006 12/1/2035
3302528249 Primary Condominium 360 358 95 5.125 12/1/2005 1/1/2006 11/1/2035
6035859583 Secondary SFR 360 356 95 5.25 10/1/2005 1/1/2006 9/1/2035
6101928437 Primary SFR 360 359 80 6.875 1/1/2006 2/1/2006 12/1/2035
6145231871 Primary SFR 360 358 84.24 6.25 12/1/2005 1/1/2006 11/1/2035
6150189188 Primary Condominium 360 358 76.06 5.5 12/1/2005 1/1/2006 11/1/2035
6297617018 Primary Townhouse 360 358 80 4.75 12/1/2005 1/1/2006 11/1/2035
6307420213 Primary SFR 360 358 95 5.25 12/1/2005 1/1/2006 11/1/2035
6336635641 Secondary PUD 360 358 80 5.5 12/1/2005 1/1/2006 11/1/2035
6407609665 Primary SFR 360 358 90 5.75 12/1/2005 1/1/2006 11/1/2035
6419258642 Primary Condominium 360 357 80 5.75 11/1/2005 1/1/2006 10/1/2035
6439701969 Primary SFR 360 358 81.84 5.25 12/1/2005 1/1/2006 11/1/2035
6453830603 Investor PUD 360 358 90 6.625 12/1/2005 2/1/2006 11/1/2035
6463220654 Primary PUD 360 358 32.24 5.25 12/1/2005 1/1/2006 11/1/2035
6472864260 Primary SFR 360 358 80 4.875 12/1/2005 1/1/2006 11/1/2035
6610532167 Primary SFR 360 358 87.96 5.375 12/1/2005 1/1/2006 11/1/2035
6616995053 Primary PUD 360 358 90.09 5.375 12/1/2005 2/1/2006 11/1/2035
6625136640 Primary SFR 360 358 83.81 5.5 12/1/2005 2/1/2006 11/1/2035
6676446401 Primary SFR 360 357 86.7 5.25 11/1/2005 1/1/2006 10/1/2035
6761703849 Primary SFR 360 358 80 5.5 12/1/2005 1/1/2006 11/1/2035
6770431812 Primary PUD 360 358 95 5 12/1/2005 1/1/2006 11/1/2035
6879552211 Primary SFR 360 359 90 6 1/1/2006 1/1/2006 12/1/2035
6942668309 Primary SFR 360 358 54.55 5.75 12/1/2005 1/1/2006 11/1/2035
6999128124 Primary Condominium 360 358 95 5.5 12/1/2005 1/1/2006 11/1/2035
6009908465 Primary SFR 360 358 80 5.5 12/1/2005 1/1/2006 11/1/2035
LOANID PANDI PTDATE OBAL COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
---------- -------- --------- ------------ ------------ -------- ------------- ------------ --------- -------
6022360280 2,385.48 1/1/2006 426,000.00 423,014.44 R/T Refi Standard 650,000.00 8/1/2010 10.375
6032472398 1,371.09 12/1/2005 292,500.00 292,500.00 Purchase Stated Income 390,000.00 11/1/2010 10.625
6033373579 3,419.09 12/1/2005 578,000.00 576,818.52 Purchase Stated Income 723,000.00 11/1/2010 10.875
6033406965 814.43 1/1/2006 144,787.00 144,787.00 Purchase Standard 200,000.00 12/1/2010 11.75
6116571479 468.77 12/1/2005 97,830.00 97,830.00 Purchase Standard 123,000.00 11/1/2010 10.75
6123872423 1,078.14 12/1/2005 188,184.00 188,184.00 Purchase Stated Income 236,000.00 11/1/2010 11.875
6137700396 2,022.62 1/1/2006 320,000.00 319,710.71 Purchase Standard 400,000.00 12/1/2010 11.5
6163555649 1,199.11 1/1/2006 200,000.00 199,800.89 Purchase Reduced 255,000.00 12/1/2010 11
6176887195 409.8 12/1/2005 64,000.00 63,886.75 Purchase Standard 80,000.00 11/1/2010 11.625
6190729142 2,300.00 1/1/2006 359,200.00 358,883.08 Purchase Standard 449,000.00 12/1/2010 11.625
6202741994 778.62 12/1/2005 121,600.00 121,384.83 Purchase Stated Income 172,000.00 11/1/2010 11.625
6205243881 615.72 1/1/2006 100,000.00 99,905.11 Purchase Stated Income 285,000.00 12/1/2010 11.25
6211719973 1,277.50 12/1/2005 292,000.00 292,000.00 Purchase Standard 365,000.00 11/1/2010 10.25
6218009444 634.83 12/1/2005 117,200.00 117,200.00 Purchase Standard 150,000.00 11/1/2010 11.5
6252611220 708.33 12/1/2005 136,000.00 135,999.48 Purchase Standard 174,000.00 11/1/2010 11.25
6258975587 4,462.50 1/1/2006 952,000.00 952,000.00 Purchase Stated Income 1,360,000.00 12/1/2010 10.625
6264264620 552.08 2/1/2006 106,000.00 106,000.00 Purchase Standard 135,000.00 11/1/2010 11.25
6280854891 633.9 1/1/2006 135,232.00 135,232.00 Purchase Standard 170,000.00 12/1/2010 10.625
6282018065 1,437.50 1/1/2006 300,000.00 300,000.00 Purchase Standard 375,000.00 12/1/2010 10.75
6290860250 1,361.67 12/1/2005 304,000.00 304,000.00 Purchase Standard 380,000.00 11/1/2010 10.375
6291188404 869.83 1/1/2006 157,555.00 157,474.83 Purchase Standard 200,000.00 11/1/2010 11.625
6317089107 1,839.41 12/1/2005 280,000.00 279,528.17 C/O Refi Stated Income 400,000.00 11/1/2010 11.875
6336580821 5,208.33 12/1/2005 1,000,000.00 1,000,000.00 Purchase Stated Income 1,490,000.00 11/1/2010 11.25
6341084280 3,047.92 1/1/2006 665,000.00 665,000.00 Purchase Standard 950,000.00 12/1/2010 10.5
6388144039 717.5 12/1/2005 164,000.00 164,000.00 Purchase Standard 207,000.00 11/1/2010 10.25
6413073294 2,622.75 1/1/2006 503,568.00 503,568.00 Purchase Standard 860,000.00 12/1/2010 11.25
6423309712 1,489.03 1/1/2006 241,836.00 241,606.53 Purchase Stated Income 310,000.00 12/1/2010 11.25
6443454530 1,701.31 1/1/2006 280,000.00 279,719.17 Purchase Stated Income 435,000.00 12/1/2010 11.125
6444046871 1,229.93 12/1/2005 207,920.00 207,494.98 Purchase Stated Income 259,900.00 11/1/2010 10.875
6496742120 801.67 1/1/2006 148,000.00 148,000.00 Purchase Stated Income 235,000.00 12/1/2010 11.5
6502140368 1,058.09 12/1/2005 169,600.00 168,155.78 Purchase Standard 212,000.00 4/1/2010 11.375
6509140130 1,696.43 1/1/2006 271,920.00 271,668.15 Purchase Standard 345,000.00 12/1/2010 11.375
6562484490 798 12/1/2005 182,400.00 182,400.00 Purchase Standard 230,000.00 11/1/2010 10.25
6612079951 731.62 1/1/2006 112,800.00 112,605.21 Purchase Standard 142,000.00 11/1/2010 11.75
6651214139 829.39 1/1/2006 136,500.00 136,229.45 Purchase Stated Income 220,000.00 11/1/2010 11.125
6683017047 446.25 12/1/2005 84,000.00 84,000.00 Purchase Stated Income 112,000.00 11/1/2010 11.375
6689663679 1,000.12 1/1/2006 208,720.00 208,720.00 Purchase Standard 261,000.00 12/1/2010 10.75
6717814831 672.1 12/1/2005 137,280.00 137,274.89 Purchase Standard 172,000.00 11/1/2010 10.875
6729305315 487.5 1/1/2006 104,000.00 104,000.00 Purchase Standard 340,000.00 12/1/2010 10.625
6779753737 2,030.00 12/1/2005 464,000.00 463,980.00 Purchase Standard 580,000.00 11/1/2010 10.25
6796121603 745.21 1/1/2006 146,000.00 146,000.00 Purchase Standard 184,000.00 11/1/2010 11.125
6843584555 847.29 12/1/2005 166,000.00 166,000.00 Purchase Standard 209,000.00 11/1/2010 11.125
6892307296 802.13 1/1/2006 145,292.00 145,292.00 Purchase Standard 205,000.00 12/1/2010 11.625
6958629740 746 1/1/2006 149,200.00 149,200.00 Purchase Standard 187,000.00 12/1/2010 11
6997875924 2,318.33 1/1/2006 428,000.00 428,000.00 Purchase Standard 535,000.00 12/1/2010 11.5
3302528249 1,642.31 12/1/2005 301,625.00 300,915.25 Purchase Unknown 317,500.00 11/1/2010 10.125
6035859583 1,232.28 12/1/2005 223,155.00 222,124.35 Purchase Unknown 235,000.00 9/1/2010 10.25
6101928437 3,643.75 1/1/2006 636,000.00 636,000.00 C/O Refi Unknown 795,000.00 12/1/2010 11.875
6145231871 1,270.85 12/1/2005 206,400.00 206,007.28 C/O Refi Unknown 245,000.00 11/1/2010 11.25
6150189188 1,338.80 12/1/2005 235,790.33 235,272.96 R/T Refi Unknown 310,000.00 11/1/2010 10.5
6297617018 1,571.77 12/1/2005 397,080.00 397,080.00 Purchase Unknown 497,000.00 11/1/2010 9.75
6307420213 1,310.96 12/1/2005 237,405.00 236,859.19 Purchase Unknown 291,140.00 11/1/2010 10.25
6336635641 1,059.36 12/1/2005 231,133.00 231,133.00 Purchase Unknown 321,000.00 11/1/2010 10.5
6407609665 787.83 12/1/2005 135,000.00 134,717.42 Purchase Unknown 160,651.00 11/1/2010 10.75
6419258642 1,979.53 12/1/2005 413,120.00 413,120.00 Purchase Unknown 517,000.00 10/1/2010 10.75
6439701969 788 12/1/2005 142,700.00 142,271.47 R/T Refi Unknown 174,374.00 11/1/2010 10.25
6453830603 1,152.56 1/1/2006 180,000.00 179,279.29 Purchase Unknown 200,000.00 11/1/2010 11.625
6463220654 1,413.13 12/1/2005 325,000.00 322,000.00 Purchase Unknown 1,050,000.00 11/1/2010 10.25
6472864260 2,762.50 12/1/2005 680,000.00 680,000.00 Purchase Unknown 860,000.00 11/1/2010 9.875
6610532167 1,057.23 12/1/2005 188,800.00 188,375.93 R/T Refi Unknown 214,633.00 11/1/2010 10.375
6616995053 1,374.73 1/1/2006 245,500.00 244,948.58 Purchase Unknown 273,000.00 11/1/2010 10.375
6625136640 2,417.71 1/1/2006 528,000.00 527,000.00 Purchase Unknown 660,000.00 11/1/2010 10.5
6676446401 1,915.11 12/1/2005 346,811.00 345,612.34 R/T Refi Unknown 400,000.00 10/1/2010 10.25
6761703849 2,181.21 12/1/2005 476,000.00 475,900.00 Purchase Unknown 595,000.00 11/1/2010 10.5
6770431812 1,045.47 12/1/2005 194,750.00 194,281.00 Purchase Unknown 205,000.00 11/1/2010 10
6879552211 1,932.79 1/1/2006 386,557.00 386,557.00 Purchase Unknown 430,000.00 12/1/2010 11
6942668309 3,502.71 12/1/2005 731,000.00 731,000.00 R/T Refi Unknown 1,340,000.00 11/1/2010 10.75
6999128124 1,032.96 12/1/2005 181,925.00 181,525.81 Purchase Unknown 193,000.00 11/1/2010 10.5
6009908465 2,362.01 12/1/2005 416,000.00 415,087.23 Purchase Standard 520,000.00 11/1/2010 10.5
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
---------- ----- ------ ------ ----------- ---------- --------------- -------- ---- ------
6022360280 2.25 2 2.25 12 MO LIBOR 7/14/2005 Bank of America BANA CRE 0 0.25
6032472398 2.25 2 2.25 12 MO LIBOR 10/30/2005 Bank of America BANA CRE 0 0.25
6033373579 2.25 2 2.25 12 MO LIBOR 10/14/2005 Bank of America BANA CRE 0 0.25
6033406965 2.25 2 2.25 12 MO LIBOR 11/9/2005 Bank of America BANA CRE 0 0.25
6116571479 2.25 2 2.25 12 MO LIBOR 10/31/2005 Bank of America BANA CRE 0 0.25
6123872423 2.25 2 2.25 12 MO LIBOR 10/26/2005 Bank of America BANA CRE 0 0.25
6137700396 2.25 2 2.25 12 MO LIBOR 11/15/2005 Bank of America BANA CRE 0 0.25
6163555649 2.25 2 2.25 12 MO LIBOR 11/10/2005 Bank of America BANA CRE 0 0.25
6176887195 2.25 2 2.25 12 MO LIBOR 10/31/2005 Bank of America BANA CRE 0 0.25
6190729142 2.25 2 2.25 12 MO LIBOR 11/10/2005 Bank of America BANA CRE 0 0.25
6202741994 2.25 2 2.25 12 MO LIBOR 10/14/2005 Bank of America BANA CRE 0 0.25
6205243881 2.25 2 2.25 12 MO LIBOR 11/9/2005 Bank of America BANA CRE 0 0.25
6211719973 2.25 2 2.25 12 MO LIBOR 10/21/2005 Bank of America BANA CRE 0 0.25
6218009444 2.25 2 2.25 12 MO LIBOR 10/24/2005 Bank of America BANA CRE 0 0.25
6252611220 2.25 2 2.25 12 MO LIBOR 10/5/2005 Bank of America BANA CRE 0 0.25
6258975587 2.25 2 2.25 12 MO LIBOR 11/9/2005 Bank of America BANA CRE 0 0.25
6264264620 2.25 2 2.25 12 MO LIBOR 10/21/2005 Bank of America BANA CRE 0 0.25
6280854891 2.25 2 2.25 12 MO LIBOR 11/2/2005 Bank of America BANA CRE 0 0.25
6282018065 2.25 2 2.25 12 MO LIBOR 10/20/2005 Bank of America BANA CRE 0 0.25
6290860250 2.25 2 2.25 12 MO LIBOR 10/12/2005 Bank of America BANA CRE 0 0.25
6291188404 2.25 2 2.25 12 MO LIBOR 10/31/2005 Bank of America BANA CRE 0 0.25
6317089107 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.25
6336580821 2.25 2 2.25 12 MO LIBOR 10/27/2005 Bank of America BANA CRE 0 0.25
6341084280 2.25 2 2.25 12 MO LIBOR 11/3/2005 Bank of America BANA CRE 0 0.25
6388144039 2.25 2 2.25 12 MO LIBOR 10/24/2005 Bank of America BANA CRE 0 0.25
6413073294 2.25 2 2.25 12 MO LIBOR 11/14/2005 Bank of America BANA CRE 0 0.25
6423309712 2.25 2 2.25 12 MO LIBOR 11/14/2005 Bank of America BANA CRE 0 0.25
6443454530 2.25 2 2.25 12 MO LIBOR 11/1/2005 Bank of America BANA CRE 0 0.25
6444046871 2.25 2 2.25 12 MO LIBOR 11/1/2005 Bank of America BANA CRE 0 0.25
6496742120 2.25 2 2.25 12 MO LIBOR 11/17/2005 Bank of America BANA CRE 0 0.25
6502140368 2.25 2 2.25 12 MO LIBOR 3/25/2005 Bank of America BANA CRE 0 0.25
6509140130 2.25 2 2.25 12 MO LIBOR 11/15/2005 Bank of America BANA CRE 0 0.25
6562484490 2.25 2 2.25 12 MO LIBOR 10/21/2005 Bank of America BANA CRE 0 0.25
6612079951 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.25
6651214139 2.25 2 2.25 12 MO LIBOR 10/25/2005 Bank of America BANA CRE 0 0.25
6683017047 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.25
6689663679 2.25 2 2.25 12 MO LIBOR 11/10/2005 Bank of America BANA CRE 0 0.25
6717814831 2.25 2 2.25 12 MO LIBOR 10/20/2005 Bank of America BANA CRE 0 0.25
6729305315 2.25 2 2.25 12 MO LIBOR 11/3/2005 Bank of America BANA CRE 0 0.25
6779753737 2.25 2 2.25 12 MO LIBOR 9/30/2005 Bank of America BANA CRE 0 0.25
6796121603 2.25 2 2.25 12 MO LIBOR 10/31/2005 Bank of America BANA CRE 0 0.25
6843584555 2.25 2 2.25 12 MO LIBOR 10/14/2005 Bank of America BANA CRE 0 0.25
6892307296 2.25 2 2.25 12 MO LIBOR 10/26/2005 Bank of America BANA CRE 0 0.25
6958629740 2.25 2 2.25 12 MO LIBOR 11/19/2005 Bank of America BANA CRE 0 0.25
6997875924 2.25 2 2.25 12 MO LIBOR 11/15/2005 Bank of America BANA CRE 0 0.25
3302528249 2.25 2 2.25 12 MO LIBOR 10/12/2005 Bank of America BANA CRE 0 0.25
6035859583 2.25 2 2.25 12 MO LIBOR 8/23/2005 Bank of America BANA CRE 0 0.25
6101928437 2.25 2 2.25 12 MO LIBOR 11/4/2005 Bank of America BANA CRE 0 0.25
6145231871 2.25 2 2.25 12 MO LIBOR 10/20/2005 Bank of America BANA CRE 0 0.25
6150189188 2.25 2 2.25 12 MO LIBOR 10/25/2005 Bank of America BANA CRE 0 0.25
6297617018 2.25 2 2.25 12 MO LIBOR 10/27/2005 Bank of America BANA CRE 0 0.25
6307420213 2.25 2 2.25 12 MO LIBOR 10/12/2005 Bank of America BANA CRE 0 0.25
6336635641 2.25 2 2.25 12 MO LIBOR 10/31/2005 Bank of America BANA CRE 0 0.25
6407609665 2.25 2 2.25 12 MO LIBOR 10/13/2005 Bank of America BANA CRE 0 0.25
6419258642 2.25 2 2.25 12 MO LIBOR 9/28/2005 Bank of America BANA CRE 0 0.25
6439701969 2.25 2 2.25 12 MO LIBOR 10/18/2005 Bank of America BANA CRE 0 0.25
6453830603 2.25 2 2.25 12 MO LIBOR 10/20/2005 Bank of America BANA CRE 0 0.25
6463220654 2.25 2 2.25 12 MO LIBOR 10/5/2005 Bank of America BANA CRE 0 0.25
6472864260 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.25
6610532167 2.25 2 2.25 12 MO LIBOR 10/12/2005 Bank of America BANA CRE 0 0.25
6616995053 2.25 2 2.25 12 MO LIBOR 10/10/2005 Bank of America BANA CRE 0 0.25
6625136640 2.25 2 2.25 12 MO LIBOR 10/26/2005 Bank of America BANA CRE 0 0.25
6676446401 2.25 2 2.25 12 MO LIBOR 9/19/2005 Bank of America BANA CRE 0 0.25
6761703849 2.25 2 2.25 12 MO LIBOR 10/14/2005 Bank of America BANA CRE 0 0.25
6770431812 2.25 2 2.25 12 MO LIBOR 10/27/2005 Bank of America BANA CRE 0 0.25
6879552211 2.25 2 2.25 12 MO LIBOR 11/14/2005 Bank of America BANA CRE 0 0.25
6942668309 2.25 2 2.25 12 MO LIBOR 10/18/2005 Bank of America BANA CRE 0 0.25
6999128124 2.25 2 2.25 12 MO LIBOR 10/25/2005 Bank of America BANA CRE 0 0.25
6009908465 2.25 2 2.25 12 MO LIBOR 10/25/2005 Bank of America BANA CRE 0 0.25
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
---------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
6019783098 Secondary PUD 360 358 90 6.125 12/1/2005 1/1/2006 11/1/2035
6046029663 Primary PUD 360 358 55.9 4.875 12/1/2005 1/1/2006 11/1/2035
6126472304 Primary SFR 360 358 80 5.25 12/1/2005 1/1/2006 11/1/2035
6170540600 Primary SFR 360 357 79.23 5.5 11/1/2005 1/1/2006 10/1/2035
6181047066 Primary PUD 360 358 80 5.375 12/1/2005 1/1/2006 11/1/2035
6296025569 Primary SFR 360 358 79.69 5.625 12/1/2005 2/1/2006 11/1/2035
6304423236 Primary SFR 360 358 71.74 5.75 12/1/2005 2/1/2006 11/1/2035
6324981718 Primary Condominium 360 356 80 5.125 10/1/2005 1/1/2006 9/1/2035
6381584645 Primary SFR 360 359 79.01 5.625 1/1/2006 1/1/2006 12/1/2035
6484885758 Primary Condominium 360 358 80 5.25 12/1/2005 1/1/2006 11/1/2035
6590044472 Primary SFR 360 358 75.47 5.625 12/1/2005 1/1/2006 11/1/2035
6763290647 Primary SFR 360 358 80 5.5 12/1/2005 1/1/2006 11/1/2035
6872719346 Primary Condominium 360 359 80 5.75 1/1/2006 1/1/2006 12/1/2035
6922916207 Secondary Condominium 360 358 61.11 5.75 12/1/2005 1/1/2006 11/1/2035
6928857645 Primary SFR 360 358 69.44 6.375 12/1/2005 1/1/2006 11/1/2035
6978703020 Secondary SFR 360 358 65 6.5 12/1/2005 1/1/2006 11/1/2035
6999404400 Primary SFR 360 356 77.88 5.375 10/1/2005 1/1/2006 9/1/2035
6030477878 Investor 2-Family 360 357 64.1 6.5 11/1/2005 2/1/2006 10/1/2035
6073559947 Investor Condominium 360 358 70 6.5 12/1/2005 2/1/2006 11/1/2035
6088820722 Investor Condominium 360 358 80 6.875 12/1/2005 1/1/2006 11/1/2035
6093391420 Secondary Condominium 360 357 75 5.875 11/1/2005 2/1/2006 10/1/2035
6105269978 Primary Condominium 360 358 70 6.125 12/1/2005 1/1/2006 11/1/2035
6106479501 Investor Condominium 360 358 80 6.625 12/1/2005 1/1/2006 11/1/2035
6134840609 Primary Condominium 360 358 80 5.625 12/1/2005 1/1/2006 11/1/2035
6136394373 Primary PUD 360 357 80 5 11/1/2005 1/1/2006 10/1/2035
6138120784 Primary Condominium 360 357 80 5.25 11/1/2005 1/1/2006 10/1/2035
6138997322 Primary SFR 360 358 76.24 5.625 12/1/2005 1/1/2006 11/1/2035
6145832108 Primary SFR 360 357 80 5.875 11/1/2005 1/1/2006 10/1/2035
6166480654 Secondary PUD 360 358 80 5.875 12/1/2005 2/1/2006 11/1/2035
6168015359 Primary SFR 360 358 70 5.5 12/1/2005 2/1/2006 11/1/2035
6174045291 Secondary Condominium 360 357 79.93 5.75 11/1/2005 1/1/2006 10/1/2035
6209645370 Primary Condominium 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
6214443985 Primary SFR 360 357 80 6.375 11/1/2005 1/1/2006 10/1/2035
6223391811 Investor 3-Family 360 358 67.37 6.375 12/1/2005 1/1/2006 11/1/2035
6236533888 Primary SFR 360 356 78.79 6 10/1/2005 1/1/2006 9/1/2035
6263680784 Primary Condominium 360 357 80 6.5 11/1/2005 1/1/2006 10/1/2035
6313145085 Investor Condominium 360 358 80 6.625 12/1/2005 1/1/2006 11/1/2035
6326475859 Primary SFR 360 358 71 5.875 12/1/2005 1/1/2006 11/1/2035
6347026293 Investor SFR 360 357 80 6.25 11/1/2005 2/1/2006 10/1/2035
6349753944 Primary SFR 360 357 90 5.5 11/1/2005 2/1/2006 10/1/2035
6350034994 Primary SFR 360 357 74.38 6.125 11/1/2005 1/1/2006 10/1/2035
6355281814 Primary SFR 360 357 68.52 6 11/1/2005 1/1/2006 10/1/2035
6358070446 Investor 2-Family 360 357 64.1 6.5 11/1/2005 2/1/2006 10/1/2035
6373844221 Primary Condominium 360 357 79.99 5.375 11/1/2005 2/1/2006 10/1/2035
6385290348 Primary Condominium 360 357 80 5.25 11/1/2005 2/1/2006 10/1/2035
6391987242 Primary SFR 360 357 77.59 5.25 11/1/2005 1/1/2006 10/1/2035
6396295153 Primary Condominium 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
6402425596 Primary PUD 360 357 80 5.375 11/1/2005 1/1/2006 10/1/2035
6426715550 Primary SFR 360 357 62.31 6.5 11/1/2005 1/1/2006 10/1/2035
6454895100 Investor SFR 360 357 65 5.75 11/1/2005 1/1/2006 10/1/2035
6456027199 Primary Condominium 360 357 80 6.125 11/1/2005 3/1/2006 10/1/2035
6457775614 Secondary Condominium 360 358 80 6 12/1/2005 1/1/2006 11/1/2035
6460452623 Investor SFR 360 358 80 6.625 12/1/2005 1/1/2006 11/1/2035
6479268184 Investor PUD 360 357 80 6.625 11/1/2005 1/1/2006 10/1/2035
6487694124 Secondary PUD 360 357 79.96 5.5 11/1/2005 1/1/2006 10/1/2035
6548837951 Primary Condominium 360 358 80 5.625 12/1/2005 1/1/2006 11/1/2035
6552482538 Secondary SFR 360 357 80 5.875 11/1/2005 1/1/2006 10/1/2035
6583550071 Primary PUD 360 357 80 5.375 11/1/2005 1/1/2006 10/1/2035
6585275966 Primary Condominium 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
6599427314 Primary 2-Family 360 358 66.8 6.5 12/1/2005 1/1/2006 11/1/2035
6603685535 Secondary SFR 360 358 75.56 5.625 12/1/2005 1/1/2006 11/1/2035
6605145728 Investor SFR 360 357 80 6.75 11/1/2005 1/1/2006 10/1/2035
6636887652 Primary Condominium 360 358 80 5.625 12/1/2005 2/1/2006 11/1/2035
6650071902 Primary PUD 360 357 80 6.25 11/1/2005 1/1/2006 10/1/2035
6662494480 Investor Condominium 360 357 80 6.5 11/1/2005 1/1/2006 10/1/2035
6666767758 Primary SFR 360 357 74.24 5.75 11/1/2005 1/1/2006 10/1/2035
6679243912 Secondary Condominium 360 358 80 5.875 12/1/2005 2/1/2006 11/1/2035
6695309044 Secondary Condominium 360 357 80 5.5 11/1/2005 1/1/2006 10/1/2035
6718457929 Secondary PUD 360 357 51.25 6.5 11/1/2005 1/1/2006 10/1/2035
LOANID PANDI PTDATE OBAL COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
---------- -------- --------- ------------ ------------ -------- ------------- ------------ --------- -------
6019783098 2,767.05 12/1/2005 542,115.00 542,115.00 Purchase Standard 603,000.00 11/1/2010 11.125
6046029663 2,270.94 12/1/2005 559,000.00 559,000.00 R/T Refi Standard 1,000,000.00 11/1/2010 9.875
6126472304 2,590.00 12/1/2005 592,000.00 592,000.00 Purchase Rapid 740,000.00 11/1/2010 10.25
6170540600 2,832.50 12/1/2005 618,000.00 618,000.00 Purchase Rapid 780,000.00 10/1/2010 10.5
6181047066 1,973.88 12/1/2005 440,680.00 440,680.00 Purchase Standard 555,000.00 11/1/2010 10.375
6296025569 4,317.43 1/1/2006 750,000.00 748,392.64 Purchase Rapid 1,000,000.00 11/1/2010 10.625
6304423236 2,217.34 1/1/2006 462,750.00 462,750.00 R/T Refi Standard 645,000.00 11/1/2010 10.75
6324981718 4,270.79 12/1/2005 999,990.00 999,990.00 Purchase Rapid 1,250,000.00 9/1/2010 10.125
6381584645 3,300.00 1/1/2006 704,000.00 704,000.00 Purchase Standard 891,000.00 12/1/2010 10.625
6484885758 2,849.38 12/1/2005 516,000.00 514,813.65 Purchase Standard 645,000.00 11/1/2010 10.25
6590044472 4,687.50 12/1/2005 1,000,000.00 1,000,000.00 Purchase Standard 1,350,000.00 11/1/2010 10.625
6763290647 1,887.42 12/1/2005 412,000.00 411,800.00 Purchase Standard 523,500.00 11/1/2010 10.5
6872719346 2,062.33 1/1/2006 430,400.00 430,400.00 Purchase Standard 555,000.00 12/1/2010 10.75
6922916207 2,108.33 12/1/2005 440,000.00 440,000.00 R/T Refi Standard 720,000.00 11/1/2010 10.75
6928857645 6,931.20 12/1/2005 1,111,000.00 1,108,936.51 R/T Refi Standard 1,600,000.00 11/1/2010 11.375
6978703020 9,860.27 12/1/2005 1,560,000.00 1,557,171.82 R/T Refi Standard 2,400,000.00 11/1/2010 11.5
6999404400 2,463.88 12/1/2005 440,000.00 437,821.27 R/T Refi Standard 565,000.00 9/1/2010 10.375
6030477878 1,580.17 1/1/2006 250,000.00 249,318.31 C/O Refi Stated Income 390,000.00 10/1/2010 11.5
6073559947 1,194.38 1/1/2006 220,500.00 220,500.00 C/O Refi Standard 315,000.00 11/1/2010 11.5
6088820722 1,260.78 12/1/2005 191,920.00 191,596.60 Purchase Stated Income 390,000.00 11/1/2010 11.875
6093391420 1,395.31 1/1/2006 285,000.00 285,000.00 Purchase Stated Income 380,000.00 10/1/2010 10.875
6105269978 3,680.10 12/1/2005 721,000.00 721,000.00 Purchase Stated Income 1,120,000.00 11/1/2010 11.125
6106479501 926.1 12/1/2005 144,632.00 144,376.07 Purchase Stated Income 235,000.00 11/1/2010 11.625
6134840609 1,237.50 12/1/2005 264,000.00 264,000.00 Purchase Standard 330,000.00 11/1/2010 10.625
6136394373 5,583.33 12/1/2005 1,340,000.00 1,340,000.00 Purchase Standard 1,675,000.00 10/1/2010 10
6138120784 850.5 12/1/2005 194,400.00 194,400.00 Purchase Standard 243,000.00 10/1/2010 10.25
6138997322 1,751.15 12/1/2005 304,200.00 303,548.05 C/O Refi Stated Income 399,000.00 11/1/2010 10.625
6145832108 2,484.46 12/1/2005 420,000.00 418,709.07 R/T Refi Stated Income 525,000.00 10/1/2010 10.875
6166480654 854.94 1/1/2006 144,527.00 140,835.23 Purchase Stated Income 181,000.00 11/1/2010 10.875
6168015359 2,887.50 1/1/2006 630,000.00 630,000.00 R/T Refi Stated Income 900,000.00 11/1/2010 10.5
6174045291 3,804.58 12/1/2005 794,000.00 794,000.00 Purchase Stated Income 1,244,000.00 10/1/2010 10.75
6209645370 769 12/1/2005 130,000.00 129,734.27 Purchase Standard 164,000.00 11/1/2010 10.875
6214443985 3,269.08 12/1/2005 524,000.00 522,536.26 Purchase Stated Income 667,000.00 10/1/2010 11.375
6223391811 1,996.39 12/1/2005 320,000.00 319,405.65 Purchase Stated Income 475,000.00 11/1/2010 11.375
6236533888 3,897.08 12/1/2005 650,000.00 647,392.20 C/O Refi Stated Income 825,000.00 9/1/2010 11
6263680784 2,983.37 12/1/2005 472,000.00 469,473.95 Purchase Stated Income 590,000.00 10/1/2010 11.5
6313145085 1,064.41 12/1/2005 166,232.00 165,937.85 Purchase Stated Income 212,000.00 11/1/2010 11.625
6326475859 7,517.86 12/1/2005 1,270,900.00 1,268,302.16 C/O Refi Stated Income 1,790,000.00 11/1/2010 10.875
6347026293 812.75 1/1/2006 132,000.00 131,622.29 Purchase Stated Income 165,000.00 10/1/2010 11.25
6349753944 2,478.40 1/1/2006 436,500.00 435,060.10 Purchase Standard 485,000.00 10/1/2010 10.5
6350034994 7,023.33 12/1/2005 1,376,000.00 1,376,000.00 C/O Refi Standard 1,850,000.00 10/1/2010 11.125
6355281814 2,506.13 12/1/2005 418,000.00 416,745.36 C/O Refi Stated Income 610,000.00 10/1/2010 11
6358070446 1,580.17 1/1/2006 250,000.00 249,318.31 C/O Refi Stated Income 390,000.00 10/1/2010 11.5
6373844221 762.8 1/1/2006 170,300.00 170,300.00 Purchase Standard 213,000.00 10/1/2010 10.375
6385290348 1,417.50 1/1/2006 324,000.00 324,000.00 Purchase Standard 405,000.00 10/1/2010 10.25
6391987242 2,817.50 12/1/2005 644,000.00 644,000.00 Purchase Stated Income 830,000.00 10/1/2010 10.25
6396295153 683.33 12/1/2005 131,200.00 131,200.00 Purchase Standard 164,000.00 11/1/2010 11.25
6402425596 722.37 12/1/2005 129,000.00 128,564.38 Purchase Reduced 165,000.00 10/1/2010 10.375
6426715550 7,679.63 12/1/2005 1,215,000.00 1,211,686.98 C/O Refi Standard 1,950,000.00 10/1/2010 11.5
6454895100 2,788.02 12/1/2005 477,750.00 476,246.42 Purchase Stated Income 735,000.00 10/1/2010 10.75
6456027199 1,959.96 2/1/2006 383,992.00 383,992.00 Purchase Standard 487,000.00 10/1/2010 11.125
6457775614 342 12/1/2005 68,400.00 68,400.00 Purchase Standard 86,000.00 11/1/2010 11
6460452623 1,331.85 12/1/2005 208,000.00 207,631.95 C/O Refi Stated Income 260,000.00 11/1/2010 11.625
6479268184 4,963.34 12/1/2005 775,144.00 773,080.95 Purchase Stated Income 1,100,000.00 10/1/2010 11.625
6487694124 3,477.90 12/1/2005 758,815.00 758,815.00 Purchase Stated Income 949,000.00 10/1/2010 10.5
6548837951 1,162.50 12/1/2005 248,000.00 248,000.00 Purchase Standard 310,000.00 11/1/2010 10.625
6552482538 391.67 12/1/2005 80,000.00 80,000.00 Purchase Standard 100,000.00 10/1/2010 10.875
6583550071 1,702.08 12/1/2005 380,000.00 380,000.00 Purchase Stated Income 485,000.00 10/1/2010 10.375
6585275966 397.92 12/1/2005 76,400.00 76,400.00 Purchase Standard 95,500.00 11/1/2010 11.25
6599427314 1,093.48 12/1/2005 173,000.00 172,686.36 C/O Refi Stated Income 259,000.00 11/1/2010 11.5
6603685535 2,390.63 12/1/2005 510,000.00 510,000.00 Purchase Stated Income 800,000.00 11/1/2010 10.625
6605145728 1,575.61 12/1/2005 242,925.00 242,293.79 Purchase Stated Income 304,000.00 10/1/2010 11.75
6636887652 1,073.91 1/1/2006 229,100.00 229,100.00 Purchase Standard 287,000.00 11/1/2010 10.625
6650071902 764.58 12/1/2005 146,800.00 146,800.00 Purchase Standard 183,500.00 10/1/2010 11.25
6662494480 657.36 12/1/2005 104,000.00 103,654.86 Purchase Stated Income 135,000.00 10/1/2010 11.5
6666767758 2,917.87 12/1/2005 500,000.00 498,426.37 Purchase Stated Income 677,000.00 10/1/2010 10.75
6679243912 1,645.00 1/1/2006 336,000.00 336,000.00 Purchase Standard 425,000.00 11/1/2010 10.875
6695309044 2,217.89 12/1/2005 483,904.00 483,904.00 Purchase Stated Income 605,000.00 10/1/2010 10.5
6718457929 2,220.83 12/1/2005 410,000.00 410,000.00 C/O Refi Standard 800,000.00 10/1/2010 11.5
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
---------- ----- ------ ------- -------- ---------- --------------- -------- ---- ------
6019783098 2.25 2 2.25 12 MO LIBOR 11/18/2004 Bank of America BANA CRE 0 0.25
6046029663 2.25 2 2.25 12 MO LIBOR 10/21/2005 Bank of America BANA CRE 0 0.25
6126472304 2.25 2 2.25 12 MO LIBOR 10/12/2005 Bank of America BANA CRE 0 0.25
6170540600 2.25 2 2.25 12 MO LIBOR 9/15/2005 Bank of America BANA CRE 0 0.25
6181047066 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.25
6296025569 2.25 2 2.25 12 MO LIBOR 10/21/2005 Bank of America BANA CRE 0 0.25
6304423236 2.25 2 2.25 12 MO LIBOR 10/27/2005 Bank of America BANA CRE 0 0.25
6324981718 2.25 2 2.25 12 MO LIBOR 8/19/2005 Bank of America BANA CRE 0 0.25
6381584645 2.25 2 2.25 12 MO LIBOR 11/2/2005 Bank of America BANA CRE 0 0.25
6484885758 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.25
6590044472 2.25 2 2.25 12 MO LIBOR 10/31/2005 Bank of America BANA CRE 0 0.25
6763290647 2.25 2 2.25 12 MO LIBOR 10/17/2005 Bank of America BANA CRE 0 0.25
6872719346 2.25 2 2.25 12 MO LIBOR 11/4/2005 Bank of America BANA CRE 0 0.25
6922916207 2.25 2 2.25 12 MO LIBOR 10/26/2005 Bank of America BANA CRE 0 0.25
6928857645 2.25 2 2.25 12 MO LIBOR 10/25/2005 Bank of America BANA CRE 0 0.25
6978703020 2.25 2 2.25 12 MO LIBOR 10/25/2005 Bank of America BANA CRE 0 0.25
6999404400 2.25 2 2.25 12 MO LIBOR 8/16/2005 Bank of America BANA CRE 0 0.25
6030477878 2.25 2 2.25 12 MO LIBOR 9/16/2005 Bank of America BANA CRE 0 0.25
6073559947 2.25 2 2.25 12 MO LIBOR 9/29/2005 Bank of America BANA CRE 0 0.25
6088820722 2.25 2 2.25 12 MO LIBOR 10/18/2005 Bank of America BANA CRE 0 0.25
6093391420 2.25 2 2.25 12 MO LIBOR 9/26/2005 Bank of America BANA CRE 0 0.25
6105269978 2.25 2 2.25 12 MO LIBOR 10/14/2005 Bank of America BANA CRE 0 0.25
6106479501 2.25 2 2.25 12 MO LIBOR 10/12/2005 Bank of America BANA CRE 0 0.25
6134840609 2.25 2 2.25 12 MO LIBOR 10/5/2005 Bank of America BANA CRE 0 0.25
6136394373 2.25 2 2.25 12 MO LIBOR 9/16/2005 Bank of America BANA CRE 0 0.25
6138120784 2.25 2 2.25 12 MO LIBOR 9/15/2005 Bank of America BANA CRE 0 0.25
6138997322 2.25 2 2.25 12 MO LIBOR 10/11/2005 Bank of America BANA CRE 0 0.25
6145832108 2.25 2 2.25 12 MO LIBOR 9/22/2005 Bank of America BANA CRE 0 0.25
6166480654 2.25 2 2.25 12 MO LIBOR 10/6/2005 Bank of America BANA CRE 0 0.25
6168015359 2.25 2 2.25 12 MO LIBOR 10/6/2005 Bank of America BANA CRE 0 0.25
6174045291 2.25 2 2.25 12 MO LIBOR 9/20/2005 Bank of America BANA CRE 0 0.25
6209645370 2.25 2 2.25 12 MO LIBOR 10/13/2005 Bank of America BANA CRE 0 0.25
6214443985 2.25 2 2.25 12 MO LIBOR 9/9/2005 Bank of America BANA CRE 0 0.25
6223391811 2.25 2 2.25 12 MO LIBOR 9/30/2005 Bank of America BANA CRE 0 0.25
6236533888 2.25 2 2.25 12 MO LIBOR 8/22/2005 Bank of America BANA CRE 0 0.25
6263680784 2.25 2 2.25 12 MO LIBOR 9/14/2005 Bank of America BANA CRE 0 0.25
6313145085 2.25 2 2.25 12 MO LIBOR 10/12/2005 Bank of America BANA CRE 0 0.25
6326475859 2.25 2 2.25 12 MO LIBOR 10/4/2005 Bank of America BANA CRE 0 0.25
6347026293 2.25 2 2.25 12 MO LIBOR 9/30/2005 Bank of America BANA CRE 0 0.25
6349753944 2.25 2 2.25 12 MO LIBOR 9/28/2005 Bank of America BANA CRE 0 0.25
6350034994 2.25 2 2.25 12 MO LIBOR 9/21/2005 Bank of America BANA CRE 0 0.25
6355281814 2.25 2 2.25 12 MO LIBOR 9/8/2005 Bank of America BANA CRE 0 0.25
6358070446 2.25 2 2.25 12 MO LIBOR 9/22/2005 Bank of America BANA CRE 0 0.25
6373844221 2.25 2 2.25 12 MO LIBOR 9/21/2005 Bank of America BANA CRE 0 0.25
6385290348 2.25 2 2.25 12 MO LIBOR 9/8/2005 Bank of America BANA CRE 0 0.25
6391987242 2.25 2 2.25 12 MO LIBOR 9/6/2005 Bank of America BANA CRE 0 0.25
6396295153 2.25 2 2.25 12 MO LIBOR 10/21/2005 Bank of America BANA CRE 0 0.25
6402425596 2.25 2 2.25 12 MO LIBOR 9/30/2005 Bank of America BANA CRE 0 0.25
6426715550 2.25 2 2.25 12 MO LIBOR 9/21/2005 Bank of America BANA CRE 0 0.25
6454895100 2.25 2 2.25 12 MO LIBOR 9/21/2005 Bank of America BANA CRE 0 0.25
6456027199 2.25 2 2.25 12 MO LIBOR 9/29/2005 Bank of America BANA CRE 0 0.25
6457775614 2.25 2 2.25 12 MO LIBOR 10/19/2005 Bank of America BANA CRE 0 0.25
6460452623 2.25 2 2.25 12 MO LIBOR 10/11/2005 Bank of America BANA CRE 0 0.25
6479268184 2.25 2 2.25 12 MO LIBOR 9/27/2005 Bank of America BANA CRE 0 0.25
6487694124 2.25 2 2.25 12 MO LIBOR 9/13/2005 Bank of America BANA CRE 0 0.25
6548837951 2.25 2 2.25 12 MO LIBOR 10/20/2005 Bank of America BANA CRE 0 0.25
6552482538 2.25 2 2.25 12 MO LIBOR 9/16/2005 Bank of America BANA CRE 0 0.25
6583550071 2.25 2 2.25 12 MO LIBOR 9/23/2005 Bank of America BANA CRE 0 0.25
6585275966 2.25 2 2.25 12 MO LIBOR 10/6/2005 Bank of America BANA CRE 0 0.25
6599427314 2.25 2 2.25 12 MO LIBOR 10/3/2005 Bank of America BANA CRE 0 0.25
6603685535 2.25 2 2.25 12 MO LIBOR 10/14/2005 Bank of America BANA CRE 0 0.25
6605145728 2.25 2 2.25 12 MO LIBOR 9/12/2005 Bank of America BANA CRE 0 0.25
6636887652 2.25 2 2.25 12 MO LIBOR 10/6/2005 Bank of America BANA CRE 0 0.25
6650071902 2.25 2 2.25 12 MO LIBOR 9/22/2005 Bank of America BANA CRE 0 0.25
6662494480 2.25 2 2.25 12 MO LIBOR 9/16/2005 Bank of America BANA CRE 0 0.25
6666767758 2.25 2 2.25 12 MO LIBOR 9/23/2005 Bank of America BANA CRE 0 0.25
6679243912 2.25 2 2.25 12 MO LIBOR 10/14/2005 Bank of America BANA CRE 0 0.25
6695309044 2.25 2 2.25 12 MO LIBOR 9/22/2005 Bank of America BANA CRE 0 0.25
6718457929 2.25 2 2.25 12 MO LIBOR 9/7/2005 Bank of America BANA CRE 0 0.25
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
---------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
6734268755 Primary Condominium 360 358 80 5.75 12/1/2005 1/1/2006 11/1/2035
6771428486 Primary Condominium 360 357 80 5.375 11/1/2005 2/1/2006 10/1/2035
6778352770 Secondary SFR 360 357 72.29 5.75 11/1/2005 1/1/2006 10/1/2035
6795772018 Primary SFR 360 355 75.68 6 9/1/2005 1/1/2006 8/1/2035
6812777008 Primary SFR 360 357 80 5.5 11/1/2005 1/1/2006 10/1/2035
6834888783 Primary Condominium 360 357 40 5.5 11/1/2005 1/1/2006 10/1/2035
6877580537 Secondary Condominium 360 355 80 5.375 9/1/2005 1/1/2006 8/1/2035
6887397377 Secondary PUD 360 358 75 5.5 12/1/2005 1/1/2006 11/1/2035
6892350460 Primary SFR 360 357 80 5.5 11/1/2005 2/1/2006 10/1/2035
6897882384 Secondary Condominium 360 358 78.87 5.75 12/1/2005 2/1/2006 11/1/2035
6912538441 Primary Condominium 360 358 80 5.5 12/1/2005 2/1/2006 11/1/2035
6929920459 Primary PUD 360 357 67.78 4.75 11/1/2005 1/1/2006 10/1/2035
6941833573 Secondary Condominium 360 357 80 5.875 11/1/2005 2/1/2006 10/1/2035
6947730922 Primary PUD 360 357 69.96 5.5 11/1/2005 1/1/2006 10/1/2035
6948702144 Secondary PUD 360 357 40.6 6.25 11/1/2005 1/1/2006 10/1/2035
6954339005 Primary Condominium 360 357 90 6.125 11/1/2005 1/1/2006 10/1/2035
6962458409 Primary SFR 360 357 80 6.375 11/1/2005 1/1/2006 10/1/2035
6973838029 Primary SFR 360 357 36.36 5.875 11/1/2005 2/1/2006 10/1/2035
3302241843 Primary Condominium 360 354 95 5.375 8/1/2005 1/1/2006 7/1/2035
6040985571 Primary Condominium 360 357 90 5.5 11/1/2005 1/1/2006 10/1/2035
6118036893 Primary Condominium 360 355 80 5 9/1/2005 1/1/2006 8/1/2035
6142705307 Primary SFR 360 354 90 5.5 8/1/2005 1/1/2006 7/1/2035
6181676898 Primary Townhouse 360 354 89.99 5.625 8/1/2005 1/1/2006 7/1/2035
6184187398 Primary 2-Family 360 354 80 5.375 8/1/2005 1/1/2006 7/1/2035
6240113255 Primary SFR 360 355 82 4.75 9/1/2005 1/1/2006 8/1/2035
6259841432 Primary SFR 360 355 84.69 4.75 9/1/2005 1/1/2006 8/1/2035
6323755576 Investor 4-Family 360 356 59.6 5.625 10/1/2005 1/1/2006 9/1/2035
6361518324 Primary Condominium 360 355 77.18 5.5 9/1/2005 2/1/2006 8/1/2035
6395323006 Primary PUD 360 356 82.09 5.375 10/1/2005 1/1/2006 9/1/2035
6405672723 Secondary PUD 360 357 90 5.75 11/1/2005 1/1/2006 10/1/2035
6708822983 Investor 4-Family 360 356 68.9 6.125 10/1/2005 1/1/2006 9/1/2035
6812740741 Secondary SFR 360 356 80 5.875 10/1/2005 1/1/2006 9/1/2035
6814243322 Primary Condominium 360 356 84.85 5.375 10/1/2005 1/1/2006 9/1/2035
6833585620 Primary PUD 360 357 83.17 5.625 11/1/2005 1/1/2006 10/1/2035
6983952000 Primary SFR 360 356 92.5 5.25 10/1/2005 1/1/2006 9/1/2035
6000797289 Primary Condominium 360 356 80 6.125 10/1/2005 1/1/2006 9/1/2035
6003957484 Primary PUD 360 357 84.93 6.25 11/1/2005 1/1/2006 10/1/2035
6029155667 Primary SFR 360 357 80 5.5 11/1/2005 1/1/2006 10/1/2035
6042888690 Secondary Condominium 360 356 66.42 6 10/1/2005 1/1/2006 9/1/2035
6047986242 Secondary PUD 360 356 74.9 5.5 10/1/2005 1/1/2006 9/1/2035
6049411918 Secondary SFR 360 356 80 5.75 10/1/2005 1/1/2006 9/1/2035
6071580978 Primary SFR 360 357 80 5.75 11/1/2005 1/1/2006 10/1/2035
6111314370 Investor Condominium 360 356 79.04 5.875 10/1/2005 1/1/2006 9/1/2035
6132220416 Primary SFR 360 357 80 5.375 11/1/2005 1/1/2006 10/1/2035
6144181176 Secondary SFR 360 357 80 5.625 11/1/2005 2/1/2006 10/1/2035
6147145723 Primary Condominium 360 357 80 6.25 11/1/2005 1/1/2006 10/1/2035
6179869455 Secondary Condominium 360 357 80 5.5 11/1/2005 1/1/2006 10/1/2035
6205555680 Primary Condominium 360 357 80 6.25 11/1/2005 1/1/2006 10/1/2035
6213834051 Primary PUD 360 356 80 5.75 10/1/2005 1/1/2006 9/1/2035
6216191947 Primary SFR 360 357 44.12 6 11/1/2005 1/1/2006 10/1/2035
6218285713 Primary Condominium 360 356 80 5.875 10/1/2005 3/1/2006 9/1/2035
6229806176 Primary PUD 360 356 80 5.5 10/1/2005 2/1/2006 9/1/2035
6242379086 Primary SFR 360 356 56.92 5.625 10/1/2005 1/1/2006 9/1/2035
6268044002 Investor SFR 360 356 69.28 6.375 10/1/2005 2/1/2006 9/1/2035
6279962895 Primary PUD 360 356 95 6.375 10/1/2005 1/1/2006 9/1/2035
6281364577 Investor 3-Family 360 356 80 6.375 10/1/2005 1/1/2006 9/1/2035
6291977574 Primary SFR 360 356 78 5.875 10/1/2005 1/1/2006 9/1/2035
6304759274 Investor Condominium 360 357 80 6.625 11/1/2005 2/1/2006 10/1/2035
6309853742 Primary PUD 360 356 68.88 5.5 10/1/2005 2/1/2006 9/1/2035
6317027016 Primary SFR 360 357 52.08 6.5 11/1/2005 1/1/2006 10/1/2035
6317908868 Primary SFR 360 356 75 5.875 10/1/2005 1/1/2006 9/1/2035
6343463748 Primary Condominium 360 357 80 5.625 11/1/2005 1/1/2006 10/1/2035
6349977204 Primary Condominium 360 356 80 5.5 10/1/2005 1/1/2006 9/1/2035
6360546094 Primary SFR 360 357 80 5.25 11/1/2005 1/1/2006 10/1/2035
6376415359 Secondary Condominium 360 357 65 6.875 11/1/2005 1/1/2006 10/1/2035
6383964365 Primary Condominium 360 356 80 5.625 10/1/2005 1/1/2006 9/1/2035
6403664524 Primary SFR 360 356 61.43 5.625 10/1/2005 1/1/2006 9/1/2035
6421469807 Secondary Condominium 360 357 75 5.5 11/1/2005 1/1/2006 10/1/2035
6447369973 Primary SFR 360 356 80 5.375 10/1/2005 1/1/2006 9/1/2035
LOANID PANDI PTDATE OBAL COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
---------- -------- --------- ------------ ------------ -------- ------------- ------------ --------- -------
6734268755 2,217.58 12/1/2005 380,000.00 379,204.60 C/O Refi Stated Income 475,000.00 11/1/2010 10.75
6771428486 2,060.42 1/1/2006 460,000.00 460,000.00 Purchase Stated Income 575,000.00 10/1/2010 10.375
6778352770 6,876.04 12/1/2005 1,435,000.00 1,435,000.00 Purchase Standard 1,985,000.00 10/1/2010 10.75
6795772018 1,678.75 12/1/2005 280,000.00 278,592.25 R/T Refi Stated Income 370,000.00 8/1/2010 11
6812777008 2,423.67 12/1/2005 528,800.00 528,800.00 Purchase Stated Income 661,000.00 10/1/2010 10.5
6834888783 4,583.33 12/1/2005 1,000,000.00 1,000,000.00 C/O Refi Stated Income 2,500,000.00 10/1/2010 10.5
6877580537 2,257.50 12/1/2005 504,000.00 504,000.00 Purchase Standard 630,000.00 8/1/2010 10.375
6887397377 532.81 12/1/2005 116,250.00 116,250.00 Purchase Stated Income 155,000.00 11/1/2010 10.5
6892350460 1,321.82 1/1/2006 232,800.00 232,032.03 Purchase Stated Income 291,000.00 10/1/2010 10.5
6897882384 1,634.01 1/1/2006 280,000.00 279,413.92 Purchase Stated Income 365,000.00 11/1/2010 10.75
6912538441 509.3 1/1/2006 111,120.00 111,120.00 Purchase Standard 143,000.00 11/1/2010 10.5
6929920459 1,665.20 12/1/2005 420,683.00 420,683.00 Purchase Stated Income 637,000.00 10/1/2010 9.75
6941833573 979.17 1/1/2006 200,000.00 199,914.11 Purchase Standard 250,000.00 10/1/2010 10.875
6947730922 2,052.19 12/1/2005 447,750.00 447,750.00 C/O Refi Stated Income 640,000.00 10/1/2010 10.5
6948702144 1,034.41 12/1/2005 168,000.00 167,519.28 Purchase Stated Income 430,000.00 10/1/2010 11.25
6954339005 3,259.23 12/1/2005 536,400.00 530,616.32 Purchase Standard 596,000.00 10/1/2010 11.125
6962458409 1,996.39 12/1/2005 320,000.00 319,106.10 C/O Refi Stated Income 400,000.00 10/1/2010 11.375
6973838029 685.42 1/1/2006 140,000.00 140,000.00 C/O Refi Stated Income 385,000.00 10/1/2010 10.875
3302241843 1,063.95 12/1/2005 190,000.00 188,708.16 Purchase Unknown 200,000.00 7/1/2010 10.375
6040985571 1,456.38 12/1/2005 256,500.00 255,653.87 Purchase Unknown 285,000.00 10/1/2010 10.5
6118036893 1,904.67 12/1/2005 457,120.00 457,120.00 Purchase Unknown 571,400.00 8/1/2010 10
6142705307 817.62 12/1/2005 144,000.00 143,043.37 Purchase Unknown 160,000.00 7/1/2010 10.5
6181676898 828.35 12/1/2005 176,715.00 176,715.00 Purchase Unknown 202,000.00 7/1/2010 10.625
6184187398 2,262.29 12/1/2005 404,000.00 401,252.86 Purchase Unknown 505,000.00 7/1/2010 10.375
6240113255 1,026.18 12/1/2005 196,718.00 195,346.59 Purchase Unknown 275,000.00 8/1/2010 9.75
6259841432 1,642.71 12/1/2005 415,000.00 414,867.50 Purchase Unknown 491,000.00 8/1/2010 9.75
6323755576 1,698.19 12/1/2005 295,000.00 293,729.59 Purchase Unknown 495,000.00 9/1/2010 10.625
6361518324 2,940.67 1/1/2006 641,600.00 641,600.00 Purchase Unknown 860,000.00 8/1/2010 10.5
6395323006 1,746.70 12/1/2005 311,926.00 310,513.21 R/T Refi Unknown 380,000.00 9/1/2010 10.375
6405672723 1,798.87 12/1/2005 308,250.00 307,279.85 Purchase Unknown 348,000.00 10/1/2010 10.75
6708822983 2,185.28 12/1/2005 359,650.00 358,240.99 C/O Refi Unknown 522,000.00 9/1/2010 11.125
6812740741 5,011.51 12/1/2005 847,200.00 847,200.00 R/T Refi Unknown 1,059,000.00 9/1/2010 10.875
6814243322 1,567.92 12/1/2005 280,000.00 278,736.53 Purchase Unknown 330,000.00 9/1/2010 10.375
6833585620 982.5 12/1/2005 209,600.00 209,600.00 Purchase Unknown 252,000.00 10/1/2010 10.625
6983952000 1,838.84 12/1/2005 333,000.00 331,375.35 Purchase Unknown 360,000.00 9/1/2010 10.25
6000797289 1,020.63 12/1/2005 199,960.00 199,960.00 Purchase Standard 250,000.00 9/1/2010 11.125
6003957484 2,149.28 12/1/2005 349,068.00 348,069.16 R/T Refi Stated Income 411,000.00 10/1/2010 11.25
6029155667 1,063.33 12/1/2005 232,000.00 232,000.00 Purchase Standard 290,000.00 10/1/2010 10.5
6042888690 1,760.00 12/1/2005 352,000.00 352,000.00 C/O Refi Stated Income 530,000.00 9/1/2010 11
6047986242 983.27 12/1/2005 173,175.00 172,411.57 Purchase Stated Income 232,000.00 9/1/2010 11
6049411918 5,747.60 12/1/2005 1,200,000.00 1,198,500.00 Purchase Stated Income 1,600,000.00 9/1/2010 10.75
6071580978 1,184.50 12/1/2005 247,200.00 247,200.00 Purchase Standard 309,000.00 10/1/2010 10.75
6111314370 2,127.47 12/1/2005 359,650.00 358,172.46 Purchase Stated Income 457,000.00 9/1/2010 10.875
6132220416 1,724.72 12/1/2005 308,000.00 306,959.94 C/O Refi Stated Income 385,000.00 10/1/2010 10.375
6144181176 5,062.50 1/1/2006 1,080,000.00 1,080,000.00 Purchase Standard 1,350,000.00 10/1/2010 10.625
6147145723 2,604.17 12/1/2005 500,000.00 500,000.00 Purchase Standard 625,000.00 10/1/2010 11.25
6179869455 2,947.58 12/1/2005 643,108.00 643,055.58 Purchase Standard 850,000.00 10/1/2010 10.5
6205555680 2,167.33 12/1/2005 352,000.00 350,992.77 Purchase Stated Income 440,000.00 10/1/2010 11.25
6213834051 687.71 12/1/2005 143,523.00 143,523.00 Purchase Standard 179,500.00 9/1/2010 10.75
6216191947 7,500.00 12/1/2005 1,500,000.00 1,500,000.00 R/T Refi Standard 3,400,000.00 10/1/2010 11
6218285713 391.67 2/1/2006 80,000.00 79,995.05 Purchase Standard 100,000.00 9/1/2010 10.875
6229806176 1,122.00 1/1/2006 244,800.00 244,800.00 Purchase Standard 306,000.00 9/1/2010 10.5
6242379086 1,734.38 12/1/2005 370,000.00 370,000.00 C/O Refi Stated Income 650,000.00 9/1/2010 10.625
6268044002 5,402.72 1/1/2006 866,000.00 862,765.94 R/T Refi Standard 1,250,000.00 9/1/2010 11.375
6279962895 1,890.64 12/1/2005 303,050.00 301,918.27 Purchase Standard 320,000.00 9/1/2010 11.375
6281364577 1,442.39 12/1/2005 231,200.00 230,336.59 Purchase Standard 290,000.00 9/1/2010 11.375
6291977574 1,384.20 12/1/2005 234,000.00 233,031.91 C/O Refi Stated Income 300,000.00 9/1/2010 10.875
6304759274 2,100.23 1/1/2006 328,000.00 327,127.01 Purchase Stated Income 660,000.00 10/1/2010 11.625
6309853742 2,750.00 1/1/2006 600,000.00 599,872.28 Purchase Stated Income 871,114.00 9/1/2010 10.5
6317027016 1,264.14 12/1/2005 200,000.00 199,454.63 C/O Refi Stated Income 384,000.00 10/1/2010 11.5
6317908868 3,038.59 12/1/2005 513,675.00 511,564.68 Purchase Standard 685,000.00 9/1/2010 10.875
6343463748 1,556.25 12/1/2005 332,000.00 332,000.00 Purchase Standard 415,000.00 10/1/2010 10.625
6349977204 899.49 12/1/2005 196,252.00 196,252.00 Purchase Standard 248,000.00 9/1/2010 10.5
6360546094 817.27 12/1/2005 148,000.00 147,488.10 Purchase Standard 192,000.00 10/1/2010 10.25
6376415359 2,457.81 12/1/2005 429,000.00 429,000.00 Purchase Stated Income 660,000.00 10/1/2010 11.875
6383964365 2,396.25 12/1/2005 511,200.00 511,200.00 Purchase Standard 639,000.00 9/1/2010 10.625
6403664524 2,015.63 12/1/2005 430,000.00 429,551.07 C/O Refi Stated Income 700,000.00 9/1/2010 10.625
6421469807 910.59 12/1/2005 198,675.00 198,675.00 Purchase Stated Income 267,000.00 10/1/2010 10.5
6447369973 1,259.54 12/1/2005 281,200.00 281,200.00 Purchase Standard 351,500.00 9/1/2010 10.375
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
---------- ----- ------ ------ ----------- ---------- --------------- -------- ---- ------
6734268755 2.25 2 2.25 12 MO LIBOR 10/7/2005 Bank of America BANA CRE 0 0.25
6771428486 2.25 2 2.25 12 MO LIBOR 9/23/2005 Bank of America BANA CRE 0 0.25
6778352770 2.25 2 2.25 12 MO LIBOR 9/27/2005 Bank of America BANA CRE 0 0.25
6795772018 2.25 2 2.25 12 MO LIBOR 8/26/2005 Bank of America BANA CRE 0 0.25
6812777008 2.25 2 2.25 12 MO LIBOR 9/2/2005 Bank of America BANA CRE 0 0.25
6834888783 2.25 2 2.25 12 MO LIBOR 9/16/2005 Bank of America BANA CRE 0 0.25
6877580537 2.25 2 2.25 12 MO LIBOR 7/20/2005 Bank of America BANA CRE 0 0.25
6887397377 2.25 2 2.25 12 MO LIBOR 9/30/2005 Bank of America BANA CRE 0 0.25
6892350460 2.25 2 2.25 12 MO LIBOR 9/30/2005 Bank of America BANA CRE 0 0.25
6897882384 2.25 2 2.25 12 MO LIBOR 10/19/2005 Bank of America BANA CRE 0 0.25
6912538441 2.25 2 2.25 12 MO LIBOR 10/12/2005 Bank of America BANA CRE 0 0.25
6929920459 2.25 2 2.25 12 MO LIBOR 9/16/2005 Bank of America BANA CRE 0 0.25
6941833573 2.25 2 2.25 12 MO LIBOR 9/23/2005 Bank of America BANA CRE 0 0.25
6947730922 2.25 2 2.25 12 MO LIBOR 9/23/2005 Bank of America BANA CRE 0 0.25
6948702144 2.25 2 2.25 12 MO LIBOR 3/21/2005 Bank of America BANA CRE 0 0.25
6954339005 2.25 2 2.25 12 MO LIBOR 9/23/2005 Bank of America BANA CRE 0 0.25
6962458409 2.25 2 2.25 12 MO LIBOR 9/13/2005 Bank of America BANA CRE 0 0.25
6973838029 2.25 2 2.25 12 MO LIBOR 9/22/2005 Bank of America BANA CRE 0 0.25
3302241843 2.25 2 2.25 12 MO LIBOR 6/20/2005 Bank of America BANA CRE 0 0.25
6040985571 2.25 2 2.25 12 MO LIBOR 9/14/2005 Bank of America BANA CRE 0 0.25
6118036893 2.25 2 2.25 12 MO LIBOR 7/7/2005 Bank of America BANA CRE 0 0.25
6142705307 2.25 2 2.25 12 MO LIBOR 6/22/2005 Bank of America BANA CRE 0 0.25
6181676898 2.25 2 2.25 12 MO LIBOR 7/1/2005 Bank of America BANA CRE 0 0.25
6184187398 2.25 2 2.25 12 MO LIBOR 6/28/2005 Bank of America BANA CRE 0 0.25
6240113255 2.25 2 2.25 12 MO LIBOR 7/14/2005 Bank of America BANA CRE 0 0.25
6259841432 2.25 2 2.25 12 MO LIBOR 7/22/2005 Bank of America BANA CRE 0 0.25
6323755576 2.25 2 2.25 12 MO LIBOR 8/11/2005 Bank of America BANA CRE 0 0.25
6361518324 2.25 2 2.25 12 MO LIBOR 7/14/2005 Bank of America BANA CRE 0 0.25
6395323006 2.25 2 2.25 12 MO LIBOR 8/19/2005 Bank of America BANA CRE 0 0.25
6405672723 2.25 2 2.25 12 MO LIBOR 9/15/2005 Bank of America BANA CRE 0 0.25
6708822983 2.25 2 2.25 12 MO LIBOR 8/11/2005 Bank of America BANA CRE 0 0.25
6812740741 2.25 2 2.25 12 MO LIBOR 8/11/2005 Bank of America BANA CRE 0 0.25
6814243322 2.25 2 2.25 12 MO LIBOR 8/18/2005 Bank of America BANA CRE 0 0.25
6833585620 2.25 2 2.25 12 MO LIBOR 9/2/2005 Bank of America BANA CRE 0 0.25
6983952000 2.25 2 2.25 12 MO LIBOR 9/1/2005 Bank of America BANA CRE 0 0.25
6000797289 2.25 2 2.25 12 MO LIBOR 8/22/2005 Bank of America BANA CRE 0 0.25
6003957484 2.25 2 2.25 12 MO LIBOR 9/23/2005 Bank of America BANA CRE 0 0.25
6029155667 2.25 2 2.25 12 MO LIBOR 9/12/2005 Bank of America BANA CRE 0 0.25
6042888690 2.25 2 2.25 12 MO LIBOR 8/24/2005 Bank of America BANA CRE 0 0.25
6047986242 2.25 2 2.25 12 MO LIBOR 8/6/2004 Bank of America BANA CRE 0 0.25
6049411918 2.25 2 2.25 12 MO LIBOR 8/30/2005 Bank of America BANA CRE 0 0.25
6071580978 2.25 2 2.25 12 MO LIBOR 8/31/2005 Bank of America BANA CRE 0 0.25
6111314370 2.25 2 2.25 12 MO LIBOR 8/30/2005 Bank of America BANA CRE 0 0.25
6132220416 2.25 2 2.25 12 MO LIBOR 9/9/2005 Bank of America BANA CRE 0 0.25
6144181176 2.25 2 2.25 12 MO LIBOR 9/2/2005 Bank of America BANA CRE 0 0.25
6147145723 2.25 2 2.25 12 MO LIBOR 9/15/2005 Bank of America BANA CRE 0 0.25
6179869455 2.25 2 2.25 12 MO LIBOR 9/9/2005 Bank of America BANA CRE 0 0.25
6205555680 2.25 2 2.25 12 MO LIBOR 9/12/2005 Bank of America BANA CRE 0 0.25
6213834051 2.25 2 2.25 12 MO LIBOR 8/25/2005 Bank of America BANA CRE 0 0.25
6216191947 2.25 2 2.25 12 MO LIBOR 8/30/2005 Bank of America BANA CRE 0 0.25
6218285713 2.25 2 2.25 12 MO LIBOR 8/12/2005 Bank of America BANA CRE 0 0.25
6229806176 2.25 2 2.25 12 MO LIBOR 8/29/2005 Bank of America BANA CRE 0 0.25
6242379086 2.25 2 2.25 12 MO LIBOR 8/4/2005 Bank of America BANA CRE 0 0.25
6268044002 2.25 2 2.25 12 MO LIBOR 8/30/2005 Bank of America BANA CRE 0 0.25
6279962895 2.25 2 2.25 12 MO LIBOR 8/16/2005 Bank of America BANA CRE 0 0.25
6281364577 2.25 2 2.25 12 MO LIBOR 9/1/2005 Bank of America BANA CRE 0 0.25
6291977574 2.25 2 2.25 12 MO LIBOR 8/13/2005 Bank of America BANA CRE 0 0.25
6304759274 2.25 2 2.25 12 MO LIBOR 9/9/2005 Bank of America BANA CRE 0 0.25
6309853742 2.25 2 2.25 12 MO LIBOR 7/22/2005 Bank of America BANA CRE 0 0.25
6317027016 2.25 2 2.25 12 MO LIBOR 8/30/2005 Bank of America BANA CRE 0 0.25
6317908868 2.25 2 2.25 12 MO LIBOR 8/19/2005 Bank of America BANA CRE 0 0.25
6343463748 2.25 2 2.25 12 MO LIBOR 9/7/2005 Bank of America BANA CRE 0 0.25
6349977204 2.25 2 2.25 12 MO LIBOR 8/31/2005 Bank of America BANA CRE 0 0.25
6360546094 2.25 2 2.25 12 MO LIBOR 9/23/2005 Bank of America BANA CRE 0 0.25
6376415359 2.25 2 2.25 12 MO LIBOR 9/9/2005 Bank of America BANA CRE 0 0.25
6383964365 2.25 2 2.25 12 MO LIBOR 8/25/2005 Bank of America BANA CRE 0 0.25
6403664524 2.25 2 2.25 12 MO LIBOR 8/25/2005 Bank of America BANA CRE 0 0.25
6421469807 2.25 2 2.25 12 MO LIBOR 9/16/2005 Bank of America BANA CRE 0 0.25
6447369973 2.25 2 2.25 12 MO LIBOR 8/26/2005 Bank of America BANA CRE 0 0.25
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
---------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
6476265530 Primary Condominium 360 357 80 6.125 11/1/2005 2/1/2006 10/1/2035
6495947829 Secondary Condominium 360 356 80 5.875 10/1/2005 1/1/2006 9/1/2035
6499408323 Primary SFR 360 357 80 5.375 11/1/2005 1/1/2006 10/1/2035
6501014259 Primary 2-Family 360 356 68.75 5.875 10/1/2005 1/1/2006 9/1/2035
6508949564 Primary Condominium 360 357 80 5.125 11/1/2005 1/1/2006 10/1/2035
6546825230 Primary PUD 360 357 80 5.875 11/1/2005 1/1/2006 10/1/2035
6575990012 Primary Condominium 360 356 80 5.625 10/1/2005 1/1/2006 9/1/2035
6576289406 Primary SFR 360 356 80 5.375 10/1/2005 2/1/2006 9/1/2035
6592001819 Primary 2-Family 360 357 80 6.125 11/1/2005 1/1/2006 10/1/2035
6599570923 Primary SFR 360 357 80 5.625 11/1/2005 1/1/2006 10/1/2035
6616178957 Primary Condominium 360 357 80 5.75 11/1/2005 2/1/2006 10/1/2035
6623769012 Primary SFR 360 357 80 6 11/1/2005 1/1/2006 10/1/2035
6625951204 Primary SFR 360 357 79.99 5.375 11/1/2005 1/1/2006 10/1/2035
6660207934 Primary SFR 360 356 80 5.75 10/1/2005 1/1/2006 9/1/2035
6675025230 Investor SFR 360 357 64.68 7 11/1/2005 1/1/2006 10/1/2035
6736761211 Secondary Condominium 360 356 70 5.75 10/1/2005 1/1/2006 9/1/2035
6738150652 Primary SFR 360 356 80 5.5 10/1/2005 1/1/2006 9/1/2035
6739500178 Primary Townhouse 360 357 80 5.625 11/1/2005 1/1/2006 10/1/2035
6744890630 Investor Condominium 360 356 80 6.875 10/1/2005 1/1/2006 9/1/2035
6745684453 Secondary Condominium 360 357 45.9 5.25 11/1/2005 1/1/2006 10/1/2035
6745971025 Primary PUD 360 356 77.83 5.625 10/1/2005 1/1/2006 9/1/2035
6752121787 Primary SFR 360 357 70 5.875 11/1/2005 1/1/2006 10/1/2035
6763456347 Primary Condominium 360 356 80 3.875 10/1/2005 2/1/2006 9/1/2035
6764643364 Primary Condominium 360 356 80 6.375 10/1/2005 1/1/2006 9/1/2035
6770693056 Secondary SFR 360 356 80 4.625 10/1/2005 1/1/2006 9/1/2035
6806866031 Secondary Condominium 360 356 75 6.125 10/1/2005 1/1/2006 9/1/2035
6819085652 Primary SFR 360 356 79.98 5.625 10/1/2005 1/1/2006 9/1/2035
6823204307 Primary PUD 360 357 80 5.25 11/1/2005 1/1/2006 10/1/2035
6831661266 Primary Condominium 360 356 80 6.375 10/1/2005 1/1/2006 9/1/2035
6838800503 Secondary SFR 360 355 75 6.375 9/1/2005 1/1/2006 8/1/2035
6843681252 Primary Condominium 360 356 80 4.875 10/1/2005 1/1/2006 9/1/2035
6855197023 Primary Condominium 360 356 80 5.75 10/1/2005 1/1/2006 9/1/2035
6871482367 Primary SFR 360 356 80 5.375 10/1/2005 1/1/2006 9/1/2035
6880844656 Primary SFR 360 357 80 6.125 11/1/2005 1/1/2006 10/1/2035
6881279597 Primary PUD 360 357 86.57 6.375 11/1/2005 1/1/2006 10/1/2035
6881820408 Investor SFR 360 356 80 6.125 10/1/2005 1/1/2006 9/1/2035
6889053127 Secondary Condominium 360 356 80 6.75 10/1/2005 1/1/2006 9/1/2035
6891385566 Investor SFR 360 356 80 7 10/1/2005 2/1/2006 9/1/2035
6894192936 Secondary Condominium 360 356 68.38 5.75 10/1/2005 1/1/2006 9/1/2035
6898363905 Primary SFR 360 356 80 5.5 10/1/2005 1/1/2006 9/1/2035
6912739197 Primary SFR 360 356 80 6.75 10/1/2005 2/1/2006 9/1/2035
6920345722 Primary Condominium 360 357 80 5.625 11/1/2005 2/1/2006 10/1/2035
6934175529 Secondary Condominium 360 356 77.2 6.375 10/1/2005 1/1/2006 9/1/2035
6936974978 Primary SFR 360 356 75 5.875 10/1/2005 1/1/2006 9/1/2035
6951260014 Primary SFR 360 357 95 5.25 11/1/2005 1/1/2006 10/1/2035
6981430330 Primary Condominium 360 357 80 5.875 11/1/2005 1/1/2006 10/1/2035
6742469635 Primary SFR 360 355 68.97 5.625 9/1/2005 1/1/2006 8/1/2035
6793216901 Primary SFR 360 343 80 5.625 9/1/2004 1/1/2006 8/1/2034
3301296038 Primary SFR 360 350 88.35 5.125 4/1/2005 1/1/2006 3/1/2035
6166599438 Primary PUD 360 349 90 5.25 3/1/2005 2/1/2006 2/1/2035
6523489398 Primary Condominium 360 351 80 4.75 5/1/2005 1/1/2006 4/1/2035
116213494 Primary Condominium 360 359 95 7.5 1/1/2006 1/1/2006 12/1/2035
116185667 Investor PUD 360 359 79.98 7.375 1/1/2006 1/1/2006 12/1/2035
116177458 Primary Condominium 360 359 79.97 7 1/1/2006 1/1/2006 12/1/2035
116177242 Primary Condominium 360 359 79.96 6.5 1/1/2006 1/1/2006 12/1/2035
116177154 Primary PUD 360 359 79.99 8.375 1/1/2006 1/1/2006 12/1/2035
116177058 Primary PUD 360 359 80 7.5 1/1/2006 1/1/2006 12/1/2035
116174314 Primary Condominium 360 359 80 5.875 1/1/2006 1/1/2006 12/1/2035
116173825 Investor Condominium 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
116163080 Primary PUD 360 359 80 6.375 1/1/2006 1/1/2006 12/1/2035
116116882 Primary SFR 360 359 80 6.5 1/1/2006 1/1/2006 12/1/2035
116110009 Primary SFR 360 359 62.36 6.75 1/1/2006 1/1/2006 12/1/2035
116109769 Primary SFR 360 359 80 6 1/1/2006 1/1/2006 12/1/2035
116105097 Primary 4-Family 360 359 80 6.625 1/1/2006 1/1/2006 12/1/2035
116104985 Primary PUD 360 359 80 7.125 1/1/2006 1/1/2006 12/1/2035
116104673 Primary PUD 360 359 80 5.875 1/1/2006 1/1/2006 12/1/2035
116104553 Investor SFR 360 359 80 6.625 1/1/2006 1/1/2006 12/1/2035
116104217 Primary PUD 360 359 50 5.625 1/1/2006 1/1/2006 12/1/2035
116102032 Secondary PUD 360 359 68.86 6.375 1/1/2006 2/1/2006 12/1/2035
LOANID PANDI PTDATE OBAL COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
---------- -------- --------- ---------- ---------- -------- ------------- ------------ --------- -------
6476265530 2,916.54 1/1/2006 480,000.00 478,593.23 Purchase Stated Income 600,000.00 10/1/2010 11.125
6495947829 844.25 12/1/2005 142,720.00 142,133.64 Purchase Stated Income 179,000.00 9/1/2010 10.875
6499408323 1,917.08 12/1/2005 428,000.00 428,000.00 Purchase Stated Income 540,000.00 10/1/2010 10.375
6501014259 976.04 12/1/2005 165,000.00 164,322.13 C/O Refi Stated Income 240,000.00 9/1/2010 10.875
6508949564 1,332.50 12/1/2005 312,000.00 312,000.00 Purchase Standard 390,000.00 10/1/2010 10.125
6546825230 2,820.00 12/1/2005 576,000.00 575,800.00 Purchase Stated Income 720,000.00 10/1/2010 10.875
6575990012 898.03 12/1/2005 156,000.00 155,328.17 Purchase Standard 195,000.00 9/1/2010 10.625
6576289406 1,128.75 1/1/2006 252,000.00 252,000.00 C/O Refi Standard 315,000.00 9/1/2010 10.375
6592001819 656.22 12/1/2005 108,000.00 107,683.48 Purchase Stated Income 142,000.00 10/1/2010 11.125
6599570923 1,165.13 12/1/2005 202,400.00 201,747.82 Purchase Standard 253,000.00 10/1/2010 10.625
6616178957 1,801.67 1/1/2006 376,000.00 376,000.00 Purchase Standard 470,000.00 10/1/2010 10.75
6623769012 1,073.92 12/1/2005 179,120.00 178,582.36 Purchase Standard 224,000.00 10/1/2010 11
6625951204 572.89 12/1/2005 127,900.00 127,900.00 Purchase Standard 160,000.00 10/1/2010 10.375
6660207934 2,357.50 12/1/2005 492,000.00 491,600.00 Purchase Standard 615,000.00 9/1/2010 10.75
6675025230 1,011.26 12/1/2005 152,000.00 151,624.04 R/T Refi Stated Income 235,000.00 10/1/2010 12
6736761211 1,006.25 12/1/2005 210,000.00 210,000.00 C/O Refi Stated Income 300,000.00 9/1/2010 10.75
6738150652 3,116.67 12/1/2005 680,000.00 680,000.00 R/T Refi Standard 850,000.00 9/1/2010 10.5
6739500178 1,387.50 12/1/2005 296,000.00 295,989.51 Purchase Standard 370,000.00 10/1/2010 10.625
6744890630 6,306.52 12/1/2005 960,000.00 956,746.09 Purchase Stated Income 1,290,000.00 9/1/2010 11.875
6745684453 2,008.13 12/1/2005 459,000.00 459,000.00 Purchase Stated Income 1,025,000.00 10/1/2010 10.25
6745971025 1,276.88 12/1/2005 272,400.00 272,400.00 Purchase Stated Income 350,000.00 9/1/2010 10.625
6752121787 2,141.93 12/1/2005 437,500.00 437,500.00 R/T Refi Stated Income 625,000.00 10/1/2010 10.875
6763456347 1,259.07 1/1/2006 389,904.00 389,901.34 Purchase Standard 487,500.00 9/1/2010 8.875
6764643364 1,721.89 12/1/2005 276,000.00 274,969.26 Purchase Reduced 345,000.00 9/1/2010 11.375
6770693056 851 12/1/2005 220,800.00 220,800.00 Purchase Standard 280,000.00 9/1/2010 9.625
6806866031 555.08 12/1/2005 108,750.00 108,750.00 Purchase Stated Income 145,000.00 9/1/2010 11.125
6819085652 710.08 12/1/2005 123,350.00 122,818.76 Purchase Reduced 158,000.00 9/1/2010 10.625
6823204307 728.95 12/1/2005 166,616.00 166,616.00 Purchase Standard 220,000.00 10/1/2010 10.25
6831661266 864.34 12/1/2005 138,544.00 138,026.60 Purchase Standard 175,000.00 9/1/2010 11.375
6838800503 1,809.04 12/1/2005 289,970.00 288,612.78 Purchase Stated Income 407,000.00 8/1/2010 12.755
6843681252 2,924.68 12/1/2005 719,920.00 719,920.00 Purchase Standard 900,000.00 9/1/2010 9.875
6855197023 881.67 12/1/2005 184,000.00 184,000.00 Purchase Standard 230,000.00 9/1/2010 10.75
6871482367 788 12/1/2005 140,720.00 140,084.98 Purchase Standard 177,000.00 9/1/2010 10.375
6880844656 1,842.28 12/1/2005 303,200.00 302,311.39 Purchase Stated Income 379,000.00 10/1/2010 11.125
6881279597 3,618.45 12/1/2005 580,000.00 578,379.83 R/T Refi Standard 670,000.00 10/1/2010 11.375
6881820408 962.46 12/1/2005 158,400.00 157,779.42 Purchase Stated Income 199,000.00 9/1/2010 11.125
6889053127 1,686.36 12/1/2005 260,000.00 259,096.97 Purchase Stated Income 325,000.00 9/1/2010 11.75
6891385566 851.59 1/1/2006 128,000.00 127,576.62 Purchase Stated Income 160,000.00 9/1/2010 12
6894192936 1,916.67 12/1/2005 400,000.00 400,000.00 Purchase Stated Income 585,000.00 9/1/2010 10.75
6898363905 2,566.67 12/1/2005 560,000.00 560,000.00 C/O Refi Standard 700,000.00 9/1/2010 10.5
6912739197 1,893.91 1/1/2006 292,000.00 290,985.84 C/O Refi Stated Income 365,000.00 9/1/2010 11.75
6920345722 2,077.85 1/1/2006 443,274.00 443,274.00 Purchase Standard 554,093.00 10/1/2010 10.625
6934175529 1,907.19 12/1/2005 359,000.00 359,000.00 Purchase Standard 472,000.00 9/1/2010 11.375
6936974978 962.73 12/1/2005 162,750.00 162,081.38 C/O Refi Stated Income 217,000.00 9/1/2010 10.875
6951260014 2,334.45 12/1/2005 422,750.00 421,288.87 Purchase Standard 445,000.00 10/1/2010 10.25
6981430330 822.5 12/1/2005 168,000.00 168,000.00 Purchase Standard 210,000.00 10/1/2010 10.875
6742469635 2,343.75 12/1/2005 500,000.00 500,000.00 Purchase Stated Income 725,000.00 8/1/2010 10.625
6793216901 900 12/1/2005 192,000.00 191,981.43 Purchase Standard 240,000.00 8/1/2009 10.625
3301296038 654.24 12/1/2005 120,156.00 118,711.80 C/O Refi Unknown 136,000.00 3/1/2010 10.125
6166599438 2,775.94 1/1/2006 634,500.00 634,500.00 R/T Refi Unknown 705,000.00 2/1/2010 10.25
6523489398 792.2 12/1/2005 151,864.00 149,995.34 Purchase Unknown 206,000.00 4/1/2010 9.75
116213494 1,042.88 1/1/2006 149,150.00 149,039.31 Purchase NINA 197,000.00 12/1/2010 12.5
116185667 1,163.10 1/1/2006 168,400.00 168,271.86 Purchase Full 211,000.00 12/1/2010 13.375
116177458 825.71 1/1/2006 141,550.00 141,550.00 Purchase Reduced 177,000.00 12/1/2010 13
116177242 834.17 1/1/2006 154,000.00 154,000.00 Purchase Reduced 200,000.00 12/1/2010 12.5
116177154 1,933.24 1/1/2006 254,350.00 254,191.91 Purchase Reduced 325,000.00 12/1/2010 13.375
116177058 1,511.88 1/1/2006 241,900.00 241,900.00 Purchase Reduced 303,000.00 12/1/2010 13.5
116174314 987 1/1/2006 201,600.00 201,600.00 Purchase Reduced 252,000.00 12/1/2010 11.875
116173825 604.17 12/1/2005 116,000.00 116,000.00 Purchase Reduced 147,000.00 11/1/2010 12.25
116163080 1,793.50 1/1/2006 337,600.00 337,600.00 Purchase Reduced 425,000.00 12/1/2010 11.375
116116882 996.02 1/1/2006 183,880.00 183,880.00 Purchase Reduced 240,000.00 12/1/2010 12.5
