EXHIBITS
RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC.,
Depositor,
RESIDENTIAL FUNDING CORPORATION,
Master Servicer,
and
THE CHASE MANHATTAN BANK
Trustee
POOLING AND SERVICING AGREEMENT
Dated as of February 1, 2001
Mortgage Asset-Backed Pass-Through Certificates
Series 2001-RZ1
TABLE OF CONTENTS
Page
ARTICLE I
DEFINITIONS
Section 1.01. Definitions...................................................-4-
Accrued Certificate Interest.........................................-4-
Adjusted Mortgage Rate...............................................-5-
Advance..............................................................-5-
Affiliate............................................................-5-
Agreement............................................................-5-
Amount Held for Future Distribution..................................-5-
Appraised Value......................................................-5-
Assignment...........................................................-5-
Assignment Agreement.................................................-5-
Available Distribution Amount........................................-6-
Bankruptcy Code......................................................-6-
Book-Entry Certificate...............................................-6-
Business Day.........................................................-6-
Cash Liquidation.....................................................-6-
Certificate..........................................................-6-
Certificate Account..................................................-6-
Certificate Account Deposit Date.....................................-6-
Certificateholder or Holder..........................................-7-
Certificate Owner....................................................-7-
Certificate Principal Balance........................................-7-
Certificate Register and Certificate Registrar.......................-7-
Class ..............................................................-7-
Class A Certificates.................................................-7-
Class A Interest Distribution Amount.................................-7-
Class A Principal Distribution Amount................................-8-
Class A-1 Certificate................................................-8-
Class A-2 Certificate................................................-8-
Class A-IO Certificate...............................................-8-
Class B Certificate..................................................-8-
Class B Interest Distribution Amount.................................-9-
Class B Principal Distribution Amount................................-9-
Class M Certificates.................................................-9-
Class M-1 Certificate................................................-9-
Class M-1 Interest Distribution Amount...............................-9-
Class M-1 Principal Distribution Amount..............................-9-
Class M-2 Certificate...............................................-10-
Class M-2 Interest Distribution Amount..............................-10-
(i)
Class M-2 Principal Distribution Amount.............................-10-
Class M-3 Certificate...............................................-11-
Class M-3 Interest Distribution Amount..............................-11-
Class M-3 Principal Distribution Amount.............................-11-
Class R Certificate.................................................-12-
Class R-I Certificate...............................................-12-
Class R-II Certificate..............................................-12-
Class R-III Certificate.............................................-12-
Class SB Certificate................................................-12-
Clearing System Certificate.........................................-12-
Clearstream.........................................................-12-
Closing Date........................................................-12-
Code .............................................................-12-
Compensating Interest...............................................-12-
Corporate Trust Office..............................................-13-
Current Specified Overcollateralization Percentage..................-13-
Curtailment.........................................................-13-
Custodial Account...................................................-13-
Custodial Agreement.................................................-13-
Custodian...........................................................-13-
Cut-off Date........................................................-13-
Cut-off Date Balance................................................-13-
Cut-off Date Principal Balance......................................-13-
Debt Service Reduction..............................................-13-
Deficient Valuation.................................................-13-
Definitive Certificate..............................................-14-
Deleted Mortgage Loan...............................................-14-
Delinquent..........................................................-14-
Depository..........................................................-14-
Depository Participant..............................................-14-
Destroyed Mortgage Note.............................................-14-
Determination Date..................................................-14-
Disqualified Organization...........................................-14-
Distribution Date...................................................-15-
Diverted Excess Spread..............................................-15-
Due Date............................................................-15-
Due Period..........................................................-15-
Eligible Account....................................................-15-
ERISA .............................................................-16-
Euroclear...........................................................-16-
Event of Default....................................................-16-
Excess Cash Flow....................................................-16-
Excess Fraud Loss...................................................-16-
Excess Loss.........................................................-16-
Exchange Date.......................................................-16-
Excess Overcollateralization Amount.................................-16-
(ii)
Excess Special Hazard Loss..........................................-16-
Extraordinary Events................................................-16-
Extraordinary Losses................................................-17-
Xxxxxx Xxx..........................................................-17-
FASIT .............................................................-17-
FDIC .............................................................-17-
FHA .............................................................-17-
Final Distribution Date.............................................-17-
Final Scheduled Distribution Date...................................-17-
Fitch .............................................................-18-
Foreclosure Profits.................................................-18-
Fraud Loss Amount...................................................-18-
Fraud Losses........................................................-19-
Xxxxxxx Mac.........................................................-19-
HomeComings.........................................................-19-
Independent.........................................................-19-
Initial Certificate Principal Balance...............................-19-
Insurance Proceeds..................................................-19-
Interim Certificates................................................-19-
Interest Distribution Amount........................................-19-
Late Collections....................................................-19-
Liquidation Proceeds................................................-19-
Loan-to-Value Ratio.................................................-20-
Marker Rate.........................................................-20-
Maturity Date.......................................................-20-
MERS .............................................................-21-
MERS(R)System........................................................-21-
MIN .............................................................-21-
Modified Mortgage Loan..............................................-21-
Modified Net Mortgage Rate..........................................-21-
MOM Loan............................................................-21-
Monthly Payment.....................................................-21-
Xxxxx'x.............................................................-21-
Mortgage............................................................-21-
Mortgage File.......................................................-21-
Mortgage Loans......................................................-21-
Mortgage Loan Schedule..............................................-22-
Mortgage Note.......................................................-23-
Mortgage Rate.......................................................-23-
Mortgaged Property..................................................-23-
Mortgagor...........................................................-23-
Net Mortgage Rate...................................................-23-
Net WAC Rate........................................................-23-
Non-Primary Residence Loans.........................................-23-
Non-United States Person............................................-23-
Nonrecoverable Advance..............................................-23-
(iii)
Nonsubserviced Mortgage Loan........................................-23-
Notice .............................................................-23-
Notional Amount.....................................................-24-
Officers' Certificate...............................................-24-
Opinion of Counsel..................................................-24-
Outstanding Mortgage Loan...........................................-24-
Overcollateralization Amount........................................-24-
Overcollateralization Increase Amount...............................-24-
Overcollateralization Reduction Amount..............................-24-
Ownership Interest..................................................-24-
Pass-Through Rate...................................................-25-
Paying Agent........................................................-26-
Percentage Interest.................................................-26-
Permanent Regulation S Global Class B Certificate...................-27-
Permitted Investments...............................................-27-
Permitted Transferee................................................-28-
Person .............................................................-28-
Placement Agent.....................................................-28-
Pool Stated Principal Balance.......................................-28-
Prepayment Assumption...............................................-28-
Prepayment Interest Shortfall.......................................-29-
Prepayment Period...................................................-29-
Primary Insurance Policy............................................-29-
Principal Distribution Amount.......................................-29-
Principal Prepayment................................................-30-
Principal Prepayment in Full........................................-30-
Principal Remittance Amount.........................................-30-
Program Guide.......................................................-30-
Purchase Price......................................................-30-
Qualified Substitute Mortgage Loan..................................-30-
Rating Agency.......................................................-31-
Realized Loss.......................................................-31-
Record Date.........................................................-32-
Regular Interest....................................................-32-
Regulation S Global Class B Certificate.............................-32-
Relief Act..........................................................-32-
REMIC .............................................................-32-
REMIC Administrator.................................................-32-
REMIC I.............................................................-32-
REMIC I Regular Interest LTA........................................-33-
REMIC I Regular Interest LTB........................................-33-
REMIC II............................................................-33-
REMIC II Interest Loss Allocation Amount............................-33-
REMIC II Overcollateralization Amount..............................-33-
REMIC II Principal Loss Allocation Amount...........................-33-
REMIC II Regular Interest LT1.......................................-33-
(iv)
REMIC II Regular Interest LT2.......................................-34-
REMIC II Regular Interest LT3.......................................-34-
REMIC II Regular Interest LT4.......................................-34-
REMIC II Regular Interest LT5.......................................-34-
REMIC II Regular Interest LT6.......................................-34-
REMIC II Regular Interest LT7.......................................-34-
REMIC II Regular Interest LT8.......................................-34-
REMIC II Regular Interest LT8 Maximum Interest Deferral Amount
...................................................................-34-
REMIC II Required Overcollateralization Amount......................-35-
REMIC III...........................................................-35-
REMIC Provisions....................................................-35-
REO Acquisition.....................................................-36-
REO Disposition.....................................................-36-
REO Imputed Interest................................................-36-
REO Proceeds........................................................-36-
REO Property........................................................-36-
Repurchase Event....................................................-36-
Request for Release.................................................-36-
Required Insurance Policy...........................................-36-
Required Overcollateralization Amount...............................-36-
Residential Funding.................................................-36-
Responsible Officer.................................................-36-
Rule 144A Global Class B Certificate................................-37-
Servicing Accounts..................................................-37-
Servicing Advances..................................................-37-
Servicing Fee.......................................................-37-
Servicing Fee Rate..................................................-37-
Servicing Modification..............................................-37-
Servicing Officer...................................................-37-
Sixty-Plus Delinquency Percentage...................................-37-
Special Hazard Amount...............................................-38-
Special Hazard Loss.................................................-38-
Standard & Poor's...................................................-38-
Startup Date........................................................-38-
Stated Principal Balance............................................-39-
Stepdown Date.......................................................-39-
Step-Up Date........................................................-39-
Subordination.......................................................-39-
Subserviced Mortgage Loan...........................................-39-
Subservicer.........................................................-39-
Subservicer Advance.................................................-39-
Subservicing Account................................................-39-
Subservicing Agreement..............................................-39-
Subservicing Fee....................................................-40-
Tax Returns.........................................................-40-
(v)
Temporary Regulation S Global Class B Certificate...................-40-
Transfer............................................................-40-
Transferee..........................................................-40-
Transferor..........................................................-40-
Trigger Event.......................................................-40-
Trust Fund..........................................................-41-
Uniform Single Attestation Program for Mortgage Bankers.............-41-
Uncertificated Accrued Interest.....................................-41-
Uncertificated Notional Amount......................................-41-
Uncertificated Pass-Through Rate....................................-41-
Uncertificated Principal Balance....................................-42-
Uncertificated REMIC I Pass-Through Rate............................-42-
Uncertificated REMIC II Pass-Through Rate...........................-42-
Uncertificated Regular Interests....................................-42-
Uninsured Cause.....................................................-42-
United States Person................................................-42-
VA .............................................................-43-
Voting Rights.......................................................-43-
Weighted Average Net Mortgage Rate..................................-43-
ARTICLE II
CONVEYANCE OF MORTGAGE LOANS;
ORIGINAL ISSUANCE OF CERTIFICATES
Section 2.01. Conveyance of Mortgage Loans.................................-44-
Section 2.02. Acceptance by Trustee........................................-47-
Section 2.03. Representations, Warranties and Covenants of the Master Servicer and the Depositor
-49-
Section 2.04. Representations and Warranties of Residential Funding........-51-
Section 2.05. Execution and Authentication of Certificates; Conveyance of Uncertificated REMIC
Regular Interests............................................-53-
ARTICLE III
ADMINISTRATION AND SERVICING
OF MORTGAGE LOANS
Section 3.01. Master Servicer to Act as Servicer...........................-55-
Section 3.02. Subservicing Agreements Between Master Servicer and Subservicers; Enforcement
of Subservicers' Obligations; Special Servicing..............-56-
Section 3.03. Successor Subservicers.......................................-57-
Section 3.04. Liability of the Master Servicer.............................-58-
Section 3.05. No Contractual Relationship Between Subservicer and Trustee or Certificateholders
-58-
Section 3.06. Assumption or Termination of Subservicing Agreements by Trustee-58-
(vi)
Section 3.07. Collection of Certain Mortgage Loan Payments; Deposits to Custodial Account
............................................................-59-
Section 3.08. Subservicing Accounts; Servicing Accounts....................-61-
Section 3.09. Access to Certain Documentation and Information Regarding the Mortgage Loans
............................................................-63-
Section 3.10. Permitted Withdrawals from the Custodial Account.............-63-
Section 3.11. Maintenance of Primary Insurance Coverage....................-65-
Section 3.12. Maintenance of Fire Insurance and Omissions and Fidelity Coverage-65-
Section 3.13. Enforcement of Due-on-Sale Clauses; Assumption and Modification Agreements;
Certain Assignments..........................................-67-
Section 3.14. Realization Upon Defaulted Mortgage Loans....................-69-
Section 3.15. Trustee to Cooperate; Release of Mortgage Files..............-71-
Section 3.16. Servicing and Other Compensation; Compensating Interest......-73-
Section 3.17. Reports to the Trustee and the Depositor.....................-74-
Section 3.18. Annual Statement as to Compliance............................-74-
Section 3.19. Annual Independent Public Accountants' Servicing Report......-74-
Section 3.20. Right of the Depositor in Respect of the Master Servicer.....-75-
ARTICLE IV
PAYMENTS TO CERTIFICATEHOLDERS
Section 4.01. Certificate Account..........................................-76-
Section 4.02. Distributions................................................-76-
Section 4.03. Statements to Certificateholders.............................-82-
Section 4.04. Distribution of Reports to the Trustee and the Depositor; Advances by the Master
Servicer.....................................................-84-
Section 4.05. Allocation of Realized Losses................................-86-
Section 4.06. Reports of Foreclosures and Abandonment of Mortgaged Property-87-
Section 4.07. Optional Purchase of Defaulted Mortgage Loans................-87-
ARTICLE V
THE CERTIFICATES
Section 5.01. The Certificates.............................................-89-
Section 5.02. Registration of Transfer and Exchange of Certificates........-91-
Section 5.03. Mutilated, Destroyed, Lost or Stolen Certificates............-99-
Section 5.04. Persons Deemed Owners.......................................-100-
Section 5.05. Appointment of Paying Agent.................................-100-
Section 5.06. Optional Purchase of Certificates...........................-100-
ARTICLE VI
THE DEPOSITOR AND THE MASTER SERVICER
(vii)
Section 6.01. Respective Liabilities of the Depositor and the Master Servicer-103-
Section 6.02. Merger or Consolidation of the Depositor or the Master Servicer; Assignment of
Rights and Delegation of Duties by Master Servicer..........-103-
Section 6.03. Limitation on Liability of the Depositor, the Master Servicer and Others-104-
Section 6.04. Depositor and Master Servicer Not to Resign.................-105-
ARTICLE VII
DEFAULT
Section 7.01. Events of Default...........................................-106-
Section 7.02. Trustee or Depositor to Act; Appointment of Successor.......-108-
Section 7.03. Notification to Certificateholders..........................-109-
Section 7.04. Waiver of Events of Default.................................-109-
ARTICLE VIII
CONCERNING THE TRUSTEE
Section 8.01. Duties of Trustee...........................................-111-
Section 8.02. Certain Matters Affecting the Trustee.......................-112-
Section 8.03. Trustee Not Liable for Certificates or Mortgage Loans.......-114-
Section 8.04. Trustee May Own Certificates................................-114-
Section 8.05. Master Servicer to Pay Trustee's Fees and Expenses; Indemnification-114-
Section 8.06. Eligibility Requirements for Trustee........................-115-
Section 8.07. Resignation and Removal of the Trustee......................-116-
Section 8.08. Successor Trustee...........................................-117-
Section 8.09. Merger or Consolidation of Trustee..........................-117-
Section 8.10. Appointment of Co-Trustee or Separate Trustee...............-118-
Section 8.11. Appointment of Custodians...................................-119-
ARTICLE IX
TERMINATION
Section 9.01. Termination Upon Purchase by the Master Servicer or Liquidation of All Mortgage
Loans.......................................................-120-
Section 9.02. Additional Termination Requirements.........................-122-
ARTICLE X
REMIC PROVISIONS
Section 10.01.REMIC Administration........................................-124-
Section 10.02.Master Servicer, REMIC Administrator and Trustee Indemnification-127-
(viii)
ARTICLE XI
MISCELLANEOUS PROVISIONS
Section 11.01.Amendment...................................................-129-
Section 11.02.Recordation of Agreement; Counterparts......................-131-
Section 11.03.Limitation on Rights of Certificateholders..................-132-
Section 11.04.Governing Law...............................................-133-
Section 11.05.Notices.....................................................-133-
Section 11.06.Notices to Rating Agencies..................................-133-
Section 11.07.Severability of Provisions..................................-134-
Section 11.08.Supplemental Provisions for Resecuritization................-134-
Exhibit A Form of Class A Certificate
Exhibit B-1 Form of Class M Certificate
Exhibit B-2-A Form of Definitive Class B Certificate
Exhibit B-2-B Form of Rule 144A Global Class B Certificate
Exhibit B-2-C Form ofTemporary Regulation S Global Class B Certificate
Exhibit B-2-D Form of Permanent Regulation S Global Class B Certificate
Exhibit C Form of Class SB Certificate
Exhibit D Form of Class R Certificate
Exhibit E Form of Custodial Agreement
Exhibit F Mortgage Loan Schedule
Exhibit G Forms of Request for Release
Exhibit H-1 Form of Transfer Affidavit and Agreement
Exhibit H-2 Form of Transferor Certificate
Exhibit I Form of Investor Representation Letter
Exhibit J Form of Transferor Representation Letter
Exhibit K Text of Amendment to Pooling and Servicing
Agreement Pursuant to Section 11.01(e) for a
Limited Guaranty
Exhibit L Form of Limited Guaranty
Exhibit M Form of Lender Certification for Assignment of Mortgage Loan
Exhibit N Form of Rule 144A Investment Representation
Exhibit O Form of ERISA Letter for Class SB Certificates
Exhibit P Form of ERISA Letter for Class M Certificates
Exhibit Q Form of Transferor Letter (Section 5.02(e))
Exhibit R Form of Certificate of Euroclear or Cedel (Section 5.02(e))
Exhibit S Form of Certificate to Be Given by Transferee of Beneficial Interest
in a Temporary Regulation S Global Class B Certificate (Section 5.02(e))
Exhibit T Form of Transfer Certificate for Exchange or Transfer from Rule 144A Global
Class B Certificate to Regulation S Global Class B Certificate (Section 5.02(e))
Exhibit U Form of Placement Agent Exchange Instructions (Section 5.02(e))
(ix)
This Pooling and Servicing Agreement, effective as of February 1,
2001, among RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC., as the depositor
(together with its permitted successors and assigns, the "Depositor"),
RESIDENTIAL FUNDING CORPORATION, as master servicer (together with its permitted
successors and assigns, the "Master Servicer"), and THE CHASE MANHATTAN BANK, a
New York banking corporation, as trustee (together with its permitted successors
and assigns, the "Trustee").
PRELIMINARY STATEMENT:
The Depositor intends to sell mortgage asset-backed pass-through
certificates (collectively, the "Certificates"), to be issued hereunder in
eleven classes, which in the aggregate will evidence the entire beneficial
ownership interest in the Mortgage Loans (as defined herein).
REMIC I
As provided herein, the REMIC Administrator will make an election to
treat the segregated pool of assets consisting of the Mortgage Loans and certain
other related assets subject to this Agreement as a real estate mortgage
investment conduit (a "REMIC") for federal income tax purposes, and such
segregated pool of assets will be designated as "REMIC I." The Class R-I
Certificates will represent the sole class of "residual interests" in REMIC I
for purposes of the REMIC Provisions (as defined herein) under federal income
tax law. The following table irrevocably sets forth the designation, remittance
rate (the "Uncertificated REMIC I Pass-Through Rate") and initial Uncertificated
Principal Balance for each of the "regular interests" in REMIC I (the "REMIC I
Regular Interests"). The "latest possible maturity date" (determined solely for
purposes of satisfying Treasury regulation Section 1.860G-1(a)(4)(iii)) for each
REMIC I Regular Interest shall be the 360th Distribution Date. None of the REMIC
I Regular Interests will be certificated.
Uncertificated REMIC I Initial Uncertificated Latest Possible
Designation Pass-Through Rate Principal Balance Maturity Date
------------- ------------------------ ---------------------- ----------------------
LTA Variable(1) $ 180,000,946.45 February 25, 2031
LTB Variable(1) $ 20,000,000.00 February 25, 2031
-------------------
(1) Calculated as provided in the definition of Uncertificated REMIC I Pass-Through Rate.
REMIC II
As provided herein, the REMIC Administrator will make an election to
treat the segregated pool of assets consisting of the REMIC I Regular Interests
and certain other related assets subject to this Agreement as a real estate
mortgage investment conduit (a "REMIC") for federal income tax purposes, and
such segregated pool of assets will be designated as "REMIC II." The Class R-II
Certificates will represent the sole class of "residual interests" in REMIC II
for purposes of the REMIC Provisions (as defined herein) under federal income
tax law. The following table irrevocably sets forth the designation, remittance
rate (the "Uncertificated REMIC II Pass-Through Rate") and
-1-
initial Uncertificated Principal Balance for each of the "regular interests" in
REMIC II (the "REMIC II Regular Interests"). The "latest possible maturity date"
(determined solely for purposes of satisfying Treasury regulation Section
1.860G-1(a)(4)(iii)) for each REMIC II Regular Interest shall be the 360th
Distribution Date. None of the REMIC II Regular Interests will be certificated.
Uncertificated REMIC II Initial Uncertificated Latest Possible
Designation Pass-Through Rate Principal Balance Maturity Date
------------- ------------------------ ---------------------- ----------------------
LT1 Variable(1) $ 196,000,927.52 February 25, 2031
LT2 Variable(1) $ 1,475,740.00 February 25, 2031
LT3 Variable(1) $ 224,260.00 February 25, 2031
LT4 Variable(1) $ 110,000.00 February 25, 2031
LT5 Variable(1) $ 90,000.00 February 25, 2031
LT6 Variable(1) $ 50,000.00 February 25, 2031
LT7 Variable(1) $ 50,000.00 February 25, 2031
LT8 Variable(1) $ 2,000,018.93 February 25, 2031
LTA-IO Variable(2) $ N/A(3) February 25, 2031
-------------------
(1) Calculated as provided in the definition of Uncertificated REMIC II
Pass-Through Rate.
(2) For the first 30 Distribution Dates, a per annum rate equal to 8.00% and
0.00% thereafter.
(3) REMIC II Regular Interest LTA-IO will not have an Uncertificated Principal
Balance, but will accrue interest on its Uncertificated Notional Amount
outstanding from time to time which shall equal the Uncertificated
Principal Balance of REMIC I Regular Interest LTB.
REMIC III
As provided herein, the REMIC Administrator will elect to treat
the segregated pool of assets consisting of the REMIC II Regular Interests as a
REMIC for federal income tax purposes, and such segregated pool of assets will
be designated as REMIC III. The Class R-III Certificates will represent the sole
class of "residual interests" in REMIC III for purposes of the REMIC Provisions
under federal income tax law. The following table irrevocably sets forth the
designation, Pass- Through Rate, aggregate Initial Certificate Principal
Balance, certain features, Maturity Date and initial ratings for each Class of
Certificates comprising the interests representing "regular interests" in REMIC
III. The "latest possible maturity date" (determined solely for purposes of
satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii)) for each Class of
REMIC III Regular Certificates shall be the 360th Distribution Date.
-2-
Pass- Aggregate Initial
Through Certificate Princ Features
Designation Type Rate Balance ipal Maturity Date Initial Ratings
S&P Xxxxx'x
Class A-1 Senior 6.66%(1)(2) $ 147,574,000.00 Senior February 25, 2031 AAA Aaa
Class A-2 Senior 7.11%(1)(2) $ 22,426,000.00 Senior February 25, 2031 AAA Aaa
Class A-IO Senior 8.00%(3) $ 0.00Senior/InteAugust 25, 2003 AAA Aaa
Only
Class M-1 Mezzanine 7.47%(1)(2) $ 11,000,000.00 Mezzanine February 25, 2031 AA Aa2
Class M-2 Mezzanine 7.81%(1)(2) $ 9,000,000.00 Mezzanine February 25, 2031 A A2
Class M-3 Mezzanine 8.11%(1)(2) $ 5,000,000.00 Mezzanine February 25, 2031 BBB Baa2
Class B Subordinate 8.50%(1)(2) $ 5,000,000.00SubordinateFebruary 25, 2031 BB Ba2
Class SB SubordinateAdjustable(4)$ 946.45SubordinateFebruary 25, 2031 N/R N/R
Class R-I Residual N/A N/A Residual February 25, 2031 N/R N/R
Class R-II Residual N/A N/A Residual February 25, 2031 N/R N/R
Class R-III Residual N/A N/A Residual February 25, 2031 N/R N/R
------------------
(1) Subject to a cap as described in the definition of "Pass-Through Rate"
herein.
(2) After the first Distribution Date after the Step-Up Date, the Pass-Through
Rate indicated above will increase by a per annum rate equal to 0.50%.
(3) The Pass-Through Rate for the Class A-IO Certificates will be 8.00% per
annum for the March 2001 through August 2003 Distribution Dates. The Class
A-IO Certificates will only be entitled to interest for the first 30
Distribution Dates.
(4) The Class SB Certificates will accrue interest as described in the
definition of Accrued Certificate Interest. The Class SB Certificates will
not accrue interest on their Certificate Principal Balance.
The Mortgage Loans have an aggregate Cut-off Date Principal
Balance equal to approximately $200,000,946. The Mortgage Loans are fixed-rate,
fully amortizing, first lien mortgage loans having terms to maturity at
origination of not more than 30 years.
In consideration of the mutual agreements herein contained, the
Depositor, the Master Servicer and the Trustee agree as follows:
-3-
ARTICLE I
DEFINITIONS
Section 2.02. Definitions.
Whenever used in this Agreement, the following words and phrases,
unless the context otherwise requires, shall have the meanings specified in this
Article.
Accrued Certificate Interest: With respect to each Distribution
Date and the Class A, Class M and Class B Certificates, interest accrued during
the preceding calendar month at the related Pass-Through Rate less interest
shortfalls from the Mortgage Loans, if any, allocated thereto for such
Distribution Date, on the Certificate Principal Balance thereof, or Notional
Amount thereof, in the case of the Class A-IO Certificates, immediately prior to
such Distribution Date (or in the case of the first Distribution Date, the
Cut-off Date). Accrued Certificate Interest on the Class A, Class M and Class B
Certificates will be reduced by (i) the interest portion (adjusted to the Net
Mortgage Rate (or the Modified Net Mortgage Rate in the case of a Modified
Mortgage Loan)) of Excess Losses on the Mortgage Loans to the extent allocated
to the related Class A, Class M and Class B Certificates, (ii) the interest
portion of Advances previously made with respect to a Mortgage Loan or REO
Property which remained unreimbursed following the Cash Liquidation or REO
Disposition of such Mortgage Loan or REO Property that were made with respect to
delinquencies that were ultimately determined to be Excess Losses, and (iii) any
other interest shortfalls on the Mortgage Loans, other than Prepayment Interest
Shortfalls, including interest that is not collectible from the Mortgagor for
the related Due Period pursuant to the Relief Act or similar legislation or
regulations as in effect from time to time, with all such reductions allocated
on the Mortgage Loans to the Class A, Class M and Class B Certificates on a pro
rata basis in reduction of the Accrued Certificate Interest which would have
resulted absent such reductions. In addition to the foregoing, the amount of
interest payable to the Class A, Class M and Class B Certificates shall be
reduced by the amount of Prepayment Interest Shortfalls to the extent not
covered by Compensating Interest pursuant to Section 3.16 allocated thereto
pursuant to Section 4.02(e) or covered by payments pursuant to Section
4.02(c)(xi) and (xii). With respect to each Distribution Date and the Class SB
Certificates, interest accrued during the preceding calendar month at the
related Pass-Through Rate on the Notional Amount as specified in the definition
of Pass-Through Rate, immediately prior to such Distribution Date in each case,
reduced by any interest shortfalls with respect to the Mortgage Loans other than
Prepayment Interest Shortfalls. In addition, Accrued Certificate Interest with
respect to each Distribution Date, as to the Class SB Certificates, shall be
reduced by an amount equal to the interest portion of Realized Losses allocated
to the Overcollateralization Amount pursuant to Section 4.05 hereof. Accrued
Certificate Interest on the Class A Certificates, the Class M Certificates, the
Class B Certificates and Class SB Certificates shall accrue on the basis of a
360-day year consisting of twelve 30-day months.
-4-
Adjusted Mortgage Rate: With respect to any Mortgage Loan and any
date of determination, the Mortgage Rate borne by the related Mortgage Note,
less the rate at which the related Subservicing Fee accrues.
Advance: As to any Mortgage Loan, any advance made by the Master Servicer,
pursuant to Section 4.04.
Affiliate: With respect to any Person, any other Person
controlling, controlled by or under common control with such first Person. For
the purposes of this definition, "control" means the power to direct the
management and policies of such Person, directly or indirectly, whether through
the ownership of voting securities, by contract or otherwise; and the terms
"controlling" and "controlled" have meanings correlative to the foregoing.
Agreement: This Pooling and Servicing Agreement and all amendments hereof
and supplements hereto.
Amount Held for Future Distribution: As to any Distribution Date,
the total of the amounts held in the Custodial Account at the close of business
on the preceding Determination Date on account of (i) Liquidation Proceeds,
Insurance Proceeds, Principal Prepayments, Mortgage Loan purchases made pursuant
to Section 2.02, 2.03, 2.04 or 4.07 and Mortgage Loan substitutions made
pursuant to Section 2.03 or 2.04 received or made in the month of such
Distribution Date (other than such Liquidation Proceeds, Insurance Proceeds and
purchases of Mortgage Loans that the Master Servicer has deemed to have been
received in the preceding month in accordance with Section 3.07(b)) and (ii)
payments which represent early receipt of scheduled payments of principal and
interest due on a date or dates subsequent to the Due Date in the related Due
Period.
Appraised Value: As to any Mortgaged Property, the appraised
value of such Mortgaged Property based upon the appraisal or appraisals (or
field review) made at the time of the origination of the related Mortgage Loan.
Assignment: An assignment of the Mortgage, notice of transfer or
equivalent instrument, in recordable form, sufficient under the laws of the
jurisdiction wherein the related Mortgaged Property is located to reflect of
record the sale of the Mortgage Loan to the Trustee for the benefit of
Certificateholders, which assignment, notice of transfer or equivalent
instrument may be in the form of one or more blanket assignments covering
Mortgages secured by Mortgaged Properties located in the same county, if
permitted by law and accompanied by an Opinion of Counsel to that effect.
Assignment Agreement: The Assignment and Assumption Agreement,
dated the Closing Date, between Residential Funding and the Depositor relating
to the transfer and assignment of the Mortgage Loans.
-5-
Available Distribution Amount: As to any Distribution Date, an
amount equal to (a) the sum of (i) the amount relating to the Mortgage Loans on
deposit in the Custodial Account as of the close of business on the immediately
preceding Determination Date and amounts deposited in the Custodial Account in
connection with the substitution of Qualified Substitute Mortgage Loans, (ii)
the amount of any Advance made on the immediately preceding Certificate Account
Deposit Date with respect to the Mortgage Loans, (iii) any amount deposited in
the Certificate Account on the related Certificate Account Deposit Date pursuant
to the second paragraph of Section 3.12(a) in respect of the Mortgage Loans,
(iv) any amount that the Master Servicer is not permitted to withdraw from the
Custodial Account pursuant to Section 3.16(e) in respect of the Mortgage Loans
and (v) any amount deposited in the Certificate Account pursuant to Section 4.07
or 9.01 in respect of the Mortgage Loans, reduced by (b) the sum as of the close
of business on the immediately preceding Determination Date of (x) the Amount
Held for Future Distribution with respect to the Mortgage Loans, and (y) amounts
permitted to be withdrawn by the Master Servicer from the Custodial Account in
respect of the Mortgage Loans pursuant to clauses (ii)-(x), inclusive, of
Section 3.10(a).
Bankruptcy Code: The Bankruptcy Code of 1978, as amended.
Book-Entry Certificate: Any Certificate registered in the name of
the Depository or its nominee.
Business Day: Any day other than (i) a Saturday or a Sunday or
(ii) a day on which banking institutions in the State of New York or the State
of California (and such other state or states in which the Custodial Account or
the Certificate Account are at the time located) are required or authorized by
law or executive order to be closed.
Cash Liquidation: As to any defaulted Mortgage Loan other than a
Mortgage Loan as to which an REO Acquisition occurred, a determination by the
Master Servicer that it has received all Insurance Proceeds, Liquidation
Proceeds and other payments or cash recoveries which the Master Servicer
reasonably and in good faith expects to be finally recoverable with respect to
such Mortgage Loan.
Certificate: Any Class A Certificate, Class M Certificate, Class SB
Certificate or Class R Certificate.
Certificate Account: The account or accounts created and
maintained pursuant to Section 4.01, which shall be entitled "The Chase
Manhattan Bank, as trustee, in trust for the registered holders of Residential
Asset Mortgage Products, Inc., Mortgage Asset-Backed Pass- Through Certificates,
Series 2001-RZ1" and which must be an Eligible Account.
Certificate Account Deposit Date: As to any Distribution Date, the Business
Day prior thereto.
-6-
Certificateholder or Holder: The Person in whose name a
Certificate is registered in the Certificate Register, except that neither a
Disqualified Organization nor a Non-United States Person shall be a holder of a
Class R Certificate for any purpose hereof. Solely for the purpose of giving any
consent or direction pursuant to this Agreement, any Certificate, other than a
Class R Certificate, registered in the name of the Depositor, the Master
Servicer or any Subservicer or any Affiliate thereof shall be deemed not to be
outstanding and the Percentage Interest or Voting Rights evidenced thereby shall
not be taken into account in determining whether the requisite amount of
Percentage Interests or Voting Rights necessary to effect any such consent or
direction has been obtained. All references herein to "Holders" or
"Certificateholders" shall reflect the rights of Certificate Owners as they may
indirectly exercise such rights through the Depository and participating members
thereof, except as otherwise specified herein; provided, however, that the
Trustee shall be required to recognize as a "Holder" or "Certificateholder" only
the Person in whose name a Certificate is registered in the Certificate
Register.
Certificate Owner: With respect to a Book-Entry Certificate, the
Person who is the beneficial owner of such Certificate, as reflected on the
books of an indirect participating brokerage firm for which a Depository
Participant acts as agent, if any, and otherwise on the books of a Depository
Participant, if any, and otherwise on the books of the Depository.
Certificate Principal Balance: With respect to any Class A, Class
M or Class B Certificate (other than a Class A-IO Certificate), on any date of
determination, an amount equal to (i) the Initial Certificate Principal Balance
of such Certificate as specified on the face thereof, minus (ii) the sum of (x)
the aggregate of all amounts previously distributed with respect to such
Certificate (or any predecessor Certificate) and applied to reduce the
Certificate Principal Balance or amount thereof pursuant to Section 4.02(c) and
(y) the aggregate of all reductions in Certificate Principal Balance deemed to
have occurred in connection with Realized Losses which were previously allocated
to such Certificate (or any predecessor Certificate) pursuant to Section 4.05.
With respect to each Class SB Certificate, on any date of determination, an
amount equal to the Percentage Interest evidenced by such Certificate times an
amount equal to (i) the excess, if any, of (A) the then aggregate Stated
Principal Balance of the Mortgage Loans over (B) the then aggregate Certificate
Principal Balance of the Class A, Class M and Class B Certificates then
outstanding, plus (ii) any Diverted Excess Spread. The Class A-IO and Class R
Certificates will not have a Certificate Principal Balance.
Certificate Register and Certificate Registrar: The register maintained and
the registrar appointed pursuant to Section 5.02.
Class: Collectively, all of the Certificates or uncertificated interests
bearing the same designation.
Class A Certificates: Any one of the Class A-1, Class A-2 or Class A-IO
Certificates.
Class A Interest Distribution Amount: As defined in Section 4.02(c)(i).
-7-
Class A Principal Distribution Amount: With respect to any Distribution
Date:
(i) prior to the Stepdown Date or on or after the Stepdown Date if a
Trigger Event is in effect, the Principal Distribution Amount for that
Distribution Date, or
(ii) on or after the Stepdown Date if a Trigger Event is not in effect
for that Distribution Date, the lesser of:
(I) the Principal Distribution Amount for that Distribution Date;
and
(II) the excess of (A) the aggregate Certificate Principal
Balance of the Class A Certificates immediately prior to that
Distribution Date over (B) the lesser of (x) the product of (1)
100% minus the sum of (a) 30.00% and (b) the Current Specified
Overcollateralization Percentage and (2) the aggregate Stated
Principal Balance of the Mortgage Loans after giving effect to
distributions to be made on that Distribution Date and (y) the
aggregate Stated Principal Balance of the Mortgage Loans
immediately preceding that Distribution Date.
Class A-1 Certificate: Any one of the Class A-1 Certificates
executed by the Trustee and authenticated by the Certificate Registrar
substantially in the form annexed hereto as Exhibit A, senior to the Class M,
Class B, Class SB and Class R Certificates with respect to distributions and the
allocation of Realized Losses in respect of the Mortgage Loans as set forth in
Section 4.05, and evidencing an interest designated as a "regular interest" in
REMIC III for purposes of the REMIC Provisions.
Class A-2 Certificate: Any one of the Class A-2 Certificates
executed by the Trustee and authenticated by the Certificate Registrar
substantially in the form annexed hereto as Exhibit A, senior to the Class M,
Class B, Class SB and Class R Certificates with respect to distributions and the
allocation of Realized Losses in respect of the Mortgage Loans as set forth in
Section 4.05, and evidencing an interest designated as a "regular interest" in
REMIC III for purposes of the REMIC Provisions.
Class A-IO Certificate: Any one of the Class A-IO Certificates
executed by the Trustee and authenticated by the Certificate Registrar
substantially in the form annexed hereto as Exhibit A, senior to the Class M,
Class B, Class SB and Class R Certificates with respect to distributions and the
allocation of Realized Losses in respect of the Mortgage Loans as set forth in
Section 4.05, and evidencing an interest designated as a "regular interest" in
REMIC III for purposes of the REMIC Provisions.
Class B Certificate: Any one of the Class B Certificates executed
by the Trustee and authenticated by the Certificate Registrar substantially in
one or more of the forms annexed hereto as Exhibit B-2, senior to the Class SB
Certificates with respect to distributions and the allocation of
-8-
Realized Losses in respect of the Mortgage Loans as set forth in Section 4.05,
and evidencing an interest designated as a "regular interest" in REMIC III for
purposes of the REMIC Provisions.
Class B Interest Distribution Amount: As defined in Section 4.02(c)(v).
Class B Principal Distribution Amount: With respect to any Distribution Date:
(i) prior to the Stepdown Date or on or after the Stepdown Date if a
Trigger Event is in effect, the remaining Principal Distribution Amount
for that Distribution Date after distribution of the Class A, Class M-1,
Class M-2 and Class M-3 Principal Distribution Amount, or
(ii) on or after the Stepdown Date if a Trigger Event is not in effect
for that Distribution Date, the lesser of:
(I) the remaining Principal Distribution Amount for that
Distribution Date after distribution of the Class A, Class M-1,
Class M-2 and Class M-3 Principal Distribution Amount; and
(II) the excess of (A) the sum of (1) the aggregate Certificate
Principal Balance of the Class A, Class M-1, Class M-2 and Class
M-3 Certificates (after taking into account the payment of the
Class A, Class M-1, Class M-2 and Class M-3 Principal
Distribution Amount for that Distribution Date) and (2) the
Certificate Principal Balance of the Class B Certificates
immediately prior to that Distribution Date over (B) the lesser
of (x) the product of (1) the Current Specified
Overcollateralization Percentage and (2) the aggregate Stated
Principal Balance of the Mortgage Loans after giving effect to
distributions to be made on that Distribution Date and (y) the
aggregate Stated Principal Balance of the Mortgage Loans
immediately preceding that Distribution Date.
Class M Certificates: Any one of the Class M-1, Class M-2 or
Class M-3 Certificates.
Class M-1 Certificate: Any one of the Class M-1 Certificates
executed by the Trustee and authenticated by the Certificate Registrar
substantially in the form annexed hereto as Exhibit B- 1, senior to the Class
M-2, Class M-3, Class B and Class SB Certificates with respect to distributions
and the allocation of Realized Losses in respect of the Mortgage Loans as set
forth in Section 4.05, and evidencing an interest designated as a "regular
interest" in REMIC III for purposes of the REMIC Provisions.
Class M-1 Interest Distribution Amount: As defined in Section
4.02(c)(ii).
Class M-1 Principal Distribution Amount: With respect to any
Distribution Date:
-9-
(i) prior to the Stepdown Date or on or after the Stepdown Date if a
Trigger Event is in effect, the remaining Principal Distribution Amount
for that Distribution Date after distribution of the Class A Principal
Distribution Amount, or
(ii) on or after the Stepdown Date if a Trigger Event is not in effect
for that Distribution Date, the lesser of:
(I) the remaining Principal Distribution Amount for that
Distribution Date after distribution of the Class A Principal
Distribution Amount; and
(II) the excess of (A) the sum of (1) the aggregate Certificate
Principal Balance of the Class A Certificates (after taking into
account the payment of the Class A Principal Distribution Amount
for that Distribution Date) and (2) the Certificate Principal
Balance of the Class M-1 Certificates immediately prior to that
Distribution Date over (B) the lesser of (x) the product of (1)
100% minus the sum of (a) 19.00% and (b) the Current Specified
Overcollateralization Percentage and (2) the aggregate Stated
Principal Balance of the Mortgage Loans after giving effect to
distributions to be made on that Distribution Date and (y) the
aggregate Stated Principal Balance of the Mortgage Loans
immediately preceding that Distribution Date.
Class M-2 Certificate: Any one of the Class M-2 Certificates
executed by the Trustee and authenticated by the Certificate Registrar
substantially in the form annexed hereto as Exhibit B- 1, senior to the Class
M-3, Class B and Class SB Certificates with respect to distributions and the
allocation of Realized Losses in respect of the Mortgage Loans as set forth in
Section 4.05, and evidencing an interest designated as a "regular interest" in
REMIC III for purposes of the REMIC Provisions.
Class M-2 Interest Distribution Amount: As defined in Section
4.02(c)(iii).
Class M-2 Principal Distribution Amount: With respect to any
Distribution Date:
(i) prior to the Stepdown Date or on or after the Stepdown Date if a
Trigger Event is in effect, the remaining Principal Distribution Amount
for that Distribution Date after distribution of the Class A Principal
Distribution Amount and the Class M-1 Principal Distribution Amount, or
(ii) on or after the Stepdown Date if a Trigger Event is not in effect
for that Distribution Date, the lesser of:
(I) the remaining Principal Distribution Amount for that
Distribution Date after distribution of the Class A Principal
Distribution Amount and the Class M-1 Principal Distribution
Amount; and
-10-
(II) the excess of (A) the sum of (1) the aggregate Certificate
Principal Balance of the Class A and Class M-1 Certificates
(after taking into account the payment of the Class A Principal
Distribution Amount and Class M-1 Principal Distribution Amount
for that Distribution Date) and (2) the Certificate Principal
Balance of the Class M-2 Certificates immediately prior to that
Distribution Date over (B) the lesser of (x) the product of (1)
100% minus the sum of (a) 10.00% and (b) the Current Specified
Overcollateralization Percentage and (2) the aggregate Stated
Principal Balance of the Mortgage Loans after giving effect to
distributions to be made on that Distribution Date and (y) the
aggregate Stated Principal Balance of the Mortgage Loans
immediately preceding that Distribution Date.
Class M-3 Certificate: Any one of the Class M-3 Certificates
executed by the Trustee and authenticated by the Certificate Registrar
substantially in the form annexed hereto as Exhibit B- 1, senior to
the Class B and Class SB Certificates with respect to distributions
and the allocation of Realized Losses in respect of the Mortgage Loans
as set forth in Section 4.05, and evidencing an interest designated as
a "regular interest" in REMIC III for purposes of the REMIC
Provisions.
Class M-3 Interest Distribution Amount: As defined in Section
4.02(c)(iv).
Class M-3 Principal Distribution Amount: With respect to any
Distribution Date:
(i) prior to the Stepdown Date or on or after the Stepdown Date if a
Trigger Event is in effect, the remaining Principal Distribution Amount
for that Distribution Date after distribution of the Class A Principal
Distribution Amount, the Class M-1 Principal Distribution Amount and the
Class M-2 Principal Distribution Amount, or
(ii) on or after the Stepdown Date if a Trigger Event is not in effect
for that Distribution Date, the lesser of:
(I) the remaining Principal Distribution Amount for that
Distribution Date after distribution of the Class A Principal
Distribution Amount, the Class M-1 Principal Distribution Amount
and the Class M-2 Principal Distribution Amount; and
(II) the excess of (A) the sum of (1) the aggregate Certificate
Principal Balance of the Class A, Class M-1 and Class M-2
Certificates (after taking into account the payment of the Class
A Principal Distribution Amount, Class M-1 Principal Distribution
Amount and Class M-2 Principal Distribution Amount for that
Distribution Date) and (2) the Certificate Principal Balance of
the Class M-3 Certificates immediately prior to that Distribution
Date over (B) the lesser of (x) the product of (1) 100% minus the
sum of (a) 5.00% and (b) the Current Specified
Overcollateralization Percentage and (2) the aggregate Stated
Principal Balance of the Mortgage Loans after giving effect to
distributions to be made on that Distribution Date and (y) the
aggregate Stated Principal Balance of the Mortgage Loans
immediately preceding that Distribution Date.
-11-
Class R Certificate: Any one of the Class R-I, Class R-II or
Class R-III Certificates.
Class R-I Certificate: Any one of the Class R-I Certificates
executed by the Trustee and authenticated by the Certificate Registrar
substantially in the form annexed hereto as Exhibit D and evidencing an interest
designated as a "residual interest" in REMIC I for purposes of the REMIC
Provisions.
Class R-II Certificate: Any one of the Class R-II Certificates
executed by the Trustee and authenticated by the Certificate Registrar
substantially in the form annexed hereto as Exhibit D and evidencing an interest
designated as a "residual interest" in REMIC II for purposes of the REMIC
Provisions.
Class R-III Certificate: Any one of the Class R-III Certificates
executed by the Trustee and authenticated by the Certificate Registrar
substantially in the form annexed hereto as Exhibit D and evidencing an interest
designated as a "residual interest" in REMIC III for purposes of the REMIC
Provisions.
Class SB Certificate: Any one of the Class SB Certificates
executed by the Trustee and authenticated by the Certificate Registrar
substantially in the form annexed hereto as Exhibit C, subordinate to the Class
A, Class M and Class B Certificates with respect to distributions and the
allocation of Realized Losses in respect of the Mortgage Loans as set forth in
Section 4.05, and evidencing an interest designated as a "regular interest" in
REMIC III for purposes of the REMIC Provisions.
Clearing System Certificate: As defined in Section 5.02(e) and
substantially in the form of Exhibit C-3 hereto.
Clearstream: Clearstream Banking, societe anonyme.
Closing Date: February 27, 2001.
Code: The Internal Revenue Code of 1986.
Compensating Interest: With respect to any Distribution Date, an
amount equal to Prepayment Interest Shortfalls resulting from Principal
Prepayments in Full or Curtailments during the related Prepayment Period, but
not more than the lesser of (a) one-twelfth of 0.125% of the Stated Principal
Balance of the Mortgage Loans immediately preceding such Distribution Date and
(b) the sum of the Servicing Fee, all income and gain on amounts held in the
Custodial Account and the Certificate Account and payable to the
Certificateholders with respect to such Distribution Date and servicing
compensation to which the Master Servicer may be entitled pursuant to Section
3.10(a)(v) and (vi), in each case with respect to the Mortgage Loans; provided
that for purposes of this definition the amount of the Servicing Fee will not be
reduced pursuant to Section 7.02 except as may be required pursuant to the last
sentence of such Section.
-12-
Corporate Trust Office: The principal office of the Trustee at
which at any particular time its corporate trust business with respect to this
Agreement shall be administered, which office at the date of the execution of
this instrument is located at 000 Xxxx 00xx Xxxxxx, 00xx Xxxxx, Xxx Xxxx, Xxx
Xxxx 00000, Attention: RAMPI, Series 2001-RZ1.
Current Specified Overcollateralization Percentage: For any
Distribution Date, a percentage equal to (a) the Required Overcollateralization
Amount over (b) the aggregate Stated Principal Balance of the Mortgage Loans as
of the end of the related Due Period, after giving effect to payments of
principal for the related Due Period and Realized Losses incurred during the
related Prepayment Period.
Curtailment: Any Principal Prepayment made by a Mortgagor which is not a
Principal Prepayment in Full.
Custodial Account: The custodial account or accounts created and
maintained pursuant to Section 3.07 in the name of a depository institution, as
custodian for the holders of the Certificates, for the holders of certain other
interests in mortgage loans serviced or sold by the Master Servicer and for the
Master Servicer, into which the amounts set forth in Section 3.07 shall be
deposited directly. Any such account or accounts shall be an Eligible Account.
Custodial Agreement: An agreement that may be entered into among
the Depositor, the Master Servicer, the Trustee and a Custodian in substantially
the form of Exhibit E hereto.
Custodian: A custodian appointed pursuant to a Custodial Agreement.
Cut-off Date: February 1, 2001.
Cut-off Date Balance: $200,000,946.
Cut-off Date Principal Balance: As to any Mortgage Loan, the
unpaid principal balance thereof at the Cut-off Date after giving effect to all
installments of principal due on or prior thereto (or due during the month of
February 2001), whether or not received.
Debt Service Reduction: With respect to any Mortgage Loan, a
reduction in the scheduled Monthly Payment for such Mortgage Loan by a court of
competent jurisdiction in a proceeding under the Bankruptcy Code, except such a
reduction constituting a Deficient Valuation or any reduction that results in a
permanent forgiveness of principal.
Deficient Valuation: With respect to any Mortgage Loan, a
valuation by a court of competent jurisdiction of the Mortgaged Property in an
amount less than the then outstanding indebtedness under the Mortgage Loan, or
any reduction in the amount of principal to be paid in connection with any
scheduled Monthly Payment that constitutes a permanent forgiveness of principal,
which valuation or reduction results from a proceeding under the Bankruptcy
Code.
-13-
Definitive Certificate: Any definitive, fully registered Certificate.
Deleted Mortgage Loan: A Mortgage Loan replaced or to be replaced with a
Qualified Substitute Mortgage Loan.
Delinquent: As used herein, a Mortgage Loan is considered to be:
"30 to 59 days" or "30 or more days" delinquent when a payment due on any
scheduled due date remains unpaid as of the close of business on the next
following monthly scheduled due date; "60 to 89 days" or "60 or more days"
delinquent when a payment due on any scheduled due date remains unpaid as of the
close of business on the second following monthly scheduled due date; and so on.
The determination as to whether a Mortgage Loan falls into these categories is
made as of the close of business on the last business day of each month. For
example, a Mortgage Loan with a payment due on July 1 that remained unpaid as of
the close of business on August 31 would then be considered to be 30 to 59 days
delinquent. Delinquency information as of the Cut-off Date is determined and
prepared as of the close of business on the last business day immediately prior
to the Cut-off Date.
Depository: The Depository Trust Company, or any successor
Depository hereafter named. The nominee of the initial Depository for purposes
of registering those Certificates that are to be Book-Entry Certificates is Cede
& Co. The Depository shall at all times be a "clearing corporation" as defined
in Section 8-102(3) of the Uniform Commercial Code of the State of New York and
a "clearing agency" registered pursuant to the provisions of Section 17A of the
Securities Exchange Act of 1934, as amended.
Depository Participant: A broker, dealer, bank or other financial
institution or other Person for whom from time to time a Depository effects
book-entry transfers and pledges of securities deposited with the Depository.
Destroyed Mortgage Note: A Mortgage Note the original of which was
permanently lost or destroyed and has not been replaced.
Determination Date: With respect to any Distribution Date, the
20th day (or if such 20th day is not a Business Day, the Business Day
immediately following such 20th day) of the month of the related Distribution
Date.
Disqualified Organization: Any organization defined as a
"disqualified organization" under Section 860E(e)(5) of the Code, which includes
any of the following: (i) the United States, any State or political subdivision
thereof, any possession of the United States, or any agency or instrumentality
of any of the foregoing (other than an instrumentality which is a corporation if
all of its activities are subject to tax and, except for Xxxxxxx Mac, a majority
of its board of directors is not selected by such governmental unit), (ii) a
foreign government, any international organization, or any agency or
instrumentality of any of the foregoing, (iii) any organization (other than
certain farmers' cooperatives described in Section 521 of the Code) which is
exempt from the tax imposed by Chapter 1 of the Code (including the tax imposed
by Section 511 of the Code on unrelated business taxable income) and (iv) rural
electric and telephone cooperatives described in Section
-14-
1381(a)(2)(C) of the Code. A Disqualified Organization also includes any
"electing large partnership," as defined in Section 775(a) of the Code and any
other Person so designated by the Trustee based upon an Opinion of Counsel that
the holding of an Ownership Interest in a Class R Certificate by such Person may
cause any REMIC or any Person having an Ownership Interest in any Class of
Certificates (other than such Person) to incur a liability for any federal tax
imposed under the Code that would not otherwise be imposed but for the Transfer
of an Ownership Interest in a Class R Certificate to such Person. The terms
"United States", "State" and "international organization" shall have the
meanings set forth in Section 7701 of the Code or successor provisions.
Distribution Date: The 25th day of any month beginning in the
month immediately following the month of the initial issuance of the
Certificates or, if such 25th day is not a Business Day, the Business Day
immediately following such 25th day.
Diverted Excess Spread: Any amount otherwise payable as Accrued
Certificate Interest on the Class SB Certificate that, pursuant to Section
4.02(c), is used to increase the Overcollateralization Amount or is used to
offset Realized Losses on any Mortgage Loans. Any reduction in the
Overcollateralization Amount shall first reduce the Diverted Excess Spread until
it is reduced to zero, and in the event that such reduction is due to an
Overcollateralization Reduction Amount the amount of such reduction shall be
payable to the Class SB Certificates to the extent of the Diverted Excess
Spread. No interest will accrue on the Diverted Excess Spread.
Due Date: With respect to any Distribution Date and any Mortgage Loan, the
day during the related Due Period on which the Monthly Payment is due.
Due Period: With respect to any Distribution Date, the calendar month of
such Distribution Date.
Eligible Account: An account that is any of the following: (i)
maintained with a depository institution the debt obligations of which have been
rated by each Rating Agency in its highest rating available, or (ii) an account
or accounts in a depository institution in which such accounts are fully insured
to the limits established by the FDIC, provided that any deposits not so insured
shall, to the extent acceptable to each Rating Agency, as evidenced in writing,
be maintained such that (as evidenced by an Opinion of Counsel delivered to the
Trustee and each Rating Agency) the registered Holders of Certificates have a
claim with respect to the funds in such account or a perfected first security
interest against any collateral (which shall be limited to Permitted
Investments) securing such funds that is superior to claims of any other
depositors or creditors of the depository institution with which such account is
maintained, or (iii) in the case of the Custodial Account, either (A) a trust
account or accounts maintained in the corporate trust department of Bank One,
National Association, or (B) an account or accounts maintained in the corporate
asset services department of Bank One, National Association as long as its short
term debt obligations are rated P-1 (or the equivalent) or better by each Rating
Agency, and its long term debt obligations are rated A2 (or the equivalent) or
better, by each Rating Agency, or (iv) in the case of the Certificate Account, a
trust account or accounts maintained in the corporate trust division of Bank
One, National Association, or (v) an account or accounts of a depository
institution acceptable to each Rating
-15-
Agency (as evidenced in writing by each Rating Agency that use of any such
account as the Custodial Account or the Certificate Account will not reduce the
rating assigned to any Class of Certificates by such Rating Agency below the
lower of the then-current rating or the rating assigned to such Certificates as
of the Closing Date by such Rating Agency).
ERISA: The Employee Retirement Income Security Act of 1974, as amended.
Euroclear: Euroclear Bank, S.A./NA, as operator of The Euroclear System.
Event of Default: As defined in Section 7.01.
Excess Cash Flow: With respect to any Distribution Date, an
amount equal to the excess of (i) the Available Distribution Amount for that
Distribution Date over (ii) the sum of (a) the Interest Distribution Amount for
that Distribution Date and (b) the Principal Remittance Amount for that
Distribution Date.
Excess Fraud Loss: With respect to the Mortgage Loans, any Fraud
Loss on the Mortgage Loans, or portion thereof, which exceeds the
then-applicable Fraud Loss Amount.
Excess Loss: Any Excess Fraud Loss, Excess Special Hazard Loss or
Extraordinary Loss.
Exchange Date: As defined in Section 5.02(e)(iii).
Excess Overcollateralization Amount: With respect to any
Distribution Date, the excess, if any, of (a) the Overcollateralization Amount
on such Distribution Date over (b) the Required Overcollateralization Amount.
Excess Special Hazard Loss: With respect to the Mortgage Loans,
any Special Hazard Loss on the Mortgage Loans, or portion thereof, that exceeds
the then-applicable Special Hazard Amount.
Extraordinary Events: Any of the following conditions with
respect to a Mortgaged Property or Mortgage Loan causing or resulting in a loss
which causes the liquidation of such Mortgage Loan:
(a) losses that are of the type that would be covered by the
fidelity bond and the errors and omissions insurance policy required to
be maintained pursuant to Section 3.12(b) but are in excess of the
coverage maintained thereunder;
(b) nuclear reaction or nuclear radiation or radioactive
contamination, all whether controlled or uncontrolled, and whether such
loss be direct or indirect, proximate or remote
-16-
or be in whole or in part caused by, contributed to or aggravated by a
peril covered by the definition of the term "Special Hazard Loss";
(c) hostile or warlike action in time of peace or war, including
action in hindering, combatting or defending against an actual,
impending or expected attack;
1. by any government or sovereign power, de jure or de
facto, or by any authority maintaining or using military, naval
or air forces; or
2. by military, naval or air forces; or
3. by an agent of any such government, power, authority or
forces; or
4. any weapon of war employing atomic fission or radioactive
force whether in time of peace or war; or
5. insurrection, rebellion, revolution, civil war, usurped
power or action taken by governmental authority in hindering,
combatting or defending against such an occurrence, seizure or
destruction under quarantine or customs regulations, confiscation
by order of any government or public authority; or risks of
contraband or illegal transportation or trade.
Extraordinary Losses: Any loss incurred on a Mortgage Loan caused by or
resulting from an Extraordinary Event.
Xxxxxx Mae: Xxxxxx Xxx, a federally chartered and privately owned
corporation organized and existing under the Federal National Mortgage
Association Charter Act, or any successor thereto.
FASIT: A "financial asset securitization investment trust" within the
meaning of Section 860L of the Code.
FDIC: Federal Deposit Insurance Corporation or any successor thereto.
FHA: The Federal Housing Administration, or its successor.
Final Distribution Date: The Distribution Date on which the final
distribution in respect of the Certificates will be made pursuant to Section
9.01, which Final Distribution Date shall in no event be later than the end of
the 90-day liquidation period described in Section 9.02.
Final Scheduled Distribution Date: Solely for purposes of the face of the
Certificates, as follows: with respect to the Class A-IO Certificates, August
25, 2003, and with respect to the
-17-
Certificates (other than the Class A-IO Certificates, February 25, 2031. No
event of default under this Agreement will arise or become applicable solely by
reason of the failure to retire the entire Certificate Principal Balance of any
Class of Class A, Class M or Class B Certificates on or before its Final
Scheduled Distribution Date.
Fitch: Fitch, Inc., or its successor in interest.
Foreclosure Profits: As to any Distribution Date or related
Determination Date and any Mortgage Loan, the excess, if any, of Liquidation
Proceeds, Insurance Proceeds and REO Proceeds (net of all amounts reimbursable
therefrom pursuant to Section 3.10(a)(ii)) in respect of each Mortgage Loan or
REO Property for which a Cash Liquidation or REO Disposition occurred in the
related Prepayment Period over the sum of the unpaid principal balance of such
Mortgage Loan or REO Property (determined, in the case of an REO Disposition, in
accordance with Section 3.14) plus accrued and unpaid interest at the Mortgage
Rate on such unpaid principal balance from the Due Date to which interest was
last paid by the Mortgagor to the first day of the month following the month in
which such Cash Liquidation or REO Disposition occurred.
Fraud Loss Amount: As of any date of determination after the
Cut-off Date, an amount equal to (X) prior to the first anniversary of the
Cut-off Date an amount equal to 3.00% of the aggregate outstanding principal
balance of all of the Mortgage Loans as of the Cut-off Date minus the aggregate
amount of Fraud Losses on the Mortgage Loans allocated through Subordination, in
accordance with Section 4.05 since the Cut-off Date up to such date of
determination, (Y) from the first to the second anniversary of the Cut-off Date,
an amount equal to (1) the lesser of (a) the Fraud Loss Amount as of the most
recent anniversary of the Cut-off Date and (b) 2.00% of the aggregate
outstanding principal balance of all of the Mortgage Loans as of the most recent
anniversary of the Cut-off Date minus (2) the Fraud Losses on the Mortgage Loans
allocated through Subordination, in accordance with Section 4.05 since the most
recent anniversary of the Cut- off Date up to such date of determination and (Z)
from the second to the fifth anniversary of the Cut- off Date, an amount equal
to (1) the lesser of (a) the Fraud Loss Amount as of the most recent anniversary
of the Cut-off Date and (b) 1.00% of the aggregate outstanding principal balance
of all of the Mortgage Loans as of the most recent anniversary of the Cut-off
Date minus (2) the Fraud Losses on the Mortgage Loans allocated through
Subordination, in accordance with Section 4.05 since the most recent anniversary
of the Cut-off Date up to such date of determination. On and after the fifth
anniversary of the Cut-off Date the Fraud Loss Amount shall be zero.
The Fraud Loss Amount may be further reduced by the Master
Servicer (including accelerating the manner in which such coverage is reduced)
provided that prior to any such reduction, the Master Servicer shall (i) obtain
written confirmation from each Rating Agency that such reduction shall not
reduce the rating assigned to the Class A Certificates or Class M Certificates
by such Rating Agency below the lower of the then-current rating or the rating
assigned to such Certificates as of the Closing Date by such Rating Agency; and
(ii) provide a copy of such written confirmation to the Trustee.
-18-
Fraud Losses: Losses on Mortgage Loans as to which there was fraud in the
origination of such Mortgage Loan.
Xxxxxxx Mac: The Federal Home Loan Mortgage Corporation, a
corporate instrumentality of the United States created and existing under Title
III of the Emergency Home Finance Act of 1970, as amended, or any successor
thereto.
HomeComings: HomeComings Financial Network, Inc., a wholly-owned subsidiary
of Residential Funding.
Independent: When used with respect to any specified Person,
means such a Person who (i) is in fact independent of the Depositor, the Master
Servicer and the Trustee, or any Affiliate thereof, (ii) does not have any
direct financial interest or any material indirect financial interest in the
Depositor, the Master Servicer or the Trustee or in an Affiliate thereof, and
(iii) is not connected with the Depositor, the Master Servicer or the Trustee as
an officer, employee, promoter, underwriter, trustee, partner, director or
person performing similar functions.
Initial Certificate Principal Balance: With respect to each Class
of Certificates (other than the Class A-IO Certificates and Class R
Certificates), the Certificate Principal Balance of such Class of Certificates
as of the Cut-off Date as set forth in the Preliminary Statement hereto.
Insurance Proceeds: Proceeds paid in respect of the Mortgage
Loans pursuant to any Primary Insurance Policy or any other related insurance
policy covering a Mortgage Loan, to the extent such proceeds are payable to the
mortgagee under the Mortgage, any Subservicer, the Master Servicer or the
Trustee and are not applied to the restoration of the related Mortgaged Property
or released to the Mortgagor in accordance with the procedures that the Master
Servicer would follow in servicing mortgage loans held for its own account.
Interim Certificates: As defined in Section 2.02.
Interest Distribution Amount: The sum of the Class A, Class M-1, Class M-2,
Class M-3 and Class B Interest Distribution Amounts.
Late Collections: With respect to any Mortgage Loan, all amounts
received during any Due Period, whether as late payments of Monthly Payments or
as Insurance Proceeds, Liquidation Proceeds or otherwise, which represent late
payments or collections of Monthly Payments due but delinquent for a previous
Due Period and not previously recovered.
Liquidation Proceeds: Amounts (other than Insurance Proceeds)
received by the Master Servicer in connection with the taking of an entire
Mortgaged Property by exercise of the power of eminent domain or condemnation or
in connection with the liquidation of a defaulted Mortgage Loan through
trustee's sale, foreclosure sale or otherwise, other than REO Proceeds.
-19-
Loan-to-Value Ratio: As of any date, the fraction, expressed as a
percentage, the numerator of which is the current principal balance of the
related Mortgage Loan at the date of determination and the denominator of which
is the Appraised Value of the related Mortgaged Property.
Marker Rate: With respect to the Class SB Certificates and any
Distribution Date, a per annum rate equal to two (2) times the weighted average
of the Uncertificated REMIC II Pass-Through Rates for REMIC II Regular Interest
LT2, REMIC II Regular Interest LT3, REMIC I Regular Interest LT4, REMIC II
Regular Interest LT5, REMIC II Regular Interest LT6, REMIC II Regular Interest
LT7 and REMIC II Regular Interest LT8, with the rate on REMIC II Regular
Interest LT2 subject to a cap equal to the lesser of (A) in the case of any
Distribution Date up to and including the Step-Up Date, 6.66% per annum, and in
the case of any Distribution Date after the Step-Up Date, 7.16% per annum and
(B) from the March 2001 Distribution Date through the August 2003 Distribution
Date, the Net WAC Rate for the purpose of this calculation, with the rate on
REMIC II Regular Interest LT3 subject to a cap equal to the lesser of (A) in the
case of any Distribution Date up to and including the Step-Up Date, 7.11% per
annum, and in the case of any Distribution Date after the Step-Up Date, 7.61%
per annum and (B) from the March 2001 Distribution Date through the August 2003
Distribution Date, the Net WAC Rate for the purpose of this calculation, with
the rate on REMIC II Regular Interest LT4 subject to a cap equal to (A) in the
case of any Distribution Date up to and including the Step-Up Date, the lesser
of (x) 7.47% per annum and (y) the Net WAC Rate and (B) in the case of any
Distribution Date after the Step-Up Date, the lesser of (x) 7.97% per annum and
(y) the Net WAC Rate for the purpose of this calculation, with the rate on REMIC
II Regular Interest LT5 subject to a cap equal to (A) in the case of any
Distribution Date up to and including the Step-Up Date, the lesser of (x) 7.81%
per annum and (y) the Net WAC Rate and (B) in the case of any Distribution Date
after the Step-Up Date, the lesser of (x) 8.31% per annum and (y) the Net WAC
Rate for the purpose of this calculation, with the rate on REMIC II Regular
Interest LT6 subject to a cap equal to (A) in the case of any Distribution Date
up to and including the Step-Up Date, the lesser of (x) 8.11% per annum and (y)
the Net WAC Rate and (B) in the case of any Distribution Date after the Step-Up
Date, the lesser of (x) 8.61% per annum and (y) the Net WAC Rate for the purpose
of this calculation, with the rate on REMIC II Regular Interest LT7 subject to a
cap equal to (A) in the case of any Distribution Date up to and including the
Step-Up Date, the lesser of (x) 8.50% per annum and (y) the Net WAC Rate and (B)
in the case of any Distribution Date after the Step-Up Date, the lesser of (x)
9.00% per annum and (y) the Net WAC Rate for the purpose of this calculation,
and with the rate on REMIC II Regular Interest LT8 subject to a cap of zero for
the purpose of this calculation.
Maturity Date: With respect to each Class of Certificates of
regular interest or Uncertificated Regular Interest issued by each of REMIC I,
REMIC II and REMIC III, the latest possible maturity date, solely for purposes
of Section 1.860G-1(a)(4)(iii) of the Treasury Regulations, by which the
Certificate Principal Balance of each such Class of Certificates representing a
regular interest in the Trust Fund would be reduced to zero, which is, for each
such regular interest other than the Class A-IO Certificates, February 25, 2031,
which is the 360th Distribution Date, and which is for the Class A-IO
Certificates, August 25, 2003.
-20-
MERS: Mortgage Electronic Registration Systems, Inc., a corporation
organized and existing under the laws of the State of Delaware, or any successor
thereto.
MERS(R) System: The system of recording transfers of Mortgages
electronically maintained by MERS.
MIN: The Mortgage Identification Number for Mortgage Loans registered with
MERS on the MERS(R)System.
Modified Mortgage Loan: Any Mortgage Loan that has been the subject of a
Servicing Modification.
Modified Net Mortgage Rate: As to any Mortgage Loan that is the
subject of a Servicing Modification, the Net Mortgage Rate minus the rate per
annum by which the Mortgage Rate on such Mortgage Loan was reduced.
MOM Loan: With respect to any Mortgage Loan, MERS acting as the
mortgagee of such Mortgage Loan, solely as nominee for the originator of such
Mortgage Loan and its successors and assigns, at the origination thereof.
Monthly Payment: With respect to any Mortgage Loan (including any
REO Property) and the Due Date in any Due Period, the payment of principal and
interest due thereon in accordance with the amortization schedule at the time
applicable thereto (after adjustment, if any, for Curtailments and for Deficient
Valuations occurring prior to such Due Date but before any adjustment to such
amortization schedule by reason of any bankruptcy, other than a Deficient
Valuation, or similar proceeding or any moratorium or similar waiver or grace
period and before any Servicing Modification that constitutes a reduction of the
interest rate on such Mortgage Loan).
Moody's: Xxxxx'x Investors Service, Inc., or its successor in interest.
Mortgage: With respect to each Mortgage Note related to a
Mortgage Loan, the mortgage, deed of trust or other comparable instrument
creating a first or junior lien on an estate in fee simple or leasehold interest
in real property securing a Mortgage Note.
Mortgage File: The mortgage documents listed in Section 2.01
pertaining to a particular Mortgage Loan and any additional documents required
to be added to the Mortgage File pursuant to this Agreement.
Mortgage Loans: Such of the mortgage loans transferred and
assigned to the Trustee pursuant to Section 2.01 as from time to time are held
or deemed to be held as a part of the Trust Fund, the Mortgage Loans originally
so held being identified in the initial Mortgage Loan Schedule attached hereto
as Exhibit F, and Qualified Substitute Mortgage Loans held or deemed held as
part
-21-
of the Trust Fund including, without limitation, each related Mortgage Note,
Mortgage and Mortgage File and all rights appertaining thereto.
Mortgage Loan Schedule: The lists of the Mortgage Loans attached
hereto as Exhibit F (as amended from time to time to reflect the addition of
Qualified Substitute Mortgage Loans), which lists shall set forth at a minimum
the following information as to each Mortgage Loan:
(ii) the Mortgage Loan identifying number ("RFC LOAN #");
(iv) the street address of the Mortgaged Property including state
and zip code ("ADDRESS");
(vi) the maturity of the Mortgage Note ("MATURITY DATE", or
"MATURITY DT" for Mortgage Loans and if such Mortgage Loan
is a Balloon Loan, the amortization term thereof;
(viii) the Mortgage Rate as of the Cut-off Date ("ORIG RATE")
(x) the Mortgage Rate as of the Cut-off Date for an adjustable
rate Mortgage Loan ("CURR RATE");
(xii) the Net Mortgage Rate as of the Cut-off Date ("CURR NET");
(xiv) the scheduled monthly payment of principal, if any, and
interest as of the Cut- off Date ("ORIGINAL P & I" or
"CURRENT P & I" for the adjustable rate Mortgage Loans);
(xvi) the Cut-off Date Principal Balance ("PRINCIPAL BAL");
(xviii)the Loan-to-Value Ratio at origination ("LTV");
(xx) a code "T", "BT" or "CT" under the column "LN FEATURE,"
indicating that the Mortgage Loan is secured by a second
or vacation residence (the absence of any such code means
the Mortgage Loan is secured by a primary residence); and
(xxii) a code "N" under the column "OCCP CODE", indicating that
the Mortgage Loan is secured by a non-owner occupied
residence (the absence of any such code means the Mortgage
Loan is secured by an owner occupied residence).
Such schedules may consist of multiple reports that collectively
set forth all of the information required.
-22-
Mortgage Note: The originally executed note or other evidence of
indebtedness evidencing the indebtedness of a Mortgagor under a Mortgage Loan,
together with any modification thereto.
Mortgage Rate: As to any Mortgage Loan, the interest rate borne
by the related Mortgage Note, or any modification thereto other than a Servicing
Modification. The Mortgage Rate on the adjustable rate Mortgage Loans will
adjust on each Adjustment Date to equal the sum (rounded to the nearest multiple
of one-eighth of one percent (0.125%) or up to the nearest one- eighth of one
percent, which are indicated by a "U" on Exhibit F hereto, as applicable.
Mortgaged Property: The underlying real property securing a Mortgage Loan.
Mortgagor: The obligor on a Mortgage Note.
Net Mortgage Rate: With respect to any Mortgage Loan as of any
date of determination, a per annum rate equal to the Adjusted Mortgage Rate for
such Mortgage Loan as of such date minus the Servicing Fee Rate.
Net WAC Rate: A per annum rate (but not less than zero) equal to
the weighted average of (x) the Uncertificated REMIC I Pass-Through Rate with
respect to REMIC I Regular Interest LTA for such Distribution Date and (y) the
excess, if any, of (i) the Uncertificated REMIC I Pass-Through Rate with respect
to REMIC I Regular Interest LTB for such Distribution Date over (ii) (A) in the
case of the first 30 Distribution Dates, 8.00% per annum, and (B) in the case of
any Distribution Date thereafter, 0.00% per annum, weighted, in the case of
clause (x), on the basis of the Uncertificated Principal Balance of REMIC I
Regular Interest LTA, and in the case of clause (y), on the basis of the
Uncertificated Principal Balance of REMIC I Regular Interest LTB, respectively.
Non-Primary Residence Loans: The Mortgage Loans designated as
secured by second or vacation residences, or by non-owner occupied residences,
on the Mortgage Loan Schedule.
Non-United States Person: Any Person other than a United States Person.
Nonrecoverable Advance: Any Advance previously made or proposed
to be made by the Master Servicer in respect of a Mortgage Loan (other than a
Deleted Mortgage Loan) which, in the good faith judgment of the Master Servicer,
will not, or, in the case of a proposed Advance, would not, be ultimately
recoverable by the Master Servicer from related Late Collections, Insurance
Proceeds, Liquidation Proceeds or REO Proceeds.
Nonsubserviced Mortgage Loan: Any Mortgage Loan that, at the time of
reference thereto, is not subject to a Subservicing Agreement.
Notice: As defined in Section 4.04.
-00-
Xxxxxxxx Xxxxxx: With respect to the Class A-IO Certificates,
immediately prior to any Distribution Date, an amount equal to the
Uncertificated Notional Amount of REMIC II Regular Interest LTA-IO. With respect
to the Class SB Certificates, immediately prior to any Distribution Date, the
aggregate of the Uncertificated Principal Balances of the REMIC II Regular
Interests.
Officers' Certificate: A certificate signed by the Chairman of
the Board, the President or a Vice President or Assistant Vice President, or a
Director or Managing Director, and by the Treasurer, the Secretary, or one of
the Assistant Treasurers or Assistant Secretaries of the Depositor or the Master
Servicer, as the case may be, and delivered to the Trustee, as required by this
Agreement.
Opinion of Counsel: A written opinion of counsel acceptable to
the Trustee and the Master Servicer, who may be counsel for the Depositor or the
Master Servicer, provided that any opinion of counsel (i) referred to in the
definition of "Disqualified Organization" or (ii) relating to the qualification
of REMIC I, REMIC II or REMIC III as REMICs or compliance with the REMIC
Provisions must, unless otherwise specified, be an opinion of Independent
counsel.
Outstanding Mortgage Loan: As to the Due Date in any Due Period,
a Mortgage Loan (including an REO Property) that was not the subject of a
Principal Prepayment in Full, Cash Liquidation or REO Disposition and that was
not purchased, deleted or substituted for prior to such Due Date pursuant to
Section 2.02, 2.03, 2.04 or 4.07.
Overcollateralization Amount: With respect to any Distribution
Date, the excess, if any, of (a) the aggregate Stated Principal Balances of the
Mortgage Loans as of the end of the preceding Due Period, over (b) the aggregate
Certificate Principal Balance of the Class A, Class M and Class B Certificates
immediately prior to that Distribution Date, less amounts distributable to the
Class A, Class M and Class B Certificates from the Principal Remittance Amount
for that Distribution Date.
Overcollateralization Increase Amount: With respect to (a) the
first Distribution Date, $0, and (b) any Distribution Date after the first
Distribution Date, an amount equal to the lesser of (i) the Excess Cash Flow for
that Distribution Date and (ii) the excess, if any, of (x) the Required
Overcollateralization Amount for that Distribution Date over (y) the
Overcollateralization Amount for that Distribution Date.
Overcollateralization Reduction Amount: With respect to any
Distribution Date, the lesser of (a) the Excess Overcollateralization Amount
immediately prior to that Distribution Date, and (b) the Principal Remittance
Amount for that Distribution Date.
Ownership Interest: As to any Certificate, any ownership or
security interest in such Certificate, including any interest in such
Certificate as the Holder thereof and any other interest therein, whether direct
or indirect, legal or beneficial, as owner or as pledgee.
-24-
Pass-Through Rate:
With respect to the Class A-1 Certificates, the lesser of (A) in the
case of any Distribution Date up to and including the Step-Up Date, 6.66% per
annum, and in the case of any Distribution Date after the Step-Up Date, 7.16%
per annum and (B) from the March 2001 Distribution Date through the August 2003
Distribution Date, the Net WAC Rate;
With respect to the Class A-2 Certificates, the lesser of (A) in the
case of any Distribution Date up to and including the Step-Up Date, 7.11% per
annum, and in the case of any Distribution Date after the Step-Up Date, 7.61%
per annum and (B) from the March 2001 Distribution Date through the August 2003
Distribution Date, the Net WAC Rate;
With respect to the Class A-IO Certificates, (i) in the case of any
Distribution Date up to and including the 30th Distribution Date, 8.00% per
annum and (ii) in the case of any Distribution Date after the 30th Distribution
Date, 0% per annum;
With respect to the Class M-1 Certificates, (A) in the case of any
Distribution Date up to and including the Step-Up Date, the lesser of (x) 7.47%
per annum and (y) the Net WAC Rate and (B) in the case of any Distribution Date
after the Step-Up Date, the lesser of (x) 7.97% per annum and (y) the Net WAC
Rate;
With respect to the Class M-2 Certificates, (A) in the case of any
Distribution Date up to and including the Step-Up Date, the lesser of (x) 7.81%
per annum and (y) the Net WAC Rate and (B) in the case of any Distribution Date
after the Step-Up Date, the lesser of (x) 8.31% per annum and (y) the Net WAC
Rate;
With respect to the Class M-3 Certificates, (A) in the case of any
Distribution Date up to and including the Step-Up Date, the lesser of (x) 8.11%
per annum and (y) the Net WAC Rate and (B) in the case of any Distribution Date
after the Step-Up Date, the lesser of (x) 8.61% per annum and (y) the Net WAC
Rate; and
With respect to the Class B Certificates, (A) in the case of any
Distribution Date up to and including the Step-Up Date, the lesser of (x) 8.50%
per annum and (y) the Net WAC Rate and (B) in the case of any Distribution Date
after the Step-Up Date, the lesser of (x) 9.00% per annum and (y) the Net WAC
Rate.
With respect to the Class A-IO Certificates and each Interest Accrual
Period, 100% of the interest on REMIC II Regular Interest LTA-IO.
With respect to the Class SB Certificates and any Distribution Date, a
rate per annum equal to the percentage equivalent of a fraction, the numerator
of which is the sum of the amounts calculated pursuant to clauses (i) through
(viii) below, and the denominator of which is the aggregate principal balance of
the REMIC II Regular Interests relating to the Mortgage Loans. For purposes
-25-
of calculating the Pass-Through Rate for the Class SB Certificates, the
numerator is equal to the sum of the following components:
(i) the Uncertificated Pass-Through Rate for REMIC II Regular Interest
LT1 minus the Marker Rate, applied to a notional amount equal to the
Uncertificated Principal Balance of REMIC II Regular Interest LT1;
(ii) the Uncertificated Pass-Through Rate for REMIC II Regular Interest
LT2 minus the Marker Rate, applied to a notional amount equal to the
Uncertificated Principal Balance of REMIC II Regular Interest LT2;
(iii) the Uncertificated Pass-Through Rate for REMIC II Regular Interest
LT3 minus the Marker Rate, applied to a notional amount equal to the
Uncertificated Principal Balance of REMIC II Regular Interest LT3;
(iv) the Uncertificated Pass-Through Rate for REMIC II Regular Interest
LT4 minus the Marker Rate, applied to a notional amount equal to the
Uncertificated Principal Balance of REMIC II Regular Interest LT4;
(v) the Uncertificated Pass-Through Rate for REMIC II Regular Interest
LT5 minus the Marker Rate, applied to a notional amount equal to the
Uncertificated Principal Balance of REMIC II Regular Interest LT5;
(vi) the Uncertificated Pass-Through Rate for REMIC II Regular Interest
LT6 minus the Marker Rate applied to a notional amount equal to the
Uncertificated Principal Balance of REMIC II Regular Interest LT6;
(vii) the Uncertificated Pass-Through Rate for REMIC II Regular Interest
LT7 minus the Marker Rate, applied to a notional amount equal to the
Uncertificated Principal Balance of REMIC II Regular Interest LT7; and
(viii) the Uncertificated Pass-Through Rate for REMIC II Regular
Interest LT8 minus the Marker Rate, applied to a notional amount equal
to the Uncertificated Principal Balance of REMIC II Regular Interest
LT8;
Paying Agent: The Chase Manhattan Bank or any successor Paying Agent
appointed by the Trustee.
Percentage Interest: With respect to any Class A Certificate or
Class M Certificate, the undivided percentage ownership interest in the related
Class evidenced by such Certificate, which percentage ownership interest shall
be equal to the Initial Certificate Principal Balance thereof divided by the
aggregate Initial Certificate Principal Balance of all of the Certificates of
the same
-26-
Class. The Percentage Interest with respect to a Class SB or Class R
Certificate shall be stated on the face thereof.
Permanent Regulation S Global Class B Certificate: Any one of the
Class B Certificates substantially in the form of Exhibit B-2-D hereto, and more
fully described in Section 5.02(e) hereof.
Permitted Investments: One or more of the following:
(i) obligations of or guaranteed as to principal and interest by
the United States or any agency or instrumentality thereof when such
obligations are backed by the full faith and credit of the United
States;
(ii) repurchase agreements on obligations specified in clause (i)
maturing not more than one month from the date of acquisition thereof,
provided that the unsecured obligations of the party agreeing to
repurchase such obligations are at the time rated by each Rating Agency
in its highest short-term rating available;
(iii) federal funds, certificates of deposit, demand deposits,
time deposits and bankers' acceptances (which shall each have an
original maturity of not more than 90 days and, in the case of bankers'
acceptances, shall in no event have an original maturity of more than
365 days or a remaining maturity of more than 30 days) denominated in
United States dollars of any U.S. depository institution or trust
company incorporated under the laws of the United States or any state
thereof or of any domestic branch of a foreign depository institution or
trust company; provided that the debt obligations of such depository
institution or trust company (or, if the only Rating Agency is Standard
& Poor's, in the case of the principal depository institution in a
depository institution holding company, debt obligations of the
depository institution holding company) at the date of acquisition
thereof have been rated by each Rating Agency in its highest short-term
rating available; and provided further that, if the only Rating Agency
is Standard & Poor's and if the depository or trust company is a
principal subsidiary of a bank holding company and the debt obligations
of such subsidiary are not separately rated, the applicable rating shall
be that of the bank holding company; and, provided further that, if the
original maturity of such short-term obligations of a domestic branch of
a foreign depository institution or trust company shall exceed 30 days,
the short-term rating of such institution shall be A-1+ in the case of
Standard & Poor's if Standard & Poor's is a Rating Agency;
(iv) commercial paper and demand notes (having original
maturities of not more than 365 days) of any corporation incorporated
under the laws of the United States or any state thereof which on the
date of acquisition has been rated by each Rating Agency in its highest
short-term rating available; provided that such commercial paper and
demand notes shall have a remaining maturity of not more than 30 days;
-27-
(v) a money market fund or a qualified investment fund rated by
each Rating Agency in its highest long-term rating available; and
(vi) other obligations or securities that are acceptable to each
Rating Agency as a Permitted Investment hereunder and will not reduce
the rating assigned to any Class of Certificates by such Rating Agency
below the lower of the then-current rating or the rating assigned to
such Certificates as of the Closing Date by such Rating Agency, as
evidenced in writing;
provided, however, that no instrument shall be a Permitted Investment if it
represents, either (1) the right to receive only interest payments with respect
to the underlying debt instrument or (2) the right to receive both principal and
interest payments derived from obligations underlying such instrument and the
principal and interest payments with respect to such instrument provide a yield
to maturity greater than 120% of the yield to maturity at par of such underlying
obligations. References herein to the highest rating available on unsecured
long-term debt shall mean AAA in the case of Standard & Poor's and Fitch and Aaa
in the case of Moody's, and references herein to the highest rating available on
unsecured commercial paper and short-term debt obligations shall mean the
following: A-1 in the case of Standard & Poor's, P-1 in the case of Moody's and
either A-1 by Standard & Poor's, P-1 by Moody's or F-1 by Fitch in the case of
Fitch.
Permitted Transferee: Any Transferee of a Class R Certificate, other than a
Disqualified Organization or Non-United States Person.
Person: Any individual, corporation, limited liability company,
partnership, joint venture, association, joint-stock company, trust,
unincorporated organization or government or any agency or political subdivision
thereof.
Placement Agent: Bear, Xxxxxxx & Co. Inc. or Residential Funding Securities
Corporation.
Pool Stated Principal Balance: As to any date of determination,
the aggregate of the Stated Principal Balances of each Mortgage Loan that was an
Outstanding Mortgage Loan on the Due Date immediately preceding the Due Period
preceding such date of determination.
Prepayment Assumption: With respect to the Class A, Class M and
Class B Certificates, the prepayment assumption to be used for determining the
accrual of original issue discount and premium and market discount on such
Certificates for federal income tax purposes, which assumes a constant
prepayment rate of 4% per annum of the then outstanding principal balance of the
Mortgage Loans in the first month of the life of the Mortgage Loans, and an
additional approximate 1.2727% per annum in each month thereafter until the
twelfth month, and then beginning in the twelfth month and in each month
thereafter during the life of the Mortgage Loans, a constant prepayment rate of
18.0% per annum each month.
-28-
Prepayment Interest Shortfall: As to any Distribution Date and
any Mortgage Loan (other than a Mortgage Loan relating to an REO Property) that
was the subject of (a) a Principal Prepayment in Full during the related
Prepayment Period, an amount equal to the excess of one month's interest at the
related Net Mortgage Rate (or Modified Net Mortgage Rate in the case of a
Modified Mortgage Loan) on the Stated Principal Balance of such Mortgage Loan
over the amount of interest (adjusted to the related Net Mortgage Rate (or
Modified Net Mortgage Rate in the case of a Modified Mortgage Loan)) paid by the
Mortgagor for such Prepayment Period to the date of such Principal Prepayment in
Full or (b) a Curtailment during the prior calendar month, an amount equal to
one month's interest at the related Net Mortgage Rate (or Modified Net Mortgage
Rate in the case of a Modified Mortgage Loan) on the amount of such Curtailment.
Prepayment Period: As to any Distribution Date, the calendar month
preceding the month of distribution.
Primary Insurance Policy: Each primary policy of mortgage
guaranty insurance as indicated on Exhibit F with the exception of either code
"23" or "96" under the column "MI CO CODE."
Principal Distribution Amount: With respect to any Distribution
Date, the lesser of (a) the excess of (i) the Available Distribution Amount over
(ii) the sum of the Class A, Class M-1, Class M-2, Class M-3 and Class B
Interest Distribution Amount and (b) the sum of:
(i) the principal portion of each Monthly Payment received or
Advanced with respect to the related Due Period on each
Outstanding Mortgage Loan;
(ii) the Stated Principal Balance of any Mortgage Loan
repurchased during the related Prepayment Period (or
deemed to have been so repurchased in accordance with
Section 3.07(b)) pursuant to Section 2.02, 2.03, 2.04 or
4.07 and the amount of any shortfall deposited in the
Custodial Account in connection with the substitution of a
Deleted Mortgage Loan pursuant to Section 2.03 or 2.04
during the related Prepayment Period;
(iii) the principal portion of all other unscheduled collections
on the Mortgage Loans (including, without limitation,
Principal Prepayments in Full, Curtailments, Insurance
Proceeds, Liquidation Proceeds and REO Proceeds) received
during the related Prepayment Period (or deemed to have
been so received) to the extent applied by the Master
Servicer as recoveries of principal of the Mortgage Loans
pursuant to Section 3.14;
(iv) the lesser of (a) the Excess Cash Flow for such
Distribution Date and (b) the principal portion of any
Realized Losses (other than Excess Losses) incurred (or
deemed to have been incurred) on any Mortgage Loans in the
calendar month preceding such Distribution Date; and
-29-
(v) the lesser of (a) the Excess Cash Flow for such
Distribution Date (to the extent not used to cover
Realized Losses pursuant to clause (iv) of this
definition) and (b) the amount of any
Overcollateralization Increase Amount for such
Distribution Date;
minus
(vi) the amount of any Overcollateralization Reduction Amount for
such Distribution Date.
Principal Prepayment: Any payment of principal or other recovery
on a Mortgage Loan, including a recovery that takes the form of Liquidation
Proceeds or Insurance Proceeds, which is received in advance of its scheduled
Due Date and is not accompanied by an amount as to interest representing
scheduled interest on such payment due on any date or dates in any month or
months subsequent to the month of prepayment.
Principal Prepayment in Full: Any Principal Prepayment made by a Mortgagor
of the entire principal balance of a Mortgage Loan.
Principal Remittance Amount: With respect to any Distribution
Date, the sum of the amounts described in clauses (i), (ii) and (iii) of the
definition of Principal Distribution Amount for that Distribution Date.
Program Guide: The Residential Funding Seller Guide for mortgage
collateral sellers that participate in Residential Funding's standard mortgage
programs, and Residential Funding's Servicing Guide and any other subservicing
arrangements which Residential Funding has arranged to accommodate the servicing
of the Mortgage Loans.
Purchase Price: With respect to any Mortgage Loan (or REO
Property) required to be or otherwise purchased on any date pursuant to Section
2.02, 2.03, 2.04 or 4.07, an amount equal to the sum of (i) 100% of the Stated
Principal Balance thereof plus the principal portion of any related unreimbursed
Advances and (ii) unpaid accrued interest at the Adjusted Mortgage Rate (or
Modified Net Mortgage Rate plus the rate per annum at which the Servicing Fee is
calculated in the case of a Modified Mortgage Loan) (or at the Net Mortgage Rate
(or Modified Net Mortgage Rate in the case of a Modified Mortgage Loan) in the
case of a purchase made by the Master Servicer) on the Stated Principal Balance
thereof to the first day of the month following the month of purchase from the
Due Date to which interest was last paid by the Mortgagor.
Qualified Substitute Mortgage Loan: A Mortgage Loan substituted
by Residential Funding or the Depositor for a Deleted Mortgage Loan which must,
on the date of such substitution, as confirmed in an Officers' Certificate
delivered to the Trustee, (i) have an outstanding principal balance, after
deduction of the principal portion of the monthly payment due in the month of
substitution (or in the case of a substitution of more than one Mortgage Loan
for a Deleted Mortgage
-30-
Loan, an aggregate outstanding principal balance, after such deduction), not in
excess of the Stated Principal Balance of the Deleted Mortgage Loan (the amount
of any shortfall to be deposited by Residential Funding, in the Custodial
Account in the month of substitution); (ii) have a Mortgage Rate and a Net
Mortgage Rate no lower than and not more than 1% per annum higher than the
Mortgage Rate and Net Mortgage Rate, respectively, of the Deleted Mortgage Loan
as of the date of substitution; (iii) have a Loan-to-Value Ratio at the time of
substitution no higher than that of the Deleted Mortgage Loan at the time of
substitution; (iv) have a remaining term to stated maturity not greater than
(and not more than one year less than) that of the Deleted Mortgage Loan; and
(v) comply with each representation and warranty set forth in Sections 2.03 and
2.04 hereof and Section 4 of the Assignment Agreement.
Rating Agency: Standard & Poor's and Moody's. If either agency or
a successor is no longer in existence, "Rating Agency" shall be such statistical
credit rating agency, or other comparable Person, designated by the Depositor,
notice of which designation shall be given to the Trustee and the Master
Servicer.
Realized Loss: With respect to each Mortgage Loan (or REO
Property) as to which a Cash Liquidation or REO Disposition has occurred, an
amount (not less than zero) equal to (i) the Stated Principal Balance of the
Mortgage Loan (or REO Property) as of the date of Cash Liquidation or REO
Disposition, plus (ii) interest (and REO Imputed Interest, if any) at the Net
Mortgage Rate from the Due Date as to which interest was last paid or advanced
to Certificateholders up to the last day of the month in which the Cash
Liquidation (or REO Disposition) occurred on the Stated Principal Balance of
such Mortgage Loan (or REO Property) outstanding during each Due Period that
such interest was not paid or advanced, minus (iii) the proceeds, if any,
received during the month in which such Cash Liquidation (or REO Disposition)
occurred, to the extent applied as recoveries of interest at the Net Mortgage
Rate and to principal of the Mortgage Loan, net of the portion thereof
reimbursable to the Master Servicer or any Subservicer with respect to related
Advances or expenses as to which the Master Servicer or Subservicer is entitled
to reimbursement thereunder but which have not been previously reimbursed. With
respect to each Mortgage Loan which is the subject of a Servicing Modification,
(a) the amount by which the interest portion of a Monthly Payment or the
principal balance of such Mortgage Loan was reduced, and (b) any such amount
with respect to a Monthly Payment that was or would have been due in the month
immediately following the month in which a Principal Prepayment or the Purchase
Price of such Mortgage Loan is received or is deemed to have been received. With
respect to each Mortgage Loan which has become the subject of a Deficient
Valuation, the difference between the principal balance of the Mortgage Loan
outstanding immediately prior to such Deficient Valuation and the principal
balance of the Mortgage Loan as reduced by the Deficient Valuation. With respect
to each Mortgage Loan which has become the object of a Debt Service Reduction,
the amount of such Debt Service Reduction. Notwithstanding the above, neither a
Deficient Valuation nor a Debt Service Reduction shall be deemed a Realized Loss
hereunder so long as the Master Servicer has notified the Trustee in writing
that the Master Servicer is diligently pursuing any remedies that may exist in
connection with the representations and warranties made regarding the related
Mortgage Loan and either (A) the related Mortgage Loan is not in default with
regard to payments due thereunder or (B) delinquent payments of principal and
interest under the related Mortgage Loan and any premiums on any applicable
primary hazard insurance policy and any related escrow payments in respect of
such
-31-
Mortgage Loan are being advanced on a current basis by the Master Servicer or a
Subservicer, in either case without giving effect to any Debt Service Reduction.
Record Date: With respect to each Distribution Date, the close of
business on the last Business Day of the month next preceding the month in which
the related Distribution Date occurs.
Regular Interest: Any one of the REMIC regular interests in the Trust Fund.
Regulation S Global Class B Certificate: Any Temporary Regulation S Global
Class B Certificate or Permanent Regulation S Global Class B Certificate.
Relief Act: The Soldiers' and Sailors' Civil Relief Act of 1940, as
amended.
REMIC: A "real estate mortgage investment conduit" within the meaning of
Section 860D of the Code.
REMIC Administrator: Residential Funding Corporation. If
Residential Funding Corporation is found by a court of competent jurisdiction to
no longer be able to fulfill its obligations as REMIC Administrator under this
Agreement the Master Servicer or Trustee acting as Master Servicer shall appoint
a successor REMIC Administrator, subject to assumption of the REMIC
Administrator obligations under this Agreement.
REMIC I: The segregated pool of assets subject hereto,
constituting a portion of the primary trust created hereby and to be
administered hereunder, with respect to which a separate REMIC election is to be
made (other than with respect to the items in clause (v) and the proceeds
thereof), consisting of:
(ii) the Mortgage Loans and the related Mortgage Files;
(iv) all payments on and collections in respect of the
Mortgage Loans due after the Cut-off Date (other than Monthly Payments
due in February 2001) as shall be on deposit in the Custodial Account or
in the Certificate Account and identified as belonging to the Trust
Fund;
(vi) property which secured a Mortgage Loan and which has
been acquired for the benefit of the Certificateholders by foreclosure
or deed in lieu of foreclosure;
(viii) the hazard insurance policies and Primary Insurance Policy
pertaining to the Mortgage Loans, if any; and
(x) all proceeds of clauses (i) through (iv) above.
-32-
REMIC I Regular Interests: REMIC I Regular Interest LTA and REMIC
I Regular Interest LTB.
REMIC I Regular Interest LTA: A regular interest in REMIC I that
is held as an asset of REMIC II, that has an initial principal balance equal to
the related Uncertificated Principal Balance, that bears interest at the related
Uncertificated REMIC I Pass-Through Rate, and that has such other terms as are
described herein.
REMIC I Regular Interest LTB: A regular interest in REMIC I that
is held as an asset of REMIC II, that has an initial principal balance equal to
the related Uncertificated Principal Balance, that bears interest at the related
Uncertificated REMIC I Pass-Through Rate, and that has such other terms as are
described herein.
REMIC II: The segregated pool of assets subject hereto,
constituting a portion of the primary trust created hereby and to be
administered hereunder, with respect to which a separate REMIC election is to be
made, consisting of the REMIC I Regular Interests.
REMIC II Interest Loss Allocation Amount: With respect to any
Distribution Date, an amount equal to (a) the product of (i) the aggregate
Stated Principal Balance of the Mortgage Loans then outstanding and (ii) the
Uncertificated Pass-Through Rate for REMIC II Regular Interest LT1 minus the
Marker Rate, divided by (b) 12.
REMIC II Overcollateralization Amount: With respect to any date
of determination, (i) 1% of the aggregate Uncertificated Principal Balances of
the REMIC II Regular Interests minus (ii) the Uncertificated Principal Balances
of REMIC II Regular Interests LT2, LT3, LT4, LT5, LT6 and LT7, in each case as
of such date of determination.
REMIC II Principal Loss Allocation Amount: With respect to any
Distribution Date, an amount equal to the product of (i) the aggregate Stated
Principal Balance of the Mortgage Loans then outstanding and (ii) 1 minus a
fraction, the numerator of which is two times the Uncertificated Principal
Balances of REMIC II Regular Interests LT2, LT3, LT4, LT5, LT6 and LT7 and the
denominator of which is the sum of the Uncertificated Principal Balances of
REMIC II Regular Interests LT2, LT3, LT4, LT5, LT6, LT7 and LT8.
REMIC II Regular Interest LTA-IO: A regular interest that is held
as an asset of REMIC II that has an initial notional amount equal to the related
Uncertificated Notional Amount, that bears interest at the related
Uncertificated REMIC II Pass-Through Rate, and that has such other terms as are
described herein.
REMIC II Regular Interest LT1: A regular interest in REMIC I that
is held as an asset of REMIC II, that has an initial principal balance equal to
the related Uncertificated Principal Balance, that bears interest at the related
Uncertificated REMIC II Pass-Through Rate, and that has such other terms as are
described herein.
-33-
REMIC II Regular Interest LT2: A regular interest in REMIC II
that is held as an asset of REMIC III, that has an initial principal balance
equal to the related Uncertificated Principal Balance, that bears interest at
the related Uncertificated REMIC II Pass-Through Rate, and that has such other
terms as are described herein.
REMIC II Regular Interest LT3: A regular interest in REMIC II
that is held as an asset of REMIC III, that has an initial principal balance
equal to the related Uncertificated Principal Balance, that bears interest at
the related Uncertificated REMIC II Pass-Through Rate, and that has such other
terms as are described herein.
REMIC II Regular Interest LT4: A regular interest in REMIC II
that is held as an asset of REMIC III, that has an initial principal balance
equal to the related Uncertificated Principal Balance, that bears interest at
the related Uncertificated REMIC II Pass-Through Rate, and that has such other
terms as are described herein.
REMIC II Regular Interest LT5: A regular interest in REMIC II
that is held as an asset of REMIC III, that has an initial principal balance
equal to the related Uncertificated Principal Balance, that bears interest at
the related Uncertificated REMIC II Pass-Through Rate, and that has such other
terms as are described herein.
REMIC II Regular Interest LT6: A regular interest in REMIC II
that is held as an asset of REMIC III, that has an initial principal balance
equal to the related Uncertificated Principal Balance, that bears interest at
the related Uncertificated REMIC II Pass-Through Rate, and that has such other
terms as are described herein.
REMIC II Regular Interest LT7: A regular interest in REMIC II
that is held as an asset of REMIC III, that has an initial principal balance
equal to the related Uncertificated Principal Balance, that bears interest at
the related Uncertificated REMIC II Pass-Through Rate, and that has such other
terms as are described herein.
