EXHIBIT 4.3
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SECOND AMENDMENT TO
THE ADOPTION AGREEMENT TO
XXXXX SPRING BANCORP CASH AND DEFERRED
PROFIT SHARING PLAN AND TRUST
This SECOND AMENDMENT, made and executed at Olney, Maryland on the 18th day of
October, 1993, but to be effective as of January 1, 1994, by and between XXXXX
SPRING BANCORP, a corporation organized and existing under the laws of the state
of Maryland (hereinafter referred to as "Employer"), and XXXXX SPRING NATIONAL
BANK OF MARYLAND (hereinafter referred to as "Trustee").
WITNESSETH:
WHEREAS, the Employer established a Profit Sharing Plan and Trust effective
January 1, 1982, known as the Xxxxx Spring National Bank and Savings Institution
Cash and Deferred Profit Sharing Plan and Trust (hereinafter referred to as the
"Plan") in recognition of the contribution made to its successful operation by
its employees and for the exclusive benefit of its eligible employees; and
WHEREAS, under the terms of the Plan, the Employer has the ability to amend the
Plan, provided the Trustee joins in such amendment if the provisions of the Plan
affecting the Trustee are amended; and
WHEREAS, it is now desired to amend said Plan in certain respects.
NOW, THEREFORE, the Employer and the Trustee do hereby amend the Plan as
follows:
1. Adoption Amendment Section 1.29, Service for Predecessor Employer, shall be
amended to read as follows:
"1.29 SERVICE FOR PREDECESSOR EMPLOYER. In addition to the
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predecessor service the Plan must credit by reason of Section 1.29 of the
Plan, the Plan credits Service with the following predecessor employer(s):
First Xxxxxxxxxx Bank. Service with the designated predecessor employer(s)
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applies: (Choose at least one of (a) or (b); (c) is available only in
addition to (a) or (b)).
[ ] (a) For purposes of participation under Article II.
[x] (b) For purposes of vesting under Article V.
[ ] (c) Except the following Service:_________________________."
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2. Adoption Agreement Section 2.01(f), Plan Entry Date, shall be amended to
read as follows:
"[x] (f) (Specify entry dates) The first day of the month next following
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the date the Employee meets the eligibility requirements. Employees
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employed by First Xxxxxxxxxx Bank as of the date of acquisition by
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Xxxxx Spring Bancorp shall enter the Plan on January 1, 1994."
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All other provisions of said Plan shall remain in full force and effect.
IN WITNESS WHEREOF, the Employer and the Trustee have executed this Second
Amendment on the day and year first above written.
XXXXX SPRING BANCORP
By: /s/ Xxxxxx X. Xxxxx, Vice Pres. & Treas.
_________________________ ---------------------------------------------
Witness
XXXXX SPRING NATIONAL BANK
OF MARYLAND
By: /s/ Xxxxx X. Xxxxxx
__________________________ ---------------------------------------------
Witness
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