116110009 3,093.75 1/1/2006 550,000.00 550,000.00 Purchase Reduced 882,000.00 12/1/2010 11.75
116109769 1,678.14 1/1/2006 335,628.00 335,628.00 Purchase Reduced 440,000.00 12/1/2010 12
116105097 1,347.08 1/1/2006 244,000.00 244,000.00 C/O Refi Reduced 305,000.00 12/1/2010 12.625
116104985 1,728.19 1/1/2006 291,063.00 291,063.00 Purchase Reduced 365,000.00 12/1/2010 13.125
116104673 1,548.34 1/1/2006 316,256.00 316,256.00 Purchase Reduced 400,000.00 12/1/2010 11.875
116104553 1,545.83 1/1/2006 280,000.00 280,000.00 Purchase Reduced 370,000.00 12/1/2010 12.625
116104217 2,734.37 1/1/2006 475,000.00 474,492.19 C/O Refi Full 950,000.00 12/1/2010 11.625
116102032 880.93 1/1/2006 165,831.00 165,831.00 Purchase Full 250,000.00 12/1/2010 11.375
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
---------- ----- ------ ------ ----------- ---------- --------------- -------- ---- ------
6476265530 2.25 2 2.25 12 MO LIBOR 9/8/2005 Bank of America BANA CRE 0 0.25
6495947829 2.25 2 2.25 12 MO LIBOR 8/10/2005 Bank of America BANA CRE 0 0.25
6499408323 2.25 2 2.25 12 MO LIBOR 9/1/2005 Bank of America BANA CRE 0 0.25
6501014259 2.25 2 2.25 12 MO LIBOR 8/19/2005 Bank of America BANA CRE 0 0.25
6508949564 2.25 2 2.25 12 MO LIBOR 9/1/2005 Bank of America BANA CRE 0 0.25
6546825230 2.25 2 2.25 12 MO LIBOR 8/30/2005 Bank of America BANA CRE 0 0.25
6575990012 2.25 2 2.25 12 MO LIBOR 8/19/2005 Bank of America BANA CRE 0 0.25
6576289406 2.25 2 2.25 12 MO LIBOR 8/16/2005 Bank of America BANA CRE 0 0.25
6592001819 2.25 2 2.25 12 MO LIBOR 9/13/2005 Bank of America BANA CRE 0 0.25
6599570923 2.25 2 2.25 12 MO LIBOR 9/21/2005 Bank of America BANA CRE 0 0.25
6616178957 2.25 2 2.25 12 MO LIBOR 9/12/2005 Bank of America BANA CRE 0 0.25
6623769012 2.25 2 2.25 12 MO LIBOR 9/16/2005 Bank of America BANA CRE 0 0.25
6625951204 2.25 2 2.25 12 MO LIBOR 9/21/2005 Bank of America BANA CRE 0 0.25
6660207934 2.25 2 2.25 12 MO LIBOR 8/12/2005 Bank of America BANA CRE 0 0.25
6675025230 2.25 2 2.25 12 MO LIBOR 9/6/2005 Bank of America BANA CRE 0 0.25
6736761211 2.25 2 2.25 12 MO LIBOR 8/22/2005 Bank of America BANA CRE 0 0.25
6738150652 2.25 2 2.25 12 MO LIBOR 8/26/2005 Bank of America BANA CRE 0 0.25
6739500178 2.25 2 2.25 12 MO LIBOR 9/6/2005 Bank of America BANA CRE 0 0.25
6744890630 2.25 2 2.25 12 MO LIBOR 8/29/2005 Bank of America BANA CRE 0 0.25
6745684453 2.25 2 2.25 12 MO LIBOR 9/7/2005 Bank of America BANA CRE 0 0.25
6745971025 2.25 2 2.25 12 MO LIBOR 8/18/2005 Bank of America BANA CRE 0 0.25
6752121787 2.25 2 2.25 12 MO LIBOR 9/1/2005 Bank of America BANA CRE 0 0.25
6763456347 2.25 2 2.25 12 MO LIBOR 8/16/2005 Bank of America BANA CRE 0 0.25
6764643364 2.25 2 2.25 12 MO LIBOR 8/25/2005 Bank of America BANA CRE 0 0.25
6770693056 2.25 2 2.25 12 MO LIBOR 8/25/2005 Bank of America BANA CRE 0 0.25
6806866031 2.25 2 2.25 12 MO LIBOR 9/9/2005 Bank of America BANA CRE 0 0.25
6819085652 2.25 2 2.25 12 MO LIBOR 8/26/2005 Bank of America BANA CRE 0 0.25
6823204307 2.25 2 2.25 12 MO LIBOR 9/9/2005 Bank of America BANA CRE 0 0.25
6831661266 2.25 2 2.25 12 MO LIBOR 8/15/2005 Bank of America BANA CRE 0 0.25
6838800503 2.25 2 2.25 12 MO LIBOR 10/25/2004 Bank of America BANA CRE 0 0.25
6843681252 2.25 2 2.25 12 MO LIBOR 8/24/2005 Bank of America BANA CRE 0 0.25
6855197023 2.25 2 2.25 12 MO LIBOR 8/10/2005 Bank of America BANA CRE 0 0.25
6871482367 2.25 2 2.25 12 MO LIBOR 8/18/2005 Bank of America BANA CRE 0 0.25
6880844656 2.25 2 2.25 12 MO LIBOR 9/13/2005 Bank of America BANA CRE 0 0.25
6881279597 2.25 2 2.25 12 MO LIBOR 8/29/2005 Bank of America BANA CRE 0 0.25
6881820408 2.25 2 2.25 12 MO LIBOR 8/24/2005 Bank of America BANA CRE 0 0.25
6889053127 2.25 2 2.25 12 MO LIBOR 8/17/2005 Bank of America BANA CRE 0 0.25
6891385566 2.25 2 2.25 12 MO LIBOR 8/29/2005 Bank of America BANA CRE 0 0.25
6894192936 2.25 2 2.25 12 MO LIBOR 8/24/2005 Bank of America BANA CRE 0 0.25
6898363905 2.25 2 2.25 12 MO LIBOR 8/31/2005 Bank of America BANA CRE 0 0.25
6912739197 2.25 2 2.25 12 MO LIBOR 8/22/2005 Bank of America BANA CRE 0 0.25
6920345722 2.25 2 2.25 12 MO LIBOR 9/15/2005 Bank of America BANA CRE 0 0.25
6934175529 2.25 2 2.25 12 MO LIBOR 8/23/2005 Bank of America BANA CRE 0 0.25
6936974978 2.25 2 2.25 12 MO LIBOR 8/25/2005 Bank of America BANA CRE 0 0.25
6951260014 2.25 2 2.25 12 MO LIBOR 9/8/2005 Bank of America BANA CRE 0 0.25
6981430330 2.25 2 2.25 12 MO LIBOR 9/20/2005 Bank of America BANA CRE 0 0.25
6742469635 2.25 2 2.25 12 MO LIBOR 7/21/2005 Bank of America BANA CRE 0 0.25
6793216901 2.25 2 2.25 12 MO LIBOR 7/9/2004 Bank of America BANA CRE 0 0.25
3301296038 2.25 2 2.25 12 MO LIBOR 2/5/2005 Bank of America BANA CRE 0 0.25
6166599438 2.25 2 2.25 12 MO LIBOR 1/10/2005 Bank of America BANA CRE 0 0.25
6523489398 2.25 2 2.25 12 MO LIBOR 3/15/2005 Bank of America BANA CRE 0 0.25
116213494 4 1 4 6 MO LIBOR 11/22/2005 CWHL CWHL 0 0.25
116185667 2.25 2 2.25 6 MO LIBOR 11/18/2005 CWHL CWHL 0 0.25
116177458 2.875 2 2.875 6 MO LIBOR 11/17/2005 CWHL CWHL 0 0.25
116177242 4 2 4 6 MO LIBOR 11/21/2005 CWHL CWHL 0 0.25
116177154 2.75 1 2.75 6 MO LIBOR 11/17/2005 CWHL CWHL 0 0.25
116177058 3.375 2 3.375 6 MO LIBOR 11/4/2005 CWHL CWHL 0 0.25
116174314 2.25 2 2.25 6 MO LIBOR 11/8/2005 CWHL CWHL 0 0.25
116173825 2.25 2 2.25 6 MO LIBOR 10/19/2005 CWHL CWHL 0 0.25
116163080 2.25 1 2.25 6 MO LIBOR 11/18/2005 CWHL CWHL 0 0.25
116116882 2.25 2 2.25 6 MO LIBOR 11/3/2005 CWHL CWHL 0 0.25
116110009 3.5 1 3.5 6 MO LIBOR 11/15/2005 CWHL CWHL 0 0.25
116109769 2.25 2 2.25 6 MO LIBOR 11/9/2005 CWHL CWHL 0 0.25
116105097 2.25 2 2.25 6 MO LIBOR 11/9/2005 CWHL CWHL 0 0.25
116104985 2.25 2 2.25 6 MO LIBOR 11/14/2005 CWHL CWHL 0 0.25
116104673 2.25 2 2.25 6 MO LIBOR 11/10/2005 CWHL CWHL 0 0.25
116104553 2.75 2 2.75 6 MO LIBOR 11/3/2005 CWHL CWHL 0 0.25
116104217 3.25 2 3.25 6 MO LIBOR 11/16/2005 CWHL CWHL 0 0.25
116102032 3.875 1 3.875 6 MO LIBOR 11/18/2005 CWHL CWHL 0 0.25
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
--------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
116099760 Primary SFR 360 359 70 6 1/1/2006 1/1/2006 12/1/2035
116099056 Secondary PUD 360 359 79.98 6.75 1/1/2006 1/1/2006 12/1/2035
116099016 Primary SFR 360 358 80 6.875 12/1/2005 1/1/2006 11/1/2035
116098952 Secondary PUD 360 359 79.98 7.125 1/1/2006 1/1/2006 12/1/2035
116098752 Primary SFR 360 359 80 6.125 1/1/2006 1/1/2006 12/1/2035
116098000 Primary SFR 360 359 80 6 1/1/2006 1/1/2006 12/1/2035
116088623 Primary PUD 360 359 80 7 1/1/2006 1/1/2006 12/1/2035
116087927 Investor SFR 360 359 78.92 6.625 1/1/2006 1/1/2006 12/1/2035
116087559 Primary PUD 360 359 80 7.875 1/1/2006 1/1/2006 12/1/2035
116085038 Primary SFR 360 359 70 7.125 1/1/2006 2/1/2006 12/1/2035
116084598 Secondary SFR 360 359 80 7 1/1/2006 2/1/2006 12/1/2035
116084366 Primary SFR 360 359 80 6.375 1/1/2006 1/1/2006 12/1/2035
116084182 Primary Condominium 360 359 80 6.125 1/1/2006 2/1/2006 12/1/2035
116063108 Primary SFR 360 359 77.14 5.5 1/1/2006 1/1/2006 12/1/2035
116057923 Investor SFR 360 359 75 6.375 1/1/2006 2/1/2006 12/1/2035
116055859 Primary SFR 360 359 75 6.375 1/1/2006 2/1/2006 12/1/2035
116055331 Primary PUD 360 359 79.98 7.25 1/1/2006 1/1/2006 12/1/2035
116055195 Secondary Condominium 360 359 79.97 7.25 1/1/2006 2/1/2006 12/1/2035
116055003 Investor SFR 360 359 75 7.375 1/1/2006 1/1/2006 12/1/2035
116054907 Primary Condominium 360 359 79.99 6.75 1/1/2006 1/1/2006 12/1/2035
116054763 Investor Condominium 360 359 79.95 6.75 1/1/2006 2/1/2006 12/1/2035
116054595 Primary Condominium 360 359 79.99 6.5 1/1/2006 1/1/2006 12/1/2035
116054442 Primary PUD 360 359 80 6.875 1/1/2006 1/1/2006 12/1/2035
116014694 Primary SFR 360 359 80 6.5 1/1/2006 1/1/2006 12/1/2035
116014413 Primary SFR 360 358 74.92 6.25 12/1/2005 1/1/2006 11/1/2035
115986114 Investor Condominium 360 359 89.99 7.25 1/1/2006 1/1/2006 12/1/2035
115962591 Investor SFR 360 359 65 6.125 1/1/2006 1/1/2006 12/1/2035
115952222 Secondary SFR 360 359 80 6.375 1/1/2006 1/1/2006 12/1/2035
115952030 Investor 2-Family 360 359 65 6.25 1/1/2006 1/1/2006 12/1/2035
115951782 Primary SFR 360 359 80 6.125 1/1/2006 1/1/2006 12/1/2035
115922914 Primary PUD 360 359 80 6.5 1/1/2006 1/1/2006 12/1/2035
115922778 Secondary PUD 360 359 80 7.25 1/1/2006 1/1/2006 12/1/2035
115906464 Investor SFR 360 359 52.54 6 1/1/2006 2/1/2006 12/1/2035
115906112 Primary SFR 360 357 80 5.75 11/1/2005 2/1/2006 10/1/2035
115905904 Primary PUD 360 359 79.99 6.25 1/1/2006 1/1/2006 12/1/2035
115905816 Investor SFR 360 358 73.94 6.75 12/1/2005 1/1/2006 11/1/2035
115901999 Primary PUD 360 359 79.98 6.625 1/1/2006 1/1/2006 12/1/2035
115899479 Primary Condominium 360 359 80 6.75 1/1/2006 1/1/2006 12/1/2035
115898071 Primary SFR 360 359 80 6.75 1/1/2006 1/1/2006 12/1/2035
115897759 Primary SFR 360 359 76.19 6.75 1/1/2006 1/1/2006 12/1/2035
115895359 Primary SFR 360 359 74.29 5.75 1/1/2006 2/1/2006 12/1/2035
115895311 Primary SFR 360 359 80 6.375 1/1/2006 1/1/2006 12/1/2035
115890974 Primary PUD 360 359 90 6 1/1/2006 1/1/2006 12/1/2035
115884597 Investor Condominium 360 359 80 7.25 1/1/2006 1/1/2006 12/1/2035
115884477 Primary PUD 360 359 80 7.5 1/1/2006 1/1/2006 12/1/2035
115884365 Primary SFR 360 359 80 6.25 1/1/2006 1/1/2006 12/1/2035
115884229 Primary PUD 360 359 79.99 7.375 1/1/2006 1/1/2006 12/1/2035
115882597 Primary SFR 360 359 80 6.5 1/1/2006 2/1/2006 12/1/2035
115882165 Investor SFR 360 359 80 6.75 1/1/2006 1/1/2006 12/1/2035
115876572 Primary SFR 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
115876452 Investor 2-Family 360 358 80 7 12/1/2005 1/1/2006 11/1/2035
115876268 Primary SFR 360 359 43.48 5.875 1/1/2006 1/1/2006 12/1/2035
115873716 Primary PUD 360 359 78.9 6.25 1/1/2006 2/1/2006 12/1/2035
115872932 Primary SFR 360 359 80 5.875 1/1/2006 2/1/2006 12/1/2035
115868307 Primary PUD 360 359 80 6.375 1/1/2006 2/1/2006 12/1/2035
115863491 Investor SFR 360 359 74.98 6.25 1/1/2006 1/1/2006 12/1/2035
115863227 Investor Condominium 360 358 80 6.625 12/1/2005 1/1/2006 11/1/2035
115845568 Primary SFR 360 359 80 6.5 1/1/2006 1/1/2006 12/1/2035
115843952 Primary PUD 360 359 79.99 7 1/1/2006 1/1/2006 12/1/2035
115843872 Investor SFR 360 359 80 6.75 1/1/2006 1/1/2006 12/1/2035
115843776 Primary PUD 360 359 80 6.75 1/1/2006 1/1/2006 12/1/2035
115843656 Secondary SFR 360 359 56.6 6.375 1/1/2006 1/1/2006 12/1/2035
115843528 Primary PUD 360 359 80 6.125 1/1/2006 2/1/2006 12/1/2035
115843392 Primary PUD 360 359 74.31 7 1/1/2006 1/1/2006 12/1/2035
115843256 Primary PUD 360 359 80 6.5 1/1/2006 1/1/2006 12/1/2035
115843192 Investor 4-Family 360 359 80 7.375 1/1/2006 2/1/2006 12/1/2035
115843096 Primary PUD 360 359 79.99 7.25 1/1/2006 1/1/2006 12/1/2035
115839920 Primary Condominium 360 359 80 6.75 1/1/2006 1/1/2006 12/1/2035
115839888 Primary PUD 360 359 71.85 5.875 1/1/2006 2/1/2006 12/1/2035
LOANID PANDI PTDATE OBAL COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
--------- -------- --------- ---------- ---------- -------- ------- ------------ --------- -------
116099760 658.91 1/1/2006 109,900.00 109,790.59 C/O Refi Reduced 157,000.00 12/1/2010 12
116099056 681.19 1/1/2006 121,100.00 121,100.00 Purchase Reduced 151,500.00 12/1/2010 12.75
116099016 1,489.58 12/1/2005 260,000.00 260,000.00 Purchase Reduced 325,000.00 11/1/2010 11.875
116098952 887.95 1/1/2006 149,550.00 149,550.00 Purchase Reduced 187,000.00 12/1/2010 13.125
116098752 2,058.00 1/1/2006 403,200.00 403,200.00 Purchase Reduced 515,000.00 12/1/2010 12.125
116098000 2,078.05 1/1/2006 415,610.00 415,610.00 Purchase Full 533,000.00 12/1/2010 12
116088623 1,665.13 1/1/2006 285,450.00 285,450.00 Purchase NINA 362,000.00 12/1/2010 12
116087927 1,595.52 1/1/2006 289,000.00 289,000.00 R/T Refi Reduced 366,200.00 12/1/2010 12.625
116087559 3,015.47 1/1/2006 459,500.00 459,500.00 Purchase Reduced 590,000.00 12/1/2010 12.875
116085038 589.5 1/1/2006 87,500.00 87,430.03 C/O Refi Full 125,000.00 12/1/2010 13.125
116084598 828.33 1/1/2006 142,000.00 142,000.00 Purchase NINA 200,000.00 12/1/2010 13
116084366 1,871.61 1/1/2006 300,000.00 299,722.14 Purchase Reduced 375,000.00 12/1/2010 12.375
116084182 1,555.48 1/1/2006 256,000.00 255,651.19 R/T Refi Full 320,000.00 12/1/2010 12.125
116063108 2,042.06 1/1/2006 359,650.00 359,256.34 Purchase Reduced 485,000.00 12/1/2010 11.5
116057923 617.58 1/1/2006 116,250.00 116,250.00 Purchase Full 158,000.00 12/1/2010 12.375
116055859 1,593.75 1/1/2006 300,000.00 300,000.00 C/O Refi Reduced 400,000.00 12/1/2010 12.375
116055331 1,900.21 1/1/2006 278,550.00 278,332.70 Purchase Reduced 348,500.00 12/1/2010 13.25
116055195 468.09 1/1/2006 77,500.00 77,476.59 Purchase Reduced 97,000.00 12/1/2010 12.25
116055003 1,191.41 1/1/2006 172,500.00 172,368.75 C/O Refi NINA 230,000.00 12/1/2010 13.375
116054907 1,011.16 1/1/2006 155,900.00 155,765.78 Purchase Reduced 197,000.00 12/1/2010 12.75
116054763 630 1/1/2006 112,000.00 112,000.00 Purchase Reduced 142,000.00 12/1/2010 11.75
116054595 1,141.02 1/1/2006 210,650.00 210,650.00 Purchase Reduced 275,000.00 12/1/2010 11.5
116054442 1,145.83 1/1/2006 200,000.00 200,000.00 Purchase Reduced 250,000.00 12/1/2010 11.875
116014694 2,795.00 1/1/2006 516,000.00 516,000.00 R/T Refi Full 645,000.00 12/1/2010 12.5
116014413 1,872.92 12/1/2005 359,600.00 359,600.00 R/T Refi Reduced 480,000.00 11/1/2010 12.25
115986114 744.33 1/1/2006 123,200.00 123,200.00 Purchase Full 139,000.00 12/1/2010 13.25
115962591 995.31 1/1/2006 195,000.00 195,000.00 Purchase NINA 300,000.00 12/1/2010 12.125
115952222 994.08 1/1/2006 187,120.00 187,120.00 Purchase Reduced 235,000.00 12/1/2010 12.375
115952030 1,015.63 1/1/2006 195,000.00 195,000.00 C/O Refi Reduced 300,000.00 12/1/2010 12.25
115951782 651.36 1/1/2006 107,200.00 107,095.81 Purchase Full 158,000.00 12/1/2010 12.125
115922914 5,091.67 1/1/2006 940,000.00 940,000.00 Purchase Reduced 1,175,000.00 12/1/2010 12.5
115922778 2,629.94 1/1/2006 435,300.00 435,300.00 Purchase Reduced 546,000.00 12/1/2010 12.25
115906464 775 1/1/2006 155,000.00 155,000.00 C/O Refi Reduced 295,000.00 12/1/2010 12
115906112 1,701.28 1/1/2006 355,050.00 355,050.00 Purchase Full 450,000.00 10/1/2010 11.75
115905904 2,920.31 1/1/2006 560,700.00 560,700.00 Purchase Reduced 702,300.00 12/1/2010 12.25
115905816 1,771.88 12/1/2005 315,000.00 315,000.00 C/O Refi SISA 426,000.00 11/1/2010 12.75
115901999 1,772.74 1/1/2006 321,100.00 321,100.00 Purchase Reduced 405,000.00 12/1/2010 12.625
115899479 913.5 1/1/2006 162,400.00 162,400.00 Purchase Reduced 204,000.00 12/1/2010 11.75
115898071 1,462.50 1/1/2006 260,000.00 260,000.00 C/O Refi Reduced 325,000.00 12/1/2010 12.75
115897759 2,250.00 1/1/2006 400,000.00 400,000.00 Purchase Full 525,000.00 12/1/2010 12.75
115895359 3,793.22 1/1/2006 650,000.00 649,321.36 C/O Refi Full 875,000.00 12/1/2010 11.75
115895311 1,211.25 1/1/2006 228,000.00 228,000.00 C/O Refi Reduced 285,000.00 12/1/2010 12.375
115890974 2,499.56 1/1/2006 499,911.00 499,911.00 Purchase Reduced 558,000.00 12/1/2010 12
115884597 656.13 1/1/2006 108,600.00 108,600.00 Purchase Reduced 135,750.00 12/1/2010 12.25
115884477 1,375.00 1/1/2006 220,000.00 220,000.00 Purchase NINA 275,000.00 12/1/2010 12.5
115884365 1,031.25 1/1/2006 198,000.00 198,000.00 Purchase Full 251,000.00 12/1/2010 12.25
115884229 1,434.44 1/1/2006 233,400.00 233,400.00 Purchase Reduced 304,000.00 12/1/2010 12.375
115882597 1,295.67 1/1/2006 239,200.00 239,200.00 Purchase Full 305,000.00 12/1/2010 12.5
115882165 1,201.50 1/1/2006 213,600.00 213,600.00 Purchase Reduced 269,000.00 12/1/2010 12.75
115876572 1,604.17 12/1/2005 308,000.00 308,000.00 Purchase SISA 405,000.00 11/1/2010 12.25
115876452 1,166.67 12/1/2005 200,000.00 200,000.00 C/O Refi Full 250,000.00 11/1/2010 13
115876268 979.17 1/1/2006 200,000.00 200,000.00 C/O Refi NINA 460,000.00 12/1/2010 11.875
115873716 895.83 1/1/2006 172,000.00 172,000.00 C/O Refi Full 218,000.00 12/1/2010 12.25
115872932 1,258.79 1/1/2006 212,800.00 212,583.04 Purchase Reduced 266,000.00 12/1/2010 11.875
115868307 1,422.43 1/1/2006 228,000.00 227,788.82 Purchase Full 354,000.00 12/1/2010 12.375
115863491 886.46 1/1/2006 170,200.00 170,200.00 Purchase Full 227,500.00 12/1/2010 12.25
115863227 607.29 12/1/2005 110,000.00 110,000.00 Purchase Reduced 143,000.00 11/1/2010 12.625
115845568 823.33 1/1/2006 152,000.00 152,000.00 Purchase Full 190,000.00 12/1/2010 12.5
115843952 1,054.08 1/1/2006 180,700.00 180,700.00 Purchase NINA 228,000.00 12/1/2010 12
115843872 1,035.00 1/1/2006 184,000.00 184,000.00 Purchase Full 230,000.00 12/1/2010 12.75
115843776 2,188.97 1/1/2006 389,150.00 389,150.00 Purchase Reduced 500,000.00 12/1/2010 11.75
115843656 3,532.81 1/1/2006 665,000.00 665,000.00 C/O Refi Reduced 1,175,000.00 12/1/2010 12.375
115843528 1,143.33 1/1/2006 224,000.00 223,942.83 Purchase Full 285,000.00 12/1/2010 12.125
115843392 4,230.63 1/1/2006 725,250.00 725,250.00 C/O Refi Reduced 976,000.00 12/1/2010 13
115843256 3,124.60 1/1/2006 576,850.00 576,850.00 Purchase Reduced 728,000.00 12/1/2010 12.5
115843192 2,065.00 1/1/2006 336,000.00 336,000.00 Purchase Full 420,000.00 12/1/2010 12.375
115843096 1,681.09 1/1/2006 278,250.00 278,250.00 Purchase NINA 364,000.00 12/1/2010 13.25
115839920 409.5 1/1/2006 72,800.00 72,800.00 Purchase Full 91,000.00 12/1/2010 12.75
115839888 2,374.48 1/1/2006 485,000.00 485,000.00 R/T Refi Reduced 675,000.00 12/1/2010 11.875
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
--------- ----- ------ ------ ---------- ---------- ---------- -------- ---- ------
116099760 2.25 2 2.25 6 MO LIBOR 11/4/2005 CWHL CWHL 0 0.25
116099056 2.25 2 2.25 6 MO LIBOR 11/17/2005 CWHL CWHL 0 0.25
116099016 2.75 1 2.75 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
116098952 2.25 2 2.25 6 MO LIBOR 11/9/2005 CWHL CWHL 0 0.25
116098752 2.25 2 2.25 6 MO LIBOR 11/3/2005 CWHL CWHL 0 0.25
116098000 2.25 2 2.25 6 MO LIBOR 11/7/2005 CWHL CWHL 0 0.25
116088623 2.75 1 2.75 6 MO LIBOR 11/10/2005 CWHL CWHL 0 0.25
116087927 2.25 2 2.25 6 MO LIBOR 11/7/2005 CWHL CWHL 0 0.25
116087559 2.25 1 2.25 6 MO LIBOR 11/10/2005 CWHL CWHL 0 0.25
116085038 2.25 2 2.25 6 MO LIBOR 11/8/2005 CWHL CWHL 0 0.25
116084598 2.75 2 2.75 6 MO LIBOR 11/14/2005 CWHL CWHL 0 0.25
116084366 2.25 2 2.25 6 MO LIBOR 11/16/2005 CWHL CWHL 0 0.25
116084182 2.25 2 2.25 6 MO LIBOR 11/8/2005 CWHL CWHL 0 0.25
116063108 3.25 2 3.25 6 MO LIBOR 11/2/2005 CWHL CWHL 0 0.25
116057923 2.25 2 2.25 6 MO LIBOR 11/8/2005 CWHL CWHL 0 0.25
116055859 2.25 2 2.25 6 MO LIBOR 11/16/2005 CWHL CWHL 0 0.25
116055331 3.75 2 3.75 6 MO LIBOR 11/14/2005 CWHL CWHL 0 0.25
116055195 2.25 1 2.25 6 MO LIBOR 11/17/2005 CWHL CWHL 0 0.25
116055003 4.25 2 4.25 6 MO LIBOR 11/10/2005 CWHL CWHL 0 0.25
116054907 4.25 2 4.25 6 MO LIBOR 11/3/2005 CWHL CWHL 0 0.25
116054763 2.25 1 2.25 6 MO LIBOR 11/15/2005 CWHL CWHL 0 0.25
116054595 2.25 1 2.25 6 MO LIBOR 11/3/2005 CWHL CWHL 0 0.25
116054442 2.25 1 2.25 6 MO LIBOR 11/21/2005 CWHL CWHL 0 0.25
116014694 2.25 2 2.25 6 MO LIBOR 11/2/2005 CWHL CWHL 0 0.25
116014413 2.25 2 2.25 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
115986114 2.25 2 2.25 6 MO LIBOR 11/4/2005 CWHL CWHL 0 0.25
115962591 2.75 2 2.75 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
115952222 2.25 2 2.25 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
115952030 2.25 2 2.25 6 MO LIBOR 11/8/2005 CWHL CWHL 0 0.25
115951782 2.25 2 2.25 6 MO LIBOR 11/4/2005 CWHL CWHL 0 0.25
115922914 4 2 4 6 MO LIBOR 11/4/2005 CWHL CWHL 0 0.25
115922778 2.75 1 2.75 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
115906464 2.25 2 2.25 6 MO LIBOR 11/15/2005 CWHL CWHL 0 0.25
115906112 2.25 2 2.25 6 MO LIBOR 9/28/2005 CWHL CWHL 0 0.25
115905904 2.25 2 2.25 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
115905816 2.25 2 2.25 6 MO LIBOR 10/28/2005 CWHL CWHL 0 0.25
115901999 3.125 2 3.125 6 MO LIBOR 11/9/2005 CWHL CWHL 0 0.25
115899479 2.25 1 2.25 6 MO LIBOR 11/2/2005 CWHL CWHL 0 0.25
115898071 2.25 2 2.25 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
115897759 2.25 2 2.25 6 MO LIBOR 11/7/2005 CWHL CWHL 0 0.25
115895359 2.25 2 2.25 6 MO LIBOR 11/2/2005 CWHL CWHL 0 0.25
115895311 2.25 2 2.25 6 MO LIBOR 11/7/2005 CWHL CWHL 0 0.25
115890974 2.25 2 2.25 6 MO LIBOR 11/18/2005 CWHL CWHL 0 0.25
115884597 2.25 1 2.25 6 MO LIBOR 11/7/2005 CWHL CWHL 0 0.25
115884477 2.75 1 2.75 6 MO LIBOR 11/7/2005 CWHL CWHL 0 0.25
115884365 2.75 2 2.75 6 MO LIBOR 11/9/2005 CWHL CWHL 0 0.25
115884229 2.25 1 2.25 6 MO LIBOR 11/9/2005 CWHL CWHL 0 0.25
115882597 2.25 2 2.25 6 MO LIBOR 11/14/2005 CWHL CWHL 0 0.25
115882165 2.25 2 2.25 6 MO LIBOR 11/10/2005 CWHL CWHL 0 0.25
115876572 2.25 2 2.25 6 MO LIBOR 10/28/2005 CWHL CWHL 0 0.25
115876452 2.25 2 2.25 6 MO LIBOR 10/26/2005 CWHL CWHL 0 0.25
115876268 2.25 2 2.25 6 MO LIBOR 11/11/2005 CWHL CWHL 0 0.25
115873716 2.25 2 2.25 6 MO LIBOR 10/31/2005 CWHL CWHL 0 0.25
115872932 2.25 2 2.25 6 MO LIBOR 11/3/2005 CWHL CWHL 0 0.25
115868307 3.875 2 3.875 6 MO LIBOR 11/14/2005 CWHL CWHL 0 0.25
115863491 2.25 2 2.25 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
115863227 2.25 2 2.25 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
115845568 2.25 2 2.25 6 MO LIBOR 11/28/2005 CWHL CWHL 0 0.25
115843952 2.75 1 2.75 6 MO LIBOR 11/3/2005 CWHL CWHL 0 0.25
115843872 5 2 5 6 MO LIBOR 9/14/2005 CWHL CWHL 0 0.25
115843776 2.25 1 2.25 6 MO LIBOR 11/9/2005 CWHL CWHL 0 0.25
115843656 2.875 2 2.875 6 MO LIBOR 11/5/2005 CWHL CWHL 0 0.25
115843528 3.625 2 3.625 6 MO LIBOR 11/8/2005 CWHL CWHL 0 0.25
115843392 2.25 2 2.25 6 MO LIBOR 11/10/2005 CWHL CWHL 0 0.25
115843256 2.375 2 2.375 6 MO LIBOR 11/4/2005 CWHL CWHL 0 0.25
115843192 2.25 1 2.25 6 MO LIBOR 11/10/2005 CWHL CWHL 0 0.25
115843096 3.125 2 3.125 6 MO LIBOR 11/8/2005 CWHL CWHL 0 0.25
115839920 2.25 2 2.25 6 MO LIBOR 10/31/2005 CWHL CWHL 0 0.25
115839888 2.25 2 2.25 6 MO LIBOR 11/3/2005 CWHL CWHL 0 0.25
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
--------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
115839824 Primary SFR 360 359 67.2 6.25 1/1/2006 2/1/2006 12/1/2035
115837551 Investor PUD 360 359 80 6.875 1/1/2006 1/1/2006 12/1/2035
115832319 Primary SFR 360 359 80 6.75 1/1/2006 1/1/2006 12/1/2035
115832143 Primary Condominium 360 359 79.93 7.25 1/1/2006 1/1/2006 12/1/2035
115832135 Investor Condominium 360 358 85 6.5 12/1/2005 1/1/2006 11/1/2035
115832079 Primary SFR 360 358 65.33 6 12/1/2005 1/1/2006 11/1/2035
115829878 Primary PUD 360 359 80 7.5 1/1/2006 1/1/2006 12/1/2035
115829582 Investor PUD 360 359 80 7.25 1/1/2006 1/1/2006 12/1/2035
115825038 Primary SFR 360 360 80 6 2/1/2006 2/1/2006 1/1/2036
115823478 Primary PUD 360 358 76.92 6.25 12/1/2005 1/1/2006 11/1/2035
115823238 Primary PUD 360 358 80 5.75 12/1/2005 1/1/2006 11/1/2035
115823086 Investor SFR 360 358 75 6.375 12/1/2005 1/1/2006 11/1/2035
115823006 Investor PUD 360 358 80 6.625 12/1/2005 2/1/2006 11/1/2035
115822893 Primary PUD 360 359 74.03 6.5 1/1/2006 1/1/2006 12/1/2035
115822821 Secondary PUD 360 359 80 6.875 1/1/2006 2/1/2006 12/1/2035
115822589 Secondary Condominium 360 359 70 6.25 1/1/2006 2/1/2006 12/1/2035
115822149 Investor 4-Family 360 358 80 7.75 12/1/2005 1/1/2006 11/1/2035
115821677 Primary SFR 360 359 80 6.5 1/1/2006 2/1/2006 12/1/2035
115814164 Primary SFR 360 359 80 5.875 1/1/2006 1/1/2006 12/1/2035
115813604 Primary PUD 360 359 69.93 6 1/1/2006 1/1/2006 12/1/2035
115813188 Primary SFR 360 358 70 5.875 12/1/2005 2/1/2006 11/1/2035
115812660 Primary PUD 360 358 45.16 6.25 12/1/2005 2/1/2006 11/1/2035
115808148 Primary Condominium 360 359 95 6.875 1/1/2006 1/1/2006 12/1/2035
115806347 Secondary SFR 360 359 80 6.25 1/1/2006 1/1/2006 12/1/2035
115806059 Primary SFR 360 359 75.72 6 1/1/2006 1/1/2006 12/1/2035
115805987 Secondary SFR 360 359 80 7.125 1/1/2006 2/1/2006 12/1/2035
115805843 Primary PUD 360 359 80 7.875 1/1/2006 2/1/2006 12/1/2035
115805659 Primary 2-Family 360 359 80 6.875 1/1/2006 2/1/2006 12/1/2035
115804723 Investor SFR 360 359 80 6.375 1/1/2006 1/1/2006 12/1/2035
115804403 Primary SFR 360 358 80 6.875 12/1/2005 2/1/2006 11/1/2035
115803243 Primary Condominium 360 359 78.73 5.875 1/1/2006 1/1/2006 12/1/2035
115791722 Investor PUD 360 359 79.82 7.75 1/1/2006 1/1/2006 12/1/2035
115791642 Primary Condominium 360 359 79.97 6.875 1/1/2006 2/1/2006 12/1/2035
115791530 Primary PUD 360 359 75 6 1/1/2006 1/1/2006 12/1/2035
115791458 Investor PUD 360 359 78.33 7.125 1/1/2006 2/1/2006 12/1/2035
115791386 Secondary PUD 360 359 80 7.25 1/1/2006 2/1/2006 12/1/2035
115791170 Primary PUD 360 359 75 6.375 1/1/2006 1/1/2006 12/1/2035
115789145 Primary SFR 360 359 73.27 6.625 1/1/2006 1/1/2006 12/1/2035
115785305 Primary Condominium 360 359 80 6.25 1/1/2006 2/1/2006 12/1/2035
115785193 Investor Condominium 360 359 80 6.75 1/1/2006 2/1/2006 12/1/2035
115782160 Primary SFR 360 359 80 6 1/1/2006 1/1/2006 12/1/2035
115781368 Primary SFR 360 359 80 6.375 1/1/2006 2/1/2006 12/1/2035
115781192 Investor SFR 360 359 80 6.625 1/1/2006 2/1/2006 12/1/2035
115780280 Primary PUD 360 359 80 5.625 1/1/2006 2/1/2006 12/1/2035
115779560 Primary SFR 360 359 68.38 6.125 1/1/2006 2/1/2006 12/1/2035
115779488 Primary SFR 360 359 51.28 6.75 1/1/2006 2/1/2006 12/1/2035
115765350 Investor SFR 360 359 80 7.125 1/1/2006 1/1/2006 12/1/2035
115765246 Primary PUD 360 359 79.06 6.25 1/1/2006 1/1/2006 12/1/2035
115764190 Primary SFR 360 359 80 6 1/1/2006 1/1/2006 12/1/2035
115763982 Primary SFR 360 359 80 6.375 1/1/2006 2/1/2006 12/1/2035
115763510 Primary SFR 360 358 80 6.625 12/1/2005 2/1/2006 11/1/2035
115763310 Primary SFR 360 359 80 6 1/1/2006 1/1/2006 12/1/2035
115763030 Primary SFR 360 359 80 6 1/1/2006 1/1/2006 12/1/2035
115746148 Primary SFR 360 359 75 5.875 1/1/2006 1/1/2006 12/1/2035
115746108 Investor SFR 360 359 80 7.875 1/1/2006 1/1/2006 12/1/2035
115745412 Investor PUD 360 359 79.98 6.375 1/1/2006 2/1/2006 12/1/2035
115745372 Secondary PUD 360 358 80 7.5 12/1/2005 1/1/2006 11/1/2035
115745020 Secondary Condominium 360 359 79.99 6.375 1/1/2006 1/1/2006 12/1/2035
115744884 Primary PUD 360 359 69.99 5.75 1/1/2006 1/1/2006 12/1/2035
115744804 Primary PUD 360 359 79.98 7 1/1/2006 1/1/2006 12/1/2035
115742115 Investor SFR 360 359 70 6.875 1/1/2006 1/1/2006 12/1/2035
115741963 Primary PUD 360 359 65 5.5 1/1/2006 1/1/2006 12/1/2035
115741843 Primary SFR 360 359 80 7.625 1/1/2006 2/1/2006 12/1/2035
115741723 Primary SFR 360 358 79.99 7.625 12/1/2005 1/1/2006 11/1/2035
115741491 Secondary PUD 360 359 80 7.375 1/1/2006 1/1/2006 12/1/2035
115741387 Primary Condominium 360 359 80 7.125 1/1/2006 2/1/2006 12/1/2035
115741251 Primary SFR 360 359 70 7 1/1/2006 1/1/2006 12/1/2035
115740859 Primary PUD 360 359 75 6.5 1/1/2006 1/1/2006 12/1/2035
115740675 Primary PUD 360 359 79.99 7.375 1/1/2006 1/1/2006 12/1/2035
LOANID PANDI PTDATE OBAL COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
--------- -------- --------- ---------- ---------- -------- ------- ---------- --------- -------
115839824 1,088.54 1/1/2006 209,000.00 208,700.00 C/O Refi Reduced 311,000.00 12/1/2010 12.25
115837551 1,271.88 1/1/2006 222,000.00 222,000.00 Purchase Reduced 280,000.00 12/1/2010 12.875
115832319 1,071.00 1/1/2006 190,400.00 190,400.00 Purchase Reduced 238,000.00 12/1/2010 12.75
115832143 661.56 1/1/2006 109,500.00 109,500.00 Purchase Reduced 137,000.00 12/1/2010 13.25
115832135 795.14 12/1/2005 125,800.00 125,571.94 Purchase Reduced 150,000.00 11/1/2010 12.5
115832079 1,225.00 12/1/2005 245,000.00 245,000.00 Purchase Reduced 376,000.00 11/1/2010 12
115829878 1,100.00 1/1/2006 176,000.00 176,000.00 C/O Refi SISA 220,000.00 12/1/2010 13.5
115829582 1,445.17 1/1/2006 239,200.00 239,200.00 C/O Refi Reduced 299,000.00 12/1/2010 13.25
115825038 2,340.00 2/1/2006 468,000.00 468,000.00 Purchase Full 585,000.00 1/1/2011 12
115823478 2,083.33 12/1/2005 400,000.00 400,000.00 C/O Refi Reduced 520,000.00 11/1/2010 12.25
115823238 2,759.62 12/1/2005 575,920.00 575,920.00 Purchase Reduced 719,900.00 11/1/2010 11.75
115823086 1,310.13 12/1/2005 210,000.00 209,609.96 Purchase Reduced 282,000.00 11/1/2010 12.375
115823006 980.5 1/1/2006 177,600.00 177,600.00 R/T Refi Reduced 222,000.00 11/1/2010 12.625
115822893 1,543.75 1/1/2006 285,000.00 285,000.00 C/O Refi Reduced 385,000.00 12/1/2010 12.5
115822821 1,393.75 1/1/2006 243,272.00 243,272.00 Purchase SISA 307,000.00 12/1/2010 12.875
115822589 991.3 1/1/2006 190,330.00 190,330.00 Purchase Reduced 280,000.00 12/1/2010 12.25
115822149 1,032.82 12/1/2005 159,920.00 159,920.00 Purchase Reduced 199,900.00 11/1/2010 13.75
115821677 1,144.00 1/1/2006 211,200.00 211,200.00 Purchase Reduced 265,000.00 12/1/2010 12.5
115814164 1,096.67 1/1/2006 224,000.00 224,000.00 Purchase Full 280,000.00 12/1/2010 11.875
115813604 1,000.00 1/1/2006 200,000.00 200,000.00 R/T Refi Full 286,000.00 12/1/2010 12
115813188 829.35 1/1/2006 169,400.00 169,400.00 C/O Refi Full 242,000.00 11/1/2010 11.875
115812660 1,693.22 1/1/2006 275,000.00 274,476.78 Purchase Reduced 610,000.00 11/1/2010 12.25
115808148 799.53 1/1/2006 139,555.00 139,555.00 Purchase NINA 150,000.00 12/1/2010 12.875
115806347 933.33 1/1/2006 179,200.00 179,200.00 Purchase Reduced 226,000.00 12/1/2010 12.25
115806059 2,156.28 1/1/2006 359,650.00 359,291.97 C/O Refi Reduced 475,000.00 12/1/2010 12
115805987 1,733.75 1/1/2006 292,000.00 291,996.45 Purchase Reduced 365,000.00 12/1/2010 13.125
115805843 1,286.25 1/1/2006 196,000.00 196,000.00 Purchase NINA 255,000.00 12/1/2010 12.875
115805659 2,916.76 1/1/2006 444,000.00 443,626.99 Purchase Reduced 560,000.00 12/1/2010 12.875
115804723 1,317.50 1/1/2006 248,000.00 248,000.00 Purchase Reduced 320,000.00 12/1/2010 12.375
115804403 1,558.33 1/1/2006 272,000.00 272,000.00 Purchase Reduced 500,000.00 11/1/2010 12.875
115803243 1,368.39 1/1/2006 279,500.00 279,500.00 C/O Refi Full 355,000.00 12/1/2010 11.875
115791722 1,010.73 1/1/2006 156,500.00 156,500.00 Purchase SISA 290,000.00 12/1/2010 12.75
115791642 618.46 1/1/2006 107,950.00 107,950.00 Purchase Reduced 135,000.00 12/1/2010 11.875
115791530 1,125.00 1/1/2006 225,000.00 225,000.00 C/O Refi Reduced 300,000.00 12/1/2010 12
115791458 1,116.25 1/1/2006 188,000.00 188,000.00 R/T Refi Reduced 240,000.00 12/1/2010 12.125
115791386 1,530.80 1/1/2006 224,400.00 224,224.95 Purchase Reduced 281,000.00 12/1/2010 12.25
115791170 1,123.59 1/1/2006 211,500.00 211,500.00 Purchase Reduced 282,000.00 12/1/2010 11.375
115789145 1,981.98 1/1/2006 359,000.00 359,000.00 Purchase SISA 490,000.00 12/1/2010 12.625
115785305 2,162.50 1/1/2006 415,200.00 415,200.00 C/O Refi Reduced 519,000.00 12/1/2010 12.25
115785193 1,237.50 1/1/2006 220,000.00 220,000.00 Purchase Reduced 275,000.00 12/1/2010 11.75
115782160 1,012.00 1/1/2006 202,400.00 202,400.00 Purchase Reduced 254,000.00 12/1/2010 12
115781368 956.25 1/1/2006 180,000.00 180,000.00 Purchase Full 225,000.00 12/1/2010 12.375
115781192 817.08 1/1/2006 148,000.00 148,000.00 Purchase Full 185,000.00 12/1/2010 12.625
115780280 1,828.13 1/1/2006 390,000.00 390,000.00 Purchase Full 490,000.00 12/1/2010 11.625
115779560 1,832.40 1/1/2006 359,000.00 359,000.00 C/O Refi SISA 525,000.00 12/1/2010 12.125
115779488 1,125.00 1/1/2006 200,000.00 200,000.00 C/O Refi NINA 390,000.00 12/1/2010 12.75
115765350 1,178.00 1/1/2006 198,400.00 198,400.00 Purchase Full 250,000.00 12/1/2010 12.125
115765246 1,241.29 1/1/2006 201,600.00 201,408.71 C/O Refi Full 255,000.00 12/1/2010 12.25
115764190 1,762.13 1/1/2006 352,426.00 352,426.00 Purchase SISA 455,000.00 12/1/2010 11
115763982 1,202.18 1/1/2006 226,292.00 226,292.00 Purchase Full 286,000.00 12/1/2010 12.375
115763510 1,885.92 1/1/2006 341,600.00 341,600.00 Purchase Reduced 427,000.00 11/1/2010 11.625
115763310 1,657.66 1/1/2006 331,531.00 331,531.00 Purchase Full 425,000.00 12/1/2010 12
115763030 1,966.48 1/1/2006 327,992.00 327,665.48 Purchase Reduced 426,000.00 12/1/2010 11
115746148 1,175.69 1/1/2006 198,750.00 198,547.36 C/O Refi Full 265,000.00 12/1/2010 11.875
115746108 603.75 1/1/2006 92,000.00 92,000.00 Purchase Reduced 115,000.00 12/1/2010 12.875
115745412 902.59 1/1/2006 169,900.00 169,900.00 Purchase Reduced 242,000.00 12/1/2010 11.375
115745372 2,022.19 12/1/2005 323,550.00 323,550.00 Purchase Reduced 404,500.00 11/1/2010 12.5
115745020 1,214.68 1/1/2006 194,700.00 194,519.66 Purchase Full 244,000.00 12/1/2010 11.375
115744884 1,694.82 1/1/2006 353,700.00 353,700.00 Purchase Full 507,000.00 12/1/2010 11.75
115744804 1,099.58 1/1/2006 188,500.00 188,500.00 Purchase NINA 236,000.00 12/1/2010 12
115742115 1,034.66 1/1/2006 157,500.00 157,367.68 C/O Refi Reduced 225,000.00 12/1/2010 12.875
115741963 1,325.73 1/1/2006 289,250.00 289,250.00 Purchase Reduced 445,000.00 12/1/2010 11.5
115741843 1,296.25 1/1/2006 204,000.00 204,000.00 Purchase Reduced 255,000.00 12/1/2010 12.625
115741723 1,626.04 12/1/2005 255,900.00 255,899.99 Purchase SISA 320,000.00 11/1/2010 13.625
115741491 1,606.21 1/1/2006 261,350.00 261,350.00 Purchase Reduced 327,000.00 12/1/2010 12.375
115741387 894.7 1/1/2006 132,800.00 132,693.80 Purchase SISA 166,000.00 12/1/2010 13.125
115741251 1,225.00 1/1/2006 210,000.00 210,000.00 C/O Refi SISA 300,000.00 12/1/2010 12
115740859 1,523.44 1/1/2006 281,250.00 281,250.00 C/O Refi Reduced 375,000.00 12/1/2010 12.5
115740675 1,791.82 1/1/2006 291,550.00 291,550.00 Purchase Reduced 364,500.00 12/1/2010 13.375
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
--------- ----- ------ ------ ---------- ---------- ---------- -------- ---- ------
115839824 2.25 2 2.25 6 MO LIBOR 11/7/2005 CWHL CWHL 0 0.25
115837551 2.75 2 2.75 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
115832319 4.25 2 4.25 6 MO LIBOR 11/7/2005 CWHL CWHL 0 0.25
115832143 4.75 2 4.75 6 MO LIBOR 11/7/2005 CWHL CWHL 0 0.25
115832135 2.25 2 2.25 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
115832079 2.25 2 2.25 6 MO LIBOR 11/4/2005 CWHL CWHL 0 0.25
115829878 2.75 2 2.75 6 MO LIBOR 11/3/2005 CWHL CWHL 0 0.25
115829582 2.75 2 2.75 6 MO LIBOR 10/31/2005 CWHL CWHL 0 0.25
115825038 2.25 2 2.25 6 MO LIBOR 12/1/2005 CWHL CWHL 0 0.25
115823478 2.25 2 2.25 6 MO LIBOR 10/31/2005 CWHL CWHL 0 0.25
115823238 2.25 2 2.25 6 MO LIBOR 10/21/2005 CWHL CWHL 0 0.25
115823086 2.25 2 2.25 6 MO LIBOR 10/26/2005 CWHL CWHL 0 0.25
115823006 2.25 2 2.25 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
115822893 2.25 2 2.25 6 MO LIBOR 11/2/2005 CWHL CWHL 0 0.25
115822821 2.75 2 2.75 6 MO LIBOR 11/7/2005 CWHL CWHL 0 0.25
115822589 2.25 2 2.25 6 MO LIBOR 11/4/2005 CWHL CWHL 0 0.25
115822149 2.75 2 2.75 6 MO LIBOR 10/28/2005 CWHL CWHL 0 0.25
115821677 2.75 2 2.75 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
115814164 2.25 2 2.25 6 MO LIBOR 11/8/2005 CWHL CWHL 0 0.25
115813604 2.25 2 2.25 6 MO LIBOR 11/4/2005 CWHL CWHL 0 0.25
115813188 2.25 2 2.25 6 MO LIBOR 10/24/2005 CWHL CWHL 0 0.25
115812660 2.75 2 2.75 6 MO LIBOR 10/25/2005 CWHL CWHL 0 0.25
115808148 2.25 2 2.25 6 MO LIBOR 11/4/2005 CWHL CWHL 0 0.25
115806347 2.25 2 2.25 6 MO LIBOR 11/7/2005 CWHL CWHL 0 0.25
115806059 2.25 2 2.25 6 MO LIBOR 11/4/2005 CWHL CWHL 0 0.25
115805987 4.625 2 4.625 6 MO LIBOR 11/7/2005 CWHL CWHL 0 0.25
115805843 2.75 1 2.75 6 MO LIBOR 11/10/2005 CWHL CWHL 0 0.25
115805659 2.25 2 2.25 6 MO LIBOR 11/8/2005 CWHL CWHL 0 0.25
115804723 2.25 2 2.25 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
115804403 2.25 2 2.25 6 MO LIBOR 10/28/2005 CWHL CWHL 0 0.25
115803243 2.25 2 2.25 6 MO LIBOR 11/25/2005 CWHL CWHL 0 0.25
115791722 2.75 1 2.75 6 MO LIBOR 11/11/2005 CWHL CWHL 0 0.25
115791642 2.25 1 2.25 6 MO LIBOR 11/7/2005 CWHL CWHL 0 0.25
115791530 2.5 2 2.5 6 MO LIBOR 11/8/2005 CWHL CWHL 0 0.25
115791458 2.25 1 2.25 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
115791386 2.75 1 2.75 6 MO LIBOR 11/4/2005 CWHL CWHL 0 0.25
115791170 2.25 1 2.25 6 MO LIBOR 11/9/2005 CWHL CWHL 0 0.25
115789145 2.75 2 2.75 6 MO LIBOR 10/31/2005 CWHL CWHL 0 0.25
115785305 2.25 2 2.25 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
115785193 3.25 1 3.25 6 MO LIBOR 11/3/2005 CWHL CWHL 0 0.25
115782160 2.25 2 2.25 6 MO LIBOR 11/10/2005 CWHL CWHL 0 0.25
115781368 2.25 2 2.25 6 MO LIBOR 11/9/2005 CWHL CWHL 0 0.25
115781192 2.25 2 2.25 6 MO LIBOR 11/7/2005 CWHL CWHL 0 0.25
115780280 2.25 2 2.25 6 MO LIBOR 11/28/2005 CWHL CWHL 0 0.25
115779560 2.25 2 2.25 6 MO LIBOR 11/18/2005 CWHL CWHL 0 0.25
115779488 2.25 2 2.25 6 MO LIBOR 11/14/2005 CWHL CWHL 0 0.25
115765350 2.25 1 2.25 6 MO LIBOR 11/9/2005 CWHL CWHL 0 0.25
115765246 3.75 2 3.75 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
115764190 2.25 1 2.25 6 MO LIBOR 11/8/2005 CWHL CWHL 0 0.25
115763982 2.25 2 2.25 6 MO LIBOR 10/19/2005 CWHL CWHL 0 0.25
115763510 2.25 1 2.25 6 MO LIBOR 10/12/2005 CWHL CWHL 0 0.25
115763310 2.25 2 2.25 6 MO LIBOR 10/31/2005 CWHL CWHL 0 0.25
115763030 3 1 3 6 MO LIBOR 11/8/2005 CWHL CWHL 0 0.25
115746148 3.375 2 3.375 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
115746108 2.25 1 2.25 6 MO LIBOR 11/4/2005 CWHL CWHL 0 0.25
115745412 2.25 2 2.25 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
115745372 2.75 1 2.75 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
115745020 2.25 1 2.25 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
115744884 3.25 2 3.25 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
115744804 2.75 1 2.75 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
115742115 2.25 2 2.25 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
115741963 3.25 2 3.25 6 MO LIBOR 11/4/2005 CWHL CWHL 0 0.25
115741843 2.75 1 2.75 6 MO LIBOR 11/3/2005 CWHL CWHL 0 0.25
115741723 5 2 5 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
115741491 2.75 1 2.75 6 MO LIBOR 11/2/2005 CWHL CWHL 0 0.25
115741387 3.625 2 3.625 6 MO LIBOR 11/8/2005 CWHL CWHL 0 0.25
115741251 2.25 1 2.25 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
115740859 4 2 4 6 MO LIBOR 11/2/2005 CWHL CWHL 0 0.25
115740675 3.25 2 3.25 6 MO LIBOR 11/4/2005 CWHL CWHL 0 0.25
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
--------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
115740531 Investor PUD 360 359 79.98 8 1/1/2006 2/1/2006 12/1/2035
115740499 Investor SFR 360 358 80 6.75 12/1/2005 2/1/2006 11/1/2035
115740403 Secondary PUD 360 359 79.99 8.125 1/1/2006 2/1/2006 12/1/2035
115740291 Investor PUD 360 359 70 7.375 1/1/2006 1/1/2006 12/1/2035
115740163 Primary PUD 360 359 80 7.5 1/1/2006 2/1/2006 12/1/2035
115739867 Primary PUD 360 359 79.98 7.125 1/1/2006 2/1/2006 12/1/2035
115739755 Primary PUD 360 359 80 6.625 1/1/2006 1/1/2006 12/1/2035
115733706 Primary PUD 360 360 80 5.875 2/1/2006 2/1/2006 1/1/2036
115723905 Secondary Condominium 360 359 90 7 1/1/2006 1/1/2006 12/1/2035
115719769 Primary SFR 360 359 41.03 6.375 1/1/2006 1/1/2006 12/1/2035
115716736 Primary PUD 360 358 80 6.5 12/1/2005 2/1/2006 11/1/2035
115715256 Primary Condominium 360 359 80 6.5 1/1/2006 1/1/2006 12/1/2035
115714744 Primary SFR 360 359 80 6.5 1/1/2006 1/1/2006 12/1/2035
115696630 Primary SFR 360 359 50 6.625 1/1/2006 1/1/2006 12/1/2035
115695165 Primary SFR 360 359 80 6.75 1/1/2006 1/1/2006 12/1/2035
115692397 Primary PUD 360 359 80 7.875 1/1/2006 1/1/2006 12/1/2035
115691445 Investor Condominium 360 359 79.94 7.875 1/1/2006 1/1/2006 12/1/2035
115691125 Secondary PUD 360 359 79.99 6.125 1/1/2006 1/1/2006 12/1/2035
115689053 Investor SFR 360 359 80 7.25 1/1/2006 1/1/2006 12/1/2035
115688845 Investor SFR 360 359 80 7.25 1/1/2006 1/1/2006 12/1/2035
115667082 Investor PUD 360 359 80 6.75 1/1/2006 2/1/2006 12/1/2035
115661697 Secondary SFR 360 359 80 5.875 1/1/2006 1/1/2006 12/1/2035
115657193 Primary SFR 360 359 80 6.625 1/1/2006 1/1/2006 12/1/2035
115656489 Primary SFR 360 359 80 6.375 1/1/2006 1/1/2006 12/1/2035
115648056 Primary PUD 360 359 72.09 7.5 1/1/2006 1/1/2006 12/1/2035
115644239 Primary SFR 360 358 80 5.625 12/1/2005 2/1/2006 11/1/2035
115644039 Primary 2-Family 360 358 80 6.375 12/1/2005 1/1/2006 11/1/2035
115643863 Primary SFR 360 358 80 6.625 12/1/2005 1/1/2006 11/1/2035
115643327 Primary SFR 360 358 37.74 6 12/1/2005 2/1/2006 11/1/2035
115639575 Primary SFR 360 358 79.99 6.625 12/1/2005 2/1/2006 11/1/2035
115639495 Investor SFR 360 358 75.65 7.625 12/1/2005 1/1/2006 11/1/2035
115638710 Investor 4-Family 360 358 80 8.125 12/1/2005 1/1/2006 11/1/2035
115632686 Primary SFR 360 359 71.14 6 1/1/2006 1/1/2006 12/1/2035
115629693 Primary SFR 360 359 79.21 6.875 1/1/2006 1/1/2006 12/1/2035
115624365 Primary Condominium 360 359 80 6.5 1/1/2006 2/1/2006 12/1/2035
107380877 Primary Condominium 360 358 72.73 6.25 12/1/2005 1/1/2006 11/1/2035
107380845 Primary PUD 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
107380525 Primary PUD 360 358 68.29 6 12/1/2005 1/1/2006 11/1/2035
107380517 Investor Condominium 360 358 80 6.75 12/1/2005 1/1/2006 11/1/2035
107379621 Primary Condominium 360 358 77 6.75 12/1/2005 1/1/2006 11/1/2035
107379501 Primary SFR 360 356 60 6.125 10/1/2005 1/1/2006 9/1/2035
107378685 Investor SFR 360 357 61.37 6 11/1/2005 1/1/2006 10/1/2035
107378165 Primary SFR 360 358 75 5.5 12/1/2005 1/1/2006 11/1/2035
107377973 Primary SFR 360 358 80 6.375 12/1/2005 1/1/2006 11/1/2035
107377645 Primary SFR 360 358 62.67 5.75 12/1/2005 1/1/2006 11/1/2035
107377549 Secondary PUD 360 358 80 6.875 12/1/2005 1/1/2006 11/1/2035
107377485 Secondary SFR 360 358 78.14 6.5 12/1/2005 1/1/2006 11/1/2035
107377301 Primary SFR 360 358 70 5.875 12/1/2005 1/1/2006 11/1/2035
107377245 Investor SFR 360 358 70 7.125 12/1/2005 1/1/2006 11/1/2035
107377125 Secondary PUD 360 357 80 6.75 11/1/2005 1/1/2006 10/1/2035
107376973 Primary PUD 360 358 79.98 7.875 12/1/2005 1/1/2006 11/1/2035
107376573 Secondary PUD 360 358 80 6.875 12/1/2005 2/1/2006 11/1/2035
107375877 Primary SFR 360 358 80 6.25 12/1/2005 2/1/2006 11/1/2035
107375757 Secondary PUD 360 358 79.99 6.125 12/1/2005 1/1/2006 11/1/2035
107375549 Primary PUD 360 358 80 6 12/1/2005 1/1/2006 11/1/2035
107373485 Investor SFR 360 358 80 7 12/1/2005 1/1/2006 11/1/2035
107373405 Primary PUD 360 358 74.89 8.25 12/1/2005 2/1/2006 11/1/2035
107373180 Primary PUD 360 358 79.98 6.875 12/1/2005 1/1/2006 11/1/2035
107372500 Investor PUD 360 354 80 7.375 8/1/2005 1/1/2006 7/1/2035
107372260 Primary PUD 360 358 80 6 12/1/2005 2/1/2006 11/1/2035
107371284 Primary SFR 360 359 73.17 6.5 1/1/2006 1/1/2006 12/1/2035
107370924 Primary SFR 360 359 37.97 6.375 1/1/2006 1/1/2006 12/1/2035
107364899 Primary PUD 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
107364843 Secondary Condominium 360 359 95 6.125 1/1/2006 2/1/2006 12/1/2035
107364827 Primary PUD 360 358 79.99 6.5 12/1/2005 2/1/2006 11/1/2035
107359123 Primary SFR 360 359 80 6.5 1/1/2006 1/1/2006 12/1/2035
107357338 Primary SFR 360 358 80 6.125 12/1/2005 1/1/2006 11/1/2035
107357138 Primary PUD 360 358 79.99 6.25 12/1/2005 1/1/2006 11/1/2035
107356754 Primary PUD 360 358 80 6.5 12/1/2005 2/1/2006 11/1/2035
LOANID PANDI PTDATE XXXX COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
--------- -------- --------- ---------- ---------- -------- ----------- ------------ --------- -------
115740531 1,474.00 1/1/2006 221,100.00 221,100.00 Purchase Reduced 285,000.00 12/1/2010 13
115740499 990 1/1/2006 176,000.00 176,000.00 Purchase Reduced 238,000.00 11/1/2010 12.75
115740403 1,290.52 1/1/2006 190,600.00 190,600.00 Purchase SISA 239,000.00 12/1/2010 13.125
115740291 1,935.94 1/1/2006 315,000.00 315,000.00 C/O Refi SISA 450,000.00 12/1/2010 12.375
115740163 1,075.00 1/1/2006 172,000.00 172,000.00 Purchase Reduced 215,000.00 12/1/2010 12.5
115739867 1,153.66 1/1/2006 194,300.00 194,300.00 Purchase Reduced 243,000.00 12/1/2010 12.125
115739755 1,501.67 1/1/2006 272,000.00 272,000.00 Purchase NINA 345,000.00 12/1/2010 11.625
115733706 3,125.50 2/1/2006 638,400.00 638,400.00 Purchase Full 829,800.00 1/1/2011 11.875
115723905 1,312.50 1/1/2006 225,000.00 225,000.00 Purchase Full 250,000.00 12/1/2010 13
115719769 2,125.00 1/1/2006 400,000.00 400,000.00 C/O Refi Reduced 975,000.00 12/1/2010 12.375
115716736 5,135.00 1/1/2006 948,000.00 948,000.00 Purchase Reduced 1,196,000.00 11/1/2010 12.5
115715256 1,516.67 1/1/2006 280,000.00 280,000.00 Purchase Alternative 370,000.00 12/1/2010 12.5
115714744 2,751.67 1/1/2006 508,000.00 508,000.00 Purchase Reduced 635,000.00 12/1/2010 12.5
115696630 634.9 1/1/2006 115,000.00 115,000.00 C/O Refi SISA 230,000.00 12/1/2010 12.625
115695165 612 1/1/2006 108,800.00 108,800.00 Purchase Reduced 136,000.00 12/1/2010 12.75
115692397 3,281.25 1/1/2006 500,000.00 500,000.00 Purchase NINA 632,000.00 12/1/2010 12.875
115691445 807.84 1/1/2006 123,100.00 123,100.00 Purchase Reduced 154,000.00 12/1/2010 12.875
115691125 974.39 1/1/2006 190,900.00 190,900.00 Purchase Full 243,000.00 12/1/2010 12.125
115689053 793.39 1/1/2006 131,320.00 131,320.00 Purchase Reduced 175,000.00 12/1/2010 13.25
115688845 793.39 1/1/2006 131,320.00 131,320.00 Purchase Reduced 175,000.00 12/1/2010 13.25
115667082 2,137.50 1/1/2006 380,000.00 380,000.00 Purchase Reduced 475,000.00 12/1/2010 12.75
115661697 3,113.75 1/1/2006 636,000.00 636,000.00 Purchase Full 820,000.00 12/1/2010 11.875
115657193 1,676.13 1/1/2006 303,600.00 303,600.00 Purchase NINA 400,000.00 12/1/2010 12.625
115656489 2,550.00 1/1/2006 480,000.00 480,000.00 Purchase Reduced 600,000.00 12/1/2010 12.375
115648056 5,847.18 1/1/2006 836,250.00 835,629.38 C/O Refi Reduced 1,160,000.00 12/1/2010 13.5
115644239 2,381.25 1/1/2006 508,000.00 508,000.00 C/O Refi Reduced 635,000.00 11/1/2010 11.625
115644039 3,368.90 12/1/2005 540,000.00 538,997.04 R/T Refi Reduced 675,000.00 11/1/2010 12.375
115643863 804.23 12/1/2005 125,600.00 125,377.76 Purchase Reduced 168,000.00 11/1/2010 12.625
115643327 479.64 1/1/2006 80,000.00 79,840.32 C/O Refi NINA 212,000.00 11/1/2010 12
115639575 1,562.40 1/1/2006 283,000.00 283,000.00 Purchase Reduced 379,000.00 11/1/2010 12.625
115639495 1,302.60 12/1/2005 205,000.00 205,000.00 C/O Refi Reduced 271,000.00 11/1/2010 13.625
115638710 1,080.63 12/1/2005 159,600.00 159,600.00 Purchase NINA 200,000.00 11/1/2010 14.125
115632686 2,697.98 1/1/2006 450,000.00 449,552.02 Purchase Reduced 635,000.00 12/1/2010 12
115629693 2,291.67 1/1/2006 400,000.00 400,000.00 C/O Refi SISA 505,000.00 12/1/2010 12.875
115624365 1,451.67 1/1/2006 268,000.00 268,000.00 Purchase Reduced 345,000.00 12/1/2010 12.5
107380877 1,250.00 12/1/2005 240,000.00 240,000.00 C/O Refi SISA 330,000.00 11/1/2010 12.25
107380845 1,547.08 12/1/2005 316,000.00 316,000.00 Purchase Reduced 400,000.00 11/1/2010 11.875
107380525 1,604.75 12/1/2005 320,950.00 320,950.00 Purchase NINA 470,000.00 11/1/2010 12
107380517 477 12/1/2005 84,800.00 84,800.00 Purchase Full 106,000.00 11/1/2010 12.75
107379621 1,299.37 12/1/2005 231,000.00 230,999.38 C/O Refi Reduced 300,000.00 11/1/2010 12.75
107379501 1,056.56 12/1/2005 207,000.00 207,000.00 C/O Refi NINA 345,000.00 9/1/2010 12.125
107378685 1,798.25 12/1/2005 359,650.00 359,650.00 C/O Refi Alternative 586,000.00 10/1/2010 12
107378165 1,149.78 12/1/2005 202,500.00 202,055.68 R/T Refi Reduced 270,000.00 11/1/2010 11.5
107377973 1,742.50 12/1/2005 328,000.00 328,000.00 R/T Refi Alternative 410,000.00 11/1/2010 12.375
107377645 1,126.04 12/1/2005 235,000.00 235,000.00 C/O Refi NINA 375,000.00 11/1/2010 11.75
107377549 1,306.25 12/1/2005 228,000.00 228,000.00 Purchase SISA 285,000.00 11/1/2010 12.875
107377485 1,316.24 12/1/2005 243,000.00 242,996.25 R/T Refi Reduced 311,000.00 11/1/2010 12.5
107377301 1,668.99 12/1/2005 340,900.00 340,900.00 C/O Refi NINA 487,000.00 11/1/2010 11.875
107377245 1,163.75 12/1/2005 196,000.00 196,000.00 Purchase NINA 300,000.00 11/1/2010 13.125
107377125 1,867.50 12/1/2005 332,000.00 332,000.00 Purchase Reduced 415,000.00 10/1/2010 12.75
107376973 1,359.75 12/1/2005 207,200.00 207,200.00 Purchase NINA 262,000.00 11/1/2010 12.875
107376573 1,316.98 1/1/2006 229,872.00 229,872.00 Purchase Reduced 287,500.00 11/1/2010 12.875
107375877 1,145.83 1/1/2006 220,000.00 219,999.99 Purchase Reduced 275,000.00 11/1/2010 12.25
107375757 1,200.76 12/1/2005 235,250.00 235,250.00 Purchase Reduced 295,000.00 11/1/2010 12.125
107375549 959.92 12/1/2005 192,000.00 191,951.09 Purchase Reduced 240,000.00 11/1/2010 12
107373485 1,306.67 12/1/2005 224,000.00 224,000.00 Purchase Reduced 290,000.00 11/1/2010 13
107373405 2,316.88 1/1/2006 337,000.00 337,000.00 C/O Refi NINA 450,000.00 11/1/2010 14.25
107373180 1,400.21 12/1/2005 244,400.00 244,400.00 Purchase Reduced 310,000.00 11/1/2010 12.875
107372500 1,155.42 12/1/2005 188,000.00 188,000.00 Purchase Reduced 235,000.00 7/1/2010 12.375
107372260 1,268.00 1/1/2006 253,600.00 253,600.00 Purchase Full 317,000.00 11/1/2010 12
107371284 1,625.00 1/1/2006 300,000.00 300,000.00 C/O Refi Reduced 410,000.00 12/1/2010 12.5
107370924 1,871.61 1/1/2006 300,000.00 299,722.14 C/O Refi Reduced 790,000.00 12/1/2010 12.375
107364899 1,229.16 12/1/2005 236,000.00 235,996.15 Purchase Reduced 295,000.00 11/1/2010 12.25
107364843 823 1/1/2006 161,240.00 161,240.00 Purchase Full 175,000.00 12/1/2010 12.125
107364827 1,928.06 1/1/2006 355,950.00 355,950.00 Purchase Reduced 445,000.00 11/1/2010 12.5
107359123 2,283.67 1/1/2006 421,600.00 421,600.00 C/O Refi Alternative 527,000.00 12/1/2010 12.5
107357338 1,408.75 12/1/2005 276,000.00 276,000.00 Purchase Reduced 355,000.00 11/1/2010 12.125
107357138 1,041.15 12/1/2005 199,900.00 199,900.00 Purchase Reduced 250,000.00 11/1/2010 12.25
107356754 1,174.33 1/1/2006 216,800.00 216,800.00 Purchase NINA 271,000.00 11/1/2010 12.5
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
--------- ----- ------ ------ ---------- ---------- ---------- -------- ---- ------
115740531 2.75 1 2.75 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
115740499 2.25 2 2.25 6 MO LIBOR 10/24/2005 CWHL CWHL 0 0.25
115740403 2.75 1 2.75 6 MO LIBOR 11/2/2005 CWHL CWHL 0 0.25
115740291 2.75 1 2.75 6 MO LIBOR 11/4/2005 CWHL CWHL 0 0.25
115740163 2.75 1 2.75 6 MO LIBOR 11/2/2005 CWHL CWHL 0 0.25
115739867 2.75 1 2.75 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
115739755 2.75 1 2.75 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
115733706 2.25 2 2.25 6 MO LIBOR 12/2/2005 CWHL CWHL 0 0.25
115723905 2.25 2 2.25 6 MO LIBOR 11/29/2005 CWHL CWHL 0 0.25
115719769 2.25 2 2.25 6 MO LIBOR 11/8/2005 CWHL CWHL 0 0.25
115716736 2.25 2 2.25 6 MO LIBOR 10/31/2005 CWHL CWHL 0 0.25
115715256 2.25 2 2.25 6 MO LIBOR 11/18/2005 CWHL CWHL 0 0.25
115714744 2.25 2 2.25 6 MO LIBOR 11/18/2005 CWHL CWHL 0 0.25
115696630 2.25 2 2.25 6 MO LIBOR 11/18/2005 CWHL CWHL 0 0.25
115695165 2.25 2 2.25 6 MO LIBOR 11/16/2005 CWHL CWHL 0 0.25
115692397 2.25 1 2.25 6 MO LIBOR 11/4/2005 CWHL CWHL 0 0.25
115691445 2.25 1 2.25 6 MO LIBOR 11/2/2005 CWHL CWHL 0 0.25
115691125 2.25 2 2.25 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
115689053 2.25 2 2.25 6 MO LIBOR 11/22/2005 CWHL CWHL 0 0.25
115688845 2.25 2 2.25 6 MO LIBOR 11/22/2005 CWHL CWHL 0 0.25
115667082 2.25 2 2.25 6 MO LIBOR 11/9/2005 CWHL CWHL 0 0.25
115661697 2.25 2 2.25 6 MO LIBOR 11/18/2005 CWHL CWHL 0 0.25
115657193 2.25 2 2.25 6 MO LIBOR 11/30/2005 CWHL CWHL 0 0.25
115656489 2.25 2 2.25 6 MO LIBOR 11/17/2005 CWHL CWHL 0 0.25
115648056 2.25 2 2.25 6 MO LIBOR 11/4/2005 CWHL CWHL 0 0.25
115644239 2.25 2 2.25 6 MO LIBOR 10/12/2005 CWHL CWHL 0 0.25
115644039 2.25 2 2.25 6 MO LIBOR 10/17/2005 CWHL CWHL 0 0.25
115643863 2.25 2 2.75 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
115643327 2.25 2 2.25 6 MO LIBOR 10/17/2005 CWHL CWHL 0 0.25
115639575 6.625 2 2.75 6 MO LIBOR 10/28/2005 CWHL CWHL 0 0.25
115639495 2.75 2 2.75 6 MO LIBOR 10/26/2005 CWHL CWHL 0 0.25
115638710 2.75 2 2.75 6 MO LIBOR 10/25/2005 CWHL CWHL 0 0.25
115632686 2.25 2 2.25 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
115629693 2.25 2 2.25 6 MO LIBOR 11/16/2005 CWHL CWHL 0 0.25
115624365 2.25 2 2.25 6 MO LIBOR 11/10/2005 CWHL CWHL 0 0.25
107380877 2.25 1 2.25 6 MO LIBOR 10/17/2005 CWHL CWHL 0 0.25
107380845 2.25 1 2.25 6 MO LIBOR 10/18/2005 CWHL CWHL 0 0.25
107380525 2.25 1 2.25 6 MO LIBOR 10/10/2005 CWHL CWHL 0 0.25
107380517 2.25 1 2.25 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
107379621 2.25 1 2.25 6 MO LIBOR 10/26/2005 CWHL CWHL 0 0.25
107379501 2.25 1 2.25 6 MO LIBOR 8/26/2005 CWHL CWHL 0 0.25
107378685 2.25 1 2.25 6 MO LIBOR 9/29/2005 CWHL CWHL 0 0.25
107378165 2.25 1 2.25 6 MO LIBOR 10/14/2005 CWHL CWHL 0 0.25
107377973 2.25 1 2.25 6 MO LIBOR 10/14/2005 CWHL CWHL 0 0.25
107377645 2.25 1 2.25 6 MO LIBOR 10/11/2005 CWHL CWHL 0 0.25
107377549 2.25 1 2.25 6 MO LIBOR 10/18/2005 CWHL CWHL 0 0.25
107377485 2.25 2 2.25 6 MO LIBOR 10/21/2005 CWHL CWHL 0 0.25
107377301 2.25 1 2.25 6 MO LIBOR 10/18/2005 CWHL CWHL 0 0.25
107377245 7.125 2 2.75 6 MO LIBOR 10/12/2005 CWHL CWHL 0 0.25
107377125 2.75 2 2.75 6 MO LIBOR 9/26/2005 CWHL CWHL 0 0.25
107376973 2.75 1 2.75 6 MO LIBOR 10/7/2005 CWHL CWHL 0 0.25
107376573 6.875 2 2.75 6 MO LIBOR 10/12/2005 CWHL CWHL 0 0.25
107375877 6.25 2 2.75 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
107375757 6.125 2 2.75 6 MO LIBOR 10/13/2005 CWHL CWHL 0 0.25
107375549 6 2 2.75 6 MO LIBOR 10/26/2005 CWHL CWHL 0 0.25
107373485 2.75 2 2.75 6 MO LIBOR 10/17/2005 CWHL CWHL 0 0.25
107373405 2.75 2 2.75 6 MO LIBOR 10/17/2005 CWHL CWHL 0 0.25
107373180 2.75 2 2.75 6 MO LIBOR 10/14/2005 CWHL CWHL 0 0.25
107372500 2.75 1 2.75 6 MO LIBOR 6/21/2005 CWHL CWHL 0 0.25
107372260 6 2 2.75 6 MO LIBOR 10/4/2005 CWHL CWHL 0 0.25
107371284 2.25 2 2.25 6 MO LIBOR 11/18/2005 CWHL CWHL 0 0.25
107370924 2.25 2 2.25 6 MO LIBOR 11/16/2005 CWHL CWHL 0 0.25
107364899 2.75 2 2.75 6 MO LIBOR 10/12/2005 CWHL CWHL 0 0.25
107364843 2.25 2 2.25 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
107364827 2.75 2 2.75 6 MO LIBOR 10/24/2005 CWHL CWHL 0 0.25
107359123 2.25 2 2.25 6 MO LIBOR 11/15/2005 CWHL CWHL 0 0.25
107357338 2.25 2 2.25 6 MO LIBOR 10/26/2005 CWHL CWHL 0 0.25
107357138 2.75 2 2.75 6 MO LIBOR 10/24/2005 CWHL CWHL 0 0.25
107356754 2.75 2 2.75 6 MO LIBOR 10/18/2005 CWHL CWHL 0 0.25
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
--------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
107356434 Primary PUD 360 358 79.97 7.25 12/1/2005 1/1/2006 11/1/2035
107356210 Investor PUD 360 358 80 6.5 12/1/2005 1/1/2006 11/1/2035
107356082 Primary SFR 360 358 80 6.125 12/1/2005 1/1/2006 11/1/2035
107354210 Primary PUD 360 358 80 7.25 12/1/2005 2/1/2006 11/1/2035
107353898 Primary SFR 360 358 88.65 7.125 12/1/2005 1/1/2006 11/1/2035
107353802 Primary SFR 360 359 80 6 1/1/2006 2/1/2006 12/1/2035
107353722 Investor SFR 360 358 95 7.875 12/1/2005 1/1/2006 11/1/2035
107353434 Secondary PUD 360 358 85 7.875 12/1/2005 2/1/2006 11/1/2035
107352914 Investor 4-Family 360 358 80 8.125 12/1/2005 1/1/2006 11/1/2035
107351634 Primary SFR 360 359 89.9 6.625 1/1/2006 1/1/2006 12/1/2035
107350594 Primary SFR 360 358 80 7.375 12/1/2005 1/1/2006 11/1/2035
107350066 Investor PUD 360 358 79.47 6.625 12/1/2005 1/1/2006 11/1/2035
107333143 Primary Condominium 360 359 80 7.25 1/1/2006 1/1/2006 12/1/2035
107329271 Primary SFR 360 359 58.22 6.375 1/1/2006 2/1/2006 12/1/2035
107326239 Primary PUD 360 359 80 6.75 1/1/2006 1/1/2006 12/1/2035
107321438 Primary SFR 360 359 95 7.5 1/1/2006 1/1/2006 12/1/2035
107317902 Primary PUD 360 358 80 5.625 12/1/2005 1/1/2006 11/1/2035
107315989 Investor SFR 360 358 90 7.875 12/1/2005 1/1/2006 11/1/2035
107315765 Primary SFR 360 357 80 6.875 11/1/2005 2/1/2006 10/1/2035
107315685 Primary SFR 360 357 94.13 6.5 11/1/2005 1/1/2006 10/1/2035
107315597 Investor SFR 360 357 80 7.625 11/1/2005 2/1/2006 10/1/2035
107314757 Primary SFR 360 358 70 6.625 12/1/2005 2/1/2006 11/1/2035
107312645 Primary SFR 360 359 79.2 6.375 1/1/2006 1/1/2006 12/1/2035
107311829 Secondary PUD 360 359 89.95 6.75 1/1/2006 1/1/2006 12/1/2035
107311605 Primary SFR 360 359 80 6.25 1/1/2006 2/1/2006 12/1/2035
107309460 Primary PUD 360 359 45.81 5.875 1/1/2006 1/1/2006 12/1/2035
107308660 Primary Condominium 360 359 90 6.25 1/1/2006 2/1/2006 12/1/2035
107287706 Primary SFR 360 359 80 6 1/1/2006 1/1/2006 12/1/2035
107282425 Investor SFR 360 359 80 6.625 1/1/2006 2/1/2006 12/1/2035
107279577 Primary SFR 360 359 80 6.875 1/1/2006 1/1/2006 12/1/2035
107278977 Primary SFR 360 358 58.15 6.5 12/1/2005 1/1/2006 11/1/2035
107278897 Primary PUD 360 358 69.98 6.625 12/1/2005 1/1/2006 11/1/2035
107278737 Primary PUD 360 358 69.88 5.875 12/1/2005 2/1/2006 11/1/2035
107276096 Primary SFR 360 358 80 6.875 12/1/2005 1/1/2006 11/1/2035
107276008 Secondary Condominium 360 355 80 6.625 9/1/2005 2/1/2006 8/1/2035
107274416 Primary SFR 360 359 80 6.375 1/1/2006 2/1/2006 12/1/2035
107267551 Primary SFR 360 359 90 7.5 1/1/2006 2/1/2006 12/1/2035
107266943 Primary Condominium 360 359 80 6.5 1/1/2006 1/1/2006 12/1/2035
107265287 Primary Condominium 360 359 62.5 6.5 1/1/2006 1/1/2006 12/1/2035
107262615 Primary SFR 360 358 79.17 5.875 12/1/2005 2/1/2006 11/1/2035
107262479 Primary SFR 360 358 80 6.375 12/1/2005 1/1/2006 11/1/2035
107261695 Investor SFR 360 359 74.07 6.375 1/1/2006 1/1/2006 12/1/2035
107260014 Investor SFR 360 358 75 6.25 12/1/2005 1/1/2006 11/1/2035
107259910 Primary Condominium 360 358 78.46 5.75 12/1/2005 2/1/2006 11/1/2035
107259838 Secondary PUD 360 358 80 6.75 12/1/2005 1/1/2006 11/1/2035
107259670 Primary PUD 360 358 70 6.25 12/1/2005 2/1/2006 11/1/2035
107257662 Investor SFR 360 358 80 7.25 12/1/2005 1/1/2006 11/1/2035
107256982 Primary Condominium 360 358 80 5.75 12/1/2005 1/1/2006 11/1/2035
107253509 Primary SFR 360 359 60.18 5.875 1/1/2006 1/1/2006 12/1/2035
107252285 Primary SFR 360 358 32.66 6.25 12/1/2005 1/1/2006 11/1/2035
107252141 Primary Condominium 360 358 79.99 6.375 12/1/2005 2/1/2006 11/1/2035
107251485 Primary SFR 360 358 80 6 12/1/2005 1/1/2006 11/1/2035
107251421 Primary SFR 360 358 80 6.5 12/1/2005 2/1/2006 11/1/2035
107250021 Primary Condominium 360 358 80 6.625 12/1/2005 2/1/2006 11/1/2035
107249853 Primary SFR 360 358 66.57 5.5 12/1/2005 2/1/2006 11/1/2035
107249629 Primary PUD 360 358 80 6.625 12/1/2005 1/1/2006 11/1/2035
107249277 Secondary Condominium 360 358 80 6.625 12/1/2005 1/1/2006 11/1/2035
107248901 Primary PUD 360 358 80 5.5 12/1/2005 2/1/2006 11/1/2035
107248805 Primary PUD 360 358 80 5.625 12/1/2005 1/1/2006 11/1/2035
107248605 Primary PUD 360 358 80 6.25 12/1/2005 2/1/2006 11/1/2035
107248397 Primary SFR 360 358 80 5.5 12/1/2005 1/1/2006 11/1/2035
107246861 Investor SFR 360 359 70 6.75 1/1/2006 1/1/2006 12/1/2035
107246789 Primary SFR 360 359 75 6 1/1/2006 1/1/2006 12/1/2035
107246701 Primary SFR 360 359 80 6.25 1/1/2006 2/1/2006 12/1/2035
107246517 Primary SFR 360 358 56.31 6.125 12/1/2005 1/1/2006 11/1/2035
107245941 Investor SFR 360 359 60 6.75 1/1/2006 1/1/2006 12/1/2035
107245116 Primary SFR 360 358 68.93 6.25 12/1/2005 2/1/2006 11/1/2035
107244732 Primary PUD 360 358 80 6.375 12/1/2005 2/1/2006 11/1/2035
107244436 Primary SFR 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
LOANID PANDI PTDATE XXXX COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
--------- -------- --------- ---------- ---------- -------- ----------- ------------ --------- -------
107356434 1,877.35 12/1/2005 275,200.00 274,769.34 Purchase Reduced 345,000.00 11/1/2010 13.25
107356210 1,365.00 12/1/2005 252,000.00 252,000.00 Purchase Full 325,000.00 11/1/2010 12.5
107356082 857.5 12/1/2005 168,000.00 168,000.00 C/O Refi Full 210,000.00 11/1/2010 12.125
107354210 4,350.00 1/1/2006 720,000.00 720,000.00 C/O Refi Reduced 900,000.00 11/1/2010 12.25
107353898 973.75 12/1/2005 164,000.00 164,000.00 R/T Refi Full 185,000.00 11/1/2010 12.125
107353802 944 1/1/2006 188,800.00 188,800.00 Purchase Full 255,000.00 12/1/2010 12
107353722 809.81 12/1/2005 123,400.00 123,400.00 Purchase NINA 135,000.00 11/1/2010 12.875
107353434 1,429.84 1/1/2006 197,200.00 196,927.68 Purchase NINA 260,000.00 11/1/2010 12.875
107352914 1,067.08 12/1/2005 157,600.00 157,600.00 Purchase NINA 197,000.00 11/1/2010 14.125
107351634 1,305.33 1/1/2006 236,437.00 236,437.00 C/O Refi SISA 263,000.00 12/1/2010 12.625
107350594 2,851.67 12/1/2005 464,000.00 464,000.00 Purchase Reduced 580,000.00 11/1/2010 13.375
107350066 1,325.00 12/1/2005 240,000.00 240,000.00 R/T Refi Reduced 302,000.00 11/1/2010 12.625
107333143 1,116.50 1/1/2006 184,800.00 184,800.00 Purchase Reduced 231,000.00 12/1/2010 13.25
107329271 3,479.69 1/1/2006 655,000.00 655,000.00 R/T Refi Alternative 1,125,000.00 12/1/2010 12.375
107326239 2,386.84 1/1/2006 368,000.00 367,683.16 Purchase SISA 460,000.00 12/1/2010 12.75
107321438 949.88 1/1/2006 135,850.00 135,749.18 Purchase NINA 144,000.00 12/1/2010 13.5
107317902 916.88 12/1/2005 195,600.00 195,600.00 Purchase Reduced 248,000.00 11/1/2010 11.625
107315989 590.57 12/1/2005 81,450.00 81,337.53 Purchase NINA 90,500.00 11/1/2010 12.875