REMIC II Regular Interest LT8: A regular interest in REMIC II
that is held as an asset of REMIC III, that has an initial principal balance
equal to the related Uncertificated Principal Balance, that bears interest at
the related Uncertificated REMIC II Pass-Through Rate, and that has such other
terms as are described herein.
REMIC II Regular Interests: REMIC II Regular Xxxxxxxxx XXX-XX,
XX0, XX0, XX0, XX0, XX0, XX0, XX0 and LT8.
REMIC II Regular Interest LT8 Maximum Interest Deferral Amount:
With respect to any Distribution Date, the excess of (i) Uncertificated Accrued
Interest at the Uncertificated REMIC II Pass-Through Rate applicable to REMIC II
Regular Interest LT8 for such Distribution Date on a balance equal to the
Uncertificated Principal Balance of REMIC II Regular Interest LT8 minus the
REMIC II Overcollateralization Amount, in each case for such Distribution
-34-
Date, over (ii) Uncertificated Accrued Interest on REMIC II Regular Interest LT2
with the rate on REMIC II Regular Interest LT2 subject to a cap equal to the
lesser of (A) in the case of any Distribution Date up to and including the
Step-Up Date, 6.66% per annum, and in the case of any Distribution Date after
the Step-Up Date, 7.16% per annum and (B) from the March 2001 Distribution Date
through the August 2003 Distribution Date, the Net WAC Rate for the purpose of
this calculation, Uncertificated Accrued Interest on REMIC II Regular Interest
LT3 with the rate on REMIC II Regular Interest LT3 subject to a cap equal the
lesser of (A) in the case of any Distribution Date up to and including the
Step-Up Date, 7.11% per annum, and in the case of any Distribution Date after
the Step-Up Date, 7.61% per annum and (B) from the March 2001 Distribution Date
through the August 2003 Distribution Date, the Net WAC Rate for the purpose of
this calculation, Uncertificated Accrued Interest on REMIC II Regular Interest
LT4 with the rate on REMIC II Regular Interest LT4 subject to a cap equal to (A)
in the case of any Distribution Date up to and including the Step-Up Date, the
lesser of (x) 7.47% per annum and (y) the Net WAC Rate and (B) in the case of
any Distribution Date after the Step-Up Date, the lesser of (x) 7.97% per annum
and (y) the Net WAC Rate for the purpose of this calculation, Uncertificated
Accrued Interest on REMIC II Regular Interest LT5 with the rate on REMIC II
Regular Interest LT5 subject to a cap equal to (A) in the case of any
Distribution Date up to and including the Step-Up Date, the lesser of (x) 7.81%
per annum and (y) the Net WAC Rate and (B) in the case of any Distribution Date
after the Step-Up Date, the lesser of (x) 8.31% per annum and (y) the Net WAC
Rate for the purpose of this calculation, Uncertificated Accrued Interest on
REMIC II Regular Interest LT6 with the rate on REMIC II Regular Interest LT6
subject to a cap equal to (A) in the case of any Distribution Date up to and
including the Step-Up Date, the lesser of (x) 8.11% per annum and (y) the Net
WAC Rate and (B) in the case of any Distribution Date after the Step-Up Date,
the lesser of (x) 8.61% per annum and (y) the Net WAC Rate for the purpose of
this calculation, and Uncertificated Accrued Interest on REMIC II Regular
Interest LT7 with the rate on REMIC II Regular Interest LT7 subject to a cap
equal to (A) in the case of any Distribution Date up to and including the
Step-Up Date, the lesser of (x) 8.50% per annum and (y) the Net WAC Rate and (B)
in the case of any Distribution Date after the Step-Up Date, the lesser of (x)
9.00% per annum and (y) the Net WAC Rate for the purpose of this calculation for
such Distribution Date.
REMIC II Required Overcollateralization Amount: 1% of the Required
Overcollateralization Amount.
REMIC III: The segregated pool of assets subject hereto,
constituting a portion of the primary trust created hereby and to be
administered hereunder, with respect to which a separate REMIC election is to be
made, consisting of the REMIC II Regular Interests.
REMIC Provisions: Provisions of the federal income tax law
relating to real estate mortgage investment conduits, which appear at Sections
860A through 860G of Subchapter M of Chapter 1 of the Code, and related
provisions, and temporary and final regulations (or, to the extent not
inconsistent with such temporary or final regulations, proposed regulations) and
published rulings, notices and announcements promulgated thereunder, as the
foregoing may be in effect from time to time.
-35-
REO Acquisition: The acquisition by the Master Servicer on behalf
of the Trustee for the benefit of the Certificateholders of any REO Property
pursuant to Section 3.14.
REO Disposition: As to any REO Property, a determination by the
Master Servicer that it has received substantially all Insurance Proceeds,
Liquidation Proceeds, REO Proceeds and other payments and recoveries (including
proceeds of a final sale) which the Master Servicer expects to be finally
recoverable from the sale or other disposition of the REO Property.
REO Imputed Interest: As to any REO Property, for any period, an
amount equivalent to interest (at a rate equal to the sum of the Net Mortgage
Rate that would have been applicable to the related Mortgage Loan had it been
outstanding) on the unpaid principal balance of the Mortgage Loan as of the date
of acquisition thereof for such period.
REO Proceeds: Proceeds, net of expenses, received in respect of
any REO Property (including, without limitation, proceeds from the rental of the
related Mortgaged Property) which proceeds are required to be deposited into the
Custodial Account only upon the related REO Disposition.
REO Property: A Mortgaged Property acquired by the Master
Servicer through foreclosure or deed in lieu of foreclosure in connection with a
defaulted Mortgage Loan.
Repurchase Event: As defined in the Assignment Agreement.
Request for Release: A request for release, the forms of which
are attached as Exhibit G hereto, or an electronic request in a form acceptable
to the Custodian.
Required Insurance Policy: With respect to any Mortgage Loan, any
insurance policy which is required to be maintained from time to time under this
Agreement, the Program Guide or the related Subservicing Agreement in respect of
such Mortgage Loan.
Required Overcollateralization Amount: $1,000,000.00.
Residential Funding: Residential Funding Corporation, a Delaware
corporation, in its capacity as seller of the Mortgage Loans to the Depositor
and any successor thereto.
Responsible Officer: When used with respect to the Trustee, any
officer of the Corporate Trust Department of the Trustee, including any Senior
Vice President, any Vice President, any Assistant Vice President, any Assistant
Secretary, any Trust Officer or Assistant Trust Officer, or any other officer of
the Trustee customarily performing functions similar to those performed by any
of the above designated officers to whom, with respect to a particular matter,
such matter is referred.
-36-
Rule 144A Global Class B Certificate: Any one of the Class B
Certificates substantially in the form of Exhibit B-2-B hereto, and more fully
described in Section 5.02(e) hereof.
Servicing Accounts: The account or accounts created and maintained pursuant
to Section 3.08.
Servicing Advances: All customary, reasonable and necessary "out
of pocket" costs and expenses incurred in connection with a default, delinquency
or other unanticipated event by the Master Servicer in the performance of its
servicing obligations, including, but not limited to, the cost of (i) the
preservation, restoration and protection of a Mortgaged Property, (ii) any
enforcement or judicial proceedings, including foreclosures, including any
expenses incurred in relation to any such proceedings that result from the
Mortgage Loan being registered on the MERS System, (iii) the management and
liquidation of any REO Property and (iv) compliance with the obligations under
Sections 3.01, 3.08, 3.12(a) and 3.14, including, if the Master Servicer or any
Affiliate of the Master Servicer provides services such as appraisals and
brokerage services that are customarily provided by Persons other than servicers
of mortgage loans, reasonable compensation for such services.
Servicing Fee: With respect to any Mortgage Loan and Distribution
Date, the fee payable monthly to the Master Servicer in respect of master
servicing compensation that accrues at an annual rate equal to the Servicing Fee
Rate multiplied by the Stated Principal Balance of such Mortgage Loan as of the
related Due Date in the related Due Period, as may be adjusted pursuant to
Section 3.16(e).
Servicing Fee Rate: The per annum rate designated on the Mortgage
Loan Schedule as the "MSTR SERV FEE," as may be adjusted with respect to
successor Master Servicers as provided in Section 7.02.
Servicing Modification: Any reduction of the interest rate on or
the outstanding principal balance of a Mortgage Loan that is in default or, in
the judgment of the Master Servicer, default is reasonably foreseeable pursuant
to a modification of such Mortgage Loan in accordance with Section 3.07(a).
Servicing Officer: Any officer of the Master Servicer involved
in, or responsible for, the administration and servicing of the Mortgage Loans
whose name and specimen signature appear on a list of servicing officers
furnished to the Trustee by the Master Servicer, as such list may from time to
time be amended.
Sixty-Plus Delinquency Percentage: With respect to any
Distribution Date, the fraction, expressed as a percentage, equal to (x) the
aggregate Stated Principal Balance of the Mortgage Loans that are 60 or more
days delinquent in payment of principal and interest for that Distribution Date,
including Mortgage Loans in foreclosure and REO Properties, over (y) the
aggregate Stated Principal Balance of all of the Mortgage Loans immediately
preceding that Distribution Date.
-37-
Special Hazard Amount: As of any Distribution Date, an amount
equal to $2,000,009 minus the sum of (i) the aggregate amount of Special Hazard
Losses allocated to the Mortgage Loans through Subordination in accordance with
Section 4.05 and (ii) the Adjustment Amount (as defined below) as most recently
calculated. For each anniversary of the Cut-off Date, the "Adjustment Amount"
shall be equal to the amount, if any, by which the amount calculated in
accordance with the preceding sentence (without giving effect to the deduction
of the Adjustment Amount for such anniversary) exceeds the greater of (A) the
greatest of (i) twice the outstanding principal balance of the Mortgage Loan
that has the largest outstanding principal balance on the Distribution Date
immediately preceding such anniversary, (ii) the product of 1.00% multiplied by
the outstanding principal balance of all Mortgage Loans on the Distribution Date
immediately preceding such anniversary and (iii) the aggregate outstanding
principal balance (as of the immediately preceding Distribution Date) of the
Mortgage Loans in any single five-digit California zip code area with the
largest amount of Mortgage Loans by aggregate principal balance as of such
anniversary and (B) the greater of (i) the product of 0.50% multiplied by the
outstanding principal balance of all Mortgage Loans on the Distribution Date
immediately preceding such anniversary multiplied by a fraction, the numerator
of which is equal to the aggregate outstanding principal balance (as of the
immediately preceding Distribution Date) of all of the Mortgage Loans secured by
Mortgaged Properties located in the State of California divided by the aggregate
outstanding principal balance (as of the immediately preceding Distribution
Date) of all of the Mortgage Loans, expressed as a percentage, and the
denominator of which is equal to 30.38% (which percentage is equal to the
percentage of Mortgage Loans initially secured by Mortgaged Properties located
in the State of California) and (ii) the aggregate outstanding principal balance
(as of the immediately preceding Distribution Date) of the largest Mortgage Loan
secured by a Mortgaged Property located in the State of California.
The Special Hazard Amount may be further reduced by the Master
Servicer (including accelerating the manner in which coverage is reduced)
provided that prior to any such reduction, the Master Servicer shall obtain
written confirmation from each Rating Agency that such reduction shall not
reduce the rating assigned to the Class A, Class M and Class B Certificates by
such Rating Agency below the lower of the then-current rating or the rating
assigned to such Certificates as of the Closing Date by such Rating Agency.
Special Hazard Loss: Any Realized Loss not in excess of the
lesser of the cost of repair or the cost of replacement of a Mortgaged Property
suffered by such Mortgaged Property on account of direct physical loss,
exclusive of (i) any loss of a type covered by a hazard policy or a flood
insurance policy required to be maintained in respect of such Mortgaged Property
pursuant to Section 3.12(a), except to the extent of the portion of such loss
not covered as a result of any coinsurance provision and (ii) any Extraordinary
Loss.
Standard & Poor's: Standard & Poor's, a division of The XxXxxx-Xxxx
Companies, or its successor in interest.
Startup Date: The day designated as such pursuant to Article X hereof.
-38-
Stated Principal Balance: With respect to any Mortgage Loan or
related REO Property, at any given time, (i) the Cut-off Date Principal Balance
of the Mortgage Loan, minus (ii) the sum of (a) the principal portion of the
Monthly Payments due with respect to such Mortgage Loan or REO Property during
each Due Period ending prior to the most recent Distribution Date which were
received or with respect to which an Advance was made, and (b) all Principal
Prepayments with respect to such Mortgage Loan or REO Property, and all
Insurance Proceeds, Liquidation Proceeds and REO Proceeds, to the extent applied
by the Master Servicer as recoveries of principal in accordance with Section
3.14 with respect to such Mortgage Loan or REO Property, in each case which were
distributed pursuant to Section 4.02 or 4.03 on any previous Distribution Date,
and (c) any Realized Loss allocated to Certificateholders with respect thereto
for any previous Distribution Date.
Stepdown Date: The later to occur of (x) the Distribution Date in
March 2004 and (y) the first Distribution Date on which the aggregate
Certificate Principal Balance of the Class M and Class B Certificates
immediately prior to that Distribution Date is equal to or greater than 30.00%
of the aggregate Stated Principal Balance of the Mortgage Loans as of the end of
the preceding Due Period and the Overcollateralization Amount is equal to the
Required Overcollateralization Amount.
Step-Up Date: Any Distribution Date on or after which the Stated
Principal Balance (before giving effect to distributions to be made on such
Distribution Date) of the Mortgage Loans is less than 10.00% of the Cut-off Date
Balance.
Subordination: The provisions described in Section 4.05 relating to the
allocation of Realized Losses.
Subserviced Mortgage Loan: Any Mortgage Loan that, at the time of reference
thereto, is subject to a Subservicing Agreement.
Subservicer: Any Person with whom the Master Servicer has entered
into a Subservicing Agreement and who generally satisfied the requirements set
forth in the Program Guide in respect of the qualification of a Subservicer as
of the date of its approval as a Subservicer by the Master Servicer.
Subservicer Advance: Any delinquent installment of principal and
interest on a Mortgage Loan which is advanced by the related Subservicer (net of
its Subservicing Fee) pursuant to the Subservicing Agreement.
Subservicing Account: An account established by a Subservicer in accordance
with Section 3.08.
Subservicing Agreement: The written contract between the Master Servicer
and any subservicer relating to servicing and administration of certain Mortgage
Loans as provided in
-39-
Section 3.02, generally in the form of the servicer contract referred to or
contained in the Program Guide or in such other form as has been approved by the
Master Servicer and the Depositor.
Subservicing Fee: As to any Mortgage Loan, the fee payable
monthly to the related Subservicer (or, in the case of a Nonsubserviced Mortgage
Loan, to the Master Servicer) in respect of subservicing and other compensation
that accrues with respect to each Distribution Date at an annual rate designated
as "SUBSERV FEE" in Exhibit F.
Tax Returns: The federal income tax return on Internal Revenue
Service Form 1066, U.S. Real Estate Mortgage Investment Conduit Income Tax
Return, including Schedule Q thereto, Quarterly Notice to Residual Interest
Holders of REMIC Taxable Income or Net Loss Allocation, or any successor forms,
to be filed on behalf of REMIC I, REMIC II and REMIC III due to their
classification as REMICs under the REMIC Provisions, together with any and all
other information, reports or returns that may be required to be furnished to
the Certificateholders or filed with the Internal Revenue Service or any other
governmental taxing authority under any applicable provisions of federal, state
or local tax laws.
Temporary Regulation S Global Class B Certificate: Any one of the
Class B Certificates substantially in the form of Exhibit B-2-C hereto, and more
fully described in Section 5.02(e) hereof.
Transfer: Any direct or indirect transfer, sale, pledge, hypothecation or
other form of assignment of any Ownership Interest in a Certificate.
Transferee: Any Person who is acquiring by Transfer any Ownership Interest
in a Certificate.
Transferor: Any Person who is disposing by Transfer of any Ownership
Interest in a Certificate.
Trigger Event: A Trigger Event is in effect with respect to any
Distribution Date on or after the Stepdown Date if any of the following
conditions are met:
(i) the three-month average of the Sixty-Plus Delinquency Percentage,
as determined on that Distribution Date and the immediately
preceding two Distribution Dates, exceeds 8.00%;
(ii) if the Distribution Date is occurring before the Distribution
Date in March 2005, the aggregate amount of Realized Losses,
other than Excess Losses, on the Mortgage Loans since the Cut-off
Date exceeds 2.80% of the aggregate Stated Principal Balance of
the Mortgage Loans as of the Cut-off Date;
-40-
(iii) if the Distribution Date is occurring before the Distribution
Date in March 2006, the aggregate amount of Realized Losses,
other than Excess Losses, on the Mortgage Loans since the Cut-off
Date exceeds 3.00% of the aggregate Stated Principal Balance of
the Mortgage Loans as of the Cut-off Date; or
(iv) if the Distribution Date is occurring on or after the
Distribution Date in March 2007, the aggregate amount of Realized
Losses, other than Excess Losses, on the Mortgage Loans since the
Cut-off Date exceeds 3.25% of the aggregate Stated Principal
Balance of the Mortgage Loans as of the Cut-off Date.
Trust Fund: Collectively, the assets of REMIC I, REMIC II and REMIC III.
Uniform Single Attestation Program for Mortgage Bankers: The
Uniform Single Attestation Program for Mortgage Bankers, as published by the
Mortgage Bankers Association of America and effective with respect to fiscal
periods ending on or after December 15, 1995.
Uncertificated Accrued Interest: With respect to any
Uncertificated Regular Interest for any Distribution Date, one month's interest
at the related Uncertificated Pass-Through Rate for such Distribution Date,
accrued on the Uncertificated Principal Balance or Uncertificated Notional
Amount, as applicable, immediately prior to such Distribution Date.
Uncertificated Accrued Interest for the Uncertificated Regular Interests shall
accrue on the basis of a 360-day year consisting of twelve 30-day months. For
purposes of calculating the amount of Uncertificated Accrued Interest for the
REMIC I Regular Interests for any Distribution Date, any Prepayment Interest
Shortfalls (to the extent not covered by Compensating Interest) relating to the
Mortgage Loans for any Distribution Date shall be allocated first to REMIC I
Regular Interest LTA and then to REMIC I Regular Interest LTB, in each case to
the extent of one month's interest at the then applicable respective
Uncertificated REMIC I Pass-Through Rate on the respective Uncertificated
Principal Balance of each such Uncertificated REMIC I Regular Interest. For
purposes of calculating the amount of Uncertificated Accrued Interest for the
REMIC II Regular Interests for any Distribution Date, any Prepayment Interest
Shortfalls (to the extent not covered by Compensating Interest) relating to the
Mortgage Loans for any Distribution Date shall be allocated first, to
Uncertificated Accrued Interest payable to REMIC II Regular Interest LT1 and
REMIC II Regular Interest LT8 up to an aggregate amount equal to the REMIC II
Interest Loss Allocation Amount, 98% and 2%, respectively, and thereafter any
remaining Prepayment Interest Shortfalls (to the extent not covered by
Compensating Interest) relating to the Mortgage Loans for any Distribution Date
shall be allocated among REMIC I Regular Xxxxxxxxx XX0, XX0, XX0, XX0, XX0, XX0,
XX0 and LT8, pro rata based on, and to the extent of, Uncertificated Accrued
Interest, as calculated without application of this sentence.
Uncertificated Notional Amount: With respect to REMIC II Regular
Interest LTA- IO and any date of determination, the Uncertificated Principal
Balance of REMIC I Regular Interest LTB for such Distribution Date.
Uncertificated Pass-Through Rate: The Uncertificated REMIC I Pass-Through
Rate or Uncertificated REMIC II Pass-Through Rate.
-41-
Uncertificated Principal Balance: The principal amount of any
Uncertificated Regular Interest (other than REMIC II Regular Interest LTA-IO)
outstanding as of any date of determination. The Uncertificated Principal
Balance of each of REMIC II Regular Interest LT8 shall be increased by interest
deferrals as provided in Section 4.04(b)(2)(i). The Uncertificated Principal
Balance of each REMIC Regular Interest shall never be less than zero. REMIC II
Regular Interest LTA-IO will not have an Uncertificated Principal Balance.
Uncertificated REMIC I Pass-Through Rate: With respect to any
Distribution Date, a per annum rate equal to the Weighted Average Net Mortgage
Rate.
Uncertificated REMIC II Pass-Through Rate:
(a) With respect to REMIC II Regular Interest LT1, REMIC II
Regular Interest LT2, REMIC II Regular Interest LT3, REMIC II Regular Interest
LT4, REMIC II Regular Interest LT5, REMIC II Regular Interest LT6, REMIC II
Regular Interest LT7 and REMIC II Regular Interest LT8, and any Distribution
Date other than the first Distribution Date, a per annum rate equal to the Net
WAC Rate.
(b) With respect to REMIC II Regular Interest LTA-IO and the
first 30 Distribution Dates, 8.00%, and with respect to REMIC II Regular
Interest LTA-IO and any Distribution Date thereafter, 0.00% per annum.
Uncertificated Regular Interests: The REMIC I Regular Interests and the
REMIC II Regular Interests.
Uncertificated REMIC I Pass-Through Rate: With respect to any
Distribution Date, a per annum rate equal to the Weighted Average Net Mortgage
Rate.
Uninsured Cause: Any cause of damage to property subject to a
Mortgage such that the complete restoration of such property is not fully
reimbursable by the hazard insurance policies.
United States Person: A citizen or resident of the United States,
a corporation, partnership or other entity (treated as a corporation or
partnership for United States federal income tax purposes) created or organized
in, or under the laws of, the United States, any state thereof, or the District
of Columbia (except in the case of a partnership, to the extent provided in
Treasury regulations) provided that, for purposes solely of the restrictions on
the transfer of Class R Certificates, no partnership or other entity treated as
a partnership for United States federal income tax purposes shall be treated as
a United States Person unless all persons that own an interest in such
partnership either directly or through any entity that is not a corporation for
United States federal income tax purposes are required by the applicable
operative agreement to be United States Persons, or an estate that is described
in Section 7701(a)(30)(D) of the Code, or a trust that is described in Section
7701(a)(30)(E) of the Code.
-42-
VA: The Veterans Administration, or its successor.
Voting Rights: The portion of the voting rights of all of the
Certificates which is allocated to any Certificate. 96.50% of all of the Voting
Rights shall be allocated among Holders of the Class A Certificates (other than
the Class A-IO Certificates), Class M Certificates and Class B Certificates, in
proportion to the outstanding Certificate Principal Balances of their respective
Certificates; 1% of all of the Voting Rights shall be allocated among the
Holders of the Class A-IO Certificates; 1% of all of the Voting Rights shall be
allocated among the Holders of the Class SB Certificates; 0.50%, 0.50% and 0.50%
of all of the Voting Rights shall be allocated among the Holders of the Class
R-I, Class R-II and Class R-III Certificates, respectively; in each case to be
allocated among the Certificates of such Class in accordance with their
respective Percentage Interest.
Weighted Average Net Mortgage Rate: With respect to any
Distribution Date and the Uncertificated REMIC I Regular Interests, a per annum
rate equal to the weighted average of the Net Mortgage Rates (or, if applicable,
the Modified Net Mortgage Rates) on the Mortgage Loans, weighted on the basis of
the respective Stated Principal Balances thereof immediately preceding such
Distribution Date.
-43-
ARTICLE III
CONVEYANCE OF MORTGAGE LOANS;
ORIGINAL ISSUANCE OF CERTIFICATES
Section 4.02. Conveyance of Mortgage Loans.
(b) The Depositor, concurrently with the execution and delivery
hereof, does hereby assign to the Trustee without recourse all the right, title
and interest of the Depositor in and to (i) the Mortgage Loans, including all
interest and principal received on or with respect to the Mortgage Loans after
the Cut-off Date (other than payments of principal and interest due on the
Mortgage Loans in the month of February 2001); and (ii) all proceeds of the
foregoing.
(d) In connection with such assignment, and contemporaneously
with the delivery of this Agreement, except as set forth in Section 2.01(c)
below, the Depositor does hereby deliver to, and deposit with, the Trustee, or
to and with one or more Custodians, as the duly appointed agent or agents of the
Trustee for such purpose, the following documents or instruments (or copies
thereof as permitted by this Section) with respect to each Mortgage Loan so
assigned:
(ii) The original Mortgage Note, endorsed without recourse
to the order of the Trustee and showing an unbroken chain of
endorsements from the originator thereof to the Person endorsing it to
the Trustee, or with respect to any Destroyed Mortgage Note, an original
lost note affidavit from the related Person stating that the original
Mortgage Note was lost, misplaced or destroyed, together with a copy of
the related Mortgage Note;
(iv) The original Mortgage, noting the presence of the MIN
of the Mortgage Loan and language indicating that the Mortgage Loan is a
MOM Loan if the Mortgage Loan is a MOM Loan, with evidence of recording
thereon or, if the original Mortgage has not yet been returned from the
public recording office, a copy of the original Mortgage with evidence
of recording indicated thereon;
(vi) Unless the Mortgage Loan is registered on the MERS(R)
System, the assignment (which may be included in one or more blanket
assignments if permitted by applicable law) of the Mortgage to the
Trustee with evidence of recording indicated thereon or a copy of such
assignment with evidence of recording indicated thereon;
(viii) The original recorded assignment or assignments of
the Mortgage showing an unbroken chain of title from the originator to
the Person assigning it to the Trustee (or to MERS, if the Mortgage Loan
is registered on the MERS(R) System and noting the presence of a MIN)
with evidence of recordation noted thereon or attached thereto, or a
copy of such assignment or assignments of the Mortgage with evidence of
recording indicated thereon; and
-44-
(x) The original of each modification, assumption
agreement or preferred loan agreement, if any, relating to such Mortgage
Loan, or a copy of each modification, assumption agreement or preferred
loan agreement;
(f) The Depositor may, in lieu of delivering the documents set
forth in Section 2.01(b)(iv) and (v) to the Trustee or the Custodian or
Custodians, deliver such documents to the Master Servicer, and the Master
Servicer shall hold such documents in trust for the use and benefit of all
present and future Certificateholders until such time as is set forth below.
Within thirty Business Days following the earlier of (i) the receipt of the
original of all of the documents or instruments set forth in Section 2.01(b)(iv)
and (v) (or copies thereof as permitted by such Section) for any Mortgage Loan
and (ii) a written request by the Trustee to deliver those documents with
respect to any or all of the Mortgage Loans then being held by the Master
Servicer, the Master Servicer shall deliver a complete set of such documents to
the Trustee or the Custodian or Custodians that are the duly appointed agent or
agents of the Trustee.
On the Closing Date, the Master Servicer shall certify that it
has in its possession an original or copy of each of the documents referred to
in Section 2.01(b)(iv) and (v) which has been delivered to it by the Depositor.
(h) In connection with any Mortgage Loan, if the Depositor cannot
deliver the Mortgage, any assignment, modification, assumption agreement or
preferred loan agreement (or copy thereof as permitted by Section 2.01(b)) with
evidence of recording thereon concurrently with the execution and delivery of
this Agreement because of (i) a delay caused by the public recording office
where such Mortgage, assignment, modification, assumption agreement or preferred
loan agreement as the case may be, has been delivered for recordation, or (ii) a
delay in the receipt of certain information necessary to prepare the related
assignments, the Depositor shall deliver or cause to be delivered to the Trustee
or the respective Custodian a copy of such Mortgage, assignment, modification,
assumption agreement or preferred loan agreement.
The Depositor shall promptly cause to be recorded in the
appropriate public office for real property records the Assignment referred to
in clause(iii) of Section 2.01(b), except (a) in states where, in the opinion of
counsel acceptable to the Trustee and the Master Servicer, such recording is not
required to protect the Trustee's interests in the Mortgage Loan or (b) if MERS
is identified on the Mortgage or on a properly recorded assignment of the
Mortgage as the mortgagee of record solely as nominee for Residential Funding
and its successors and assigns. If any Assignment, Form UCC-3 or Form UCC-1, as
applicable, is lost or returned unrecorded to the Depositor because of any
defect therein, the Depositor shall prepare a substitute Assignment, Form UCC-3
or Form UCC-1, as applicable, or cure such defect, as the case may be, and cause
such Assignment to be recorded in accordance with this paragraph. The Depositor
shall promptly deliver or cause to be delivered to the Trustee or the respective
Custodian such Mortgage or assignment, Form UCC-3 or Form UCC-1, as applicable,
(or copy thereof as permitted by Section 2.01(b)) with evidence of recording
indicated thereon upon receipt thereof from the public recording office or from
the related Subservicer.
-45-
If the Depositor delivers to the Trustee or Custodian any
Mortgage Note or Assignment of Mortgage in blank, the Depositor shall, or shall
cause the Custodian to, complete the endorsement of the Mortgage Note and the
Assignment of Mortgage in the name of the Trustee in conjunction with the
Interim Certification issued by the Custodian, as contemplated by Section 2.02.
In connection with the assignment of any Mortgage Loan registered
on the MERS(R) System, the Depositor further agrees that it will cause, at the
Depositor's own expense, within 30 Business Days after the Closing Date, the
MERS(R) System to indicate that such Mortgage Loans have been assigned by the
Depositor to the Trustee in accordance with this Agreement for the benefit of
the Certificateholders by including (or deleting, in the case of Mortgage Loans
which are repurchased in accordance with this Agreement) in such computer files
(a) the code in the field which identifies the specific Trustee and (b) the code
in the field "Pool Field" which identifies the series of the Certificates issued
in connection with such Mortgage Loans. The Depositor further agrees that it
will not, and will not permit the Master Servicer to, and the Master Servicer
agrees that it will not, alter the codes referenced in this paragraph with
respect to any Mortgage Loan during the term of this Agreement unless and until
such Mortgage Loan is repurchased in accordance with the terms of this
Agreement.
(j) It is intended that the conveyances by the Depositor to the
Trustee of the Mortgage Loans as provided for in this Section 2.01 be construed
as a sale by the Depositor to the Trustee of the Mortgage Loans for the benefit
of the Certificateholders. Further, it is not intended that any such conveyance
be deemed to be a pledge of the Mortgage Loans by the Depositor to the Trustee
to secure a debt or other obligation of the Depositor. However, in the event
that the Mortgage Loans are held to be property of the Depositor or of
Residential Funding, or if for any reason this Agreement is held or deemed to
create a security interest in the Mortgage Loans, then it is intended that (a)
this Agreement shall also be deemed to be a security agreement within the
meaning of Articles 8 and 9 of the New York Uniform Commercial Code and the
Uniform Commercial Code of any other applicable jurisdiction; (b) the
conveyances provided for in this Section 2.01 shall be deemed to be (1) a grant
by the Depositor to the Trustee of a security interest in all of the Depositor's
right (including the power to convey title thereto), title and interest, whether
now owned or hereafter acquired, in and to (A) the Mortgage Loans, including the
related Mortgage Note, the Mortgage, any insurance policies and all other
documents in the related Mortgage File, (B) all amounts payable pursuant to the
Mortgage Loans in accordance with the terms thereof and (C) any and all general
intangibles consisting of, arising from or relating to any of the foregoing, and
all proceeds of the conversion, voluntary or involuntary, of the foregoing into
cash, instruments, securities or other property, including without limitation
all amounts from time to time held or invested in the Certificate Account or the
Custodial Account, whether in the form of cash, instruments, securities or other
property and (2) an assignment by the Depositor to the Trustee of any security
interest in any and all of Residential Funding's right (including the power to
convey title thereto), title and interest, whether now owned or hereafter
acquired, in and to the property described in the foregoing clauses (1)(A), (B)
and (C) granted by Residential Funding to the Depositor pursuant to the
Assignment Agreement; (c) the possession by the Trustee, the Custodian or any
other agent of the Trustee of Mortgage Notes or such other items of property as
constitute instruments, money, negotiable documents or chattel paper shall be
deemed to be "possession by the secured party," or possession by a purchaser or
a person designated by such secured party, for purposes of perfecting
-46-
the security interest pursuant to the Minnesota Uniform Commercial Code and the
Uniform Commercial Code of any other applicable jurisdiction (including, without
limitation, Section 9-115, 9-305, 8-102, 8-301, 8-501 and 8-503 thereof); and
(d) notifications to persons holding such property, and acknowledgments,
receipts or confirmations from persons holding such property, shall be deemed
notifications to, or acknowledgments, receipts or confirmations from, financial
intermediaries, bailees or agents (as applicable) of the Trustee for the purpose
of perfecting such security interest under applicable law.
The Depositor and, at the Depositor's direction, Residential
Funding and the Trustee shall, to the extent consistent with this Agreement,
take such reasonable actions as may be necessary to ensure that, if this
Agreement were deemed to create a security interest in the Mortgage Loans and
the other property described above, such security interest would be deemed to be
a perfected security interest of first priority under applicable law and will be
maintained as such throughout the term of this Agreement. Without limiting the
generality of the foregoing, the Depositor shall prepare and deliver to the
Trustee not less than 15 days prior to any filing date and, the Trustee shall
forward for filing, or shall cause to be forwarded for filing, at the expense of
the Depositor, all filings necessary to maintain the effectiveness of any
original filings necessary under the Uniform Commercial Code as in effect in any
jurisdiction to perfect the Trustee's security interest in or lien on the
Mortgage Loans as evidenced by an Officers' Certificate of the Depositor,
including without limitation (x) continuation statements, and (y) such other
statements as may be occasioned by (1) any change of name of Residential
Funding, the Depositor or the Trustee (such preparation and filing shall be at
the expense of the Trustee, if occasioned by a change in the Trustee's name),
(2) any change of location of the place of business or the chief executive
office of Residential Funding or the Depositor or (3) any transfer of any
interest of Residential Funding or the Depositor in any Mortgage Loan.
Section 4.04. Acceptance by Trustee.
The Trustee acknowledges receipt (or, with respect to Mortgage
Loans subject to a Custodial Agreement, and based solely upon a receipt or
certification executed by the Custodian, receipt by the respective Custodian as
the duly appointed agent of the Trustee) of the documents referred to in Section
2.01(b)(i) through (iii) above (except that for purposes of such acknowledgment
only, a Mortgage Note may be endorsed in blank and an Assignment of Mortgage may
be in blank) and declares that it, or a Custodian as its agent, holds and will
hold such documents and the other documents constituting a part of the Mortgage
Files delivered to it, or a Custodian as its agent, in trust for the use and
benefit of all present and future Certificateholders. The Trustee or Custodian
(such Custodian being so obligated under a Custodial Agreement) agrees, for the
benefit of Certificateholders, to review each Mortgage File delivered to it
pursuant to Section 2.01(b) within 45 days after the Closing Date to ascertain
that all required documents (specifically as set forth in Section 2.01(b)), have
been executed and received, and that such documents relate to the Mortgage Loans
identified on the Mortgage Loan Schedule, as supplemented, that have been
conveyed to it, and to deliver to the Trustee a certificate (the "Interim
Certificate") to the effect that all documents required to be delivered pursuant
to Section 2.01(b) above have been executed and received and that such documents
relate to the Mortgage Loans identified on the Mortgage Loan Schedule, except
for any exceptions listed on Schedule A attached to such Interim Certification.
Upon delivery of the Mortgage Files by the Depositor or the Master Servicer, the
Trustee shall acknowledge receipt (or,
-47-
with respect to Mortgage Loans subject to a Custodial Agreement, and based
solely upon a receipt or certification executed by the Custodian, receipt by the
respective Custodian as the duly appointed agent of the Trustee) of the
documents referred to in Section 2.01(c) above. The Trustee or Custodian (such
Custodian being so obligated under a Custodial Agreement) agrees to review each
Mortgage File delivered to it pursuant to Section 2.01(c) within 45 days after
receipt thereof to ascertain that all documents required to be delivered
pursuant to such Section have been received, and that such documents relate to
the Mortgage Loans identified on the Mortgage Loan Schedule, as supplemented,
that have been conveyed to it.
If the Custodian, as the Trustee's agent, finds any document or
documents constituting a part of a Mortgage File to be missing or defective, the
Trustee shall promptly so notify the Master Servicer and the Depositor;
provided, that if the Mortgage Loan related to such Mortgage File is listed on
Schedule A of the Assignment Agreement, no notification shall be necessary.
Pursuant to Section 2.3 of the Custodial Agreement, the Custodian will notify
the Master Servicer, the Depositor and the Trustee of any such omission or
defect found by it in respect of any Mortgage File held by it. If such omission
or defect materially and adversely affects the interests in the related Mortgage
Loan of the Certificateholders, the Master Servicer shall promptly notify the
related Subservicer of such omission or defect and request that such Subservicer
correct or cure such omission or defect within 60 days from the date the Master
Servicer was notified of such omission or defect and, if such Subservicer does
not correct or cure such omission or defect within such period, that such
Subservicer purchase such Mortgage Loan from the Trust Fund at its Purchase
Price, in either case within 90 days from the date the Master Servicer was
notified of such omission or defect; provided that if the omission or defect
would cause the Mortgage Loan to be other than a "qualified mortgage" as defined
in Section 860G(a)(3) of the Code, any such cure or repurchase must occur within
90 days from the date such breach was discovered; and provided further, that no
cure, substitution or repurchase shall be required if such omission or defect is
in respect of a Mortgage Loan listed on Schedule A of the Assignment Agreement.
The Purchase Price for any such Mortgage Loan shall be deposited or caused to be
deposited by the Master Servicer in the Custodial Account maintained by it
pursuant to Section 3.07 and, upon receipt by the Trustee of written
notification of such deposit signed by a Servicing Officer, the Trustee or any
Custodian, as the case may be, shall release to the Master Servicer the related
Mortgage File and the Trustee shall execute and deliver such instruments of
transfer or assignment prepared by the Master Servicer, in each case without
recourse, as shall be necessary to vest in the Subservicer or its designee, as
the case may be, any Mortgage Loan released pursuant hereto and thereafter such
Mortgage Loan shall not be part of the Trust Fund. In furtherance of the
foregoing, if the Subservicer or Residential Funding that repurchases the
Mortgage Loan is not a member of MERS and the Mortgage is registered on the
MERS(R) System, the Master Servicer, at its own expense and without any right of
reimbursement, shall cause MERS to execute and deliver an assignment of the
Mortgage in recordable form to transfer the Mortgage from MERS to such
Subservicer or Residential Funding and shall cause such Mortgage to be removed
from registration on the MERS(R) System in accordance with MERS' rules and
regulations. It is understood and agreed that the obligation of the Subservicer,
to so cure or purchase any Mortgage Loan as to which a material and adverse
defect in or omission of a constituent document exists shall constitute the sole
remedy respecting such defect or omission available to Certificateholders or the
Trustee on behalf of Certificateholders.
-48-
Section 4.06. Representations, Warranties and Covenants of the
Master Servicer and the Depositor.
(b) The Master Servicer hereby represents and warrants to the
Trustee for the benefit of the Certificateholders that:
(ii) The Master Servicer is a corporation duly organized,
validly existing and in good standing under the laws governing its
creation and existence and is or will be in compliance with the laws of
each state in which any Mortgaged Property is located to the extent
necessary to ensure the enforceability of each Mortgage Loan in
accordance with the terms of this Agreement;
(iv) The execution and delivery of this Agreement by the
Master Servicer and its performance and compliance with the terms of
this Agreement will not violate the Master Servicer's Certificate of
Incorporation or Bylaws or constitute a material default (or an event
which, with notice or lapse of time, or both, would constitute a
material default) under, or result in the material breach of, any
material contract, agreement or other instrument to which the Master
Servicer is a party or which may be applicable to the Master Servicer or
any of its assets;
(vi) This Agreement, assuming due authorization, execution
and delivery by the Trustee and the Depositor, constitutes a valid,
legal and binding obligation of the Master Servicer, enforceable against
it in accordance with the terms hereof subject to applicable bankruptcy,
insolvency, reorganization, moratorium and other laws affecting the
enforcement of creditors' rights generally and to general principles of
equity, regardless of whether such enforcement is considered in a
proceeding in equity or at law;
(viii) The Master Servicer is not in default with respect
to any order or decree of any court or any order, regulation or demand
of any federal, state, municipal or governmental agency, which default
might have consequences that would materially and adversely affect the
condition (financial or other) or operations of the Master Servicer or
its properties or might have consequences that would materially
adversely affect its performance hereunder;
(x) No litigation is pending or, to the best of the Master
Servicer's knowledge, threatened against the Master Servicer which would
prohibit its entering into this Agreement or performing its obligations
under this Agreement;
(xii) The Master Servicer will comply in all material
respects in the performance of this Agreement with all reasonable rules
and requirements of each insurer under each Required Insurance Policy;
-49-
(xiv) No information, certificate of an officer, statement
furnished in writing or report delivered to the Depositor, any Affiliate
of the Depositor or the Trustee by the Master Servicer will, to the
knowledge of the Master Servicer, contain any untrue statement of a
material fact or omit a material fact necessary to make the information,
certificate, statement or report not misleading;
(xvi) The Master Servicer has examined each existing, and
will examine each new, Subservicing Agreement and is or will be familiar
with the terms thereof. The terms of each existing Subservicing
Agreement and each designated Subservicer are acceptable to the Master
Servicer and any new Subservicing Agreements will comply with the
provisions of Section 3.02; and
(xviii)The Master Servicer is a member of MERS in good
standing, and will comply in all material respects with the rules and
procedures of MERS in connection with the servicing of the Mortgage
Loans that are registered with MERS.
It is understood and agreed that the representations and warranties set forth in
this Section 2.03(a) shall survive delivery of the respective Mortgage Files to
the Trustee or any Custodian.
Upon discovery by either the Depositor, the Master Servicer, the
Trustee or any Custodian of a breach of any representation or warranty set forth
in this Section 2.03(a) which materially and adversely affects the interests of
the Certificateholders in any Mortgage Loan, the party discovering such breach
shall give prompt written notice to the other parties (any Custodian being so
obligated under a Custodial Agreement). Within 90 days of its discovery or its
receipt of notice of such breach, the Master Servicer shall either (i) cure such
breach in all material respects or (ii) to the extent that such breach is with
respect to a Mortgage Loan or a related document, purchase such Mortgage Loan
from the Trust Fund at the Purchase Price and in the manner set forth in Section
2.02; provided that if the omission or defect would cause the Mortgage Loan to
be other than a "qualified mortgage" as defined in Section 860G(a)(3) of the
Code, any such cure or repurchase must occur within 90 days from the date such
breach was discovered. The obligation of the Master Servicer to cure such breach
or to so purchase such Mortgage Loan shall constitute the sole remedy in respect
of a breach of a representation and warranty set forth in this Section 2.03(a)
available to the Certificateholders or the Trustee on behalf of the
Certificateholders.
(d) The Depositor hereby represents and warrants to the Trustee
for the benefit of the Certificateholders that as of the Closing Date (or, if
otherwise specified below, as of the date so specified):
(ii) The information set forth in Exhibit F hereto with
respect to each Mortgage Loan or the Mortgage Loans, as the case may be,
is true and correct in all material respects at the respective date or
dates which such information is furnished;
(iv) Immediately prior to the conveyance of the Mortgage
Loans to the Trustee, the Depositor had good title to, and was the sole
owner of, each Mortgage Loan free
-50-
and clear of any pledge, lien, encumbrance or security interest (other
than rights to servicing and related compensation) and such conveyance
validly transfers ownership of the Mortgage Loans to the Trustee free
and clear of any pledge, lien, encumbrance or security interest; and
(vi) Each Mortgage Loan constitutes a qualified mortgage
under Section 860G(a)(3)(A) of the Code and Treasury Regulations Section
1.860G-2(a)(1).
It is understood and agreed that the representations and warranties set forth in
this Section 2.03(b) shall survive delivery of the respective Mortgage Files to
the Trustee or any Custodian.
Upon discovery by any of the Depositor, the Master Servicer, the Trustee
or any Custodian of a breach of any of the representations and warranties set
forth in this Section 2.03(b) which materially and adversely affects the
interests of the Certificateholders in any Mortgage Loan, the party discovering
such breach shall give prompt written notice to the other parties (any Custodian
being so obligated under a Custodial Agreement); provided, however, that in the
event of a breach of the representation and warranty set forth in Section
2.03(b)(iii), the party discovering such breach shall give such notice within
five days of discovery. Within 90 days of its discovery or its receipt of notice
of breach, the Depositor shall either (i) cure such breach in all material
respects or (ii) purchase such Mortgage Loan from the Trust Fund at the Purchase
Price and in the manner set forth in Section 2.02; provided that the Depositor
shall have the option to substitute a Qualified Substitute Mortgage Loan or
Loans for such Mortgage Loan if such substitution occurs within two years
following the Closing Date; provided that if the omission or defect would cause
the Mortgage Loan to be other than a "qualified mortgage" as defined in Section
860G(a)(3) of the Code, any such cure, substitution or repurchase must occur
within 90 days from the date such breach was discovered. Any such substitution
shall be effected by the Depositor under the same terms and conditions as
provided in Section 2.04 for substitutions by Residential Funding. It is
understood and agreed that the obligation of the Depositor to cure such breach
or to so purchase or substitute for any Mortgage Loan as to which such a breach
has occurred and is continuing shall constitute the sole remedy respecting such
breach available to the Certificateholders or the Trustee on behalf of the
Certificateholders. Notwithstanding the foregoing, the Depositor shall not be
required to cure breaches or purchase or substitute for Mortgage Loans as
provided in this Section 2.03(b) if the substance of the breach of a
representation set forth above also constitutes fraud in the origination of the
Mortgage Loan.
Section 4.08. Representations and Warranties of Residential Funding.
The Depositor, as assignee of Residential Funding under the
Assignment Agreement, hereby assigns to the Trustee for the benefit of the
Certificateholders all of its right, title and interest in respect of the
Assignment Agreement applicable to a Mortgage Loan. Insofar as the Assignment
Agreement relates to the representations and warranties made by Residential
Funding in respect of such Mortgage Loan and any remedies provided thereunder
for any breach of such representations and warranties, such right, title and
interest may be enforced by the Master Servicer on behalf of the Trustee and the
Certificateholders. Upon the discovery by the Depositor, the Master Servicer,
the Trustee or any Custodian of a breach of any of the representations and
warranties made in the Assignment Agreement in respect of any Mortgage Loan or
of any Repurchase Event which
-51-
materially and adversely affects the interests of the Certificateholders in such
Mortgage Loan, the party discovering such breach shall give prompt written
notice to the other parties (any Custodian being so obligated under a Custodial
Agreement). The Master Servicer shall promptly notify Residential Funding of
such breach or Repurchase Event and request that Residential Funding either (i)
cure such breach or Repurchase Event in all material respects within 90 days
from the date the Master Servicer was notified of such breach or Repurchase
Event or (ii) purchase such Mortgage Loan from the Trust Fund at the Purchase
Price and in the manner set forth in Section 2.02; provided that, in the case of
a breach or Repurchase Event under the Assignment Agreement, Residential Funding
shall have the option to substitute a Qualified Substitute Mortgage Loan or
Loans for such Mortgage Loan if such substitution occurs within two years
following the Closing Date; provided that if the breach would cause the Mortgage
Loan to be other than a "qualified mortgage" as defined in Section 860G(a)(3) of
the Code, any such cure or substitution must occur within 90 days from the date
the breach was discovered. In the event that Residential Funding elects to
substitute a Qualified Substitute Mortgage Loan or Loans for a Deleted Mortgage
Loan pursuant to this Section 2.04, Residential Funding shall deliver to the
Trustee for the benefit of the Certificateholders with respect to such Qualified
Substitute Mortgage Loan or Loans, the original Mortgage Note, the Mortgage, an
Assignment of the Mortgage in recordable form, and such other documents and
agreements as are required by Section 2.01, with the Mortgage Note endorsed as
required by Section 2.01. No substitution will be made in any calendar month
after the Determination Date for such month. Monthly Payments due with respect
to Qualified Substitute Mortgage Loans in the month of substitution shall not be
part of the Trust Fund and will be retained by the Master Servicer and remitted
by the Master Servicer to Residential Funding on the next succeeding
Distribution Date. For the month of substitution, distributions to the
Certificateholders will include the Monthly Payment due on a Deleted Mortgage
Loan for such month and thereafter Residential Funding shall be entitled to
retain all amounts received in respect of such Deleted Mortgage Loan. The Master
Servicer shall amend or cause to be amended the Mortgage Loan Schedule for the
benefit of the Certificateholders to reflect the removal of such Deleted
Mortgage Loan and the substitution of the Qualified Substitute Mortgage Loan or
Loans and the Master Servicer shall deliver the amended Mortgage Loan Schedule
to the Trustee. Upon such substitution, the Qualified Substitute Mortgage Loan
or Loans shall be subject to the terms of this Agreement and the related
Subservicing Agreement in all respects, and Residential Funding shall be deemed
to have made the representations and warranties with respect to the Qualified
Substitute Mortgage Loan contained in Section 4 of the Assignment Agreement, as
of the date of substitution, and the covenants, representations and warranties
set forth in this Section 2.04, and in Section 2.03 hereof and in Section 4 of
the Assignment Agreement, and the Master Servicer shall be obligated to
repurchase or substitute for any Qualified Substitute Mortgage Loan as to which
a Repurchase Event (as defined in the Assignment Agreement) has occurred
pursuant to Section 4 of the Assignment Agreement.
In connection with the substitution of one or more Qualified
Substitute Mortgage Loans for one or more Deleted Mortgage Loans, the Master
Servicer will determine the amount (if any) by which the aggregate principal
balance of all such Qualified Substitute Mortgage Loans as of the date of
substitution is less than the aggregate Stated Principal Balance of all such
Deleted Mortgage Loans (in each case after application of the principal portion
of the Monthly Payments due in the month of substitution that are to be
distributed to the Certificateholders in the month of substitution). Residential
Funding shall deposit the amount of such shortfall into the Custodial
-52-
Account on the day of substitution, without any reimbursement therefor.
Residential Funding shall give notice in writing to the Trustee of such event,
which notice shall be accompanied by an Officers' Certificate as to the
calculation of such shortfall and by an Opinion of Counsel to the effect that
such substitution will not cause (a) any federal tax to be imposed on the Trust
Fund, including without limitation, any federal tax imposed on "prohibited
transactions" under Section 860F(a)(1) of the Code or on "contributions after
the startup date" under Section 860G(d)(1) of the Code or (b) any portion of
REMIC I, REMIC II or REMIC III to fail to qualify as a REMIC at any time that
any Certificate is outstanding.
It is understood and agreed that the obligation of the
Residential Funding to cure such breach or purchase (or in the case of
Residential Funding to substitute for) such Mortgage Loan as to which such a
breach has occurred and is continuing shall constitute the sole remedy
respecting such breach available to the Certificateholders or the Trustee on
behalf of the Certificateholders. If the Master Servicer is Residential Funding,
then the Trustee shall also have the right to give the notification and require
the purchase or substitution provided for in the second preceding paragraph in
the event of such a breach of a representation or warranty made by Residential
Funding in the Assignment Agreement. In connection with the purchase of or
substitution for any such Mortgage Loan by Residential Funding, the Trustee
shall assign to Residential Funding all of the right, title and interest in
respect of the Assignment Agreement applicable to such Mortgage Loan.
Section 4.10. Execution and Authentication of Certificates;
Conveyance of Uncertificated REMIC Regular Interests.
(a) The Trustee acknowledges the assignment to it of the Mortgage Loans
and the delivery of the Mortgage Files to it, or any Custodian on its behalf,
subject to any exceptions noted, together with the assignment to it of all other
assets included in the Trust Fund, receipt of which is hereby acknowledged.
Concurrently with such delivery and in exchange therefor, the Trustee, pursuant
to the written request of the Depositor executed by an officer of the Depositor,
has executed and caused to be authenticated and delivered to or upon the order
of the Depositor the Certificates in authorized denominations which evidence
ownership of the entire Trust Fund.
(b) The Depositor, concurrently with the execution and delivery hereof,
does hereby transfer, assign, set over and otherwise convey in trust to the
Trustee without recourse all the right, title and interest of the Depositor in
and to the REMIC I Regular Interests for the benefit of the Holders of the REMIC
II Regular Interests and the Holders of the Class R-I Certificates. The Trustee
acknowledges receipt of the REMIC I Regular Interests (which are uncertificated)
and declares that it holds and will hold the same in trust for the exclusive use
and benefit of the Holders of the REMIC II Regular Interests and Holders of the
Class R-I Certificates. The interests evidenced by the Class R-II Certificates,
together with the REMIC II Regular Interests, constitute the entire beneficial
ownership interest in REMIC II.
(c) The Depositor, concurrently with the execution and delivery hereof,
does hereby transfer, assign, set over and otherwise convey in trust to the
Trustee without recourse all the right, title and interest of the Depositor in
and to the REMIC II Regular Interests for the benefit of the
-53-
holders of the Regular Certificates and the Class R-II Certificates. The Trustee
acknowledges receipt of the REMIC II Regular Interests (which are
uncertificated) and declares that it holds and will hold the same in trust for
the exclusive use and benefit of the holders of the Regular Certificates and the
Class R-II Certificates. The interests evidenced by the Class R-III Interest,
together with the Regular Certificates, constitute the entire beneficial
ownership interest in REMIC III.
(d) In exchange for the REMIC I and REMIC II Regular Interests and,
concurrently with the assignment to the Trustee thereof, pursuant to the written
request of the Depositor executed by an officer of the Depositor, the Trustee
has executed, authenticated and delivered to or upon the order of the Depositor,
the Regular Certificates in authorized denominations evidencing (together with
the Class R-III Certificates) the entire beneficial ownership interest in REMIC
III.
-54-
ARTICLE V
ADMINISTRATION AND SERVICING
OF MORTGAGE LOANS
Section 6.02. Master Servicer to Act as Servicer.
(b) The Master Servicer shall service and administer the Mortgage
Loans in accordance with the terms of this Agreement and the respective Mortgage
Loans, following such procedures as it would employ in its good faith business
judgment and which are normal and usual in its general mortgage servicing
activities, and shall have full power and authority, acting alone or through
Subservicers as provided in Section 3.02, to do any and all things which it may
deem necessary or desirable in connection with such servicing and
administration. Without limiting the generality of the foregoing, the Master
Servicer in its own name or in the name of a Subservicer is hereby authorized
and empowered by the Trustee when the Master Servicer or the Subservicer, as the
case may be, believes it appropriate in its best judgment, to execute and
deliver, on behalf of the Certificateholders and the Trustee or any of them, any
and all instruments of satisfaction or cancellation, or of partial or full
release or discharge, or of consent to assumption or modification in connection
with a proposed conveyance, or of assignment of any Mortgage and Mortgage Note
in connection with the repurchase of a Mortgage Loan and all other comparable
instruments, or with respect to the modification or re-recording of a Mortgage
for the purpose of correcting the Mortgage, the subordination of the lien of the
Mortgage in favor of a public utility company or government agency or unit with
powers of eminent domain, the taking of a deed in lieu of foreclosure, the
completion of judicial or non-judicial foreclosure, the conveyance of a
Mortgaged Property to the related insurer, the acquisition of any property
acquired by foreclosure or deed in lieu of foreclosure, or the management,
marketing and conveyance of any property acquired by foreclosure or deed in lieu
of foreclosure with respect to the Mortgage Loans and with respect to the
Mortgaged Properties. The Master Servicer further is authorized and empowered by
the Trustee, on behalf of the Certificateholders and the Trustee, in its own
name or in the name of the Subservicer, when the Master Servicer or the
Subservicer, as the case may be, believes it is appropriate in its best judgment
to register any Mortgage Loan on the MERS(R) System, or cause the removal from
the registration of any Mortgage Loan on the MERS(R) System, to execute and
deliver, on behalf of the Trustee and the Certificateholders or any of them, any
and all instruments of assignment and other comparable instruments with respect
to such assignment or re-recording of a Mortgage in the name of MERS, solely as
nominee for the Trustee and its successors and assigns. Any expenses incurred in
connection with the actions described in the preceding sentence shall be borne
by the Master Servicer in accordance with Section 3.16(c), with no right of
reimbursement; provided, that if, as a result of MERS discontinuing or becoming
unable to continue operations in connection with the MERS System, it becomes
necessary to remove any Mortgage Loan from registration on the MERS System and
to arrange for the assignment of the related Mortgages to the Trustee, then any
related expenses shall be reimbursable to the Master Servicer. Notwithstanding
the foregoing, subject to Section 3.07(a), the Master Servicer shall not permit
any modification with respect to any Mortgage Loan that would both constitute a
sale or exchange of such Mortgage Loan within the meaning of Section 1001 of the
Code and any proposed, temporary or final regulations promulgated thereunder
(other than in connection with a proposed conveyance or assumption of such
Mortgage Loan that is treated
-55-
as a Principal Prepayment in Full pursuant to Section 3.13(d) hereof) and cause
any of REMIC I, REMIC II or REMIC III to fail to qualify as a REMIC under the
Code. The Trustee shall furnish the Master Servicer with any powers of attorney
and other documents necessary or appropriate to enable the Master Servicer to
service and administer the Mortgage Loans. The Trustee shall not be liable for
any action taken by the Master Servicer or any Subservicer pursuant to such
powers of attorney. In servicing and administering any Nonsubserviced Mortgage
Loan, the Master Servicer shall, to the extent not inconsistent with this
Agreement, comply with the Program Guide as if it were the originator of such
Mortgage Loan and had retained the servicing rights and obligations in respect
thereof. In connection with servicing and administering the Mortgage Loans, the
Master Servicer and any Affiliate of the Master Servicer (i) may perform
services such as appraisals and brokerage services that are customarily provided
by Persons other than servicers of mortgage loans, and shall be entitled to
reasonable compensation therefor in accordance with Section 3.10 and (ii) may,
at its own discretion and on behalf of the Trustee, obtain credit information in
the form of a "credit score" from a credit repository.
(d) All costs incurred by the Master Servicer or by Subservicers
in effecting the timely payment of taxes and assessments on the properties
subject to the Mortgage Loans shall not, for the purpose of calculating monthly
distributions to the Certificateholders, be added to the amount owing under the
related Mortgage Loans, notwithstanding that the terms of such Mortgage Loan so
permit, and such costs shall be recoverable to the extent permitted by Section
3.10(a)(ii).
(f) The Master Servicer may enter into one or more agreements in
connection with the offering of pass-through certificates evidencing interests
in one or more of the Certificates providing for the payment by the Master
Servicer of amounts received by the Master Servicer as servicing compensation
hereunder and required to cover certain Prepayment Interest Shortfalls on the
Mortgage Loans, which payment obligation will thereafter be an obligation of the
Master Servicer hereunder.
Section 6.04. Subservicing Agreements Between Master Servicer and
Subservicers; Enforcement of Subservicers' Obligations;
Special Servicing.
(b) The Master Servicer may continue in effect Subservicing
Agreements entered into by Residential Funding and Subservicers prior to the
execution and delivery of this Agreement, and may enter into new Subservicing
Agreements with Subservicers, for the servicing and administration of all or
some of the Mortgage Loans. Each Subservicer shall be either (i) an institution
the accounts of which are insured by the FDIC or (ii) another entity that
engages in the business of originating or servicing mortgage loans, and in
either case shall be authorized to transact business in the state or states in
which the related Mortgaged Properties it is to service are situated, if and to
the extent required by applicable law to enable the Subservicer to perform its
obligations hereunder and under the Subservicing Agreement, and in either case
shall be a Xxxxxxx Mac, Xxxxxx Mae or HUD approved mortgage servicer. In
addition, any Subservicer of a Mortgage Loan insured by the FHA must be an
FHA-approved servicer, and any Subservicer of a Mortgage Loan guaranteed by the
VA must be a VA-approved servicer. Each Subservicer of a Mortgage Loan shall be
entitled to receive and retain, as provided in the related Subservicing
Agreement and in Section 3.07, the
-56-
related Subservicing Fee from payments of interest received on such Mortgage
Loan after payment of all amounts required to be remitted to the Master Servicer
in respect of such Mortgage Loan. For any Mortgage Loan that is a Nonsubserviced
Mortgage Loan, the Master Servicer shall be entitled to receive and retain an
amount equal to the Subservicing Fee from payments of interest. Unless the
context otherwise requires, references in this Agreement to actions taken or to
be taken by the Master Servicer in servicing the Mortgage Loans include actions
taken or to be taken by a Subservicer on behalf of the Master Servicer. Each
Subservicing Agreement will be upon such terms and conditions as are generally
required by, permitted by or consistent with the Program Guide and are not
inconsistent with this Agreement and as the Master Servicer and the Subservicer
have agreed. With the approval of the Master Servicer, a Subservicer may
delegate its servicing obligations to third- party servicers, but such
Subservicer will remain obligated under the related Subservicing Agreement. The
Master Servicer and a Subservicer may enter into amendments thereto or a
different form of Subservicing Agreement, and the form referred to or included
in the Program Guide is merely provided for information and shall not be deemed
to limit in any respect the discretion of the Master Servicer to modify or enter
into different Subservicing Agreements; provided, however, that any such
amendments or different forms shall be consistent with and not violate the
provisions of either this Agreement or the Program Guide in a manner which would
materially and adversely affect the interests of the Certificateholders.
(d) As part of its servicing activities hereunder, the Master
Servicer, for the benefit of the Trustee and the Certificateholders, shall use
its best reasonable efforts to enforce the obligations of each Subservicer under
the related Subservicing Agreement, to the extent that the non- performance of
any such obligation would have a material and adverse effect on a Mortgage Loan,
including, without limitation, the obligation to purchase a Mortgage Loan on
account of defective documentation, as described in Section 2.02, or on account
of a breach of a representation or warranty, as described in Section 2.04. Such
enforcement, including, without limitation, the legal prosecution of claims,
termination of Subservicing Agreements, as appropriate, and the pursuit of other
appropriate remedies, shall be in such form and carried out to such an extent
and at such time as the Master Servicer would employ in its good faith business
judgment and which are normal and usual in its general mortgage servicing
activities. The Master Servicer shall pay the costs of such enforcement at its
own expense, and shall be reimbursed therefor only (i) from a general recovery
resulting from such enforcement to the extent, if any, that such recovery
exceeds all amounts due in respect of the related Mortgage Loan or (ii) from a
specific recovery of costs, expenses or attorneys fees against the party against
whom such enforcement is directed.
Section 6.06. Successor Subservicers.
The Master Servicer shall be entitled to terminate any
Subservicing Agreement that may exist in accordance with the terms and
conditions of such Subservicing Agreement and without any limitation by virtue
of this Agreement; provided, however, that in the event of termination of any
Subservicing Agreement by the Master Servicer or the Subservicer, the Master
Servicer shall either act as servicer of the related Mortgage Loan or enter into
a Subservicing Agreement with a successor Subservicer which will be bound by the
terms of the related Subservicing Agreement. If the Master Servicer or any
Affiliate of Residential Funding acts as servicer, it will not assume liability
for the representations and warranties of the Subservicer which it replaces. If
the Master Servicer enters
-57-
into a Subservicing Agreement with a successor Subservicer, the Master Servicer
shall use reasonable efforts to have the successor Subservicer assume liability
for the representations and warranties made by the terminated Subservicer in
respect of the related Mortgage Loans and, in the event of any such assumption
by the successor Subservicer, the Master Servicer may, in the exercise of its
business judgment, release the terminated Subservicer from liability for such
representations and warranties.
Section 6.08. Liability of the Master Servicer.
Notwithstanding any Subservicing Agreement, any of the provisions
of this Agreement relating to agreements or arrangements between the Master
Servicer or a Subservicer or reference to actions taken through a Subservicer or
otherwise, the Master Servicer shall remain obligated and liable to the Trustee
and Certificateholders for the servicing and administering of the Mortgage Loans
in accordance with the provisions of Section 3.01 without diminution of such
obligation or liability by virtue of such Subservicing Agreements or
arrangements or by virtue of indemnification from the Subservicer or the
Depositor and to the same extent and under the same terms and conditions as if
the Master Servicer alone were servicing and administering the Mortgage Loans.
The Master Servicer shall be entitled to enter into any agreement with a
Subservicer for indemnification of the Master Servicer and nothing contained in
this Agreement shall be deemed to limit or modify such indemnification.
Section 6.10. No Contractual Relationship Between Subservicer and
Trustee or Certificateholders.
Any Subservicing Agreement that may be entered into and any other
transactions or services relating to the Mortgage Loans involving a Subservicer
in its capacity as such and not as an originator shall be deemed to be between
the Subservicer and the Master Servicer alone and the Trustee and
Certificateholders shall not be deemed parties thereto and shall have no claims,
rights, obligations, duties or liabilities with respect to the Subservicer in
its capacity as such except as set forth in Section 3.06. The foregoing
provision shall not in any way limit a Subservicer's obligation to cure an
omission or defect or to repurchase a Mortgage Loan as referred to in Section
2.02 hereof.
Section 6.12. Assumption or Termination of Subservicing
Agreements by Trustee.
(b) In the event the Master Servicer shall for any reason no
longer be the master servicer (including by reason of an Event of Default), the
Trustee, its designee or its successor shall thereupon assume all of the rights
and obligations of the Master Servicer under each Subservicing Agreement that
may have been entered into. The Trustee, its designee or the successor servicer
for the Trustee shall be deemed to have assumed all of the Master Servicer's
interest therein and to have replaced the Master Servicer as a party to the
Subservicing Agreement to the same extent as if the Subservicing Agreement had
been assigned to the assuming party except that the Master Servicer shall not
thereby be relieved of any liability or obligations under the Subservicing
Agreement.
-58-
(d) The Master Servicer shall, upon request of the Trustee but at
the expense of the Master Servicer, deliver to the assuming party all documents
and records relating to each Subservicing Agreement and the Mortgage Loans then
being serviced and an accounting of amounts collected and held by it and
otherwise use its best efforts to effect the orderly and efficient transfer of
each Subservicing Agreement to the assuming party.
Section 6.14. Collection of Certain Mortgage Loan Payments;
Deposits to Custodial Account.
(b) The Master Servicer shall make reasonable efforts to collect
all payments called for under the terms and provisions of the Mortgage Loans,
and shall, to the extent such procedures shall be consistent with this Agreement
and the terms and provisions of any related Primary Insurance Policy, follow
such collection procedures as it would employ in its good faith business
judgment and which are normal and usual in its general mortgage servicing
activities. Consistent with the foregoing, the Master Servicer may in its
discretion (i) waive any late payment charge or any prepayment charge or penalty
interest in connection with the prepayment of a Mortgage Loan and (ii) extend
the Due Date for payments due on a Mortgage Loan in accordance with the Program
Guide, provided, however, that the Master Servicer shall first determine that
any such waiver or extension will not impair the coverage of any related Primary
Insurance Policy or materially adversely affect the lien of the related
Mortgage. In the event of any such arrangement, the Master Servicer shall make
timely advances on the related Mortgage Loan during the scheduled period in
accordance with the amortization schedule of such Mortgage Loan without
modification thereof by reason of such arrangements unless otherwise agreed to
by the Holders of the Classes of Certificates affected thereby; provided,
however, that no such extension shall be made if any advance would be a
Nonrecoverable Advance. Consistent with the terms of this Agreement, the Master
Servicer may also waive, modify or vary any term of any Mortgage Loan or consent
to the postponement of strict compliance with any such term or in any manner
grant indulgence to any Mortgagor if in the Master Servicer's determination such
waiver, modification, postponement or indulgence is not materially adverse to
the interests of the Certificateholders (taking into account any estimated
Realized Loss that might result absent such action), provided, however, that the
Master Servicer may not modify materially or permit any Subservicer to modify
any Mortgage Loan, including without limitation any modification that would
change the Mortgage Rate, forgive the payment of any principal or interest
(unless in connection with the liquidation of the related Mortgage Loan or
except in connection with prepayments to the extent that such reamortization is
not inconsistent with the terms of the Mortgage Loan), or extend the final
maturity date of such Mortgage Loan, unless such Mortgage Loan is in default or,
in the judgment of the Master Servicer, such default is reasonably foreseeable.
In connection with any Curtailment of a Mortgage Loan, the Master Servicer, to
the extent not inconsistent with the terms of the Mortgage Note and local law
and practice, may permit the Mortgage Loan to be re-amortized such that the
Monthly Payment is recalculated as an amount that will fully amortize the
remaining Stated Principal Balance thereof by the original Maturity Date based
on the original Mortgage Rate; provided, that such reamortization shall not be
permitted if it would constitute a reissuance of the Mortgage Loan for federal
income tax purposes.
-59-
(d) The Master Servicer shall establish and maintain a Custodial
Account in which the Master Servicer shall deposit or cause to be deposited on a
daily basis, except as otherwise specifically provided herein, the following
payments and collections remitted by Subservicers or received by it in respect
of the Mortgage Loans subsequent to the Cut-off Date (other than in respect of
principal and interest on the Mortgage Loans due on or before the Cut-off Date):
(ii) All payments on account of principal, including
Principal Prepayments made by Mortgagors on the Mortgage Loans and the
principal component of any Subservicer Advance or of any REO Proceeds
received in connection with an REO Property for which an REO Disposition
has occurred;
(iv) All payments on account of interest at the Adjusted
Mortgage Rate on the Mortgage Loans, including the interest component of
any Subservicer Advance or of any REO Proceeds received in connection
with an REO Property for which an REO Disposition has occurred;
(vi) Insurance Proceeds and Liquidation Proceeds (net of any
related expenses of the Subservicer);
(viii) All proceeds of any Mortgage Loans purchased
pursuant to Section 2.02, 2.03, 2.04 or 4.07 and all amounts required to
be deposited in connection with the substitution of a Qualified
Substitute Mortgage Loan pursuant to Section 2.03 or 2.04; and
(x) Any amounts required to be deposited pursuant to Section
3.07(c) or 3.21.
The foregoing requirements for deposit in the Custodial Account shall be
exclusive, it being understood and agreed that, without limiting the generality
of the foregoing, payments on the Mortgage Loans which are not part of the Trust
Fund (consisting of payments in respect of principal and interest on the
Mortgage Loans due on or before the Cut-off Date) and payments or collections in
the nature of prepayment charges or late payment charges or assumption fees may
but need not be deposited by the Master Servicer in the Custodial Account. In
the event any amount not required to be deposited in the Custodial Account is so
deposited, the Master Servicer may at any time withdraw such amount from the
Custodial Account, any provision herein to the contrary notwithstanding. The
Custodial Account may contain funds that belong to one or more trust funds
created for mortgage pass-through certificates of other series and may contain
other funds respecting payments on mortgage loans belonging to the Master
Servicer or serviced or master serviced by it on behalf of others.
Notwithstanding such commingling of funds, the Master Servicer shall keep
records that accurately reflect the funds on deposit in the Custodial Account
that have been identified by it as being attributable to the Mortgage Loans.
With respect to Insurance Proceeds, Liquidation Proceeds, REO
Proceeds and the proceeds of the purchase of any Mortgage Loan pursuant to
Sections 2.02, 2.03, 2.04 and 4.07 received in any calendar month, the Master
Servicer may elect to treat such amounts as included in
-60-
the Available Distribution Amount for the Distribution Date in the month of
receipt, but is not obligated to do so. If the Master Servicer so elects, such
amounts will be deemed to have been received (and any related Realized Loss
shall be deemed to have occurred) on the last day of the month prior to the
receipt thereof.
(f) The Master Servicer shall use its best efforts to cause the
institution maintaining the Custodial Account to invest the funds in the
Custodial Account attributable to the Mortgage Loans in Permitted Investments
which shall mature not later than the Certificate Account Deposit Date next
following the date of such investment (with the exception of the Amount Held for
Future Distribution) and which shall not be sold or disposed of prior to their
maturities. All income and gain realized from any such investment shall be for
the benefit of the Master Servicer as additional servicing compensation and
shall be subject to its withdrawal or order from time to time. The amount of any
losses incurred in respect of any such investments attributable to the
investment of amounts in respect of the Mortgage Loans shall be deposited in the
Custodial Account by the Master Servicer out of its own funds immediately as
realized.
(h) The Master Servicer shall give notice to the Trustee and the
Depositor of any change in the location of the Custodial Account and the
location of the Certificate Account prior to the use thereof.
Section 6.16. Subservicing Accounts; Servicing Accounts.
(b) In those cases where a Subservicer is servicing a Mortgage
Loan pursuant to a Subservicing Agreement, the Master Servicer shall cause the
Subservicer, pursuant to the Subservicing Agreement, to establish and maintain
one or more Subservicing Accounts which shall be an Eligible Account or, if such
account is not an Eligible Account, shall generally satisfy the requirements of
the Program Guide and be otherwise acceptable to the Master Servicer and each
Rating Agency. The Subservicer will be required thereby to deposit into the
Subservicing Account on a daily basis all proceeds of Mortgage Loans received by
the Subservicer, less its Subservicing Fees and unreimbursed advances and
expenses, to the extent permitted by the Subservicing Agreement. If the
Subservicing Account is not an Eligible Account, the Master Servicer shall be
deemed to have received such monies upon receipt thereof by the Subservicer. The
Subservicer shall not be required to deposit in the Subservicing Account
payments or collections in the nature of prepayment charges or late charges or
assumption fees. On or before the date specified in the Program Guide, but in no
event later than the Determination Date, the Master Servicer shall cause the
Subservicer, pursuant to the Subservicing Agreement, to remit to the Master
Servicer for deposit in the Custodial Account all funds held in the Subservicing
Account with respect to each Mortgage Loan serviced by such Subservicer that are
required to be remitted to the Master Servicer. The Subservicer will also be
required, pursuant to the Subservicing Agreement, to advance on such scheduled
date of remittance amounts equal to any scheduled monthly installments of
principal and interest less its Subservicing Fees on any Mortgage Loans for
which payment was not received by the Subservicer. This obligation to advance
with respect to each Mortgage Loan will continue up to and including the first
of the month following the date on which the related Mortgaged Property is sold
at a foreclosure sale or is acquired by the Trust Fund by deed in lieu of
foreclosure or otherwise. All such advances received by the Master Servicer
shall be deposited promptly by it in
-61-
the Custodial Account.
(d) The Subservicer may also be required, pursuant to the
Subservicing Agreement, to remit to the Master Servicer for deposit in the
Custodial Account interest at the Adjusted Mortgage Rate (or Modified Net
Mortgage Rate plus the rate per annum at which the Servicing Fee, if any,
accrues in the case of a Modified Mortgage Loan) on any Curtailment received by
such Subservicer in respect of a Mortgage Loan from the related Mortgagor during
any month that is to be applied by the Subservicer to reduce the unpaid
principal balance of the related Mortgage Loan as of the first day of such
month, from the date of application of such Curtailment to the first day of the
following month. Any amounts paid by a Subservicer pursuant to the preceding
sentence shall be for the benefit of the Master Servicer as additional servicing
compensation and shall be subject to its withdrawal or order from time to time
pursuant to Sections 3.10(a)(iv) and (v).
(f) In addition to the Custodial Account and the Certificate
Account, the Master Servicer shall for any Nonsubserviced Mortgage Loan, and
shall cause the Subservicers for Subserviced Mortgage Loans to, establish and
maintain one or more Servicing Accounts and deposit and retain therein all
collections from the Mortgagors (or advances from Subservicers) for the payment
of taxes, assessments, hazard insurance premiums, Primary Insurance Policy
premiums, if applicable, or comparable items for the account of the Mortgagors.
Each Servicing Account shall satisfy the requirements for a Subservicing Account
and, to the extent permitted by the Program Guide or as is otherwise acceptable
to the Master Servicer, may also function as a Subservicing Account. Withdrawals
of amounts related to the Mortgage Loans from the Servicing Accounts may be made
only to effect timely payment of taxes, assessments, hazard insurance premiums,
Primary Insurance Policy premiums, if applicable, or comparable items, to
reimburse the Master Servicer or Subservicer out of related collections for any
payments made pursuant to Sections 3.11 (with respect to the Primary Insurance
Policy) and 3.12(a) (with respect to hazard insurance), to refund to any
Mortgagors any sums as may be determined to be overages, to pay interest, if
required, to Mortgagors on balances in the Servicing Account or to clear and
terminate the Servicing Account at the termination of this Agreement in
accordance with Section 9.01 or in accordance with the Program Guide. As part of
its servicing duties, the Master Servicer shall, and the Subservicers will,
pursuant to the Subservicing Agreements, be required to pay to the Mortgagors
interest on funds in this account to the extent required by law.
(h) The Master Servicer shall advance the payments referred to in
the preceding subsection that are not timely paid by the Mortgagors or advanced
by the Subservicers on the date when the tax, premium or other cost for which
such payment is intended is due, but the Master Servicer shall be required so to
advance only to the extent that such advances, in the good faith judgment of the
Master Servicer, will be recoverable by the Master Servicer out of Insurance
Proceeds, Liquidation Proceeds or otherwise.
-62-
Section 6.18. Access to Certain Documentation and Information
Regarding the Mortgage Loans.
In the event that compliance with this Section 3.09 shall make
any Class of Certificates legal for investment by federally insured savings and
loan associations, the Master Servicer shall provide, or cause the Subservicers
to provide, to the Trustee, the Office of Thrift Supervision or the FDIC and the
supervisory agents and examiners thereof access to the documentation regarding
the Mortgage Loans required by applicable regulations of the Office of Thrift
Supervision, such access being afforded without charge but only upon reasonable
request and during normal business hours at the offices designated by the Master
Servicer. The Master Servicer shall permit such representatives to photocopy any
such documentation and shall provide equipment for that purpose at a charge
reasonably approximating the cost of such photocopying to the Master Servicer.
Section 6.20. Permitted Withdrawals from the Custodial Account.
(b) The Master Servicer may, from time to time as provided
herein, make withdrawals from the Custodial Account of amounts on deposit
therein pursuant to Section 3.07 that are attributable to the Mortgage Loans for
the following purposes:
(ii) to make deposits into the Certificate Account in the amounts
and in the manner provided for in Section 4.01;
(iv) to reimburse itself or the related Subservicer for
previously unreimbursed advances or expenses made pursuant to Sections
3.01, 3.08, 3.12(a), 3.14 and 4.04 or otherwise reimbursable pursuant to
the terms of this Agreement, such withdrawal right being limited to
amounts received on particular Mortgage Loans (including, for this
purpose, REO Proceeds, Insurance Proceeds, Liquidation Proceeds and
proceeds from the purchase of a Mortgage Loan pursuant to Section 2.02,
2.03, 2.04 or 4.07) which represent (A) Late Collections of Monthly
Payments for which any such advance was made in the case of Subservicer
Advances or Advances pursuant to Section 4.04 and (B) late recoveries of
the payments for which such advances were made in the case of Servicing
Advances;
(vi) to pay to itself or the related Subservicer (if not
previously retained by such Subservicer) out of each payment received by
the Master Servicer on account of interest on a Mortgage Loan as
contemplated by Sections 3.14 and 3.16, an amount equal to that
remaining portion of any such payment as to interest (but not in excess
of the Servicing Fee and the Subservicing Fee, if not previously
retained) which, when deducted, will result in the remaining amount of
such interest being interest at a rate per annum equal to the Net
Mortgage Rate (or Modified Net Mortgage Rate in the case of a Modified
Mortgage Loan) on the amount specified in the amortization schedule of
the related Mortgage Loan as the principal balance thereof at the
beginning of the period respecting which such interest was paid after
giving effect to any previous Curtailments;
-63-
(viii) to pay to itself as additional servicing
compensation any interest or investment income earned on funds deposited
in the Custodial Account that it is entitled to withdraw pursuant to
Section 3.07(c);
(x) to pay to itself as additional servicing compensation
any Foreclosure Profits, and any amounts remitted by Subservicers as
interest in respect of Curtailments pursuant to Section 3.08(b);
(xii) to pay to itself, a Subservicer, Residential
Funding, the Depositor or any other appropriate Person, as the case may
be, with respect to each Mortgage Loan or property acquired in respect
thereof that has been purchased or otherwise transferred pursuant to
Section 2.02, 2.03, 2.04, 4.07 or 9.01, all amounts received thereon and
not required to be distributed to Certificateholders as of the date on
which the related Stated Principal Balance or Purchase Price is
determined;
(xiv) to reimburse itself or the related Subservicer for
any Nonrecoverable Advance or Advances in the manner and to the extent
provided in subsection (c) below, any Advance made in connection with a
modification of a Mortgage Loan that is in default or, in the judgment
of the Master Servicer, default is reasonably foreseeable pursuant to
Section 3.07(a), to the extent the amount of the Advance has been added
to the outstanding principal balance of the Mortgage Loan;
(xvi) to reimburse itself or the Depositor for expenses
incurred by and reimbursable to it or the Depositor pursuant to Section
3.14(c), 6.03, 10.01 or otherwise;
(xviii)to reimburse itself for amounts expended by it (a)
pursuant to Section 3.14 in good faith in connection with the
restoration of property damaged by an Uninsured Cause, and (b) in
connection with the liquidation of a Mortgage Loan or disposition of an
REO Property to the extent not otherwise reimbursed pursuant to clause
(ii) or (viii) above; and
(xx) to withdraw any amount deposited in the Custodial
Account that was not required to be deposited therein pursuant to
Section 3.07, including any payoff fees or penalties or any other
additional amounts payable to the Master Servicer or Subservicer
pursuant to the terms of the Mortgage Note.
(d) Since, in connection with withdrawals pursuant to clauses
(ii), (iii), (v) and (vi), the Master Servicer's entitlement thereto is limited
to collections or other recoveries on the related Mortgage Loan, the Master
Servicer shall keep and maintain separate accounting, on a Mortgage Loan by
Mortgage Loan basis, for the purpose of justifying any withdrawal from the
Custodial Account pursuant to such clauses.
-64-
(f) The Master Servicer shall be entitled to reimburse itself or
the related Subservicer for any advance made in respect of a Mortgage Loan that
the Master Servicer determines to be a Nonrecoverable Advance by withdrawal from
the Custodial Account of amounts on deposit therein attributable to the Mortgage
Loans on any Certificate Account Deposit Date succeeding the date of such
determination. Such right of reimbursement in respect of a Nonrecoverable
Advance on any such Certificate Account Deposit Date shall be limited to an
amount not exceeding the portion of such advance previously paid to
Certificateholders (and not theretofore reimbursed to the Master Servicer or the
related Subservicer).
Section 6.22. Maintenance of Primary Insurance Coverage.
(b) The Master Servicer shall not take, or permit any Subservicer
to take, any action which would result in noncoverage under any applicable
Primary Insurance Policy of any loss which, but for the actions of the Master
Servicer or Subservicer, would have been covered thereunder. To the extent
coverage is available, the Master Servicer shall keep or cause to be kept in
full force and effect each such Primary Insurance Policy until the principal
balance of the related Mortgage Loan secured by a Mortgaged Property is reduced
to 80% or less of the Appraised Value at origination in the case of such a
Mortgage Loan having a Loan-to-Value Ratio at origination in excess of 80%,
provided that such Primary Insurance Policy was in place as of the Cut-off Date
and the Master Servicer had knowledge of such Primary Insurance Policy. The
Master Servicer shall not cancel or refuse to renew any such Primary Insurance
Policy applicable to a Nonsubserviced Mortgage Loan, or consent to any
Subservicer canceling or refusing to renew any such Primary Insurance Policy
applicable to a Mortgage Loan subserviced by it, that is in effect at the date
of the initial issuance of the Certificates and is required to be kept in force
hereunder unless the replacement Primary Insurance Policy for such canceled or
non-renewed policy is maintained with an insurer whose claims-paying ability is
acceptable to each Rating Agency for mortgage pass- through certificates having
a rating equal to or better than the lower of the then-current rating or the
rating assigned to the Certificates as of the Closing Date by such Rating
Agency.
(d) In connection with its activities as administrator and
servicer of the Mortgage Loans, the Master Servicer agrees to present or to
cause the related Subservicer to present, on behalf of the Master Servicer, the
Subservicer, if any, the Trustee and Certificateholders, claims to the insurer
under any Primary Insurance Policies, in a timely manner in accordance with such
policies, and, in this regard, to take or cause to be taken such reasonable
action as shall be necessary to permit recovery under any Primary Insurance
Policies respecting defaulted Mortgage Loans. Pursuant to Section 3.07, any
Insurance Proceeds collected by or remitted to the Master Servicer under any
Primary Insurance Policies shall be deposited in the Custodial Account, subject
to withdrawal pursuant to Section 3.10.
Section 6.24. Maintenance of Fire Insurance and Omissions and
Fidelity Coverage.
(b) The Master Servicer shall cause to be maintained for each
Mortgage Loan fire insurance with extended coverage in an amount which is equal
to the lesser of the principal balance
-65-
owing on such Mortgage Loan (together with the principal balance of any mortgage
loan secured by a lien that is senior to the Mortgage Loan) or 100 percent of
the insurable value of the improvements; provided, however, that such coverage
may not be less than the minimum amount required to fully compensate for any
loss or damage on a replacement cost basis. To the extent it may do so without
breaching the related Subservicing Agreement, the Master Servicer shall replace
any Subservicer that does not cause such insurance, to the extent it is
available, to be maintained. The Master Servicer shall also cause to be
maintained on property acquired upon foreclosure, or deed in lieu of
foreclosure, of any Mortgage Loan, fire insurance with extended coverage in an
amount which is at least equal to the amount necessary to avoid the application
of any co-insurance clause contained in the related hazard insurance policy.
Pursuant to Section 3.07, any amounts collected by the Master Servicer under any
such policies (other than amounts to be applied to the restoration or repair of
the related Mortgaged Property or property thus acquired or amounts released to
the Mortgagor in accordance with the Master Servicer's normal servicing
procedures) shall be deposited in the Custodial Account, subject to withdrawal
pursuant to Section 3.10. Any cost incurred by the Master Servicer in
maintaining any such insurance shall not, for the purpose of calculating monthly
distributions to Certificateholders, be added to the amount owing under the
Mortgage Loan, notwithstanding that the terms of the Mortgage Loan so permit.
Such costs shall be recoverable by the Master Servicer out of related late
payments by the Mortgagor or out of Insurance Proceeds and Liquidation Proceeds
to the extent permitted by Section 3.10. It is understood and agreed that no
earthquake or other additional insurance is to be required of any Mortgagor or
maintained on property acquired in respect of a Mortgage Loan other than
pursuant to such applicable laws and regulations as shall at any time be in
force and as shall require such additional insurance. Whenever the improvements
securing a Mortgage Loan are located at the time of origination of such Mortgage
Loan in a federally designated special flood hazard area, the Master Servicer
shall cause flood insurance (to the extent available) to be maintained in
respect thereof. Such flood insurance shall be in an amount equal to the lesser
of (i) the amount required to compensate for any loss or damage to the Mortgaged
Property on a replacement cost basis and (ii) the maximum amount of such
insurance available for the related Mortgaged Property under the national flood
insurance program (assuming that the area in which such Mortgaged Property is
located is participating in such program).
In the event that the Master Servicer shall obtain and maintain a
blanket fire insurance policy with extended coverage insuring against hazard
losses on all of the Mortgage Loans, it shall conclusively be deemed to have
satisfied its obligations as set forth in the first sentence of this Section
3.12(a), it being understood and agreed that such policy may contain a
deductible clause, in which case the Master Servicer shall, in the event that
there shall not have been maintained on the related Mortgaged Property a policy
complying with the first sentence of this Section 3.12(a) and there shall have
been a loss which would have been covered by such policy, deposit in the
Certificate Account the amount not otherwise payable under the blanket policy
because of such deductible clause. Any such deposit by the Master Servicer shall
be made on the Certificate Account Deposit Date next preceding the Distribution
Date which occurs in the month following the month in which payments under any
such policy would have been deposited in the Custodial Account. In connection
with its activities as administrator and servicer of the Mortgage Loans, the
Master Servicer agrees to present, on behalf of itself, the Trustee and
Certificateholders, claims under any such blanket policy.
-66-
(d) The Master Servicer shall obtain and maintain at its own
expense and keep in full force and effect throughout the term of this Agreement
a blanket fidelity bond and an errors and omissions insurance policy covering
the Master Servicer's officers and employees and other persons acting on behalf
of the Master Servicer in connection with its activities under this Agreement.
The amount of coverage shall be at least equal to the coverage that would be
required by Xxxxxx Xxx or Xxxxxxx Mac, whichever is greater, with respect to the
Master Servicer if the Master Servicer were servicing and administering the
Mortgage Loans for Xxxxxx Mae or Xxxxxxx Mac. In the event that any such bond or
policy ceases to be in effect, the Master Servicer shall obtain a comparable
replacement bond or policy from an issuer or insurer, as the case may be,
meeting the requirements, if any, of the Program Guide and acceptable to the
Depositor. Coverage of the Master Servicer under a policy or bond obtained by an
Affiliate of the Master Servicer and providing the coverage required by this
Section 3.12(b) shall satisfy the requirements of this Section 3.12(b).
Section 6.26. Enforcement of Due-on-Sale Clauses; Assumption and
Modification Agreements; Certain Assignments.
(b) When any Mortgaged Property is conveyed by the Mortgagor, the
Master Servicer or Subservicer, to the extent it has knowledge of such
conveyance, shall enforce any due- on-sale clause contained in any Mortgage Note
or Mortgage, to the extent permitted under applicable law and governmental
regulations, but only to the extent that such enforcement will not adversely
affect or jeopardize coverage under any Required Insurance Policy.
Notwithstanding the foregoing:
(ii) the Master Servicer shall not be deemed to be in
default under this Section 3.13(a) by reason of any transfer or
assumption which the Master Servicer is restricted by law from
preventing; and
(iv) if the Master Servicer determines that it is
reasonably likely that any Mortgagor will bring, or if any Mortgagor
does bring, legal action to declare invalid or otherwise avoid
enforcement of a due-on-sale clause contained in any Mortgage Note or
Mortgage, the Master Servicer shall not be required to enforce the
due-on-sale clause or to contest such action.
(d) Subject to the Master Servicer's duty to enforce any
due-on-sale clause to the extent set forth in Section 3.13(a), in any case in
which a Mortgaged Property is to be conveyed to a Person by a Mortgagor, and
such Person is to enter into an assumption or modification agreement or
supplement to the Mortgage Note or Mortgage which requires the signature of the
Trustee, or if an instrument of release signed by the Trustee is required
releasing the Mortgagor from liability on the Mortgage Loan, the Master Servicer
is authorized, subject to the requirements of the sentence next following, to
execute and deliver, on behalf of the Trustee, the assumption agreement with the
Person to whom the Mortgaged Property is to be conveyed and such modification
agreement or supplement to the Mortgage Note or Mortgage or other instruments as
are reasonable or necessary to carry out the terms of the Mortgage Note or
Mortgage or otherwise to comply with any applicable laws regarding assumptions
or the transfer of the Mortgaged Property to such Person; provided, however,
none of such terms and requirements shall both constitute a "significant
modification"
-67-
effecting an exchange or reissuance of such Mortgage Loan under the Code (or
final, temporary or proposed Treasury regulations promulgated thereunder) and
cause any of REMIC I, REMIC II or REMIC III to fail to qualify as REMICs under
the Code or the imposition of any tax on "prohibited transactions" or
"contributions" after the startup date under the REMIC Provisions. The Master
Servicer shall execute and deliver such documents only if it reasonably
determines that (i) its execution and delivery thereof will not conflict with or
violate any terms of this Agreement or cause the unpaid balance and interest on
the Mortgage Loan to be uncollectible in whole or in part, (ii) any required
consents of insurers under any Required Insurance Policies have been obtained
and (iii) subsequent to the closing of the transaction involving the assumption
or transfer (A) the Mortgage Loan will continue to be secured by a first
mortgage lien (or junior lien of the same priority in relation to any senior
mortgage loan, with respect to any Mortgage Loan secured by a junior Mortgage)
pursuant to the terms of the Mortgage, (B) such transaction will not adversely
affect the coverage under any Required Insurance Policies, (C) the Mortgage Loan
will fully amortize over the remaining term thereof, (D) no material term of the
Mortgage Loan (including the interest rate on the Mortgage Loan) will be altered
nor will the term of the Mortgage Loan be changed and (E) if the
seller/transferor of the Mortgaged Property is to be released from liability on
the Mortgage Loan, the buyer/transferee of the Mortgaged Property would be
qualified to assume the Mortgage Loan based on generally comparable credit
quality and such release will not (based on the Master Servicer's or
Subservicer's good faith determination) adversely affect the collectability of
the Mortgage Loan. Upon receipt of appropriate instructions from the Master
Servicer in accordance with the foregoing, the Trustee shall execute any
necessary instruments for such assumption or substitution of liability as
directed by the Master Servicer. Upon the closing of the transactions
contemplated by such documents, the Master Servicer shall cause the originals or
true and correct copies of the assumption agreement, the release (if any), or
the modification or supplement to the Mortgage Note or Mortgage to be delivered
to the Trustee or the Custodian and deposited with the Mortgage File for such
Mortgage Loan. Any fee collected by the Master Servicer or such related
Subservicer for entering into an assumption or substitution of liability
agreement will be retained by the Master Servicer or such Subservicer as
additional servicing compensation.
(f) The Master Servicer or the related Subservicer, as the case
may be, shall be entitled to approve a request from a Mortgagor for a partial
release of the related Mortgaged Property, the granting of an easement thereon
in favor of another Person, any alteration or demolition of the related
Mortgaged Property or other similar matters if it has determined, exercising its
good faith business judgment in the same manner as it would if it were the owner
of the related Mortgage Loan, that the security for, and the timely and full
collectability of, such Mortgage Loan would not be adversely affected thereby
and that each of REMIC I, REMIC II or REMIC III would continue to qualify as a
REMIC under the Code as a result thereof and that no tax on "prohibited
transactions" or "contributions" after the startup day would be imposed on any
of REMIC I, REMIC II or REMIC III as a result thereof. Any fee collected by the
Master Servicer or the related Subservicer for processing such a request will be
retained by the Master Servicer or such Subservicer as additional servicing
compensation.
(h) Subject to any other applicable terms and conditions of this
Agreement, the Trustee and Master Servicer shall be entitled to approve an
assignment in lieu of satisfaction with respect to any Mortgage Loan, provided
the obligee with respect to such Mortgage Loan following
-68-
such proposed assignment provides the Trustee and Master Servicer with a "Lender
Certification for Assignment of Mortgage Loan" in the form attached hereto as
Exhibit M, in form and substance satisfactory to the Trustee and Master
Servicer, providing the following: (i) that the Mortgage Loan is secured by
Mortgaged Property located in a jurisdiction in which an assignment in lieu of
satisfaction is required to preserve lien priority, minimize or avoid mortgage
recording taxes or otherwise comply with, or facilitate a refinancing under, the
laws of such jurisdiction; (ii) that the substance of the assignment is, and is
intended to be, a refinancing of such Mortgage Loan and that the form of the
transaction is solely to comply with, or facilitate the transaction under, such
local laws; (iii) that the Mortgage Loan following the proposed assignment will
have a rate of interest at least 0.25 percent below or above the rate of
interest on such Mortgage Loan prior to such proposed assignment; and (iv) that
such assignment is at the request of the borrower under the related Mortgage
Loan. Upon approval of an assignment in lieu of satisfaction with respect to any
Mortgage Loan, the Master Servicer shall receive cash in an amount equal to the
unpaid principal balance of and accrued interest on such Mortgage Loan and the
Master Servicer shall treat such amount as a Principal Prepayment in Full with
respect to such Mortgage Loan for all purposes hereof.
Section 6.28. Realization Upon Defaulted Mortgage Loans.
(b) The Master Servicer shall foreclose upon or otherwise
comparably convert (which may include an REO Acquisition) the ownership of
properties securing such of the Mortgage Loans as come into and continue in
default and as to which no satisfactory arrangements can be made for collection
of delinquent payments pursuant to Section 3.07. Alternatively, the Master
Servicer may take other actions in respect of a defaulted Mortgage Loan, which
may include (i) accepting a short sale (a payoff of the Mortgage Loan for an
amount less than the total amount contractually owed in order to facilitate a
sale of the Mortgaged Property by the Mortgagor) or permitting a short
refinancing (a payoff of the Mortgage Loan for an amount less than the total
amount contractually owed in order to facilitate refinancing transactions by the
Mortgagor not involving a sale of the Mortgaged Property), (ii) arranging for a
repayment plan or (iii) agreeing to a modification in accordance with Section
3.07. In connection with such foreclosure or other conversion or action, the
Master Servicer shall, consistent with Section 3.11, follow such practices and
procedures as it shall deem necessary or advisable, as shall be normal and usual
in its general mortgage servicing activities and as shall be required or
permitted by the Program Guide; provided that the Master Servicer shall not be
liable in any respect hereunder if the Master Servicer is acting in connection
with any such foreclosure or other conversion or action in a manner that is
consistent with the provisions of this Agreement. The Master Servicer, however,
shall not be required to expend its own funds or incur other reimbursable
charges in connection with any foreclosure, or attempted foreclosure which is
not completed, or towards the correction of any default on a related senior
mortgage loan, or towards the restoration of any property unless it shall
determine (i) that such restoration and/or foreclosure will increase the
proceeds of liquidation of the Mortgage Loan to Holders of Certificates of one
or more Classes after reimbursement to itself for such expenses or charges and
(ii) that such expenses and charges will be recoverable to it through
Liquidation Proceeds, Insurance Proceeds, or REO Proceeds (respecting which it
shall have priority for purposes of withdrawals from the Custodial Account
pursuant to Section 3.10, whether or not such expenses and charges are actually
recoverable from related Liquidation Proceeds, Insurance Proceeds or REO
Proceeds). In the event of such a determination by the Master Servicer pursuant
to this Section
-69-
3.14(a), the Master Servicer shall be entitled to reimbursement of its funds so
expended pursuant to Section 3.10.
In addition, the Master Servicer may pursue any remedies that may be
available in connection with a breach of a representation and warranty with
respect to any such Mortgage Loan in accordance with Sections 2.03 and 2.04.
However, the Master Servicer is not required to continue to pursue both
foreclosure (or similar remedies) with respect to the Mortgage Loans and
remedies in connection with a breach of a representation and warranty if the
Master Servicer determines in its reasonable discretion that one such remedy is
more likely to result in a greater recovery as to the Mortgage Loan. Upon the
occurrence of a Cash Liquidation or REO Disposition, following the deposit in
the Custodial Account of all Insurance Proceeds, Liquidation Proceeds and other
payments and recoveries referred to in the definition of "Cash Liquidation" or
"REO Disposition," as applicable, upon receipt by the Trustee of written
notification of such deposit signed by a Servicing Officer, the Trustee or any
Custodian, as the case may be, shall release to the Master Servicer the related
Mortgage File and the Trustee shall execute and deliver such instruments of
transfer or assignment prepared by the Master Servicer, in each case without
recourse, as shall be necessary to vest in the Master Servicer or its designee,
as the case may be, the related Mortgage Loan, and thereafter such Mortgage Loan
shall not be part of the Trust Fund. Notwithstanding the foregoing or any other
provision of this Agreement, in the Master Servicer's sole discretion with
respect to any defaulted Mortgage Loan or REO Property as to either of the
following provisions, (i) a Cash Liquidation or REO Disposition may be deemed to
have occurred if substantially all amounts expected by the Master Servicer to be
received in connection with the related defaulted Mortgage Loan or REO Property
have been received, and (ii) for purposes of determining the amount of any
Liquidation Proceeds, Insurance Proceeds, REO Proceeds or other unscheduled
collections or the amount of any Realized Loss, the Master Servicer may take
into account minimal amounts of additional receipts expected to be received or
any estimated additional liquidation expenses expected to be incurred in
connection with the related defaulted Mortgage Loan or REO Property.
(d) In the event that title to any Mortgaged Property is acquired
by the Trust Fund as an REO Property by foreclosure or by deed in lieu of
foreclosure, the deed or certificate of sale shall be issued to the Trustee or
to its nominee on behalf of Certificateholders. Notwithstanding any such
acquisition of title and cancellation of the related Mortgage Loan, such REO
Property shall (except as otherwise expressly provided herein) be considered to
be an Outstanding Mortgage Loan held in the Trust Fund until such time as the
REO Property shall be sold. Consistent with the foregoing for purposes of all
calculations hereunder so long as such REO Property shall be considered to be an
Outstanding Mortgage Loan it shall be assumed that, notwithstanding that the
indebtedness evidenced by the related Mortgage Note shall have been discharged,
such Mortgage Note and the related amortization schedule in effect at the time
of any such acquisition of title (after giving effect to any previous
Curtailments and before any adjustment thereto by reason of any bankruptcy or
similar proceeding or any moratorium or similar waiver or grace period) remain
in effect.
