Contract

(d)(6)(v)

August 1, 2022

Xxxx Xxxxx

Senior Vice President

Voya Investments, LLC

0000 X. Xxxxxxxxxx Xxxxx Xxxx

Suite 100

Scottsdale, AZ 85258-2034

Re: Class P Sub-Advisory Fee Waiver

Dear Xx. Xxxxx:

Voya Investments, LLC ("Voya Investments") and Voya Investment Management Co. LLC ("Voya IM") are parties to a Sub-Advisory Agreement, dated November 18, 2014, as amended (the "Agreement"), and pursuant to the Agreement, Voya Investments has agreed to pay Voya IM an annual sub-advisory fee of 0.2025% on the first $1 billion of average daily net assets, 0.1935% on the next $500 million of average daily net assets, and 0.1845% on assets thereafter of Voya GNMA Income Fund (the "Fund"). By this letter dated August 1, 2022, Voya IM voluntarily waives the annual sub-advisory fee that it is entitled to receive with respect to the Class P shares of the Fund as follows:

Voya IM will waive the sub-advisory fee payable by Voya Investments for a period from August 1, 2022 through August 1, 2023 with respect to the Class P shares of the Fund, such that the new sub-advisory fee rate is 0.00% for the Class P shares of the Fund.

Notwithstanding the foregoing, termination or modification of this letter requires approval by the Board of Trustees of Voya Funds Trust.

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M:\Funds\Legal Admin\Registration Statements\Unified\Fixed Income\2022\485b\Filing Documents\VFT Exhibits\(d)(6)(v) VFT-VIM-S-AA-WaivA-(GNMA Fund-Class P)-2205F.docx

August 1, 2022

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Please acknowledge your acceptance of this fee waiver for the aforementioned Fund by signing below where indicated.

Very sincerely,

By: /s/ Xxxxxxxxxxx Xxxxx

Name: Xxxxxxxxxxx Xxxxx

Title: Vice President, Finance

Voya Investment Management Co. LLC

ACCEPTED AND AGREED TO:

Voya Investments, LLC

By: /s/ Xxxx Xxxxx

Name: Xxxx Xxxxx

Title: Senior Vice President, Xxxx Authorized