107315765 1,205.42 1/1/2006 210,400.00 210,221.20 Purchase Reduced 267,000.00 10/1/2010 11.875
107315685 764.83 12/1/2005 141,200.00 141,200.00 R/T Refi Full 150,000.00 10/1/2010 11.5
107315597 787.07 1/1/2006 111,200.00 110,957.01 Purchase NINA 149,000.00 10/1/2010 12
107314757 1,008.49 1/1/2006 157,500.00 157,170.89 Purchase Reduced 225,000.00 11/1/2010 12.625
107312645 2,495.17 1/1/2006 399,950.00 399,579.56 C/O Refi SISA 505,000.00 12/1/2010 12.375
107311829 1,467.28 1/1/2006 260,850.00 260,850.00 Purchase Reduced 290,000.00 12/1/2010 12.75
107311605 2,895.83 1/1/2006 556,000.00 556,000.00 Purchase Reduced 695,000.00 12/1/2010 12.25
107309460 856.77 1/1/2006 175,000.00 175,000.00 C/O Refi Reduced 382,000.00 12/1/2010 11.875
107308660 855.47 1/1/2006 164,250.00 164,250.00 C/O Refi Reduced 182,500.00 12/1/2010 12.25
107287706 2,320.00 1/1/2006 464,000.00 464,000.00 Purchase Full 580,000.00 12/1/2010 12
107282425 249.54 1/1/2006 45,200.00 45,200.00 Purchase Reduced 88,000.00 12/1/2010 12.625
107279577 1,718.75 1/1/2006 300,000.00 300,000.00 Purchase Full 375,000.00 12/1/2010 12.875
107278977 3,071.25 12/1/2005 567,000.00 567,000.00 C/O Refi NINA 975,000.00 11/1/2010 11.5
107278897 898.36 12/1/2005 140,300.00 140,051.74 Purchase Reduced 205,000.00 11/1/2010 11.625
107278737 2,873.85 1/1/2006 587,000.00 587,000.00 C/O Refi Reduced 840,000.00 11/1/2010 10.875
107276096 1,406.85 12/1/2005 245,560.00 245,560.00 Purchase NINA 321,000.00 11/1/2010 11.875
107276008 1,259.85 1/1/2006 228,200.00 228,200.00 Purchase Reduced 302,000.00 8/1/2010 9.95
107274416 1,402.50 1/1/2006 264,000.00 264,000.00 Purchase Reduced 330,000.00 12/1/2010 12.375
107267551 1,051.88 1/1/2006 168,300.00 168,300.00 Purchase NINA 188,000.00 12/1/2010 13.5
107266943 940.33 1/1/2006 173,600.00 173,600.00 Purchase Full 219,000.00 12/1/2010 12.5
107265287 1,422.15 1/1/2006 225,000.00 224,796.60 C/O Refi SISA 360,000.00 12/1/2010 12.5
107262615 899.14 1/1/2006 152,000.00 151,689.30 C/O Refi Reduced 192,000.00 11/1/2010 11.875
107262479 701.25 12/1/2005 132,000.00 132,000.00 Purchase Reduced 175,000.00 11/1/2010 12.375
107261695 850 1/1/2006 160,000.00 160,000.00 C/O Refi Reduced 216,000.00 12/1/2010 12.375
107260014 738.86 12/1/2005 120,000.00 119,771.69 C/O Refi Reduced 160,000.00 11/1/2010 12.25
107259910 977.5 1/1/2006 204,000.00 204,000.00 C/O Refi Full 260,000.00 11/1/2010 11.75
107259838 1,800.00 12/1/2005 320,000.00 320,000.00 Purchase SISA 545,000.00 11/1/2010 12.75
107259670 2,435.16 1/1/2006 395,500.00 394,747.52 Purchase NINA 565,000.00 11/1/2010 12.25
107257662 1,280.83 12/1/2005 212,000.00 212,000.00 C/O Refi Full 265,000.00 11/1/2010 13.25
107256982 1,054.17 12/1/2005 220,000.00 220,000.00 C/O Refi Alternative 275,000.00 11/1/2010 10.75
107253509 1,664.58 1/1/2006 340,000.00 340,000.00 C/O Refi Full 565,000.00 12/1/2010 11.875
107252285 1,692.71 12/1/2005 325,000.00 325,000.00 C/O Refi NINA 995,000.00 11/1/2010 12.25
107252141 1,203.28 1/1/2006 226,500.00 226,500.00 Purchase Full 283,172.00 11/1/2010 12.375
107251485 1,966.53 12/1/2005 328,000.00 328,000.00 Purchase Reduced 440,000.00 11/1/2010 12
107251421 1,365.27 1/1/2006 216,000.00 215,608.40 Purchase SISA 274,000.00 11/1/2010 12.5
107250021 795 1/1/2006 144,000.00 144,000.00 Purchase Reduced 180,000.00 11/1/2010 12.625
107249853 1,784.81 1/1/2006 389,412.00 389,412.00 C/O Refi NINA 585,000.00 11/1/2010 11.5
107249629 1,114.27 12/1/2005 201,830.00 201,830.00 Purchase Reduced 254,000.00 11/1/2010 12.625
107249277 1,722.50 12/1/2005 312,000.00 312,000.00 Purchase Reduced 390,000.00 11/1/2010 12.625
107248901 1,413.50 1/1/2006 308,400.00 308,400.00 Purchase Full 386,000.00 11/1/2010 10.5
107248805 1,050.00 12/1/2005 224,000.00 224,000.00 C/O Refi Reduced 280,000.00 11/1/2010 10.625
107248605 1,052.00 1/1/2006 202,400.00 201,048.93 Purchase Full 253,000.00 11/1/2010 11.25
107248397 1,613.33 12/1/2005 352,000.00 352,000.00 C/O Refi Reduced 440,000.00 11/1/2010 10.5
107246861 1,732.50 1/1/2006 308,000.00 308,000.00 Purchase SISA 442,000.00 12/1/2010 11.75
107246789 1,732.50 1/1/2006 346,500.00 346,500.00 Purchase Reduced 462,000.00 12/1/2010 11
107246701 2,916.67 1/1/2006 560,000.00 559,999.67 Purchase Reduced 700,000.00 12/1/2010 12.25
107246517 1,526.15 12/1/2005 299,000.00 299,000.00 C/O Refi Reduced 531,000.00 11/1/2010 11.125
107245941 3,375.00 1/1/2006 600,000.00 600,000.00 C/O Refi SISA 1,000,000.00 12/1/2010 12.75
107245116 976.56 1/1/2006 187,500.00 187,500.00 C/O Refi Full 272,000.00 11/1/2010 11.25
107244732 1,738.25 1/1/2006 327,200.00 327,200.00 Purchase Full 410,000.00 11/1/2010 11.375
107244436 732.14 12/1/2005 149,544.00 149,544.00 Purchase Full 200,000.00 11/1/2010 10.875
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
--------- ----- ------ ------ ---------- ---------- ---------- -------- ---- ------
107356434 2.75 2 2.75 6 MO LIBOR 10/11/2005 CWHL CWHL 0 0.25
107356210 6.5 2 2.75 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
107356082 2.75 2 2.75 6 MO LIBOR 10/26/2005 CWHL CWHL 0 0.25
107354210 3.75 1 3.75 6 MO LIBOR 10/31/2005 CWHL CWHL 0 0.25
107353898 3.625 1 3.625 6 MO LIBOR 10/24/2005 CWHL CWHL 0 0.25
107353802 2.25 2 2.25 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
107353722 4.375 1 4.375 6 MO LIBOR 10/19/2005 CWHL CWHL 0 0.25
107353434 4.375 1 4.375 6 MO LIBOR 10/31/2005 CWHL CWHL 0 0.25
107352914 2.75 2 2.75 6 MO LIBOR 10/26/2005 CWHL CWHL 0 0.25
107351634 2.25 2 2.25 6 MO LIBOR 11/23/2005 CWHL CWHL 0 0.25
107350594 2.25 2 2.25 6 MO LIBOR 10/21/2005 CWHL CWHL 0 0.25
107350066 2.25 2 2.25 6 MO LIBOR 10/26/2005 CWHL CWHL 0 0.25
107333143 2.25 2 2.25 6 MO LIBOR 11/17/2005 CWHL CWHL 0 0.25
107329271 2.25 2 2.25 6 MO LIBOR 11/30/2005 CWHL CWHL 0 0.25
107326239 2.25 2 2.25 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
107321438 2.25 2 2.25 6 MO LIBOR 11/3/2005 CWHL CWHL 0 0.25
107317902 2.25 2 2.25 6 MO LIBOR 10/31/2005 CWHL CWHL 0 0.25
107315989 4.375 1 4.375 6 MO LIBOR 10/17/2005 CWHL CWHL 0 0.25
107315765 3.375 1 3.375 6 MO LIBOR 9/30/2005 CWHL CWHL 0 0.25
107315685 3 1 3 6 MO LIBOR 10/4/2005 CWHL CWHL 0 0.25
107315597 4.625 1 4.625 6 MO LIBOR 9/16/2005 CWHL CWHL 0 0.25
107314757 2.25 2 2.25 6 MO LIBOR 11/4/2005 CWHL CWHL 0 0.25
107312645 2.25 2 2.25 6 MO LIBOR 11/16/2005 CWHL CWHL 0 0.25
107311829 2.25 2 2.25 6 MO LIBOR 11/16/2005 CWHL CWHL 0 0.25
107311605 2.25 2 2.25 6 MO LIBOR 11/21/2005 CWHL CWHL 0 0.25
107309460 2.25 2 2.25 6 MO LIBOR 11/23/2005 CWHL CWHL 0 0.25
107308660 2.25 2 2.25 6 MO LIBOR 11/16/2005 CWHL CWHL 0 0.25
107287706 2.25 2 2.25 6 MO LIBOR 11/21/2005 CWHL CWHL 0 0.25
107282425 2.25 2 2.25 6 MO LIBOR 11/15/2005 CWHL CWHL 0 0.25
107279577 2.25 2 2.25 6 MO LIBOR 11/17/2005 CWHL CWHL 0 0.25
107278977 6.5 1 2.625 6 MO LIBOR 10/5/2005 CWHL CWHL 0 0.25
107278897 6.625 1 2.75 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
107278737 2.25 1 2.25 6 MO LIBOR 10/4/2005 CWHL CWHL 0 0.25
107276096 2.25 1 2.25 6 MO LIBOR 10/21/2005 CWHL CWHL 0 0.25
107276008 2.25 2 2.25 6 MO LIBOR 7/19/2005 CWHL CWHL 0 0.25
107274416 2.25 2 2.25 6 MO LIBOR 11/16/2005 CWHL CWHL 0 0.25
107267551 2.25 2 2.25 6 MO LIBOR 11/14/2005 CWHL CWHL 0 0.25
107266943 2.25 2 2.25 6 MO LIBOR 11/11/2005 CWHL CWHL 0 0.25
107265287 2.25 2 2.25 6 MO LIBOR 11/23/2005 CWHL CWHL 0 0.25
107262615 2.25 2 2.25 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
107262479 2.25 2 2.25 6 MO LIBOR 10/31/2005 CWHL CWHL 0 0.25
107261695 2.25 2 2.25 6 MO LIBOR 11/3/2005 CWHL CWHL 0 0.25
107260014 2.25 2 2.25 6 MO LIBOR 10/21/2005 CWHL CWHL 0 0.25
107259910 2.25 2 2.25 6 MO LIBOR 10/21/2005 CWHL CWHL 0 0.25
107259838 2.75 2 2.75 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
107259670 2.25 2 2.25 6 MO LIBOR 10/24/2005 CWHL CWHL 0 0.25
107257662 2.25 2 2.25 6 MO LIBOR 10/19/2005 CWHL CWHL 0 0.25
107256982 2.25 1 2.25 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
107253509 2.25 2 2.25 6 MO LIBOR 11/14/2005 CWHL CWHL 0 0.25
107252285 2.75 2 2.75 6 MO LIBOR 10/24/2005 CWHL CWHL 0 0.25
107252141 2.25 2 2.25 6 MO LIBOR 10/28/2005 CWHL CWHL 0 0.25
107251485 2.25 2 2.25 6 MO LIBOR 10/24/2005 CWHL CWHL 0 0.25
107251421 2.75 2 2.75 6 MO LIBOR 10/24/2005 CWHL CWHL 0 0.25
107250021 2.25 2 2.25 6 MO LIBOR 10/20/2005 CWHL CWHL 0 0.25
107249853 2.25 2 2.25 6 MO LIBOR 10/17/2005 CWHL CWHL 0 0.25
107249629 2.75 2 2.75 6 MO LIBOR 10/26/2005 CWHL CWHL 0 0.25
107249277 2.75 2 2.75 6 MO LIBOR 10/14/2005 CWHL CWHL 0 0.25
107248901 2.25 1 2.25 6 MO LIBOR 10/21/2005 CWHL CWHL 0 0.25
107248805 2.25 1 2.25 6 MO LIBOR 10/18/2005 CWHL CWHL 0 0.25
107248605 2.25 1 2.25 6 MO LIBOR 10/21/2005 CWHL CWHL 0 0.25
107248397 2.25 1 2.25 6 MO LIBOR 10/13/2005 CWHL CWHL 0 0.25
107246861 3.25 1 3.25 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
107246789 2.25 1 2.25 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
107246701 2.25 2 2.25 6 MO LIBOR 10/31/2005 CWHL CWHL 0 0.25
107246517 2.25 1 2.25 6 MO LIBOR 10/25/2005 CWHL CWHL 0 0.25
107245941 2.25 2 2.25 6 MO LIBOR 10/31/2005 CWHL CWHL 0 0.25
107245116 2.25 1 2.25 6 MO LIBOR 10/24/2005 CWHL CWHL 0 0.25
107244732 2.25 1 2.25 6 MO LIBOR 10/21/2005 CWHL CWHL 0 0.25
107244436 2.25 1 2.25 6 MO LIBOR 10/21/2005 CWHL CWHL 0 0.25
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
--------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
107240796 Primary SFR 360 358 80 5.75 12/1/2005 1/1/2006 11/1/2035
107240476 Investor SFR 360 358 79.86 7.25 12/1/2005 1/1/2006 11/1/2035
107240156 Primary SFR 360 358 76.09 6.5 12/1/2005 2/1/2006 11/1/2035
107240052 Investor Condominium 360 358 75 7.25 12/1/2005 2/1/2006 11/1/2035
107237980 Primary SFR 360 358 50.83 5.875 12/1/2005 1/1/2006 11/1/2035
107237748 Investor Condominium 360 358 70 7.5 12/1/2005 1/1/2006 11/1/2035
107237419 Primary SFR 360 358 80 6.125 12/1/2005 1/1/2006 11/1/2035
107232411 Primary PUD 360 358 79.99 6.5 12/1/2005 1/1/2006 11/1/2035
107232355 Primary PUD 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
107230059 Primary Condominium 360 359 80 6.75 1/1/2006 1/1/2006 12/1/2035
107222178 Primary Condominium 360 359 80 6.25 1/1/2006 2/1/2006 12/1/2035
107220833 Investor PUD 360 359 79.99 6.375 1/1/2006 2/1/2006 12/1/2035
107218345 Primary PUD 360 359 72.44 5.875 1/1/2006 1/1/2006 12/1/2035
107217945 Primary SFR 360 358 80 6.375 12/1/2005 2/1/2006 11/1/2035
107216953 Primary SFR 360 358 72.87 6.625 12/1/2005 1/1/2006 11/1/2035
107207312 Investor SFR 360 359 80 6.75 1/1/2006 1/1/2006 12/1/2035
107206688 Investor SFR 360 358 80 6.75 12/1/2005 1/1/2006 11/1/2035
107206624 Primary SFR 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
107203935 Primary SFR 360 359 80 6.375 1/1/2006 1/1/2006 12/1/2035
107202583 Primary SFR 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
107201799 Primary SFR 360 359 74.24 6.125 1/1/2006 1/1/2006 12/1/2035
107198999 Investor SFR 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
107198911 Primary SFR 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
107198175 Primary SFR 360 358 85 6.5 12/1/2005 1/1/2006 11/1/2035
107182597 Primary SFR 360 359 79.87 6 1/1/2006 1/1/2006 12/1/2035
107181861 Primary SFR 360 359 41.51 6 1/1/2006 1/1/2006 12/1/2035
107177724 Primary Condominium 360 359 80 5.875 1/1/2006 1/1/2006 12/1/2035
107171755 Primary SFR 360 358 80 6.375 12/1/2005 3/1/2006 11/1/2035
107169955 Primary SFR 360 359 78.72 5.875 1/1/2006 1/1/2006 12/1/2035
107166563 Primary PUD 360 358 80 6.5 12/1/2005 1/1/2006 11/1/2035
107161674 Primary SFR 360 359 80 6.5 1/1/2006 2/1/2006 12/1/2035
107160682 Primary Condominium 360 358 80 6 12/1/2005 2/1/2006 11/1/2035
107160498 Primary PUD 360 358 68 5.375 12/1/2005 2/1/2006 11/1/2035
107160322 Secondary Condominium 360 358 95 6.125 12/1/2005 1/1/2006 11/1/2035
107159322 Primary SFR 360 358 56.89 6 12/1/2005 1/1/2006 11/1/2035
107157625 Investor SFR 360 358 75 6 12/1/2005 1/1/2006 11/1/2035
107157593 Primary SFR 360 358 67.86 6 12/1/2005 2/1/2006 11/1/2035
107156217 Investor Condominium 360 359 80 6.75 1/1/2006 1/1/2006 12/1/2035
107152705 Primary SFR 360 358 64.29 6.375 12/1/2005 1/1/2006 11/1/2035
107151241 Investor Condominium 360 359 80 7.75 1/1/2006 1/1/2006 12/1/2035
107138167 Secondary Condominium 360 359 95 7.5 1/1/2006 1/1/2006 12/1/2035
107134871 Secondary SFR 360 359 80 6 1/1/2006 1/1/2006 12/1/2035
107127750 Investor SFR 360 359 75 6.75 1/1/2006 1/1/2006 12/1/2035
107122645 Primary PUD 360 359 63.35 5.875 1/1/2006 2/1/2006 12/1/2035
107121589 Primary PUD 360 359 78.2 6.25 1/1/2006 1/1/2006 12/1/2035
107120149 Primary PUD 360 359 79.27 6 1/1/2006 1/1/2006 12/1/2035
107119909 Primary SFR 360 359 86.96 6.75 1/1/2006 1/1/2006 12/1/2035
107119477 Primary SFR 360 358 36.89 5.875 12/1/2005 1/1/2006 11/1/2035
107117684 Secondary SFR 360 358 80 6.5 12/1/2005 2/1/2006 11/1/2035
107114588 Investor PUD 360 359 80 6.75 1/1/2006 1/1/2006 12/1/2035
107114260 Investor PUD 360 359 80 6.75 1/1/2006 1/1/2006 12/1/2035
107114252 Primary SFR 360 359 80 6 1/1/2006 1/1/2006 12/1/2035
107114180 Primary PUD 360 358 80 6.75 12/1/2005 1/1/2006 11/1/2035
107113996 Primary SFR 360 358 80 6.25 12/1/2005 2/1/2006 11/1/2035
107113908 Primary SFR 360 358 49.23 5.875 12/1/2005 1/1/2006 11/1/2035
107113852 Primary SFR 360 358 80 6 12/1/2005 1/1/2006 11/1/2035
107113820 Primary SFR 360 358 95 6 12/1/2005 1/1/2006 11/1/2035
107109371 Primary Condominium 360 358 80 6.375 12/1/2005 2/1/2006 11/1/2035
107109107 Primary SFR 360 358 79.86 6.25 12/1/2005 1/1/2006 11/1/2035
107108891 Primary Condominium 360 358 80 6.375 12/1/2005 2/1/2006 11/1/2035
107108731 Primary SFR 360 358 80 5.875 12/1/2005 2/1/2006 11/1/2035
107108419 Primary Condominium 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
107107451 Primary SFR 360 358 80 6.375 12/1/2005 1/1/2006 11/1/2035
107106491 Investor 4-Family 360 358 65 6.125 12/1/2005 1/1/2006 11/1/2035
107106299 Primary PUD 360 358 69.97 6.5 12/1/2005 2/1/2006 11/1/2035
107105995 Primary PUD 360 358 80 6.25 12/1/2005 2/1/2006 11/1/2035
107105955 Primary SFR 360 358 80 6 12/1/2005 1/1/2006 11/1/2035
107105939 Primary PUD 360 356 75 6.125 10/1/2005 2/1/2006 9/1/2035
107105299 Primary PUD 360 358 80 5.5 12/1/2005 1/1/2006 11/1/2035
LOANID PANDI PTDATE XXXX COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
--------- -------- --------- ---------- ---------- -------- ----------- ------------ --------- -------
107240796 2,913.33 12/1/2005 608,000.00 608,000.00 Purchase Reduced 792,000.00 11/1/2010 11.75
107240476 1,341.25 12/1/2005 222,000.00 222,000.02 C/O Refi Full 278,000.00 11/1/2010 13.25
107240156 1,895.83 1/1/2006 350,000.00 350,000.00 C/O Refi Reduced 460,000.00 11/1/2010 12.5
107240052 3,035.94 1/1/2006 502,500.00 502,500.00 C/O Refi Reduced 670,000.00 11/1/2010 13.25
107237980 1,356.15 12/1/2005 277,000.00 277,000.00 R/T Refi Reduced 545,000.00 11/1/2010 11.875
107237748 3,609.38 12/1/2005 577,500.00 577,500.00 C/O Refi Reduced 825,000.00 11/1/2010 12.5
107237419 978.51 12/1/2005 191,708.00 191,708.00 Purchase Full 245,000.00 11/1/2010 12.125
107232411 1,663.46 12/1/2005 307,100.00 307,100.00 Purchase Full 385,000.00 11/1/2010 11.5
107232355 1,214.17 12/1/2005 248,000.00 248,000.00 Purchase Full 310,000.00 11/1/2010 10.875
107230059 3,262.50 1/1/2006 580,000.00 580,000.00 Purchase NINA 728,000.00 12/1/2010 12.75
107222178 1,791.67 1/1/2006 344,000.00 344,000.00 Purchase Reduced 430,000.00 12/1/2010 12.25
107220833 2,973.94 1/1/2006 559,800.00 559,800.00 Purchase Reduced 710,000.00 12/1/2010 12.375
107218345 979.17 1/1/2006 200,000.00 200,000.00 Purchase Reduced 277,000.00 12/1/2010 11.875
107217945 1,487.50 1/1/2006 280,000.00 280,000.00 C/O Refi Full 350,000.00 11/1/2010 12.375
107216953 3,210.36 12/1/2005 581,500.00 581,500.00 R/T Refi Reduced 798,000.00 11/1/2010 12.625
107207312 1,845.00 1/1/2006 328,000.00 328,000.00 Purchase Reduced 410,000.00 12/1/2010 12.75
107206688 648.6 12/1/2005 100,000.00 99,827.32 R/T Refi Full 125,000.00 11/1/2010 12.75
107206624 1,501.86 12/1/2005 243,920.00 243,455.91 Purchase Reduced 305,900.00 11/1/2010 12.25
107203935 2,562.75 1/1/2006 482,400.00 482,400.00 C/O Refi Full 603,000.00 12/1/2010 12.375
107202583 950 12/1/2005 182,400.00 182,400.00 R/T Refi Full 228,000.00 11/1/2010 12.25
107201799 2,501.04 1/1/2006 490,000.00 490,000.00 C/O Refi Reduced 660,000.00 12/1/2010 12.125
107198999 722.92 12/1/2005 138,800.00 138,800.00 Purchase Full 175,000.00 11/1/2010 12.25
107198911 1,749.48 12/1/2005 335,900.00 335,900.00 Purchase Reduced 427,000.00 11/1/2010 12.25
107198175 1,864.28 12/1/2005 294,950.00 294,415.29 C/O Refi SISA 347,000.00 11/1/2010 12.5
107182597 1,577.50 1/1/2006 315,500.00 315,500.00 C/O Refi SISA 395,000.00 12/1/2010 12
107181861 1,125.00 1/1/2006 225,000.00 225,000.00 Purchase Reduced 542,000.00 12/1/2010 12
107177724 4,042.94 1/1/2006 825,791.00 825,791.00 Purchase Full 1,050,000.00 12/1/2010 11.875
107171755 1,871.61 2/1/2006 300,000.00 299,440.90 C/O Refi NINA 375,000.00 11/1/2010 12.375
107169955 905.73 1/1/2006 185,000.00 185,000.00 R/T Refi Full 235,000.00 12/1/2010 11.875
107166563 2,126.42 12/1/2005 392,569.00 392,569.00 Purchase Reduced 502,000.00 11/1/2010 11.5
107161674 2,773.33 1/1/2006 512,000.00 512,000.00 C/O Refi Full 640,000.00 12/1/2010 12.5
107160682 792 1/1/2006 158,400.00 158,400.00 Purchase Reduced 198,000.00 11/1/2010 12
107160498 1,903.65 1/1/2006 425,000.00 425,000.00 C/O Refi Full 625,000.00 11/1/2010 11.375
107160322 823 12/1/2005 161,240.00 161,240.00 Purchase Full 175,000.00 11/1/2010 11.125
107159322 1,900.00 12/1/2005 380,000.00 380,000.00 C/O Refi Reduced 668,000.00 11/1/2010 11
107157625 750 12/1/2005 150,000.00 150,000.00 Purchase Reduced 215,000.00 11/1/2010 12
107157593 1,798.25 1/1/2006 359,650.00 359,650.00 C/O Refi NINA 530,000.00 11/1/2010 12
107156217 1,104.75 1/1/2006 196,400.00 196,400.00 Purchase Reduced 246,500.00 12/1/2010 12.75
107152705 2,390.63 12/1/2005 450,000.00 450,000.00 C/O Refi Reduced 700,000.00 11/1/2010 12.375
107151241 665.98 1/1/2006 103,120.00 103,120.00 Purchase Reduced 150,000.00 12/1/2010 13.75
107138167 1,009.38 1/1/2006 161,500.00 161,500.00 Purchase Full 200,000.00 12/1/2010 13.5
107134871 1,036.00 1/1/2006 207,200.00 207,200.00 Purchase Reduced 259,000.00 12/1/2010 12
107127750 1,687.50 1/1/2006 300,000.00 300,000.00 Purchase Reduced 430,000.00 12/1/2010 12.75
107122645 1,063.58 1/1/2006 179,800.00 179,616.69 Purchase NINA 296,000.00 12/1/2010 11.875
107121589 1,873.18 1/1/2006 359,650.00 359,650.00 Purchase Full 459,900.00 12/1/2010 12.25
107120149 3,250.00 1/1/2006 650,000.00 650,000.00 C/O Refi Full 820,000.00 12/1/2010 12
107119909 1,575.00 1/1/2006 280,000.00 280,000.00 R/T Refi Reduced 322,000.00 12/1/2010 12.75
107119477 660.94 12/1/2005 135,000.00 135,000.00 C/O Refi Reduced 366,000.00 11/1/2010 11.875
107117684 1,410.46 1/1/2006 260,392.00 260,392.00 Purchase NINA 326,000.00 11/1/2010 11.5
107114588 1,478.80 1/1/2006 228,000.00 227,803.70 C/O Refi Full 285,000.00 12/1/2010 12.75
107114260 1,478.80 1/1/2006 228,000.00 227,803.70 C/O Refi Full 285,000.00 12/1/2010 12.75
107114252 860 1/1/2006 172,000.00 172,000.00 C/O Refi Alternative 215,000.00 12/1/2010 12
107114180 1,296.00 12/1/2005 230,400.00 230,400.00 C/O Refi Reduced 288,000.00 11/1/2010 12.75
107113996 2,395.83 1/1/2006 460,000.00 460,000.00 C/O Refi Reduced 575,000.00 11/1/2010 12.25
107113908 1,566.67 12/1/2005 320,000.00 320,000.00 C/O Refi NINA 650,000.00 11/1/2010 11.875
107113852 668 12/1/2005 133,600.00 133,600.00 Purchase Reduced 167,000.00 11/1/2010 12
107113820 1,187.50 12/1/2005 237,500.00 236,977.16 Purchase Reduced 255,000.00 11/1/2010 12
107109371 926.5 1/1/2006 174,400.00 174,398.20 C/O Refi Reduced 218,000.00 11/1/2010 12.375
107109107 2,890.63 12/1/2005 555,000.00 555,000.00 C/O Refi SISA 695,000.00 11/1/2010 12.25
107108891 1,083.75 1/1/2006 204,000.00 204,000.00 C/O Refi Full 255,000.00 11/1/2010 12.375
107108731 779.42 1/1/2006 159,200.00 159,200.00 Purchase Full 207,000.00 11/1/2010 11.875
107108419 1,227.08 12/1/2005 235,600.00 235,600.00 Purchase Full 295,000.00 11/1/2010 12.25
107107451 1,447.38 12/1/2005 232,000.00 231,569.10 C/O Refi SISA 290,000.00 11/1/2010 12.375
107106491 1,260.73 12/1/2005 247,000.00 247,000.00 C/O Refi Reduced 380,000.00 11/1/2010 12.125
107106299 1,175.42 1/1/2006 217,000.00 217,000.00 Purchase Reduced 330,000.00 11/1/2010 11.5
107105995 737.94 1/1/2006 119,850.00 119,621.97 Purchase SISA 150,000.00 11/1/2010 12.25
107105955 1,712.11 12/1/2005 342,421.00 342,421.00 Purchase Reduced 430,000.00 11/1/2010 12
107105939 1,064.22 1/1/2006 208,500.00 208,500.00 Purchase Full 290,000.00 9/1/2010 12.125
107105299 1,204.23 12/1/2005 262,740.00 262,740.00 Purchase Reduced 330,000.00 11/1/2010 11.5
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
--------- ----- ------ ------ ---------- ---------- ---------- -------- ---- ------
107240796 2.25 2 2.25 6 MO LIBOR 10/19/2005 CWHL CWHL 0 0.25
107240476 2.25 2 2.25 6 MO LIBOR 10/18/2005 CWHL CWHL 0 0.25
107240156 2.25 2 2.25 6 MO LIBOR 10/21/2005 CWHL CWHL 0 0.25
107240052 7.25 2 2.75 6 MO LIBOR 10/25/2005 CWHL CWHL 0 0.25
107237980 2.25 2 2.25 6 MO LIBOR 10/19/2005 CWHL CWHL 0 0.25
107237748 4 1 4 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
107237419 2.25 2 2.25 6 MO LIBOR 10/7/2005 CWHL CWHL 0 0.25
107232411 2.25 1 2.25 6 MO LIBOR 10/28/2005 CWHL CWHL 0 0.25
107232355 2.25 1 2.25 6 MO LIBOR 10/28/2005 CWHL CWHL 0 0.25
107230059 2.25 2 2.25 6 MO LIBOR 11/11/2005 CWHL CWHL 0 0.25
107222178 2.25 2 2.25 6 MO LIBOR 11/15/2005 CWHL CWHL 0 0.25
107220833 2.25 2 2.25 6 MO LIBOR 11/8/2005 CWHL CWHL 0 0.25
107218345 2.25 2 2.25 6 MO LIBOR 11/18/2005 CWHL CWHL 0 0.25
107217945 2.25 2 2.25 6 MO LIBOR 10/21/2005 CWHL CWHL 0 0.25
107216953 2.25 2 2.25 6 MO LIBOR 11/2/2005 CWHL CWHL 0 0.25
107207312 2.25 2 2.25 6 MO LIBOR 11/15/2005 CWHL CWHL 0 0.25
107206688 2.25 2 2.25 6 MO LIBOR 10/19/2005 CWHL CWHL 0 0.25
107206624 2.25 2 2.25 6 MO LIBOR 10/31/2005 CWHL CWHL 0 0.25
107203935 2.25 2 2.25 6 MO LIBOR 11/21/2005 CWHL CWHL 0 0.25
107202583 2.25 2 2.25 6 MO LIBOR 10/26/2005 CWHL CWHL 0 0.25
107201799 2.25 2 2.25 6 MO LIBOR 11/9/2005 CWHL CWHL 0 0.25
107198999 2.25 2 2.25 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
107198911 2.25 2 2.25 6 MO LIBOR 11/2/2005 CWHL CWHL 0 0.25
107198175 2.25 2 2.25 6 MO LIBOR 10/19/2005 CWHL CWHL 0 0.25
107182597 2.25 2 2.25 6 MO LIBOR 11/11/2005 CWHL CWHL 0 0.25
107181861 2.25 2 2.25 6 MO LIBOR 11/29/2005 CWHL CWHL 0 0.25
107177724 2.25 2 2.25 6 MO LIBOR 11/9/2005 CWHL CWHL 0 0.25
107171755 2.25 2 2.25 6 MO LIBOR 10/13/2005 CWHL CWHL 0 0.25
107169955 2.25 2 2.25 6 MO LIBOR 11/14/2005 CWHL CWHL 0 0.25
107166563 4 1 4 6 MO LIBOR 10/25/2005 CWHL CWHL 0 0.25
107161674 2.25 2 2.25 6 MO LIBOR 11/26/2005 CWHL CWHL 0 0.25
107160682 2.25 2 2.25 6 MO LIBOR 10/31/2005 CWHL CWHL 0 0.25
107160498 2.25 2 2.25 6 MO LIBOR 10/25/2005 CWHL CWHL 0 0.25
107160322 2.25 2 2.25 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
107159322 2.25 1 2.25 6 MO LIBOR 10/26/2005 CWHL CWHL 0 0.25
107157625 2.25 2 2.25 6 MO LIBOR 10/26/2005 CWHL CWHL 0 0.25
107157593 2.25 2 2.25 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
107156217 2.25 2 2.25 6 MO LIBOR 11/17/2005 CWHL CWHL 0 0.25
107152705 2.25 2 2.25 6 MO LIBOR 10/24/2005 CWHL CWHL 0 0.25
107151241 2.25 2 2.25 6 MO LIBOR 11/14/2005 CWHL CWHL 0 0.25
107138167 2.25 2 2.25 6 MO LIBOR 11/10/2005 CWHL CWHL 0 0.25
107134871 2.25 2 2.25 6 MO LIBOR 11/8/2005 CWHL CWHL 0 0.25
107127750 2.25 2 2.25 6 MO LIBOR 11/10/2005 CWHL CWHL 0 0.25
107122645 2.25 2 2.25 6 MO LIBOR 11/10/2005 CWHL CWHL 0 0.25
107121589 2.25 2 2.25 6 MO LIBOR 10/25/2005 CWHL CWHL 0 0.25
107120149 2.25 2 2.25 6 MO LIBOR 11/11/2005 CWHL CWHL 0 0.25
107119909 2.25 2 2.25 6 MO LIBOR 11/15/2005 CWHL CWHL 0 0.25
107119477 2.25 2 2.25 6 MO LIBOR 10/19/2005 CWHL CWHL 0 0.25
107117684 4 1 4 6 MO LIBOR 10/20/2005 CWHL CWHL 0 0.25
107114588 2.25 2 2.25 6 MO LIBOR 11/16/2005 CWHL CWHL 0 0.25
107114260 2.25 2 2.25 6 MO LIBOR 11/16/2005 CWHL CWHL 0 0.25
107114252 2.25 2 2.25 6 MO LIBOR 11/10/2005 CWHL CWHL 0 0.25
107114180 2.25 2 2.25 6 MO LIBOR 10/21/2005 CWHL CWHL 0 0.25
107113996 2.25 2 2.25 6 MO LIBOR 10/14/2005 CWHL CWHL 0 0.25
107113908 2.25 2 2.25 6 MO LIBOR 10/24/2005 CWHL CWHL 0 0.25
107113852 2.25 2 2.25 6 MO LIBOR 10/28/2005 CWHL CWHL 0 0.25
107113820 2.25 2 2.25 6 MO LIBOR 10/21/2005 CWHL CWHL 0 0.25
107109371 2.25 2 2.25 6 MO LIBOR 10/24/2005 CWHL CWHL 0 0.25
107109107 2.25 2 2.25 6 MO LIBOR 10/21/2005 CWHL CWHL 0 0.25
107108891 2.25 2 2.25 6 MO LIBOR 10/11/2005 CWHL CWHL 0 0.25
107108731 2.25 2 2.25 6 MO LIBOR 10/13/2005 CWHL CWHL 0 0.25
107108419 2.25 2 2.25 6 MO LIBOR 10/6/2005 CWHL CWHL 0 0.25
107107451 2.25 2 2.25 6 MO LIBOR 10/21/2005 CWHL CWHL 0 0.25
107106491 3.625 2 3.625 6 MO LIBOR 10/14/2005 CWHL CWHL 0 0.25
107106299 2.75 1 2.75 6 MO LIBOR 10/4/2005 CWHL CWHL 0 0.25
107105995 2.25 2 2.25 6 MO LIBOR 10/25/2005 CWHL CWHL 0 0.25
107105955 2.25 2 2.25 6 MO LIBOR 10/28/2005 CWHL CWHL 0 0.25
107105939 2.625 2 2.625 6 MO LIBOR 8/15/2005 CWHL CWHL 0 0.25
107105299 2.25 2 2.25 6 MO LIBOR 10/18/2005 CWHL CWHL 0 0.25
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
--------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
107105227 Secondary PUD 360 357 75 6.125 11/1/2005 1/1/2006 10/1/2035
107101570 Primary Condominium 360 358 80 6 12/1/2005 1/1/2006 11/1/2035
107101562 Primary SFR 360 358 80 6.5 12/1/2005 2/1/2006 11/1/2035
107101522 Primary PUD 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
107099610 Primary SFR 360 358 75 5.75 12/1/2005 2/1/2006 11/1/2035
107099474 Primary SFR 360 358 66.59 6.25 12/1/2005 1/1/2006 11/1/2035
107092329 Primary SFR 360 359 79.99 6.5 1/1/2006 2/1/2006 12/1/2035
107092281 Primary SFR 360 359 80 6.5 1/1/2006 2/1/2006 12/1/2035
107089441 Primary SFR 360 359 80 6.5 1/1/2006 1/1/2006 12/1/2035
107089161 Primary SFR 360 358 50.61 5.875 12/1/2005 1/1/2006 11/1/2035
107087921 Secondary PUD 360 358 79.99 5.625 12/1/2005 1/1/2006 11/1/2035
107085096 Primary PUD 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
107084664 Secondary Condominium 360 358 70 6.25 12/1/2005 2/1/2006 11/1/2035
107084392 Primary PUD 360 358 80 6.25 12/1/2005 2/1/2006 11/1/2035
107078408 Investor SFR 360 359 75.92 7 1/1/2006 1/1/2006 12/1/2035
107072175 Primary SFR 360 358 75 7 12/1/2005 1/1/2006 11/1/2035
107070855 Primary PUD 360 358 80 6.625 12/1/2005 1/1/2006 11/1/2035
107064486 Primary SFR 360 359 85 6.5 1/1/2006 2/1/2006 12/1/2035
107061141 Primary PUD 360 358 80 6 12/1/2005 1/1/2006 11/1/2035
107059853 Primary SFR 360 358 70 6.25 12/1/2005 2/1/2006 11/1/2035
107059773 Primary PUD 360 358 77.34 6.25 12/1/2005 1/1/2006 11/1/2035
107059501 Primary SFR 360 359 64.35 6.375 1/1/2006 2/1/2006 12/1/2035
107058749 Primary SFR 360 359 90 6.5 1/1/2006 1/1/2006 12/1/2035
107052804 Primary PUD 360 359 79.55 6.75 1/1/2006 2/1/2006 12/1/2035
107049908 Primary SFR 360 359 80 5.875 1/1/2006 2/1/2006 12/1/2035
107040883 Primary SFR 360 359 75 6.875 1/1/2006 1/1/2006 12/1/2035
107040371 Primary SFR 360 359 80 6.75 1/1/2006 1/1/2006 12/1/2035
107034698 Primary PUD 360 359 80 6.125 1/1/2006 1/1/2006 12/1/2035
107027009 Primary PUD 360 358 80 7 12/1/2005 1/1/2006 11/1/2035
107026265 Investor SFR 360 358 80 6.5 12/1/2005 2/1/2006 11/1/2035
107020384 Investor SFR 360 358 65.52 6.125 12/1/2005 2/1/2006 11/1/2035
107020232 Primary PUD 360 358 69.99 6.25 12/1/2005 1/1/2006 11/1/2035
107017272 Primary PUD 360 358 80 7.25 12/1/2005 2/1/2006 11/1/2035
107017056 Primary SFR 360 359 80 6.875 1/1/2006 2/1/2006 12/1/2035
107014840 Primary SFR 360 359 68.38 5.875 1/1/2006 2/1/2006 12/1/2035
107011719 Secondary PUD 360 359 89.98 6.75 1/1/2006 1/1/2006 12/1/2035
107009407 Primary SFR 360 358 75 6.875 12/1/2005 1/1/2006 11/1/2035
107001934 Primary Condominium 360 359 80 6.5 1/1/2006 2/1/2006 12/1/2035
107000222 Primary SFR 360 358 75 6.875 12/1/2005 1/1/2006 11/1/2035
107000006 Investor SFR 360 358 80 7 12/1/2005 1/1/2006 11/1/2035
106999974 Investor SFR 360 358 51.25 6.625 12/1/2005 1/1/2006 11/1/2035
106999918 Primary SFR 360 358 80 6 12/1/2005 1/1/2006 11/1/2035
106999798 Primary PUD 360 358 80 6.375 12/1/2005 2/1/2006 11/1/2035
106999742 Primary Condominium 360 357 80 6.5 11/1/2005 2/1/2006 10/1/2035
106999702 Primary SFR 360 358 74.07 6.75 12/1/2005 1/1/2006 11/1/2035
106999678 Primary PUD 360 358 33.15 5.5 12/1/2005 2/1/2006 11/1/2035
106999630 Investor Condominium 360 357 80 6 11/1/2005 1/1/2006 10/1/2035
106999574 Primary SFR 360 358 74.15 6.75 12/1/2005 1/1/2006 11/1/2035
106999534 Primary SFR 360 357 80 6.5 11/1/2005 1/1/2006 10/1/2035
106999494 Primary PUD 360 359 75 7 1/1/2006 1/1/2006 12/1/2035
106999430 Primary SFR 360 357 80 6.875 11/1/2005 1/1/2006 10/1/2035
106999254 Primary SFR 360 357 80 7.5 11/1/2005 1/1/2006 10/1/2035
106999086 Primary SFR 360 357 80 6.5 11/1/2005 1/1/2006 10/1/2035
106999006 Primary SFR 360 358 76.8 6.5 12/1/2005 2/1/2006 11/1/2035
106998902 Primary Condominium 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
106998878 Primary SFR 360 358 65 7.25 12/1/2005 1/1/2006 11/1/2035
106998830 Primary Condominium 360 358 80 6.375 12/1/2005 1/1/2006 11/1/2035
106998358 Primary SFR 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
106997573 Primary SFR 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
106997509 Secondary SFR 360 356 80 6.875 10/1/2005 2/1/2006 9/1/2035
106997501 Investor SFR 360 358 80 7 12/1/2005 1/1/2006 11/1/2035
106997397 Primary SFR 360 358 70 5.875 12/1/2005 1/1/2006 11/1/2035
106997357 Primary SFR 360 358 79.99 6.125 12/1/2005 1/1/2006 11/1/2035
106997245 Primary PUD 360 356 80 6.875 10/1/2005 1/1/2006 9/1/2035
106996989 Investor Condominium 360 357 75 6.75 11/1/2005 1/1/2006 10/1/2035
106995701 Primary SFR 360 359 80 6.25 1/1/2006 1/1/2006 12/1/2035
106991333 Investor 4-Family 360 359 80 6.75 1/1/2006 1/1/2006 12/1/2035
106990797 Primary SFR 360 359 80 6 1/1/2006 1/1/2006 12/1/2035
106982198 Primary SFR 360 358 80 5.375 12/1/2005 1/1/2006 11/1/2035
LOANID PANDI PTDATE XXXX COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
--------- -------- --------- ------------ ------------ -------- ----------- ------------ --------- -------
107105227 976.17 12/1/2005 191,250.00 191,250.00 Purchase Reduced 260,000.00 10/1/2010 12.125
107101570 3,156.00 12/1/2005 631,200.00 631,200.00 Purchase Reduced 789,000.00 11/1/2010 12
107101562 1,339.98 1/1/2006 212,000.00 211,615.67 C/O Refi Reduced 265,000.00 11/1/2010 12.5
107101522 1,500.00 12/1/2005 288,000.00 288,000.00 R/T Refi Reduced 360,000.00 11/1/2010 12.25
107099610 2,012.50 1/1/2006 420,000.00 420,000.00 C/O Refi Reduced 560,000.00 11/1/2010 11.75
107099474 1,872.92 12/1/2005 359,600.00 359,600.00 Purchase Reduced 570,000.00 11/1/2010 12.25
107092329 1,569.21 1/1/2006 289,700.00 289,700.00 Purchase Reduced 380,000.00 12/1/2010 12.5
107092281 1,083.12 1/1/2006 199,960.00 199,960.00 Purchase Reduced 250,000.00 12/1/2010 12.5
107089441 836.33 1/1/2006 154,400.00 154,400.00 Purchase Reduced 193,500.00 12/1/2010 12.5
107089161 1,223.96 12/1/2005 250,000.00 250,000.00 C/O Refi NINA 494,000.00 11/1/2010 11.875
107087921 1,637.11 12/1/2005 349,250.00 349,250.00 Purchase Full 438,000.00 11/1/2010 11.625
107085096 1,135.83 12/1/2005 232,000.00 232,000.00 C/O Refi Full 290,000.00 11/1/2010 11.875
107084664 1,745.56 1/1/2006 283,500.00 282,960.60 Purchase Reduced 425,000.00 11/1/2010 12.25
107084392 1,541.67 1/1/2006 296,000.00 296,000.00 Purchase Full 370,000.00 11/1/2010 12.25
107078408 1,439.38 1/1/2006 246,750.00 246,750.00 C/O Refi Reduced 325,000.00 12/1/2010 13
107072175 1,728.13 12/1/2005 296,250.00 296,250.00 C/O Refi NINA 395,000.00 11/1/2010 13
107070855 2,495.42 12/1/2005 452,000.00 452,000.00 Purchase Reduced 565,000.00 11/1/2010 12.625
107064486 1,326.00 1/1/2006 244,800.00 244,800.00 C/O Refi Full 288,000.00 12/1/2010 12.5
107061141 1,148.00 12/1/2005 229,600.00 229,600.00 C/O Refi Full 287,000.00 11/1/2010 12
107059853 1,513.02 1/1/2006 290,500.00 290,500.00 C/O Refi NINA 415,000.00 11/1/2010 12.25
107059773 1,873.18 12/1/2005 359,650.00 359,650.00 C/O Refi Reduced 465,000.00 11/1/2010 12.25
107059501 2,018.75 1/1/2006 380,000.00 380,000.00 C/O Refi NINA 590,500.00 12/1/2010 12.375
107058749 745.21 1/1/2006 117,900.00 117,793.42 C/O Refi Alternative 131,000.00 12/1/2010 12.5
107052804 1,751.63 1/1/2006 311,400.00 311,400.00 Purchase SISA 425,000.00 12/1/2010 12.75
107049908 1,878.04 1/1/2006 383,600.00 382,978.04 C/O Refi Full 479,500.00 12/1/2010 11.875
107040883 931.2 1/1/2006 141,750.00 141,630.91 C/O Refi NINA 189,000.00 12/1/2010 12.875
107040371 1,372.50 1/1/2006 244,000.00 244,000.00 Purchase Reduced 305,000.00 12/1/2010 12.75
107034698 1,715.00 1/1/2006 336,000.00 336,000.00 Purchase Full 430,000.00 12/1/2010 11.125
107027009 1,742.12 12/1/2005 298,650.00 298,649.54 Purchase Reduced 374,000.00 11/1/2010 13
107026265 910 1/1/2006 168,000.00 167,999.99 C/O Refi Alternative 210,000.00 11/1/2010 12.5
107020384 484.9 1/1/2006 95,000.00 95,000.00 R/T Refi Reduced 145,000.00 11/1/2010 12.125
107020232 889.85 12/1/2005 170,850.00 170,849.96 Purchase Reduced 250,000.00 11/1/2010 12.25
107017272 1,689.25 1/1/2006 279,600.00 279,600.00 Purchase Reduced 350,000.00 11/1/2010 12.25
107017056 1,512.50 1/1/2006 264,000.00 264,000.00 Purchase Reduced 330,000.00 12/1/2010 12.875
107014840 1,023.36 1/1/2006 173,000.00 172,823.62 C/O Refi Reduced 253,000.00 12/1/2010 11.875
107011719 1,327.22 1/1/2006 235,950.00 235,950.00 Purchase Reduced 362,000.00 12/1/2010 12.75
107009407 1,362.11 12/1/2005 237,750.00 237,750.00 R/T Refi Reduced 317,000.00 11/1/2010 12.875
107001934 1,651.00 1/1/2006 304,800.00 304,800.00 Purchase Reduced 381,000.00 12/1/2010 12.5
107000222 1,740.23 12/1/2005 303,750.00 303,750.00 R/T Refi Reduced 405,000.00 11/1/2010 11.875
107000006 1,357.22 12/1/2005 204,000.00 203,663.80 Purchase Reduced 259,000.00 11/1/2010 12
106999974 1,694.90 12/1/2005 307,000.00 307,000.00 Purchase Reduced 600,000.00 11/1/2010 11.625
106999918 1,620.00 12/1/2005 324,000.00 324,000.00 C/O Refi Reduced 405,000.00 11/1/2010 11
106999798 1,753.13 1/1/2006 330,000.00 330,000.00 Purchase Reduced 412,500.00 11/1/2010 11.375
106999742 862.33 1/1/2006 159,200.00 159,200.00 Purchase Reduced 199,000.00 10/1/2010 11.5
106999702 2,812.50 12/1/2005 500,000.00 500,000.00 Purchase Reduced 680,000.00 11/1/2010 11.75
106999678 554.13 1/1/2006 121,000.00 120,799.55 C/O Refi Reduced 365,000.00 11/1/2010 10.5
106999630 1,024.00 12/1/2005 204,800.00 204,800.00 Purchase Reduced 256,000.00 10/1/2010 11
106999574 2,023.03 12/1/2005 359,650.00 359,650.00 Purchase Reduced 525,000.00 11/1/2010 11.75
106999534 2,465.67 12/1/2005 455,200.00 455,200.00 Purchase Reduced 569,000.00 10/1/2010 11.5
106999494 1,750.00 1/1/2006 300,000.00 300,000.00 C/O Refi Reduced 400,000.00 12/1/2010 13
106999430 1,627.08 12/1/2005 284,000.00 284,000.00 Purchase Reduced 355,000.00 10/1/2010 11.875
106999254 2,395.00 12/1/2005 383,200.00 383,200.00 Purchase Reduced 480,000.00 10/1/2010 12.5
106999086 5,416.67 12/1/2005 1,000,000.00 1,000,000.00 Purchase Reduced 1,250,000.00 10/1/2010 11.5
106999006 1,664.00 1/1/2006 307,200.00 307,199.99 C/O Refi Reduced 400,000.00 11/1/2010 11.5
106998902 1,206.81 12/1/2005 196,000.00 195,627.07 Purchase Reduced 245,000.00 11/1/2010 11.25
106998878 5,808.73 12/1/2005 851,500.00 850,167.49 C/O Refi Reduced 1,310,000.00 11/1/2010 12.25
106998830 1,993.25 12/1/2005 375,200.00 375,200.00 Purchase Reduced 480,000.00 11/1/2010 11.375
106998358 1,703.75 12/1/2005 348,000.00 348,000.00 Purchase Reduced 435,000.00 11/1/2010 10.875
106997573 1,468.75 12/1/2005 300,000.00 300,000.00 Purchase Reduced 395,000.00 11/1/2010 10.875
106997509 1,507.92 1/1/2006 263,200.00 263,200.00 Purchase Reduced 330,000.00 9/1/2010 11.875
106997501 1,190.00 12/1/2005 204,000.00 204,000.00 Purchase Reduced 255,000.00 11/1/2010 12
106997397 1,816.35 12/1/2005 371,000.00 371,000.00 Purchase Reduced 530,000.00 11/1/2010 11.875
106997357 1,159.41 12/1/2005 227,150.00 227,150.00 Purchase Reduced 290,000.00 11/1/2010 11.125
106997245 982.77 12/1/2005 149,600.00 149,092.21 Purchase Reduced 196,000.00 9/1/2010 12.875
106996989 558.56 12/1/2005 99,300.00 99,300.00 Purchase Reduced 133,000.00 10/1/2010 11.75
106995701 1,395.83 1/1/2006 268,000.00 268,000.00 Purchase Reduced 337,000.00 12/1/2010 12.25
106991333 2,475.00 1/1/2006 440,000.00 440,000.00 Purchase Reduced 550,000.00 12/1/2010 12.75
106990797 3,160.00 1/1/2006 632,000.00 632,000.00 Purchase Reduced 810,000.00 12/1/2010 12
106982198 1,307.92 12/1/2005 292,000.00 292,000.00 R/T Refi Full 365,000.00 11/1/2010 11.375
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
--------- ----- ------ ------ ---------- ---------- ---------- -------- ---- ------
107105227 2.25 2 2.25 6 MO LIBOR 9/30/2005 CWHL CWHL 0 0.25
107101570 2.25 2 2.25 6 MO LIBOR 10/28/2005 CWHL CWHL 0 0.25
107101562 2.25 2 2.25 6 MO LIBOR 10/15/2005 CWHL CWHL 0 0.25
107101522 2.25 2 2.25 6 MO LIBOR 10/24/2005 CWHL CWHL 0 0.25
107099610 2.25 2 2.25 6 MO LIBOR 10/6/2005 CWHL CWHL 0 0.25
107099474 2.25 2 2.25 6 MO LIBOR 10/17/2005 CWHL CWHL 0 0.25
107092329 2.25 2 2.25 6 MO LIBOR 11/21/2005 CWHL CWHL 0 0.25
107092281 2.25 2 2.25 6 MO LIBOR 11/8/2005 CWHL CWHL 0 0.25
107089441 2.25 2 2.25 6 MO LIBOR 11/7/2005 CWHL CWHL 0 0.25
107089161 2.25 2 2.25 6 MO LIBOR 10/12/2005 CWHL CWHL 0 0.25
107087921 2.25 2 2.25 6 MO LIBOR 10/24/2005 CWHL CWHL 0 0.25
107085096 2.25 2 2.25 6 MO LIBOR 10/14/2005 CWHL CWHL 0 0.25
107084664 2.25 2 2.25 6 MO LIBOR 10/6/2005 CWHL CWHL 0 0.25
107084392 2.25 2 2.25 6 MO LIBOR 10/14/2005 CWHL CWHL 0 0.25
107078408 2.25 2 2.25 6 MO LIBOR 11/15/2005 CWHL CWHL 0 0.25
107072175 2.25 2 2.25 6 MO LIBOR 10/18/2005 CWHL CWHL 0 0.25
107070855 2.25 2 2.25 6 MO LIBOR 10/21/2005 CWHL CWHL 0 0.25
107064486 2.25 2 2.25 6 MO LIBOR 11/18/2005 CWHL CWHL 0 0.25
107061141 2.25 2 2.25 6 MO LIBOR 10/13/2005 CWHL CWHL 0 0.25
107059853 2.25 2 2.25 6 MO LIBOR 10/19/2005 CWHL CWHL 0 0.25
107059773 2.25 2 2.25 6 MO LIBOR 10/20/2005 CWHL CWHL 0 0.25
107059501 2.25 2 2.25 6 MO LIBOR 11/8/2005 CWHL CWHL 0 0.25
107058749 2.875 2 2.875 6 MO LIBOR 00/0/0000 XXXX XXXX 0.49 0.25
107052804 2.25 2 2.25 6 MO LIBOR 11/15/2005 CWHL CWHL 0 0.25
107049908 2.25 2 2.25 6 MO LIBOR 11/11/2005 CWHL CWHL 0 0.25
107040883 2.25 2 2.25 6 MO LIBOR 11/23/2005 CWHL CWHL 0 0.25
107040371 2.25 2 2.25 6 MO LIBOR 11/28/2005 CWHL CWHL 0 0.25
107034698 2.25 1 2.25 6 MO LIBOR 11/21/2005 CWHL CWHL 0 0.25
107027009 3.5 2 3.5 6 MO LIBOR 10/14/2005 CWHL CWHL 0 0.25
107026265 2.25 2 2.25 6 MO LIBOR 10/7/2005 CWHL CWHL 0 0.25
107020384 2.25 2 2.25 6 MO LIBOR 10/25/2005 CWHL CWHL 0 0.25
107020232 3.75 2 3.75 6 MO LIBOR 10/19/2005 CWHL CWHL 0 0.25
107017272 2.75 1 2.75 6 MO LIBOR 10/7/2005 CWHL CWHL 0 0.25
107017056 2.25 2 2.25 6 MO LIBOR 11/16/2005 CWHL CWHL 0 0.25
107014840 2.25 2 2.25 6 MO LIBOR 11/15/2005 CWHL CWHL 0 0.25
107011719 2.25 2 2.25 6 MO LIBOR 11/10/2005 CWHL CWHL 0 0.25
107009407 2.25 2 2.25 6 MO LIBOR 10/25/2005 CWHL CWHL 0 0.25
107001934 2.25 2 2.25 6 MO LIBOR 11/14/2005 CWHL CWHL 0 0.25
107000222 2.25 1 2.25 6 MO LIBOR 10/18/2005 CWHL CWHL 0 0.25
107000006 2.25 1 2.25 6 MO LIBOR 10/20/2005 CWHL CWHL 0 0.25
106999974 2.25 1 2.25 6 MO LIBOR 10/10/2005 CWHL CWHL 0 0.25
106999918 2.25 1 2.25 6 MO LIBOR 10/11/2005 CWHL CWHL 0 0.25
106999798 2.25 1 2.25 6 MO LIBOR 10/4/2005 CWHL CWHL 0 0.25
106999742 2.25 1 2.25 6 MO LIBOR 9/22/2005 CWHL CWHL 0 0.25
106999702 2.25 1 2.25 6 MO LIBOR 10/17/2005 CWHL CWHL 0 0.25
106999678 2.25 1 2.25 6 MO LIBOR 10/4/2005 CWHL CWHL 0 0.25
106999630 2.25 1 2.25 6 MO LIBOR 9/27/2005 CWHL CWHL 0 0.25
106999574 2.25 1 2.25 6 MO LIBOR 10/14/2005 CWHL CWHL 0 0.25
106999534 2.25 1 2.25 6 MO LIBOR 9/30/2005 CWHL CWHL 0 0.25
106999494 2.25 2 2.25 6 MO LIBOR 11/11/2005 CWHL CWHL 0 0.25
106999430 2.25 1 2.25 6 MO LIBOR 9/16/2005 CWHL CWHL 0 0.25
106999254 2.25 1 2.25 6 MO LIBOR 9/22/2005 CWHL CWHL 0 0.25
106999086 2.25 1 2.25 6 MO LIBOR 9/22/2005 CWHL CWHL 0 0.25
106999006 2.25 1 2.25 6 MO LIBOR 10/3/2005 CWHL CWHL 0 0.25
106998902 2.25 1 2.25 6 MO LIBOR 10/14/2005 CWHL CWHL 0 0.25
106998878 3.75 1 3.75 6 MO LIBOR 10/11/2005 CWHL CWHL 0 0.25
106998830 2.25 1 2.25 6 MO LIBOR 10/18/2005 CWHL CWHL 0 0.25
106998358 2.25 1 2.25 6 MO LIBOR 10/5/2005 CWHL CWHL 0 0.25
106997573 2.25 1 2.25 6 MO LIBOR 10/12/2005 CWHL CWHL 0 0.25
106997509 2.25 1 2.25 6 MO LIBOR 8/12/2005 CWHL CWHL 0 0.25
106997501 2.25 1 2.25 6 MO LIBOR 10/12/2005 CWHL CWHL 0 0.25
106997397 2.375 2 2.375 6 MO LIBOR 10/5/2005 CWHL CWHL 0 0.25
106997357 2.75 1 2.75 6 MO LIBOR 10/5/2005 CWHL CWHL 0 0.25
106997245 2.75 2 2.75 6 MO LIBOR 8/25/2005 CWHL CWHL 0 0.25
106996989 2.25 1 2.25 6 MO LIBOR 9/1/2005 CWHL CWHL 0 0.25
106995701 2.25 2 2.25 6 MO LIBOR 11/21/2005 CWHL CWHL 0 0.25
106991333 2.25 2 2.25 6 MO LIBOR 11/8/2005 CWHL CWHL 0 0.25
106990797 2.25 2 2.25 6 MO LIBOR 11/10/2005 CWHL CWHL 0 0.25
106982198 2.25 2 2.25 6 MO LIBOR 10/5/2005 CWHL CWHL 0 0.25
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
--------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
106982142 Primary SFR 360 358 72.22 6 12/1/2005 1/1/2006 11/1/2035
106982062 Primary PUD 360 358 79.78 5.75 12/1/2005 2/1/2006 11/1/2035
106974045 Investor SFR 360 359 75 6.75 1/1/2006 1/1/2006 12/1/2035
106972597 Primary SFR 360 359 57.27 6.375 1/1/2006 1/1/2006 12/1/2035
106971501 Primary SFR 360 358 80 6.75 12/1/2005 1/1/2006 11/1/2035
106971469 Primary SFR 360 359 79.86 7.125 1/1/2006 1/1/2006 12/1/2035
106971389 Primary PUD 360 359 80 6.375 1/1/2006 1/1/2006 12/1/2035
106971293 Primary SFR 360 359 80 6 1/1/2006 1/1/2006 12/1/2035
106971261 Investor Condominium 360 358 79.43 6.375 12/1/2005 1/1/2006 11/1/2035
106971229 Primary SFR 360 358 80 5.625 12/1/2005 1/1/2006 11/1/2035
106970917 Primary SFR 360 358 75 5.875 12/1/2005 1/1/2006 11/1/2035
106970869 Primary Condominium 360 358 80 6.25 12/1/2005 2/1/2006 11/1/2035
106970677 Primary PUD 360 358 80 5.75 12/1/2005 1/1/2006 11/1/2035
106967501 Secondary PUD 360 358 79.99 7.125 12/1/2005 1/1/2006 11/1/2035
106967381 Primary PUD 360 358 79.99 8.25 12/1/2005 1/1/2006 11/1/2035
106967284 Primary SFR 360 359 80 6.625 1/1/2006 2/1/2006 12/1/2035
106967156 Primary SFR 360 358 80 7.25 12/1/2005 1/1/2006 11/1/2035
106959852 Primary SFR 360 359 80 6.625 1/1/2006 1/1/2006 12/1/2035
106951699 Investor SFR 360 359 79.08 6.875 1/1/2006 2/1/2006 12/1/2035
106950914 Primary SFR 360 359 80 6 1/1/2006 1/1/2006 12/1/2035
106949506 Primary SFR 360 358 70.37 6 12/1/2005 2/1/2006 11/1/2035
106949290 Primary Condominium 360 358 80 6.75 12/1/2005 2/1/2006 11/1/2035
106945258 Primary SFR 360 359 80 6.25 1/1/2006 2/1/2006 12/1/2035
106944762 Primary Condominium 360 358 80 6.5 12/1/2005 1/1/2006 11/1/2035
106944674 Primary SFR 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
106941225 Investor SFR 360 359 80 6.875 1/1/2006 1/1/2006 12/1/2035
106935753 Secondary PUD 360 358 65 6 12/1/2005 1/1/2006 11/1/2035
106930680 Primary SFR 360 359 80 6.125 1/1/2006 2/1/2006 12/1/2035
106926895 Primary Condominium 360 358 80 6 12/1/2005 1/1/2006 11/1/2035
106924111 Investor PUD 360 358 80 6.875 12/1/2005 1/1/2006 11/1/2035
106923815 Primary PUD 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
106923647 Investor SFR 360 358 75 6.5 12/1/2005 2/1/2006 11/1/2035
106921591 Secondary PUD 360 358 75 6.875 12/1/2005 1/1/2006 11/1/2035
106921399 Primary PUD 360 358 80 7.5 12/1/2005 1/1/2006 11/1/2035
106921319 Primary Condominium 360 358 80 7.5 12/1/2005 1/1/2006 11/1/2035
106921007 Investor SFR 360 358 65 6.375 12/1/2005 1/1/2006 11/1/2035
106920927 Primary Condominium 360 358 72.22 7.25 12/1/2005 1/1/2006 11/1/2035
106920759 Investor Condominium 360 358 79.36 7.375 12/1/2005 1/1/2006 11/1/2035
106920679 Primary PUD 360 358 80 7.25 12/1/2005 1/1/2006 11/1/2035
106920471 Primary PUD 360 358 80 6.5 12/1/2005 1/1/2006 11/1/2035
106920391 Primary PUD 360 358 80 6.875 12/1/2005 2/1/2006 11/1/2035
106920383 Primary SFR 360 358 52.63 6.25 12/1/2005 1/1/2006 11/1/2035
106920287 Primary PUD 360 358 66.04 5.5 12/1/2005 1/1/2006 11/1/2035
106918086 Primary PUD 360 359 68.89 6.125 1/1/2006 1/1/2006 12/1/2035
106909677 Primary SFR 360 359 68.18 6.5 1/1/2006 1/1/2006 12/1/2035
106909341 Primary PUD 360 359 70 6.25 1/1/2006 1/1/2006 12/1/2035
106905045 Primary PUD 360 358 80 6.875 12/1/2005 1/1/2006 11/1/2035
106904381 Primary PUD 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
106904077 Investor SFR 360 358 80 6.875 12/1/2005 1/1/2006 11/1/2035
106903829 Investor Condominium 360 358 64.76 6.25 12/1/2005 1/1/2006 11/1/2035
106896020 Primary SFR 360 358 80 6.375 12/1/2005 1/1/2006 11/1/2035
106895988 Primary PUD 360 358 77.27 6.625 12/1/2005 1/1/2006 11/1/2035
106889371 Primary SFR 360 359 80 6.375 1/1/2006 1/1/2006 12/1/2035
106886378 Primary Condominium 360 358 79.45 5.75 12/1/2005 2/1/2006 11/1/2035
106885218 Primary Condominium 360 358 80 6.125 12/1/2005 1/1/2006 11/1/2035
106868344 Secondary Condominium 360 359 75 5.875 1/1/2006 1/1/2006 12/1/2035
106866736 Primary SFR 360 359 22.91 5.875 1/1/2006 2/1/2006 12/1/2035
106854070 Investor PUD 360 358 89.65 6.375 12/1/2005 1/1/2006 11/1/2035
106852630 Primary Condominium 360 359 80 6.375 1/1/2006 1/1/2006 12/1/2035
106850742 Primary SFR 360 359 55.91 6 1/1/2006 2/1/2006 12/1/2035
106847301 Primary PUD 360 359 80 5.875 1/1/2006 2/1/2006 12/1/2035
106839076 Primary Condominium 360 358 70 6.25 12/1/2005 1/1/2006 11/1/2035
106838748 Primary SFR 360 358 80 6.125 12/1/2005 1/1/2006 11/1/2035
106835636 Primary PUD 360 359 80 6.5 1/1/2006 2/1/2006 12/1/2035
106827979 Investor Condominium 360 358 79.99 6.75 12/1/2005 1/1/2006 11/1/2035
106822082 Primary SFR 360 359 80 6.25 1/1/2006 1/1/2006 12/1/2035
106813105 Primary SFR 360 359 90 7.125 1/1/2006 1/1/2006 12/1/2035
106812529 Primary SFR 360 359 88.32 6.375 1/1/2006 1/1/2006 12/1/2035
106811521 Investor SFR 360 357 80 7.5 11/1/2005 2/1/2006 10/1/2035
LOANID PANDI PTDATE XXXX COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
--------- -------- --------- ------------ ------------ -------- ----------- ------------ --------- -------
106982142 3,249.73 12/1/2005 650,000.00 649,945.83 C/O Refi Full 900,000.00 11/1/2010 12
106982062 680.42 1/1/2006 142,000.00 142,000.00 R/T Refi Full 178,000.00 11/1/2010 11.75
106974045 704.53 1/1/2006 125,250.00 125,250.00 C/O Refi Reduced 167,000.00 12/1/2010 12.75
106972597 1,673.44 1/1/2006 315,000.00 315,000.00 C/O Refi NINA 550,000.00 12/1/2010 12.375
106971501 726.43 12/1/2005 112,000.00 111,806.60 C/O Refi Reduced 140,000.00 11/1/2010 12.75
106971469 659.06 1/1/2006 111,000.00 111,000.00 Purchase NINA 140,000.00 12/1/2010 13.125
106971389 2,890.00 1/1/2006 544,000.00 544,000.00 Purchase Reduced 715,000.00 12/1/2010 12.375
106971293 3,604.00 1/1/2006 720,800.00 720,800.00 Purchase Full 901,000.00 12/1/2010 12
106971261 595 12/1/2005 112,000.00 112,000.00 Purchase Reduced 141,000.00 11/1/2010 12.375
106971229 1,181.25 12/1/2005 252,000.00 252,000.00 R/T Refi Full 315,000.00 11/1/2010 11.625
106970917 1,652.34 12/1/2005 337,500.00 337,500.00 C/O Refi Full 450,000.00 11/1/2010 11.875
106970869 979.17 1/1/2006 188,000.00 188,000.00 Purchase Reduced 240,000.00 11/1/2010 12.25
106970677 1,196.00 12/1/2005 249,600.00 249,600.00 Purchase Reduced 312,000.00 11/1/2010 11.75
106967501 1,555.63 12/1/2005 262,000.00 262,000.00 Purchase Reduced 335,000.00 11/1/2010 12.125
106967381 1,083.16 12/1/2005 157,550.00 157,550.00 Purchase SISA 214,000.00 11/1/2010 13.25
106967284 1,391.25 1/1/2006 252,000.00 252,000.00 Purchase Reduced 315,000.00 12/1/2010 12.625
106967156 1,266.33 12/1/2005 209,600.00 209,598.99 Purchase NINA 263,000.00 11/1/2010 12.25
106959852 3,180.00 1/1/2006 576,000.00 576,000.00 C/O Refi Full 720,000.00 12/1/2010 12.625
106951699 1,472.40 1/1/2006 257,000.00 257,000.00 Purchase Reduced 327,000.00 12/1/2010 12.875
106950914 4,796.40 1/1/2006 800,000.00 799,203.60 R/T Refi Full 1,000,000.00 12/1/2010 12
106949506 2,278.29 1/1/2006 380,000.00 379,241.53 Purchase Full 540,000.00 11/1/2010 12
106949290 2,137.50 1/1/2006 380,000.00 380,000.00 C/O Refi Reduced 475,000.00 11/1/2010 12.75
106945258 975 1/1/2006 187,200.00 187,200.00 C/O Refi Reduced 234,000.00 12/1/2010 12.25
106944762 1,061.87 12/1/2005 168,000.00 167,695.44 Purchase Reduced 210,000.00 11/1/2010 12.5
106944674 1,410.00 12/1/2005 288,000.00 288,000.00 C/O Refi Reduced 360,000.00 11/1/2010 11.875
106941225 2,005.21 1/1/2006 350,000.00 350,000.00 Purchase Reduced 440,000.00 12/1/2010 12.875
106935753 663 12/1/2005 132,600.00 132,600.00 Purchase Reduced 251,000.00 11/1/2010 12
106930680 2,225.42 1/1/2006 436,000.00 436,000.00 Purchase Reduced 545,000.00 12/1/2010 12.125
106926895 1,120.00 12/1/2005 224,000.00 224,000.00 R/T Refi Reduced 280,000.00 11/1/2010 12
106924111 1,237.50 12/1/2005 216,000.00 215,999.97 Purchase Full 280,000.00 11/1/2010 12.875
106923815 2,011.23 12/1/2005 340,000.00 339,304.16 C/O Refi Full 425,000.00 11/1/2010 11.875
106923647 1,044.07 1/1/2006 192,750.00 192,749.99 Purchase Full 257,000.00 11/1/2010 12.5
106921591 1,117.19 12/1/2005 195,000.00 195,000.00 Purchase Reduced 265,000.00 11/1/2010 12.875
106921399 1,842.19 12/1/2005 294,750.00 294,750.00 Purchase Reduced 369,000.00 11/1/2010 12.5
106921319 975 12/1/2005 156,000.00 156,000.00 Purchase SISA 195,000.00 11/1/2010 12.5
106921007 1,257.10 12/1/2005 201,500.00 201,125.75 C/O Refi NINA 310,000.00 11/1/2010 12.375
106920927 4,434.15 12/1/2005 650,000.00 648,982.80 Purchase NINA 900,000.00 11/1/2010 13.25
106920759 926.49 12/1/2005 150,750.00 150,750.00 Purchase Reduced 190,000.00 11/1/2010 12.375
106920679 1,473.26 12/1/2005 243,850.00 243,850.00 Purchase Reduced 305,000.00 11/1/2010 12.25
106920471 2,275.00 12/1/2005 420,000.00 420,000.00 Purchase Reduced 530,000.00 11/1/2010 11.5
106920391 1,614.19 1/1/2006 281,750.00 281,749.99 Purchase Reduced 353,000.00 11/1/2010 11.875
106920383 1,041.67 12/1/2005 200,000.00 200,000.00 C/O Refi NINA 380,000.00 11/1/2010 12.25
106920287 802.09 12/1/2005 175,000.00 174,999.99 C/O Refi Reduced 265,000.00 11/1/2010 11.5
106918086 3,164.58 1/1/2006 620,000.00 620,000.00 C/O Refi Reduced 900,000.00 12/1/2010 12.125
106909677 2,031.25 1/1/2006 375,000.00 375,000.00 C/O Refi NINA 550,000.00 12/1/2010 12.5
106909341 8,101.04 1/1/2006 1,555,400.00 1,555,400.00 Purchase Reduced 2,225,000.00 12/1/2010 12.25
106905045 1,649.92 12/1/2005 288,000.00 287,981.18 C/O Refi Reduced 360,000.00 11/1/2010 11.875
106904381 3,333.33 12/1/2005 640,000.00 640,000.00 C/O Refi Reduced 800,000.00 11/1/2010 12.25
106904077 786.61 12/1/2005 137,300.00 137,300.00 Purchase Reduced 185,000.00 11/1/2010 11.875
106903829 960.52 12/1/2005 156,000.00 155,703.19 Purchase NINA 241,000.00 11/1/2010 12.25
106896020 1,432.25 12/1/2005 269,600.00 269,600.00 Purchase Full 355,000.00 11/1/2010 12.375
106895988 1,173.18 12/1/2005 212,500.00 212,500.00 R/T Refi NINA 275,000.00 11/1/2010 12.625
106889371 1,083.75 1/1/2006 204,000.00 204,000.00 C/O Refi Reduced 255,000.00 12/1/2010 12.375
106886378 1,389.58 1/1/2006 290,000.00 289,979.11 C/O Refi Reduced 365,000.00 11/1/2010 11.75
106885218 916.63 12/1/2005 179,584.00 179,584.00 Purchase Reduced 224,480.00 11/1/2010 11.125
106868344 2,845.70 1/1/2006 581,250.00 581,250.00 Purchase Reduced 775,000.00 12/1/2010 11.875
106866736 489.58 1/1/2006 100,000.00 100,000.00 Purchase NINA 436,500.00 12/1/2010 11.875
106854070 1,389.75 12/1/2005 261,600.00 261,600.00 Purchase Alternative 342,000.00 11/1/2010 12.375
106852630 1,572.15 1/1/2006 252,000.00 251,766.60 Purchase Reduced 315,000.00 12/1/2010 12.375
106850742 615 1/1/2006 123,000.00 123,000.00 C/O Refi SISA 220,000.00 12/1/2010 12
106847301 1,645.00 1/1/2006 336,000.00 336,000.00 Purchase Reduced 420,000.00 12/1/2010 11.875
106839076 2,995.46 12/1/2005 486,500.00 485,574.38 Purchase Reduced 760,000.00 11/1/2010 12.25
106838748 2,695.00 12/1/2005 528,000.00 528,000.00 Purchase Reduced 669,000.00 11/1/2010 12.125
106835636 1,464.23 1/1/2006 270,320.00 270,320.00 Purchase Reduced 340,000.00 12/1/2010 12.5
106827979 1,079.44 12/1/2005 191,900.00 191,900.00 Purchase Full 240,000.00 11/1/2010 11.75
106822082 1,500.00 1/1/2006 288,000.00 288,000.00 Purchase Reduced 360,000.00 12/1/2010 12.25
106813105 1,100.37 1/1/2006 185,325.00 185,325.00 Purchase NINA 206,000.00 12/1/2010 13.125
106812529 2,510.16 1/1/2006 472,500.00 472,500.00 R/T Refi Reduced 535,000.00 12/1/2010 12.375
106811521 520 1/1/2006 83,200.00 83,200.00 Purchase Reduced 104,000.00 10/1/2010 12.5
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
--------- ----- ------ ------ ---------- ---------- ---------- -------- ---- ------
106982142 2.25 2 2.25 6 MO LIBOR 10/1/2005 CWHL CWHL 0 0.25
106982062 2.25 2 2.25 6 MO LIBOR 10/7/2005 CWHL CWHL 0 0.25
106974045 2.25 2 2.25 6 MO LIBOR 11/18/2005 CWHL CWHL 0 0.25
106972597 2.25 2 2.25 6 MO LIBOR 11/8/2005 CWHL CWHL 0 0.25
106971501 2.25 2 2.25 6 MO LIBOR 10/7/2005 CWHL CWHL 0 0.25
106971469 2.25 2 2.25 6 MO LIBOR 11/2/2005 CWHL CWHL 0 0.25
106971389 2.25 2 2.25 6 MO LIBOR 11/22/2005 CWHL CWHL 0 0.25
106971293 2.25 2 2.25 6 MO LIBOR 11/17/2005 CWHL CWHL 0 0.25
106971261 2.25 2 2.25 6 MO LIBOR 10/6/2005 CWHL CWHL 0 0.25
106971229 2.25 2 2.25 6 MO LIBOR 10/19/2005 CWHL CWHL 0 0.25
106970917 2.25 2 2.25 6 MO LIBOR 10/17/2005 CWHL CWHL 0 0.25
106970869 2.25 2 2.25 6 MO LIBOR 10/4/2005 CWHL CWHL 0 0.25
106970677 2.25 2 2.25 6 MO LIBOR 10/17/2005 CWHL CWHL 0 0.25
106967501 2.25 1 2.25 6 MO LIBOR 10/10/2005 CWHL CWHL 0 0.25
106967381 2.75 1 2.75 6 MO LIBOR 10/12/2005 CWHL CWHL 0 0.25
106967284 2.25 2 2.25 6 MO LIBOR 11/11/2005 CWHL CWHL 0 0.25
106967156 2.75 1 2.75 6 MO LIBOR 10/13/2005 CWHL CWHL 0 0.25
106959852 2.25 2 2.25 6 MO LIBOR 11/17/2005 CWHL CWHL 0 0.25
106951699 2.25 2 2.25 6 MO LIBOR 11/23/2005 CWHL CWHL 0 0.25
106950914 2.25 2 2.25 6 MO LIBOR 11/23/2005 CWHL CWHL 0 0.25
106949506 2.25 2 2.25 6 MO LIBOR 10/21/2005 CWHL CWHL 0 0.25
106949290 2.25 2 2.25 6 MO LIBOR 10/17/2005 CWHL CWHL 0 0.25
106945258 2.25 2 2.25 6 MO LIBOR 11/16/2005 CWHL CWHL 0 0.25
106944762 2.25 2 2.25 6 MO LIBOR 10/7/2005 CWHL CWHL 0 0.25
106944674 2.25 2 2.25 6 MO LIBOR 10/17/2005 CWHL CWHL 0 0.25
106941225 2.25 2 2.25 6 MO LIBOR 11/3/2005 CWHL CWHL 0 0.25
106935753 2.25 2 2.25 6 MO LIBOR 10/12/2005 CWHL CWHL 0 0.25
106930680 2.25 2 2.25 6 MO LIBOR 11/4/2005 CWHL CWHL 0 0.25
106926895 2.253 2 2.25 6 MO LIBOR 10/17/2005 CWHL CWHL 0 0.25
106924111 5 2 5 6 MO LIBOR 10/21/2005 CWHL CWHL 0 0.25
106923815 2.375 2 2.375 6 MO LIBOR 10/12/2005 CWHL CWHL 0 0.25
106923647 4 2 4 6 MO LIBOR 10/13/2005 CWHL CWHL 0 0.25
106921591 5 2 5 6 MO LIBOR 10/17/2005 CWHL CWHL 0 0.25
106921399 2.75 1 2.75 6 MO LIBOR 10/10/2005 CWHL CWHL 0 0.25
106921319 2.75 1 2.75 6 MO LIBOR 10/5/2005 CWHL CWHL 0 0.25
106921007 3.875 2 3.875 6 MO LIBOR 10/14/2005 CWHL CWHL 0 0.25
106920927 3.625 2 3.625 6 MO LIBOR 10/13/2005 CWHL CWHL 0 0.25
106920759 2.75 1 2.75 6 MO LIBOR 10/10/2005 CWHL CWHL 0 0.25
106920679 2.75 1 2.75 6 MO LIBOR 10/12/2005 CWHL CWHL 0 0.25
106920471 2.25 1 2.25 6 MO LIBOR 10/13/2005 CWHL CWHL 0 0.25
106920391 2.75 1 2.75 6 MO LIBOR 10/5/2005 CWHL CWHL 0 0.25
106920383 2.25 2 2.25 6 MO LIBOR 10/18/2005 CWHL CWHL 0 0.25
106920287 2.25 2 2.25 6 MO LIBOR 10/13/2005 CWHL CWHL 0 0.25
106918086 2.25 2 2.25 6 MO LIBOR 10/31/2005 CWHL CWHL 0 0.25
106909677 2.25 2 2.25 6 MO LIBOR 11/3/2005 CWHL CWHL 0 0.25
106909341 2.25 2 2.25 6 MO LIBOR 11/7/2005 CWHL CWHL 0 0.25
106905045 2.25 1 2.25 6 MO LIBOR 10/11/2005 CWHL CWHL 0 0.25
106904381 3.75 2 3.75 6 MO LIBOR 10/12/2005 CWHL CWHL 0 0.25
106904077 2.25 1 2.25 6 MO LIBOR 10/12/2005 CWHL CWHL 0 0.25
106903829 3.25 2 3.25 6 MO LIBOR 10/6/2005 CWHL CWHL 0 0.25
106896020 2.25 2 2.25 6 MO LIBOR 10/21/2005 CWHL CWHL 0 0.25
106895988 2.25 2 2.25 6 MO LIBOR 10/18/2005 CWHL CWHL 0 0.25
106889371 2.25 2 2.25 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
106886378 2.25 2 2.25 6 MO LIBOR 10/13/2005 CWHL CWHL 0 0.25
106885218 3.625 1 3.625 6 MO LIBOR 10/19/2005 CWHL CWHL 0 0.25
106868344 2.25 2 2.25 6 MO LIBOR 11/15/2005 CWHL CWHL 0 0.25
106866736 2.25 2 2.25 6 MO LIBOR 11/4/2005 CWHL CWHL 0 0.25
106854070 2.25 2 2.25 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
106852630 2.25 2 2.25 6 MO LIBOR 11/22/2005 CWHL CWHL 0 0.25
106850742 2.25 2 2.25 6 MO LIBOR 11/10/2005 CWHL CWHL 0 0.25
106847301 2.25 2 2.25 6 MO LIBOR 10/31/2005 CWHL CWHL 0 0.25
106839076 2.25 2 2.25 6 MO LIBOR 10/12/2005 CWHL CWHL 0 0.25
106838748 2.25 2 2.25 6 MO LIBOR 10/18/2005 CWHL CWHL 0 0.25
106835636 2.25 2 2.25 6 MO LIBOR 11/15/2005 CWHL CWHL 0 0.25
106827979 2.25 1 2.25 6 MO LIBOR 10/14/2005 CWHL CWHL 0 0.25
106822082 2.25 2 2.25 6 MO LIBOR 10/31/2005 CWHL CWHL 0 0.25
106813105 2.25 2 2.25 6 MO LIBOR 11/3/2005 CWHL CWHL 0 0.25
106812529 2.25 2 2.25 6 MO LIBOR 10/31/2005 CWHL CWHL 0 0.25
106811521 2.25 1 2.25 6 MO LIBOR 9/2/2005 CWHL CWHL 0 0.25
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
--------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
106810681 Primary SFR 360 358 87.86 6.25 12/1/2005 1/1/2006 11/1/2035
106799672 Primary PUD 360 358 80 6.5 12/1/2005 1/1/2006 11/1/2035
106799648 Investor SFR 360 359 80 6.625 1/1/2006 1/1/2006 12/1/2035
106799591 Investor PUD 360 356 80 6.5 10/1/2005 1/1/2006 9/1/2035
106799495 Primary PUD 360 358 75 6.875 12/1/2005 1/1/2006 11/1/2035
106799279 Primary PUD 360 356 80 7.125 10/1/2005 1/1/2006 9/1/2035
106799119 Primary PUD 360 358 70 7.125 12/1/2005 1/1/2006 11/1/2035
106798671 Investor PUD 360 358 75 6.625 12/1/2005 1/1/2006 11/1/2035
106798583 Primary PUD 360 358 80 7.5 12/1/2005 1/1/2006 11/1/2035
106798335 Secondary SFR 360 358 80 6.875 12/1/2005 2/1/2006 11/1/2035
106798175 Investor PUD 360 358 80 7.25 12/1/2005 1/1/2006 11/1/2035
106797935 Primary PUD 360 358 80 7.25 12/1/2005 1/1/2006 11/1/2035
106796215 Secondary SFR 360 359 80 6.375 1/1/2006 1/1/2006 12/1/2035
106790734 Investor SFR 360 358 80 7 12/1/2005 2/1/2006 11/1/2035
106789342 Primary SFR 360 359 67.96 6.375 1/1/2006 2/1/2006 12/1/2035
106786294 Secondary SFR 360 358 79.99 7.125 12/1/2005 2/1/2006 11/1/2035
106779845 Primary SFR 360 359 52.83 6 1/1/2006 1/1/2006 12/1/2035
106778253 Primary SFR 360 359 80 6.125 1/1/2006 1/1/2006 12/1/2035
106777093 Secondary Condominium 360 358 70.08 5.875 12/1/2005 1/1/2006 11/1/2035
106775548 Primary SFR 360 359 80 6.375 1/1/2006 2/1/2006 12/1/2035
106772900 Primary PUD 360 358 80 6.875 12/1/2005 1/1/2006 11/1/2035
106772852 Primary PUD 360 358 80 6.75 12/1/2005 2/1/2006 11/1/2035
106771932 Secondary PUD 360 356 79.99 7.375 10/1/2005 2/1/2006 9/1/2035
106771748 Investor Condominium 360 358 80 6.75 12/1/2005 2/1/2006 11/1/2035
106766211 Primary PUD 360 358 80 6.5 12/1/2005 2/1/2006 11/1/2035
106764779 Primary SFR 360 358 80 7.125 12/1/2005 1/1/2006 11/1/2035
106764723 Primary Condominium 360 355 80 6.875 9/1/2005 1/1/2006 8/1/2035
106764699 Primary SFR 360 358 64.77 5.75 12/1/2005 2/1/2006 11/1/2035
106764587 Investor PUD 360 357 74.96 7.25 11/1/2005 2/1/2006 10/1/2035
106764475 Primary PUD 360 358 70 6.625 12/1/2005 2/1/2006 11/1/2035
106764371 Primary SFR 360 358 80 7 12/1/2005 2/1/2006 11/1/2035
106764203 Primary SFR 360 358 80 7.375 12/1/2005 1/1/2006 11/1/2035
106764035 Primary SFR 360 357 80 6.625 11/1/2005 1/1/2006 10/1/2035
106763939 Investor SFR 360 358 79.97 7 12/1/2005 1/1/2006 11/1/2035
106759186 Primary SFR 360 358 80 6.875 12/1/2005 1/1/2006 11/1/2035
106759178 Primary SFR 360 358 80 7.875 12/1/2005 1/1/2006 11/1/2035
106759106 Investor PUD 360 357 74.99 6.875 11/1/2005 1/1/2006 10/1/2035
106758970 Primary PUD 360 357 70 6.625 11/1/2005 1/1/2006 10/1/2035
106758850 Investor Condominium 360 358 80 7.25 12/1/2005 2/1/2006 11/1/2035
106758770 Primary Condominium 360 358 80 7.5 12/1/2005 2/1/2006 11/1/2035
106758498 Primary PUD 360 358 80 7.125 12/1/2005 1/1/2006 11/1/2035
106758458 Investor Condominium 360 358 65 7 12/1/2005 1/1/2006 11/1/2035
106758378 Primary SFR 360 357 80 6.5 11/1/2005 1/1/2006 10/1/2035
106758330 Investor SFR 360 357 80 7.375 11/1/2005 1/1/2006 10/1/2035
106758210 Investor SFR 360 358 80 7.125 12/1/2005 2/1/2006 11/1/2035
106758114 Investor Condominium 360 358 80 6.25 12/1/2005 2/1/2006 11/1/2035
106758090 Primary PUD 360 358 80 5.75 12/1/2005 2/1/2006 11/1/2035
106758018 Investor SFR 360 358 80 7.5 12/1/2005 1/1/2006 11/1/2035
106757978 Primary Condominium 360 358 65 5.875 12/1/2005 1/1/2006 11/1/2035
106757818 Primary SFR 360 357 80 7.5 11/1/2005 2/1/2006 10/1/2035
106757642 Primary PUD 360 355 80 6.25 9/1/2005 1/1/2006 8/1/2035