(f) In the event that the Trust Fund acquires any REO Property as
aforesaid or otherwise in connection with a default or imminent default on a
Mortgage Loan, the Master Servicer on behalf of the Trust Fund shall dispose of
such REO Property within three full years after the
-70-
taxable year of its acquisition by the Trust Fund for purposes of Section
860G(a)(8) of the Code (or such shorter period as may be necessary under
applicable state (including any state in which such property is located) law to
maintain the status of each of REMIC I, REMIC II or REMIC III as a REMIC under
applicable state law and avoid taxes resulting from such property failing to be
foreclosure property under applicable state law) or, at the expense of the Trust
Fund, request, more than 60 days before the day on which such grace period would
otherwise expire, an extension of such grace period unless the Master Servicer
obtains for the Trustee an Opinion of Counsel, addressed to the Trustee and the
Master Servicer, to the effect that the holding by the Trust Fund of such REO
Property subsequent to such period will not result in the imposition of taxes on
"prohibited transactions" as defined in Section 860F of the Code or cause any of
REMIC I or REMIC II to fail to qualify as a REMIC (for federal (or any
applicable State or local) income tax purposes) at any time that any
Certificates are outstanding, in which case the Trust Fund may continue to hold
such REO Property (subject to any conditions contained in such Opinion of
Counsel). The Master Servicer shall be entitled to be reimbursed from the
Custodial Account for any costs incurred in obtaining such Opinion of Counsel,
as provided in Section 3.10. Notwithstanding any other provision of this
Agreement, no REO Property acquired by the Trust Fund shall be rented (or
allowed to continue to be rented) or otherwise used by or on behalf of the Trust
Fund in such a manner or pursuant to any terms that would (i) cause such REO
Property to fail to qualify as "foreclosure property" within the meaning of
Section 860G(a)(8) of the Code or (ii) subject REMIC I, REMIC II or REMIC III to
the imposition of any federal income taxes on the income earned from such REO
Property, including any taxes imposed by reason of Section 860G(c) of the Code,
unless the Master Servicer has agreed to indemnify and hold harmless the Trust
Fund with respect to the imposition of any such taxes.
(h) The proceeds of any Cash Liquidation, REO Disposition or
purchase or repurchase of any Mortgage Loan pursuant to the terms of this
Agreement, as well as any recovery resulting from a collection of Liquidation
Proceeds, Insurance Proceeds or REO Proceeds, will be applied in the following
order of priority: first, to reimburse the Master Servicer or the related
Subservicer in accordance with Section 3.10(a)(ii); second, to the
Certificateholders to the extent of accrued and unpaid interest on the Mortgage
Loan, and any related REO Imputed Interest, at the Net Mortgage Rate (or the
Modified Net Mortgage Rate in the case of a Modified Mortgage Loan), to the Due
Date in the related Due Period prior to the Distribution Date on which such
amounts are to be distributed; third, to the Certificateholders as a recovery of
principal on the Mortgage Loan (or REO Property) (provided that if any such
Class of Certificates to which such Realized Loss was allocated is no longer
outstanding, such subsequent recovery shall be distributed to the persons who
were the Holders of such Class of Certificates when it was retired); fourth, to
the Master Servicer; fifth, to all Servicing Fees and Subservicing Fees payable
therefrom (and the Master Servicer and the Subservicer shall have no claims for
any deficiencies with respect to such fees which result from the foregoing
allocation); and sixth, to Foreclosure Profits.
Section 6.30. Trustee to Cooperate; Release of Mortgage Files.
(b) Upon becoming aware of the payment in full of any Mortgage
Loan, or upon the receipt by the Master Servicer of a notification that payment
in full will be escrowed in a manner customary for such purposes, the Master
Servicer will immediately notify the Trustee (if it holds the related Mortgage
File) or the Custodian by a certification of a Servicing Officer (which
certification
-71-
shall include a statement to the effect that all amounts received or to be
received in connection with such payment which are required to be deposited in
the Custodial Account pursuant to Section 3.07 have been or will be so
deposited), substantially in one of the forms attached hereto as Exhibit G
requesting delivery to it of the Mortgage File. Upon receipt of such
certification and request, the Trustee shall promptly release, or cause the
Custodian to release, the related Mortgage File to the Master Servicer. The
Master Servicer is authorized to execute and deliver to the Mortgagor the
request for reconveyance, deed of reconveyance or release or satisfaction of
mortgage or such instrument releasing the lien of the Mortgage, together with
the Mortgage Note with, as appropriate, written evidence of cancellation thereon
and to cause the removal from the registration on the MERS(R) System of such
Mortgage and to execute and deliver, on behalf of the Trustee and the
Certificateholders or any of them, any and all instruments of satisfaction or
cancellation or of partial or full release. No expenses incurred in connection
with any instrument of satisfaction or deed of reconveyance shall be chargeable
to the Custodial Account or the Certificate Account.
(d) From time to time as is appropriate for the servicing or
foreclosure of any Mortgage Loan, the Master Servicer shall deliver to the
Custodian, with a copy to the Trustee, a certificate of a Servicing Officer
substantially in one of the forms attached as Exhibit G hereto, requesting that
possession of all, or any document constituting part of, the Mortgage File be
released to the Master Servicer and certifying as to the reason for such release
and that such release will not invalidate any insurance coverage provided in
respect of the Mortgage Loan under any Required Insurance Policy. Upon receipt
of the foregoing, the Trustee shall deliver, or cause the Custodian to deliver,
the Mortgage File or any document therein to the Master Servicer. The Master
Servicer shall cause each Mortgage File or any document therein so released to
be returned to the Trustee, or the Custodian as agent for the Trustee when the
need therefor by the Master Servicer no longer exists, unless (i) the Mortgage
Loan has been liquidated and the Liquidation Proceeds relating to the Mortgage
Loan have been deposited in the Custodial Account or (ii) the Mortgage File or
such document has been delivered directly or through a Subservicer to an
attorney, or to a public trustee or other public official as required by law,
for purposes of initiating or pursuing legal action or other proceedings for the
foreclosure of the Mortgaged Property either judicially or non-judicially, and
the Master Servicer has delivered directly or through a Subservicer to the
Trustee a certificate of a Servicing Officer certifying as to the name and
address of the Person to which such Mortgage File or such document was delivered
and the purpose or purposes of such delivery. In the event of the liquidation of
a Mortgage Loan, the Trustee shall deliver the Request for Release with respect
thereto to the Master Servicer upon deposit of the related Liquidation Proceeds
in the Custodial Account.
(f) The Trustee or the Master Servicer on the Trustee's behalf
shall execute and deliver to the Master Servicer, if necessary, any court
pleadings, requests for trustee's sale or other documents necessary to the
foreclosure or trustee's sale in respect of a Mortgaged Property or to any legal
action brought to obtain judgment against any Mortgagor on the Mortgage Note or
Mortgage or to obtain a deficiency judgment, or to enforce any other remedies or
rights provided by the Mortgage Note or Mortgage or otherwise available at law
or in equity. Together with such documents or pleadings (if signed by the
Trustee), the Master Servicer shall deliver to the Trustee a certificate of a
Servicing Officer requesting that such pleadings or documents be executed by the
Trustee and certifying as to the reason such documents or pleadings are required
and that the execution and delivery thereof by the Trustee will not invalidate
any insurance coverage under any
-72-
Required Insurance Policy or invalidate or otherwise affect the lien of the
Mortgage, except for the termination of such a lien upon completion of the
foreclosure or trustee's sale.
Section 6.32. Servicing and Other Compensation; Compensating
Interest.
(b) The Master Servicer, as compensation for its activities
hereunder, shall be entitled to receive on each Distribution Date the amounts
provided for by clauses (iii), (iv), (v) and (vi) of Section 3.10(a), subject to
clause (e) below. The amount of servicing compensation provided for in such
clauses shall be accounted for on a Mortgage Loan-by-Mortgage Loan basis. In the
event that Liquidation Proceeds, Insurance Proceeds and REO Proceeds (net of
amounts reimbursable therefrom pursuant to Section 3.10(a)(ii)) in respect of a
Cash Liquidation or REO Disposition exceed the unpaid principal balance of such
Mortgage Loan plus unpaid interest accrued thereon (including REO Imputed
Interest) at a per annum rate equal to the related Net Mortgage Rate (or the
Modified Net Mortgage Rate in the case of a Modified Mortgage Loan), the Master
Servicer shall be entitled to retain therefrom and to pay to itself and/or the
related Subservicer, any Foreclosure Profits and any Servicing Fee or
Subservicing Fee considered to be accrued but unpaid.
(d) Additional servicing compensation in the form of prepayment
charges, assumption fees, late payment charges, investment income on amounts in
the Custodial Account or the Certificate Account or otherwise shall be retained
by the Master Servicer or the Subservicer to the extent provided herein, subject
to clause (e) below.
(f) The Master Servicer shall be required to pay, or cause to be
paid, all expenses incurred by it in connection with its servicing activities
hereunder (including payment of premiums for the Primary Insurance Policies, if
any, to the extent such premiums are not required to be paid by the related
Mortgagors, and the fees and expenses of the Trustee and any Custodian) and
shall not be entitled to reimbursement therefor except as specifically provided
in Sections 3.10 and 3.14.
(h) The Master Servicer's right to receive servicing compensation
may not be transferred in whole or in part except in connection with the
transfer of all of its responsibilities and obligations of the Master Servicer
under this Agreement.
(j) Notwithstanding clauses (a) and (b) above, the amount of
servicing compensation that the Master Servicer shall be entitled to receive for
its activities hereunder for the period ending on each Distribution Date shall
be reduced (but not below zero) by an amount equal to Compensating Interest (if
any) for such Distribution Date. Such reduction shall be applied during such
period as follows: first, to any Servicing Fee or Subservicing Fee to which the
Master Servicer is entitled pursuant to Section 3.10(a)(iii); second, to any
income or gain realized from any investment of funds held in the Custodial
Account or the Certificate Account to which the Master Servicer is entitled
pursuant to Sections 3.07(c) or 4.01(b), respectively; and third, to any amounts
of servicing compensation to which the Master Servicer is entitled pursuant to
Section 3.10(a)(v) or (vi). In making such reduction, the Master Servicer will
not withdraw from the Custodial Account any such amount representing all or a
portion of the Servicing Fee to which it is entitled pursuant to Section
3.10(a)(iii); (ii) will not withdraw from the Custodial Account or Certificate
Account any
-73-
such amount to which it is entitled pursuant to Section 3.07(c) or 4.01(b) and
(iii) will not withdraw from the Custodial Account any such amount of servicing
compensation to which it is entitled pursuant to Section 3.10(a)(v) or (vi).
With respect to any Distribution Date, Compensating Interest shall be used on
such Distribution Date to cover any Prepayment Interest Shortfalls on the
Mortgage Loans.
Section 6.34. Reports to the Trustee and the Depositor.
Not later than fifteen days after each Distribution Date, the
Master Servicer shall forward to the Trustee and the Depositor a statement,
certified by a Servicing Officer, setting forth the status of the Custodial
Account as of the close of business on such Distribution Date as it relates to
the Mortgage Loans and showing, for the period covered by such statement, the
aggregate of deposits in or withdrawals from the Custodial Account in respect of
the Mortgage Loans for each category of deposit specified in Section 3.07 and
each category of withdrawal specified in Section 3.10.
Section 6.36. Annual Statement as to Compliance.
The Master Servicer will deliver to the Depositor and the Trustee
on or before March 31 of each year, beginning with the first March 31 that
occurs at least six months after the Cut-off Date, an Officers' Certificate
stating, as to each signer thereof, that (i) a review of the activities of the
Master Servicer during the preceding calendar year related to its servicing of
mortgage loans and of its performance under the pooling and servicing
agreements, including this Agreement, has been made under such officers'
supervision, (ii) to the best of such officers' knowledge, based on such review,
the Master Servicer has complied in all material respects with the minimum
servicing standards set forth in the Uniform Single Attestation Program for
Mortgage Bankers and has fulfilled all of its material obligations in all
material respects throughout such year, or, if there has been material
noncompliance with such servicing standards or a default in the fulfillment in
all material respects of any such obligation relating to this Agreement, such
statement shall include a description of such noncompliance or specify each such
default, as the case may be, known to such officer and the nature and status
thereof and (iii) to the best of such officers' knowledge, each Subservicer has
complied in all material respects with the minimum servicing standards set forth
in the Uniform Single Attestation Program for Mortgage Bankers and has fulfilled
all of its material obligations under its Subservicing Agreement in all material
respects throughout such year, or if there has been material noncompliance with
such servicing standards or a material default in the fulfillment of such
obligations relating to this Agreement, specifying such statement shall include
a description of such noncompliance or specify each such default, as the case
may be, known to such officer and the nature and status thereof.
Section 6.38. Annual Independent Public Accountants' Servicing
Report.
On or before March 31 of each year, beginning with the first
March 31 that occurs at least six months after the Cut-off Date, the Master
Servicer at its expense shall cause a firm of independent public accountants
which shall be members of the American Institute of Certified Public
-74-
Accountants to furnish a report to the Depositor and the Trustee stating its
opinion that, on the basis of an examination conducted by such firm
substantially in accordance with standards established by the American Institute
of Certified Public Accountants, the assertions made pursuant to Section 3.18
regarding compliance with the minimum servicing standards set forth in the
Uniform Single Attestation Program for Mortgage Bankers during the preceding
calendar year are fairly stated in all material respects, subject to such
exceptions and other qualifications that, in the opinion of such firm, such
accounting standards require it to report. In rendering such statement, such
firm may rely, as to matters relating to the direct servicing of mortgage loans
by Subservicers, upon comparable statements for examinations conducted by
independent public accountants substantially in accordance with standards
established by the American Institute of Certified Public Accountants (rendered
within one year of such statement) with respect to such Subservicers.
Section 6.40. Right of the Depositor in Respect of the Master
Servicer.
The Master Servicer shall afford the Depositor, upon reasonable
notice, during normal business hours access to all records maintained by the
Master Servicer in respect of its rights and obligations hereunder and access to
officers of the Master Servicer responsible for such obligations. Upon request,
the Master Servicer shall furnish the Depositor with its most recent financial
statements and such other information as the Master Servicer possesses regarding
its business, affairs, property and condition, financial or otherwise. The
Master Servicer shall also cooperate with all reasonable requests for
information including, but not limited to, notices, tapes and copies of files,
regarding itself, the Mortgage Loans or the Certificates from any Person or
Persons identified by the Depositor or Residential Funding. The Depositor may,
but is not obligated to perform, or cause a designee to perform, any defaulted
obligation of the Master Servicer hereunder or exercise the rights of the Master
Servicer hereunder; provided that the Master Servicer shall not be relieved of
any of its obligations hereunder by virtue of such performance by the Depositor
or its designee. The Depositor shall not have the responsibility or liability
for any action or failure to act by the Master Servicer and is not obligated to
supervise the performance of the Master Servicer under this Agreement or
otherwise.
-75-
ARTICLE VII
PAYMENTS TO CERTIFICATEHOLDERS
Section 8.02. Certificate Account.
(b) The Master Servicer acting as agent of the Trustee shall
establish and maintain a Certificate Account in which the Master Servicer shall
cause to be deposited on behalf of the Trustee on or before 2:00 P.M. New York
time on each Certificate Account Deposit Date by wire transfer of immediately
available funds an amount equal to the sum of (i) any Advance for the
immediately succeeding Distribution Date, (ii) any amount required to be
deposited in the Certificate Account pursuant to Section 3.12(a), (iii) any
amount required to be deposited in the Certificate Account pursuant to Section
3.16(e) or Section 4.07, (iv) any amount required to be paid pursuant to Section
9.01, and (v) all other amounts constituting the Available Distribution Amount
for the immediately succeeding Distribution Date.
(d) The Trustee shall, upon written request from the Master
Servicer, invest or cause the institution maintaining the Certificate Account to
invest the funds in the Certificate Account in Permitted Investments designated
in the name of the Trustee for the benefit of the Certificateholders, which
shall mature not later than the Business Day next preceding the Distribution
Date next following the date of such investment (except that (i) any investment
in the institution with which the Certificate Account is maintained may mature
on such Distribution Date and (ii) any other investment may mature on such
Distribution Date if the Trustee shall advance funds on such Distribution Date
to the Certificate Account in the amount payable on such investment on such
Distribution Date, pending receipt thereof to the extent necessary to make
distributions on the Certificates) and shall not be sold or disposed of prior to
maturity. All income and gain realized from any such investment shall be for the
benefit of the Master Servicer and shall be subject to its withdrawal or order
from time to time. The amount of any losses incurred in respect of any such
investments shall be deposited in the Certificate Account by the Master Servicer
out of its own funds immediately as realized.
Section 8.04. Distributions.
(b) On each Distribution Date, the Trustee (or the Paying Agent
on behalf of the Trustee) shall allocate and distribute the Principal
Distribution Amount for such date to the interest issued in respect of REMIC I,
REMIC II and REMIC III as specified in this Section.
(d) (1) On each Distribution Date, the following amounts, in the
following order of priority, shall be distributed by REMIC I to REMIC II on
account of the REMIC I Regular Interests:
(i) first, to the Holders of REMIC I Regular Interest LTB, in an
amount equal to
-76-
(A) the Uncertificated Accrued Interest for such Distribution Date, plus
(B) any amounts in respect thereof remaining unpaid from previous
Distribution Dates and second, to Holders of REMIC I Regular Interest
LTA in an amount equal to (A) the Uncertificated Accrued Interest for
such Distribution Date, plus (B) any amounts in respect thereof
remaining unpaid from previous Distribution Dates; and
(ii) to the Holders of REMIC I Regular Interests, in an amount
equal to the remainder of the Available Distribution Amount for such
Distribution Date after the distributions made pursuant to clause (i)
above, allocated in the following order of priority:
(A) to the Holders of REMIC I Regular Interest LTA,
until the Uncertificated Principal Balance of REMIC I Regular
Interest LTA is reduced to zero;
(B) to the Holders of REMIC I Regular Interest LTB,
until the Uncertificated Principal Balance of REMIC I Regular
Interest LTB is reduced to zero; and
(C) any remaining amount to the Holders of the
Class R-I Certificates.
(2) On each Distribution Date, the following amounts, in the following
order of priority, shall be distributed by REMIC II to REMIC III on account of
the REMIC II Regular Interests:
(i) first, to the extent of the Available Distribution
Amount, to the Holders of REMIC II Regular Interest A-IO, in an
amount equal to (A) the Uncertificated Accrued Interest for such
Distribution Date, plus (B) any amounts in respect thereof
remaining unpaid from previous Distribution Dates, and second, to
the Holders of REMIC II Regular Interest LT1, REMIC II Regular
Interest LT2, REMIC II Regular Interest LT3, REMIC II Regular
Interest LT4, REMIC II Regular Interest LT5, REMIC II Regular
Interest LT6, REMIC II Regular Interest LT7 and REMIC II Regular
Interest LT8, pro rata, in an amount equal to(A) the
Uncertificated Accrued Interest for such Distribution Date, plus
(B) any amounts in respect thereof remaining unpaid from previous
Distribution Dates. Amounts payable as Uncertificated Accrued
Interest in respect of REMIC II Regular Interest LT8 shall be
reduced when the REMIC II Overcollateralization Amount is less
than the REMIC II Required Overcollateralization Amount, by the
lesser of (x) the amount of such difference and (y) the REMIC II
Regular Interest LT8 Maximum Interest Deferral Amount , and such
amount will be payable to the Holders of REMIC II Regular
Interest LT2, REMIC II Regular Interest LT3, REMIC II Regular
Interest LT4, REMIC II Regular Interest LT5, REMIC II Regular
Interest LT6 and REMIC II Regular Interest LT7 in the same
proportion as the Overcollateralization Increase Amount is
allocated to the Class A-1 Certificates, Class A-2 Certificates,
Class M-1
-77-
Certificates, Class M-2 Certificates, Class M-3 Certificates
and Class B Certificates, respectively; and
(ii) on each Distribution Date, to the Holders of REMIC II
Regular Interests, in an amount equal to the remainder of the
proceeds relating to the REMIC I Regular Interests after the
distributions made pursuant to clause (i) above, allocated as
follows (except as provided below):
(i) to the Holders of the REMIC II Regular Interest LT1,
98.00% of such remainder until the Uncertificated
Principal Balance of such REMIC II Regular Interest is
reduced to zero;
(ii) to the Holders of the REMIC II Regular Interest LT2,
LT3, LT4, LT5, LT6 and LT7, 1.00% of such remainder, in
the same proportion as principal payments are allocated
to the Class X-0, Xxxxx X-0, Class M-1, Class M-2 and
Class M-3 Certificates and Class B Certificates,
respectively;
(iii)to the Holders of the REMIC II Regular Interest LT8,
1.00% of such remainder; and
(iv) any remaining amounts to the Holders of the Class R- II
Certificates;
provided, however, that 98.00% and 2.00% of any principal
payments that are attributable to an Overcollateralization
Reduction Amount shall be allocated to Holders of the REMIC
II Regular Interest LT1 and REMIC II Regular Interest LT8,
respectively. (2) [reserved]
(3) Notwithstanding the distributions on the REMIC Regular
Interests described in this Section 4.02(b), distribution of funds from the
Certificate Account shall be made only in accordance with Section 4.02(c).
(f) On each Distribution Date (x) the Master Servicer on behalf
of the Trustee or (y) the Paying Agent appointed by the Trustee, shall
distribute to each Certificateholder of record on the next preceding Record Date
(other than as provided in Section 9.01 respecting the final distribution)
either in immediately available funds (by wire transfer or otherwise) to the
account of such Certificateholder at a bank or other entity having appropriate
facilities therefor, if such Certificateholder has so notified the Master
Servicer or the Paying Agent, as the case may be, or, if
-78-
such Certificateholder has not so notified the Master Servicer or the Paying
Agent by the Record Date, by check mailed to such Certificateholder at the
address of such Holder appearing in the Certificate Register such
Certificateholder's share (which share with respect to each Class of
Certificates, shall be based on the aggregate of the Percentage Interests
represented by Certificates of the applicable Class held by such Holder of the
following amounts), in the following order of priority, in each case to the
extent of the Available Distribution Amount:
(i) to the Class A Certificateholders, Accrued Certificate
Interest payable on such Certificates with respect to such
Distribution Date, plus any Accrued Certificate Interest
remaining unpaid from any prior Distribution Date, less any
Prepayment Interest Shortfalls, to the extent not covered by
Compensating Interest pursuant to Section 3.16, allocated to the
Class A Certificates as described in Section 4.02(e) below (the
"Class A Interest Distribution Amount"), with such amount
allocated among the Class A Certificateholders on a pro rata
basis;
(ii) to the Class M-1 Certificateholders from the amount,
if any, of the Available Distribution Amount remaining after the
foregoing distributions, Accrued Certificate Interest payable on
such Certificates with respect to such Distribution Date, plus
any Accrued Certificate Interest remaining unpaid from any prior
Distribution Date, less any Prepayment Interest Shortfalls, to
the extent not covered by Compensating Interest pursuant to
Section 3.16, allocated to the Class M-1 Certificates as
described in Section 4.02(e) (the "Class M-1 Interest
Distribution Amount");
(iii) to the Class M-2 Certificateholders from the amount,
if any, of the Available Distribution Amount remaining after the
foregoing distributions, Accrued Certificate Interest payable on
such Certificates with respect to such Distribution Date, plus
any Accrued Certificate Interest remaining unpaid from any prior
Distribution Date, less any Prepayment Interest Shortfalls, to
the extent not covered by Compensating Interest pursuant to
Section 3.16, allocated to the Class M-2 Certificates as
described in Section 4.02(e) (the "Class M-2 Interest
Distribution Amount");
(iv) to the Class M-3 Certificateholders from the amount,
if any, of the Available Distribution Amount remaining after the
foregoing distributions, Accrued Certificate Interest payable on
such Certificates with respect to such Distribution Date, plus
any Accrued Certificate Interest remaining unpaid from any prior
Distribution Date, less any Prepayment Interest Shortfalls, to
the extent not covered by Compensating Interest pursuant to
Section 3.16, allocated to the Class M-3 Certificates as
described in Section 4.02(e) (the "Class M-3 Interest
Distribution Amount");
-79-
(v) to the Class B Certificateholders from the amount, if
any, of the Available Distribution Amount remaining after the
foregoing distributions, Accrued Certificate Interest payable on
such Certificates with respect to such Distribution Date, plus
any Accrued Certificate Interest remaining unpaid from any prior
Distribution Date, less any Prepayment Interest Shortfalls, to
the extent not covered by Compensating Interest pursuant to
Section 3.16, allocated to the Class B Certificates as described
in Section 4.02(e) (the "Class B Interest Distribution Amount");
(vi) to the Class A-1 Certificateholders and Class A-2
Certificateholders, from the amount, if any, of the Available
Distribution Amount remaining after the foregoing distributions,
the Class A Principal Distribution Amount, which shall be
distributed to the Holders of the Class A-1 Certificates and
Class A-2 Certificates on a pro rata basis, based on the
Principal Remittance Amount for such Distribution Date from the
Group I Loans and Group II Loans, respectively, until the
Certificate Principal Balances of the Class A-1 Certificates and
Class A-2 Certificates have been reduced to zero; provided,
however, if on any Distribution Date the Certificate Principal
Balance of the Class A-1 Certificates or Class A-2 Certificates
has been reduced to zero, the Class A Principal Distribution
Amount will be allocated to the remaining class of Class A
Certificates;
(vii) to the Class M-1 Certificateholders, from the
amount, if any, of the Available Distribution Amount remaining
after the foregoing distributions, the Class M-1 Principal
Distribution Amount, until the Certificate Principal Balance of
the Class M-1 Certificates has been reduced to zero;
(viii) to the Class M-2 Certificateholders, from the
amount, if any, of the Available Distribution Amount remaining
after the foregoing distributions, the Class M-2 Principal
Distribution Amount, until the Certificate Principal Balance of
the Class M-2 Certificates has been reduced to zero;
(ix) to the Class M-3 Certificateholders, from the amount,
if any, of the Available Distribution Amount remaining after the
foregoing distributions, the Class M-3 Principal Distribution
Amount, until the Certificate Principal Balance of the Class M-3
Certificates has been reduced to zero;
(x) to the Class B Certificateholders, from the amount, if
any, of the Available Distribution Amount remaining after the
foregoing distributions, the Class B Principal Distribution
Amount, until the Certificate Principal Balance of the Class B
Certificates has been reduced to zero;
(xi) to the Class A, Class M and Class B
Certificateholders from the amount, if any, of the Available
Distribution Amount remaining after the foregoing distributions,
the amount of any Prepayment Interest Shortfalls allocated
thereto with
-80-
respect to the Mortgage Loans, to the extent not covered by
Compensating Interest on such Distribution Date, which will be
allocated to the Class A, Class M and Class B Certificateholders
on a pro rata basis, based on the amount of such Prepayment
Interest Shortfalls;
(xii) to the Class A, Class M and Class B
Certificateholders from the amount, if any, of the Available
Distribution Amount remaining after the foregoing distributions,
the amount of any Prepayment Interest Shortfalls allocated
thereto remaining unpaid from prior Distribution Dates together
with interest thereon, which will be allocated to the Class A,
Class M and Class B Certificateholders on a pro rata basis, based
on the amount of such unpaid Prepayment Interest Shortfalls;
(xiii) to the Class SB Certificates, from the amount, if
any, of the Available Distribution Amount remaining after the
foregoing distributions, Accrued Certificate Interest thereon and
the amount of any Overcollateralization Reduction Amount for such
Distribution Date; and
(xiv) to the Class R-III Certificateholders, the balance, if
any, of the Available Distribution Amount.
(h) [Reserved]
(j) Any Prepayment Interest Shortfalls which are not covered by
Compensating Interest as described in Section 3.16 will be allocated among the
Class A, Class M and Class B Certificates pro rata in accordance with the amount
of Accrued Certificate Interest that would have accrued on that Certificate
absent these shortfalls. Any such uncovered Prepayment Interest Shortfalls will
be paid solely pursuant to Section 4.02(c)(xi) and (xii), to the extent funds
are available therefor.
(l) In addition to the foregoing distributions, with respect to
any Mortgage Loan that was previously the subject of a Cash Liquidation or an
REO Disposition that resulted in a Realized Loss, in the event that within two
years of the date on which such Realized Loss was determined to have occurred
the Master Servicer receives amounts which the Master Servicer reasonably
believes to represent subsequent recoveries (net of any related liquidation
expenses), or determines that it holds surplus amounts previously reserved to
cover estimated expenses specifically related to such Mortgage Loan (including,
but not limited to, recoveries (net of any related liquidation expenses) in
respect of the representations and warranties made by the related Seller
pursuant to the applicable Seller's Agreement), the Master Servicer shall
distribute such amounts to the Class or Classes to which such Realized Loss was
allocated (with the amounts to be distributed allocated among such Classes in
the same proportions as such Realized Loss was allocated), and within each such
Class to the Certificateholders of record as of the Record Date immediately
preceding the date of such distribution (or if such Class of Certificates is no
longer outstanding, to the Certificateholders of record at the time that such
Realized Loss was allocated); provided that no such distribution to any Class of
Certificates of subsequent recoveries related to a
-81-
Mortgage Loan shall exceed, either individually or in the aggregate and together
with any other amounts paid in reimbursement therefor, the amount of the related
Realized Loss that was allocated to such Class of Certificates. For the purposes
of this Section 4.02(f) any allocation of a Realized Loss to Excess Cash Flow
will be treated as an allocation of a Realized Loss to the Class A, Class M and
Class B Certificates.
(n) Each distribution with respect to a Book-Entry Certificate
shall be paid to the Depository, as Holder thereof, and the Depository shall be
responsible for crediting the amount of such distribution to the accounts of its
Depository Participants in accordance with its normal procedures. Each
Depository Participant shall be responsible for disbursing such distribution to
the Certificate Owners that it represents and to each indirect participating
brokerage firm (a "brokerage firm" or "indirect participating firm") for which
it acts as agent. Each brokerage firm shall be responsible for disbursing funds
to the Certificate Owners that it represents. None of the Trustee, the
Certificate Registrar, the Depositor or the Master Servicer shall have any
responsibility therefor except as otherwise provided by this Agreement or
applicable law.
(p) Except as otherwise provided in Section 9.01, if the Master
Servicer anticipates that a final distribution with respect to any Class of
Certificates will be made on the next Distribution Date, the Master Servicer
shall, no later than the Determination Date in the month of such final
distribution, notify the Trustee and the Trustee shall, no later than two (2)
Business Days after such Determination Date, mail on such date to each Holder of
such Class of Certificates a notice to the effect that: (i) the Trustee
anticipates that the final distribution with respect to such Class of
Certificates will be made on such Distribution Date but only upon presentation
and surrender of such Certificates at the office of the Trustee or as otherwise
specified therein, and (ii) no interest shall accrue on such Certificates from
and after the end of the prior calendar month. In the event that
Certificateholders required to surrender their Certificates pursuant to Section
9.01(c) do not surrender their Certificates for final cancellation, the Trustee
shall cause funds distributable with respect to such Certificates to be
withdrawn from the Certificate Account and credited to a separate escrow account
for the benefit of such Certificateholders as provided in Section 9.01(d).
Section 8.06. Statements to Certificateholders.
(b) Concurrently with each distribution charged to the
Certificate Account and with respect to each Distribution Date the Master
Servicer shall forward to the Trustee and the Trustee shall forward by mail or
otherwise make available electronically to each Holder and the Depositor a
statement setting forth the following information as to each Class of
Certificates, in each case to the extent applicable:
(ii) (A) the amount of such distribution to the
Certificateholders of such Class applied to reduce the
Certificate Principal Balance thereof, and (B) the
aggregate amount included therein representing Principal
Prepayments;
(iv) the amount of such distribution to Holders of such Class of
Certificates allocable to interest;
-82-
(vi) if the distribution to the Holders of such Class of
Certificates is less than the full amount that would be
distributable to such Holders if there were sufficient
funds available therefor, the amount of the shortfall;
(viii) the amount of any Advance by the Master Servicer with
respect to the Mortgage Loans pursuant to Section 4.04;
(x) the number of Mortgage Loans and the Stated Principal
Balance after giving effect to the distribution of
principal on such Distribution Date;
(xii) the aggregate Certificate Principal Balance of each Class
of the Certificates, after giving effect to the amounts
distributed on such Distribution Date, separately
identifying any reduction thereof due to Realized Losses
other than pursuant to an actual distribution of
principal;
(xiv) on the basis of the most recent reports furnished to it by
Subservicers, the number and aggregate principal balances
of Mortgage Loans that are Delinquent (A) one month, (B)
two months and (C) three or more months and the number and
aggregate principal balance of Mortgage Loans that are in
foreclosure;
(xvi)the number, aggregate principal balance and book value of
any REO Properties;
(xviii)the aggregate Accrued Certificate Interest remaining
unpaid, if any, for each Class of Certificates, after
giving effect to the distribution made on such
Distribution Date;
(xx) the aggregate amount of Realized Losses for such
Distribution Date and the aggregate amount of Realized
Losses on the Mortgage Loans incurred since the Cut-off
Date;
(xxii) the Special Hazard Amount and Fraud Loss Amount as of the
close of business on such Distribution Date and a
description of any change in the calculation of such
amounts;
(xxiv) the Pass-Through Rate on each Class of Certificates and
the Weighted Average Net Mortgage Rate;
(xxvi) the Overcollateralization Amount and the Required
Overcollateralization Amount following such Distribution
Date;
-83-
(xxviii) the number and aggregate principal balance of Mortgage
Loans repurchased under Section 4.07;
(xxx)the aggregate amount of any recoveries on previously
foreclosed loans from Residential Funding due to a breach of
representation or warranty;
(xxxii)the weighted average remaining term to maturity of the
Mortgage Loans after giving effect to the amounts
distributed on such Distribution Date; and
(xxxiv) the weighted average Mortgage Rates of the Mortgage
Loans after giving effect to the amounts
distributed on such Distribution Date.
In the case of information furnished pursuant to clauses (i) and (ii) above, the
amounts shall be expressed as a dollar amount per Certificate with a $1,000
denomination. In addition to the statement provided to the Trustee as set forth
in this Section 4.03(a), the Master Servicer shall provide to any manager of a
trust fund consisting of some or all of the Certificates, upon reasonable
request, such additional information as is reasonably obtainable by the Master
Servicer at no additional expense to the Master Servicer.
(d) Within a reasonable period of time after the end of each
calendar year, the Master Servicer shall prepare, or cause to be prepared, and
the Trustee shall forward, or cause to be forwarded, to each Person who at any
time during the calendar year was the Holder of a Certificate, other than a
Class R Certificate, a statement containing the information set forth in clauses
(i) and (ii) of subsection (a) above aggregated for such calendar year or
applicable portion thereof during which such Person was a Certificateholder.
Such obligation of the Master Servicer and Trustee shall be deemed to have been
satisfied to the extent that substantially comparable information shall be
provided by the Master Servicer and Trustee pursuant to any requirements of the
Code.
(f) As soon as reasonably practicable, upon the written request
of any Certificateholder, the Master Servicer shall provide the requesting
Certificateholder with such information as is necessary and appropriate, in the
Master Servicer's sole discretion, for purposes of satisfying applicable
reporting requirements under Rule 144A.
Section 8.08. Distribution of Reports to the Trustee and
the Depositor; Advances by the Master Servicer.
(b) Prior to the close of business on the Business Day next
succeeding each Determination Date, the Master Servicer shall furnish a written
statement (which may be in a mutually agreeable electronic format) to the
Trustee, any Paying Agent and the Depositor (the information in such statement
to be made available to Certificateholders by the Master Servicer on request)
(provided that the Master Servicer will use its best efforts to deliver such
written statement not later than 12:00 p.m. New York time on the second Business
Day prior to the Distribution Date) setting forth (i) the Available Distribution
Amounts, (ii) the amounts required to be withdrawn from
-84-
the Custodial Account and deposited into the Certificate Account on the
immediately succeeding Certificate Account Deposit Date pursuant to clause (iii)
of Section 4.01(a), (iii) the amount of Prepayment Interest Shortfalls, and (iv)
to the extent required, a report detailing the Stated Principal Balance,
Mortgage Rate, Modified Mortgage Rate, remaining term to maturity and Monthly
Payment for any Modified Mortgage Loan pursuant to Section 3.13. The
determination by the Master Servicer of such amounts shall, in the absence of
obvious error, be presumptively deemed to be correct for all purposes hereunder
and the Trustee shall be protected in relying upon the same without any
independent check or verification.
(d) On or before 2:00 P.M. New York time on each Certificate
Account Deposit Date, the Master Servicer shall either (i) deposit in the
Certificate Account from its own funds, or funds received therefor from the
Subservicers, an amount equal to the Advances to be made by the Master Servicer
in respect of the related Distribution Date, which shall be in an aggregate
amount equal to the aggregate amount of Monthly Payments (with each interest
portion thereof adjusted to a per annum rate equal to the Net Mortgage Rate),
less the amount of any related Servicing Modifications, Debt Service Reductions
or reductions in the amount of interest collectable from the Mortgagor pursuant
to the Relief Act or similar legislation or regulations then in effect, on the
Outstanding Mortgage Loans as of the related Due Date in the related Due Period,
which Monthly Payments were due during the related Due Period and not received
as of the close of business as of the related Determination Date; provided that
no Advance shall be made if it would be a Nonrecoverable Advance, (ii) withdraw
from amounts on deposit in the Custodial Account and deposit in the Certificate
Account all or a portion of the Amount Held for Future Distribution in discharge
of any such Advance, or (iii) make advances in the form of any combination of
clauses (i) and (ii) aggregating the amount of such Advance. Any portion of the
Amount Held for Future Distribution so used shall be replaced by the Master
Servicer by deposit in the Certificate Account on or before 11:00 A.M. New York
time on any future Certificate Account Deposit Date to the extent that funds
attributable to the Mortgage Loans that are available in the Custodial Account
for deposit in the Certificate Account on such Certificate Account Deposit Date
shall be less than payments to Certificateholders required to be made on the
following Distribution Date. The Master Servicer shall be entitled to use any
Advance made by a Subservicer as described in Section 3.07(b) that has been
deposited in the Custodial Account on or before such Distribution Date as part
of the Advance made by the Master Servicer pursuant to this Section 4.04.
The determination by the Master Servicer that it has made a
Nonrecoverable Advance or that any proposed Advance, if made, would constitute a
Nonrecoverable Advance, shall be evidenced by a certificate of a Servicing
Officer delivered to the Depositor and the Trustee.
In the event that the Master Servicer determines as of the
Business Day preceding any Certificate Account Deposit Date that it will be
unable to deposit in the Certificate Account an amount equal to the Advance
required to be made for the immediately succeeding Distribution Date, it shall
give notice to the Trustee of its inability to advance (such notice may be given
by telecopy), not later than 3:00 P.M., New York time, on such Business Day,
specifying the portion of such amount that it will be unable to deposit. Not
later than 3:00 P.M., New York time, on the Certificate Account Deposit Date the
Trustee shall, unless by 12:00 Noon, New York time, on such day the Trustee
shall have been notified in writing (by telecopy) that the Master Servicer shall
have directly
-85-
or indirectly deposited in the Certificate Account such portion of the amount of
the Advance as to which the Master Servicer shall have given notice pursuant to
the preceding sentence, pursuant to Section 7.01, (a) terminate all of the
rights and obligations of the Master Servicer under this Agreement in accordance
with Section 7.01 and (b) assume the rights and obligations of the Master
Servicer hereunder, including the obligation to deposit in the Certificate
Account an amount equal to the Advance for the immediately succeeding
Distribution Date.
The Trustee shall deposit all funds it receives pursuant to this
Section 4.04 into the Certificate Account.
Section 8.10. Allocation of Realized Losses.
(b) Prior to each Distribution Date, the Master Servicer shall
determine the total amount of Realized Losses, if any, that resulted from any
Cash Liquidation, Servicing Modifications, Debt Service Reduction, Deficient
Valuation or REO Disposition that occurred during the related Prepayment Period
or, in the case of a Servicing Modification that constitutes a reduction of the
interest rate on a Mortgage Loan, the amount of the reduction in the interest
portion of the Monthly Payment due in the month in which such Distribution Date
occurs. The amount of each Realized Loss shall be evidenced by an Officers'
Certificate. All Realized Losses on the Mortgage Loans (other than Excess
Losses) shall be allocated as follows: first, to the Excess Cash Flow, by
increasing the amount of clause (iv) of the definition of Principal Distribution
Amount, second, by reduction of the Overcollateralization Amount, until such
amount has been reduced to zero; third, to the Class B Certificates; fourth, to
the Class M-3 Certificates; fifth, to the Class M-2 Certificates; sixth, to the
Class M-1 Certificates; and thereafter, to the Class A Certificates on a pro
rata basis, based on their respective aggregate Certificate Principal Balances.
Any Excess Losses on the Mortgage Loans will be allocated to the Class A, Class
M and Class B Certificates on a pro rata basis, in an amount equal to a fraction
of such losses equal to (x) the aggregate Certificate Principal Balance of the
Class A, Class M and Class B Certificates over (y) the aggregate Stated
Principal Balance of the Mortgage Loans, and the remainder of such losses shall
be allocated to the Overcollateralization Amount in reduction of the amount
thereof.
(d) Any allocation of the principal portion of Realized Losses
(other than Debt Service Reductions) to the Class A, Class M or Class B
Certificates shall be made by reducing the Certificate Principal Balance thereof
by the amount so allocated, which allocation shall be deemed to have occurred on
such Distribution Date. Allocations of the interest portions of Realized Losses
shall be made by operation of the definition of "Accrued Certificate Interest"
and by operation of the priority of payment provisions of Section 4.02(c). All
Realized Losses and all other losses allocated to a Class of Certificates
hereunder will be allocated among the Certificates of such Class in proportion
to the Percentage Interests evidenced thereby.
(f) All Realized Losses on the Mortgage Loans shall be allocated
on each Distribution Date to the following REMIC I Regular Interests to REMIC I
Regular Interest LTA until the Uncertificated Principal Balance has been reduced
to zero and then to REMIC I Regular Interest LTB until the Uncertificated
Principal Balance has been reduced to zero. All Realized Losses on
-86-
the REMIC I Regular Interest LTA and REMIC I Regular Interest LTB shall be
deemed to have been allocated to the following REMIC II Regular Interests in the
specified percentages, as follows: first, to Uncertificated Accrued Interest
payable to the REMIC II Regular Interests LT1 and LT8 up to an aggregate amount
equal to the excess of (a) the REMIC II Interest Loss Allocation Amount over (b)
Prepayment Interest Shortfalls (to the extent not covered by Compensating
Interest) relating to the Mortgage Loans for such Distribution Date, 98% and 2%,
respectively; second, to the Uncertificated Principal Balances of the REMIC II
Regular Interests LT1 and LT8 up to an aggregate amount equal to the REMIC II
Principal Loss Allocation Amount, 98% and 2%, respectively; third, to the
Uncertificated Principal Balances of REMIC II Regular Interest LT1, REMIC II
Regular Interest LT7 and REMIC II Regular Interest LT8, 98%, 1% and 1%,
respectively, until the Uncertificated Principal Balance of REMIC II Regular
Interest LT7 has been reduced to zero; fourth, to the Uncertificated Principal
Balances of REMIC II Regular Interest LT1, REMIC II Regular Interest LT6 and
REMIC II Regular Interest LT8, 98%, 1% and 1%, respectively, until the
Uncertificated Principal Balance of REMIC II Regular Interest LT6 has been
reduced to zero; fifth, to the Uncertificated Principal Balances of REMIC II
Regular Interest LT1, REMIC II Regular Interest LT5 and REMIC II Regular
Interest LT8, 98%, 1% and 1%, respectively, until the Uncertificated Principal
Balance of REMIC II Regular Interest LT5 has been reduced to zero; sixth, to the
Uncertificated Principal Balances of REMIC II Regular Interest LT1, REMIC II
Regular Interest LT4 and REMIC II Regular Interest LT8, 98%, 1% and 1%,
respectively, until the Uncertificated Principal Balance of REMIC II Regular
Interest LT4 has been reduced to zero; seventh, to the Uncertificated Principal
Balances of (i) REMIC II Regular Interest LT1, (ii) REMIC II Regular Interest
LT2 and REMIC II Regular Interest LT3 and (iii) REMIC II Regular Interest LT8,
(i) 98%, (ii) 1%, pro rata, and (iii) 1%, respectively, until the Uncertificated
Principal Balances of REMIC II Regular Interest LT2 and REMIC II Regular
Interest LT3 have been reduced to zero.
Section 8.12. Reports of Foreclosures and Abandonment of
Mortgaged Property.
The Master Servicer or the Subservicers shall file information
returns with respect to the receipt of mortgage interest received in a trade or
business, the reports of foreclosures and abandonments of any Mortgaged Property
and the informational returns relating to cancellation of indebtedness income
with respect to any Mortgaged Property required by Sections 6050H, 6050J and
6050P of the Code, respectively, and deliver to the Trustee an Officers'
Certificate on or before March 31 of each year stating that such reports have
been filed. Such reports shall be in form and substance sufficient to meet the
reporting requirements imposed by such Sections 6050H, 6050J and 6050P of the
Code.
Section 8.14. Optional Purchase of Defaulted Mortgage Loans.
As to any Mortgage Loan which is delinquent in payment by 90 days
or more, the Master Servicer may, at its option, purchase such Mortgage Loan
from the Trustee at the Purchase Price therefor. If at any time the Master
Servicer makes a payment to the Certificate Account covering the amount of the
Purchase Price for such a Mortgage Loan, and the Master Servicer provides to the
Trustee a certification signed by a Servicing Officer stating that the amount of
such payment has been deposited in the Certificate Account, then the Trustee
shall execute the assignment
-87-
of such Mortgage Loan at the request of the Master Servicer without recourse to
the Master Servicer which shall succeed to all the Trustee's right, title and
interest in and to such Mortgage Loan, and all security and documents relative
thereto. Such assignment shall be an assignment outright and not for security.
The Master Servicer will thereupon own such Mortgage, and all such security and
documents, free of any further obligation to the Trustee or the
Certificateholders with respect thereto.
-88-
ARTICLE IX
THE CERTIFICATES
Section 10.02. The Certificates.
(b) The Class A Certificates, Class M Certificates, Class B
Certificates, Class SB Certificates and Class R Certificates shall be
substantially in the forms set forth in Exhibits A, X-0, X-0, C and D,
respectively, and shall, on original issue, be executed and delivered by the
Trustee to the Certificate Registrar for authentication and delivery to or upon
the order of the Depositor upon receipt by the Trustee or one or more Custodians
of the documents specified in Section 2.01. The Class A and Class M-1
Certificates shall be issuable in minimum dollar denominations of $25,000 and
integral multiples of $1 in excess thereof. The Class M-2 and Class M-3
Certificates shall be issuable in minimum dollar denominations of $250,000 and
integral multiples of $1 in excess thereof. The Class B Certificates shall be
issuable in minimum dollar denominations of $1,000,000 and integral multiples of
$1 in excess thereof. The Class SB Certificates shall be issuable in registered,
certificated form in minimum percentage interests of 5.00% and integral
multiples of 0.01% in excess thereof. Each Class of Class R Certificates shall
be issued in registered, certificated form in minimum percentage interests of
20.00% and integral multiples of 0.01% in excess thereof; provided, however,
that one Class R Certificate of each Class will be issuable to the REMIC
Administrator as "tax matters person" pursuant to Section 10.01(c) in a minimum
denomination representing a Percentage Interest of not less than 0.01%. On the
Closing Date, one Class B Certificate shall be registered as a Temporary
Regulation S Global Class B Certificate with a Certificate Principal Balance of
$5,000,000.00 and one Class B Certificate shall be registered as a Rule 144A
Global Class B Certificate with a Certificate Principal Balance of $0.00.
The Certificates shall be executed by manual or facsimile
signature on behalf of an authorized officer of the Trustee. Certificates
bearing the manual or facsimile signatures of individuals who were at any time
the proper officers of the Trustee shall bind the Trustee, notwithstanding that
such individuals or any of them have ceased to hold such offices prior to the
authentication and delivery of such Certificate or did not hold such offices at
the date of such Certificates. No Certificate shall be entitled to any benefit
under this Agreement, or be valid for any purpose, unless there appears on such
Certificate a certificate of authentication substantially in the form provided
for herein executed by the Certificate Registrar by manual signature, and such
certificate upon any Certificate shall be conclusive evidence, and the only
evidence, that such Certificate has been duly authenticated and delivered
hereunder. All Certificates shall be dated the date of their authentication.
(d) The Class A, Class M and Class B Certificates shall initially
be issued as one or more Certificates registered in the name of the Depository
or its nominee and, except as provided below, registration of such Certificates
may not be transferred by the Trustee except to another Depository that agrees
to hold such Certificates for the respective Certificate Owners with Ownership
Interests therein. The Certificate Owners shall hold their respective Ownership
Interests in and to each Class A, Class M or Class B Certificate, through the
book-entry facilities of the
-89-
Depository and, except as provided below, shall not be entitled to Definitive
Certificates in respect of such Ownership Interests. All transfers by
Certificate Owners of their respective Ownership Interests in the Book-Entry
Certificates shall be made in accordance with the procedures established by the
Depository Participant or brokerage firm representing such Certificate Owner.
Each Depository Participant shall transfer the Ownership Interests only in the
Book-Entry Certificates of Certificate Owners it represents or of brokerage
firms for which it acts as agent in accordance with the Depository's normal
procedures.
The Trustee, the Master Servicer and the Depositor may for all
purposes (including the making of payments due on the respective Classes of
Book-Entry Certificates) deal with the Depository as the authorized
representative of the Certificate Owners with respect to the respective Classes
of Book-Entry Certificates for the purposes of exercising the rights of
Certificateholders hereunder. The rights of Certificate Owners with respect to
the respective Classes of Book-Entry Certificates shall be limited to those
established by law and agreements between such Certificate Owners and the
Depository Participants and brokerage firms representing such Certificate
Owners. Multiple requests and directions from, and votes of, the Depository as
Holder of any Class of Book- Entry Certificates with respect to any particular
matter shall not be deemed inconsistent if they are made with respect to
different Certificate Owners. The Trustee may establish a reasonable record date
in connection with solicitations of consents from or voting by
Certificateholders and shall give notice to the Depository of such record date.
If (i)(A) the Depositor advises the Trustee in writing that the
Depository is no longer willing or able to properly discharge its
responsibilities as Depository and (B) the Depositor is unable to locate a
qualified successor or (ii) the Depositor at its option advises the Trustee in
writing that it elects to terminate the book-entry system through the
Depository, the Trustee shall notify all Certificate Owners, through the
Depository, of the occurrence of any such event and of the availability of
Definitive Certificates to Certificate Owners requesting the same. Upon
surrender to the Trustee of the Book-Entry Certificates by the Depository,
accompanied by registration instructions from the Depository for registration of
transfer, the Trustee shall issue the Definitive Certificates. Neither the
Depositor, the Master Servicer nor the Trustee shall be liable for any actions
taken by the Depository or its nominee, including, without limitation, any delay
in delivery of such instructions and may conclusively rely on, and shall be
protected in relying on, such instructions. Upon the issuance of Definitive
Certificates all references herein to obligations imposed upon or to be
performed by the Depositor in connection with the issuance of the Definitive
Certificates pursuant to this Section 5.01 shall be deemed to be imposed upon
and performed by the Trustee, and the Trustee and the Master Servicer shall
recognize the Holders of the Definitive Certificates as Certificateholders
hereunder. Any Class B Certificate issued as a Definitive Certificate shall be
in the form of Exhibit B-2-A hereto.
Unless the Trustee determines otherwise in accordance with
applicable law and the rules and procedures of, or applicable to, the
Depository, transfers of a beneficial interest in the Class B Certificates to a
"qualified institutional buyer" as defined under Rule 144A may only be
effectuated by means of an "SRO Rule 144A System" approved for such purpose by
the Securities and Exchange Commission.
-90-
No Ownership Interest in a Temporary Regulation S Global Class B
Certificate or Permanent Regulation S Global Class B Certificate may at any time
be transferred to a transferee that takes delivery in the form of a Definitive
Certificate.
(f) Each of the Certificates is intended to be a "security"
governed by Article 8 of the Uniform Commercial Code as in effect in the State
of New York and any other applicable jurisdiction, to the extent that any of
such laws may be applicable.
Section 10.04. Registration of Transfer and Exchange of
Certificates.
(b) The Trustee shall cause to be kept at one of the offices or
agencies to be appointed by the Trustee in accordance with the provisions of
Section 8.12 a Certificate Register in which, subject to such reasonable
regulations as it may prescribe, the Trustee shall provide for the registration
of Certificates and of transfers and exchanges of Certificates as herein
provided. The Trustee is initially appointed Certificate Registrar for the
purpose of registering Certificates and transfers and exchanges of Certificates
as herein provided. The Certificate Registrar, or the Trustee, shall provide the
Master Servicer with a certified list of Certificateholders as of each Record
Date prior to the related Determination Date.
(d) Upon surrender for registration of transfer of any
Certificate at any office or agency of the Trustee maintained for such purpose
pursuant to Section 8.12 and, in the case of any Class SB or R Certificate, upon
satisfaction of the conditions set forth below, the Trustee shall execute and
the Certificate Registrar shall authenticate and deliver, in the name of the
designated transferee or transferees, one or more new Certificates of a like
Class and aggregate Percentage Interest.
(f) At the option of the Certificateholders, Certificates may be
exchanged for other Certificates of authorized denominations of a like Class and
aggregate Percentage Interest, upon surrender of the Certificates to be
exchanged at any such office or agency. Whenever any Certificates are so
surrendered for exchange the Trustee shall execute and the Certificate Registrar
shall authenticate and deliver the Certificates of such Class which the
Certificateholder making the exchange is entitled to receive. Every Certificate
presented or surrendered for transfer or exchange shall (if so required by the
Trustee or the Certificate Registrar) be duly endorsed by, or be accompanied by
a written instrument of transfer in form satisfactory to the Trustee and the
Certificate Registrar duly executed by, the Holder thereof or his attorney duly
authorized in writing.
(h) No transfer, sale, pledge or other disposition of a Class SB
or Class R Certificate shall be made unless such transfer, sale, pledge or other
disposition is exempt from the registration requirements of the Securities Act
of 1933, as amended (the "1933 Act"), and any applicable state securities laws
or is made in accordance with said Act and laws. Except as otherwise provided in
this Section 5.02(d), in the event that a transfer of a Class SB or Class R
Certificate is to be made, (i) unless the Depositor directs the Trustee
otherwise, the Trustee shall require a written Opinion of Counsel acceptable to
and in form and substance satisfactory to the Trustee and the Depositor that
such transfer may be made pursuant to an exemption, describing the
-91-
applicable exemption and the basis therefor, from said Act and laws or is being
made pursuant to said Act and laws, which Opinion of Counsel shall not be an
expense of the Trustee, the Trust Fund, the Depositor or the Master Servicer,
and (ii) the Trustee shall require the transferee to execute a representation
letter, substantially in the form of Exhibit I hereto, and the Trustee shall
require the transferor to execute a representation letter, substantially in the
form of Exhibit J hereto, each acceptable to and in form and substance
satisfactory to the Depositor and the Trustee certifying to the Depositor and
the Trustee the facts surrounding such transfer, which representation letters
shall not be an expense of the Trustee, the Trust Fund, the Depositor or the
Master Servicer. In lieu of the requirements set forth in the preceding
sentence, transfers of Class SB or Class R Certificates may be made in
accordance with this Section 5.02(d) if the prospective transferee of such a
Certificate provides the Trustee and the Master Servicer with an investment
letter substantially in the form of Exhibit N attached hereto, which investment
letter shall not be an expense of the Trustee, the Depositor, or the Master
Servicer, and which investment letter states that, among other things, such
transferee (i) is a "qualified institutional buyer" as defined under Rule 144A,
acting for its own account or the accounts of other "qualified institutional
buyers" as defined under Rule 144A, and (ii) is aware that the proposed
transferor intends to rely on the exemption from registration requirements under
the 1933 Act provided by Rule 144A. The Holder of a Class SB or Class R
Certificate desiring to effect any transfer, sale, pledge or other disposition
shall, and does hereby agree to, indemnify the Trustee, the Depositor, the
Master Servicer and the Certificate Registrar against any liability that may
result if the transfer, sale, pledge or other disposition is not so exempt or is
not made in accordance with such federal and state laws and this Agreement.
(j) (i) No transfer, sale, pledge or other disposition of a Class
B Certificate shall be made unless such transfer, sale, pledge or other
disposition is exempt from the registration requirements of the 1933 Act, and
any applicable state securities laws or is made in accordance with said Act and
laws.
(ii) Class B Certificates sold to "qualified institutional buyers" as
defined in and in reliance on Rule 144A under the 1933 Act shall be represented
by one or more Rule 144A Global Class B Certificates. Class B Certificates sold
in offshore transactions in reliance on Regulation S under the Securities Act
shall be represented initially by Temporary Regulation S Global Class B
Certificates.
(iii) The Temporary Regulation S Global Class B Certificates shall be
exchanged on the later of (i) 40 days after the later of the Closing Date (ii)
the date on which the requisite certifications are due to and provided to the
Trustee (the later of clauses (i) and (ii), the "Exchange Date") for Permanent
Regulation S Global Class B Certificates. Regulation S Global Class B
Certificates shall be issued in registered form, without coupons, and deposited
upon the order of the Transferor with the Trustee as custodian for and
registered in the name of a nominee of the Depository for credit to the account
of the depositaries for Euroclear and Cedel.
(iv) A Certificate Owner holding an interest in a Temporary Regulation S
Global Class B Certificate may receive payments in respect of the Certificates
on the Temporary Regulation S Global Class B Certificate only after the
delivery, to Euroclear or Cedel, as the case may be, of a written certification
substantially in the form set forth in Exhibit Q, and upon delivery
-92-
by Euroclear or Cedel, as the case may be, to the Trustee and Certificate
Registrar of a certification or certifications substantially in the form set
forth in Exhibit R. The delivery by a Certificate Owner of the certification
referred to above shall constitute its irrevocable instruction to Euroclear or
Cedel, as the case may be, to arrange for the exchange of the Certificate
Owner's interest in the Temporary Regulation S Global Class B Certificate for a
beneficial interest in the Permanent Regulation S Global Class B Certificate
after the Exchange Date in accordance with paragraph (v) below.
(v) After (i) the Exchange Date and (ii) receipt by the Certificate
Registrar of written instructions from Euroclear or Cedel, as the case may be,
directing the Certificate Registrar to credit or cause to be credited to either
Euroclear's or Cedel's, as the case may be, Depository's account a beneficial
interest in the Permanent Regulation S Global Class B Certificate in a principal
amount not greater than that of the beneficial interest in the Temporary
Regulation S Global Class B Certificate, the Certificate Registrar shall
instruct the Depository to reduce the principal amount of the Temporary
Regulation S Global Class B Certificate and increase the principal amount of the
Permanent Regulation S Global Class B Certificate, by the principal amount of
the beneficial interest in the Temporary Regulation S Global Class B Certificate
to be so transferred, and to credit or cause to be credited to the account of
Euroclear, Cedel or a Person who has an account with the Depository as the case
may be, a beneficial interest in the Permanent Regulation S Global Class B
Certificate having a Certificate Principal Balance of the Temporary Regulation S
Global Class B that was reduced upon the transfer. Upon return of the entire
principal amount of the Temporary Regulation S Global Class B Certificate to the
Trustee in exchange for beneficial interests in the Permanent Regulation S
Global Class B Certificate, Trustee shall cancel the Temporary Regulation S
Global Class B Certificate by perforation and shall forthwith destroy it.
(vi) For transfer of an interest in a Permanent Regulation S Global Class B
Certificate for an interest in the Rule 144A Global Class B Certificate, if the
Certificateholder of a beneficial interest in an Permanent Regulation S Global
Class B Certificate deposited with the Depository wishes at any time to exchange
its interest in the Permanent Regulation S Global Class B Certificate, or to
transfer its interest in the Permanent Regulation S Global Class B Certificate
to a Person who wishes to take delivery thereof in the form of an interest in
the Rule 144A Global Class B Certificate, the Certificateholder may, subject to
the rules and procedures of Euroclear or Cedel and the Depository, as the case
may be, give directions for the Certificate Registrar to exchange or cause the
exchange or transfer or cause the transfer of the interest for an equivalent
beneficial interest in the Rule 144A Global Class B Certificate. Upon receipt by
the Certificate Registrar of instructions from Euroclear or Cedel or from the
Depository, as the case may be, directing the Certificate Registrar to credit or
cause to be credited a beneficial interest in the Rule 144A Global Class B
Certificate equal to the Percentage Interest in the Permanent Regulation S
Global Class B Certificate to be exchanged or transferred (such instructions to
contain information regarding the Depository Participant account to be credited
with the increase, and, with respect to an exchange or transfer of an interest
in the Permanent Regulation S Global Class B Certificate, information regarding
the Depository Participant account to be debited with the decrease), the
Certificate Registrar shall instruct the Depository to reduce the Permanent
Regulation S Global Class B Certificate by the aggregate principal amount of the
beneficial interest in the Permanent Regulation S Global Class B Certificate to
be exchanged or transferred, and the Certificate Registrar shall instruct the
Depository,
-93-
concurrently with the reduction, to increase the principal amount of the Rule
144A Global Class B Certificate by the aggregate Certificate Principal Balance
of the beneficial interest in the Permanent Regulation S Global Class B
Certificate to be so exchanged or transferred, and to credit or cause to be
credited to the account of the Person specified in the instructions a beneficial
interest in the Rule 144A Global Class B Certificate equal to the reduction in
the Certificate Principal Balance of the Permanent Regulation S Global Class B
Certificate.
(vii) For transfers of an interest in the Rule 144A Global Class B
Certificate for an interest in a Regulation S Book-Entry Certificate, if a
Certificate Owner holding a beneficial interest in the Rule 144A Global Class B
Certificate wishes at any time to exchange its interest in the Rule 144A Global
Class B Certificate for an interest in a Regulation S Book-Entry Certificate, or
to transfer its interest in the 144A Book-Entry Certificate to a Person who
wishes to take delivery thereof in the form of an interest in the Regulation S
Book-Entry Certificate, the Certificateholder may, subject to the rules and
procedures of the Depository, give directions for the Certificate Registrar to
exchange or cause the exchange or transfer or cause the transfer of the interest
for an equivalent beneficial interest in the Regulation S Book-Entry
Certificate. Upon receipt by the Certificate Registrar of (A) instructions given
in accordance with the Depository's procedures from a Depository Participant
directing the Certificate Registrar to credit or cause to be credited a
beneficial interest in the Regulation S Book-Entry Certificate in an amount
equal to the beneficial interest in the Rule 144A Global Class B Certificate to
be exchanged or transferred, (B) a written order given in accordance with the
Depository's procedures containing information regarding the account of the
depositaries for Euroclear or Cedel or another Depository Participant, as the
case may be, to be credited with the increase and the name of the account and
(C) certificates in the forms of Exhibits S and T, respectively, given by the
Certificate Owner and the proposed transferee of the interest, the Certificate
Registrar shall instruct the Depository to reduce the Rule 144A Global Class B
Certificate by the aggregate principal amount of the beneficial interest in the
Rule 144A Global Class B Certificate to be so exchanged or transferred and the
Certificate Registrar shall instruct the Depository, concurrently with the
reduction, to increase the principal amount of the Regulation S Book-Entry
Certificate by the aggregate Certificate Principal Balance of the beneficial
interest in the Rule 144A Global Class B Certificate to be so exchanged or
transferred, and to credit or cause to be credited to the account of the Person
specified in the instructions a beneficial interest in the Regulation S
Book-Entry Certificate equal to the reduction in the Certificate Principal
Balance of the Rule 144A Global Class B Certificate.
(viii) Notwithstanding any other provisions of this Section 5.02(e), a
Placement Agent for the Class B Certificates may exchange beneficial interests
in the Temporary Regulation S Global Class B Certificate held by it for
interests in the Rule 144A Global Class B Certificate only after delivery by the
Placement Agent of instructions for the exchange substantially in the form of
Exhibit U. Upon receipt of the instructions provided in the preceding sentence,
the Certificate Registrar shall instruct the Depository to reduce the principal
amount of the Temporary Regulation S Global Class B Certificate to be so
transferred and shall instruct the Depository to increase the principal amount
of the Rule 144A Global Class B Certificate and credit or cause to be credited
to the account of the placement agent a beneficial interest in the Rule 144A
Global Class B Certificate having a principal amount equal to the amount by
which the principal amount of the
-94-
Temporary Regulation S Global Class B Certificate was reduced upon the transfer
pursuant to the instructions provided in the first sentence of this clause
(viii).
(ix) In the event that a transfer of a Class B Certificate which is a
Definitive Certificate is to be made, the Trustee shall require a written
Opinion of Counsel acceptable to and in form and substance satisfactory to the
Trustee and the Depositor that such transfer may be made pursuant to an
exemption, describing the applicable exemption and the basis therefor, from said
Act and laws or is being made pursuant to the 1933 Act, which Opinion of Counsel
shall not be an expense of the Trustee, the Trust Fund, the Depositor or the
Master Servicer.
(x) The Holder of a Class B Certificate desiring to effect any transfer,
sale, pledge or other disposition shall, and does hereby agree to, indemnify the
Trustee, the Depositor, the Master Servicer and the Certificate Registrar
against any liability that may result if the transfer, sale, pledge or other
disposition is not so exempt or is not made in accordance with the provisions of
this Agreement.
(l) In the case of any Class M, Class B, Class SB or Class R
Certificate presented for registration in the name of any Person, either (i) the
Trustee shall require an Opinion of Counsel acceptable to and in form and
substance satisfactory to the Trustee, the Depositor and the Master Servicer to
the effect that the purchase or holding of such Class M, Class B, Class SB or
Class R Certificate is permissible under applicable law, will not constitute or
result in any non-exempt prohibited transaction under Section 406 of ERISA, or
Section 4975 of the Code (or comparable provisions of any subsequent
enactments), and will not subject the Trustee, the Depositor or the Master
Servicer to any obligation or liability (including obligations or liabilities
under ERISA or Section 4975 of the Code) in addition to those undertaken in this
Agreement, which Opinion of Counsel shall not be an expense of the Trustee, the
Depositor or the Master Servicer or (ii) the prospective transferee shall be
required to provide the Trustee, the Depositor and the Master Servicer with a
certification to the effect set forth in Exhibit P (with respect to a Class M or
Class B Certificate) (which certification shall be deemed to have been given by
a Class M or Class B Certificateholder who acquires a Book-Entry Certificate),
Exhibit O (with respect to a Class SB Certificate) or in paragraph fourteen of
Exhibit H-1 (with respect to a Class R Certificate), which the Trustee may rely
upon without further inquiry or investigation, or such other certifications as
the Trustee may deem desirable or necessary in order to establish that such
transferee or the Person in whose name such registration is requested either (a)
is not an employee benefit plan or other plan subject to the prohibited
transaction provisions of ERISA or Section 4975 of the Code, or any Person
(including an insurance company investing its general accounts, an investment
manager, a named fiduciary or a trustee of any such plan) who is using "plan
assets" of any such plan to effect such acquisition or (b) in the case of a
Class M or Class B Certificate, the following conditions are satisfied: (i) such
Transferee is an insurance company, (ii) the source of funds used to purchase or
hold such Certificate (or interest therein) is an "insurance company general
account" (as defined in U.S. Department of Labor Prohibited Transaction Class
Exemption ("PTCE") 95-60, and (iii) the conditions set forth in Sections I and
III of PTCE 95-60 have been satisfied (each entity that satisfies this clause
(b), a "Complying Insurance Company").
-95-
(n) (i) Each Person who has or who acquires any Ownership
Interest in a Class R Certificate shall be deemed by the acceptance or
acquisition of such Ownership Interest to have agreed to be bound by the
following provisions and to have irrevocably authorized the Trustee or its
designee under clause (iii)(A) below to deliver payments to a Person other than
such Person and to negotiate the terms of any mandatory sale under clause
(iii)(B) below and to execute all instruments of transfer and to do all other
things necessary in connection with any such sale. The rights of each Person
acquiring any Ownership Interest in a Class R Certificate are expressly subject
to the following provisions:
(B) Each Person holding or acquiring any Ownership Interest in a
Class R Certificate shall be a Permitted Transferee and
shall promptly notify the Trustee of any change or impending
change in its status as a Permitted Transferee.
(D) In connection with any proposed Transfer of any Ownership
Interest in a Class R Certificate, the Trustee shall require
delivery to it, and shall not register the Transfer of any
Class R Certificate until its receipt of, (I) an affidavit
and agreement (a "Transfer Affidavit and Agreement," in the
form attached hereto as Exhibit H-1) from the proposed
Transferee, in form and substance satisfactory to the Master
Servicer, representing and warranting, among other things,
that it is a Permitted Transferee, that it is not acquiring
its Ownership Interest in the Class R Certificate that is
the subject of the proposed Transfer as a nominee, trustee
or agent for any Person who is not a Permitted Transferee,
that for so long as it retains its Ownership Interest in a
Class R Certificate, it will endeavor to remain a Permitted
Transferee, and that it has reviewed the provisions of this
Section 5.02(g) and agrees to be bound by them, and (II) a
certificate, in the form attached hereto as Exhibit H-2,
from the Holder wishing to transfer the Class R Certificate,
in form and substance satisfactory to the Master Servicer,
representing and warranting, among other things, that no
purpose of the proposed Transfer is to impede the assessment
or collection of tax.
(F) Notwithstanding the delivery of a Transfer Affidavit and
Agreement by a proposed Transferee under clause (B) above,
if a Responsible Officer of the Trustee who is assigned to
this Agreement has actual knowledge that the proposed
Transferee is not a Permitted Transferee, no Transfer of an
Ownership Interest in a Class R Certificate to such proposed
Transferee shall be effected.
-96-
(H) Each Person holding or acquiring any Ownership Interest in a
Class R Certificate shall agree (x) to require a Transfer
Affidavit and Agreement from any other Person to whom such
Person attempts to transfer its Ownership Interest in a
Class R Certificate and (y) not to transfer its Ownership
Interest unless it provides a certificate to the Trustee in
the form attached hereto as Exhibit H-2.
(J) Each Person holding or acquiring an Ownership Interest in a
Class R Certificate, by purchasing an Ownership Interest in
such Certificate, agrees to give the Trustee written notice
that it is a "pass-through interest holder" within the
meaning of Temporary Treasury Regulations Section
1.67-3T(a)(2)(i)(A) immediately upon acquiring an Ownership
Interest in a Class R Certificate, if it is, or is holding
an Ownership Interest in a Class R Certificate on behalf of,
a "pass-through interest holder."
(ii) The Trustee will register the Transfer of any Class R
Certificate only if it shall have received the Transfer Affidavit and
Agreement, a certificate of the Holder requesting such transfer in the
form attached hereto as Exhibit H-2 and all of such other documents as
shall have been reasonably required by the Trustee as a condition to
such registration. Transfers of the Class R Certificates to Non-United
States Persons and Disqualified Organizations (as defined in Section
860E(e)(5) of the Code) are prohibited.
(B) If any Disqualified Organization shall become a holder of a
Class R Certificate, then the last preceding Permitted
Transferee shall be restored, to the extent permitted by
law, to all rights and obligations as Holder thereof
retroactive to the date of registration of such Transfer of
such Class R Certificate. If a Non-United States Person
shall become a holder of a Class R Certificate, then the
last preceding United States Person shall be restored, to
the extent permitted by law, to all rights and obligations
as Holder thereof retroactive to the date of registration of
such Transfer of such Class R Certificate. If a transfer of
a Class R Certificate is disregarded pursuant to the
provisions of Treasury Regulations Section 1.860E-1 or
Section 1.860G-3, then the last preceding Permitted
Transferee shall be restored, to the extent permitted by
law, to all rights and obligations as Holder thereof
retroactive to the date of registration of such Transfer of
such Class R Certificate. The Trustee shall be under no
liability to any Person for any registration of Transfer of
a Class R Certificate that is in fact not permitted by this
Section 5.02(g) or for making any payments due on
-97-
such Certificate to the holder thereof or for taking any
other action with respect to such holder under the
provisions of this Agreement.
(D) If any purported Transferee shall become a Holder of a Class
R Certificate in violation of the restrictions in this
Section 5.02(g) and to the extent that the retroactive
restoration of the rights of the Holder of such Class R
Certificate as described in clause (iii)(A) above shall be
invalid, illegal or unenforceable, then the Master Servicer
shall have the right, without notice to the holder or any
prior holder of such Class R Certificate, to sell such Class
R Certificate to a purchaser selected by the Master Servicer
on such terms as the Master Servicer may choose. Such
purported Transferee shall promptly endorse and deliver each
Class R Certificate in accordance with the instructions of
the Master Servicer. Such purchaser may be the Master
Servicer itself or any Affiliate of the Master Servicer. The
proceeds of such sale, net of the commissions (which may
include commissions payable to the Master Servicer or its
Affiliates), expenses and taxes due, if any, will be
remitted by the Master Servicer to such purported
Transferee. The terms and conditions of any sale under this
clause (iii)(B) shall be determined in the sole discretion
of the Master Servicer, and the Master Servicer shall not be
liable to any Person having an Ownership Interest in a Class
R Certificate as a result of its exercise of such
discretion.
(iv) The Master Servicer, on behalf of the Trustee, shall
make available, upon written request from the Trustee, all information
necessary to compute any tax imposed (A) as a result of the Transfer of
an Ownership Interest in a Class R Certificate to any Person who is a
Disqualified Organization, including the information regarding "excess
inclusions" of such Class R Certificates required to be provided to the
Internal Revenue Service and certain Persons as described in Treasury
Regulations Sections 1.860D-1(b)(5) and 1.860E- 2(a)(5), and (B) as a
result of any regulated investment company, real estate investment
trust, common trust fund, partnership, trust, estate or organization
described in Section 1381 of the Code that holds an Ownership Interest
in a Class R Certificate having as among its record holders at any time
any Person who is a Disqualified Organization. Reasonable compensation
for providing such information may be required by the Master Servicer
from such Person.
(vi) The provisions of this Section 5.02(g) set forth
prior to this clause (v) may be modified, added to or eliminated,
provided that there shall have been delivered to the Trustee the
following:
-98-
(B) Written notification from each Rating Agency to the effect
that the modification, addition to or elimination of such
provisions will not cause such Rating Agency to downgrade
its then-current ratings, if any, of the Class A, Class M or
Class B Certificates below the lower of the then-current
rating or the rating assigned to such Certificates as of the
Closing Date by such Rating Agency; and
(D) A certificate of the Master Servicer stating that the Master
Servicer has received an Opinion of Counsel, in form and
substance satisfactory to the Master Servicer, to the effect
that such modification, addition to or absence of such
provisions will not cause any of REMIC I, REMIC II or REMIC
III to cease to qualify as a REMIC and will not cause (x)
any of REMIC I, REMIC II or REMIC III to be subject to an
entity- level tax caused by the Transfer of any Class R
Certificate to a Person that is a Disqualified Organization
or (y) a Certificateholder or another Person to be subject
to a REMIC- related tax caused by the Transfer of a Class R
Certificate to a Person that is not a Permitted Transferee.
(p) No service charge shall be made for any transfer or exchange
of Certificates of any Class, but the Trustee may require payment of a sum
sufficient to cover any tax or governmental charge that may be imposed in
connection with any transfer or exchange of Certificates.
(r) All Certificates surrendered for transfer and exchange shall be
destroyed by the Certificate Registrar.
Section 10.06. Mutilated, Destroyed, Lost or Stolen Certificates.
If (i) any mutilated Certificate is surrendered to the
Certificate Registrar, or the Trustee and the Certificate Registrar receive
evidence to their satisfaction of the destruction, loss or theft of any
Certificate, and (ii) there is delivered to the Trustee and the Certificate
Registrar such security or indemnity as may be required by them to save each of
them harmless, then, in the absence of notice to the Trustee or the Certificate
Registrar that such Certificate has been acquired by a bona fide purchaser, the
Trustee shall execute and the Certificate Registrar shall authenticate and
deliver, in exchange for or in lieu of any such mutilated, destroyed, lost or
stolen Certificate, a new Certificate of like tenor, Class and Percentage
Interest but bearing a number not contemporaneously outstanding. Upon the
issuance of any new Certificate under this Section, the Trustee may require the
payment of a sum sufficient to cover any tax or other governmental charge that
may be imposed in relation thereto and any other expenses (including the fees
and expenses of the Trustee and the Certificate Registrar) connected therewith.
Any duplicate Certificate issued pursuant to this Section
-99-
shall constitute complete and indefeasible evidence of ownership in the Trust
Fund, as if originally issued, whether or not the lost, stolen or destroyed
Certificate shall be found at any time.
Section 10.08. Persons Deemed Owners.
Prior to due presentation of a Certificate for registration of
transfer, the Depositor, the Master Servicer, the Trustee, the Certificate
Registrar and any agent of the Depositor, the Master Servicer, the Trustee or
the Certificate Registrar may treat the Person in whose name any Certificate is
registered as the owner of such Certificate for the purpose of receiving
distributions pursuant to Section 4.02 and for all other purposes whatsoever,
except as and to the extent provided in the definition of "Certificateholder"
and in Section 4.08, and neither the Depositor, the Master Servicer, the
Trustee, the Certificate Registrar nor any agent of the Depositor, the Master
Servicer, the Trustee or the Certificate Registrar shall be affected by notice
to the contrary except as provided in Section 5.02(g).
Section 10.10. Appointment of Paying Agent.
The Trustee may appoint a Paying Agent for the purpose of making
distributions to Certificateholders pursuant to Section 4.02. In the event of
any such appointment, on or prior to each Distribution Date the Master Servicer
on behalf of the Trustee shall deposit or cause to be deposited with the Paying
Agent a sum sufficient to make the payments to Certificateholders in the amounts
and in the manner provided for in Section 4.02 and 4.03, such sum to be held in
trust for the benefit of Certificateholders.
The Trustee shall cause each Paying Agent to execute and deliver
to the Trustee an instrument in which such Paying Agent shall agree with the
Trustee that such Paying Agent will hold all sums held by it for the payment to
Certificateholders in trust for the benefit of the Certificateholders entitled
thereto until such sums shall be paid to such Certificateholders. Any sums so
held by such Paying Agent shall be held only in Eligible Accounts to the extent
such sums are not distributed to the Certificateholders on the date of receipt
by such Paying Agent.
Section 10.12. Optional Purchase of Certificates.
(b) On any Distribution Date on or after the Step-Up Date, the
Master Servicer shall have the right, at its option, to purchase the Class A,
Class M and Class B Certificates in whole, but not in part, at a price equal to
the sum of the outstanding Certificate Principal Balance of such Certificates
plus the sum of one month's Accrued Certificate Interest thereon, any previously
unpaid Accrued Certificate Interest, and any unpaid Prepayment Interest
Shortfall previously allocated thereto.
(d) The Master Servicer shall give the Trustee not less than 60
days' prior notice of the Distribution Date on which the Master Servicer
anticipates that it will purchase the related Certificates pursuant to Section
5.06(a). Notice of any such purchase, specifying the Distribution
-100-
Date upon which the Holders may surrender their Certificates to the Trustee for
payment in accordance with this Section 5.06, shall be given promptly by the
Master Servicer by letter to Certificateholders (with a copy to the Certificate
Registrar and each Rating Agency) mailed not earlier than the 15th day and not
later than the 25th day of the month next preceding the month of such final
distribution specifying:
(ii) the Distribution Date upon which purchase of the
related Certificates is anticipated to be made upon presentation and
surrender of such Certificates at the office or agency of the Trustee
therein designated,
(iv) the purchase price therefor, if known, and
(vi) that the Record Date otherwise applicable to such
Distribution Date is not applicable, payments being made only upon
presentation and surrender of the Certificates at the office or agency
of the Trustee therein specified.
If the Master Servicer gives the notice specified above, the Master Servicer
shall deposit in the Certificate Account before the Distribution Date on which
the purchase pursuant to Section 5.06(a) is to be made, in immediately available
funds, an amount equal to the purchase price for the Certificates computed as
provided above.
(f) Upon presentation and surrender of the Certificates to be
purchased pursuant to Section 5.06(a) by the Holders thereof, the Trustee shall
distribute to such Holders an amount equal to the outstanding Certificate
Principal Balance thereof plus one month's Accrued Certificate Interest thereon
and any previously unpaid Accrued Certificate Interest with respect thereto.
(h) In the event that any Certificateholders do not surrender
their Certificates on or before the Distribution Date on which a purchase
pursuant to this Section 5.06 is to be made, the Trustee shall on such date
cause all funds in the Certificate Account deposited therein by the Master
Servicer pursuant to Section 5.06(b) to be withdrawn therefrom and deposited in
a separate escrow account for the benefit of such Certificateholders, and the
Master Servicer shall give a second written notice to such Certificateholders to
surrender their Certificates for payment of the purchase price therefor. If
within six months after the second notice any Certificate shall not have been
surrendered for cancellation, the Trustee shall take appropriate steps as
directed by the Master Servicer to contact the Holders of such Certificates
concerning surrender of their Certificates. The costs and expenses of
maintaining the escrow account and of contacting Certificateholders shall be
paid out of the assets which remain in the escrow account. If within nine months
after the second notice any Certificates shall not have been surrendered for
cancellation in accordance with this Section 5.06, the Trustee shall pay to the
Master Servicer all amounts distributable to the Holders thereof and the Master
Servicer shall thereafter hold such amounts until distributed to such Holders.
No interest shall accrue or be payable to any Certificateholder on any amount
held in the escrow account or by the Master Servicer as a result of such
Certificateholder's failure to surrender its Certificate(s) for payment in
accordance with this Section 5.06. Any Certificate that is not surrendered on
the Distribution Date on which a purchase pursuant to this Section 5.06 occurs
as provided above will be deemed to have
-101-
been purchased and the Holder as of such date will have no rights with respect
thereto except to receive the purchase price therefor minus any costs and
expenses associated with such escrow account and notices allocated thereto. Any
Certificates so purchased or deemed to have been purchased on such Distribution
Date shall remain outstanding hereunder. The Master Servicer shall be for all
purposes the Holder thereof as of such date.
-102-
ARTICLE XI
THE DEPOSITOR AND THE MASTER SERVICER
Section 12.02. Respective Liabilities of the Depositor and the
Master Servicer.
The Depositor and the Master Servicer shall each be liable in
accordance herewith only to the extent of the obligations specifically and
respectively imposed upon and undertaken by the Depositor and the Master
Servicer herein. By way of illustration and not limitation, the Depositor is not
liable for the servicing and administration of the Mortgage Loans, nor is it
obligated by Section 7.01 or 10.01 to assume any obligations of the Master
Servicer or to appoint a designee to assume such obligations, nor is it liable
for any other obligation hereunder that it may, but is not obligated to, assume
unless it elects to assume such obligation in accordance herewith.
Section 12.04. Merger or Consolidation of the Depositor or the
Master Servicer; Assignment of Rights and Delegation of
Duties by Master Servicer.
(b) The Depositor and the Master Servicer will each keep in full
effect its existence, rights and franchises as a corporation under the laws of
the state of its incorporation, and will each obtain and preserve its
qualification to do business as a foreign corporation in each jurisdiction in
which such qualification is or shall be necessary to protect the validity and
enforceability of this Agreement, the Certificates or any of the Mortgage Loans
and to perform its respective duties under this Agreement.
(d) Any Person into which the Depositor or the Master Servicer
may be merged or consolidated, or any corporation resulting from any merger or
consolidation to which the Depositor or the Master Servicer shall be a party, or
any Person succeeding to the business of the Depositor or the Master Servicer,
shall be the successor of the Depositor or the Master Servicer, as the case may
be, hereunder, without the execution or filing of any paper or any further act
on the part of any of the parties hereto, anything herein to the contrary
notwithstanding; provided, however, that the successor or surviving Person to
the Master Servicer shall be qualified to service mortgage loans on behalf of
Xxxxxx Xxx or Xxxxxxx Mac; and provided further that each Rating Agency's
ratings, if any, of the Class A, Class M or Class B Certificates will not be
qualified, reduced or withdrawn as a result thereof (as evidenced by a letter to
such effect from each Rating Agency).
(f) Notwithstanding anything else in this Section 6.02 and
Section 6.04 to the contrary, the Master Servicer may assign its rights and
delegate its duties and obligations under this Agreement; provided that the
Person accepting such assignment or delegation shall be a Person which is
qualified to service mortgage loans on behalf of Xxxxxx Mae or Xxxxxxx Mac, is
reasonably satisfactory to the Trustee and the Depositor, is willing to service
the Mortgage Loans and executes and delivers to the Depositor and the Trustee an
agreement, in form and substance reasonably satisfactory to the Depositor and
the Trustee, which contains an assumption by such Person of the
-103-
due and punctual performance and observance of each covenant and condition to be
performed or observed by the Master Servicer under this Agreement; provided
further that each Rating Agency's rating of the Classes of Certificates that
have been rated in effect immediately prior to such assignment and delegation
will not be qualified, reduced or withdrawn as a result of such assignment and
delegation (as evidenced by a letter to such effect from each Rating Agency). In
the case of any such assignment and delegation, the Master Servicer shall be
released from its obligations under this Agreement, except that the Master
Servicer shall remain liable for all liabilities and obligations incurred by it
as Master Servicer hereunder prior to the satisfaction of the conditions to such
assignment and delegation set forth in the next preceding sentence.
Section 12.06. Limitation on Liability of the Depositor, the
Master Servicer and Others.
Neither the Depositor, the Master Servicer nor any of the
directors, officers, employees or agents of the Depositor or the Master Servicer
shall be under any liability to the Trust Fund or the Certificateholders for any
action taken or for refraining from the taking of any action in good faith
pursuant to this Agreement, or for errors in judgment; provided, however, that
this provision shall not protect the Depositor, the Master Servicer or any such
Person against any breach of warranties or representations made herein or any
liability which would otherwise be imposed by reason of willful misfeasance, bad
faith or gross negligence in the performance of duties or by reason of reckless
disregard of obligations and duties hereunder. The Depositor, the Master
Servicer and any director, officer, employee or agent of the Depositor or the
Master Servicer may rely in good faith on any document of any kind prima facie
properly executed and submitted by any Person respecting any matters arising
hereunder. The Depositor, the Master Servicer and any director, officer,
employee or agent of the Depositor or the Master Servicer shall be indemnified
by the Trust Fund and held harmless against any loss, liability or expense
incurred in connection with any legal action relating to this Agreement or the
Certificates, other than any loss, liability or expense related to any specific
Mortgage Loan or Mortgage Loans (except as any such loss, liability or expense
shall be otherwise reimbursable pursuant to this Agreement) and any loss,
liability or expense incurred by reason of willful misfeasance, bad faith or
gross negligence in the performance of duties hereunder or by reason of reckless
disregard of obligations and duties hereunder.
Neither the Depositor nor the Master Servicer shall be under any
obligation to appear in, prosecute or defend any legal or administrative action,
proceeding, hearing or examination that is not incidental to its respective
duties under this Agreement and which in its opinion may involve it in any
expense or liability; provided, however, that the Depositor or the Master
Servicer may in its discretion undertake any such action, proceeding, hearing or
examination that it may deem necessary or desirable in respect to this Agreement
and the rights and duties of the parties hereto and the interests of the
Certificateholders hereunder. In such event, the legal expenses and costs of
such action, proceeding, hearing or examination and any liability resulting
therefrom shall be expenses, costs and liabilities of the Trust Fund, and the
Depositor and the Master Servicer shall be entitled to be reimbursed therefor
out of amounts attributable to the Mortgage Loans on deposit in the Custodial
Account as provided by Section 3.10 and, on the Distribution Date(s) following
such reimbursement, the aggregate of such expenses and costs shall be allocated
in reduction of the
-104-
Accrued Certificate Interest on each Class entitled thereto in the same manner
as if such expenses and costs constituted a Prepayment Interest Shortfall.
Section 12.08. Depositor and Master Servicer Not to Resign.
Subject to the provisions of Section 6.02, neither the Depositor
nor the Master Servicer shall resign from its respective obligations and duties
hereby imposed on it except upon determination that its duties hereunder are no
longer permissible under applicable law. Any such determination permitting the
resignation of the Depositor or the Master Servicer shall be evidenced by an
Opinion of Counsel (at the expense of the resigning party) to such effect
delivered to the Trustee. No such resignation by the Master Servicer shall
become effective until the Trustee or a successor servicer shall have assumed
the Master Servicer's responsibilities and obligations in accordance with
Section 7.02.
-105-
ARTICLE XIII
DEFAULT
Section 14.02. Events of Default.
Event of Default, wherever used herein, means any one of the
following events (whatever reason for such Event of Default and whether it shall
be voluntary or involuntary or be effected by operation of law or pursuant to
any judgment, decree or order of any court or any order, rule or regulation of
any administrative or governmental body):
(ii) the Master Servicer shall fail to distribute or cause to be
distributed to Holders of Certificates of any Class any
distribution required to be made under the terms of the
Certificates of such Class and this Agreement and, in either
case, such failure shall continue unremedied for a period of
5 days after the date upon which written notice of such
failure, requiring such failure to be remedied, shall have
been given to the Master Servicer by the Trustee or the
Depositor or to the Master Servicer, the Depositor and the
Trustee by the Holders of Certificates of such Class
evidencing Percentage Interests aggregating not less than
25%; or
(iv) the Master Servicer shall fail to observe or perform in any
material respect any other of the covenants or agreements on
the part of the Master Servicer contained in the
Certificates of any Class or in this Agreement and such
failure shall continue unremedied for a period of 30 days
(except that such number of days shall be 15 in the case of
a failure to pay the premium for any Required Insurance
Policy) after the date on which written notice of such
failure, requiring the same to be remedied, shall have been
given to the Master Servicer by the Trustee or the
Depositor, or to the Master Servicer, the Depositor and the
Trustee by the Holders of Certificates of any Class
evidencing, as to such Class, Percentage Interests
aggregating not less than 25%; or
(vi) a decree or order of a court or agency or supervisory
authority having jurisdiction in the premises in an
involuntary case under any present or future federal or
state bankruptcy, insolvency or similar law or appointing a
conservator or receiver or liquidator in any insolvency,
readjustment of debt, marshalling of assets and liabilities
or similar proceedings, or for the winding-up or liquidation
of its affairs, shall have been entered against the Master
Servicer and such decree or order shall have remained in
force undischarged or unstayed for a period of 60 days; or
(viii) the Master Servicer shall consent to the appointment of a
conservator or receiver or liquidator in any insolvency,
readjustment of debt, marshalling of
-106-
assets and liabilities, or similar proceedings of, or
relating to, the Master Servicer or of, or relating to, all
or substantially all of the property of the Master Servicer;
or
(x) the Master Servicer shall admit in writing its inability to
pay its debts generally as they become due, file a petition
to take advantage of, or commence a voluntary case under,
any applicable insolvency or reorganization statute, make an
assignment for the benefit of its creditors, or voluntarily
suspend payment of its obligations; or
(xii) the Master Servicer shall notify the Trustee pursuant to
Section 4.04(b) that it is unable to deposit in the
Certificate Account an amount equal to the Advance.
If an Event of Default described in clauses (i)-(v) of this
Section shall occur, then, and in each and every such case, so long as such
Event of Default shall not have been remedied, either the Depositor or the
Trustee shall at the direction of Holders of Certificates entitled to at least
51% of the Voting Rights, by notice in writing to the Master Servicer (and to
the Depositor if given by the Trustee or to the Trustee if given by the
Depositor), terminate all of the rights and obligations of the Master Servicer
under this Agreement and in and to the Mortgage Loans and the proceeds thereof,
other than its rights as a Certificateholder hereunder; provided, however, the
successor to the Master Servicer appointed pursuant to Section 7.02 shall have
accepted the duties of Master Servicer effective upon the resignation of the
Master Servicer. If an Event of Default described in clause (vi) hereof shall
occur, the Trustee shall, by notice to the Master Servicer and the Depositor,
immediately terminate all of the rights and obligations of the Master Servicer
under this Agreement and in and to the Mortgage Loans and the proceeds thereof,
other than its rights as a Certificateholder hereunder as provided in Section
4.04(b). On or after the receipt by the Master Servicer of such written notice,
all authority and power of the Master Servicer under this Agreement, whether
with respect to the Certificates (other than as a Holder thereof) or the
Mortgage Loans or otherwise, shall subject to Section 7.02 pass to and be vested
in the Trustee or the Trustee's designee appointed pursuant to Section 7.02;
and, without limitation, the Trustee is hereby authorized and empowered to
execute and deliver, on behalf of the Master Servicer, as attorney-in-fact or
otherwise, any and all documents and other instruments, and to do or accomplish
all other acts or things necessary or appropriate to effect the purposes of such
notice of termination, whether to complete the transfer and endorsement or
assignment of the Mortgage Loans and related documents, or otherwise. The Master
Servicer agrees to cooperate with the Trustee in effecting the termination of
the Master Servicer's responsibilities and rights hereunder, including, without
limitation, the transfer to the Trustee or its designee for administration by it
of all cash amounts which shall at the time be credited to the Custodial Account
or the Certificate Account or thereafter be received with respect to the
Mortgage Loans. No such termination shall release the Master Servicer for any
liability that it would otherwise have hereunder for any act or omission prior
to the effective time of such termination.
Notwithstanding any termination of the activities of Residential
Funding in its capacity as Master Servicer hereunder, Residential Funding shall
be entitled to receive, out of any late collection of a Monthly Payment on a
Mortgage Loan which was due prior to the notice
-107-
terminating Residential Funding's rights and obligations as Master Servicer
hereunder and received after such notice, that portion to which Residential
Funding would have been entitled pursuant to Sections 3.10(a)(ii), (vi) and
(vii) as well as its Servicing Fee in respect thereof, and any other amounts
payable to Residential Funding hereunder the entitlement to which arose prior to
the termination of its activities hereunder. Upon the termination of Residential
Funding as Master Servicer hereunder the Depositor shall deliver to the Trustee
a copy of the Program Guide.
Section 14.04. Trustee or Depositor to Act; Appointment of
Successor.
(b) On and after the time the Master Servicer receives a notice
of termination pursuant to Section 7.01 or resigns in accordance with Section
6.04, the Trustee or, upon notice to the Depositor and with the Depositor's
consent (which shall not be unreasonably withheld) a designee (which meets the
standards set forth below) of the Trustee, shall be the successor in all
respects to the Master Servicer in its capacity as servicer under this Agreement
and the transactions set forth or provided for herein and shall be subject to
all the responsibilities, duties and liabilities relating thereto placed on the
Master Servicer (except for the responsibilities, duties and liabilities
contained in Sections 2.02 and 2.03(a), excluding the duty to notify related
Subservicers as set forth in such Sections, and its obligations to deposit
amounts in respect of losses incurred prior to such notice or termination on the
investment of funds in the Custodial Account or the Certificate Account pursuant
to Sections 3.07(c) and 4.01(c) by the terms and provisions hereof); provided,
however, that any failure to perform such duties or responsibilities caused by
the preceding Master Servicer's failure to provide information required by
Section 4.04 shall not be considered a default by the Trustee hereunder. As
compensation therefor, the Trustee shall be entitled to all funds relating to
the Mortgage Loans which the Master Servicer would have been entitled to charge
to the Custodial Account or the Certificate Account if the Master Servicer had
continued to act hereunder and, in addition, shall be entitled to the income
from any Permitted Investments made with amounts attributable to the Mortgage
Loans held in the Custodial Account or the Certificate Account. If the Trustee
has become the successor to the Master Servicer in accordance with Section 6.04
or Section 7.01, then notwithstanding the above, the Trustee may, if it shall be
unwilling to so act, or shall, if it is unable to so act, appoint, or petition a
court of competent jurisdiction to appoint, any established housing and home
finance institution, which is also a Xxxxxx Xxx or Xxxxxxx Mac-approved mortgage
servicing institution, having a net worth of not less than $10,000,000 as the
successor to the Master Servicer hereunder in the assumption of all or any part
of the responsibilities, duties or liabilities of the Master Servicer hereunder.
Pending appointment of a successor to the Master Servicer hereunder, the Trustee
shall become successor to the Master Servicer and shall act in such capacity as
hereinabove provided. In connection with such appointment and assumption, the
Trustee may make such arrangements for the compensation of such successor out of
payments on Mortgage Loans as it and such successor shall agree; provided,
however, that no such compensation shall be in excess of that permitted the
initial Master Servicer hereunder. The Depositor, the Trustee, the Custodian and
such successor shall take such action, consistent with this Agreement, as shall
be necessary to effectuate any such succession. The Servicing Fee for any
successor Master Servicer appointed pursuant to this Section 7.02 will be
lowered with respect to those Mortgage Loans, if any, where the Subservicing Fee
accrues at a rate of less than 0.50% per annum in the event that the successor
Master Servicer is not servicing such Mortgage Loans directly and it is
necessary to raise
-108-
the related Subservicing Fee to a rate of 0.50% per annum in order to hire a
Subservicer with respect to such Mortgage Loans.
(d) In connection with the termination or resignation of the
Master Servicer hereunder, either (i) the successor Master Servicer, including
the Trustee if the Trustee is acting as successor Master Servicer, shall
represent and warrant that it is a member of MERS in good standing and shall
agree to comply in all material respects with the rules and procedures of MERS
in connection with the servicing of the Mortgage Loans that are registered with
MERS, in which case the predecessor Master Servicer shall cooperate with the
successor Master Servicer in causing MERS to revise its records to reflect the
transfer of servicing to the successor Master Servicer as necessary under MERS'
rules and regulations, or (ii) the predecessor Master Servicer shall cooperate
with the successor Master Servicer in causing MERS to execute and deliver an
assignment of Mortgage in recordable form to transfer the Mortgage from MERS to
the Trustee and to execute and deliver such other notices, documents and other
instruments as may be necessary or desirable to effect a transfer of such
Mortgage Loan or servicing of such Mortgage Loan on the MERS(R) System to the
successor Master Servicer. The predecessor Master Servicer shall file or cause
to be filed any such assignment in the appropriate recording office. The
predecessor Master Servicer shall bear any and all fees of MERS, costs of
preparing any assignments of Mortgage, and fees and costs of filing any
assignments of Mortgage that may be required under this subsection (b). The
successor Master Servicer shall cause such assignment to be delivered to the
Trustee or the Custodian promptly upon receipt of the original with evidence of
recording thereon or a copy certified by the public recording office in which
such assignment was recorded.
Section 14.06. Notification to Certificateholders.
(b) Upon any such termination or appointment of a successor to
the Master Servicer, the Trustee shall give prompt written notice thereof to the
Certificateholders at their respective addresses appearing in the Certificate
Register.
(d) Within 60 days after the occurrence of any Event of Default,
the Trustee shall transmit by mail to all Holders of Certificates notice of each
such Event of Default hereunder known to the Trustee, unless such Event of
Default shall have been cured or waived as provided in Section 7.04 hereof.
Section 14.08. Waiver of Events of Default.
The Holders representing at least 66% of the Voting Rights of
Certificates affected by a default or Event of Default hereunder may waive any
default or Event of Default; provided, however, that (a) a default or Event of
Default under clause (i) of Section 7.01 may be waived only by all of the
Holders of Certificates affected by such default or Event of Default and (b) no
waiver pursuant to this Section 7.04 shall affect the Holders of Certificates in
the manner set forth in Section 11.01(b)(i), (ii) or (iii). Upon any such waiver
of a default or Event of Default by the Holders representing the requisite
percentage of Voting Rights of Certificates affected by such default or Event of
Default, such default or Event of Default shall cease to exist and shall be
deemed to have
-109-
been remedied for every purpose hereunder. No such waiver shall extend to any
subsequent or other default or Event of Default or impair any right consequent
thereon except to the extent expressly so waived.
-110-
ARTICLE XV
CONCERNING THE TRUSTEE
Section 16.02. Duties of Trustee.
(b) The Trustee, prior to the occurrence of an Event of Default
and after the curing of all Events of Default which may have occurred,
undertakes to perform such duties and only such duties as are specifically set
forth in this Agreement. In case an Event of Default has occurred (which has not
been cured or waived), the Trustee shall exercise such of the rights and powers
vested in it by this Agreement, and use the same degree of care and skill in
their exercise as a prudent investor would exercise or use under the
circumstances in the conduct of such investor's own affairs.
(d) The Trustee, upon receipt of all resolutions, certificates,
statements, opinions, reports, documents, orders or other instruments furnished
to the Trustee which are specifically required to be furnished pursuant to any
provision of this Agreement, shall examine them to determine whether they
conform to the requirements of this Agreement. The Trustee shall notify the
Certificateholders of any such documents which do not materially conform to the
requirements of this Agreement in the event that the Trustee, after so
requesting, does not receive satisfactorily corrected documents.
The Trustee shall forward or cause to be forwarded in a timely
fashion the notices, reports and statements required to be forwarded by the
Trustee pursuant to Sections 4.03, 4.06, 7.03, and 10.01. The Trustee shall
furnish in a timely fashion to the Master Servicer such information as the
Master Servicer may reasonably request from time to time for the Master Servicer
to fulfill its duties as set forth in this Agreement. The Trustee covenants and
agrees that it shall perform its obligations hereunder in a manner so as to
maintain the status of each of REMIC I, REMIC II and REMIC III as a REMIC under
the REMIC Provisions and to prevent the imposition of any federal, state or
local income, prohibited transaction (except as provided in Section 3.22(d)
herein), contribution or other tax on the Trust Fund to the extent that
maintaining such status and avoiding such taxes are reasonably within the
control of the Trustee and are reasonably within the scope of its duties under
this Agreement.
(f) No provision of this Agreement shall be construed to relieve
the Trustee from liability for its own negligent action, its own negligent
failure to act or its own willful misconduct; provided, however, that:
(ii) Prior to the occurrence of an Event of Default, and
after the curing or waiver of all such Events of Default which may have
occurred, the duties and obligations of the Trustee shall be determined
solely by the express provisions of this Agreement, the Trustee shall
not be liable except for the performance of such duties and obligations
as are specifically set forth in this Agreement, no implied covenants or
obligations shall be read into this Agreement against the Trustee and,
in the absence of bad faith on the part of the Trustee, the Trustee may
conclusively rely, as to the truth of the statements and the
-111-
correctness of the opinions expressed therein, upon any certificates or
opinions furnished to the Trustee by the Depositor or the Master
Servicer and which on their face, do not contradict the requirements of
this Agreement;
(iv) The Trustee shall not be personally liable for an
error of judgment made in good faith by a Responsible Officer or
Responsible Officers of the Trustee, unless it shall be proved that the
Trustee was negligent in ascertaining the pertinent facts;
(vi) The Trustee shall not be personally liable with
respect to any action taken, suffered or omitted to be taken by it in
good faith in accordance with the direction of the Certificateholders
holding Certificates which evidence, Percentage Interests aggregating
not less than 25% of the affected classes as to the time, method and
place of conducting any proceeding for any remedy available to the
Trustee, or exercising any trust or power conferred upon the Trustee,
under this Agreement;
(viii) The Trustee shall not be charged with knowledge of
any default (other than a default in payment to the Trustee) specified
in clauses (i) and (ii) of Section 7.01 or an Event of Default under
clauses (iii), (iv) and (v) of Section 7.01 unless a Responsible Officer
of the Trustee assigned to and working in the Corporate Trust Office
obtains actual knowledge of such failure or event or the Trustee
receives written notice of such failure or event at its Corporate Trust
Office from the Master Servicer, the Depositor or any Certificateholder;
and
(x) Except to the extent provided in Section 7.02, no
provision in this Agreement shall require the Trustee to expend or risk
its own funds (including, without limitation, the making of any Advance)
or otherwise incur any personal financial liability in the performance
of any of its duties as Trustee hereunder, or in the exercise of any of
its rights or powers, if the Trustee shall have reasonable grounds for
believing that repayment of funds or adequate indemnity against such
risk or liability is not reasonably assured to it.
(h) The Trustee shall timely pay, from its own funds, the amount
of any and all federal, state and local taxes imposed on the Trust Fund or its
assets or transactions including, without limitation, (A) "prohibited
transaction" penalty taxes as defined in Section 860F of the Code, if, when and
as the same shall be due and payable, (B) any tax on contributions to a REMIC
after the Closing Date imposed by Section 860G(d) of the Code and (C) any tax on
"net income from foreclosure property" as defined in Section 860G(c) of the
Code, but only if such taxes arise out of a breach by the Trustee of its
obligations hereunder, which breach constitutes negligence or willful misconduct
of the Trustee.
Section 16.04. Certain Matters Affecting the Trustee.
(b) Except as otherwise provided in Section 8.01:
-112-
(ii) The Trustee may rely and shall be protected in acting
or refraining from acting upon any resolution, Officers' Certificate,
certificate of auditors or any other certificate, statement, instrument,
opinion, report, notice, request, consent, order, appraisal, bond or
other paper or document believed by it to be genuine and to have been
signed or presented by the proper party or parties;
(iv) The Trustee may consult with counsel and any Opinion
of Counsel shall be full and complete authorization and protection in
respect of any action taken or suffered or omitted by it hereunder in
good faith and in accordance with such Opinion of Counsel;
(vi) The Trustee shall be under no obligation to exercise
any of the trusts or powers vested in it by this Agreement or to
institute, conduct or defend any litigation hereunder or in relation
hereto at the request, order or direction of any of the
Certificateholders, pursuant to the provisions of this Agreement, unless
such Certificateholders shall have offered to the Trustee reasonable
security or indemnity against the costs, expenses and liabilities which
may be incurred therein or thereby; nothing contained herein shall,
however, relieve the Trustee of the obligation, upon the occurrence of
an Event of Default (which has not been cured), to exercise such of the
rights and powers vested in it by this Agreement, and to use the same
degree of care and skill in their exercise as a prudent investor would
exercise or use under the circumstances in the conduct of such
investor's own affairs;
(viii) The Trustee shall not be personally liable for any
action taken, suffered or omitted by it in good faith and believed by it
to be authorized or within the discretion or rights or powers conferred
upon it by this Agreement;
(x) Prior to the occurrence of an Event of Default
hereunder and after the curing of all Events of Default which may have
occurred, the Trustee shall not be bound to make any investigation into
the facts or matters stated in any resolution, certificate, statement,
instrument, opinion, report, notice, request, consent, order, approval,
bond or other paper or document, unless requested in writing so to do by
the Holders of Certificates of any Class evidencing, as to such Class,
Percentage Interests, aggregating not less than 50%; provided, however,
that if the payment within a reasonable time to the Trustee of the
costs, expenses or liabilities likely to be incurred by it in the making
of such investigation is, in the opinion of the Trustee, not reasonably
assured to the Trustee by the security afforded to it by the terms of
this Agreement, the Trustee may require reasonable indemnity against
such expense or liability as a condition to so proceeding. The
reasonable expense of every such examination shall be paid by the Master
Servicer, if an Event of Default shall have occurred and is continuing,
and otherwise by the Certificateholder requesting the investigation;
(xii) The Trustee may execute any of the trusts or powers
hereunder or perform any duties hereunder either directly or by or
through agents or attorneys provided that the Trustee shall remain
liable for any acts of such agents or attorneys; and
-113-
(xiv) To the extent authorized under the Code and the
regulations promulgated thereunder, each Holder of a Class R Certificate
hereby irrevocably appoints and authorizes the Trustee to be its
attorney-in-fact for purposes of signing any Tax Returns required to be
filed on behalf of the Trust Fund. The Trustee shall sign on behalf of
the Trust Fund and deliver to the Master Servicer in a timely manner any
Tax Returns prepared by or on behalf of the Master Servicer that the
Trustee is required to sign as determined by the Master Servicer
pursuant to applicable federal, state or local tax laws, provided that
the Master Servicer shall indemnify the Trustee for signing any such Tax
Returns that contain errors or omissions.
(d) Following the issuance of the Certificates (and except as
provided for in Section 3.22(d)), the Trustee shall not accept any contribution
of assets to the Trust Fund unless it shall have obtained or been furnished with
an Opinion of Counsel to the effect that such contribution will not (i) cause
any of REMIC I, REMIC II or REMIC III to fail to qualify as a REMIC at any time
that any Certificates are outstanding or (ii) cause the Trust Fund to be subject
to any federal tax as a result of such contribution (including the imposition of
any federal tax on "prohibited transactions" imposed under Section 860F(a) of
the Code).
Section 16.06. Trustee Not Liable for Certificates or Mortgage Loans.
The recitals contained herein and in the Certificates (other than
the execution of the Certificates and relating to the acceptance and receipt of
the Mortgage Loans) shall be taken as the statements of the Depositor or the
Master Servicer as the case may be, and the Trustee assumes no responsibility
for their correctness. The Trustee makes no representations as to the validity
or sufficiency of this Agreement or of the Certificates (except that the
Certificates shall be duly and validly executed and authenticated by it as
Certificate Registrar) or of any Mortgage Loan or related document, or of MERS
or the MERS(R) System. Except as otherwise provided herein, the Trustee shall
not be accountable for the use or application by the Depositor or the Master
Servicer of any of the Certificates or of the proceeds of such Certificates, or
for the use or application of any funds paid to the Depositor or the Master
Servicer in respect of the Mortgage Loans or deposited in or withdrawn from the
Custodial Account or the Certificate Account by the Depositor or the Master
Servicer.
Section 16.08. Trustee May Own Certificates.
The Trustee in its individual or any other capacity may become
the owner or pledgee of Certificates with the same rights it would have if it
were not Trustee.
Section 16.10. Master Servicer to Pay Trustee's Fees and
Expenses; Indemnification.
(b) The Master Servicer covenants and agrees to pay to the
Trustee and any co- trustee from time to time, and the Trustee and any
co-trustee shall be entitled to, reasonable compensation (which shall not be
limited by any provision of law in regard to the compensation of
-114-
a trustee of an express trust) for all services rendered by each of them in the
execution of the trusts hereby created and in the exercise and performance of
any of the powers and duties hereunder of the Trustee and any co-trustee, and
the Master Servicer will pay or reimburse the Trustee and any co- trustee upon
request for all reasonable expenses, disbursements and advances incurred or made
by the Trustee or any co-trustee in accordance with any of the provisions of
this Agreement (including the reasonable compensation and the expenses and
disbursements of its counsel and of all persons not regularly in its employ, and
the expenses incurred by the Trustee or any co-trustee in connection with the
appointment of an office or agency pursuant to Section 8.12) except any such
expense, disbursement or advance as may arise from its negligence or bad faith.
(d) The Master Servicer agrees to indemnify the Trustee for, and
to hold the Trustee harmless against, any loss, liability or expense incurred
without negligence or willful misconduct on its part, arising out of, or in
connection with, the acceptance and administration of the Trust Fund, including
the costs and expenses (including reasonable legal fees and expenses) of
defending itself against any claim in connection with the exercise or
performance of any of its powers or duties under this Agreement, provided that:
(ii) with respect to any such claim, the Trustee shall
have given the Master Servicer written notice thereof promptly after the
Trustee shall have actual knowledge thereof;
(iv) while maintaining control over its own defense, the
Trustee shall cooperate and consult fully with the Master Servicer in
preparing such defense; and
(vi) notwithstanding anything in this Agreement to the
contrary, the Master Servicer shall not be liable for settlement of any
claim by the Trustee entered into without the prior consent of the
Master Servicer which consent shall not be unreasonably withheld.
No termination of this Agreement shall affect the obligations created by this
Section 8.05(b) of the Master Servicer to indemnify the Trustee under the
conditions and to the extent set forth herein.
Notwithstanding the foregoing, the indemnification provided by
the Master Servicer in this Section 8.05(b) shall not pertain to any loss,
liability or expense of the Trustee, including the costs and expenses of
defending itself against any claim, incurred in connection with any actions
taken by the Trustee at the direction of Certificateholders pursuant to the
terms of this Agreement.
Section 16.12. Eligibility Requirements for Trustee.
The Trustee hereunder shall at all times be a national banking association
or a New York banking corporation having its principal office in a state and
city acceptable to the Depositor and organized and doing business under the laws
of such state or the United States of America, authorized under such laws to
exercise corporate trust powers, having a combined capital and surplus of at
least $50,000,000 and subject to supervision or examination by federal or state
authority. If
-115-
such corporation or national banking association publishes reports of condition
at least annually, pursuant to law or to the requirements of the aforesaid
supervising or examining authority, then for the purposes of this Section the
combined capital and surplus of such corporation shall be deemed to be its
combined capital and surplus as set forth in its most recent report of condition
so published. In case at any time the Trustee shall cease to be eligible in
accordance with the provisions of this Section, the Trustee shall resign
immediately in the manner and with the effect specified in Section 8.07.
Section 16.14. Resignation and Removal of the Trustee.
(b) The Trustee may at any time resign and be discharged from the
trusts hereby created by giving written notice thereof to the Depositor and the
Master Servicer. Upon receiving such notice of resignation, the Depositor shall
promptly appoint a successor trustee by written instrument, in duplicate, one
copy of which instrument shall be delivered to the resigning Trustee and one
copy to the successor trustee. If no successor trustee shall have been so
appointed and have accepted appointment within 30 days after the giving of such
notice of resignation then the resigning Trustee may petition any court of
competent jurisdiction for the appointment of a successor trustee.
(d) If at any time the Trustee shall cease to be eligible in
accordance with the provisions of Section 8.06 and shall fail to resign after
written request therefor by the Depositor, or if at any time the Trustee shall
become incapable of acting, or shall be adjudged bankrupt or insolvent, or a
receiver of the Trustee or of its property shall be appointed, or any public
officer shall take charge or control of the Trustee or of its property or
affairs for the purpose of rehabilitation, conservation or liquidation, then the
Depositor may remove the Trustee and appoint a successor trustee by written
instrument, in duplicate, one copy of which instrument shall be delivered to the
Trustee so removed and one copy to the successor trustee. In addition, in the
event that the Depositor determines that the Trustee has failed (i) to
distribute or cause to be distributed to Certificateholders any amount required
to be distributed hereunder, if such amount is held by the Trustee or its Paying
Agent (other than the Master Servicer or the Depositor) for distribution or (ii)
to otherwise observe or perform in any material respect any of its covenants,
agreements or obligations hereunder, and such failure shall continue unremedied
for a period of 5 days (in respect of clause (i) above) or 30 days (in respect
of clause (ii) above) after the date on which written notice of such failure,
requiring that the same be remedied, shall have been given to the Trustee by the
Depositor, then the Depositor may remove the Trustee and appoint a successor
trustee by written instrument delivered as provided in the preceding sentence.
In connection with the appointment of a successor trustee pursuant to the
preceding sentence, the Depositor shall, on or before the date on which any such
appointment becomes effective, obtain from each Rating Agency written
confirmation that the appointment of any such successor trustee will not result
in the reduction of the ratings on any class of the Certificates below the
lesser of the then current or original ratings on such Certificates.
(f) The Holders of Certificates entitled to at least 51% of the
Voting Rights may at any time remove the Trustee and appoint a successor trustee
by written instrument or instruments, in triplicate, signed by such Holders or
their attorneys-in-fact duly authorized, one complete set of
-116-
which instruments shall be delivered to the Depositor, one complete set to the
Trustee so removed and one complete set to the successor so appointed.
(h) Any resignation or removal of the Trustee and appointment of
a successor trustee pursuant to any of the provisions of this Section shall
become effective upon acceptance of appointment by the successor trustee as
provided in Section 8.08.
Section 16.16. Successor Trustee.
(b) Any successor trustee appointed as provided in Section 8.07
shall execute, acknowledge and deliver to the Depositor and to its predecessor
trustee an instrument accepting such appointment hereunder, and thereupon the
resignation or removal of the predecessor trustee shall become effective and
such successor trustee shall become effective and such successor trustee,
without any further act, deed or conveyance, shall become fully vested with all
the rights, powers, duties and obligations of its predecessor hereunder, with
the like effect as if originally named as trustee herein. The predecessor
trustee shall deliver to the successor trustee all Mortgage Files and related
documents and statements held by it hereunder (other than any Mortgage Files at
the time held by a Custodian, which shall become the agent of any successor
trustee hereunder), and the Depositor, the Master Servicer and the predecessor
trustee shall execute and deliver such instruments and do such other things as
may reasonably be required for more fully and certainly vesting and confirming
in the successor trustee all such rights, powers, duties and obligations.
(d) No successor trustee shall accept appointment as provided in
this Section unless at the time of such acceptance such successor trustee shall
be eligible under the provisions of Section 8.06.
(f) Upon acceptance of appointment by a successor trustee as
provided in this Section, the Depositor shall mail notice of the succession of
such trustee hereunder to all Holders of Certificates at their addresses as
shown in the Certificate Register. If the Depositor fails to mail such notice
within 10 days after acceptance of appointment by the successor trustee, the
successor trustee shall cause such notice to be mailed at the expense of the
Depositor.
Section 16.18. Merger or Consolidation of Trustee.
Any corporation or national banking association into which the
Trustee may be merged or converted or with which it may be consolidated or any
corporation or national banking association resulting from any merger,
conversion or consolidation to which the Trustee shall be a party, or any
corporation or national banking association succeeding to the business of the
Trustee, shall be the successor of the Trustee hereunder, provided such
corporation or national banking association shall be eligible under the
provisions of Section 8.06, without the execution or filing of any paper or any
further act on the part of any of the parties hereto, anything herein to the
contrary notwithstanding. The Trustee shall mail notice of any such merger or
consolidation to the Certificateholders at their address as shown in the
Certificate Register.
-117-
Section 16.20. Appointment of Co-Trustee or Separate Trustee.
(b) Notwithstanding any other provisions hereof, at any time, for
the purpose of meeting any legal requirements of any jurisdiction in which any
part of the Trust Fund or property securing the same may at the time be located,
the Master Servicer and the Trustee acting jointly shall have the power and
shall execute and deliver all instruments to appoint one or more Persons
approved by the Trustee to act as co-trustee or co-trustees, jointly with the
Trustee, or separate trustee or separate trustees, of all or any part of the
Trust Fund, and to vest in such Person or Persons, in such capacity, such title
to the Trust Fund, or any part thereof, and, subject to the other provisions of
this Section 8.10, such powers, duties, obligations, rights and trusts as the
Master Servicer and the Trustee may consider necessary or desirable. If the
Master Servicer shall not have joined in such appointment within 15 days after
the receipt by it of a request so to do, or in case an Event of Default shall
have occurred and be continuing, the Trustee alone shall have the power to make
such appointment. No co-trustee or separate trustee hereunder shall be required
to meet the terms of eligibility as a successor trustee under Section 8.06
hereunder and no notice to Holders of Certificates of the appointment of
co-trustee(s) or separate trustee(s) shall be required under Section 8.08
hereof.
(d) In the case of any appointment of a co-trustee or separate
trustee pursuant to this Section 8.10 all rights, powers, duties and obligations
conferred or imposed upon the Trustee shall be conferred or imposed upon and
exercised or performed by the Trustee, and such separate trustee or co-trustee
jointly, except to the extent that under any law of any jurisdiction in which
any particular act or acts are to be performed (whether as Trustee hereunder or
as successor to the Master Servicer hereunder), the Trustee shall be incompetent
or unqualified to perform such act or acts, in which event such rights, powers,
duties and obligations (including the holding of title to the Trust Fund or any
portion thereof in any such jurisdiction) shall be exercised and performed by
such separate trustee or co-trustee at the direction of the Trustee.
(f) Any notice, request or other writing given to the Trustee
shall be deemed to have been given to each of the then separate trustees and
co-trustees, as effectively as if given to each of them. Every instrument
appointing any separate trustee or co-trustee shall refer to this Agreement and
the conditions of this Article VIII. Each separate trustee and co-trustee, upon
its acceptance of the trusts conferred, shall be vested with the estates or
property specified in its instrument of appointment, either jointly with the
Trustee or separately, as may be provided therein, subject to all the provisions
of this Agreement, specifically including every provision of this Agreement
relating to the conduct of, affecting the liability of, or affording protection
to, the Trustee. Every such instrument shall be filed with the Trustee.
(h) Any separate trustee or co-trustee may, at any time,
constitute the Trustee, its agent or attorney-in-fact, with full power and
authority, to the extent not prohibited by law, to do any lawful act under or in
respect of this Agreement on its behalf and in its name. If any separate trustee
or co-trustee shall die, become incapable of acting, resign or be removed, all
of its estates, properties, rights, remedies and trusts shall vest in and be
exercised by the Trustee, to the extent permitted by law, without the
appointment of a new or successor trustee.
-118-
Section 16.22. Appointment of Custodians.
The Trustee may, with the consent of the Master Servicer and the
Depositor, appoint one or more Custodians who are not Affiliates of the
Depositor or the Master Servicer to hold all or a portion of the Mortgage Files
as agent for the Trustee, by entering into a Custodial Agreement. Subject to
Article VIII, the Trustee agrees to comply with the terms of each Custodial
Agreement and to enforce the terms and provisions thereof against the Custodian
for the benefit of the Certificateholders. Each Custodian shall be a depository
institution subject to supervision by federal or state authority, shall have a
combined capital and surplus of at least $15,000,000 and shall be qualified to
do business in the jurisdiction in which it holds any Mortgage File. Each
Custodial Agreement may be amended only as provided in Section 11.01. The
Trustee shall notify the Certificateholders of the appointment of any Custodian
(other than the Custodian appointed as of the Closing Date) pursuant to this
Section 8.11.
Section 16.24. Appointment of Office or Agency.
The Trustee will maintain an office or agency in the City of New
York where Certificates may be surrendered for registration of transfer or
exchange. The Trustee initially designates its offices located at 000 Xxxx 00xx
Xxxxxx, 00xx Xxxxx, Xxx Xxxx, Xxx Xxxx 00000 for the purpose of keeping the
Certificate Register. The Trustee will maintain an office at the address stated
in Section 11.05(c) hereof where notices and demands to or upon the Trustee in
respect of this Agreement may be served.
-119-
ARTICLE XVII
TERMINATION
Section 18.02. Termination Upon Purchase by the Master Servicer
or Liquidation of All Mortgage Loans.
(b) Subject to Section 9.02, the respective obligations and
responsibilities of the Depositor, the Master Servicer and the Trustee created
hereby in respect of the Certificates (other than the obligation of the Trustee
to make certain payments after the Final Distribution Date to Certificateholders
and the obligation of the Depositor to send certain notices as hereinafter set
forth) shall terminate upon the last action required to be taken by the Trustee
on the Final Distribution Date pursuant to this Article IX following the earlier
of:
(ii) the later of the final payment or other liquidation
(or any Advance with respect thereto) of the last Mortgage Loan
remaining in the Trust Fund or the disposition of all property acquired
upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan, or
(iv) the purchase by the Master Servicer of all Mortgage
Loans and all property acquired in respect of any Mortgage Loan
remaining in the Trust Fund at a price equal to 100% of the unpaid
principal balance of each Mortgage Loan (or, if less than such unpaid
principal balance, the fair market value of the related underlying
property of such Mortgage Loan with respect to Mortgage Loans as to
which title has been acquired if such fair market value is less than
such unpaid principal balance) (net of any unreimbursed Advances
attributable to principal) on the day of repurchase, plus accrued
interest thereon at the Net Mortgage Rate (or Modified Net Mortgage Rate
in the case of any Modified Mortgage Loan), to, but not including, the
first day of the month in which such repurchase price is distributed;
provided, however, that in no event shall the trust created hereby
continue beyond the expiration of 21 years from the death of the last
survivor of the descendants of Xxxxxx X. Xxxxxxx, the late ambassador of
the United States to the Court of St. Xxxxx, living on the date hereof;
provided further, that, if the amount due under any Certificate shall
not have been reduced to zero prior to the Maturity Date, the Master
Servicer shall be required to terminate this Agreement in accordance
with this clause (ii); and provided further, that the purchase price set
forth above shall be increased as is necessary, as determined by the
Master Servicer, to avoid disqualification of any of REMIC I, REMIC II
or REMIC III as a REMIC.
The right of the Master Servicer to purchase all the assets of
the Trust Fund relating to the Mortgage Loans, pursuant to clause (ii) above is
conditioned upon the date of such purchase occurring on or after the Step-Up
Date. If such right is exercised by the Master Servicer, the Master Servicer
shall be deemed to have been reimbursed for the full amount of any unreimbursed
Advances theretofore made by it with respect to the Mortgage Loans being
purchased. In addition, the Master Servicer shall provide to the Trustee the
certification required by Section 3.15 and the Trustee and
-120-
any Custodian shall, promptly following payment of the purchase price, release
to the Master Servicer the Mortgage Files pertaining to the Mortgage Loans being
purchased.
(d) The Master Servicer shall give the Trustee not less than 60
days' prior notice of the Distribution Date on which the Master Servicer
anticipates that the final distribution will be made to Certificateholders
(whether as a result of the exercise by the Master Servicer of its right to
purchase the assets of the Trust Fund or otherwise). Notice of any termination,
specifying the anticipated Final Distribution Date (which shall be a date that
would otherwise be a Distribution Date) upon which the Certificateholders may
surrender their Certificates to the Trustee for payment of the final
distribution and cancellation, shall be given promptly by the Master Servicer
(if it is exercising its right to purchase the assets of the Trust Fund), or by
the Trustee (in any other case) by letter to Certificateholders mailed not
earlier than the 15th day and not later than the 25th day of the month next
preceding the month of such final distribution specifying:
(ii) the anticipated Final Distribution Date upon which
final payment of the Certificates is anticipated to be made upon
presentation and surrender of Certificates at the office or agency of
the Trustee therein designated,
(iv) the amount of any such final payment, if known, and
(vi) that the Record Date otherwise applicable to such
Distribution Date is not applicable, and that payment will be made only
upon presentation and surrender of the Certificates at the office or
agency of the Trustee therein specified.
If the Master Servicer is obligated to give notice to Certificateholders as
aforesaid, it shall give such notice to the Certificate Registrar at the time
such notice is given to Certificateholders. In the event such notice is given by
the Master Servicer, the Master Servicer shall deposit in the Certificate
Account before the Final Distribution Date in immediately available funds an
amount equal to the purchase price for the assets of the Trust Fund computed as
above provided.
The Master Servicer shall provide to the Trustee written notification of
any change to the anticipated Final Distribution Date as soon as practicable. If
the Trust Fund is not terminated on the anticipated Final Distribution Date, for
any reason, the Trustee shall promptly mail notice thereof to each affected
Certificateholder.
(f) Upon presentation and surrender of the Certificates by the
Certificateholders, the Trustee shall distribute to the Certificateholders (i)
the amount otherwise distributable on such Distribution Date, if not in
connection with the Master Servicer's election to repurchase, or (ii) if the
Master Servicer elected to so repurchase, an amount equal to the outstanding
Certificate Principal Balance of the Class A, Class M and Class B Certificates,
plus Accrued Certificate Interest thereon for the related Interest Accrual
Period and any previously unpaid Accrued Certificate Interest.
-121-
(h) In the event that any Certificateholders shall not surrender
their Certificates for final payment and cancellation on or before the Final
Distribution Date, the Trustee shall on such date cause all funds in the
Certificate Account not distributed in final distribution to Certificateholders
to be withdrawn therefrom and credited to the remaining Certificateholders by
depositing such funds in a separate escrow account for the benefit of such
Certificateholders, and the Master Servicer (if it exercised its right to
purchase the assets of the Trust Fund), or the Trustee (in any other case) shall
give a second written notice to the remaining Certificateholders to surrender
their Certificates for cancellation and receive the final distribution with
respect thereto. If within six months after the second notice any Certificate
shall not have been surrendered for cancellation, the Trustee shall take
appropriate steps as directed by the Master Servicer to contact the remaining
Certificateholders concerning surrender of their Certificates. The costs and
expenses of maintaining the escrow account and of contacting Certificateholders
shall be paid out of the assets which remain in the escrow account. If within
nine months after the second notice any Certificates shall not have been
surrendered for cancellation, the Trustee shall pay to the Master Servicer all
amounts distributable to the holders thereof and the Master Servicer shall
thereafter hold such amounts until distributed to such holders. No interest
shall accrue or be payable to any Certificateholder on any amount held in the
escrow account or by the Master Servicer as a result of such Certificateholder's
failure to surrender its Certificate(s) for final payment thereof in accordance
with this Section 9.01 and the Certificateholders shall look only to the Master
Servicer for such payment.
Section 18.04. Additional Termination Requirements.
(b) Each of REMIC I, REMIC II and REMIC III, as the case may be,
shall be terminated in accordance with the following additional requirements,
unless the Trustee and the Master Servicer have received an Opinion of Counsel
(which Opinion of Counsel shall not be an expense of the Trustee) to the effect
that the failure of any of REMIC I, REMIC II and REMIC III, as the case may be,
to comply with the requirements of this Section 9.02 will not (i) result in the
imposition on the Trust Fund of taxes on "prohibited transactions," as described
in Section 860F of the Code, or (ii) cause any of REMIC I, REMIC II or REMIC III
to fail to qualify as a REMIC at any time that any Certificate is outstanding:
(ii) The Master Servicer shall establish a 90-day
liquidation period for each of REMIC I, REMIC II and REMIC III, and
specify the first day of such period in a statement attached to the
Trust Fund's final Tax Return pursuant to Treasury regulations Section
1.860F-1. The Master Servicer also shall satisfy all of the requirements
of a qualified liquidation for each of REMIC I, REMIC II and REMIC III,
under Section 860F of the Code and the regulations thereunder;
(iv) The Master Servicer shall notify the Trustee at the
commencement of such 90-day liquidation period and, at or prior to the
time of making of the final payment on the Certificates, the Trustee
shall sell or otherwise dispose of all of the remaining assets of the
Trust Fund in accordance with the terms hereof; and
-122-
(vi) If the Master Servicer is exercising its right to
purchase the assets of the Trust Fund, the Master Servicer shall, during
the 90-day liquidation period and at or prior to the Final Distribution
Date, purchase all of the assets of the Trust Fund for cash; provided,
however, that in the event that a calendar quarter ends after the
commencement of the 90-day liquidation period but prior to the Final
Distribution Date, the Master Servicer shall not purchase any of the
assets of the Trust Fund prior to the close of that calendar quarter.
(d) Each Holder of a Certificate and the Trustee hereby
irrevocably approves and appoints the Master Servicer as its attorney-in-fact to
adopt a plan of complete liquidation for each of REMIC I, REMIC II and REMIC III
at the expense of the Trust Fund in accordance with the terms and conditions of
this Agreement.
-123-
ARTICLE XIX
REMIC PROVISIONS
Section 20.02. REMIC Administration.
(b) The REMIC Administrator shall make an election to treat each
of REMIC I, REMIC II and REMIC III as a REMIC under the Code and, if necessary,
under applicable state law. Such election will be made on Form 1066 or other
appropriate federal tax or information return (including Form 8811) or any
appropriate state return for the taxable year ending on the last day of the
calendar year in which the Certificates are issued. The REMIC I Regular
Interests shall be designated as the "regular interests" and the Class R-I
Certificates shall be designated as the sole class of "residual interests" in
the REMIC I. The REMIC II Regular Interests shall be designated as the "regular
interests" and the Class R-II Certificates shall be designated as the sole class
of "residual interests" in the REMIC II. The Class A-1, Class A-2, Class A-IO,
Class M-1, Class M-2, Class M-3, Class B and Class SB Certificates shall be
designated as the "regular interests" in REMIC III and the Class R-III
Certificates shall be designated the sole class of "residual interests" in REMIC
III. The REMIC Administrator and the Trustee shall not permit the creation of
any "interests" (within the meaning of Section 860G of the Code) in the REMIC
other than the Certificates.
(d) The Closing Date is hereby designated as the "startup day" of
each of REMIC I, REMIC II and REMIC III within the meaning of Section 860G(a)(9)
of the Code.
(f) The REMIC Administrator shall hold a Class R Certificate in
each REMIC representing a 0.01% Percentage Interest of the Class R Certificates
in each REMIC and shall be designated as the "tax matters person" with respect
to each of REMIC I, REMIC II and REMIC III in the manner provided under Treasury
regulations section 1.860F-4(d) and Treasury regulations section
301.6231(a)(7)-1. The REMIC Administrator, as tax matters person, shall (i) act
on behalf of each of REMIC I, REMIC II and REMIC III in relation to any tax
matter or controversy involving the Trust Fund and (ii) represent the Trust Fund
in any administrative or judicial proceeding relating to an examination or audit
by any governmental taxing authority with respect thereto. The legal expenses,
including without limitation attorneys' or accountants' fees, and costs of any
such proceeding and any liability resulting therefrom shall be expenses of the
Trust Fund and the REMIC Administrator shall be entitled to reimbursement
therefor out of amounts attributable to the Mortgage Loans on deposit in the
Custodial Account as provided by Section 3.10 unless such legal expenses and
costs are incurred by reason of the REMIC Administrator's willful misfeasance,
bad faith or gross negligence. If the REMIC Administrator is no longer the
Master Servicer hereunder, at its option the REMIC Administrator may continue
its duties as REMIC Administrator and shall be paid reasonable compensation not
to exceed $3,000 per year by any successor Master Servicer hereunder for so
acting as the REMIC Administrator.
(h) The REMIC Administrator shall prepare or cause to be prepared
all of the Tax Returns that it determines are required with respect to the REMIC
created hereunder and deliver such Tax Returns in a timely manner to the Trustee
and the Trustee shall sign and file such Tax Returns
-124-
in a timely manner. The expenses of preparing such returns shall be borne by the
REMIC Administrator without any right of reimbursement therefor. The REMIC
Administrator agrees to indemnify and hold harmless the Trustee with respect to
any tax or liability arising from the Trustee's signing of Tax Returns that
contain errors or omissions. The Trustee and Master Servicer shall promptly
provide the REMIC Administrator with such information as the REMIC Administrator
may from time to time request for the purpose of enabling the REMIC
Administrator to prepare Tax Returns.
(j) The REMIC Administrator shall provide (i) to any Transferor
of a Class R Certificate such information as is necessary for the application of
any tax relating to the transfer of a Class R Certificate to any Person who is
not a Permitted Transferee, (ii) to the Trustee and the Trustee shall forward to
the Certificateholders such information or reports as are required by the Code
or the REMIC Provisions including reports relating to interest, original issue
discount, if any, and market discount or premium (using the Prepayment
Assumption) and (iii) to the Internal Revenue Service the name, title, address
and telephone number of the person who will serve as the representative of each
REMIC created hereunder.
(l) The Master Servicer and the REMIC Administrator shall take
such actions and shall cause each REMIC created hereunder to take such actions
as are reasonably within the Master Servicer's or the REMIC Administrator's
control and the scope of its duties more specifically set forth herein as shall
be necessary or desirable to maintain the status thereof as a REMIC under the
REMIC Provisions (and the Trustee shall assist the Master Servicer and the REMIC
Administrator, to the extent reasonably requested by the Master Servicer and the
REMIC Administrator to do so). In performing their duties as more specifically
set forth herein, the Master Servicer and the REMIC Administrator shall not
knowingly or intentionally take any action, cause the Trust Fund to take any
action or fail to take (or fail to cause to be taken) any action reasonably
within their respective control and the scope of duties more specifically set
forth herein, that, under the REMIC Provisions, if taken or not taken, as the
case may be, could (i) endanger the status of any of REMIC I, REMIC II or REMIC
III as a REMIC or (ii) result in the imposition of a tax upon any of REMIC I,
REMIC II or REMIC III (including but not limited to the tax on prohibited
transactions as defined in Section 860F(a)(2) of the Code (except as provided in
Section 3.22(d)) and the tax on contributions to a REMIC set forth in Section
860G(d) of the Code) (either such event, in the absence of an Opinion of Counsel
or the indemnification referred to in this sentence, an "Adverse REMIC Event")
unless the Master Servicer or the REMIC Administrator, as applicable, has
received an Opinion of Counsel (at the expense of the party seeking to take such
action or, if such party fails to pay such expense, and the Master Servicer or
the REMIC Administrator, as applicable, determines that taking such action is in
the best interest of the Trust Fund and the Certificateholders, at the expense
of the Trust Fund, but in no event at the expense of the Master Servicer, the
REMIC Administrator or the Trustee) to the effect that the contemplated action
will not, with respect to the Trust Fund created hereunder, endanger such status
or, unless the Master Servicer or the REMIC Administrator or both, as
applicable, determine in its or their sole discretion to indemnify the Trust
Fund against the imposition of such a tax, result in the imposition of such a
tax. Wherever in this Agreement a contemplated action may not be taken because
the timing of such action might result in the imposition of a tax on the Trust
Fund, or may only be taken pursuant to an Opinion of Counsel that such action
would not impose a tax on the Trust Fund, such action may nonetheless be taken
-125-
provided that the indemnity given in the preceding sentence with respect to any
taxes that might be imposed on the Trust Fund has been given and that all other
preconditions to the taking of such action have been satisfied. The Trustee
shall not take or fail to take any action (whether or not authorized hereunder)
as to which the Master Servicer or the REMIC Administrator, as applicable, has
advised it in writing that it has received an Opinion of Counsel to the effect
that an Adverse REMIC Event could occur with respect to such action. In
addition, prior to taking any action with respect to the Trust Fund or its
assets, or causing the Trust Fund to take any action, which is not expressly
permitted under the terms of this Agreement, the Trustee will consult with the
Master Servicer or the REMIC Administrator, as applicable, or its designee, in
writing, with respect to whether such action could cause an Adverse REMIC Event
to occur with respect to the Trust Fund and the Trustee shall not take any such
action or cause the Trust Fund to take any such action as to which the Master
Servicer or the REMIC Administrator, as applicable, has advised it in writing
that an Adverse REMIC Event could occur. The Master Servicer or the REMIC
Administrator, as applicable, may consult with counsel to make such written
advice, and the cost of same shall be borne by the party seeking to take the
action not expressly permitted by this Agreement, but in no event at the expense
of the Master Servicer or the REMIC Administrator. At all times as may be
required by the Code, the Master Servicer or the REMIC Administrator, as
applicable, will to the extent within its control and the scope of its duties
more specifically set forth herein, maintain substantially all of the assets of
the REMIC as "qualified mortgages" as defined in Section 860G(a)(3) of the Code
and "permitted investments" as defined in Section 860G(a)(5) of the Code.
(n) In the event that any tax is imposed on "prohibited
transactions" of any REMIC created hereunder as defined in Section 860F(a)(2) of
the Code, on "net income from foreclosure property" of any REMIC as defined in
Section 860G(c) of the Code, on any contributions to any REMIC after the startup
day therefor pursuant to Section 860G(d) of the Code, or any other tax imposed
by the Code or any applicable provisions of state or local tax laws, such tax
shall be charged (i) to the Master Servicer, if such tax arises out of or
results from a breach by the Master Servicer of any of its obligations under
this Agreement or the Master Servicer has in its sole discretion determined to
indemnify the Trust Fund against such tax, (ii) to the Trustee, if such tax
arises out of or results from a breach by the Trustee of any of its obligations
under this Article X, or (iii) otherwise against amounts on deposit in the
Custodial Account as provided by Section 3.10 and on the Distribution Date(s)
following such reimbursement the aggregate of such taxes shall be allocated in
reduction of the Accrued Certificate Interest on each Class entitled thereto in
the same manner as if such taxes constituted a Prepayment Interest Shortfall.
(p) The Trustee and the Master Servicer shall, for federal income
tax purposes, maintain books and records with respect to each REMIC on a
calendar year and on an accrual basis or as otherwise may be required by the
REMIC Provisions.
(r) Following the startup day, neither the Master Servicer nor
the Trustee shall accept any contributions of assets to any REMIC unless
(subject to Section 10.01(f)) the Master Servicer and the Trustee shall have
received an Opinion of Counsel (at the expense of the party seeking to make such
contribution) to the effect that the inclusion of such assets in any REMIC will
not cause any of REMIC I, REMIC II or REMIC III to fail to qualify as a REMIC at
any time that
-126-
any Certificates are outstanding or subject any such REMIC to any tax under the
REMIC Provisions or other applicable provisions of federal, state and local law
or ordinances.
(t) Neither the Master Servicer nor the Trustee shall (subject to
Section 10.01(f)) enter into any arrangement by which any of REMIC I, REMIC II
or REMIC III will receive a fee or other compensation for services nor permit
any of REMIC I, REMIC II or REMIC III to receive any income from assets other
than "qualified mortgages" as defined in Section 860G(a)(3) of the Code or
"permitted investments" as defined in Section 860G(a)(5) of the Code.
(v) Solely for the purposes of Section 1.860G-1(a)(4)(iii) of the
Treasury Regulations, the "latest possible maturity date" by which the principal
balance of each regular interest in each REMIC would be reduced to zero is
February 25, 2031.
(x) Within 30 days after the Closing Date, the REMIC
Administrator shall prepare and file with the Internal Revenue Service Form
8811, "Information Return for Real Estate Mortgage Investment Conduits (REMIC)
and Issuers of Collateralized Debt Obligations" for the Trust Fund.
(z) Neither the Trustee nor the Master Servicer shall sell,
dispose of or substitute for any of the Mortgage Loans (except in connection
with (i) the default, imminent default or foreclosure of a Mortgage Loan,
including but not limited to, the acquisition or sale of a Mortgaged Property
acquired by deed in lieu of foreclosure, (ii) the bankruptcy of the Trust Fund,
(iii) the termination of any REMIC pursuant to Article IX of this Agreement or
(iv) a purchase of Mortgage Loans pursuant to Article II or III of this
Agreement) or acquire any assets for any REMIC or sell or dispose of any
investments in the Custodial Account or the Certificate Account for gain, or
accept any contributions to any REMIC after the Closing Date unless it has
received an Opinion of Counsel that such sale, disposition, substitution or
acquisition will not (a) affect adversely the status of any of REMIC I, REMIC II
or REMIC III as a REMIC or (b) unless the Master Servicer has determined in its
sole discretion to indemnify the Trust Fund against such tax, cause any REMIC to
be subject to a tax on "prohibited transactions" or "contributions" pursuant to
the REMIC Provisions.
Section 20.04. Master Servicer, REMIC Administrator and Trustee
Indemnification.
(b) The Trustee agrees to indemnify the Trust Fund, the
Depositor, the REMIC Administrator and the Master Servicer for any taxes and
costs including, without limitation, any reasonable attorneys fees imposed on or
incurred by the Trust Fund, the Depositor or the Master Servicer, as a result of
a breach of the Trustee's covenants set forth in Article VIII or this Article X.
In the event that Residential Funding is no longer the Master Servicer, the
Trustee shall indemnify Residential Funding for any taxes and costs including,
without limitation, any reasonable attorneys fees imposed on or incurred by
Residential Funding as a result of a breach of the Trustee's covenants set forth
in Article VIII or this Article X.
(d) The REMIC Administrator agrees to indemnify the Trust Fund,
the Depositor, the Master Servicer and the Trustee for any taxes and costs
(including, without limitation, any
-127-
reasonable attorneys' fees) imposed on or incurred by the Trust Fund, the
Depositor, the Master Servicer or the Trustee, as a result of a breach of the
REMIC Administrator's covenants set forth in this Article X with respect to
compliance with the REMIC Provisions, including without limitation, any
penalties arising from the Trustee's execution of Tax Returns prepared by the
REMIC Administrator that contain errors or omissions; provided, however, that
such liability will not be imposed to the extent such breach is a result of an
error or omission in information provided to the REMIC Administrator by the
Master Servicer in which case Section 10.02(c) will apply.
(f) The Master Servicer agrees to indemnify the Trust Fund, the
Depositor, the REMIC Administrator and the Trustee for any taxes and costs
(including, without limitation, any reasonable attorneys' fees) imposed on or
incurred by the Trust Fund, the Depositor or the Trustee, as a result of a
breach of the Master Servicer's covenants set forth in this Article X or in
Article III with respect to compliance with the REMIC Provisions, including
without limitation, any penalties arising from the Trustee's execution of Tax
Returns prepared by the Master Servicer that contain errors or omissions.
-128-
ARTICLE XXI
MISCELLANEOUS PROVISIONS
Section 22.02. Amendment.
(b) This Agreement or any Custodial Agreement may be amended from
time to time by the Depositor, the Master Servicer and the Trustee:
(ii) to cure any ambiguity,
(iv) to correct or supplement any provisions herein or
therein, which may be inconsistent with any other provisions herein or
therein or to correct any error,
(vi) to modify, eliminate or add to any of its provisions
to such extent as shall be necessary or desirable to maintain the
qualification of REMIC I, REMIC II or REMIC III as REMICs at all times
that any Certificate is outstanding or to avoid or minimize the risk of
the imposition of any tax on the Trust Fund pursuant to the Code that
would be a claim against the Trust Fund, provided that the Trustee has
received an Opinion of Counsel to the effect that (A) such action is
necessary or desirable to maintain such qualification or to avoid or
minimize the risk of the imposition of any such tax and (B) such action
will not adversely affect in any material respect the interests of any
Certificateholder,
(viii) to change the timing and/or nature of deposits into
the Custodial Account or the Certificate Account or to change the name
in which the Custodial Account is maintained, provided that (A) the
Certificate Account Deposit Date shall in no event be later than the
related Distribution Date, (B) such change shall not, as evidenced by an
Opinion of Counsel, adversely affect in any material respect the
interests of any Certificateholder and (C) such change shall not result
in a reduction of the rating assigned to any Class of Certificates below
the lower of the then-current rating or the rating assigned to such
Certificates as of the Closing Date, as evidenced by a letter from each
Rating Agency to such effect,
(x) to modify, eliminate or add to the provisions of
Section 5.02(g) or any other provision hereof restricting transfer of
the Class R Certificates by virtue of their being the "residual
interests" in the Trust Fund provided that (A) such change shall not
result in reduction of the rating assigned to any such Class of
Certificates below the lower of the then- current rating or the rating
assigned to such Certificates as of the Closing Date, as evidenced by a
letter from each Rating Agency to such effect, and (B) such change shall
not, as evidenced by an Opinion of Counsel (at the expense of the party
seeking so to modify, eliminate or add such provisions), cause the Trust
Fund or any of the Certificateholders
-129-
(other than the transferor) to be subject to a federal tax caused by a
transfer to a Person that is not a Permitted Transferee, or
(xii) to make any other provisions with respect to matters
or questions arising under this Agreement or such Custodial Agreement
which shall not be materially inconsistent with the provisions of this
Agreement, provided that such action shall not, as evidenced by an
Opinion of Counsel, adversely affect in any material respect the
interests of any Certificateholder and is authorized or permitted under
Section 11.09(d).
(d) This Agreement or any Custodial Agreement may also be amended
from time to time by the Depositor, the Master Servicer, the Trustee and the
Holders of Certificates evidencing in the aggregate not less than 66% of the
Percentage Interests of each Class of Certificates affected thereby for the
purpose of adding any provisions to or changing in any manner or eliminating any
of the provisions of this Agreement or such Custodial Agreement or of modifying
in any manner the rights of the Holders of Certificates of such Class; provided,
however, that no such amendment shall:
(ii) reduce in any manner the amount of, or delay the
timing of, payments which are required to be distributed on any
Certificate without the consent of the Holder of such Certificate,
(iv) adversely affect in any material respect the interest
of the Holders of Certificates of any Class in a manner other than as
described in clause (i) hereof without the consent of Holders of
Certificates of such Class evidencing, as to such Class, Percentage
Interests aggregating not less than 66%, or
(vi) reduce the aforesaid percentage of Certificates of
any Class the Holders of which are required to consent to any such
amendment, in any such case without the consent of the Holders of all
Certificates of such Class then outstanding.
(f) Notwithstanding any contrary provision of this Agreement, the
Trustee shall not consent to any amendment to this Agreement unless it shall
have first received an Opinion of Counsel (at the expense of the party seeking
such amendment) to the effect that such amendment or the exercise of any power
granted to the Master Servicer, the Depositor or the Trustee in accordance with
such amendment will not result in the imposition of a federal tax on the Trust
Fund or cause REMIC I, REMIC II or REMIC III to fail to qualify as REMICs at any
time that any Certificate is outstanding. The Trustee may but shall not be
obligated to enter into any amendment pursuant to this Section that affects its
rights, duties and immunities and this agreement or otherwise; provided however,
such consent shall not be unreasonably withheld.
(h) Promptly after the execution of any such amendment the
Trustee shall furnish written notification of the substance of such amendment to
each Certificateholder. It shall not be necessary for the consent of
Certificateholders under this Section 11.01 to approve the particular form of
any proposed amendment, but it shall be sufficient if such consent shall approve
the substance thereof. The manner of obtaining such consents and of evidencing
the authorization of
-130-
the execution thereof by Certificateholders shall be subject to such reasonable
regulations as the Trustee may prescribe.
(j) The Depositor shall have the option, in its sole discretion,
to obtain and deliver to the Trustee any corporate guaranty, payment obligation,
irrevocable letter of credit, surety bond, insurance policy or similar
instrument or a reserve fund, or any combination of the foregoing, for the
purpose of protecting the Holders of the Class R Certificates against any or all
Realized Losses or other shortfalls. Any such instrument or fund shall be held
by the Trustee for the benefit of the Class R Certificateholders, but shall not
be and shall not be deemed to be under any circumstances included in the REMIC.
To the extent that any such instrument or fund constitutes a reserve fund for
federal income tax purposes, (i) any reserve fund so established shall be an
outside reserve fund and not an asset of the REMIC, (ii) any such reserve fund
shall be owned by the Depositor, and (iii) amounts transferred by the REMIC to
any such reserve fund shall be treated as amounts distributed by the REMIC to
the Depositor or any successor, all within the meaning of Treasury regulations
Section 1.860G-2(h). In connection with the provision of any such instrument or
fund, this Agreement and any provision hereof may be modified, added to, deleted
or otherwise amended in any manner that is related or incidental to such
instrument or fund or the establishment or administration thereof, such
amendment to be made by written instrument executed or consented to by the
Depositor and such related insurer but without the consent of any
Certificateholder and without the consent of the Master Servicer or the Trustee
being required unless any such amendment would impose any additional obligation
on, or otherwise adversely affect the interests of the Certificateholders, the
Master Servicer or the Trustee, as applicable; provided that the Depositor
obtains an Opinion of Counsel (which need not be an opinion of Independent
counsel) to the effect that any such amendment will not cause (a) any federal
tax to be imposed on the Trust Fund, including without limitation, any federal
tax imposed on "prohibited transactions" under Section 860F(a)(1) of the Code or
on "contributions after the startup date" under Section 860G(d)(1) of the Code
and (b) any of REMIC I, REMIC II or REMIC III to fail to qualify as a REMIC at
any time that any Certificate is outstanding. In the event that the Depositor
elects to provide such coverage in the form of a limited guaranty provided by
General Motors Acceptance Corporation, the Depositor may elect that the text of
such amendment to this Agreement shall be substantially in the form attached
hereto as Exhibit K (in which case Residential Funding's Subordinate Certificate
Loss Obligation as described in such exhibit shall be established by Residential
Funding's consent to such amendment) and that the limited guaranty shall be
executed in the form attached hereto as Exhibit L, with such changes as the
Depositor shall deem to be appropriate; it being understood that the Trustee has
reviewed and approved the content of such forms and that the Trustee's consent
or approval to the use thereof is not required.
Section 22.04. Recordation of Agreement; Counterparts.
(b) To the extent permitted by applicable law, this Agreement is
subject to recordation in all appropriate public offices for real property
records in all the counties or other comparable jurisdictions in which any or
all of the properties subject to the Mortgages are situated, and in any other
appropriate public recording office or elsewhere, such recordation to be
effected by the Master Servicer and at its expense on direction by the Trustee
(pursuant to the request of the Holders of Certificates entitled to at least 25%
of the Voting Rights), but only upon direction
-131-
accompanied by an Opinion of Counsel to the effect that such recordation
materially and beneficially affects the interests of the Certificateholders.
(d) For the purpose of facilitating the recordation of this
Agreement as herein provided and for other purposes, this Agreement may be
executed simultaneously in any number of counterparts, each of which
counterparts shall be deemed to be an original, and such counterparts shall
constitute but one and the same instrument.
Section 22.06. Limitation on Rights of Certificateholders.
(b) The death or incapacity of any Certificateholder shall not
operate to terminate this Agreement or the Trust Fund, nor entitle such
Certificateholder's legal representatives or heirs to claim an accounting or to
take any action or proceeding in any court for a partition or winding up of the
Trust Fund, nor otherwise affect the rights, obligations and liabilities of any
of the parties hereto.
(d) No Certificateholder shall have any right to vote (except as
expressly provided herein) or in any manner otherwise control the operation and
management of the Trust Fund, or the obligations of the parties hereto, nor
shall anything herein set forth, or contained in the terms of the Certificates,
be construed so as to constitute the Certificateholders from time to time as
partners or members of an association; nor shall any Certificateholder be under
any liability to any third person by reason of any action taken by the parties
to this Agreement pursuant to any provision hereof.
(f) No Certificateholder shall have any right by virtue of any
provision of this Agreement to institute any suit, action or proceeding in
equity or at law upon or under or with respect to this Agreement, unless such
Holder previously shall have given to the Trustee a written notice of default
and of the continuance thereof, as hereinbefore provided, and unless also the
Holders of Certificates of any Class evidencing in the aggregate not less than
25% of the related Percentage Interests of such Class, shall have made written
request upon the Trustee to institute such action, suit or proceeding in its own
name as Trustee hereunder and shall have offered to the Trustee such reasonable
indemnity as it may require against the costs, expenses and liabilities to be
incurred therein or thereby, for 60 days after its receipt of such notice,
request and offer of indemnity, shall have neglected or refused to institute any
such action, suit or proceeding it being understood and intended, and being
expressly covenanted by each Certificateholder with every other
Certificateholder and the Trustee, that no one or more Holders of Certificates
of any Class shall have any right in any manner whatever by virtue of any
provision of this Agreement to affect, disturb or prejudice the rights of the
Holders of any other of such Certificates of such Class or any other Class, or
to obtain or seek to obtain priority over or preference to any other such
Holder, or to enforce any right under this Agreement, except in the manner
herein provided and for the common benefit of Certificateholders of such Class
or all Classes, as the case may be. For the protection and enforcement of the
provisions of this Section 11.03, each and every Certificateholder and the
Trustee shall be entitled to such relief as can be given either at law or in
equity.
-132-
Section 22.08. Governing Law.
This agreement and the Certificates shall be governed by and
construed in accordance with the laws of the State of New York and the
obligations, rights and remedies of the parties hereunder shall be determined in
accordance with such laws.
Section 22.10. Notices.
All demands and notices hereunder shall be in writing and shall
be deemed to have been duly given if personally delivered at or mailed by
registered mail, postage prepaid (except for notices to the Trustee which shall
be deemed to have been duly given only when received), to (a) in the case of the
Depositor, 0000 Xxxxxxxxxx Xxxx Xxxxxxxxx, Xxxxx 000, Xxxxxxxxxxx, Xxxxxxxxx
00000, Attention: President, or such other address as may hereafter be furnished
to the Master Servicer and the Trustee in writing by the Depositor; (b) in the
case of the Master Servicer, 0000 Xxxxx Xxxxxxx Xxxxxx, Xxxxxxx, Xxxxxxxxxx
00000-0000, Attention: Bond Administration or such other address as may be
hereafter furnished to the Depositor and the Trustee by the Master Servicer in
writing; (c) in the case of the Trustee, 000 Xxxx 00xx Xxxxxx, 00xx Xxxxx, Xxx
Xxxx, Xxx Xxxx 00000, Attention: Residential Asset Mortgage Products Inc. Series
2001-RZ1 or such other address as may hereafter be furnished to the Depositor
and the Master Servicer in writing by the Trustee; (d) in the case of Standard &
Poor's, 00 Xxxxx Xxxxxx, Xxx Xxxx, Xxx Xxxx 00000 Attention: Mortgage
Surveillance or such other address as may be hereafter furnished to the
Depositor, Trustee and Master Servicer by Standard & Poor's; and (e) in the case
of Moody's, 00 Xxxxxx Xxxxxx, Xxx Xxxx, Xxx Xxxx 00000, Attention: ABS
Monitoring Department, or such other address as may be hereafter furnished to
the Depositor, the Trustee and the Master Servicer in writing by Moody's. Any
notice required or permitted to be mailed to a Certificateholder shall be given
by first class mail, postage prepaid, at the address of such holder as shown in
the Certificate Register. Any notice so mailed within the time prescribed in
this Agreement shall be conclusively presumed to have been duly given, whether
or not the Certificateholder receives such notice.
Section 22.12. Notices to Rating Agencies.
The Depositor, the Master Servicer or the Trustee, as applicable,
shall notify each Rating Agency and each Subservicer at such time as it is
otherwise required pursuant to this Agreement to give notice of the occurrence
of, any of the events described in clause (i), (ii), (iii), (iv), (vii), (viii),
(ix) or (x) below or provide a copy to each Rating Agency at such time as
otherwise required to be delivered pursuant to this Agreement of any of the
statements described in clauses (x) and (vi) below:
(ii) a material change or amendment to this Agreement,
(iv) the occurrence of an Event of Default,
-133-
(vi) the termination or appointment of a successor Master
Servicer or Trustee or a change in the majority ownership of
the Trustee,
(viii) the filing of any claim under the Master Servicer's
blanket fidelity bond and the errors and omissions insurance
policy required by Section 3.12 or the cancellation or
modification of coverage under any such instrument,
(x) the statement required to be delivered to the Holders of
each Class of Certificates pursuant to Section 4.03,
(xii)the statements required to be delivered pursuant to
Sections 3.18 and 3.19,
(xiv)a change in the location of the Custodial Account or the
Certificate Account,
(xvi) the occurrence of any monthly cash flow shortfall to the
Holders of any Class of Certificates resulting from the
failure by the Master Servicer to make an Advance pursuant
to Section 4.04,
(xviii)the occurrence of the Final Distribution Date, and
(xx) the repurchase of or substitution for any Mortgage Loan,
provided, however, that with respect to notice of the occurrence of the events
described in clauses (iv), (vii) or (viii) above, the Master Servicer shall
provide prompt written notice to each Rating Agency and the Subservicer of any
such event known to the Master Servicer.
Section 22.14. Severability of Provisions.
If any one or more of the covenants, agreements, provisions or
terms of this Agreement shall be for any reason whatsoever held invalid, then
such covenants, agreements, provisions or terms shall be deemed severable from
the remaining covenants, agreements, provisions or terms of this Agreement and
shall in no way affect the validity or enforceability of the other provisions of
this Agreement or of the Certificates or the rights of the Holders thereof.
Section 22.16. Supplemental Provisions for Resecuritization.
(b) This Agreement may be supplemented by means of the addition
of a separate Article hereto (a "Supplemental Article") for the purpose of
resecuritizing any of the Certificates issued hereunder, under the following
circumstances. With respect to any Class or Classes of Certificates issued
hereunder, or any portion of any such Class, as to which the Depositor or any of
its Affiliates (or any designee thereof) is the registered Holder (the
"Resecuritized Certificates"), the Depositor may deposit such Resecuritized
Certificates into a new REMIC, grantor trust, FASIT or
-134-
custodial arrangement (a "Restructuring Vehicle") to be held by the Trustee
pursuant to a Supplemental Article. The instrument adopting such Supplemental
Article shall be executed by the Depositor, the Master Servicer and the Trustee;
provided, that neither the Master Servicer nor the Trustee shall withhold their
consent thereto if their respective interests would not be materially adversely
affected thereby. To the extent that the terms of the Supplemental Article do
not in any way affect any provisions of this Agreement as to any of the
Certificates initially issued hereunder, the adoption of the Supplemental
Article shall not constitute an "amendment" of this Agreement.
Each Supplemental Article shall set forth all necessary
provisions relating to the holding of the Resecuritized Certificates by the
Trustee, the establishment of the Restructuring Vehicle, the issuing of various
classes of new certificates by the Restructuring Vehicle and the distributions
to be made thereon, and any other provisions necessary to the purposes thereof.
In connection with each Supplemental Article, the Depositor shall deliver to the
Trustee an Opinion of Counsel to the effect that (i) the Restructuring Vehicle
will qualify as a REMIC, grantor trust, FASIT or other entity not subject to
taxation for federal income tax purposes and (ii) the adoption of the
Supplemental Article will not endanger the status of any of REMIC I, REMIC II or
REMIC III as a REMIC or result in the imposition of a tax upon the Trust Fund
(including but not limited to the tax on prohibited transaction as defined in
Section 860F(a)(2) of the Code and the tax on contributions to a REMIC as set
forth in Section 860G(d) of the Code.
-135-
IN WITNESS WHEREOF, the Depositor, the Master Servicer and the
Trustee have caused their names to be signed hereto by their respective officers
thereunto duly authorized and their respective seals, duly attested, to be
hereunto affixed, all as of the date and year first above written.
RESIDENTIAL ASSET MORTGAGE
PRODUCTS, INC.
[Seal] By:
----------------------------
Name: Xxxxx Xxxxxxxxxx
Title: Vice President
Attest:
-------------------------------
Name: Xxxx Xxxxxxxx
Title: Vice President
RESIDENTIAL FUNDING CORPORATION
[Seal] By:
----------------------------
Name: Xxxx Xxxxxxxx
Title: Managing Director
Attest:
---------------------------------------
Name: Xxxxx Xxxxxxxxxx
Title: Director
THE CHASE MANHATTAN BANK,
as Trustee
[Seal] By:
----------------------------
Name:
Title:
Attest:
---------------------------------------
Name:
Title:
-136-
STATE OF MINNESOTA )
) ss.:
COUNTY OF HENNEPIN )
On the 27th day of February, 2001, before me, a notary public in and for
said State, personally appeared Xxxxx Xxxxxxxxxx, known to me to be a Vice
President of Residential Asset Mortgage Products, Inc., one of the corporations
that executed the within instrument, and also known to me to be the person who
executed it on behalf of said corporation, and acknowledged to me that such
corporation executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official
seal the day and year in this certificate first above written.
---------------------------
Notary Public
[Notarial Seal]
-137-
STATE OF MINNESOTA )
) ss.:
COUNTY OF HENNEPIN )
On the 27th day of February, 2001, before me, a notary public in and for
said State, personally appeared Xxxx Xxxxxxxx, known to me to be a Managing
Director of Residential Funding Corporation, one of the corporations that
executed the within instrument, and also known to me to be the person who
executed it on behalf of said corporation, and acknowledged to me that such
corporation executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official
seal the day and year in this certificate first above written.
------------------------
Notary Public
[Notarial Seal]
-138-
STATE OF NEW YORK )
) ss.:
COUNTY OF NEW YORK )
On the 27th day of February, 2001, before me, a notary public in and for
said State, personally appeared ________________, known to me to be a Vice
President of The Chase Manhattan Bank, a national banking corporation that
executed the within instrument, and also known to me to be the person who
executed it on behalf of said corporation, and acknowledged to me that such
corporation executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official
seal the day and year in this certificate first above written.
------------------------
Notary Public
[Notarial Seal]
-1-
EXHIBIT A
FORM OF CLASS A CERTIFICATE
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986.
A-1
Class A-[__] Senior Certificate No. 1
[__%] Pass-Through Rate
Date of Pooling and Servicing
Agreement and Cut-off Date: Percentage Interest: 100%
February 1, 2001
First Distribution Date: Aggregate Initial [Certificate Principal
March 25, 2001 Balance][Notional Amount] of the Class A-[__]
Certificates: $__________
Master Servicer:
Residential Funding Corporation Initial [Certificate Principal Balance][Notional
Amount] of this Class A-[__] Certificate:
Final Scheduled Distribution Date: $__________
----------------
Maturity Date: CUSIP ____________
February 25, 2031
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES
SERIES 2001-RZ1
evidencing a percentage interest in the distributions allocable
to the Class A-[__] Certificates with respect to a Trust Fund
consisting primarily of a pool of conventional one- to
four-family fixed interest rate, first lien mortgage loans sold
by RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC.
This Certificate is payable solely from the assets of the Trust Fund,
and does not represent an obligation of or interest in Residential Asset
Mortgage Products, Inc., the Master Servicer, the Trustee referred to below or
GMAC Mortgage Group, Inc. or any of their affiliates. Neither this Certificate
nor the underlying Mortgage Loans are guaranteed or insured by any governmental
agency or instrumentality or by Residential Asset Mortgage Products, Inc., the
Master Servicer, the Trustee or GMAC Mortgage Group, Inc. or any of their
affiliates. None of the Depositor, the Master Servicer, GMAC Mortgage Group,
Inc. or any of their affiliates will have any obligation with respect to any
certificate or other obligation secured by or payable from payments on the
Certificates.
This certifies that Cede & Co. is the registered owner of the Percentage
Interest evidenced by this Certificate in certain distributions with respect to
the Trust Fund consisting primarily of an interest in a pool of conventional
one- to four-family fixed interest rate, first lien mortgage loans (the
"Mortgage Loans"), sold by Residential Asset Mortgage Products, Inc.
(hereinafter called the "Depositor," which term includes any successor entity
under the Agreement referred to below). The Trust Fund was created pursuant to a
Pooling and Servicing Agreement dated as specified above (the "Agreement") among
the Depositor, the Master Servicer and The Chase Manhattan Bank, as trustee (the
"Trustee"), a summary of certain of the pertinent provisions of which is set
forth hereafter. To the extent not defined herein, the capitalized terms used
herein have the meanings assigned in the Agreement. This Certificate is issued
under and is subject to the terms, provisions and conditions
A-2
of the Agreement, to which Agreement the Holder of this Certificate by virtue of
the acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on
the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing as
described in the Agreement, to the Person in whose name this Certificate is
registered at the close of business on the last day (or if such last day is not
a Business Day, the Business Day immediately preceding such last day) of the
month immediately preceding the month of such distribution (the "Record Date"),
from the related Available Distribution Amount in an amount equal to the product
of the Percentage Interest evidenced by this Certificate and the amount of
interest and principal, if any, required to be distributed to Holders of Class
A-[__] Certificates on such Distribution Date.
Distributions on this Certificate will be made either by the Master
Servicer acting on behalf of the Trustee or by a Paying Agent appointed by the
Trustee in immediately available funds (by wire transfer or otherwise) for the
account of the Person entitled thereto if such Person shall have so notified the
Master Servicer or such Paying Agent, or by check mailed to the address of the
Person entitled thereto, as such name and address shall appear on the
Certificate Register.
Notwithstanding the above, the final distribution on this Certificate
will be made after due notice of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency appointed
by the Trustee for that purpose in the City and State of New York. The Initial
[Certificate Principal Balance][Notional Amount] of this Certificate is set
forth above. The [Certificate Principal Balance][Notional Amount] hereof will be
reduced to the extent of distributions allocable to principal and any Realized
Losses allocable hereto.
This Certificate is one of a duly authorized issue of Certificates
issued in several Classes designated as Mortgage Asset-Backed Pass-Through
Certificates of the Series specified hereon (herein collectively called the
"Certificates").
The Certificates are limited in right of payment to certain collections
and recoveries respecting the Mortgage Loans and the Policy, all as more
specifically set forth herein and in the Agreement. In the event Master Servicer
funds are advanced with respect to any Mortgage Loan, such advance is
reimbursable to the Master Servicer, to the extent provided in the Agreement,
from related recoveries on such Mortgage Loan or from other cash that would have
been distributable to Certificateholders.
As provided in the Agreement, withdrawals from the Custodial Account
and/or the Certificate Account created for the benefit of Certificateholders may
be made by the Master Servicer from time to time for purposes other than
distributions to Certificateholders, such purposes including without limitation
reimbursement to the Depositor and the Master Servicer of advances made, or
certain expenses incurred, by either of them.
The Agreement permits, with certain exceptions therein provided, the
amendment of the Agreement and the modification of the rights and obligations of
the Depositor, the Master Servicer and the Trustee and the rights of the
Certificateholders under the Agreement from time to time by
A-3
the Depositor, the Master Servicer and the Trustee with the consent of the
Holders of Certificates evidencing in the aggregate not less than 66% of the
Percentage Interests of each Class of Certificates affected thereby. Any such
consent by the Holder of this Certificate shall be conclusive and binding on
such Holder and upon all future holders of this Certificate and of any
Certificate issued upon the transfer hereof or in exchange herefor or in lieu
hereof whether or not notation of such consent is made upon the Certificate. The
Agreement also permits the amendment thereof in certain circumstances without
the consent of the Holders of any of the Certificates and, in certain additional
circumstances, without the consent of the Holders of certain Classes of
Certificates.
As provided in the Agreement and subject to certain limitations therein
set forth, the transfer of this Certificate is registrable in the Certificate
Register upon surrender of this Certificate for registration of transfer at the
offices or agencies appointed by the Trustee in the City and State of New York,
duly endorsed by, or accompanied by an assignment in the form below or other
written instrument of transfer in form satisfactory to the Trustee and the
Certificate Registrar duly executed by the Holder hereof or such Holder's
attorney duly authorized in writing, and thereupon one or more new Certificates
of authorized denominations evidencing the same Class and aggregate Percentage
Interest will be issued to the designated transferee or transferees.
The Certificates are issuable only as registered Certificates without
coupons in Classes and in denominations specified in the Agreement. As provided
in the Agreement and subject to certain limitations therein set forth,
Certificates are exchangeable for new Certificates of authorized denominations
evidencing the same Class and aggregate Percentage Interest, as requested by the
Holder surrendering the same.
No service charge will be made for any such registration of transfer or
exchange, but the Trustee may require payment of a sum sufficient to cover any
tax or other governmental charge payable in connection therewith.
The Depositor, the Master Servicer, the Trustee, and the Certificate
Registrar and any agent of the Depositor, the Master Servicer, the Trustee or
the Certificate Registrar may treat the Person in whose name this Certificate is
registered as the owner hereof for all purposes, and neither the Depositor, the
Master Servicer, the Trustee nor any such agent shall be affected by notice to
the contrary.
This Certificate shall be governed by and construed in accordance with
the laws of the State of New York.
The obligations created by the Agreement in respect of the Certificates
and the Trust Fund created thereby shall terminate upon the payment to
Certificateholders of all amounts held by or on behalf of the Trustee and
required to be paid to them pursuant to the Agreement following the earlier of
(i) the maturity or other liquidation of the last Mortgage Loan subject thereto
or the disposition of all property acquired upon foreclosure or deed in lieu of
foreclosure of any Mortgage Loan, and (ii) the purchase by the Master Servicer
or the Depositor from the Trust Fund of all remaining Mortgage Loans and all
property acquired in respect of such Mortgage Loans, thereby effecting early
retirement of the related Certificates. The Agreement permits, but does not
require, the Master Servicer (i) to purchase, at a price determined as provided
in the Agreement, all remaining Mortgage
A-4
Loans and all property acquired in respect of any Mortgage Loan or (ii) to
purchase in whole, but not in part, all of the Class A Certificates from the
Holders thereof; provided, that any such option may only be exercised if the
aggregate Stated Principal Balance of the Mortgage Loans, as applicable, as of
the Distribution Date upon which the proceeds of any such purchase are
distributed is less than ten percent of the Cut-off Date Principal Balance of
the Mortgage Loans, as applicable.
Unless the certificate of authentication hereon has been executed by the
Certificate Registrar, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
A-5
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed.
THE CHASE MANHATTAN BANK,
as Trustee
By:
----------------------------
Authorized Signatory
Dated: February 27, 2001
Certificate of Authentication
This is one of the Class A-[__] Certificates referred to in the
within-mentioned Agreement.
THE CHASE MANHATTAN BANK,
as Certificate Registrar
By:
----------------------------
Authorized Signatory
A-6
ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and
transfer(s) unto (Please print or typewrite name and address including postal
zip code of assignee) the beneficial interest evidenced by the within Trust
Certificate and hereby authorizes the transfer of registration of such interest
to assignee on the Certificate Register of the Trust Fund.
I (We) further direct the Certificate Registrar to issue a new
Certificate of a like denomination and Class, to the above named assignee and
deliver such Certificate to the following address:
Dated:
----------------------- -------------------------------------------
Signature by or on behalf of assignor
Signature Guaranteed
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of distribution:
Distributions shall be made, by wire transfer or otherwise, in immediately
available funds to __________________________________ for the account of
__________________________________ account number ______________________________
or if mailed by check to ____________________________________.
Applicable statements should be mailed to:___________________________
This information is provided by ____________________, the assignee named
above, or ____________________________, as its agent.
X-0
XXXXXXX X-0
FORM OF CLASS M-[__] CERTIFICATE
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A AND
CLASS R CERTIFICATES AS DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW).
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A
"REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE
TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL
REVENUE CODE OF 1986 (THE "CODE").
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF
THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS
AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE
ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS
REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO
CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.
NO TRANSFER OF THIS CLASS M CERTIFICATE WILL BE MADE UNLESS EITHER (A)
AN OPINION OF COUNSEL ACCEPTABLE TO AND IN FORM AND SUBSTANCE SATISFACTORY TO
THE TRUSTEE, THE COMPANY AND THE MASTER SERVICER WITH RESPECT TO THE
PERMISSIBILITY OF SUCH TRANSFER UNDER THE EMPLOYEE RETIREMENT INCOME SECURITY
ACT OF 1974, AS AMENDED ("ERISA") AND SECTION 4975 OF THE CODE AND STATING,
AMONG OTHER THINGS, THAT THE TRANSFEREE'S ACQUISITION OF THIS CERTIFICATE WILL
NOT CONSTITUTE OR RESULT IN A NON-EXEMPT PROHIBITED TRANSACTION UNDER SECTION
406 OF ERISA OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE DEPOSITOR, THE
MASTER SERVICER, THE TRUSTEE OR THE TRUST FUND TO ANY OBLIGATION OR LIABILITY
(INCLUDING OBLIGATIONS OR LIABILITIES UNDER ERISA OR SECTION 4975 OF THE CODE)
IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT, WHICH OPINION OF COUNSEL SHALL
NOT BE AN EXPENSE OF THE DEPOSITOR, THE MASTER SERVICER, THE TRUSTEE OR THE
TRUST FUND OR (B) A REPRESENTATION LETTER, IN THE FORM DESCRIBED IN THE
AGREEMENT, EITHER STATING THAT THE TRANSFEREE IS NOT AN EMPLOYEE BENEFIT OR
OTHER PLAN SUBJECT TO THE PROHIBITED TRANSACTION PROVISIONS OF ERISA OR SECTION
4975 OF THE CODE (A "PLAN"), OR ANY OTHER PERSON (INCLUDING AN INVESTMENT
MANAGER, A NAMED FIDUCIARY OR A TRUSTEE OF ANY PLAN) ACTING, DIRECTLY OR
INDIRECTLY, ON BEHALF OF OR PURCHASING ANY CERTIFICATE WITH "PLAN ASSETS" OF ANY
B-1-1
PLAN (A "PLAN INVESTOR"), OR STATING THAT (I) THE TRANSFEREE IS AN INSURANCE
COMPANY, (II) THE SOURCE OF FUNDS TO BE USED BY IT TO PURCHASE THE CERTIFICATE
IS AN "INSURANCE COMPANY GENERAL ACCOUNT" (WITHIN THE MEANING OF DEPARTMENT OF
LABOR PROHIBITED TRANSACTION CLASS EXEMPTION ("PTCE") 95-60), AND (III) THE
CONDITIONS SET FORTH IN SECTIONS I AND III OF PTCE 95-60 HAVE BEEN SATISFIED
(EACH ENTITY THAT SATISFIES THIS CLAUSE (B), A "COMPLYING INSURANCE COMPANY").
NOTWITHSTANDING THE ABOVE, WITH RESPECT TO THE TRANSFER OF THIS
CERTIFICATE TO A DEPOSITORY OR ANY SUBSEQUENT TRANSFER OF ANY INTEREST IN THIS
CERTIFICATE FOR SO LONG AS THIS CERTIFICATE IS HELD BY A DEPOSITORY, (I) NEITHER
AN OPINION OF COUNSEL NOR A CERTIFICATION, EACH AS DESCRIBED IN THE FOREGOING
PARAGRAPH, SHALL BE REQUIRED, AND (II) THE FOLLOWING CONDITIONS SHALL APPLY:
1. ANY TRANSFEREE OF THIS CERTIFICATE WILL BE DEEMED TO HAVE
REPRESENTED BY VIRTUE OF ITS PURCHASE OR HOLDING OF THIS
CERTIFICATE (OR INTEREST HEREIN) THAT EITHER (A) SUCH
TRANSFEREE IS NOT A PLAN INVESTOR OR (B) SUCH TRANSFEREE IS A
COMPLYING INSURANCE COMPANY; AND
2. IF THIS CERTIFICATE (OR ANY INTEREST HEREIN) IS ACQUIRED OR HELD
IN VIOLATION OF THE PROVISIONS OF THE PRECEDING PARAGRAPH,
THEN THE LAST PRECEDING TRANSFEREE THAT EITHER (I) IS NOT A PLAN
INVESTOR OR (II) IS A COMPLYING INSURANCE COMPANY SHALL BE
RESTORED, TO THE EXTENT PERMITTED BY LAW, TO ALL RIGHTS AND
OBLIGATIONS AS CERTIFICATE OWNER THEREOF RETROACTIVE TO THE
DATE OF SUCH TRANSFER OF THIS CERTIFICATE. THE TRUSTEE SHALL
BE UNDER NO LIABILITY TO ANY PERSON FOR MAKING ANY PAYMENTS
DUE ON THIS CERTIFICATE TO SUCH PRECEDING TRANSFEREE.
ANY PURPORTED CERTIFICATE OWNER WHOSE ACQUISITION OR HOLDING OF THIS
CERTIFICATE (OR INTEREST HEREIN) WAS EFFECTED IN VIOLATION OF THE RESTRICTIONS
IN SECTION 5.02(F) OF THE POOLING AND SERVICING AGREEMENT SHALL INDEMNIFY AND
HOLD HARMLESS THE COMPANY, THE TRUSTEE, THE MASTER SERVICER, ANY SUBSERVICER,
AND THE TRUST FUND FROM AND AGAINST ANY AND ALL LIABILITIES, CLAIMS, COSTS OR
EXPENSES INCURRED BY SUCH PARTIES AS A RESULT OF SUCH ACQUISITION OR HOLDING.
B-1-2
Certificate No. 1 ____% Pass-Through Rate
Class M-[__] Mezzanine Aggregate Certificate Principal Balance of the
Class M-[__] Certificates:
$----------
Date of Pooling and Servicing Initial Certificate Principal Balance of this
Agreement and Cut-off Date: Certificate:
February 1, 2001 $__________
First Distribution Date: CUSIP _________
March 25, 2001
Master Servicer:
Residential Funding Corporation
Final Scheduled Distribution Date:
February 25, 2031
Maturity Date:
February 25, 2031
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES
SERIES 2001-RZ1
evidencing a percentage interest in the distributions allocable
to the Class M-[__] Certificates with respect to a Trust Fund
consisting primarily of a pool of conventional one- to
four-family fixed interest rate, first lien mortgage loans sold
by RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC.
This Certificate is payable solely from the assets of the Trust
Fund, and does not represent an obligation of or interest in Residential Asset
Mortgage Products, Inc., the Master Servicer, the Trustee referred to below or
GMAC Mortgage Group, Inc. or any of their affiliates. Neither this Certificate
nor the underlying Mortgage Loans are guaranteed or insured by any governmental
agency or instrumentality or by Residential Asset Mortgage Products, Inc., the
Master Servicer, the Trustee or GMAC Mortgage Group, Inc. or any of their
affiliates. None of the Depositor, the Master Servicer, GMAC Mortgage Group,
Inc. or any of their affiliates will have any obligation with respect to any
certificate or other obligation secured by or payable from payments on the
Certificates.
This certifies that Cede & Co. is the registered owner of the
Percentage Interest evidenced by this Certificate in certain distributions with
respect to the Trust Fund consisting primarily of an interest in a pool of
conventional one- to four-family fixed interest rate, first lien mortgage loans
(the "Mortgage Loans"), sold by Residential Asset Mortgage Products, Inc.
(hereinafter called the "Depositor," which term includes any successor entity
under the Agreement
B-1-3
referred to below). The Trust Fund was created pursuant to a Pooling and
Servicing Agreement dated as specified above (the "Agreement") among the
Depositor, the Master Servicer and The Chase Manhattan Bank, as trustee (the
"Trustee"), a summary of certain of the pertinent provisions of which is set
forth hereafter. To the extent not defined herein, the capitalized terms used
herein have the meanings assigned in the Agreement. This Certificate is issued
under and is subject to the terms, provisions and conditions of the Agreement,
to which Agreement the Holder of this Certificate by virtue of the acceptance
hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be
made on the 25th day of each month or, if such 25th day is not a Business Day,
the Business Day immediately following (the "Distribution Date"), commencing as
described in the Agreement, to the Person in whose name this Certificate is
registered at the close of business on the last day (or if such last day is not
a Business Day, the Business Day immediately preceding such last day) of the
month immediately preceding the month of such distribution (the "Record Date"),
from the Available Distribution Amount in an amount equal to the product of the
Percentage Interest evidenced by this Certificate and the amount (of interest
and principal, if any) required to be distributed to Holders of Class M-1
Certificates on such Distribution Date.
Distributions on this Certificate will be made either by the
Master Servicer acting on behalf of the Trustee or by a Paying Agent appointed
by the Trustee in immediately available funds (by wire transfer or otherwise)
for the account of the Person entitled thereto if such Person shall have so
notified the Master Servicer or such Paying Agent, or by check mailed to the
address of the Person entitled thereto, as such name and address shall appear on
the Certificate Register.
Notwithstanding the above, the final distribution on this
Certificate will be made after due notice of the pendency of such distribution
and only upon presentation and surrender of this Certificate at the office or
agency appointed by the Trustee for that purpose in the City and State of New
York. The Initial Certificate Principal Balance of this Certificate is set forth
above. The Certificate Principal Balance hereof will be reduced to the extent of
the distributions allocable to principal and any Realized Losses allocable
hereto.
As described above, no transfer of this Class M Certificate will
be made unless (i) the Trustee has received either an opinion of counsel or a
representation letter, each as described in the Agreement, relating to the
permissibility of such transfer under ERISA and Section 4975 of the Code, or
(ii) this Certificate is held by a Depository, in which case the Transferee will
be deemed to have made representations relating to the permissibility of such
transfer under ERISA and Section 4975 of the Code, as described in Section
5.02(f) of the Agreement. In addition, any purported Certificate Owner whose
acquisition or holding of this Certificate (or interest herein) was effected in
violation of the restrictions in Section 5.02(f) of the Agreement shall
indemnify and hold harmless the Depositor, the Trustee, the Master Servicer, any
Subservicer, and the Trust Fund from and against any and all liabilities,
claims, costs or expenses incurred by such parties as a result of such
acquisition or holding.
This Certificate is one of a duly authorized issue of
Certificates issued in several Classes designated as Mortgage Pass-Through
Certificates of the Series specified hereon (herein collectively called the
"Certificates").
B-1-4
The Certificates are limited in right of payment to certain
collections and recoveries respecting the Mortgage Loans, all as more
specifically set forth herein and in the Agreement. In the event Master Servicer
funds are advanced with respect to any Mortgage Loan, such advance is
reimbursable to the Master Servicer, to the extent provided in the Agreement,
from related recoveries on such Mortgage Loan or from other cash that would have
been distributable to Certificateholders.
As provided in the Agreement, withdrawals from the Custodial
Account and/or the Certificate Account created for the benefit of
Certificateholders may be made by the Master Servicer from time to time for
purposes other than distributions to Certificateholders, such purposes including
without limitation reimbursement to the Depositor and the Master Servicer of
advances made, or certain expenses incurred, by either of them.
The Agreement permits, with certain exceptions therein provided,
the amendment of the Agreement and the modification of the rights and
obligations of the Depositor, the Master Servicer and the Trustee and the rights
of the Certificateholders under the Agreement at any time by the Depositor, the
Master Servicer and the Trustee with the consent of the Holders of Certificates
evidencing in the aggregate not less than 66% of the Percentage Interests of
each Class of Certificates affected thereby. Any such consent by the Holder of
this Certificate shall be conclusive and binding on such Holder and upon all
future holders of this Certificate and of any Certificate issued upon the
transfer hereof or in exchange herefor or in lieu hereof whether or not notation
of such consent is made upon the Certificate. The Agreement also permits the
amendment thereof in certain circumstances without the consent of the Holders of
any of the Certificates and, in certain additional circumstances, without the
consent of the Holders of certain Classes of Certificates.
As provided in the Agreement and subject to certain limitations
therein set forth, the transfer of this Certificate is registrable in the
Certificate Register upon surrender of this Certificate for registration of
transfer at the offices or agencies appointed by the Trustee in the City and
State of New York, duly endorsed by, or accompanied by an assignment in the form
below or other written instrument of transfer in form satisfactory to the
Trustee and the Certificate Registrar duly executed by the Holder hereof or such
Holder's attorney duly authorized in writing, and thereupon one or more new
Certificates of authorized denominations evidencing the same Class and aggregate
Percentage Interest will be issued to the designated transferee or transferees.
The Certificates are issuable only as registered Certificates
without coupons in Classes and in denominations specified in the Agreement. As
provided in the Agreement and subject to certain limitations therein set forth,
Certificates are exchangeable for new Certificates of authorized denominations
evidencing the same Class and aggregate Percentage Interest, as requested by the
Holder surrendering the same.
No service charge will be made for any such registration of
transfer or exchange, but the Trustee may require payment of a sum sufficient to
cover any tax or other governmental charge payable in connection therewith.
The Depositor, the Master Servicer, the Trustee and the
Certificate Registrar and any agent of the Depositor, the Master Servicer, the
Trustee or the Certificate Registrar may treat the Person in whose name this
Certificate is registered as the owner hereof for all purposes, and neither
B-1-5
the Depositor, the Master Servicer, the Trustee nor any such agent shall be
affected by notice to the contrary.
This Certificate shall be governed by and construed in accordance
with the laws of the State of New York.
The obligations created by the Agreement in respect of the
Certificates and the Trust Fund created thereby shall terminate upon the payment
to Certificateholders of all amounts held by or on behalf of the Trustee and
required to be paid to them pursuant to the Agreement following the earlier of
(i) the maturity or other liquidation of the last Mortgage Loan subject thereto
or the disposition of all property acquired upon foreclosure or deed in lieu of
foreclosure of any Mortgage Loan and (ii) the purchase by the Master Servicer or
the Depositor from the Trust Fund of all remaining Mortgage Loans and all
property acquired in respect of such Mortgage Loans, thereby effecting early
retirement of the Certificates. The Agreement permits, but does not require, the
Master Servicer or the Depositor to (i) purchase at a price determined as
provided in the Agreement all remaining Mortgage Loans and all property acquired
in respect of any Mortgage Loan or (ii) purchase in whole, but not in part, all
of the Certificates from the Holders thereof; provided, that any such option may
only be exercised if the Pool Stated Principal Balance of the Mortgage Loans as
of the Distribution Date upon which the proceeds of any such purchase are
distributed is less than ten percent of the Cut-off Date Principal Balance of
the Mortgage Loans.
Unless the certificate of authentication hereon has been executed
by the Certificate Registrar, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
B-1-6
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be
duly executed.
Dated: February 27, 2001 THE CHASE MANHATTAN BANK,
as Trustee
By:
---------------------------------
Authorized Signatory
CERTIFICATE OF AUTHENTICATION
This is one of the Class M-[__] Certificates referred to in the
within-mentioned Agreement.
THE CHASE MANHATTAN BANK,
as Certificate Registrar
By:
---------------------------------
Authorized Signatory
B-1-7
ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and
transfer(s) unto (Please print or typewrite name and address including postal
zip code of assignee) a Percentage Interest evidenced by the within Mortgage
Pass-Through Certificate and hereby authorizes the transfer of registration of
such interest to assignee on the Certificate Register of the Trust Fund.
I (We) further direct the Certificate Registrar to issue a new
Certificate of a like denomination and Class, to the above named assignee and
deliver such Certificate to the following address:
Dated:
---------------------------------------------------------
Signature by or on behalf of assignor
Signature Guaranteed
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of distribution:
Distributions shall be made, by wire transfer or otherwise, in immediately
available funds to __________________________________ for the account of
__________________________________ account number ______________________________
or if mailed by check to ____________________________________.
Applicable statements should be mailed to:___________________________
This information is provided by ____________________, the assignee named
above, or ____________________________, as its agent.
X-0-0
XXXXXXX X-0-X
FORM OF DEFINITIVE CLASS B CERTIFICATE
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A AND
CLASS R CERTIFICATES AS DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW).
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A
"REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE
TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL
REVENUE CODE OF 1986 (THE "CODE").
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF
THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS
AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE
ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS
REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO
CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.
NO TRANSFER OF THIS CLASS B CERTIFICATE WILL BE MADE UNLESS EITHER (A)
AN OPINION OF COUNSEL ACCEPTABLE TO AND IN FORM AND SUBSTANCE SATISFACTORY TO
THE TRUSTEE, THE COMPANY AND THE MASTER SERVICER WITH RESPECT TO THE
PERMISSIBILITY OF SUCH TRANSFER UNDER THE EMPLOYEE RETIREMENT INCOME SECURITY
ACT OF 1974, AS AMENDED ("ERISA") AND SECTION 4975 OF THE CODE AND STATING,
AMONG OTHER THINGS, THAT THE TRANSFEREE'S ACQUISITION OF THIS CERTIFICATE WILL
NOT CONSTITUTE OR RESULT IN A NON-EXEMPT PROHIBITED TRANSACTION UNDER SECTION
406 OF ERISA OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE DEPOSITOR, THE
MASTER SERVICER, THE TRUSTEE OR THE TRUST FUND TO ANY OBLIGATION OR LIABILITY
(INCLUDING OBLIGATIONS OR LIABILITIES UNDER ERISA OR SECTION 4975 OF THE CODE)
IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT, WHICH OPINION OF COUNSEL SHALL
NOT BE AN EXPENSE OF THE DEPOSITOR, THE MASTER SERVICER, THE TRUSTEE OR THE
TRUST FUND OR (B) A REPRESENTATION LETTER, IN THE FORM DESCRIBED IN THE
AGREEMENT, EITHER STATING THAT THE TRANSFEREE IS NOT AN EMPLOYEE BENEFIT OR
OTHER PLAN SUBJECT TO THE PROHIBITED TRANSACTION PROVISIONS OF ERISA OR SECTION
4975 OF THE CODE (A "PLAN"), OR ANY OTHER PERSON (INCLUDING AN INVESTMENT
MANAGER, A NAMED FIDUCIARY OR A TRUSTEE OF ANY PLAN) ACTING, DIRECTLY OR
INDIRECTLY, ON BEHALF OF OR PURCHASING ANY CERTIFICATE WITH "PLAN ASSETS" OF ANY
B-2-A-1
PLAN (A "PLAN INVESTOR"), OR STATING THAT (I) THE TRANSFEREE IS AN INSURANCE
COMPANY, (II) THE SOURCE OF FUNDS TO BE USED BY IT TO PURCHASE THE CERTIFICATE
IS AN "INSURANCE COMPANY GENERAL ACCOUNT" (WITHIN THE MEANING OF DEPARTMENT OF
LABOR PROHIBITED TRANSACTION CLASS EXEMPTION ("PTCE") 95-60), AND (III) THE
CONDITIONS SET FORTH IN SECTIONS I AND III OF PTCE 95-60 HAVE BEEN SATISFIED
(EACH ENTITY THAT SATISFIES THIS CLAUSE (B), A "COMPLYING INSURANCE COMPANY").
NOTWITHSTANDING THE ABOVE, WITH RESPECT TO THE TRANSFER OF THIS
CERTIFICATE TO A DEPOSITORY OR ANY SUBSEQUENT TRANSFER OF ANY INTEREST IN THIS
CERTIFICATE FOR SO LONG AS THIS CERTIFICATE IS HELD BY A DEPOSITORY, (I) NEITHER
AN OPINION OF COUNSEL NOR A CERTIFICATION, EACH AS DESCRIBED IN THE FOREGOING
PARAGRAPH, SHALL BE REQUIRED, AND (II) THE FOLLOWING CONDITIONS SHALL APPLY:
1. ANY TRANSFEREE OF THIS CERTIFICATE WILL BE DEEMED TO HAVE
REPRESENTED BY VIRTUE OF ITS PURCHASE OR HOLDING OF THIS
CERTIFICATE (OR INTEREST HEREIN) THAT EITHER (A) SUCH
TRANSFEREE IS NOT A PLAN INVESTOR OR (B) SUCH TRANSFEREE IS A
COMPLYING INSURANCE COMPANY; AND
2. IF THIS CERTIFICATE (OR ANY INTEREST HEREIN) IS ACQUIRED OR HELD
IN VIOLATION OF THE PROVISIONS OF THE PRECEDING PARAGRAPH,
THEN THE LAST PRECEDING TRANSFEREE THAT EITHER (I) IS NOT A PLAN
INVESTOR OR (II) IS A COMPLYING INSURANCE COMPANY SHALL BE
RESTORED, TO THE EXTENT PERMITTED BY LAW, TO ALL RIGHTS AND
OBLIGATIONS AS CERTIFICATE OWNER THEREOF RETROACTIVE TO THE
DATE OF SUCH TRANSFER OF THIS CERTIFICATE. THE TRUSTEE SHALL
BE UNDER NO LIABILITY TO ANY PERSON FOR MAKING ANY PAYMENTS
DUE ON THIS CERTIFICATE TO SUCH PRECEDING TRANSFEREE.
ANY PURPORTED CERTIFICATE OWNER WHOSE ACQUISITION OR HOLDING OF THIS
CERTIFICATE (OR INTEREST HEREIN) WAS EFFECTED IN VIOLATION OF THE RESTRICTIONS
IN SECTION 5.02(F) OF THE POOLING AND SERVICING AGREEMENT SHALL INDEMNIFY AND
HOLD HARMLESS THE COMPANY, THE TRUSTEE, THE MASTER SERVICER, ANY SUBSERVICER,
AND THE TRUST FUND FROM AND AGAINST ANY AND ALL LIABILITIES, CLAIMS, COSTS OR
EXPENSES INCURRED BY SUCH PARTIES AS A RESULT OF SUCH ACQUISITION OR HOLDING.
B-2-A-2
Certificate No. 1 ____% Pass-Through Rate
Class B Aggregate Certificate Principal Balance of the
Class B Certificates:
$----------
Date of Pooling and Servicing Initial Certificate Principal Balance of this
Agreement and Cut-off Date: Certificate:
February 1, 2001 $__________
First Distribution Date: CUSIP _________
March 25, 2001
Master Servicer:
Residential Funding Corporation
Final Scheduled Distribution Date:
February 25, 2031
Maturity Date:
February 25, 2031
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES
SERIES 2001-RZ1
evidencing a percentage interest in the distributions allocable
to the Class B Certificates with respect to a Trust Fund
consisting primarily of a pool of conventional one- to
four-family fixed interest rate, first lien mortgage loans sold
by RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC.
This Certificate is payable solely from the assets of the Trust
Fund, and does not represent an obligation of or interest in Residential Asset
Mortgage Products, Inc., the Master Servicer, the Trustee referred to below or
GMAC Mortgage Group, Inc. or any of their affiliates. Neither this Certificate
nor the underlying Mortgage Loans are guaranteed or insured by any governmental
agency or instrumentality or by Residential Asset Mortgage Products, Inc., the
Master Servicer, the Trustee or GMAC Mortgage Group, Inc. or any of their
affiliates. None of the Depositor, the Master Servicer, GMAC Mortgage Group,
Inc. or any of their affiliates will have any obligation with respect to any
certificate or other obligation secured by or payable from payments on the
Certificates.
This certifies that Cede & Co. is the registered owner of the
Percentage Interest evidenced by this Certificate in certain distributions with
respect to the Trust Fund consisting primarily of an interest in a pool of
conventional one- to four-family fixed interest rate, first lien mortgage loans
(the "Mortgage Loans"), sold by Residential Asset Mortgage Products, Inc.
(hereinafter called the "Depositor," which term includes any successor entity
under the Agreement
B-2-A-3
referred to below). The Trust Fund was created pursuant to a Pooling and
Servicing Agreement dated as specified above (the "Agreement") among the
Depositor, the Master Servicer and The Chase Manhattan Bank, as trustee (the
"Trustee"), a summary of certain of the pertinent provisions of which is set
forth hereafter. To the extent not defined herein, the capitalized terms used
herein have the meanings assigned in the Agreement. This Certificate is issued
under and is subject to the terms, provisions and conditions of the Agreement,
to which Agreement the Holder of this Certificate by virtue of the acceptance
hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be
made on the 25th day of each month or, if such 25th day is not a Business Day,
the Business Day immediately following (the "Distribution Date"), commencing as
described in the Agreement, to the Person in whose name this Certificate is
registered at the close of business on the last day (or if such last day is not
a Business Day, the Business Day immediately preceding such last day) of the
month immediately preceding the month of such distribution (the "Record Date"),
from the Available Distribution Amount in an amount equal to the product of the
Percentage Interest evidenced by this Certificate and the amount (of interest
and principal, if any) required to be distributed to Holders of Class B
Certificates on such Distribution Date.
Distributions on this Certificate will be made either by the
Master Servicer acting on behalf of the Trustee or by a Paying Agent appointed
by the Trustee in immediately available funds (by wire transfer or otherwise)
for the account of the Person entitled thereto if such Person shall have so
notified the Master Servicer or such Paying Agent, or by check mailed to the
address of the Person entitled thereto, as such name and address shall appear on
the Certificate Register.
Notwithstanding the above, the final distribution on this
Certificate will be made after due notice of the pendency of such distribution
and only upon presentation and surrender of this Certificate at the office or
agency appointed by the Trustee for that purpose in the City and State of New
York. The Initial Certificate Principal Balance of this Certificate is set forth
above. The Certificate Principal Balance hereof will be reduced to the extent of
the distributions allocable to principal and any Realized Losses allocable
hereto.
As described above, no transfer of this Class B Certificate will
be made unless (i) the Trustee has received either an opinion of counsel or a
representation letter, each as described in the Agreement, relating to the
permissibility of such transfer under ERISA and Section 4975 of the Code, or
(ii) this Certificate is held by a Depository, in which case the Transferee will
be deemed to have made representations relating to the permissibility of such
transfer under ERISA and Section 4975 of the Code, as described in Section
5.02(f) of the Agreement. In addition, any purported Certificate Owner whose
acquisition or holding of this Certificate (or interest herein) was effected in
violation of the restrictions in Section 5.02(f) of the Agreement shall
indemnify and hold harmless the Depositor, the Trustee, the Master Servicer, any
Subservicer, and the Trust Fund from and against any and all liabilities,
claims, costs or expenses incurred by such parties as a result of such
acquisition or holding.
This Certificate is one of a duly authorized issue of
Certificates issued in several Classes designated as Mortgage Pass-Through
Certificates of the Series specified hereon (herein collectively called the
"Certificates").
B-2-A-4
The Certificates are limited in right of payment to certain
collections and recoveries respecting the Mortgage Loans, all as more
specifically set forth herein and in the Agreement. In the event Master Servicer
funds are advanced with respect to any Mortgage Loan, such advance is
reimbursable to the Master Servicer, to the extent provided in the Agreement,
from related recoveries on such Mortgage Loan or from other cash that would have
been distributable to Certificateholders.
As provided in the Agreement, withdrawals from the Custodial
Account and/or the Certificate Account created for the benefit of
Certificateholders may be made by the Master Servicer from time to time for
purposes other than distributions to Certificateholders, such purposes including
without limitation reimbursement to the Depositor and the Master Servicer of
advances made, or certain expenses incurred, by either of them.
The Agreement permits, with certain exceptions therein provided,
the amendment of the Agreement and the modification of the rights and
obligations of the Depositor, the Master Servicer and the Trustee and the rights
of the Certificateholders under the Agreement at any time by the Depositor, the
Master Servicer and the Trustee with the consent of the Holders of Certificates
evidencing in the aggregate not less than 66% of the Percentage Interests of
each Class of Certificates affected thereby. Any such consent by the Holder of
this Certificate shall be conclusive and binding on such Holder and upon all
future holders of this Certificate and of any Certificate issued upon the
transfer hereof or in exchange herefor or in lieu hereof whether or not notation
of such consent is made upon the Certificate. The Agreement also permits the
amendment thereof in certain circumstances without the consent of the Holders of
any of the Certificates and, in certain additional circumstances, without the
consent of the Holders of certain Classes of Certificates.
As provided in the Agreement and subject to certain limitations
therein set forth, the transfer of this Certificate is registrable in the
Certificate Register upon surrender of this Certificate for registration of
transfer at the offices or agencies appointed by the Trustee in the City and
State of New York, duly endorsed by, or accompanied by an assignment in the form
below or other written instrument of transfer in form satisfactory to the
Trustee and the Certificate Registrar duly executed by the Holder hereof or such
Holder's attorney duly authorized in writing, and thereupon one or more new
Certificates of authorized denominations evidencing the same Class and aggregate
Percentage Interest will be issued to the designated transferee or transferees.
The Certificates are issuable only as registered Certificates
without coupons in Classes and in denominations specified in the Agreement. As
provided in the Agreement and subject to certain limitations therein set forth,
Certificates are exchangeable for new Certificates of authorized denominations
evidencing the same Class and aggregate Percentage Interest, as requested by the
Holder surrendering the same.
No service charge will be made for any such registration of
transfer or exchange, but the Trustee may require payment of a sum sufficient to
cover any tax or other governmental charge payable in connection therewith.
The Depositor, the Master Servicer, the Trustee and the
Certificate Registrar and any agent of the Depositor, the Master Servicer, the
Trustee or the Certificate Registrar may treat the Person in whose name this
Certificate is registered as the owner hereof for all purposes, and neither
B-2-A-5
the Depositor, the Master Servicer, the Trustee nor any such agent shall be
affected by notice to the contrary.
This Certificate shall be governed by and construed in accordance
with the laws of the State of New York.
The obligations created by the Agreement in respect of the
Certificates and the Trust Fund created thereby shall terminate upon the payment
to Certificateholders of all amounts held by or on behalf of the Trustee and
required to be paid to them pursuant to the Agreement following the earlier of
(i) the maturity or other liquidation of the last Mortgage Loan subject thereto
or the disposition of all property acquired upon foreclosure or deed in lieu of
foreclosure of any Mortgage Loan and (ii) the purchase by the Master Servicer or
the Depositor from the Trust Fund of all remaining Mortgage Loans and all
property acquired in respect of such Mortgage Loans, thereby effecting early
retirement of the Certificates. The Agreement permits, but does not require, the
Master Servicer or the Depositor to (i) purchase at a price determined as
provided in the Agreement all remaining Mortgage Loans and all property acquired
in respect of any Mortgage Loan or (ii) purchase in whole, but not in part, all
of the Certificates from the Holders thereof; provided, that any such option may
only be exercised if the Pool Stated Principal Balance of the Mortgage Loans as
of the Distribution Date upon which the proceeds of any such purchase are
distributed is less than ten percent of the Cut-off Date Principal Balance of
the Mortgage Loans.