106757538 Primary PUD 360 358 80 6.875 12/1/2005 2/1/2006 11/1/2035
106757514 Primary PUD 360 358 79.99 5.75 12/1/2005 2/1/2006 11/1/2035
106757466 Primary SFR 360 357 80 7.375 11/1/2005 1/1/2006 10/1/2035
106757218 Primary SFR 360 358 64.67 6.5 12/1/2005 2/1/2006 11/1/2035
106756986 Primary Condominium 360 358 80 6.75 12/1/2005 1/1/2006 11/1/2035
106756778 Investor SFR 360 358 75 6.875 12/1/2005 2/1/2006 11/1/2035
106756762 Primary SFR 360 359 80 6.5 1/1/2006 1/1/2006 12/1/2035
106756514 Investor PUD 360 355 80 7.375 9/1/2005 1/1/2006 8/1/2035
106753178 Investor SFR 360 358 81.79 7.625 12/1/2005 1/1/2006 11/1/2035
106747921 Primary Condominium 360 359 80 6.5 1/1/2006 1/1/2006 12/1/2035
106747585 Primary PUD 360 359 80 6.25 1/1/2006 2/1/2006 12/1/2035
106746233 Primary SFR 360 359 79.99 6 1/1/2006 1/1/2006 12/1/2035
106746177 Primary SFR 360 358 80 6 12/1/2005 2/1/2006 11/1/2035
106741088 Primary SFR 360 359 48.73 5.875 1/1/2006 1/1/2006 12/1/2035
106737672 Primary SFR 360 357 80 6.625 11/1/2005 2/1/2006 10/1/2035
106736808 Primary PUD 360 358 80 6 12/1/2005 1/1/2006 11/1/2035
106734967 Primary SFR 360 359 79.21 5 1/1/2006 1/1/2006 12/1/2035
106731095 Investor SFR 360 358 80 6.5 12/1/2005 2/1/2006 11/1/2035
LOANID PANDI PTDATE XXXX COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
--------- -------- --------- ---------- ---------- -------- ------- ------------ --------- -------
106810681 1,281.25 12/1/2005 246,000.00 246,000.00 C/O Refi SISA 280,000.00 11/1/2010 12.25
106799672 1,196.00 12/1/2005 220,800.00 220,800.00 C/O Refi SISA 276,000.00 11/1/2010 12.5
106799648 1,161.58 1/1/2006 210,400.00 210,400.00 R/T Refi Reduced 263,000.00 12/1/2010 12.625
106799591 1,137.72 12/1/2005 180,000.00 179,343.81 Purchase Reduced 225,000.00 9/1/2010 12.5
106799495 3,843.03 12/1/2005 585,000.00 584,014.25 C/O Refi NINA 780,000.00 11/1/2010 12.875
106799279 3,111.25 12/1/2005 524,000.00 523,999.25 C/O Refi NINA 655,000.00 9/1/2010 13.125
106799119 1,704.07 12/1/2005 287,000.00 286,999.02 C/O Refi NINA 410,000.00 11/1/2010 12.125
106798671 2,401.17 12/1/2005 375,000.00 374,336.46 Purchase Reduced 500,000.00 11/1/2010 12.625
106798583 2,961.88 12/1/2005 473,900.00 473,900.00 Purchase NINA 593,000.00 11/1/2010 12.5
106798335 1,558.33 1/1/2006 272,000.00 272,000.00 Purchase Reduced 340,000.00 11/1/2010 11.875
106798175 1,232.50 12/1/2005 204,000.00 204,000.00 Purchase Reduced 255,000.00 11/1/2010 12.25
106797935 1,503.47 12/1/2005 248,850.00 248,850.00 Purchase NINA 335,000.00 11/1/2010 12.25
106796215 1,496.00 1/1/2006 281,600.00 281,600.00 Purchase Reduced 355,000.00 12/1/2010 12.375
106790734 1,918.00 1/1/2006 328,800.00 328,800.00 Purchase Reduced 418,000.00 11/1/2010 13
106789342 1,859.38 1/1/2006 350,000.00 350,000.00 C/O Refi Reduced 515,000.00 12/1/2010 12.375
106786294 1,754.23 1/1/2006 295,450.00 295,450.00 Purchase Reduced 371,000.00 11/1/2010 12.125
106779845 1,400.00 1/1/2006 280,000.00 280,000.00 C/O Refi SISA 530,000.00 12/1/2010 12
106778253 1,000.42 1/1/2006 196,000.00 196,000.00 C/O Refi Full 245,000.00 12/1/2010 12.125
106777093 2,176.20 12/1/2005 445,000.00 444,500.00 C/O Refi Full 635,000.00 11/1/2010 11.875
106775548 1,487.50 1/1/2006 280,000.00 280,000.00 Purchase Reduced 350,000.00 12/1/2010 12.375
106772900 1,375.86 12/1/2005 240,150.00 240,150.00 Purchase Reduced 301,000.00 11/1/2010 12.875
106772852 1,890.00 1/1/2006 336,000.00 336,000.00 Purchase Reduced 420,000.00 11/1/2010 12.75
106771932 1,614.51 1/1/2006 262,700.00 262,700.00 Purchase Reduced 330,000.00 9/1/2010 12.375
106771748 607.5 1/1/2006 108,000.00 108,000.00 Purchase Reduced 135,000.00 11/1/2010 11.75
106766211 872.25 1/1/2006 138,000.00 137,749.82 Purchase Reduced 180,000.00 11/1/2010 12.5
106764779 1,174.14 12/1/2005 197,750.00 197,750.00 Purchase Reduced 247,500.00 11/1/2010 12.125
106764723 1,086.25 12/1/2005 189,600.00 189,600.00 Purchase Reduced 237,000.00 8/1/2010 11.875
106764699 1,197.92 1/1/2006 250,000.00 249,888.96 C/O Refi Full 386,000.00 11/1/2010 10.75
106764587 2,124.85 1/1/2006 351,700.00 351,700.00 Purchase NINA 482,000.00 10/1/2010 12.25
106764475 1,275.31 1/1/2006 231,000.00 231,000.00 Purchase Reduced 330,000.00 11/1/2010 11.625
106764371 1,376.67 1/1/2006 236,000.00 236,000.00 Purchase Reduced 295,000.00 11/1/2010 12
106764203 2,015.83 12/1/2005 328,000.00 328,000.00 Purchase Reduced 410,000.00 11/1/2010 12.375
106764035 1,236.67 12/1/2005 224,000.00 224,000.00 Purchase Reduced 280,000.00 10/1/2010 11.625
106763939 326.08 12/1/2005 55,900.00 55,900.00 Purchase Reduced 75,000.00 11/1/2010 12
106759186 1,764.58 12/1/2005 308,000.00 308,000.00 Purchase Reduced 385,000.00 11/1/2010 11.875
106759178 1,575.00 12/1/2005 240,000.00 240,000.00 Purchase Reduced 300,000.00 11/1/2010 12.875
106759106 1,741.09 12/1/2005 303,900.00 303,900.00 Purchase Reduced 412,000.00 10/1/2010 11.875
106758970 1,246.33 12/1/2005 225,750.00 225,750.00 Purchase Reduced 323,000.00 10/1/2010 11.625
106758850 1,387.17 1/1/2006 229,600.00 229,600.00 C/O Refi NINA 287,000.00 11/1/2010 12.25
106758770 750 1/1/2006 120,000.00 120,000.00 Purchase Reduced 150,000.00 11/1/2010 12.5
106758498 1,638.75 12/1/2005 276,000.00 276,000.00 Purchase Reduced 345,000.00 11/1/2010 12.125
106758458 705.25 12/1/2005 120,900.00 120,900.00 Purchase NINA 186,000.00 11/1/2010 12
106758378 1,200.33 12/1/2005 221,600.00 221,600.00 Purchase Reduced 277,000.00 10/1/2010 11.5
106758330 1,209.50 12/1/2005 196,800.00 196,800.00 C/O Refi Reduced 246,000.00 10/1/2010 12.375
106758210 403.75 1/1/2006 68,000.00 67,816.45 Purchase Full 85,000.00 11/1/2010 12.125
106758114 972.92 1/1/2006 186,800.00 186,800.00 Purchase Reduced 280,000.00 11/1/2010 11.25
106758090 2,204.17 1/1/2006 460,000.00 460,000.00 Purchase Full 575,000.00 11/1/2010 10.75
106758018 1,575.00 12/1/2005 252,000.00 252,000.00 Purchase Reduced 330,000.00 11/1/2010 12.5
106757978 668.28 12/1/2005 136,500.00 136,500.00 Purchase Reduced 210,000.00 11/1/2010 10.875
106757818 1,290.00 1/1/2006 206,400.00 206,400.00 Purchase Reduced 258,000.00 10/1/2010 12.5
106757642 1,266.66 12/1/2005 243,200.00 243,199.06 Purchase Full 308,000.00 8/1/2010 11.25
106757538 1,266.15 1/1/2006 221,000.00 221,000.00 Purchase Reduced 276,250.00 11/1/2010 11.875
106757514 856.99 1/1/2006 178,850.00 178,850.00 Purchase Reduced 224,500.00 11/1/2010 10.75
106757466 1,475.00 12/1/2005 240,000.00 240,000.00 Purchase Reduced 300,000.00 10/1/2010 12.375
106757218 1,313.54 1/1/2006 242,500.00 242,500.00 C/O Refi Reduced 375,000.00 11/1/2010 11.5
106756986 697.5 12/1/2005 124,000.00 124,000.00 Purchase Reduced 158,000.00 11/1/2010 11.75
106756778 1,611.33 1/1/2006 281,250.00 281,250.00 Purchase Reduced 390,000.00 11/1/2010 11.875
106756762 2,842.67 1/1/2006 524,800.00 524,800.00 Purchase Reduced 656,000.00 12/1/2010 12.5
106756514 3,322.83 12/1/2005 540,700.00 540,664.58 Purchase Reduced 680,000.00 8/1/2010 12.375
106753178 810.78 12/1/2005 127,600.00 127,598.68 R/T Refi Full 156,000.00 11/1/2010 13.625
106747921 2,080.00 1/1/2006 384,000.00 384,000.00 Purchase Reduced 480,000.00 12/1/2010 12.5
106747585 1,479.17 1/1/2006 284,000.00 284,000.00 Purchase Reduced 357,000.00 12/1/2010 12.25
106746233 1,768.25 1/1/2006 353,650.00 353,650.00 Purchase Reduced 443,000.00 12/1/2010 12
106746177 648 1/1/2006 129,600.00 129,600.00 Purchase Reduced 165,000.00 11/1/2010 12
106741088 3,769.79 1/1/2006 770,000.00 770,000.00 C/O Refi Reduced 1,580,000.00 12/1/2010 11.875
106737672 2,246.21 1/1/2006 350,800.00 349,866.36 Purchase Reduced 438,500.00 10/1/2010 12.625
106736808 1,100.00 12/1/2005 220,000.00 220,000.00 R/T Refi Full 275,000.00 11/1/2010 12
106734967 1,666.67 1/1/2006 400,000.00 400,000.00 C/O Refi Full 505,000.00 12/1/2010 11
106731095 1,061.87 1/1/2006 168,000.00 167,695.44 C/O Refi Full 210,000.00 11/1/2010 12.5
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
--------- ----- ------ ------ ---------- ---------- ---------- -------- ---- ------
106810681 2.25 2 2.25 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
106799672 5 2 5 6 MO LIBOR 9/21/2005 CWHL CWHL 0 0.25
106799648 2.25 2 2.25 6 MO LIBOR 11/15/2005 CWHL CWHL 0 0.25
106799591 4 2 4 6 MO LIBOR 8/23/2005 CWHL CWHL 0 0.25
106799495 4.375 2 4.375 6 MO LIBOR 10/7/2005 CWHL CWHL 0 0.25
106799279 3.625 2 3.625 6 MO LIBOR 8/23/2005 CWHL CWHL 0 0.25
106799119 3.75 1 3.75 6 MO LIBOR 10/6/2005 CWHL CWHL 0 0.25
106798671 4.125 2 4.125 6 MO LIBOR 10/4/2005 CWHL CWHL 0 0.25
106798583 2.75 1 2.75 6 MO LIBOR 10/11/2005 CWHL CWHL 0 0.25
106798335 2.25 1 2.25 6 MO LIBOR 10/10/2005 CWHL CWHL 0 0.25
106798175 2.25 1 2.25 6 MO LIBOR 10/12/2005 CWHL CWHL 0 0.25
106797935 2.75 1 2.75 6 MO LIBOR 10/18/2005 CWHL CWHL 0 0.25
106796215 2.25 2 2.25 6 MO LIBOR 11/8/2005 CWHL CWHL 0 0.25
106790734 2.25 2 2.25 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
106789342 2.25 2 2.25 6 MO LIBOR 11/3/2005 CWHL CWHL 0 0.25
106786294 2.25 1 2.25 6 MO LIBOR 10/7/2005 CWHL CWHL 0 0.25
106779845 2.25 2 2.25 6 MO LIBOR 11/3/2005 CWHL CWHL 0 0.25
106778253 2.25 2 2.25 6 MO LIBOR 11/17/2005 CWHL CWHL 0 0.25
106777093 2.25 2 2.25 6 MO LIBOR 10/13/2005 CWHL CWHL 0 0.25
106775548 2.25 2 2.25 6 MO LIBOR 11/8/2005 CWHL CWHL 0 0.25
106772900 3.875 2 3.875 6 MO LIBOR 10/12/2005 CWHL CWHL 0 0.25
106772852 2.25 2 2.25 6 MO LIBOR 10/6/2005 CWHL CWHL 0 0.25
106771932 2.75 1 2.75 6 MO LIBOR 8/25/2005 CWHL CWHL 0 0.25
106771748 2.25 1 2.25 6 MO LIBOR 10/10/2005 CWHL CWHL 0 0.25
106766211 2.25 2 2.25 6 MO LIBOR 10/7/2005 CWHL CWHL 0 0.25
106764779 2.25 1 2.25 6 MO LIBOR 10/18/2005 CWHL CWHL 0 0.25
106764723 2.25 2 2.25 6 MO LIBOR 7/22/2005 CWHL CWHL 0 0.25
106764699 2.25 1 2.25 6 MO LIBOR 10/11/2005 CWHL CWHL 0 0.25
106764587 2.25 1 2.25 6 MO LIBOR 10/4/2005 CWHL CWHL 0 0.25
106764475 2.25 1 2.25 6 MO LIBOR 10/12/2005 CWHL CWHL 0 0.25
106764371 2.25 2 2.25 6 MO LIBOR 10/7/2005 CWHL CWHL 0 0.25
106764203 2.25 1 2.25 6 MO LIBOR 10/17/2005 CWHL CWHL 0 0.25
106764035 2.25 1 2.25 6 MO LIBOR 9/30/2005 CWHL CWHL 0 0.25
106763939 2.25 1 2.25 6 MO LIBOR 10/13/2005 CWHL CWHL 0 0.25
106759186 2.25 1 2.25 6 MO LIBOR 10/13/2005 CWHL CWHL 0 0.25
106759178 2.25 1 2.25 6 MO LIBOR 10/14/2005 CWHL CWHL 0 0.25
106759106 2.25 1 2.25 6 MO LIBOR 9/27/2005 CWHL CWHL 0 0.25
106758970 2.25 1 2.25 6 MO LIBOR 10/5/2005 CWHL CWHL 0 0.25
106758850 2.25 2 2.25 6 MO LIBOR 10/7/2005 CWHL CWHL 0 0.25
106758770 2.25 1 2.25 6 MO LIBOR 10/7/2005 CWHL CWHL 0 0.25
106758498 2.25 1 2.25 6 MO LIBOR 10/14/2005 CWHL CWHL 0 0.25
106758458 2.25 1 2.25 6 MO LIBOR 10/7/2005 CWHL CWHL 0 0.25
106758378 2.25 2 2.25 6 MO LIBOR 10/6/2005 CWHL CWHL 0 0.25
106758330 2.25 1 2.25 6 MO LIBOR 9/27/2005 CWHL CWHL 0 0.25
106758210 2.25 1 2.25 6 MO LIBOR 10/5/2005 CWHL CWHL 0 0.25
106758114 2.25 1 2.25 6 MO LIBOR 10/11/2005 CWHL CWHL 0 0.25
106758090 2.25 1 2.25 6 MO LIBOR 10/12/2005 CWHL CWHL 0 0.25
106758018 2.25 1 2.25 6 MO LIBOR 10/11/2005 CWHL CWHL 0 0.25
106757978 2.25 2 2.25 6 MO LIBOR 10/11/2005 CWHL CWHL 0 0.25
106757818 2.25 1 2.25 6 MO LIBOR 10/7/2005 CWHL CWHL 0 0.25
106757642 2.25 1 2.25 6 MO LIBOR 7/25/2005 CWHL CWHL 0 0.25
106757538 2.25 1 2.25 6 MO LIBOR 10/14/2005 CWHL CWHL 0 0.25
106757514 2.25 1 2.25 6 MO LIBOR 10/14/2005 CWHL CWHL 0 0.25
106757466 2.25 1 2.25 6 MO LIBOR 9/30/2005 CWHL CWHL 0 0.25
106757218 2.25 1 2.25 6 MO LIBOR 10/11/2005 CWHL CWHL 0 0.25
106756986 2.25 1 2.25 6 MO LIBOR 10/12/2005 CWHL CWHL 0 0.25
106756778 2.25 1 2.25 6 MO LIBOR 10/12/2005 CWHL CWHL 0 0.25
106756762 2.25 2 2.25 6 MO LIBOR 11/10/2005 CWHL CWHL 0 0.25
106756514 2.25 1 2.25 6 MO LIBOR 7/29/2005 CWHL CWHL 0 0.25
106753178 2.25 2 2.25 6 MO LIBOR 10/28/2005 CWHL CWHL 0 0.25
106747921 2.25 2 2.25 6 MO LIBOR 11/10/2005 CWHL CWHL 0 0.25
106747585 2.25 2 2.25 6 MO LIBOR 11/4/2005 CWHL CWHL 0 0.25
106746233 2.25 2 2.25 6 MO LIBOR 11/4/2005 CWHL CWHL 0 0.25
106746177 2.25 2 2.25 6 MO LIBOR 10/18/2005 CWHL CWHL 0 0.25
106741088 2.25 2 2.25 6 MO LIBOR 11/18/2005 CWHL CWHL 0 0.25
106737672 6.625 2 2.75 6 MO LIBOR 9/15/2005 CWHL CWHL 0 0.25
106736808 2.25 2 2.25 6 MO LIBOR 10/5/2005 CWHL CWHL 0 0.25
106734967 2.25 2 2.25 6 MO LIBOR 11/14/2005 CWHL CWHL 0 0.25
106731095 2.25 2 2.25 6 MO LIBOR 10/7/2005 CWHL CWHL 0 0.25
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
--------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
106729303 Investor SFR 360 358 80 6 12/1/2005 2/1/2006 11/1/2035
106726678 Primary PUD 360 358 75 7.75 12/1/2005 1/1/2006 11/1/2035
106726566 Investor SFR 360 358 80 6.375 12/1/2005 1/1/2006 11/1/2035
106726494 Primary PUD 360 358 69.37 6 12/1/2005 1/1/2006 11/1/2035
106726198 Investor SFR 360 356 74.99 6.5 10/1/2005 2/1/2006 9/1/2035
106725254 Primary Condominium 360 359 64.62 6.375 1/1/2006 1/1/2006 12/1/2035
106720358 Primary SFR 360 358 80 6.125 12/1/2005 2/1/2006 11/1/2035
106713501 Primary SFR 360 359 61.82 5.75 1/1/2006 1/1/2006 12/1/2035
106712013 Primary SFR 360 359 80 6.375 1/1/2006 2/1/2006 12/1/2035
106709316 Primary PUD 360 357 64.94 6.5 11/1/2005 1/1/2006 10/1/2035
106709284 Investor SFR 360 358 80 7.125 12/1/2005 1/1/2006 11/1/2035
106708980 Primary Condominium 360 359 74.38 5.875 1/1/2006 1/1/2006 12/1/2035
106702955 Primary SFR 360 358 58.46 5.875 12/1/2005 1/1/2006 11/1/2035
106702947 Primary SFR 360 359 90 6.375 1/1/2006 1/1/2006 12/1/2035
106702803 Primary SFR 360 359 75 6.25 1/1/2006 1/1/2006 12/1/2035
106702531 Primary SFR 360 359 80 5.5 1/1/2006 2/1/2006 12/1/2035
106699627 Primary SFR 360 358 80 6.625 12/1/2005 1/1/2006 11/1/2035
106697827 Primary SFR 360 358 78.1 5.875 12/1/2005 2/1/2006 11/1/2035
106687217 Investor SFR 360 359 90 6.625 1/1/2006 2/1/2006 12/1/2035
106684377 Primary SFR 360 359 79.83 6 1/1/2006 1/1/2006 12/1/2035
106684233 Primary SFR 360 356 77.83 5.875 10/1/2005 1/1/2006 9/1/2035
106679552 Primary PUD 360 359 80 5.875 1/1/2006 1/1/2006 12/1/2035
106677624 Primary PUD 360 359 80 6.75 1/1/2006 2/1/2006 12/1/2035
106676472 Investor Condominium 360 359 78.59 6.375 1/1/2006 1/1/2006 12/1/2035
106672080 Primary SFR 360 359 80 5.75 1/1/2006 1/1/2006 12/1/2035
106671071 Primary Condominium 360 359 80 6.75 1/1/2006 1/1/2006 12/1/2035
106669263 Investor PUD 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
106668527 Primary SFR 360 359 80 6 1/1/2006 1/1/2006 12/1/2035
106660950 Investor SFR 360 357 80 8.625 11/1/2005 2/1/2006 10/1/2035
106660814 Primary SFR 360 358 74.8 6 12/1/2005 1/1/2006 11/1/2035
106660086 Secondary SFR 360 359 68.43 6 1/1/2006 2/1/2006 12/1/2035
106659790 Primary Condominium 360 357 80 6.875 11/1/2005 1/1/2006 10/1/2035
106659550 Primary PUD 360 357 80 6.25 11/1/2005 2/1/2006 10/1/2035
106654069 Primary SFR 360 358 80 6.875 12/1/2005 1/1/2006 11/1/2035
106650261 Primary PUD 360 359 74.2 6.5 1/1/2006 1/1/2006 12/1/2035
106650253 Investor SFR 360 359 80 6.75 1/1/2006 1/1/2006 12/1/2035
106649885 Primary SFR 360 359 80 6.125 1/1/2006 1/1/2006 12/1/2035
106648989 Primary SFR 360 359 69.9 6.125 1/1/2006 1/1/2006 12/1/2035
106646876 Primary SFR 360 359 73.33 5.875 1/1/2006 1/1/2006 12/1/2035
106644212 Primary PUD 360 359 79.98 6 1/1/2006 2/1/2006 12/1/2035
106639067 Primary PUD 360 358 80 6.5 12/1/2005 1/1/2006 11/1/2035
106635075 Primary PUD 360 359 80 5.875 1/1/2006 2/1/2006 12/1/2035
106633883 Primary SFR 360 358 76.19 5.75 12/1/2005 1/1/2006 11/1/2035
106633339 Primary SFR 360 357 80 6.625 11/1/2005 1/1/2006 10/1/2035
106631538 Primary SFR 360 358 90 5.625 12/1/2005 1/1/2006 11/1/2035
106631066 Investor PUD 360 358 80 6.875 12/1/2005 2/1/2006 11/1/2035
106624178 Primary SFR 360 357 80 6.625 11/1/2005 1/1/2006 10/1/2035
106605871 Primary SFR 360 358 75 5.375 12/1/2005 2/1/2006 11/1/2035
106605775 Primary Condominium 360 358 80 5.875 12/1/2005 2/1/2006 11/1/2035
106595590 Secondary PUD 360 359 80 6.25 1/1/2006 2/1/2006 12/1/2035
106595198 Primary Condominium 360 358 75 6.125 12/1/2005 1/1/2006 11/1/2035
106589661 Primary SFR 360 358 80 6.875 12/1/2005 1/1/2006 11/1/2035
106588325 Secondary PUD 360 358 65 6.25 12/1/2005 1/1/2006 11/1/2035
106588101 Primary SFR 360 358 80 6.5 12/1/2005 1/1/2006 11/1/2035
106587685 Primary PUD 360 358 79.99 6.375 12/1/2005 2/1/2006 11/1/2035
106587573 Secondary PUD 360 358 80 7 12/1/2005 2/1/2006 11/1/2035
106585485 Investor SFR 360 359 80 6.75 1/1/2006 1/1/2006 12/1/2035
106585125 Primary SFR 360 358 90 6.125 12/1/2005 1/1/2006 11/1/2035
106576827 Primary SFR 360 358 80 5.875 12/1/2005 2/1/2006 11/1/2035
106576099 Primary Condominium 360 358 70.21 6 12/1/2005 2/1/2006 11/1/2035
106575691 Primary SFR 360 359 78 6 1/1/2006 1/1/2006 12/1/2035
106572058 Investor Condominium 360 358 80 6.875 12/1/2005 1/1/2006 11/1/2035
106560057 Primary SFR 360 359 80 6 1/1/2006 1/1/2006 12/1/2035
106559313 Primary 2-Family 360 358 79.7 7 12/1/2005 1/1/2006 11/1/2035
106553704 Primary PUD 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
106552040 Primary Condominium 360 358 80 6.875 12/1/2005 2/1/2006 11/1/2035
106544287 Primary PUD 360 358 90 6.625 12/1/2005 2/1/2006 11/1/2035
106539870 Primary SFR 360 358 77.71 6.125 12/1/2005 2/1/2006 11/1/2035
106537022 Primary SFR 360 359 70 6.125 1/1/2006 1/1/2006 12/1/2035
LOANID PANDI PTDATE XXXX COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
--------- -------- --------- ---------- ---------- -------- ----------- ------------ --------- -------
106729303 772 1/1/2006 154,400.00 154,400.00 C/O Refi Full 193,000.00 11/1/2010 12
106726678 2,513.73 12/1/2005 389,250.00 389,223.14 Purchase Reduced 525,000.00 11/1/2010 13.75
106726566 1,020.00 12/1/2005 192,000.00 192,000.00 Purchase Full 245,000.00 11/1/2010 12.375
106726494 1,325.00 12/1/2005 265,000.00 265,000.00 C/O Refi Reduced 382,000.00 11/1/2010 12
106726198 1,281.58 1/1/2006 236,600.00 236,600.00 Purchase Full 316,000.00 9/1/2010 11.5
106725254 1,620.31 1/1/2006 305,000.00 305,000.00 C/O Refi NINA 472,000.00 12/1/2010 12.375
106720358 1,919.17 1/1/2006 376,000.00 376,000.00 C/O Refi Full 470,000.00 11/1/2010 12.125
106713501 1,140.42 1/1/2006 238,000.00 238,000.00 R/T Refi Full 385,000.00 12/1/2010 11.75
106712013 1,181.50 1/1/2006 222,400.00 222,400.00 Purchase Alternative 285,000.00 12/1/2010 12.375
106709316 1,354.17 12/1/2005 250,000.00 250,000.00 C/O Refi SISA 385,000.00 10/1/2010 12.5
106709284 641.25 12/1/2005 108,000.00 108,000.00 Purchase Reduced 135,000.00 11/1/2010 13.125
106708980 1,547.57 1/1/2006 316,100.00 316,100.00 C/O Refi SISA 425,000.00 12/1/2010 11.875
106702955 1,860.42 12/1/2005 380,000.00 380,000.00 C/O Refi Reduced 650,000.00 11/1/2010 11.875
106702947 842.22 1/1/2006 135,000.00 134,874.97 C/O Refi Full 150,000.00 12/1/2010 12.375
106702803 2,039.06 1/1/2006 391,500.00 391,500.00 C/O Refi SISA 522,000.00 12/1/2010 12.25
106702531 2,273.33 1/1/2006 496,000.00 496,000.00 Purchase Full 620,000.00 12/1/2010 11.5
106699627 1,943.33 12/1/2005 352,000.00 352,000.00 Purchase SISA 440,000.00 11/1/2010 12.625
106697827 2,007.29 1/1/2006 410,000.00 410,000.00 C/O Refi Full 525,000.00 11/1/2010 11.875
106687217 1,383.07 1/1/2006 216,000.00 215,809.43 Purchase Reduced 255,000.00 12/1/2010 12.625
106684377 2,375.00 1/1/2006 475,000.00 475,000.00 C/O Refi Full 595,000.00 12/1/2010 12
106684233 3,505.42 12/1/2005 716,000.00 716,000.00 Purchase Reduced 920,000.00 9/1/2010 11.875
106679552 2,486.59 1/1/2006 507,900.00 507,900.00 Purchase Full 640,000.00 12/1/2010 11.875
106677624 1,871.39 1/1/2006 332,692.00 332,692.00 Purchase Reduced 436,000.00 12/1/2010 12.75
106676472 1,306.88 1/1/2006 246,000.00 246,000.00 Purchase Reduced 313,000.00 12/1/2010 12.375
106672080 2,549.17 1/1/2006 532,000.00 532,000.00 Purchase Full 665,000.00 12/1/2010 11.75
106671071 670.5 1/1/2006 119,200.00 119,200.00 Purchase Reduced 149,000.00 12/1/2010 12.75
106669263 1,562.50 12/1/2005 300,000.00 300,000.00 C/O Refi Full 375,000.00 11/1/2010 12.25
106668527 3,700.00 1/1/2006 740,000.00 740,000.00 C/O Refi Full 925,000.00 12/1/2010 12
106660950 500.25 1/1/2006 69,600.00 69,600.00 Purchase Reduced 87,000.00 10/1/2010 14.625
106660814 2,300.00 12/1/2005 460,000.00 460,000.00 C/O Refi Reduced 615,000.00 11/1/2010 12
106660086 851.36 1/1/2006 142,000.00 141,858.64 Purchase Reduced 208,000.00 12/1/2010 12
106659790 2,291.20 12/1/2005 400,000.00 399,778.53 Purchase Reduced 510,000.00 10/1/2010 12.875
106659550 1,166.67 1/1/2006 224,000.00 224,000.00 Purchase Reduced 280,000.00 10/1/2010 12.25
106654069 1,718.75 12/1/2005 300,000.00 300,000.00 Purchase Reduced 380,000.00 11/1/2010 12.875
106650261 4,923.75 1/1/2006 909,000.00 909,000.00 R/T Refi Reduced 1,225,000.00 12/1/2010 12.5
106650253 726.75 1/1/2006 129,200.00 129,200.00 Purchase Reduced 172,000.00 12/1/2010 12.75
106649885 877.92 1/1/2006 172,000.00 172,000.00 Purchase Reduced 220,000.00 12/1/2010 12.125
106648989 1,837.50 1/1/2006 360,000.00 360,000.00 C/O Refi Alternative 515,000.00 12/1/2010 12.125
106646876 1,723.33 1/1/2006 352,000.00 352,000.00 R/T Refi Reduced 480,000.00 12/1/2010 11.875
106644212 1,071.25 1/1/2006 214,250.00 214,250.00 Purchase Alternative 268,000.00 12/1/2010 12
106639067 1,798.33 12/1/2005 332,000.00 332,000.00 C/O Refi Full 415,000.00 11/1/2010 12.5
106635075 1,175.00 1/1/2006 240,000.00 240,000.00 C/O Refi Alternative 300,000.00 12/1/2010 11.875
106633883 1,916.67 12/1/2005 400,000.00 400,000.00 Purchase Reduced 525,000.00 11/1/2010 11.75
106633339 2,694.17 12/1/2005 488,000.00 488,000.00 Purchase Reduced 610,000.00 10/1/2010 11.625
106631538 1,425.94 12/1/2005 304,200.00 304,200.00 Purchase Reduced 350,000.00 11/1/2010 11.625
106631066 2,245.83 1/1/2006 392,000.00 392,000.00 C/O Refi Reduced 490,000.00 11/1/2010 12.875
106624178 1,675.68 12/1/2005 303,960.00 303,264.89 Purchase Reduced 379,950.00 10/1/2010 11.625
106605871 2,603.87 1/1/2006 465,000.00 463,955.55 C/O Refi Full 620,000.00 11/1/2010 11.375
106605775 1,167.17 1/1/2006 238,400.00 238,350.00 C/O Refi Reduced 298,000.00 11/1/2010 11.875
106595590 1,068.49 1/1/2006 205,150.00 205,150.00 Purchase Full 257,000.00 12/1/2010 12.25
106595198 673.75 12/1/2005 132,000.00 131,999.30 C/O Refi Reduced 176,000.00 11/1/2010 12.125
106589661 1,306.25 12/1/2005 228,000.00 228,000.00 Purchase Reduced 285,000.00 11/1/2010 11.875
106588325 1,543.75 12/1/2005 296,400.00 296,400.00 Purchase Reduced 460,000.00 11/1/2010 11.25
106588101 892.67 12/1/2005 164,800.00 164,800.00 Purchase Reduced 206,000.00 11/1/2010 12.5
106587685 1,631.47 1/1/2006 307,100.00 307,100.00 Purchase Full 384,000.00 11/1/2010 12.375
106587573 1,334.38 1/1/2006 228,750.00 228,750.00 Purchase Reduced 286,000.00 11/1/2010 12
106585485 832.5 1/1/2006 148,000.00 148,000.00 Purchase Full 185,000.00 12/1/2010 12.75
106585125 2,078.03 12/1/2005 342,000.00 341,332.50 Purchase Reduced 380,000.00 11/1/2010 12.125
106576827 1,301.38 1/1/2006 220,000.00 219,550.31 Purchase Reduced 315,000.00 11/1/2010 11.875
106576099 825 1/1/2006 165,000.00 165,000.00 C/O Refi Reduced 235,000.00 11/1/2010 12
106575691 1,169.12 1/1/2006 195,000.00 194,805.88 C/O Refi Alternative 250,000.00 12/1/2010 12
106572058 572.46 12/1/2005 99,920.00 99,920.00 Purchase Full 133,000.00 11/1/2010 12.875
106560057 2,160.00 1/1/2006 432,000.00 432,000.00 Purchase Full 540,000.00 12/1/2010 12
106559313 1,248.33 12/1/2005 214,000.00 214,000.00 Purchase Reduced 269,000.00 11/1/2010 13
106553704 1,608.07 12/1/2005 308,750.00 308,750.00 Purchase Full 388,000.00 11/1/2010 12.25
106552040 1,260.42 1/1/2006 220,000.00 219,900.00 R/T Refi Full 275,000.00 11/1/2010 12.875
106544287 1,574.49 1/1/2006 285,190.00 285,099.75 Purchase NINA 317,000.00 11/1/2010 12.625
106539870 1,832.40 1/1/2006 359,000.00 359,000.00 R/T Refi Reduced 462,000.00 11/1/2010 12.125
106537022 1,049.01 1/1/2006 205,520.00 205,520.00 C/O Refi SISA 293,600.00 12/1/2010 12.125
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
--------- ----- ------ ------ ---------- ---------- ---------- -------- ---- ------
106729303 2.25 2 2.25 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
106726678 2.75 2 2.75 6 MO LIBOR 10/4/2005 CWHL CWHL 0 0.25
106726566 2.75 2 2.75 6 MO LIBOR 10/3/2005 CWHL CWHL 0 0.25
106726494 2.75 2 2.75 6 MO LIBOR 10/4/2005 CWHL CWHL 0 0.25
106726198 2.75 1 2.75 6 MO LIBOR 8/9/2005 CWHL CWHL 0 0.25
106725254 2.25 2 2.25 6 MO LIBOR 11/15/2005 CWHL CWHL 0 0.25
106720358 2.25 2 2.25 6 MO LIBOR 10/20/2005 CWHL CWHL 0 0.25
106713501 2.25 2 2.25 6 MO LIBOR 11/10/2005 CWHL CWHL 0 0.25
106712013 2.25 2 2.25 6 MO LIBOR 11/8/2005 CWHL CWHL 0 0.25
106709316 6.5 2 2.75 6 MO LIBOR 9/13/2005 CWHL CWHL 0 0.25
106709284 7.125 2 2.75 6 MO LIBOR 10/4/2005 CWHL CWHL 0 0.25
106708980 2.25 2 2.25 6 MO LIBOR 11/10/2005 CWHL CWHL 0 0.25
106702955 2.25 2 2.25 6 MO LIBOR 10/25/2005 CWHL CWHL 0 0.25
106702947 2.875 2 2.875 6 MO LIBOR 10/28/2005 CWHL CWHL 0.49 0.25
106702803 2.25 2 2.25 6 MO LIBOR 11/11/2005 CWHL CWHL 0 0.25
106702531 2.25 2 2.25 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
106699627 2.25 2 2.25 6 MO LIBOR 10/17/2005 CWHL CWHL 0 0.25
106697827 2.25 2 2.25 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
106687217 2.25 2 2.25 6 MO LIBOR 11/10/2005 CWHL CWHL 0 0.25
106684377 2.25 2 2.25 6 MO LIBOR 11/3/2005 CWHL CWHL 0 0.25
106684233 2.25 2 2.25 6 MO LIBOR 8/24/2005 CWHL CWHL 0 0.25
106679552 2.25 2 2.25 6 MO LIBOR 11/29/2005 CWHL CWHL 0 0.25
106677624 2.25 2 2.25 6 MO LIBOR 11/10/2005 CWHL CWHL 0 0.25
106676472 2.25 2 2.25 6 MO LIBOR 11/4/2005 CWHL CWHL 0 0.25
106672080 2.25 2 2.25 6 MO LIBOR 11/4/2005 CWHL CWHL 0 0.25
106671071 2.25 2 2.25 6 MO LIBOR 11/7/2005 CWHL CWHL 0 0.25
106669263 2.25 2 2.25 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
106668527 2.25 2 2.25 6 MO LIBOR 11/14/2005 CWHL CWHL 0 0.25
106660950 8.625 2 2.75 6 MO LIBOR 9/15/2005 CWHL CWHL 0 0.25
106660814 2.25 2 2.25 6 MO LIBOR 10/25/2005 CWHL CWHL 0 0.25
106660086 2.25 2 2.25 6 MO LIBOR 11/14/2005 CWHL CWHL 0 0.25
106659790 2.25 2 2.25 6 MO LIBOR 9/16/2005 CWHL CWHL 0 0.25
106659550 2.25 2 2.25 6 MO LIBOR 9/16/2005 CWHL CWHL 0 0.25
106654069 2.25 2 2.25 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
106650261 2.25 2 2.25 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
106650253 2.25 2 2.25 6 MO LIBOR 11/2/2005 CWHL CWHL 0 0.25
106649885 2.25 2 2.25 6 MO LIBOR 11/17/2005 CWHL CWHL 0 0.25
106648989 2.25 2 2.25 6 MO LIBOR 11/2/2005 CWHL CWHL 0 0.25
106646876 2.25 2 2.25 6 MO LIBOR 11/14/2005 CWHL CWHL 0 0.25
106644212 2.25 2 2.25 6 MO LIBOR 11/8/2005 CWHL CWHL 0 0.25
106639067 2.25 2 2.25 6 MO LIBOR 10/25/2005 CWHL CWHL 0 0.25
106635075 2.25 2 2.25 6 MO LIBOR 11/7/2005 CWHL CWHL 0 0.25
106633883 2.25 2 2.25 6 MO LIBOR 10/24/2005 CWHL CWHL 0 0.25
106633339 2.25 1 2.25 6 MO LIBOR 9/15/2005 CWHL CWHL 0 0.25
106631538 2.25 2 2.25 6 MO LIBOR 10/25/2005 CWHL CWHL 0 0.25
106631066 4.375 2 4.375 6 MO LIBOR 10/7/2005 CWHL CWHL 0 0.25
106624178 2.25 1 2.25 6 MO LIBOR 9/15/2005 CWHL CWHL 0 0.25
106605871 2.25 2 2.25 6 MO LIBOR 10/25/2005 CWHL CWHL 0 0.25
106605775 2.25 2 2.25 6 MO LIBOR 10/21/2005 CWHL CWHL 0 0.25
106595590 2.25 2 2.25 6 MO LIBOR 11/14/2005 CWHL CWHL 0 0.25
106595198 2.25 2 2.25 6 MO LIBOR 10/22/2005 CWHL CWHL 0 0.25
106589661 2.25 1 2.25 6 MO LIBOR 10/1/2005 CWHL CWHL 0 0.25
106588325 2.25 1 2.25 6 MO LIBOR 10/6/2005 CWHL CWHL 0 0.25
106588101 2.25 2 2.25 6 MO LIBOR 10/20/2005 CWHL CWHL 0 0.25
106587685 3.875 2 3.875 6 MO LIBOR 10/6/2005 CWHL CWHL 0 0.25
106587573 2.75 1 2.75 6 MO LIBOR 10/5/2005 CWHL CWHL 0 0.25
106585485 2.25 2 2.25 6 MO LIBOR 11/3/2005 CWHL CWHL 0 0.25
106585125 2.25 2 2.25 6 MO LIBOR 10/21/2005 CWHL CWHL 0 0.25
106576827 2.25 2 2.25 6 MO LIBOR 10/26/2005 CWHL CWHL 0 0.25
106576099 2.25 2 2.25 6 MO LIBOR 10/31/2005 CWHL CWHL 0 0.25
106575691 2.25 2 2.25 6 MO LIBOR 10/29/2005 CWHL CWHL 0 0.25
106572058 2.25 2 2.25 6 MO LIBOR 10/31/2005 CWHL CWHL 0 0.25
106560057 2.25 2 2.25 6 MO LIBOR 11/7/2005 CWHL CWHL 0 0.25
106559313 2.25 2 2.25 6 MO LIBOR 10/26/2005 CWHL CWHL 0 0.25
106553704 2.25 2 2.25 6 MO LIBOR 10/10/2005 CWHL CWHL 0 0.25
106552040 2.25 2 2.25 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
106544287 2.25 2 2.25 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
106539870 2.25 2 2.25 6 MO LIBOR 10/26/2005 CWHL CWHL 0 0.25
106537022 2.25 2 2.25 6 MO LIBOR 11/3/2005 CWHL CWHL 0 0.25
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
--------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
106536566 Primary PUD 360 358 95 6.125 12/1/2005 1/1/2006 11/1/2035
106532445 Secondary SFR 360 357 80 7 11/1/2005 2/1/2006 10/1/2035
106526140 Primary SFR 360 359 80 5.75 1/1/2006 1/1/2006 12/1/2035
106518371 Primary SFR 360 358 75 6.875 12/1/2005 1/1/2006 11/1/2035
106516131 Investor PUD 360 358 90 6.375 12/1/2005 1/1/2006 11/1/2035
106512307 Primary PUD 360 358 80 6.75 12/1/2005 1/1/2006 11/1/2035
106511499 Primary PUD 360 358 80 6.75 12/1/2005 2/1/2006 11/1/2035
106510947 Investor SFR 360 358 80 7 12/1/2005 1/1/2006 11/1/2035
106509434 Primary PUD 360 358 90 6.125 12/1/2005 1/1/2006 11/1/2035
106502801 Primary SFR 360 359 80 6 1/1/2006 2/1/2006 12/1/2035
106500873 Primary SFR 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
106499193 Primary SFR 360 359 78.63 7 1/1/2006 1/1/2006 12/1/2035
106498809 Investor 2-Family 360 358 80 7 12/1/2005 1/1/2006 11/1/2035
106490016 Primary SFR 360 358 75 6.875 12/1/2005 1/1/2006 11/1/2035
106483423 Primary PUD 360 357 80 6.375 11/1/2005 2/1/2006 10/1/2035
106477278 Primary Condominium 360 359 80 6.375 1/1/2006 1/1/2006 12/1/2035
106459948 Primary PUD 341 340 46.85 6.5 1/1/2006 1/1/2006 5/1/2034
106454315 Primary SFR 360 358 90 6.625 12/1/2005 1/1/2006 11/1/2035
106453867 Primary PUD 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
106449403 Primary PUD 360 358 75 5.375 12/1/2005 2/1/2006 11/1/2035
106446114 Primary SFR 360 359 71.86 6.375 1/1/2006 1/1/2006 12/1/2035
106444890 Primary SFR 360 358 80 6.5 12/1/2005 1/1/2006 11/1/2035
106443482 Investor PUD 360 358 80 6.5 12/1/2005 1/1/2006 11/1/2035
106428552 Primary SFR 360 359 90 6.875 1/1/2006 1/1/2006 12/1/2035
106426240 Primary Condominium 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
106419007 Secondary Condominium 360 357 80 7.25 11/1/2005 1/1/2006 10/1/2035
106412118 Investor SFR 360 358 75 7 12/1/2005 1/1/2006 11/1/2035
106407934 Primary PUD 360 358 54.96 5.5 12/1/2005 1/1/2006 11/1/2035
106406045 Primary SFR 360 358 79.93 5.875 12/1/2005 2/1/2006 11/1/2035
106400493 Primary PUD 360 358 72.4 5.5 12/1/2005 1/1/2006 11/1/2035
106399029 Primary SFR 360 358 80 6.375 12/1/2005 2/1/2006 11/1/2035
106394588 Primary SFR 360 359 68.52 6.375 1/1/2006 2/1/2006 12/1/2035
106393284 Primary SFR 360 358 87.78 5.875 12/1/2005 1/1/2006 11/1/2035
106388259 Primary PUD 360 358 80 5.375 12/1/2005 2/1/2006 11/1/2035
106382794 Investor SFR 360 356 80 7.125 10/1/2005 1/1/2006 9/1/2035
106379538 Primary PUD 360 357 80 5.75 11/1/2005 1/1/2006 10/1/2035
106379394 Secondary SFR 360 358 64.43 6.125 12/1/2005 1/1/2006 11/1/2035
106379370 Primary Condominium 360 357 64.94 5.875 11/1/2005 2/1/2006 10/1/2035
106373161 Secondary PUD 360 357 74.99 5.875 11/1/2005 1/1/2006 10/1/2035
106371345 Primary SFR 360 359 80 7.75 1/1/2006 1/1/2006 12/1/2035
106370697 Primary Condominium 360 358 65.31 8 12/1/2005 1/1/2006 11/1/2035
106368721 Primary SFR 360 358 59.23 6.625 12/1/2005 1/1/2006 11/1/2035
106368625 Primary SFR 360 359 65.97 6 1/1/2006 1/1/2006 12/1/2035
106367433 Primary SFR 360 358 75.71 5.875 12/1/2005 1/1/2006 11/1/2035
106360880 Primary PUD 360 359 80 6 1/1/2006 1/1/2006 12/1/2035
106360032 Primary SFR 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
106346174 Investor Condominium 360 359 77.54 7.25 1/1/2006 1/1/2006 12/1/2035
106342733 Investor Condominium 360 359 79.43 7.125 1/1/2006 1/1/2006 12/1/2035
106336509 Primary PUD 360 359 45.47 5 1/1/2006 1/1/2006 12/1/2035
106322763 Primary SFR 360 359 70 6 1/1/2006 2/1/2006 12/1/2035
106320851 Secondary PUD 360 358 80 6.875 12/1/2005 1/1/2006 11/1/2035
106320755 Primary PUD 360 359 70 6.75 1/1/2006 1/1/2006 12/1/2035
106318970 Primary SFR 360 359 80 6.625 1/1/2006 1/1/2006 12/1/2035
106318514 Primary Condominium 360 358 80 6.375 12/1/2005 2/1/2006 11/1/2035
106309105 Primary SFR 360 359 80 6.25 1/1/2006 1/1/2006 12/1/2035
106303465 Primary PUD 360 358 68.78 6.25 12/1/2005 2/1/2006 11/1/2035
106298400 Primary SFR 360 358 45.38 6.125 12/1/2005 2/1/2006 11/1/2035
106288135 Primary 2-Family 360 358 90 6.625 12/1/2005 3/1/2006 11/1/2035
106286214 Investor PUD 360 358 80 7.25 12/1/2005 1/1/2006 11/1/2035
106283934 Investor PUD 360 357 79.99 5.875 11/1/2005 1/1/2006 10/1/2035
106282438 Primary SFR 360 358 55.92 6 12/1/2005 1/1/2006 11/1/2035
106281286 Primary PUD 360 359 80 6.625 1/1/2006 1/1/2006 12/1/2035
106281126 Primary Condominium 360 359 79.41 7 1/1/2006 2/1/2006 12/1/2035
106279806 Investor SFR 360 358 80 6 12/1/2005 1/1/2006 11/1/2035
106275949 Primary SFR 360 358 73.68 5.875 12/1/2005 1/1/2006 11/1/2035
106275165 Primary SFR 360 358 80 6.5 12/1/2005 2/1/2006 11/1/2035
106273141 Primary PUD 360 359 62.5 5.75 1/1/2006 2/1/2006 12/1/2035
106261443 Primary PUD 360 358 80 6.625 12/1/2005 2/1/2006 11/1/2035
106261155 Investor SFR 360 357 73.4 6.25 11/1/2005 1/1/2006 10/1/2035
LOANID PANDI PTDATE OBAL COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
--------- -------- --------- ------------ ------------ -------- ----------- ------------ --------- -------
106536566 945.55 12/1/2005 185,250.00 185,250.00 Purchase Full 195,000.00 11/1/2010 12.125
106532445 5,833.33 1/1/2006 1,000,000.00 1,000,000.00 Purchase Reduced 1,250,000.00 10/1/2010 13
106526140 910.42 1/1/2006 190,000.00 190,000.00 Purchase Alternative 238,000.00 12/1/2010 11.75
106518371 2,578.13 12/1/2005 450,000.00 450,000.00 Purchase Reduced 605,000.00 11/1/2010 12.875
106516131 898.88 12/1/2005 169,200.00 168,816.85 Purchase Full 188,000.00 11/1/2010 12.375
106512307 2,989.89 12/1/2005 531,536.00 531,536.00 Purchase Alternative 715,000.00 11/1/2010 12.75
106511499 1,207.89 1/1/2006 214,736.00 214,736.00 Purchase Reduced 270,000.00 11/1/2010 12.75
106510947 2,100.00 12/1/2005 360,000.00 360,000.00 Purchase Reduced 470,000.00 11/1/2010 13
106509434 1,207.70 12/1/2005 236,610.00 236,610.00 Purchase Reduced 263,000.00 11/1/2010 12.125
106502801 1,400.00 1/1/2006 280,000.00 280,000.00 C/O Refi Reduced 350,000.00 12/1/2010 12
106500873 1,586.25 12/1/2005 324,000.00 324,000.00 C/O Refi Reduced 405,000.00 11/1/2010 9.95
106499193 1,073.33 1/1/2006 184,000.00 184,000.00 R/T Refi Reduced 234,000.00 12/1/2010 13
106498809 1,913.33 12/1/2005 328,000.00 328,000.00 Purchase Reduced 410,000.00 11/1/2010 12
106490016 1,912.11 12/1/2005 333,750.00 333,750.00 C/O Refi NINA 445,000.00 11/1/2010 12.875
106483423 3,166.25 1/1/2006 596,000.00 596,000.00 R/T Refi Reduced 745,000.00 10/1/2010 12.375
106477278 2,433.13 1/1/2006 458,000.00 458,000.00 Purchase NINA 572,500.00 12/1/2010 12.375
106459948 2,474.06 1/1/2006 456,750.00 456,750.00 R/T Refi Reduced 975,000.00 12/1/2010 12.5
106454315 1,739.06 12/1/2005 315,000.00 314,780.91 C/O Refi Full 350,000.00 11/1/2010 12.625
106453867 1,673.60 12/1/2005 321,600.00 321,250.00 Purchase Reduced 403,000.00 11/1/2010 12.25
106449403 1,108.59 1/1/2006 247,500.00 247,499.27 C/O Refi Full 330,000.00 11/1/2010 11.375
106446114 3,187.50 1/1/2006 600,000.00 600,000.00 C/O Refi Reduced 835,000.00 12/1/2010 12.375
106444890 2,036.67 12/1/2005 376,000.00 376,000.00 C/O Refi Reduced 470,000.00 11/1/2010 12.5
106443482 513.5 12/1/2005 94,800.00 94,800.00 Purchase Reduced 121,000.00 11/1/2010 12.5
106428552 1,782.72 1/1/2006 271,372.00 271,144.02 Purchase NINA 317,000.00 12/1/2010 12.875
106426240 1,437.50 12/1/2005 276,000.00 276,000.00 Purchase Reduced 345,000.00 11/1/2010 12.25
106419007 1,580.50 12/1/2005 261,600.00 261,600.00 Purchase Reduced 340,000.00 10/1/2010 12.25
106412118 1,780.63 12/1/2005 305,250.00 305,150.00 C/O Refi Reduced 407,000.00 11/1/2010 13
106407934 2,337.50 12/1/2005 510,000.00 510,000.00 R/T Refi Full 928,000.00 11/1/2010 11.5
106406045 436.17 1/1/2006 89,200.00 89,089.51 R/T Refi Reduced 111,600.00 11/1/2010 11.875
106400493 2,007.50 12/1/2005 438,000.00 438,000.00 C/O Refi Alternative 605,000.00 11/1/2010 11.5
106399029 1,287.75 1/1/2006 242,400.00 242,400.00 Purchase SISA 348,000.00 11/1/2010 12.375
106394588 982.81 1/1/2006 185,000.00 185,000.00 C/O Refi Reduced 270,000.00 12/1/2010 12.375
106393284 1,740.47 12/1/2005 355,500.00 355,500.00 C/O Refi Full 405,000.00 11/1/2010 11.875
106388259 793.7 1/1/2006 141,740.00 141,421.65 Purchase Full 200,000.00 11/1/2010 11.375
106382794 898.07 12/1/2005 133,300.00 132,869.79 Purchase Reduced 167,000.00 9/1/2010 12.125
106379538 1,399.17 12/1/2005 292,000.00 292,000.00 Purchase Full 367,000.00 10/1/2010 10.75
106379394 638.02 12/1/2005 125,000.00 125,000.00 C/O Refi Reduced 194,000.00 11/1/2010 12.125
106379370 4,895.83 1/1/2006 1,000,000.00 1,000,000.00 C/O Refi Full 1,540,000.00 10/1/2010 10.875
106373161 1,725.29 12/1/2005 352,400.00 352,400.00 Purchase Reduced 470,000.00 10/1/2010 11.875
106371345 2,170.00 1/1/2006 336,000.00 336,000.00 C/O Refi NINA 420,000.00 12/1/2010 13.75
106370697 696.67 12/1/2005 104,500.00 104,500.00 C/O Refi NINA 160,000.00 11/1/2010 14
106368721 2,125.52 12/1/2005 385,000.00 385,000.00 C/O Refi NINA 650,000.00 11/1/2010 12.625
106368625 1,105.00 1/1/2006 221,000.00 221,000.00 C/O Refi SISA 335,000.00 12/1/2010 12
106367433 680.27 12/1/2005 115,000.00 114,764.93 Purchase NINA 152,000.00 11/1/2010 11.875
106360880 2,108.00 1/1/2006 421,600.00 421,600.00 C/O Refi Full 527,000.00 12/1/2010 12
106360032 4,465.00 12/1/2005 912,000.00 912,000.00 Purchase Reduced 1,140,000.00 11/1/2010 11.875
106346174 950.96 1/1/2006 157,400.00 157,400.00 R/T Refi Reduced 203,000.00 12/1/2010 13.25
106342733 1,485.56 1/1/2006 250,200.00 250,200.00 R/T Refi Reduced 315,000.00 12/1/2010 13.125
106336509 3,031.25 1/1/2006 727,500.00 727,500.00 Purchase Alternative 1,600,000.00 12/1/2010 11
106322763 1,785.00 1/1/2006 357,000.00 357,000.00 C/O Refi Reduced 510,000.00 12/1/2010 12
106320851 1,501.80 12/1/2005 262,132.00 262,132.00 Purchase Reduced 330,000.00 11/1/2010 12.875
106320755 3,622.50 1/1/2006 644,000.00 644,000.00 C/O Refi Reduced 920,000.00 12/1/2010 12.75
106318970 1,146.13 1/1/2006 207,600.00 207,600.00 Purchase Reduced 260,000.00 12/1/2010 12.625
106318514 1,253.75 1/1/2006 236,000.00 236,000.00 Purchase Reduced 298,000.00 11/1/2010 12.375
106309105 718.75 1/1/2006 138,000.00 138,000.00 Purchase Full 173,000.00 12/1/2010 12.25
106303465 2,489.58 1/1/2006 478,000.00 478,000.00 C/O Refi Reduced 695,000.00 11/1/2010 12.25
106298400 903.44 1/1/2006 177,000.00 177,000.00 C/O Refi Full 390,000.00 11/1/2010 12.125
106288135 2,161.05 2/1/2006 337,500.00 336,859.36 Purchase Reduced 375,000.00 11/1/2010 12.625
106286214 2,828.93 12/1/2005 468,236.00 468,236.00 Purchase Reduced 585,500.00 11/1/2010 12.25
106283934 2,503.97 12/1/2005 511,450.00 511,450.00 Purchase Full 650,000.00 10/1/2010 10.875
106282438 1,370.00 12/1/2005 274,000.00 274,000.00 C/O Refi Full 490,000.00 11/1/2010 12
106281286 3,467.08 1/1/2006 628,000.00 628,000.00 C/O Refi Reduced 785,000.00 12/1/2010 12.625
106281126 708.75 1/1/2006 121,500.00 121,500.00 R/T Refi Reduced 153,000.00 12/1/2010 13
106279806 3,000.00 12/1/2005 600,000.00 600,000.00 Purchase Reduced 750,000.00 11/1/2010 12
106275949 1,370.83 12/1/2005 280,000.00 280,000.00 C/O Refi SISA 380,000.00 11/1/2010 11.875
106275165 2,145.00 1/1/2006 396,000.00 396,000.00 C/O Refi Reduced 495,000.00 11/1/2010 12.5
106273141 2,036.46 1/1/2006 425,000.00 425,000.00 Purchase NINA 697,000.00 12/1/2010 11.75
106261443 1,722.50 1/1/2006 312,000.00 312,000.00 C/O Refi Reduced 390,000.00 11/1/2010 12.625
106261155 1,873.18 12/1/2005 359,650.00 359,650.00 C/O Refi Reduced 490,000.00 10/1/2010 12.25
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
--------- ----- ------ ------ ---------- ---------- ---------- -------- ---- ------
106536566 2.25 2 2.25 6 MO LIBOR 10/28/2005 CWHL CWHL 0 0.25
106532445 2.25 2 2.25 6 MO LIBOR 9/30/2005 CWHL CWHL 0 0.25
106526140 2.25 2 2.25 6 MO LIBOR 11/10/2005 CWHL CWHL 0 0.25
106518371 2.25 2 2.25 6 MO LIBOR 10/31/2005 CWHL CWHL 0 0.25
106516131 2.25 2 2.25 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
106512307 2.25 2 2.25 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
106511499 2.25 2 2.25 6 MO LIBOR 10/19/2005 CWHL CWHL 0 0.25
106510947 2.25 2 2.25 6 MO LIBOR 10/26/2005 CWHL CWHL 0 0.25
106509434 2.25 2 2.25 6 MO LIBOR 10/24/2005 CWHL CWHL 0 0.25
106502801 2.25 2 2.25 6 MO LIBOR 11/4/2005 CWHL CWHL 0 0.25
106500873 2.25 2 2.25 6 MO LIBOR 9/26/2005 CWHL CWHL 0 0.25
106499193 2.25 2 2.25 6 MO LIBOR 11/21/2005 CWHL CWHL 0 0.25
106498809 4.5 1 4.5 6 MO LIBOR 10/4/2005 CWHL CWHL 0 0.25
106490016 2.25 2 2.25 6 MO LIBOR 10/21/2005 CWHL CWHL 0 0.25
106483423 2.25 2 2.25 6 MO LIBOR 9/21/2005 CWHL CWHL 0 0.25
106477278 2.25 2 2.25 6 MO LIBOR 11/7/2005 CWHL CWHL 0 0.25
106459948 2.25 2 2.25 6 MO LIBOR 11/14/2005 CWHL CWHL 0 0.25
106454315 2.875 2 2.875 6 MO LIBOR 10/28/2005 CWHL CWHL 0.49 0.25
106453867 2.25 2 2.25 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
106449403 2.25 2 2.25 6 MO LIBOR 10/24/2005 CWHL CWHL 0 0.25
106446114 2.25 2 2.25 6 MO LIBOR 11/2/2005 CWHL CWHL 0 0.25
106444890 2.25 2 2.25 6 MO LIBOR 10/19/2005 CWHL CWHL 0 0.25
106443482 2.25 2 2.25 6 MO LIBOR 10/31/2005 CWHL CWHL 0 0.25
106428552 2.25 2 2.25 6 MO LIBOR 11/14/2005 CWHL CWHL 0 0.25
106426240 2.25 2 2.25 6 MO LIBOR 10/20/2005 CWHL CWHL 0 0.25
106419007 5 1 5 6 MO LIBOR 9/28/2005 CWHL CWHL 0 0.25
106412118 2.25 2 2.25 6 MO LIBOR 10/25/2005 CWHL CWHL 0 0.25
106407934 2.25 2 2.25 6 MO LIBOR 10/20/2005 CWHL CWHL 0 0.25
106406045 2.25 2 2.25 6 MO LIBOR 10/20/2005 CWHL CWHL 0 0.25
106400493 2.25 2 2.25 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
106399029 2.25 2 2.25 6 MO LIBOR 10/31/2005 CWHL CWHL 0 0.25
106394588 2.25 2 2.25 6 MO LIBOR 10/31/2005 CWHL CWHL 0 0.25
106393284 2.25 2 2.25 6 MO LIBOR 10/14/2005 CWHL CWHL 0 0.25
106388259 2.25 2 2.25 6 MO LIBOR 10/26/2005 CWHL CWHL 0 0.25
106382794 2.25 1 2.25 6 MO LIBOR 8/5/2005 CWHL CWHL 0 0.25
106379538 2.25 1 2.25 6 MO LIBOR 9/20/2005 CWHL CWHL 0 0.25
106379394 2.25 2 2.25 6 MO LIBOR 10/18/2005 CWHL CWHL 0 0.25
106379370 2.25 1 2.25 6 MO LIBOR 9/23/2005 CWHL CWHL 0 0.25
106373161 2.25 2 2.25 6 MO LIBOR 9/21/2005 CWHL CWHL 0 0.25
106371345 2.25 2 2.25 6 MO LIBOR 11/17/2005 CWHL CWHL 0 0.25
106370697 2.25 2 2.25 6 MO LIBOR 10/14/2005 CWHL CWHL 0 0.25
106368721 2.25 2 2.25 6 MO LIBOR 10/24/2005 CWHL CWHL 0 0.25
106368625 2.25 2 2.25 6 MO LIBOR 11/16/2005 CWHL CWHL 0 0.25
106367433 2.25 2 2.25 6 MO LIBOR 10/28/2005 CWHL CWHL 0 0.25
106360880 2.25 2 2.25 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
106360032 2.375 2 2.375 6 MO LIBOR 10/12/2005 CWHL CWHL 0 0.25
106346174 2.25 2 2.25 6 MO LIBOR 11/4/2005 CWHL CWHL 0 0.25
106342733 2.25 2 2.25 6 MO LIBOR 11/30/2005 CWHL CWHL 0 0.25
106336509 2.25 2 2.25 6 MO LIBOR 11/16/2005 CWHL CWHL 0 0.25
106322763 2.25 2 2.25 6 MO LIBOR 11/3/2005 CWHL CWHL 0 0.25
106320851 2.25 2 2.25 6 MO LIBOR 10/21/2005 CWHL CWHL 0 0.25
106320755 2.25 2 2.25 6 MO LIBOR 11/12/2005 CWHL CWHL 0 0.25
106318970 2.25 2 2.25 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
106318514 2.25 2 2.25 6 MO LIBOR 10/31/2005 CWHL CWHL 0 0.25
106309105 2.25 2 2.25 6 MO LIBOR 11/4/2005 CWHL CWHL 0 0.25
106303465 2.25 2 2.25 6 MO LIBOR 10/14/2005 CWHL CWHL 0 0.25
106298400 2.25 2 2.25 6 MO LIBOR 10/19/2005 CWHL CWHL 0 0.25
106288135 2.25 2 2.25 6 MO LIBOR 10/13/2005 CWHL CWHL 0 0.25
106286214 3.75 1 3.75 6 MO LIBOR 10/6/2005 CWHL CWHL 0 0.25
106283934 2.25 1 2.25 6 MO LIBOR 9/30/2005 CWHL CWHL 0 0.25
106282438 2.25 2 2.25 6 MO LIBOR 10/19/2005 CWHL CWHL 0 0.25
106281286 2.25 2 2.25 6 MO LIBOR 11/2/2005 CWHL CWHL 0 0.25
106281126 2.25 2 2.25 6 MO LIBOR 11/3/2005 CWHL CWHL 0 0.25
106279806 2.25 2 2.25 6 MO LIBOR 10/25/2005 CWHL CWHL 0 0.25
106275949 2.25 2 2.25 6 MO LIBOR 10/21/2005 CWHL CWHL 0 0.25
106275165 2.25 2 2.25 6 MO LIBOR 10/20/2005 CWHL CWHL 0 0.25
106273141 2.25 2 2.25 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
106261443 2.25 2 2.25 6 MO LIBOR 10/26/2005 CWHL CWHL 0 0.25
106261155 2.25 2 2.25 6 MO LIBOR 9/23/2005 CWHL CWHL 0 0.25
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
--------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
106255835 Primary PUD 360 357 79.98 6.625 11/1/2005 1/1/2006 10/1/2035
106250458 Primary SFR 360 359 69.44 6 1/1/2006 2/1/2006 12/1/2035
106241977 Primary Condominium 360 359 80 5.5 1/1/2006 2/1/2006 12/1/2035
106230143 Primary Condominium 360 358 78.88 6.625 12/1/2005 1/1/2006 11/1/2035
106226999 Primary Condominium 360 358 80 6.75 12/1/2005 1/1/2006 11/1/2035
106223983 Primary PUD 360 358 73.12 6.5 12/1/2005 2/1/2006 11/1/2035
106219062 Primary SFR 360 358 65 6.25 12/1/2005 1/1/2006 11/1/2035
106209621 Primary SFR 360 358 79.47 6 12/1/2005 1/1/2006 11/1/2035
106204484 Investor PUD 360 357 80 6.5 11/1/2005 1/1/2006 10/1/2035
106204444 Investor PUD 360 357 85 6.75 11/1/2005 1/1/2006 10/1/2035
106196907 Secondary PUD 360 356 95 6.875 10/1/2005 1/1/2006 9/1/2035
106193507 Primary SFR 360 358 72.41 6.5 12/1/2005 1/1/2006 11/1/2035
106171704 Primary Condominium 360 358 80 6.5 12/1/2005 1/1/2006 11/1/2035
106159134 Primary SFR 360 359 80 6.5 1/1/2006 1/1/2006 12/1/2035
106156806 Primary SFR 360 358 80 6.125 12/1/2005 1/1/2006 11/1/2035
106154734 Primary SFR 360 358 80 6.75 12/1/2005 2/1/2006 11/1/2035
106154262 Primary SFR 360 358 74.04 6.25 12/1/2005 1/1/2006 11/1/2035
106143773 Primary Condominium 360 358 79.55 6.875 12/1/2005 2/1/2006 11/1/2035
106138764 Investor SFR 360 358 85 7 12/1/2005 1/1/2006 11/1/2035
106132787 Primary Condominium 360 358 80 6.125 12/1/2005 2/1/2006 11/1/2035
106125066 Primary PUD 360 358 90 6.25 12/1/2005 1/1/2006 11/1/2035
106122002 Primary Condominium 360 358 90 6.125 12/1/2005 2/1/2006 11/1/2035
106092766 Investor 3-Family 360 358 75 7.875 12/1/2005 1/1/2006 11/1/2035
106092654 Investor SFR 360 358 75 7.25 12/1/2005 1/1/2006 11/1/2035
106092366 Primary SFR 360 359 89.97 6.75 1/1/2006 1/1/2006 12/1/2035
106079300 Primary Condominium 360 359 80 6.125 1/1/2006 2/1/2006 12/1/2035
106070883 Primary Condominium 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
106066315 Primary PUD 360 358 80 6 12/1/2005 1/1/2006 11/1/2035
106062266 Primary PUD 360 359 80 6 1/1/2006 1/1/2006 12/1/2035
106056826 Primary SFR 360 359 53.42 6.5 1/1/2006 1/1/2006 12/1/2035
106044376 Primary PUD 360 357 80 6.375 11/1/2005 1/1/2006 10/1/2035
106035159 Investor Condominium 360 358 79.94 5.75 12/1/2005 2/1/2006 11/1/2035
106034655 Primary PUD 360 358 90 7.75 12/1/2005 1/1/2006 11/1/2035
106031775 Primary SFR 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
106022501 Investor Condominium 360 359 80 6.375 1/1/2006 2/1/2006 12/1/2035
106000435 Investor SFR 360 358 80 6.75 12/1/2005 2/1/2006 11/1/2035
105992770 Primary SFR 360 358 80 6 12/1/2005 1/1/2006 11/1/2035
105987521 Primary Condominium 360 358 78.39 6.75 12/1/2005 1/1/2006 11/1/2035
105987489 Primary Condominium 360 358 80 6 12/1/2005 1/1/2006 11/1/2035
105983280 Primary PUD 360 358 80 5.625 12/1/2005 1/1/2006 11/1/2035
105971103 Investor Condominium 360 358 80 7.375 12/1/2005 1/1/2006 11/1/2035
105955917 Primary PUD 360 358 80 5.625 12/1/2005 1/1/2006 11/1/2035
105953157 Primary Condominium 360 359 80 6.125 1/1/2006 1/1/2006 12/1/2035
105945100 Investor PUD 360 358 90 6.5 12/1/2005 2/1/2006 11/1/2035
105938243 Primary Condominium 360 358 80 6.125 12/1/2005 1/1/2006 11/1/2035
105936467 Investor Condominium 360 358 80 7.125 12/1/2005 1/1/2006 11/1/2035
105933538 Investor SFR 360 359 80 5.875 1/1/2006 1/1/2006 12/1/2035
105932994 Investor SFR 360 357 80 5.875 11/1/2005 1/1/2006 10/1/2035
105923881 Primary SFR 360 358 74.58 6 12/1/2005 1/1/2006 11/1/2035
105920809 Secondary PUD 360 358 79.98 6 12/1/2005 2/1/2006 11/1/2035
105912552 Primary SFR 360 358 80 5.5 12/1/2005 1/1/2006 11/1/2035
105888205 Primary SFR 360 358 80 6.75 12/1/2005 1/1/2006 11/1/2035
105885020 Primary 2-Family 360 359 80 6 1/1/2006 1/1/2006 12/1/2035
105870066 Primary PUD 360 357 80 6.875 11/1/2005 2/1/2006 10/1/2035
105869770 Primary PUD 360 357 80 6.5 11/1/2005 2/1/2006 10/1/2035
105869034 Primary Condominium 360 358 69.16 6.75 12/1/2005 1/1/2006 11/1/2035
105845583 Primary SFR 360 358 71.02 6.125 12/1/2005 1/1/2006 11/1/2035
105837374 Primary Condominium 360 358 80 5.75 12/1/2005 1/1/2006 11/1/2035
105821324 Primary Condominium 360 358 69.95 6.875 12/1/2005 1/1/2006 11/1/2035
105817988 Primary SFR 360 358 80 6.375 12/1/2005 1/1/2006 11/1/2035
105817492 Secondary SFR 360 357 95 6.125 11/1/2005 2/1/2006 10/1/2035
105768526 Primary SFR 360 359 79.99 6.375 1/1/2006 1/1/2006 12/1/2035
105765069 Primary SFR 360 358 75 6 12/1/2005 1/1/2006 11/1/2035
105739322 Primary SFR 360 358 51.95 5.5 12/1/2005 1/1/2006 11/1/2035
105717311 Primary SFR 360 358 59.42 5.75 12/1/2005 1/1/2006 11/1/2035
105717303 Investor SFR 360 358 66.19 6.75 12/1/2005 1/1/2006 11/1/2035
105712927 Primary PUD 360 358 75 6.5 12/1/2005 1/1/2006 11/1/2035
105693020 Primary SFR 360 357 80 5.25 11/1/2005 1/1/2006 10/1/2035
105649543 Primary Condominium 360 358 65.43 5.625 12/1/2005 1/1/2006 11/1/2035
LOANID PANDI PTDATE OBAL COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
--------- -------- --------- ------------ ------------ -------- ----------- ------------ --------- -------
106255835 1,712.01 12/1/2005 310,100.00 310,100.00 Purchase Reduced 388,000.00 10/1/2010 12.625
106250458 2,500.00 1/1/2006 500,000.00 500,000.00 C/O Refi Full 720,000.00 12/1/2010 12
106241977 872.5 1/1/2006 190,392.00 190,364.63 Purchase Alternative 240,000.00 12/1/2010 11.5
106230143 981.6 12/1/2005 177,800.00 177,800.00 Purchase Reduced 238,000.00 11/1/2010 12.625
106226999 1,804.50 12/1/2005 320,800.00 320,799.50 Purchase Reduced 407,000.00 11/1/2010 12.75
106223983 1,002.08 1/1/2006 185,000.00 185,000.00 C/O Refi Full 253,000.00 11/1/2010 12.5
106219062 5,078.13 12/1/2005 975,000.00 975,000.00 C/O Refi Reduced 1,500,000.00 11/1/2010 12.25
106209621 2,245.00 12/1/2005 449,000.00 449,000.00 C/O Refi Full 565,000.00 11/1/2010 12
106204484 1,863.33 12/1/2005 344,000.00 344,000.00 C/O Refi Full 430,000.00 10/1/2010 12.5
106204444 1,502.56 12/1/2005 267,122.00 267,122.00 Purchase Reduced 315,000.00 10/1/2010 12.75
106196907 1,172.78 12/1/2005 178,524.00 177,918.86 Purchase Full 190,000.00 9/1/2010 11.875
106193507 1,137.50 12/1/2005 210,000.00 210,000.00 C/O Refi Full 290,000.00 11/1/2010 12.5
106171704 858 12/1/2005 158,400.00 158,400.00 Purchase Reduced 198,000.00 11/1/2010 12.5
106159134 1,070.33 1/1/2006 197,600.00 197,600.00 Purchase Reduced 247,000.00 12/1/2010 12.5
106156806 1,061.67 12/1/2005 208,000.00 208,000.00 Purchase Reduced 290,000.00 11/1/2010 12.125
106154734 1,080.00 1/1/2006 192,000.00 192,000.00 C/O Refi Reduced 240,000.00 11/1/2010 12.75
106154262 1,098.96 12/1/2005 211,000.00 211,000.00 C/O Refi Reduced 285,000.00 11/1/2010 12.25
106143773 1,002.60 1/1/2006 175,000.00 175,000.00 R/T Refi Reduced 220,000.00 11/1/2010 12.875
106138764 636.4 12/1/2005 109,097.00 109,097.00 Purchase Full 128,350.00 11/1/2010 13
106132787 1,396.50 1/1/2006 273,600.00 273,600.00 Purchase Reduced 342,000.00 11/1/2010 12.125
106125066 1,882.56 12/1/2005 305,750.00 305,168.27 Purchase Reduced 341,000.00 11/1/2010 12.25
106122002 689.06 1/1/2006 135,000.00 135,000.00 C/O Refi NINA 150,000.00 11/1/2010 12.125
106092766 951.66 12/1/2005 131,250.00 131,068.75 Purchase Reduced 190,000.00 11/1/2010 13.875
106092654 537.22 12/1/2005 78,750.00 78,626.75 Purchase Reduced 140,000.00 11/1/2010 13.25
106092366 804.66 1/1/2006 143,050.00 143,050.00 R/T Refi Full 159,000.00 12/1/2010 12.75
106079300 1,878.33 1/1/2006 368,000.00 368,000.00 Purchase Reduced 460,000.00 12/1/2010 12.125
106070883 2,278.57 12/1/2005 437,600.00 437,486.04 Purchase Reduced 560,000.00 11/1/2010 12.25
106066315 999.8 12/1/2005 199,960.00 199,960.00 Purchase Alternative 250,000.00 11/1/2010 12
106062266 2,460.00 1/1/2006 492,000.00 492,000.00 Purchase Full 615,000.00 12/1/2010 12
106056826 1,232.53 1/1/2006 195,000.00 194,823.72 C/O Refi Reduced 365,000.00 12/1/2010 12.5
106044376 897.87 12/1/2005 143,920.00 143,518.00 Purchase Reduced 182,000.00 10/1/2010 12.375
106035159 781.04 1/1/2006 163,000.00 163,000.00 Purchase Full 204,000.00 11/1/2010 11.75
106034655 1,424.06 12/1/2005 220,500.00 220,500.00 Purchase NINA 245,000.00 11/1/2010 13.75
106031775 822.92 12/1/2005 158,000.00 158,000.00 Purchase Reduced 198,500.00 11/1/2010 12.25
106022501 746.6 1/1/2006 140,536.00 140,536.00 Purchase Reduced 180,000.00 12/1/2010 12.375
106000435 4,499.99 1/1/2006 799,999.00 799,999.00 Purchase Full 1,000,000.00 11/1/2010 12.75
105992770 1,100.00 12/1/2005 220,000.00 220,000.00 C/O Refi SISA 275,000.00 11/1/2010 12
105987521 3,656.25 12/1/2005 650,000.00 650,000.00 Purchase Reduced 830,000.00 11/1/2010 12.75
105987489 1,620.00 12/1/2005 324,000.00 324,000.00 Purchase Reduced 420,000.00 11/1/2010 12
105983280 1,061.25 12/1/2005 226,400.00 226,400.00 R/T Refi Full 283,000.00 11/1/2010 11.625
105971103 1,416.00 12/1/2005 230,400.00 230,400.00 Purchase Alternative 290,000.00 11/1/2010 13.375
105955917 787.5 12/1/2005 168,000.00 168,000.00 Purchase Alternative 220,000.00 11/1/2010 11.625
105953157 1,204.58 1/1/2006 236,000.00 236,000.00 Purchase Reduced 295,000.00 12/1/2010 12.125
105945100 999.38 1/1/2006 184,500.00 184,500.00 Purchase Full 205,000.00 11/1/2010 12.5
105938243 759.42 12/1/2005 148,800.00 148,762.02 R/T Refi Reduced 186,000.00 11/1/2010 12.125
105936467 859.7 12/1/2005 144,792.00 144,792.00 Purchase Reduced 181,000.00 11/1/2010 13.125
105933538 1,586.25 1/1/2006 324,000.00 324,000.00 Purchase Reduced 408,740.00 12/1/2010 11.875
105932994 799 12/1/2005 163,200.00 163,200.00 Purchase Alternative 204,000.00 10/1/2010 11.875
105923881 1,995.00 12/1/2005 399,000.00 399,000.00 C/O Refi Full 535,000.00 11/1/2010 12
105920809 1,135.00 1/1/2006 227,000.00 227,000.00 Purchase Alternative 284,000.00 11/1/2010 12
105912552 1,576.67 12/1/2005 344,000.00 344,000.00 C/O Refi Full 430,000.00 11/1/2010 11.5
105888205 1,898.73 12/1/2005 337,552.00 337,552.00 Purchase Reduced 430,000.00 11/1/2010 12.75
105885020 1,780.00 1/1/2006 356,000.00 356,000.00 C/O Refi Full 445,000.00 12/1/2010 12
105870066 1,324.37 1/1/2006 201,600.00 201,088.97 C/O Refi NINA 252,000.00 10/1/2010 12.875
105869770 1,204.67 1/1/2006 222,400.00 222,400.00 C/O Refi Full 278,000.00 10/1/2010 12.5
105869034 599.06 12/1/2005 106,500.00 106,500.00 R/T Refi NINA 154,000.00 11/1/2010 12.75
105845583 4,621.82 12/1/2005 905,500.00 905,500.00 R/T Refi Reduced 1,275,000.00 11/1/2010 12.125
105837374 594.17 12/1/2005 124,000.00 124,000.00 C/O Refi Full 155,000.00 11/1/2010 11.75
105821324 733.14 12/1/2005 128,000.00 127,938.33 C/O Refi SISA 183,000.00 11/1/2010 12.875
105817988 786.25 12/1/2005 148,000.00 148,000.00 Purchase Full 192,000.00 11/1/2010 12.375
105817492 1,115.26 1/1/2006 218,500.00 218,500.00 Purchase Full 239,000.00 10/1/2010 12.125
105768526 1,029.30 1/1/2006 193,750.00 193,750.00 R/T Refi Reduced 242,225.00 12/1/2010 12.375
105765069 1,776.17 12/1/2005 296,250.00 295,658.69 C/O Refi SISA 395,000.00 11/1/2010 12
105739322 4,583.33 12/1/2005 1,000,000.00 1,000,000.00 C/O Refi Full 1,925,000.00 11/1/2010 11.5
105717311 2,448.54 12/1/2005 511,000.00 511,000.00 C/O Refi Reduced 860,000.00 11/1/2010 11.75
105717303 1,035.00 12/1/2005 184,000.00 184,000.00 R/T Refi Reduced 278,000.00 11/1/2010 12.75
105712927 1,088.75 12/1/2005 201,000.00 201,000.00 C/O Refi Reduced 268,000.00 11/1/2010 12.5
105693020 2,590.00 12/1/2005 592,000.00 591,869.87 R/T Refi Full 740,000.00 10/1/2010 11.25
105649543 1,185.47 12/1/2005 252,900.00 252,900.00 Purchase Full 391,000.00 11/1/2010 11.625
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
--------- ----- ------ ------ ---------- ---------- ---------- -------- ---- ------
106255835 2.25 2 2.25 6 MO LIBOR 9/21/2005 CWHL CWHL 0 0.25
106250458 2.25 2 2.25 6 MO LIBOR 11/25/2005 CWHL CWHL 0 0.25
106241977 2.25 2 2.25 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
106230143 2.25 2 2.25 6 MO LIBOR 10/11/2005 CWHL CWHL 0 0.25
106226999 2.25 2 2.25 6 MO LIBOR 10/24/2005 CWHL CWHL 0 0.25
106223983 2.25 2 2.25 6 MO LIBOR 10/19/2005 CWHL CWHL 0 0.25
106219062 2.25 2 2.25 6 MO LIBOR 10/26/2005 CWHL CWHL 0 0.25
106209621 2.25 2 2.25 6 MO LIBOR 10/24/2005 CWHL CWHL 0 0.25
106204484 2.25 2 2.25 6 MO LIBOR 9/15/2005 CWHL CWHL 0 0.25
106204444 2.25 2 2.25 6 MO LIBOR 9/19/2005 CWHL CWHL 0 0.25
106196907 3.375 1 3.375 6 MO LIBOR 8/31/2005 CWHL CWHL 0 0.25
106193507 2.25 2 2.25 6 MO LIBOR 10/31/2005 CWHL CWHL 0 0.25
106171704 2.25 2 2.25 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
106159134 2.25 2 2.25 6 MO LIBOR 11/7/2005 CWHL CWHL 0 0.25
106156806 2.25 2 2.25 6 MO LIBOR 10/26/2005 CWHL CWHL 0 0.25
106154734 2.25 2 2.25 6 MO LIBOR 10/13/2005 CWHL CWHL 0 0.25
106154262 2.25 2 2.25 6 MO LIBOR 10/26/2005 CWHL CWHL 0 0.25
106143773 2.25 2 2.25 6 MO LIBOR 10/28/2005 CWHL CWHL 0 0.25
106138764 3.125 2 3.125 6 MO LIBOR 10/10/2005 CWHL CWHL 0.56 0.25
106132787 2.25 2 2.25 6 MO LIBOR 10/12/2005 CWHL CWHL 0 0.25
106125066 2.25 2 2.25 6 MO LIBOR 10/19/2005 CWHL CWHL 0 0.25
106122002 2.25 2 2.25 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
106092766 2.25 2 2.25 6 MO LIBOR 10/20/2005 CWHL CWHL 0 0.25
106092654 2.25 2 2.25 6 MO LIBOR 10/20/2005 CWHL CWHL 0 0.25
106092366 2.75 2 2.75 6 MO LIBOR 11/3/2005 CWHL CWHL 0.33 0.25
106079300 2.25 2 2.25 6 MO LIBOR 11/3/2005 CWHL CWHL 0 0.25
106070883 2.25 2 2.25 6 MO LIBOR 10/25/2005 CWHL CWHL 0 0.25
106066315 2.25 2 2.25 6 MO LIBOR 10/12/2005 CWHL CWHL 0 0.25
106062266 2.25 2 2.25 6 MO LIBOR 11/10/2005 CWHL CWHL 0 0.25
106056826 2.25 2 2.25 6 MO LIBOR 10/26/2005 CWHL CWHL 0 0.25
106044376 2.25 2 2.25 6 MO LIBOR 10/7/2005 CWHL CWHL 0 0.25
106035159 2.25 2 2.25 6 MO LIBOR 10/5/2005 CWHL CWHL 0 0.25
106034655 2.25 2 2.25 6 MO LIBOR 11/3/2005 CWHL CWHL 0 0.25
106031775 2.25 2 2.25 6 MO LIBOR 10/6/2005 CWHL CWHL 0 0.25
106022501 2.25 2 2.25 6 MO LIBOR 11/9/2005 CWHL CWHL 0 0.25
106000435 2.25 2 2.25 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
105992770 2.25 2 2.25 6 MO LIBOR 10/26/2005 CWHL CWHL 0 0.25
105987521 2.25 2 2.25 6 MO LIBOR 10/24/2005 CWHL CWHL 0 0.25
105987489 2.25 2 2.25 6 MO LIBOR 10/4/2005 CWHL CWHL 0 0.25
105983280 2.25 2 2.25 6 MO LIBOR 10/21/2005 CWHL CWHL 0 0.25
105971103 2.25 2 2.25 6 MO LIBOR 10/21/2005 CWHL CWHL 0 0.25
105955917 2.25 2 2.25 6 MO LIBOR 10/21/2005 CWHL CWHL 0 0.25
105953157 2.25 2 2.25 6 MO LIBOR 11/7/2005 CWHL CWHL 0 0.25
105945100 2.25 2 2.25 6 MO LIBOR 10/20/2005 CWHL CWHL 0 0.25
105938243 2.25 2 2.25 6 MO LIBOR 10/25/2005 CWHL CWHL 0 0.25
105936467 2.25 2 2.25 6 MO LIBOR 10/17/2005 CWHL CWHL 0 0.25
105933538 2.25 2 2.25 6 MO LIBOR 11/2/2005 CWHL CWHL 0 0.25
105932994 2.25 2 2.25 6 MO LIBOR 10/3/2005 CWHL CWHL 0 0.25
105923881 2.25 2 2.25 6 MO LIBOR 10/7/2005 CWHL CWHL 0 0.25
105920809 2.25 2 2.25 6 MO LIBOR 10/19/2005 CWHL CWHL 0 0.25
105912552 2.25 2 2.25 6 MO LIBOR 10/12/2005 CWHL CWHL 0 0.25
105888205 2.25 2 2.25 6 MO LIBOR 10/26/2005 CWHL CWHL 0 0.25
105885020 2.25 2 2.25 6 MO LIBOR 11/10/2005 CWHL CWHL 0 0.25
105870066 3.375 2 3.375 6 MO LIBOR 9/13/2005 CWHL CWHL 0 0.25
105869770 5 2 5 6 MO LIBOR 9/14/2005 CWHL CWHL 0 0.25
105869034 2.25 2 2.25 6 MO LIBOR 10/12/2005 CWHL CWHL 0 0.25
105845583 2.25 2 2.25 6 MO LIBOR 10/20/2005 CWHL CWHL 0 0.25
105837374 2.25 2 2.25 6 MO LIBOR 10/14/2005 CWHL CWHL 0 0.25
105821324 2.25 2 2.25 6 MO LIBOR 10/26/2005 CWHL CWHL 0 0.25
105817988 2.25 2 2.25 6 MO LIBOR 10/20/2005 CWHL CWHL 0 0.25
105817492 2.25 2 2.25 6 MO LIBOR 10/7/2005 CWHL CWHL 0 0.25
105768526 2.25 2 2.25 6 MO LIBOR 10/31/2005 CWHL CWHL 0 0.25
105765069 2.25 2 2.25 6 MO LIBOR 10/26/2005 CWHL CWHL 0 0.25
105739322 2.25 2 2.25 6 MO LIBOR 10/14/2005 CWHL CWHL 0 0.25
105717311 2.25 2 2.25 6 MO LIBOR 10/18/2005 CWHL CWHL 0 0.25
105717303 2.25 2 2.25 6 MO LIBOR 10/19/2005 CWHL CWHL 0 0.25
105712927 2.25 2 2.25 6 MO LIBOR 10/12/2005 CWHL CWHL 0 0.25
105693020 2.25 2 2.25 6 MO LIBOR 10/3/2005 CWHL CWHL 0 0.25
105649543 2.25 2 2.25 6 MO LIBOR 10/19/2005 CWHL CWHL 0 0.25
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
--------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
105638357 Primary SFR 360 359 80 6.125 1/1/2006 2/1/2006 12/1/2035
105626924 Primary SFR 360 358 68.13 6.125 12/1/2005 1/1/2006 11/1/2035
105611194 Investor SFR 360 357 80 6.5 11/1/2005 1/1/2006 10/1/2035
105609866 Primary PUD 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
105599928 Primary SFR 360 358 80 6.5 12/1/2005 1/1/2006 11/1/2035
105599864 Primary SFR 360 358 43.81 5.5 12/1/2005 1/1/2006 11/1/2035
105596592 Primary PUD 360 357 79.93 5.25 11/1/2005 1/1/2006 10/1/2035
105523472 Primary SFR 360 358 77.39 5.75 12/1/2005 1/1/2006 11/1/2035
105510182 Primary SFR 360 358 78.17 6.125 12/1/2005 1/1/2006 11/1/2035
105506918 Primary 3-Family 360 359 80 6.5 1/1/2006 2/1/2006 12/1/2035
105503517 Primary PUD 360 358 89.99 7.75 12/1/2005 1/1/2006 11/1/2035
105497437 Primary PUD 360 359 80 5.875 1/1/2006 1/1/2006 12/1/2035
105491780 Primary SFR 360 358 80 7 12/1/2005 2/1/2006 11/1/2035
105480402 Primary SFR 360 357 80 5.375 11/1/2005 1/1/2006 10/1/2035
105477706 Primary SFR 360 358 70.59 5.625 12/1/2005 1/1/2006 11/1/2035
105429044 Primary SFR 360 359 65.52 5.625 1/1/2006 2/1/2006 12/1/2035
105419579 Investor Condominium 360 359 80 5.625 1/1/2006 1/1/2006 12/1/2035
105398048 Primary Condominium 360 358 82.69 5.375 12/1/2005 1/1/2006 11/1/2035
105367884 Primary PUD 360 358 80 5.75 12/1/2005 1/1/2006 11/1/2035
105316070 Primary Condominium 360 358 80 5.5 12/1/2005 1/1/2006 11/1/2035
105314054 Primary Condominium 360 358 66.85 5.875 12/1/2005 1/1/2006 11/1/2035
105298308 Primary SFR 360 357 80 6.25 11/1/2005 1/1/2006 10/1/2035
105279241 Primary PUD 360 358 80 6.5 12/1/2005 1/1/2006 11/1/2035
105234572 Primary SFR 360 357 80 6.25 11/1/2005 2/1/2006 10/1/2035
105218282 Investor Condominium 360 357 75 6.5 11/1/2005 1/1/2006 10/1/2035
105199807 Primary SFR 360 358 67.49 6.875 12/1/2005 2/1/2006 11/1/2035
105192798 Investor 2-Family 360 359 80 6.25 1/1/2006 2/1/2006 12/1/2035
105180853 Primary SFR 360 358 75 5.625 12/1/2005 1/1/2006 11/1/2035
105172364 Investor SFR 360 358 47.66 7 12/1/2005 2/1/2006 11/1/2035
105127718 Investor Condominium 360 357 80 5.875 11/1/2005 2/1/2006 10/1/2035
105102691 Primary SFR 360 358 78.9 6.25 12/1/2005 2/1/2006 11/1/2035
105052085 Primary Condominium 360 359 85 6.875 1/1/2006 1/1/2006 12/1/2035
105037387 Primary SFR 360 359 80 6.875 1/1/2006 2/1/2006 12/1/2035
105015576 Primary SFR 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
104997822 Investor SFR 360 357 80 5.75 11/1/2005 1/1/2006 10/1/2035
104989021 Primary SFR 360 358 80 5.375 12/1/2005 1/1/2006 11/1/2035
104910884 Primary PUD 360 356 70 5.875 10/1/2005 1/1/2006 9/1/2035
104845940 Primary PUD 360 359 86.38 6.5 1/1/2006 1/1/2006 12/1/2035
104842076 Investor SFR 360 357 80 6.125 11/1/2005 1/1/2006 10/1/2035
104665609 Primary PUD 360 356 71.76 5.875 10/1/2005 1/1/2006 9/1/2035
104665345 Investor SFR 360 358 60.17 5.75 12/1/2005 2/1/2006 11/1/2035
104544097 Primary SFR 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
104529800 Primary PUD 360 357 80 6.25 11/1/2005 2/1/2006 10/1/2035
103983085 Secondary Condominium 360 355 66.6 6 9/1/2005 2/1/2006 8/1/2035
103961226 Primary SFR 360 358 80 5.375 12/1/2005 2/1/2006 11/1/2035
94128992 Primary PUD 360 354 79.99 6.375 8/1/2005 1/1/2006 7/1/2035
103653547 Primary PUD 360 355 80 6.5 9/1/2005 1/1/2006 8/1/2035
103783988 Primary PUD 360 355 80 6.25 9/1/2005 2/1/2006 8/1/2035
95017502 Secondary PUD 360 357 65 5.875 11/1/2005 1/1/2006 10/1/2035
94794091 Primary Condominium 360 355 80 6.5 9/1/2005 1/1/2006 8/1/2035
93954976 Primary SFR 360 353 70 5.875 7/1/2005 1/1/2006 6/1/2035
93822335 Primary SFR 360 354 80 6.25 8/1/2005 1/1/2006 7/1/2035
81942602 Primary SFR 360 357 80 5.5 11/1/2005 1/1/2006 10/1/2035
65195540 Primary SFR 360 357 75 6 11/1/2005 1/1/2006 10/1/2035
5633134 Primary PUD 360 357 79.26 6.875 11/1/2005 2/1/2006 10/1/2035
44757838 Primary PUD 360 357 80 5.625 11/1/2005 1/1/2006 10/1/2035
44752485 Primary SFR 360 357 80 6.75 11/1/2005 1/1/2006 10/1/2035
44719489 Investor SFR 360 356 70 5.5 10/1/2005 2/1/2006 9/1/2035
120348974 Investor SFR 360 358 31.5 8 12/1/2005 1/1/2006 11/1/2035
120201208 Primary PUD 360 358 75 7 12/1/2005 2/1/2006 11/1/2035
120105750 Primary PUD 360 358 73.12 5.875 12/1/2005 2/1/2006 11/1/2035
120054681 Investor SFR 360 358 80 6.5 12/1/2005 1/1/2006 11/1/2035
120054665 Investor SFR 360 358 80 6.5 12/1/2005 1/1/2006 11/1/2035
120054649 Investor SFR 360 358 80 6.5 12/1/2005 1/1/2006 11/1/2035
119880247 Primary SFR 360 358 80 5.875 12/1/2005 2/1/2006 11/1/2035
115556862 Primary SFR 360 358 76.14 5.5 12/1/2005 1/1/2006 11/1/2035
115551999 Secondary PUD 360 358 80 7.25 12/1/2005 2/1/2006 11/1/2035
115547416 Primary SFR 360 358 75 6.5 12/1/2005 2/1/2006 11/1/2035
115378939 Primary SFR 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
LOANID PANDI PTDATE OBAL COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
--------- -------- --------- ------------ ------------ -------- ----------- ------------ --------- -------
105638357 782.6 1/1/2006 128,800.00 128,674.82 C/O Refi Full 161,000.00 12/1/2010 12.125
105626924 1,324.59 12/1/2005 218,000.00 217,575.16 C/O Refi Reduced 320,000.00 11/1/2010 12.125
105611194 1,256.67 12/1/2005 232,000.00 232,000.00 Purchase Reduced 300,000.00 10/1/2010 12.5
105609866 1,087.50 12/1/2005 208,800.00 208,800.00 Purchase Reduced 265,000.00 11/1/2010 12.25
105599928 2,517.67 12/1/2005 464,800.00 464,800.00 Purchase Reduced 581,000.00 11/1/2010 12.5
105599864 1,265.00 12/1/2005 276,000.00 276,000.00 R/T Refi Alternative 630,000.00 11/1/2010 11.5
105596592 2,059.09 12/1/2005 470,650.00 470,649.99 Purchase Reduced 592,000.00 10/1/2010 11.25
105523472 1,665.10 12/1/2005 347,500.00 347,500.00 C/O Refi Full 449,000.00 11/1/2010 11.75
105510182 959.58 12/1/2005 188,000.00 188,000.00 R/T Refi Full 240,500.00 11/1/2010 12.125
105506918 1,878.50 1/1/2006 346,800.00 346,800.00 Purchase Reduced 433,500.00 12/1/2010 12.5
105503517 975.85 12/1/2005 151,100.00 151,100.00 Purchase SISA 169,000.00 11/1/2010 13.75
105497437 1,830.55 1/1/2006 373,900.00 373,900.00 Purchase Reduced 470,000.00 12/1/2010 11.875
105491780 821.33 1/1/2006 140,800.00 140,800.00 C/O Refi Full 176,000.00 11/1/2010 13
105480402 2,042.50 12/1/2005 456,000.00 456,000.00 R/T Refi Reduced 570,000.00 10/1/2010 11.375
105477706 1,125.00 12/1/2005 240,000.00 240,000.00 R/T Refi Reduced 340,000.00 11/1/2010 11.625
105429044 2,671.88 1/1/2006 570,000.00 570,000.00 Purchase Alternative 875,000.00 12/1/2010 11.625
105419579 1,008.55 1/1/2006 175,200.00 175,012.70 R/T Refi Full 219,000.00 12/1/2010 11.625
105398048 963.02 12/1/2005 215,000.00 215,000.00 C/O Refi Full 260,000.00 11/1/2010 11.375
105367884 1,055.10 12/1/2005 180,800.00 180,399.96 C/O Refi Full 226,000.00 11/1/2010 11.75
105316070 3,543.00 12/1/2005 624,000.00 622,630.87 Purchase Full 780,000.00 11/1/2010 11.5
105314054 1,175.00 12/1/2005 240,000.00 239,984.96 Purchase Reduced 360,000.00 11/1/2010 11.875
105298308 1,854.17 12/1/2005 356,000.00 356,000.00 C/O Refi Alternative 445,000.00 10/1/2010 12.25
105279241 736.67 12/1/2005 136,000.00 136,000.00 C/O Refi Reduced 170,000.00 11/1/2010 12.5
105234572 2,079.17 1/1/2006 399,200.00 399,200.00 Purchase Full 499,000.00 10/1/2010 12.25
105218282 803.97 12/1/2005 148,425.00 148,425.00 Purchase Full 211,000.00 10/1/2010 12.5
105199807 1,928.75 1/1/2006 293,600.00 293,105.25 C/O Refi NINA 435,000.00 11/1/2010 12.875
105192798 1,305.32 1/1/2006 212,000.00 211,798.85 Purchase Full 265,000.00 12/1/2010 12.25
105180853 3,867.19 12/1/2005 825,000.00 825,000.00 Purchase Reduced 1,100,000.00 11/1/2010 11.625
105172364 1,779.17 1/1/2006 305,000.00 305,000.00 R/T Refi Reduced 640,000.00 11/1/2010 13
105127718 755.53 1/1/2006 154,320.00 154,320.00 Purchase Full 202,000.00 10/1/2010 11.875
105102691 1,500.00 1/1/2006 288,000.00 288,000.00 C/O Refi SISA 365,000.00 11/1/2010 12.25
105052085 3,067.97 1/1/2006 535,500.00 535,500.00 Purchase Reduced 632,000.00 12/1/2010 12.875
105037387 983.79 1/1/2006 172,000.00 171,715.44 C/O Refi Reduced 215,000.00 12/1/2010 12.875
105015576 1,702.08 12/1/2005 326,800.00 326,800.00 Purchase SISA 428,000.00 11/1/2010 12.25
104997822 720.67 12/1/2005 150,400.00 150,400.00 Purchase Full 190,000.00 10/1/2010 11.75
104989021 1,368.82 12/1/2005 305,600.00 305,593.83 Purchase Full 385,000.00 11/1/2010 11.375
104910884 1,525.05 12/1/2005 311,500.00 311,500.00 C/O Refi Reduced 445,000.00 9/1/2010 11.875
104845940 3,520.83 1/1/2006 650,000.00 650,000.00 Purchase Full 760,000.00 12/1/2010 12.5
104842076 1,008.58 12/1/2005 197,600.00 197,600.00 Purchase Full 275,000.00 10/1/2010 12.125
104665609 1,150.52 12/1/2005 235,000.00 235,000.00 C/O Refi Alternative 327,500.00 9/1/2010 11.875
104665345 694.79 1/1/2006 145,000.00 145,000.00 Purchase Alternative 250,000.00 11/1/2010 11.75
104544097 2,252.08 12/1/2005 460,000.00 460,000.00 R/T Refi Alternative 575,000.00 11/1/2010 11.875
104529800 779.17 1/1/2006 149,600.00 149,582.98 Purchase Full 187,000.00 10/1/2010 12.25
103983085 1,798.25 1/1/2006 359,650.00 359,650.00 C/O Refi Reduced 540,000.00 8/1/2010 12
103961226 1,365.18 1/1/2006 243,795.20 243,247.62 Purchase Reduced 315,000.00 11/1/2010 11.375
94128992 1,344.86 12/1/2005 253,150.00 253,043.07 Purchase Reduced 320,000.00 7/1/2010 12.375
103653547 1,495.00 12/1/2005 276,000.00 276,000.00 Purchase Reduced 345,000.00 8/1/2010 12.5
103783988 2,239.58 1/1/2006 430,000.00 430,000.00 Purchase Reduced 545,000.00 8/1/2010 12.25
95017502 3,175.15 12/1/2005 648,542.00 648,475.91 Purchase Reduced 1,000,000.00 10/1/2010 10.875
94794091 2,467.74 12/1/2005 456,000.00 456,000.00 Purchase Preferred 580,000.00 8/1/2010 11.5
93954976 2,416.09 12/1/2005 493,500.00 493,500.00 R/T Refi Reduced 705,000.00 6/1/2010 10.875
93822335 3,246.07 12/1/2005 527,200.00 524,159.23 Purchase Reduced 659,000.00 7/1/2010 11.25
81942602 2,087.10 12/1/2005 455,368.00 455,368.00 Purchase Alternative 665,000.00 10/1/2010 10.5
65195540 2,185.31 12/1/2005 437,061.00 437,061.00 Purchase SISA 615,000.00 10/1/2010 11
5633134 3,822.57 1/1/2006 667,250.00 667,126.71 Purchase Reduced 845,000.00 10/1/2010 11.875
44757838 2,138.44 12/1/2005 456,200.00 456,188.44 Purchase Reduced 585,000.00 10/1/2010 10.625
44752485 3,597.62 12/1/2005 639,576.00 639,573.62 Purchase Reduced 810,000.00 10/1/2010 11.75
44719489 6,288.33 1/1/2006 1,372,000.00 1,372,000.00 Purchase Full 1,960,000.00 9/1/2010 10.5
120348974 4,200.00 12/1/2005 630,000.00 630,000.00 C/O Refi Reduced 2,000,000.00 11/1/2010 13
120201208 4,490.29 1/1/2006 674,925.00 673,815.32 Purchase Reduced 910,000.00 11/1/2010 12
120105750 3,182.29 1/1/2006 650,000.00 650,000.00 Purchase Reduced 940,000.00 11/1/2010 10.875
120054681 2,296.67 12/1/2005 424,000.00 424,000.00 Purchase Reduced 537,000.00 11/1/2010 11.5
120054665 2,686.67 12/1/2005 496,000.00 496,000.00 Purchase Reduced 629,000.00 11/1/2010 11.5
120054649 2,708.33 12/1/2005 500,000.00 500,000.00 Purchase Reduced 627,000.00 11/1/2010 11.5
119880247 2,890.50 1/1/2006 590,400.00 590,400.00 Purchase Reduced 745,000.00 11/1/2010 10.875
115556862 2,555.05 12/1/2005 450,000.00 449,012.64 C/O Refi Full 591,000.00 11/1/2010 10.5
115551999 5,244.17 1/1/2006 868,000.00 868,000.00 Purchase Reduced 1,085,000.00 11/1/2010 12.25
115547416 3,575.00 1/1/2006 660,000.00 659,821.25 Purchase Reduced 880,000.00 11/1/2010 11.5
115378939 2,271.67 12/1/2005 464,000.00 464,000.00 Purchase Reduced 580,000.00 11/1/2010 10.875
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
--------- ----- ------ ------ ----------- ---------- ---------- -------- ---- ------
105638357 2.25 2 2.25 6 MO LIBOR 10/28/2005 CWHL CWHL 0 0.25
105626924 2.25 2 2.25 6 MO LIBOR 10/17/2005 CWHL CWHL 0 0.25
105611194 2.25 2 2.25 6 MO LIBOR 9/21/2005 CWHL CWHL 0 0.25
105609866 2.25 2 2.25 6 MO LIBOR 10/14/2005 CWHL CWHL 0 0.25
105599928 2.25 2 2.25 6 MO LIBOR 10/6/2005 CWHL CWHL 0 0.25
105599864 2.25 2 2.25 6 MO LIBOR 10/11/2005 CWHL CWHL 0 0.25
105596592 3.25 2 3.25 6 MO LIBOR 9/12/2005 CWHL CWHL 0 0.25
105523472 2.25 2 2.25 6 MO LIBOR 9/30/2005 CWHL CWHL 0 0.25
105510182 2.25 2 2.25 6 MO LIBOR 10/5/2005 CWHL CWHL 0 0.25
105506918 2.25 2 2.25 6 MO LIBOR 11/3/2005 CWHL CWHL 0 0.25
105503517 2.25 2 2.25 6 MO LIBOR 10/20/2005 CWHL CWHL 0 0.25
105497437 2.25 2 2.25 6 MO LIBOR 11/9/2005 CWHL CWHL 0 0.25
105491780 2.25 2 2.25 6 MO LIBOR 10/7/2005 CWHL CWHL 0 0.25
105480402 2.25 2 2.25 6 MO LIBOR 9/20/2005 CWHL CWHL 0 0.25
105477706 2.25 2 2.25 6 MO LIBOR 10/18/2005 CWHL CWHL 0 0.25
105429044 2.25 2 2.25 6 MO LIBOR 11/11/2005 CWHL CWHL 0 0.25
105419579 2.25 2 2.25 6 MO LIBOR 11/7/2005 CWHL CWHL 0 0.25
105398048 2.25 2 2.25 6 MO LIBOR 10/11/2005 CWHL CWHL 0 0.25
105367884 2.25 2 2.25 6 MO LIBOR 10/6/2005 CWHL CWHL 0 0.25
105316070 2.25 2 2.25 6 MO LIBOR 10/14/2005 CWHL CWHL 0 0.25
105314054 2.25 2 2.25 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
105298308 2.25 2 2.25 6 MO LIBOR 9/23/2005 CWHL CWHL 0 0.25
105279241 2.25 2 2.25 6 MO LIBOR 10/20/2005 CWHL CWHL 0 0.25
105234572 2.25 2 2.25 6 MO LIBOR 9/23/2005 CWHL CWHL 0 0.25
105218282 2.25 2 2.25 6 MO LIBOR 9/21/2005 CWHL CWHL 0 0.25
105199807 2.25 2 2.25 6 MO LIBOR 10/17/2005 CWHL CWHL 0 0.25
105192798 2.25 2 2.25 6 MO LIBOR 11/7/2005 CWHL CWHL 0 0.25
105180853 2.25 2 2.25 6 MO LIBOR 10/6/2005 CWHL CWHL 0 0.25
105172364 2.25 2 2.25 6 MO LIBOR 11/1/2005 CWHL CWHL 0 0.25
105127718 2.25 2 2.25 6 MO LIBOR 9/16/2005 CWHL CWHL 0 0.25
105102691 2.25 2 2.25 6 MO LIBOR 10/17/2005 CWHL CWHL 0 0.25
105052085 3.125 2 3.125 6 MO LIBOR 11/7/2005 CWHL CWHL 0.32 0.25
105037387 2.25 2 2.25 6 MO LIBOR 10/28/2005 CWHL CWHL 0 0.25
105015576 2.25 2 2.25 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
104997822 2.25 2 2.25 6 MO LIBOR 9/29/2005 CWHL CWHL 0 0.25
104989021 2.25 2 2.25 6 MO LIBOR 10/1/2005 CWHL CWHL 0 0.25
104910884 2.25 2 2.25 6 MO LIBOR 8/31/2005 CWHL CWHL 0 0.25
104845940 2.75 2 2.75 6 MO LIBOR 11/10/2005 CWHL CWHL 0.39 0.25
104842076 2.25 2 2.25 6 MO LIBOR 9/29/2005 CWHL CWHL 0 0.25
104665609 2.25 2 2.25 6 MO LIBOR 8/23/2005 CWHL CWHL 0 0.25
104665345 2.25 2 2.25 6 MO LIBOR 10/14/2005 CWHL CWHL 0 0.25
104544097 2.25 2 2.25 6 MO LIBOR 10/20/2005 CWHL CWHL 0 0.25
104529800 2.25 2 2.25 6 MO LIBOR 9/20/2005 CWHL CWHL 0 0.25
103983085 2.25 2 2.25 6 MO LIBOR 7/13/2005 CWHL CWHL 0 0.25
103961226 2.25 2 2.25 6 MO LIBOR 10/27/2005 CWHL CWHL 0 0.25
94128992 2.375 2 2.375 6 MO LIBOR 6/2/2005 CWHL CWHL 0 0.375
103653547 4 2 4 6 MO LIBOR 7/13/2005 CWHL CWHL 0 0.375
103783988 3.75 2 3.75 6 MO LIBOR 7/11/2005 CWHL CWHL 0 0.375
95017502 2.25 2 2.25 12 MO LIBOR 9/26/2005 CWHL CWHL 0 0.25
94794091 2.25 2 2.25 12 MO LIBOR 7/14/2005 CWHL CWHL 0 0.25
93954976 2.25 2 2.25 12 MO LIBOR 5/16/2005 CWHL CWHL 0 0.25
93822335 2.25 2 2.25 12 MO LIBOR 6/15/2005 CWHL CWHL 0 0.25
81942602 2.25 2 2.25 12 MO LIBOR 9/30/2005 CWHL CWHL 0 0.25
65195540 2.25 2 2.25 12 MO LIBOR 9/20/2005 CWHL CWHL 0 0.25
5633134 2.25 2 2.25 12 MO LIBOR 9/30/2005 CWHL CWHL 0 0.25
44757838 2.25 2 2.25 12 MO LIBOR 9/8/2005 CWHL CWHL 0 0.25
44752485 2.25 2 2.25 12 MO LIBOR 9/16/2005 CWHL CWHL 0 0.25
44719489 2.25 2 2.25 12 MO LIBOR 8/19/2005 CWHL CWHL 0 0.25
120348974 2.25 2 2.25 12 MO LIBOR 10/5/2005 CWHL CWHL 0 0.25
120201208 2.25 2 2.25 12 MO LIBOR 10/3/2005 CWHL CWHL 0 0.25
120105750 2.25 2 2.25 12 MO LIBOR 10/12/2005 CWHL CWHL 0 0.25
120054681 2.25 2 2.25 12 MO LIBOR 10/7/2005 CWHL CWHL 0 0.25
120054665 2.25 2 2.25 12 MO LIBOR 10/5/2005 CWHL CWHL 0 0.25
120054649 2.25 2 2.25 12 MO LIBOR 10/11/2005 CWHL CWHL 0 0.25
119880247 2.25 2 2.25 12 MO LIBOR 10/4/2005 CWHL CWHL 0 0.25
115556862 2.25 2 2.25 12 MO LIBOR 10/6/2005 CWHL CWHL 0 0.25
115551999 2.25 2 2.25 12 MO LIBOR 10/7/2005 CWHL CWHL 0 0.25
115547416 2.25 2 2.25 12 MO LIBOR 10/7/2005 CWHL CWHL 0 0.25
115378939 2.25 2 2.25 12 MO LIBOR 10/3/2005 CWHL CWHL 0 0.25
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
--------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
115356643 Primary PUD 360 358 72.57 7 12/1/2005 1/1/2006 11/1/2035
115320105 Primary SFR 360 358 75.14 6 12/1/2005 2/1/2006 11/1/2035
115283596 Primary SFR 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
115226241 Primary SFR 360 358 80 6.25 12/1/2005 2/1/2006 11/1/2035
115163876 Primary SFR 360 357 80 6.75 11/1/2005 1/1/2006 10/1/2035
115158980 Primary PUD 360 357 80 6.75 11/1/2005 1/1/2006 10/1/2035
115141952 Primary SFR 360 357 80 6.5 11/1/2005 1/1/2006 10/1/2035
115133122 Primary SFR 360 357 80 6 11/1/2005 1/1/2006 10/1/2035
115087527 Primary SFR 360 358 80 6 12/1/2005 1/1/2006 11/1/2035
115077708 Primary PUD 360 357 80 6.875 11/1/2005 1/1/2006 10/1/2035
115076404 Primary Condominium 360 358 80 5.625 12/1/2005 2/1/2006 11/1/2035
115055038 Investor SFR 360 357 75 6.875 11/1/2005 1/1/2006 10/1/2035
114968165 Primary PUD 360 358 70.15 6.25 12/1/2005 1/1/2006 11/1/2035
114940722 Primary PUD 360 358 80 6.875 12/1/2005 2/1/2006 11/1/2035
114915748 Primary SFR 360 357 80 5.625 11/1/2005 1/1/2006 10/1/2035
114858863 Primary PUD 360 358 76.92 6.125 12/1/2005 1/1/2006 11/1/2035
114835196 Primary PUD 360 357 80 5.5 11/1/2005 1/1/2006 10/1/2035
114828142 Primary SFR 360 358 80 5.5 12/1/2005 2/1/2006 11/1/2035
114770558 Primary SFR 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
114763373 Primary PUD 360 358 76.92 5.875 12/1/2005 1/1/2006 11/1/2035
114755224 Primary SFR 360 357 66.67 6.75 11/1/2005 1/1/2006 10/1/2035
114745132 Investor SFR 360 358 80 6 12/1/2005 1/1/2006 11/1/2035
114683982 Primary SFR 360 357 80 7.125 11/1/2005 1/1/2006 10/1/2035
114677917 Primary SFR 360 358 80 7.125 12/1/2005 1/1/2006 11/1/2035
114637237 Primary SFR 360 358 73.95 6 12/1/2005 1/1/2006 11/1/2035
114623224 Primary SFR 360 358 80 6.75 12/1/2005 2/1/2006 11/1/2035
114588857 Primary SFR 360 358 80 6.625 12/1/2005 1/1/2006 11/1/2035
114587569 Investor SFR 360 358 80 6.625 12/1/2005 1/1/2006 11/1/2035
114587017 Primary SFR 360 358 80 7.5 12/1/2005 1/1/2006 11/1/2035
114581800 Primary Condominium 360 357 80 6.375 11/1/2005 2/1/2006 10/1/2035
114572543 Primary SFR 360 358 73.26 5.875 12/1/2005 2/1/2006 11/1/2035
114566674 Investor Condominium 360 358 80 6.75 12/1/2005 2/1/2006 11/1/2035
114493047 Primary Condominium 360 357 79.86 7.5 11/1/2005 1/1/2006 10/1/2035
114464210 Primary PUD 360 358 78 6.75 12/1/2005 1/1/2006 11/1/2035
114462538 Primary PUD 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
114450904 Primary SFR 360 358 60.66 6.25 12/1/2005 1/1/2006 11/1/2035
114432414 Investor SFR 360 358 80 7.5 12/1/2005 1/1/2006 11/1/2035
114387022 Primary PUD 360 358 70 5.625 12/1/2005 1/1/2006 11/1/2035
114343602 Investor SFR 360 358 80 6 12/1/2005 1/1/2006 11/1/2035
114341731 Primary SFR 360 358 55.6 5.75 12/1/2005 1/1/2006 11/1/2035
114294888 Primary SFR 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
114281688 Primary SFR 360 358 80 6.625 12/1/2005 1/1/2006 11/1/2035
114276888 Primary SFR 360 358 80 6 12/1/2005 1/1/2006 11/1/2035
114263772 Primary PUD 360 358 62.5 6.125 12/1/2005 1/1/2006 11/1/2035
114250566 Primary PUD 360 358 52.43 5.875 12/1/2005 1/1/2006 11/1/2035
114201097 Primary PUD 360 358 75 5.875 12/1/2005 2/1/2006 11/1/2035
114182203 Primary PUD 360 358 80 6 12/1/2005 2/1/2006 11/1/2035
114175866 Primary SFR 360 357 77.98 5.75 11/1/2005 2/1/2006 10/1/2035
114171861 Primary SFR 360 358 80 5.75 12/1/2005 2/1/2006 11/1/2035
114166066 Investor Condominium 360 357 79.93 6.125 11/1/2005 2/1/2006 10/1/2035
114120949 Primary SFR 360 358 75 5.875 12/1/2005 1/1/2006 11/1/2035
114110371 Primary PUD 360 357 80 6.5 11/1/2005 1/1/2006 10/1/2035
114085459 Primary SFR 360 358 71.06 5.375 12/1/2005 2/1/2006 11/1/2035
114018580 Primary SFR 360 358 41.94 6.5 12/1/2005 1/1/2006 11/1/2035
113921056 Primary SFR 360 357 77.85 6.75 11/1/2005 2/1/2006 10/1/2035
113915210 Primary PUD 360 358 75.71 5.875 12/1/2005 2/1/2006 11/1/2035
113904356 Primary SFR 360 357 90 6.125 11/1/2005 1/1/2006 10/1/2035
113876048 Primary PUD 360 357 69.9 6.625 11/1/2005 1/1/2006 10/1/2035
113854002 Primary SFR 360 357 79.6 5.625 11/1/2005 1/1/2006 10/1/2035
113848475 Investor 3-Family 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
113811322 Secondary PUD 360 358 80 5.5 12/1/2005 2/1/2006 11/1/2035
113741076 Secondary Condominium 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
113707879 Primary Condominium 360 357 80 5.75 11/1/2005 1/1/2006 10/1/2035
113681183 Primary SFR 360 357 75 6.375 11/1/2005 2/1/2006 10/1/2035
113615488 Primary PUD 360 358 80 6.125 12/1/2005 1/1/2006 11/1/2035
113614771 Primary SFR 360 357 80 6.625 11/1/2005 2/1/2006 10/1/2035
113398780 Investor SFR 360 358 76.04 6.5 12/1/2005 1/1/2006 11/1/2035
113333630 Primary PUD 360 357 77.56 5.75 11/1/2005 1/1/2006 10/1/2035
113211585 Primary 3-Family 360 357 80 6.875 11/1/2005 1/1/2006 10/1/2035
LOANID PANDI PTDATE OBAL COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
--------- -------- --------- ------------ ------------ -------- ----------- ------------ --------- -------
115356643 2,916.67 12/1/2005 500,000.00 500,000.00 Purchase Reduced 689,000.00 11/1/2010 12
115320105 3,245.00 1/1/2006 650,000.00 649,000.00 Purchase Reduced 875,000.00 11/1/2010 11
115283596 2,369.58 12/1/2005 484,000.00 484,000.00 Purchase Reduced 605,000.00 11/1/2010 10.875
115226241 2,479.17 1/1/2006 476,000.00 476,000.00 Purchase Reduced 595,000.00 11/1/2010 11.25
115163876 2,253.40 12/1/2005 400,800.00 400,307.90 Purchase Reduced 510,000.00 10/1/2010 11.75
115158980 3,370.50 12/1/2005 599,200.00 599,200.00 Purchase SISA 750,000.00 10/1/2010 11.75
115141952 2,448.33 12/1/2005 452,000.00 452,000.00 Purchase Reduced 600,000.00 10/1/2010 11.5
115133122 2,700.00 12/1/2005 540,000.00 540,000.00 Purchase Reduced 675,000.00 10/1/2010 11
115087527 2,260.00 12/1/2005 452,000.00 452,000.00 Purchase Reduced 565,000.00 11/1/2010 11
115077708 3,345.83 12/1/2005 583,999.00 583,999.00 Purchase Reduced 750,000.00 10/1/2010 11.875
115076404 2,156.25 1/1/2006 460,000.00 460,000.00 C/O Refi Full 575,000.00 11/1/2010 10.625
115055038 3,652.34 12/1/2005 637,500.00 637,500.00 Purchase Reduced 850,000.00 10/1/2010 11.875
114968165 2,447.92 12/1/2005 470,000.00 469,934.34 Purchase Alternative 670,000.00 11/1/2010 11.25
114940722 2,864.58 1/1/2006 500,000.00 500,000.00 Purchase Reduced 625,000.00 11/1/2010 11.875
114915748 2,250.00 12/1/2005 480,000.00 479,800.00 Purchase Reduced 675,000.00 10/1/2010 10.625
114858863 5,104.17 12/1/2005 1,000,000.00 1,000,000.00 Purchase Full 1,300,000.00 11/1/2010 11.125
114835196 2,126.67 12/1/2005 464,000.00 464,000.00 Purchase Reduced 580,000.00 10/1/2010 10.5
114828142 2,640.00 1/1/2006 576,000.00 576,000.00 C/O Refi Reduced 720,000.00 11/1/2010 10.5
114770558 2,332.92 12/1/2005 447,920.00 447,920.00 Purchase Reduced 599,000.00 11/1/2010 11.25
114763373 4,895.83 12/1/2005 1,000,000.00 1,000,000.00 C/O Refi Alternative 1,300,000.00 11/1/2010 10.875
114755224 5,624.99 12/1/2005 999,999.00 999,999.00 Purchase Reduced 1,500,000.00 10/1/2010 11.75
114745132 2,140.00 12/1/2005 428,000.00 428,000.00 Purchase Alternative 540,000.00 11/1/2010 11
114683982 3,135.00 12/1/2005 528,000.00 528,000.00 Purchase Reduced 660,000.00 10/1/2010 12.125
114677917 3,467.50 12/1/2005 584,000.00 584,000.00 Purchase Reduced 730,000.00 11/1/2010 12.125
114637237 2,638.02 12/1/2005 440,000.00 439,121.77 Purchase Reduced 597,000.00 11/1/2010 11
114623224 2,655.00 1/1/2006 472,000.00 472,000.00 Purchase Reduced 590,000.00 11/1/2010 11.75
114588857 3,069.58 12/1/2005 556,000.00 556,000.00 Purchase Reduced 695,000.00 11/1/2010 11.625
114587569 3,091.67 12/1/2005 560,000.00 559,999.67 Purchase Full 700,000.00 11/1/2010 11.625
114587017 4,750.00 12/1/2005 760,000.00 760,000.00 Purchase Reduced 980,000.00 11/1/2010 12.5
114581800 2,231.25 1/1/2006 420,000.00 420,000.00 Purchase Reduced 525,000.00 10/1/2010 11.375
114572543 4,895.83 1/1/2006 1,000,000.00 1,000,000.00 Purchase Reduced 1,365,000.00 11/1/2010 10.875
114566674 2,604.77 1/1/2006 401,600.00 400,906.52 Purchase Reduced 504,000.00 11/1/2010 11.75
114493047 2,925.00 12/1/2005 468,000.00 468,000.00 R/T Refi Reduced 586,000.00 10/1/2010 12.5
114464210 6,120.56 12/1/2005 1,088,100.00 1,088,100.00 Purchase Reduced 1,400,000.00 11/1/2010 11.75
114462538 2,330.42 12/1/2005 476,000.00 476,000.00 C/O Refi Alternative 595,000.00 11/1/2010 10.875
114450904 2,135.42 12/1/2005 410,000.00 410,000.00 Purchase NINA 676,000.00 11/1/2010 11.25
114432414 4,250.00 12/1/2005 680,000.00 680,000.00 Purchase Reduced 850,000.00 11/1/2010 12.5
114387022 1,886.72 12/1/2005 402,500.00 402,499.49 C/O Refi Full 575,000.00 11/1/2010 10.625
114343602 2,600.00 12/1/2005 520,000.00 520,000.00 C/O Refi Reduced 650,000.00 11/1/2010 11
114341731 6,394.12 12/1/2005 1,334,426.00 1,334,426.00 R/T Refi Reduced 2,400,000.00 11/1/2010 10.75
114294888 3,624.94 12/1/2005 612,800.00 611,547.40 Purchase Reduced 768,000.00 11/1/2010 10.875
114281688 2,895.13 12/1/2005 524,400.00 524,400.00 Purchase Reduced 656,000.00 11/1/2010 11.625
114276888 2,340.00 12/1/2005 468,000.00 468,000.00 Purchase Reduced 585,000.00 11/1/2010 11
114263772 9,114.09 12/1/2005 1,499,988.00 1,497,064.76 C/O Refi Reduced 2,400,000.00 11/1/2010 11.125
114250566 2,374.48 12/1/2005 485,000.00 485,000.00 C/O Refi Reduced 925,000.00 11/1/2010 10.875
114201097 2,570.31 1/1/2006 525,000.00 524,568.95 C/O Refi Reduced 700,000.00 11/1/2010 10.875
114182203 6,100.00 1/1/2006 1,220,000.00 1,220,000.00 Purchase Reduced 1,545,000.00 11/1/2010 11
114175866 2,036.46 1/1/2006 425,000.00 425,000.00 C/O Refi Reduced 545,000.00 10/1/2010 10.75
114171861 2,296.17 1/1/2006 479,200.00 479,200.00 Purchase Reduced 599,000.00 11/1/2010 10.75
114166066 3,560.67 1/1/2006 697,600.00 697,600.00 Purchase Full 875,000.00 10/1/2010 11.125
114120949 3,435.61 12/1/2005 701,741.00 701,741.00 Purchase Reduced 935,750.00 11/1/2010 10.875
114110371 2,881.67 12/1/2005 532,000.00 532,000.00 Purchase Reduced 665,000.00 10/1/2010 11.5
114085459 1,836.46 1/1/2006 410,000.00 410,000.00 C/O Refi Alternative 577,000.00 11/1/2010 10.375
114018580 3,520.83 12/1/2005 650,000.00 650,000.00 C/O Refi NINA 1,550,000.00 11/1/2010 11.5
113921056 2,531.25 1/1/2006 450,000.00 450,000.00 R/T Refi Reduced 578,000.00 10/1/2010 11.75
113915210 3,135.15 1/1/2006 530,000.00 518,862.64 Purchase Reduced 700,000.00 11/1/2010 10.875
113904356 2,503.59 12/1/2005 490,500.00 490,500.00 C/O Refi Full 545,000.00 10/1/2010 11.125
113876048 2,801.82 12/1/2005 507,500.00 507,500.00 C/O Refi Reduced 726,000.00 10/1/2010 11.625
113854002 2,798.44 12/1/2005 597,000.00 597,000.00 C/O Refi Reduced 750,000.00 10/1/2010 10.625
113848475 4,895.83 12/1/2005 999,999.00 999,999.00 Purchase Alternative 1,250,000.00 11/1/2010 10.875
113811322 6,529.57 1/1/2006 1,150,000.00 1,147,476.75 Purchase Reduced 1,450,000.00 11/1/2010 10.5
113741076 2,425.00 12/1/2005 465,600.00 465,600.00 Purchase Alternative 585,000.00 11/1/2010 11.25
113707879 2,629.63 12/1/2005 548,792.00 548,792.00 Purchase Reduced 685,990.00 10/1/2010 10.75
113681183 2,231.25 1/1/2006 420,000.00 420,000.00 C/O Refi Reduced 560,000.00 10/1/2010 11.375
113615488 2,225.42 12/1/2005 436,000.00 436,000.00 Purchase Reduced 545,000.00 11/1/2010 11.125
113614771 2,343.48 1/1/2006 424,480.00 424,480.00 Purchase Reduced 535,000.00 10/1/2010 11.625
113398780 2,667.33 12/1/2005 422,000.00 421,234.94 R/T Refi Reduced 555,000.00 11/1/2010 11.5
113333630 3,047.50 12/1/2005 636,000.00 636,000.00 R/T Refi Alternative 820,000.00 10/1/2010 10.75
113211585 3,465.00 12/1/2005 604,800.00 604,800.00 Purchase Reduced 756,000.00 10/1/2010 11.875
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
-------------------------------------------------------------------------------------- ------
115356643 2.25 2 2.25 12 MO LIBOR 10/6/2005 CWHL CWHL 0 0.25
115320105 2.25 2 2.25 12 MO LIBOR 10/7/2005 CWHL CWHL 0 0.25
115283596 2.25 2 2.25 12 MO LIBOR 10/3/2005 CWHL CWHL 0 0.25
115226241 2.25 2 2.25 12 MO LIBOR 9/30/2005 CWHL CWHL 0 0.25
115163876 2.25 2 2.25 12 MO LIBOR 10/5/2005 CWHL CWHL 0 0.25
115158980 2.25 2 2.25 12 MO LIBOR 9/30/2005 CWHL CWHL 0 0.25
115141952 2.25 2 2.25 12 MO LIBOR 9/30/2005 CWHL CWHL 0 0.25
115133122 2.25 2 2.25 12 MO LIBOR 9/27/2005 CWHL CWHL 0 0.25
115087527 2.25 2 2.25 12 MO LIBOR 10/5/2005 CWHL CWHL 0 0.25
115077708 2.25 2 2.25 12 MO LIBOR 9/29/2005 CWHL CWHL 0 0.25
115076404 2.25 2 2.25 12 MO LIBOR 10/6/2005 CWHL CWHL 0 0.25
115055038 2.25 2 2.25 12 MO LIBOR 9/22/2005 CWHL CWHL 0 0.25
114968165 2.25 2 2.25 12 MO LIBOR 10/6/2005 CWHL CWHL 0 0.25
114940722 2.25 2 2.25 12 MO LIBOR 10/7/2005 CWHL CWHL 0 0.25
114915748 2.25 2 2.25 12 MO LIBOR 9/29/2005 CWHL CWHL 0 0.25
114858863 2.25 2 2.25 12 MO LIBOR 10/6/2005 CWHL CWHL 0 0.25
114835196 2.25 2 2.25 12 MO LIBOR 9/27/2005 CWHL CWHL 0 0.25
114828142 2.25 2 2.25 12 MO LIBOR 9/27/2005 CWHL CWHL 0 0.25
114770558 2.25 2 2.25 12 MO LIBOR 9/30/2005 CWHL CWHL 0 0.25
114763373 2.25 2 2.25 12 MO LIBOR 9/30/2005 CWHL CWHL 0 0.25
114755224 2.25 2 2.25 12 MO LIBOR 9/20/2005 CWHL CWHL 0 0.25
114745132 2.25 2 2.25 12 MO LIBOR 9/30/2005 CWHL CWHL 0 0.25
114683982 2.25 2 2.25 12 MO LIBOR 9/28/2005 CWHL CWHL 0 0.25
114677917 2.25 2 2.25 12 MO LIBOR 9/30/2005 CWHL CWHL 0 0.25
114637237 2.25 2 2.25 12 MO LIBOR 10/7/2005 CWHL CWHL 0 0.25
114623224 2.25 2 2.25 12 MO LIBOR 10/5/2005 CWHL CWHL 0 0.25
114588857 2.25 2 2.25 12 MO LIBOR 10/3/2005 CWHL CWHL 0 0.25
114587569 2.25 2 2.25 12 MO LIBOR 10/4/2005 CWHL CWHL 0 0.25
114587017 2.25 2 2.25 12 MO LIBOR 10/3/2005 CWHL CWHL 0 0.25
114581800 2.25 2 2.25 12 MO LIBOR 9/28/2005 CWHL CWHL 0 0.25
114572543 2.25 2 2.25 12 MO LIBOR 10/7/2005 CWHL CWHL 0 0.25
114566674 2.25 2 2.25 12 MO LIBOR 9/30/2005 CWHL CWHL 0 0.25
114493047 2.25 2 2.25 12 MO LIBOR 9/24/2005 CWHL CWHL 0 0.25
114464210 2.25 2 2.25 12 MO LIBOR 10/4/2005 CWHL CWHL 0 0.25
114462538 2.25 2 2.25 12 MO LIBOR 10/3/2005 CWHL CWHL 0 0.25
114450904 2.25 2 2.25 12 MO LIBOR 10/6/2005 CWHL CWHL 0 0.25
114432414 2.25 2 2.25 12 MO LIBOR 10/5/2005 CWHL CWHL 0 0.25
114387022 2.25 2 2.25 12 MO LIBOR 10/6/2005 CWHL CWHL 0 0.25
114343602 2.25 2 2.25 12 MO LIBOR 10/3/2005 CWHL CWHL 0 0.25
114341731 2.25 2 2.25 12 MO LIBOR 9/29/2005 CWHL CWHL 0 0.25
114294888 2.25 2 2.25 12 MO LIBOR 10/11/2005 CWHL CWHL 0 0.25
114281688 2.25 2 2.25 12 MO LIBOR 10/5/2005 CWHL CWHL 0 0.25
114276888 2.25 2 2.25 12 MO LIBOR 10/4/2005 CWHL CWHL 0 0.25
114263772 2.25 2 2.25 12 MO LIBOR 9/28/2005 CWHL CWHL 0 0.25
114250566 2.25 2 2.25 12 MO LIBOR 9/27/2005 CWHL CWHL 0 0.25
114201097 2.25 2 2.25 12 MO LIBOR 10/5/2005 CWHL CWHL 0 0.25
114182203 2.25 2 2.25 12 MO LIBOR 10/4/2005 CWHL CWHL 0 0.25
114175866 2.25 2 2.25 12 MO LIBOR 9/26/2005 CWHL CWHL 0 0.25
114171861 2.25 2 2.25 12 MO LIBOR 9/27/2005 CWHL CWHL 0 0.25
114166066 2.25 2 2.25 12 MO LIBOR 9/23/2005 CWHL CWHL 0 0.25
114120949 2.25 2 2.25 12 MO LIBOR 9/28/2005 CWHL CWHL 0 0.25
114110371 2.25 2 2.25 12 MO LIBOR 9/27/2005 CWHL CWHL 0 0.25
114085459 2.25 2 2.25 12 MO LIBOR 10/3/2005 CWHL CWHL 0 0.25
114018580 2.25 2 2.25 12 MO LIBOR 10/4/2005 CWHL CWHL 0 0.25
113921056 2.25 2 2.25 12 MO LIBOR 10/3/2005 CWHL CWHL 0 0.25
113915210 2.25 2 2.25 12 MO LIBOR 10/4/2005 CWHL CWHL 0 0.25
113904356 2.875 2 2.875 12 MO LIBOR 9/24/2005 CWHL CWHL 0.49 0.25
113876048 2.25 2 2.25 12 MO LIBOR 9/28/2005 CWHL CWHL 0 0.25
113854002 2.25 2 2.25 12 MO LIBOR 9/25/2005 CWHL CWHL 0 0.25
113848475 2.25 2 2.25 12 MO LIBOR 10/6/2005 CWHL CWHL 0 0.25
113811322 2.25 2 2.25 12 MO LIBOR 10/13/2005 CWHL CWHL 0 0.25
113741076 2.25 2 2.25 12 MO LIBOR 10/5/2005 CWHL CWHL 0 0.25
113707879 2.25 2 2.25 12 MO LIBOR 10/3/2005 CWHL CWHL 0 0.25
113681183 2.25 2 2.25 12 MO LIBOR 9/30/2005 CWHL CWHL 0 0.25
113615488 2.25 2 2.25 12 MO LIBOR 10/3/2005 CWHL CWHL 0 0.25
113614771 2.25 2 2.25 12 MO LIBOR 9/22/2005 CWHL CWHL 0 0.25
113398780 2.25 2 2.25 12 MO LIBOR 10/11/2005 CWHL CWHL 0 0.25
113333630 2.25 2 2.25 12 MO LIBOR 9/20/2005 CWHL CWHL 0 0.25
113211585 2.25 2 2.25 12 MO LIBOR 10/3/2005 CWHL CWHL 0 0.25
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
--------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
113204632 Primary PUD 360 357 79.99 6.5 11/1/2005 1/1/2006 10/1/2035
113067106 Primary Condominium 360 357 80 5.875 11/1/2005 1/1/2006 10/1/2035
112979574 Primary Condominium 360 357 78.46 5.875 11/1/2005 1/1/2006 10/1/2035
112834014 Primary PUD 360 358 80 6.5 12/1/2005 1/1/2006 11/1/2035
111767122 Primary PUD 360 357 63.13 5.875 11/1/2005 1/1/2006 10/1/2035
111697508 Primary PUD 360 358 67.11 5.125 12/1/2005 1/1/2006 11/1/2035
111697468 Primary SFR 360 358 68.96 5.625 12/1/2005 2/1/2006 11/1/2035
111410372 Primary SFR 360 358 79.99 6.25 12/1/2005 1/1/2006 11/1/2035
111396435 Primary SFR 360 358 80 6.125 12/1/2005 2/1/2006 11/1/2035
110794789 Primary SFR 360 358 66.81 5.5 12/1/2005 2/1/2006 11/1/2035
110310266 Primary SFR 360 357 80 5.875 11/1/2005 1/1/2006 10/1/2035
108097524 Primary Condominium 360 357 80 7 11/1/2005 1/1/2006 10/1/2035
106096911 Primary SFR 360 357 77.83 5.875 11/1/2005 1/1/2006 10/1/2035
105867218 Primary SFR 360 357 72.23 5.5 11/1/2005 1/1/2006 10/1/2035
105752187 Primary SFR 360 357 80 6.625 11/1/2005 1/1/2006 10/1/2035
105715151 Primary SFR 360 357 83.45 5.875 11/1/2005 1/1/2006 10/1/2035
105659464 Primary SFR 360 357 75 5.75 11/1/2005 1/1/2006 10/1/2035
105495020 Primary SFR 360 357 67.65 6.5 11/1/2005 1/1/2006 10/1/2035
105445478 Primary PUD 360 357 80 5.375 11/1/2005 3/1/2006 10/1/2035
105361003 Primary SFR 360 357 80 6.5 11/1/2005 1/1/2006 10/1/2035
105354763 Primary PUD 360 357 64.52 6.25 11/1/2005 1/1/2006 10/1/2035
105350146 Primary PUD 360 357 76.92 5.875 11/1/2005 1/1/2006 10/1/2035
105326175 Primary PUD 360 357 56.3 5.375 11/1/2005 2/1/2006 10/1/2035
105265640 Primary PUD 360 357 75.14 5.375 11/1/2005 2/1/2006 10/1/2035
105174996 Primary PUD 360 357 80 6.5 11/1/2005 1/1/2006 10/1/2035
105143128 Primary SFR 360 357 86.67 7.5 11/1/2005 1/1/2006 10/1/2035
105130495 Primary PUD 360 357 75.31 5.5 11/1/2005 1/1/2006 10/1/2035
105078096 Investor Condominium 360 357 78.61 6.75 11/1/2005 2/1/2006 10/1/2035
105065062 Primary PUD 360 357 89.99 5.75 11/1/2005 2/1/2006 10/1/2035
105045756 Investor PUD 360 357 80 6.75 11/1/2005 1/1/2006 10/1/2035
105030082 Primary SFR 360 357 71.43 6.125 11/1/2005 2/1/2006 10/1/2035
104999070 Primary SFR 360 357 79.99 6.375 11/1/2005 1/1/2006 10/1/2035
104968250 Secondary SFR 360 357 79.99 6.25 11/1/2005 1/1/2006 10/1/2035
104949296 Primary SFR 360 357 75 6.625 11/1/2005 1/1/2006 10/1/2035
104887497 Primary SFR 360 357 79.99 6 11/1/2005 1/1/2006 10/1/2035
104838003 Investor PUD 360 357 80 6.625 11/1/2005 1/1/2006 10/1/2035
104831274 Primary SFR 360 357 80 6.125 11/1/2005 1/1/2006 10/1/2035
104830994 Primary SFR 360 356 73.03 6 10/1/2005 2/1/2006 9/1/2035
104810296 Primary SFR 360 357 79.99 5.875 11/1/2005 1/1/2006 10/1/2035
104774139 Primary PUD 360 357 89.99 5.25 11/1/2005 1/1/2006 10/1/2035
104751072 Primary Condominium 360 356 80 5.625 10/1/2005 1/1/2006 9/1/2035
104747472 Primary SFR 360 357 76.3 6 11/1/2005 1/1/2006 10/1/2035
104702253 Primary PUD 360 357 80 5.75 11/1/2005 2/1/2006 10/1/2035
104592623 Primary SFR 360 357 79.99 5.875 11/1/2005 1/1/2006 10/1/2035
104552979 Primary SFR 360 357 80 5.75 11/1/2005 2/1/2006 10/1/2035
104454254 Primary Condominium 360 356 80 6.5 10/1/2005 1/1/2006 9/1/2035
104357610 Primary SFR 360 357 80 6.25 11/1/2005 2/1/2006 10/1/2035
104301983 Investor PUD 360 356 80 5.5 10/1/2005 1/1/2006 9/1/2035
104277276 Primary SFR 360 357 66.23 6.125 11/1/2005 1/1/2006 10/1/2035
104065303 Primary Condominium 360 356 80 5.75 10/1/2005 1/1/2006 9/1/2035
104005111 Primary PUD 360 357 79.99 6.125 11/1/2005 1/1/2006 10/1/2035
103928462 Primary SFR 360 355 80 6.25 9/1/2005 2/1/2006 8/1/2035
103907051 Primary SFR 360 357 80 5.375 11/1/2005 1/1/2006 10/1/2035
103777619 Primary SFR 360 357 79.58 5.875 11/1/2005 1/1/2006 10/1/2035
103551775 Primary PUD 360 356 80 5.375 10/1/2005 2/1/2006 9/1/2035
103508777 Primary PUD 360 357 80 5.375 11/1/2005 2/1/2006 10/1/2035
103371431 Investor PUD 360 356 80 5.125 10/1/2005 2/1/2006 9/1/2035
103009374 Primary PUD 360 357 80 6.125 11/1/2005 1/1/2006 10/1/2035
92437706 Primary Condominium 360 353 33.33 4.5 7/1/2005 2/1/2006 6/1/2035
92187075 Primary Condominium 360 352 80 5.875 6/1/2005 1/1/2006 5/1/2035
92014173 Secondary SFR 360 352 90 7 6/1/2005 1/1/2006 5/1/2035
91936675 Primary SFR 360 352 79.99 6.5 6/1/2005 1/1/2006 5/1/2035
102006814 Primary PUD 360 353 73.15 5.875 7/1/2005 1/1/2006 6/1/2035
85526424 Investor SFR 360 348 80 6.125 2/1/2005 1/1/2006 1/1/2035
85684470 Primary SFR 360 348 79.22 6 2/1/2005 1/1/2006 1/1/2035
201921996 Investor SFR 360 348 80 5.75 2/1/2005 1/1/2006 1/1/2035
700064264 Primary PUD 360 347 80 5.5 1/1/2005 1/1/2006 12/1/2034
LOANID PANDI PTDATE OBAL COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
--------- -------- --------- ------------ ------------ -------- ------------- ------------ --------- -------
113204632 2,843.48 12/1/2005 524,950.00 524,950.00 Purchase Reduced 680,000.00 10/1/2010 11.5
113067106 4,288.75 12/1/2005 876,000.00 876,000.00 Purchase Alternative 1,095,000.00 10/1/2010 10.875
112979574 1,997.50 12/1/2005 408,000.00 408,000.00 R/T Refi Reduced 520,000.00 10/1/2010 10.875
112834014 2,838.33 12/1/2005 524,000.00 524,000.00 R/T Refi Reduced 655,000.00 11/1/2010 11.5
111767122 7,343.75 12/1/2005 1,500,000.00 1,500,000.00 Purchase Reduced 2,380,000.00 10/1/2010 10.875
111697508 4,270.83 12/1/2005 999,999.00 999,999.00 C/O Refi Reduced 1,490,000.00 11/1/2010 10.125
111697468 4,687.03 1/1/2006 999,900.00 999,900.00 R/T Refi Reduced 1,450,000.00 11/1/2010 10.625
111410372 2,160.94 12/1/2005 414,900.00 414,799.94 Purchase Reduced 519,000.00 11/1/2010 11.25
111396435 2,082.50 1/1/2006 408,000.00 408,000.00 Purchase Reduced 510,000.00 11/1/2010 11.125
110794789 3,597.92 1/1/2006 785,000.00 785,000.00 C/O Refi Reduced 1,175,000.00 11/1/2010 10.5
110310266 3,028.71 12/1/2005 618,630.00 618,630.00 Purchase Reduced 775,000.00 10/1/2010 10.875
108097524 2,742.83 12/1/2005 470,200.00 470,200.00 Purchase Reduced 587,774.00 10/1/2010 12
106096911 1,983.30 12/1/2005 405,100.00 405,100.00 Purchase Reduced 521,000.00 10/1/2010 10.875
105867218 2,092.29 12/1/2005 456,500.00 456,500.00 C/O Refi Full 632,000.00 10/1/2010 10.5
105752187 3,162.18 12/1/2005 572,773.00 572,773.00 Purchase Reduced 745,000.00 10/1/2010 11.625
105715151 2,619.27 12/1/2005 535,000.00 534,999.44 C/O Refi Alternative 641,100.00 10/1/2010 10.875
105659464 1,922.66 12/1/2005 401,250.00 401,250.00 Purchase Reduced 535,000.00 10/1/2010 10.75
105495020 3,114.58 12/1/2005 575,000.00 575,000.00 C/O Refi Reduced 850,000.00 10/1/2010 11.5
105445478 2,127.60 2/1/2006 480,000.00 447,684.14 Purchase Alternative 605,000.00 10/1/2010 10.375
105361003 2,509.00 12/1/2005 463,200.00 463,200.00 Purchase Reduced 580,000.00 10/1/2010 11.5
105354763 5,208.33 12/1/2005 1,000,000.00 1,000,000.00 C/O Refi Reduced 1,550,000.00 10/1/2010 11.25
105350146 3,182.23 12/1/2005 650,000.00 649,964.52 Purchase Reduced 845,000.00 10/1/2010 10.875
105326175 3,404.17 1/1/2006 760,000.00 760,000.00 C/O Refi Reduced 1,350,000.00 10/1/2010 10.375
105265640 3,639.81 1/1/2006 650,000.00 647,805.15 C/O Refi Alternative 865,000.00 10/1/2010 10.375
105174996 2,817.92 12/1/2005 520,232.00 520,232.00 Purchase Reduced 650,500.00 10/1/2010 11.5
105143128 4,062.50 12/1/2005 650,000.00 650,000.00 Purchase Reduced 750,000.00 10/1/2010 12.5
105130495 2,209.17 12/1/2005 482,000.00 482,000.00 R/T Refi Reduced 640,000.00 10/1/2010 10.5
105078096 2,350.41 1/1/2006 417,850.00 417,850.00 Purchase Reduced 536,000.00 10/1/2010 11.75
105065062 2,533.01 1/1/2006 528,700.00 528,426.43 Purchase Full 590,000.00 10/1/2010 10.75
105045756 4,342.50 12/1/2005 772,000.00 772,000.00 C/O Refi Full 965,000.00 10/1/2010 11.75
105030082 3,645.67 1/1/2006 600,000.00 598,241.54 R/T Refi Reduced 840,000.00 10/1/2010 11.125
104999070 2,577.09 12/1/2005 485,100.00 485,100.00 Purchase Reduced 607,000.00 10/1/2010 11.375
104968250 2,761.98 12/1/2005 530,300.00 530,300.00 Purchase Reduced 681,000.00 10/1/2010 11.25
104949296 4,968.75 12/1/2005 900,000.00 900,000.00 Purchase Reduced 1,235,000.00 10/1/2010 11.625
104887497 2,037.25 12/1/2005 407,450.00 407,449.99 Purchase Alternative 509,500.00 10/1/2010 11
104838003 4,105.35 12/1/2005 641,150.00 639,443.61 Purchase Full 825,000.00 10/1/2010 11.625
104831274 2,237.67 12/1/2005 438,400.00 438,400.00 Purchase Reduced 548,000.00 10/1/2010 11.125
104830994 3,250.00 1/1/2006 650,000.00 650,000.00 Purchase Reduced 890,000.00 9/1/2010 11
104810296 2,323.56 12/1/2005 474,600.00 474,600.00 Purchase Reduced 594,000.00 10/1/2010 10.875
104774139 1,835.75 12/1/2005 419,600.00 419,600.00 Purchase Reduced 471,000.00 10/1/2010 10.25
104751072 2,646.28 12/1/2005 564,560.00 563,809.06 Purchase Full 710,000.00 9/1/2010 10.625
104747472 2,057.50 12/1/2005 412,000.00 411,000.00 C/O Refi Full 540,000.00 10/1/2010 11
104702253 2,564.50 1/1/2006 535,200.00 535,200.00 Purchase Full 680,000.00 10/1/2010 10.75
104592623 2,525.03 12/1/2005 515,750.00 515,750.00 Purchase Reduced 645,000.00 10/1/2010 10.875
104552979 2,510.83 1/1/2006 524,000.00 524,000.00 C/O Refi Full 655,000.00 10/1/2010 10.75
104454254 2,903.33 12/1/2005 536,000.00 536,000.00 Purchase Reduced 675,000.00 9/1/2010 11.5
104357610 2,495.83 1/1/2006 479,200.00 479,000.00 Purchase Reduced 600,000.00 10/1/2010 11.25
104301983 2,053.33 12/1/2005 448,000.00 448,000.00 Purchase Reduced 640,000.00 9/1/2010 10.5
104277276 2,552.08 12/1/2005 500,000.00 500,000.00 C/O Refi Reduced 755,000.00 10/1/2010 11.125
104065303 2,012.50 12/1/2005 420,000.00 420,000.00 Purchase Preferred 525,000.00 9/1/2010 10.75
104005111 2,796.83 12/1/2005 547,950.00 547,950.00 Purchase Reduced 710,000.00 10/1/2010 11.125
103928462 2,929.17 1/1/2006 562,400.00 562,262.92 C/O Refi Full 703,000.00 8/1/2010 11.25
103907051 2,024.58 12/1/2005 452,000.00 452,000.00 Purchase Reduced 565,000.00 10/1/2010 10.375
103777619 2,305.94 12/1/2005 471,000.00 471,000.00 Purchase Full 607,000.00 10/1/2010 10.875
103551775 1,867.81 1/1/2006 417,000.00 417,000.00 Purchase Reduced 522,000.00 9/1/2010 10.375
103508777 2,687.86 1/1/2006 480,000.00 478,379.18 Purchase Full 600,000.00 10/1/2010 10.375
103371431 2,255.00 1/1/2006 528,000.00 527,999.46 C/O Refi Full 660,000.00 9/1/2010 10.125
103009374 2,211.49 12/1/2005 433,272.00 433,272.00 Purchase Alternative 542,000.00 10/1/2010 11.125
92437706 2,437.50 1/1/2006 650,000.00 650,000.00 Purchase Full 2,025,000.00 6/1/2010 9.5
92187075 2,193.33 12/1/2005 448,000.00 448,000.00 Purchase Reduced 560,000.00 5/1/2010 10.875
92014173 2,231.25 12/1/2005 382,500.00 382,500.00 Purchase SISA 430,000.00 5/1/2010 12
91936675 2,290.30 12/1/2005 362,350.00 359,679.21 Purchase Reduced 467,000.00 5/1/2010 11.5
102006814 2,668.23 12/1/2005 545,000.00 545,000.00 Purchase Reduced 745,000.00 6/1/2010 10.875
85526424 510.42 12/1/2005 100,000.00 99,894.84 Purchase Full 125,000.00 1/1/2010 11.125
85684470 2,535.00 12/1/2005 507,000.00 506,687.34 R/T Refi SISA 640,000.00 1/1/2010 11
201921996 483 12/1/2005 100,800.00 100,781.00 R/T Refi Stated Income 126,000.00 1/1/2010 10.75
700064264 1,267.30 12/1/2005 276,500.00 276,500.00 Purchase Full 346,000.00 12/1/2009 10.5
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
--------- ----- ------ ------ ----------- ---------- ------------------- ------------------- ---- ------
113204632 2.25 2 2.25 12 MO LIBOR 9/23/2005 CWHL CWHL 0 0.25
113067106 2.25 2 2.25 12 MO LIBOR 9/28/2005 CWHL CWHL 0 0.25
112979574 2.25 2 2.25 12 MO LIBOR 9/15/2005 CWHL CWHL 0 0.25
112834014 2.25 2 2.25 12 MO LIBOR 10/4/2005 CWHL CWHL 0 0.25
111767122 2.25 2 2.25 12 MO LIBOR 9/15/2005 CWHL CWHL 0 0.25
111697508 2.25 2 2.25 12 MO LIBOR 10/4/2005 CWHL CWHL 0 0.25
111697468 2.25 2 2.25 12 MO LIBOR 10/3/2005 CWHL CWHL 0 0.25
111410372 2.25 2 2.25 12 MO LIBOR 10/4/2005 CWHL CWHL 0 0.25
111396435 2.25 2 2.25 12 MO LIBOR 9/29/2005 CWHL CWHL 0 0.25
110794789 2.25 2 2.25 12 MO LIBOR 10/5/2005 CWHL CWHL 0 0.25
110310266 2.25 2 2.25 12 MO LIBOR 9/29/2005 CWHL CWHL 0 0.25
108097524 2.25 2 2.25 12 MO LIBOR 9/23/2005 CWHL CWHL 0 0.25
106096911 2.25 2 2.25 12 MO LIBOR 9/21/2005 CWHL CWHL 0 0.25
105867218 2.25 2 2.25 12 MO LIBOR 9/20/2005 CWHL CWHL 0 0.25
105752187 2.25 2 2.25 12 MO LIBOR 9/23/2005 CWHL CWHL 0 0.25
105715151 2.25 2 2.25 12 MO LIBOR 9/15/2005 CWHL CWHL 0 0.25
105659464 2.25 2 2.25 12 MO LIBOR 9/1/2005 CWHL CWHL 0 0.25
105495020 2.25 2 2.25 12 MO LIBOR 9/21/2005 CWHL CWHL 0 0.25
105445478 2.25 2 2.25 12 MO LIBOR 9/13/2005 CWHL CWHL 0 0.25
105361003 2.25 2 2.25 12 MO LIBOR 9/20/2005 CWHL CWHL 0 0.25
105354763 2.25 2 2.25 12 MO LIBOR 9/21/2005 CWHL CWHL 0 0.25
105350146 2.25 2 2.25 12 MO LIBOR 9/15/2005 CWHL CWHL 0 0.25
105326175 2.25 2 2.25 12 MO LIBOR 9/16/2005 CWHL CWHL 0 0.25
105265640 2.25 2 2.25 12 MO LIBOR 9/20/2005 CWHL CWHL 0 0.25
105174996 2.25 2 2.25 12 MO LIBOR 9/16/2005 CWHL CWHL 0 0.25
105143128 3.5 2 3.5 12 MO LIBOR 9/8/2005 CWHL CWHL 0.51 0.25
105130495 2.25 2 2.25 12 MO LIBOR 9/26/2005 CWHL CWHL 0 0.25
105078096 2.25 2 2.25 12 MO LIBOR 9/16/2005 CWHL CWHL 0 0.25
105065062 2.75 2 2.75 12 MO LIBOR 9/16/2005 CWHL CWHL 0.39 0.25
105045756 2.25 2 2.25 12 MO LIBOR 9/26/2005 CWHL CWHL 0 0.25
105030082 2.25 2 2.25 12 MO LIBOR 9/20/2005 CWHL CWHL 0 0.25
104999070 2.25 2 2.25 12 MO LIBOR 9/12/2005 CWHL CWHL 0 0.25
104968250 2.25 2 2.25 12 MO LIBOR 9/15/2005 CWHL CWHL 0 0.25
104949296 2.25 2 2.25 12 MO LIBOR 9/26/2005 CWHL CWHL 0 0.25
104887497 2.25 2 2.25 12 MO LIBOR 9/22/2005 CWHL CWHL 0 0.25
104838003 2.25 2 2.25 12 MO LIBOR 9/23/2005 CWHL CWHL 0 0.25
104831274 2.25 2 2.25 12 MO LIBOR 9/2/2005 CWHL CWHL 0 0.25
104830994 2.25 2 2.25 12 MO LIBOR 8/29/2005 CWHL CWHL 0 0.25
104810296 2.25 2 2.25 12 MO LIBOR 9/1/2005 CWHL CWHL 0 0.25
104774139 2.25 2 2.25 12 MO LIBOR 9/8/2005 CWHL CWHL 0 0.25
104751072 2.25 2 2.25 12 MO LIBOR 8/26/2005 CWHL CWHL 0 0.25
104747472 2.25 2 2.25 12 MO LIBOR 9/24/2005 CWHL CWHL 0 0.25
104702253 2.25 2 2.25 12 MO LIBOR 9/16/2005 CWHL CWHL 0 0.25
104592623 2.25 2 2.25 12 MO LIBOR 9/2/2005 CWHL CWHL 0 0.25
104552979 2.25 2 2.25 12 MO LIBOR 9/16/2005 CWHL CWHL 0 0.25
104454254 2.25 2 2.25 12 MO LIBOR 8/29/2005 CWHL CWHL 0 0.25
104357610 2.25 2 2.25 12 MO LIBOR 9/20/2005 CWHL CWHL 0 0.25
104301983 2.25 2 2.25 12 MO LIBOR 8/16/2005 CWHL CWHL 0 0.25
104277276 2.25 2 2.25 12 MO LIBOR 9/2/2005 CWHL CWHL 0 0.25
104065303 2.25 2 2.25 12 MO LIBOR 8/9/2005 CWHL CWHL 0 0.25
104005111 2.25 2 2.25 12 MO LIBOR 9/12/2005 CWHL CWHL 0 0.25
103928462 2.25 2 2.25 12 MO LIBOR 7/12/2005 CWHL CWHL 0 0.25
103907051 2.25 2 2.25 12 MO LIBOR 9/1/2005 CWHL CWHL 0 0.25
103777619 2.25 2 2.25 12 MO LIBOR 9/9/2005 CWHL CWHL 0 0.25
103551775 2.25 2 2.25 12 MO LIBOR 8/2/2005 CWHL CWHL 0 0.25
103508777 2.25 2 2.25 12 MO LIBOR 9/8/2005 CWHL CWHL 0 0.25
103371431 2.25 2 2.25 12 MO LIBOR 8/3/2005 CWHL CWHL 0 0.25
103009374 2.25 2 2.25 12 MO LIBOR 9/29/2005 CWHL CWHL 0 0.25
92437706 2.25 2 2.25 12 MO LIBOR 5/10/2005 CWHL CWHL 0 0.25
92187075 2.25 2 2.25 12 MO LIBOR 4/19/2005 CWHL CWHL 0 0.25
92014173 2.25 2 2.25 12 MO LIBOR 4/29/2005 CWHL CWHL 0 0.25
91936675 2.25 2 2.25 12 MO LIBOR 4/4/2005 CWHL CWHL 0 0.25
102006814 2.25 2 2.25 12 MO LIBOR 5/26/2005 CWHL CWHL 0 0.25
85526424 2.75 1 2.75 6 MO LIBOR 12/13/2004 Greenpoint Mortgage Greenpoint Mortgage 0 0.25
85684470 2.75 1 2.75 6 MO LIBOR 12/9/2004 Greenpoint Mortgage Greenpoint Mortgage 0 0.25
201921996 2.75 1 2.75 6 MO LIBOR 12/9/2004 Greenpoint Mortgage Greenpoint Mortgage 0 0.25
700064264 2.75 1 2.75 6 MO LIBOR 12/1/2004 Greenpoint Mortgage Greenpoint Mortgage 0 0.25
EXHIBIT D-4
LOAN GROUP 4 MORTGAGE LOAN SCHEDULE
[See separate Excel file on Closing Binder CD]
D-4-1
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
---------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
6008850890 Primary PUD 360 359 80 5.375 1/1/2006 2/1/2006 12/1/2035
6012348212 Primary SFR 360 356 80 5.625 10/1/2005 1/1/2006 9/1/2035
6123853506 Primary SFR 360 358 80 5.625 12/1/2005 2/1/2006 11/1/2035
6126504874 Primary Condominium 360 358 80 6.375 12/1/2005 2/1/2006 11/1/2035
6138314429 Primary SFR 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
6138891913 Primary SFR 360 358 75 5.75 12/1/2005 2/1/2006 11/1/2035
6156843549 Primary PUD 360 357 80 5.75 11/1/2005 1/1/2006 10/1/2035
6210480726 Primary 4-Family 360 358 80 6 12/1/2005 1/1/2006 11/1/2035
6212826538 Primary SFR 360 359 54.86 5.875 1/1/2006 2/1/2006 12/1/2035
6223350841 Primary SFR 360 359 80 6.25 1/1/2006 1/1/2006 12/1/2035
6224701257 Secondary Condominium 360 359 80 6.75 1/1/2006 2/1/2006 12/1/2035
6224790862 Primary Condominium 360 359 80 6.125 1/1/2006 2/1/2006 12/1/2035
6240389418 Primary PUD 360 359 80 5.875 1/1/2006 1/1/2006 12/1/2035
6250937254 Primary SFR 360 359 80 6.25 1/1/2006 1/1/2006 12/1/2035
6299003480 Primary PUD 360 356 64.18 5.75 10/1/2005 1/1/2006 9/1/2035
6306374593 Primary Condominium 360 359 80 5.75 1/1/2006 2/1/2006 12/1/2035
6309167309 Primary SFR 360 359 69.7 6.75 1/1/2006 1/1/2006 12/1/2035
6342527386 Primary SFR 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
6348645398 Primary SFR 360 359 80 6.625 1/1/2006 1/1/2006 12/1/2035
6362114354 Primary SFR 360 359 80 6.375 1/1/2006 2/1/2006 12/1/2035
6378918608 Primary SFR 360 359 80 6.5 1/1/2006 1/1/2006 12/1/2035
6386355876 Primary SFR 360 358 80 6.125 12/1/2005 1/1/2006 11/1/2035
6411281907 Primary SFR 360 359 80 5.125 1/1/2006 2/1/2006 12/1/2035
6417956700 Primary SFR 360 358 78.49 5.875 12/1/2005 1/1/2006 11/1/2035
6430940715 Primary SFR 360 358 80 5.625 12/1/2005 1/1/2006 11/1/2035
6460107672 Primary SFR 360 358 80 6.5 12/1/2005 1/1/2006 11/1/2035
6461867167 Primary SFR 360 358 54.4 5.875 12/1/2005 1/1/2006 11/1/2035
6469375833 Primary Condominium 360 359 80 6.125 1/1/2006 1/1/2006 12/1/2035
6486085340 Secondary PUD 360 358 70 5.75 12/1/2005 1/1/2006 11/1/2035
6499016431 Primary Condominium 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
6560821321 Secondary SFR 360 358 80 5.125 12/1/2005 1/1/2006 11/1/2035
6574688104 Primary SFR 360 359 52.79 5.875 1/1/2006 1/1/2006 12/1/2035
6618989476 Primary PUD 360 358 62.18 5.75 12/1/2005 2/1/2006 11/1/2035
6633189300 Primary PUD 360 358 80 6 12/1/2005 2/1/2006 11/1/2035
6635119990 Primary PUD 360 359 79.98 5.875 1/1/2006 1/1/2006 12/1/2035
6662605010 Primary SFR 360 358 77.19 6.375 12/1/2005 2/1/2006 11/1/2035
6678450179 Primary SFR 360 359 80 5.875 1/1/2006 2/1/2006 12/1/2035
6685945831 Primary SFR 360 353 80 5.5 7/1/2005 1/1/2006 6/1/2035
6726222620 Primary SFR 360 358 65.66 5.875 12/1/2005 1/1/2006 11/1/2035
6775906958 Primary SFR 360 358 80 5.375 12/1/2005 1/1/2006 11/1/2035
6778492295 Primary SFR 360 358 80 5.625 12/1/2005 1/1/2006 11/1/2035
6804060967 Primary SFR 360 358 78 5.875 12/1/2005 1/1/2006 11/1/2035
6814099252 Primary Condominium 360 357 80 6.125 11/1/2005 2/1/2006 10/1/2035
6818949569 Primary PUD 360 359 80 5.25 1/1/2006 2/1/2006 12/1/2035
6830484447 Secondary Condominium 360 359 80 7.125 1/1/2006 1/1/2006 12/1/2035
6842707462 Primary SFR 360 358 80 6.375 12/1/2005 1/1/2006 11/1/2035
6854828164 Primary Condominium 360 358 80 5.75 12/1/2005 1/1/2006 11/1/2035
6910777116 Primary PUD 360 359 47.72 5.875 1/1/2006 2/1/2006 12/1/2035
6917961788 Primary Condominium 360 358 80 6.375 12/1/2005 1/1/2006 11/1/2035
6927892585 Primary Condominium 360 359 80 6.125 1/1/2006 1/1/2006 12/1/2035
6973674747 Secondary SFR 360 357 40 5.375 11/1/2005 2/1/2006 10/1/2035
6980849449 Primary Condominium 360 358 80 5.875 12/1/2005 2/1/2006 11/1/2035
6996381858 Primary PUD 360 359 90 6 1/1/2006 2/1/2006 12/1/2035
6997430183 Primary SFR 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
3302205558 Primary SFR 360 355 90 5.5 9/1/2005 2/1/2006 8/1/2035
6077430731 Primary Condominium 360 359 95 5.75 1/1/2006 1/1/2006 12/1/2035
6192282710 Primary Condominium 360 359 95 6.25 1/1/2006 1/1/2006 12/1/2035
6395976977 Primary SFR 360 359 90 5.75 1/1/2006 1/1/2006 12/1/2035
6401453722 Secondary Townhouse 360 357 92.7 5.5 11/1/2005 1/1/2006 10/1/2035
6440345756 Primary Condominium 360 358 88.88 5.5 12/1/2005 2/1/2006 11/1/2035
6851606977 Primary SFR 360 357 93.26 6 11/1/2005 2/1/2006 10/1/2035
6000036803 Primary PUD 360 357 80 5.375 11/1/2005 2/1/2006 10/1/2035
6081078633 Primary SFR 360 358 80 5.5 12/1/2005 1/1/2006 11/1/2035
6083756269 Primary SFR 360 357 80 6.25 11/1/2005 1/1/2006 10/1/2035
6090290823 Primary SFR 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
6112130510 Primary SFR 360 358 80 5.5 12/1/2005 2/1/2006 11/1/2035
LOANID PANDI PTDATE OBAL COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
---------- -------- --------- ------------ ------------ -------- ------------- ------------ --------- -------
6008850890 748.56 1/1/2006 167,120.00 167,120.00 Purchase Standard 210,000.00 12/1/2012 10.375
6012348212 451.77 12/1/2005 96,400.00 96,377.41 Purchase Standard 120,500.00 9/1/2012 10.625
6123853506 1,046.25 1/1/2006 223,200.00 223,200.00 Purchase Standard 280,000.00 11/1/2012 10.625
6126504874 2,252.50 1/1/2006 424,000.00 424,000.00 Purchase Stated Income 530,000.00 11/1/2012 11.375
6138314429 716.67 12/1/2005 137,600.00 137,600.00 Purchase Standard 173,000.00 11/1/2012 11.25
6138891913 3,162.50 1/1/2006 660,000.00 660,000.00 R/T Refi Stated Income 880,000.00 11/1/2012 10.75
6156843549 1,169.17 12/1/2005 244,000.00 244,000.00 Purchase Standard 309,000.00 10/1/2012 10.75
6210480726 5,960.00 12/1/2005 1,192,000.00 1,192,000.00 Purchase Standard 1,490,000.00 11/1/2012 11
6212826538 993.85 1/1/2006 203,000.00 203,000.00 R/T Refi Stated Income 370,000.00 12/1/2012 10.875
6223350841 1,495.83 1/1/2006 287,200.00 287,200.00 Purchase Stated Income 359,000.00 12/1/2012 11.25
6224701257 1,147.50 1/1/2006 204,000.00 204,000.00 Purchase Standard 260,000.00 12/1/2012 11.75
6224790862 775.83 1/1/2006 152,000.00 152,000.00 Purchase Standard 192,000.00 12/1/2012 11.125
6240389418 849.64 1/1/2006 173,542.90 173,542.90 Purchase Standard 230,000.00 12/1/2012 10.875
6250937254 520.83 1/1/2006 100,000.00 100,000.00 Purchase Standard 125,000.00 12/1/2012 11.25
6299003480 6,273.41 12/1/2005 1,075,000.00 1,070,478.12 C/O Refi Rapid 1,675,000.00 9/1/2012 10.75
6306374593 1,119.33 1/1/2006 233,600.00 233,600.00 Purchase Standard 295,000.00 12/1/2012 10.75
6309167309 3,273.75 1/1/2006 582,000.00 582,000.00 C/O Refi Stated Income 835,000.00 12/1/2012 11.75
6342527386 1,112.10 12/1/2005 188,000.00 187,615.70 Purchase Standard 240,000.00 11/1/2012 10.875
6348645398 706.67 1/1/2006 128,000.00 128,000.00 Purchase Standard 163,000.00 12/1/2012 11.625
6362114354 2,273.75 1/1/2006 428,000.00 428,000.00 Purchase Standard 560,000.00 12/1/2012 11.375
6378918608 476.67 1/1/2006 88,000.00 88,000.00 Purchase Standard 120,000.00 12/1/2012 11.5
6386355876 1,666.00 12/1/2005 326,400.00 326,400.00 Purchase Standard 410,000.00 11/1/2012 11.125
6411281907 1,067.20 1/1/2006 196,000.00 195,769.88 Purchase Standard 245,000.00 12/1/2012 10.125
6417956700 979.17 12/1/2005 200,000.00 200,000.00 Purchase Stated Income 255,000.00 11/1/2012 10.875
6430940715 956.25 12/1/2005 204,000.00 204,000.00 Purchase Standard 268,000.00 11/1/2012 10.625
6460107672 960.13 12/1/2005 177,280.00 177,255.03 Purchase Standard 221,600.00 11/1/2012 11.5
6461867167 2,996.25 12/1/2005 612,000.00 612,000.00 C/O Refi Stated Income 1,125,000.00 11/1/2012 10.875
6469375833 1,122.92 1/1/2006 220,000.00 220,000.00 Purchase Stated Income 285,000.00 12/1/2012 11.125
6486085340 4,695.83 12/1/2005 980,000.00 980,000.00 Purchase Stated Income 1,400,000.00 11/1/2012 10.75
6499016431 2,741.67 12/1/2005 560,000.00 560,000.00 Purchase Standard 700,000.00 11/1/2012 10.875
6560821321 7,824.17 12/1/2005 1,832,000.00 1,832,000.00 Purchase Standard 2,290,000.00 11/1/2012 10.125
6574688104 4,587.40 1/1/2006 937,000.00 937,000.00 R/T Refi Stated Income 1,775,000.00 12/1/2012 10.875
6618989476 2,875.00 1/1/2006 600,000.00 598,367.21 C/O Refi Stated Income 965,000.00 11/1/2012 10.75
6633189300 804 1/1/2006 160,800.00 160,800.00 Purchase Standard 201,000.00 11/1/2012 11
6635119990 2,447.92 1/1/2006 500,000.00 500,000.00 Purchase Stated Income 629,000.00 12/1/2012 10.875
6662605010 8,571.98 1/1/2006 1,374,000.00 1,371,448.03 C/O Refi Standard 1,780,000.00 11/1/2012 11.375
6678450179 743.97 1/1/2006 151,960.00 151,960.00 Purchase Standard 192,000.00 12/1/2012 10.875
6685945831 550 12/1/2005 120,000.00 120,000.00 Purchase Standard 150,000.00 6/1/2012 10.5
6726222620 1,591.15 12/1/2005 325,000.00 325,000.00 C/O Refi Stated Income 495,000.00 11/1/2012 10.875
6775906958 1,155.77 12/1/2005 258,400.00 258,033.25 Purchase Standard 323,000.00 11/1/2012 10.375
6778492295 955.88 12/1/2005 203,920.00 203,920.00 Purchase Standard 256,000.00 11/1/2012 10.625
6804060967 1,718.44 12/1/2005 351,000.00 351,000.00 R/T Refi Stated Income 450,000.00 11/1/2012 10.875
6814099252 1,629.25 1/1/2006 319,200.00 319,200.00 Purchase Standard 409,000.00 10/1/2012 11.125
6818949569 575.4 1/1/2006 131,520.00 131,520.00 Purchase Standard 170,000.00 12/1/2012 10.25
6830484447 1,591.25 1/1/2006 268,000.00 268,000.00 Purchase Stated Income 339,000.00 12/1/2012 12.125
6842707462 748.65 12/1/2005 120,000.00 119,777.11 Purchase Standard 150,000.00 11/1/2012 11.375
6854828164 1,376.17 12/1/2005 287,200.00 287,200.00 Purchase Stated Income 360,000.00 11/1/2012 10.75
6910777116 1,126.04 1/1/2006 230,000.00 230,000.00 Purchase Stated Income 483,000.00 12/1/2012 10.875
6917961788 1,360.00 12/1/2005 256,000.00 256,000.00 Purchase Standard 320,000.00 11/1/2012 11.375
6927892585 673.75 1/1/2006 132,000.00 132,000.00 Purchase Standard 165,000.00 12/1/2012 11.125
6973674747 1,119.79 1/1/2006 250,000.00 249,944.01 Purchase Stated Income 649,000.00 10/1/2012 10.375
6980849449 743.52 1/1/2006 151,868.00 151,868.00 Purchase Standard 190,000.00 11/1/2012 10.875
6996381858 2,982.95 1/1/2006 596,590.00 596,590.00 Purchase Stated Income 686,000.00 12/1/2012 11
6997430183 411.72 12/1/2005 69,600.00 69,457.71 Purchase Standard 87,000.00 11/1/2012 10.875
3302205558 995.96 1/1/2006 175,410.00 174,220.56 Purchase Unknown 195,000.00 8/1/2012 10.5
6077430731 882.35 1/1/2006 151,197.00 151,039.14 Purchase Unknown 168,000.00 12/1/2012 10.75
6192282710 1,116.64 1/1/2006 181,355.00 181,182.92 Purchase Unknown 191,000.00 12/1/2012 11.25
6395976977 1,073.81 1/1/2006 224,100.00 224,100.00 Purchase Unknown 250,000.00 12/1/2012 10.75
6401453722 931.1 12/1/2005 163,986.00 163,445.03 Purchase Unknown 197,000.00 10/1/2012 10.5
6440345756 453.67 1/1/2006 79,900.00 79,724.68 Purchase Unknown 90,000.00 11/1/2012 10.5
6851606977 539.6 1/1/2006 90,000.00 88,275.35 Purchase Unknown 96,500.00 10/1/2012 11
6000036803 1,702.32 1/1/2006 304,000.00 302,973.46 Purchase Standard 380,000.00 10/1/2012 10.375
6081078633 740.67 12/1/2005 161,600.00 161,600.00 Purchase Standard 210,000.00 11/1/2012 10.5
6083756269 1,206.81 12/1/2005 196,000.00 195,439.15 Purchase Standard 246,000.00 10/1/2012 11.25
6090290823 598.64 12/1/2005 101,200.00 100,993.13 Purchase Standard 130,000.00 11/1/2012 10.875
6112130510 953.33 1/1/2006 208,000.00 208,000.00 Purchase Standard 260,000.00 11/1/2012 10.5
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
---------- ----- ------ ------ ----------- ---------- --------------- -------- ---- ------
6008850890 2.25 2 2.25 12 MO LIBOR 11/15/2005 Bank of America BANA CRE 0 0.25
6012348212 2.25 2 2.25 12 MO LIBOR 8/30/2005 Bank of America BANA CRE 0 0.25
6123853506 2.25 2 2.25 12 MO LIBOR 10/4/2005 Bank of America BANA CRE 0 0.25
6126504874 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.25
6138314429 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.25
6138891913 2.25 2 2.25 12 MO LIBOR 10/18/2005 Bank of America BANA CRE 0 0.25
6156843549 2.25 2 2.25 12 MO LIBOR 9/7/2005 Bank of America BANA CRE 0 0.25
6210480726 2.25 2 2.25 12 MO LIBOR 10/13/2005 Bank of America BANA CRE 0 0.25
6212826538 2.25 2 2.25 12 MO LIBOR 11/1/2005 Bank of America BANA CRE 0 0.25
6223350841 2.25 2 2.25 12 MO LIBOR 11/14/2005 Bank of America BANA CRE 0 0.25
6224701257 2.25 2 2.25 12 MO LIBOR 11/14/2005 Bank of America BANA CRE 0 0.25
6224790862 2.25 2 2.25 12 MO LIBOR 11/7/2005 Bank of America BANA CRE 0 0.25
6240389418 2.25 2 2.25 12 MO LIBOR 11/14/2005 Bank of America BANA CRE 0 0.25
6250937254 2.25 2 2.25 12 MO LIBOR 11/3/2005 Bank of America BANA CRE 0 0.25
6299003480 2.25 2 2.25 12 MO LIBOR 7/26/2005 Bank of America BANA CRE 0 0.25
6306374593 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.25
6309167309 2.25 2 2.25 12 MO LIBOR 11/2/2005 Bank of America BANA CRE 0 0.25
6342527386 2.25 2 2.25 12 MO LIBOR 10/24/2005 Bank of America BANA CRE 0 0.25
6348645398 2.25 2 2.25 12 MO LIBOR 11/9/2005 Bank of America BANA CRE 0 0.25
6362114354 2.25 2 2.25 12 MO LIBOR 11/18/2005 Bank of America BANA CRE 0 0.25