Unless the certificate of authentication hereon has been executed
by the Certificate Registrar, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
B-2-A-6
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be
duly executed.
Dated: February 27, 2001 THE CHASE MANHATTAN BANK,
as Trustee
By:
---------------------------------
Authorized Signatory
CERTIFICATE OF AUTHENTICATION
This is one of the Class B Certificates referred to in the
within-mentioned Agreement.
THE CHASE MANHATTAN BANK,
as Certificate Registrar
By:
---------------------------------
Authorized Signatory
B-2-A-7
ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and
transfer(s) unto (Please print or typewrite name and address including postal
zip code of assignee) a Percentage Interest evidenced by the within Mortgage
Pass-Through Certificate and hereby authorizes the transfer of registration of
such interest to assignee on the Certificate Register of the Trust Fund.
I (We) further direct the Certificate Registrar to issue a new
Certificate of a like denomination and Class, to the above named assignee and
deliver such Certificate to the following address:
Dated:
----------------------------------------------------------
Signature by or on behalf of assignor
Signature Guaranteed
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of distribution:
Distributions shall be made, by wire transfer or otherwise, in immediately
available funds to __________________________________ for the account of
__________________________________ account number ______________________________
or if mailed by check to ____________________________________.
Applicable statements should be mailed to:___________________________
This information is provided by ____________________, the assignee named
above, or ____________________________, as its agent.
B-2-A-8
FORM OF RULE 144A GLOBAL CLASS B CERTIFICATE
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A
CERTIFICATES AND CLASS M CERTIFICATES AS DESCRIBED IN THE AGREEMENT (AS DEFINED
BELOW).
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A
"REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE
TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL
REVENUE CODE OF 1986 (THE "CODE").
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF
THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS
AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE
ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS
REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO
CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.
THE CERTIFICATES DESCRIBED HEREIN MAY ONLY BE OFFERED TO (I) "QUALIFIED
INSTITUTIONAL BUYERS" AS DEFINED UNDER RULE 000X XXX/XX (XX) XXXXXXX XXX XXXXXX
XXXXXX TO ENTITIES WHICH ARE NOT U.S. PERSONS WITHIN THE MEANING OF REGULATION S
UNDER THE 1933 ACT.
NO TRANSFER OF THIS CLASS B CERTIFICATE WILL BE MADE UNLESS THE TRUSTEE
HAS RECEIVED AN OFFICER'S CERTIFICATE TO THE EFFECT THAT SUCH RESTRICTIONS NO
LONGER APPLY, OR EITHER (A) AN OPINION OF COUNSEL ACCEPTABLE TO AND IN FORM AND
SUBSTANCE SATISFACTORY TO THE TRUSTEE, THE COMPANY AND THE MASTER SERVICER WITH
RESPECT TO THE PERMISSIBILITY OF SUCH TRANSFER UNDER THE EMPLOYEE RETIREMENT
INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA") AND SECTION 4975 OF THE CODE
AND STATING, AMONG OTHER THINGS, THAT THE TRANSFEREE'S ACQUISITION OF THIS
CERTIFICATE WILL NOT CONSTITUTE OR RESULT IN A NON-EXEMPT PROHIBITED TRANSACTION
UNDER SECTION 406 OF ERISA OR SECTION 4975 OF THE CODE OR (B) A REPRESENTATION
LETTER, IN THE FORM DESCRIBED IN THE AGREEMENT, EITHER STATING THAT THE
TRANSFEREE IS NOT AN EMPLOYEE BENEFIT OR OTHER PLAN SUBJECT TO THE PROHIBITED
TRANSACTION PROVISIONS OF ERISA OR SECTION 4975 OF THE CODE (A "PLAN"), OR ANY
OTHER PERSON (INCLUDING AN INVESTMENT MANAGER, A NAMED FIDUCIARY OR A TRUSTEE OF
ANY PLAN) ACTING, DIRECTLY OR INDIRECTLY, ON BEHALF OF OR PURCHASING ANY
CERTIFICATE WITH "PLAN ASSETS" OF ANY PLAN (A "PLAN INVESTOR"), OR STATING THAT
(I) THE TRANSFEREE IS AN
B-2-B-1
INSURANCE COMPANY, (II) THE SOURCE OF FUNDS TO BE USED BY IT TO PURCHASE THE
CERTIFICATE IS AN "INSURANCE COMPANY GENERAL ACCOUNT" (WITHIN THE MEANING OF
DEPARTMENT OF LABOR PROHIBITED TRANSACTION CLASS EXEMPTION ("PTCE") 95-60), AND
(III) THE CONDITIONS SET FORTH IN SECTIONS I AND III OF PTCE 95-60 HAVE BEEN
SATISFIED (EACH ENTITY THAT SATISFIES THIS CLAUSE (B), A "COMPLYING INSURANCE
COMPANY").
NOTWITHSTANDING THE ABOVE, WITH RESPECT TO THE TRANSFER OF THIS
CERTIFICATE TO A DEPOSITORY OR ANY SUBSEQUENT TRANSFER OF ANY INTEREST IN THIS
CERTIFICATE FOR SO LONG AS THIS CERTIFICATE IS HELD BY A DEPOSITORY, (I) NEITHER
AN OPINION OF COUNSEL NOR A CERTIFICATION, EACH AS DESCRIBED IN THE FOREGOING
PARAGRAPH, SHALL BE REQUIRED, AND (II) THE FOLLOWING CONDITIONS SHALL APPLY:
1. ANY TRANSFEREE OF THIS CERTIFICATE WILL BE DEEMED TO HAVE
REPRESENTED BY VIRTUE OF ITS PURCHASE OR HOLDING OF THIS
CERTIFICATE (OR INTEREST HEREIN) THAT EITHER (A) SUCH
TRANSFEREE IS NOT A PLAN INVESTOR OR (B) SUCH TRANSFEREE IS A
COMPLYING INSURANCE COMPANY; AND
2. IF THIS CERTIFICATE (OR ANY INTEREST HEREIN) IS ACQUIRED OR HELD
IN VIOLATION OF THE PROVISIONS OF THE PRECEDING PARAGRAPH,
THEN THE LAST PRECEDING TRANSFEREE THAT EITHER (I) IS NOT A PLAN
INVESTOR OR (II) IS A COMPLYING INSURANCE COMPANY SHALL BE
RESTORED, TO THE EXTENT PERMITTED BY LAW, TO ALL RIGHTS AND
OBLIGATIONS AS CERTIFICATE OWNER THEREOF RETROACTIVE TO THE
DATE OF SUCH TRANSFER OF THIS CERTIFICATE. THE TRUSTEE SHALL
BE UNDER NO LIABILITY TO ANY PERSON FOR MAKING ANY PAYMENTS
DUE ON THIS CERTIFICATE TO SUCH PRECEDING TRANSFEREE.
ANY PURPORTED CERTIFICATE OWNER WHOSE ACQUISITION OR HOLDING OF THIS
CERTIFICATE (OR INTEREST HEREIN) WAS EFFECTED IN VIOLATION OF THE RESTRICTIONS
IN SECTION 5.02(E) OF THE POOLING AND SERVICING AGREEMENT SHALL INDEMNIFY AND
HOLD HARMLESS THE COMPANY, THE TRUSTEE, THE MASTER SERVICER, ANY SUBSERVICER,
AND THE TRUST FUND FROM AND AGAINST ANY AND ALL LIABILITIES, CLAIMS, COSTS OR
EXPENSES INCURRED BY SUCH PARTIES AS A RESULT OF SUCH ACQUISITION OR HOLDING.
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE
SECURITIES ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY
NOT BE RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT AND
LAWS OR IS SOLD OR TRANSFERRED IN TRANSACTIONS THAT ARE EXEMPT FROM REGISTRATION
UNDER SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN ACCORDANCE
WITH THE PROVISIONS OF SECTION 5.02 OF THE AGREEMENT.
B-2-B-2
Certificate No. 1 ____% Pass-Through Rate
Class B Subordinate Aggregate Certificate Principal Balance of the
Class B Certificates:
$-----------
Date of Pooling and Servicing Initial Certificate Principal Balance of this
Agreement and Cut-off Date: Certificate:
February 1, 2001 $_____
First Distribution Date: CUSIP____________
March 25, 2001
Master Servicer: ISIN___________
Residential Funding Corporation
Final Scheduled Distribution Date:
February 25, 2031
Maturity Date:
February 25, 2031
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES
SERIES 2001-RZ1
evidencing a percentage interest in the distributions allocable
to the Class B Certificates with respect to a Trust Fund
consisting primarily of a pool of conventional one- to
four-family fixed interest rate, first lien mortgage loans sold
by RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC.
This Certificate is payable solely from the assets of the Trust
Fund, and does not represent an obligation of or interest in Residential Asset
Mortgage Products, Inc., the Master Servicer, the Trustee referred to below or
GMAC Mortgage Group, Inc. or any of their affiliates. Neither this Certificate
nor the underlying Mortgage Loans are guaranteed or insured by any governmental
agency or instrumentality or by Residential Asset Mortgage Products, Inc., the
Master Servicer, the Trustee or GMAC Mortgage Group, Inc. or any of their
affiliates. None of the Depositor, the Master Servicer, GMAC Mortgage Group,
Inc. or any of their affiliates will have any obligation with respect to any
certificate or other obligation secured by or payable from payments on the
Certificates.
This certifies that Cede & Co. is the registered owner of the
Percentage Interest evidenced by this Certificate in certain distributions with
respect to the Trust Fund consisting primarily of an interest in a pool of
conventional one- to four-family fixed interest rate, first lien mortgage loans
(the "Mortgage Loans"), sold by Residential Asset Mortgage Products, Inc.
(hereinafter called the "Depositor," which term includes any successor entity
under the Agreement
B-2-B-3
referred to below). The Trust Fund was created pursuant to a Pooling and
Servicing Agreement dated as specified above (the "Agreement") among the
Depositor, the Master Servicer and The Chase Manhattan Bank, as trustee (the
"Trustee"), a summary of certain of the pertinent provisions of which is set
forth hereafter. To the extent not defined herein, the capitalized terms used
herein have the meanings assigned in the Agreement. This Certificate is issued
under and is subject to the terms, provisions and conditions of the Agreement,
to which Agreement the Holder of this Certificate by virtue of the acceptance
hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be
made on the 25th day of each month or, if such 25th day is not a Business Day,
the Business Day immediately following (the "Distribution Date"), commencing as
described in the Agreement, to the Person in whose name this Certificate is
registered at the close of business on the last day (or if such last day is not
a Business Day, the Business Day immediately preceding such last day) of the
month immediately preceding the month of such distribution (the "Record Date"),
from the Available Distribution Amount in an amount equal to the product of the
Percentage Interest evidenced by this Certificate and the amount (of interest
and principal, if any) required to be distributed to Holders of Class B
Certificates on such Distribution Date.
Distributions on this Certificate will be made either by the
Master Servicer acting on behalf of the Trustee or by a Paying Agent appointed
by the Trustee in immediately available funds (by wire transfer or otherwise)
for the account of the Person entitled thereto if such Person shall have so
notified the Master Servicer or such Paying Agent, or by check mailed to the
address of the Person entitled thereto, as such name and address shall appear on
the Certificate Register.
Notwithstanding the above, the final distribution on this
Certificate will be made after due notice of the pendency of such distribution
and only upon presentation and surrender of this Certificate at the office or
agency appointed by the Trustee for that purpose in the City and State of New
York. The Initial Certificate Principal Balance of this Certificate is set forth
above. The Certificate Principal Balance hereof will be reduced to the extent of
the distributions allocable to principal and any Realized Losses allocable
hereto.
As described above, unless an Officer's Certificate to the effect
that such restrictions no longer apply has been delivered to the trustee in
accordance with the pooling and servicing agreement, no transfer of this Class B
Certificate will be made unless (i) the Trustee has received either an opinion
of counsel or a representation letter, each as described in the Agreement,
relating to the permissibility of such transfer under ERISA and Section 4975 of
the Code, or (ii) this Certificate is held by a Depository, in which case the
Transferee will be deemed to have made representations relating to the
permissibility of such transfer under ERISA and Section 4975 of the Code, as
described in Section 5.02(e) of the Agreement. In addition, any purported
Certificate Owner whose acquisition or holding of this Certificate (or interest
herein) was effected in violation of the restrictions in Section 5.02(e) of the
Agreement shall indemnify and hold harmless the Depositor, the Trustee, the
Master Servicer, any Subservicer, and the Trust Fund from and against any and
all liabilities, claims, costs or expenses incurred by such parties as a result
of such acquisition or holding.
B-2-B-4
This Certificate is one of a duly authorized issue of
Certificates issued in several Classes designated as Mortgage Pass-Through
Certificates of the Series specified hereon (herein collectively called the
"Certificates").
The Certificates are limited in right of payment to certain
collections and recoveries respecting the Mortgage Loans, all as more
specifically set forth herein and in the Agreement. In the event Master Servicer
funds are advanced with respect to any Mortgage Loan, such advance is
reimbursable to the Master Servicer, to the extent provided in the Agreement,
from related recoveries on such Mortgage Loan or from other cash that would have
been distributable to Certificateholders.
As provided in the Agreement, withdrawals from the Custodial
Account and/or the Certificate Account created for the benefit of
Certificateholders may be made by the Master Servicer from time to time for
purposes other than distributions to Certificateholders, such purposes including
without limitation reimbursement to the Depositor and the Master Servicer of
advances made, or certain expenses incurred, by either of them.
The Agreement permits, with certain exceptions therein provided,
the amendment of the Agreement and the modification of the rights and
obligations of the Depositor, the Master Servicer and the Trustee and the rights
of the Certificateholders under the Agreement at any time by the Depositor, the
Master Servicer and the Trustee with the consent of the Holders of Certificates
evidencing in the aggregate not less than 66% of the Percentage Interests of
each Class of Certificates affected thereby. Any such consent by the Holder of
this Certificate shall be conclusive and binding on such Holder and upon all
future holders of this Certificate and of any Certificate issued upon the
transfer hereof or in exchange herefor or in lieu hereof whether or not notation
of such consent is made upon the Certificate. The Agreement also permits the
amendment thereof in certain circumstances without the consent of the Holders of
any of the Certificates and, in certain additional circumstances, without the
consent of the Holders of certain Classes of Certificates.
As provided in the Agreement and subject to certain limitations
therein set forth, the transfer of this Certificate is registrable in the
Certificate Register upon surrender of this Certificate for registration of
transfer at the offices or agencies appointed by the Trustee in the City and
State of New York, duly endorsed by, or accompanied by an assignment in the form
below or other written instrument of transfer in form satisfactory to the
Trustee and the Certificate Registrar duly executed by the Holder hereof or such
Holder's attorney duly authorized in writing, and thereupon one or more new
Certificates of authorized denominations evidencing the same Class and aggregate
Percentage Interest will be issued to the designated transferee or transferees.
The Certificates are issuable only as registered Certificates
without coupons in Classes and in denominations specified in the Agreement. As
provided in the Agreement and subject to certain limitations therein set forth,
Certificates are exchangeable for new Certificates of authorized denominations
evidencing the same Class and aggregate Percentage Interest, as requested by the
Holder surrendering the same.
No service charge will be made for any such registration of
transfer or exchange, but the Trustee may require payment of a sum sufficient to
cover any tax or other governmental charge payable in connection therewith.
B-2-B-5
The Depositor, the Master Servicer, the Trustee and the
Certificate Registrar and any agent of the Depositor, the Master Servicer, the
Trustee or the Certificate Registrar may treat the Person in whose name this
Certificate is registered as the owner hereof for all purposes, and neither the
Depositor, the Master Servicer, the Trustee nor any such agent shall be affected
by notice to the contrary.
This Certificate shall be governed by and construed in accordance
with the laws of the State of New York.
The obligations created by the Agreement in respect of the
Certificates and the Trust Fund created thereby shall terminate upon the payment
to Certificateholders of all amounts held by or on behalf of the Trustee and
required to be paid to them pursuant to the Agreement following the earlier of
(i) the maturity or other liquidation of the last Mortgage Loan subject thereto
or the disposition of all property acquired upon foreclosure or deed in lieu of
foreclosure of any Mortgage Loan and (ii) the purchase by the Master Servicer or
the Depositor from the Trust Fund of all remaining Mortgage Loans and all
property acquired in respect of such Mortgage Loans, thereby effecting early
retirement of the Certificates. The Agreement permits, but does not require, the
Master Servicer or the Depositor to (i) purchase at a price determined as
provided in the Agreement all remaining Mortgage Loans and all property acquired
in respect of any Mortgage Loan or (ii) purchase in whole, but not in part, all
of the Certificates from the Holders thereof; provided, that any such option may
only be exercised if the Pool Stated Principal Balance of the Mortgage Loans as
of the Distribution Date upon which the proceeds of any such purchase are
distributed is less than ten percent of the Cut-off Date Principal Balance of
the Mortgage Loans.
Unless the certificate of authentication hereon has been executed
by the Certificate Registrar, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
B-2-B-6
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be
duly executed.
Dated: February 27, 2001 THE CHASE MANHATTAN BANK,
as Trustee
By:
---------------------------------
Authorized Signatory
CERTIFICATE OF AUTHENTICATION
This is one of the Class B Certificates referred to in the
within-mentioned Agreement.
THE CHASE MANHATTAN BANK,
as Certificate Registrar
By:
---------------------------------
Authorized Signatory
B-2-B-7
ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and
transfer(s) unto (Please print or typewrite name and address including postal
zip code of assignee) a Percentage Interest evidenced by the within Mortgage
Pass-Through Certificate and hereby authorizes the transfer of registration of
such interest to assignee on the Certificate Register of the Trust Fund.
I (We) further direct the Certificate Registrar to issue a new
Certificate of a like denomination and Class, to the above named assignee and
deliver such Certificate to the following address:
Dated:
----------------------------------------------------------
Signature by or on behalf of assignor
Signature Guaranteed
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of distribution:
Distributions shall be made, by wire transfer or otherwise, in immediately
available funds to __________________________________ for the account of
__________________________________ account number ______________________________
or if mailed by check to ____________________________________.
Applicable statements should be mailed to:___________________________
This information is provided by ____________________, the assignee named
above, or ____________________________, as its agent.
B-2-B-8
FORM OF TEMPORARY REGULATION S GLOBAL CLASS B CERTIFICATE
THIS CERTIFICATE IS A TEMPORARY REGULATION S GLOBAL CERTIFICATE FOR
PURPOSES OF REGULATION S UNDER THE UNITED STATES SECURITIES ACT OF 1933, AS
AMENDED (THE "1933 ACT"). NEITHER THIS TEMPORARY REGULATION S GLOBAL CLASS B
CERTIFICATE NOR ANY INTEREST HEREIN MAY BE OFFERED, SOLD OR DELIVERED, EXCEPT AS
PERMITTED UNDER THE POOLING AND SERVICING AGREEMENT.
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE 1933
ACT AND, PRIOR TO THE DATE THAT IS 40 DAYS AFTER THE CLOSING DATE, MAY NOT BE
OFFERED, SOLD, PLEDGED OR OTHERWISE TRANSFERRED IN THE UNITED STATES OR TO A
U.S. PERSON EXCEPT PURSUANT TO AN EXEMPTION FROM THE REGISTRATION REQUIREMENTS
OF THE SECURITIES ACT.
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A
CERTIFICATES AND CLASS M CERTIFICATES AS DESCRIBED IN THE AGREEMENT (AS DEFINED
BELOW).
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A
"REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE
TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL
REVENUE CODE OF 1986 (THE "CODE").
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF
THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS
AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE
ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS
REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO
CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.
THE CERTIFICATES DESCRIBED HEREIN MAY ONLY BE OFFERED TO (I) "QUALIFIED
INSTITUTIONAL BUYERS" AS DEFINED UNDER RULE 000X XXX/XX (XX) XXXXXXX XXX XXXXXX
XXXXXX TO ENTITIES WHICH ARE NOT U.S. PERSONS WITHIN THE MEANING OF REGULATION S
UNDER THE 1933 ACT.
NO TRANSFER OF THIS CLASS B CERTIFICATE WILL BE MADE UNLESS THE TRUSTEE
HAS RECEIVED AN OFFICER'S CERTIFICATE TO THE EFFECT THAT SUCH RESTRICTIONS NO
LONGER APPLY, OR EITHER (A) AN OPINION OF COUNSEL ACCEPTABLE TO AND IN FORM AND
SUBSTANCE SATISFACTORY TO
B-2-C-1
THE TRUSTEE, THE COMPANY AND THE MASTER SERVICER WITH RESPECT TO THE
PERMISSIBILITY OF SUCH TRANSFER UNDER THE EMPLOYEE RETIREMENT INCOME SECURITY
ACT OF 1974, AS AMENDED ("ERISA") AND SECTION 4975 OF THE CODE AND STATING,
AMONG OTHER THINGS, THAT THE TRANSFEREE'S ACQUISITION OF THIS CERTIFICATE WILL
NOT CONSTITUTE OR RESULT IN A NON-EXEMPT PROHIBITED TRANSACTION UNDER SECTION
406 OF ERISA OR SECTION 4975 OF THE CODE OR (B) A REPRESENTATION LETTER, IN THE
FORM DESCRIBED IN THE AGREEMENT, EITHER STATING THAT THE TRANSFEREE IS NOT AN
EMPLOYEE BENEFIT OR OTHER PLAN SUBJECT TO THE PROHIBITED TRANSACTION PROVISIONS
OF ERISA OR SECTION 4975 OF THE CODE (A "PLAN"), OR ANY OTHER PERSON (INCLUDING
AN INVESTMENT MANAGER, A NAMED FIDUCIARY OR A TRUSTEE OF ANY PLAN) ACTING,
DIRECTLY OR INDIRECTLY, ON BEHALF OF OR PURCHASING ANY CERTIFICATE WITH "PLAN
ASSETS" OF ANY PLAN (A "PLAN INVESTOR"), OR STATING THAT (I) THE TRANSFEREE IS
AN INSURANCE COMPANY, (II) THE SOURCE OF FUNDS TO BE USED BY IT TO PURCHASE THE
CERTIFICATE IS AN "INSURANCE COMPANY GENERAL ACCOUNT" (WITHIN THE MEANING OF
DEPARTMENT OF LABOR PROHIBITED TRANSACTION CLASS EXEMPTION ("PTCE") 95-60), AND
(III) THE CONDITIONS SET FORTH IN SECTIONS I AND III OF PTCE 95-60 HAVE BEEN
SATISFIED (EACH ENTITY THAT SATISFIES THIS CLAUSE (B), A "COMPLYING INSURANCE
COMPANY").
NOTWITHSTANDING THE ABOVE, WITH RESPECT TO THE TRANSFER OF THIS
CERTIFICATE TO A DEPOSITORY OR ANY SUBSEQUENT TRANSFER OF ANY INTEREST IN THIS
CERTIFICATE FOR SO LONG AS THIS CERTIFICATE IS HELD BY A DEPOSITORY, (I) NEITHER
AN OPINION OF COUNSEL NOR A CERTIFICATION, EACH AS DESCRIBED IN THE FOREGOING
PARAGRAPH, SHALL BE REQUIRED, AND (II) THE FOLLOWING CONDITIONS SHALL APPLY:
1. ANY TRANSFEREE OF THIS CERTIFICATE WILL BE DEEMED TO HAVE
REPRESENTED BY VIRTUE OF ITS PURCHASE OR HOLDING OF THIS
CERTIFICATE (OR INTEREST HEREIN) THAT EITHER (A) SUCH
TRANSFEREE IS NOT A PLAN INVESTOR OR (B) SUCH TRANSFEREE IS A
COMPLYING INSURANCE COMPANY; AND
2. IF THIS CERTIFICATE (OR ANY INTEREST HEREIN) IS ACQUIRED OR HELD
IN VIOLATION OF THE PROVISIONS OF THE PRECEDING PARAGRAPH,
THEN THE LAST PRECEDING TRANSFEREE THAT EITHER (I) IS NOT A PLAN
INVESTOR OR (II) IS A COMPLYING INSURANCE COMPANY SHALL BE
RESTORED, TO THE EXTENT PERMITTED BY LAW, TO ALL RIGHTS AND
OBLIGATIONS AS CERTIFICATE OWNER THEREOF RETROACTIVE TO THE
DATE OF SUCH TRANSFER OF THIS CERTIFICATE. THE TRUSTEE SHALL
BE UNDER NO LIABILITY TO ANY PERSON FOR MAKING ANY PAYMENTS
DUE ON THIS CERTIFICATE TO SUCH PRECEDING TRANSFEREE.
ANY PURPORTED CERTIFICATE OWNER WHOSE ACQUISITION OR
HOLDING OF THIS CERTIFICATE (OR INTEREST HEREIN) WAS EFFECTED IN
B-2-C-2
VIOLATION OF THE RESTRICTIONS IN SECTION 5.02(E) OF THE POOLING AND SERVICING
AGREEMENT SHALL INDEMNIFY AND HOLD HARMLESS THE COMPANY, THE TRUSTEE, THE MASTER
SERVICER, ANY SUBSERVICER, AND THE TRUST FUND FROM AND AGAINST ANY AND ALL
LIABILITIES, CLAIMS, COSTS OR EXPENSES INCURRED BY SUCH PARTIES AS A RESULT OF
SUCH ACQUISITION OR HOLDING.
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE
SECURITIES ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY
NOT BE RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT AND
LAWS OR IS SOLD OR TRANSFERRED IN TRANSACTIONS THAT ARE EXEMPT FROM REGISTRATION
UNDER SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN ACCORDANCE
WITH THE PROVISIONS OF SECTION 5.02 OF THE AGREEMENT.
B-2-C-3
Certificate No. 1 _____% Pass-Through Rate
Class B Subordinate Aggregate Certificate Principal Balance of the
Class B Certificates:
$-------------
Date of Pooling and Servicing Initial Certificate Principal Balance of this
Agreement and Cut-off Date: Certificate:
February 1, 2001 $_____________
First Distribution Date: CUSIP___________
March 25, 2001
Master Servicer: ISIN___________
Residential Funding Corporation
Final Scheduled Distribution Date:
February 25, 2031
Maturity Date:
February 25, 2031
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES
SERIES 2001-RZ1
evidencing a percentage interest in the distributions allocable
to the Class B Certificates with respect to a Trust Fund
consisting primarily of a pool of conventional one- to
four-family fixed interest rate, first lien mortgage loans sold
by RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC.
This Certificate is payable solely from the assets of the Trust
Fund, and does not represent an obligation of or interest in Residential Asset
Mortgage Products, Inc., the Master Servicer, the Trustee referred to below or
GMAC Mortgage Group, Inc. or any of their affiliates. Neither this Certificate
nor the underlying Mortgage Loans are guaranteed or insured by any governmental
agency or instrumentality or by Residential Asset Mortgage Products, Inc., the
Master Servicer, the Trustee or GMAC Mortgage Group, Inc. or any of their
affiliates. None of the Depositor, the Master Servicer, GMAC Mortgage Group,
Inc. or any of their affiliates will have any obligation with respect to any
certificate or other obligation secured by or payable from payments on the
Certificates.
This certifies that Cede & Co. is the registered owner of the
Percentage Interest evidenced by this Certificate in certain distributions with
respect to the Trust Fund consisting primarily of an interest in a pool of
conventional one- to four-family fixed interest rate, first lien mortgage loans
(the "Mortgage Loans"), sold by Residential Asset Mortgage Products, Inc.
(hereinafter called the "Depositor," which term includes any successor entity
under the Agreement
B-2-C-4
referred to below). The Trust Fund was created pursuant to a Pooling and
Servicing Agreement dated as specified above (the "Agreement") among the
Depositor, the Master Servicer and The Chase Manhattan Bank, as trustee (the
"Trustee"), a summary of certain of the pertinent provisions of which is set
forth hereafter. To the extent not defined herein, the capitalized terms used
herein have the meanings assigned in the Agreement. This Certificate is issued
under and is subject to the terms, provisions and conditions of the Agreement,
to which Agreement the Holder of this Certificate by virtue of the acceptance
hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be
made on the 25th day of each month or, if such 25th day is not a Business Day,
the Business Day immediately following (the "Distribution Date"), commencing as
described in the Agreement, to the Person in whose name this Certificate is
registered at the close of business on the last day (or if such last day is not
a Business Day, the Business Day immediately preceding such last day) of the
month immediately preceding the month of such distribution (the "Record Date"),
from the Available Distribution Amount in an amount equal to the product of the
Percentage Interest evidenced by this Certificate and the amount (of interest
and principal, if any) required to be distributed to Holders of Class B
Certificates on such Distribution Date.
Distributions on this Certificate will be made either by the
Master Servicer acting on behalf of the Trustee or by a Paying Agent appointed
by the Trustee in immediately available funds (by wire transfer or otherwise)
for the account of the Person entitled thereto if such Person shall have so
notified the Master Servicer or such Paying Agent, or by check mailed to the
address of the Person entitled thereto, as such name and address shall appear on
the Certificate Register.
Notwithstanding the above, the final distribution on this
Certificate will be made after due notice of the pendency of such distribution
and only upon presentation and surrender of this Certificate at the office or
agency appointed by the Trustee for that purpose in the City and State of New
York. The Initial Certificate Principal Balance of this Certificate is set forth
above. The Certificate Principal Balance hereof will be reduced to the extent of
the distributions allocable to principal and any Realized Losses allocable
hereto.
As described above, unless an Officer's Certificate to the effect
that such restrictions no longer apply has been delivered to the trustee in
accordance with the pooling and servicing agreement, no transfer of this Class B
Certificate will be made unless (i) the Trustee has received either an opinion
of counsel or a representation letter, each as described in the Agreement,
relating to the permissibility of such transfer under ERISA and Section 4975 of
the Code, or (ii) this Certificate is held by a Depository, in which case the
Transferee will be deemed to have made representations relating to the
permissibility of such transfer under ERISA and Section 4975 of the Code, as
described in Section 5.02(e) of the Agreement. In addition, any purported
Certificate Owner whose acquisition or holding of this Certificate (or interest
herein) was effected in violation of the restrictions in Section 5.02(e) of the
Agreement shall indemnify and hold harmless the Depositor, the Trustee, the
Master Servicer, any Subservicer, and the Trust Fund from and against any and
all liabilities, claims, costs or expenses incurred by such parties as a result
of such acquisition or holding.
B-2-C-5
This Certificate is one of a duly authorized issue of
Certificates issued in several Classes designated as Mortgage Pass-Through
Certificates of the Series specified hereon (herein collectively called the
"Certificates").
The Certificates are limited in right of payment to certain
collections and recoveries respecting the Mortgage Loans, all as more
specifically set forth herein and in the Agreement. In the event Master Servicer
funds are advanced with respect to any Mortgage Loan, such advance is
reimbursable to the Master Servicer, to the extent provided in the Agreement,
from related recoveries on such Mortgage Loan or from other cash that would have
been distributable to Certificateholders.
As provided in the Agreement, withdrawals from the Custodial
Account and/or the Certificate Account created for the benefit of
Certificateholders may be made by the Master Servicer from time to time for
purposes other than distributions to Certificateholders, such purposes including
without limitation reimbursement to the Depositor and the Master Servicer of
advances made, or certain expenses incurred, by either of them.
The Agreement permits, with certain exceptions therein provided,
the amendment of the Agreement and the modification of the rights and
obligations of the Depositor, the Master Servicer and the Trustee and the rights
of the Certificateholders under the Agreement at any time by the Depositor, the
Master Servicer and the Trustee with the consent of the Holders of Certificates
evidencing in the aggregate not less than 66% of the Percentage Interests of
each Class of Certificates affected thereby. Any such consent by the Holder of
this Certificate shall be conclusive and binding on such Holder and upon all
future holders of this Certificate and of any Certificate issued upon the
transfer hereof or in exchange herefor or in lieu hereof whether or not notation
of such consent is made upon the Certificate. The Agreement also permits the
amendment thereof in certain circumstances without the consent of the Holders of
any of the Certificates and, in certain additional circumstances, without the
consent of the Holders of certain Classes of Certificates.
As provided in the Agreement and subject to certain limitations
therein set forth, the transfer of this Certificate is registrable in the
Certificate Register upon surrender of this Certificate for registration of
transfer at the offices or agencies appointed by the Trustee in the City and
State of New York, duly endorsed by, or accompanied by an assignment in the form
below or other written instrument of transfer in form satisfactory to the
Trustee and the Certificate Registrar duly executed by the Holder hereof or such
Holder's attorney duly authorized in writing, and thereupon one or more new
Certificates of authorized denominations evidencing the same Class and aggregate
Percentage Interest will be issued to the designated transferee or transferees.
The Certificates are issuable only as registered Certificates
without coupons in Classes and in denominations specified in the Agreement. As
provided in the Agreement and subject to certain limitations therein set forth,
Certificates are exchangeable for new Certificates of authorized denominations
evidencing the same Class and aggregate Percentage Interest, as requested by the
Holder surrendering the same.
No service charge will be made for any such registration of
transfer or exchange, but the Trustee may require payment of a sum sufficient to
cover any tax or other governmental charge payable in connection therewith.
B-2-C-6
The Depositor, the Master Servicer, the Trustee and the
Certificate Registrar and any agent of the Depositor, the Master Servicer, the
Trustee or the Certificate Registrar may treat the Person in whose name this
Certificate is registered as the owner hereof for all purposes, and neither the
Depositor, the Master Servicer, the Trustee nor any such agent shall be affected
by notice to the contrary.
This Certificate shall be governed by and construed in accordance
with the laws of the State of New York.
The obligations created by the Agreement in respect of the
Certificates and the Trust Fund created thereby shall terminate upon the payment
to Certificateholders of all amounts held by or on behalf of the Trustee and
required to be paid to them pursuant to the Agreement following the earlier of
(i) the maturity or other liquidation of the last Mortgage Loan subject thereto
or the disposition of all property acquired upon foreclosure or deed in lieu of
foreclosure of any Mortgage Loan and (ii) the purchase by the Master Servicer or
the Depositor from the Trust Fund of all remaining Mortgage Loans and all
property acquired in respect of such Mortgage Loans, thereby effecting early
retirement of the Certificates. The Agreement permits, but does not require, the
Master Servicer or the Depositor to (i) purchase at a price determined as
provided in the Agreement all remaining Mortgage Loans and all property acquired
in respect of any Mortgage Loan or (ii) purchase in whole, but not in part, all
of the Certificates from the Holders thereof; provided, that any such option may
only be exercised if the Pool Stated Principal Balance of the Mortgage Loans as
of the Distribution Date upon which the proceeds of any such purchase are
distributed is less than ten percent of the Cut-off Date Principal Balance of
the Mortgage Loans.
Unless the certificate of authentication hereon has been executed
by the Certificate Registrar, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
B-2-C-7
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be
duly executed.
Dated: February 27, 2001 THE CHASE MANHATTAN BANK,
as Trustee
By:
---------------------------------
Authorized Signatory
CERTIFICATE OF AUTHENTICATION
This is one of the Class B Certificates referred to in the
within-mentioned Agreement.
THE CHASE MANHATTAN BANK,
as Certificate Registrar
By:
---------------------------------
Authorized Signatory
B-2-C-8
ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and
transfer(s) unto (Please print or typewrite name and address including postal
zip code of assignee) a Percentage Interest evidenced by the within Mortgage
Pass-Through Certificate and hereby authorizes the transfer of registration of
such interest to assignee on the Certificate Register of the Trust Fund.
I (We) further direct the Certificate Registrar to issue a new
Certificate of a like denomination and Class, to the above named assignee and
deliver such Certificate to the following address:
Dated:
----------------------------------------------------------
Signature by or on behalf of assignor
Signature Guaranteed
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of distribution:
Distributions shall be made, by wire transfer or otherwise, in immediately
available funds to __________________________________ for the account of
__________________________________ account number ______________________________
or if mailed by check to ____________________________________.
Applicable statements should be mailed to:___________________________
This information is provided by ____________________, the assignee named
above, or ____________________________, as its agent.
B-2-C-9
FORM OF PERMANENT REGULATION S GLOBAL CLASS B CERTIFICATE
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A
CERTIFICATES AND CLASS M CERTIFICATES AS DESCRIBED IN THE AGREEMENT (AS DEFINED
BELOW).
THE HOLDER OF THIS CERTIFICATE BY ITS ACCEPTANCE HEREOF AGREES NOT TO
OFFER, SELL OR OTHERWISE TRANSFER SUCH CERTIFICATE WITHIN THE UNITED STATES OR
TO U.S. PERSONS (AS DEFINED IN REGULATION S UNDER THE SECURITIES ACT) PRIOR TO
THE EXCHANGE DATE EXCEPT PURSUANT TO AN EXEMPTION FROM THE REGISTRATION
REQUIREMENTS OF THE SECURITIES ACT.
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A
"REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE
TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL
REVENUE CODE OF 1986 (THE "CODE").
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF
THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS
AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE
ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS
REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO
CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.
THE CERTIFICATES DESCRIBED HEREIN MAY ONLY BE OFFERED TO (I) "QUALIFIED
INSTITUTIONAL BUYERS" AS DEFINED UNDER RULE 000X XXX/XX (XX) XXXXXXX XXX XXXXXX
XXXXXX TO ENTITIES WHICH ARE NOT U.S. PERSONS WITHIN THE MEANING OF REGULATION S
UNDER THE 1933 ACT.
NO TRANSFER OF THIS CLASS B CERTIFICATE WILL BE MADE UNLESS THE TRUSTEE
HAS RECEIVED AN OFFICER'S CERTIFICATE TO THE EFFECT THAT SUCH RESTRICTIONS NO
LONGER APPLY, OR EITHER (A) AN OPINION OF COUNSEL ACCEPTABLE TO AND IN FORM AND
SUBSTANCE SATISFACTORY TO THE TRUSTEE, THE COMPANY AND THE MASTER SERVICER WITH
RESPECT TO THE PERMISSIBILITY OF SUCH TRANSFER UNDER THE EMPLOYEE RETIREMENT
INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA") AND SECTION 4975 OF THE CODE
AND STATING, AMONG OTHER THINGS, THAT THE TRANSFEREE'S ACQUISITION OF THIS
CERTIFICATE WILL NOT CONSTITUTE OR RESULT IN A NON-EXEMPT PROHIBITED TRANSACTION
UNDER SECTION 406 OF ERISA OR SECTION 4975 OF THE CODE OR (B) A REPRESENTATION
LETTER, IN THE FORM
B-2-D-1
DESCRIBED IN THE AGREEMENT, EITHER STATING THAT THE TRANSFEREE IS NOT AN
EMPLOYEE BENEFIT OR OTHER PLAN SUBJECT TO THE PROHIBITED TRANSACTION PROVISIONS
OF ERISA OR SECTION 4975 OF THE CODE (A "PLAN"), OR ANY OTHER PERSON (INCLUDING
AN INVESTMENT MANAGER, A NAMED FIDUCIARY OR A TRUSTEE OF ANY PLAN) ACTING,
DIRECTLY OR INDIRECTLY, ON BEHALF OF OR PURCHASING ANY CERTIFICATE WITH "PLAN
ASSETS" OF ANY PLAN (A "PLAN INVESTOR"), OR STATING THAT (I) THE TRANSFEREE IS
AN INSURANCE COMPANY, (II) THE SOURCE OF FUNDS TO BE USED BY IT TO PURCHASE THE
CERTIFICATE IS AN "INSURANCE COMPANY GENERAL ACCOUNT" (WITHIN THE MEANING OF
DEPARTMENT OF LABOR PROHIBITED TRANSACTION CLASS EXEMPTION ("PTCE") 95-60), AND
(III) THE CONDITIONS SET FORTH IN SECTIONS I AND III OF PTCE 95-60 HAVE BEEN
SATISFIED (EACH ENTITY THAT SATISFIES THIS CLAUSE (B), A "COMPLYING INSURANCE
COMPANY").
NOTWITHSTANDING THE ABOVE, WITH RESPECT TO THE TRANSFER OF THIS
CERTIFICATE TO A DEPOSITORY OR ANY SUBSEQUENT TRANSFER OF ANY INTEREST IN THIS
CERTIFICATE FOR SO LONG AS THIS CERTIFICATE IS HELD BY A DEPOSITORY, (I) NEITHER
AN OPINION OF COUNSEL NOR A CERTIFICATION, EACH AS DESCRIBED IN THE FOREGOING
PARAGRAPH, SHALL BE REQUIRED, AND (II) THE FOLLOWING CONDITIONS SHALL APPLY:
1. ANY TRANSFEREE OF THIS CERTIFICATE WILL BE DEEMED TO HAVE
REPRESENTED BY VIRTUE OF ITS PURCHASE OR HOLDING OF THIS
CERTIFICATE (OR INTEREST HEREIN) THAT EITHER (A) SUCH
TRANSFEREE IS NOT A PLAN INVESTOR OR (B) SUCH TRANSFEREE IS A
COMPLYING INSURANCE COMPANY; AND
2. IF THIS CERTIFICATE (OR ANY INTEREST HEREIN) IS ACQUIRED OR HELD
IN VIOLATION OF THE PROVISIONS OF THE PRECEDING PARAGRAPH,
THEN THE LAST PRECEDING TRANSFEREE THAT EITHER (I) IS NOT A PLAN
INVESTOR OR (II) IS A COMPLYING INSURANCE COMPANY SHALL BE
RESTORED, TO THE EXTENT PERMITTED BY LAW, TO ALL RIGHTS AND
OBLIGATIONS AS CERTIFICATE OWNER THEREOF RETROACTIVE TO THE
DATE OF SUCH TRANSFER OF THIS CERTIFICATE. THE TRUSTEE SHALL
BE UNDER NO LIABILITY TO ANY PERSON FOR MAKING ANY PAYMENTS
DUE ON THIS CERTIFICATE TO SUCH PRECEDING TRANSFEREE.
ANY PURPORTED CERTIFICATE OWNER WHOSE ACQUISITION OR HOLDING OF THIS
CERTIFICATE (OR INTEREST HEREIN) WAS EFFECTED IN VIOLATION OF THE RESTRICTIONS
IN SECTION 5.02(E) OF THE POOLING AND SERVICING AGREEMENT SHALL INDEMNIFY AND
HOLD HARMLESS THE COMPANY, THE TRUSTEE, THE MASTER SERVICER, ANY SUBSERVICER,
AND THE TRUST FUND FROM AND AGAINST ANY AND ALL LIABILITIES, CLAIMS, COSTS OR
EXPENSES INCURRED BY SUCH PARTIES AS A RESULT OF SUCH ACQUISITION OR HOLDING.
B-2-D-2
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE
SECURITIES ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY
NOT BE RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT AND
LAWS OR IS SOLD OR TRANSFERRED IN TRANSACTIONS THAT ARE EXEMPT FROM REGISTRATION
UNDER SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN ACCORDANCE
WITH THE PROVISIONS OF SECTION 5.02 OF THE AGREEMENT.
B-2-D-3
Certificate No. 1 ______% Pass-Through Rate
Class B Subordinate Aggregate Certificate Principal Balance of the
Class B Certificates:
$----------
Date of Pooling and Servicing Initial Certificate Principal Balance of this
Agreement and Cut-off Date: Certificate:
February 1, 2001 $__________
First Distribution Date: CUSIP __________
March 25, 2001
Master Servicer: ISIN___________
Residential Funding Corporation
Final Scheduled Distribution Date:
February 25, 2031
Maturity Date:
February 25, 2031
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES
SERIES 2001-RZ1
evidencing a percentage interest in the distributions allocable
to the Class B Certificates with respect to a Trust Fund
consisting primarily of a pool of conventional one- to
four-family fixed interest rate, first lien mortgage loans sold
by RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC.
This Certificate is payable solely from the assets of the Trust
Fund, and does not represent an obligation of or interest in Residential Asset
Mortgage Products, Inc., the Master Servicer, the Trustee referred to below or
GMAC Mortgage Group, Inc. or any of their affiliates. Neither this Certificate
nor the underlying Mortgage Loans are guaranteed or insured by any governmental
agency or instrumentality or by Residential Asset Mortgage Products, Inc., the
Master Servicer, the Trustee or GMAC Mortgage Group, Inc. or any of their
affiliates. None of the Depositor, the Master Servicer, GMAC Mortgage Group,
Inc. or any of their affiliates will have any obligation with respect to any
certificate or other obligation secured by or payable from payments on the
Certificates.
This certifies that Cede & Co. is the registered owner of the
Percentage Interest evidenced by this Certificate in certain distributions with
respect to the Trust Fund consisting primarily of an interest in a pool of
conventional one- to four-family fixed interest rate, first lien mortgage loans
(the "Mortgage Loans"), sold by Residential Asset Mortgage Products, Inc.
(hereinafter called the "Depositor," which term includes any successor entity
under the Agreement
B-2-D-4
referred to below). The Trust Fund was created pursuant to a Pooling and
Servicing Agreement dated as specified above (the "Agreement") among the
Depositor, the Master Servicer and The Chase Manhattan Bank, as trustee (the
"Trustee"), a summary of certain of the pertinent provisions of which is set
forth hereafter. To the extent not defined herein, the capitalized terms used
herein have the meanings assigned in the Agreement. This Certificate is issued
under and is subject to the terms, provisions and conditions of the Agreement,
to which Agreement the Holder of this Certificate by virtue of the acceptance
hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be
made on the 25th day of each month or, if such 25th day is not a Business Day,
the Business Day immediately following (the "Distribution Date"), commencing as
described in the Agreement, to the Person in whose name this Certificate is
registered at the close of business on the last day (or if such last day is not
a Business Day, the Business Day immediately preceding such last day) of the
month immediately preceding the month of such distribution (the "Record Date"),
from the Available Distribution Amount in an amount equal to the product of the
Percentage Interest evidenced by this Certificate and the amount (of interest
and principal, if any) required to be distributed to Holders of Class B
Certificates on such Distribution Date.
Distributions on this Certificate will be made either by the
Master Servicer acting on behalf of the Trustee or by a Paying Agent appointed
by the Trustee in immediately available funds (by wire transfer or otherwise)
for the account of the Person entitled thereto if such Person shall have so
notified the Master Servicer or such Paying Agent, or by check mailed to the
address of the Person entitled thereto, as such name and address shall appear on
the Certificate Register.
Notwithstanding the above, the final distribution on this
Certificate will be made after due notice of the pendency of such distribution
and only upon presentation and surrender of this Certificate at the office or
agency appointed by the Trustee for that purpose in the City and State of New
York. The Initial Certificate Principal Balance of this Certificate is set forth
above. The Certificate Principal Balance hereof will be reduced to the extent of
the distributions allocable to principal and any Realized Losses allocable
hereto.
As described above, unless an Officer's Certificate to the effect
that such restrictions no longer apply has been delivered to the trustee in
accordance with the pooling and servicing agreement, no transfer of this Class B
Certificate will be made unless (i) the Trustee has received either an opinion
of counsel or a representation letter, each as described in the Agreement,
relating to the permissibility of such transfer under ERISA and Section 4975 of
the Code, or (ii) this Certificate is held by a Depository, in which case the
Transferee will be deemed to have made representations relating to the
permissibility of such transfer under ERISA and Section 4975 of the Code, as
described in Section 5.02(e) of the Agreement. In addition, any purported
Certificate Owner whose acquisition or holding of this Certificate (or interest
herein) was effected in violation of the restrictions in Section 5.02(e) of the
Agreement shall indemnify and hold harmless the Depositor, the Trustee, the
Master Servicer, any Subservicer, and the Trust Fund from and against any and
all liabilities, claims, costs or expenses incurred by such parties as a result
of such acquisition or holding.
B-2-D-5
This Certificate is one of a duly authorized issue of
Certificates issued in several Classes designated as Mortgage Pass-Through
Certificates of the Series specified hereon (herein collectively called the
"Certificates").
The Certificates are limited in right of payment to certain
collections and recoveries respecting the Mortgage Loans, all as more
specifically set forth herein and in the Agreement. In the event Master Servicer
funds are advanced with respect to any Mortgage Loan, such advance is
reimbursable to the Master Servicer, to the extent provided in the Agreement,
from related recoveries on such Mortgage Loan or from other cash that would have
been distributable to Certificateholders.
As provided in the Agreement, withdrawals from the Custodial
Account and/or the Certificate Account created for the benefit of
Certificateholders may be made by the Master Servicer from time to time for
purposes other than distributions to Certificateholders, such purposes including
without limitation reimbursement to the Depositor and the Master Servicer of
advances made, or certain expenses incurred, by either of them.
The Agreement permits, with certain exceptions therein provided,
the amendment of the Agreement and the modification of the rights and
obligations of the Depositor, the Master Servicer and the Trustee and the rights
of the Certificateholders under the Agreement at any time by the Depositor, the
Master Servicer and the Trustee with the consent of the Holders of Certificates
evidencing in the aggregate not less than 66% of the Percentage Interests of
each Class of Certificates affected thereby. Any such consent by the Holder of
this Certificate shall be conclusive and binding on such Holder and upon all
future holders of this Certificate and of any Certificate issued upon the
transfer hereof or in exchange herefor or in lieu hereof whether or not notation
of such consent is made upon the Certificate. The Agreement also permits the
amendment thereof in certain circumstances without the consent of the Holders of
any of the Certificates and, in certain additional circumstances, without the
consent of the Holders of certain Classes of Certificates.
As provided in the Agreement and subject to certain limitations
therein set forth, the transfer of this Certificate is registrable in the
Certificate Register upon surrender of this Certificate for registration of
transfer at the offices or agencies appointed by the Trustee in the City and
State of New York, duly endorsed by, or accompanied by an assignment in the form
below or other written instrument of transfer in form satisfactory to the
Trustee and the Certificate Registrar duly executed by the Holder hereof or such
Holder's attorney duly authorized in writing, and thereupon one or more new
Certificates of authorized denominations evidencing the same Class and aggregate
Percentage Interest will be issued to the designated transferee or transferees.
The Certificates are issuable only as registered Certificates
without coupons in Classes and in denominations specified in the Agreement. As
provided in the Agreement and subject to certain limitations therein set forth,
Certificates are exchangeable for new Certificates of authorized denominations
evidencing the same Class and aggregate Percentage Interest, as requested by the
Holder surrendering the same.
No service charge will be made for any such registration of
transfer or exchange, but the Trustee may require payment of a sum sufficient to
cover any tax or other governmental charge payable in connection therewith.
B-2-D-6
The Depositor, the Master Servicer, the Trustee and the
Certificate Registrar and any agent of the Depositor, the Master Servicer, the
Trustee or the Certificate Registrar may treat the Person in whose name this
Certificate is registered as the owner hereof for all purposes, and neither the
Depositor, the Master Servicer, the Trustee nor any such agent shall be affected
by notice to the contrary.
This Certificate shall be governed by and construed in accordance
with the laws of the State of New York.
The obligations created by the Agreement in respect of the
Certificates and the Trust Fund created thereby shall terminate upon the payment
to Certificateholders of all amounts held by or on behalf of the Trustee and
required to be paid to them pursuant to the Agreement following the earlier of
(i) the maturity or other liquidation of the last Mortgage Loan subject thereto
or the disposition of all property acquired upon foreclosure or deed in lieu of
foreclosure of any Mortgage Loan and (ii) the purchase by the Master Servicer or
the Depositor from the Trust Fund of all remaining Mortgage Loans and all
property acquired in respect of such Mortgage Loans, thereby effecting early
retirement of the Certificates. The Agreement permits, but does not require, the
Master Servicer or the Depositor to (i) purchase at a price determined as
provided in the Agreement all remaining Mortgage Loans and all property acquired
in respect of any Mortgage Loan or (ii) purchase in whole, but not in part, all
of the Certificates from the Holders thereof; provided, that any such option may
only be exercised if the Pool Stated Principal Balance of the Mortgage Loans as
of the Distribution Date upon which the proceeds of any such purchase are
distributed is less than ten percent of the Cut-off Date Principal Balance of
the Mortgage Loans.
Unless the certificate of authentication hereon has been executed
by the Certificate Registrar, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
B-2-D-7
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be
duly executed.
Dated: February 27, 2001 THE CHASE MANHATTAN BANK,
as Trustee
By:
---------------------------------
Authorized Signatory
CERTIFICATE OF AUTHENTICATION
This is one of the Class B Certificates referred to in the
within-mentioned Agreement.
THE CHASE MANHATTAN BANK,
as Certificate Registrar
By:
---------------------------------
Authorized Signatory
B-2-D-8
ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and
transfer(s) unto (Please print or typewrite name and address including postal
zip code of assignee) a Percentage Interest evidenced by the within Mortgage
Pass-Through Certificate and hereby authorizes the transfer of registration of
such interest to assignee on the Certificate Register of the Trust Fund.
I (We) further direct the Certificate Registrar to issue a new
Certificate of a like denomination and Class, to the above named assignee and
deliver such Certificate to the following address:
Dated:
---------------------------------------------------------
Signature by or on behalf of assignor
Signature Guaranteed
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of distribution:
Distributions shall be made, by wire transfer or otherwise, in immediately
available funds to __________________________________ for the account of
__________________________________ account number ______________________________
or if mailed by check to ____________________________________.
Applicable statements should be mailed to:___________________________
This information is provided by ____________________, the assignee named
above, or ____________________________, as its agent.
B-2-D-9
EXHIBIT C
FORM OF CLASS SB CERTIFICATE
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A AND CLASS M
CERTIFICATES AS DESCRIBED IN THE AGREEMENT (AS DEFINED HEREIN).
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986.
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE
RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT AND LAWS OR
IS SOLD OR TRANSFERRED IN TRANSACTIONS WHICH ARE EXEMPT FROM REGISTRATION UNDER
SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN ACCORDANCE WITH
THE PROVISIONS OF SECTION 5.02 OF THE POOLING AND SERVICING AGREEMENT (THE
"AGREEMENT").
NO TRANSFER OF THIS CERTIFICATE OR ANY INTEREST HEREIN SHALL BE MADE TO ANY PLAN
SUBJECT TO ERISA OR SECTION 4975 OF THE CODE, ANY PERSON ACTING, DIRECTLY OR
INDIRECTLY, ON BEHALF OF ANY SUCH PLAN OR ANY PERSON ACQUIRING SUCH CERTIFICATES
WITH "PLAN ASSETS" OF A PLAN WITHIN THE MEANING OF THE DEPARTMENT OF LABOR
REGULATION PROMULGATED AT 29 C.F.R. ss.2510.3-101 ("PLAN ASSETS") UNLESS EITHER
(I) THE DEPOSITOR, THE TRUSTEE AND THE MASTER SERVICER ARE PROVIDED WITH AN
OPINION OF COUNSEL WHICH ESTABLISHES TO THE SATISFACTION OF THE DEPOSITOR, THE
TRUSTEE AND THE MASTER SERVICER THAT THE PURCHASE OF THIS CERTIFICATE IS
PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN ANY
PROHIBITED TRANSACTION UNDER ERISA OR SECTION 4975 OF THE CODE AND WILL NOT
SUBJECT THE DEPOSITOR, THE MASTER SERVICER, THE TRUSTEE OR THE TRUST FUND TO ANY
OBLIGATION OR LIABILITY (INCLUDING OBLIGATIONS OR LIABILITIES UNDER ERISA OR
SECTION 4975 OF THE CODE) IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT,
WHICH OPINION OF COUNSEL SHALL NOT BE AN EXPENSE OF THE DEPOSITOR, THE MASTER
SERVICER, THE TRUSTEE OR THE TRUST FUND OR (II) THE TRUSTEE IS PROVIDED WITH A
CERTIFICATION PURSUANT TO SECTION 5.02(F) OF THE AGREEMENT IN THE FORM OF
EXHIBIT O TO THE AGREEMENT, WHICH THE TRUSTEE MAY RELY UPON WITHOUT FURTHER
INQUIRY OR INVESTIGATION.
C-1
Certificate No. 1
Class SB Subordinate
Date of Pooling and Servicing Percentage Interest: 100%
and Cut-off Date:
February 1, 2001
First Distribution Date: Aggregate Initial Certificate Principal Balance
March 25, 2001 of the Class SB Certificates:
$-----------
Master Servicer: Initial Certificate Principal Balance
Residential Funding Corporation of this Certificate: $___________
Final Scheduled Distribution Date: CUSIP: ____________
February 25, 2031
Maturity Date:
February 25, 2031
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES
SERIES 2001-RZ1
evidencing a percentage interest in the distributions allocable
to the Class SB Certificates with respect to a Trust Fund
consisting primarily of a pool of conventional one- to
four-family fixed interest rate, first lien mortgage loans sold
by RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC.
This Certificate is payable solely from the assets of the Trust Fund,
and does not represent an obligation of or interest in Residential Asset
Mortgage Products, Inc., the Master Servicer, the Trustee referred to below or
any of their affiliates. Neither this Certificate nor the underlying Mortgage
Loans are guaranteed or insured by any governmental agency or instrumentality or
by Residential Asset Mortgage Products, Inc., the Master Servicer, the Trustee
or any of their affiliates. None of the Depositor, the Master Servicer or any of
their affiliates will have any obligation with respect to any certificate or
other obligation secured by or payable from payments on the Certificates.
This certifies that Xxxx & Co. is the registered owner of the Percentage
Interest evidenced by this Certificate in certain distributions with respect to
the Trust Fund consisting primarily of an interest in a pool of conventional
one- to four-family fixed and adjustable interest rate, first and second lien
mortgage loans (the "Mortgage Loans"), sold by Residential Asset Mortgage
Products, Inc. (hereinafter called the "Depositor," which term includes any
successor entity under the Agreement referred to below). The Trust Fund was
created pursuant to a Pooling and Servicing Agreement dated as specified above
(the "Agreement") among the Depositor, the Master Servicer
C-2
and The Chase Manhattan Bank, as trustee (the "Trustee"), a summary of certain
of the pertinent provisions of which is set forth hereafter. To the extent not
defined herein, the capitalized terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on
the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing as
described in the Agreement, to the Person in whose name this Certificate is
registered at the close of business on the last day (or if such last day is not
a Business Day, the Business Day immediately preceding such last day) of the
month immediately preceding the month of such distribution (the "Record Date"),
from the Available Distribution Amount in an amount equal to the product of the
Percentage Interest evidenced by this Certificate and the amount of interest and
principal, if any, required to be distributed to Holders of Class SB-I
Certificates on such Distribution Date.
Distributions on this Certificate will be made either by the Master
Servicer acting on behalf of the Trustee or by a Paying Agent appointed by the
Trustee in immediately available funds (by wire transfer or otherwise) for the
account of the Person entitled thereto if such Person shall have so notified the
Master Servicer or such Paying Agent, or by check mailed to the address of the
Person entitled thereto, as such name and address shall appear on the
Certificate Register.
Notwithstanding the above, the final distribution on this Certificate
will be made after due notice of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency appointed
by the Trustee for that purpose in the City and State of New York. The Notional
Amount of this Class SB Certificate as of any date of determination will be
calculated as described in the Agreement. The Notional Amount hereof will be
reduced by interest shortfalls on the Mortgage Loans including any Prepayment
Interest Shortfalls not covered by Compensating Interest or Excess Cash Flow,
and the interest portion of any Realized Losses incurred in respect thereof.
This Class SB Certificate will accrue interest at the Pass-Through Rate on the
Notional Amount as indicated in the definition of Accrued Certificate Interest
in the Agreement. This Class SB Certificate will not accrue interest on its
Certificate Principal Balance.
No transfer of this Class SB Certificate will be made unless such
transfer is exempt from the registration requirements of the Securities Act of
1933, as amended, and any applicable state securities laws or is made in
accordance with said Act and laws. In the event that such a transfer is to be
made, (i) the Trustee or the Depositor may require an opinion of counsel
acceptable to and in form and substance satisfactory to the Trustee and the
Depositor that such transfer is exempt (describing the applicable exemption and
the basis therefor) from or is being made pursuant to the registration
requirements of the Securities Act of 1933, as amended, and of any applicable
statute of any state and (ii) the transferee shall execute an investment letter
in the form described by the Agreement. The Holder hereof desiring to effect
such transfer shall, and does hereby agree to, indemnify the Trustee, the
Depositor, the Master Servicer and the Certificate Registrar acting on behalf of
the Trustee against any liability that may result if the transfer is not so
exempt or is not made in accordance with such Federal and state laws.
C-3
No transfer of this Certificate or any interest herein shall be made to
any Plan subject to ERISA or Section 4975 of the Code, any Person acting,
directly or indirectly, on behalf of any such Plan or any Person acquiring such
Certificates with "plan assets" of a Plan within the meaning of the Department
of Labor regulation promulgated at 29 C.F.R. ss.2510.3-101 ("Plan Assets")
unless the Depositor, the Trustee and the Master Servicer are provided with an
Opinion of Counsel which establishes to the satisfaction of the Depositor, the
Trustee and the Master Servicer that the purchase of this Certificate is
permissible under applicable law, will not constitute or result in any
prohibited transaction under ERISA or Section 4975 of the Code and will not
subject the Depositor, the Master Servicer, the Trustee or the Trust Fund to any
obligation or liability (including obligations or liabilities under ERISA or
Section 4975 of the Code) in addition to those undertaken in the Agreement,
which Opinion of Counsel shall not be an expense of the Depositor, the Master
Servicer, the Trustee or the Trust Fund. In lieu of such Opinion of Counsel, a
Plan, any Person acting, directly or indirectly, on behalf of any such Plan or
any Person acquiring this Certificate with Plan Assets of a Plan may provide a
certification in the form of Exhibit O to the Agreement, which the Trustee may
rely upon without further inquiry or investigation.
This Certificate is one of a duly authorized issue of Certificates
issued in several Classes designated as Mortgage Asset-Backed Pass-Through
Certificates of the Series specified hereon (herein collectively called the
"Certificates").
The Certificates are limited in right of payment to certain collections
and recoveries respecting the Mortgage Loans, all as more specifically set forth
herein and in the Agreement. In the event Master Servicer funds are advanced
with respect to any Mortgage Loan, such advance is reimbursable to the Master
Servicer, to the extent provided in the Agreement, from related recoveries on
such Mortgage Loan or from other cash that would have been distributable to
Certificateholders.
As provided in the Agreement, withdrawals from the Custodial Account
and/or the Certificate Account created for the benefit of Certificateholders may
be made by the Master Servicer from time to time for purposes other than
distributions to Certificateholders, such purposes including without limitation
reimbursement to the Depositor and the Master Servicer of advances made, or
certain expenses incurred, by either of them.
The Agreement permits, with certain exceptions therein provided, the
amendment of the Agreement and the modification of the rights and obligations of
the Depositor, the Master Servicer and the Trustee and the rights of the
Certificateholders under the Agreement from time to time by the Depositor, the
Master Servicer and the Trustee with the consent of the Holders of Certificates
evidencing in the aggregate not less than 66% of the Percentage Interests of
each Class of Certificates affected thereby. Any such consent by the Holder of
this Certificate shall be conclusive and binding on such Holder and upon all
future holders of this Certificate and of any Certificate issued upon the
transfer hereof or in exchange herefor or in lieu hereof whether or not notation
of such consent is made upon the Certificate. The Agreement also permits the
amendment thereof in certain circumstances without the consent of the Holders of
any of the Certificates and, in certain additional circumstances, without the
consent of the Holders of certain Classes of Certificates.
As provided in the Agreement and subject to certain limitations therein
set forth, the transfer of this Certificate is registrable in the Certificate
Register upon surrender of this Certificate for
C-4
registration of transfer at the offices or agencies appointed by the Trustee in
the City and State of New York, duly endorsed by, or accompanied by an
assignment in the form below or other written instrument of transfer in form
satisfactory to the Trustee and the Certificate Registrar duly executed by the
Holder hereof or such Holder's attorney duly authorized in writing, and
thereupon one or more new Certificates of authorized denominations evidencing
the same Class and aggregate Percentage Interest will be issued to the
designated transferee or transferees.
The Certificates are issuable only as registered Certificates without
coupons in Classes and in denominations specified in the Agreement. As provided
in the Agreement and subject to certain limitations therein set forth,
Certificates are exchangeable for new Certificates of authorized denominations
evidencing the same Class and aggregate Percentage Interest, as requested by the
Holder surrendering the same.
No service charge will be made for any such registration of transfer or
exchange, but the Trustee may require payment of a sum sufficient to cover any
tax or other governmental charge payable in connection therewith.
The Depositor, the Master Servicer, the Trustee, the Certificate
Registrar and any agent of the Depositor, the Master Servicer, the Trustee or
the Certificate Registrar may treat the Person in whose name this Certificate is
registered as the owner hereof for all purposes, and neither the Depositor, the
Master Servicer, the Trustee nor any such agent shall be affected by notice to
the contrary.
This Certificate shall be governed by and construed in accordance with
the laws of the State of New York.
The obligations created by the Agreement in respect of the Certificates
and the Trust Fund created thereby shall terminate upon the payment to
Certificateholders of all amounts held by or on behalf of the Trustee and
required to be paid to them pursuant to the Agreement following the earlier of
(i) the maturity or other liquidation of the last Mortgage Loan subject thereto
or the disposition of all property acquired upon foreclosure or deed in lieu of
foreclosure of any Mortgage Loan, and (ii) the purchase by the Master Servicer
or the Depositor from the Trust Fund of all remaining Mortgage Loans and all
property acquired in respect of such Mortgage Loans, thereby effecting early
retirement of the Certificates. The Agreement permits, but does not require, the
Master Servicer (i) to purchase, at a price determined as provided in the
Agreement, all remaining Mortgage Loans and all property acquired in respect of
any Mortgage Loan or (ii) to purchase in whole, but not in part, all of the
Class A and Class SB Certificates from the Holders thereof; provided, that any
such option may only be exercised if the aggregate Stated Principal Balance of
the Mortgage Loans as of the Distribution Date upon which the proceeds of any
such purchase are distributed is less than ten percent of the Cut-off Date
Principal Balance of the Mortgage Loans.
Reference is hereby made to the further provisions of this Certificate
set forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
C-5
Unless the certificate of authentication hereon has been executed by the
Certificate Registrar, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
C-6
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed.
Dated: February 27, 2001 THE CHASE MANHATTAN BANK, as
Trustee
By:
----------------------------
Authorized Signatory
CERTIFICATE OF AUTHENTICATION
This is one of the Class SB Certificates referred to in the
within-mentioned Agreement.
THE CHASE MANHATTAN BANK, as
Certificate Registrar
By:
----------------------------
Authorized Signatory
C-7
ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s)
unto
________________________________________________________________________________
(Please print or typewrite name and address including postal zip code of
assignee) a Percentage Interest evidenced by the within Mortgage Pass-Through
Certificate and hereby authorizes the transfer of registration of such interest
to assignee on the Certificate Register of the Trust Fund.
I (We) further direct the Certificate Registrar to issue a new
Certificate of a like denomination and Class, to the above named assignee and
deliver such Certificate to the following address:
Dated:
------------------------------ ----------------------------------------
Signature by or on behalf of assignor
Signature Guaranteed
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of distribution:
Distributions shall be made, by wire transfer or otherwise, in immediately
available funds to __________________________________ for the account of
__________________________________ account number ______________________________
or if mailed by check to ____________________________________.
Applicable statements should be mailed to:___________________________
This information is provided by ____________________, the assignee named
above, or ____________________________, as its agent.
C-8
EXHIBIT D
FORM OF CLASS R CERTIFICATE
THE CLASS [R-I] [R-II] [R-III] CERTIFICATE WILL NOT BE ENTITLED TO PAYMENTS
CONSTITUTING THE AVAILABLE DISTRIBUTION AMOUNT UNTIL SUCH TIME AS DESCRIBED IN
THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN (THE "AGREEMENT").
THIS CLASS [R-I] [R-II] [R-III] CERTIFICATE IS SUBORDINATE TO THE CLASS A
CERTIFICATES, TO THE EXTENT DESCRIBED HEREIN AND IN THE AGREEMENT.
THIS CERTIFICATE MAY NOT BE HELD BY OR TRANSFERRED TO A NON-UNITED STATES PERSON
OR A DISQUALIFIED ORGANIZATION (AS DEFINED BELOW).
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "RESIDUAL
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986 (THE "CODE").
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE
RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT AND LAWS OR
IS SOLD OR TRANSFERRED IN TRANSACTIONS WHICH ARE EXEMPT FROM REGISTRATION UNDER
SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN ACCORDANCE WITH
THE PROVISIONS OF SECTION 5.02 OF THE POOLING AND SERVICING AGREEMENT (THE
"AGREEMENT").
NO TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE
PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 5.02(F) OF THE AGREEMENT OR
AN OPINION OF COUNSEL SATISFACTORY TO THE MASTER SERVICER, THE DEPOSITOR AND THE
TRUSTEE THAT THE PURCHASE OF THIS CERTIFICATE WILL NOT CONSTITUTE OR RESULT IN A
NON-EXEMPT PROHIBITED TRANSACTION UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT
INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), OR SECTION 4975 OF THE CODE
AND WILL NOT SUBJECT THE MASTER SERVICER, THE DEPOSITOR OR THE TRUSTEE TO ANY
OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.
ANY RESALE, TRANSFER OR OTHER DISPOSITION OF THIS CERTIFICATE MAY BE MADE ONLY
IF THE PROPOSED TRANSFEREE PROVIDES A TRANSFER AFFIDAVIT TO THE MASTER SERVICER
AND THE TRUSTEE THAT (1) SUCH TRANSFEREE IS NOT (A) THE UNITED STATES, ANY STATE
OR POLITICAL SUBDIVISION THEREOF, ANY FOREIGN GOVERNMENT, ANY INTERNATIONAL
ORGANIZATION, OR ANY AGENCY OR INSTRUMENTALITY OF ANY OF THE FOREGOING, (B) ANY
ORGANIZATION (OTHER THAN A COOPERATIVE DESCRIBED IN SECTION 521 OF THE CODE)
WHICH IS
D-1
EXEMPT FROM THE TAX IMPOSED BY CHAPTER 1 OF THE CODE UNLESS SUCH ORGANIZATION IS
SUBJECT TO THE TAX IMPOSED BY SECTION 511 OF THE CODE, (C) ANY ORGANIZATION
DESCRIBED IN SECTION 1381(a)(2)(C) OF THE CODE, (ANY SUCH PERSON DESCRIBED IN
THE FOREGOING CLAUSES (A), (B) OR (C) BEING HEREIN REFERRED TO AS A
"DISQUALIFIED ORGANIZATION") OR (D) AN AGENT OF A DISQUALIFIED ORGANIZATION, (2)
NO PURPOSE OF SUCH TRANSFER IS TO IMPEDE THE ASSESSMENT OR COLLECTION OF TAX AND
(3) SUCH TRANSFEREE SATISFIES CERTAIN ADDITIONAL CONDITIONS RELATING TO THE
FINANCIAL CONDITION OF THE PROPOSED TRANSFEREE. NOTWITHSTANDING THE REGISTRATION
IN THE CERTIFICATE REGISTER OR ANY TRANSFER, SALE OR OTHER DISPOSITION OF THIS
CERTIFICATE TO A DISQUALIFIED ORGANIZATION OR AN AGENT OF A DISQUALIFIED
ORGANIZATION, SUCH REGISTRATION SHALL BE DEEMED TO BE OF NO LEGAL FORCE OR
EFFECT WHATSOEVER AND SUCH PERSON SHALL NOT BE DEEMED TO BE A CERTIFICATEHOLDER
FOR ANY PURPOSE HEREUNDER, INCLUDING, BUT NOT LIMITED TO, THE RECEIPT OF
DISTRIBUTIONS ON THIS CERTIFICATE. EACH HOLDER OF THIS CERTIFICATE BY ACCEPTANCE
OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE CONSENTED TO THE PROVISIONS OF THIS
PARAGRAPH.
D-2
Class [R-I] [R-II] [R-III] Certificate No. 1
Date of Pooling and Servicing Percentage Interest: 100%
Agreement and Cut-off Date:
February 1, 2001
First Distribution Date: Initial Certificate Principal
March 25, 2001 Balance of this Certificate: $0.00
Master Servicer: CUSIP:____________
Residential Funding Corporation
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATE,
SERIES 2001-RZ1
evidencing a percentage interest in any distributions allocable to the
Class [R-I] [R- II] [R-III] Certificates with respect to the Trust Fund
consisting primarily of a pool of conventional one- to four-family fixed
interest rate, first lien mortgage loans sold by RESIDENTIAL MORTGAGE
PRODUCTS, INC.
This Certificate is payable solely from the assets of the Trust Fund and
does not represent an obligation of or interest in Residential Asset Mortgage
Products, Inc., the Master Servicer, the Trustee referred to below or any of
their affiliates. Neither this Certificate nor the underlying Mortgage Loans are
guaranteed or insured by any governmental agency or instrumentality or by
Residential Asset Mortgage Products, Inc., the Master Servicer, the Trustee or
any of their affiliates. None of the Depositor, the Master Servicer or any of
their affiliates will have any obligation with respect to any certificate or
other obligation secured by or payable from payments on the Certificates.
This certifies that _________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in certain distributions with
respect to the Trust Fund consisting primarily of a pool of conventional one- to
four-family fixed interest rate, first lien mortgage loans (the "Mortgage
Loans"), sold by Residential Asset Mortgage Products, Inc. (hereinafter called
the "Depositor," which term includes any successor entity under the Agreement
referred to below). The Trust Fund was created pursuant to a Pooling and
Servicing Agreement dated as specified above (the "Agreement") among the
Depositor, the Master Servicer and The Chase Manhattan Bank, as trustee (the
"Trustee"), a summary of certain of the pertinent provisions of which is set
forth hereafter. To the extent not defined herein, the capitalized terms used
herein have the meanings assigned in the Agreement. This Certificate is issued
under and is subject to the terms, provisions and conditions of the Agreement,
to which Agreement the Holder of this Certificate by virtue of the acceptance
hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on
the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing as
described in the Agreement, to the Person in whose name this Certificate is
registered at the close of business on the last day (or if such last day is not
a Business Day, the Business Day immediately preceding such last day) of the
month immediately preceding
D-3
the month of such distribution (the "Record Date"), from the related Available
Distribution Amount in an amount equal to the product of the Percentage Interest
evidenced by this Certificate and the amount of interest and principal, if any,
required to be distributed to Holders of Class R Certificates on such
Distribution Date.
Each Holder of this Certificate will be deemed to have agreed to be
bound by the restrictions set forth in the Agreement to the effect that (i) each
person holding or acquiring any Ownership Interest in this Certificate must be a
United States Person and a Permitted Transferee, (ii) the transfer of any
Ownership Interest in this Certificate will be conditioned upon the delivery to
the Trustee of, among other things, an affidavit to the effect that it is a
United States Person and Permitted Transferee, (iii) any attempted or purported
transfer of any Ownership Interest in this Certificate in violation of such
restrictions will be absolutely null and void and will vest no rights in the
purported transferee, and (iv) if any person other than a United States Person
and a Permitted Transferee acquires any Ownership Interest in this Certificate
in violation of such restrictions, then the Master Servicer will have the right,
in its sole discretion and without notice to the Holder of this Certificate, to
sell this Certificate to a purchaser selected by the Master Servicer, which
purchaser may be the Master Servicer, or any affiliate of the Master Servicer,
on such terms and conditions as the Master Servicer may choose.
Notwithstanding the above, the final distribution on this Certificate
will be made after due notice of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency appointed
by the Trustee for that purpose in the City and State of New York. The Holder of
this Certificate may have additional obligations with respect to this
Certificate, including tax liabilities.
No transfer of this Class [R-I] [R-II] [R-III] Certificate will be made
unless such transfer is exempt from the registration requirements of the
Securities Act of 1933, as amended, and any applicable state securities laws or
is made in accordance with said Act and laws. In the event that such a transfer
is to be made, (i) the Trustee or the Depositor may require an opinion of
counsel acceptable to and in form and substance satisfactory to the Trustee and
the Depositor that such transfer is exempt (describing the applicable exemption
and the basis therefor) from or is being made pursuant to the registration
requirements of the Securities Act of 1933, as amended, and of any applicable
statute of any state and (ii) the transferee shall execute an investment letter
in the form described by the Agreement. The Holder hereof desiring to effect
such transfer shall, and does hereby agree to, indemnify the Trustee, the
Depositor, the Master Servicer and the Certificate Registrar acting on behalf of
the Trustee against any liability that may result if the transfer is not so
exempt or is not made in accordance with such Federal and state laws.
No transfer of this Certificate or any interest herein shall be
made to any Plan subject to ERISA or Section 4975 of the Code, any Person
acting, directly or indirectly, on behalf of any such Plan or any Person
acquiring such Certificates with "plan assets" of a Plan within the meaning of
the Department of Labor regulation promulgated at 29 C.F.R. ss.2510.3-101 ("Plan
Assets") unless the Depositor, the Trustee and the Master Servicer are provided
with an Opinion of Counsel which establishes to the satisfaction of the
Depositor, the Trustee and the Master Servicer that the purchase of this
Certificate is permissible under applicable law, will not constitute or result
in any prohibited transaction under ERISA or Section 4975 of the Code and will
not subject the Depositor, the Master
D-4
Servicer, the Trustee or the Trust Fund to any obligation or liability
(including obligations or liabilities under ERISA or Section 4975 of the Code)
in addition to those undertaken in the Agreement, which Opinion of Counsel shall
not be an expense of the Depositor, the Master Servicer, the Trustee or the
Trust Fund. In lieu of such Opinion of Counsel, a Plan, any Person acting,
directly or indirectly, on behalf of any such Plan or any Person acquiring this
Certificate with Plan Assets of a Plan may provide a certification in the form
of paragraph fourteen of Exhibit H-1 to the Agreement, which the Trustee may
rely upon without further inquiry or investigation.
This Certificate is one of a duly authorized issue of Certificates
issued in several Classes designated as Mortgage Asset-Backed Pass-Through
Certificates of the Series specified hereon (herein collectively called the
"Certificates").
The Certificates are limited in right of payment to certain collections
and recoveries respecting the Mortgage Loans, all as more specifically set forth
herein and in the Agreement. In the event Master Servicer funds are advanced
with respect to any Mortgage Loan, such advance is reimbursable to the Master
Servicer, to the extent provided in the Agreement, from related recoveries on
such Mortgage Loan or from other cash that would have been distributable to
Certificateholders.
As provided in the Agreement, withdrawals from the Custodial Account
and/or the Certificate Account created for the benefit of Certificateholders may
be made by the Master Servicer from time to time for purposes other than
distributions to Certificateholders, such purposes including without limitation
reimbursement to the Depositor and the Master Servicer of advances made, or
certain expenses incurred, by either of them.
The Agreement permits, with certain exceptions therein provided, the
amendment of the Agreement and the modification of the rights and obligations of
the Depositor, the Master Servicer and the Trustee and the rights of the
Certificateholders under the Agreement from time to time by the Depositor, the
Master Servicer and the Trustee with the consent of the Holders of Certificates
evidencing in the aggregate not less than 66% of the Percentage Interests of
each Class of Certificates affected thereby. Any such consent by the Holder of
this Certificate shall be conclusive and binding on such Holder and upon all
future holders of this Certificate and of any Certificate issued upon the
transfer hereof or in exchange herefor or in lieu hereof whether or not notation
of such consent is made upon the Certificate. The Agreement also permits the
amendment thereof in certain circumstances without the consent of the Holders of
any of the Certificates and, in certain additional circumstances, without the
consent of the Holders of certain Classes of Certificates.
As provided in the Agreement and subject to certain limitations therein
set forth, the transfer of this Certificate is registrable in the Certificate
Register upon surrender of this Certificate for registration of transfer at the
offices or agencies appointed by the Trustee in the City and State of New York,
duly endorsed by, or accompanied by an assignment in the form below or other
written instrument of transfer in form satisfactory to the Trustee and the
Certificate Registrar duly executed by the Holder hereof or such Holder's
attorney duly authorized in writing, and thereupon one or more new Certificates
of authorized denominations evidencing the same Class and aggregate Percentage
Interest will be issued to the designated transferee or transferees.
D-5
The Certificates are issuable only as registered Certificates without
coupons in Classes and in denominations specified in the Agreement. As provided
in the Agreement and subject to certain limitations therein set forth,
Certificates are exchangeable for new Certificates of authorized denominations
evidencing the same Class and aggregate Percentage Interest, as requested by the
Holder surrendering the same.
No service charge will be made for any such registration of transfer or
exchange, but the Trustee may require payment of a sum sufficient to cover any
tax or other governmental charge payable in connection therewith.
The Depositor, the Master Servicer, the Trustee, the Certificate
Registrar and any agent of the Depositor, the Master Servicer, the Trustee or
the Certificate Registrar may treat the Person in whose name this Certificate is
registered as the owner hereof for all purposes, and neither the Depositor, the
Master Servicer, the Trustee nor any such agent shall be affected by notice to
the contrary.
This Certificate shall be governed by and construed in accordance with
the laws of the State of New York.
The obligations created by the Agreement in respect of the Certificates
and the Trust Fund created thereby shall terminate upon the payment to
Certificateholders of all amounts held by or on behalf of the Trustee and
required to be paid to them pursuant to the Agreement following the earlier of
(i) the maturity or other liquidation of the last Mortgage Loan subject thereto
or the disposition of all property acquired upon foreclosure or deed in lieu of
foreclosure of any Mortgage Loan, and (ii) the purchase by the Master Servicer
or the Depositor from the Trust Fund of all remaining Loans and all property
acquired in respect of such Mortgage Loans, thereby effecting early retirement
of the related Certificates. The Agreement permits, but does not require, the
Master Servicer (i) to purchase, at a price determined as provided in the
Agreement, all remaining Loans and all property acquired in respect of any
Mortgage Loan or (ii) to purchase in whole, but not in part, all of the
Certificates from the Holders thereof; provided, that any such option may only
be exercised if the aggregate Stated Principal Balance of the Loans, as
applicable, as of the Distribution Date upon which the proceeds of any such
purchase are distributed is less than ten percent of the Cut-off Date Principal
Balance of the Loans, as applicable.
Unless the certificate of authentication hereon has been executed by the
Certificate Registrar, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
D-6
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed.
THE CHASE MANHATTAN BANK,
as Trustee
By:
-----------------------------
Authorized Signatory
Dated: February 27, 2001
Certificate of Authentication
THE CHASE MANHATTAN BANK,
as Certificate Registrar
By:
-----------------------------
Authorized Signatory
This is one of the Class [R-I] [R-II] [R-III] Certificates referred to
in the within-mentioned Agreement.
ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s)
unto______________________________________________________________________
(Please print or typewrite name and address including postal zip code of
assignee) the beneficial interest evidenced by the within Trust Certificate and
hereby authorizes the transfer of registration of such interest to assignee on
the Certificate Register of the Trust Fund.
I (We) further direct the Certificate Registrar to issue a new
Certificate of a like denomination and Class, to the above named assignee and
deliver such Certificate to the following address:
Dated:
----------------------- -------------------------------------------
Signature by or on behalf of assignor
Signature Guaranteed
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of distribution:
Distributions shall be made, by wire transfer or otherwise, in immediately
available funds to __________________________________ for the account of
__________________________________ account number ______________________________
or if mailed by check to ____________________________________.
Applicable statements should be mailed to:___________________________
This information is provided by ____________________, the assignee named
above, or ____________________________, as its agent.
EXHIBIT E
FORM OF CUSTODIAL AGREEMENT
THIS CUSTODIAL AGREEMENT (as amended and supplemented from time
to time, the "Agreement"), dated as of February 1, 2001, by and among THE CHASE
MANHATTAN BANK, as trustee (including its successors under the Pooling Agreement
defined below, the "Trustee"), RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC., as
company (together with any successor in interest, the "Company"), RESIDENTIAL
FUNDING CORPORATION, as master servicer (together with any successor in interest
or successor under the Pooling Agreement referred to below, the "Master
Servicer") and XXXXX FARGO BANK MINNESOTA, NATIONAL ASSOCIATION, as custodian
(together with any successor in interest or any successor appointed hereunder,
the "Custodian").
W I T N E S S E T H T H A T :
- - - - - - - - - - - - - -
WHEREAS, the Company, the Master Servicer, and the Trustee have
entered into a Pooling and Servicing Agreement, dated as of February 1, 2001,
relating to the issuance of Residential Asset Mortgage Products, Inc., Mortgage
Asset-Backed Pass-Through Certificates, Series 2001-RZ1 (as in effect on the
date of this Agreement, the "Original Pooling Agreement," and as amended and
supplemented from time to time, the "Pooling Agreement"); and
WHEREAS, the Custodian has agreed to act as agent for the Trustee
for the purposes of receiving and holding certain documents and other
instruments delivered by the Company and the Master Servicer under the Pooling
Agreement, all upon the terms and conditions and subject to the limitations
hereinafter set forth;
NOW, THEREFORE, in consideration of the premises and the mutual
covenants and agreements hereinafter set forth, the Trustee, the Company, the
Master Servicer and the Custodian hereby agree as follows:
1. Definitions
Capitalized terms used in this Agreement and not defined herein
shall have the meanings assigned in the Original Pooling Agreement, unless
otherwise required by the context herein.
E-1
2. Custody of Mortgage Documents
a. Custodian to Act as Agent; Acceptance of Mortgage Files. The
Custodian, as the duly appointed agent of the Trustee for these purposes,
acknowledges receipt of the Mortgage Files relating to the Mortgage Loans
identified on the schedule attached hereto (the "Mortgage Files") and declares
that it holds and will hold the Mortgage Files as agent for the Trustee, in
trust, for the use and benefit of all present and future Certificateholders.
b. Recordation of Assignments. If any Mortgage File includes one
or more assignments of the related Mortgages to the Trustee that have not been
recorded, each such assignment shall be delivered by the Custodian to the
Company for the purpose of recording it in the appropriate public office for
real property records, and the Company, at no expense to the Custodian, shall
promptly cause to be recorded in the appropriate public office for real property
records each such assignment and, upon receipt thereof from such public office,
shall return each such assignment to the Custodian.
c. Review of Mortgage Files.
i. On or prior to the Closing Date, the Custodian shall deliver
to the Trustee an Initial Certification in the form annexed hereto as Exhibit
One evidencing receipt of a Mortgage File for each Mortgage Loan listed on the
Schedule attached hereto (the "Mortgage Loan Schedule"). The parties hereto
acknowledge that certain documents referred to in Subsection 2.01(b)(i) of the
Pooling Agreement may be missing on or prior to the Closing Date and such
missing documents shall be listed as a Schedule to Exhibit One.
ii. Within 45 days of the initial issuance of the Certificates,
the Custodian agrees, for the benefit of Certificateholders, to review in
accordance with the provisions of Section 2.02 of the Pooling Agreement each
Mortgage File and to deliver to the Trustee an Interim Certification in the form
annexed hereto as Exhibit Two to the effect that all documents required to be
delivered pursuant to Section 2.01(b) of the Pooling Agreement have been
executed and received and that such documents relate to the Mortgage Loans
identified on the Mortgage Loan Schedule, except for any exceptions listed on
Schedule A attached to such Interim Certification. For purposes of such review,
the Custodian shall compare the following information in each Mortgage File to
the corresponding information in the Mortgage Loan Schedule: (i) the loan
number, (ii) the borrower name and (iii) the original principal balance. The
Custodian shall be under no duty or obligation to inspect, review or examine
said documents, instruments, certificates or other papers to determine that the
same are genuine, enforceable, or appropriate for the represented purpose or
that they have actually been recorded or that they are other than what they
purport to be on their face, or that the MIN is accurate. If in performing the
review required by this Section 2.3 the Custodian finds any document or
documents constituting a part of a Mortgage File to be missing or defective in
respect of the items reviewed as described in this Section 2.3(b), the Custodian
shall promptly so notify the Company, the Master Servicer and the Trustee. Upon
receipt of a Request for Release from the Master Servicer, signed by a Servicing
Officer, that (i) the Master Servicer or a Subservicer, as the case may be, has
made a deposit into the Certificate Account in payment for the purchase of the
related Mortgage Loan in an amount equal to the Purchase Price for such Mortgage
Loan or (ii) the
E-2
Company has chosen to substitute a Qualified Substitute Mortgage Loan for such
Mortgage Loan, the Custodian shall release to the Master Servicer the related
Mortgage File.
iii. Upon receipt of all documents required to be in the Mortgage
Files the Custodian shall deliver to the Trustee a Final Certification in the
form annexed hereto as Exhibit Three evidencing the completeness of the Mortgage
Files.
Upon receipt of written request from the Trustee, the Company or
the Master Servicer, the Custodian shall as soon as practicable supply the
Trustee with a list of all of the documents relating to the Mortgage Loans
required to be delivered pursuant to Section 2.01(b) of the Pooling Agreement
not then contained in the Mortgage Files.
d. Notification of Breaches of Representations and Warranties.
Upon discovery by the Custodian of a breach of any representation or warranty
made by the Master Servicer or the Company as set forth in the Pooling Agreement
or the Insurance Agreement or by a Seller in a Seller's Agreement or by
Residential Funding or the Company in the Assignment Agreement with respect to a
Mortgage Loan relating to a Mortgage File, the Custodian shall give prompt
written notice to the Company, the Master Servicer and the Trustee.
e. Custodian to Cooperate; Release of Mortgage Files. Upon the
repurchase or substitution of any Mortgage Loan pursuant to Article II of the
Pooling Agreement or payment in full of any Mortgage Loan, or the receipt by the
Master Servicer of a notification that payment in full will be escrowed in a
manner customary for such purposes, the Master Servicer shall immediately notify
the Custodian by delivering to the Custodian a Request for Release (in the form
of Exhibit Four attached hereto or a mutually acceptable electronic form) and
shall request delivery to it of the Mortgage File. The Custodian agrees, upon
receipt of such Request for Release, promptly to release to the Master Servicer
the related Mortgage File. Upon written notification of a substitution, the
Master Servicer shall deliver to the Custodian and the Custodian agrees to
accept the Mortgage Note and other documents constituting the Mortgage File with
respect to any Qualified Substitute Mortgage Loan, upon receiving written
notification from the Master Servicer of such substitution.
From time to time as is appropriate for the servicing or
foreclosures of any Mortgage Loan, including, for this purpose, collection under
any Primary Insurance Policy or any Mortgage Pool Insurance Policy, the Master
Servicer shall deliver to the Custodian a Request for Release certifying as to
the reason for such release. Upon receipt of the foregoing, the Custodian shall
deliver the Mortgage File or such document to the Master Servicer. The Master
Servicer shall cause each Mortgage File or any document therein so released to
be returned to the Custodian when the need therefor by the Master Servicer no
longer exists, unless (i) the Mortgage Loan has been liquidated and the
Liquidation Proceeds relating to the Mortgage Loan have been deposited in the
Custodial Account or (ii) the Mortgage File or such document has been delivered
to an attorney, or to a public trustee or other public official as required by
law, for purposes of initiating or pursuing legal action or other proceedings
for the foreclosure of the Mortgaged Property either judicially or
non-judicially, and the Master Servicer has delivered to the Custodian an
updated Request for Release signed by a Servicing Officer certifying as to the
name and address of the Person to which such Mortgage File or such document was
delivered and the purpose or purposes of such delivery. Immediately upon
E-3
receipt of any Mortgage File returned to the Custodian by the Master Servicer,
the Custodian shall deliver a signed acknowledgment to the Master Servicer,
confirming receipt of such Mortgage File.
Upon the request of the Master Servicer, the Custodian will send
to the Master Servicer copies of any documents contained in the Mortgage File.
f. Assumption Agreements. In the event that any assumption
agreement or substitution of liability agreement is entered into with respect to
any Mortgage Loan subject to this Agreement in accordance with the terms and
provisions of the Pooling Agreement, the Master Servicer shall notify the
Custodian that such assumption or substitution agreement has been completed by
forwarding to the Custodian the original of such assumption or substitution
agreement, which shall be added to the related Mortgage File and, for all
purposes, shall be considered a part of such Mortgage File to the same extent as
all other documents and instruments constituting parts thereof.
3. Concerning the Custodian
a. Custodian a Bailee and Agent of the Trustee. With respect to
each Mortgage Note, Mortgage and other documents constituting each Mortgage File
which are delivered to the Custodian, the Custodian is exclusively the bailee
and agent of the Trustee and has no instructions to hold any Mortgage Note or
Mortgage for the benefit of any person other than the Trustee and the
Certificateholders and undertakes to perform such duties and only such duties as
are specifically set forth in this Agreement. Except upon compliance with the
provisions of Section 2.5 of this Agreement, no Mortgage Note, Mortgage or other
document constituting a part of a Mortgage File shall be delivered by the
Custodian to the Company or the Master Servicer or otherwise released from the
possession of the Custodian.
The Master Servicer shall promptly notify the Custodian in
writing if it shall no longer be a member of MERS, or if it otherwise shall no
longer be capable of registering and recording Mortgage Loans using MERS. In
addition, the Master Servicer shall (i) promptly notify the Custodian in writing
when a MERS Mortgage Loan is no longer registered with and recorded under MERS
and (ii) concurrently with any such deregistration of a MERS Mortgage Loan,
prepare, execute and record an original assignment from MERS to the Trustee and
deliver such assignment to the Custodian.
b. Indemnification. The Company hereby agrees to indemnify and
hold the Custodian harmless from and against all claims, liabilities, losses,
actions, suits or proceedings at law or in equity, or any other expenses, fees
or charges of any character or nature, which the Custodian may incur or with
which the Custodian may be threatened by reason of its acting as custodian under
this Agreement, including indemnification of the Custodian against any and all
expenses, including attorney's fees if counsel for the Custodian has been
approved by the Company, and the cost of defending any action, suit or
proceedings or resisting any claim. Notwithstanding the foregoing, it is
specifically understood and agreed that in the event any such claim, liability,
loss, action, suit or proceeding or other expense, fee or charge shall have been
caused by reason of any negligent act, negligent failure to act or willful
misconduct on the part of the Custodian, or which
E-4
shall constitute a willful breach of its duties hereunder, the indemnification
provisions of this Agreement shall not apply.
c. Custodian May Own Certificates. The Custodian in its individual or any
other capacity may become the owner or pledgee of Certificates with the same
rights it would have if it were not Custodian.
d. Master Servicer to Pay Custodian's Fees and Expenses. The
Master Servicer covenants and agrees to pay to the Custodian from time to time,
and the Custodian shall be entitled to, reasonable compensation for all services
rendered by it in the exercise and performance of any of the powers and duties
hereunder of the Custodian, and the Master Servicer will pay or reimburse the
Custodian upon its request for all reasonable expenses, disbursements and
advances incurred or made by the Custodian in accordance with any of the
provisions of this Agreement (including the reasonable compensation and the
expenses and disbursements of its counsel and of all persons not regularly in
its employ), except any such expense, disbursement or advance as may arise from
its negligence or bad faith.
e. Custodian May Resign; Trustee May Remove Custodian. The
Custodian may resign from the obligations and duties hereby imposed upon it as
such obligations and duties relate to its acting as Custodian of the Mortgage
Loans. Upon receiving such notice of resignation, the Trustee shall either take
custody of the Mortgage Files itself and give prompt notice thereof to the
Company, the Master Servicer and the Custodian, or promptly appoint a successor
Custodian by written instrument, in duplicate, one copy of which instrument
shall be delivered to the resigning Custodian and one copy to the successor
Custodian. If the Trustee shall not have taken custody of the Mortgage Files and
no successor Custodian shall have been so appointed and have accepted
appointment within 30 days after the giving of such notice of resignation, the
resigning Custodian may petition any court of competent jurisdiction for the
appointment of a successor Custodian.
The Trustee may remove the Custodian at any time. In such event,
the Trustee shall appoint, or petition a court of competent jurisdiction to
appoint, a successor Custodian hereunder. Any successor Custodian shall be a
depository institution subject to supervision or examination by federal or state
authority and shall be able to satisfy the other requirements contained in
Section 3.7 and shall be unaffiliated with the Master Servicer or the Company.
Any resignation or removal of the Custodian and appointment of a
successor Custodian pursuant to any of the provisions of this Section 3.5 shall
become effective upon acceptance of appointment by the successor Custodian. The
Trustee shall give prompt notice to the Company and the Master Servicer of the
appointment of any successor Custodian. No successor Custodian shall be
appointed by the Trustee without the prior approval of the Company and the
Master Servicer.
f. Merger or Consolidation of Custodian. Any Person into which the
Custodian may be merged or converted or with which it may be consolidated, or
any Person resulting from any merger, conversion or consolidation to which the
Custodian shall be a party, or any Person succeeding to the business of the
Custodian, shall be the successor of the Custodian hereunder,
E-5
without the execution or filing of any paper or any further act on the part of
any of the parties hereto, anything herein to the contrary notwithstanding.
g. Representations of the Custodian. The Custodian hereby
represents that it is a depository institution subject to supervision or
examination by a federal or state authority, has a combined capital and surplus
of at least $15,000,000 and is qualified to do business in the jurisdictions in
which it will hold any Mortgage File.
4. Miscellaneous Provisions
a. Notices. All notices, requests, consents and demands and other
communications required under this Agreement or pursuant to any other instrument
or document delivered hereunder shall be in writing and, unless otherwise
specifically provided, may be delivered personally, by telegram or telex, or by
registered or certified mail, postage prepaid, return receipt requested, at the
addresses specified on the signature page hereof (unless changed by the
particular party whose address is stated herein by similar notice in writing),
in which case the notice will be deemed delivered when received.
b. Amendments. No modification or amendment of or supplement to
this Agreement shall be valid or effective unless the same is in writing and
signed by all parties hereto, and neither the Company, the Master Servicer nor
the Trustee shall enter into any amendment hereof except as permitted by the
Pooling Agreement. The Trustee shall give prompt notice to the Custodian of any
amendment or supplement to the Pooling Agreement and furnish the Custodian with
written copies thereof.
SECTION 4.3. GOVERNING LAW. THIS AGREEMENT SHALL BE DEEMED A
CONTRACT MADE UNDER THE LAWS OF THE STATE OF NEW YORK AND SHALL BE CONSTRUED AND
ENFORCED IN ACCORDANCE WITH AND GOVERNED BY THE LAWS OF THE STATE OF NEW YORK.
d. Recordation of Agreement. To the extent permitted by
applicable law, this Agreement is subject to recordation in all appropriate
public offices for real property records in all the counties or other comparable
jurisdictions in which any or all of the properties subject to the Mortgages are
situated, and in any other appropriate public recording office or elsewhere,
such recordation to be effected by the Master Servicer and at its expense on
direction by the Trustee (pursuant to the request of holders of Certificates
evidencing undivided interests in the aggregate of not less than 25% of the
Trust Fund), but only upon direction accompanied by an Opinion of Counsel
reasonably satisfactory to the Master Servicer to the effect that the failure to
effect such recordation is likely to materially and adversely affect the
interests of the Certificateholders.
For the purpose of facilitating the recordation of this Agreement
as herein provided and for other purposes, this Agreement may be executed
simultaneously in any number of counterparts, each of which counterparts shall
be deemed to be an original, and such counterparts shall constitute but one and
the same instrument.
E-6
e. Severability of Provisions. If any one or more of the
covenants, agreements, provisions or terms of this Agreement shall be for any
reason whatsoever held invalid, then such covenants, agreements, provisions or
terms shall be deemed severable from the remaining covenants, agreements,
provisions or terms of this Agreement and shall in no way affect the validity or
enforceability of the other provisions of this Agreement or of the Certificates
or the rights of the holders thereof.
E-7
IN WITNESS WHEREOF, this Agreement is executed as of the date
first above written.
Address: THE CHASE MANHATTAN BANK,
as Trustee
000 Xxxx 00xx Xxxxxx, 00xx Xxxxx
Xxx Xxxx, Xxx Xxxx 00000
By:
--------------------------
Attention: Structured Finance, Name:
Residential Asset Mortgage Title:
Products, Inc., Series 2001-RZ1
Address: RESIDENTIAL ASSET MORTGAGE
PRODUCTS, INC.
0000 Xxxxxxxxxx Xxxx Xxxxxxxxx
Xxxxx 000
Xxxxxxxxxxx, Xxxxxxxxx 00000
By:
--------------------------
Name: Xxxxx Xxxxxxxxxx
Title: Vice President
Address: RESIDENTIAL FUNDING
CORPORATION, as Master Servicer
0000 Xxxxxxxxxx Xxxx Xxxxxxxxx
Xxxxx 000
Xxxxxxxxxxx, Xxxxxxxxx 00000
By:
--------------------------
Name: Xxxx Xxxxxxxx
Title: Managing Director
Address: XXXXX FARGO BANK MINNESOTA,
NATIONAL ASSOCIATION
0000 Xxxxx Xxxxxx X.X.
Xxxxxxxxxxx, Xxxxxxxxx 00000
By:
--------------------------
Name: Xxxxx Xxxxxx
Title: Assistant Vice President
X-0
XXXXX XX XXX XXXX )
) ss.:
COUNTY OF NEW YORK )
On the 27th day of February, 2001, before me, a notary public in
and for said State, personally appeared ___________________, known to me to be a
_________________ of The Chase Manhattan Bank, a national banking association
that executed the within instrument, and also known to me to be the person who
executed it on behalf of said corporation and acknowledged to me that such
corporation executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my
official seal the day and year in this certificate first above written.