6378918608 2.25 2 2.25 12 MO LIBOR 11/15/2005 Bank of America BANA CRE 0 0.25
6386355876 2.25 2 2.25 12 MO LIBOR 10/13/2005 Bank of America BANA CRE 0 0.25
6411281907 2.25 2 2.25 12 MO LIBOR 11/14/2005 Bank of America BANA CRE 0 0.25
6417956700 2.25 2 2.25 12 MO LIBOR 10/19/2005 Bank of America BANA CRE 0 0.25
6430940715 2.25 2 2.25 12 MO LIBOR 10/20/2005 Bank of America BANA CRE 0 0.25
6460107672 2.25 2 2.25 12 MO LIBOR 10/26/2005 Bank of America BANA CRE 0 0.25
6461867167 2.25 2 2.25 12 MO LIBOR 10/5/2005 Bank of America BANA CRE 0 0.25
6469375833 2.25 2 2.25 12 MO LIBOR 11/14/2005 Bank of America BANA CRE 0 0.25
6486085340 2.25 2 2.25 12 MO LIBOR 10/17/2005 Bank of America BANA CRE 0 0.25
6499016431 2.25 2 2.25 12 MO LIBOR 10/19/2005 Bank of America BANA CRE 0 0.25
6560821321 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.25
6574688104 2.25 2 2.25 12 MO LIBOR 10/31/2005 Bank of America BANA CRE 0 0.25
6618989476 2.25 2 2.25 12 MO LIBOR 10/14/2005 Bank of America BANA CRE 0 0.25
6633189300 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.25
6635119990 2.25 2 2.25 12 MO LIBOR 11/10/2005 Bank of America BANA CRE 0 0.25
6662605010 2.25 2 2.25 12 MO LIBOR 10/17/2005 Bank of America BANA CRE 0 0.25
6678450179 2.25 2 2.25 12 MO LIBOR 11/18/2005 Bank of America BANA CRE 0 0.25
6685945831 2.25 2 2.25 12 MO LIBOR 6/2/2005 Bank of America BANA CRE 0 0.25
6726222620 2.25 2 2.25 12 MO LIBOR 10/25/2005 Bank of America BANA CRE 0 0.25
6775906958 2.25 2 2.25 12 MO LIBOR 10/14/2005 Bank of America BANA CRE 0 0.25
6778492295 2.25 2 2.25 12 MO LIBOR 10/20/2005 Bank of America BANA CRE 0 0.25
6804060967 2.25 2 2.25 12 MO LIBOR 10/14/2005 Bank of America BANA CRE 0 0.25
6814099252 2.25 2 2.25 12 MO LIBOR 9/22/2005 Bank of America BANA CRE 0 0.25
6818949569 2.25 2 2.25 12 MO LIBOR 11/3/2005 Bank of America BANA CRE 0 0.25
6830484447 2.25 2 2.25 12 MO LIBOR 11/9/2005 Bank of America BANA CRE 0 0.25
6842707462 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.25
6854828164 2.25 2 2.25 12 MO LIBOR 11/1/2005 Bank of America BANA CRE 0 0.25
6910777116 2.25 2 2.25 12 MO LIBOR 11/10/2005 Bank of America BANA CRE 0 0.25
6917961788 2.25 2 2.25 12 MO LIBOR 10/31/2005 Bank of America BANA CRE 0 0.25
6927892585 2.25 2 2.25 12 MO LIBOR 11/4/2005 Bank of America BANA CRE 0 0.25
6973674747 2.25 2 2.25 12 MO LIBOR 9/23/2005 Bank of America BANA CRE 0 0.25
6980849449 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.25
6996381858 2.25 2 2.25 12 MO LIBOR 11/10/2005 Bank of America BANA CRE 0 0.25
6997430183 2.25 2 2.25 12 MO LIBOR 10/24/2005 Bank of America BANA CRE 0 0.25
3302205558 2.25 2 2.25 12 MO LIBOR 7/13/2005 Bank of America BANA CRE 0 0.25
6077430731 2.25 2 2.25 12 MO LIBOR 11/16/2005 Bank of America BANA CRE 0 0.25
6192282710 2.25 2 2.25 12 MO LIBOR 11/4/2005 Bank of America BANA CRE 0 0.25
6395976977 2.25 2 2.25 12 MO LIBOR 11/10/2005 Bank of America BANA CRE 0 0.25
6401453722 2.25 2 2.25 12 MO LIBOR 9/15/2005 Bank of America BANA CRE 0 0.25
6440345756 2.25 2 2.25 12 MO LIBOR 10/7/2005 Bank of America BANA CRE 0 0.25
6851606977 2.25 2 2.25 12 MO LIBOR 9/20/2005 Bank of America BANA CRE 0 0.25
6000036803 2.25 2 2.25 12 MO LIBOR 9/30/2005 Bank of America BANA CRE 0 0.25
6081078633 2.25 2 2.25 12 MO LIBOR 10/11/2005 Bank of America BANA CRE 0 0.25
6083756269 2.25 2 2.25 12 MO LIBOR 9/30/2005 Bank of America BANA CRE 0 0.25
6090290823 2.25 2 2.25 12 MO LIBOR 10/14/2005 Bank of America BANA CRE 0 0.25
6112130510 2.25 2 2.25 12 MO LIBOR 10/3/2005 Bank of America BANA CRE 0 0.25
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
---------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
6133684750 Primary PUD 360 357 70.04 5.625 11/1/2005 1/1/2006 10/1/2035
6179667990 Primary PUD 360 357 80 5.75 11/1/2005 1/1/2006 10/1/2035
6183147492 Primary PUD 360 358 80 5.5 12/1/2005 2/1/2006 11/1/2035
6205019091 Primary PUD 360 358 80 5.75 12/1/2005 2/1/2006 11/1/2035
6233549499 Primary PUD 360 357 80 5.875 11/1/2005 1/1/2006 10/1/2035
6264613560 Primary PUD 360 357 80 5.25 11/1/2005 1/1/2006 10/1/2035
6275019815 Primary SFR 360 358 31.28 5.5 12/1/2005 1/1/2006 11/1/2035
6275198973 Primary PUD 360 358 80 6.125 12/1/2005 2/1/2006 11/1/2035
6330382208 Primary PUD 360 357 80 5.25 11/1/2005 2/1/2006 10/1/2035
6353632554 Primary SFR 360 357 79.98 6.375 11/1/2005 1/1/2006 10/1/2035
6438911262 Primary SFR 360 357 80 5.875 11/1/2005 1/1/2006 10/1/2035
6470246411 Primary SFR 360 357 80 5.75 11/1/2005 1/1/2006 10/1/2035
6491745078 Primary PUD 360 358 80 6.375 12/1/2005 1/1/2006 11/1/2035
6515169065 Primary SFR 360 357 80 6.375 11/1/2005 1/1/2006 10/1/2035
6534709370 Primary SFR 360 357 55.19 6.25 11/1/2005 1/1/2006 10/1/2035
6587458677 Secondary PUD 360 357 71.97 6.25 11/1/2005 1/1/2006 10/1/2035
6589060893 Primary Condominium 360 358 80 5.625 12/1/2005 2/1/2006 11/1/2035
6618229931 Secondary SFR 360 357 75 6.375 11/1/2005 1/1/2006 10/1/2035
6623386726 Primary SFR 360 358 80 6 12/1/2005 1/1/2006 11/1/2035
6631179535 Primary PUD 360 358 80 5.625 12/1/2005 1/1/2006 11/1/2035
6633588808 Primary SFR 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
6645676385 Secondary SFR 360 357 78.13 5.875 11/1/2005 1/1/2006 10/1/2035
6681909427 Primary PUD 360 358 80 6 12/1/2005 2/1/2006 11/1/2035
6694095693 Primary SFR 360 358 80 5.875 12/1/2005 2/1/2006 11/1/2035
6727904143 Primary SFR 360 358 51.71 6.25 12/1/2005 1/1/2006 11/1/2035
6744952372 Primary SFR 360 357 80 6.125 11/1/2005 1/1/2006 10/1/2035
6753750675 Secondary SFR 360 357 80 5.5 11/1/2005 1/1/2006 10/1/2035
6762851845 Primary PUD 360 357 70.09 5.625 11/1/2005 1/1/2006 10/1/2035
6788852389 Primary PUD 360 358 77.4 6.125 12/1/2005 1/1/2006 11/1/2035
6803997516 Primary Condominium 360 357 80 5.625 11/1/2005 1/1/2006 10/1/2035
6808418351 Primary Condominium 360 357 80 5.375 11/1/2005 1/1/2006 10/1/2035
6862282727 Primary SFR 360 358 70 6.125 12/1/2005 1/1/2006 11/1/2035
6914631681 Primary Condominium 360 358 80 5.5 12/1/2005 1/1/2006 11/1/2035
6932638403 Primary Condominium 360 357 80 5.75 11/1/2005 1/1/2006 10/1/2035
6961503197 Primary Condominium 360 357 80 6.25 11/1/2005 1/1/2006 10/1/2035
6961852107 Primary SFR 360 358 80 5.5 12/1/2005 1/1/2006 11/1/2035
6983630911 Primary PUD 360 358 80 6.375 12/1/2005 1/1/2006 11/1/2035
6999177097 Primary SFR 360 358 80 5.75 12/1/2005 2/1/2006 11/1/2035
3302315811 Primary PUD 360 355 90.76 5.625 9/1/2005 2/1/2006 8/1/2035
3302479286 Primary SFR 360 354 84.42 5.5 8/1/2005 1/1/2006 7/1/2035
3302809623 Primary SFR 360 356 80 5.5 10/1/2005 1/1/2006 9/1/2035
6169377006 Primary Condominium 360 356 80 5.375 10/1/2005 2/1/2006 9/1/2035
6649860134 Primary SFR 360 354 82.56 5.875 8/1/2005 2/1/2006 7/1/2035
6746585824 Primary PUD 360 355 72.78 4.875 9/1/2005 1/1/2006 8/1/2035
6858083006 Secondary Condominium 360 354 80 5.75 8/1/2005 3/1/2006 7/1/2035
1139195434 Primary SFR 360 350 80 5.375 4/1/2005 1/1/2006 3/1/2035
1263129289 Primary Condominium 360 350 80 5.25 4/1/2005 1/1/2006 3/1/2035
1730056892 Primary PUD 360 350 75 5.125 4/1/2005 2/1/2006 3/1/2035
LOANID PANDI PTDATE OBAL COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
---------- -------- --------- ------------ ------------ -------- ------------- ------------ --------- -------
6133684750 3,046.88 12/1/2005 650,000.00 650,000.00 Purchase Stated Income 928,000.00 10/1/2012 10.625
6179667990 1,993.33 12/1/2005 416,000.00 416,000.00 Purchase Standard 520,000.00 10/1/2012 10.75
6183147492 1,710.66 1/1/2006 373,235.00 372,835.00 Purchase Standard 466,544.00 11/1/2012 10.5
6205019091 1,061.83 1/1/2006 221,600.00 221,599.66 Purchase Standard 277,000.00 11/1/2012 10.75
6233549499 1,782.08 12/1/2005 364,000.00 364,000.00 Purchase Stated Income 455,000.00 10/1/2012 10.875
6264613560 1,001.00 12/1/2005 228,800.00 228,800.00 Purchase Standard 286,000.00 10/1/2012 10.25
6275019815 2,795.83 12/1/2005 610,000.00 610,000.00 R/T Refi Stated Income 1,950,000.00 11/1/2012 10.5
6275198973 788.87 1/1/2006 154,554.00 154,554.00 Purchase Standard 200,000.00 11/1/2012 11.125
6330382208 763 1/1/2006 174,400.00 174,400.00 Purchase Standard 218,000.00 10/1/2012 10.25
6353632554 1,425.88 12/1/2005 268,400.00 268,325.75 Purchase Standard 336,000.00 10/1/2012 11.375
6438911262 638.87 12/1/2005 108,000.00 107,668.02 Purchase Standard 135,000.00 10/1/2012 10.875
6470246411 829.92 12/1/2005 173,200.00 173,200.00 Purchase Standard 220,000.00 10/1/2012 10.75
6491745078 1,954.58 12/1/2005 367,920.00 367,920.00 Purchase Standard 460,000.00 11/1/2012 11.375
6515169065 671.08 12/1/2005 126,320.00 126,320.00 Purchase Standard 158,000.00 10/1/2012 11.375
6534709370 2,687.50 12/1/2005 516,000.00 514,000.00 C/O Refi Stated Income 935,000.00 10/1/2012 11.25
6587458677 541.67 12/1/2005 104,000.00 104,000.00 R/T Refi Stated Income 144,500.00 10/1/2012 11.25
6589060893 952.5 1/1/2006 203,200.00 202,852.89 Purchase Standard 275,000.00 11/1/2012 10.625
6618229931 1,194.91 12/1/2005 224,925.00 224,925.00 Purchase Stated Income 300,000.00 10/1/2012 11.375
6623386726 707.47 12/1/2005 118,000.00 117,764.47 Purchase Standard 151,000.00 11/1/2012 11
6631179535 735.47 12/1/2005 156,900.00 156,900.00 Purchase Standard 197,000.00 11/1/2012 10.625
6633588808 1,484.42 12/1/2005 303,200.00 303,197.36 Purchase Standard 379,000.00 11/1/2012 10.875
6645676385 2,447.92 12/1/2005 500,000.00 500,000.00 Purchase Stated Income 641,000.00 10/1/2012 10.875
6681909427 750 1/1/2006 150,000.00 149,988.02 Purchase Standard 188,000.00 11/1/2012 11
6694095693 953.71 1/1/2006 194,800.00 194,783.06 Purchase Standard 244,000.00 11/1/2012 10.875
6727904143 3,385.42 12/1/2005 650,000.00 650,000.00 C/O Refi Stated Income 1,257,000.00 11/1/2012 11.25
6744952372 542.68 12/1/2005 106,320.00 106,220.00 Purchase Standard 132,900.00 10/1/2012 11.125
6753750675 916.67 12/1/2005 200,000.00 200,000.00 Purchase Standard 250,000.00 10/1/2012 10.5
6762851845 2,812.50 12/1/2005 600,000.00 600,000.00 Purchase Stated Income 856,000.00 10/1/2012 10.625
6788852389 758.48 12/1/2005 148,600.00 148,600.00 R/T Refi Stated Income 192,000.00 11/1/2012 11.125
6803997516 2,643.75 12/1/2005 564,000.00 564,000.00 Purchase Standard 705,000.00 10/1/2012 10.625
6808418351 766.83 12/1/2005 171,200.00 171,200.00 Purchase Standard 214,000.00 10/1/2012 10.375
6862282727 6,073.96 12/1/2005 1,190,000.00 1,190,000.00 R/T Refi Stated Income 1,700,000.00 11/1/2012 11.125
6914631681 1,020.61 12/1/2005 222,678.00 222,478.00 Purchase Standard 279,000.00 11/1/2012 10.5
6932638403 2,174.65 12/1/2005 453,840.00 453,840.00 Purchase Standard 568,000.00 10/1/2012 10.75
6961503197 562.5 12/1/2005 108,000.00 108,000.00 Purchase Standard 145,000.00 10/1/2012 11.25
6961852107 696.67 12/1/2005 152,000.00 152,000.00 R/T Refi Standard 190,000.00 11/1/2012 10.5
6983630911 1,117.75 12/1/2005 210,400.00 210,400.00 R/T Refi Standard 263,000.00 11/1/2012 11.375
6999177097 987.08 1/1/2006 206,000.00 206,000.00 Purchase Standard 258,000.00 11/1/2012 10.75
3302315811 616.53 1/1/2006 107,100.00 106,522.11 Purchase Unknown 118,000.00 8/1/2012 10.625
3302479286 742.96 12/1/2005 130,850.00 129,980.71 R/T Refi Unknown 155,000.00 7/1/2012 10.5
3302809623 1,589.81 12/1/2005 280,000.00 278,765.64 C/O Refi Unknown 350,000.00 9/1/2012 10.5
6169377006 1,863.14 1/1/2006 332,720.00 331,218.63 Purchase Unknown 415,900.00 9/1/2012 10.375
6649860134 629.99 1/1/2006 106,500.00 105,840.46 R/T Refi Unknown 129,000.00 7/1/2012 10.875
6746585824 1,273.43 12/1/2005 240,628.00 239,136.53 Purchase Unknown 332,000.00 8/1/2012 9.875
6858083006 667 2/1/2006 139,200.00 139,200.00 Purchase Unknown 174,000.00 7/1/2012 10.75
1139195434 2,755.06 12/1/2005 492,000.00 486,374.44 Purchase Alternative 615,000.00 3/1/2012 10.375
1263129289 3,136.52 12/1/2005 568,000.00 561,355.01 Purchase Alternative 710,000.00 3/1/2012 10.25
1730056892 3,021.90 1/1/2006 555,000.00 548,357.45 Purchase Alternative 740,000.00 3/1/2012 10.125
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
---------- ----- ------ ------ ----------- ---------- --------------- -------- ---- ------
6133684750 2.25 2 2.25 12 MO LIBOR 9/27/2005 Bank of America BANA CRE 0 0.25
6179667990 2.25 2 2.25 12 MO LIBOR 9/30/2005 Bank of America BANA CRE 0 0.25
6183147492 2.25 2 2.25 12 MO LIBOR 10/11/2005 Bank of America BANA CRE 0 0.25
6205019091 2.25 2 2.25 12 MO LIBOR 10/7/2005 Bank of America BANA CRE 0 0.25
6233549499 2.25 2 2.25 12 MO LIBOR 9/27/2005 Bank of America BANA CRE 0 0.25
6264613560 2.25 2 2.25 12 MO LIBOR 10/3/2005 Bank of America BANA CRE 0 0.25
6275019815 2.25 2 2.25 12 MO LIBOR 10/14/2005 Bank of America BANA CRE 0 0.25
6275198973 2.25 2 2.25 12 MO LIBOR 10/14/2005 Bank of America BANA CRE 0 0.25
6330382208 2.25 2 2.25 12 MO LIBOR 9/29/2005 Bank of America BANA CRE 0 0.25
6353632554 2.25 2 2.25 12 MO LIBOR 9/30/2005 Bank of America BANA CRE 0 0.25
6438911262 2.25 2 2.25 12 MO LIBOR 9/29/2005 Bank of America BANA CRE 0 0.25
6470246411 2.25 2 2.25 12 MO LIBOR 9/23/2005 Bank of America BANA CRE 0 0.25
6491745078 2.25 2 2.25 12 MO LIBOR 10/18/2005 Bank of America BANA CRE 0 0.25
6515169065 2.25 2 2.25 12 MO LIBOR 9/21/2005 Bank of America BANA CRE 0 0.25
6534709370 2.25 2 2.25 12 MO LIBOR 9/14/2005 Bank of America BANA CRE 0 0.25
6587458677 2.25 2 2.25 12 MO LIBOR 9/19/2005 Bank of America BANA CRE 0 0.25
6589060893 2.25 2 2.25 12 MO LIBOR 10/14/2005 Bank of America BANA CRE 0 0.25
6618229931 2.25 2 2.25 12 MO LIBOR 9/23/2005 Bank of America BANA CRE 0 0.25
6623386726 2.25 2 2.25 12 MO LIBOR 10/21/2005 Bank of America BANA CRE 0 0.25
6631179535 2.25 2 2.25 12 MO LIBOR 10/20/2005 Bank of America BANA CRE 0 0.25
6633588808 2.25 2 2.25 12 MO LIBOR 10/10/2005 Bank of America BANA CRE 0 0.25
6645676385 2.25 2 2.25 12 MO LIBOR 9/26/2005 Bank of America BANA CRE 0 0.25
6681909427 2.25 2 2.25 12 MO LIBOR 10/13/2005 Bank of America BANA CRE 0 0.25
6694095693 2.25 2 2.25 12 MO LIBOR 10/13/2005 Bank of America BANA CRE 0 0.25
6727904143 2.25 2 2.25 12 MO LIBOR 10/5/2005 Bank of America BANA CRE 0 0.25
6744952372 2.25 2 2.25 12 MO LIBOR 9/29/2005 Bank of America BANA CRE 0 0.25
6753750675 2.25 2 2.25 12 MO LIBOR 9/28/2005 Bank of America BANA CRE 0 0.25
6762851845 2.25 2 2.25 12 MO LIBOR 9/30/2005 Bank of America BANA CRE 0 0.25
6788852389 2.25 2 2.25 12 MO LIBOR 10/11/2005 Bank of America BANA CRE 0 0.25
6803997516 2.25 2 2.25 12 MO LIBOR 9/6/2005 Bank of America BANA CRE 0 0.25
6808418351 2.25 2 2.25 12 MO LIBOR 9/22/2005 Bank of America BANA CRE 0 0.25
6862282727 2.25 2 2.25 12 MO LIBOR 10/7/2005 Bank of America BANA CRE 0 0.25
6914631681 2.25 2 2.25 12 MO LIBOR 10/7/2005 Bank of America BANA CRE 0 0.25
6932638403 2.25 2 2.25 12 MO LIBOR 9/26/2005 Bank of America BANA CRE 0 0.25
6961503197 2.25 2 2.25 12 MO LIBOR 9/12/2005 Bank of America BANA CRE 0 0.25
6961852107 2.25 2 2.25 12 MO LIBOR 10/3/2005 Bank of America BANA CRE 0 0.25
6983630911 2.25 2 2.25 12 MO LIBOR 10/7/2005 Bank of America BANA CRE 0 0.25
6999177097 2.25 2 2.25 12 MO LIBOR 10/17/2005 Bank of America BANA CRE 0 0.25
3302315811 2.25 2 2.25 12 MO LIBOR 8/1/2005 Bank of America BANA CRE 0 0.25
3302479286 2.25 2 2.25 12 MO LIBOR 6/21/2005 Bank of America BANA CRE 0 0.25
3302809623 2.25 2 2.25 12 MO LIBOR 8/17/2005 Bank of America BANA CRE 0 0.25
6169377006 2.25 2 2.25 12 MO LIBOR 8/3/2005 Bank of America BANA CRE 0 0.25
6649860134 2.25 2 2.25 12 MO LIBOR 6/17/2005 Bank of America BANA CRE 0 0.25
6746585824 2.25 2 2.25 12 MO LIBOR 7/20/2005 Bank of America BANA CRE 0 0.25
6858083006 2.25 2 2.25 12 MO LIBOR 6/27/2005 Bank of America BANA CRE 0 0.25
1139195434 2.25 2 2.25 12 MO LIBOR 2/15/2005 Chase Chase 0 0.25
1263129289 2.25 2 2.25 12 MO LIBOR 2/15/2005 Chase Chase 0 0.25
1730056892 2.25 2 2.25 12 MO LIBOR 2/15/2005 Chase Chase 0 0.25
EXHIBIT D-5
LOAN GROUP 5 MORTGAGE LOAN SCHEDULE
[See separate Excel file on Closing Binder CD]
D-5-1
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
---------- ------- ----------- ----- ------- ----- ----- --------- -------- ---------
32218026 Primary SFR 360 357 61.4 5.5 11/1/2005 1/1/2006 10/1/2035
44774875 Primary SFR 360 357 62.5 5.5 11/1/2005 2/1/2006 10/1/2035
45236767 Primary SFR 360 358 80 5.5 12/1/2005 2/1/2006 11/1/2035
45294725 Primary SFR 360 353 80 5.5 7/1/2005 1/1/2006 6/1/2035
46245288 Primary SFR 360 357 42.6 5.875 11/1/2005 1/1/2006 10/1/2035
47908611 Primary SFR 360 357 72.52 5.375 11/1/2005 2/1/2006 10/1/2035
48907562 Primary Condominium 360 358 80 5.5 12/1/2005 1/1/2006 11/1/2035
49392459 Primary SFR 360 358 77.55 5.625 12/1/2005 3/1/2006 11/1/2035
49941677 Primary SFR 360 358 79.61 4.75 12/1/2005 1/1/2006 11/1/2035
50110428 Primary SFR 360 358 80 5.375 12/1/2005 1/1/2006 11/1/2035
50600436 Primary SFR 360 358 80 5.25 12/1/2005 2/1/2006 11/1/2035
50963511 Primary SFR 360 358 86.23 5.75 12/1/2005 1/1/2006 11/1/2035
51026938 Primary SFR 360 359 80 5.5 1/1/2006 2/1/2006 12/1/2035
51586899 Primary SFR 360 358 80 5.375 12/1/2005 2/1/2006 11/1/2035
51824043 Primary SFR 360 358 80 5.5 12/1/2005 1/1/2006 11/1/2035
52448073 Primary SFR 360 358 80 5.375 12/1/2005 1/1/2006 11/1/2035
53196564 Primary SFR 360 358 71.62 5.25 12/1/2005 1/1/2006 11/1/2035
53394102 Primary SFR 360 353 70.59 5.625 7/1/2005 1/1/2006 6/1/2035
53408175 Primary SFR 360 358 80 5.5 12/1/2005 1/1/2006 11/1/2035
53651428 Primary SFR 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
53734711 Primary SFR 360 358 80 5.75 12/1/2005 2/1/2006 11/1/2035
53863916 Primary Condominium 360 353 80 5.75 7/1/2005 1/1/2006 6/1/2035
53962635 Primary SFR 360 357 95 5.875 11/1/2005 2/1/2006 10/1/2035
54175344 Primary SFR 360 358 80 5.75 12/1/2005 1/1/2006 11/1/2035
54303953 Primary SFR 360 357 75 5.625 11/1/2005 1/1/2006 10/1/2035
54373626 Primary SFR 360 358 70 5.125 12/1/2005 1/1/2006 11/1/2035
54422092 Primary Condominium 360 358 80 5.5 12/1/2005 2/1/2006 11/1/2035
54449004 Primary SFR 360 358 71.05 5.875 12/1/2005 1/1/2006 11/1/2035
54613302 Primary SFR 360 358 80 5.375 12/1/2005 1/1/2006 11/1/2035
54638887 Primary SFR 360 358 80 5.625 12/1/2005 1/1/2006 11/1/2035
54674411 Primary SFR 360 357 65 5.75 11/1/2005 1/1/2006 10/1/2035
56530371 Primary SFR 360 358 80 5.75 12/1/2005 1/1/2006 11/1/2035
57402224 Primary Condominium 360 356 79.88 5.75 10/1/2005 2/1/2006 9/1/2035
58908096 Primary SFR 360 358 80 5.5 12/1/2005 1/1/2006 11/1/2035
59842518 Primary SFR 360 358 80 5.125 12/1/2005 1/1/2006 11/1/2035
142542497 Primary SFR 360 351 80 5.5 5/1/2005 1/1/2006 4/1/2035
143806552 Primary SFR 360 358 77.18 5.375 12/1/2005 2/1/2006 11/1/2035
145118097 Primary SFR 360 356 75.27 5.125 10/1/2005 1/1/2006 9/1/2035
145900817 Primary Condominium 360 357 80 5.375 11/1/2005 1/1/2006 10/1/2035
145941845 Primary SFR 360 358 80 5.5 12/1/2005 1/1/2006 11/1/2035
146707625 Primary SFR 360 358 80 5.5 12/1/2005 1/1/2006 11/1/2035
146741574 Primary SFR 360 358 80 5.125 12/1/2005 1/1/2006 11/1/2035
6015464156 Primary SFR 360 359 42.37 6 1/1/2006 1/1/2006 12/1/2035
6026184033 Primary SFR 360 356 80 5.875 10/1/2005 1/1/2006 9/1/2035
6031471870 Primary PUD 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
6070614687 Primary Condominium 360 358 80 5.75 12/1/2005 2/1/2006 11/1/2035
6097042557 Primary PUD 360 358 66.54 5.625 12/1/2005 1/1/2006 11/1/2035
6143921473 Primary SFR 360 358 80 6 12/1/2005 1/1/2006 11/1/2035
6193691158 Primary SFR 360 358 80 5.875 12/1/2005 2/1/2006 11/1/2035
6215599140 Primary SFR 360 358 40.53 5.625 12/1/2005 1/1/2006 11/1/2035
6316622585 Primary SFR 360 358 63.95 6.125 12/1/2005 1/1/2006 11/1/2035
6324945358 Primary SFR 360 358 74.07 5.875 12/1/2005 1/1/2006 11/1/2035
6375087357 Primary SFR 360 358 80 6.125 12/1/2005 1/1/2006 11/1/2035
6383111546 Primary SFR 360 358 80 6 12/1/2005 1/1/2006 11/1/2035
6383732200 Primary Condominium 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
6393313736 Primary SFR 360 358 80 5.75 12/1/2005 2/1/2006 11/1/2035
6423228599 Primary SFR 360 358 80 6.125 12/1/2005 1/1/2006 11/1/2035
6452081943 Primary PUD 360 358 76.19 5.875 12/1/2005 2/1/2006 11/1/2035
6480946422 Primary Condominium 360 358 80 5.625 12/1/2005 2/1/2006 11/1/2035
6490672646 Primary SFR 360 358 80 6.5 12/1/2005 1/1/2006 11/1/2035
6503971936 Primary Condominium 360 357 80 5.375 11/1/2005 1/1/2006 10/1/2035
6507451893 Primary PUD 360 358 57.26 5.625 12/1/2005 2/1/2006 11/1/2035
6512034395 Primary SFR 360 358 80 5.75 12/1/2005 2/1/2006 11/1/2035
6516856116 Primary SFR 360 356 51.11 5.875 10/1/2005 1/1/2006 9/1/2035
6521135126 Primary SFR 360 358 70 5.75 12/1/2005 1/1/2006 11/1/2035
6555905972 Primary PUD 360 359 70 5.875 1/1/2006 1/1/2006 12/1/2035
6647731188 Primary Condominium 360 358 80 6 12/1/2005 1/1/2006 11/1/2035
LOANID PANDI PTDATE OBAL COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
---------- -------- --------- ------------ ------------ -------- ---------- ------------ --------- -------
32218026 3,747.41 12/1/2005 660,000.00 657,822.82 R/T Refi Full 1,075,000.00 10/1/2015 10.5
44774875 4,582.97 1/1/2006 1,000,000.00 999,842.46 R/T Refi Full 1,600,000.00 10/1/2015 10.5
45236767 1,393.33 1/1/2006 304,000.00 304,000.00 R/T Refi Full 380,000.00 11/1/2015 10.5
45294725 992.37 12/1/2005 216,517.00 216,516.97 Purchase Full 271,000.00 6/1/2015 10.5
46245288 1,553.94 12/1/2005 317,400.00 317,400.00 R/T Refi Asset Only 745,000.00 10/1/2015 10.875
47908611 2,700.69 1/1/2006 482,291.00 480,662.44 R/T Refi Full 665,000.00 10/1/2015 10.375
48907562 3,792.83 12/1/2005 668,000.00 666,534.33 Purchase Full 950,000.00 11/1/2015 10.5
49392459 2,881.16 2/1/2006 500,500.00 499,283.41 Purchase Full 660,000.00 11/1/2015 10.625
49941677 3,129.88 12/1/2005 600,000.00 598,487.25 Purchase Full 760,000.00 11/1/2015 9.75
50110428 3,558.16 12/1/2005 635,418.00 633,990.77 Purchase Full 800,000.00 11/1/2015 10.375
50600436 3,250.88 1/1/2006 743,058.00 743,058.00 Purchase Full 990,000.00 11/1/2015 10.25
50963511 1,648.33 12/1/2005 344,000.00 344,000.00 Purchase Full 400,000.00 11/1/2015 10.75
51026938 2,231.79 1/1/2006 486,937.00 486,710.46 Purchase Full 625,000.00 12/1/2015 10.5
51586899 1,231.21 1/1/2006 274,874.00 274,874.00 Purchase Full 345,000.00 11/1/2015 10.375
51824043 1,544.33 12/1/2005 271,990.00 271,393.22 Purchase Full 340,000.00 11/1/2015 10.5
52448073 1,288.72 12/1/2005 287,714.00 287,714.00 Purchase Full 365,000.00 11/1/2015 10.375
53196564 2,595.36 12/1/2005 470,000.00 468,919.42 Purchase Full 734,000.00 11/1/2015 10.25
53394102 2,808.06 12/1/2005 600,000.00 598,861.73 C/O Refi Full 850,000.00 6/1/2015 10.625
53408175 2,466.02 12/1/2005 434,320.00 433,367.04 Purchase Full 542,900.00 11/1/2015 10.5
53651428 1,180.74 12/1/2005 199,606.00 199,198.00 Purchase Full 280,000.00 11/1/2015 10.875
53734711 2,177.56 1/1/2006 455,920.00 452,965.52 Purchase Asset Only 570,000.00 11/1/2015 10.75
53863916 2,223.33 12/1/2005 464,000.00 464,000.00 R/T Refi Full 580,000.00 6/1/2015 10.75
53962635 1,212.60 1/1/2006 247,760.00 247,639.21 Purchase Full 265,000.00 10/1/2015 10.875
54175344 2,352.08 12/1/2005 403,048.00 402,103.89 Purchase Full 503,810.00 11/1/2015 10.75
54303953 3,028.65 12/1/2005 646,113.00 646,113.00 Purchase Asset Only 865,000.00 10/1/2015 10.625
54373626 2,466.41 12/1/2005 577,500.00 577,500.00 R/T Refi Asset Only 825,000.00 11/1/2015 10.125
54422092 2,090.00 1/1/2006 456,000.00 456,000.00 Purchase Full 573,000.00 11/1/2015 10.5
54449004 3,845.00 12/1/2005 650,000.00 648,671.34 Purchase Full 914,900.00 11/1/2015 10.875
54613302 2,245.51 12/1/2005 501,323.00 501,323.00 Purchase Full 626,654.00 11/1/2015 10.375
54638887 908.26 12/1/2005 193,761.60 193,749.95 Purchase Full 243,000.00 11/1/2015 10.625
54674411 6,768.21 12/1/2005 1,412,834.00 1,412,495.51 Purchase Asset Only 2,175,000.00 10/1/2015 10.75
56530371 2,245.38 12/1/2005 468,602.00 468,602.00 Purchase Asset Only 595,000.00 11/1/2015 10.75
57402224 2,917.86 1/1/2006 500,000.00 497,896.83 Purchase Full 626,000.00 9/1/2015 10.75
58908096 766.33 12/1/2005 167,200.00 167,200.00 Purchase Full 209,000.00 11/1/2015 10.5
59842518 3,980.42 12/1/2005 932,000.00 932,000.00 Purchase Full 1,165,000.00 11/1/2015 10.125
142542497 3,611.67 12/1/2005 788,000.00 788,000.00 Purchase Asset Only 990,000.00 4/1/2015 10.5
143806552 2,575.87 1/1/2006 460,000.00 458,966.79 Purchase No Doc 635,000.00 11/1/2015 10.375
145118097 3,811.63 12/1/2005 700,040.00 696,731.37 Purchase Full 930,000.00 9/1/2015 10.125
145900817 2,042.46 12/1/2005 455,992.00 455,992.00 Purchase Asset Only 600,000.00 10/1/2015 10.375
145941845 1,105.50 12/1/2005 241,200.00 241,200.00 Purchase Full 301,500.00 11/1/2015 10.5
146707625 3,769.90 12/1/2005 663,960.00 662,503.17 Purchase Full 830,000.00 11/1/2015 10.5
146741574 2,125.17 12/1/2005 497,600.00 497,600.00 Purchase No Doc 635,000.00 11/1/2015 10.125
6015464156 2,500.00 1/1/2006 500,000.00 500,000.00 R/T Refi SISA 1,180,000.00 12/1/2015 11
6026184033 2,447.92 12/1/2005 500,000.00 500,000.00 Purchase SISA 640,000.00 9/1/2015 10.875
6031471870 3,055.00 12/1/2005 624,000.00 624,000.00 Purchase SISA 780,000.00 11/1/2015 10.875
6070614687 2,194.58 1/1/2006 458,000.00 457,999.58 Purchase Standard 575,000.00 11/1/2015 10.75
6097042557 4,687.50 12/1/2005 1,000,000.00 1,000,000.00 Purchase SISA 1,545,000.00 11/1/2015 10.625
6143921473 2,400.00 12/1/2005 480,000.00 480,000.00 R/T Refi Rapid 600,000.00 11/1/2015 11
6193691158 3,740.42 1/1/2006 764,000.00 764,000.00 Purchase Rapid 955,000.00 11/1/2015 10.875
6215599140 3,229.69 12/1/2005 689,000.00 689,000.00 C/O Refi Standard 1,700,000.00 11/1/2015 10.625
6316622585 2,521.46 12/1/2005 494,000.00 494,000.00 C/O Refi Standard 772,500.00 11/1/2015 11.125
6324945358 2,366.16 12/1/2005 400,000.00 399,182.35 C/O Refi Standard 540,000.00 11/1/2015 10.875
6375087357 2,409.17 12/1/2005 472,000.00 471,500.00 R/T Refi Standard 590,000.00 11/1/2015 11.125
6383111546 2,100.00 12/1/2005 420,000.00 420,000.00 Purchase SISA 525,000.00 11/1/2015 11
6383732200 2,655.21 12/1/2005 509,800.00 509,800.00 Purchase SISA 640,000.00 11/1/2015 11.25
6393313736 2,875.00 1/1/2006 600,000.00 599,991.00 Purchase SISA 750,000.00 11/1/2015 10.75
6423228599 4,491.67 12/1/2005 880,000.00 880,000.00 Purchase SISA 1,200,000.00 11/1/2015 11.125
6452081943 2,350.00 1/1/2006 480,000.00 479,550.00 Purchase Standard 630,000.00 11/1/2015 10.875
6480946422 2,962.50 1/1/2006 632,000.00 631,851.87 Purchase SISA 790,000.00 11/1/2015 10.625
6490672646 2,253.33 12/1/2005 416,000.00 416,000.00 Purchase SISA 520,000.00 11/1/2015 11.5
6503971936 3,681.70 12/1/2005 821,961.00 821,961.00 Purchase Standard 1,027,452.00 10/1/2015 10.375
6507451893 3,856.90 1/1/2006 670,000.00 668,564.10 C/O Refi Standard 1,170,000.00 11/1/2015 10.625
6512034395 1,897.50 1/1/2006 396,000.00 396,000.00 Purchase SISA 495,000.00 11/1/2015 10.75
6516856116 2,721.08 12/1/2005 460,000.00 458,110.19 C/O Refi Standard 900,000.00 9/1/2015 10.875
6521135126 2,532.40 12/1/2005 528,500.00 528,481.71 C/O Refi Standard 755,000.00 11/1/2015 10.75
6555905972 1,987.71 1/1/2006 406,000.00 406,000.00 C/O Refi Standard 580,000.00 12/1/2015 10.875
6647731188 3,069.70 12/1/2005 512,000.00 510,978.05 Purchase Rapid 640,000.00 11/1/2015 11
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
---------- ----- ------ ------ ----------- ---------- --------------- ----------- ---- ------
32218026 2.75 2 2.75 1 YR CMT 9/9/2005 Wells Fargo Wells Fargo 0 0.25
44774875 2.75 2 2.75 1 YR CMT 10/3/2005 Wells Fargo Wells Fargo 0 0.25
45236767 2.75 2 2.75 1 YR CMT 10/31/2005 Wells Fargo Wells Fargo 0 0.25
45294725 2.75 2 2.75 1 YR CMT 5/20/2005 Wells Fargo Wells Fargo 0 0.25
46245288 2.75 2 2.75 1 YR CMT 9/26/2005 Wells Fargo Wells Fargo 0 0.25
47908611 2.75 2 2.75 1 YR CMT 9/28/2005 Wells Fargo Wells Fargo 0 0.25
48907562 2.75 2 2.75 1 YR CMT 10/31/2005 Wells Fargo Wells Fargo 0 0.25
49392459 2.75 2 2.75 1 YR CMT 10/26/2005 Wells Fargo Wells Fargo 0 0.25
49941677 2.75 2 2.75 1 YR CMT 10/14/2005 Wells Fargo Wells Fargo 0 0.25
50110428 2.75 2 2.75 1 YR CMT 10/12/2005 Wells Fargo Wells Fargo 0 0.25
50600436 2.75 2 2.75 1 YR CMT 10/21/2005 Wells Fargo Wells Fargo 0 0.25
50963511 2.75 2 2.75 1 YR CMT 10/14/2005 Wells Fargo Wells Fargo 0 0.25
51026938 2.75 2 2.75 1 YR CMT 11/2/2005 Wells Fargo Wells Fargo 0 0.25
51586899 2.75 2 2.75 1 YR CMT 10/21/2005 Wells Fargo Wells Fargo 0 0.25
51824043 2.75 2 2.75 1 YR CMT 10/14/2005 Wells Fargo Wells Fargo 0 0.25
52448073 2.75 2 2.75 1 YR CMT 10/13/2005 Wells Fargo Wells Fargo 0 0.25
53196564 2.75 2 2.75 1 YR CMT 10/27/2005 Wells Fargo Wells Fargo 0 0.25
53394102 2.75 2 2.75 1 YR CMT 5/25/2005 Wells Fargo Wells Fargo 0 0.25
53408175 2.75 2 2.75 1 YR CMT 10/27/2005 Wells Fargo Wells Fargo 0 0.25
53651428 2.75 2 2.75 1 YR CMT 10/25/2005 Wells Fargo Wells Fargo 0 0.25
53734711 2.75 2 2.75 1 YR CMT 10/3/2005 Wells Fargo Wells Fargo 0 0.25
53863916 2.75 2 2.75 1 YR CMT 5/14/2005 Wells Fargo Wells Fargo 0 0.25
53962635 2.75 2 2.75 1 YR CMT 9/30/2005 Wells Fargo Wells Fargo 0 0.25
54175344 2.75 2 2.75 1 YR CMT 10/12/2005 Wells Fargo Wells Fargo 0 0.25
54303953 2.75 2 2.75 1 YR CMT 9/1/2005 Wells Fargo Wells Fargo 0 0.25
54373626 2.75 2 2.75 1 YR CMT 10/24/2005 Wells Fargo Wells Fargo 0 0.25
54422092 2.75 2 2.75 1 YR CMT 10/6/2005 Wells Fargo Wells Fargo 0 0.25
54449004 2.75 2 2.75 1 YR CMT 10/28/2005 Wells Fargo Wells Fargo 0 0.25
54613302 2.75 2 2.75 1 YR CMT 10/24/2005 Wells Fargo Wells Fargo 0 0.25
54638887 2.75 2 2.75 1 YR CMT 10/28/2005 Wells Fargo Wells Fargo 0 0.25
54674411 2.75 2 2.75 1 YR CMT 9/29/2005 Wells Fargo Wells Fargo 0 0.25
56530371 2.75 2 2.75 1 YR CMT 10/18/2005 Wells Fargo Wells Fargo 0 0.25
57402224 2.75 2 2.75 1 YR CMT 8/26/2005 Wells Fargo Wells Fargo 0 0.25
58908096 2.75 2 2.75 1 YR CMT 10/28/2005 Wells Fargo Wells Fargo 0 0.25
59842518 2.75 2 2.75 1 YR CMT 10/10/2005 Wells Fargo Wells Fargo 0 0.25
142542497 2.75 2 2.75 1 YR CMT 3/28/2005 Wells Fargo Wells Fargo 0 0.25
143806552 2.75 2 2.75 1 YR CMT 10/31/2005 Wells Fargo Wells Fargo 0 0.25
145118097 2.75 2 2.75 1 YR CMT 8/1/2005 Wells Fargo Wells Fargo 0 0.25
145900817 2.75 2 2.75 1 YR CMT 9/6/2005 Wells Fargo Wells Fargo 0 0.25
145941845 2.75 2 2.75 1 YR CMT 10/6/2005 Wells Fargo Wells Fargo 0 0.25
146707625 2.75 2 2.75 1 YR CMT 9/21/2005 Wells Fargo Wells Fargo 0 0.25
146741574 2.75 2 2.75 1 YR CMT 10/14/2005 Wells Fargo Wells Fargo 0 0.25
6015464156 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.25
6026184033 2.25 2 2.25 12 MO LIBOR 8/16/2005 Bank of America BANA CRE 0 0.25
6031471870 2.25 2 2.25 12 MO LIBOR 10/18/2005 Bank of America BANA CRE 0 0.25
6070614687 2.25 2 2.25 12 MO LIBOR 10/19/2005 Bank of America BANA CRE 0 0.25
6097042557 2.25 2 2.25 12 MO LIBOR 10/4/2005 Bank of America BANA CRE 0 0.25
6143921473 2.25 2 2.25 12 MO LIBOR 10/20/2005 Bank of America BANA CRE 0 0.25
6193691158 2.25 2 2.25 12 MO LIBOR 10/11/2005 Bank of America BANA CRE 0 0.25
6215599140 2.25 2 2.25 12 MO LIBOR 10/25/2005 Bank of America BANA CRE 0 0.25
6316622585 2.25 2 2.25 12 MO LIBOR 10/25/2005 Bank of America BANA CRE 0 0.25
6324945358 2.25 2 2.25 12 MO LIBOR 10/18/2005 Bank of America BANA CRE 0 0.25
6375087357 2.25 2 2.25 12 MO LIBOR 10/26/2005 Bank of America BANA CRE 0 0.25
6383111546 2.25 2 2.25 12 MO LIBOR 10/25/2005 Bank of America BANA CRE 0 0.25
6383732200 2.25 2 2.25 12 MO LIBOR 10/26/2005 Bank of America BANA CRE 0 0.25
6393313736 2.25 2 2.25 12 MO LIBOR 10/27/2005 Bank of America BANA CRE 0 0.25
6423228599 2.25 2 2.25 12 MO LIBOR 10/14/2005 Bank of America BANA CRE 0 0.25
6452081943 2.25 2 2.25 12 MO LIBOR 10/11/2005 Bank of America BANA CRE 0 0.25
6480946422 2.25 2 2.25 12 MO LIBOR 9/30/2005 Bank of America BANA CRE 0 0.25
6490672646 2.25 2 2.25 12 MO LIBOR 10/3/2005 Bank of America BANA CRE 0 0.25
6503971936 2.25 2 2.25 12 MO LIBOR 9/14/2005 Bank of America BANA CRE 0 0.25
6507451893 2.25 2 2.25 12 MO LIBOR 10/19/2005 Bank of America BANA CRE 0 0.25
6512034395 2.25 2 2.25 12 MO LIBOR 10/17/2005 Bank of America BANA CRE 0 0.25
6516856116 2.25 2 2.25 12 MO LIBOR 8/16/2005 Bank of America BANA CRE 0 0.25
6521135126 2.25 2 2.25 12 MO LIBOR 10/14/2005 Bank of America BANA CRE 0 0.25
6555905972 2.25 2 2.25 12 MO LIBOR 11/2/2005 Bank of America BANA CRE 0 0.25
6647731188 2.25 2 2.25 12 MO LIBOR 10/19/2005 Bank of America BANA CRE 0 0.25
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
---------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
6656457436 Primary PUD 360 359 66.3 5.75 1/1/2006 1/1/2006 12/1/2035
6671879721 Primary SFR 360 359 79.37 6.375 1/1/2006 2/1/2006 12/1/2035
6696457438 Primary SFR 360 358 80 5.5 12/1/2005 2/1/2006 11/1/2035
6696590550 Secondary Condominium 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
6718083691 Primary SFR 360 358 71.02 6 12/1/2005 1/1/2006 11/1/2035
6737620671 Primary SFR 360 358 80 5.875 12/1/2005 2/1/2006 11/1/2035
6743177302 Primary SFR 360 358 75 6.125 12/1/2005 1/1/2006 11/1/2035
6757448318 Primary Condominium 360 358 40.6 4.875 12/1/2005 1/1/2006 11/1/2035
6758855826 Primary PUD 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
6759141267 Primary SFR 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
6784474998 Primary SFR 360 358 49.94 6 12/1/2005 1/1/2006 11/1/2035
6790683681 Primary SFR 360 358 80 6.375 12/1/2005 1/1/2006 11/1/2035
6808331109 Primary SFR 360 358 69.73 5.25 12/1/2005 1/1/2006 11/1/2035
6847990113 Primary Condominium 360 359 80 6.125 1/1/2006 1/1/2006 12/1/2035
6851548732 Primary SFR 360 358 47.45 5.5 12/1/2005 1/1/2006 11/1/2035
6870676258 Primary SFR 360 358 34.48 5.875 12/1/2005 1/1/2006 11/1/2035
6876827780 Primary SFR 360 358 61.54 5.625 12/1/2005 2/1/2006 11/1/2035
6879703855 Primary SFR 360 359 80 5.625 1/1/2006 2/1/2006 12/1/2035
6880595191 Primary Condominium 360 356 59.33 5.625 10/1/2005 1/1/2006 9/1/2035
6908607887 Primary SFR 360 357 78.71 5.75 11/1/2005 1/1/2006 10/1/2035
6944104634 Primary SFR 360 358 80 5.75 12/1/2005 1/1/2006 11/1/2035
6948480337 Primary SFR 360 358 75 5.75 12/1/2005 2/1/2006 11/1/2035
6948607681 Primary PUD 360 358 80 6.125 12/1/2005 1/1/2006 11/1/2035
6961507479 Primary PUD 360 359 78.05 6.25 1/1/2006 1/1/2006 12/1/2035
6980936113 Primary PUD 360 358 80 6.125 12/1/2005 1/1/2006 11/1/2035
6993210936 Primary PUD 360 357 80 6 11/1/2005 1/1/2006 10/1/2035
6177216642 Primary PUD 360 355 50 5 9/1/2005 1/1/2006 8/1/2035
6182793668 Primary Condominium 360 356 74.32 6 10/1/2005 1/1/2006 9/1/2035
6186630601 Primary SFR 360 355 20.31 5.625 9/1/2005 1/1/2006 8/1/2035
6298789907 Primary PUD 360 355 80 6.375 9/1/2005 1/1/2006 8/1/2035
6299152394 Primary PUD 360 355 68.18 5.625 9/1/2005 2/1/2006 8/1/2035
6446941087 Primary Condominium 360 355 80 5.25 9/1/2005 3/1/2006 8/1/2035
6469495623 Primary SFR 360 355 79.59 5.625 9/1/2005 2/1/2006 8/1/2035
6636211572 Primary SFR 360 355 41 5.5 9/1/2005 1/1/2006 8/1/2035
6810558350 Primary PUD 360 356 60 5.375 10/1/2005 1/1/2006 9/1/2035
6919094380 Primary Condominium 360 355 77.12 5.5 9/1/2005 1/1/2006 8/1/2035
6936924692 Primary SFR 360 356 65.22 5.375 10/1/2005 2/1/2006 9/1/2035
6983260420 Primary PUD 360 355 80 5.125 9/1/2005 1/1/2006 8/1/2035
1111719721 Primary Cooperative 360 327 28.57 5.375 5/1/2003 2/1/2006 4/1/2033
1111799833 Primary 3-Family 360 330 69.15 4.75 8/1/2003 3/1/2006 7/1/2033
1461299168 Primary SFR 360 343 65 5.375 9/1/2004 1/1/2006 8/1/2034
1760035440 Primary SFR 360 331 80 4.75 9/1/2003 2/1/2006 8/1/2033
LOANID PANDI PTDATE OBAL COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
---------- -------- --------- ------------ ------------ -------- -------- ------------ --------- -------
6656457436 2,007.71 1/1/2006 419,000.00 419,000.00 C/O Refi SISA 632,000.00 12/1/2015 10.75
6671879721 2,656.25 1/1/2006 500,000.00 500,000.00 R/T Refi SISA 630,000.00 12/1/2015 11.375
6696457438 2,016.67 1/1/2006 440,000.00 440,000.00 R/T Refi SISA 550,000.00 11/1/2015 10.5
6696590550 2,937.34 12/1/2005 600,000.00 599,968.25 Purchase Standard 750,000.00 11/1/2015 10.875
6718083691 2,916.82 12/1/2005 486,500.00 485,528.94 C/O Refi Standard 685,000.00 11/1/2015 11
6737620671 2,051.71 1/1/2006 419,200.00 418,943.06 Purchase Standard 524,000.00 11/1/2015 10.875
6743177302 2,759.32 12/1/2005 454,125.00 453,238.42 C/O Refi Standard 605,500.00 11/1/2015 11.125
6757448318 2,474.06 12/1/2005 609,000.00 609,000.00 R/T Refi SISA 1,500,000.00 11/1/2015 9.875
6758855826 3,348.75 12/1/2005 684,000.00 684,000.00 R/T Refi SISA 855,000.00 11/1/2015 10.875
6759141267 3,645.83 12/1/2005 700,000.00 700,000.00 Purchase SISA 915,000.00 11/1/2015 11.25
6784474998 3,637.81 12/1/2005 606,756.00 605,494.67 C/O Refi Standard 1,215,000.00 11/1/2015 11
6790683681 3,888.75 12/1/2005 732,000.00 732,000.00 Purchase SISA 930,000.00 11/1/2015 11.375
6808331109 2,821.88 12/1/2005 645,000.00 645,000.00 C/O Refi Rapid 925,000.00 11/1/2015 10.25
6847990113 2,113.13 1/1/2006 414,000.00 414,000.00 Purchase SISA 518,000.00 12/1/2015 11.125
6851548732 3,153.33 12/1/2005 688,000.00 688,000.00 R/T Refi SISA 1,450,000.00 11/1/2015 10.5
6870676258 4,895.83 12/1/2005 1,000,000.00 1,000,000.00 R/T Refi Rapid 2,900,000.00 11/1/2015 10.875
6876827780 2,302.63 1/1/2006 400,000.00 399,142.74 C/O Refi Standard 650,000.00 11/1/2015 10.625
6879703855 2,531.25 1/1/2006 540,000.00 540,000.00 Purchase SISA 675,000.00 12/1/2015 10.625
6880595191 4,171.88 12/1/2005 890,000.00 890,000.00 R/T Refi Standard 1,500,000.00 9/1/2015 10.625
6908607887 1,904.69 12/1/2005 397,500.00 397,446.97 R/T Refi Standard 505,000.00 10/1/2015 10.75
6944104634 2,580.41 12/1/2005 538,520.00 538,520.00 Purchase Standard 675,000.00 11/1/2015 10.75
6948480337 2,823.04 1/1/2006 483,750.00 482,637.20 C/O Refi Standard 645,000.00 11/1/2015 10.75
6948607681 2,687.90 12/1/2005 528,000.00 526,609.23 R/T Refi SISA 660,000.00 11/1/2015 11.125
6961507479 4,166.67 1/1/2006 800,000.00 800,000.00 Purchase SISA 1,050,000.00 12/1/2015 11.25
6980936113 4,389.58 12/1/2005 860,000.00 860,000.00 Purchase SISA 1,100,000.00 11/1/2015 11.125
6993210936 2,176.84 12/1/2005 435,368.00 435,368.00 Purchase Standard 550,000.00 10/1/2015 11
6177216642 2,500.00 12/1/2005 600,000.00 600,000.00 R/T Refi Rapid 1,200,000.00 8/1/2015 10
6182793668 2,500.00 12/1/2005 500,000.00 500,000.00 Purchase Standard 775,000.00 9/1/2015 11
6186630601 1,856.25 12/1/2005 396,000.00 395,996.00 R/T Refi Rapid 1,950,000.00 8/1/2015 10.625
6298789907 2,401.25 12/1/2005 452,000.00 452,000.00 Purchase SISA 570,000.00 8/1/2015 11.375
6299152394 2,197.27 1/1/2006 468,750.00 468,750.00 Purchase SISA 688,000.00 8/1/2015 10.625
6446941087 2,695.00 2/1/2006 616,000.00 602,525.00 Purchase Rapid 770,000.00 8/1/2015 10.25
6469495623 2,245.06 1/1/2006 390,000.00 387,895.69 Purchase Reduced 490,000.00 8/1/2015 10.625
6636211572 1,879.17 12/1/2005 410,000.00 407,200.00 C/O Refi Standard 1,000,000.00 8/1/2015 10.5
6810558350 2,553.13 12/1/2005 570,000.00 570,000.00 C/O Refi Rapid 950,000.00 9/1/2015 10.375
6919094380 2,085.42 12/1/2005 455,000.00 455,000.00 Purchase Rapid 590,000.00 8/1/2015 10.5
6936924692 3,359.38 1/1/2006 750,000.00 749,487.48 C/O Refi Rapid 1,150,000.00 9/1/2015 10.375
6983260420 3,419.38 12/1/2005 628,000.00 624,281.89 Purchase Standard 785,000.00 8/1/2015 10.125
1111719721 5,599.72 1/1/2006 1,000,000.00 960,244.77 R/T Refi Full 3,500,000.00 4/1/2013 10.375
1111799833 3,390.71 2/1/2006 650,000.00 620,381.08 Purchase Full 950,000.00 7/1/2013 9.75
1461299168 8,007.59 12/1/2005 1,430,000.00 1,401,761.20 Purchase Full 2,200,000.00 8/1/2014 10.375
1760035440 5,425.14 1/1/2006 1,040,000.00 999,659.21 Purchase Full 1,300,000.00 8/1/2013 9.75
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
---------- ----- ------ ------ ----------- ---------- --------------- -------- ---- ------
6656457436 2.25 2 2.25 12 MO LIBOR 11/3/2005 Bank of America BANA CRE 0 0.25
6671879721 2.25 2 2.25 12 MO LIBOR 11/4/2005 Bank of America BANA CRE 0 0.25
6696457438 2.25 2 2.25 12 MO LIBOR 10/24/2005 Bank of America BANA CRE 0 0.25
6696590550 2.25 2 2.25 12 MO LIBOR 10/13/2005 Bank of America BANA CRE 0 0.25
6718083691 2.25 2 2.25 12 MO LIBOR 10/26/2005 Bank of America BANA CRE 0 0.25
6737620671 2.25 2 2.25 12 MO LIBOR 10/27/2005 Bank of America BANA CRE 0 0.25
6743177302 2.25 2 2.25 12 MO LIBOR 10/21/2005 Bank of America BANA CRE 0 0.25
6757448318 2.25 2 2.25 12 MO LIBOR 10/26/2005 Bank of America BANA CRE 0 0.25
6758855826 2.25 2 2.25 12 MO LIBOR 10/19/2005 Bank of America BANA CRE 0 0.25
6759141267 2.25 2 2.25 12 MO LIBOR 10/26/2005 Bank of America BANA CRE 0 0.25
6784474998 2.25 2 2.25 12 MO LIBOR 10/3/2005 Bank of America BANA CRE 0 0.25
6790683681 2.25 2 2.25 12 MO LIBOR 10/25/2005 Bank of America BANA CRE 0 0.25
6808331109 2.25 2 2.25 12 MO LIBOR 9/28/2005 Bank of America BANA CRE 0 0.25
6847990113 2.25 2 2.25 12 MO LIBOR 10/27/2005 Bank of America BANA CRE 0 0.25
6851548732 2.25 2 2.25 12 MO LIBOR 10/12/2005 Bank of America BANA CRE 0 0.25
6870676258 2.25 2 2.25 12 MO LIBOR 10/14/2005 Bank of America BANA CRE 0 0.25
6876827780 2.25 2 2.25 12 MO LIBOR 10/4/2005 Bank of America BANA CRE 0 0.25
6879703855 2.25 2 2.25 12 MO LIBOR 10/27/2005 Bank of America BANA CRE 0 0.25
6880595191 2.25 2 2.25 12 MO LIBOR 8/23/2005 Bank of America BANA CRE 0 0.25
6908607887 2.25 2 2.25 12 MO LIBOR 10/19/2005 Bank of America BANA CRE 0 0.25
6944104634 2.25 2 2.25 12 MO LIBOR 10/21/2005 Bank of America BANA CRE 0 0.25
6948480337 2.25 2 2.25 12 MO LIBOR 10/17/2005 Bank of America BANA CRE 0 0.25
6948607681 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.25
6961507479 2.25 2 2.25 12 MO LIBOR 11/4/2005 Bank of America BANA CRE 0 0.25
6980936113 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.25
6993210936 2.25 2 2.25 12 MO LIBOR 9/22/2005 Bank of America BANA CRE 0 0.25
6177216642 2.25 2 2.25 12 MO LIBOR 7/21/2005 Bank of America BANA CRE 0 0.25
6182793668 2.25 2 2.25 12 MO LIBOR 8/9/2005 Bank of America BANA CRE 0 0.25
6186630601 2.25 2 2.25 12 MO LIBOR 7/19/2005 Bank of America BANA CRE 0 0.25
6298789907 2.25 2 2.25 12 MO LIBOR 7/26/2005 Bank of America BANA CRE 0 0.25
6299152394 2.25 2 2.25 12 MO LIBOR 7/28/2005 Bank of America BANA CRE 0 0.25
6446941087 2.25 2 2.25 12 MO LIBOR 8/5/2005 Bank of America BANA CRE 0 0.25
6469495623 2.25 2 2.25 12 MO LIBOR 7/27/2005 Bank of America BANA CRE 0 0.25
6636211572 2.25 2 2.25 12 MO LIBOR 7/25/2005 Bank of America BANA CRE 0 0.25
6810558350 2.25 2 2.25 12 MO LIBOR 7/28/2005 Bank of America BANA CRE 0 0.25
6919094380 2.25 2 2.25 12 MO LIBOR 7/15/2005 Bank of America BANA CRE 0 0.25
6936924692 2.25 2 2.25 12 MO LIBOR 8/2/2005 Bank of America BANA CRE 0 0.25
6983260420 2.25 2 2.25 12 MO LIBOR 7/20/2005 Bank of America BANA CRE 0 0.25
1111719721 2.25 2 2.25 1 YR CMT 3/26/2003 Chase Chase 0 0.25
1111799833 2.25 2 2.25 1 YR CMT 6/13/2003 Chase Chase 0 0.25
1461299168 2.5 2 2.5 1 YR CMT 7/7/2004 Chase Chase 0 0.25
1760035440 2.25 2 2.25 1 YR CMT 7/24/2003 Chase Chase 0 0.25
EXHIBIT D-6
LOAN GROUP 6 MORTGAGE LOAN SCHEDULE
[See separate Excel file on Closing Binder CD]
D-6-1
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
---------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
6001635975 Primary SFR 360 359 39.71 6.25 1/1/2006 2/1/2006 12/1/2035
6011122733 Primary PUD 360 358 78.31 5.875 12/1/2005 1/1/2006 11/1/2035
6042578408 Primary SFR 360 358 80 6 12/1/2005 2/1/2006 11/1/2035
6045307532 Primary SFR 360 357 50 5.5 11/1/2005 1/1/2006 10/1/2035
6048832817 Primary SFR 360 359 80 6.25 1/1/2006 2/1/2006 12/1/2035
6054361214 Primary Condominium 360 358 80 5.875 12/1/2005 3/1/2006 11/1/2035
6059501210 Primary SFR 360 358 80 5.25 12/1/2005 1/1/2006 11/1/2035
6061386386 Primary SFR 360 358 51.16 5.625 12/1/2005 2/1/2006 11/1/2035
6070959603 Primary SFR 360 354 80 5.5 8/1/2005 1/1/2006 7/1/2035
6077317151 Primary SFR 360 359 42.86 5.25 1/1/2006 1/1/2006 12/1/2035
6078320022 Primary SFR 360 358 80 5.625 12/1/2005 1/1/2006 11/1/2035
6079205503 Primary SFR 360 356 76.92 6.125 10/1/2005 1/1/2006 9/1/2035
6090679751 Primary SFR 360 358 80 6.25 12/1/2005 2/1/2006 11/1/2035
6090746568 Primary SFR 360 358 80 5.625 12/1/2005 1/1/2006 11/1/2035
6095819535 Secondary PUD 360 358 80 6 12/1/2005 1/1/2006 11/1/2035
6096132060 Primary PUD 360 358 80 5.625 12/1/2005 1/1/2006 11/1/2035
6102559215 Primary Condominium 360 359 80 6.125 1/1/2006 2/1/2006 12/1/2035
6103036338 Primary PUD 360 359 80 6.5 1/1/2006 2/1/2006 12/1/2035
6112186819 Primary SFR 360 359 74.93 6.125 1/1/2006 1/1/2006 12/1/2035
6116869543 Primary SFR 360 358 74.35 5.625 12/1/2005 1/1/2006 11/1/2035
6118950838 Primary SFR 360 356 67.57 5.75 10/1/2005 1/1/2006 9/1/2035
6122227751 Primary SFR 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
6123584887 Primary SFR 360 358 80 5.625 12/1/2005 2/1/2006 11/1/2035
6129155872 Primary SFR 360 359 80 6.5 1/1/2006 1/1/2006 12/1/2035
6138097370 Primary SFR 360 359 58.62 5.375 1/1/2006 1/1/2006 12/1/2035
6144422240 Primary SFR 360 358 17.98 5.875 12/1/2005 1/1/2006 11/1/2035
6151512206 Primary SFR 360 358 61.13 5.75 12/1/2005 1/1/2006 11/1/2035
6151833552 Primary Condominium 360 358 80 6.375 12/1/2005 2/1/2006 11/1/2035
6163394502 Primary SFR 360 354 80 5.375 8/1/2005 1/1/2006 7/1/2035
6164621143 Primary SFR 360 358 51.95 5.875 12/1/2005 2/1/2006 11/1/2035
6177634778 Primary PUD 360 359 75 6 1/1/2006 2/1/2006 12/1/2035
6193606909 Primary SFR 360 358 70 5.5 12/1/2005 1/1/2006 11/1/2035
6196023623 Primary SFR 360 357 80 5.75 11/1/2005 1/1/2006 10/1/2035
6198047505 Primary Townhouse 360 359 80 6.375 1/1/2006 2/1/2006 12/1/2035
6198708767 Primary SFR 360 358 80 5.625 12/1/2005 1/1/2006 11/1/2035
6198758390 Primary SFR 360 359 76.52 5.875 1/1/2006 2/1/2006 12/1/2035
6210211212 Primary SFR 360 358 80 6.25 12/1/2005 2/1/2006 11/1/2035
6210244270 Primary SFR 360 357 80 6 11/1/2005 1/1/2006 10/1/2035
6215102424 Primary PUD 360 359 80 6.5 1/1/2006 1/1/2006 12/1/2035
6221521120 Primary PUD 360 359 80 5.625 1/1/2006 2/1/2006 12/1/2035
6227262307 Primary SFR 360 359 80 6.5 1/1/2006 1/1/2006 12/1/2035
6235346233 Primary PUD 360 357 80 5.75 11/1/2005 2/1/2006 10/1/2035
6236001357 Primary PUD 360 359 43.05 5.875 1/1/2006 2/1/2006 12/1/2035
6237811432 Primary SFR 360 358 60.16 5.5 12/1/2005 1/1/2006 11/1/2035
6246290172 Primary SFR 360 358 80 5.125 12/1/2005 1/1/2006 11/1/2035
6246627605 Primary SFR 360 356 80 5.875 10/1/2005 1/1/2006 9/1/2035
6247831438 Primary PUD 360 359 11.82 5.875 1/1/2006 1/1/2006 12/1/2035
6256042935 Primary Condominium 360 359 80 6 1/1/2006 1/1/2006 12/1/2035
6271347988 Primary PUD 360 359 80 6.375 1/1/2006 1/1/2006 12/1/2035
6281171311 Primary PUD 360 358 69.23 5.875 12/1/2005 1/1/2006 11/1/2035
6292797682 Primary PUD 360 359 14.51 6.25 1/1/2006 2/1/2006 12/1/2035
6298534824 Primary SFR 360 359 61.43 6.25 1/1/2006 1/1/2006 12/1/2035
6298563484 Primary Condominium 360 358 80 6.5 12/1/2005 2/1/2006 11/1/2035
6317040639 Primary SFR 360 358 65.9 6.125 12/1/2005 1/1/2006 11/1/2035
6322778397 Primary PUD 360 358 47.62 5.75 12/1/2005 1/1/2006 11/1/2035
6329870809 Primary SFR 360 358 54.58 6.375 12/1/2005 2/1/2006 11/1/2035
6330807519 Primary SFR 360 359 80 6.5 1/1/2006 2/1/2006 12/1/2035
6332133757 Primary SFR 360 358 70 5.875 12/1/2005 1/1/2006 11/1/2035
6335546476 Primary Condominium 360 356 79.64 5.375 10/1/2005 2/1/2006 9/1/2035
6342625024 Primary PUD 360 359 70 6.25 1/1/2006 1/1/2006 12/1/2035
6359831887 Primary SFR 360 359 80 5.875 1/1/2006 1/1/2006 12/1/2035
6365544821 Primary PUD 360 354 76.74 5.5 8/1/2005 2/1/2006 7/1/2035
6366737127 Primary SFR 360 357 65 5.375 11/1/2005 1/1/2006 10/1/2035
6372325750 Primary PUD 360 359 61.3 6 1/1/2006 1/1/2006 12/1/2035
6374933627 Primary SFR 360 359 80 6.25 1/1/2006 1/1/2006 12/1/2035
6375593891 Primary PUD 360 359 80 6.625 1/1/2006 1/1/2006 12/1/2035
6381653440 Secondary Condominium 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
6387302158 Primary SFR 360 358 51.27 5.75 12/1/2005 2/1/2006 11/1/2035
6392914559 Primary SFR 360 358 43.57 5.75 12/1/2005 2/1/2006 11/1/2035
6395874016 Primary Condominium 360 359 80 5.25 1/1/2006 4/1/2006 12/1/2035
6418409295 Primary SFR 360 358 60.9 6.125 12/1/2005 1/1/2006 11/1/2035
6424790613 Primary SFR 360 359 80 6 1/1/2006 2/1/2006 12/1/2035
6424916911 Primary SFR 360 359 80 6.375 1/1/2006 2/1/2006 12/1/2035
6428228420 Primary SFR 360 358 65 5.375 12/1/2005 1/1/2006 11/1/2035
6429454785 Primary PUD 360 358 65 5.875 12/1/2005 3/1/2006 11/1/2035
6429808055 Primary Townhouse 360 359 80 6.25 1/1/2006 2/1/2006 12/1/2035
6433888374 Primary SFR 360 358 54.8 5.875 12/1/2005 2/1/2006 11/1/2035
6436760398 Primary SFR 360 357 58.76 5.5 11/1/2005 1/1/2006 10/1/2035
6456732764 Primary SFR 360 357 80 5.75 11/1/2005 1/1/2006 10/1/2035
LOANID PANDI PTDATE OBAL COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
---------- -------- --------- ------------ ------------ -------- ------------- ------------ --------- -------
6001635975 3,515.62 1/1/2006 675,000.00 675,000.00 R/T Refi Stated Income 1,700,000.00 12/1/2015 11.25
6011122733 3,662.31 12/1/2005 748,047.00 748,047.00 Purchase Stated Income 1,385,000.00 11/1/2015 10.875
6042578408 1,012.00 1/1/2006 202,400.00 202,400.00 Purchase Standard 255,000.00 11/1/2015 11
6045307532 3,093.75 12/1/2005 675,000.00 675,000.00 R/T Refi Stated Income 1,350,000.00 10/1/2015 10.5
6048832817 3,125.00 1/1/2006 600,000.00 600,000.00 Purchase Standard 760,000.00 12/1/2015 11.25
6054361214 1,703.75 2/1/2006 348,000.00 348,000.00 Purchase Standard 435,000.00 11/1/2015 10.875
6059501210 699.65 12/1/2005 159,920.00 159,920.00 Purchase Standard 203,000.00 11/1/2015 10.25
6061386386 1,031.25 1/1/2006 220,000.00 220,000.00 C/O Refi Stated Income 430,000.00 11/1/2015 10.625
6070959603 1,022.03 12/1/2005 180,000.00 178,804.19 Purchase Standard 226,000.00 7/1/2015 10.5
6077317151 1,312.50 1/1/2006 300,000.00 300,000.00 Purchase Stated Income 700,000.00 12/1/2015 10.25
6078320022 2,175.00 12/1/2005 464,000.00 464,000.00 Purchase Stated Income 580,000.00 11/1/2015 10.625
6079205503 5,104.17 12/1/2005 1,000,000.00 1,000,000.00 Purchase Stated Income 1,300,000.00 9/1/2015 11.125
6090679751 498.6 1/1/2006 96,000.00 95,731.47 Purchase Standard 121,000.00 11/1/2015 11.25
6090746568 1,665.00 12/1/2005 355,200.00 355,200.00 Purchase Stated Income 444,000.00 11/1/2015 10.625
6095819535 1,000.00 12/1/2005 200,000.00 200,000.00 Purchase Standard 250,000.00 11/1/2015 11
6096132060 3,296.25 12/1/2005 703,200.00 703,200.00 Purchase Standard 1,026,000.00 11/1/2015 10.625
6102559215 730.92 1/1/2006 143,200.00 143,200.00 Purchase Standard 179,000.00 12/1/2015 11.125
6103036338 2,860.00 1/1/2006 528,000.00 528,000.00 R/T Refi Stated Income 660,000.00 12/1/2015 11.5
6112186819 4,302.81 1/1/2006 843,000.00 843,000.00 C/O Refi Standard 1,125,000.00 12/1/2015 11.125
6116869543 2,038.59 12/1/2005 434,900.00 434,900.00 Purchase Stated Income 585,000.00 11/1/2015 10.625
6118950838 2,994.72 12/1/2005 625,000.00 624,984.30 Purchase Stated Income 925,000.00 9/1/2015 10.75
6122227751 2,154.17 12/1/2005 440,000.00 440,000.00 R/T Refi Stated Income 550,000.00 11/1/2015 10.875
6123584887 924.38 1/1/2006 197,200.00 197,200.00 Purchase Standard 250,000.00 11/1/2015 10.625
6129155872 915.77 1/1/2006 169,066.00 169,066.00 Purchase Standard 215,000.00 12/1/2015 11.5
6138097370 3,807.29 1/1/2006 850,000.00 850,000.00 C/O Refi Standard 1,450,000.00 12/1/2015 10.375
6144422240 979.17 12/1/2005 200,000.00 200,000.00 C/O Refi Stated Income 1,112,500.00 11/1/2015 10.875
6151512206 2,460.52 12/1/2005 513,500.00 513,060.52 R/T Refi Stated Income 840,000.00 11/1/2015 10.75
6151833552 990.25 1/1/2006 186,400.00 186,400.00 Purchase Standard 237,000.00 11/1/2015 11.375
6163394502 685.41 12/1/2005 122,400.00 121,567.78 Purchase Standard 153,000.00 7/1/2015 10.375
6164621143 4,895.83 1/1/2006 1,000,000.00 1,000,000.00 C/O Refi Stated Income 1,925,000.00 11/1/2015 10.875
6177634778 4,500.00 1/1/2006 900,000.00 899,900.00 C/O Refi Standard 1,200,000.00 12/1/2015 11
6193606909 3,047.92 12/1/2005 665,000.00 665,000.00 Purchase Stated Income 965,000.00 11/1/2015 10.5
6196023623 1,062.81 12/1/2005 182,120.00 181,546.81 Purchase Standard 229,000.00 10/1/2015 10.75
6198047505 1,028.50 1/1/2006 193,600.00 193,500.00 Purchase Standard 242,000.00 12/1/2015 11.375
6198708767 2,291.25 12/1/2005 488,800.00 488,800.00 Purchase Standard 615,000.00 11/1/2015 10.625
6198758390 1,204.37 1/1/2006 246,000.00 246,000.00 R/T Refi Stated Income 321,500.00 12/1/2015 10.875
6210211212 2,500.00 1/1/2006 480,000.00 479,795.45 Purchase Stated Income 630,000.00 11/1/2015 11.25
6210244270 2,339.42 12/1/2005 468,000.00 467,883.62 Purchase Stated Income 585,000.00 10/1/2015 11
6215102424 1,029.17 1/1/2006 190,000.00 190,000.00 Purchase Stated Income 238,000.00 12/1/2015 11.5
6221521120 954.19 1/1/2006 203,560.00 203,560.00 Purchase Standard 255,000.00 12/1/2015 10.625
6227262307 902.2 1/1/2006 166,560.00 166,560.00 Purchase Standard 208,200.00 12/1/2015 11.5
6235346233 2,648.45 1/1/2006 552,720.00 552,720.00 Purchase Stated Income 691,000.00 10/1/2015 10.75
6236001357 1,591.15 1/1/2006 325,000.00 295,000.00 Purchase Stated Income 755,000.00 12/1/2015 10.875
6237811432 3,391.67 12/1/2005 740,000.00 740,000.00 R/T Refi Stated Income 1,230,000.00 11/1/2015 10.5
6246290172 913.96 12/1/2005 214,000.00 214,000.00 Purchase Standard 268,000.00 11/1/2015 10.125
6246627605 775.63 12/1/2005 131,120.00 130,581.31 Purchase Standard 164,000.00 9/1/2015 10.875
6247831438 636.46 1/1/2006 130,000.00 130,000.00 R/T Refi Stated Income 1,100,000.00 12/1/2015 10.875
6256042935 495.6 1/1/2006 99,120.00 99,120.00 Purchase Standard 126,000.00 12/1/2015 11
6271347988 1,594.76 1/1/2006 300,191.00 300,191.00 Purchase Stated Income 390,000.00 12/1/2015 11.375
6281171311 6,609.37 12/1/2005 1,350,000.00 1,350,000.00 C/O Refi Stated Income 1,950,000.00 11/1/2015 10.875
6292797682 291.67 1/1/2006 56,000.00 56,000.00 C/O Refi Stated Income 386,000.00 12/1/2015 11.25
6298534824 3,359.37 1/1/2006 645,000.00 645,000.00 R/T Refi Stated Income 1,050,000.00 12/1/2015 11.25
6298563484 1,690.00 1/1/2006 312,000.00 312,000.00 Purchase Standard 390,000.00 11/1/2015 11.5
6317040639 2,707.76 12/1/2005 530,500.00 530,500.00 C/O Refi Standard 805,000.00 11/1/2015 11.125
6322778397 958.33 12/1/2005 200,000.00 200,000.00 C/O Refi Stated Income 420,000.00 11/1/2015 10.75
6329870809 1,304.75 1/1/2006 245,600.00 245,600.00 C/O Refi Stated Income 450,000.00 11/1/2015 11.375
6330807519 459.33 1/1/2006 84,800.00 84,700.00 Purchase Standard 106,500.00 12/1/2015 11.5
6332133757 2,459.98 12/1/2005 502,600.00 502,463.29 C/O Refi Stated Income 718,000.00 11/1/2015 10.875
6335546476 2,436.44 1/1/2006 543,949.00 543,949.00 Purchase Stated Income 685,000.00 9/1/2015 10.375
6342625024 3,536.46 1/1/2006 679,000.00 679,000.00 C/O Refi Standard 970,000.00 12/1/2015 11.25
6359831887 509.17 1/1/2006 104,000.00 104,000.00 Purchase Standard 130,000.00 12/1/2015 10.875
6365544821 374.75 1/1/2006 66,000.00 65,549.18 Purchase Standard 89,000.00 7/1/2015 10.5
6366737127 3,604.39 12/1/2005 804,700.00 804,700.00 Purchase Stated Income 1,250,000.00 10/1/2015 10.375
6372325750 3,525.00 1/1/2006 705,000.00 705,000.00 C/O Refi Stated Income 1,150,000.00 12/1/2015 11
6374933627 693.29 1/1/2006 133,112.00 133,112.00 Purchase Standard 170,000.00 12/1/2015 11.25
6375593891 3,069.58 1/1/2006 556,000.00 556,000.00 C/O Refi Standard 695,000.00 12/1/2015 11.625
6381653440 895.83 12/1/2005 172,000.00 172,000.00 Purchase Standard 217,000.00 11/1/2015 11.25
6387302158 4,432.29 1/1/2006 925,000.00 925,000.00 R/T Refi Stated Income 1,804,000.00 11/1/2015 10.75
6392914559 2,922.92 1/1/2006 610,000.00 610,000.00 R/T Refi Stated Income 1,400,000.00 11/1/2015 10.75
6395874016 1,399.65 3/1/2006 319,920.00 319,920.00 Purchase Standard 400,000.00 12/1/2015 10.25
6418409295 2,424.48 12/1/2005 475,000.00 474,924.48 C/O Refi Stated Income 780,000.00 11/1/2015 11.125
6424790613 3,432.00 1/1/2006 686,400.00 686,400.00 Purchase Stated Income 860,000.00 12/1/2015 11
6424916911 2,253.35 1/1/2006 424,160.00 424,160.00 Purchase Standard 530,200.00 12/1/2015 11.375
6428228420 3,725.44 12/1/2005 832,000.00 831,726.67 R/T Refi Stated Income 1,280,000.00 11/1/2015 10.375
6429454785 3,171.89 2/1/2006 650,000.00 646,876.12 C/O Refi Stated Income 1,000,000.00 11/1/2015 10.875
6429808055 712.9 1/1/2006 136,876.00 136,826.00 Purchase Standard 182,500.00 12/1/2015 11.25
6433888374 2,682.92 1/1/2006 548,000.00 548,000.00 R/T Refi Stated Income 1,000,000.00 11/1/2015 10.875
6436760398 2,504.75 12/1/2005 546,500.00 546,490.00 C/O Refi Stated Income 930,000.00 10/1/2015 10.5
6456732764 784.33 12/1/2005 134,400.00 133,976.99 Purchase Standard 168,000.00 10/1/2015 10.75
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
---------- ----- ------ ------ ----------- ---------- --------------- -------- ---- -------
6001635975 2.25 2 2.25 12 MO LIBOR 11/4/2005 Bank of America BANA CRE 0 0.25
6011122733 2.25 2 2.25 12 MO LIBOR 10/11/2005 Bank of America BANA CRE 0 0.25
6042578408 2.25 2 2.25 12 MO LIBOR 10/27/2005 Bank of America BANA CRE 0 0.25
6045307532 2.25 2 2.25 12 MO LIBOR 9/19/2005 Bank of America BANA CRE 0 0.25
6048832817 2.25 2 2.25 12 MO LIBOR 11/15/2005 Bank of America BANA CRE 0 0.25
6054361214 2.25 2 2.25 12 MO LIBOR 10/31/2005 Bank of America BANA CRE 0 0.25
6059501210 2.25 2 2.25 12 MO LIBOR 10/21/2005 Bank of America BANA CRE 0 0.25
6061386386 2.25 2 2.25 12 MO LIBOR 10/17/2005 Bank of America BANA CRE 0 0.25
6070959603 2.25 2 2.25 12 MO LIBOR 6/15/2005 Bank of America BANA CRE 0 0.25
6077317151 2.25 2 2.25 12 MO LIBOR 11/17/2005 Bank of America BANA CRE 0 0.25
6078320022 2.25 2 2.25 12 MO LIBOR 10/12/2005 Bank of America BANA CRE 0 0.25
6079205503 2.25 2 2.25 12 MO LIBOR 8/29/2005 Bank of America BANA CRE 0 0.25
6090679751 2.25 2 2.25 12 MO LIBOR 10/14/2005 Bank of America BANA CRE 0 0.25
6090746568 2.25 2 2.25 12 MO LIBOR 10/12/2005 Bank of America BANA CRE 0 0.25
6095819535 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.25
6096132060 2.25 2 2.25 12 MO LIBOR 10/26/2005 Bank of America BANA CRE 0 0.25
6102559215 2.25 2 2.25 12 MO LIBOR 11/10/2005 Bank of America BANA CRE 0 0.25
6103036338 2.25 2 2.25 12 MO LIBOR 11/9/2005 Bank of America BANA CRE 0 0.25
6112186819 2.25 2 2.25 12 MO LIBOR 11/16/2005 Bank of America BANA CRE 0 0.25
6116869543 2.25 2 2.25 12 MO LIBOR 10/24/2005 Bank of America BANA CRE 0 0.25
6118950838 2.25 2 2.25 12 MO LIBOR 8/10/2005 Bank of America BANA CRE 0 0.25
6122227751 2.25 2 2.25 12 MO LIBOR 10/25/2005 Bank of America BANA CRE 0 0.25
6123584887 2.25 2 2.25 12 MO LIBOR 10/21/2005 Bank of America BANA CRE 0 0.25
6129155872 2.25 2 2.25 12 MO LIBOR 11/16/2005 Bank of America BANA CRE 0 0.25
6138097370 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.25
6144422240 2.25 2 2.25 12 MO LIBOR 10/21/2005 Bank of America BANA CRE 0 0.25
6151512206 2.25 2 2.25 12 MO LIBOR 10/20/2005 Bank of America BANA CRE 0 0.25
6151833552 2.25 2 2.25 12 MO LIBOR 10/24/2005 Bank of America BANA CRE 0 0.25
6163394502 2.25 2 2.25 12 MO LIBOR 6/29/2005 Bank of America BANA CRE 0 0.25
6164621143 2.25 2 2.25 12 MO LIBOR 10/24/2005 Bank of America BANA CRE 0 0.25
6177634778 2.25 2 2.25 12 MO LIBOR 11/9/2005 Bank of America BANA CRE 0 0.25
6193606909 2.25 2 2.25 12 MO LIBOR 10/31/2005 Bank of America BANA CRE 0 0.25
6196023623 2.25 2 2.25 12 MO LIBOR 9/20/2005 Bank of America BANA CRE 0 0.25
6198047505 2.25 2 2.25 12 MO LIBOR 11/18/2005 Bank of America BANA CRE 0 0.25
6198708767 2.25 2 2.25 12 MO LIBOR 9/27/2005 Bank of America BANA CRE 0 0.25
6198758390 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.25
6210211212 2.25 2 2.25 12 MO LIBOR 10/24/2005 Bank of America BANA CRE 0 0.25
6210244270 2.25 2 2.25 12 MO LIBOR 9/14/2005 Bank of America BANA CRE 0 0.25
6215102424 2.25 2 2.25 12 MO LIBOR 11/18/2005 Bank of America BANA CRE 0 0.25
6221521120 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.25
6227262307 2.25 2 2.25 12 MO LIBOR 11/10/2005 Bank of America BANA CRE 0 0.25
6235346233 2.25 2 2.25 12 MO LIBOR 9/13/2005 Bank of America BANA CRE 0 0.25
6236001357 2.25 2 2.25 12 MO LIBOR 11/4/2005 Bank of America BANA CRE 0 0.25
6237811432 2.25 2 2.25 12 MO LIBOR 10/17/2005 Bank of America BANA CRE 0 0.25
6246290172 2.25 2 2.25 12 MO LIBOR 10/24/2005 Bank of America BANA CRE 0 0.25
6246627605 2.25 2 2.25 12 MO LIBOR 8/9/2005 Bank of America BANA CRE 0 0.25
6247831438 2.25 2 2.25 12 MO LIBOR 11/2/2005 Bank of America BANA CRE 0 0.25
6256042935 2.25 2 2.25 12 MO LIBOR 11/7/2005 Bank of America BANA CRE 0 0.25
6271347988 2.25 2 2.25 12 MO LIBOR 11/21/2005 Bank of America BANA CRE 0 0.25