Notary Public
[SEAL]
E-9
STATE OF MINNESOTA )
) ss.:
COUNTY OF HENNEPIN )
On the 27th day of February, 2001, before me, a notary public in
and for said State, personally appeared Xxxxx Xxxxxxxxxx, known to me to be a
Vice President of Residential Asset Mortgage Products, Inc., one of the
corporations that executed the within instrument, and also known to me to be the
person who executed it on behalf of said corporation, and acknowledged to me
that such corporation executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my
official seal the day and year in this certificate first above written.
Notary Public
[Notarial Seal]
STATE OF MINNESOTA )
) ss:
COUNTY OF HENNEPIN )
On the 27th day of February, 2001, before me, a notary public in
and for said State, personally appeared, Xxxx Xxxxxxxx, known to me to be a
Managing Director of Residential Funding Corporation, one of the corporations
that executed the within instrument, and also known to me to be the person who
executed it on behalf of said corporation, and acknowledged to me that such
corporation executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my
official seal the day and year in this certificate first above written.
Notary Public
[Notarial Seal]
E-10
STATE OF MINNESOTA )
) ss.:
COUNTY OF HENNEPIN )
On the 27th day of February, 2001, before me, a notary public in
and for said State, personally appeared __________________ known to me to be a
Trust Officer of Xxxxx Fargo Bank Minnesota, National Association, a national
banking association that executed the within instrument, and also known to me to
be the person who executed it on behalf of said national banking association,
and acknowledged to me that such national banking association executed the
within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my
official seal the day and year in this certificate first above written.
Notary Public
[SEAL]
E-11
EXHIBIT ONE
FORM OF CUSTODIAN
INITIAL CERTIFICATION
February 27, 0000
Xxx Xxxxx Xxxxxxxxx Bank
000 Xxxx 00xx Xxxxxx, 00xx Xxxxx
Xxx Xxxx, Xxx Xxxx 00000
Attention: Structured Finance, Residential Asset Mortgage Products, Inc., Series
2001-RZ1
Re: Custodial Agreement, dated as of February 1, 2001, by and
among The Chase Manhattan Bank, Residential Asset Mortgage
Products, Inc., Residential Funding Corporation and Xxxxx
Fargo Bank Minnesota, National Association, relating to
Mortgage Asset-Backed Pass-Through Certificates, Series
2001-RZ1
Ladies and Gentlemen:
In accordance with Section 2.3 of the above-captioned Custodial
Agreement, and subject to Section 2.02 of the Pooling Agreement, the
undersigned, as Custodian, hereby certifies that it has received a Mortgage File
(which contains an original Mortgage Note or an original Lost Note Affidavit
with a copy of the related Mortgage Note) to the extent required in Section
2.01(b) of the Pooling Agreement with respect to each Mortgage Loan listed in
the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached
hereto.
Capitalized words and phrases used herein shall have the
respective meanings assigned to them in the above-captioned Custodial Agreement.
XXXXX FARGO BANK MINNESOTA,
NATIONAL ASSOCIATION
By:
--------------------------
Name:
------------------------
Title:
-----------------------
E-1
EXHIBIT TWO
FORM OF CUSTODIAN INTERIM CERTIFICATION
________________ ____, 200__
The Chase Manhattan Bank
000 Xxxx 00xx Xxxxxx, 00xx Xxxxx
Xxx Xxxx, Xxx Xxxx 00000
Attention: Structured Finance, Residential Asset Mortgage Products, Inc., Series
2001-RZ1
Re: Custodial Agreement, dated as of February 1, 2001, by and among The Chase
Manhattan Bank, Residential Asset Mortgage Products, Inc., Residential
Funding Corporation and Xxxxx Fargo Bank Minnesota, National Association,
relating to Mortgage Asset-Backed Pass-Through Certificates, Series
2001-RZ1
Ladies and Gentlemen:
In accordance with Section 2.3 of the above-captioned Custodial
Agreement, the undersigned, as Custodian, hereby certifies that it has received
a Mortgage File to the extent required pursuant to Section 2.01(b) of the
Pooling Agreement with respect to each Mortgage Loan listed in the Mortgage Loan
Schedule, and it has reviewed the Mortgage File and the Mortgage Loan Schedule
and has determined that: all required documents have been executed and received
and that such documents relate to the Mortgage Loans identified on the Mortgage
Loan Schedule, with any exceptions listed on Schedule A attached hereto.
Capitalized words and phrases used herein shall have the
respective meanings assigned to them in the above-captioned Custodial Agreement.
XXXXX FARGO BANK MINNESOTA,
NATIONAL ASSOCIATION
By:
--------------------------
Name:
------------------------
Title:
-----------------------
E-2
EXHIBIT THREE
FORM OF CUSTODIAN FINAL CERTIFICATION
_____________ ___, 200__
The Chase Manhattan Bank
000 Xxxx 00xx Xxxxxx, 00xx Xxxxx
Xxx Xxxx, Xxx Xxxx 00000
Attention: Structured Finance, Residential Asset Mortgage Products, Inc., Series
2001-RZ1
Re: Custodial Agreement, dated as of February 1, 2001, by and among
The Chase Manhattan Bank, Residential Asset Mortgage Products,
Inc., Residential Funding Corporation and Xxxxx Fargo Bank
Minnesota, National Association, relating to Mortgage
Asset-Backed Pass-Through Certificates, Series 2001-RZ1
Ladies and Gentlemen:
In accordance with Section 2.3 of the above-captioned Custodial
Agreement, the undersigned, as Custodian, hereby certifies that it has received
a Mortgage File with respect to each Mortgage Loan listed in the Mortgage Loan
Schedule and it has reviewed the Mortgage File and the Mortgage Loan Schedule
and has determined that: all required documents referred to in Section 2.01(b)
of the Pooling Agreement have been executed and received and that such documents
related to the Mortgage Loans identified on the Mortgage Loan Schedule.
Capitalized words and phrases used herein shall have the
respective meanings assigned to them in the above-captioned Custodial Agreement.
XXXXX FARGO BANK MINNESOTA, NATIONAL
ASSOCIATION
By:
---------------------------------
Name:
-------------------------------
Title:
------------------------------
E-3
EXHIBIT FOUR
FORM OF REQUEST FOR RELEASE
DATE:
TO:
RE: REQUEST FOR RELEASE OF DOCUMENTS
In connection with the administration of the pool of Mortgage Loans held by you
for the referenced pool, we request the release of the Mortgage Loan File
described below.
Series Supplement, to the Standard Terms of Pooling and Servicing Agreement,
Dated:
Series#:
Account#:
Pool#:
Loan#:
MIN#:
Borrower Name(s):
Reason for Document Request: (circle one) Mortgage Loan Prepaid in Full
Mortgage Loan Repurchased
"We hereby certify that all amounts received or to be received in connection
with such payments which are required to be deposited have been or will be so
deposited as provided in the Pooling and Servicing Agreement."
Residential Funding Corporation
Authorized Signature
****************************************************************
TO CUSTODIAN/TRUSTEE: Please acknowledge this request, and check off documents
being enclosed with a copy of this form. You should retain this form for your
files in accordance with the terms of the Pooling and Servicing Agreement.
Enclosed Documents: [ ] Promissory Note
[ ] Primary Insurance Policy
[ ] Mortgage or Deed of Trust
[ ] Assignment(s) of Mortgage or Deed of Trust
[ ] Title Insurance Policy
[ ] Other:
-------------------------------
Name
Title
Date
E-4
EXHIBIT F
MORTGAGE LOAN SCHEDULE
1
RUN ON : 02/21/01 RFC DISCLOSURE SYSTEM RFFSDFIX-01
AT : 20.17.34 FIXED PASSTHRU REPORT AMORTIZED BALANCE
SERIES : RAMP 2001-RZ1 GROUP I CUTOFF : 02/01/01
POOL : 0004483
:
:
POOL STATUS: F
RFC LOAN NUMBER SUB SERV FEE
PRINCIPAL BALANCE MSTR SERV FEE
CURR NOTE RATE ALL EXP
RFC NET RATE MISC EXP
NET MTG RATE(INVSTR RATE) SPREAD
POST STRIP RATE STRIP
-------------------------------------------------------------------------
1992404 .2500
96,981.44 .0800
14.2500 .0000
14.0000 .0000
13.9200 .0000
.0000 ******
1997888 .2500
78,607.99 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
1998212 .2500
140,100.53 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
1998552 .2500
203,564.88 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
1998713 .2500
133,564.85 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
1999058 .2500
134,602.25 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
1
1999094 .2500
262,439.05 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
1999506 .2500
160,821.27 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
1999513 .2500
107,769.64 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
1999523 .2500
166,641.72 .0800
11.2500 .0000
11.0000 .0000
10.9200 .0000
.0000 ******
1999524 .2500
247,427.32 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1999630 .2500
67,304.76 .0800
9.1250 .0000
8.8750 .0000
8.7950 .0000
.0000 8.7950
2000301 .2500
122,302.22 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
2000820 .2500
72,875.95 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
1
2001064 .2500
138,618.45 .0800
9.2500 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
3560754 .5000
246,580.80 .0800
9.2500 .0000
8.7500 .0000
8.6700 .0000
.0000 8.6700
3656748 .2500
226,370.60 .0800
9.2500 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
3663647 .2500
64,116.34 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3697650 .5000
158,951.77 .0800
14.0000 .0000
13.5000 .0000
13.4200 .0000
.0000 ******
3730375 .2500
98,748.18 .0800
11.3750 .0000
11.1250 .0000
11.0450 .0000
.0000 ******
3731454 .2500
218,532.92 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
3732302 .2500
161,402.50 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1
3733624 .2500
113,349.33 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3739556 .2500
134,764.41 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3746533 .2500
29,658.36 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3749815 .2500
110,452.40 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3756933 .2500
134,727.02 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
3767907 .2500
131,652.72 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3768896 .2500
207,427.69 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3769932 .2500
92,417.82 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
1
3776856 .2500
224,698.88 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3784942 .2500
135,190.38 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3788449 .2500
262,688.52 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3792488 .2500
58,619.33 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3799752 .2500
199,622.19 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3801892 .2500
74,275.55 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
3803856 .2500
252,652.33 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3807870 .2500
118,562.76 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
1
3808892 .2500
79,399.10 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
3809294 .2500
104,816.81 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3809536 .2500
136,783.69 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
3810599 .2500
65,884.86 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3811428 .2500
205,620.99 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3812709 .2500
274,520.18 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3813402 .2500
90,092.52 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3814611 .2500
184,752.42 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
1
3815162 .2500
82,792.43 .0800
10.9000 .0000
10.6500 .0000
10.5700 .0000
.0000 ******
3815674 .2500
203,029.03 .0800
11.3750 .0000
11.1250 .0000
11.0450 .0000
.0000 ******
3816823 .2500
33,193.52 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
3817462 .2500
34,180.25 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3817632 .2500
237,182.15 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3821914 .2500
60,859.64 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3823397 .2500
108,924.58 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3823449 .2500
92,665.15 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
1
3823486 .2500
139,403.53 .0800
11.1250 .0000
10.8750 .0000
10.7950 .0000
.0000 ******
3823560 .2500
124,672.22 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3825155 .2500
269,448.42 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3826407 .2500
121,693.52 .0800
10.7500 .0000
10.5000 .0000
10.4200 .0000
.0000 ******
3826481 .2500
299,038.94 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
3827116 .2500
206,811.14 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3828075 .2500
115,847.50 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3828226 .2500
92,590.46 .0800
12.9500 .0000
12.7000 .0000
12.6200 .0000
.0000 ******
1
3830285 .2500
85,422.22 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
3830314 .2500
48,064.60 .0800
10.0500 .0000
9.8000 .0000
9.7200 .0000
.0000 9.7200
3830447 .2500
148,732.99 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3830909 .2500
89,879.57 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3832283 .2500
175,806.87 .0800
12.7500 .0000
12.5000 .0000
12.4200 .0000
.0000 ******
3832506 .2500
249,597.35 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
3833747 .2500
111,633.03 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
3833868 .2500
110,851.47 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
1
3834131 .2500
224,390.17 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3835335 .5000
272,231.30 .0800
8.8750 .0000
8.3750 .0000
8.2950 .0000
.0000 8.2950
3836770 .2500
118,271.44 .0800
12.7000 .0000
12.4500 .0000
12.3700 .0000
.0000 ******
3837423 .2500
145,599.62 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3839550 .2500
243,673.48 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3840332 .2500
218,000.00 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3840546 .2500
84,184.15 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3840618 .2500
81,890.71 .0800
11.3750 .0000
11.1250 .0000
11.0450 .0000
.0000 ******
1
3841750 .2500
236,265.50 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
3845869 .2500
155,442.85 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3847211 .2500
93,489.34 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
3847667 .2500
186,163.51 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
3848331 .2500
128,638.26 .0800
9.2500 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
3848880 .2500
159,785.86 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3850630 .2500
117,352.85 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
3850866 .2500
43,167.16 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
1
3851224 .2500
142,756.61 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
3851434 .2500
60,851.54 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
3851796 .2500
111,475.62 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3851846 .2500
257,165.16 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3851969 .2500
140,806.24 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3855850 .2500
143,875.42 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3856138 .2500
128,856.69 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3856374 .2500
59,936.96 .0800
11.1250 .0000
10.8750 .0000
10.7950 .0000
.0000 ******
1
3857635 .2500
160,146.54 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
3859210 .2500
117,968.44 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
3859393 .2500
71,085.45 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3860012 .2500
133,534.86 .0800
9.1250 .0000
8.8750 .0000
8.7950 .0000
.0000 8.7950
3860696 .2500
81,292.48 .0800
9.3750 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
3860733 .2500
87,771.94 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3861036 .2500
121,836.73 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3861511 .2500
164,345.26 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1
3861849 .2500
245,679.45 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3861952 .2500
77,168.82 .0800
11.1250 .0000
10.8750 .0000
10.7950 .0000
.0000 ******
3862084 .2500
115,797.55 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3862207 .2500
159,342.46 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
3863585 .2500
113,847.45 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3866546 .2500
158,657.65 .0800
9.1250 .0000
8.8750 .0000
8.7950 .0000
.0000 8.7950
3867804 .2500
280,799.82 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
3867969 .2500
184,583.90 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
1
3869215 .2500
190,360.43 .0800
11.3750 .0000
11.1250 .0000
11.0450 .0000
.0000 ******
3869659 .2500
89,537.13 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3869665 .2500
153,032.85 .0800
12.2500 .0000
12.0000 .0000
11.9200 .0000
.0000 ******
3870983 .2500
122,755.11 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
3871078 .2500
91,077.93 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3871268 .2500
124,405.05 .0800
13.8750 .0000
13.6250 .0000
13.5450 .0000
.0000 ******
3871568 .2500
233,726.05 .0800
10.6250 .0000
10.3750 .0000
10.2950 .0000
.0000 ******
3873317 .2500
74,881.87 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
1
3874196 .2500
172,681.87 .0800
11.8750 .0000
11.6250 .0000
11.5450 .0000
.0000 ******
3874684 .2500
198,492.70 .0800
9.2500 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
3874788 .2500
204,718.30 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3874933 .2500
164,648.07 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
3875048 .2500
153,494.86 .0800
9.2500 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
3875572 .2500
157,370.84 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
3877581 .2500
144,026.56 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
3877598 .2500
43,245.06 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
1
3878065 .2500
56,473.43 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3878728 .2500
274,631.99 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3879122 .2500
153,793.45 .0800
9.9900 .0000
9.7400 .0000
9.6600 .0000
.0000 9.6600
3879316 .2500
160,273.53 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3880678 .2500
273,633.30 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3881084 .5000
143,824.25 .0800
9.2500 .0000
8.7500 .0000
8.6700 .0000
.0000 8.6700
3881907 .2500
188,596.91 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
3882048 .2500
144,296.09 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
1
3882221 .2500
194,239.70 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3882296 .2500
184,323.60 .0800
12.8750 .0000
12.6250 .0000
12.5450 .0000
.0000 ******
3882557 .2500
228,709.44 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
3882938 .2500
197,478.25 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3883422 .2500
84,152.67 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3884483 .2500
118,945.94 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3886917 .2500
161,876.24 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3887648 .2500
76,872.04 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
1
3889435 .2500
65,182.66 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3889693 .2500
226,815.13 .0800
12.7500 .0000
12.5000 .0000
12.4200 .0000
.0000 ******
3891144 .2500
38,094.73 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
3891170 .2500
38,094.73 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
3894284 .2500
112,739.25 .0800
9.3750 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
3894921 .2500
109,155.48 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3897151 .2500
219,071.68 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
3899225 .2500
99,855.98 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
1
3900241 .2500
157,630.03 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
3900867 .2500
163,439.44 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3900906 .2500
138,742.00 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3902305 .2500
191,160.88 .0800
12.8750 .0000
12.6250 .0000
12.5450 .0000
.0000 ******
3902526 .2500
114,265.67 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
3902708 .2500
129,972.83 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3903244 .2500
101,356.78 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3903402 .2500
115,785.57 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1
3903569 .2500
93,970.65 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3904355 .2500
87,347.32 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3904367 .2500
71,030.84 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3906403 .2500
99,762.71 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3907240 .2500
213,698.01 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3907467 .2500
81,129.76 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3907790 .2500
203,754.66 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
3908287 .2500
70,557.26 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
1
3909713 .2500
100,757.61 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3913014 .2500
193,695.58 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
3913580 .2500
122,867.45 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
3913948 .2500
75,877.72 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3914244 .2500
236,547.64 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
3914313 .2500
171,757.29 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3914589 .2500
183,566.81 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
3915670 .2500
78,796.21 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
1
3915755 .2500
95,609.26 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
3917091 .2500
218,706.93 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3918125 .2500
123,989.74 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3918360 .2500
171,039.61 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3919417 .2500
160,146.54 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
3919619 .2500
161,765.31 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
3920037 .2500
184,226.98 .0800
12.5000 .0000
12.2500 .0000
12.1700 .0000
.0000 ******
3920226 .2500
136,812.36 .0800
11.2500 .0000
11.0000 .0000
10.9200 .0000
.0000 ******
1
3920555 .2500
127,257.19 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3920690 .2500
205,678.76 .0800
9.3750 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
3920910 .2500
139,821.06 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
3922029 .2500
261,760.96 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3922513 .2500
59,795.48 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3922770 .2500
123,527.69 .0800
13.7500 .0000
13.5000 .0000
13.4200 .0000
.0000 ******
3922892 .2500
31,494.96 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3923226 .2500
253,201.57 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1
3923537 .2500
201,430.57 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3923644 .2500
247,036.04 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3923666 .2500
103,568.41 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
3923757 .2500
115,245.24 .0800
11.3750 .0000
11.1250 .0000
11.0450 .0000
.0000 ******
3924023 .2500
225,430.92 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3924084 .2500
238,983.97 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3925066 .2500
192,833.04 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3926695 .2500
89,922.15 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
1
3927009 .2500
137,374.55 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3927163 .2500
201,021.25 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3927375 .2500
122,883.95 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3928354 .2500
122,885.31 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3928416 .2500
93,494.06 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3928469 .2500
69,893.50 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
3928522 .2500
134,919.20 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3928626 .2500
194,950.05 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
1
3928670 .2500
133,820.66 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3928822 .2500
119,995.46 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3930487 .2500
74,997.85 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3930492 .5000
118,591.07 .0800
10.0000 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3930516 .2500
144,598.25 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3930520 .2500
44,751.64 .0800
11.0000 .0000
10.7500 .0000
10.6700 .0000
.0000 ******
3930678 .2500
222,110.20 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3930877 .2500
83,309.96 .0800
11.0000 .0000
10.7500 .0000
10.6700 .0000
.0000 ******
1
3930994 .2500
205,508.06 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3931527 .2500
229,629.57 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
3931837 .2500
145,363.69 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3934182 .2500
154,841.84 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3934201 .2500
229,683.94 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3934351 .2500
128,827.35 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3934928 .2500
84,226.46 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3934950 .2500
155,785.64 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1
3934960 .2500
194,732.03 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3934973 .2500
57,423.06 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3934984 .2500
114,841.96 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3934988 .2500
97,569.25 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3934990 .2500
124,609.46 .0800
9.3750 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
3934995 .2500
28,769.75 .0800
11.1250 .0000
10.8750 .0000
10.7950 .0000
.0000 ******
3935328 .2500
148,563.16 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3935752 .2500
156,525.68 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
1
3935925 .2500
65,837.72 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
3936068 .2500
133,540.38 .0800
9.2500 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
3936520 .2500
228,779.70 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
3936935 .2500
143,904.15 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3938420 .2500
236,130.60 .0800
10.7500 .0000
10.5000 .0000
10.4200 .0000
.0000 ******
3939759 .5000
94,872.88 .0800
10.0000 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3939760 .5000
94,872.88 .0800
10.0000 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3939763 .5000
192,335.33 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
1
3939774 .2500
98,853.64 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3939782 .2500
126,838.86 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
3939795 .5000
90,974.80 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
3939801 .2500
90,828.28 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3939804 .2500
75,845.64 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3939815 .2500
147,302.60 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3939835 .5000
140,411.84 .0800
10.0000 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3939840 .2500
111,846.10 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1
3939841 .2500
109,103.79 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3939845 .2500
73,900.98 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3941279 .2500
165,552.84 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3941667 .2500
271,695.32 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
3942198 .2500
97,114.61 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3942235 .2500
96,118.97 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
3943516 .2500
169,504.47 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3943803 .2500
54,495.29 .0800
9.9900 .0000
9.7400 .0000
9.6600 .0000
.0000 9.6600
1
3944005 .2500
234,584.98 .0800
9.9900 .0000
9.7400 .0000
9.6600 .0000
.0000 9.6600
3945800 .2500
214,712.27 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3945809 .2500
76,902.29 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
3945813 .5000
169,752.69 .0800
12.0000 .0000
11.5000 .0000
11.4200 .0000
.0000 ******
3945818 .2500
33,656.08 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3945830 .5000
117,930.97 .0800
13.7500 .0000
13.2500 .0000
13.1700 .0000
.0000 ******
3945832 .2500
197,626.26 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3945834 .2500
263,506.34 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
1
3945848 .5000
112,856.64 .0800
10.2500 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3945862 .2500
42,692.79 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3945871 .2500
74,944.09 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3945872 .2500
99,263.40 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3945877 .2500
238,844.25 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
3945879 .2500
146,857.14 .0800
9.0000 .0000
8.7500 .0000
8.6700 .0000
.0000 8.6700
3945900 .2500
126,885.92 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
3945907 .5000
134,692.48 .0800
12.3750 .0000
11.8750 .0000
11.7950 .0000
.0000 ******
1
3945909 .2500
79,635.94 .0800
11.0000 .0000
10.7500 .0000
10.6700 .0000
.0000 ******
3945910 .2500
136,706.83 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3945919 .5000
164,754.59 .0800
9.5000 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
3945928 .2500
50,478.67 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3947910 .2500
39,864.55 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3949189 .2500
114,145.76 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3950932 .2500
75,932.48 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3950936 .2500
149,793.88 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1
3950942 .2500
213,464.92 .0800
9.2500 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
3950957 .5000
110,452.01 .0800
10.0000 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3950970 .2500
88,880.90 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3950972 .2500
82,212.26 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3950976 .2500
224,698.88 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3950979 .2500
92,602.62 .0800
11.1250 .0000
10.8750 .0000
10.7950 .0000
.0000 ******
3950981 .2500
133,799.65 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3950982 .5000
196,577.42 .0800
9.5000 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
1
3951004 .2500
109,547.28 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3951011 .2500
190,365.55 .0800
13.5000 .0000
13.2500 .0000
13.1700 .0000
.0000 ******
3951671 .2500
54,970.49 .0800
14.1250 .0000
13.8750 .0000
13.7950 .0000
.0000 ******
3952476 .2500
152,864.08 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3953328 .2500
148,064.79 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3954132 .2500
90,426.98 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3955043 .2500
104,904.19 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3955092 .2500
95,695.38 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
1
3956325 .5000
77,190.06 .0800
12.5000 .0000
12.0000 .0000
11.9200 .0000
.0000 ******
3956334 .2500
195,523.73 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3956343 .2500
174,153.89 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3956348 .2500
87,379.73 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3956352 .5000
134,200.10 .0800
9.5000 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
3956361 .2500
265,644.04 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3956362 .2500
194,724.86 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3957110 .2500
127,386.73 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
1
3958056 .2500
178,041.66 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
3958429 .2500
130,194.98 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3958595 .2500
122,782.77 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3959196 .2500
103,764.61 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3959413 .2500
108,857.95 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3960461 .2500
187,205.73 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3960495 .5000
174,219.29 .0800
9.1250 .0000
8.6250 .0000
8.5450 .0000
.0000 8.5450
3960499 .5000
129,292.49 .0800
9.7500 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
1
3960516 .5000
62,963.37 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
3960517 .5000
167,237.49 .0800
9.2500 .0000
8.7500 .0000
8.6700 .0000
.0000 8.6700
3964126 .2500
89,822.21 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3964350 .2500
167,858.48 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
3964500 .2500
139,301.47 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3964723 .2500
84,876.85 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
3964748 .2500
202,221.72 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3964766 .2500
239,558.43 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1
3965074 .2500
99,869.70 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3965125 .2500
124,012.63 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3965297 .2500
103,645.76 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3965512 .2500
144,167.70 .0800
9.1250 .0000
8.8750 .0000
8.7950 .0000
.0000 8.7950
3966007 .2500
64,101.98 .0800
9.3750 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
3966009 .5000
46,958.24 .0800
10.0000 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3966014 .5000
67,314.49 .0800
10.2500 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3966016 .2500
192,829.78 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
1
3966022 .2500
134,819.34 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3966023 .2500
137,697.19 .0800
10.7500 .0000
10.5000 .0000
10.4200 .0000
.0000 ******
3966028 .5000
109,486.76 .0800
11.8750 .0000
11.3750 .0000
11.2950 .0000
.0000 ******
3966049 .2500
113,906.52 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
3967629 .2500
79,890.05 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3969666 .2500
140,975.98 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3971234 .2500
83,423.82 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3971802 .5000
100,861.22 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
1
3971806 .2500
214,564.22 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3971821 .5000
108,892.35 .0800
9.5000 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
3971981 .2500
119,835.09 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3972003 .2500
145,316.84 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
3972872 .2500
124,823.63 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3973035 .2500
72,662.63 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3973710 .2500
147,772.04 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3974011 .2500
144,296.09 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
1
3975092 .2500
132,548.04 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3975336 .2500
141,870.43 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3975881 .2500
294,730.84 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3975956 .2500
155,857.68 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3976023 .2500
144,102.18 .0800
11.2500 .0000
11.0000 .0000
10.9200 .0000
.0000 ******
3976330 .2500
70,205.89 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3977060 .5000
241,773.28 .0800
9.7500 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
3977062 .2500
219,149.88 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1
3977063 .2500
96,873.59 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3977066 .5000
96,920.47 .0800
10.3750 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3977068 .5000
212,700.54 .0800
9.7500 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
3977074 .5000
170,019.40 .0800
9.2500 .0000
8.7500 .0000
8.6700 .0000
.0000 8.6700
3977077 .5000
92,654.92 .0800
12.7500 .0000
12.2500 .0000
12.1700 .0000
.0000 ******
3977085 .2500
239,775.15 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3977101 .5000
164,599.70 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
3977105 .5000
93,914.23 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
1
3977766 .2500
252,282.76 .0800
9.0000 .0000
8.7500 .0000
8.6700 .0000
.0000 8.6700
3977777 .2500
66,279.45 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3978224 .2500
272,051.72 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
3978558 .2500
97,769.76 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
3979263 .2500
155,142.88 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
3979852 .2500
39,950.56 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
3980339 .2500
50,732.01 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3980499 .2500
43,167.16 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
1
3980696 .2500
53,603.59 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3981526 .2500
244,756.25 .0800
11.3750 .0000
11.1250 .0000
11.0450 .0000
.0000 ******
3981675 .5000
156,357.20 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
3981676 .2500
84,378.86 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
3981682 .2500
133,237.68 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
3981698 .5000
139,868.83 .0800
9.7500 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
3981700 .2500
180,834.86 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3981702 .5000
28,825.69 .0800
10.2500 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
1
3981913 .2500
172,234.17 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3981967 .2500
115,844.78 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3981984 .2500
219,705.57 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3982303 .2500
145,294.70 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3982376 .2500
118,307.55 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
3983073 .2500
80,678.26 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3983497 .2500
70,751.98 .0800
11.2500 .0000
11.0000 .0000
10.9200 .0000
.0000 ******
3984135 .2500
62,616.09 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
1
3984240 .2500
121,337.40 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3984652 .2500
95,154.09 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
3984792 .2500
151,001.71 .0800
11.5000 .0000
11.2500 .0000
11.1700 .0000
.0000 ******
3984799 .2500
134,770.62 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
3984856 .2500
68,479.52 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
3984916 .2500
83,531.43 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
3985080 .2500
174,836.65 .0800
11.7500 .0000
11.5000 .0000
11.4200 .0000
.0000 ******
3985145 .2500
94,889.36 .0800
10.6500 .0000
10.4000 .0000
10.3200 .0000
.0000 ******
1
3985385 .2500
135,875.93 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3986094 .2500
269,760.10 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3986238 .2500
159,596.10 .0800
11.2500 .0000
11.0000 .0000
10.9200 .0000
.0000 ******
3986545 .2500
118,882.46 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
3986775 .2500
126,070.73 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3986788 .2500
113,834.84 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
3986812 .2500
117,750.41 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
3986863 .2500
229,677.37 .0800
11.1400 .0000
10.8900 .0000
10.8100 .0000
.0000 ******
1
3986893 .2500
179,676.80 .0800
9.9900 .0000
9.7400 .0000
9.6600 .0000
.0000 9.6600
3986930 .2500
87,437.32 .0800
11.0000 .0000
10.7500 .0000
10.6700 .0000
.0000 ******
3986938 .2500
132,098.06 .0800
10.7500 .0000
10.5000 .0000
10.4200 .0000
.0000 ******
3986953 .2500
64,244.98 .0800
14.1250 .0000
13.8750 .0000
13.7950 .0000
.0000 ******
3986973 .2500
244,160.77 .0800
9.9900 .0000
9.7400 .0000
9.6600 .0000
.0000 9.6600
3987247 .2500
69,942.61 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
3987261 .2500
65,377.42 .0800
9.2500 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
3987395 .2500
256,000.00 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
1
3987542 .2500
238,671.58 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3987736 .2500
49,333.89 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3988180 .2500
40,063.41 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3988189 .2500
42,759.90 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3988193 .5000
41,463.13 .0800
10.0000 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3988211 .2500
100,728.01 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3988216 .2500
115,941.28 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3988218 .5000
236,683.85 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
1
3988225 .2500
157,107.82 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3989503 .2500
156,528.18 .0800
9.0000 .0000
8.7500 .0000
8.6700 .0000
.0000 8.6700
3990109 .2500
214,818.91 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
3990625 .2500
145,367.24 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3991381 .2500
99,370.33 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3991491 .2500
81,215.76 .0800
11.0000 .0000
10.7500 .0000
10.6700 .0000
.0000 ******
3991586 .2500
139,844.07 .0800
9.3750 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
3992237 .2500
118,579.64 .0800
9.3750 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
1
3992248 .5000
138,223.78 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
3992250 .2500
115,904.89 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
3992264 .2500
163,242.82 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
3992265 .2500
64,578.37 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3992272 .2500
84,476.85 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3992353 .2500
51,735.08 .0800
10.3900 .0000
10.1400 .0000
10.0600 .0000
.0000 ******
3992486 .2500
81,170.19 .0800
9.9250 .0000
9.6750 .0000
9.5950 .0000
.0000 9.5950
3992538 .2500
86,540.76 .0800
10.8750 .0000
10.6250 .0000
10.5450 .0000
.0000 ******
1
3992544 .2500
45,966.89 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3992673 .2500
52,172.38 .0800
10.8750 .0000
10.6250 .0000
10.5450 .0000
.0000 ******
3992730 .2500
84,306.38 .0800
10.8750 .0000
10.6250 .0000
10.5450 .0000
.0000 ******
3993060 .2500
128,228.18 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3993080 .2500
57,748.75 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3993288 .2500
144,423.54 .0800
12.3750 .0000
12.1250 .0000
12.0450 .0000
.0000 ******
3993390 .2500
82,268.96 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3993551 .2500
123,637.10 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1
3994041 .2500
251,181.36 .0800
9.1250 .0000
8.8750 .0000
8.7950 .0000
.0000 8.7950
3995641 .2500
137,820.16 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3996526 .2500
116,743.57 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3997137 .2500
236,777.96 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3997195 .2500
136,678.46 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3997319 .2500
67,852.66 .0800
11.1250 .0000
10.8750 .0000
10.7950 .0000
.0000 ******
3997320 .2500
147,232.89 .0800
13.7500 .0000
13.5000 .0000
13.4200 .0000
.0000 ******
3997322 .5000
114,876.77 .0800
9.3750 .0000
8.8750 .0000
8.7950 .0000
.0000 8.7950
1
3997324 .2500
181,347.13 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
3997329 .5000
45,063.02 .0800
10.3750 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3997342 .2500
59,946.70 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3997343 .5000
52,400.86 .0800
9.7500 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
3997344 .5000
63,042.42 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
3997350 .2500
198,818.44 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3997891 .2500
47,572.69 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3998180 .2500
187,613.66 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1
3999152 .2500
110,359.77 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4000297 .2500
97,225.98 .0800
10.7500 .0000
10.5000 .0000
10.4200 .0000
.0000 ******
4000655 .2500
58,751.78 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4000725 .2500
123,892.73 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4001246 .2500
94,779.58 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4001908 .2500
76,437.27 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4001913 .5000
174,948.52 .0800
10.1250 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4001925 .2500
114,895.07 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1
4001930 .5000
76,462.79 .0800
12.7500 .0000
12.2500 .0000
12.1700 .0000
.0000 ******
4001931 .2500
117,880.37 .0800
9.3750 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
4001938 .2500
111,508.49 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4001946 .5000
221,152.43 .0800
10.0000 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4001950 .2500
149,877.00 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4001951 .2500
35,970.47 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4002069 .2500
32,431.02 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4002218 .2500
162,207.72 .0800
13.8750 .0000
13.6250 .0000
13.5450 .0000
.0000 ******
1
4002789 .2500
262,334.13 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
4003342 .2500
73,432.93 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4003565 .2500
153,793.91 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4003707 .2500
129,145.82 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4003750 .2500
43,167.16 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4004346 .2500
119,847.72 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4004908 .2500
103,108.30 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4005495 .2500
113,789.20 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
1
4005981 .2500
104,951.01 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4006405 .2500
223,424.54 .0800
11.2500 .0000
11.0000 .0000
10.9200 .0000
.0000 ******
4006538 .2500
274,703.77 .0800
9.2500 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
4006570 .2500
213,788.64 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4007608 .5000
167,963.53 .0800
12.5000 .0000
12.0000 .0000
11.9200 .0000
.0000 ******
4007612 .5000
175,335.57 .0800
9.7500 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4007615 .2500
30,422.22 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4007621 .2500
98,769.23 .0800
11.0000 .0000
10.7500 .0000
10.6700 .0000
.0000 ******
1
4007624 .5000
91,903.24 .0800
10.2500 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4007635 .2500
114,900.50 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4007636 .2500
143,222.63 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4007697 .2500
63,090.45 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4007757 .2500
43,167.16 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4007779 .2500
137,216.13 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4008251 .2500
104,890.30 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4008381 .2500
121,791.69 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
1
4008725 .2500
66,585.01 .0800
10.6250 .0000
10.3750 .0000
10.2950 .0000
.0000 ******
4008729 .2500
145,094.95 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4008773 .2500
174,031.33 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4009026 .2500
48,584.90 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4009094 .2500
159,761.68 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4009487 .2500
253,775.79 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4009800 .2500
85,376.85 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4010063 .2500
79,790.20 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1
4010290 .2500
169,848.97 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4012700 .2500
142,186.88 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4012710 .2500
205,816.98 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4012713 .5000
82,358.78 .0800
12.6250 .0000
12.1250 .0000
12.0450 .0000
.0000 ******
4012724 .2500
175,925.01 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4012731 .5000
48,402.15 .0800
9.5000 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
4012741 .2500
159,254.56 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4012743 .2500
140,981.15 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
1
4012752 .5000
82,176.93 .0800
10.0000 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4012762 .5000
83,919.20 .0800
9.6250 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
4012764 .5000
140,545.72 .0800
9.0000 .0000
8.5000 .0000
8.4200 .0000
.0000 8.4200
4012767 .2500
140,375.17 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4012774 .2500
79,827.10 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4012775 .5000
74,927.85 .0800
9.6250 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
4013216 .2500
134,814.48 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4013433 .2500
130,448.27 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1
4014447 .2500
109,150.33 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4015418 .2500
87,428.25 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4016302 .2500
213,754.80 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4016638 .2500
194,739.06 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4016755 .2500
112,107.99 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4016857 .2500
79,109.65 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4016988 .2500
89,541.76 .0800
11.5000 .0000
11.2500 .0000
11.1700 .0000
.0000 ******
4017378 .2500
195,601.47 .0800
9.3750 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
1
4018446 .5000
96,414.26 .0800
10.0000 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4018464 .5000
71,086.79 .0800
10.0000 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4018470 .5000
34,669.17 .0800
10.0000 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4018472 .2500
69,286.72 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4018477 .2500
209,823.13 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4018478 .2500
139,485.53 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4018485 .5000
166,859.34 .0800
10.2500 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4018491 .2500
139,515.66 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
1
4018501 .2500
34,171.96 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4018502 .5000
107,399.29 .0800
9.7500 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4018903 .2500
94,637.50 .0800
11.3750 .0000
11.1250 .0000
11.0450 .0000
.0000 ******
4018946 .2500
262,648.06 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4018955 .2500
218,820.42 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4019152 .2500
64,830.80 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4019552 .2500
120,833.70 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4020016 .2500
263,520.32 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
1
4020154 .2500
58,796.32 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4020432 .2500
89,860.23 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4021308 .2500
114,021.17 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4021585 .2500
126,474.97 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4022523 .2500
170,284.40 .0800
11.2500 .0000
11.0000 .0000
10.9200 .0000
.0000 ******
4022697 .2500
117,889.45 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4022700 .2500
163,854.29 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4022704 .2500
49,704.62 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1
4022705 .2500
112,949.57 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4022706 .2500
128,036.14 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4022710 .5000
243,905.38 .0800
13.7500 .0000
13.2500 .0000
13.1700 .0000
.0000 ******
4022718 .5000
150,223.48 .0800
9.2500 .0000
8.7500 .0000
8.6700 .0000
.0000 8.6700
4022719 .2500
202,719.74 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4022742 .2500
57,550.17 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4023681 .2500
222,268.42 .0800
9.2500 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
4023728 .2500
234,659.53 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
1
4025289 .2500
56,649.61 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4025371 .2500
174,920.48 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4025442 .2500
104,216.40 .0800
9.2500 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
4025805 .2500
122,893.58 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4025948 .2500
110,801.47 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4026074 .2500
54,909.68 .0800
12.7500 .0000
12.5000 .0000
12.4200 .0000
.0000 ******
4026137 .2500
239,792.37 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4026183 .2500
85,378.57 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
1
4026260 .2500
27,051.58 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4026261 .2500
117,329.77 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4027208 .2500
119,839.40 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4028084 .2500
74,933.36 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4028144 .2500
63,043.24 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4028181 .2500
133,099.76 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4028533 .2500
91,884.44 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4029309 .2500
64,009.54 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
1
4029394 .2500
133,614.39 .0800
9.3750 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
4029809 .2500
83,865.75 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4030295 .2500
154,808.62 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4030407 .2500
106,912.25 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4030432 .2500
117,081.17 .0800
9.3750 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
4030662 .2500
91,967.87 .0800
10.8750 .0000
10.6250 .0000
10.5450 .0000
.0000 ******
4031018 .2500
195,063.91 .0800
11.1250 .0000
10.8750 .0000
10.7950 .0000
.0000 ******
4031058 .2500
127,863.25 .0800
9.1250 .0000
8.8750 .0000
8.7950 .0000
.0000 8.7950
1
4031061 .2500
154,347.41 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4031235 .2500
121,392.05 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4031236 .2500
91,935.86 .0800
11.1250 .0000
10.8750 .0000
10.7950 .0000
.0000 ******
4031244 .2500
179,374.85 .0800
11.1250 .0000
10.8750 .0000
10.7950 .0000
.0000 ******
4031254 .2500
184,531.49 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4031259 .5000
227,582.35 .0800
10.8750 .0000
10.3750 .0000
10.2950 .0000
.0000 ******
4031273 .2500
249,765.77 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4031282 .2500
110,007.26 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
1
4031289 .2500
55,904.11 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4031294 .2500
65,945.87 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4031296 .5000
141,327.63 .0800
10.1250 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4031302 .2500
104,707.12 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4031372 .2500
104,331.72 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
4031456 .2500
237,417.69 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4032051 .2500
105,432.24 .0800
11.5000 .0000
11.2500 .0000
11.1700 .0000
.0000 ******
4032147 .2500
66,927.52 .0800
14.3750 .0000
14.1250 .0000
14.0450 .0000
.0000 ******
1
4032254 .2500
217,311.85 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4033377 .2500
104,909.18 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4033907 .2500
140,871.34 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4034160 .5000
80,182.41 .0800
10.2500 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4034165 .2500
103,004.44 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4034168 .5000
160,507.89 .0800
10.1250 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4034171 .2500
40,087.40 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4034172 .2500
181,343.10 .0800
10.7500 .0000
10.5000 .0000
10.4200 .0000
.0000 ******
1
4034173 .5000
229,702.45 .0800
9.2500 .0000
8.7500 .0000
8.6700 .0000
.0000 8.6700
4034191 .2500
170,501.88 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4034200 .2500
110,251.96 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4034210 .2500
88,367.14 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4034211 .2500
138,747.69 .0800
9.0000 .0000
8.7500 .0000
8.6700 .0000
.0000 8.6700
4034213 .2500
74,824.15 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4034218 .2500
88,421.37 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4034222 .5000
149,129.43 .0800
12.8750 .0000
12.3750 .0000
12.2950 .0000
.0000 ******
1
4034225 .5000
139,364.98 .0800
10.0000 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4034228 .5000
124,894.71 .0800
10.2500 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4035550 .2500
228,451.56 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4035623 .2500
144,816.17 .0800
11.0000 .0000
10.7500 .0000
10.6700 .0000
.0000 ******
4036093 .2500
243,999.09 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4036264 .2500
98,803.56 .0800
10.6500 .0000
10.4000 .0000
10.3200 .0000
.0000 ******
4036282 .2500
145,866.79 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4036496 .2500
50,304.07 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1
4036512 .2500
139,734.78 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4036678 .2500
182,081.42 .0800
10.7500 .0000
10.5000 .0000
10.4200 .0000
.0000 ******
4036810 .2500
93,909.58 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4036965 .2500
109,951.34 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4037096 .2500
119,296.70 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4037171 .2500
166,886.71 .0800
11.2500 .0000
11.0000 .0000
10.9200 .0000
.0000 ******
4037375 .2500
55,974.99 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4037717 .2500
184,771.10 .0800
11.1250 .0000
10.8750 .0000
10.7950 .0000
.0000 ******
1
4037883 .2500
87,204.18 .0800
13.5000 .0000
13.2500 .0000
13.1700 .0000
.0000 ******
4038435 .2500
173,120.04 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4038691 .2500
160,714.52 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4039277 .2500
267,371.84 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4039641 .5000
184,835.63 .0800
10.0000 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4039643 .2500
139,872.26 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4039645 .2500
143,229.26 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4039654 .2500
142,872.95 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
1
4039671 .5000
132,661.02 .0800
10.5000 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4039694 .2500
139,972.17 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4039695 .2500
45,462.69 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4039700 .5000
127,386.73 .0800
10.0000 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4039706 .2500
164,837.04 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4039719 .2500
94,922.09 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4039723 .2500
129,778.31 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4040498 .2500
59,915.31 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
1
4041235 .2500
166,804.84 .0800
12.2500 .0000
12.0000 .0000
11.9200 .0000
.0000 ******
4042196 .2500
131,372.26 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4042403 .2500
159,739.91 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4042409 .2500
99,396.44 .0800
9.2500 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
4042513 .2500
80,426.56 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4042685 .2500
179,916.02 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4042708 .2500
153,470.63 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4042895 .2500
163,927.45 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
1
4043181 .2500
133,439.34 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4043224 .2500
68,476.76 .0800
9.1250 .0000
8.8750 .0000
8.7950 .0000
.0000 8.7950
4043302 .2500
56,586.56 .0800
10.6250 .0000
10.3750 .0000
10.2950 .0000
.0000 ******
4043330 .2500
141,706.50 .0800
9.2500 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
4043786 .2500
215,058.77 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4043951 .2500
177,273.61 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4044795 .2500
228,440.63 .0800
11.1250 .0000
10.8750 .0000
10.7950 .0000
.0000 ******
4044796 .5000
137,883.77 .0800
10.2500 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
1
4044800 .2500
53,854.60 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4044815 .2500
98,909.67 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4044817 .5000
159,850.09 .0800
9.7500 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4044818 .2500
229,795.67 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4044826 .5000
110,102.10 .0800
10.0000 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4044829 .2500
69,937.81 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4044841 .2500
148,014.83 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4044850 .2500
64,842.34 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
1
4044859 .2500
123,484.21 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4044866 .2500
131,376.80 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4044867 .5000
121,421.27 .0800
9.3750 .0000
8.8750 .0000
8.7950 .0000
.0000 8.7950
4045158 .2500
114,792.35 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4045664 .2500
169,866.22 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4047979 .2500
89,422.57 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4048153 .2500
87,440.27 .0800
11.5000 .0000
11.2500 .0000
11.1700 .0000
.0000 ******
4048215 .2500
129,037.29 .0800
10.9900 .0000
10.7400 .0000
10.6600 .0000
.0000 ******
1
4048243 .2500
126,246.40 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4049212 .2500
124,683.42 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4049247 .2500
120,989.51 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4049485 .2500
120,413.67 .0800
11.0000 .0000
10.7500 .0000
10.6700 .0000
.0000 ******
4049657 .2500
170,748.17 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4050504 .2500
235,790.33 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4050639 .2500
67,243.30 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4053105 .2500
180,076.60 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
1
4053110 .5000
155,857.68 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4053111 .2500
165,702.65 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4053125 .5000
112,195.41 .0800
12.7500 .0000
12.2500 .0000
12.1700 .0000
.0000 ******
4053138 .5000
231,259.05 .0800
9.2500 .0000
8.7500 .0000
8.6700 .0000
.0000 8.6700
4053139 .2500
172,488.25 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4053140 .5000
134,645.30 .0800
10.6250 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4053150 .2500
47,950.05 .0800
9.2500 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
4053151 .2500
158,283.39 .0800
10.8750 .0000
10.6250 .0000
10.5450 .0000
.0000 ******
1
4053155 .2500
129,393.82 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4053166 .5000
165,667.64 .0800
10.5000 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4053168 .2500
79,714.74 .0800
9.1250 .0000
8.8750 .0000
8.7950 .0000
.0000 8.7950
4053173 .2500
184,848.31 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4053187 .2500
66,895.10 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4053188 .2500
124,736.09 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4053191 .2500
128,136.05 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4053196 .5000
47,906.26 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
1
4054017 .2500
109,113.15 .0800
11.2500 .0000
11.0000 .0000
10.9200 .0000
.0000 ******
4054136 .2500
98,352.86 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4055796 .2500
172,017.56 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4056199 .2500
133,634.29 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4056843 .2500
145,389.01 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4056941 .2500
113,319.24 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4057185 .2500
107,232.19 .0800
9.9900 .0000
9.7400 .0000
9.6600 .0000
.0000 9.6600
4058380 .2500
31,324.29 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
1
4058385 .2500
92,576.04 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
4058387 .2500
84,935.71 .0800
10.7500 .0000
10.5000 .0000
10.4200 .0000
.0000 ******
4058396 .2500
192,231.49 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4058403 .2500
142,952.95 .0800
11.2500 .0000
11.0000 .0000
10.9200 .0000
.0000 ******
4058414 .2500
54,963.69 .0800
11.3750 .0000
11.1250 .0000
11.0450 .0000
.0000 ******
4058416 .2500
230,660.71 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4058417 .5000
263,450.60 .0800
10.7500 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
4058422 .5000
87,660.16 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
1
4058425 .2500
64,946.71 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4059423 .2500
52,850.42 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4060090 .2500
128,946.34 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4060218 .2500
208,810.32 .0800
9.9000 .0000
9.6500 .0000
9.5700 .0000
.0000 9.5700
4060237 .2500
67,350.11 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4060314 .2500
97,818.22 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4060347 .2500
104,996.13 .0800
11.7500 .0000
11.5000 .0000
11.4200 .0000
.0000 ******
4060351 .2500
91,569.22 .0800
12.2500 .0000
12.0000 .0000
11.9200 .0000
.0000 ******
1
4060432 .2500
87,802.93 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4060564 .2500
77,194.90 .0800
12.8750 .0000
12.6250 .0000
12.5450 .0000
.0000 ******
4060980 .2500
32,926.45 .0800
11.3750 .0000
11.1250 .0000
11.0450 .0000
.0000 ******
4061055 .2500
40,330.19 .0800
10.8750 .0000
10.6250 .0000
10.5450 .0000
.0000 ******
4061130 .2500
119,904.70 .0800
10.5250 .0000
10.2750 .0000
10.1950 .0000
.0000 ******
4061194 .2500
124,819.78 .0800
11.5000 .0000
11.2500 .0000
11.1700 .0000
.0000 ******
4061405 .2500
94,872.57 .0800
9.9900 .0000
9.7400 .0000
9.6600 .0000
.0000 9.6600
4061635 .2500
37,404.97 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
1
4061709 .2500
185,277.62 .0800
11.3750 .0000
11.1250 .0000
11.0450 .0000
.0000 ******
4061803 .2500
199,731.62 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4061808 .2500
90,605.87 .0800
10.7500 .0000
10.5000 .0000
10.4200 .0000
.0000 ******
4063564 .2500
80,624.39 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4063584 .2500
77,536.36 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4063592 .5000
152,867.64 .0800
10.1250 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4063593 .2500
40,831.93 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4063594 .2500
80,084.28 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
1
4063595 .5000
80,084.28 .0800
10.3750 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4063596 .2500
28,376.70 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4063598 .2500
66,443.98 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4064607 .2500
188,159.46 .0800
10.8750 .0000
10.6250 .0000
10.5450 .0000
.0000 ******
4065532 .2500
139,844.41 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
4065807 .2500
224,493.22 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4065923 .2500
164,814.74 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4066103 .2500
96,107.54 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
1
4067423 .2500
132,183.91 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4067950 .5000
266,169.53 .0800
10.1250 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4067964 .2500
228,481.68 .0800
10.8750 .0000
10.6250 .0000
10.5450 .0000
.0000 ******
4067977 .5000
249,783.73 .0800
10.1250 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4067985 .2500
54,555.23 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4067994 .5000
141,335.76 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4067996 .5000
56,947.99 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4070207 .2500
265,891.41 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
1
4070490 .2500
82,580.38 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4070635 .2500
163,829.40 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4072765 .5000
76,172.10 .0800
14.0000 .0000
13.5000 .0000
13.4200 .0000
.0000 ******
4072770 .5000
119,697.14 .0800
9.5000 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
4072783 .5000
256,283.96 .0800
10.2500 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4072794 .5000
115,894.17 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4072802 .2500
79,667.46 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4072806 .2500
169,660.60 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
1
4072810 .2500
56,453.68 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4072813 .2500
53,371.06 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4073016 .2500
145,098.76 .0800
11.1250 .0000
10.8750 .0000
10.7950 .0000
.0000 ******
4073116 .2500
125,090.04 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4073485 .2500
81,227.76 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4073673 .2500
52,978.36 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4075695 .2500
114,620.06 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4075780 .2500
237,782.85 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1
4076325 .2500
218,851.44 .0800
11.2500 .0000
11.0000 .0000
10.9200 .0000
.0000 ******
4076386 .2500
245,000.00 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4076391 .2500
114,897.82 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4076725 .2500
191,200.67 .0800
9.2500 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
4076759 .2500
185,315.77 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4077128 .2500
130,599.82 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4077138 .2500
102,924.18 .0800
10.8750 .0000
10.6250 .0000
10.5450 .0000
.0000 ******
4077154 .2500
111,350.72 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
1
4077159 .2500
55,028.20 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4077160 .2500
89,843.12 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4077280 .2500
194,911.41 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4077288 .2500
54,977.55 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4077302 .2500
242,330.75 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4077306 .2500
126,608.40 .0800
11.3750 .0000
11.1250 .0000
11.0450 .0000
.0000 ******
4077309 .5000
79,280.81 .0800
12.7500 .0000
12.2500 .0000
12.1700 .0000
.0000 ******
4077312 .5000
215,132.43 .0800
9.0000 .0000
8.5000 .0000
8.4200 .0000
.0000 8.4200
1
4077313 .5000
88,961.67 .0800
10.1250 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4077314 .2500
67,971.48 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4077315 .5000
129,384.63 .0800
9.3750 .0000
8.8750 .0000
8.7950 .0000
.0000 8.7950
4078078 .2500
168,769.91 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4080062 .2500
113,201.97 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4080182 .2500
180,417.99 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4080194 .2500
52,293.00 .0800
9.1250 .0000
8.8750 .0000
8.7950 .0000
.0000 8.7950
4081735 .5000
105,947.86 .0800
9.5000 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
1
4081740 .2500
134,046.71 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
4081744 .5000
27,240.80 .0800
11.2500 .0000
10.7500 .0000
10.6700 .0000
.0000 ******
4081746 .2500
210,985.87 .0800
9.3750 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
4081749 .5000
226,838.37 .0800
9.5000 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
4081753 .2500
59,929.76 .0800
11.2500 .0000
11.0000 .0000
10.9200 .0000
.0000 ******
4081763 .2500
186,915.04 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4081764 .5000
130,342.32 .0800
10.0000 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4081771 .2500
99,454.79 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1
4081775 .2500
209,904.60 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4081776 .2500
96,256.25 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4081778 .2500
71,968.15 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4081787 .2500
159,927.31 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4081793 .2500
269,886.78 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4081921 .2500
155,319.87 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4082377 .2500
110,404.40 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4083447 .2500
46,487.71 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
1
4083752 .2500
143,685.00 .0800
10.8750 .0000
10.6250 .0000
10.5450 .0000
.0000 ******
4084914 .2500
71,154.65 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4085436 .2500
126,942.30 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4085823 .2500
96,257.40 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4086662 .2500
149,299.58 .0800
11.2500 .0000
11.0000 .0000
10.9200 .0000
.0000 ******
4086664 .2500
208,460.17 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4086670 .2500
172,925.49 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4086675 .5000
73,166.75 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
1
4086676 .2500
254,831.06 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4086677 .5000
169,522.95 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4087467 .2500
216,094.11 .0800
9.6750 .0000
9.4250 .0000
9.3450 .0000
.0000 9.3450
4087489 .2500
214,823.69 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4087750 .2500
88,929.32 .0800
10.5250 .0000
10.2750 .0000
10.1950 .0000
.0000 ******
4088092 .2500
146,526.85 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4088165 .2500
85,431.99 .0800
11.2500 .0000
11.0000 .0000
10.9200 .0000
.0000 ******
4088276 .2500
82,322.43 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
1
4088346 .2500
142,045.82 .0800
9.3750 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
4088351 .2500
133,634.29 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4089089 .2500
97,919.64 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4089112 .2500
98,918.81 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4089118 .2500
84,018.66 .0800
9.6000 .0000
9.3500 .0000
9.2700 .0000
.0000 9.2700
4089419 .2500
253,653.79 .0800
10.6500 .0000
10.4000 .0000
10.3200 .0000
.0000 ******
4089471 .2500
111,453.32 .0800
10.6250 .0000
10.3750 .0000
10.2950 .0000
.0000 ******
4089524 .2500
97,278.27 .0800
9.7250 .0000
9.4750 .0000
9.3950 .0000
.0000 9.3950
1
4089534 .2500
184,844.18 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4090477 .2500
92,762.11 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4090484 .5000
82,354.68 .0800
9.3750 .0000
8.8750 .0000
8.7950 .0000
.0000 8.7950
4090495 .5000
49,979.59 .0800
10.3750 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4090502 .2500
263,483.39 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4090506 .2500
184,924.48 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4090905 .2500
242,286.91 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4091339 .2500
123,552.20 .0800
10.6250 .0000
10.3750 .0000
10.2950 .0000
.0000 ******
1
4091585 .2500
166,609.55 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4091713 .2500
266,456.66 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4092437 .2500
80,132.43 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4092478 .2500
98,881.09 .0800
9.6900 .0000
9.4400 .0000
9.3600 .0000
.0000 9.3600
4092727 .2500
104,978.73 .0800
11.2500 .0000
11.0000 .0000
10.9200 .0000
.0000 ******
4093643 .2500
109,904.84 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4094157 .2500
125,141.59 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4094166 .2500
185,111.28 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
1
4094176 .2500
204,402.03 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4094181 .5000
48,925.33 .0800
10.1250 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4094193 .5000
83,063.24 .0800
10.0000 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4094196 .5000
151,930.94 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4094197 .5000
152,928.62 .0800
9.7500 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4094200 .5000
84,913.41 .0800
10.1250 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4094209 .2500
116,949.61 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4094210 .2500
74,965.01 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
1
4094560 .2500
64,174.34 .0800
10.4750 .0000
10.2250 .0000
10.1450 .0000
.0000 ******
4094703 .2500
68,447.20 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4094705 .2500
110,154.35 .0800
9.3750 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
4097002 .2500
199,501.83 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4097056 .2500
91,959.30 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4097259 .2500
120,895.32 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4097315 .2500
185,226.37 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
4097753 .2500
74,024.86 .0800
9.3750 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
1
4098381 .2500
56,975.45 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4098383 .5000
77,222.46 .0800
11.0000 .0000
10.5000 .0000
10.4200 .0000
.0000 ******
4098395 .5000
107,060.75 .0800
10.8750 .0000
10.3750 .0000
10.2950 .0000
.0000 ******
4098402 .5000
211,066.09 .0800
10.5000 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4098409 .5000
97,831.14 .0800
13.7500 .0000
13.2500 .0000
13.1700 .0000
.0000 ******
4098411 .5000
44,630.76 .0800
10.1250 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4098413 .2500
118,497.56 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4098415 .2500
175,015.58 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
1
4098418 .2500
270,633.38 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4098419 .5000
108,008.20 .0800
10.6250 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4098611 .2500
114,955.01 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4098662 .2500
181,833.96 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4098689 .2500
181,534.22 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4098854 .2500
217,251.61 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4099021 .2500
154,152.91 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4099061 .2500
110,957.06 .0800
10.6250 .0000
10.3750 .0000
10.2950 .0000
.0000 ******
1
4099105 .2500
72,950.00 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4099108 .2500
81,225.82 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4099166 .2500
151,461.67 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4099187 .2500
87,439.00 .0800
11.1250 .0000
10.8750 .0000
10.7950 .0000
.0000 ******
4099292 .2500
114,503.24 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4099382 .2500
68,387.56 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4099665 .2500
90,558.84 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4100433 .2500
48,099.88 .0800
9.2500 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
1
4100565 .2500
96,353.82 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4101515 .2500
142,936.74 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4103804 .2500
104,498.58 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4103986 .2500
94,856.02 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4103994 .5000
265,229.45 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4103995 .2500
99,454.79 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4104011 .5000
144,939.19 .0800
10.2500 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4104016 .5000
191,413.00 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
1
4104026 .2500
63,624.02 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4104028 .2500
63,624.02 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4104036 .2500
113,247.14 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4104037 .2500
146,176.03 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
4104040 .5000
226,886.84 .0800
12.1250 .0000
11.6250 .0000
11.5450 .0000
.0000 ******
4104051 .2500
239,396.84 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4104052 .2500
154,417.78 .0800
9.1250 .0000
8.8750 .0000
8.7950 .0000
.0000 8.7950
4104056 .5000
88,461.88 .0800
10.1250 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1
4104066 .2500
242,206.27 .0800
10.6250 .0000
10.3750 .0000
10.2950 .0000
.0000 ******
4104799 .2500
154,400.75 .0800
11.5000 .0000
11.2500 .0000
11.1700 .0000
.0000 ******
4105866 .2500
77,965.49 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4106008 .2500
146,678.33 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4106060 .2500
326,201.73 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4106181 .2500
184,930.35 .0800
10.7500 .0000
10.5000 .0000
10.4200 .0000
.0000 ******
4106736 .2500
97,810.04 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4109907 .5000
91,957.08 .0800
9.7500 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
1
4109927 .2500
51,482.61 .0800
11.2500 .0000
11.0000 .0000
10.9200 .0000
.0000 ******
4109931 .2500
79,559.81 .0800
9.3750 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
4109941 .2500
180,922.04 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4109950 .5000
119,842.56 .0800
9.6250 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
4109961 .5000
62,024.66 .0800
10.3750 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4109972 .2500
113,950.90 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4111590 .2500
84,369.08 .0800
10.8750 .0000
10.6250 .0000
10.5450 .0000
.0000 ******
4113417 .2500
239,881.95 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
1
4113818 .2500
82,580.38 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4114605 .5000
171,615.54 .0800
9.5000 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
4114613 .2500
58,823.27 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4114621 .2500
102,975.09 .0800
12.7500 .0000
12.5000 .0000
12.4200 .0000
.0000 ******
4114630 .5000
32,286.09 .0800
10.1250 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4114639 .5000
209,619.53 .0800
9.6250 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
4114641 .5000
187,164.93 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4114655 .2500
74,895.05 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
1
4115167 .2500
41,781.01 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4115757 .2500
49,477.63 .0800
9.9000 .0000
9.6500 .0000
9.5700 .0000
.0000 9.5700
4116340 .2500
211,516.31 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4116599 .2500
250,000.00 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4116765 .2500
32,985.79 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4117960 .2500
145,937.11 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4118131 .2500
144,963.91 .0800
12.6250 .0000
12.3750 .0000
12.2950 .0000
.0000 ******
4118605 .2500
154,336.97 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
1
4119400 .5000
169,934.24 .0800
10.6250 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4119407 .2500
169,930.60 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4119408 .5000
264,079.97 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4119426 .2500
168,957.14 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4119432 .2500
79,865.59 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4119453 .2500
269,827.35 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4119455 .2500
168,375.48 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4119468 .2500
59,180.01 .0800
11.2500 .0000
11.0000 .0000
10.9200 .0000
.0000 ******
1
4119505 .2500
103,742.85 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4119563 .2500
80,097.42 .0800
9.7200 .0000
9.4700 .0000
9.3900 .0000
.0000 9.3900
4119589 .2500
246,850.27 .0800
9.3750 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
4119620 .2500
24,117.60 .0800
9.9900 .0000
9.7400 .0000
9.6600 .0000
.0000 9.6600
4119657 .2500
24,836.64 .0800
9.9900 .0000
9.7400 .0000
9.6600 .0000
.0000 9.6600
4119688 .2500
94,513.77 .0800
9.9900 .0000
9.7400 .0000
9.6600 .0000
.0000 9.6600
4119747 .2500
160,361.14 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4119990 .2500
183,669.59 .0800
9.9900 .0000
9.7400 .0000
9.6600 .0000
.0000 9.6600
1
4120190 .2500
38,467.57 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4120425 .2500
270,759.22 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4120958 .2500
129,733.72 .0800
11.0000 .0000
10.7500 .0000
10.6700 .0000
.0000 ******
4121006 .2500
133,940.72 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4121824 .2500
144,934.12 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4122360 .2500
190,611.03 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4122362 .5000
128,428.63 .0800
11.3750 .0000
10.8750 .0000
10.7950 .0000
.0000 ******
4122370 .2500
40,332.62 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
1
4122382 .5000
126,324.94 .0800
13.6250 .0000
13.1250 .0000
13.0450 .0000
.0000 ******
4122387 .2500
160,425.12 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4122389 .2500
259,881.87 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4122391 .2500
153,933.67 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4122403 .5000
201,006.18 .0800
9.7500 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4124125 .2500
136,244.84 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
4125197 .2500
201,000.00 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4125629 .2500
88,759.66 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1
4125632 .2500
53,468.07 .0800
10.6250 .0000
10.3750 .0000
10.2950 .0000
.0000 ******
4125641 .5000
102,571.45 .0800
12.1250 .0000
11.6250 .0000
11.5450 .0000
.0000 ******
4125651 .2500
160,883.21 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4125653 .2500
222,903.95 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4125655 .5000
104,851.06 .0800
9.7500 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4125660 .5000
91,958.20 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4125661 .5000
97,801.87 .0800
9.5000 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
4125663 .2500
66,971.14 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
1
4125667 .2500
87,515.21 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
4125687 .2500
127,554.51 .0800
11.0000 .0000
10.7500 .0000
10.6700 .0000
.0000 ******
4125688 .2500
74,718.65 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4125689 .2500
58,823.27 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4126117 .2500
88,922.99 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4126631 .2500
117,392.80 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4127061 .2500
94,954.49 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4127337 .2500
115,951.35 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
1
4127565 .2500
46,788.67 .0800
12.7500 .0000
12.5000 .0000
12.4200 .0000
.0000 ******
4127660 .2500
121,874.51 .0800
10.0500 .0000
9.8000 .0000
9.7200 .0000
.0000 9.7200
4127788 .2500
271,858.99 .0800
9.2500 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
4127908 .2500
129,234.84 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4127992 .2500
129,633.21 .0800
11.2500 .0000
11.0000 .0000
10.9200 .0000
.0000 ******
4128029 .2500
260,775.02 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4128064 .2500
148,265.66 .0800
10.8750 .0000
10.6250 .0000
10.5450 .0000
.0000 ******
4128263 .2500
244,905.23 .0800
10.6250 .0000
10.3750 .0000
10.2950 .0000
.0000 ******
1
4131058 .2500
90,210.07 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4131062 .5000
128,341.67 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4131480 .2500
176,061.87 .0800
10.6250 .0000
10.3750 .0000
10.2950 .0000
.0000 ******
4131769 .2500
126,732.40 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4131892 .2500
201,053.64 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4131899 .2500
86,960.48 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4133029 .2500
130,089.28 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4134791 .2500
259,687.30 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
1
4134800 .2500
183,814.21 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4134801 .5000
164,925.03 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4134803 .2500
229,883.86 .0800
9.3750 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
4134822 .2500
134,340.54 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4134827 .2500
151,731.04 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4134829 .5000
154,395.47 .0800
9.6250 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
4134840 .5000
249,176.74 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4134847 .2500
157,753.30 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1
4134848 .2500
147,427.45 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4134852 .2500
124,943.21 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4134858 .2500
124,950.33 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
4134860 .2500
132,589.74 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4134864 .5000
165,772.62 .0800
9.7500 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4134873 .5000
94,559.26 .0800
10.1250 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4134874 .2500
45,428.79 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4135510 .2500
71,657.43 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1
4135642 .2500
106,704.02 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4135815 .2500
153,976.62 .0800
8.8750 .0000
8.6250 .0000
8.5450 .0000
.0000 8.5450
4135832 .2500
55,361.37 .0800
11.1250 .0000
10.8750 .0000
10.7950 .0000
.0000 ******
4135851 .2500
168,429.34 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4136023 .2500
149,800.00 .0800
9.3750 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
4136990 .2500
167,665.64 .0800
9.9900 .0000
9.7400 .0000
9.6600 .0000
.0000 9.6600
4137309 .2500
119,647.99 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4137897 .2500
260,131.76 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1
4138195 .2500
94,941.49 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4138228 .2500
158,858.73 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4138255 .2500
66,472.11 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4138262 .2500
30,986.28 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4138273 .2500
249,680.33 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4138281 .5000
61,972.58 .0800
10.0000 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4138295 .5000
123,646.72 .0800
10.1250 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4138300 .2500
86,960.48 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1
4138303 .2500
272,776.02 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4138304 .5000
147,748.72 .0800
11.1250 .0000
10.6250 .0000
10.5450 .0000
.0000 ******
4138309 .2500
170,613.79 .0800
9.3750 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
4138311 .2500
183,920.75 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4138316 .2500
198,953.19 .0800
12.8750 .0000
12.6250 .0000
12.5450 .0000
.0000 ******
4138327 .2500
216,209.29 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4138339 .2500
48,831.60 .0800
10.7500 .0000
10.5000 .0000
10.4200 .0000
.0000 ******
4138342 .2500
169,776.86 .0800
10.7500 .0000
10.5000 .0000
10.4200 .0000
.0000 ******
1
4138361 .2500
259,225.28 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4138371 .2500
224,942.41 .0800
12.5000 .0000
12.2500 .0000
12.1700 .0000
.0000 ******
4138415 .2500
131,376.80 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4138463 .2500
184,915.95 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4138588 .2500
137,937.30 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4138693 .2500
165,835.56 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
4138798 .2500
184,248.00 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4139044 .2500
123,340.88 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
1
4139153 .2500
128,891.41 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4139651 .2500
90,411.03 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4139785 .2500
183,824.92 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4139836 .2500
133,813.99 .0800
11.5000 .0000
11.2500 .0000
11.1700 .0000
.0000 ******
4139857 .2500
146,281.71 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4139943 .2500
212,463.22 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4142009 .2500
57,177.27 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
4142017 .2500
54,528.89 .0800
10.6250 .0000
10.3750 .0000
10.2950 .0000
.0000 ******
1
4142025 .2500
114,759.06 .0800
11.0000 .0000
10.7500 .0000
10.6700 .0000
.0000 ******
4142035 .2500
142,231.83 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4142036 .2500
179,868.25 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4142039 .5000
133,687.60 .0800
9.7500 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4142052 .2500
111,946.16 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4142055 .2500
200,345.77 .0800
12.2500 .0000
12.0000 .0000
11.9200 .0000
.0000 ******
4142059 .2500
72,024.31 .0800
11.0000 .0000
10.7500 .0000
10.6700 .0000
.0000 ******
4142067 .2500
164,925.03 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1
4142074 .5000
179,628.59 .0800
10.5000 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4142081 .2500
153,390.64 .0800
10.6250 .0000
10.3750 .0000
10.2950 .0000
.0000 ******
4142086 .2500
81,462.98 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4142087 .2500
74,672.25 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4142089 .5000
115,942.94 .0800
9.5000 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
4142091 .5000
83,408.96 .0800
9.5000 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
4142093 .2500
88,112.04 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4142096 .5000
247,138.49 .0800
12.6250 .0000
12.1250 .0000
12.0450 .0000
.0000 ******
1
4142101 .5000
125,942.76 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4142102 .2500
147,932.76 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4143655 .2500
212,815.40 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
4144414 .2500
138,949.07 .0800
10.8750 .0000
10.6250 .0000
10.5450 .0000
.0000 ******
4144941 .2500
113,065.00 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4145857 .2500
121,000.00 .0800
12.0000 .0000
11.7500 .0000
11.6700 .0000
.0000 ******
4146656 .5000
267,687.70 .0800
10.2500 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4146668 .2500
114,959.00 .0800
11.0000 .0000
10.7500 .0000
10.6700 .0000
.0000 ******
1
4146671 .2500
107,303.77 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4146675 .5000
271,866.21 .0800
9.5000 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
4146676 .2500
193,414.40 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4146692 .2500
74,550.00 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4147151 .2500
148,320.00 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4148035 .2500
52,503.47 .0800
9.3750 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
4148441 .2500
164,748.76 .0800
11.6250 .0000
11.3750 .0000
11.2950 .0000
.0000 ******
4148544 .2500
96,557.04 .0800
9.9750 .0000
9.7250 .0000
9.6450 .0000
.0000 9.6450
1
4148630 .2500
216,906.53 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4148701 .2500
134,876.16 .0800
9.8500 .0000
9.6000 .0000
9.5200 .0000
.0000 9.5200
4148995 .2500
89,260.40 .0800
9.9900 .0000
9.7400 .0000
9.6600 .0000
.0000 9.6600
4149530 .2500
117,649.57 .0800
10.1500 .0000
9.9000 .0000
9.8200 .0000
.0000 9.8200
4150534 .2500
165,770.87 .0800
11.0000 .0000
10.7500 .0000
10.6700 .0000
.0000 ******
4150543 .2500
148,632.45 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4150546 .5000
134,938.67 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4150553 .2500
188,855.00 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
1
4150555 .5000
44,879.60 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4150556 .2500
156,632.51 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4150558 .5000
237,133.30 .0800
9.5000 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
4150579 .5000
105,019.94 .0800
12.0000 .0000
11.5000 .0000
11.4200 .0000
.0000 ******
4150580 .5000
114,751.86 .0800
10.2500 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4150581 .2500
162,500.00 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4150632 .2500
87,472.68 .0800
10.8500 .0000
10.6000 .0000
10.5200 .0000
.0000 ******
4150749 .2500
74,800.00 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
1
4150869 .2500
104,860.00 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4151420 .2500
134,714.00 .0800
12.2500 .0000
12.0000 .0000
11.9200 .0000
.0000 ******
4152837 .2500
84,955.94 .0800
9.2500 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
4153256 .2500
126,037.97 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4154474 .2500
116,390.00 .0800
9.2500 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
4154540 .2500
123,690.71 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4154619 .2500
69,967.34 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4155656 .5000
181,115.46 .0800
9.7500 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
1
4155661 .2500
204,901.79 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4155663 .5000
154,603.13 .0800
9.6250 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
4155680 .2500
44,629.17 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4155702 .2500
177,921.25 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4156216 .2500
113,300.00 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
4158419 .2500
166,817.48 .0800
12.6250 .0000
12.3750 .0000
12.2950 .0000
.0000 ******
4158534 .2500
267,302.02 .0800
10.8750 .0000
10.6250 .0000
10.5450 .0000
.0000 ******
4158656 .2500
87,312.38 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
1
4159497 .2500
178,926.92 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4159560 .2500
83,000.00 .0800
8.8750 .0000
8.6250 .0000
8.5450 .0000
.0000 8.5450
4159642 .2500
155,932.80 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4160543 .2500
250,832.92 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4160544 .2500
25,750.00 .0800
11.0000 .0000
10.7500 .0000
10.6700 .0000
.0000 ******
4160545 .5000
92,666.95 .0800
11.0000 .0000
10.5000 .0000
10.4200 .0000
.0000 ******
4160550 .2500
165,000.00 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4160558 .5000
143,934.58 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
1
4160560 .5000
130,000.00 .0800
9.2500 .0000
8.7500 .0000
8.6700 .0000
.0000 8.6700
4160569 .2500
155,892.86 .0800
10.8750 .0000
10.6250 .0000
10.5450 .0000
.0000 ******
4160572 .2500
144,384.37 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4160574 .2500
47,479.54 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4160575 .5000
92,516.09 .0800
10.8750 .0000
10.3750 .0000
10.2950 .0000
.0000 ******
4160580 .5000
81,962.74 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4160796 .2500
149,800.00 .0800
9.4500 .0000
9.2000 .0000
9.1200 .0000
.0000 9.1200
4160918 .2500
64,868.91 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
1
4161508 .2500
156,550.00 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4163858 .2500
226,840.00 .0800
9.0000 .0000
8.7500 .0000
8.6700 .0000
.0000 8.6700
4165455 .2500
184,000.00 .0800
9.1250 .0000
8.8750 .0000
8.7950 .0000
.0000 8.7950
4165741 .2500
133,852.26 .0800
11.0000 .0000
10.7500 .0000
10.6700 .0000
.0000 ******
4165747 .2500
181,910.48 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4165760 .5000
75,000.00 .0800
10.0000 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4165763 .2500
92,990.00 .0800
10.7500 .0000
10.5000 .0000
10.4200 .0000
.0000 ******
4165771 .2500
104,500.00 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
1
4165773 .5000
117,446.62 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4165778 .2500
104,500.00 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4165780 .2500
170,915.89 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4165994 .2500
239,099.70 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4166021 .2500
241,961.31 .0800
10.8750 .0000
10.6250 .0000
10.5450 .0000
.0000 ******
4166304 .2500
155,067.44 .0800
9.1250 .0000
8.8750 .0000
8.7950 .0000
.0000 8.7950
4166471 .2500
59,588.32 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4167022 .2500
52,500.00 .0800
10.8750 .0000
10.6250 .0000
10.5450 .0000
.0000 ******
1
4167967 .2500
80,715.22 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4171260 .2500
93,100.00 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4171262 .2500
134,800.00 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
4171268 .5000
40,650.00 .0800
12.5000 .0000
12.0000 .0000
11.9200 .0000
.0000 ******
4171270 .5000
140,850.00 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4171281 .2500
121,900.00 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4171283 .2500
105,000.00 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4171287 .2500
129,650.00 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
1
4171590 .2500
76,151.19 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4171617 .2500
113,448.43 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4171669 .2500
98,000.00 .0800
9.3750 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
4172472 .2500
229,084.26 .0800
9.3750 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
4175285 .2500
91,157.45 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4176503 .2500
125,000.00 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4176524 .2500
40,332.62 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4176533 .2500
192,600.00 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
1
4176534 .5000
79,300.00 .0800
10.6250 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4176537 .2500
144,500.00 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4176701 .2500
90,250.00 .0800
9.3750 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
4177508 .2500
267,378.47 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4177920 .2500
92,700.00 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
4180064 .2500
122,570.00 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4180141 .2500
128,436.12 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4180193 .2500
127,083.94 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1
4181085 .2500
90,909.76 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4181152 .2500
272,722.71 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4181660 .2500
74,868.59 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4181918 .2500
120,000.00 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4181919 .2500
159,000.00 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4181939 .2500
123,600.00 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4181941 .2500
125,000.00 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4181945 .2500
200,850.00 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
1
4185032 .2500
149,900.00 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4186015 .2500
135,000.00 .0800
10.6250 .0000
10.3750 .0000
10.2950 .0000
.0000 ******
4188013 .2500
119,846.96 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4188028 .2500
136,500.00 .0800
12.7500 .0000
12.5000 .0000
12.4200 .0000
.0000 ******
4188953 .2500
103,700.29 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4190048 .2500
137,950.00 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4190184 .2500
271,879.68 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4190628 .2500
89,300.00 .0800
10.8750 .0000
10.6250 .0000
10.5450 .0000
.0000 ******
1
4190641 .2500
115,260.00 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4190642 .2500
85,050.00 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4190643 .2500
113,450.00 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4190653 .2500
130,800.00 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4190658 .2500
179,000.00 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4190659 .2500
94,200.00 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4190662 .2500
119,950.00 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4190668 .2500
252,250.00 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
1
4190860 .2500
123,489.16 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4191180 .2500
200,000.00 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4192003 .2500
194,064.11 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4192311 .2500
193,316.70 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4192390 .2500
134,740.36 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4192747 .2500
65,772.40 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4193060 .2500
120,840.79 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4195040 .5000
176,900.00 .0800
13.0000 .0000
12.5000 .0000
12.4200 .0000
.0000 ******
1
4195065 .2500
156,700.00 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4195089 .2500
124,000.00 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4195095 .2500
185,400.00 .0800
10.6250 .0000
10.3750 .0000
10.2950 .0000
.0000 ******
4196127 .2500
121,748.93 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4197672 .2500
272,788.59 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4200001 .2500
57,000.00 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4200002 .2500
38,000.00 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4200012 .2500
115,560.00 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
1
4200017 .2500
37,550.00 .0800
11.1250 .0000
10.8750 .0000
10.7950 .0000
.0000 ******
4200039 .2500
118,300.00 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4200080 .2500
181,300.91 .0800
9.0000 .0000
8.7500 .0000
8.6700 .0000
.0000 8.6700
4200091 .2500
199,514.03 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4202586 .2500
112,100.00 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4203022 .2500
147,937.94 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4205724 .2500
91,800.00 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
4205729 .2500
179,674.61 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
1
4206034 .5000
61,250.00 .0800
11.7500 .0000
11.2500 .0000
11.1700 .0000
.0000 ******
4206051 .5000
41,050.00 .0800
13.3750 .0000
12.8750 .0000
12.7950 .0000
.0000 ******
4206069 .2500
195,200.00 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4206073 .2500
132,000.00 .0800
9.2500 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
4206691 .2500
99,948.15 .0800
9.2500 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
4208900 .2500
267,381.41 .0800
9.9900 .0000
9.7400 .0000
9.6600 .0000
.0000 9.6600
4209032 .2500
114,000.00 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4211548 .2500
79,115.91 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
1
4211556 .2500
118,650.00 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4211563 .2500
110,200.00 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4211564 .2500
75,950.00 .0800
10.7500 .0000
10.5000 .0000
10.4200 .0000
.0000 ******
4211565 .5000
124,450.00 .0800
12.6250 .0000
12.1250 .0000
12.0450 .0000
.0000 ******
4211566 .2500
77,250.00 .0800
10.6250 .0000
10.3750 .0000
10.2950 .0000
.0000 ******
4211571 .5000
234,800.00 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4211575 .5000
123,050.00 .0800
9.5000 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
4211588 .2500
218,400.00 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1
4212239 .2500
201,055.89 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4215834 .2500
114,168.68 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4217130 .5000
99,000.00 .0800
9.7500 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4217147 .2500
47,050.00 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4217393 .2500
63,600.00 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4217394 .2500
62,700.00 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4220973 .2500
257,000.00 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
4221137 .2500
232,767.00 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
1
4221244 .2500
56,050.00 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4221424 .2500
205,000.00 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4222574 .2500
53,500.00 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4222579 .5000
103,950.00 .0800
11.0000 .0000
10.5000 .0000
10.4200 .0000
.0000 ******
4222590 .5000
248,000.00 .0800
9.2500 .0000
8.7500 .0000
8.6700 .0000
.0000 8.6700
4222591 .5000
222,550.00 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4222593 .5000
190,100.00 .0800
12.2500 .0000
11.7500 .0000
11.6700 .0000
.0000 ******
4222597 .2500
131,000.00 .0800
9.3750 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
1
4222611 .2500
169,950.00 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4224873 .2500
89,070.00 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4225418 .2500
80,000.00 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4227388 .5000
183,550.00 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4227394 .5000
106,500.00 .0800
9.6250 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
4227395 .2500
269,850.00 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4232061 .5000
150,350.00 .0800
11.0000 .0000
10.5000 .0000
10.4200 .0000
.0000 ******
4232066 .5000
78,850.00 .0800
12.6250 .0000
12.1250 .0000
12.0450 .0000
.0000 ******
1
4232071 .2500
176,900.00 .0800
9.3750 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
4232077 .2500
89,250.00 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4232078 .5000
262,500.00 .0800
9.6250 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
4232082 .2500
184,950.00 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4232083 .2500
57,650.00 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4232532 .2500
145,000.00 .0800
12.6250 .0000
12.3750 .0000
12.2950 .0000
.0000 ******
4232534 .2500
155,500.00 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4233543 .2500
145,220.00 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
1
4235068 .2500
200,500.00 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4237100 .2500
157,350.00 .0800
12.0000 .0000
11.7500 .0000
11.6700 .0000
.0000 ******
4237101 .2500
33,000.00 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4237121 .2500
162,400.00 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4237123 .2500
55,000.00 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4237131 .2500
190,900.00 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4237132 .2500
74,100.00 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4237135 .2500
47,050.00 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1
4237145 .5000
72,650.00 .0800
9.7500 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4237153 .2500
244,950.00 .0800
9.0000 .0000
8.7500 .0000
8.6700 .0000
.0000 8.6700
4237154 .5000
109,500.00 .0800
9.1250 .0000
8.6250 .0000
8.5450 .0000
.0000 8.5450
4243393 .2500
223,500.00 .0800
10.6250 .0000
10.3750 .0000
10.2950 .0000
.0000 ******
4243444 .5000
210,000.00 .0800
9.2500 .0000
8.7500 .0000
8.6700 .0000
.0000 8.6700
4251926 .2500
100,000.00 .0800
10.7500 .0000
10.5000 .0000
10.4200 .0000
.0000 ******
TOTAL NUMBER OF LOANS: 1292
TOTAL BALANCE........: 173,619,819.46
1
RUN ON : 02/21/01 RFC DISCLOSURE SYSTEM RFFSDFIX-01
AT : 20.17.34 INITIAL SECURITY FEES AMORTIZED BALANCE
SERIES : RAMP 2001-RZ1 GRO FIXED SUMMARY REPORT CUTOFF : 02/01/01
POOL : 0004483
:
:
POOL STATUS: F
WEIGHTED AVERAGES FROM TO
----------------------------------------------------------------------------
CURR NOTE RATE 10.1671 8.8750 14.3750
RFC NET RATE 9.8794 8.3750 14.1250
NET MTG RATE(INVSTR RATE) 9.7994 8.2950 14.0450
POST STRIP RATE .0000 .0000 .0000
SUB SERV FEE .2877 .2500 .5000
MSTR SERV FEE .0800 .0800 .0800
ALL EXP .0000 .0000 .0000
MISC EXP .0000 .0000 .0000
SPREAD .0000 .0000 .0000
STRIP 9.7994 8.2950 14.0450
TOTAL NUMBER OF LOANS: 1292
TOTAL BALANCE........: 173,619,819.46
***************************
* END OF REPORT *
***************************
1
RUN ON : 02/21/01 RFC DISCLOSURE SYSTEM RFFSD177-01
AT : 20.17.34 FIXED RATE LOAN LISTING AMORTIZED BALANCE
SERIES : RAMP 2001-RZ1 CUTOFF : 02/01/01
POOL : 0004483
:
:
POOL STATUS: F
RFC LOAN # S/S CODE PMT TYPE ORIGINAL BAL LOAN FEATURE
ORIG TERM PRINCIPAL BAL # OF UNITS
ORIG RATE ORIGINAL P+I LTV
CURR NET CURRENT P+I VALUE
CITY STATE ZIP LOAN PURP NOTE DATE MI CO CODE
SERVICER LOAN # PROP TYPE 1ST PMT DATE MI CVG
SELLER LOAN # OCCP CODE MATURITY DATE
INVESTOR LOAN #
______________________________________________________________________________
1992404 526/G01 F 97,747.00 ZZ
360 96,981.44 1
14.250 1,177.55 103
14.000 1,177.55 94,900.00
XXXXXXXXXXXX XX 00000 1 06/30/00 23
0432169225 05 08/01/00 0
0412720 O 07/01/30
0
1997888 526/G01 F 78,800.00 ZZ
360 78,607.99 1
10.500 720.81 100
10.250 720.81 78,800.00
XXXXXXX XX 00000 1 07/24/00 23
0432551356 03 09/01/00 0
0413751 O 08/01/30
0
1998212 286/G01 F 140,400.00 ZZ
360 140,100.53 1
10.250 1,258.13 104
10.000 1,258.13 135,000.00
XXXXXX XX 00000 1 08/10/00 23
0432418812 05 10/01/00 0
0000026216 O 09/01/30
0
1998552 U05/G01 F 204,000.00 ZZ
360 203,564.88 1
10.250 1,828.05 102
10.000 1,828.05 200,000.00
XXXXXXX XX 00000 1 08/15/00 23
0432452407 05 10/01/00 0
1
3056825 O 09/01/30
0
1998713 U05/G01 F 133,900.00 ZZ
360 133,564.85 1
10.375 1,212.34 100
10.125 1,212.34 133,900.00
XXXXXX XX 00000 1 07/13/00 23
0432457455 05 09/01/00 0
3051871 O 08/01/30
0
1999058 526/G01 F 134,890.00 ZZ
360 134,602.25 1
10.250 1,208.76 100
10.000 1,208.76 134,890.00
XXXXXX XX 00000 1 08/01/00 23
0432563591 05 10/01/00 0
0414812 O 09/01/30
0
1999094 K15/G01 F 263,000.00 ZZ
360 262,439.05 1
10.250 2,356.75 106
10.000 2,356.75 249,000.00
XXX XXXXXXX XX 00000 1 08/07/00 23
0432372159 05 10/01/00 0
3061534 O 09/01/30
0
1999506 T24/G01 F 161,165.00 ZZ
360 160,821.27 1
10.250 1,444.20 103
10.000 1,444.20 156,500.00
XXXXXXX XX 00000 1 08/16/00 23
0432286250 05 10/01/00 0
09756929 O 09/01/30
0
1999513 T24/G01 F 108,000.00 ZZ
360 107,769.64 1
10.250 967.79 100
10.000 967.79 108,000.00
XXXXXXX XX 00000 1 08/17/00 23
0432285724 05 10/01/00 0
09757003 O 09/01/30
0
1
1999523 T24/G01 F 167,000.00 ZZ
360 166,641.72 1
11.250 1,622.01 100
11.000 1,622.01 167,000.00
XXXXXX XXXX XX 00000 1 07/27/00 23
0432286920 05 09/01/00 0
09746965 O 08/01/30
0
1999524 T24/G01 F 248,000.00 ZZ
360 247,427.32 1
9.875 2,153.50 100
9.625 2,153.50 248,000.00
XXXXXXXX XX 00000 1 08/11/00 23
0432287100 05 10/01/00 0
09757131 O 09/01/30
0
1999630 642/G01 F 67,450.00 ZZ
360 67,304.76 2
9.125 548.80 95
8.875 548.80 71,000.00
XXXXXXX XX 00000 1 09/01/00 23
0432274967 05 11/01/00 0
08184500 N 10/01/30
0
2000301 K15/G01 F 122,550.00 ZZ
360 122,302.22 1
10.500 1,121.01 103
10.250 1,121.01 119,000.00
XXXXXXXXXXX XX 00000 1 08/08/00 23
0432474559 05 10/01/00 0
3057101 O 09/01/30
0
2000820 286/G01 F 73,000.00 ZZ
360 72,875.95 1
10.250 654.16 98
10.000 654.16 75,000.00
XX XXXXX XX 00000 5 08/31/00 23
0432455178 05 11/01/00 0
0000132968 O 10/01/30
0
2001064 877/G01 F 139,100.00 ZZ
360 138,618.45 1
9.250 1,144.34 107
9.000 1,144.34 130,000.00
1
XXXX XXXXXXXX XX 00000 1 08/25/00 23
0432382059 05 09/25/00 0
4401003352 O 08/25/30
0
3560754 E22/G01 F 247,500.00 ZZ
360 246,580.80 1
9.250 2,036.12 105
8.750 2,036.12 237,500.00
XXXXXXX XX 00000 1 06/22/00 23
0412018731 01 08/01/00 0
0412018731 O 07/01/30
0
3656748 E22/G01 F 227,100.00 ZZ
360 226,370.60 1
9.250 1,868.30 106
9.000 1,868.30 215,000.00
XXX XXXXX XX 00000 1 07/28/00 23
0412067506 05 09/01/00 0
0412067506 O 08/01/30
0
3663647 K15/G01 F 64,200.00 ZZ
360 64,116.34 1
10.125 569.34 107
9.875 569.34 60,000.00
XXXXXXXXX XX 00000 1 10/12/00 23
0432407401 01 12/01/00 0
3059421 O 11/01/30
0
3697650 E22/G01 F 159,100.00 ZZ
360 158,951.77 1
14.000 1,885.13 102
13.500 1,885.13 156,000.00
XXX XXXXXXX XX 00000 1 08/10/00 23
0412079675 03 10/01/00 0
0412079675 O 09/01/30
0
3730375 948/G01 F 98,880.00 ZZ
360 98,748.18 1
11.375 969.79 103
11.125 969.79 96,000.00
XXXXXXX XX 00000 1 09/22/00 23
0432338440 05 11/01/00 0
53444 O 10/01/30
0
1
3731454 E22/G01 F 219,000.00 ZZ
360 218,532.92 2
10.250 1,962.46 100
10.000 1,962.46 219,000.00
XXXXXXX XX 00000 1 08/24/00 23
0412094351 05 10/01/00 0
0412094351 O 09/01/30
0
3732302 E84/G01 F 161,700.00 ZZ
360 161,402.50 1
9.875 1,404.12 103
9.625 1,404.12 157,000.00
XXXXXXXX XX 00000 1 09/14/00 23
0432407054 05 11/01/00 0
11802274 O 10/01/30
0
3733624 U05/G01 F 114,000.00 ZZ
360 113,349.33 1
10.125 1,010.98 100
9.875 1,010.98 114,000.00
XXXXXX XX 00000 1 10/20/00 23
0432399103 01 12/01/00 0
3068114 O 11/01/30
0
3739556 664/G01 F 135,000.00 ZZ
360 134,764.41 2
10.125 1,197.22 100
9.875 1,197.22 135,000.00
XXX XXXXX XX 00000 1 09/18/00 23
0432432136 05 11/01/00 0
0003392248 O 10/01/30
0
3746533 948/G01 F 30,000.00 ZZ
360 29,658.36 1
10.125 266.05 100
9.875 266.05 30,000.00
XXXXXXX XX 00000 1 10/03/00 23
0432400117 05 12/01/00 0
53613 O 11/01/30
0
3749815 U05/G01 F 110,500.00 ZZ
360 110,452.40 1
1
10.125 979.94 100
9.875 979.94 110,500.00
XXXXXXX XX 00000 1 12/08/00 23
0432530939 05 02/01/01 0
3068932 O 01/01/31
0
3756933 E22/G01 F 135,000.00 ZZ
360 134,727.02 1
10.500 1,234.90 100
10.250 1,234.90 135,000.00
XXXXXX XXXXX XX 00000 1 09/01/00 23
0412075327 05 10/01/00 0
0412075327 O 09/01/30
0
3767907 526/G01 F 131,900.00 ZZ
360 131,652.72 1
9.875 1,145.35 106
9.625 1,145.35 125,000.00
XXXXXX XX 00000 1 09/12/00 23
0432518801 05 11/01/00 0
0422644 O 10/01/30
0
3768896 U05/G01 F 207,800.00 ZZ
360 207,427.69 1
10.000 1,823.59 100
9.750 1,823.59 207,800.00
XXXXXXXXXX XX 00000 1 09/08/00 23
0432400786 05 11/01/00 0
3070117 O 10/01/30
0
3769932 526/G01 F 92,500.00 ZZ
360 92,417.82 1
10.000 811.75 100
9.750 811.75 92,500.00
XXXXXX XX 00000 1 11/20/00 23
0432482636 01 01/01/01 0
0422420 O 12/01/30
0
3776856 526/G01 F 225,000.00 ZZ
360 224,698.88 1
10.000 1,974.54 100
9.750 1,974.54 225,000.00
XXXXXX XX 00000 1 10/02/00 23
0432400471 01 12/01/00 0
1
0423287 O 11/01/30
0
3784942 664/G01 F 135,500.00 ZZ
360 135,190.38 1
9.875 1,176.62 100
9.625 1,176.62 135,500.00
XXXXXXXXXXX XX 00000 1 09/29/00 23
0432434884 05 11/01/00 0
0003649134 O 10/01/30
0
3788449 526/G01 F 263,050.00 ZZ
360 262,688.52 1
9.875 2,284.19 107
9.625 2,284.19 245,844.00
XXXXXX XX 00000 1 10/16/00 23
0432435188 03 12/01/00 0
0423606 O 11/01/30
0
3792488 U05/G01 F 58,700.00 ZZ
360 58,619.33 1
9.875 509.72 100
9.625 509.72 58,700.00
XXXXXXXXXX XX 00000 1 10/23/00 23
0432445526 05 12/01/00 0
3063824 O 11/01/30
0
3799752 U05/G01 F 200,000.00 ZZ
360 199,622.19 1
9.750 1,718.31 100
9.500 1,718.31 200,000.00
XXXXXX XXXX XX 00000 1 09/25/00 23
0432394427 05 11/01/00 0
3069125 O 10/01/30
0
3801892 526/G01 F 74,365.00 ZZ
360 74,275.55 1
10.500 680.25 107
10.250 680.25 69,500.00
XXXX XX 00000 1 10/25/00 23
0432432276 09 12/01/00 0
0422579 O 11/01/30
0
1
3803856 526/G01 F 253,000.00 ZZ
360 252,652.33 1
9.875 2,196.92 100
9.625 2,196.92 253,000.00
XXXXXXX XX 00000 1 10/05/00 23
0432400802 05 12/01/00 0
0424048 O 11/01/30
0
3807870 526/G01 F 118,770.00 ZZ
360 118,562.76 1
10.125 1,053.28 107
9.875 1,053.28 111,000.00
XXXXXXXXXX XX 00000 1 09/25/00 23
0432405728 05 11/01/00 0
0423920 O 10/01/30
0
3808892 664/G01 F 79,500.00 ZZ
360 79,399.10 1
10.250 712.41 106
10.000 712.41 75,000.00
XXXXXXX XXXXX XX 00000 1 10/20/00 23
0432494359 05 12/01/00 0
0003593795 O 11/01/30
0
3809294 U05/G01 F 105,000.00 ZZ
360 104,816.81 1
10.125 931.16 100
9.875 931.16 105,000.00
XXXXXXXXXX XX 00000 1 09/22/00 23
0432394500 05 11/01/00 0
3072037 O 10/01/30
0
3809536 U05/G01 F 137,100.00 ZZ
360 136,783.69 1
9.625 1,165.34 107
9.375 1,165.34 128,500.00
XXXXXXXX XX 00000 1 09/22/00 23
0432404077 05 11/01/00 0
3069248 O 10/01/30
0
3810599 526/G01 F 66,000.00 ZZ
360 65,884.86 1
10.125 585.30 100
9.875 585.30 66,000.00
1
XXXXXXX XX 00000 1 09/26/00 23
0432553766 01 11/01/00 0
0424666 O 10/01/30
0
3811428 664/G01 F 206,000.00 ZZ
360 205,620.99 1
9.875 1,788.80 98
9.625 1,788.80 212,000.00
DESERT HOT XXXX XX 00000 5 09/27/00 23
0432546950 05 11/01/00 0
0003615077 O 10/01/30
0
3812709 E84/G01 F 275,000.00 ZZ
360 274,520.18 1
10.125 2,438.76 100
9.875 2,438.76 275,000.00
XXXXXXX XX 00000 1 09/26/00 23
0432391803 01 11/01/00 0
11701457 O 10/01/30
0
3813402 U05/G01 F 90,250.00 ZZ
360 90,092.52 1
10.125 800.36 95
9.875 800.36 95,000.00
XXXXXXXX XX 00000 1 09/27/00 23
0432409290 05 11/01/00 0
3072256 N 10/01/30
0
3814611 U59/G01 F 185,000.00 ZZ
360 184,752.42 1
10.000 1,623.51 100
9.750 1,623.51 185,000.00
XXXXX XXXXXX XX 00000 1 11/03/00 23
0432409233 05 12/03/00 0
800611192 O 11/03/30
0
3815162 R74/G01 F 82,915.00 ZZ
360 82,792.43 1
10.900 783.37 103
10.650 783.37 80,500.00
XXXXXXX XX 00000 5 09/25/00 23
0432361400 05 11/01/00 0
8282054897 O 10/01/30
0
1
3815674 948/G01 F 203,300.00 ZZ
360 203,029.03 1
11.375 1,993.90 103
11.125 1,993.90 199,250.00
XXXXXX XXXX XX 00000 1 09/27/00 23
0432343002 05 11/01/00 0
54183 O 10/01/30
0
3816823 E84/G01 F 33,250.00 ZZ
360 33,193.52 1
10.250 297.95 95
10.000 297.95 35,000.00
XXXXXXX XXXX XX 00000 1 09/29/00 23
0432426302 05 11/01/00 0
14101591 N 10/01/30
0
3817462 286/G01 F 34,240.00 ZZ
360 34,180.25 1
10.125 303.65 107
9.875 303.65 32,000.00
XX XXXXX XX 00000 1 09/06/00 23
0432429470 05 11/01/00 0
0000133570 O 10/01/30
0
3817632 U59/G01 F 237,500.00 ZZ
360 237,182.15 1
10.000 2,084.24 100
9.750 2,084.24 237,500.00
XXXXXXXX XX 00000 1 10/30/00 23
0432393999 05 12/01/00 0
800504902 O 11/01/30
0
3821914 T24/G01 F 62,050.00 ZZ
360 60,859.64 1
9.875 538.81 107
9.625 538.81 58,000.00
XXXXXXXXXX XX 00000 1 09/12/00 23
0432518447 05 11/01/00 0
09762661 O 10/01/30
0
3823397 T24/G01 F 109,350.00 ZZ
360 108,924.58 1
1
9.750 939.49 107
9.500 939.49 102,207.00
XX XXXXX XX 00000 1 08/30/00 23
0432427912 01 10/01/00 0
09759825 O 09/01/30
0
3823449 T24/G01 F 92,850.00 ZZ
360 92,665.15 1
9.500 780.73 106
9.250 780.73 88,000.00
XXXXXX XX 00000 1 09/05/00 23
0432393551 05 11/01/00 0
09760276 O 10/01/30
0
3823486 T24/G01 F 139,600.00 ZZ
360 139,403.53 1
11.125 1,342.65 103
10.875 1,342.65 135,550.00
XXX XXXXX XX 00000 1 09/13/00 23
0432433423 05 11/01/00 0
09709872 O 10/01/30
0
3823560 T24/G01 F 124,950.00 ZZ
360 124,672.22 1
10.125 1,108.08 100
9.875 1,108.08 124,990.00
XXXXXXXX XX 00000 1 08/30/00 23
0432432060 05 10/01/00 0
09758202 O 09/01/30
0
3825155 526/G01 F 269,800.00 ZZ
360 269,448.42 1
10.125 2,392.65 100
9.875 2,392.65 270,000.00
XXX XXXXXX XX 00000 1 10/20/00 23
0432417079 05 12/01/00 0
423498 O 11/01/30
0
3826407 M43/G01 F 124,100.00 ZZ
360 121,693.52 1
10.750 1,158.46 100
10.500 1,158.46 124,100.00
XXXXXXXX XXXXX XX 00000 1 08/25/00 23
0432530772 09 10/01/00 0
1
000725 O 09/01/30
0
3826481 M43/G01 F 300,000.00 ZZ
360 299,038.94 2
10.375 2,716.23 97
10.125 2,716.23 310,000.00
XXXXXXX XX 00000 1 08/25/00 23
0432530814 05 10/01/00 0
186766338 O 09/01/30
0
3827116 E84/G01 F 207,000.00 ZZ
360 206,811.14 1
9.875 1,797.48 100
9.625 1,797.48 207,000.00
XXXXXXXXX XX 00000 1 11/10/00 23
0432448835 05 01/01/01 0
60202287 O 12/01/30
0
3828075 526/G01 F 116,050.00 ZZ
360 115,847.50 1
10.125 1,029.16 98
9.875 1,029.16 119,000.00
XXXXXX XX 00000 5 09/28/00 23
0432406148 03 11/01/00 0
10623 O 10/01/30
0
3828226 877/G01 F 92,700.00 ZZ
360 92,590.46 1
12.950 1,021.83 103
12.700 1,021.83 90,000.00
XXXXXXX XX 00000 1 09/15/00 23
0432478121 01 10/15/00 0
4401003359 O 09/15/30
0
3830285 R74/G01 F 85,600.00 ZZ
360 85,422.22 1
10.375 775.03 107
10.125 775.03 80,000.00
XXXX XX 00000 1 09/29/00 23
0432368850 05 10/29/00 0
3030015873 O 09/29/30
0
1
3830314 R74/G01 F 48,150.00 ZZ
360 48,064.60 1
10.050 424.34 107
9.800 424.34 45,000.00
XXXXXXX XXXXXXX XX 00000 1 10/02/00 23
0432398519 05 11/02/00 0
3030015919 O 10/02/30
0
3830447 U59/G01 F 149,000.00 ZZ
360 148,732.99 1
10.000 1,307.59 100
9.750 1,307.59 149,000.00
XXXXXXX XX 00000 1 10/25/00 23
0432396802 05 11/25/00 0
01933800616251 O 10/25/30
0
3830909 526/G01 F 90,000.00 ZZ
360 89,879.57 1
10.000 789.81 100
9.750 789.81 90,000.00
XXXXXXX XX 00000 1 10/20/00 23
0432431633 03 12/01/00 0
0427739 O 11/01/30
0
3832283 664/G01 F 176,490.00 ZZ
360 175,806.87 1
12.750 1,917.90 103
12.500 1,917.90 171,351.00
XXXXXXX XX 00000 1 09/29/00 23
0432403293 03 11/01/00 0
3672516 O 10/01/30
0
3832506 664/G01 F 250,000.00 ZZ
360 249,597.35 1
10.500 2,286.85 100
10.250 2,286.85 250,000.00
XXXXX XXXXX XX 00000 5 09/29/00 23
0432434819 05 11/01/00 0
0003674538 O 10/01/30
0
3833747 526/G01 F 111,900.00 ZZ
360 111,633.03 1
10.250 1,002.74 100
10.000 1,002.74 111,900.00
1
XXXX XXXXXX XX 00000 1 08/21/00 23
0432409720 05 10/01/00 0
0418090 O 09/01/30
0
3833868 U05/G01 F 111,000.00 ZZ
360 110,851.47 1
10.000 974.10 100
9.750 974.10 111,000.00
XXXX XX 00000 1 10/30/00 23
0432438174 05 12/01/00 0
3072475 O 11/01/30
0
3834131 526/G01 F 225,000.00 ZZ
360 224,390.17 2
10.000 1,974.54 100
9.750 1,974.54 225,000.00
XXX XXXXXXX XX 00000 1 07/07/00 23
0432570661 05 09/01/00 0
0412608 O 08/01/30
0
3835335 E22/G01 F 272,850.00 ZZ
360 272,231.30 1
8.875 2,170.92 107
8.375 2,170.92 255,000.00
XXXXXXXX XX 00000 1 09/26/00 23
0412158941 05 11/01/00 0
0412158941 O 10/01/30
0
3836770 877/G01 F 118,450.00 ZZ
360 118,271.44 1
12.700 1,282.58 103
12.450 1,282.58 115,000.00
XXXXXXXXX XX 00000 1 08/25/00 23
0432478139 05 09/25/00 0
4401003142 O 08/25/30
0
3837423 664/G01 F 145,800.00 ZZ
360 145,599.62 1
9.875 1,266.06 107
9.625 1,266.06 136,300.00
XXXXXX XX 00000 1 10/10/00 23
0432458859 05 12/01/00 0
0003448479 O 11/01/30
0
1
3839550 526/G01 F 244,000.00 ZZ
360 243,673.48 1
10.000 2,141.27 100
9.750 2,141.27 244,000.00
XXXXXXXXXXX XX 00000 1 10/10/00 23
0432399707 05 12/01/00 0
0424965 O 11/01/30
0
3840332 562/G01 F 218,000.00 ZZ
360 218,000.00 1
9.875 1,893.01 100
9.625 1,893.01 218,000.00
OSSINING XX 00000 1 01/08/01 23
0432550622 01 03/01/01 0
637302 O 02/01/31
0
3840546 664/G01 F 84,300.00 ZZ
360 84,184.15 1
9.875 732.02 100
9.625 732.02 84,300.00
XXXXXX XX 00000 1 10/12/00 23
0432454031 05 12/01/00 0
0003615218 O 11/01/30
0
3840618 K15/G01 F 82,000.00 ZZ
360 81,890.71 1
11.375 804.23 100
11.125 804.23 82,000.00
XXXXXXXXXX XX 00000 1 09/05/00 23
0432521185 05 11/01/00 0
3056100 O 10/01/30
0
3841750 526/G01 F 236,550.00 ZZ
360 236,265.50 1
10.500 2,163.82 95
10.250 2,163.82 249,000.00
XXXXXXX XX 00000 5 10/04/00 23
0432398089 05 12/01/00 0
0424868 O 11/01/30
0
3845869 526/G01 F 156,000.00 ZZ
360 155,442.85 1
1
9.750 1,340.28 100
9.500 1,340.28 156,000.00
XXXXXX XX 00000 1 08/21/00 23
0432418739 05 10/01/00 0
0416118 O 09/01/30
0
3847211 948/G01 F 93,625.00 ZZ
360 93,489.34 1
9.625 795.81 107
9.375 795.81 87,500.00
XXXXXXX XX 00000 1 10/10/00 23
0432432748 05 12/01/00 0
54435 O 11/01/30
0
3847667 U05/G01 F 186,400.00 ZZ
360 186,163.51 1
10.250 1,670.33 106
10.000 1,670.33 176,400.00
XXXXXXXXXX XXX XX 00000 1 10/26/00 23
0432424000 05 12/01/00 0
3072115 O 11/01/30
0
3848331 286/G01 F 129,850.00 ZZ
360 128,638.26 1
9.250 1,068.25 107
9.000 1,068.25 121,400.00
XXXXXXXXX XX 00000 1 09/20/00 23
0432429280 05 11/01/00 0
0000138934 O 10/01/30
0
3848880 808/G01 F 160,000.00 ZZ
360 159,785.86 1
10.000 1,404.12 100
9.750 1,404.12 160,000.00
XXXXXXXXX XX 00000 1 10/04/00 23
0432433209 05 12/01/00 0
9103913 O 11/01/30
0
3850630 U59/G01 F 117,700.00 ZZ
360 117,352.85 1
10.375 1,065.67 107
10.125 1,065.67 110,000.00
XXXXXXXXXXXX XX 00000 1 10/31/00 23
0432395853 05 12/01/00 0
1
01933800597031 O 11/01/30
0
3850866 526/G01 F 43,225.00 ZZ
360 43,167.16 2
10.000 379.33 95
9.750 379.33 45,500.00
XXXXXXXXXXXX XX 00000 1 10/27/00 23
0432450575 05 12/01/00 0
0425006 N 11/01/30
0
3851224 526/G01 F 145,410.00 ZZ
360 142,756.61 1
10.250 1,303.02 106
10.000 1,303.02 138,000.00
XXXXXXXX XX 00000 1 10/05/00 23
0432391852 05 12/01/00 0
0425238 O 11/01/30
0
3851434 K15/G01 F 61,000.00 ZZ
360 60,851.54 1
9.625 518.49 100
9.375 518.49 61,000.00
XXXXX XX 00000 1 08/01/00 23
0432497659 05 10/01/00 0
3059101 O 09/01/30
0
3851796 U05/G01 F 111,625.00 ZZ
360 111,475.62 1
10.000 979.59 95
9.750 979.59 117,500.00
XXXXXX XX 00000 1 10/06/00 23
0432398998 05 12/01/00 0
3074536 N 11/01/30
0
3851846 F61/G01 F 257,400.00 ZZ
360 257,165.16 1
9.875 2,235.13 103
9.625 2,235.13 249,950.00
XXXXXX XX 00000 1 11/10/00 23
0432434983 05 01/01/01 0
000184L O 12/01/30
0
1
3851969 526/G01 F 141,000.00 ZZ
360 140,806.24 1
9.875 1,224.37 103
9.625 1,224.37 138,000.00
XXXXX XXXXXXXX XX 00000 5 10/10/00 23
0432421709 05 12/01/00 0
425303 O 11/01/30
0
3855850 664/G01 F 144,000.00 ZZ
360 143,875.42 1
10.125 1,277.03 100
9.875 1,277.03 144,000.00
XXXXXXXXXXX XX 00000 1 11/10/00 11
0432510808 05 01/01/01 35
0003674165 O 12/01/30
0
3856138 526/G01 F 129,034.00 ZZ
360 128,856.69 1
9.875 1,120.46 105
9.625 1,120.46 123,034.00
XXXXXX XX 00000 1 10/17/00 23
0432432185 03 12/01/00 0
0426135 O 11/01/30
0
3856374 526/G01 F 60,000.00 ZZ
360 59,936.96 1
11.125 577.07 100
10.875 577.07 60,000.00
XXXXXXXXX XX 00000 1 10/30/00 23
0432476380 05 12/01/00 0
0424991 O 11/01/30
0
3857635 664/G01 F 160,350.00 ZZ
360 160,146.54 1
10.250 1,436.90 107
10.000 1,436.90 149,900.00
XXXXXX XXXXXX XX 00000 1 10/23/00 23
0432467405 05 12/01/00 0
0003675477 O 11/01/30
0
3859210 526/G01 F 118,700.00 ZZ
360 117,968.44 1
10.250 1,063.67 100
10.000 1,063.67 118,700.00
0
XX XXXXX XX 00000 1 08/25/00 23
0432453819 05 10/01/00 0
0417294 O 09/01/30
0
3859393 526/G01 F 71,250.00 ZZ
360 71,085.45 1
9.875 618.70 95
9.625 618.70 75,500.00
XXX XXXXXX XX 00000 1 08/16/00 23
0432562189 05 10/01/00 0
0416168 O 09/01/30
0
3860012 U05/G01 F 133,750.00 ZZ
360 133,534.86 1
9.125 1,088.23 107
8.875 1,088.23 125,000.00
XXXX XXXXX XX 00000 1 10/12/00 23
0432435881 05 12/01/00 0
3072758 O 11/01/30
0
3860696 948/G01 F 81,375.00 ZZ
360 81,292.48 1
9.375 676.84 105
9.125 676.84 77,500.00
XX. XXXXXXXXXX XX 00000 1 11/01/00 23
0432423275 01 01/01/01 0
54546 O 12/01/30
0
3860733 K15/G01 F 87,850.00 ZZ
360 87,771.94 1
10.000 770.95 95
9.750 770.95 92,500.00
XXXXXX XX 00000 1 11/30/00 23
0432471696 05 01/01/01 0
3070523 N 12/01/30
0
3861036 U05/G01 F 122,000.00 ZZ
360 121,836.73 1
10.000 1,070.64 100
9.750 1,070.64 122,000.00
XXXXXX XX 00000 1 10/27/00 23
0432404499 05 12/01/00 0
3076696 O 11/01/30
0
1
3861511 T24/G01 F 164,700.00 ZZ
360 164,345.26 1
9.875 1,430.17 103
9.625 1,430.17 159,950.00
XXXXXX XX 00000 1 09/27/00 23
0432335412 05 11/01/00 0
09769362 O 10/01/30
0
3861849 E84/G01 F 246,000.00 ZZ
360 245,679.45 1
10.125 2,181.58 100
9.875 2,181.58 246,000.00
XXXXX XX 00000 1 10/27/00 23
0432445252 05 12/01/00 0
16901442 O 11/01/30
0
3861952 948/G01 F 77,250.00 ZZ
360 77,168.82 1
11.125 742.98 103
10.875 742.98 75,000.00
XXXXX XX 00000 1 10/06/00 23
0432487015 05 12/01/00 0
53429 O 11/01/30
0
3862084 286/G01 F 116,000.00 ZZ
360 115,797.55 1
10.125 1,028.72 105
9.875 1,028.72 111,500.00
XXXXXXXXXXX XX 00000 1 09/19/00 23
0432440352 05 11/01/00 0
0000078426 O 10/01/30
0
3862207 069/G01 F 159,500.00 ZZ
360 159,342.46 1
9.500 1,341.17 100
9.250 1,341.17 159,500.00
XXX XXXXXXX XX 00000 1 11/10/00 23
0432474690 05 01/01/01 0
35188090600 O 12/01/30
0
3863585 526/G01 F 114,000.00 ZZ
360 113,847.45 1
1
10.000 1,000.43 95
9.750 1,000.43 120,000.00
XXXXXXXXXX XX 00000 1 10/17/00 23
0432397917 05 12/01/00 0
0426104 N 11/01/30
0
3866546 286/G01 F 159,000.00 ZZ
360 158,657.65 1
9.125 1,293.68 106
8.875 1,293.68 150,000.00
XXXXXXXXXX XX 00000 1 09/28/00 23
0432407104 07 11/01/00 0
0000162903 O 10/01/30
0
3867804 526/G01 F 281,400.00 ZZ
360 280,799.82 1
10.250 2,521.63 100
10.000 2,521.63 281,400.00
XXXXXXX XX 00000 1 08/10/00 23
0432333821 05 10/01/00 0
0417081 O 09/01/30
0
3867969 526/G01 F 185,000.00 ZZ
360 184,583.90 1
10.000 1,623.51 100
9.750 1,623.51 185,000.00
XXXX XX 00000 1 08/25/00 23
0432329522 01 10/01/00 0
0416741 O 09/01/30
0
3869215 526/G01 F 190,550.00 ZZ
360 190,360.43 1
11.375 1,868.85 103
11.125 1,868.85 185,000.00
XXXXXX XX 00000 1 10/13/00 23
0432405488 05 12/01/00 0
0425307 O 11/01/30
0
3869659 664/G01 F 89,900.00 ZZ
360 89,537.13 1
10.000 788.94 104
9.750 788.94 87,000.00
XXXXXX XX 00000 1 10/12/00 23
0432452738 01 12/01/00 0
1
3674413 O 11/01/30
0
3869665 U05/G01 F 153,300.00 ZZ
360 153,032.85 1
12.250 1,606.43 100
12.000 1,606.43 153,300.00
XXXXXX XX 00000 1 10/13/00 23
0432390664 05 12/01/00 0
3071500 O 11/01/30
0
3870983 T24/G01 F 123,000.00 ZZ
360 122,755.11 1
9.500 1,034.25 106
9.250 1,034.25 116,500.00
XXX XXXXX XX 00000 1 09/15/00 23
0432431963 01 11/01/00 0
09766282 O 10/01/30
0
3871078 526/G01 F 91,200.00 ZZ
360 91,077.93 1
10.000 800.35 95
9.750 800.35 96,600.00
XXXXXXX XX 00000 1 10/12/00 23
0432514446 05 12/01/00 0
0426089 N 11/01/30
0
3871268 T24/G01 F 124,500.00 ZZ
360 124,405.05 1
13.875 1,462.86 103
13.625 1,462.86 120,900.00
XXXXX XXXXXX XX 00000 1 09/21/00 23
0432343598 05 11/01/00 0
09763334 O 10/01/30
0
3871568 U05/G01 F 234,000.00 ZZ
360 233,726.05 1
10.625 2,162.39 104
10.375 2,162.39 225,000.00
XXXXX XX 00000 1 10/16/00 23
0432549392 09 12/01/00 0
3076681 O 11/01/30
0
1
3873317 U05/G01 F 75,000.00 ZZ
360 74,881.87 1
10.000 658.18 100
9.750 658.18 75,000.00
XXXX XX 00000 1 10/20/00 23
0432477891 01 12/01/00 0
3077362 O 11/01/30
0
3874196 526/G01 F 172,937.00 ZZ
360 172,681.87 1
11.875 1,762.23 103
11.625 1,762.23 167,900.00
XXXXXX XX 00000 1 10/13/00 23
0432415479 05 12/01/00 0
0425761 O 11/01/30
0
3874684 M43/G01 F 198,910.00 ZZ
360 198,492.70 1
9.250 1,636.39 105
9.000 1,636.39 189,900.00
XXXXXXX XX 00000 1 09/29/00 23
0432358489 05 11/01/00 0
724543528 O 10/01/30
0
3874788 U05/G01 F 205,000.00 ZZ
360 204,718.30 1
9.875 1,780.11 100
9.625 1,780.11 205,000.00
XXXXXX XX 00000 1 10/13/00 23
0432443364 05 12/01/00 0
3075632 O 11/01/30
0
3874933 526/G01 F 165,000.00 ZZ
360 164,648.07 1
10.250 1,478.57 100
10.000 1,478.57 165,000.00
XXXXXXX XX 00000 1 08/17/00 23
0432429199 03 10/01/00 0
0419413 O 09/01/30
0
3875048 526/G01 F 153,900.00 ZZ
360 153,494.86 1
9.250 1,266.10 100
9.000 1,266.10 153,900.00
1
XXXX XXXXXX XX 00000 1 08/23/00 23
0432440808 05 10/01/00 0
0420487 O 09/01/30
0
3875572 948/G01 F 157,500.00 ZZ
360 157,370.84 1
10.375 1,426.02 105
10.125 1,426.02 151,000.00
XXXXXXXXX XX 00000 1 11/06/00 23
0432435527 05 01/01/01 0
54657 O 12/01/30
0
3877581 Q64/G01 F 144,200.00 ZZ
360 144,026.56 1
10.500 1,319.06 107
10.250 1,319.06 134,800.00
TOWN OF XXX XXX XX 00000 1 10/16/00 23
0432427003 05 12/01/00 0
0000000000 O 11/01/30
0
3877598 U05/G01 F 43,300.00 ZZ
360 43,245.06 1
10.250 388.01 107
10.000 388.01 40,500.00
XXXX XX 00000 1 10/20/00 23
0432391837 05 12/01/00 0
3074814 O 11/01/30
0
3878065 U05/G01 F 56,525.00 ZZ
360 56,473.43 1
9.875 490.83 95
9.625 490.83 59,500.00
XXXXXXX XX 00000 1 11/16/00 23
0432448413 05 01/01/01 0
3064592 N 12/01/30
0
3878728 526/G01 F 275,000.00 ZZ
360 274,631.99 1
10.000 2,413.32 100
9.750 2,413.32 275,000.00
XXX XXXXX XX 00000 1 10/17/00 23
0432461739 05 12/01/00 0
0423353 O 11/01/30
0
1
3879122 948/G01 F 154,000.00 ZZ
360 153,793.45 1
9.990 1,350.33 100
9.740 1,350.33 154,000.00
XX XXXXX XX 00000 1 10/18/00 23
0432435964 05 12/01/00 0
6034595 O 11/01/30
0
3879316 526/G01 F 160,500.00 ZZ
360 160,273.53 1
9.750 1,378.94 107
9.500 1,378.94 150,000.00
XXXXXXX XX 00000 5 10/19/00 23
0432435097 01 12/01/00 0
042447 O 11/01/30
0
3880678 U05/G01 F 274,000.00 ZZ
360 273,633.30 1
10.000 2,404.55 100
9.750 2,404.55 274,000.00
XXXXXXXXX XX 00000 1 10/23/00 23
0432400422 05 12/01/00 0
3076816 O 11/01/30
0
3881084 E22/G01 F 144,050.00 ZZ
360 143,824.25 1
9.250 1,185.06 103
8.750 1,185.06 139,900.00
XXXXXXXXXX XX 00000 1 10/05/00 23
0412172025 05 12/01/00 0
0412172025 O 11/01/30
0
3881907 526/G01 F 189,000.00 ZZ
360 188,596.91 1
10.250 1,693.63 100
10.000 1,693.63 189,000.00
XXXXXXXX XX 00000 1 08/23/00 23
0432429637 09 10/01/00 0
0418373 O 09/01/30
0
3882048 624/G01 F 144,500.00 ZZ
360 144,296.09 1
1
9.750 1,241.48 105
9.500 1,241.48 138,000.00
XXXXXX XX 00000 1 10/16/00 23
0432409654 05 12/01/00 0
33500100683 O 11/01/30
0
3882221 U05/G01 F 194,500.00 ZZ
360 194,239.70 1
10.000 1,706.88 100
9.750 1,706.88 194,500.00
XXXXXXXX XX 00000 1 10/23/00 23
0432420099 03 12/01/00 0
3077904 O 11/01/30
0
3882296 642/G01 F 184,500.00 ZZ
360 184,323.60 1
12.875 2,022.93 103
12.625 2,022.93 179,689.00
XXXX XX 00000 1 09/29/00 23
0432506905 05 11/01/00 0
09185600 O 10/01/30
0
3882557 U59/G01 F 229,000.00 ZZ
360 228,709.44 1
10.250 2,052.08 100
10.000 2,052.08 229,000.00
XXXXXXX XX 00000 1 11/03/00 23
0432406080 05 12/03/00 0
800649631 O 11/03/30
0
3882938 U05/G01 F 197,750.00 ZZ
360 197,478.25 1
9.875 1,717.16 100
9.625 1,717.16 197,760.00
XXXXX XX 00000 1 10/10/00 23
0432438083 05 12/01/00 0
3066946 O 11/01/30
0
3883422 948/G01 F 84,800.00 ZZ
360 84,152.67 1
9.875 736.36 100
9.625 736.36 85,000.00
XXXXXX XX 00000 5 10/25/00 23
0432432631 05 12/01/00 0
1
54675 O 11/01/30
0
3884483 U05/G01 F 119,000.00 ZZ
360 118,945.94 1
9.875 1,033.33 100
9.625 1,033.33 119,000.00
XXXXXXX XX 00000 1 12/14/00 23
0432565901 05 02/01/01 0
3078101 O 01/01/31
0
3886917 455/G01 F 162,105.00 ZZ
360 161,876.24 1
9.750 1,392.74 107
9.500 1,392.74 151,500.00
XXXXXX XXXXX XX 00000 1 10/20/00 23
0432407476 05 12/01/00 0
18000589 O 11/01/30
0
3887648 948/G01 F 77,000.00 ZZ
360 76,872.04 1
10.250 690.00 105
10.000 690.00 74,000.00
XXXXXXX XX 00000 5 10/26/00 23
0432432672 05 12/01/00 0
54751 O 11/01/30
0
3889435 526/G01 F 65,270.00 ZZ
360 65,182.66 2
10.000 572.79 107
9.750 572.79 61,000.00
XXXXXXXXXXXX XX 00000 1 10/26/00 23
0432432235 05 12/01/00 0
0427060 O 11/01/30
0
3889693 E84/G01 F 227,000.00 ZZ
360 226,815.13 1
12.750 2,466.79 100
12.500 2,466.79 227,000.00
XXXXXX XXX XX 00000 1 10/23/00 23
0432399772 05 12/01/00 0
32601650 O 11/01/30
0
1
3891144 526/G01 F 38,150.00 ZZ
360 38,094.73 2
9.625 324.27 95
9.375 324.27 40,200.00
XXXXXXXXXXXXX XX 00000 1 10/20/00 23
0432434397 05 12/01/00 0
0426118 N 11/01/30
0
3891170 526/G01 F 38,150.00 ZZ
360 38,094.73 2
9.625 324.27 95
9.375 324.27 40,200.00
XXXXXXXXXXXXX XX 00000 1 10/20/00 23
0432430205 05 12/01/00 0
0426115 N 11/01/30
0
3894284 664/G01 F 113,000.00 ZZ
360 112,739.25 1
9.375 939.88 103
9.125 939.88 110,000.00
XXXXXXXX XX 00000 1 10/23/00 23
0432496412 05 12/01/00 0
0003702081 O 11/01/30
0
3894921 948/G01 F 109,250.00 ZZ
360 109,155.48 1
10.125 968.86 95
9.875 968.86 115,000.00
XXXXXXX XX 00000 1 11/03/00 23
0432435469 05 01/01/01 0
54673 N 12/01/30
0
3897151 526/G01 F 219,350.00 ZZ
360 219,071.68 1
10.250 1,965.60 107
10.000 1,965.60 205,000.00
XXXXXXX XX 00000 5 10/18/00 23
0432430411 05 12/01/00 0
0426286 O 11/01/30
0
3899225 U59/G01 F 100,045.00 ZZ
360 99,855.98 1
9.750 859.55 107
9.500 859.55 93,500.00
1
XXXXXXXXXX XX 00000 1 10/27/00 23
0432393486 09 11/27/00 0
800654597 O 10/27/30
0
3900241 Q64/G01 F 157,825.00 ZZ
360 157,630.03 1
10.375 1,428.96 107
10.125 1,428.96 147,500.00
XXXXXXXXX XX 00000 5 10/02/00 23
0432357598 05 12/01/00 0
8991028390 O 11/01/30
0
3900867 664/G01 F 164,750.00 ZZ
360 163,439.44 1
9.875 1,430.61 104
9.625 1,430.61 159,000.00
XXXXXXXX XX 00000 1 10/27/00 23
0432501500 05 12/01/00 0
0003678703 O 11/01/30
0
3900906 U05/G01 F 139,100.00 ZZ
360 138,742.00 1
10.000 1,220.70 100
9.750 1,220.70 139,125.00
XXXXXXXXXXX XX 00000 1 10/31/00 23
0432435915 05 12/01/00 0
3075683 O 11/01/30
0
3902305 T24/G01 F 191,450.00 ZZ
360 191,160.88 1
12.875 2,099.13 103
12.625 2,099.13 185,900.00
XXXXXX XX 00000 1 09/05/00 23
0432510980 01 11/01/00 0
09759289 O 10/01/30
0
3902526 G33/G01 F 114,450.00 ZZ
360 114,265.67 1
10.500 1,046.92 107
10.250 1,046.92 107,000.00
XXXXX XXXXX XX 00000 2 09/25/00 23
0432442960 05 11/01/00 0
142159 O 10/01/30
0
1
3902708 T24/G01 F 130,200.00 ZZ
360 129,972.83 1
10.125 1,154.64 100
9.875 1,154.64 130,208.00
XXXXXXX XX 00000 1 09/29/00 23
0432474666 03 11/01/00 0
09766433 O 10/01/30
0
3903244 U05/G01 F 101,500.00 ZZ
360 101,356.78 1
9.750 872.04 100
9.500 872.04 101,500.00
XXXXXXXXX XX 00000 1 10/27/00 23
0432511350 05 12/01/00 0
3078918 O 11/01/30
0
3903402 E84/G01 F 116,000.00 ZZ
360 115,785.57 1
9.875 1,007.28 100
9.625 1,007.28 116,000.00
XXXXXXXXX XX 00000 1 09/27/00 23
0432559615 05 11/01/00 0
60202208 O 10/01/30
0
3903569 286/G01 F 94,194.00 ZZ
360 93,970.65 1
9.875 817.94 100
9.625 817.94 94,194.00
XXXXXXXXX XX 00000 1 09/25/00 23
0432398360 05 11/01/00 0
0000174544 O 10/01/30
0
3904355 286/G01 F 87,500.00 ZZ
360 87,347.32 1
10.125 775.97 100
9.875 775.97 87,500.00
XXXXXXXXXX XX 00000 1 10/05/00 23
0432548584 05 11/01/00 0
0000176831 O 10/01/30
0
3904367 286/G01 F 71,155.00 ZZ
360 71,030.84 1
1
10.125 631.02 95
9.875 631.02 74,900.00
XXXXXXX XX 00000 1 09/29/00 23
0432398386 05 11/01/00 0
0000170873 N 10/01/30
0
3906403 U05/G01 F 99,900.00 ZZ
360 99,762.71 1
9.875 867.48 103
9.625 867.48 97,000.00
XXXXXX XXXXX XX 00000 1 10/24/00 23
0432431740 05 12/01/00 0
3074665 O 11/01/30
0
3907240 069/G01 F 214,000.00 ZZ
360 213,698.01 1
9.750 1,838.60 100
9.500 1,838.60 214,000.00
XXXXXXX XXXXX XX 00000 1 10/24/00 23
0432441756 01 12/01/00 0
35188091186 O 11/01/30
0
3907467 948/G01 F 81,200.00 ZZ
360 81,129.76 1
10.125 720.10 107
9.875 720.10 75,900.00
XXXXXXXXXX XX 00000 1 11/29/00 23
0432496065 05 01/01/01 0
54876 O 12/01/30
0
3907790 286/G01 F 204,000.00 ZZ
360 203,754.66 1
10.500 1,866.07 103
10.250 1,866.07 199,000.00
XXX XXXX XX 00000 1 10/13/00 23
0432402105 05 12/01/00 0
0000085704 O 11/01/30
0
3908287 526/G01 F 70,620.00 T
360 70,557.26 1
10.000 619.74 107
9.750 619.74 66,000.00
XXXXX XX 00000 1 11/28/00 23
0432571560 05 01/01/01 0
1
0427736 O 12/01/30
0
3909713 664/G01 F 100,900.00 ZZ
360 100,757.61 1
9.750 866.89 95
9.500 866.89 106,260.00
XXXXXXXX XX 00000 1 10/20/00 23
0432530285 05 12/01/00 0
0003325727 O 11/01/30
0
3913014 T24/G01 F 194,082.00 ZZ
360 193,695.58 1
9.500 1,631.95 106
9.250 1,631.95 183,175.00
XXXXXXXXXXXXXX XX 00000 1 09/29/00 23
0432373306 03 11/01/00 0
09722488 O 10/01/30
0
3913580 T24/G01 F 123,100.00 ZZ
360 122,867.45 1
10.250 1,103.10 107
10.000 1,103.10 115,900.00
XXXX XXXXXX XX 00000 1 10/05/00 23
0432421717 05 12/01/00 0
09967476 O 11/01/30
0
3913948 664/G01 F 76,000.00 ZZ
360 75,877.72 1
10.000 666.96 107
9.750 666.96 71,500.00
XXXXXXXX XX 00000 1 10/31/00 23
0432516417 05 12/01/00 0
0003706082 O 11/01/30
0
3914244 808/G01 F 236,900.00 ZZ
360 236,547.64 1
9.500 1,991.99 103
9.250 1,991.99 230,000.00
XXXXXXXX XX 00000 1 10/27/00 23
0432401040 05 12/01/00 0
9418692 O 11/01/30
0
1
3914313 U05/G01 F 172,000.00 ZZ
360 171,757.29 1
9.750 1,477.75 100
9.500 1,477.75 172,000.00
XXXXXXX XX 00000 1 10/26/00 23
0432441814 01 12/01/00 0
3073582 O 11/01/30
0
3914589 U05/G01 F 183,800.00 ZZ
360 183,566.81 1
10.250 1,647.03 105
10.000 1,647.03 176,298.00
XXXXXXXXX XX 00000 1 10/25/00 23
0432534675 05 12/01/00 0
3075181 O 11/01/30
0
3915670 T08/G01 F 79,000.00 ZZ
360 78,796.21 1
10.125 700.59 100
9.875 700.59 79,000.00
XXXXXXXXX XX 00000 1 10/31/00 23
0432445450 05 12/01/00 0
20100282 O 11/01/30
0
3915755 286/G01 F 95,800.00 ZZ
360 95,609.26 1
9.500 805.54 100
9.250 805.54 96,500.00
XXXXXX XX 00000 1 10/03/00 23
0432433498 03 11/01/00 0
152548 O 10/01/30
0
3917091 E84/G01 F 219,000.00 ZZ
360 218,706.93 1
10.000 1,921.88 100
9.750 1,921.88 219,000.00
XXXXXX XX 00000 1 10/31/00 23
0432477883 05 12/01/00 0
32601668 O 11/01/30
0
3918125 526/G01 F 124,100.00 ZZ
360 123,989.74 1
10.000 1,089.07 100
9.750 1,089.07 124,100.00
1
XXXXX XX 00000 1 11/16/00 23
0432529386 05 01/01/01 0
0430518 O 12/01/30
0
3918360 964/G01 F 171,200.00 ZZ
360 171,039.61 1
9.750 1,470.87 107
9.500 1,470.87 160,000.00
XXXXXX XX 00000 2 11/21/00 23
0432443414 03 01/01/01 0
91928 O 12/01/30
0
3919417 664/G01 F 160,350.00 ZZ
360 160,146.54 1
10.250 1,436.90 107
10.000 1,436.90 149,900.00
XXXXXXXX XX 00000 1 10/31/00 23
0432497592 05 12/01/00 0
0003691151 O 11/01/30
0
3919619 E86/G01 F 162,000.00 ZZ
360 161,765.31 1
9.625 1,376.98 91
9.375 1,376.98 179,900.00
XXXXXXX XX 00000 1 11/01/00 23
0432544161 05 12/01/00 0
0000083959 N 11/01/30
0
3920037 624/G01 F 184,370.00 ZZ
360 184,226.98 1
12.500 1,967.70 103
12.250 1,967.70 179,000.00
XXXXXX XX 00000 1 10/27/00 23
0432427268 05 12/01/00 0
43200400283F O 11/01/30
0
3920226 T24/G01 F 137,000.00 ZZ
360 136,812.36 1
11.250 1,330.63 103
11.000 1,330.63 133,057.00
XXXXXX XX 00000 1 09/29/00 23
0432435055 05 11/01/00 0
09768741 O 10/01/30
0
1
3920555 T24/G01 F 127,500.00 ZZ
360 127,257.19 1
10.125 1,130.70 100
9.875 1,130.70 127,500.00
XXXX XXXXXXX XX 00000 1 09/27/00 23
0432501401 05 11/01/00 0
09765110 O 10/01/30
0
3920690 T24/G01 F 206,100.00 ZZ
360 205,678.76 1
9.375 1,714.24 105
9.125 1,714.24 196,500.00
XXXXXXXXX XX 00000 1 09/22/00 23
0432496511 05 11/01/00 0
09767880 O 10/01/30
0
3920910 T24/G01 F 140,100.00 ZZ
360 139,821.06 1
9.500 1,178.04 107
9.250 1,178.04 130,950.00
XXXXXX XX 00000 1 09/26/00 23
0432428951 01 11/01/00 0
09768470 O 10/01/30
0
3922029 526/G01 F 262,000.00 ZZ
360 261,760.96 1
9.875 2,275.07 107
9.625 2,275.07 245,000.00
XXXXXX XX 00000 1 11/02/00 23
0432527604 05 01/01/01 0
0426971 O 12/01/30
0
3922513 T24/G01 F 59,900.00 ZZ
360 59,795.48 1
10.125 531.21 100
9.875 531.21 59,900.00
XXXXX XX 00000 1 10/02/00 23
0432551430 07 11/01/00 0
09768422 O 10/01/30
0
3922770 T24/G01 F 123,600.00 ZZ
360 123,527.69 1
1
13.750 1,440.08 103
13.500 1,440.08 120,000.00
XXXXXXXXX XX 00000 1 10/02/00 23
0432474757 05 12/01/00 0
09770813 O 11/01/30
0
3922892 T24/G01 F 31,550.00 ZZ
360 31,494.96 1
10.125 279.79 107
9.875 279.79 29,500.00
XXXXXXX XX 00000 1 10/03/00 23
0432431971 07 11/01/00 0
09764699 O 10/01/30
0
3923226 T24/G01 F 253,550.00 ZZ
360 253,201.57 1
9.875 2,201.70 107
9.625 2,201.70 237,000.00
XXXXX XX 00000 1 10/05/00 23
0432398394 03 12/01/00 0
09771298 O 11/01/30
0
3923537 N67/G01 F 202,200.00 ZZ
360 201,430.57 1
10.125 1,793.16 107
9.875 1,793.16 189,000.00
XXXXXXX XX 00000 5 10/02/00 23
0432404010 05 12/01/00 0
1780003720 O 11/01/30
0
3923644 455/G01 F 247,376.00 ZZ
360 247,036.04 1
9.875 2,148.09 106
9.625 2,148.09 235,000.00
XXXXXXXX XX 00000 1 10/27/00 23
0432405967 05 12/01/00 0
16000379 O 11/01/30
0
3923666 N67/G01 F 103,700.00 ZZ
360 103,568.41 1
10.250 929.26 105
10.000 929.26 99,000.00
XXXXXXXX XX 00000 1 10/10/00 23
0432397883 05 12/01/00 0
1
1380000735 O 11/01/30
0
3923757 T24/G01 F 115,360.00 ZZ
360 115,245.24 1
11.375 1,131.41 103
11.125 1,131.41 112,000.00
XXXXXXXXXXX XX 00000 1 10/11/00 23
0432581023 05 12/01/00 0
09763092 O 11/01/30
0
3924023 N67/G01 F 225,733.00 ZZ
360 225,430.92 1
10.000 1,980.97 100
9.750 1,980.97 225,733.00
XXXXXXXX XXXXXX XX 00000 1 10/12/00 23
0432411668 05 12/01/00 0
1160002480 O 11/01/30
0
3924084 069/G01 F 239,950.00 ZZ
360 238,983.97 1
9.875 2,083.61 103
9.625 2,083.61 233,000.00
XXXXXXXX XX 00000 1 10/25/00 23
0432440436 05 12/01/00 0
21488085840 O 11/01/30
0
3925066 948/G01 F 193,000.00 ZZ
360 192,833.04 1
10.125 1,711.57 100
9.875 1,711.57 193,000.00
XXXXXXX XX 00000 1 11/03/00 23
0432449981 03 01/01/01 0
54995 O 12/01/30
0
3926695 526/G01 F 90,000.00 ZZ
360 89,922.15 1
10.125 798.14 100
9.875 798.14 90,000.00
XXXXXX XX 00000 1 11/07/00 23
0432497170 05 01/01/01 0
0429507 O 12/01/30
0
1
3927009 526/G01 F 137,500.00 ZZ
360 137,374.55 1
9.875 1,193.98 106
9.625 1,193.98 130,000.00
XXXXXXXX XX 00000 5 11/13/00 23
0432474625 03 01/01/01 0
0429099 O 12/01/30
0
3927163 526/G01 F 201,200.00 ZZ
360 201,021.25 1
10.000 1,765.67 104
9.750 1,765.67 193,500.00
XXXXXX XXXXXX XX 00000 1 11/06/00 23
0432525087 01 01/01/01 0
0428679 O 12/01/30
0
3927375 B57/G01 F 123,000.00 ZZ
360 122,883.95 1
9.875 1,068.07 100
9.625 1,068.07 123,000.00
XXX XXXXXXX XX 00000 1 11/01/00 23
0432418531 01 01/01/01 0
2014939 O 12/01/30
0
3928354 069/G01 F 123,050.00 ZZ
360 122,885.31 1
10.000 1,079.86 103
9.750 1,079.86 119,500.00
XXXXXXXXX XX 00000 1 10/23/00 23
0432421675 05 12/01/00 0
35188085394 O 11/01/30
0
3928416 526/G01 F 93,575.00 ZZ
360 93,494.06 1
10.125 829.84 95
9.875 829.84 98,500.00
XXXXX XXXXXX XX 00000 1 11/01/00 23
0432539963 03 01/01/01 0
0429203 N 12/01/30
0
3928469 642/G01 F 70,000.00 ZZ
360 69,893.50 1
9.625 594.99 105
9.375 594.99 67,000.00
1
XXXXX XXXX XX 00000 1 10/19/00 23
0432401495 05 12/01/00 0
09124000 O 11/01/30
0
3928522 N67/G01 F 135,100.00 ZZ
360 134,919.20 1
10.000 1,185.60 100
9.750 1,185.60 135,116.00
XXXXXXXX XX 00000 1 10/06/00 23
0432401099 05 12/01/00 0
1780003792 O 11/01/30
0
3928626 K15/G01 F 195,300.00 ZZ
360 194,950.05 1
10.000 1,713.90 100
9.750 1,713.90 195,305.00
XXXX XXXX XX 00000 1 09/06/00 23
0432496842 01 11/01/00 0
3068820 O 10/01/30
0
3928670 N67/G01 F 134,000.00 ZZ
360 133,820.66 1
10.000 1,175.95 100
9.750 1,175.95 134,000.00
XXXX XXXX XXXX XX 00000 1 10/11/00 23
0432407575 05 12/01/00 0
1160002525 O 11/01/30
0
3928822 U05/G01 F 120,050.00 ZZ
360 119,995.46 1
9.875 1,042.45 105
9.625 1,042.45 115,000.00
XXXXXXXXXXX XX 00000 1 12/01/00 23
0432501765 05 02/01/01 0
3080426 O 01/01/31
0
3930487 E22/G01 F 75,400.00 ZZ
360 74,997.85 1
10.000 661.69 100
9.750 661.69 75,400.00
XXX XXXXX XX 00000 1 10/26/00 23
0412163503 05 12/01/00 0
0412163503 O 11/01/30
0
1
3930492 E22/G01 F 118,750.00 ZZ
360 118,591.07 1
10.000 1,042.12 107
9.500 1,042.12 111,000.00
XXXXX XX 00000 1 10/26/00 23
0412170201 03 12/01/00 0
0412170201 O 11/01/30
0
3930516 E22/G01 F 145,000.00 ZZ
360 144,598.25 1
9.875 1,259.11 100
9.625 1,259.11 145,000.00
XXXXXXXXXX XX 00000 1 10/26/00 23
0412198590 05 12/01/00 0
0412198590 O 11/01/30
0
3930520 E22/G01 F 44,800.00 ZZ
360 44,751.64 1
11.000 426.64 103
10.750 426.64 43,500.00
XXXXXX XX 00000 1 10/26/00 23
0412201329 05 12/01/00 0
0412201329 O 11/01/30
0
3930678 R17/G01 F 222,400.00 ZZ
360 222,110.20 1
10.125 1,972.29 103
9.875 1,972.29 217,000.00
XXXXXXXXXX XXX XX 00000 1 10/31/00 23
0432401156 05 12/01/00 0
1000011510 O 11/01/30
0
3930877 K15/G01 F 83,400.00 ZZ
360 83,309.96 1
11.000 794.24 103
10.750 794.24 81,000.00
XXXXXXXXX XX 00000 5 10/25/00 23
0432392280 05 12/01/00 0
206605305732 O 11/01/30
0
3930994 U05/G01 F 205,897.00 ZZ
360 205,508.06 1
1
9.750 1,768.97 103
9.500 1,768.97 200,000.00
XXXXXXXX XX 00000 1 09/22/00 23
0432394393 05 11/01/00 0
3071234 O 10/01/30
0
3931527 U05/G01 F 230,000.00 ZZ
360 229,629.57 1
10.500 2,103.90 106
10.250 2,103.90 218,000.00
XXXXXXX XX 00000 1 09/27/00 23
0432432912 05 11/01/00 0
230000 O 10/01/30
0
3931837 526/G01 F 145,500.00 ZZ
360 145,363.69 1
9.750 1,250.07 107
9.500 1,250.07 136,000.00
XXXXXXX XX 00000 1 11/01/00 23
0432534394 05 01/01/01 0
0429024 O 12/01/30
0
3934182 E84/G01 F 155,000.00 ZZ
360 154,841.84 1
9.875 1,345.94 100
9.625 1,345.94 155,000.00
XXXXXXX XX 00000 1 11/03/00 23
0432407005 05 01/01/01 0
75100239 O 12/01/30
0
3934201 B57/G01 F 230,000.00 ZZ
360 229,683.94 1
9.875 1,997.20 100
9.625 1,997.20 230,000.00
XXXXXXXX XX 00000 1 10/30/00 23
0432427193 01 12/01/00 0
2015136 O 11/01/30
0
3934351 685/G01 F 129,000.00 ZZ
360 128,827.35 1
10.000 1,132.07 100
9.750 1,132.07 129,000.00
XXXXXXX XX 00000 1 10/30/00 23
0432395903 05 12/01/00 0
1
124128 O 11/01/30
0
3934928 E22/G01 F 84,350.00 ZZ
360 84,226.46 1
9.875 732.45 103
9.625 732.45 81,900.00
XXXXX XXXXX XX 00000 1 10/27/00 23
0412130593 05 12/01/00 0
0412130593 O 11/01/30
0
3934950 E22/G01 F 156,000.00 ZZ
360 155,785.64 1
9.875 1,354.62 104
9.625 1,354.62 150,000.00
XXXXXXXXX XX 00000 1 10/27/00 23
0412172959 01 12/01/00 0
0412172959 O 11/01/30
0
3934960 E22/G01 F 195,000.00 ZZ
360 194,732.03 1
9.875 1,693.28 100
9.625 1,693.28 195,000.00
XXXXXXXXX XX 00000 1 10/27/00 23
0412184566 05 12/01/00 0
0412184566 O 11/01/30
0
3934973 E22/G01 F 57,500.00 ZZ
360 57,423.06 1
10.000 504.60 100
9.750 504.60 57,500.00
XXXXXX XX 00000 1 10/27/00 23
0412190746 05 12/01/00 0
0412190746 O 11/01/30
0
3934984 E22/G01 F 115,000.00 ZZ
360 114,841.96 1
9.875 998.60 100
9.625 998.60 115,000.00
XXXXXXXX XXXX XX 00000 1 10/27/00 23
0412197766 05 12/01/00 0
0412197766 O 11/01/30
0
1
3934988 E22/G01 F 97,700.00 ZZ
360 97,569.25 1
10.000 857.39 100
9.750 857.39 97,725.00
XXXXXXXXXXXX XX 00000 1 10/27/00 23
0412201220 05 12/01/00 0
0412201220 O 11/01/30
0
3934990 E22/G01 F 124,800.00 ZZ
360 124,609.46 1
9.375 1,038.02 104
9.125 1,038.02 120,000.00
XXXX XXXXXXX XX 00000 1 10/27/00 23
0412202046 05 12/01/00 0
0412202046 O 11/01/30
0
3934995 E22/G01 F 28,800.00 ZZ
360 28,769.75 1
11.125 276.99 103
10.875 276.99 28,000.00
XXXXX XX 00000 1 10/27/00 23
0412204752 05 12/01/00 0
0412204752 O 11/01/30
0
3935328 526/G01 F 148,757.00 ZZ
360 148,563.16 1
10.125 1,319.21 100
9.875 1,319.21 148,757.00
XXXXXXXX XX 00000 1 10/31/00 23
0432421212 05 12/01/00 0
429294 O 11/01/30
0
3935752 642/G01 F 156,750.00 ZZ
360 156,525.68 1
10.125 1,390.09 95
9.875 1,390.09 165,000.00
XXXX XX 00000 1 10/13/00 23
0432401503 05 12/01/00 0
09194100 N 11/01/30
0
3935925 642/G01 F 66,300.00 ZZ
180 65,837.72 1
10.500 732.88 107
10.250 732.88 62,000.00
1
XXXXXXXXXX XX 00000 5 10/19/00 23
0432421311 07 12/01/00 0
10117800 O 11/01/15
0
3936068 664/G01 F 133,750.00 ZZ
360 133,540.38 1
9.250 1,100.33 107
9.000 1,100.33 125,000.00
XXXXXX XX 00000 1 10/31/00 23
0432525590 05 12/01/00 0
0003709938 O 11/01/30
0
3936520 E87/G01 F 229,000.00 ZZ
360 228,779.70 1
9.625 1,946.48 100
9.375 1,946.48 229,000.00
XXXX XXXXXX XX 00000 1 11/02/00 23
0432461937 05 01/01/01 0
70003092 O 12/01/30
0
3936935 U59/G01 F 144,097.00 T
360 143,904.15 1
10.000 1,264.56 103
9.750 1,264.56 139,900.00
XXXXXXXX XX 00000 1 11/15/00 23
0432441780 05 12/15/00 0
800669175 O 11/15/30
0
3938420 U05/G01 F 236,400.00 ZZ
360 236,130.60 1
10.750 2,206.75 100
10.500 2,206.75 236,400.00
XXXXXXXXXX XX 00000 1 10/31/00 23
0432445575 05 12/01/00 0
3080005 O 11/01/30
0
3939759 E22/G01 F 95,000.00 ZZ
360 94,872.88 2
10.000 833.69 95
9.500 833.69 100,000.00
XXXXXXXXX XX 00000 1 10/30/00 23
0412162786 05 12/01/00 0
0412162786 N 11/01/30
0
1
3939760 E22/G01 F 95,000.00 ZZ
360 94,872.88 2
10.000 833.69 95
9.500 833.69 100,000.00
XXXXXXXXX XX 00000 1 10/30/00 23
0412162836 05 12/01/00 0
0412162836 N 11/01/30
0
3939763 E22/G01 F 192,600.00 ZZ
360 192,335.33 1
9.875 1,672.44 107
9.375 1,672.44 180,000.00
XXXXXXXX XX 00000 1 10/30/00 23
0412169054 05 12/01/00 0
0412169054 O 11/01/30
0
3939774 E22/G01 F 100,000.00 ZZ
360 98,853.64 1
10.000 877.57 100
9.750 877.57 100,000.00
XXXXXXXXX XX 00000 1 10/30/00 23
0412173338 05 12/01/00 0
0412173338 O 11/01/30
0
3939782 E22/G01 F 127,000.00 ZZ
360 126,838.86 1
10.250 1,138.05 102
10.000 1,138.05 124,500.00
XXXXXX XX 00000 1 10/30/00 23
0412177032 05 12/01/00 0
0412177032 O 11/01/30
0
3939795 E22/G01 F 91,100.00 ZZ
360 90,974.80 1
9.875 791.07 105
9.375 791.07 87,000.00
XXXXXXX XXX XX 00000 1 10/30/00 23
0412185852 01 12/01/00 0
0412185852 O 11/01/30
0
3939801 E22/G01 F 90,950.00 ZZ
360 90,828.28 1
1
10.000 798.16 107
9.750 798.16 85,000.00
XXXXXXXXX XX 00000 1 10/30/00 23
0412189813 05 12/01/00 0
0412189813 O 11/01/30
0
3939804 E22/G01 F 75,950.00 ZZ
360 75,845.64 1
9.875 659.51 107
9.625 659.51 71,000.00
XXXXXXXXX XX 00000 1 10/30/00 23
0412190902 05 12/01/00 0
0412190902 O 11/01/30
0
3939815 E22/G01 F 147,500.00 ZZ
360 147,302.60 1
10.000 1,294.42 100
9.750 1,294.42 147,500.00
XXXXXXX XX 00000 1 10/30/00 23
0412195588 03 12/01/00 0
0412195588 O 11/01/30
0
3939835 E22/G01 F 140,600.00 ZZ
360 140,411.84 1
10.000 1,233.87 95
9.500 1,233.87 148,000.00
XXXXXXXXXX XX 00000 1 10/27/00 23
0412202939 05 12/01/00 0
0412202939 N 11/01/30
0
3939840 E22/G01 F 112,000.00 ZZ
360 111,846.10 1
9.875 972.55 100
9.625 972.55 112,000.00
XXXXXXX XX 00000 1 10/30/00 23
0412206393 05 12/01/00 0
0412206393 O 11/01/30
0
3939841 E22/G01 F 109,250.00 ZZ
360 109,103.79 1
10.000 958.75 95
9.750 958.75 115,000.00
XXXXXX XX 00000 1 10/30/00 23
0412206476 05 12/01/00 0
1
0412206476 N 11/01/30
0
3939845 E22/G01 F 74,000.00 ZZ
360 73,900.98 1
10.000 649.40 100
9.750 649.40 74,000.00
XXXXX XXXX XX 00000 1 10/30/00 23
0412208076 05 12/01/00 0
0412208076 O 11/01/30
0
3941279 U05/G01 F 165,850.00 ZZ
360 165,552.84 1
10.000 1,455.45 107
9.750 1,455.45 155,000.00
XXXXXXXXX XXXX XX 00000 1 10/02/00 23
0432446938 05 11/01/00 0
3069411 O 10/01/30
0
3941667 T24/G01 F 272,100.00 ZZ
360 271,695.32 1
9.500 2,287.96 107
9.250 2,287.96 254,301.00
XXXXXXXXX XX 00000 1 10/10/00 23
0432401065 05 12/01/00 0
09765920 O 11/01/30
0
3942198 808/G01 F 97,300.00 ZZ
360 97,114.61 1
9.750 835.96 106
9.500 835.96 92,000.00
XXXXXXX XX 00000 1 11/02/00 23
0432406437 05 01/01/01 0
9418760 O 12/01/30
0
3942235 K15/G01 F 96,200.00 ZZ
360 96,118.97 1
10.250 862.05 107
10.000 862.05 90,000.00
XXXXXXX XX 00000 5 10/31/00 23
0432401834 05 01/01/01 0
002905301757 O 12/01/30
0
1
3943516 808/G01 F 169,744.00 ZZ
360 169,504.47 1
9.750 1,458.37 103
9.500 1,458.37 164,800.00
XXXXX XXX XX 00000 1 10/30/00 23
0432431690 01 12/01/00 0
9316455 O 11/01/30
0
3943803 P23/G01 F 54,570.00 ZZ
360 54,495.29 1
9.990 478.49 107
9.740 478.49 51,000.00
XXXXXXXX XXXX XX 00000 1 10/27/00 23
0432424372 05 12/01/00 0
000001394 O 11/01/30
0
3944005 P23/G01 F 234,900.00 ZZ
360 234,584.98 1
9.990 2,059.68 100
9.740 2,059.68 234,900.00
XXXXX XXXXXXX XX 00000 1 10/25/00 23
0432400091 05 12/01/00 0
000001417 O 11/01/30
0
3945800 E22/G01 F 215,000.00 ZZ
360 214,712.27 1
10.000 1,886.78 100
9.750 1,886.78 215,000.00
XXXXXXX XX 00000 1 10/31/00 23
0412153389 01 12/01/00 0
0412153389 O 11/01/30
0
3945809 E22/G01 F 77,000.00 ZZ
360 76,902.29 1
10.250 690.00 107
10.000 690.00 72,000.00
XXXXXXX XXX XX 00000 1 10/06/00 23
0412166050 01 12/01/00 0
0412166050 O 11/01/30
0
3945813 E22/G01 F 169,900.00 ZZ
360 169,752.69 1
12.000 1,747.62 100
11.500 1,747.62 169,900.00
1
XXXXXX XX 00000 1 10/25/00 23
0412169484 05 12/01/00 0
0412169484 O 11/01/30
0
3945818 E22/G01 F 33,700.00 ZZ
360 33,656.08 1
10.125 298.86 107
9.875 298.86 31,500.00
XXXXXXX XXXXXX XX 00000 1 10/31/00 23
0412171811 05 12/01/00 0
0412171811 O 11/01/30
0
3945830 E22/G01 F 118,000.00 ZZ
360 117,930.97 1
13.750 1,374.83 100
13.250 1,374.83 118,000.00
XXXXXXX XXXXXX XX 00000 1 10/31/00 23
0412180416 05 12/01/00 0
0412180416 O 11/01/30
0
3945832 E22/G01 F 198,000.00 ZZ
360 197,626.26 1
9.875 1,719.33 100
9.625 1,719.33 198,000.00
XXXXXX XX 00000 1 10/30/00 23
0412181513 05 12/01/00 0
0412181513 O 11/01/30
0
3945834 E22/G01 F 264,000.00 ZZ
360 263,506.34 1
10.000 2,316.79 100
9.750 2,316.79 264,046.00
XXXXXX XX 00000 1 10/31/00 23
0412183345 03 12/01/00 0
0412183345 O 11/01/30
0
3945848 E22/G01 F 113,000.00 ZZ
360 112,856.64 1
10.250 1,012.59 100
9.750 1,012.59 113,000.00
XXXXXXX XX 00000 1 10/31/00 23
0412191793 05 12/01/00 0
0412191793 O 11/01/30
0
1
3945862 E22/G01 F 42,750.00 ZZ
360 42,692.79 1
10.000 375.16 95
9.750 375.16 45,000.00
XXXXXX XX 00000 1 10/31/00 23
0412196958 05 12/01/00 0
0412196958 N 11/01/30
0
3945871 E22/G01 F 75,050.00 ZZ
360 74,944.09 2
9.750 644.80 95
9.500 644.80 79,000.00
XXXXX XXXXX XX 00000 1 10/31/00 23
0412200388 05 12/01/00 0
0412200388 N 11/01/30
0
3945872 E22/G01 F 99,400.00 ZZ
360 99,263.40 1
9.875 863.14 100
9.625 863.14 99,400.00
XXXXXXX XX 00000 1 10/31/00 23
0412200651 03 12/01/00 0
0412200651 O 11/01/30
0
3945877 E22/G01 F 239,200.00 ZZ
360 238,844.25 1
9.500 2,011.32 104
9.250 2,011.32 230,000.00
XXX XXXX XX 00000 1 10/26/00 23
0412201188 01 12/01/00 0
0412201188 O 11/01/30
0
3945879 E22/G01 F 147,100.00 ZZ
360 146,857.14 1
9.000 1,183.60 107
8.750 1,183.60 137,500.00
XXXXXXXXXX XX 00000 1 10/31/00 23
0412201717 05 12/01/00 0
0412201717 O 11/01/30
0
3945900 E22/G01 F 127,070.00 ZZ
360 126,885.92 1
1
9.625 1,080.08 97
9.375 1,080.08 131,000.00
XXXXXXXX XXXXXX XX 00000 1 10/31/00 23
0412207441 05 12/01/00 0
0412207441 O 11/01/30
0
3945907 E22/G01 F 134,800.00 ZZ
360 134,692.48 1
12.375 1,425.60 103
11.875 1,425.60 130,900.00
XXXXXXXXXX XX 00000 1 10/31/00 23
0412208696 05 12/01/00 0
0412208696 O 11/01/30
0
3945909 E22/G01 F 79,722.00 ZZ
360 79,635.94 1
11.000 759.21 103
10.750 759.21 77,400.00
THE XXXXXX XX 00000 1 10/26/00 23
0412210734 05 12/01/00 0
0412210734 O 11/01/30
0
3945910 E22/G01 F 136,900.00 ZZ
360 136,706.83 1
9.750 1,176.18 100
9.500 1,176.18 136,900.00
XXXXX XXXXXXXXX XX 00000 1 10/31/00 23
0412211138 05 12/01/00 0
0412211138 O 11/01/30
0
3945919 E22/G01 F 165,000.00 ZZ
360 164,754.59 1
9.500 1,387.41 100
9.000 1,387.41 165,000.00
XXXXXX XX 00000 1 10/31/00 23
0412214108 05 12/01/00 0
0412214108 O 11/01/30
0
3945928 E22/G01 F 50,550.00 ZZ
360 50,478.67 1
9.750 434.31 95
9.500 434.31 53,250.00
XXXXXX XX 00000 1 10/31/00 23
0412217168 05 12/01/00 0
1
0412217168 N 11/01/30
0
3947910 526/G01 F 39,900.00 ZZ
360 39,864.55 2
10.000 350.15 95
9.750 350.15 42,000.00
XXXXXXXXXXXX XX 00000 1 11/09/00 23
0432463230 05 01/01/01 0
0428916 N 12/01/30
0
3949189 U05/G01 F 114,250.00 ZZ
360 114,145.76 1
9.875 992.09 107
9.625 992.09 106,800.00
XXXXXXXX XX 00000 1 11/08/00 23
0432438232 05 01/01/01 0
3071854 O 12/01/30
0
3950932 E22/G01 F 76,000.00 ZZ
360 75,932.48 1
10.000 666.95 95
9.750 666.95 80,000.00
XXXXXXXX XX 00000 1 11/01/00 23
0412069676 05 01/01/01 0
0412069676 N 12/01/30
0
3950936 E22/G01 F 150,000.00 ZZ
360 149,793.88 1
9.875 1,302.52 100
9.625 1,302.52 150,000.00
XXXXX XX 00000 1 10/27/00 23
0412146706 05 12/01/00 0
0412146706 O 11/01/30
0
3950942 E22/G01 F 213,800.00 T
360 213,464.92 1
9.250 1,758.88 107
9.000 1,758.88 199,900.00
XX XXXXXXXX XX 00000 1 10/31/00 23
0412180812 03 12/01/00 0
0412180812 O 11/01/30
0
1
3950957 E22/G01 F 110,600.00 ZZ
360 110,452.01 1
10.000 970.59 100
9.500 970.59 110,600.00
XXXXXXX XX 00000 1 10/31/00 23
0412190985 05 12/01/00 0
0412190985 O 11/01/30
0
3950970 E22/G01 F 89,000.00 ZZ
360 88,880.90 1
10.000 781.04 100
9.750 781.04 89,000.00
XXXXXXX XX 00000 1 11/01/00 23
0412206849 05 12/01/00 0
0412206849 O 11/01/30
0
3950972 E22/G01 F 82,350.00 ZZ
360 82,212.26 1
9.750 707.51 107
9.500 707.51 77,000.00
XXXXXXX XX 00000 1 10/30/00 23
0412208779 05 12/01/00 0
0412208779 O 11/01/30
0
3950976 E22/G01 F 225,000.00 ZZ
360 224,698.88 2
10.000 1,974.54 100
9.750 1,974.54 225,000.00
XXXXXXX XX 00000 1 11/01/00 23
0412210296 05 12/01/00 0
0412210296 O 11/01/30
0
3950979 E22/G01 F 92,700.00 ZZ
360 92,602.62 1
11.125 891.57 103
10.875 891.57 90,000.00
XXXXXXX XX 00000 1 11/01/00 23
0412214652 03 12/01/00 0
0412214652 O 11/01/30
0
3950981 E22/G01 F 134,000.00 ZZ
360 133,799.65 1
9.875 1,163.59 100
9.625 1,163.59 134,000.00
1
XXXXXXXXXX XX 00000 1 10/27/00 23
0412215345 05 12/01/00 0
0412215345 O 11/01/30
0
3950982 E22/G01 F 196,880.00 ZZ
360 196,577.42 1
9.500 1,655.47 107
9.000 1,655.47 184,000.00
XXX XXXXXXX XX 00000 1 10/27/00 23
0412216434 05 12/01/00 0
0412216434 O 11/01/30
0
3951004 U05/G01 F 109,650.00 ZZ
360 109,547.28 1
9.750 942.06 107
9.500 942.06 102,500.00
XXXXX XX 00000 1 11/17/00 23
0432442036 05 01/01/01 0
3079162 O 12/01/30
0
3951011 526/G01 F 190,500.00 ZZ
360 190,365.55 1
13.500 2,182.01 104
13.250 2,182.01 184,900.00
XXXXXXXXXX XX 00000 1 11/16/00 23
0432518561 05 01/01/01 0
0428769 O 12/01/30
0
3951671 E82/G01 F 55,000.00 ZZ
360 54,970.49 1
14.125 657.12 100
13.875 657.12 55,000.00
XXXXXXXXX XX 00000 1 10/27/00 23
0400325957 07 12/01/00 0
0400325957 O 11/01/30
0
3952476 Q01/G01 F 153,000.00 ZZ
360 152,864.08 1
10.000 1,342.68 100
9.750 1,342.68 153,000.00
XXXXXXXX XX 00000 1 11/03/00 23
0432416725 05 01/01/01 0
31070016 O 12/01/30
0
1
3953328 U05/G01 F 148,200.00 ZZ
360 148,064.79 1
9.875 1,286.89 103
9.625 1,286.89 145,000.00
XXXXXXXX XX 00000 1 11/27/00 23
0432453884 05 01/01/01 0
3073439 O 12/01/30
0
3954132 069/G01 F 90,950.00 ZZ
360 90,426.98 1
9.875 789.77 107
9.625 789.77 85,000.00
LOMA XXXXX XX 00000 1 11/03/00 23
0432440113 05 01/01/01 0
88089057 O 12/01/30
0
3955043 U05/G01 F 105,000.00 ZZ
360 104,904.19 1
9.875 911.77 100
9.625 911.77 105,000.00
XXXXXX XX 00000 1 11/15/00 23
0432436269 05 01/01/01 0
3073536 O 12/01/30
0
3955092 808/G01 F 95,790.00 ZZ
360 95,695.38 1
9.500 805.46 103
9.250 805.46 93,000.00
XXXXXX XXXXXXXX XX 00000 1 11/10/00 23
0432434215 09 01/01/01 0
9316751 O 12/01/30
0
3956325 E22/G01 F 77,250.00 ZZ
360 77,190.06 1
12.500 824.46 103
12.000 824.46 75,000.00
XXXXXXX XX 00000 1 11/02/00 23
0412150658 05 12/01/00 0
0412150658 O 11/01/30
0
3956334 E22/G01 F 195,800.00 ZZ
360 195,523.73 1
1
9.750 1,682.22 107
9.500 1,682.22 183,000.00
XXXX XXXX XXXXX XX 00000 1 11/02/00 23
0412191082 01 12/01/00 0
0412191082 O 11/01/30
0
3956343 E22/G01 F 174,400.00 ZZ
360 174,153.89 1
10.000 1,530.48 107
9.750 1,530.48 163,000.00
XXX XXXXXXX XX 00000 1 10/24/00 23
0412197006 05 12/01/00 0
0412197006 O 11/01/30
0
3956348 E22/G01 F 87,500.00 ZZ
360 87,379.73 1
9.875 759.81 100
9.625 759.81 87,500.00
XXXXXX XX 00000 1 11/02/00 23
0412203226 01 12/01/00 0
0412203226 O 11/01/30
0
3956352 E22/G01 F 134,400.00 ZZ
360 134,200.10 1
9.500 1,130.11 104
9.000 1,130.11 130,000.00
XXXXXXXXXX XX 00000 1 10/31/00 23
0412206732 05 12/01/00 0
0412206732 O 11/01/30
0
3956361 E22/G01 F 266,000.00 ZZ
360 265,644.04 1
10.000 2,334.34 95
9.750 2,334.34 280,000.00
XXXXXX XX 00000 1 11/01/00 23
0412213357 03 12/01/00 0
0412213357 N 11/01/30
0
3956362 E22/G01 F 195,000.00 ZZ
360 194,724.86 1
9.750 1,675.35 100
9.500 1,675.35 195,000.00
XXXXXXX XX 00000 1 10/27/00 23
0412213845 03 12/01/00 0
1
0412213845 O 11/01/30
0
3957110 Q01/G01 F 127,500.00 ZZ
360 127,386.73 1
10.000 1,118.90 100
9.750 1,118.90 127,500.00
XXXXXXX XX 00000 1 11/06/00 23
0432447860 05 01/01/01 0
31080016 O 12/01/30
0
3958056 286/G01 F 178,300.00 ZZ
360 178,041.66 1
9.625 1,515.54 107
9.375 1,515.54 168,000.00
XXXXXXXXX XX 00000 1 10/26/00 23
0432401453 05 12/01/00 0
0000167777 O 11/01/30
0
3958429 286/G01 F 130,435.00 ZZ
360 130,194.98 1
9.875 1,132.64 95
9.625 1,132.64 137,300.00
XXXXXXX XX 00000 1 09/29/00 23
0432431476 03 11/01/00 0
0000000000 N 10/01/30
0
3958595 Q64/G01 F 122,943.00 ZZ
360 122,782.77 1
10.125 1,090.29 107
9.875 1,090.29 114,900.00
XXXXXXX XX 00000 1 10/16/00 23
0432417913 05 12/01/00 0
0101339208 O 11/01/30
0
3959196 642/G01 F 103,900.00 ZZ
360 103,764.61 1
10.125 921.41 100
9.875 921.41 103,900.00
XXXXXX XX 00000 1 10/30/00 23
0432410942 01 12/01/00 0
10131700 O 11/01/30
0
1
3959413 286/G01 F 109,000.00 ZZ
360 108,857.95 1
10.125 966.64 104
9.875 966.64 105,000.00
XXXXXXXXXXXX XX 00000 5 10/19/00 23
0432403616 05 12/01/00 0
0000168839 O 11/01/30
0
3960461 E22/G01 F 187,450.00 ZZ
360 187,205.73 1
10.125 1,662.35 100
9.875 1,662.35 187,475.00
XXXXXX XXXXXXX XX 00000 1 10/05/00 23
0412156267 05 12/01/00 0
0412156267 O 11/01/30
0
3960495 E22/G01 F 174,500.00 ZZ
360 174,219.29 1
9.125 1,419.79 106
8.625 1,419.79 165,000.00
XXXXXXX XX 00000 1 10/31/00 23
0412204208 05 12/01/00 0
0412204208 O 11/01/30
0
3960499 E22/G01 F 130,400.00 ZZ
360 129,292.49 1
9.750 1,120.34 107
9.250 1,120.34 121,900.00
XXXXXX XXXX XX 00000 1 11/01/00 23
0412208837 05 12/01/00 0
0412208837 O 11/01/30
0
3960516 E22/G01 F 63,050.00 ZZ
360 62,963.37 1