6281171311 2.25 2 2.25 12 MO LIBOR 10/27/2005 Bank of America BANA CRE 0 0.25
6292797682 2.25 2 2.25 12 MO LIBOR 11/2/2005 Bank of America BANA CRE 0 0.25
6298534824 2.25 2 2.25 12 MO LIBOR 11/7/2005 Bank of America BANA CRE 0 0.25
6298563484 2.25 2 2.25 12 MO LIBOR 11/1/2005 Bank of America BANA CRE 0 0.25
6317040639 2.25 2 2.25 12 MO LIBOR 9/28/2005 Bank of America BANA CRE 0 0.25
6322778397 2.25 2 2.25 12 MO LIBOR 10/17/2005 Bank of America BANA CRE 0 0.25
6329870809 2.25 2 2.25 12 MO LIBOR 10/20/2005 Bank of America BANA CRE 0 0.25
6330807519 2.25 2 2.25 12 MO LIBOR 11/4/2005 Bank of America BANA CRE 0 0.25
6332133757 2.25 2 2.25 12 MO LIBOR 10/21/2005 Bank of America BANA CRE 0 0.25
6335546476 2.25 2 2.25 12 MO LIBOR 8/12/2005 Bank of America BANA CRE 0 0.25
6342625024 2.25 2 2.25 12 MO LIBOR 11/4/2005 Bank of America BANA CRE 0 0.25
6359831887 2.25 2 2.25 12 MO LIBOR 11/7/2005 Bank of America BANA CRE 0 0.25
6365544821 2.25 2 2.25 12 MO LIBOR 6/30/2005 Bank of America BANA CRE 0 0.25
6366737127 2.25 2 2.25 12 MO LIBOR 9/29/2005 Bank of America BANA CRE 0 0.25
6372325750 2.25 2 2.25 12 MO LIBOR 11/9/2005 Bank of America BANA CRE 0 0.25
6374933627 2.25 2 2.25 12 MO LIBOR 11/15/2005 Bank of America BANA CRE 0 0.25
6375593891 2.25 2 2.25 12 MO LIBOR 11/4/2005 Bank of America BANA CRE 0 0.25
6381653440 2.25 2 2.25 12 MO LIBOR 11/2/2005 Bank of America BANA CRE 0 0.25
6387302158 2.25 2 2.25 12 MO LIBOR 10/18/2005 Bank of America BANA CRE 0 0.25
6392914559 2.25 2 2.25 12 MO LIBOR 10/25/2005 Bank of America BANA CRE 0 0.25
6395874016 2.25 2 2.25 12 MO LIBOR 11/7/2005 Bank of America BANA CRE 0 0.25
6418409295 2.25 2 2.25 12 MO LIBOR 10/18/2005 Bank of America BANA CRE 0 0.25
6424790613 2.25 2 2.25 12 MO LIBOR 11/21/2005 Bank of America BANA CRE 0 0.25
6424916911 2.25 2 2.25 12 MO LIBOR 11/4/2005 Bank of America BANA CRE 0 0.25
6428228420 2.25 2 2.25 12 MO LIBOR 10/6/2005 Bank of America BANA CRE 0 0.25
6429454785 2.25 2 2.25 12 MO LIBOR 10/26/2005 Bank of America BANA CRE 0 0.25
6429808055 2.25 2 2.25 12 MO LIBOR 11/10/2005 Bank of America BANA CRE 0 0.25
6433888374 2.25 2 2.25 12 MO LIBOR 10/27/2005 Bank of America BANA CRE 0 0.25
6436760398 2.25 2 2.25 12 MO LIBOR 8/25/2005 Bank of America BANA CRE 0 0.25
6456732764 2.25 2 2.25 12 MO LIBOR 9/15/2005 Bank of America BANA CRE 0 0.25
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
---------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
6468785594 Primary SFR 360 354 80 5.125 8/1/2005 2/1/2006 7/1/2035
6469788480 Primary Condominium 360 357 78.35 6 11/1/2005 2/1/2006 10/1/2035
6473304803 Primary SFR 360 358 80 6 12/1/2005 1/1/2006 11/1/2035
6473379219 Primary SFR 360 359 51 5.625 1/1/2006 2/1/2006 12/1/2035
6474873764 Primary SFR 360 358 55 6.125 12/1/2005 1/1/2006 11/1/2035
6476365876 Primary SFR 360 358 80 5.625 12/1/2005 2/1/2006 11/1/2035
6479585306 Primary SFR 360 358 58.59 6.375 12/1/2005 1/1/2006 11/1/2035
6494229872 Primary Condominium 360 359 80 6.375 1/1/2006 2/1/2006 12/1/2035
6502646935 Primary SFR 360 358 79.99 5.875 12/1/2005 2/1/2006 11/1/2035
6510938951 Primary SFR 360 359 23.97 6.5 1/1/2006 1/1/2006 12/1/2035
6515283999 Primary PUD 360 358 63.8 5.5 12/1/2005 2/1/2006 11/1/2035
6522019873 Primary PUD 360 358 80 5.875 12/1/2005 2/1/2006 11/1/2035
6528401349 Primary SFR 360 359 70 6.125 1/1/2006 1/1/2006 12/1/2035
6550557265 Primary PUD 360 358 74.47 6 12/1/2005 2/1/2006 11/1/2035
6556014386 Primary SFR 360 358 80 5.875 12/1/2005 2/1/2006 11/1/2035
6564052212 Primary Condominium 360 359 80 6.25 1/1/2006 2/1/2006 12/1/2035
6564060165 Primary SFR 360 358 80 5.75 12/1/2005 1/1/2006 11/1/2035
6564423017 Primary SFR 360 359 76.67 6.75 1/1/2006 1/1/2006 12/1/2035
6596558913 Primary SFR 360 359 69.33 5.875 1/1/2006 2/1/2006 12/1/2035
6597328126 Primary SFR 360 358 52.01 5.625 12/1/2005 1/1/2006 11/1/2035
6602067743 Primary SFR 360 359 80 6.375 1/1/2006 2/1/2006 12/1/2035
6609205890 Primary SFR 360 358 60.9 5.875 12/1/2005 1/1/2006 11/1/2035
6616074354 Primary Condominium 360 358 80 6.125 12/1/2005 2/1/2006 11/1/2035
6640436082 Primary PUD 360 358 80 6.125 12/1/2005 2/1/2006 11/1/2035
6642710823 Primary Condominium 360 358 74.99 5.625 12/1/2005 1/1/2006 11/1/2035
6653930732 Secondary Condominium 360 359 75 5.25 1/1/2006 1/1/2006 12/1/2035
6654421962 Primary SFR 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
6654709788 Primary SFR 360 358 65.66 5.75 12/1/2005 1/1/2006 11/1/2035
6667341686 Primary SFR 360 359 80 5.875 1/1/2006 2/1/2006 12/1/2035
6675049230 Secondary PUD 360 359 75 5.625 1/1/2006 2/1/2006 12/1/2035
6693570878 Primary PUD 360 358 79.51 5.875 12/1/2005 1/1/2006 11/1/2035
6694718831 Primary Condominium 360 358 80 6 12/1/2005 1/1/2006 11/1/2035
6699139116 Primary SFR 360 353 80 6.125 7/1/2005 2/1/2006 6/1/2035
6707204886 Primary Condominium 360 358 57.61 5.75 12/1/2005 1/1/2006 11/1/2035
6710433936 Primary PUD 360 358 80 5.25 12/1/2005 2/1/2006 11/1/2035
6713985437 Primary PUD 360 358 80 6 12/1/2005 1/1/2006 11/1/2035
6720985628 Primary SFR 360 356 63.56 5.5 10/1/2005 1/1/2006 9/1/2035
6724450595 Primary PUD 360 358 80 5.625 12/1/2005 2/1/2006 11/1/2035
6725401407 Primary SFR 360 358 70 5.5 12/1/2005 2/1/2006 11/1/2035
6728619856 Primary SFR 360 357 80 5.75 11/1/2005 2/1/2006 10/1/2035
6731790777 Primary SFR 360 359 56 6.25 1/1/2006 2/1/2006 12/1/2035
6738931911 Primary Condominium 360 358 80 5.75 12/1/2005 1/1/2006 11/1/2035
6743111087 Primary SFR 360 359 59.63 6 1/1/2006 1/1/2006 12/1/2035
6766606344 Primary SFR 360 358 63.41 6.125 12/1/2005 2/1/2006 11/1/2035
6772878937 Secondary SFR 360 358 80 5.75 12/1/2005 1/1/2006 11/1/2035
6779318192 Primary SFR 360 359 57.91 5.75 1/1/2006 1/1/2006 12/1/2035
6783368795 Primary Condominium 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
6784377175 Primary SFR 360 359 67.11 5.875 1/1/2006 2/1/2006 12/1/2035
6788485339 Primary SFR 360 359 67.7 6 1/1/2006 1/1/2006 12/1/2035
6793104172 Primary SFR 360 358 70 6.125 12/1/2005 1/1/2006 11/1/2035
6806673767 Primary SFR 360 358 70 5.375 12/1/2005 1/1/2006 11/1/2035
6807609224 Primary Condominium 360 355 80 5.75 9/1/2005 2/1/2006 8/1/2035
6828418563 Primary PUD 360 359 34.48 6.125 1/1/2006 1/1/2006 12/1/2035
6828553849 Primary SFR 360 358 70.19 5.875 12/1/2005 1/1/2006 11/1/2035
6830888860 Primary PUD 360 357 75 5.875 11/1/2005 2/1/2006 10/1/2035
6847395362 Primary Condominium 360 358 80 5.5 12/1/2005 1/1/2006 11/1/2035
6853488580 Primary SFR 360 358 80 5.625 12/1/2005 2/1/2006 11/1/2035
6856791733 Primary SFR 360 357 80 5.75 11/1/2005 1/1/2006 10/1/2035
6858468173 Primary SFR 360 359 39.44 5.75 1/1/2006 2/1/2006 12/1/2035
6861179437 Primary SFR 360 359 56.76 6.25 1/1/2006 2/1/2006 12/1/2035
6870947741 Primary SFR 360 359 20.42 6.25 1/1/2006 1/1/2006 12/1/2035
6873761479 Primary SFR 360 358 48.72 6.25 12/1/2005 2/1/2006 11/1/2035
6885832250 Secondary Condominium 360 359 80 6.625 1/1/2006 1/1/2006 12/1/2035
6888678668 Primary SFR 360 355 80 5.75 9/1/2005 1/1/2006 8/1/2035
6897128457 Primary SFR 360 357 80 5.75 11/1/2005 1/1/2006 10/1/2035
6899512716 Primary SFR 360 358 70 5.875 12/1/2005 1/1/2006 11/1/2035
6909693209 Primary PUD 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
6937011234 Primary SFR 360 358 52.75 6 12/1/2005 2/1/2006 11/1/2035
6950833308 Secondary SFR 360 358 71.73 5.75 12/1/2005 1/1/2006 11/1/2035
6952866058 Primary SFR 360 359 51.3 5.75 1/1/2006 1/1/2006 12/1/2035
6956851460 Primary Condominium 360 358 70 6.5 12/1/2005 1/1/2006 11/1/2035
6958134618 Primary SFR 360 359 29.63 5.875 1/1/2006 2/1/2006 12/1/2035
6958651595 Primary PUD 360 358 45.07 5.25 12/1/2005 1/1/2006 11/1/2035
6962090129 Primary Condominium 360 358 80 5.75 12/1/2005 1/1/2006 11/1/2035
6967780146 Primary PUD 360 358 56.52 6.25 12/1/2005 1/1/2006 11/1/2035
6974290634 Primary SFR 360 359 80 6.125 1/1/2006 2/1/2006 12/1/2035
6974509546 Primary SFR 360 356 80 5.5 10/1/2005 1/1/2006 9/1/2035
6980675943 Primary SFR 360 358 68.97 5.5 12/1/2005 2/1/2006 11/1/2035
6981049825 Primary SFR 360 358 80 6.25 12/1/2005 2/1/2006 11/1/2035
LOANID PANDI PTDATE OBAL COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
---------- --------- --------- ------------ ------------ -------- ----------- ------------ --------- -------
6468785594 1,591.15 1/1/2006 292,228.00 290,147.34 Purchase Standard 373,000.00 7/1/2015 10.125
6469788480 2,425.00 1/1/2006 485,000.00 485,000.00 Purchase Stated Income 620,000.00 10/1/2015 11
6473304803 912 12/1/2005 182,400.00 182,400.00 Purchase Standard 228,000.00 11/1/2015 11
6473379219 4,303.13 1/1/2006 918,000.00 912,279.69 R/T Refi Stated Income 1,800,000.00 12/1/2015 10.625
6474873764 2,807.29 12/1/2005 550,000.00 550,000.00 R/T Refi Stated Income 1,000,000.00 11/1/2015 11.125
6476365876 1,983.56 1/1/2006 423,200.00 423,159.00 Purchase Standard 533,000.00 11/1/2015 10.625
6479585306 1,540.63 12/1/2005 290,000.00 290,000.00 C/O Refi Stated Income 495,000.00 11/1/2015 11.375
6494229872 1,270.75 1/1/2006 239,200.00 239,200.00 Purchase Standard 300,000.00 12/1/2015 11.375
6502646935 887.61 1/1/2006 181,300.00 181,300.00 Purchase Standard 230,000.00 11/1/2015 10.875
6510938951 1,979.79 1/1/2006 365,500.00 365,500.00 R/T Refi Stated Income 1,525,000.00 12/1/2015 11.5
6515283999 3,231.25 1/1/2006 705,000.00 705,000.00 Purchase Stated Income 1,145,000.00 11/1/2015 10.5
6522019873 1,488.33 1/1/2006 304,000.00 304,000.00 Purchase Standard 390,000.00 11/1/2015 10.875
6528401349 1,672.13 1/1/2006 327,600.00 327,600.00 C/O Refi Stated Income 468,000.00 12/1/2015 11.125
6550557265 8,748.75 1/1/2006 1,750,000.00 1,749,498.75 C/O Refi Standard 2,350,000.00 11/1/2015 11
6556014386 5,875.00 1/1/2006 1,200,000.00 1,200,000.00 C/O Refi Standard 1,500,000.00 11/1/2015 10.875
6564052212 2,875.00 1/1/2006 552,000.00 552,000.00 Purchase Stated Income 690,000.00 12/1/2015 11.25
6564060165 1,502.67 12/1/2005 313,600.00 313,600.00 Purchase Standard 395,000.00 11/1/2015 10.75
6564423017 6,468.75 1/1/2006 1,150,000.00 1,150,000.00 Purchase Standard 1,500,000.00 12/1/2015 11.75
6596558913 3,231.25 1/1/2006 660,000.00 660,000.00 R/T Refi Stated Income 952,000.00 12/1/2015 10.875
6597328126 1,999.22 12/1/2005 426,500.00 426,500.00 C/O Refi Stated Income 820,000.00 11/1/2015 10.625
6602067743 1,542.75 1/1/2006 290,400.00 290,400.00 Purchase Standard 363,000.00 12/1/2015 11.375
6609205890 2,310.83 12/1/2005 472,000.00 471,800.00 C/O Refi Stated Income 775,000.00 11/1/2015 10.875
6616074354 1,347.20 1/1/2006 264,000.00 263,881.04 Purchase Standard 330,000.00 11/1/2015 11.125
6640436082 1,776.25 1/1/2006 348,000.00 348,000.00 Purchase Standard 440,000.00 11/1/2015 11.125
6642710823 1,565.16 12/1/2005 333,900.00 333,900.00 Purchase Stated Income 450,000.00 11/1/2015 10.625
6653930732 969.61 1/1/2006 221,625.00 221,625.00 Purchase Standard 297,000.00 12/1/2015 10.25
6654421962 1,370.83 12/1/2005 280,000.00 280,000.00 Purchase Standard 353,000.00 11/1/2015 10.875
6654709788 1,557.19 12/1/2005 325,000.00 324,979.29 C/O Refi Stated Income 495,000.00 11/1/2015 10.75
6667341686 3,387.92 1/1/2006 692,000.00 692,000.00 Purchase Rapid 905,000.00 12/1/2015 10.875
6675049230 773.44 1/1/2006 165,000.00 165,000.00 Purchase Stated Income 220,000.00 12/1/2015 10.625
6693570878 1,757.60 12/1/2005 359,000.00 359,000.00 Purchase Standard 455,000.00 11/1/2015 10.875
6694718831 939.6 12/1/2005 187,920.00 187,920.00 Purchase Standard 236,500.00 11/1/2015 11
6699139116 961.97 1/1/2006 158,320.00 157,226.22 Purchase Standard 198,000.00 6/1/2015 11.125
6707204886 1,269.79 12/1/2005 265,000.00 265,000.00 C/O Refi Stated Income 460,000.00 11/1/2015 10.75
6710433936 1,558.90 1/1/2006 356,320.00 356,320.00 Purchase Standard 460,000.00 11/1/2015 10.25
6713985437 2,949.02 12/1/2005 589,803.00 589,803.00 Purchase Standard 750,000.00 11/1/2015 11
6720985628 3,277.08 12/1/2005 715,000.00 715,000.00 R/T Refi Stated Income 1,125,000.00 9/1/2015 10.5
6724450595 982.73 1/1/2006 209,650.00 209,650.00 Purchase Stated Income 263,000.00 11/1/2015 10.625
6725401407 7,379.17 1/1/2006 1,610,000.00 1,609,979.17 R/T Refi Standard 2,300,000.00 11/1/2015 10.5
6728619856 639.6 1/1/2006 109,600.00 109,255.06 Purchase Standard 137,000.00 10/1/2015 10.75
6731790777 8,620.05 1/1/2006 1,400,000.00 1,398,671.62 C/O Refi Standard 2,500,000.00 12/1/2015 11.25
6738931911 2,219.50 12/1/2005 463,200.00 463,200.00 Purchase Standard 579,000.00 11/1/2015 10.75
6743111087 3,503.50 1/1/2006 700,700.00 700,700.00 R/T Refi Stated Income 1,175,000.00 12/1/2015 11
6766606344 3,317.71 1/1/2006 650,000.00 650,000.00 C/O Refi Stated Income 1,025,000.00 11/1/2015 11.125
6772878937 1,150.00 12/1/2005 240,000.00 240,000.00 Purchase Standard 300,000.00 11/1/2015 10.75
6779318192 2,386.25 1/1/2006 498,000.00 498,000.00 R/T Refi Stated Income 860,000.00 12/1/2015 10.75
6783368795 2,604.17 12/1/2005 500,000.00 500,000.00 Purchase Standard 625,000.00 11/1/2015 11.25
6784377175 4,895.83 1/1/2006 1,000,000.00 999,995.83 R/T Refi Stated Income 1,490,000.00 12/1/2015 10.875
6788485339 1,425.00 1/1/2006 285,000.00 285,000.00 C/O Refi Stated Income 421,000.00 12/1/2015 11
6793104172 2,197.34 12/1/2005 430,500.00 430,500.00 C/O Refi Stated Income 615,000.00 11/1/2015 11.125
6806673767 2,539.69 12/1/2005 567,000.00 567,000.00 Purchase Stated Income 815,000.00 11/1/2015 10.375
6807609224 909.91 1/1/2006 155,920.00 155,098.20 Purchase Standard 195,000.00 8/1/2015 10.75
6828418563 1,020.83 1/1/2006 200,000.00 200,000.00 Purchase Stated Income 587,000.00 12/1/2015 11.125
6828553849 910.62 12/1/2005 186,000.00 185,045.24 R/T Refi Stated Income 265,000.00 11/1/2015 10.875
6830888860 9,179.69 1/1/2006 1,875,000.00 1,875,000.00 Purchase Standard 2,500,000.00 10/1/2015 10.875
6847395362 3,575.00 12/1/2005 780,000.00 780,000.00 Purchase Stated Income 975,000.00 11/1/2015 10.5
6853488580 1,143.75 1/1/2006 244,000.00 244,000.00 Purchase Standard 309,500.00 11/1/2015 10.625
6856791733 900.83 12/1/2005 188,000.00 188,000.00 Purchase Standard 235,000.00 10/1/2015 10.75
6858468173 850.42 1/1/2006 177,478.00 177,478.00 C/O Refi Stated Income 450,000.00 12/1/2015 10.75
6861179437 1,640.62 1/1/2006 315,000.00 315,000.00 C/O Refi Stated Income 555,000.00 12/1/2015 11.25
6870947741 377.6 1/1/2006 72,500.00 72,500.00 C/O Refi Stated Income 355,000.00 12/1/2015 11.25
6873761479 989.58 1/1/2006 190,000.00 189,979.11 Purchase Stated Income 405,000.00 11/1/2015 11.25
6885832250 11,781.73 1/1/2006 1,840,000.00 1,838,376.60 C/O Refi Standard 2,300,000.00 12/1/2015 11.625
6888678668 863.69 12/1/2005 148,000.00 147,219.94 Purchase Standard 185,000.00 8/1/2015 10.75
6897128457 299 12/1/2005 62,400.00 62,400.00 Purchase Standard 80,000.00 10/1/2015 10.75
6899512716 5,279.48 12/1/2005 892,500.00 890,675.65 C/O Refi Standard 1,275,000.00 11/1/2015 10.875
6909693209 1,350.00 12/1/2005 259,200.00 259,200.00 Purchase Standard 324,000.00 11/1/2015 11.25
6937011234 2,690.00 1/1/2006 538,000.00 538,000.00 C/O Refi Stated Income 1,020,000.00 11/1/2015 11
6950833308 656.46 12/1/2005 137,000.00 137,000.00 R/T Refi Stated Income 191,000.00 11/1/2015 10.75
6952866058 2,740.83 1/1/2006 572,000.00 572,000.00 R/T Refi Stated Income 1,115,000.00 12/1/2015 10.75
6956851460 1,516.67 12/1/2005 280,000.00 280,000.00 C/O Refi Stated Income 400,000.00 11/1/2015 11.5
6958134618 1,160.31 1/1/2006 237,000.00 237,000.00 R/T Refi Stated Income 800,000.00 12/1/2015 10.875
6958651595 1,903.13 12/1/2005 435,000.00 435,000.00 Purchase Stated Income 970,000.00 11/1/2015 10.25
6962090129 3,281.33 12/1/2005 684,800.00 684,800.00 R/T Refi Stated Income 856,000.00 11/1/2015 10.75
6967780146 1,354.17 12/1/2005 260,000.00 260,000.00 C/O Refi Stated Income 460,000.00 11/1/2015 11.25
6974290634 1,551.67 1/1/2006 304,000.00 304,000.00 Purchase Standard 380,000.00 12/1/2015 11.125
6974509546 4,125.00 12/1/2005 900,000.00 900,000.00 Purchase Standard 1,125,000.00 9/1/2015 10.5
6980675943 2,291.67 1/1/2006 500,000.00 500,000.00 Purchase Stated Income 725,000.00 11/1/2015 10.5
6981049825 2,250.00 1/1/2006 432,000.00 432,000.00 Purchase Standard 540,000.00 11/1/2015 11.25
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
---------- ----- ------ ------ ----------- ---------- --------------- -------- ---- ------
6468785594 2.25 2 2.25 12 MO LIBOR 6/28/2005 Bank of America BANA CRE 0 0.25
6469788480 2.25 2 2.25 12 MO LIBOR 8/30/2005 Bank of America BANA CRE 0 0.25
6473304803 2.25 2 2.25 12 MO LIBOR 11/1/2005 Bank of America BANA CRE 0 0.25
6473379219 2.25 2 2.25 12 MO LIBOR 10/31/2005 Bank of America BANA CRE 0 0.25
6474873764 2.25 2 2.25 12 MO LIBOR 10/27/2005 Bank of America BANA CRE 0 0.25
6476365876 2.25 2 2.25 12 MO LIBOR 11/7/2005 Bank of America BANA CRE 0 0.25
6479585306 2.25 2 2.25 12 MO LIBOR 10/27/2005 Bank of America BANA CRE 0 0.25
6494229872 2.25 2 2.25 12 MO LIBOR 11/8/2005 Bank of America BANA CRE 0 0.25
6502646935 2.25 2 2.25 12 MO LIBOR 10/26/2005 Bank of America BANA CRE 0 0.25
6510938951 2.25 2 2.25 12 MO LIBOR 11/14/2005 Bank of America BANA CRE 0 0.25
6515283999 2.25 2 2.25 12 MO LIBOR 10/21/2005 Bank of America BANA CRE 0 0.25
6522019873 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.25
6528401349 2.25 2 2.25 12 MO LIBOR 11/1/2005 Bank of America BANA CRE 0 0.25
6550557265 2.25 2 2.25 12 MO LIBOR 10/12/2005 Bank of America BANA CRE 0 0.25
6556014386 2.25 2 2.25 12 MO LIBOR 10/19/2005 Bank of America BANA CRE 0 0.25
6564052212 2.25 2 2.25 12 MO LIBOR 11/4/2005 Bank of America BANA CRE 0 0.25
6564060165 2.25 2 2.25 12 MO LIBOR 10/25/2005 Bank of America BANA CRE 0 0.25
6564423017 2.25 2 2.25 12 MO LIBOR 11/17/2005 Bank of America BANA CRE 0 0.25
6596558913 2.25 2 2.25 12 MO LIBOR 11/15/2005 Bank of America BANA CRE 0 0.25
6597328126 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.25
6602067743 2.25 2 2.25 12 MO LIBOR 11/16/2005 Bank of America BANA CRE 0 0.25
6609205890 2.25 2 2.25 12 MO LIBOR 10/21/2005 Bank of America BANA CRE 0 0.25
6616074354 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.25
6640436082 2.25 2 2.25 12 MO LIBOR 10/21/2005 Bank of America BANA CRE 0 0.25
6642710823 2.25 2 2.25 12 MO LIBOR 10/21/2005 Bank of America BANA CRE 0 0.25
6653930732 2.25 2 2.25 12 MO LIBOR 11/7/2005 Bank of America BANA CRE 0 0.25
6654421962 2.25 2 2.25 12 MO LIBOR 10/31/2005 Bank of America BANA CRE 0 0.25
6654709788 2.25 2 2.25 12 MO LIBOR 10/14/2005 Bank of America BANA CRE 0 0.25
6667341686 2.25 2 2.25 12 MO LIBOR 11/10/2005 Bank of America BANA CRE 0 0.25
6675049230 2.25 2 2.25 12 MO LIBOR 11/2/2005 Bank of America BANA CRE 0 0.25
6693570878 2.25 2 2.25 12 MO LIBOR 10/14/2005 Bank of America BANA CRE 0 0.25
6694718831 2.25 2 2.25 12 MO LIBOR 10/20/2005 Bank of America BANA CRE 0 0.25
6699139116 2.25 2 2.25 12 MO LIBOR 5/31/2005 Bank of America BANA CRE 0 0.25
6707204886 2.25 2 2.25 12 MO LIBOR 10/26/2005 Bank of America BANA CRE 0 0.25
6710433936 2.25 2 2.25 12 MO LIBOR 10/31/2005 Bank of America BANA CRE 0 0.25
6713985437 2.25 2 2.25 12 MO LIBOR 10/26/2005 Bank of America BANA CRE 0 0.25
6720985628 2.25 2 2.25 12 MO LIBOR 8/2/2005 Bank of America BANA CRE 0 0.25
6724450595 2.25 2 2.25 12 MO LIBOR 10/17/2005 Bank of America BANA CRE 0 0.25
6725401407 2.25 2 2.25 12 MO LIBOR 10/17/2005 Bank of America BANA CRE 0 0.25
6728619856 2.25 2 2.25 12 MO LIBOR 9/30/2005 Bank of America BANA CRE 0 0.25
6731790777 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.25
6738931911 2.25 2 2.25 12 MO LIBOR 10/13/2005 Bank of America BANA CRE 0 0.25
6743111087 2.25 2 2.25 12 MO LIBOR 11/9/2005 Bank of America BANA CRE 0 0.25
6766606344 2.25 2 2.25 12 MO LIBOR 10/7/2005 Bank of America BANA CRE 0 0.25
6772878937 2.25 2 2.25 12 MO LIBOR 10/11/2005 Bank of America BANA CRE 0 0.25
6779318192 2.25 2 2.25 12 MO LIBOR 11/1/2005 Bank of America BANA CRE 0 0.25
6783368795 2.25 2 2.25 12 MO LIBOR 10/20/2005 Bank of America BANA CRE 0 0.25
6784377175 2.25 2 2.25 12 MO LIBOR 11/8/2005 Bank of America BANA CRE 0 0.25
6788485339 2.25 2 2.25 12 MO LIBOR 11/2/2005 Bank of America BANA CRE 0 0.25
6793104172 2.25 2 2.25 12 MO LIBOR 10/20/2005 Bank of America BANA CRE 0 0.25
6806673767 2.25 2 2.25 12 MO LIBOR 10/14/2005 Bank of America BANA CRE 0 0.25
6807609224 2.25 2 2.25 12 MO LIBOR 7/15/2005 Bank of America BANA CRE 0 0.25
6828418563 2.25 2 2.25 12 MO LIBOR 11/4/2005 Bank of America BANA CRE 0 0.25
6828553849 2.25 2 2.25 12 MO LIBOR 10/20/2005 Bank of America BANA CRE 0 0.25
6830888860 2.25 2 2.25 12 MO LIBOR 9/29/2005 Bank of America BANA CRE 0 0.25
6847395362 2.25 2 2.25 12 MO LIBOR 9/30/2005 Bank of America BANA CRE 0 0.25
6853488580 2.25 2 2.25 12 MO LIBOR 11/1/2005 Bank of America BANA CRE 0 0.25
6856791733 2.25 2 2.25 12 MO LIBOR 9/30/2005 Bank of America BANA CRE 0 0.25
6858468173 2.25 2 2.25 12 MO LIBOR 10/31/2005 Bank of America BANA CRE 0 0.25
6861179437 2.25 2 2.25 12 MO LIBOR 11/3/2005 Bank of America BANA CRE 0 0.25
6870947741 2.25 2 2.25 12 MO LIBOR 11/4/2005 Bank of America BANA CRE 0 0.25
6873761479 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.25
6885832250 2.25 2 2.25 12 MO LIBOR 11/4/2005 Bank of America BANA CRE 0 0.25
6888678668 2.25 2 2.25 12 MO LIBOR 7/22/2005 Bank of America BANA CRE 0 0.25
6897128457 2.25 2 2.25 12 MO LIBOR 9/6/2005 Bank of America BANA CRE 0 0.25
6899512716 2.25 2 2.25 12 MO LIBOR 10/12/2005 Bank of America BANA CRE 0 0.25
6909693209 2.25 2 2.25 12 MO LIBOR 10/25/2005 Bank of America BANA CRE 0 0.25
6937011234 2.25 2 2.25 12 MO LIBOR 10/28/2005 Bank of America BANA CRE 0 0.25
6950833308 2.25 2 2.25 12 MO LIBOR 10/25/2005 Bank of America BANA CRE 0 0.25
6952866058 2.25 2 2.25 12 MO LIBOR 11/9/2005 Bank of America BANA CRE 0 0.25
6956851460 2.25 2 2.25 12 MO LIBOR 10/17/2005 Bank of America BANA CRE 0 0.25
6958134618 2.25 2 2.25 12 MO LIBOR 11/2/2005 Bank of America BANA CRE 0 0.25
6958651595 2.25 2 2.25 12 MO LIBOR 10/13/2005 Bank of America BANA CRE 0 0.25
6962090129 2.25 2 2.25 12 MO LIBOR 10/18/2005 Bank of America BANA CRE 0 0.25
6967780146 2.25 2 2.25 12 MO LIBOR 10/18/2005 Bank of America BANA CRE 0 0.25
6974290634 2.25 2 2.25 12 MO LIBOR 11/18/2005 Bank of America BANA CRE 0 0.25
6974509546 2.25 2 2.25 12 MO LIBOR 8/12/2005 Bank of America BANA CRE 0 0.25
6980675943 2.25 2 2.25 12 MO LIBOR 10/24/2005 Bank of America BANA CRE 0 0.25
6981049825 2.25 2 2.25 12 MO LIBOR 10/14/2005 Bank of America BANA CRE 0 0.25
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
---------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
6983321586 Primary SFR 360 359 80 5.75 1/1/2006 2/1/2006 12/1/2035
6988759046 Primary SFR 360 359 62.79 6.125 1/1/2006 1/1/2006 12/1/2035
6992786084 Primary SFR 360 359 80 5.625 1/1/2006 1/1/2006 12/1/2035
6188242306 Primary SFR 360 358 82.8 5.875 12/1/2005 2/1/2006 11/1/2035
6415498119 Primary Condominium 360 357 95 5.75 11/1/2005 1/1/2006 10/1/2035
6013992463 Primary SFR 360 358 43.79 5.75 12/1/2005 1/1/2006 11/1/2035
6016306240 Primary SFR 360 358 71.15 5.5 12/1/2005 2/1/2006 11/1/2035
6026093838 Primary PUD 360 358 65.16 5.875 12/1/2005 2/1/2006 11/1/2035
6035671939 Primary PUD 360 358 80 6.25 12/1/2005 2/1/2006 11/1/2035
6042542578 Primary PUD 360 357 75 6.125 11/1/2005 1/1/2006 10/1/2035
6051438247 Secondary SFR 360 358 80 6.25 12/1/2005 2/1/2006 11/1/2035
6069075668 Primary PUD 360 357 80 5.5 11/1/2005 1/1/2006 10/1/2035
6069413208 Primary SFR 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
6078532907 Primary SFR 360 357 75 5.5 11/1/2005 2/1/2006 10/1/2035
6082799955 Primary Condominium 360 358 79.85 5.75 12/1/2005 2/1/2006 11/1/2035
6088596397 Primary Condominium 360 357 80 6.125 11/1/2005 1/1/2006 10/1/2035
6090191641 Primary SFR 360 358 80 6.25 12/1/2005 2/1/2006 11/1/2035
6090915346 Primary SFR 360 358 58.91 6.375 12/1/2005 1/1/2006 11/1/2035
6102704712 Primary SFR 360 357 80 5.875 11/1/2005 2/1/2006 10/1/2035
6107298470 Primary PUD 360 357 80 5.625 11/1/2005 1/1/2006 10/1/2035
6114662346 Primary SFR 360 358 65 5.75 12/1/2005 1/1/2006 11/1/2035
6117109162 Secondary PUD 360 357 80 5.75 11/1/2005 1/1/2006 10/1/2035
6118387445 Primary SFR 360 357 80 5.625 11/1/2005 1/1/2006 10/1/2035
6132119188 Primary SFR 360 357 46.59 5.875 11/1/2005 1/1/2006 10/1/2035
6140854768 Primary PUD 360 357 61.08 6 11/1/2005 1/1/2006 10/1/2035
6145545015 Primary SFR 360 358 53.76 6.25 12/1/2005 1/1/2006 11/1/2035
6147659954 Primary SFR 360 357 80 6.25 11/1/2005 1/1/2006 10/1/2035
6173191062 Primary SFR 360 357 80 6.125 11/1/2005 1/1/2006 10/1/2035
6177614846 Primary Condominium 360 358 54.96 5.5 12/1/2005 1/1/2006 11/1/2035
6179195257 Primary Condominium 360 357 69.92 5.75 11/1/2005 2/1/2006 10/1/2035
6195016578 Primary SFR 360 357 55.21 5.75 11/1/2005 1/1/2006 10/1/2035
6200284831 Primary PUD 360 357 68.96 5.25 11/1/2005 1/1/2006 10/1/2035
6216981982 Primary SFR 360 358 80 5.875 12/1/2005 2/1/2006 11/1/2035
6224510609 Primary SFR 360 357 80 6 11/1/2005 1/1/2006 10/1/2035
6260159543 Primary SFR 360 357 62.5 6 11/1/2005 1/1/2006 10/1/2035
6260210528 Primary SFR 360 358 70 5.375 12/1/2005 1/1/2006 11/1/2035
6262356113 Primary PUD 360 358 41.99 5.875 12/1/2005 1/1/2006 11/1/2035
6263535962 Primary SFR 360 357 80 5.75 11/1/2005 1/1/2006 10/1/2035
6264895753 Primary SFR 360 357 80 5.75 11/1/2005 1/1/2006 10/1/2035
6267211321 Primary SFR 360 357 46.28 5.25 11/1/2005 1/1/2006 10/1/2035
6268797880 Primary PUD 360 357 70.16 6.125 11/1/2005 1/1/2006 10/1/2035
6273142627 Primary PUD 360 358 76.46 6.125 12/1/2005 2/1/2006 11/1/2035
6280683308 Secondary SFR 360 357 69.82 5.75 11/1/2005 1/1/2006 10/1/2035
6286970410 Primary SFR 360 358 44.91 5.625 12/1/2005 2/1/2006 11/1/2035
6301121338 Primary Townhouse 360 358 80 5.875 12/1/2005 2/1/2006 11/1/2035
6302645764 Primary SFR 360 358 70 5.625 12/1/2005 2/1/2006 11/1/2035
6305380955 Primary SFR 360 357 80 6 11/1/2005 2/1/2006 10/1/2035
6305426758 Primary SFR 360 357 63.06 6 11/1/2005 1/1/2006 10/1/2035
6308726717 Primary SFR 360 357 79.66 5.75 11/1/2005 1/1/2006 10/1/2035
6314214443 Primary SFR 360 357 80 5.875 11/1/2005 1/1/2006 10/1/2035
6319712094 Primary PUD 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
6322659134 Primary Condominium 360 358 80 6.25 12/1/2005 2/1/2006 11/1/2035
6324056727 Primary SFR 360 357 63.63 5.125 11/1/2005 1/1/2006 10/1/2035
6329034125 Primary SFR 360 357 56.66 5.375 11/1/2005 1/1/2006 10/1/2035
6335157902 Primary SFR 360 358 75.08 5.75 12/1/2005 1/1/2006 11/1/2035
6348903441 Primary SFR 360 358 80 5.625 12/1/2005 1/1/2006 11/1/2035
6354553759 Primary SFR 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
6357955324 Primary SFR 360 357 63.16 5.5 11/1/2005 2/1/2006 10/1/2035
6358990379 Primary SFR 360 357 70.54 5.75 11/1/2005 1/1/2006 10/1/2035
6364505708 Primary PUD 360 358 54.19 5.75 12/1/2005 1/1/2006 11/1/2035
6374858238 Primary PUD 360 357 80 5.5 11/1/2005 1/1/2006 10/1/2035
6403181487 Primary SFR 360 358 32.41 6.25 12/1/2005 1/1/2006 11/1/2035
6411178988 Primary SFR 360 357 70 5.375 11/1/2005 1/1/2006 10/1/2035
6421920767 Primary Condominium 360 358 80 6.25 12/1/2005 2/1/2006 11/1/2035
6422249893 Primary SFR 360 357 80 6.125 11/1/2005 2/1/2006 10/1/2035
6426810831 Primary PUD 360 358 75 6 12/1/2005 1/1/2006 11/1/2035
6438328376 Secondary Condominium 360 357 49.06 5.75 11/1/2005 2/1/2006 10/1/2035
6453690734 Primary SFR 360 357 59.52 5.75 11/1/2005 2/1/2006 10/1/2035
6454291508 Primary SFR 360 358 68.18 5.75 12/1/2005 1/1/2006 11/1/2035
6456270138 Primary SFR 360 358 75 5.875 12/1/2005 1/1/2006 11/1/2035
6466729362 Primary PUD 360 357 80 6.25 11/1/2005 1/1/2006 10/1/2035
6477730151 Secondary SFR 360 358 49.95 5.75 12/1/2005 2/1/2006 11/1/2035
6486164970 Primary SFR 360 357 75 5.625 11/1/2005 2/1/2006 10/1/2035
6499870340 Primary Condominium 360 357 79.17 6.125 11/1/2005 2/1/2006 10/1/2035
6507955554 Primary SFR 360 357 80 5.5 11/1/2005 1/1/2006 10/1/2035
6511837756 Primary SFR 360 357 56.25 5.625 11/1/2005 1/1/2006 10/1/2035
6518310005 Primary SFR 360 358 78.62 6.125 12/1/2005 2/1/2006 11/1/2035
6529882737 Primary SFR 360 357 55.17 5.75 11/1/2005 1/1/2006 10/1/2035
6537756188 Primary SFR 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
LOANID PANDI PTDATE OBAL COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
---------- -------- --------- ------------ ------------ -------- ------------- ------------ --------- -------
6983321586 1,161.12 1/1/2006 242,320.00 242,320.00 Purchase Standard 303,000.00 12/1/2015 10.75
6988759046 2,643.96 1/1/2006 518,000.00 518,000.00 R/T Refi Stated Income 825,000.00 12/1/2015 11.125
6992786084 1,027.50 1/1/2006 219,200.00 219,200.00 Purchase Standard 274,000.00 12/1/2015 10.625
6188242306 1,662.14 1/1/2006 339,500.00 339,500.00 R/T Refi Unknown 410,000.00 11/1/2015 10.875
6415498119 537.21 12/1/2005 92,055.00 91,765.28 Purchase Unknown 100,000.00 10/1/2015 10.75
6013992463 2,046.04 12/1/2005 427,000.00 427,000.00 C/O Refi Stated Income 975,000.00 11/1/2015 10.75
6016306240 5,136.08 1/1/2006 1,120,600.00 1,118,736.08 R/T Refi Standard 1,575,000.00 11/1/2015 10.5
6026093838 2,903.23 1/1/2006 593,000.00 593,000.00 C/O Refi Stated Income 910,000.00 11/1/2015 10.875
6035671939 1,562.08 1/1/2006 299,920.00 299,920.00 Purchase Standard 375,000.00 11/1/2015 11.25
6042542578 2,854.36 12/1/2005 559,221.00 559,221.00 Purchase Stated Income 750,000.00 10/1/2015 11.125
6051438247 1,000.00 1/1/2006 192,000.00 192,000.00 Purchase Standard 240,500.00 11/1/2015 11.25
6069075668 760.83 12/1/2005 166,000.00 166,000.00 Purchase Standard 210,000.00 10/1/2015 10.5
6069413208 2,437.73 12/1/2005 497,920.00 497,920.00 Purchase Stated Income 630,000.00 11/1/2015 10.875
6078532907 2,526.56 1/1/2006 551,250.00 551,250.00 Purchase Stated Income 735,000.00 10/1/2015 10.5
6082799955 2,563.54 1/1/2006 535,000.00 535,000.00 R/T Refi Stated Income 670,000.00 11/1/2015 10.75
6088596397 2,164.17 12/1/2005 424,000.00 424,000.00 R/T Refi Stated Income 530,000.00 10/1/2015 11.125
6090191641 1,737.50 1/1/2006 333,600.00 333,600.00 Purchase Standard 430,000.00 11/1/2015 11.25
6090915346 1,721.25 12/1/2005 324,000.00 324,000.00 C/O Refi Stated Income 550,000.00 11/1/2015 11.375
6102704712 2,102.76 1/1/2006 429,600.00 429,300.00 Purchase Standard 538,000.00 10/1/2015 10.875
6107298470 1,593.75 12/1/2005 340,000.00 340,000.00 Purchase Stated Income 425,000.00 10/1/2015 10.625
6114662346 2,055.63 12/1/2005 429,000.00 429,000.00 C/O Refi Stated Income 660,000.00 11/1/2015 10.75
6117109162 2,645.00 12/1/2005 552,000.00 552,000.00 Purchase Stated Income 690,000.00 10/1/2015 10.75
6118387445 3,000.00 12/1/2005 640,000.00 638,249.33 Purchase Standard 800,000.00 10/1/2015 10.625
6132119188 3,877.50 12/1/2005 792,000.00 792,000.00 R/T Refi Stated Income 1,700,000.00 10/1/2015 10.875
6140854768 5,650.00 12/1/2005 1,130,000.00 1,130,000.00 C/O Refi Standard 1,850,000.00 10/1/2015 11
6145545015 1,302.08 12/1/2005 250,000.00 250,000.00 C/O Refi Stated Income 465,000.00 11/1/2015 11.25
6147659954 1,041.67 12/1/2005 200,000.00 200,000.00 Purchase Standard 253,000.00 10/1/2015 11.25
6173191062 516.52 12/1/2005 101,200.00 101,193.08 Purchase Standard 138,000.00 10/1/2015 11.125
6177614846 1,650.00 12/1/2005 360,000.00 360,000.00 Purchase Stated Income 655,000.00 11/1/2015 10.5
6179195257 2,010.10 1/1/2006 419,500.00 417,489.90 C/O Refi Stated Income 600,000.00 10/1/2015 10.75
6195016578 1,931.04 12/1/2005 403,000.00 403,000.00 R/T Refi Stated Income 730,000.00 10/1/2015 10.75
6200284831 3,508.75 12/1/2005 802,000.00 802,000.00 Purchase Stated Income 1,200,000.00 10/1/2015 10.25
6216981982 743.97 1/1/2006 151,960.00 151,960.00 Purchase Stated Income 190,000.00 11/1/2015 10.875
6224510609 1,440.00 12/1/2005 288,000.00 288,000.00 Purchase Stated Income 370,000.00 10/1/2015 11
6260159543 3,750.00 12/1/2005 750,000.00 750,000.00 C/O Refi Stated Income 1,200,000.00 10/1/2015 11
6260210528 721.15 12/1/2005 161,000.00 161,000.00 C/O Refi Stated Income 230,000.00 11/1/2015 10.375
6262356113 1,757.60 12/1/2005 359,000.00 359,000.00 Purchase Stated Income 855,000.00 11/1/2015 10.875
6263535962 1,176.58 12/1/2005 245,548.00 245,548.00 Purchase Standard 308,000.00 10/1/2015 10.75
6264895753 3,237.49 12/1/2005 676,000.00 674,944.95 Purchase Stated Income 845,000.00 10/1/2015 10.75
6267211321 1,225.00 12/1/2005 280,000.00 280,000.00 C/O Refi Stated Income 605,000.00 10/1/2015 10.25
6268797880 683.96 12/1/2005 134,000.00 134,000.00 R/T Refi Stated Income 191,000.00 10/1/2015 11.125
6273142627 2,934.90 1/1/2006 575,000.00 575,000.00 R/T Refi Stated Income 752,000.00 11/1/2015 11.125
6280683308 953.54 12/1/2005 199,000.00 199,000.00 C/O Refi Stated Income 285,000.00 10/1/2015 10.75
6286970410 1,842.19 1/1/2006 393,000.00 393,000.00 C/O Refi Stated Income 875,000.00 11/1/2015 10.625
6301121338 861.67 1/1/2006 176,000.00 176,000.00 Purchase Standard 220,000.00 11/1/2015 10.875
6302645764 2,789.06 1/1/2006 595,000.00 595,000.00 Purchase Stated Income 850,000.00 11/1/2015 10.625
6305380955 1,204.00 1/1/2006 240,800.00 240,754.93 Purchase Stated Income 315,000.00 10/1/2015 11
6305426758 1,734.13 12/1/2005 346,825.00 346,825.00 R/T Refi Stated Income 550,000.00 10/1/2015 11
6308726717 3,378.13 12/1/2005 705,000.00 705,000.00 C/O Refi Standard 885,000.00 10/1/2015 10.75
6314214443 1,192.43 12/1/2005 243,560.00 242,960.00 Purchase Stated Income 315,000.00 10/1/2015 10.875
6319712094 2,103.25 12/1/2005 429,600.00 429,600.00 Purchase Stated Income 555,000.00 11/1/2015 10.875
6322659134 1,416.67 1/1/2006 272,000.00 271,985.72 Purchase Standard 340,000.00 11/1/2015 11.25
6324056727 1,430.73 12/1/2005 335,000.00 335,000.00 C/O Refi Stated Income 526,500.00 10/1/2015 10.125
6329034125 2,239.58 12/1/2005 500,000.00 500,000.00 Purchase Stated Income 900,000.00 10/1/2015 10.375
6335157902 2,338.33 12/1/2005 488,000.00 488,000.00 R/T Refi Stated Income 650,000.00 11/1/2015 10.75
6348903441 3,356.25 12/1/2005 716,000.00 716,000.00 Purchase Stated Income 895,000.00 11/1/2015 10.625
6354553759 1,540.65 12/1/2005 314,686.40 314,686.40 Purchase Standard 415,000.00 11/1/2015 10.875
6357955324 5,500.00 1/1/2006 1,200,000.00 1,200,000.00 C/O Refi Standard 1,900,000.00 10/1/2015 10.5
6358990379 2,180.21 12/1/2005 455,000.00 454,800.00 C/O Refi Standard 645,000.00 10/1/2015 10.75
6364505708 2,108.33 12/1/2005 440,000.00 439,958.00 Purchase Stated Income 812,000.00 11/1/2015 10.75
6374858238 2,427.33 12/1/2005 529,600.00 529,600.00 Purchase Stated Income 700,000.00 10/1/2015 10.5
6403181487 1,223.96 12/1/2005 235,000.00 235,000.00 C/O Refi Stated Income 725,000.00 11/1/2015 11.25
6411178988 3,276.51 12/1/2005 731,500.00 731,500.00 Purchase Stated Income 1,045,000.00 10/1/2015 10.375
6421920767 3,125.00 1/1/2006 600,000.00 600,000.00 Purchase Standard 750,000.00 11/1/2015 11.25
6422249893 816.67 1/1/2006 160,000.00 160,000.00 Purchase Standard 200,000.00 10/1/2015 11.125
6426810831 2,603.64 12/1/2005 520,728.00 520,661.23 Purchase Stated Income 730,000.00 11/1/2015 11
6438328376 3,114.58 1/1/2006 650,000.00 650,000.00 C/O Refi Stated Income 1,325,000.00 10/1/2015 10.75
6453690734 4,790.67 1/1/2006 1,000,000.00 999,372.01 R/T Refi Stated Income 1,680,000.00 10/1/2015 10.75
6454291508 7,187.50 12/1/2005 1,500,000.00 1,500,000.00 Purchase Standard 2,200,000.00 11/1/2015 10.75
6456270138 2,900.78 12/1/2005 592,500.00 592,500.00 Purchase Stated Income 875,000.00 11/1/2015 10.875
6466729362 1,395.57 12/1/2005 268,000.00 267,940.94 Purchase Standard 335,000.00 10/1/2015 11.25
6477730151 2,453.33 1/1/2006 512,000.00 512,000.00 C/O Refi Stated Income 1,025,000.00 11/1/2015 10.75
6486164970 1,933.59 1/1/2006 412,500.00 412,500.00 R/T Refi Stated Income 550,000.00 10/1/2015 10.625
6499870340 969.79 1/1/2006 190,000.00 190,000.00 Purchase Standard 240,000.00 10/1/2015 11.125
6507955554 980.83 12/1/2005 214,000.00 214,000.00 Purchase Standard 268,000.00 10/1/2015 10.5
6511837756 1,054.69 12/1/2005 225,000.00 224,999.68 R/T Refi Stated Income 400,000.00 10/1/2015 10.625
6518310005 553.8 1/1/2006 108,500.00 108,500.00 R/T Refi Stated Income 138,000.00 11/1/2015 11.125
6529882737 1,916.67 12/1/2005 400,000.00 399,800.00 R/T Refi Stated Income 725,000.00 10/1/2015 10.75
6537756188 4,732.31 12/1/2005 800,000.00 798,364.72 C/O Refi Standard 1,000,000.00 11/1/2015 10.875
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
---------- ----- ------ ------ ----------- ---------- --------------- -------- ---- ------
6983321586 2.25 2 2.25 12 MO LIBOR 11/8/2005 Bank of America BANA CRE 0 0.25
6988759046 2.25 2 2.25 12 MO LIBOR 11/9/2005 Bank of America BANA CRE 0 0.25
6992786084 2.25 2 2.25 12 MO LIBOR 11/14/2005 Bank of America BANA CRE 0 0.25
6188242306 2.25 2 2.25 12 MO LIBOR 10/26/2005 Bank of America BANA CRE 0 0.25
6415498119 2.25 2 2.25 12 MO LIBOR 9/26/2005 Bank of America BANA CRE 0 0.25
6013992463 2.25 2 2.25 12 MO LIBOR 9/29/2005 Bank of America BANA CRE 0 0.25
6016306240 2.25 2 2.25 12 MO LIBOR 10/12/2005 Bank of America BANA CRE 0 0.25
6026093838 2.25 2 2.25 12 MO LIBOR 10/12/2005 Bank of America BANA CRE 0 0.25
6035671939 2.25 2 2.25 12 MO LIBOR 10/20/2005 Bank of America BANA CRE 0 0.25
6042542578 2.25 2 2.25 12 MO LIBOR 9/29/2005 Bank of America BANA CRE 0 0.25
6051438247 2.25 2 2.25 12 MO LIBOR 10/7/2005 Bank of America BANA CRE 0 0.25
6069075668 2.25 2 2.25 12 MO LIBOR 9/30/2005 Bank of America BANA CRE 0 0.25
6069413208 2.25 2 2.25 12 MO LIBOR 10/13/2005 Bank of America BANA CRE 0 0.25
6078532907 2.25 2 2.25 12 MO LIBOR 9/20/2005 Bank of America BANA CRE 0 0.25
6082799955 2.25 2 2.25 12 MO LIBOR 9/30/2005 Bank of America BANA CRE 0 0.25
6088596397 2.25 2 2.25 12 MO LIBOR 9/9/2005 Bank of America BANA CRE 0 0.25
6090191641 2.25 2 2.25 12 MO LIBOR 10/14/2005 Bank of America BANA CRE 0 0.25
6090915346 2.25 2 2.25 12 MO LIBOR 10/13/2005 Bank of America BANA CRE 0 0.25
6102704712 2.25 2 2.25 12 MO LIBOR 9/23/2005 Bank of America BANA CRE 0 0.25
6107298470 2.25 2 2.25 12 MO LIBOR 9/27/2005 Bank of America BANA CRE 0 0.25
6114662346 2.25 2 2.25 12 MO LIBOR 9/26/2005 Bank of America BANA CRE 0 0.25
6117109162 2.25 2 2.25 12 MO LIBOR 9/12/2005 Bank of America BANA CRE 0 0.25
6118387445 2.25 2 2.25 12 MO LIBOR 9/22/2005 Bank of America BANA CRE 0 0.25
6132119188 2.25 2 2.25 12 MO LIBOR 9/14/2005 Bank of America BANA CRE 0 0.25
6140854768 2.25 2 2.25 12 MO LIBOR 9/20/2005 Bank of America BANA CRE 0 0.25
6145545015 2.25 2 2.25 12 MO LIBOR 10/18/2005 Bank of America BANA CRE 0 0.25
6147659954 2.25 2 2.25 12 MO LIBOR 9/16/2005 Bank of America BANA CRE 0 0.25
6173191062 2.25 2 2.25 12 MO LIBOR 9/29/2005 Bank of America BANA CRE 0 0.25
6177614846 2.25 2 2.25 12 MO LIBOR 10/4/2005 Bank of America BANA CRE 0 0.25
6179195257 2.25 2 2.25 12 MO LIBOR 9/20/2005 Bank of America BANA CRE 0 0.25
6195016578 2.25 2 2.25 12 MO LIBOR 9/21/2005 Bank of America BANA CRE 0 0.25
6200284831 2.25 2 2.25 12 MO LIBOR 9/30/2005 Bank of America BANA CRE 0 0.25
6216981982 2.25 2 2.25 12 MO LIBOR 10/11/2005 Bank of America BANA CRE 0 0.25
6224510609 2.25 2 2.25 12 MO LIBOR 9/29/2005 Bank of America BANA CRE 0 0.25
6260159543 2.25 2 2.25 12 MO LIBOR 9/9/2005 Bank of America BANA CRE 0 0.25
6260210528 2.25 2 2.25 12 MO LIBOR 10/5/2005 Bank of America BANA CRE 0 0.25
6262356113 2.25 2 2.25 12 MO LIBOR 10/11/2005 Bank of America BANA CRE 0 0.25
6263535962 2.25 2 2.25 12 MO LIBOR 9/29/2005 Bank of America BANA CRE 0 0.25
6264895753 2.25 2 2.25 12 MO LIBOR 9/20/2005 Bank of America BANA CRE 0 0.25
6267211321 2.25 2 2.25 12 MO LIBOR 9/20/2005 Bank of America BANA CRE 0 0.25
6268797880 2.25 2 2.25 12 MO LIBOR 9/26/2005 Bank of America BANA CRE 0 0.25
6273142627 2.25 2 2.25 12 MO LIBOR 9/29/2005 Bank of America BANA CRE 0 0.25
6280683308 2.25 2 2.25 12 MO LIBOR 9/23/2005 Bank of America BANA CRE 0 0.25
6286970410 2.25 2 2.25 12 MO LIBOR 10/3/2005 Bank of America BANA CRE 0 0.25
6301121338 2.25 2 2.25 12 MO LIBOR 10/11/2005 Bank of America BANA CRE 0 0.25
6302645764 2.25 2 2.25 12 MO LIBOR 10/12/2005 Bank of America BANA CRE 0 0.25
6305380955 2.25 2 2.25 12 MO LIBOR 9/12/2005 Bank of America BANA CRE 0 0.25
6305426758 2.25 2 2.25 12 MO LIBOR 9/8/2005 Bank of America BANA CRE 0 0.25
6308726717 2.25 2 2.25 12 MO LIBOR 9/21/2005 Bank of America BANA CRE 0 0.25
6314214443 2.25 2 2.25 12 MO LIBOR 9/28/2005 Bank of America BANA CRE 0 0.25
6319712094 2.25 2 2.25 12 MO LIBOR 10/19/2005 Bank of America BANA CRE 0 0.25
6322659134 2.25 2 2.25 12 MO LIBOR 10/19/2005 Bank of America BANA CRE 0 0.25
6324056727 2.25 2 2.25 12 MO LIBOR 9/26/2005 Bank of America BANA CRE 0 0.25
6329034125 2.25 2 2.25 12 MO LIBOR 9/22/2005 Bank of America BANA CRE 0 0.25
6335157902 2.25 2 2.25 12 MO LIBOR 10/5/2005 Bank of America BANA CRE 0 0.25
6348903441 2.25 2 2.25 12 MO LIBOR 10/11/2005 Bank of America BANA CRE 0 0.25
6354553759 2.25 2 2.25 12 MO LIBOR 10/13/2005 Bank of America BANA CRE 0 0.25
6357955324 2.25 2 2.25 12 MO LIBOR 9/29/2005 Bank of America BANA CRE 0 0.25
6358990379 2.25 2 2.25 12 MO LIBOR 9/21/2005 Bank of America BANA CRE 0 0.25
6364505708 2.25 2 2.25 12 MO LIBOR 10/13/2005 Bank of America BANA CRE 0 0.25
6374858238 2.25 2 2.25 12 MO LIBOR 9/14/2005 Bank of America BANA CRE 0 0.25
6403181487 2.25 2 2.25 12 MO LIBOR 10/5/2005 Bank of America BANA CRE 0 0.25
6411178988 2.25 2 2.25 12 MO LIBOR 9/26/2005 Bank of America BANA CRE 0 0.25
6421920767 2.25 2 2.25 12 MO LIBOR 10/5/2005 Bank of America BANA CRE 0 0.25
6422249893 2.25 2 2.25 12 MO LIBOR 9/23/2005 Bank of America BANA CRE 0 0.25
6426810831 2.25 2 2.25 12 MO LIBOR 10/14/2005 Bank of America BANA CRE 0 0.25
6438328376 2.25 2 2.25 12 MO LIBOR 9/29/2005 Bank of America BANA CRE 0 0.25
6453690734 2.25 2 2.25 12 MO LIBOR 9/23/2005 Bank of America BANA CRE 0 0.25
6454291508 2.25 2 2.25 12 MO LIBOR 10/18/2005 Bank of America BANA CRE 0 0.25
6456270138 2.25 2 2.25 12 MO LIBOR 10/5/2005 Bank of America BANA CRE 0 0.25
6466729362 2.25 2 2.25 12 MO LIBOR 9/27/2005 Bank of America BANA CRE 0 0.25
6477730151 2.25 2 2.25 12 MO LIBOR 10/5/2005 Bank of America BANA CRE 0 0.25
6486164970 2.25 2 2.25 12 MO LIBOR 9/29/2005 Bank of America BANA CRE 0 0.25
6499870340 2.25 2 2.25 12 MO LIBOR 9/9/2005 Bank of America BANA CRE 0 0.25
6507955554 2.25 2 2.25 12 MO LIBOR 9/15/2005 Bank of America BANA CRE 0 0.25
6511837756 2.25 2 2.25 12 MO LIBOR 9/23/2005 Bank of America BANA CRE 0 0.25
6518310005 2.25 2 2.25 12 MO LIBOR 9/28/2005 Bank of America BANA CRE 0 0.25
6529882737 2.25 2 2.25 12 MO LIBOR 9/22/2005 Bank of America BANA CRE 0 0.25
6537756188 2.25 2 2.25 12 MO LIBOR 10/14/2005 Bank of America BANA CRE 0 0.25
LOANID OCC PROPTYPE OTERM CORTERM OLTV RATE FPDATE NDDATE S_MATDATE
---------- --------- ----------- ----- ------- ----- ----- --------- -------- ---------
6543968694 Primary SFR 360 357 80 5.875 11/1/2005 2/1/2006 10/1/2035
6549100573 Secondary SFR 360 357 66.67 5.875 11/1/2005 1/1/2006 10/1/2035
6567894370 Primary Condominium 360 357 80 5.875 11/1/2005 1/1/2006 10/1/2035
6568864471 Primary SFR 360 357 57.66 6.25 11/1/2005 2/1/2006 10/1/2035
6572752415 Primary PUD 360 357 78.24 6 11/1/2005 1/1/2006 10/1/2035
6579268035 Primary SFR 360 358 69.23 6.25 12/1/2005 1/1/2006 11/1/2035
6581824593 Primary SFR 360 357 69.83 6.125 11/1/2005 1/1/2006 10/1/2035
6582355316 Primary PUD 360 357 80 5.375 11/1/2005 1/1/2006 10/1/2035
6583044703 Primary SFR 360 358 77.14 5.625 12/1/2005 1/1/2006 11/1/2035
6600808353 Primary Condominium 360 357 80 5.875 11/1/2005 1/1/2006 10/1/2035
6617659815 Primary SFR 360 358 24.21 5.875 12/1/2005 2/1/2006 11/1/2035
6619930255 Primary PUD 360 357 42.83 5.75 11/1/2005 2/1/2006 10/1/2035
6620809639 Primary SFR 360 357 61.58 5.75 11/1/2005 2/1/2006 10/1/2035
6620834108 Secondary Condominium 360 357 80 5.875 11/1/2005 1/1/2006 10/1/2035
6628339787 Primary SFR 360 356 45.02 5.5 10/1/2005 1/1/2006 9/1/2035
6644063155 Primary SFR 360 357 71.43 6.625 11/1/2005 1/1/2006 10/1/2035
6670743548 Primary SFR 360 357 71.2 5.5 11/1/2005 2/1/2006 10/1/2035
6671455605 Primary PUD 360 357 66.79 5.5 11/1/2005 1/1/2006 10/1/2035
6671638465 Primary Condominium 360 357 80 5.75 11/1/2005 1/1/2006 10/1/2035
6679838034 Secondary Condominium 360 356 65 5.625 10/1/2005 1/1/2006 9/1/2035
6685574151 Primary SFR 360 357 64.86 5.375 11/1/2005 1/1/2006 10/1/2035
6700853994 Primary PUD 360 357 80 5.875 11/1/2005 1/1/2006 10/1/2035
6701855501 Primary SFR 360 357 80 6 11/1/2005 2/1/2006 10/1/2035
6703698065 Primary SFR 360 358 49.03 5.625 12/1/2005 2/1/2006 11/1/2035
6703947645 Primary SFR 360 356 56.26 5.875 10/1/2005 1/1/2006 9/1/2035
6722781272 Primary Condominium 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
6729053766 Primary PUD 360 357 56.46 5.375 11/1/2005 1/1/2006 10/1/2035
6734128116 Primary SFR 360 357 80 5.75 11/1/2005 2/1/2006 10/1/2035
6743271030 Primary SFR 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
6754904917 Primary SFR 360 357 70 6.125 11/1/2005 1/1/2006 10/1/2035
6755797484 Primary SFR 360 357 80 5.25 11/1/2005 1/1/2006 10/1/2035
6757697625 Primary SFR 360 357 80 5.625 11/1/2005 1/1/2006 10/1/2035
6766335209 Primary SFR 360 358 80 5.375 12/1/2005 1/1/2006 11/1/2035
6767793166 Primary SFR 360 357 56.34 5.875 11/1/2005 1/1/2006 10/1/2035
6785201705 Primary PUD 360 358 80 5.75 12/1/2005 1/1/2006 11/1/2035
6788222195 Primary PUD 360 358 66.79 5.5 12/1/2005 2/1/2006 11/1/2035
6789053102 Primary Condominium 360 358 80 6.125 12/1/2005 1/1/2006 11/1/2035
6795248324 Primary PUD 360 358 80 5.75 12/1/2005 1/1/2006 11/1/2035
6795393344 Primary SFR 360 358 75.27 6 12/1/2005 1/1/2006 11/1/2035
6804519459 Primary PUD 360 358 46.96 6 12/1/2005 1/1/2006 11/1/2035
6806056237 Primary SFR 360 356 59.84 5.75 10/1/2005 1/1/2006 9/1/2035
6810621042 Primary PUD 360 358 80 5.625 12/1/2005 1/1/2006 11/1/2035
6815096356 Primary SFR 360 358 79.74 5.25 12/1/2005 1/1/2006 11/1/2035
6820682497 Primary 2-Family 360 358 30.03 5.75 12/1/2005 1/1/2006 11/1/2035
6821085088 Primary Condominium 360 357 80 5.875 11/1/2005 1/1/2006 10/1/2035
6823154064 Primary Condominium 360 357 80 5.875 11/1/2005 2/1/2006 10/1/2035
6828904836 Secondary PUD 360 357 79.16 6.25 11/1/2005 1/1/2006 10/1/2035
6831016586 Primary Condominium 360 358 80 6 12/1/2005 1/1/2006 11/1/2035
6838614383 Primary PUD 360 358 80 6.25 12/1/2005 1/1/2006 11/1/2035
6846381421 Primary PUD 360 358 54.79 6 12/1/2005 1/1/2006 11/1/2035
6848426786 Primary Condominium 360 357 80 5.625 11/1/2005 2/1/2006 10/1/2035
6861695903 Secondary SFR 360 356 69.57 5.875 10/1/2005 1/1/2006 9/1/2035
6870342885 Primary Condominium 360 358 70.18 5.625 12/1/2005 2/1/2006 11/1/2035
6878394003 Primary PUD 360 357 80 6.125 11/1/2005 1/1/2006 10/1/2035
6887654512 Primary SFR 360 357 50 5.75 11/1/2005 2/1/2006 10/1/2035
6890231381 Primary SFR 360 358 41.18 5.875 12/1/2005 1/1/2006 11/1/2035
6902406286 Primary SFR 360 358 43.29 5.625 12/1/2005 1/1/2006 11/1/2035
6919833563 Primary Condominium 360 357 74.76 5.75 11/1/2005 2/1/2006 10/1/2035
6946353411 Primary SFR 360 357 70 6 11/1/2005 1/1/2006 10/1/2035
6953633093 Primary SFR 360 356 80 6.5 10/1/2005 2/1/2006 9/1/2035
6969578274 Primary SFR 360 357 62.22 5.375 11/1/2005 2/1/2006 10/1/2035
6974588714 Primary SFR 360 357 64.14 5.625 11/1/2005 1/1/2006 10/1/2035
6983098671 Primary SFR 360 358 78.79 5.625 12/1/2005 1/1/2006 11/1/2035
6993148557 Primary SFR 360 358 80 5.875 12/1/2005 1/1/2006 11/1/2035
6995023220 Primary SFR 360 358 73.68 5.75 12/1/2005 1/1/2006 11/1/2035
6136605737 Primary Condominium 360 355 72.48 5.125 9/1/2005 2/1/2006 8/1/2035
6204195298 Primary Condominium 360 355 61.04 5.125 9/1/2005 1/1/2006 8/1/2035
6822187495 Primary SFR 360 355 59.56 5.75 9/1/2005 1/1/2006 8/1/2035
6862977086 Primary SFR 360 355 80 5.625 9/1/2005 2/1/2006 8/1/2035
LOANID PANDI PTDATE OBAL COBAL PURPOSE DOC OAPPVAL FRTRDATE CEILING
---------- -------- --------- ------------ ------------ -------- ------------- ------------ --------- -------
6543968694 3,113.75 1/1/2006 636,000.00 636,000.00 Purchase Stated Income 795,000.00 10/1/2015 10.875
6549100573 2,447.92 12/1/2005 500,000.00 500,000.00 C/O Refi Standard 750,000.00 10/1/2015 10.875
6567894370 1,312.08 12/1/2005 268,000.00 268,000.00 Purchase Standard 340,000.00 10/1/2015 10.875
6568864471 960.94 1/1/2006 184,500.00 184,451.95 R/T Refi Stated Income 320,000.00 10/1/2015 11.25
6572752415 845 12/1/2005 169,000.00 169,000.00 R/T Refi Stated Income 216,000.00 10/1/2015 11
6579268035 2,343.75 12/1/2005 450,000.00 450,000.00 C/O Refi Stated Income 650,000.00 11/1/2015 11.25
6581824593 8,697.95 12/1/2005 1,431,500.00 1,427,304.66 C/O Refi Standard 2,050,000.00 10/1/2015 11.125
6582355316 992.23 12/1/2005 221,520.00 221,520.00 Purchase Standard 277,000.00 10/1/2015 10.375
6583044703 3,796.88 12/1/2005 810,000.00 808,829.37 R/T Refi Stated Income 1,050,000.00 11/1/2015 10.625
6600808353 963.5 12/1/2005 196,800.00 196,800.00 Purchase Standard 246,000.00 10/1/2015 10.875
6617659815 2,252.08 1/1/2006 460,000.00 460,000.00 C/O Refi Stated Income 1,900,000.00 11/1/2015 10.875
6619930255 878.31 1/1/2006 183,300.00 183,300.00 R/T Refi Stated Income 428,000.00 10/1/2015 10.75
6620809639 2,611.46 1/1/2006 545,000.00 545,000.00 Purchase Stated Income 885,000.00 10/1/2015 10.75
6620834108 912.19 12/1/2005 186,320.00 186,320.00 Purchase Standard 232,900.00 10/1/2015 10.875
6628339787 4,849.17 12/1/2005 1,058,000.00 1,058,000.00 R/T Refi Stated Income 2,350,000.00 9/1/2015 10.5
6644063155 2,760.42 12/1/2005 500,000.00 500,000.00 R/T Refi Standard 700,000.00 10/1/2015 11.625
6670743548 1,019.79 1/1/2006 222,500.00 222,500.00 Purchase Stated Income 325,000.00 10/1/2015 10.5
6671455605 4,285.42 12/1/2005 935,000.00 935,000.00 C/O Refi Standard 1,400,000.00 10/1/2015 10.5
6671638465 2,392.00 12/1/2005 499,200.00 499,200.00 Purchase Stated Income 630,000.00 10/1/2015 10.75
6679838034 2,711.72 12/1/2005 578,500.00 578,500.00 C/O Refi Stated Income 890,000.00 9/1/2015 10.625
6685574151 2,687.50 12/1/2005 600,000.00 600,000.00 Purchase Stated Income 1,000,000.00 10/1/2015 10.375
6700853994 1,053.58 12/1/2005 215,200.00 215,200.00 Purchase Standard 270,000.00 10/1/2015 10.875
6701855501 780 1/1/2006 156,000.00 156,000.00 Purchase Standard 205,000.00 10/1/2015 11
6703698065 1,781.25 1/1/2006 380,000.00 380,000.00 R/T Refi Stated Income 775,000.00 11/1/2015 10.625
6703947645 2,354.90 12/1/2005 481,000.00 480,800.00 R/T Refi Stated Income 855,000.00 9/1/2015 10.875
6722781272 649.19 12/1/2005 132,600.00 132,600.00 Purchase Standard 169,000.00 11/1/2015 10.875
6729053766 1,858.85 12/1/2005 415,000.00 414,910.45 R/T Refi Stated Income 735,000.00 10/1/2015 10.375
6734128116 1,418.33 1/1/2006 296,000.00 296,000.00 Purchase Standard 380,000.00 10/1/2015 10.75
6743271030 2,804.33 12/1/2005 572,800.00 572,800.00 R/T Refi Stated Income 716,000.00 11/1/2015 10.875
6754904917 1,429.17 12/1/2005 280,000.00 280,000.00 R/T Refi Stated Income 400,000.00 10/1/2015 11.125
6755797484 1,330.00 12/1/2005 304,000.00 304,000.00 Purchase Stated Income 389,900.00 10/1/2015 10.25
6757697625 731.25 12/1/2005 156,000.00 156,000.00 Purchase Standard 208,000.00 10/1/2015 10.625
6766335209 1,540.83 12/1/2005 344,000.00 344,000.00 Purchase Standard 430,000.00 11/1/2015 10.375
6767793166 4,895.83 12/1/2005 1,000,000.00 1,000,000.00 C/O Refi Stated Income 1,775,000.00 10/1/2015 10.875
6785201705 1,387.67 12/1/2005 289,600.00 289,600.00 Purchase Standard 362,000.00 11/1/2015 10.75
6788222195 5,138.50 1/1/2006 905,000.00 903,011.29 C/O Refi Standard 1,355,000.00 11/1/2015 10.5
6789053102 2,878.75 12/1/2005 564,000.00 564,000.00 Purchase Stated Income 705,000.00 11/1/2015 11.125
6795248324 454.25 12/1/2005 94,800.00 94,800.00 Purchase Standard 118,500.00 11/1/2015 10.75
6795393344 3,500.00 12/1/2005 700,000.00 700,000.00 R/T Refi Stated Income 930,000.00 11/1/2015 11
6804519459 270 12/1/2005 54,000.00 54,000.00 Purchase Stated Income 115,000.00 11/1/2015 11
6806056237 2,156.25 12/1/2005 450,000.00 450,000.00 Purchase Stated Income 752,000.00 9/1/2015 10.75
6810621042 1,650.00 12/1/2005 352,000.00 352,000.00 Purchase Standard 442,000.00 11/1/2015 10.625
6815096356 1,636.25 12/1/2005 374,000.00 374,000.00 R/T Refi Stated Income 469,000.00 11/1/2015 10.25
6820682497 1,568.34 12/1/2005 327,306.00 327,306.00 R/T Refi Standard 1,090,000.00 11/1/2015 10.75
6821085088 2,017.08 12/1/2005 412,000.00 412,000.00 Purchase Standard 515,000.00 10/1/2015 10.875
6823154064 1,664.58 1/1/2006 340,000.00 339,916.77 Purchase Standard 453,000.00 10/1/2015 10.875
6828904836 3,954.69 12/1/2005 759,300.00 759,300.00 Purchase Stated Income 960,000.00 10/1/2015 11.25
6831016586 700 12/1/2005 140,000.00 140,000.00 Purchase Standard 175,000.00 11/1/2015 11
6838614383 4,062.50 12/1/2005 780,000.00 780,000.00 Purchase Standard 980,000.00 11/1/2015 11.25
6846381421 1,000.00 12/1/2005 200,000.00 200,000.00 C/O Refi Stated Income 365,000.00 11/1/2015 11
6848426786 1,462.50 1/1/2006 312,000.00 312,000.00 Purchase Standard 390,000.00 10/1/2015 10.625
6861695903 3,130.89 12/1/2005 640,000.00 638,499.91 R/T Refi Stated Income 920,000.00 9/1/2015 10.875
6870342885 1,875.00 1/1/2006 400,000.00 399,850.00 Purchase Stated Income 570,000.00 11/1/2015 10.625
6878394003 1,367.92 12/1/2005 268,000.00 268,000.00 Purchase Standard 347,000.00 10/1/2015 11.125
6887654512 4,791.67 1/1/2006 1,000,000.00 1,000,000.00 R/T Refi Stated Income 2,000,000.00 10/1/2015 10.75
6890231381 3,427.08 12/1/2005 700,000.00 700,000.00 C/O Refi Stated Income 1,700,000.00 11/1/2015 10.875
6902406286 1,617.19 12/1/2005 345,000.00 345,000.00 C/O Refi Stated Income 797,000.00 11/1/2015 10.625
6919833563 833.9 1/1/2006 174,180.00 173,729.47 R/T Refi Reduced 233,000.00 10/1/2015 10.75
6946353411 2,082.50 12/1/2005 416,500.00 416,500.00 C/O Refi Stated Income 595,000.00 10/1/2015 11
6953633093 3,813.33 1/1/2006 704,000.00 704,000.00 C/O Refi Standard 880,000.00 9/1/2015 11.5
6969578274 1,254.17 1/1/2006 280,000.00 280,000.00 C/O Refi Stated Income 450,000.00 10/1/2015 10.375
6974588714 1,668.75 12/1/2005 356,000.00 356,000.00 C/O Refi Stated Income 555,000.00 10/1/2015 10.625
6983098671 3,046.88 12/1/2005 650,000.00 650,000.00 C/O Refi Standard 825,000.00 11/1/2015 10.625
6993148557 7,666.33 12/1/2005 1,296,000.00 1,293,350.87 R/T Refi Standard 1,620,000.00 11/1/2015 10.875
6995023220 2,065.21 12/1/2005 431,000.00 431,000.00 C/O Refi Standard 585,000.00 11/1/2015 10.75
6136605737 1,686.98 1/1/2006 395,000.00 395,000.00 R/T Refi Stated Income 545,000.00 8/1/2015 10.125
6204195298 2,998.12 12/1/2005 702,000.00 702,000.00 R/T Refi Stated Income 1,150,000.00 8/1/2015 10.125
6822187495 2,568.33 12/1/2005 536,000.00 536,000.00 R/T Refi Stated Income 900,000.00 8/1/2015 10.75
6862977086 2,175.00 1/1/2006 464,000.00 464,000.00 Purchase Stated Income 625,000.00 8/1/2015 10.625
LOANID FLOOR CAPINT MARGIN INDEX ODATE ORIGINATOR SERVICER LPMI SVCFEE
---------- ----- ------ ------ ----------- ---------- --------------- -------- ---- ------
6543968694 2.25 2 2.25 12 MO LIBOR 9/9/2005 Bank of America BANA CRE 0 0.25
6549100573 2.25 2 2.25 12 MO LIBOR 9/21/2005 Bank of America BANA CRE 0 0.25
6567894370 2.25 2 2.25 12 MO LIBOR 9/15/2005 Bank of America BANA CRE 0 0.25
6568864471 2.25 2 2.25 12 MO LIBOR 9/23/2005 Bank of America BANA CRE 0 0.25
6572752415 2.25 2 2.25 12 MO LIBOR 9/20/2005 Bank of America BANA CRE 0 0.25
6579268035 2.25 2 2.25 12 MO LIBOR 10/12/2005 Bank of America BANA CRE 0 0.25
6581824593 2.25 2 2.25 12 MO LIBOR 9/15/2005 Bank of America BANA CRE 0 0.25
6582355316 2.25 2 2.25 12 MO LIBOR 9/20/2005 Bank of America BANA CRE 0 0.25
6583044703 2.25 2 2.25 12 MO LIBOR 10/6/2005 Bank of America BANA CRE 0 0.25
6600808353 2.25 2 2.25 12 MO LIBOR 9/30/2005 Bank of America BANA CRE 0 0.25
6617659815 2.25 2 2.25 12 MO LIBOR 9/28/2005 Bank of America BANA CRE 0 0.25
6619930255 2.25 2 2.25 12 MO LIBOR 9/15/2005 Bank of America BANA CRE 0 0.25
6620809639 2.25 2 2.25 12 MO LIBOR 9/21/2005 Bank of America BANA CRE 0 0.25
6620834108 2.25 2 2.25 12 MO LIBOR 9/20/2005 Bank of America BANA CRE 0 0.25
6628339787 2.25 2 2.25 12 MO LIBOR 8/3/2005 Bank of America BANA CRE 0 0.25
6644063155 2.25 2 2.25 12 MO LIBOR 9/21/2005 Bank of America BANA CRE 0 0.25
6670743548 2.25 2 2.25 12 MO LIBOR 9/30/2005 Bank of America BANA CRE 0 0.25
6671455605 2.25 2 2.25 12 MO LIBOR 9/26/2005 Bank of America BANA CRE 0 0.25
6671638465 2.25 2 2.25 12 MO LIBOR 9/14/2005 Bank of America BANA CRE 0 0.25
6679838034 2.25 2 2.25 12 MO LIBOR 8/4/2005 Bank of America BANA CRE 0 0.25
6685574151 2.25 2 2.25 12 MO LIBOR 9/22/2005 Bank of America BANA CRE 0 0.25
6700853994 2.25 2 2.25 12 MO LIBOR 9/16/2005 Bank of America BANA CRE 0 0.25
6701855501 2.25 2 2.25 12 MO LIBOR 9/21/2005 Bank of America BANA CRE 0 0.25
6703698065 2.25 2 2.25 12 MO LIBOR 10/3/2005 Bank of America BANA CRE 0 0.25
6703947645 2.25 2 2.25 12 MO LIBOR 8/29/2005 Bank of America BANA CRE 0 0.25
6722781272 2.25 2 2.25 12 MO LIBOR 10/14/2005 Bank of America BANA CRE 0 0.25
6729053766 2.25 2 2.25 12 MO LIBOR 9/29/2005 Bank of America BANA CRE 0 0.25
6734128116 2.25 2 2.25 12 MO LIBOR 9/16/2005 Bank of America BANA CRE 0 0.25
6743271030 2.25 2 2.25 12 MO LIBOR 10/3/2005 Bank of America BANA CRE 0 0.25
6754904917 2.25 2 2.25 12 MO LIBOR 9/20/2005 Bank of America BANA CRE 0 0.25
6755797484 2.25 2 2.25 12 MO LIBOR 9/6/2005 Bank of America BANA CRE 0 0.25
6757697625 2.25 2 2.25 12 MO LIBOR 10/4/2005 Bank of America BANA CRE 0 0.25
6766335209 2.25 2 2.25 12 MO LIBOR 10/4/2005 Bank of America BANA CRE 0 0.25
6767793166 2.25 2 2.25 12 MO LIBOR 10/3/2005 Bank of America BANA CRE 0 0.25
6785201705 2.25 2 2.25 12 MO LIBOR 10/11/2005 Bank of America BANA CRE 0 0.25
6788222195 2.25 2 2.25 12 MO LIBOR 10/12/2005 Bank of America BANA CRE 0 0.25
6789053102 2.25 2 2.25 12 MO LIBOR 9/30/2005 Bank of America BANA CRE 0 0.25
6795248324 2.25 2 2.25 12 MO LIBOR 10/19/2005 Bank of America BANA CRE 0 0.25
6795393344 2.25 2 2.25 12 MO LIBOR 10/7/2005 Bank of America BANA CRE 0 0.25
6804519459 2.25 2 2.25 12 MO LIBOR 10/21/2005 Bank of America BANA CRE 0 0.25
6806056237 2.25 2 2.25 12 MO LIBOR 8/22/2005 Bank of America BANA CRE 0 0.25
6810621042 2.25 2 2.25 12 MO LIBOR 10/11/2005 Bank of America BANA CRE 0 0.25
6815096356 2.25 2 2.25 12 MO LIBOR 10/5/2005 Bank of America BANA CRE 0 0.25
6820682497 2.25 2 2.25 12 MO LIBOR 10/4/2005 Bank of America BANA CRE 0 0.25
6821085088 2.25 2 2.25 12 MO LIBOR 9/16/2005 Bank of America BANA CRE 0 0.25
6823154064 2.25 2 2.25 12 MO LIBOR 10/3/2005 Bank of America BANA CRE 0 0.25
6828904836 2.25 2 2.25 12 MO LIBOR 9/26/2005 Bank of America BANA CRE 0 0.25
6831016586 2.25 2 2.25 12 MO LIBOR 10/20/2005 Bank of America BANA CRE 0 0.25
6838614383 2.25 2 2.25 12 MO LIBOR 10/6/2005 Bank of America BANA CRE 0 0.25
6846381421 2.25 2 2.25 12 MO LIBOR 9/27/2005 Bank of America BANA CRE 0 0.25
6848426786 2.25 2 2.25 12 MO LIBOR 9/23/2005 Bank of America BANA CRE 0 0.25
6861695903 2.25 2 2.25 12 MO LIBOR 8/2/2005 Bank of America BANA CRE 0 0.25
6870342885 2.25 2 2.25 12 MO LIBOR 9/29/2005 Bank of America BANA CRE 0 0.25
6878394003 2.25 2 2.25 12 MO LIBOR 9/28/2005 Bank of America BANA CRE 0 0.25
6887654512 2.25 2 2.25 12 MO LIBOR 9/26/2005 Bank of America BANA CRE 0 0.25
6890231381 2.25 2 2.25 12 MO LIBOR 10/17/2005 Bank of America BANA CRE 0 0.25
6902406286 2.25 2 2.25 12 MO LIBOR 10/6/2005 Bank of America BANA CRE 0 0.25
6919833563 2.25 2 2.25 12 MO LIBOR 9/16/2005 Bank of America BANA CRE 0 0.25
6946353411 2.25 2 2.25 12 MO LIBOR 9/26/2005 Bank of America BANA CRE 0 0.25
6953633093 2.25 2 2.25 12 MO LIBOR 8/24/2005 Bank of America BANA CRE 0 0.25
6969578274 2.25 2 2.25 12 MO LIBOR 9/23/2005 Bank of America BANA CRE 0 0.25
6974588714 2.25 2 2.25 12 MO LIBOR 9/29/2005 Bank of America BANA CRE 0 0.25
6983098671 2.25 2 2.25 12 MO LIBOR 10/3/2005 Bank of America BANA CRE 0 0.25
6993148557 2.25 2 2.25 12 MO LIBOR 10/18/2005 Bank of America BANA CRE 0 0.25
6995023220 2.25 2 2.25 12 MO LIBOR 10/14/2005 Bank of America BANA CRE 0 0.25
6136605737 2.25 2 2.25 12 MO LIBOR 7/26/2005 Bank of America BANA CRE 0 0.25
6204195298 2.25 2 2.25 12 MO LIBOR 7/22/2005 Bank of America BANA CRE 0 0.25
6822187495 2.25 2 2.25 12 MO LIBOR 7/20/2005 Bank of America BANA CRE 0 0.25
6862977086 2.25 2 2.25 12 MO LIBOR 7/21/2005 Bank of America BANA CRE 0 0.25
EXHIBIT E
REQUEST FOR RELEASE OF DOCUMENTS
[date]
To: U.S. Bank National Association
4527 Metropolitan Court, Suite C
Frederick, Maryland 21704
Attention: Tina Radtke
Re: The Pooling and Servicing Agreement, dated January 31, 2006, among Banc of
America Funding Corporation, as Depositor, Wells Fargo Bank, N.A., as
Master Servicer and Securities Administrator, and U.S. Bank National
Association, as Trustee.
In connection with the administration of the Mortgage Loans held by you,
as custodian, pursuant to the above-captioned Pooling and Servicing Agreement,
we request the release, and hereby acknowledge receipt, of the Mortgage File for
the Mortgage Loan described below, for the reason indicated.
Mortgage Loan Number:
Mortgagor Name, Address & Zip Code:
Reason for Requesting Documents (check one)
____ 1. Mortgage Paid in Full
____ 2. Foreclosure
____ 3. Substitution
____ 4. Other Liquidation
____ 5. Nonliquidation Reason: ___________________
By:____________________________________________
(authorized signer of applicable Servicer)
Issuer:________________________________________
Address:_______________________________________
_______________________________________________
Date:__________________________________________
Custodian
E-1
U.S. Bank National Association
Please acknowledge the execution of the above request by your signature and date
below:
_______________________________________ ___________________
Signature Date
Documents returned to Custodian:
_______________________________________ ___________________
Custodian Date
E-2
EXHIBIT F
FORM OF CERTIFICATION OF ESTABLISHMENT OF ACCOUNT
[Date]
[_______________] hereby certifies that it has established a [__________]
Account pursuant to Section [________] of the Pooling and Servicing Agreement,
dated January 31, 2006, among Banc of America Funding Corporation, as Depositor,
Wells Fargo Bank, N.A., as Master Servicer and Securities Administrator, and
U.S. Bank National Association, as Trustee.
[_____________],
By:___________________________
Name:_________________________
Title:________________________
F-1
EXHIBIT G-1
FORM OF TRANSFEROR'S CERTIFICATE
FOR TRANSFERS OF PRIVATE CERTIFICATES
[Date]
Wells Fargo Bank, N.A.
Sixth Street and Marquette Avenue
Minneapolis, Minnesota 55479-0113
Attention: Corporate Trust Services - BAFC 2006-A
Re: Banc of America Funding Corporation, Mortgage Pass-Through
Certificates, Series 2006-A, Class ___, having an initial aggregate
Certificate Balance as of January 31, 2006 of $___________
Ladies and Gentlemen:
This letter is delivered to you in connection with the transfer by
[______________] (the "Transferor") to [______________] (the "Transferee") of
the captioned Certificates (the "Transferred Certificates"), pursuant to Section
6.02 of the Pooling and Servicing Agreement (the "Pooling and Servicing
Agreement"), dated January 31, 2006, among Banc of America Funding Corporation,
as Depositor, Wells Fargo Bank, N.A., as Master Servicer and Securities
Administrator, and U.S. Bank National Association, as Trustee. All capitalized
terms used herein and not otherwise defined shall have the respective meanings
set forth in the Pooling and Servicing Agreement. The Transferor hereby
certifies, represents and warrants to you, as Securities Administrator, that:
1. The Transferor is the lawful owner of the Transferred Certificates
with the full right to transfer such Certificates free from any and all claims
and encumbrances whatsoever.
2. Neither the Transferor nor anyone acting on its behalf has (a)
offered, transferred, pledged, sold or otherwise disposed of any Transferred
Certificate, any interest in a Transferred Certificate or any other similar
security to any person in any manner, (b) solicited any offer to buy or accept a
transfer, pledge or other disposition of any Transferred Certificate, any
interest in a Transferred Certificate or any other similar security from any
person in any manner, (c) otherwise approached or negotiated with respect to any
Transferred Certificate, any interest in a Transferred Certificate or any other
similar security with any person in any manner, (d) made any general
solicitation with respect to any Transferred Certificate, any interest in a
Transferred Certificate or any other similar security by means of general
advertising or in any other manner, or (e) taken any other action with respect
to any Transferred Certificate, any interest in a Transferred Certificate or any
other similar security, which (in the case of any of the acts described in
clauses (a) through (e) hereof) would constitute a distribution of the
Transferred Certificates under the Securities Act of 1933, as amended (the "1933
Act"), would render the disposition of the Transferred Certificates a violation
of Section 5 of the 1933 Act or any state securities laws, or would require
registration or qualification of the Transferred Certificates pursuant to the
1933 Act or any state securities laws.
G-1-1
Very truly yours,
________________________________________
(Transferor)
By:_____________________________________
Name:___________________________________
Title:__________________________________
G-1-2
EXHIBIT G-2A
FORM 1 OF TRANSFEREE'S CERTIFICATE
FOR TRANSFERS OF PRIVATE CERTIFICATES
[Date]
Wells Fargo Bank, N.A.
Sixth Street and Marquette Avenue
Minneapolis, Minnesota 55479-0113
Attention: Corporate Trust Services - BAFC 2006-A
Re: Banc of America Funding Corporation, Mortgage Pass-Through
Certificates, Series 2006-A, Class ___, having an initial
aggregate Certificate Balance as of January 31, 2006 of
$_________]
Ladies and Gentlemen:
This letter is delivered to you in connection with the transfer by
[_______________] (the "Transferor") to [_________________________________] (the
"Transferee") of the captioned Certificates (the "Transferred Certificates"),
pursuant to Section 6.02 of the Pooling and Servicing Agreement (the "Pooling
and Servicing Agreement"), dated January 31, 2006, among Banc of America Funding
Corporation, as Depositor, Wells Fargo Bank, N.A., as Master Servicer and
Securities Administrator, and U.S. Bank National Association, as Trustee. All
capitalized terms used herein and not otherwise defined shall have the
respective meanings set forth in the Pooling and Servicing Agreement. The
Transferor hereby certifies, represents and warrants to you, as Securities
Administrator, that:
1. The Transferee is a "qualified institutional buyer" (a
"Qualified Institutional Buyer") as that term is defined in Rule 144A
("Rule 144A") under the Securities Act of 1933, as amended (the "1933
Act"), and has completed one of the forms of certification to that effect
attached hereto as Annex 1 and Annex 2. The Transferee is aware that the
sale to it is being made in reliance on Rule 144A. The Transferee is
acquiring the Transferred Certificates for its own account or for the
account of another Qualified Institutional Buyer, and understands that
such Transferred Certificates may be resold, pledged or transferred only
(a) to a person reasonably believed to be a Qualified Institutional Buyer
that purchases for its own account or for the account of another Qualified
Institutional Buyer to whom notice is given that the resale, pledge or
transfer is being made in reliance on Rule 144A, or (b) pursuant to
another exemption from registration under the 1933 Act.
2. The Transferee has been furnished with all information
regarding (a) the Depositor, (b) the Transferred Certificates and
distributions thereon, (c) the nature, performance and servicing of the
Mortgage Loans, (d) the Pooling and Servicing Agreement and the Trust
created pursuant thereto, (e) any credit enhancement mechanism associated
with the Transferred Certificate, and (f) all related matters, that it has
requested.
G-2A-1
3. If the Transferee proposes that the Transferred Certificates
be registered in the name of a nominee, such nominee has completed the
Nominee Acknowledgment below.
Very truly yours,
________________________________________
(Transferor)
By:_____________________________________
Name:___________________________________
Title:__________________________________
G-2A-2
Nominee Acknowledgment
The undersigned hereby acknowledges and agrees that as to the Transferred
Certificates being registered in its name, the sole beneficial owner thereof is
and shall be the Transferee identified above, for whom the undersigned is acting
as nominee.
________________________________________
(Nominee)
By:_____________________________________
Name:___________________________________
Title:__________________________________
G-2A-3
ANNEX 1 TO EXHIBIT G-2A
QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A
[For Transferees Other Than Registered Investment Companies]
The undersigned hereby certifies as follows to [__________________] (the
"Transferor") Wells Fargo Bank, N.A., as Securities Administrator with respect
to the mortgage pass-through certificates (the "Transferred Certificates")
described in the Transferee certificate to which this certification relates and
to which this certification is an Annex:
1. As indicated below, the undersigned is the chief financial officer,
a person fulfilling an equivalent function, or other executive officer of the
entity purchasing the Transferred Certificates (the "Transferee").
2. The Transferee is a "qualified institutional buyer" as that term is
defined in Rule 144A ("Rule 144A") under the Securities Act of 1933, as amended,
because (i) the Transferee owned and/or invested on a discretionary basis
$______________________(1) in securities (other than the excluded securities
referred to below) as of the end of the Transferee's most recent fiscal year
(such amount being calculated in accordance with Rule 144A) and (ii) the
Transferee satisfies the criteria in the category marked below.
___ Corporation, etc. The Transferee is a corporation (other than a
bank, savings and loan association or similar institution),
Massachusetts or similar business trust, partnership, or any
organization described in Section 501(c)(3) of the Internal Revenue
Code of 1986.
___ Bank. The Transferee (a) is a national bank or a banking institution
organized under the laws of any state, U.S. territory or the
District of Columbia, the business of which is substantially
confined to banking and is supervised by the state or territorial
banking commission or similar official or is a foreign bank or
equivalent institution, and (b) has an audited net worth of at least
$25,000,000 as demonstrated in its latest annual financial
statements, a copy of which is attached hereto, as of a date not
more than 16 months preceding the date of sale of the Transferred
Certificates in the case of a U.S. bank, and not more than 18 months
preceding such date of sale in the case of a foreign bank or
equivalent institution.
___ Savings and Loan. The Transferee (a) is a savings and loan
association, building and loan association, cooperative bank,
homestead association or similar institution, which is supervised
and examined by a state or federal authority having supervision over
any such institutions, or is a foreign savings and loan
______________________
(1) Transferee must own and/or invest on a discretionary basis at least
$100,000,000 in securities unless Transferee is a dealer, and, in that case,
Transferee must own and/or invest on a discretionary basis at least $10,000,000
in securities.
G-2A-4
association or equivalent institute and (b) has an audited net worth
of at least $25,000,000 as demonstrated in its latest annual
financial statements, a copy of which is attached hereto, as of a
date not more than 16 months preceding the date of sale of the
Transferred Certificates in the case of a U.S. savings and loan
association, and not more than 18 months preceding such date of sale
in the case of a foreign savings and loan association or equivalent
institution.
___ Broker-dealer. The Transferee is a dealer registered pursuant to
Section 15 of the Securities Exchange Act of 1934, as amended.
___ Insurance Company. The Transferee is an insurance company whose
primary and predominant business activity is the writing of
insurance or the reinsuring of risks underwritten by insurance
companies and which is subject to supervision by the insurance
commissioner or a similar official or agency of a state, U.S.
territory or the District of Columbia.
___ State or Local Plan. The Transferee is a plan established and
maintained by a state, its political subdivisions, or any agency or
instrumentality of the state or its political subdivisions, for the
benefit of its employees.
___ ERISA Plan. The Transferee is an employee benefit plan within the
meaning of Title I of the Employee Retirement Income Security Act of
1974.
___ Investment Advisor. The Transferee is an investment advisor
registered under the Investment Advisers Act of 1940.
___ Other. (Please supply a brief description of the entity and a
cross-reference to the paragraph and subparagraph under subsection
(a)(1) of Rule 144A pursuant to which it qualifies. Note that
registered investment companies should complete Annex 2 rather than
this Annex 1.)
3. The term "securities" as used herein does not include (i) securities
of issuers that are affiliated with the Transferee, (ii) securities that are
part of an unsold allotment to or subscription by the Transferee, if the
Transferee is a dealer, (iii) bank deposit notes and certificates of deposit,
(iv) loan participations, (v) repurchase agreements, (vi) securities owned but
subject to a repurchase agreement and (vii) currency, interest rate and
commodity swaps. For purposes of determining the aggregate amount of securities
owned and/or invested on a discretionary basis by the Transferee, the Transferee
did not include any of the securities referred to in this paragraph.
4. For purposes of determining the aggregate amount of securities owned
and/or invested on a discretionary basis by the Transferee, the Transferee used
the cost of such securities to the Transferee, unless the Transferee reports its
securities holdings in its financial statements on the basis of their market
value, and no current information with respect to the cost of those securities
has been published, in which case the securities were valued at market. Further,
in determining such aggregate amount, the Transferee may have included
securities owned by subsidiaries of the Transferee, but only if such
subsidiaries are consolidated with the Transferee in its financial statements
prepared in accordance with generally accepted accounting
G-2A-5
principles and if the investments of such subsidiaries are managed under the
Transferee's direction. However, such securities were not included if the
Transferee is a majority-owned, consolidated subsidiary of another enterprise
and the Transferee is not itself a reporting company under the Securities
Exchange Act of 1934, as amended.
5. The Transferee is familiar with Rule 144A and understands that the
Transferor and other parties related to the Transferred Certificates are relying
and will continue to rely on the statements made herein because one or more
sales to the Transferee may be in reliance on Rule 144A.
____ ____ Will the Transferee be purchasing the Transferred
Yes No Certificates only for the Transferee's own account?
6. If the answer to the foregoing question is "no," then in each case
where the Transferee is purchasing for an account other than its own, such
account belongs to a third party that is itself a "qualified institutional
buyer" within the meaning of Rule 144A, and the "qualified institutional buyer"
status of such third party has been established by the Transferee through one or
more of the appropriate methods contemplated by Rule 144A.
7. The Transferee will notify each of the parties to which this
certification is made of any changes in the information and conclusions herein.
Until such notice is given, the Transferee's purchase of the Transferred
Certificates will constitute a reaffirmation of this certification as of the
date of such purchase. In addition, if the Transferee is a bank or savings and
loan as provided above, the Transferee agrees that it will furnish to such
parties any updated annual financial statements that become available on or
before the date of such purchase, promptly after they become available.
________________________________________
Print Name of Transferee
By:_____________________________________
Name:___________________________________
Title:__________________________________
Date:___________________________________
G-2A-6
ANNEX 2 TO EXHIBIT G-2A
QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A
[For Transferees That Are Registered Investment Companies]
The undersigned hereby certifies as follows to [_________________] (the
"Transferor") and Wells Fargo Bank, N.A., as Securities Administrator, with
respect to the mortgage pass-through certificates (the "Transferred
Certificates") described in the Transferee certificate to which this
certification relates and to which this certification is an Annex:
1. As indicated below, the undersigned is the chief financial officer,
a person fulfilling an equivalent function, or other executive officer of the
entity purchasing the Transferred Certificates (the "Transferee") or, if the
Transferee is a "qualified institutional buyer" as that term is defined in Rule
144A ("Rule 144A") under the Securities Act of 1933, as amended, because the
Transferee is part of a Family of Investment Companies (as defined below), is an
executive officer of the investment adviser (the "Adviser").
2. The Transferee is a "qualified institutional buyer" as defined in
Rule 144A because (i) the Transferee is an investment company registered under
the Investment Company Act of 1940, and (ii) as marked below, the Transferee
alone owned and/or invested on a discretionary basis, or the Transferee's Family
of Investment Companies owned, at least $100,000,000 in securities (other than
the excluded securities referred to below) as of the end of the Transferee's
most recent fiscal year. For purposes of determining the amount of securities
owned by the Transferee or the Transferee's Family of Investment Companies, the
cost of such securities was used, unless the Transferee or any member of the
Transferee's Family of Investment Companies, as the case may be, reports its
securities holdings in its financial statements on the basis of their market
value, and no current information with respect to the cost of those securities
has been published, in which case the securities of such entity were valued at
market.
___ The Transferee owned and/or invested on a discretionary basis
$____________________ in securities (other than the excluded
securities referred to below) as of the end of the Transferee's most
recent fiscal year (such amount being calculated in accordance with
Rule 144A).
___ The Transferee is part of a Family of Investment Companies which
owned in the aggregate $__________________ in securities (other than
the excluded securities referred to below) as of the end of the
Transferee's most recent fiscal year (such amount being calculated
in accordance with Rule 144A).
3. The term "Family of Investment Companies" as used herein means two
or more registered investment companies (or series thereof) that have the same
investment adviser or investment advisers that are affiliated (by virtue of
being majority owned subsidiaries of the same parent or because one investment
adviser is a majority owned subsidiary of the other).
G-2A-7
4. The term "securities" as used herein does not include (i) securities
of issuers that are affiliated with the Transferee or are part of the
Transferee's Family of Investment Companies, (ii) bank deposit notes and
certificates of deposit, (iii) loan participations, (iv) repurchase agreements,
(v) securities owned but subject to a repurchase agreement and (vi) currency,
interest rate and commodity swaps. For purposes of determining the aggregate
amount of securities owned and/or invested on a discretionary basis by the
Transferee, or owned by the Transferee's Family of Investment Companies, the
securities referred to in this paragraph were excluded.
5. The Transferee is familiar with Rule 144A and understands that the
Transferor and other parties related to the Transferred Certificates are relying
and will continue to rely on the statements made herein because one or more
sales to the Transferee will be in reliance on Rule 144A.
____ ____ Will the Transferee be purchasing the Transferred
Yes No Certificates only for the Transferee's own account?
6. If the answer to the foregoing question is "no," then in each case
where the Transferee is purchasing for an account other than its own, such
account belongs to a third party that is itself a "qualified institutional
buyer" within the meaning of Rule 144A, and the "qualified institutional buyer"
status of such third party has been established by the Transferee through one or
more of the appropriate methods contemplated by Rule 144A.
7. The undersigned will notify the parties to which this certification
is made of any changes in the information and conclusions herein. Until such
notice, the Transferee's purchase of the Transferred Certificates will
constitute a reaffirmation of this certification by the undersigned as of the
date of such purchase.
________________________________________
Print Name of Transferee or Adviser
By:_____________________________________
Name:___________________________________
Title:__________________________________
IF AN ADVISER:
________________________________________
Print Name of Transferee
By:_____________________________________
Date:___________________________________
G-2A-8
EXHIBIT G-2B
FORM 2 OF TRANSFEREE'S CERTIFICATE
FOR TRANSFERS OF PRIVATE CERTIFICATES
[Date]
Wells Fargo Bank, N.A.
Sixth Street and Marquette Avenue
Minneapolis, Minnesota 55479-0113
Attention: Corporate Trust Services - BAFC 2006-A
Re: Banc of America Funding Corporation, Mortgage Pass-Through
Certificates, Series 2006-A, Class ___, having an initial aggregate
Certificate Principal Balance as of January 31, 2006 of $_________
Ladies and Gentlemen:
This letter is delivered to you in connection with the transfer by
[_______________________] (the "Transferor") to
[_________________________________] (the "Transferee") of the captioned
Certificates (the "Transferred Certificates"), pursuant to Section 6.02 of the
Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"), dated
January 31, 2006, among Banc of America Funding Corporation, as Depositor, Wells
Fargo Bank, N.A., as Master Servicer and Securities Administrator, and U.S. Bank
National Association, as Trustee. All capitalized terms used herein and not
otherwise defined shall have the respective meanings set forth in the Pooling
and Servicing Agreement. The Transferor hereby certifies, represents and
warrants to you, as Securities Administrator, that:
1. Transferee is acquiring the Transferred Certificates for its own
account for investment and not with a view to or for sale or transfer in
connection with any distribution thereof, in whole or in part, in any manner
which would violate the Securities Act of 1933, as amended (the "1933 Act"), or
any applicable state securities laws.
2. Transferee understands that (a) the Transferred Certificates have
not been and will not be registered under the 1933 Act or registered or
qualified under any applicable state securities laws, (b) neither the Depositor
nor the Securities Administrator is obligated so to register or qualify the
Transferred Certificates and (c) neither the Transferred Certificates nor any
security issued in exchange therefor or in lieu thereof may be resold or
transferred unless such resale or transfer is exempt from the registration
requirements of the 1933 Act and any applicable state securities laws or is made
in accordance with the 1933 Act and laws, in which case (i) unless the transfer
is made in reliance on Rule 144A under the 1933 Act, the Securities
Administrator or the Depositor may require a written Opinion of Counsel (which
may be in-house counsel) acceptable to and in form and substance reasonably
satisfactory to the Securities Administrator and the Depositor that such
transfer may be made pursuant to an exemption, describing the applicable
exemption and the basis therefor, from the 1933 Act and such laws or is being
made pursuant to the 1933 Act and such laws, which Opinion of Counsel shall not
be an
G-2B-1
expense of the Securities Administrator or the Depositor and (ii) the Securities
Administrator shall require a certificate from the Certificateholder desiring to
effect such transfer substantially in the form attached to the Pooling and
Servicing Agreement as Exhibit G-1 and a certificate from such
Certificateholder's prospective transferee substantially in the form attached to
the Pooling and Servicing Agreement either as Exhibit G-2A or as Exhibit G-2B,
which certificates shall not be an expense of the Securities Administrator or
the Depositor; provided that the foregoing requirements under clauses (i) and
(ii) shall not apply to a transfer of a Private Certificate between or among the
Depositor, the Seller, their affiliates or both.
3. The Transferee understands that it may not sell or otherwise
transfer the Transferred Certificates, any security issued in exchange therefor
or in lieu thereof or any interest in the foregoing except in compliance with
the provisions of Section 6.02 of the Pooling and Servicing Agreement, which
provisions it has carefully reviewed, and that the Transferred Certificates will
bear legends substantially to the following effect:
THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933,
AS AMENDED (THE "1933 ACT"). ANY RESALE OR TRANSFER OF THIS CERTIFICATE
WITHOUT REGISTRATION THEREOF UNDER THE 1933 ACT MAY ONLY BE MADE IN A
TRANSACTION EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE 1933 ACT
AND IN ACCORDANCE WITH THE PROVISIONS OF THE POOLING AND SERVICING
AGREEMENT REFERENCED HEREIN.
UNDER CURRENT LAW THE PURCHASE AND HOLDING OF THIS CERTIFICATE BY OR ON
BEHALF OF ANY EMPLOYEE BENEFIT PLAN OR ARRANGEMENT, INCLUDING AN
INDIVIDUAL RETIREMENT ACCOUNT, SUBJECT TO THE EMPLOYEE RETIREMENT INCOME
SECURITY ACT OF 1974, AS AMENDED ("ERISA"), THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE"), OR ANY FEDERAL, STATE OR LOCAL LAW
("SIMILAR LAW") WHICH IS SIMILAR TO ERISA OR THE CODE (COLLECTIVELY, A
"PLAN"), MAY RESULT IN "PROHIBITED TRANSACTIONS" WITHIN THE MEANING OF
ERISA, THE CODE OR SIMILAR LAW. TRANSFER OF THIS CERTIFICATE WILL NOT BE
MADE UNLESS THE TRANSFEREE DELIVERS TO THE SECURITIES ADMINISTRATOR EITHER
(I) A REPRESENTATION LETTER, IN FORM AND SUBSTANCE SATISFACTORY TO THE
SECURITIES ADMINISTRATOR, STATING THAT (A) IT IS NOT, AND IS NOT ACTING ON
BEHALF OF, ANY SUCH PLAN OR USING THE ASSETS OF ANY SUCH PLAN TO EFFECT
SUCH PURCHASE OR (B) IF IT IS AN INSURANCE COMPANY, THAT THE SOURCE OF
FUNDS USED TO PURCHASE THIS CERTIFICATE IS AN "INSURANCE COMPANY GENERAL
ACCOUNT" (AS SUCH TERM IS DEFINED IN SECTION V(E) OF PROHIBITED
TRANSACTION CLASS EXEMPTION 95-60 ("PTE 95-60"), 60 FED. REG. 35925 (JULY
12, 1995)), THERE IS NO BENEFIT PLAN WITH RESPECT TO WHICH THE AMOUNT OF
SUCH GENERAL ACCOUNT'S RESERVES AND LIABILITIES FOR THE CONTRACT(S) HELD
BY OR ON BEHALF OF SUCH BENEFIT PLAN AND ALL OTHER BENEFIT PLANS
MAINTAINED BY THE SAME EMPLOYER (OR AFFILIATE THEREOF AS DEFINED IN
SECTION V(A)(1) OF PTE 95-60) OR BY
G-2B-2
THE SAME EMPLOYEE ORGANIZATION EXCEEDS 10% OF THE TOTAL OF ALL RESERVES
AND LIABILITIES OF SUCH GENERAL ACCOUNT (AS SUCH AMOUNTS ARE DETERMINED
UNDER SECTION I(A) OF PTE 95-60) AT THE DATE OF ACQUISITION AND ALL PLANS
THAT HAVE AN INTEREST IN SUCH GENERAL ACCOUNT ARE PLANS TO WHICH PTE 95-60
APPLIES, OR (II) AN OPINION OF COUNSEL, IN FORM AND SUBSTANCE SATISFACTORY
TO THE SECURITIES ADMINISTRATOR, TO THE EFFECT THAT THE PURCHASE OR
HOLDING OF THIS CERTIFICATE BY OR ON BEHALF OF SUCH PLAN WILL NOT
CONSTITUTE OR RESULT IN A NON-EXEMPT PROHIBITED TRANSACTION WITHIN THE
MEANING OF ERISA, SECTION 4975 OF THE CODE OR SIMILAR LAW AND WILL NOT
SUBJECT THE DEPOSITOR, THE MASTER SERVICER, THE SECURITIES ADMINISTRATOR
OR THE TRUSTEE TO ANY OBLIGATION IN ADDITION TO THOSE UNDERTAKEN IN THE
POOLING AND SERVICING AGREEMENT. EACH PERSON WHO ACQUIRES THIS CERTIFICATE
OR ANY INTEREST THEREIN SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS
REQUIRED BY THE REPRESENTATION LETTER REFERRED TO IN THE PRECEDING
SENTENCE UNLESS SUCH PERSON SHALL HAVE PROVIDED SUCH REPRESENTATION LETTER
OR THE OPINION OF COUNSEL REFERRED TO IN THE PRECEDING SENTENCE TO THE
SECURITIES ADMINISTRATOR. THE POOLING AND SERVICING AGREEMENT PROVIDES
THAT ANY ATTEMPTED OR PURPORTED TRANSFER IN VIOLATION OF THESE TRANSFER
RESTRICTIONS WILL BE NULL AND VOID AND WILL VEST NO RIGHTS IN ANY
PURPORTED TRANSFEREE.
4. Neither the Transferee nor anyone acting on its behalf has (a)
offered, transferred, pledged, sold or otherwise disposed of any Transferred
Certificate, any interest in a Transferred Certificate or any other similar
security to any person in any manner, (b) solicited any offer to buy or accept a
transfer, pledge or other disposition of any Transferred Certificate, any
interest in a Transferred Certificate or any other similar security from any
person in any manner, (c) otherwise approached or negotiated with respect to any
Transferred Certificate, any interest in a Transferred Certificate or any other
similar security with any person in any manner, (d) made any general
solicitation by means of general advertising or in any other manner, or (e)
taken any other action, that (in the case of any of the acts described in
clauses (a) through (e) above) would constitute a distribution of the
Transferred Certificates under the 1933 Act, would render the disposition of the
Transferred Certificates a violation of Section 5 of the 1933 Act or any state
securities law or would require registration or qualification of the Transferred
Certificates pursuant thereto. The Transferee will not act, nor has it
authorized nor will it authorize any person to act, in any manner set forth in
the foregoing sentence with respect to the Transferred Certificates, any
interest in the Transferred Certificates or any other similar security.
5. The Transferee has been furnished with all information regarding (a)
the Depositor, (b) the Transferred Certificates and distributions thereon, (c)
nature, performance and servicing of the Mortgage Loans, (d) the Pooling and
Servicing Agreement and the Trust created pursuant thereto, (e) any credit
enhancement mechanism associated with the Transferred Certificates, and (f) all
related matters, that it has requested.
G-2B-3
6. The Transferee is an "accredited investor" within the meaning of
paragraph (1), (2), (3) or (7) of Rule 501 (a) under the 1933 Act or an entity
in which all the equity owners come within such paragraphs and has such
knowledge and experience in financial and business matters as to be capable of
evaluating the merits and risks of an investment in the Transferred
Certificates; the Transferee has sought such accounting, legal and tax advice as
it has considered necessary to make an informed investment decision; and the
Transferee is able to bear the economic risks of such an investment and can
afford a complete loss of such investment.
7. If the Transferee proposes that the Transferred Certificates be
registered in the name of a nominee, such nominee has completed the Nominee
Acknowledgment below.
Very truly yours,
________________________________________
(Transferee)
By:_____________________________________
Name:___________________________________
Title:__________________________________
Date:___________________________________
G-2B-4
Nominee Acknowledgment
The undersigned hereby acknowledges and agrees that as to the Transferred
Certificates being registered in its name, the sole beneficial owner thereof is
and shall be the Transferee identified above, for whom the undersigned is acting
as nominee.
________________________________________
(Nominee)
By:_____________________________________
Name:___________________________________
Title:__________________________________
G-2B-5
EXHIBIT H
FORM OF TRANSFEREE REPRESENTATION LETTER
FOR ERISA RESTRICTED CERTIFICATES
Wells Fargo Bank, N.A.
Sixth Street and Marquette Avenue
Minneapolis, Minnesota 55479-0113
Attention: Corporate Trust Services - BAFC 2006-A
Re: Banc of America Funding Corporation, Mortgage Pass-Through
Certificates, Series 2006-A, Class ___, having an initial aggregate
Certificate Balance as of January 31, 2006 of $_________
Ladies and Gentlemen:
This letter is delivered to you in connection with the transfer by
[_______________________] (the "Transferor") to
[________________________________] (the "Transferee") of the captioned
Certificates (the "Transferred Certificates"), pursuant to Section 6.02 of the
Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"), dated
January 31, 2006, among Banc of America Funding Corporation, as Depositor, Wells
Fargo Bank, N.A., as Master Servicer and Securities Administrator, and U.S. Bank
National Association, as Trustee. All capitalized terms used herein and not
otherwise defined shall have the respective meanings set forth in the Pooling
and Servicing Agreement.
The Transferee hereby certifies, represents and warrants to you, as
Securities Administrator, either that:
(a) it is not, and is not acting on behalf of, an employee benefit plan
or arrangement, including an individual retirement account, subject to the
Employee Retirement Income Security Act of 1974, as amended ("ERISA"), the
Internal Revenue Code of 1986, as amended (the "Code"), or any federal, state or
local law ("Similar Law") which is similar to ERISA or the Code (collectively, a
"Plan"), and it is not using the assets of any such Plan to effect the purchase
of the Transferred Certificates; or
(b) With respect to the Class 1-B-4, Class 1-B-5, Class 1-B-6, Class
2-B-4, Class 2-B-5, Class 2-B-6, Class 3-B-4, Class 3-B-5 and Class 3-B-6
Certificates only, it is an insurance company and the source of funds used to
purchase the Transferred Certificates is an "insurance company general account"
(as defined in Section V(e) of Prohibited Transaction Class Exemption 95-60
("PTE 95-60"), 60 Fed. Reg. 35925 (July 12, 1995)), there is no Plan with
respect to which the amount of such general account's reserves and liabilities
for the contract(s) held by or on behalf of such Plan and all other Plans
maintained by the same employer (or affiliate thereof as defined in Section
V(a)(1) of PTE 95-60) or by the same employee organization exceeds 10% of the
total of all reserves and liabilities of such general account (as such amounts
are determined under Section I(a) of PTE 95-60) at the date of acquisition and
all Plans that have an interest in such general account are Plans to which PTE
95-60 applies.
H-1
Capitalized terms used in and not otherwise defined herein shall have the
meaning assigned to them in the Pooling and Servicing Agreement.
Very truly yours,
________________________________________
(Transferee)
By:_____________________________________
Name:___________________________________
Title:__________________________________
Date:___________________________________
H-2
EXHIBIT I
FORM OF AFFIDAVIT REGARDING TRANSFER OF
RESIDUAL CERTIFICATE PURSUANT TO SECTION 6.02
Banc of America Funding Corporation
Mortgage Pass-Through Certificates,
Series 2006-A
STATE OF )
) ss:
COUNTY OF )
The undersigned, being first duly sworn, deposes and says as follows:
1. The undersigned is an officer of _______________________________,
the proposed transferee (the "Transferee") of the Class 1-A-R Certificate (the
"Residual Certificate") issued pursuant to the Pooling and Servicing Agreement,
dated January 31, 2006 (the "Agreement"), among Banc of America Funding
Corporation, as Depositor, Wells Fargo Bank, N.A., as Securities Administrator
and as Master Servicer, and U.S. Bank National Association, as Trustee.
Capitalized terms used but not defined herein shall have the meanings ascribed
to such terms in the Agreement. The Transferee has authorized the undersigned to
make this affidavit on behalf of the Transferee.
2. The Transferee is, as of the date hereof, and will be, as of the
date of the transfer, a Permitted Transferee. The Transferee is acquiring the
Residual Certificate either (i) for its own account or (ii) as nominee, trustee
or agent for another Person who is a Permitted Transferee and has attached
hereto an affidavit from such Person in substantially the same form as this
affidavit. The Transferee has no knowledge that any such affidavit is false.
3. The Transferee has been advised of, and understands that (i) a tax
will be imposed on Transfers of the Residual Certificate to Persons that are not
Permitted Transferees; (ii) such tax will be imposed on the transferor, or, if
such transfer is through an agent (which includes a broker, nominee or
middleman) for a Person that is not a Permitted Transferee, on the agent; and
(iii) the Person otherwise liable for the tax shall be relieved of liability for
the tax if the subsequent Transferee furnished to such Person an affidavit that
such subsequent Transferee is a Permitted Transferee and, at the time of
transfer, such Person does not have actual knowledge that the affidavit is
false.
4. The Transferee has been advised of, and understands that a tax will
be imposed on a "pass-through entity" holding the Certificate if at any time
during the taxable year of the pass-through entity a Person that is not a
Permitted Transferee is the record Holder of an interest in such entity. The
Transferee understands that, other than in the case of an "electing large
partnership" under Section 775 of the Code, such tax will not be imposed for any
period with respect to which the record Holder furnishes to the pass-through
entity an affidavit that such record Holder is a Permitted Transferee and the
pass-through entity does not have actual knowledge that such affidavit is false.
(For this purpose, a "pass-through entity" includes a
I-1
regulated investment company, a real estate investment trust or common trust
fund, a partnership, trust or estate, and certain cooperatives and, except as
may be provided in Treasury Regulations, persons holding interests in
pass-through entities as a nominee for another Person.)
5. The Transferee has reviewed the provisions of Section 6.02 of the
Agreement and understands the legal consequences of the acquisition of the
Residual Certificate including, without limitation, the restrictions on
subsequent Transfers and the provisions regarding voiding the transfer and
mandatory sales. The Transferee expressly agrees to be bound by and to abide by
the provisions of Section 6.02 of the Agreement and the restrictions noted on
the face of the Certificate. The Transferee understands and agrees that any
breach of any of the representations included herein shall render the transfer
to the Transferee contemplated hereby null and void.
6. The Transferee agrees to require a transfer affidavit in the form of
this Affidavit from any Person to whom the Transferee attempts to transfer the
Residual Certificate, and in connection with any transfer by a Person for whom
the Transferee is acting as nominee, trustee or agent, and the Transferee will
not transfer the Residual Certificate or cause the Residual Certificate to be
transferred to any Person that the Transferee knows is not a Permitted
Transferee.
7. The Transferee historically has paid its debts as they have become
due, and it intends to do so in the future.
8. The Transferee does not have the intention to impede the assessment
or collection of any tax legally required to be paid with respect to the
Residual Certificate.
9. The taxpayer identification number of the Transferee's nominee is
___________.
10. The Transferee is (i) a U.S. Person as defined in Code Section
7701(a)(30) or (ii) (A) the Transferee holds the Residual Certificate in
connection with the conduct of a trade or business within the United States and
has furnished the transferor and the Securities Administrator with an effective
Internal Revenue Service Form W-8ECI (or successor thereto) or (B) the
Transferee has delivered to both the transferor and the Securities Administrator
an Opinion of Counsel from a nationally-recognized tax counsel to the effect
that such transfer is in accordance with the requirements of the Code and the
regulations promulgated thereunder and that such transfer of the Residual
Certificate will not be disregarded for federal income tax purposes.
11. The Transferee is aware that the Residual Certificate may be a
"noneconomic residual interest" within the meaning of Treasury Regulations
promulgated pursuant to the Code and that the transferor of a noneconomic
residual interest will remain liable for any taxes due with respect to the
income on such residual interest, unless no significant purpose of the transfer
was to impede the assessment or collection of tax.
12. The Transferee will not cause income from the Residual Certificate
to be attributable to a foreign permanent establishment or fixed base, within
the meaning of an applicable income tax treaty, of the Transferee or any other
U.S. Person.
I-2
13. If the Transferee is purchasing the Residual Certificate in a
transfer intended to meet the safe harbor provisions of Treasury Regulations
Sections 1.860E-1(c), the Transferee has executed and attached Attachment A
hereto.
14. The Transferee is not an employee benefit plan or arrangement,
including an individual retirement account, subject to ERISA, the Code or any
federal, state or local law which is similar to ERISA or the Code, and the
Transferee is not acting on behalf of such a plan or arrangement.
15. The Transferee understands that it may incur tax liabilities with
respect to the Residual Certificate in excess of cash flows generated thereby.
16. The Transferee intends to pay taxes associated with holding the
Residual Certificate as such taxes become due.
* * *
I-3
IN WITNESS WHEREOF, the Transferee has caused this instrument to be
executed on its behalf, pursuant to authority of its Board of Directors, by its
duly authorized officer this _____ day of ________________, ____.
________________________________________
Print Name of Transferee
By______________________________________
Name:
Title:
Personally appeared before me the above-named
______________________________, known or proved to me to be the same person who
executed the foregoing instrument and to be the _______________________ of the
Transferee, and acknowledged that he executed the same as his free act and deed
and the free act and deed of the Transferee.
Subscribed and sworn before me this _____ day of _______________________,
____
________________________________________
NOTARY PUBLIC
My Commission expires the ____ day of
________,________.
I-4
ATTACHMENT A
to
AFFIDAVIT PURSUANT TO SECTION 860E(e)(4) OF THE INTERNAL REVENUE CODE
OF 1986, AS AMENDED, AND FOR NON-ERISA INVESTORS
Check the appropriate box:
|_| The consideration paid to the Transferee to acquire the Residual
Certificate equals or exceeds the excess of (a) the present value of the
anticipated tax liabilities over (b) the present value of the anticipated
savings associated with holding such Residual Certificate, in each case
calculated in accordance with U.S. Treasury Regulations Sections
1.860E-1(c)(7) and (8), computing present values using a discount rate
equal to the short-term Federal rate prescribed by Section 1274(d) of the
Code and the compounding period used by the Transferee.
OR
|_| The transfer of the Residual Certificate complies with U.S. Treasury
Regulations Sections 1.860E-1(c)(5) and (6) and, accordingly:
(i) the Transferee is an "eligible corporation," as defined in U.S.
Treasury Regulations Section 1.860E-1(c)(6)(i), as to which income
from Residual Certificate will only be taxed in the United States;
(ii) at the time of the transfer, and at the close of the Transferee's
two fiscal years preceding the year of the transfer, the Transferee
had gross assets for financial reporting purposes (excluding any
obligation of a person related to the Transferee within the meaning
of U.S. Treasury Regulations Section 1.860E-1(c)(6)(ii)) in excess
of $100 million and net assets in excess of $10 million;
(iii) the Transferee will transfer the Residual Certificate only to
another "eligible corporation," as defined in U.S. Treasury
Regulations Section 1.860E-1(c)(6)(i), in a transaction that
satisfies the requirements of Sections 1.860E-1(c)(4)(i), (ii) and
(iii) and Section 1.860E-1(c)(5) of the U.S. Treasury Regulations;
(iv) the Transferee has determined the consideration paid to it to
acquire the Residual Certificate based on reasonable market
assumptions (including, but not limited to, borrowing and investment
rates, prepayment and loss assumptions, expense and reinvestment
assumptions, tax rates and other factors specific to the Transferee)
that it has determined in good faith; and
(v) in the event of any transfer of the Residual Certificate by the
Transferee, the Transferee will require its transferee to complete a
representation in the form of this Attachment A as a condition of
such transferee's purchase of the Residual Certificate.
I-5
EXHIBIT J
LIST OF RECORDATION STATES
Florida
Maryland
J-1
EXHIBIT K
FORM OF INITIAL CERTIFICATION OF THE [TRUSTEE] [CUSTODIAN]
January 31, 2006
Banc of America Funding Corporation
214 North Tryon Street
Charlotte, North Carolina 28255
Wells Fargo Bank, N.A.
9062 Old Annapolis Road
Columbia, Maryland 20145
Attention: Corporate Trust Services - BAFC 2006-A
Re: The Pooling and Servicing Agreement, dated January 31, 2006 (the
"Pooling and Servicing Agreement"), among the Depositor, Wells Fargo
Bank, N.A., as securities administrator and as master servicer and
U.S. Bank National Association, as trustee.
Ladies and Gentlemen:
In accordance with the provisions of Section 2.02 of the above-referenced
Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"), the
undersigned, as [Trustee] [Custodian], hereby certifies that, except as may be
specified in any list of exceptions attached hereto, either (i) it has received
the original Mortgage Note relating to each of the Mortgage Loans listed on the
Mortgage Loan Schedule or (ii) if such original Mortgage Note has been lost, a
copy of such original Mortgage Note, together with a lost note affidavit.
The [Trustee] [Custodian] has made no independent examination of any
documents contained in each Mortgage File beyond the review specifically
required in the Pooling and Servicing Agreement in connection with this Initial
Certification. The [Trustee] [Custodian] makes no representations as to: (i) the
validity, legality, sufficiency, enforceability, recordability or genuineness of
any of the documents contained in each Mortgage File or any of the Mortgage
Loans identified in the Mortgage Loan Schedule or (ii) the collectibility,
insurability, effectiveness or suitability of any such Mortgage Loan.
Capitalized terms used but not defined herein shall have the meanings
ascribed to such terms in the Pooling and Servicing Agreement.
[U.S. BANK NATIONAL ASSOCIATION,
as Trustee]
[______________________________________,
as Custodian]
By:_____________________________________
Name:___________________________________
Title:__________________________________
K-1
EXHIBIT L
FORM OF FINAL CERTIFICATION OF THE [TRUSTEE] [CUSTODIAN]
[__________ __, _____]
Banc of America Funding Corporation
214 North Tryon Street
Charlotte, North Carolina 28255
Wells Fargo Bank, N.A.
9062 Old Annapolis Road
Columbia, Maryland 20145
Attention: Corporate Trust Services - BAFC 2006-A
Re: The Pooling and Servicing Agreement, dated January 31, 2006 (the
"Pooling and Servicing Agreement"), among Banc of America Funding
Corporation, as depositor, Wells Fargo Bank, N.A., as securities
administrator and as master servicer, and U.S. Bank National
Association, as trustee.
Ladies and Gentlemen:
In accordance with the provisions of Section 2.02 of the above-referenced
Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"), the
undersigned, as [Trustee] [Custodian], hereby certifies that, as to each
Mortgage Loan listed in the Mortgage Loan Schedule, except as may be specified
in any list of exceptions attached hereto, such Mortgage File contains all of
the items required to be delivered pursuant to Section 2.01(b) of the Pooling
and Servicing Agreement.
The [Trustee] [Custodian] has made no independent examination of any
documents contained in each Mortgage File beyond the review specifically
required in the Pooling and Servicing Agreement in connection with this Final
Certification. The [Trustee] [Custodian] makes no representations as to: (i) the
validity, legality, sufficiency, enforceability, recordability or genuineness of
any of the documents contained in each Mortgage File or any of the Mortgage
Loans identified in the Mortgage Loan Schedule or (ii) the collectibility,
insurability, effectiveness or suitability of any such Mortgage Loan.
L-1
Capitalized terms used but not defined herein shall have the meanings
ascribed to such terms in the Pooling and Servicing Agreement.
[U.S. BANK NATIONAL ASSOCIATION,
as Trustee]
[______________________________________,
as Custodian]
By:_____________________________________
Name:___________________________________
Title:__________________________________
L-2
EXHIBIT M
RELEVANT SERVICING CRITERIA
For purposes of this Exhibit M, "CW" shall refer to Countrywide, "GP"
shall refer to GreenPoint, "JPM" shall refer to JPMorgan Chase, "NC" shall refer
to National City, and "WFB" shall refer to Wells Fargo Bank, each in its
capacity as a Servicer.
------------------------------------------------------------------------------------------------------------------------
SERVICING CRITERIA PARTIES RESPONSIBLE
------------------------------------------------------------------------------------------------------------------------
REFERENCE CRITERIA
------------------------------------------------------------------------------------------------------------------------
GENERAL SERVICING CONSIDERATIONS
------------------------------------------------------------------------------------------------------------------------
1122(d)(1)(i) Policies and procedures are instituted to monitor any Master Servicer, Securities
performance or other triggers and events of default in Administrator, BANA, CW, GP, JPM, NC
accordance with the transaction agreements. and WFB
------------------------------------------------------------------------------------------------------------------------
1122(d)(1)(ii) If any material servicing activities are outsourced to Master Servicer, Securities
third parties, policies and procedures are instituted to Administrator, BANA, CW, GP, JPM, NC
monitor the third party's performance and compliance with and WFB
such servicing activities.
------------------------------------------------------------------------------------------------------------------------
1122(d)(1)(iii) Any requirements in the transaction agreements to maintain Not applicable
a back-up servicer for the mortgage loans are maintained.
------------------------------------------------------------------------------------------------------------------------
1122(d)(1)(iv) A fidelity bond and errors and omissions policy is in BANA, CW, GP, JPM, NC and WFB
effect on the party participating in the servicing
function throughout the reporting period in the amount of
coverage required by and otherwise in accordance with the
terms of the transaction agreements.
------------------------------------------------------------------------------------------------------------------------
CASH COLLECTION AND ADMINISTRATION
------------------------------------------------------------------------------------------------------------------------
1122(d)(2)(i) Payments on mortgage loans are deposited into the Master Servicer, Securities
appropriate custodial bank accounts and related bank Administrator, BANA, CW, GP, JPM, NC
clearing accounts no more than two business days following and WFB
receipt, or such other number of days specified in the
transaction agreements.
------------------------------------------------------------------------------------------------------------------------
1122(d)(2)(ii) Disbursements made via wire transfer on behalf of an Master Servicer, Securities
obligor or to an investor are made only by authorized Administrator, BANA, CW, GP, JPM, NC
personnel. and WFB
------------------------------------------------------------------------------------------------------------------------
1122(d)(2)(iii) Advances of funds or guarantees regarding collections, Master Servicer, Securities
cash flows or distributions, and any interest or other Administrator, BANA, CW, GP, JPM, NC
fees charged for such advances, are made, reviewed and and WFB
approved as specified in the transaction agreements.
------------------------------------------------------------------------------------------------------------------------
M-1
------------------------------------------------------------------------------------------------------------------------
SERVICING CRITERIA PARTIES RESPONSIBLE
------------------------------------------------------------------------------------------------------------------------
REFERENCE CRITERIA
------------------------------------------------------------------------------------------------------------------------
1122(d)(2)(iv) The related accounts for the transaction, such as cash Master Servicer, Securities
reserve accounts or accounts established as a form of Administrator, BANA, CW, GP, JPM, NC and
overcollateralization, are separately maintained (e.g., and WFB
with respect to commingling of cash) as set forth in the
transaction agreements.
------------------------------------------------------------------------------------------------------------------------
1122(d)(2)(v) Each custodial account is maintained at a federally Master Servicer, Securities
insured depository institution as set forth in the Administrator, BANA, CW, GP, JPM, NC
transaction agreements. For purposes of this criterion, and WFB
"federally insured depository institution" with respect
to a foreign financial institution means a foreign
financial institution that meets the requirements of Rule
13k-1(b)(1) of the Securities Exchange Act.
------------------------------------------------------------------------------------------------------------------------
1122(d)(2)(vi) Unissued checks are safeguarded so as to prevent Master Servicer, Securities
unauthorized access. Administrator, BANA, CW, GP, JPM, NC
and WFB
------------------------------------------------------------------------------------------------------------------------
1122(d)(2)(vii) Reconciliations are prepared on a monthly basis for all Master Servicer, Securities
asset-backed securities related bank accounts, including Administrator, BANA, CW, GP, JPM, NC
custodial accounts and related bank clearing accounts. and WFB
These reconciliations are (A) mathematically accurate; (B)
prepared within 30 calendar days after the bank statement
cutoff date, or such other number of days specified in
the transaction agreements; (C) reviewed and approved by
someone other than the person who prepared the
reconciliation; and (D) contain explanations for
reconciling items. These reconciling items are resolved
within 90 calendar days of their original identification,
or such other number of days specified in the transaction
agreements.
------------------------------------------------------------------------------------------------------------------------
INVESTOR REMITTANCES AND REPORTING
------------------------------------------------------------------------------------------------------------------------
1122(d)(3)(i) Reports to investors, including those to be filed with the Master Servicer, Securities
Commission, are maintained in accordance with the Administrator, BANA, CW, GP, JPM, NC
transaction agreements and applicable Commission and WFB
requirements. Specifically, such reports (A) are prepared
in accordance with timeframes and other terms set forth
in the transaction agreements; (B) provide information
calculated in accordance with the terms specified in the
transaction agreements; (C) are filed with the Commission
as required by its rules and regulations; and (D) agree
with investors' or the trustee's records as to the total
unpaid principal balance and number of mortgage loans
serviced by the Servicer.
------------------------------------------------------------------------------------------------------------------------
1122(d)(3)(ii) Amounts due to investors are allocated and remitted in Master Servicer, Securities
accordance with timeframes, distribution priority and Administrator, BANA, CW, GP, JPM, NC
other terms set forth in the transaction agreements. and WFB
------------------------------------------------------------------------------------------------------------------------
M-2
------------------------------------------------------------------------------------------------------------------------
SERVICING CRITERIA PARTIES RESPONSIBLE
------------------------------------------------------------------------------------------------------------------------
REFERENCE CRITERIA
------------------------------------------------------------------------------------------------------------------------
1122(d)(3)(iii) Disbursements made to an investor are posted within two Master Servicer, Securities
business days to the Servicer's investor records, or such Administrator, BANA, CW, GP, JPM, NC
other number of days specified in the transaction and WFB
agreements.
------------------------------------------------------------------------------------------------------------------------
1122(d)(3)(iv) Amounts remitted to investors per the investor reports Master Servicer, Securities
agree with cancelled checks, or other form of payment, or Administrator, BANA, CW, GP, JPM, NC
custodial bank statements. and WFB
------------------------------------------------------------------------------------------------------------------------
POOL ASSET ADMINISTRATION
------------------------------------------------------------------------------------------------------------------------
1122(d)(4)(i) Collateral or security on mortgage loans is maintained as Custodian, BANA, CW, GP, JPM, NC and
required by the transaction agreements or related WFB
mortgage loan documents.
------------------------------------------------------------------------------------------------------------------------
1122(d)(4)(ii) Mortgage loan and related documents are safeguarded as Custodian, BANA, CW, GP, JPM, NC and
required by the transaction agreements WFB
------------------------------------------------------------------------------------------------------------------------
1122(d)(4)(iii) Any additions, removals or substitutions to the asset pool BANA, CW, GP, JPM, NC and WFB
are made, reviewed and approved in accordance with any
conditions or requirements in the transaction agreements.
------------------------------------------------------------------------------------------------------------------------
1122(d)(4)(iv) Payments on mortgage loans, including any payoffs, made BANA, CW, GP, JPM, NC and WFB
in accordance with the related mortgage loan documents
are posted to the Servicer's obligor records maintained
no more than two business days after receipt, or such
other number of days specified in the transaction
agreements, and allocated to principal, interest or other
items (e.g., escrow) in accordance with the related
mortgage loan documents.
------------------------------------------------------------------------------------------------------------------------
1122(d)(4)(v) The Servicer's records regarding the mortgage loans agree BANA, CW, GP, JPM, NC and WFB
with the Servicer's records with respect to an obligor's
unpaid principal balance.
------------------------------------------------------------------------------------------------------------------------
1122(d)(4)(vi) Changes with respect to the terms or status of an BANA, CW, GP, JPM, NC and WFB
obligor's mortgage loans (e.g., loan modifications or
re-agings) are made, reviewed and approved by authorized
personnel in accordance with the transaction agreements
and related pool asset documents.
------------------------------------------------------------------------------------------------------------------------
1122(d)(4)(vii) Loss mitigation or recovery actions (e.g., forbearance BANA, CW, GP, JPM, NC and WFB
plans, modifications and deeds in lieu of foreclosure,
foreclosures and repossessions, as applicable) are
initiated, conducted and concluded in accordance with the
timeframes or other requirements established by the
transaction agreements.
------------------------------------------------------------------------------------------------------------------------
M-3
------------------------------------------------------------------------------------------------------------------------
SERVICING CRITERIA PARTIES RESPONSIBLE
------------------------------------------------------------------------------------------------------------------------
REFERENCE CRITERIA
------------------------------------------------------------------------------------------------------------------------
1122(d)(4)(viii) Records documenting collection efforts are maintained BANA, CW, GP, JPM, NC and WFB
during the period a mortgage loan is delinquent in
accordance with the transaction agreements. Such records
are maintained on at least a monthly basis, or such other
period specified in the transaction agreements, and
describe the entity's activities in monitoring delinquent
mortgage loans including, for example, phone calls,
letters and payment rescheduling plans in cases where
delinquency is deemed temporary (e.g., illness or
unemployment).
------------------------------------------------------------------------------------------------------------------------
1122(d)(4)(ix) Adjustments to interest rates or rates of return for BANA, CW, GP, JPM, NC and WFB
mortgage loans with variable rates are computed based on
the related mortgage loan documents.
------------------------------------------------------------------------------------------------------------------------
1122(d)(4)(x) Regarding any funds held in trust for an obligor (such as BANA, CW, GP, JPM, NC and WFB
escrow accounts): (A) such funds are analyzed, in
accordance with the obligor's mortgage loan documents, on
at least an annual basis, or such other period specified
in the transaction agreements; (B) interest on such funds
is paid, or credited, to obligors in accordance with
applicable mortgage loan documents and state laws; and
(C) such funds are returned to the obligor within 30
calendar days of full repayment of the related mortgage
loans, or such other number of days specified in the
transaction agreements.
------------------------------------------------------------------------------------------------------------------------
1122(d)(4)(xi) Payments made on behalf of an obligor (such as tax or BANA, CW, GP, JPM, NC and WFB
insurance payments) are made on or before the related
penalty or expiration dates, as indicated on the
appropriate bills or notices for such payments, provided
that such support has been received by the servicer at
least 30 calendar days prior to these dates, or such
other number of days specified in the transaction
agreements.
------------------------------------------------------------------------------------------------------------------------
1122(d)(4)(xii) Any late payment penalties in connection with any payment BANA, CW, GP, JPM, NC and WFB
to be made on behalf of an obligor are paid from the
servicer's funds and not charged to the obligor, unless
the late payment was due to the obligor's error or
omission.
------------------------------------------------------------------------------------------------------------------------
1122(d)(4)(xiii) Disbursements made on behalf of an obligor are posted BANA, CW, GP, JPM, NC and WFB
within two business days to the obligor's records
maintained by the servicer, or such other number of days
specified in the transaction agreements.
------------------------------------------------------------------------------------------------------------------------
1122(d)(4)(xiv) Delinquencies, charge-offs and uncollectible accounts are Master Servicer, Securities
recognized and recorded in accordance with the transaction Administrator, BANA, CW,GP, JPM, NC
agreements. and WFB
------------------------------------------------------------------------------------------------------------------------
M-4
------------------------------------------------------------------------------------------------------------------------
SERVICING CRITERIA PARTIES RESPONSIBLE
------------------------------------------------------------------------------------------------------------------------
REFERENCE CRITERIA
------------------------------------------------------------------------------------------------------------------------
1122(d)(4)(xv) Any external enhancement or other support, identified in Master Servicer and Securities
Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, Administrator
is maintained as set forth in the transaction agreements.
------------------------------------------------------------------------------------------------------------------------
M-5
EXHIBIT N
ADDITIONAL FORM 10-D DISCLOSURE
------------------------------------------------------------- -------------------------------------------------------
ITEM ON FORM 10-D PARTY RESPONSIBLE
------------------------------------------------------------- -------------------------------------------------------
Item 1: Distribution and Pool Performance Information Servicer / Securities Administrator
Any information required by 1121 which is NOT included on the
Monthly Statement
------------------------------------------------------------- -------------------------------------------------------
Item 2: Legal Proceedings per Item 1117 of Reg AB (i) All parties to the PSA (as to themselves), (ii) the
Securities Administrator and servicer as to the issuing
entity, (iii) the Depositor as to the sponsor, any
1106(b) originator, any 1100(d)(1) party
------------------------------------------------------------- -------------------------------------------------------
Item 3: Sale of Securities and Use of Proceeds Depositor
------------------------------------------------------------- -------------------------------------------------------
Item 4: Defaults Upon Senior Securities Securities Administrator
------------------------------------------------------------- -------------------------------------------------------
Item 5: Submission of Matters to a Vote of Security Holders Securities Administrator
------------------------------------------------------------- -------------------------------------------------------
Item 6: Significant Obligors of Pool Assets Depositor / Servicer
------------------------------------------------------------- -------------------------------------------------------
Item 7: Significant Enhancement Provider Information Depositor / Servicer
------------------------------------------------------------- -------------------------------------------------------
Item 8: Other Information Any party responsible for disclosure items on Form 8-K
------------------------------------------------------------- -------------------------------------------------------
Item 9: Exhibits Securities Administrator
------------------------------------------------------------- -------------------------------------------------------
N-1
EXHIBIT O
ADDITIONAL FORM 10-K DISCLOSURE
------------------------------------------------------------- -------------------------------------------------------
ITEM ON FORM 10-K PARTY RESPONSIBLE
------------------------------------------------------------- -------------------------------------------------------
Item 1B: Unresolved Staff Comments Depositor
------------------------------------------------------------- -------------------------------------------------------
Item 9B: Other Information Any party responsible for disclosure items on Form 8-K
------------------------------------------------------------- -------------------------------------------------------
Item 15: Exhibits, Financial Statement Schedules Securities Administrator / Depositor
------------------------------------------------------------- -------------------------------------------------------
Additional Item: Disclosure per Item 1117 of Reg AB (i) All parties to the PSA (as to themselves), (ii) the
Securities Administrator and Master Servicer as to the
issuing entity, (iii) the Depositor as to the sponsor,
any 1106(b) originator, any 1100(d)(1) party
------------------------------------------------------------- -------------------------------------------------------
Additional Item: Disclosure per Item 1119 of Reg AB (i) All parties to the Pooling and Servicing Agreement
as to themselves, (ii) the Depositor as to the sponsor,
originator, significant obligor, enhancement or support
provider
------------------------------------------------------------- -------------------------------------------------------
Additional Item: Disclosure per Item 1112(b) of Reg AB Depositor / Servicer
------------------------------------------------------------- -------------------------------------------------------
Additional Item: Disclosure per Items 1114(b) and 1115(b) Depositor
of Reg AB
------------------------------------------------------------- -------------------------------------------------------
Item 1B: Unresolved Staff Comments Depositor
------------------------------------------------------------- -------------------------------------------------------
O-1
EXHIBIT P
FORM 8-K DISCLOSURE
------------------------------------------------------------- -------------------------------------------------------
ITEM ON FORM 8-K PARTY RESPONSIBLE
------------------------------------------------------------- -------------------------------------------------------
Item 1.01: Entry into a Material Definitive Agreement All parties
------------------------------------------------------------- -------------------------------------------------------
Item 1.02: Termination of a Material Definitive Agreement All parties
------------------------------------------------------------- -------------------------------------------------------
Item 1.03: Bankruptcy or Receivership Depositor
------------------------------------------------------------- -------------------------------------------------------
Item 2.04: Triggering Events that Accelerate or Increase a Depositor
Direct Financial Obligation or an Obligation under an
Off-Balance Sheet Arrangement
------------------------------------------------------------- -------------------------------------------------------
Item 3.03: Material Modification to Rights of
Security Holders Securities Administrator
------------------------------------------------------------- -------------------------------------------------------
Item 5.03: Amendments of Articles of Incorporation or Depositor
Bylaws; Change of Fiscal Year
------------------------------------------------------------- -------------------------------------------------------
Item 6.01: ABS Informational and Computational Material Depositor
------------------------------------------------------------- -------------------------------------------------------
Item 6.02: Change of Servicer or Securities Administrator Servicer, Securities Administrator
------------------------------------------------------------- -------------------------------------------------------
Item 6.03: Change in Credit Enhancement or External Support Depositor / Securities Administrator
------------------------------------------------------------- -------------------------------------------------------
Item 6.04: Failure to Make a Required Distribution Securities Administrator
------------------------------------------------------------- -------------------------------------------------------
Item 6.05: Securities Act Updating Disclosure Depositor
------------------------------------------------------------- -------------------------------------------------------
Item 7.01: Reg FD Disclosure Depositor
------------------------------------------------------------- -------------------------------------------------------
Item 8.01 Depositor
------------------------------------------------------------- -------------------------------------------------------
Item 9.01 Depositor
------------------------------------------------------------- -------------------------------------------------------
P-1
EXHIBIT Q
FORM OF SARBANES-OXLEY CERTIFICATION
Banc of America Funding Corporation
Mortgage Pass-Through Certificates,
Series 2006-A
I, [________], a [_____________] of Wells Fargo Bank, N.A. (the "Master
Servicer"), certify that:
1. I have reviewed this report on Form 10-K and all reports on Form 10-D
required to be filed in respect of the period covered by this report on
Form 10-K of the Banc of America Funding 2006-A Trust (the "Exchange Act
Periodic Reports");
2. Based on my knowledge, the Exchange Act Periodic Reports, taken as a
whole, do not contain any untrue statement of a material fact or omit to
state a material fact necessary to make the statements made, in light of
the circumstances under which such statements were made, not misleading
with respect to the period covered by this report;
3. Based on my knowledge, all of the distribution, servicing and other
information required to be provided under Form 10-D for the period covered
by this report is included in the Exchange Act Periodic Reports;
4. I am responsible for reviewing the activities performed by the servicers
and based on my knowledge and the compliance reviews conducted in
preparing the servicer compliance statements required in this report under
Item 1123 of Regulation AB, and except as disclosed in the Exchange Act
Periodic Reports, the servicers have fulfilled their obligations under the
pooling and servicing agreement, dated January 31, 2006, among Banc of
America Funding Corporation, as depositor, Wells Fargo Bank, N.A., as
master servicer and securities administrator, and U.S. Bank National
Association, as trustee; and
5. All of the reports on assessment of compliance with the servicing criteria
for asset-backed securities and their related attestation reports on
assessment of compliance with servicing criteria for asset-backed
securities required to be included in this report in accordance with Item
1122 of Regulation AB and Exchange Act Rules 13a-18 and 15d- 18 have been
included as an exhibit to this report, except as otherwise disclosed in
this report. Any material instances of noncompliance described in such
reports have been disclosed in this report on Form 10-K.
In giving the certifications above, I have reasonably relied on information
provided to me by the following unaffiliated parties: Bank of America, National
Association, Countrywide Home Loans Servicing LP, GreenPoint Mortgage Funding,
Inc., JPMorgan Chase Bank, N.A., National City Mortgage Co. and U.S. Bank
National Association.
[_________], 20
Q-1
EXHIBIT R
FORM OF BACK-UP CERTIFICATION
Banc of America Funding Corporation
Mortgage Pass-Through Certificates,
Series 2006-A
I, ________________________________, the _______________________ of
___________ (the "Securities Administrator"), certify to Wells Fargo Bank, N.A.
(the "Master Servicer") and its officers, with the knowledge and intent that
they will rely upon this certification, that:
1. I have reviewed the compliance statement of the Securities Administrator
provided in accordance with Item 1123 of Regulation AB (the "Compliance
Statement"), the report on assessment of the Securities Administrator's
compliance with the servicing criteria set forth in Item 1122(d) of
Regulation AB (the "Servicing Criteria"), provided in accordance with
Rules 13a-18 and 15d-18 under Securities Exchange Act of 1934, as amended
(the "Exchange Act") and Item 1122 of Regulation AB (the "Servicing
Assessment"), the registered public accounting firm's attestation report
provided in accordance with Rules 13a-18 and 15d-18 under the Exchange Act
and Section 1122(b) of Regulation AB (the "Attestation Report"), and all
servicing reports, officer's certificates and other information relating
to the servicing of the Mortgage Loans by the Securities Administrator
during 200[ ] that were delivered by the Securities Administrator to the
Master Servicer pursuant to the Agreement (collectively, the "Servicing
Information");
2. Based on my knowledge, the Servicing Information, taken as a whole, does
not contain any untrue statement of a material fact or omit to state a
material fact necessary to make the statements made, in the light of the
circumstances under which such statements were made, not misleading with
respect to the period of time covered by the Servicing Information;
3. Based on my knowledge, all of the Servicing Information required to be
provided by the Securities Administrator under the Agreement has been
provided to the Master Servicer;
4. I am responsible for reviewing the activities performed by the Securities
Administrator under the Agreement, and based on my knowledge and the
compliance review conducted in preparing the Compliance Statement and
except as disclosed in the Compliance Statement, the Servicing Assessment
or the Attestation Report, the Securities Administrator has fulfilled its
obligations under the Agreement in all material respects; and
5. The Compliance Statement required to be delivered by the Securities
Administrator pursuant to the Agreement, and the Servicing Assessment and
Attestation Report required to be provided by the Securities Administrator
and by any Subservicer or Subcontractor pursuant to the Agreement, have
been provided to the Master Servicer. Any material
R-1
instances of noncompliance described in such reports have been disclosed
to the Master Servicer. Any material instance of noncompliance with the
Servicing Criteria has been disclosed in such reports.
In giving the certifications above, I have reasonably relied on
information provided to me by the following unaffiliated party: [_____________]
[_________], 200[_]
By: ________________________________
Name:
Title:
R-2
EXHIBIT I
WELLS FARGO MORTGAGE LOAN SCHEDULE
I-1
EXHIBIT II
COUNTRYWIDE MORTGAGE LOAN SCHEDULE
II-1
EXHIBIT III
GREENPOINT MORTGAGE LOAN SCHEDULE
III-1
EXHIBIT IV
CHASE BANK MORTGAGE LOAN SCHEDULE
IV-1
EXHIBIT V
NATIONAL CITY MORTGAGE LOAN SCHEDULE
V-1
EXHIBIT VI
BANA MORTGAGE LOAN SCHEDULE
VI-1