9.875 547.49 97
9.375 547.49 65,000.00
XXXX XX. XXXXX XX 00000 1 11/03/00 23
0412222788 05 12/01/00 0
0412222788 O 11/01/30
0
3960517 E22/G01 F 167,500.00 ZZ
360 167,237.49 1
9.250 1,377.98 100
8.750 1,377.98 167,500.00
1
XXXXXXXXXX XX 00000 1 11/03/00 23
0412224404 03 12/01/00 0
0412224404 O 11/01/30
0
3964126 808/G01 F 89,900.00 ZZ
360 89,822.21 1
10.125 797.26 100
9.875 797.26 89,900.00
XXXXXXX XXXXXX XX 00000 1 11/07/00 23
0432429231 05 01/01/01 0
9316504 O 12/01/30
0
3964350 664/G01 F 168,000.00 ZZ
360 167,858.48 2
10.250 1,505.46 104
10.000 1,505.46 162,000.00
XXXXXX XX 00000 1 11/22/00 23
0432526051 05 01/01/01 0
0003652815 O 12/01/30
0
3964500 685/G01 F 139,500.00 ZZ
360 139,301.47 1
10.125 1,237.12 100
9.875 1,237.12 139,500.00
XXXXXXX XX 00000 1 11/27/00 23
0432462711 05 01/01/01 0
124159 O 12/01/30
0
3964723 642/G01 F 85,000.00 ZZ
360 84,876.85 1
9.625 722.49 100
9.375 722.49 85,000.00
XXXXXXXXXXX XX 00000 1 10/25/00 23
0432386977 01 12/01/00 0
09174300 O 11/01/30
0
3964748 U59/G01 F 202,500.00 ZZ
360 202,221.72 1
9.875 1,758.41 100
9.625 1,758.41 202,500.00
XXXXXXXX XX 00000 1 11/22/00 23
0432447787 03 12/22/00 0
800676121 O 11/22/30
0
1
3964766 526/G01 F 240,000.00 ZZ
360 239,558.43 1
9.875 2,084.04 100
9.625 2,084.04 240,000.00
XXXXXX XXXXXXX XX 00000 1 09/29/00 23
0432403970 05 11/01/00 0
0421815 O 10/01/30
0
3965074 526/G01 F 100,000.00 ZZ
360 99,869.70 1
10.125 886.82 100
9.875 886.82 100,000.00
XXXXXX XX 00000 1 10/10/00 23
0432403913 05 12/01/00 0
0418273 O 11/01/30
0
3965125 Q01/G01 F 124,120.00 ZZ
360 124,012.63 1
10.125 1,100.72 107
9.875 1,100.72 116,000.00
XXXXX XXX XXXXX XX 00000 1 11/13/00 23
0432435642 05 01/01/01 0
30414016 O 12/01/30
0
3965297 T24/G01 F 103,790.00 ZZ
360 103,645.76 1
9.875 901.26 107
9.625 901.26 97,000.00
XXXXXXX XX 00000 1 10/19/00 23
0432403392 05 12/01/00 0
09768562 O 11/01/30
0
3965512 T24/G01 F 144,400.00 ZZ
360 144,167.70 1
9.125 1,174.89 107
8.875 1,174.89 135,000.00
XXXXXXX XXXXX XX 00000 1 10/23/00 23
0432400836 03 12/01/00 0
09967304 O 11/01/30
0
3966007 E22/G01 F 64,200.00 ZZ
360 64,101.98 1
1
9.375 533.98 104
9.125 533.98 62,000.00
XX XXXXX XX 00000 1 11/06/00 23
0412171118 09 12/01/00 0
0412171118 O 11/01/30
0
3966009 E22/G01 F 47,000.00 ZZ
360 46,958.24 1
10.000 412.46 100
9.500 412.46 47,000.00
XXXXXX XX 00000 1 11/06/00 23
0412174567 05 01/01/01 0
0412174567 O 12/01/30
0
3966014 E22/G01 F 67,400.00 ZZ
360 67,314.49 2
10.250 603.97 107
9.750 603.97 63,000.00
XXXXX XXXXXXX XX 00000 1 11/06/00 23
0412187031 05 12/01/00 0
0412187031 O 11/01/30
0
3966016 E22/G01 F 193,100.00 ZZ
360 192,829.78 1
10.500 1,766.36 103
10.250 1,766.36 187,500.00
XXX XXXXXXX XX 00000 1 11/06/00 23
0412188955 03 01/01/01 0
0412188955 O 12/01/30
0
3966022 E22/G01 F 135,000.00 ZZ
360 134,819.34 1
10.000 1,184.72 100
9.750 1,184.72 135,000.00
XXXXXXXX XXXXXX XX 00000 1 11/06/00 23
0412198194 05 12/01/00 0
0412198194 O 11/01/30
0
3966023 E22/G01 F 138,000.00 ZZ
360 137,697.19 1
10.750 1,288.20 103
10.500 1,288.20 134,000.00
XXXXXXX XX 00000 1 11/06/00 23
0412198251 05 12/01/00 0
1
0412198251 O 11/01/30
0
3966028 E22/G01 F 110,100.00 ZZ
360 109,486.76 1
11.875 1,121.92 103
11.375 1,121.92 106,900.00
XXXXXXXX XX 00000 1 11/01/00 23
0412205189 05 12/01/00 0
0412205189 O 11/01/30
0
3966049 E22/G01 F 114,000.00 ZZ
360 113,906.52 1
10.375 1,032.16 95
10.125 1,032.16 120,000.00
XXXXXXX XX 00000 1 11/03/00 23
0412221160 05 01/01/01 0
0412221160 N 12/01/30
0
3967629 U59/G01 F 80,000.00 ZZ
360 79,890.05 1
9.875 694.68 100
9.625 694.68 80,000.00
XXXXX XX 00000 1 11/20/00 23
0432475804 05 12/20/00 0
800656406 O 11/20/30
0
3969666 526/G01 F 149,150.00 ZZ
360 140,975.98 1
10.125 1,322.70 103
9.875 1,322.70 145,000.00
XXXXXX XXXX XX 00000 1 10/04/00 23
0432401487 05 12/01/00 0
0424146 O 11/01/30
0
3971234 526/G01 F 83,500.00 ZZ
360 83,423.82 1
9.875 725.07 106
9.625 725.07 79,000.00
XXXXXXX XX 00000 1 11/13/00 23
0432469336 05 01/01/01 0
0429568 O 12/01/30
0
1
3971802 E22/G01 F 101,000.00 ZZ
360 100,861.22 1
9.875 877.03 100
9.375 877.03 101,000.00
XXXXX XXXXXXXXX XX 00000 1 10/19/00 23
0412148074 05 12/01/00 0
0412148074 O 11/01/30
0
3971806 E22/G01 F 214,750.00 ZZ
360 214,564.22 1
10.125 1,904.45 107
9.875 1,904.45 200,716.00
XXXXXXXX XX 00000 1 11/02/00 23
0412169187 03 01/01/01 0
0412169187 O 12/01/30
0
3971821 E22/G01 F 109,000.00 ZZ
360 108,892.35 1
9.500 916.53 105
9.000 916.53 104,500.00
XXXXXXXXXX XX 00000 1 11/02/00 23
0412209645 05 01/01/01 0
0412209645 O 12/01/30
0
3971981 B57/G01 F 120,000.00 ZZ
360 119,835.09 1
9.875 1,042.02 100
9.625 1,042.02 120,000.00
XXXXXXX XX 00000 1 10/30/00 23
0432440626 03 12/01/00 0
20A0663 O 11/01/30
0
3972003 286/G01 F 146,000.00 ZZ
360 145,316.84 1
10.250 1,308.31 103
10.000 1,308.31 142,000.00
XXXXXX XX 00000 1 10/17/00 23
0432411528 03 12/01/00 0
0000095649 O 11/01/30
0
3972872 642/G01 F 125,000.00 ZZ
360 124,823.63 1
9.750 1,073.94 100
9.500 1,073.94 125,000.00
1
XXXXXXX XX 00000 1 10/27/00 23
0432418960 03 12/01/00 0
10155700 O 11/01/30
0
3973035 642/G01 F 72,760.00 ZZ
360 72,662.63 1
10.000 638.52 107
9.750 638.52 68,000.00
XXXXXXX XX 00000 1 10/27/00 23
0432416428 05 12/01/00 0
10171200 O 11/01/30
0
3973710 664/G01 F 147,900.00 ZZ
360 147,772.04 1
10.125 1,311.62 100
9.875 1,311.62 147,900.00
XXXXXXXXXXX XX 00000 1 11/13/00 23
0432497519 05 01/01/01 0
00100224 O 12/01/30
0
3974011 069/G01 F 144,500.00 ZZ
360 144,296.09 1
9.750 1,241.48 97
9.500 1,241.48 150,000.00
XXX XXXXXXX XX 00000 1 10/10/00 23
0432404218 05 12/01/00 0
35188084207 O 11/01/30
0
3975092 642/G01 F 132,721.00 ZZ
360 132,548.04 1
10.125 1,177.00 103
9.875 1,177.00 129,000.00
XXXXXXXXXXXXX XX 00000 1 10/30/00 23
0432404184 05 12/01/00 0
10135400 O 11/01/30
0
3975336 U05/G01 F 142,000.00 ZZ
360 141,870.43 1
9.875 1,233.06 103
9.625 1,233.06 138,000.00
XXXXXXX XX 00000 1 11/10/00 23
0432461929 05 01/01/01 0
3079635 O 12/01/30
0
1
3975881 U59/G01 F 295,000.00 ZZ
360 294,730.84 2
9.875 2,561.63 100
9.625 2,561.63 295,000.00
XXXXXXX XX 00000 1 12/05/00 23
0432477909 05 01/05/01 0
800644556 O 12/05/30
0
3975956 526/G01 F 156,000.00 ZZ
360 155,857.68 2
9.875 1,354.62 100
9.625 1,354.62 156,000.00
XXXXXXXXX XX 00000 1 11/10/00 23
0432459667 05 01/01/01 0
0428192 O 12/01/30
0
3976023 069/G01 F 144,200.00 ZZ
360 144,102.18 1
11.250 1,400.56 103
11.000 1,400.56 140,000.00
XXXXXX XX 00000 1 11/24/00 23
0432475358 05 01/01/01 0
35188098306 O 12/01/30
0
3976330 286/G01 F 70,300.00 ZZ
360 70,205.89 1
10.000 616.94 95
9.750 616.94 74,000.00
XXXXXXXXX XX 00000 1 10/13/00 23
0432508463 05 12/01/00 0
0000000000 N 11/01/30
0
3977060 E22/G01 F 242,000.00 ZZ
360 241,773.28 1
9.750 2,079.15 100
9.250 2,079.15 242,011.00
XXXXX XXXXX XX 00000 1 11/04/00 23
0412159428 03 01/01/01 0
0412159428 O 12/01/30
0
3977062 E22/G01 F 219,350.00 ZZ
360 219,149.88 1
1
9.875 1,904.72 107
9.625 1,904.72 205,000.00
XXXXXXX XX 00000 1 11/03/00 23
0412162307 05 01/01/01 0
0412162307 O 12/01/30
0
3977063 E22/G01 F 97,000.00 ZZ
360 96,873.59 1
10.125 860.22 100
9.875 860.22 97,000.00
XXXXXXX XX 00000 1 11/02/00 23
0412172488 05 12/01/00 0
0412172488 O 11/01/30
0
3977066 E22/G01 F 97,000.00 ZZ
360 96,920.47 2
10.375 878.24 100
9.875 878.24 97,000.00
XXXXX XXXXXXX XX 00000 1 11/08/00 23
0412183675 05 01/01/01 0
0412183675 O 12/01/30
0
3977068 E22/G01 F 212,900.00 ZZ
360 212,700.54 1
9.750 1,829.14 107
9.250 1,829.14 199,000.00
XXX XXXXXXX XX 00000 1 10/31/00 23
0412189383 05 01/01/01 0
0412189383 O 12/01/30
0
3977074 E22/G01 F 170,200.00 ZZ
360 170,019.40 1
9.250 1,400.19 103
8.750 1,400.19 165,900.00
XXX XXXXX XX 00000 1 11/02/00 23
0412200511 05 01/01/01 0
0412200511 O 12/01/30
0
3977077 E22/G01 F 92,700.00 ZZ
360 92,654.92 1
12.750 1,007.36 103
12.250 1,007.36 90,000.00
XXXXXXXXX XX 00000 1 11/08/00 23
0412210908 05 01/01/01 0
1
0412209694 O 12/01/30
0
3977085 E22/G01 F 240,000.00 ZZ
360 239,775.15 1
9.750 2,061.97 107
9.500 2,061.97 224,900.00
XXXXXX XX 00000 1 11/01/00 23
0412213282 05 01/01/01 0
0412213282 O 12/01/30
0
3977101 E22/G01 F 164,750.00 ZZ
360 164,599.70 1
9.875 1,430.60 107
9.375 1,430.60 154,000.00
XXXXX XX 00000 1 11/08/00 23
0412222713 03 01/01/01 0
0412222713 O 12/01/30
0
3977105 E22/G01 F 94,000.00 ZZ
360 93,914.23 1
9.875 816.25 100
9.375 816.25 94,000.00
XXXXXXXX XX 00000 1 11/08/00 23
0412224859 05 01/01/01 0
0412224859 O 12/01/30
0
3977766 286/G01 F 252,700.00 ZZ
360 252,282.76 1
9.000 2,033.29 105
8.750 2,033.29 242,700.00
XXXXXXXXXXXXXX XX 00000 1 10/18/00 23
0432402147 03 12/01/00 0
0009636484 O 11/01/30
0
3977777 U59/G01 F 66,340.00 ZZ
360 66,279.45 1
9.875 576.07 107
9.625 576.07 62,000.00
XXXXXXXXXXXX XX 00000 1 12/05/00 23
0432478535 05 01/05/01 0
01933800625354 O 12/05/30
0
1
3978224 526/G01 F 272,275.00 ZZ
360 272,051.72 1
10.375 2,465.20 105
10.125 2,465.20 260,000.00
XXXXX XXXXX XX 00000 1 11/13/00 23
0432518868 05 01/01/01 0
0430697 O 12/01/30
0
3978558 U05/G01 F 97,850.00 ZZ
360 97,769.76 1
10.375 885.94 95
10.125 885.94 103,023.00
XXXXXXX XX 00000 1 11/16/00 23
0432441798 05 01/01/01 0
3077471 N 12/01/30
0
3979263 286/G01 F 155,340.00 ZZ
360 155,142.88 1
10.250 1,392.01 103
10.000 1,392.01 151,000.00
XXXXXXX XX 00000 1 10/20/00 23
0432397412 03 12/01/00 0
0000176881 O 11/01/30
0
3979852 U59/G01 F 40,000.00 ZZ
360 39,950.56 1
10.375 362.17 100
10.125 362.17 40,000.00
XXXXXXXXX XX 00000 1 11/27/00 23
0432455079 05 12/27/00 0
01933800683844 O 11/27/30
0
3980339 286/G01 F 50,800.00 ZZ
360 50,732.01 1
10.000 445.81 95
9.750 445.81 53,500.00
XXXXXXXX XX 00000 1 10/20/00 23
0432430197 05 12/01/00 0
0000174794 N 11/01/30
0
3980499 526/G01 F 43,225.00 ZZ
360 43,167.16 2
10.000 379.33 95
9.750 379.33 45,500.00
1
XXXXXXXXXXXX XX 00000 1 10/27/00 23
0432450096 05 12/01/00 0
0425004 N 11/01/30
0
3980696 U05/G01 F 53,650.00 ZZ
360 53,603.59 1
10.125 475.78 95
9.875 475.78 56,500.00
NORTH XXXXX XXX XX 00000 1 11/17/00 23
0432441889 05 01/01/01 0
3080546 N 12/01/30
0
3981526 Q64/G01 F 245,000.00 ZZ
360 244,756.25 1
11.375 2,402.88 100
11.125 2,402.88 245,000.00
XXXXXXX XX 00000 1 10/19/00 23
0432433555 05 12/01/00 0
0101359909 O 11/01/30
0
3981675 E22/G01 F 156,500.00 ZZ
360 156,357.20 1
9.875 1,358.97 106
9.375 1,358.97 148,000.00
XXXXXXXX XX 00000 1 11/03/00 23
0412136426 05 01/01/01 0
0412136426 O 12/01/30
0
3981676 E22/G01 F 84,450.00 ZZ
360 84,378.86 1
10.250 756.76 100
10.000 756.76 84,460.00
XXXXXX XX 00000 1 11/09/00 23
0412172579 01 01/01/01 0
0412172579 O 12/01/30
0
3981682 E22/G01 F 133,350.00 ZZ
360 133,237.68 1
10.250 1,194.95 107
10.000 1,194.95 125,000.00
WALLED XXXX XX 00000 1 11/09/00 23
0412194920 05 01/01/01 0
0412194920 O 12/01/30
0
1
3981698 E22/G01 F 140,000.00 ZZ
360 139,868.83 1
9.750 1,202.82 107
9.250 1,202.82 131,000.00
XXX XXXXXX XX 00000 1 11/06/00 23
0412220972 05 01/01/01 0
0412220972 O 12/01/30
0
3981700 E22/G01 F 181,000.00 ZZ
360 180,834.86 1
9.875 1,571.71 100
9.625 1,571.71 181,000.00
XXXXXXXXXX XX 00000 1 11/07/00 23
0412223216 05 01/01/01 0
0412223216 O 12/01/30
0
3981702 E22/G01 F 28,850.00 ZZ
360 28,825.69 1
10.250 258.53 107
9.750 258.53 27,000.00
XXXX XXXXX XX 00000 1 11/09/00 23
0412226490 01 01/01/01 0
0412226490 O 12/01/30
0
3981913 N67/G01 F 172,500.00 ZZ
360 172,234.17 1
10.000 1,513.81 100
9.750 1,513.81 172,500.00
XXXXXXXXX XX 00000 1 10/30/00 23
0432400000 05 12/01/00 0
0000000000 O 11/01/30
0
3981967 U05/G01 F 116,000.00 T
360 115,844.78 1
10.000 1,017.98 104
9.750 1,017.98 111,720.00
XXXXXX XXXXXXX XX 00000 1 10/25/00 23
0432400315 01 12/01/00 0
3077456 O 11/01/30
0
3981984 Q64/G01 F 220,000.00 ZZ
360 219,705.57 1
1
10.000 1,930.66 100
9.750 1,930.66 220,000.00
XXXXX XX 00000 1 10/30/00 23
0432455244 05 12/01/00 0
0101374205 O 11/01/30
0
3982303 526/G01 F 145,500.00 ZZ
360 145,294.70 1
9.750 1,250.07 104
9.500 1,250.07 140,637.00
XXXXXX XXXXXX XX 00000 1 10/06/00 23
0432399467 05 12/01/00 0
0423773 O 11/01/30
0
3982376 526/G01 F 118,450.00 ZZ
360 118,307.55 1
10.500 1,083.51 103
10.250 1,083.51 115,000.00
XXXXXXX XX 00000 1 10/04/00 23
0432416501 05 12/01/00 0
0424334 O 11/01/30
0
3983073 U05/G01 F 80,750.00 ZZ
360 80,678.26 2
10.000 708.64 95
9.750 708.64 85,000.00
XXXXXX XX 00000 1 11/16/00 23
0432495786 05 01/01/01 0
3080778 N 12/01/30
0
3983497 K15/G01 F 70,800.00 ZZ
360 70,751.98 1
11.250 687.65 103
11.000 687.65 69,000.00
XXXXXXXXXXXX XX 00000 5 11/13/00 23
0432433282 05 01/01/01 0
037705301585 O 12/01/30
0
3984135 Q64/G01 F 62,700.00 ZZ
360 62,616.09 1
10.000 550.24 95
9.750 550.24 66,000.00
XXXXXXXXXX XX 00000 1 11/03/00 23
0432433589 05 12/01/00 0
1
0101382307 N 11/01/30
0
3984240 Q64/G01 F 121,500.00 ZZ
360 121,337.40 1
10.000 1,066.25 100
9.750 1,066.25 121,500.00
XXXXXXX XX 00000 1 10/27/00 23
0432421402 05 12/01/00 0
17000722 O 11/01/30
0
3984652 147/G01 F 95,275.00 ZZ
360 95,154.09 1
10.250 853.77 103
10.000 853.77 92,500.00
XXXXX XXXX XX 00000 1 10/19/00 23
0432491074 05 12/01/00 0
10388768 O 11/01/30
0
3984792 147/G01 F 151,400.00 ZZ
360 151,001.71 1
11.500 1,499.31 103
11.250 1,499.31 147,000.00
XXXXXXXX XX 00000 5 09/13/00 23
0432493096 05 11/01/00 0
10387012 O 10/01/30
0
3984799 147/G01 F 135,000.00 ZZ
360 134,770.62 1
10.250 1,209.74 100
10.000 1,209.74 135,000.00
XXXX XXXXXXXXXX XX 00000 1 09/29/00 23
0432433092 01 11/01/00 0
10387536 O 10/01/30
0
3984856 147/G01 F 68,590.00 ZZ
360 68,479.52 2
10.500 627.42 95
10.250 627.42 72,200.00
XXXXXXXXXX XX 00000 1 09/29/00 23
0432496677 05 11/01/00 0
10388858 N 10/01/30
0
1
3984916 147/G01 F 83,674.00 ZZ
360 83,531.43 1
10.250 749.81 107
10.000 749.81 78,200.00
XXXXXXXX XX 00000 1 09/22/00 23
0432411692 05 11/01/00 0
10387266 O 10/01/30
0
3985080 U59/G01 F 174,997.00 ZZ
360 174,836.65 1
11.750 1,766.44 103
11.500 1,766.44 169,900.00
XXXXXXXXX XX 00000 1 11/20/00 23
0432438240 05 12/20/00 0
800589526 O 11/20/30
0
3985145 147/G01 F 95,000.00 ZZ
360 94,889.36 1
10.650 879.68 100
10.400 879.68 95,000.00
XXXXXXXX XX 00000 1 10/30/00 23
0432429579 05 12/01/00 0
10389680 O 11/01/30
0
3985385 526/G01 F 136,000.00 ZZ
360 135,875.93 1
9.875 1,180.95 105
9.625 1,180.95 130,000.00
XXXXXXXXX XX 00000 1 11/20/00 23
0432519775 05 01/01/01 0
0430434 O 12/01/30
0
3986094 286/G01 F 270,000.00 ZZ
360 269,760.10 1
10.000 2,369.45 100
9.750 2,369.45 270,000.00
XXXXXXXX XX 00000 1 11/03/00 23
0432401057 05 01/01/01 0
0000057829 O 12/01/30
0
3986238 948/G01 F 159,650.00 ZZ
360 159,596.10 1
11.250 1,550.62 103
11.000 1,550.62 155,000.00
1
XXXXX XXXX XX 00000 2 12/04/00 23
0432502151 05 02/01/01 0
55322 O 01/01/31
0
3986545 U05/G01 F 119,000.00 ZZ
360 118,882.46 1
9.500 1,000.62 100
9.250 1,000.62 119,000.00
XXXXXXXXX XX 00000 1 11/17/00 23
0432463669 05 01/01/01 0
3084426 O 12/01/30
0
3986775 T24/G01 F 126,900.00 ZZ
360 126,070.73 1
9.875 1,101.93 100
9.625 1,101.93 126,900.00
XXXXXXX XX 00000 1 10/27/00 23
0432420057 01 12/01/00 0
09755426 O 11/01/30
0
3986788 T24/G01 F 114,000.00 ZZ
360 113,834.84 1
9.625 968.99 107
9.375 968.99 107,000.00
XXXXXXXX XX 00000 2 10/26/00 23
0432416576 05 12/01/00 0
09774344 O 11/01/30
0
3986812 T24/G01 F 117,900.00 ZZ
360 117,750.41 1
10.250 1,056.50 103
10.000 1,056.50 114,500.00
XXXXXX XX 00000 1 10/31/00 23
0432445476 05 12/01/00 0
09965200 O 11/01/30
0
3986863 147/G01 F 230,000.00 ZZ
360 229,677.37 1
11.140 2,214.71 100
10.890 2,214.71 230,000.00
XXXXXXXXX XX 00000 1 09/27/00 23
0432496693 05 11/01/00 0
10388343 O 10/01/30
0
1
3986893 147/G01 F 180,000.00 ZZ
360 179,676.80 1
9.990 1,578.30 100
9.740 1,578.30 180,000.00
XXXXXXX XX 00000 1 09/26/00 23
0432429454 05 11/01/00 0
10388261 O 10/01/30
0
3986930 K15/G01 F 87,500.00 ZZ
360 87,437.32 1
11.000 833.28 103
10.750 833.28 85,000.00
XXXXXXXX XXXX XX 00000 5 10/30/00 23
0432420081 05 01/01/01 0
032605301554 O 12/01/30
0
3986938 147/G01 F 132,300.00 ZZ
360 132,098.06 1
10.750 1,235.00 106
10.500 1,235.00 125,000.00
XXXX XXXXXX XXX XX 00000 5 09/08/00 23
0432408300 05 11/01/00 0
10387345 O 10/01/30
0
3986953 K15/G01 F 64,300.00 ZZ
360 64,244.98 1
14.125 768.24 103
13.875 768.24 62,500.00
XXXXXXXXXX XX 00000 1 11/03/00 23
0432446540 01 01/01/01 0
037905302171 O 12/01/30
0
3986973 147/G01 F 244,600.00 ZZ
360 244,160.77 1
9.990 2,144.74 100
9.740 2,144.74 244,600.00
XXXXXXXX XXXX XX 00000 1 09/25/00 23
0432429488 05 11/01/00 0
10387339 O 10/01/30
0
3987247 U05/G01 F 70,000.00 ZZ
360 69,942.61 1
1
10.375 633.78 100
10.125 633.78 70,000.00
XXXXXXXXX XX 00000 1 11/22/00 01
0432511848 05 01/01/01 12
3084428 O 12/01/30
0
3987261 147/G01 F 65,550.00 ZZ
360 65,377.42 2
9.250 539.27 95
9.000 539.27 69,000.00
XXXXXXX XX 00000 1 09/01/00 23
0432429447 05 10/01/00 0
10384089 N 09/01/30
0
3987395 940/G01 F 256,000.00 ZZ
360 256,000.00 1
10.000 2,246.59 103
9.750 2,246.59 249,000.00
XXXXXXXX XX 00000 1 01/11/01 23
0432558880 05 03/01/01 0
3237 O 02/01/31
0
3987542 T24/G01 F 239,000.00 ZZ
360 238,671.58 1
9.875 2,075.35 100
9.625 2,075.35 239,000.00
XXXXX XX 00000 1 10/23/00 23
0432530764 01 12/01/00 0
09776088 O 11/01/30
0
3987736 T24/G01 F 49,400.00 ZZ
360 49,333.89 1
10.000 433.52 95
9.750 433.52 52,000.00
XXXXXXX XX 00000 1 10/30/00 23
0432411577 05 12/01/00 0
09777929 N 11/01/30
0
3988180 E22/G01 F 40,100.00 ZZ
360 40,063.41 1
9.875 348.21 107
9.625 348.21 37,500.00
XXXXXXX XX 00000 1 11/10/00 23
0412180143 05 01/01/01 0
1
0412180143 O 12/01/30
0
3988189 E22/G01 F 42,800.00 ZZ
360 42,759.90 1
9.750 367.72 107
9.500 367.72 40,000.00
ST XXXXX XXXXXX XX 00000 1 11/10/00 23
0412196768 01 01/01/01 0
0412196768 O 12/01/30
0
3988193 E22/G01 F 41,500.00 ZZ
360 41,463.13 1
10.000 364.19 100
9.500 364.19 41,500.00
XXXXXXXX XX 00000 1 11/10/00 23
0412203069 05 01/01/01 0
0412203069 O 12/01/30
0
3988211 E22/G01 F 100,820.00 ZZ
360 100,728.01 1
9.875 875.47 107
9.625 875.47 94,224.00
XXXXX XXXXX XX 00000 1 11/08/00 23
0412221202 03 01/01/01 0
0412221202 O 12/01/30
0
3988216 E22/G01 F 116,050.00 ZZ
360 115,941.28 1
9.750 997.05 105
9.500 997.05 111,500.00
XXXXXX XX 00000 1 11/10/00 23
0412226359 05 01/01/01 0
0412226359 O 12/01/30
0
3988218 E22/G01 F 236,900.00 ZZ
360 236,683.85 1
9.875 2,057.12 107
9.375 2,057.12 221,420.00
XXXXXXX XX 00000 1 11/10/00 23
0412228637 03 01/01/01 0
0412228637 O 12/01/30
0
1
3988225 E22/G01 F 157,250.00 ZZ
360 157,107.82 1
10.000 1,379.99 107
9.750 1,379.98 147,000.00
XXXXXXX XXX XX 00000 1 11/10/00 23
0412233181 05 01/01/01 0
0412233181 O 12/01/30
0
3989503 624/G01 F 156,700.00 ZZ
360 156,528.18 1
9.000 1,260.84 104
8.750 1,260.84 151,000.00
XXXXXX XX 00000 1 11/15/00 23
0432461093 03 01/01/01 0
82200100123 O 12/01/30
0
3990109 E87/G01 F 215,000.00 ZZ
360 214,818.91 1
10.250 1,926.62 102
10.000 1,926.62 212,051.00
XXXXXXXXX XX 00000 1 11/15/00 23
0432455137 03 01/01/01 0
00110178 O 12/01/30
0
3990625 U05/G01 F 145,500.00 ZZ
360 145,367.24 1
9.875 1,263.45 107
9.625 1,263.45 136,000.00
XXXX XX 00000 1 11/10/00 23
0432494755 05 01/01/01 0
3081168 O 12/01/30
0
3991381 147/G01 F 99,500.00 ZZ
360 99,370.33 1
10.125 882.39 107
9.875 882.39 93,000.00
XXXX XXXXXXXX XX 00000 1 10/06/00 23
0432493062 05 12/01/00 0
10388323 O 11/01/30
0
3991491 K15/G01 F 81,300.00 ZZ
360 81,215.76 2
11.000 774.24 102
10.750 774.24 80,000.00
1
XXXXXXXXX XX 00000 5 11/14/00 23
0432433050 05 01/01/01 0
028705302146 O 12/01/30
0
3991586 Q01/G01 F 139,986.00 ZZ
360 139,844.07 1
9.375 1,164.33 100
9.125 1,164.33 140,000.00
XXXXXXX XX 00000 1 12/01/00 23
0432463073 05 01/01/01 0
31892 O 12/01/30
0
3992237 E22/G01 F 118,700.00 ZZ
360 118,579.64 1
9.375 987.29 100
9.125 987.29 118,700.00
XXXXXXX XX 00000 1 11/13/00 23
0412179004 09 01/01/01 0
0412179004 O 12/01/30
0
3992248 E22/G01 F 138,350.00 ZZ
360 138,223.78 1
9.875 1,201.36 107
9.375 1,201.36 129,300.00
XXXXXX XXXXXXX XX 00000 1 11/07/00 23
0412203499 05 01/01/01 0
0412203499 O 12/01/30
0
3992250 E22/G01 F 116,000.00 ZZ
360 115,904.89 1
10.375 1,050.27 100
10.125 1,050.27 117,000.00
XXXXX XXXX XX 00000 1 11/13/00 23
0412203853 05 01/01/01 0
0412203853 O 12/01/30
0
3992264 E22/G01 F 163,400.00 ZZ
360 163,242.82 1
9.625 1,388.88 103
9.375 1,388.88 160,000.00
XXXXXXXXXXX XX 00000 1 11/13/00 23
0412219651 05 01/01/01 0
0412219651 O 12/01/30
0
1
3992265 E22/G01 F 65,250.00 ZZ
360 64,578.37 1
10.000 572.62 107
9.750 572.62 61,000.00
XXXXXXXX XX 00000 1 11/13/00 23
0412220303 05 01/01/01 0
0412220303 O 12/01/30
0
3992272 E22/G01 F 84,550.00 ZZ
360 84,476.85 1
10.125 749.81 95
9.875 749.81 89,000.00
XXXXXXX XX 00000 1 11/13/00 23
0412231284 05 01/01/01 0
0412231284 N 12/01/30
0
3992353 147/G01 F 52,000.00 ZZ
360 51,735.08 1
10.390 471.40 100
10.140 471.40 52,000.00
XXXXXX XX 00000 1 10/27/00 23
0432429439 05 12/01/00 0
10388697 O 11/01/30
0
3992486 147/G01 F 81,320.00 ZZ
360 81,170.19 1
9.925 709.14 107
9.675 709.14 76,000.00
XXXXXXXXXX XX 00000 1 09/27/00 23
0432491413 01 11/01/00 0
10387960 O 10/01/30
0
3992538 147/G01 F 86,670.00 ZZ
360 86,540.76 1
10.875 817.21 102
10.625 817.21 85,000.00
XXXXXXX XX 00000 2 10/26/00 23
0432429405 05 12/01/00 0
10388715 O 11/01/30
0
3992544 T08/G01 F 46,010.00 ZZ
360 45,966.89 1
1
9.750 395.30 107
9.500 395.30 43,000.00
XXXXXXX XXXXXXX XX 00000 1 11/20/00 23
0432561157 01 01/01/01 0
20110094 O 12/01/30
0
3992673 147/G01 F 52,250.00 ZZ
360 52,172.38 1
10.875 492.66 95
10.625 492.66 55,000.00
XXXXXXXX XX 00000 1 09/27/00 23
0432429306 01 11/01/00 0
10387849 N 10/01/30
0
3992730 147/G01 F 84,400.00 ZZ
360 84,306.38 1
10.875 795.80 103
10.625 795.80 82,000.00
XXXXXXX XX 00000 5 10/16/00 23
0432429397 05 12/01/00 0
10389723 O 11/01/30
0
3993060 526/G01 F 128,400.00 ZZ
360 128,228.18 1
10.000 1,126.80 107
9.750 1,126.80 120,000.00
XXXXXXXXX XX 00000 1 10/26/00 23
0432403905 01 12/01/00 0
0423162 O 11/01/30
0
3993080 948/G01 F 57,775.00 ZZ
360 57,748.75 1
9.875 501.69 107
9.625 501.69 54,000.00
XXXXXXXXXX XX 00000 1 12/11/00 23
0432502144 05 02/01/01 0
55357 O 01/01/31
0
3993288 B57/G01 F 144,500.00 ZZ
360 144,423.54 1
12.375 1,528.19 100
12.125 1,528.19 144,500.00
XXXXXXXXXX XX 00000 1 11/16/00 23
0432486959 01 01/01/01 0
1
2015290 O 12/01/30
0
3993390 K15/G01 F 82,400.00 ZZ
360 82,268.96 1
10.125 730.74 106
9.875 730.74 78,000.00
XXXXX XXXXXX XX 00000 5 11/20/00 23
0432436459 05 01/01/01 0
000990005300636 O 12/01/30
0
3993551 685/G01 F 123,750.00 ZZ
360 123,637.10 1
9.875 1,074.58 100
9.625 1,074.58 123,750.00
XXXXXXXX XX 00000 1 11/27/00 23
0432446896 01 01/01/01 0
124316 O 12/01/30
0
3994041 E87/G01 F 251,450.00 ZZ
360 251,181.36 1
9.125 2,045.88 107
8.875 2,045.88 235,000.00
XXXXXXXXX XX 00000 1 11/16/00 23
0432438737 05 01/01/01 0
70003112 O 12/01/30
0
3995641 642/G01 F 138,000.00 ZZ
360 137,820.16 1
10.125 1,223.82 100
9.875 1,223.82 138,000.00
XXXX XXXXXX XX 00000 1 10/24/00 23
0432406619 05 12/01/00 0
10140900 O 11/01/30
0
3996526 526/G01 F 116,900.00 ZZ
360 116,743.57 1
10.000 1,025.88 100
9.750 1,025.88 116,900.00
XXX XXXXXXX XX 00000 1 10/27/00 23
0432405652 05 12/01/00 0
0426128 O 11/01/30
0
1
3997137 069/G01 F 237,000.00 ZZ
360 236,777.96 1
9.750 2,036.20 104
9.500 2,036.20 228,500.00
XXXXXXXX XX 00000 1 11/16/00 23
0432486512 05 01/01/01 0
35188095849 O 12/01/30
0
3997195 E87/G01 F 136,800.00 ZZ
360 136,678.46 1
10.000 1,200.52 95
9.750 1,200.52 144,000.00
XXXXXX XX 00000 1 11/22/00 23
0432460350 05 01/01/01 0
70003113 N 12/01/30
0
3997319 E22/G01 F 67,900.00 ZZ
360 67,852.66 1
11.125 653.05 103
10.875 653.05 65,950.00
XXX XXXXXXX XX 00000 1 11/13/00 23
0412213068 05 01/01/01 0
0412213068 O 12/01/30
0
3997320 E22/G01 F 147,290.00 ZZ
360 147,232.89 1
13.750 1,716.09 103
13.500 1,716.09 143,000.00
XXXXXXX XX 00000 1 11/10/00 23
0412213472 05 01/01/01 0
0412213472 O 12/01/30
0
3997322 E22/G01 F 115,025.00 ZZ
360 114,876.77 1
9.375 956.72 107
8.875 956.72 107,500.00
XXXXXXXXX XX 00000 1 11/07/00 23
0412214421 01 01/01/01 0
0412214421 O 12/01/30
0
3997324 E22/G01 F 181,500.00 ZZ
360 181,347.13 1
10.250 1,626.42 100
10.000 1,626.42 181,500.00
1
XXXXX XX 00000 1 11/09/00 23
0412217200 05 01/01/01 0
0412217200 O 12/01/30
0
3997329 E22/G01 F 45,100.00 ZZ
360 45,063.02 1
10.375 408.34 95
9.875 408.34 47,500.00
XXXXXXX XX 00000 1 11/14/00 23
0412222150 05 01/01/01 0
0412222150 N 12/01/30
0
3997342 E22/G01 F 60,000.00 ZZ
360 59,946.70 1
10.000 526.54 100
9.750 526.54 60,000.00
XXX XXXXXX XXXX XX 00000 1 11/14/00 23
0412231086 05 01/01/01 0
0412231086 O 12/01/30
0
3997343 E22/G01 F 52,450.00 ZZ
360 52,400.86 1
9.750 450.63 100
9.250 450.63 52,500.00
XXXXXXX XX 00000 1 11/14/00 23
0412232720 03 01/01/01 0
0412232720 O 12/01/30
0
3997344 E22/G01 F 63,100.00 ZZ
360 63,042.42 1
9.875 547.93 107
9.375 547.93 59,000.00
XXXX XXXXX XX 00000 1 11/14/00 23
0412232902 05 01/01/01 0
0412232902 O 12/01/30
0
3997350 E22/G01 F 199,000.00 ZZ
360 198,818.44 1
9.875 1,728.01 100
9.625 1,728.01 199,000.00
XXX'X XXXXXX XX 00000 1 11/14/00 23
0412238362 03 01/01/01 0
0412238362 O 12/01/30
0
1
3997891 E87/G01 F 47,615.00 ZZ
360 47,572.69 1
10.000 417.86 107
9.750 417.86 44,500.00
XXXXXXX XX 00000 1 11/21/00 23
0432444503 01 01/01/01 0
00110235 O 12/01/30
0
3998180 U05/G01 F 187,785.00 ZZ
360 187,613.66 1
9.875 1,630.63 107
9.625 1,630.63 175,500.00
XXXXXX XX 00000 1 11/17/00 23
0432442127 05 01/01/01 0
3077803 O 12/01/30
0
3999152 286/G01 F 110,500.00 ZZ
360 110,359.77 1
10.250 990.20 100
10.000 990.20 110,500.00
XXXXXXXXX XX 00000 1 10/27/00 23
0432419166 05 12/01/00 0
0000137155 O 11/01/30
0
4000297 K15/G01 F 97,800.00 ZZ
360 97,225.98 1
10.750 912.94 100
10.500 912.94 98,000.00
XXXXX XXXXXX XX 00000 5 11/20/00 23
0432497022 05 01/01/01 0
009905300689 O 12/01/30
0
4000655 K15/G01 F 58,800.00 ZZ
360 58,751.78 1
10.375 532.38 107
10.125 532.38 55,000.00
XXXX XX 00000 2 11/10/00 23
0432435790 05 01/01/01 0
206705306143 O 12/01/30
0
4000725 685/G01 F 124,000.00 ZZ
360 123,892.73 1
1
10.125 1,099.66 100
9.875 1,099.66 124,000.00
XXXXXXX XXXXX XX 00000 1 11/13/00 23
0432426021 05 01/01/01 0
124141 O 12/01/30
0
4001246 E84/G01 F 94,900.00 ZZ
360 94,779.58 1
10.250 850.40 95
10.000 850.40 99,900.00
XXXXXXXXXX XX 00000 1 11/02/00 23
0432410058 05 12/01/00 0
32601666 N 11/01/30
0
4001908 E22/G01 F 76,500.00 ZZ
360 76,437.27 1
10.375 692.64 100
10.125 692.64 76,500.00
XX XXXXXX XX 00000 1 11/15/00 23
0412163099 05 01/01/01 0
0412163099 O 12/01/30
0
4001913 E22/G01 F 175,100.00 ZZ
360 174,948.52 1
10.125 1,552.83 103
9.625 1,552.83 170,000.00
XXXXXX XXXX XX 00000 1 11/07/00 23
0412174393 05 01/01/01 0
0412174393 O 12/01/30
0
4001925 E22/G01 F 115,000.00 ZZ
360 114,895.07 1
9.875 998.60 100
9.625 998.60 115,000.00
XXXXXXXXXX XX 00000 1 11/10/00 23
0412207870 05 01/01/01 0
0412207870 O 12/01/30
0
4001930 E22/G01 F 76,500.00 ZZ
360 76,462.79 1
12.750 831.32 102
12.250 831.32 75,000.00
XXXXXXXX XX 00000 1 11/15/00 23
0412217192 05 01/01/01 0
1
0412217192 O 12/01/30
0
4001931 E22/G01 F 118,000.00 ZZ
360 117,880.37 1
9.375 981.46 100
9.125 981.46 118,000.00
XXXXXX XX 00000 1 11/15/00 23
0412217507 05 01/01/01 0
0412217507 O 12/01/30
0
4001938 E22/G01 F 111,600.00 ZZ
360 111,508.49 1
10.375 1,010.43 95
10.125 1,010.43 117,500.00
XXXXXX XX 00000 1 11/15/00 23
0412222705 05 01/01/01 0
0412222705 N 12/01/30
0
4001946 E22/G01 F 221,450.00 ZZ
360 221,152.43 2
10.000 1,943.38 103
9.500 1,943.38 215,000.00
XXXXXXX XX 00000 1 11/15/00 23
0412229320 05 01/01/01 0
0412229320 O 12/01/30
0
4001950 E22/G01 F 150,000.00 ZZ
360 149,877.00 1
10.375 1,358.11 100
10.125 1,358.11 150,000.00
XXXXXXXX XX 00000 1 11/14/00 23
0412234510 05 01/01/01 0
0412234510 O 12/01/30
0
4001951 E22/G01 F 36,000.00 ZZ
360 35,970.47 1
10.375 325.95 95
10.125 325.95 37,900.00
WHITE XXXXXXXXX XX 00000 1 11/15/00 23
0412235061 05 01/01/01 0
0412235061 N 12/01/30
0
1
4002069 U05/G01 F 32,445.00 ZZ
360 32,431.02 1
10.125 287.73 103
9.875 287.73 31,500.00
XXXXXXXXXX XX 00000 1 12/05/00 23
0432562379 05 02/01/01 0
3080154 O 01/01/31
0
4002218 N67/G01 F 162,300.00 ZZ
360 162,207.72 1
13.875 1,907.00 103
13.625 1,907.00 157,600.00
XXXXXX XX 00000 1 10/31/00 23
0432494185 05 12/01/00 0
1160002514 O 11/01/30
0
4002789 N67/G01 F 262,650.00 ZZ
360 262,334.13 1
10.500 2,402.56 103
10.250 2,402.56 255,000.00
XXXXXXXXXX XX 00000 1 10/31/00 23
0432418754 05 12/01/00 0
1380000813 O 11/01/30
0
4003342 U05/G01 F 73,500.00 ZZ
360 73,432.93 1
9.875 638.24 100
9.625 638.24 73,500.00
XXXXXX XX 00000 1 11/17/00 23
0432463826 05 01/01/01 0
3083834 O 12/01/30
0
4003565 526/G01 F 154,000.00 ZZ
360 153,793.91 1
10.000 1,351.46 100
9.750 1,351.46 154,000.00
XXXXXX XX 00000 1 10/13/00 23
0432478279 01 12/01/00 0
0425234 O 11/01/30
0
4003707 964/G01 F 129,200.00 ZZ
360 129,145.82 1
10.250 1,157.76 95
10.000 1,157.76 136,000.00
1
XXX XXXXX XX 00000 1 12/01/00 23
0432547057 05 02/01/01 0
93460 N 01/01/31
0
4003750 526/G01 F 43,225.00 ZZ
360 43,167.16 2
10.000 379.33 95
9.750 379.33 45,500.00
XXXXXXXXXXXX XX 00000 1 10/27/00 23
0432433910 05 12/01/00 0
0424998 N 11/01/30
0
4004346 286/G01 F 120,000.00 ZZ
360 119,847.72 1
10.250 1,075.33 100
10.000 1,075.33 120,000.00
XXXXXXX XX 00000 1 10/13/00 23
0432420073 05 12/01/00 0
0000137094 O 11/01/30
0
4004908 286/G01 F 103,200.00 ZZ
360 103,108.30 1
10.000 905.66 107
9.750 905.66 96,500.00
XXXXXX XX 00000 1 11/08/00 23
0432420115 05 01/01/01 0
0000168153 O 12/01/30
0
4005495 526/G01 F 113,950.00 ZZ
360 113,789.20 1
9.750 979.01 100
9.500 979.01 113,950.00
XXXXXXXX XX 00000 1 10/06/00 23
0432415875 05 12/01/00 0
408892 O 11/01/30
0
4005981 069/G01 F 105,000.00 ZZ
360 104,951.01 1
9.750 902.12 100
9.500 902.12 105,000.00
XXXXXX XXXXXXXX XX 00000 1 12/14/00 23
0432567444 01 02/01/01 0
35188091673 O 01/01/31
0
1
4006405 Q64/G01 F 223,500.00 ZZ
360 223,424.54 1
11.250 2,170.77 103
11.000 2,170.77 217,000.00
TOWN OF XXXXXXX XX 00000 1 12/15/00 23
0432552784 05 02/01/01 0
5200257700 O 01/01/31
0
4006538 808/G01 F 274,990.00 ZZ
360 274,703.77 1
9.250 2,262.28 107
9.000 2,262.28 257,000.00
XXXXXXX XXXX XX 00000 1 11/28/00 23
0432452852 05 01/01/01 0
9418879 O 12/01/30
0
4006570 L86/G01 F 214,000.00 ZZ
360 213,788.64 1
9.500 1,799.43 107
9.250 1,799.43 200,000.00
XXXXXXXXX XX 00000 5 11/14/00 23
0432447407 05 01/01/01 0
20504997 O 12/01/30
0
4007608 E22/G01 F 168,050.00 ZZ
360 167,963.53 1
12.500 1,793.53 103
12.000 1,793.53 163,500.00
XXXXX XXXXXX XX 00000 1 11/16/00 23
0412173098 05 01/01/01 0
0412173098 O 12/01/30
0
4007612 E22/G01 F 175,500.00 ZZ
360 175,335.57 1
9.750 1,507.82 100
9.250 1,507.82 175,500.00
XXXXXXXXXX XX 00000 1 11/08/00 23
0412191264 01 01/01/01 0
0412191264 O 12/01/30
0
4007615 E22/G01 F 30,450.00 ZZ
360 30,422.22 1
1
9.875 264.41 107
9.625 264.41 28,500.00
XXXXX XX 00000 1 11/16/00 23
0412195158 05 01/01/01 0
0412195158 O 12/01/30
0
4007621 E22/G01 F 98,850.00 ZZ
360 98,769.23 1
11.000 941.37 103
10.750 941.37 96,010.00
XXXXXX XX 00000 1 11/16/00 23
0412205353 05 01/01/01 0
0412205353 O 12/01/30
0
4007624 E22/G01 F 92,020.00 ZZ
360 91,903.24 1
10.250 824.59 107
9.750 824.59 86,000.00
XXXXX XX 00000 1 10/24/00 23
0412207730 05 12/01/00 0
0412207730 O 11/01/30
0
4007635 E22/G01 F 115,000.00 ZZ
360 114,900.50 1
10.125 1,019.85 100
9.875 1,019.85 115,000.00
XXXXXX XX 00000 1 11/10/00 23
0412220733 05 01/01/01 0
0412220733 O 12/01/30
0
4007636 E22/G01 F 143,350.00 ZZ
360 143,222.63 1
10.000 1,258.00 107
9.750 1,258.00 134,000.00
ST XXXXX XXXXXX XX 00000 1 11/16/00 23
0412222127 05 01/01/01 0
0412222127 O 12/01/30
0
4007697 526/G01 F 63,175.00 ZZ
360 63,090.45 1
10.000 554.41 95
9.750 554.41 66,500.00
XXXXXXXXXXXX XX 00000 1 10/26/00 23
0432431542 05 12/01/00 0
1
0427647 O 11/01/30
0
4007757 526/G01 F 43,225.00 ZZ
360 43,167.16 2
10.000 379.33 95
9.750 379.33 45,500.00
XXXXXXXXXXXX XX 00000 1 10/27/00 23
0432431567 05 12/01/00 0
0425002 N 11/01/30
0
4007779 T24/G01 F 137,400.00 ZZ
360 137,216.13 1
10.000 1,205.78 100
9.750 1,205.78 137,400.00
XXXXX XX 00000 1 10/27/00 23
0432553097 05 12/01/00 0
09776825 O 11/01/30
0
4008251 526/G01 F 105,000.00 ZZ
360 104,890.30 1
10.000 921.45 100
9.750 921.45 105,000.00
XXXX XX 00000 1 11/21/00 23
0432575215 05 01/01/01 0
0431722 O 12/01/30
0
4008381 455/G01 F 121,900.00 ZZ
360 121,791.69 1
10.000 1,069.76 104
9.750 1,069.76 117,900.00
XXXXXX XX 00000 1 11/30/00 23
0432455830 05 01/01/01 0
18000609 O 12/01/30
0
4008725 P23/G01 F 66,641.00 ZZ
360 66,585.01 2
10.625 615.83 103
10.375 615.83 64,700.00
XXXXXXXX XX 00000 1 11/04/00 23
0432432193 05 01/01/01 0
WTL000001642 O 12/01/30
0
1
4008729 286/G01 F 145,300.00 ZZ
360 145,094.95 1
9.750 1,248.36 104
9.500 1,248.36 140,000.00
XXXXXX XX 00000 1 10/23/00 23
0432474583 05 12/01/00 0
0000066834 O 11/01/30
0
4008773 286/G01 F 174,300.00 ZZ
360 174,031.33 1
10.250 1,561.91 105
10.000 1,561.91 167,000.00
XXXXXXXXXX XX 00000 1 10/27/00 23
0432433837 05 12/01/00 0
0000169399 O 11/01/30
0
4009026 T24/G01 F 48,650.00 ZZ
360 48,584.90 1
10.000 426.94 107
9.750 426.94 45,500.00
XXXXXX XX 00000 1 11/01/00 23
0432431500 05 12/01/00 0
09774406 O 11/01/30
0
4009094 808/G01 F 159,900.00 ZZ
360 159,761.68 1
10.125 1,418.03 100
9.875 1,418.03 159,900.00
XXXXXXXX XXXX XX 00000 1 11/20/00 23
0432453017 01 01/01/01 0
9502020 O 12/01/30
0
4009487 T24/G01 F 254,125.00 ZZ
360 253,775.79 1
9.875 2,206.69 107
9.625 2,206.69 237,500.00
XXXXX XXXXXX XX 00000 1 11/03/00 23
0432421634 05 12/01/00 0
09965950 O 11/01/30
0
4009800 T24/G01 F 85,500.00 ZZ
360 85,376.85 1
10.000 750.32 90
9.750 750.32 95,000.00
1
XXXXX XXXX XX 00000 1 10/30/00 23
0432421386 03 12/01/00 0
09773465 O 11/01/30
0
4010063 526/G01 F 79,900.00 ZZ
360 79,790.20 1
9.875 693.81 100
9.625 693.81 79,900.00
XXXXX XX 00000 1 10/19/00 23
0432429736 05 12/01/00 0
0424814 O 11/01/30
0
4010290 U05/G01 F 170,000.00 ZZ
360 169,848.97 1
10.000 1,491.87 100
9.750 1,491.87 170,000.00
XXXXX XX 00000 1 11/29/00 23
0432453421 05 01/01/01 0
3080473 O 12/01/30
0
4012700 E22/G01 F 142,310.00 ZZ
360 142,186.88 1
10.125 1,262.04 107
9.875 1,262.04 133,000.00
XXXXXXXX XX 00000 1 11/02/00 23
0412171068 07 01/01/01 0
0412171068 O 12/01/30
0
4012710 E22/G01 F 206,000.00 ZZ
360 205,816.98 1
10.000 1,807.80 100
9.750 1,807.80 206,000.00
XXXXXXXXXX XX 00000 1 11/15/00 23
0412191330 05 01/01/01 0
0412191330 O 12/01/30
0
4012713 E22/G01 F 82,400.00 ZZ
360 82,358.78 1
12.625 887.42 103
12.125 887.42 80,000.00
XXXXXXXX XX 00000 1 11/17/00 23
0412198459 05 01/01/01 0
0412198459 O 12/01/30
0
1
4012724 E22/G01 F 176,090.00 ZZ
360 175,925.01 1
9.750 1,512.89 100
9.500 1,512.89 176,090.00
XXXXXXXXXXX XX 00000 1 11/06/00 23
0412213480 05 01/01/01 0
0412213480 O 12/01/30
0
4012731 E22/G01 F 48,450.00 ZZ
360 48,402.15 1
9.500 407.39 107
9.000 407.39 45,308.00
XXXX XXXXXXXX XX 00000 1 11/10/00 23
0412220212 05 01/01/01 0
0412220212 O 12/01/30
0
4012741 E22/G01 F 159,400.00 ZZ
360 159,254.56 1
9.875 1,384.15 107
9.625 1,384.15 149,000.00
XXXXXXXXX XX 00000 1 11/12/00 23
0412229569 01 01/01/01 0
0412229569 O 12/01/30
0
4012743 E22/G01 F 141,100.00 ZZ
360 140,981.15 1
10.250 1,264.40 103
10.000 1,264.40 137,000.00
XXXXXXXXXXX XX 00000 1 11/17/00 23
0412230831 05 01/01/01 0
0412230831 O 12/01/30
0
4012752 E22/G01 F 82,250.00 ZZ
360 82,176.93 1
10.000 721.80 103
9.500 721.80 79,900.00
XXXXX XX 00000 1 11/17/00 23
0412233090 05 01/01/01 0
0412233090 O 12/01/30
0
4012762 E22/G01 F 84,000.00 ZZ
360 83,919.20 1
1
9.625 713.99 106
9.125 713.99 79,900.00
XXXXXXXXXX XX 00000 1 11/16/00 23
0412238123 05 01/01/01 0
0412238123 O 12/01/30
0
4012764 E22/G01 F 140,700.00 ZZ
360 140,545.72 1
9.000 1,132.10 103
8.500 1,132.10 137,535.00
XXXXX XX 00000 1 11/15/00 23
0412238693 03 01/01/01 0
0412238693 O 12/01/30
0
4012767 E22/G01 F 140,500.00 ZZ
360 140,375.17 1
10.000 1,232.99 100
9.750 1,232.99 140,500.00
XXXXX XX 00000 1 11/15/00 23
0412239436 05 01/01/01 0
0412239436 O 12/01/30
0
4012774 E22/G01 F 79,900.00 ZZ
360 79,827.10 1
9.875 693.81 100
9.625 693.81 79,900.00
XXX XXXXXXX XX 00000 1 11/17/00 23
0412244899 01 01/01/01 0
0412244899 O 12/01/30
0
4012775 E22/G01 F 75,000.00 ZZ
360 74,927.85 1
9.625 637.49 100
9.125 637.49 75,000.00
XXXXXX XX 00000 1 11/14/00 23
0412245086 05 01/01/01 0
0412245086 O 12/01/30
0
4013216 526/G01 F 135,000.00 ZZ
360 134,814.48 1
9.875 1,172.27 100
9.625 1,172.27 135,000.00
XXXXXXXXXX XX 00000 1 10/17/00 23
0432447167 05 12/01/00 0
1
0424428 O 11/01/30
0
4013433 N67/G01 F 131,550.00 ZZ
360 130,448.27 1
9.875 1,142.31 106
9.625 1,142.31 125,000.00
XXXXXX XX 00000 1 11/09/00 23
0432440949 03 01/01/01 0
1380000888 O 12/01/30
0
4014447 U05/G01 F 109,250.00 ZZ
360 109,150.33 1
9.875 948.67 95
9.625 948.67 115,000.00
XXXXXXX XX 00000 1 11/29/00 23
0432494201 05 01/01/01 0
3081643 N 12/01/30
0
4015418 Q01/G01 F 87,500.00 ZZ
360 87,428.25 1
10.375 792.23 100
10.125 792.23 87,500.00
XXXX XX 00000 1 11/29/00 23
0432463156 05 01/01/01 0
32106 O 12/01/30
0
4016302 U05/G01 F 213,950.00 ZZ
360 213,754.80 1
9.875 1,857.83 105
9.625 1,857.83 205,000.00
XXXXXXXXX XX 00000 1 11/21/00 23
0432474567 03 01/01/01 0
3084270 O 12/01/30
0
4016638 Q01/G01 F 195,000.00 ZZ
360 194,739.06 1
10.000 1,711.26 100
9.750 1,711.26 195,000.00
XXX XXXXX XX 00000 1 10/18/00 23
0432451052 01 12/01/00 0
30630016 O 11/01/30
0
1
4016755 642/G01 F 112,200.00 ZZ
360 112,107.99 1
10.375 1,015.87 100
10.125 1,015.87 112,250.00
XXXXXXX XX 00000 1 11/13/00 23
0432453355 05 01/01/01 0
09194800 O 12/01/30
0
4016857 642/G01 F 79,180.00 ZZ
360 79,109.65 1
10.000 694.86 92
9.750 694.86 87,000.00
XXXXXXXXX XX 00000 1 11/13/00 23
0432427102 03 01/01/01 0
10136800 O 12/01/30
0
4016988 642/G01 F 89,600.00 ZZ
360 89,541.76 1
11.500 887.30 103
11.250 887.30 87,000.00
XXXXXXXXX XX 00000 5 11/07/00 23
0432438133 05 01/01/01 0
10170300 O 12/01/30
0
4017378 069/G01 F 195,800.00 ZZ
360 195,601.47 1
9.375 1,628.57 107
9.125 1,628.57 183,000.00
XXXXXX XX 00000 1 11/24/00 23
0432503407 05 01/01/01 0
21588090832 O 12/01/30
0
4018446 E22/G01 F 96,500.00 ZZ
360 96,414.26 1
10.000 846.86 100
9.500 846.86 96,500.00
XXXXXXXXX XX 00000 1 11/20/00 23
0412125650 03 01/01/01 0
0412125650 O 12/01/30
0
4018464 E22/G01 F 71,150.00 ZZ
360 71,086.79 1
10.000 624.39 107
9.500 624.39 66,500.00
0
XXXX XX XXXXX XX 00000 1 11/20/00 23
0412215782 05 01/01/01 0
0412215782 O 12/01/30
0
4018470 E22/G01 F 34,700.00 ZZ
360 34,669.17 1
10.000 304.52 95
9.500 304.52 36,600.00
XXXXXXX XX 00000 1 11/20/00 23
0412226086 01 01/01/01 0
0412226086 N 12/01/30
0
4018472 E22/G01 F 69,350.00 ZZ
360 69,286.72 1
9.875 602.20 95
9.625 602.20 73,000.00
XXX XX XXXXX XX 00000 1 11/20/00 23
0412226912 05 01/01/01 0
0412226912 N 12/01/30
0
4018477 E22/G01 F 210,000.00 ZZ
360 209,823.13 1
10.250 1,881.81 103
10.000 1,881.81 204,000.00
XXXXXXXXXXXX XX 00000 1 11/20/00 23
0412230146 05 01/01/01 0
0412230146 O 12/01/30
0
4018478 E22/G01 F 139,600.00 ZZ
360 139,485.53 1
10.375 1,263.95 107
10.125 1,263.95 130,500.00
XXXXX XXXXX XX 00000 9 11/14/00 23
0412230716 03 01/01/01 0
0412230716 O 12/01/30
0
4018485 E22/G01 F 167,000.00 ZZ
360 166,859.34 1
10.250 1,496.49 107
9.750 1,496.49 157,500.00
XXXXXXXXX XX 00000 1 11/13/00 23
0412235103 03 01/01/01 0
0412235103 O 12/01/30
0
1
4018491 E22/G01 F 139,650.00 ZZ
360 139,515.66 1
9.625 1,187.01 100
9.375 1,187.01 139,700.00
XXX XXXXX XX 00000 1 11/15/00 23
0412236440 01 01/01/01 0
0412236440 O 12/01/30
0
4018501 E22/G01 F 34,200.00 ZZ
360 34,171.96 1
10.375 309.65 95
10.125 309.65 36,000.00
XXXX XXXXX XX 00000 1 11/20/00 23
0412243735 05 01/01/01 0
0412243735 N 12/01/30
0
4018502 E22/G01 F 107,500.00 ZZ
360 107,399.29 1
9.750 923.59 100
9.250 923.59 107,500.00
XXXX XXXX XXXX XX 00000 1 11/17/00 23
0412248007 05 01/01/01 0
0412248007 O 12/01/30
0
4018903 642/G01 F 94,700.00 ZZ
360 94,637.50 1
11.375 928.78 103
11.125 928.78 92,000.00
XXXXXXXXXX XX 00000 2 11/07/00 23
0432437242 05 01/01/01 0
10192000 O 12/01/30
0
4018946 T08/G01 F 263,000.00 ZZ
360 262,648.06 1
10.000 2,308.01 107
9.750 2,308.01 247,000.00
XXXXXXXX XXXXX XX 00000 1 10/26/00 23
0432455186 03 12/01/00 0
20100278 O 11/01/30
0
4018955 642/G01 F 219,000.00 ZZ
360 218,820.42 1
1
10.375 1,982.84 100
10.125 1,982.84 219,000.00
XXXXXXX XX 00000 1 11/15/00 23
0432455038 05 01/01/01 0
10206000 O 12/01/30
0
4019152 T08/G01 F 64,890.00 ZZ
360 64,830.80 1
9.875 563.47 103
9.625 563.47 63,000.00
XXXX XXXXXXXXXX XX 00000 1 11/29/00 23
0432472363 01 01/01/01 0
20110121 O 12/01/30
0
4019552 286/G01 F 121,000.00 ZZ
360 120,833.70 1
9.875 1,050.71 100
9.625 1,050.71 121,000.00
XXXXXXXXX XX 00000 1 10/30/00 23
0432575678 03 12/01/00 0
0000137429 O 11/01/30
0
4020016 964/G01 F 263,650.00 ZZ
360 263,520.32 1
9.500 2,216.91 103
9.250 2,216.91 256,000.00
XXXXXXX XX 00000 1 11/28/00 23
0432458784 03 02/01/01 0
92879 O 01/01/31
0
4020154 624/G01 F 58,850.00 ZZ
360 58,796.32 1
9.875 511.02 107
9.625 511.02 55,000.00
XXXXXX XXXX XX 00000 1 11/28/00 23
0432496081 05 01/01/01 0
35500500243 O 12/01/30
0
4020432 U05/G01 F 89,900.00 ZZ
360 89,860.23 1
10.000 788.94 100
9.750 788.94 89,900.00
XXXXXXXX XX 00000 1 12/05/00 23
0432568723 05 02/01/01 0
1
3086848 O 01/01/31
0
4021308 940/G01 F 114,073.00 ZZ
360 114,021.17 1
9.875 990.56 103
9.625 990.56 110,751.00
XXXXXXXXXXX XX 00000 1 12/07/00 23
0432493930 05 02/01/01 0
VC1458 O 01/01/31
0
4021585 U05/G01 F 126,600.00 ZZ
360 126,474.97 1
9.500 1,064.52 107
9.250 1,064.52 118,330.00
XXXXXXX XX 00000 1 11/27/00 23
0432495299 03 01/01/01 0
3082159 O 12/01/30
0
4022523 U05/G01 F 170,400.00 ZZ
360 170,284.40 1
11.250 1,655.03 103
11.000 1,655.03 165,468.00
XXXXXX XX 00000 1 11/22/00 23
0432454213 05 01/01/01 0
3083161 O 12/01/30
0
4022697 E22/G01 F 118,000.00 ZZ
360 117,889.45 1
9.750 1,013.80 100
9.500 1,013.80 118,000.00
XXXXXXXX XXXX XX 00000 1 11/21/00 23
0412203127 03 01/01/01 0
0412203127 O 12/01/30
0
4022700 E22/G01 F 164,000.00 ZZ
360 163,854.29 1
10.000 1,439.22 100
9.750 1,439.22 164,000.00
XXXXXX XX 00000 1 11/21/00 23
0412209348 05 01/01/01 0
0412209348 O 12/01/30
0
1
4022704 E22/G01 F 49,750.00 ZZ
360 49,704.62 1
9.875 432.00 107
9.625 432.00 46,500.00
XXXXXX XXXX XX 00000 1 11/15/00 23
0412214306 05 01/01/01 0
0412214306 O 12/01/30
0
4022705 E22/G01 F 113,050.00 ZZ
360 112,949.57 2
10.000 992.09 95
9.750 992.09 119,900.00
XXXXXXXXX XXXXX XX 00000 1 11/21/00 23
0412216020 05 01/01/01 0
0412216020 N 12/01/30
0
4022706 E22/G01 F 128,150.00 ZZ
360 128,036.14 2
10.000 1,124.61 95
9.750 1,124.61 134,900.00
XXXXXXXXX XXXXX XX 00000 1 11/21/00 23
0412216095 05 01/01/01 0
0412216095 N 12/01/30
0
4022710 E22/G01 F 244,000.00 ZZ
360 243,905.38 1
13.750 2,842.87 103
13.250 2,842.87 237,000.00
XXXXXXXXX XX 00000 1 11/21/00 23
0412221541 05 01/01/01 0
0412221541 O 12/01/30
0
4022718 E22/G01 F 150,380.00 ZZ
360 150,223.48 1
9.250 1,237.14 103
8.750 1,237.14 146,000.00
XXXXX XX 00000 1 11/14/00 23
0412226607 05 01/01/01 0
0412226607 O 12/01/30
0
4022719 E22/G01 F 202,900.00 ZZ
360 202,719.74 1
10.000 1,780.59 100
9.750 1,780.59 202,900.00
1
XXXXXXXX XX 00000 1 11/16/00 23
0412228348 09 01/01/01 0
0412228348 O 12/01/30
0
4022742 E22/G01 F 57,600.00 ZZ
360 57,550.17 1
10.125 510.81 95
9.875 510.81 60,650.00
XXXXX XXXXX XX 00000 1 11/21/00 23
0412241424 05 01/01/01 0
0412241424 N 12/01/30
0
4023681 U05/G01 F 222,500.00 ZZ
360 222,268.42 1
9.250 1,830.45 104
9.000 1,830.45 215,000.00
XXXXXXXX XX 00000 1 11/01/00 23
0432447399 05 01/01/01 0
3076795 O 12/01/30
0
4023728 U05/G01 F 235,000.00 ZZ
360 234,659.53 1
9.625 1,997.48 100
9.375 1,997.48 235,000.00
XXXXXX XXXX XX 00000 1 10/13/00 23
0432430874 05 12/01/00 0
3077905 O 11/01/30
0
4025289 Q64/G01 F 56,700.00 ZZ
360 56,649.61 1
10.000 497.59 107
9.750 497.59 53,000.00
XXXXXXXXXXXX XX 00000 1 11/09/00 23
0432513869 05 01/01/01 0
0101384303 O 12/01/30
0
4025371 808/G01 F 175,000.00 ZZ
360 174,920.48 1
9.875 1,519.62 100
9.625 1,519.62 175,000.00
XXXXX XX XXXXXX XX 00000 1 12/06/00 23
0432477263 05 02/01/01 0
9316888 O 01/01/31
0
1
4025442 Q64/G01 F 104,325.00 ZZ
360 104,216.40 1
9.250 858.26 107
9.000 858.26 97,500.00
XXXXXXX XXXXX XX 00000 1 11/10/00 23
0432498145 05 01/01/01 0
0101388106 O 12/01/30
0
4025805 Q64/G01 F 123,000.00 ZZ
360 122,893.58 1
10.125 1,090.80 107
9.875 1,090.80 114,990.00
XXXXXXX XX 00000 1 11/10/00 23
0432544138 05 01/01/01 0
0101414001 O 12/01/30
0
4025948 Q64/G01 F 110,900.00 ZZ
360 110,801.47 1
10.000 973.23 100
9.750 973.23 110,900.00
XXXXXXXXX XX 00000 1 11/15/00 23
0432433019 05 01/01/01 0
0101417905 O 12/01/30
0
4026074 286/G01 F 54,950.00 ZZ
360 54,909.68 1
12.750 597.14 103
12.500 597.14 53,500.00
XXXXXX XX 00000 1 10/30/00 23
0432445542 05 12/01/00 0
0000171132 O 11/01/30
0
4026137 Q64/G01 F 240,000.00 ZZ
360 239,792.37 1
10.125 2,128.38 100
9.875 2,128.38 240,000.00
XXXXXXX XX 00000 1 11/10/00 23
0432432896 05 01/01/01 0
0101422806 O 12/01/30
0
4026183 286/G01 F 85,493.00 ZZ
360 85,378.57 1
1
10.000 750.27 107
9.750 750.27 79,900.00
XXXXXXXXX XX 00000 1 10/31/00 23
0432446482 05 12/01/00 0
0000166361 O 11/01/30
0
4026260 Q64/G01 F 27,075.00 ZZ
360 27,051.58 1
10.125 240.11 95
9.875 240.11 28,500.00
XXXX XXXX XXXXX XX 00000 1 11/15/00 23
0432432391 01 01/01/01 0
0101411205 N 12/01/30
0
4026261 Q64/G01 F 117,500.00 ZZ
360 117,329.77 1
9.625 998.74 100
9.375 998.74 117,500.00
XXXXXXXXXXX XX 00000 1 11/03/00 23
0432432771 05 12/01/00 0
0101396901 O 11/01/30
0
4027208 286/G01 F 120,000.00 ZZ
360 119,839.40 1
10.000 1,053.09 100
9.750 1,053.09 120,000.00
XXXXXXX XX 00000 1 10/24/00 23
0432446516 05 12/01/00 0
0000177415 O 11/01/30
0
4028084 U05/G01 F 75,000.00 ZZ
360 74,933.36 1
10.000 658.18 100
9.750 658.18 75,000.00
XX XXXX XX 00000 1 11/29/00 23
0432500478 05 01/01/01 0
3084046 O 12/01/30
0
4028144 286/G01 F 63,130.00 ZZ
360 63,043.24 1
9.875 548.19 107
9.625 548.19 59,000.00
XXXXXXX XX 00000 1 10/31/00 23
0432446524 05 12/01/00 0
1
0000174881 O 11/01/30
0
4028181 P23/G01 F 133,215.00 ZZ
360 133,099.76 1
10.125 1,181.38 107
9.875 1,181.38 124,500.00
XXXX XXXX XXXXX XX 00000 1 11/15/00 23
0432455343 05 01/01/01 0
WTL000001473 O 12/01/30
0
4028533 526/G01 F 91,964.00 ZZ
360 91,884.44 1
10.125 815.56 95
9.875 815.56 96,805.00
XXXX XXXX XXXX XX 00000 1 11/29/00 23
0432558179 05 01/01/01 0
432656 N 12/01/30
0
4029309 U05/G01 F 64,100.00 ZZ
360 64,009.54 1
9.750 550.72 95
9.500 550.72 67,500.00
XXXXXXXXXX XX 00000 1 10/11/00 23
0432437382 05 12/01/00 0
3073612 O 11/01/30
0
4029394 U05/G01 F 133,750.00 ZZ
360 133,614.39 2
9.375 1,112.46 107
9.125 1,112.46 125,000.00
XXXXXX XX 00000 1 11/09/00 23
0432491835 05 01/01/01 0
3069575 O 12/01/30
0
4029809 K15/G01 F 83,900.00 ZZ
360 83,865.75 1
10.375 759.64 107
10.125 759.64 79,000.00
XXXXX XX 00000 5 11/29/00 23
0432443737 05 02/01/01 0
205605301094216 O 01/01/31
0
1
4030295 642/G01 F 154,950.00 ZZ
360 154,808.62 1
9.875 1,345.51 100
9.625 1,345.51 155,000.00
XXXXX XX 00000 1 11/17/00 23
0432455087 01 01/01/01 0
09213600 O 12/01/30
0
4030407 526/G01 F 107,000.00 ZZ
360 106,912.25 1
10.375 968.79 100
10.125 968.79 107,000.00
XXXX XX 00000 1 11/29/00 23
0432567477 05 01/01/01 0
0432698 O 12/01/30
0
4030432 B57/G01 F 117,200.00 ZZ
360 117,081.17 1
9.375 974.81 101
9.125 974.81 116,200.00
XXXXXXX XX 00000 1 11/10/00 23
0432437101 03 01/01/01 0
20A0674 O 12/01/30
0
4030662 455/G01 F 92,070.00 ZZ
360 91,967.87 1
10.875 868.12 99
10.625 868.12 93,000.00
XXXXXXXXXXXX XX 00000 1 11/06/00 23
0432435725 05 12/01/00 0
09000870 O 11/01/30
0
4031018 455/G01 F 195,200.00 ZZ
360 195,063.91 1
11.125 1,877.40 100
10.875 1,877.40 195,251.00
XXXXXXXXX XX 00000 1 11/21/00 23
0432463792 03 01/01/01 0
25000578 O 12/01/30
0
4031058 685/G01 F 128,000.00 ZZ
360 127,863.25 1
9.125 1,041.45 100
8.875 1,041.45 128,000.00
1
XXXXXXXXXX XX 00000 1 11/30/00 23
0432460939 05 01/01/01 0
910147 O 12/01/30
0
4031061 964/G01 F 154,500.00 ZZ
360 154,347.41 1
9.500 1,299.12 103
9.250 1,299.12 150,000.00
XXXXXXX XX 00000 1 11/28/00 23
0432458669 05 01/01/01 0
94471 O 12/01/30
0
4031235 E22/G01 F 121,500.00 ZZ
360 121,392.05 1
10.000 1,066.25 100
9.750 1,066.25 121,500.00
XXXXXXXX XXXXXX XX 00000 1 11/22/00 23
0412091530 03 01/01/01 0
0412091530 O 12/01/30
0
4031236 E22/G01 F 92,000.00 ZZ
360 91,935.86 1
11.125 884.84 100
10.875 884.84 92,000.00
XXXXXXX XX 00000 1 11/22/00 23
0412130155 05 01/01/01 0
0412130155 O 12/01/30
0
4031244 E22/G01 F 179,500.00 ZZ
360 179,374.85 1
11.125 1,726.40 103
10.875 1,726.40 174,994.00
XXXXXXXX XX 00000 1 11/17/00 23
0412200412 03 01/01/01 0
0412200412 O 12/01/30
0
4031254 E22/G01 F 184,700.00 ZZ
360 184,531.49 1
9.875 1,603.84 100
9.625 1,603.84 184,700.00
XXXXXXX XX 00000 1 11/17/00 23
0412217457 05 01/01/01 0
0412217457 O 12/01/30
0
1
4031259 E22/G01 F 227,750.00 ZZ
360 227,582.35 1
10.875 2,147.43 100
10.375 2,147.43 228,000.00
XXXXXXX XX 00000 1 11/16/00 23
0412224172 05 01/01/01 0
0412224172 O 12/01/30
0
4031273 E22/G01 F 250,000.00 ZZ
360 249,765.77 1
9.750 2,147.89 100
9.500 2,147.89 250,000.00
XXXXXXX XX 00000 1 11/22/00 23
0412234395 05 01/01/01 0
0412234395 O 12/01/30
0
4031282 E22/G01 F 110,100.00 ZZ
360 110,007.26 1
10.250 986.61 95
10.000 986.61 115,900.00
XXXXXX XX 00000 1 11/22/00 23
0412243065 05 01/01/01 0
0412243065 N 12/01/30
0
4031289 E22/G01 F 55,950.00 ZZ
360 55,904.11 1
10.375 506.58 100
10.125 506.58 56,000.00
XXXXXX XX 00000 1 11/22/00 23
0412245805 01 01/01/01 0
0412245805 O 12/01/30
0
4031294 E22/G01 F 66,000.00 ZZ
360 65,945.87 1
10.375 597.57 95
10.125 597.57 69,500.00
XXXXXXX XX 00000 1 11/22/00 23
0412248296 05 01/01/01 0
0412248296 N 12/01/30
0
4031296 E22/G01 F 141,450.00 ZZ
360 141,327.63 1
1
10.125 1,254.41 105
9.625 1,254.41 135,900.00
XXXXXXXX XX 00000 1 11/22/00 23
0412248650 03 01/01/01 0
0412248650 O 12/01/30
0
4031302 E22/G01 F 105,000.00 ZZ
360 104,707.12 1
10.000 921.45 105
9.750 921.45 100,000.00
XXXXXXX XX 00000 1 11/20/00 23
0412252306 01 01/01/01 0
0412252306 O 12/01/30
0
4031372 526/G01 F 104,500.00 ZZ
360 104,331.72 1
10.500 955.90 103
10.250 955.90 101,500.00
XXXXXXX XX 00000 1 09/05/00 23
0432463776 05 11/01/00 0
1100041 O 10/01/30
0
4031456 455/G01 F 237,520.00 ZZ
360 237,417.69 1
10.125 2,106.39 107
9.875 2,106.39 221,987.00
XXXXX XXXXXXXX XX 00000 1 12/15/00 23
0432518462 03 02/01/01 0
09000881 O 01/01/31
0
4032051 642/G01 F 105,500.00 ZZ
360 105,432.24 1
11.500 1,044.76 103
11.250 1,044.76 102,500.00
XXXXXXX XX 00000 1 11/15/00 23
0432431005 05 01/01/01 0
08214300 O 12/01/30
0
4032147 U05/G01 F 66,950.00 ZZ
360 66,927.52 1
14.375 813.18 103
14.125 813.18 65,000.00
XXXXXXXXXX XX 00000 1 11/29/00 23
0432560043 05 01/01/01 0
1
3083591 O 12/01/30
0
4032254 642/G01 F 217,500.00 ZZ
360 217,311.85 1
10.125 1,928.84 100
9.875 1,928.84 217,500.00
XXX XXXXXXX XX 00000 1 11/13/00 23
0432437440 05 01/01/01 0
11110400 O 12/01/30
0
4033377 526/G01 F 105,000.00 ZZ
360 104,909.18 1
10.125 931.16 100
9.875 931.16 105,000.00
XXXXXXXX XXXXXX XX 00000 1 11/30/00 23
0432537710 01 01/01/01 0
0431558 O 12/01/30
0
4033907 069/G01 F 141,000.00 ZZ
360 140,871.34 1
9.875 1,224.38 100
9.625 1,224.38 141,000.00
XXXXXXXXX XX 00000 1 11/29/00 23
0432537595 05 01/01/01 0
20788097464 O 12/01/30
0
4034160 E22/G01 F 80,250.00 ZZ
360 80,182.41 1
10.250 719.12 107
9.750 719.12 75,000.00
XXXXXX XX 00000 1 11/07/00 23
0412179475 01 01/01/01 0
0412179475 O 12/01/30
0
4034165 E22/G01 F 103,150.00 ZZ
360 103,004.44 1
9.750 886.22 105
9.500 886.22 99,000.00
XXXXXX XX 00000 1 10/25/00 23
0412193310 05 12/01/00 0
0412193310 O 11/01/30
0
1
4034168 E22/G01 F 160,650.00 ZZ
360 160,507.89 1
10.125 1,424.68 100
9.625 1,424.68 160,680.00
XXXXXXXXXX XX 00000 1 11/04/00 23
0412199580 05 01/01/01 0
0412199580 O 12/01/30
0
4034171 E22/G01 F 40,125.00 ZZ
360 40,087.40 1
9.750 344.74 107
9.500 344.74 37,500.00
XXXXX XXXXX XXX XX 00000 1 11/27/00 23
0412211864 01 01/01/01 0
0412211864 O 12/01/30
0
4034172 E22/G01 F 181,550.00 ZZ
360 181,343.10 1
10.750 1,694.74 103
10.500 1,694.74 176,267.00
XXXXXX XX 00000 1 10/27/00 23
0412214975 29 12/01/00 0
0412214975 O 11/01/30
0
4034173 E22/G01 F 229,950.00 ZZ
360 229,702.45 1
9.250 1,891.74 100
8.750 1,891.74 229,950.00
XXX XXXXXXX XX 00000 1 11/13/00 23
0412216186 05 01/01/01 0
0412216186 O 12/01/30
0
4034191 E22/G01 F 170,665.00 ZZ
360 170,501.88 1
9.750 1,466.28 107
9.500 1,466.28 159,500.00
XXX XXXXX XX 00000 1 11/20/00 23
0412232266 05 01/01/01 0
0412232266 O 12/01/30
0
4034200 E22/G01 F 110,350.00 ZZ
360 110,251.96 1
10.000 968.40 107
9.750 968.40 103,900.00
1
XXXXXXXXX XX 00000 1 11/27/00 23
0412234411 05 01/01/01 0
0412234411 O 12/01/30
0
4034210 E22/G01 F 88,450.00 ZZ
360 88,367.14 1
9.750 759.92 105
9.500 759.92 85,000.00
XXXXXX XX 00000 1 11/16/00 23
0412239477 05 01/01/01 0
0412239477 O 12/01/30
0
4034211 E22/G01 F 138,900.00 ZZ
360 138,747.69 1
9.000 1,117.62 107
8.750 1,117.62 129,900.00
XXXXXXXXXX XX 00000 1 11/27/00 23
0412239758 05 01/01/01 0
0412239758 O 12/01/30
0
4034213 E22/G01 F 74,900.00 ZZ
360 74,824.15 1
9.500 629.80 107
9.250 629.80 70,000.00
XXXX XXXXX XX 00000 1 11/22/00 23
0412240384 05 01/01/01 0
0412240384 O 12/01/30
0
4034218 E22/G01 F 88,500.00 ZZ
360 88,421.37 1
10.000 776.65 100
9.750 776.65 88,500.00
XXXXXXXX XX 00000 1 11/27/00 23
0412243354 05 01/01/01 0
0412243354 O 12/01/30
0
4034222 E22/G01 F 149,200.00 ZZ
360 149,129.43 1
12.875 1,635.89 103
12.375 1,635.89 144,900.00
XXXX XXXX XX 00000 1 11/27/00 23
0412244782 05 01/01/01 0
0412244782 O 12/01/30
0
1
4034225 E22/G01 F 139,500.00 ZZ
360 139,364.98 1
10.000 1,224.21 100
9.500 1,224.21 139,500.00
XXXXXX XX 00000 1 11/17/00 23
0412246639 05 01/01/01 0
0412246639 O 12/01/30
0
4034228 E22/G01 F 125,000.00 ZZ
360 124,894.71 1
10.250 1,120.13 100
9.750 1,120.13 125,000.00
XXXXXXX XX 00000 1 11/27/00 23
0412248064 05 01/01/01 0
0412248064 O 12/01/30
0
4035550 664/G01 F 228,550.00 ZZ
360 228,451.56 1
10.125 2,026.83 104
9.875 2,026.83 221,000.00
XXXXXXXX XX 00000 1 11/29/00 23
0432573772 05 02/01/01 0
0003696606 O 01/01/31
0
4035623 526/G01 F 144,920.00 ZZ
360 144,816.17 1
11.000 1,380.11 103
10.750 1,380.11 140,700.00
XXXXX XX 00000 1 12/04/00 23
0432579191 05 01/01/01 0
0432649 O 12/01/30
0
4036093 808/G01 F 244,110.00 ZZ
360 243,999.09 1
9.875 2,119.73 103
9.625 2,119.73 237,000.00
CATHEYS XXXXXX XX 00000 1 12/04/00 23
0432453090 05 02/01/01 0
9316715 O 01/01/31
0
4036264 R74/G01 F 98,880.00 ZZ
360 98,803.56 1
1
10.650 915.61 103
10.400 915.61 96,000.00
XXXXX XX 00000 1 11/27/00 23
0432478303 05 01/01/01 0
0000000000 O 12/01/30
0
4036282 U05/G01 F 146,000.00 ZZ
360 145,866.79 1
9.875 1,267.79 104
9.625 1,267.79 141,000.00
XXXXXXX XX 00000 1 11/29/00 23
0432569143 05 01/01/01 0
3087299 O 12/01/30
0
4036496 U05/G01 F 50,350.00 ZZ
360 50,304.07 1
9.875 437.21 95
9.625 437.21 53,000.00
XXXX XX 00000 1 11/30/00 23
0432573319 05 01/01/01 0
3086802 N 12/01/30
0
4036512 700/G01 F 139,800.00 ZZ
360 139,734.78 1
9.750 1,201.10 100
9.500 1,201.10 139,800.00
XXXXXX XXXXX XX 00000 1 12/04/00 23
0432495406 09 02/01/01 0
10253958 O 01/01/31
0
4036678 U05/G01 F 182,150.00 ZZ
360 182,081.42 1
10.750 1,700.34 103
10.500 1,700.34 176,847.00
XXXXXXX XX 00000 1 12/04/00 23
0432514420 05 02/02/01 0
3083047 O 01/02/31
0
4036810 Q64/G01 F 94,000.00 ZZ
360 93,909.58 1
9.625 798.99 105
9.375 798.99 89,900.00
XXXXXXXXXX XX 00000 1 11/17/00 23
0432438091 01 01/01/01 0
1
0101428407 O 12/01/30
0
4036965 U05/G01 F 110,000.00 ZZ
360 109,951.34 1
10.000 965.33 100
9.750 965.33 110,000.00
XXXXXXXXXX XX 00000 1 12/11/00 23
0432508398 01 02/01/01 0
3087717 O 01/01/31
0
4037096 Q64/G01 F 119,400.00 ZZ
360 119,296.70 1
10.125 1,058.87 104
9.875 1,058.87 115,900.00
XXXXX XX 00000 1 11/17/00 23
0432435592 05 01/01/01 0
0101421501 O 12/01/30
0
4037171 Q64/G01 F 167,000.00 ZZ
360 166,886.71 1
11.250 1,622.01 100
11.000 1,622.01 167,000.00
XXXXXXXXXX XX 00000 1 11/15/00 23
0432435394 05 01/01/01 0
0101406106 O 12/01/30
0
4037375 286/G01 F 56,050.00 ZZ
360 55,974.99 1
10.000 491.88 95
9.750 491.88 59,000.00
XXXXXX XX 00000 1 10/31/00 23
0432553527 01 12/01/00 0
0000174908 N 11/01/30
0
4037717 E82/G01 F 184,900.00 ZZ
360 184,771.10 1
11.125 1,778.33 103
10.875 1,778.33 180,000.00
XXXXXXX XX 00000 9 11/21/00 23
0400334892 05 01/01/01 0
0400334892 O 12/01/30
0
1
4037883 642/G01 F 87,240.00 ZZ
360 87,204.18 1
13.500 999.26 103
13.250 999.26 84,700.00
XXXXXX XXXX XX 00000 1 11/20/00 23
0432435162 05 01/01/01 0
101879 O 12/01/30
0
4038435 948/G01 F 173,340.00 ZZ
360 173,120.04 1
10.250 1,553.31 107
10.000 1,553.31 162,000.00
XXXXX XXXX XX 00000 1 10/30/00 23
0432435022 05 12/01/00 0
54481 O 11/01/30
0
4038691 286/G01 F 160,850.00 ZZ
360 160,714.52 1
10.250 1,441.38 104
10.000 1,441.38 155,000.00
LAKE IN XXX XXX XX 00000 5 11/03/00 23
0432435360 03 01/01/01 0
000186292 O 12/01/30
0
4039277 069/G01 F 267,500.00 ZZ
360 267,371.84 1
9.625 2,273.73 107
9.375 2,273.73 250,000.00
XXX XXXXXXX XX 00000 1 12/20/00 23
0432551273 05 02/01/01 0
35188098371 O 01/01/31
0
4039641 E22/G01 F 185,000.00 ZZ
360 184,835.63 1
10.000 1,623.51 100
9.500 1,623.51 185,000.00
XXXXXXXXX XX 00000 1 11/20/00 23
0412172710 05 01/01/01 0
0412172710 O 12/01/30
0
4039643 E22/G01 F 140,000.00 ZZ
360 139,872.26 1
9.875 1,215.69 100
9.625 1,215.69 140,000.00
1
XXXXXXX XX 00000 1 11/28/00 23
0412187742 05 01/01/01 0
0412187742 O 12/01/30
0
4039645 E22/G01 F 143,350.00 ZZ
360 143,229.26 1
10.250 1,284.56 107
10.000 1,284.56 134,000.00
XXXXXX XXXX XX 00000 1 11/10/00 23
0412196735 05 01/01/01 0
0412196735 O 12/01/30
0
4039654 E22/G01 F 143,000.00 ZZ
360 142,872.95 2
10.000 1,254.93 100
9.750 1,254.93 143,000.00
XXXXXXX XX 00000 1 11/28/00 23
0412204554 05 01/01/01 0
0412204554 O 12/01/30
0
4039671 E22/G01 F 132,767.00 ZZ
360 132,661.02 1
10.500 1,214.47 103
10.000 1,214.47 128,900.00
WALLA XXXXX XX 00000 1 11/21/00 23
0412231292 05 01/01/01 0
0412231292 O 12/01/30
0
4039694 E22/G01 F 140,100.00 ZZ
360 139,972.17 2
9.875 1,216.56 104
9.625 1,216.56 135,000.00
XXXXXXXXX XX 00000 1 11/28/00 23
0412245854 05 01/01/01 0
0412245854 O 12/01/30
0
4039695 E22/G01 F 45,500.00 ZZ
360 45,462.69 1
10.375 411.96 100
10.125 411.96 45,500.00
XXXXXXX XX 00000 1 11/28/00 23
0412246043 05 01/01/01 0
0412246043 O 12/01/30
0
1
4039700 E22/G01 F 127,500.00 ZZ
360 127,386.73 1
10.000 1,118.90 100
9.500 1,118.90 127,500.00
XXXXXXX XX 00000 1 11/17/00 23
0412249112 09 01/01/01 0
0412249112 O 12/01/30
0
4039706 E22/G01 F 165,000.00 ZZ
360 164,837.04 1
9.500 1,387.41 100
9.250 1,387.41 165,000.00
XXXXXXX XXX XX 00000 1 11/21/00 23
0412250623 05 01/01/01 0
0412250623 O 12/01/30
0
4039719 E22/G01 F 95,000.00 ZZ
360 94,922.09 1
10.375 860.14 100
10.125 860.14 95,000.00
XXXXXXXX XX 00000 1 11/28/00 23
0412255119 05 01/01/01 0
0412255119 O 12/01/30
0
4039723 E22/G01 F 129,900.00 ZZ
360 129,778.31 2
9.750 1,116.04 104
9.500 1,116.04 125,000.00
XXXXX XXXXX XXX XX 00000 1 11/28/00 23
0412261349 05 01/01/01 0
0412261349 O 12/01/30
0
4040498 U59/G01 F 60,000.00 ZZ
360 59,915.31 1
9.750 515.50 106
9.500 515.50 57,000.00
XXXXX XX 00000 1 11/24/00 23
0432454320 05 12/24/00 0
800683956 O 11/24/30
0
4041235 069/G01 F 166,850.00 ZZ
360 166,804.84 1
1
12.250 1,748.42 103
12.000 1,748.42 162,000.00
XXX XXXXX XX 00000 1 12/01/00 23
0432530426 01 02/01/01 0
35188096946 O 01/01/31
0
4042196 642/G01 F 131,600.00 ZZ
360 131,372.26 1
10.125 1,167.06 107
9.875 1,167.06 123,000.00
XXXX XXXXX XX 00000 5 11/20/00 23
0432453702 05 01/01/01 0
10160300 O 12/01/30
0
4042403 T24/G01 F 160,500.00 ZZ
180 159,739.91 1
10.250 1,749.37 107
10.000 1,749.37 150,000.00
XXXXXXX XX 00000 5 11/10/00 23
0432478204 05 01/01/01 0
09780913 O 12/01/15
0
4042409 642/G01 F 99,500.00 ZZ
360 99,396.44 1
9.250 818.56 107
9.000 818.56 93,000.00
XXXXXXX XX 00000 1 11/21/00 23
0432506079 07 01/01/01 0
10187100 O 12/01/30
0
4042513 T24/G01 F 80,500.00 ZZ
360 80,426.56 1
9.875 699.02 106
9.625 699.02 76,000.00
XXXXXXXX XX 00000 1 11/03/00 23
0432454940 05 01/01/01 0
09778767 O 12/01/30
0
4042685 700/G01 F 180,000.00 ZZ
360 179,916.02 1
9.750 1,546.48 100
9.500 1,546.48 180,000.00
XXXXXX XX 00000 1 12/08/00 23
0432548733 05 02/01/01 0
1
00254183 O 01/01/31
0
4042708 T24/G01 F 153,600.00 ZZ
360 153,470.63 1
10.250 1,376.41 107
10.000 1,376.41 143,580.00
XXXXXXX XX 00000 1 11/07/00 23
0432438620 05 01/01/01 0
09779517 O 12/01/30
0
4042895 U05/G01 F 164,000.00 ZZ
360 163,927.45 1
10.000 1,439.22 104
9.750 1,439.22 158,000.00
XXXXXXX XX 00000 1 12/01/00 23
0432500221 03 02/01/01 0
3083042 O 01/01/31
0
4043181 808/G01 F 133,500.00 ZZ
360 133,439.34 1
9.875 1,159.25 100
9.625 1,159.25 133,500.00
XXXXX XX 00000 1 12/11/00 23
0432495166 01 02/01/01 0
9316919 O 01/01/31
0
4043224 286/G01 F 68,550.00 ZZ
360 68,476.76 1
9.125 557.75 106
8.875 557.75 65,000.00
XXXX XXXX XX 00000 5 11/09/00 23
0432454254 05 01/01/01 0
0000177576 O 12/01/30
0
4043302 624/G01 F 56,650.00 ZZ
360 56,586.56 1
10.625 523.50 103
10.375 523.50 55,000.00
XXXXXX XX 00000 1 11/16/00 23
0432435949 01 01/01/01 0
33500100773 O 12/01/30
0
1
4043330 964/G01 F 141,780.00 ZZ
360 141,706.50 1
9.250 1,166.39 102
9.000 1,166.39 139,000.00
XXX XXXXX XX 00000 1 12/06/00 23
0432528438 05 02/01/01 0
94690 O 01/01/31
0
4043786 T24/G01 F 215,250.00 ZZ
360 215,058.77 1
10.000 1,888.97 105
9.750 1,888.97 206,500.00
XXXXXXXXX XX 00000 1 10/31/00 23
0432453843 03 01/01/01 0
09771064 O 12/01/30
0
4043951 069/G01 F 177,350.00 ZZ
360 177,273.61 1
10.125 1,572.78 100
9.875 1,572.78 177,350.00
(STUDIO XXXX XX XX 00000 1 12/06/00 23
0432545408 01 02/01/01 0
35188097308 O 01/01/31
0
4044795 E22/G01 F 228,600.00 ZZ
360 228,440.63 1
11.125 2,198.63 103
10.875 2,198.63 222,000.00
XXXXXX XXXXXX X XX 00000 1 11/29/00 23
0412159972 05 01/01/01 0
0412159972 O 12/01/30
0
4044796 E22/G01 F 138,000.00 ZZ
360 137,883.77 1
10.250 1,236.62 100
9.750 1,236.62 138,000.00
XXXXXXXXX XX 00000 1 11/27/00 23
0412164501 05 01/01/01 0
0412164501 O 12/01/30
0
4044800 E22/G01 F 53,900.00 ZZ
360 53,854.60 1
10.250 483.00 107
10.000 483.00 50,400.00
1
XXXXXX XX 00000 1 11/29/00 23
0412199473 05 01/01/01 0
0412199473 O 12/01/30
0
4044815 E22/G01 F 99,000.00 ZZ
360 98,909.67 1
9.875 859.67 100
9.625 859.67 99,000.00
XXXXXX XX 00000 1 11/28/00 23
0412221319 01 01/01/01 0
0412221319 O 12/01/30
0
4044817 E22/G01 F 160,000.00 ZZ
360 159,850.09 1
9.750 1,374.65 100
9.250 1,374.65 160,000.00
XXXXXX XX 00000 1 11/29/00 23
0412222242 03 01/01/01 0
0412222242 O 12/01/30
0
4044818 E22/G01 F 230,000.00 ZZ
360 229,795.67 1
10.000 2,018.41 100
9.750 2,018.41 230,000.00
XXXXXXXX XXXX XX 00000 1 11/08/00 23
0412223232 05 01/01/01 0
0412223232 O 12/01/30
0
4044826 E22/G01 F 110,200.00 ZZ
360 110,102.10 1
10.000 967.08 95
9.500 967.08 116,000.00
XXXXXXXXXXXX XX 00000 1 11/29/00 23
0412235269 03 01/01/01 0
0412235269 N 12/01/30
0
4044829 E22/G01 F 70,000.00 ZZ
360 69,937.81 1
10.000 614.30 100
9.750 614.30 70,000.00
XXX XXXX XX 00000 1 11/29/00 23
0412238115 05 01/01/01 0
0412238115 O 12/01/30
0
1
4044841 E22/G01 F 148,150.00 ZZ
360 148,014.83 1
9.875 1,286.46 107
9.625 1,286.46 138,500.00
XXXXXXX XX 00000 1 11/15/00 23
0412244006 03 01/01/01 0
0412244006 O 12/01/30
0
4044850 E22/G01 F 64,900.00 ZZ
360 64,842.34 1
10.000 569.54 100
9.750 569.54 65,400.00
XXXX XXX XX 00000 1 11/29/00 23
0412248932 05 01/01/01 0
0412248932 O 12/01/30
0
4044859 E22/G01 F 123,600.00 ZZ
360 123,484.21 1
9.750 1,061.91 103
9.500 1,061.91 120,000.00
XXXXXX XX 00000 1 11/29/00 23
0412253353 05 01/01/01 0
0412253353 O 12/01/30
0
4044866 E22/G01 F 131,500.00 ZZ
360 131,376.80 1
9.750 1,129.79 106
9.500 1,129.79 125,000.00
XXXXX XXXXXXX XX 00000 1 11/29/00 23
0412257834 07 01/01/01 0
0412257834 O 12/01/30
0
4044867 E22/G01 F 121,550.00 ZZ
360 121,421.27 1
9.375 1,010.99 106
8.875 1,010.99 115,000.00
XXXXXXXXXX XX 00000 1 11/24/00 23
0412258592 05 01/01/01 0
0412258592 O 12/01/30
0
4045158 286/G01 F 114,900.00 ZZ
360 114,792.35 1
1
9.750 987.17 100
9.500 987.17 114,900.00
XXXXXX XX 00000 1 11/06/00 23
0432437739 03 01/01/01 0
154964 O 12/01/30
0
4045664 069/G01 F 170,100.00 ZZ
360 169,866.22 1
9.875 1,477.07 100
9.625 1,477.07 170,500.00
XXXX XXXXXX XX 00000 1 10/26/00 23
0432453165 01 12/01/00 0
35188086368 O 11/01/30
0
4047979 P23/G01 F 89,500.00 ZZ
360 89,422.57 2
10.125 793.71 100
9.875 793.71 89,500.00
XXXXXXXXX XX 00000 1 11/22/00 23
0432469914 05 01/01/01 0
WTL000001853 O 12/01/30
0
4048153 K15/G01 F 87,500.00 ZZ
360 87,440.27 1
11.500 866.51 103
11.250 866.51 85,000.00
XXXXXXXXX XXXX XX 00000 5 11/22/00 23
0432453314 05 01/01/01 0
028705302147 O 12/01/30
0
4048215 P23/G01 F 129,130.00 ZZ
360 129,037.29 1
10.990 1,228.76 102
10.740 1,228.76 127,000.00
XXXXXXXX XX 00000 1 11/29/00 23
0432466720 03 01/01/01 0
WTL000001936 O 12/01/30
0
4048243 642/G01 F 126,350.00 ZZ
360 126,246.40 1
10.375 1,143.98 100
10.125 1,143.98 126,400.00
XXX XXXXX XX 00000 1 11/28/00 23
0432444735 05 01/01/01 0
1
10196000 O 12/01/30
0
4049212 N67/G01 F 124,850.00 ZZ
360 124,683.42 1
9.875 1,084.13 100
9.625 1,084.13 124,887.00
XXXXXXXX XX 00000 1 11/21/00 23
0432463610 03 01/01/01 0
1780004240 O 12/01/30
0
4049247 642/G01 F 121,100.00 ZZ
360 120,989.51 1
9.875 1,051.57 105
9.625 1,051.57 115,500.00
XXXXX XX 00000 1 11/22/00 23
0432444982 03 01/01/01 0
11134000 O 12/01/30
0
4049485 964/G01 F 120,500.00 ZZ
360 120,413.67 1
11.000 1,147.55 103
10.750 1,147.55 117,000.00
XXXXXX XXXX XX 00000 1 12/01/00 23
0432498301 05 01/01/01 0
92508 O 12/01/30
0
4049657 Q64/G01 F 170,900.00 ZZ
360 170,748.17 1
10.000 1,499.77 95
9.750 1,499.77 179,900.00
XXXXXXX XXXX XX 00000 1 11/22/00 23
0432454106 05 01/01/01 0
0101412203 N 12/01/30
0
4050504 624/G01 F 236,000.00 T
360 235,790.33 1
10.000 2,071.07 103
9.750 2,071.07 230,000.00
XXXXXXXXX XX 00000 1 11/15/00 23
0432446177 05 01/01/01 0
36800500453 O 12/01/30
0
1
4050639 N67/G01 F 67,300.00 ZZ
360 67,243.30 1
10.250 603.08 107
10.000 603.08 62,900.00
XXX XXXXXXX XX 00000 1 11/15/00 23
0432482628 05 01/01/01 0
1780004079 O 12/01/30
0
4053105 E22/G01 F 180,250.00 ZZ
360 180,076.60 1
9.625 1,532.11 103
9.375 1,532.11 175,000.00
XXXXXXXX XXXXX XX 00000 1 11/30/00 23
0412191322 01 01/01/01 0
0412191322 O 12/01/30
0
4053110 E22/G01 F 156,000.00 ZZ
360 155,857.68 1
9.875 1,354.62 107
9.375 1,354.62 146,500.00
XXXX XXXXX XX 00000 1 11/24/00 23
0412201709 01 01/01/01 0
0412201709 O 12/01/30
0
4053111 E22/G01 F 165,850.00 ZZ
360 165,702.65 1
10.000 1,455.45 107
9.750 1,455.45 155,000.00
XXXXXXXX XX 00000 1 11/30/00 23
0412202251 05 01/01/01 0
0412202251 O 12/01/30
0
4053125 E22/G01 F 112,250.00 ZZ
360 112,195.41 1
12.750 1,219.81 103
12.250 1,219.81 109,000.00
XXX XXXXX XX 00000 1 11/27/00 23
0412232373 01 01/01/01 0
0412232373 O 12/01/30
0
4053138 E22/G01 F 231,500.00 ZZ
360 231,259.05 1
9.250 1,904.49 103
8.750 1,904.49 225,000.00
1
XXXXXXX XX 00000 1 11/27/00 23
0412238511 07 01/01/01 0
0412238511 O 12/01/30
0
4053139 E22/G01 F 172,650.00 ZZ
360 172,488.25 1
9.750 1,483.33 100
9.500 1,483.33 172,657.00
XXXXXXXXXXXXXX XX 00000 1 11/30/00 23
0412238909 05 01/01/01 0
0412238909 O 12/01/30
0
4053140 E22/G01 F 134,750.00 ZZ
360 134,645.30 2
10.625 1,245.22 100
10.125 1,245.22 135,000.00
XXXXXXX XX 00000 1 11/30/00 23
0412240335 05 01/01/01 0
0412240335 O 12/01/30
0
4053150 E22/G01 F 48,000.00 ZZ
360 47,950.05 1
9.250 394.88 107
9.000 394.88 44,900.00
XXXXXXX XX 00000 1 11/30/00 23
0412244840 05 01/01/01 0
0412244840 O 12/01/30
0
4053151 E22/G01 F 158,400.00 ZZ
360 158,283.39 1
10.875 1,493.54 100
10.625 1,493.54 158,485.00
XXXX XXXX XX 00000 1 11/27/00 23
0412245060 05 01/01/01 0
0412245060 O 12/01/30
0
4053155 E22/G01 F 129,500.00 ZZ
360 129,393.82 1
10.375 1,172.50 100
10.125 1,172.50 129,900.00
XXXXXXX XXXX XX 00000 1 11/30/00 23
0412247231 05 01/01/01 0
0412247231 O 12/01/30
0
1
4053166 E22/G01 F 165,800.00 ZZ
360 165,667.64 1
10.500 1,516.64 103
10.000 1,516.64 161,000.00
XXXXXXX XXXX XX 00000 1 11/30/00 23
0412249294 05 01/01/01 0
0412249294 O 12/01/30
0
4053168 E22/G01 F 79,800.00 ZZ
360 79,714.74 2
9.125 649.28 95
8.875 649.28 84,000.00
XXXXX XXXXX XX 00000 1 11/30/00 23
0412249831 05 01/01/01 0
0412249831 N 12/01/30
0
4053173 E22/G01 F 185,000.00 ZZ
360 184,848.31 1
10.375 1,675.00 100
10.125 1,675.00 185,000.00
XXXXXX XX 00000 1 11/30/00 23
0412252645 05 01/01/01 0
0412252645 O 12/01/30
0
4053187 E22/G01 F 66,950.00 ZZ
360 66,895.10 1
10.375 606.17 103
10.125 606.17 65,000.00
XXXXXXXXXXX XX 00000 1 11/30/00 23
0412262297 05 01/01/01 0
0412262297 O 12/01/30
0
4053188 E22/G01 F 124,850.00 ZZ
360 124,736.09 1
9.875 1,084.13 100
9.625 1,084.13 124,900.00
LAGRANGE GA 30240 1 11/30/00 23
0412262842 05 01/01/01 0
0412262842 O 12/01/30
0
4053191 E22/G01 F 128,250.00 ZZ
360 128,136.05 1
1
10.000 1,125.49 107
9.750 1,125.49 119,900.00
EASTPOINTE MI 48021 1 11/30/00 23
0412263360 05 01/01/01 0
0412263360 O 12/01/30
0
4053196 E22/G01 F 47,950.00 ZZ
360 47,906.26 1
9.875 416.37 95
9.375 416.37 50,500.00
KIRBY TX 78219 1 11/30/00 23
0412265514 05 01/01/01 0
0412265514 N 12/01/30
0
4054017 664/G01 F 109,150.00 ZZ
360 109,113.15 1
11.250 1,060.13 103
11.000 1,060.13 106,000.00
IRVING TX 75062 1 12/07/00 23
0432547438 05 02/02/01 0
3661238 O 01/02/31
0
4054136 286/G01 F 98,400.00 ZZ
360 98,352.86 2
9.625 836.39 107
9.375 836.39 92,000.00
WICHITA KS 67114 1 12/08/00 23
0432523942 05 02/01/01 0
0000158319 O 01/01/31
0
4055796 U05/G01 F 172,100.00 ZZ
360 172,017.56 1
9.625 1,462.83 100
9.375 1,462.83 172,105.00
MESQUITE TX 75181 1 12/08/00 23
0432576270 05 02/01/01 0
3087873 O 01/01/31
0
4056199 Q01/G01 F 133,750.00 ZZ
360 133,634.29 1
10.125 1,186.13 107
9.875 1,186.13 125,000.00
ST. GEORGE UT 84790 1 11/30/00 23
0432463008 05 01/01/01 0
1
31963 O 12/01/30
0
4056843 526/G01 F 145,450.00 ZZ
360 145,389.01 1
10.250 1,303.38 107
10.000 1,303.38 137,000.00
PHOENIX AZ 85022 1 12/05/00 23
0432564607 03 02/01/01 0
430745 O 01/01/31
0
4056941 T08/G01 F 113,420.00 ZZ
360 113,319.24 1
10.000 995.34 107
9.750 995.34 106,000.00
MIRAMAR FL 33023 1 12/08/00 23
0432479046 05 01/01/01 0
20110156 O 12/01/30
0
4057185 U59/G01 F 107,350.00 ZZ
360 107,232.19 1
9.990 941.28 95
9.740 941.28 113,000.00
LEICESTER MA 01524 1 12/08/00 23
0432495414 05 01/08/01 0
800686974 N 12/08/30
0
4058380 E22/G01 F 31,350.00 ZZ
360 31,324.29 2
10.375 283.85 95
10.125 283.85 33,000.00
DETROIT MI 48238 1 11/22/00 23
0412236176 05 01/01/01 0
0412236176 N 12/01/30
0
4058385 E22/G01 F 92,650.00 ZZ
360 92,576.04 1
10.500 847.51 100
10.250 847.51 92,700.00
SPRINGFIELD OR 97478 1 11/21/00 23
0412239444 05 01/01/01 0
0412239444 O 12/01/30
0
1
4058387 E22/G01 F 85,000.00 ZZ
360 84,935.71 1
10.750 793.46 100
10.500 793.46 85,000.00
DAYTON TX 77575 1 12/01/00 23
0412242067 05 01/01/01 0
0412242067 O 12/01/30
0
4058396 E22/G01 F 192,500.00 ZZ
360 192,231.49 1
10.375 1,742.91 100
10.125 1,742.91 192,500.00
NORWOOD MA 02062 1 12/01/00 23
0412250201 05 01/01/01 0
0412250201 O 12/01/30
0
4058403 E22/G01 F 143,050.00 ZZ
360 142,952.95 1
11.250 1,389.39 103
11.000 1,389.39 138,900.00
BOZEMAN MT 59718 1 11/28/00 23
0412253189 05 01/01/01 0
0412253189 O 12/01/30
0
4058414 E22/G01 F 55,000.00 ZZ
360 54,963.69 1
11.375 539.42 100
11.125 539.42 55,000.00
CLEBURNE TX 76031 1 12/01/00 23
0412261257 05 01/01/01 0
0412261257 O 12/01/30
0
4058416 E22/G01 F 230,850.00 ZZ
360 230,660.71 1
10.375 2,090.13 95
10.125 2,090.13 243,000.00
TRAVERSE CITY MI 49686 1 12/01/00 23
0412262818 05 01/01/01 0
0412262818 N 12/01/30
0
4058417 E22/G01 F 263,650.00 ZZ
360 263,450.60 1
10.750 2,461.12 103
10.250 2,461.12 256,000.00
1
PLACENTIA CA 92870 1 11/30/00 23
0412263105 05 01/01/01 0
0412263105 O 12/01/30
0
4058422 E22/G01 F 87,700.00 ZZ
360 87,660.16 1
9.875 761.54 107
9.375 761.54 82,000.00
HOUSTON TX 77095 1 12/01/00 23
0412267379 03 02/01/01 0
0412267379 O 01/01/31
0
4058425 E22/G01 F 65,000.00 ZZ
360 64,946.71 1
10.375 588.51 100
10.125 588.51 65,000.00
HAZEL PARK MI 48030 1 12/01/00 23
0412270241 05 01/01/01 0
0412270241 O 12/01/30
0
4059423 286/G01 F 52,900.00 ZZ
360 52,850.42 1
9.750 454.50 100
9.500 454.50 52,900.00
ANDERSON SC 29621 1 11/22/00 23
0432453892 05 01/01/01 0
0000184153 O 12/01/30
0
4060090 642/G01 F 129,061.00 ZZ
360 128,946.34 1
10.000 1,132.60 105
9.750 1,132.60 122,950.00
TACOMA WA 98404 1 11/22/00 23
0432453140 05 01/01/01 0
11110000 O 12/01/30
0
4060218 147/G01 F 209,000.00 ZZ
360 208,810.32 1
9.900 1,818.70 100
9.650 1,818.70 209,000.00
TUJUNGA CA 91042 1 11/10/00 23
0432443042 05 01/01/01 0
024523259 O 12/01/30
0
1
4060237 286/G01 F 67,410.00 ZZ
360 67,350.11 1
10.000 591.57 107
9.750 591.57 63,000.00
BRIDGE CITY TX 77611 1 11/10/00 23
0432453868 05 01/01/01 0
177566 O 12/01/30
0
4060314 642/G01 F 98,300.00 ZZ
180 97,818.22 1
9.875 1,048.83 107
9.625 1,048.83 92,000.00
MOBILE AL 36618 5 11/10/00 23
0432455152 05 01/01/01 0
09170900 O 12/01/15
0
4060347 147/G01 F 105,060.00 ZZ
360 104,996.13 1
11.750 1,060.49 103
11.500 1,060.49 102,000.00
ST ROBERTS MO 65584 5 11/13/00 23
0432443174 05 01/01/01 0
298560965 O 12/01/30
0
4060351 286/G01 F 91,670.00 ZZ
360 91,569.22 1
12.250 960.61 103
12.000 960.61 89,000.00
TOPEKA KS 66605 5 09/12/00 23
0432478527 05 11/01/00 0
0000133183 O 10/01/30
0
4060432 147/G01 F 87,875.00 ZZ
360 87,802.93 1
10.375 795.63 95
10.125 795.63 92,500.00
PHILADELPHIA PA 19147 1 11/10/00 23
0432443463 07 01/01/01 0
10390307 N 12/01/30
0
4060564 147/G01 F 77,250.00 ZZ
360 77,194.90 1
1
12.875 847.00 103
12.625 847.00 75,000.00
CHICAGO IL 60620 1 10/30/00 23
0432444354 05 12/01/00 0
10389281 O 11/01/30
0
4060980 147/G01 F 32,960.00 ZZ
360 32,926.45 1
11.375 323.26 103
11.125 323.26 32,000.00
ROSEDALE IN 47874 1 10/30/00 23
0432442655 05 12/01/00 0
5445 O 11/01/30
0
4061055 147/G01 F 40,375.00 ZZ
360 40,330.19 1
10.875 380.70 95
10.625 380.70 42,500.00
CHATTANOOGA TN 37411 1 10/30/00 23
0432442812 05 12/01/00 0
254820910 N 11/01/30
0
4061130 147/G01 F 120,000.00 ZZ
360 119,904.70 1
10.525 1,099.94 100
10.275 1,099.94 120,000.00
SACRAMENTO CA 95823 1 11/20/00 23
0432442465 05 01/01/01 0
10388594 O 12/01/30
0
4061194 Q64/G01 F 124,900.00 ZZ
360 124,819.78 1
11.500 1,236.88 100
11.250 1,236.88 124,900.00
ACWORTH GA 30102 1 11/30/00 23
0432477875 05 01/01/01 0
0101477602 O 12/01/30
0
4061405 147/G01 F 95,000.00 ZZ
360 94,872.57 1
9.990 833.00 99
9.740 833.00 96,000.00
BURLINGTON NJ 08016 5 10/24/00 23
0432497584 05 12/01/00 0
1
143806585 O 11/01/30
0
4061635 147/G01 F 37,450.00 ZZ
360 37,404.97 1
10.500 342.57 107
10.250 342.57 35,000.00
HAMMOND LA 70403 1 10/31/00 23
0432473775 05 12/01/00 0
10390094 O 11/01/30
0
4061709 147/G01 F 185,400.00 ZZ
360 185,277.62 2
11.375 1,818.34 103
11.125 1,818.34 180,000.00
LOS ANGELES CA 90047 1 11/03/00 23
0432487510 05 01/01/01 0
10389982 O 12/01/30
0
4061803 147/G01 F 199,900.00 ZZ
360 199,731.62 1
10.250 1,791.31 100
10.000 1,791.31 199,900.00
KINGSPORT TN 37660 1 11/13/00 23
0432496735 05 01/01/01 0
10390006 O 12/01/30
0
4061808 808/G01 F 90,640.00 ZZ
360 90,605.87 1
10.750 846.11 103
10.500 846.11 88,000.00
HAWAIIAN GARDEN CA 90716 1 12/11/00 23
0432497097 01 02/01/01 0
9317021 O 01/01/31
0
4063564 E22/G01 F 80,700.00 ZZ
360 80,624.39 1
9.750 693.34 107
9.500 693.34 76,000.00
GRESHAM OR 97030 1 11/29/00 23
0412234932 01 01/01/01 0
0412234932 O 12/01/30
0
1
4063584 E22/G01 F 77,600.00 ZZ
360 77,536.36 2
10.375 702.60 95
10.125 702.60 81,700.00
MINNEAPOLIS MN 55411 1 12/04/00 23
0412256745 05 01/01/01 0
0412256745 N 12/01/30
0
4063592 E22/G01 F 153,000.00 ZZ
360 152,867.64 1
10.125 1,356.84 107
9.625 1,356.84 143,000.00
EUGENE OR 97405 9 11/28/00 23
0412261760 05 01/01/01 0
0412261760 O 12/01/30
0
4063593 E22/G01 F 40,850.00 ZZ
360 40,831.93 1
10.000 358.49 107
9.750 358.49 38,200.00
BATON ROUGE LA 70805 1 12/04/00 23
0412262222 05 02/01/01 0
0412262222 O 01/01/31
0
4063594 E22/G01 F 80,150.00 ZZ
360 80,084.28 2
10.375 725.68 95
10.125 725.68 84,400.00
AUSTIN TX 78723 1 12/01/00 23
0412262727 05 01/01/01 0
0412262727 N 12/01/30
0
4063595 E22/G01 F 80,150.00 ZZ
360 80,084.28 2
10.375 725.68 95
9.875 725.68 84,400.00
AUSTIN TX 78723 1 12/01/00 23
0412262875 05 01/01/01 0
0412262875 N 12/01/30
0
4063596 E22/G01 F 28,400.00 ZZ
360 28,376.70 1
10.375 257.14 95
10.125 257.14 29,900.00
1
OMAHA NE 68105 1 12/04/00 23
0412263618 05 01/01/01 0
0412263618 N 12/01/30
0
4063598 E22/G01 F 66,500.00 ZZ
360 66,443.98 2
10.250 595.91 95
10.000 595.91 70,000.00
MARRERO LA 70072 1 12/04/00 23
0412266520 05 01/01/01 0
0412266520 N 12/01/30
0
4064607 808/G01 F 188,400.00 ZZ
360 188,159.46 1
10.875 1,776.41 103
10.625 1,776.41 183,000.00
MOUNT LEMMON AZ 85619 1 12/06/00 23
0432480440 05 02/01/01 0
9502044 O 01/01/31
0
4065532 642/G01 F 139,900.00 ZZ
360 139,844.41 1
10.500 1,279.72 100
10.250 1,279.72 140,000.00
HENDERSONVILLE NC 28791 1 12/07/00 23
0432495836 05 02/01/01 0
11101300 O 01/01/31
0
4065807 L86/G01 F 224,598.00 ZZ
360 224,493.22 1
9.750 1,929.64 100
9.500 1,929.64 224,598.00
CORONA CA 92882 1 12/07/00 23
0432511665 01 02/01/01 0
07011022 O 01/01/31
0
4065923 642/G01 F 164,950.00 ZZ
360 164,814.74 1
10.375 1,493.47 100
10.125 1,493.47 165,000.00
STATEN ISLAND NY 10304 1 11/27/00 23
0432457778 05 01/01/01 0
11126600 O 12/01/30
0
1
4066103 642/G01 F 96,193.00 ZZ
360 96,107.54 1
10.000 844.16 107
9.750 844.16 89,900.00
NEWNAN GA 30265 1 11/30/00 23
0432463867 05 01/01/01 0
11150000 O 12/01/30
0
4067423 940/G01 F 132,500.00 ZZ
360 132,183.91 1
9.750 1,138.38 107
9.500 1,138.38 124,900.00
LANCASTER CA 93535 1 12/07/00 23
0432479343 05 02/01/01 0
3306 O 01/01/31
0
4067950 E22/G01 F 266,400.00 ZZ
360 266,169.53 1
10.125 2,362.50 107
9.625 2,362.50 249,950.00
RICHMOND CA 94804 1 11/27/00 23
0412209900 05 01/01/01 0
0412209900 O 12/01/30
0
4067964 E22/G01 F 228,650.00 ZZ
360 228,481.68 1
10.875 2,155.92 103
10.625 2,155.92 222,000.00
VAN NUYS AREA CA 91405 1 11/27/00 23
0412240236 05 01/01/01 0
0412240236 O 12/01/30
0
4067977 E22/G01 F 250,000.00 ZZ
360 249,783.73 1
10.125 2,217.06 100
9.625 2,217.06 250,000.00
UNION CITY CA 94587 1 11/29/00 23
0412252892 07 01/01/01 0
0412252892 O 12/01/30
0
4067985 E22/G01 F 54,600.00 ZZ
360 54,555.23 1
1
10.375 494.35 95
10.125 494.35 57,500.00
LIVE OAK TX 78233 1 12/01/00 23
0412257164 05 01/01/01 0
0412257164 N 12/01/30
0
4067994 E22/G01 F 141,400.00 ZZ
360 141,335.76 1
9.875 1,227.84 100
9.375 1,227.84 141,400.00
HEMET CA 92544 1 12/01/00 23
0412265613 05 02/01/01 0
0412265613 O 01/01/31
0
4067996 E22/G01 F 57,000.00 ZZ
360 56,947.99 1
9.875 494.96 95
9.375 494.96 60,000.00
DENTON TX 76201 1 12/05/00 23
0412270423 05 01/01/01 0
0412270423 N 12/01/30
0
4070207 K81/G01 F 266,000.00 ZZ
360 265,891.41 1
10.375 2,408.38 100
10.125 2,408.38 266,000.00
SCOTTSDALE AZ 85258 1 12/08/00 23
0432563682 03 02/01/01 0
8001189 O 01/01/31
0
4070490 642/G01 F 82,650.00 ZZ
360 82,580.38 1
10.250 740.63 95
10.000 740.63 87,000.00
SATELLITE BEACH FL 32937 1 11/30/00 23
0432462885 05 01/01/01 0
11131500 N 12/01/30
0
4070635 069/G01 F 163,900.00 ZZ
360 163,829.40 1
10.125 1,453.51 100
9.875 1,453.51 163,900.00
MISSION VIEJO CA 92691 1 12/08/00 23
0432534238 01 02/01/01 0
1
35188101266 O 01/01/31
0
4072765 E22/G01 F 76,200.00 ZZ
360 76,172.10 1
14.000 902.87 103
13.500 902.87 74,000.00
EAST HAVEN CT 06513 1 12/07/00 23
0412221780 01 01/01/01 0
0412221780 O 12/01/30
0
4072770 E22/G01 F 119,800.00 ZZ
360 119,697.14 1
9.500 1,007.34 105
9.000 1,007.34 115,000.00
REDDING CA 96003 9 11/29/00 23
0412230054 05 02/01/01 0
0412230054 O 01/01/31
0
4072783 E22/G01 F 256,500.00 ZZ
360 256,283.96 1
10.250 2,298.50 95
9.750 2,298.50 270,000.00
SANTA ROSA CA 95407 1 11/20/00 23
0412248239 05 01/01/01 0
0412248239 O 12/01/30
0
4072794 E22/G01 F 116,000.00 ZZ
360 115,894.17 1
9.875 1,007.28 107
9.375 1,007.28 108,500.00
PORT CHARLOTTE FL 33948 9 12/01/00 23
0412255754 05 01/01/01 0
0412255754 O 12/01/30
0
4072802 E22/G01 F 79,700.00 ZZ
360 79,667.46 2
10.375 721.61 107
10.125 721.61 74,500.00
ROCKFORD IL 61104 1 12/06/00 23
0412261968 05 02/01/01 0
0412261968 O 01/01/31
0
1
4072806 E22/G01 F 170,000.00 ZZ
360 169,660.60 1
10.375 1,539.19 100
10.125 1,539.19 170,000.00
NASHUA NH 03062 1 12/01/00 23
0412264541 05 01/01/01 0
0412264541 O 12/01/30
0
4072810 E22/G01 F 56,500.00 ZZ
360 56,453.68 1
10.375 511.55 100
10.125 511.55 56,500.00
BURLESON TX 76028 1 12/04/00 23
0412266314 05 01/01/01 0
0412266314 O 12/01/30
0
4072813 E22/G01 F 53,400.00 ZZ
360 53,371.06 1
10.375 483.49 100
10.125 483.49 53,400.00
PEORIA IL 61604 1 12/06/00 23
0412266991 05 02/01/01 0
0412266991 O 01/01/31
0
4073016 T24/G01 F 145,200.00 ZZ
360 145,098.76 1
11.125 1,396.51 103
10.875 1,396.51 141,000.00
ESCONDIDO CA 92029 1 11/15/00 23
0432459733 01 01/01/01 0
09777395 O 12/01/30
0
4073116 G75/G01 F 125,150.00 ZZ
360 125,090.04 1
9.625 1,063.77 105
9.375 1,063.77 120,000.00
OAK RIDGE TN 37830 1 12/15/00 23
0432506764 05 02/01/01 0
04231546 O 01/01/31
0
4073485 T24/G01 F 81,300.00 ZZ
360 81,227.76 1
10.000 713.47 107
9.750 713.47 76,000.00
1
NEWMAN CA 95360 1 11/07/00 23
0432463222 05 01/01/01 0
09775768 O 12/01/30
0
4073673 455/G01 F 53,000.00 ZZ
360 52,978.36 1
10.375 479.87 100
10.125 479.87 53,000.00
MORROW GA 30260 1 12/15/00 23
0432514941 05 02/01/01 0
09000956 O 01/01/31
0
4075695 U62/G01 F 114,800.00 ZZ
360 114,620.06 1
9.875 996.86 106
9.625 996.86 109,000.00
COMPTON CA 90220 5 11/02/00 23
0432456341 09 01/01/01 0
2001216795 O 12/01/30
0
4075780 P23/G01 F 238,000.00 ZZ
360 237,782.85 1
9.875 2,066.67 100
9.625 2,066.67 238,000.00
RANCHO SANTA MA CA 92688 1 11/30/00 23
0432461283 29 01/01/01 0
WTL000001841 O 12/01/30
0
4076325 526/G01 F 219,000.00 ZZ
360 218,851.44 1
11.250 2,127.06 102
11.000 2,127.06 215,000.00
DES PLAINES IL 60016 1 11/06/00 23
0432477586 05 01/01/01 0
0429157 O 12/01/30
0
4076386 B57/G01 F 245,000.00 ZZ
360 245,000.00 1
10.000 2,150.05 100
9.750 2,150.05 245,000.00
CHINO HILLS CA 91709 1 01/04/01 23
0432570612 05 03/01/01 0
2015871 O 02/01/31
0
1
4076391 526/G01 F 115,000.00 ZZ
360 114,897.82 1
10.000 1,009.21 100
9.750 1,009.21 115,000.00
ELGIN IL 60123 1 11/03/00 23
0432478196 05 01/01/01 0
0428756 O 12/01/30
0
4076725 964/G01 F 191,400.00 ZZ
360 191,200.67 1
9.250 1,574.60 100
9.000 1,574.60 191,400.00
LAS VEGAS NV 89117 1 12/12/00 23
0432502458 03 02/01/01 0
94383 O 01/01/31
0
4076759 964/G01 F 185,400.00 ZZ
360 185,315.77 1
9.875 1,609.92 103
9.625 1,609.92 180,000.00
SACRAMENTO CA 95831 1 12/11/00 23
0432498798 05 02/01/01 0
93286 O 01/01/31
0
4077128 642/G01 F 130,707.00 ZZ
360 130,599.82 1
10.375 1,183.43 103
10.125 1,183.43 126,900.00
MIAMI FL 33196 1 11/30/00 23
0432477354 03 01/01/01 0
11140800 O 12/01/30
0
4077138 Q64/G01 F 103,000.00 ZZ
360 102,924.18 1
10.875 971.18 103
10.625 971.18 100,000.00
CHICKAMAUGA GA 30707 2 11/24/00 23
0432474591 05 01/01/01 0
0101372803 O 12/01/30
0
4077154 642/G01 F 111,400.00 ZZ
360 111,350.72 1
1
10.000 977.61 106
9.750 977.61 106,000.00
DADE CITY FL 33525 1 12/04/00 23
0432477545 05 02/01/01 0
11173700 O 01/01/31
0
4077159 526/G01 F 55,100.00 ZZ
360 55,028.20 1
10.125 488.64 95
9.875 488.64 58,000.00
MILWAUKEE WI 53224 1 11/06/00 23
0432477602 05 12/01/00 0
0428253 N 11/01/30
0
4077160 642/G01 F 90,000.00 ZZ
360 89,843.12 1
9.625 764.99 106
9.375 764.99 85,000.00
VERO BEACH FL 32966 5 11/25/00 23
0432477230 05 01/01/01 0
10164400 O 12/01/30
0
4077280 700/G01 F 195,000.00 ZZ
360 194,911.41 1
9.875 1,693.28 100
9.625 1,693.28 195,000.00
HIGHLAND CA 92346 1 12/13/00 23
0432559672 05 02/01/01 0
10254310 O 01/01/31
0
4077288 E22/G01 F 55,000.00 ZZ
360 54,977.55 1
10.375 497.97 100
10.125 497.97 55,000.00
DETROIT MI 48224 1 12/07/00 23
0412237430 05 02/01/01 0
0412237430 O 01/01/31
0
4077302 E22/G01 F 242,450.00 ZZ
360 242,330.75 1
9.500 2,038.65 100
9.250 2,038.65 242,500.00
KIHEI HI 96753 1 12/02/00 23
0412261539 05 02/01/01 0
1
0412261539 O 01/01/31
0
4077306 E22/G01 F 126,650.00 ZZ
360 126,608.40 1
11.375 1,242.14 103
11.125 1,242.14 123,000.00
WATERFORD MI 48329 1 12/07/00 23
0412263121 05 02/01/01 0
0412263121 O 01/01/31
0
4077309 E22/G01 F 79,300.00 ZZ
360 79,280.81 1
12.750 861.75 103
12.250 861.75 77,000.00
PIGEON MI 48755 1 12/07/00 23
0412264483 05 02/01/01 0
0412264483 O 01/01/31
0
4077312 E22/G01 F 215,250.00 ZZ
360 215,132.43 1
9.000 1,731.95 104
8.500 1,731.95 207,000.00
ORANGE CA 92868 1 12/04/00 23
0412265886 05 02/01/01 0
0412265886 O 01/01/31
0
4077313 E22/G01 F 89,000.00 ZZ
360 88,961.67 1
10.125 789.27 100
9.625 789.27 89,000.00
GREENACRES FL 33463 1 12/07/00 23
0412268526 09 02/01/01 0
0412268526 O 01/01/31
0
4077314 E22/G01 F 68,000.00 ZZ
360 67,971.48 1
10.250 609.35 100
10.000 609.35 68,000.00
FLINT MI 48503 1 12/07/00 23
0412269821 05 02/01/01 0
0412269821 O 01/01/31
0
1
4077315 E22/G01 F 129,450.00 ZZ
360 129,384.63 1
9.375 1,076.70 107
8.875 1,076.70 121,000.00
RANCHO SANTA MA CA 92688 1 12/05/00 23
0412270563 01 02/01/01 0
0412270563 O 01/01/31
0
4078078 U59/G01 F 168,920.00 ZZ
360 168,769.91 1
10.000 1,482.40 103
9.750 1,482.40 164,000.00
DOVER PLAINS NY 12522 1 12/27/00 23
0432513695 05 01/27/01 0
01933800697964 O 12/27/30
0
4080062 U59/G01 F 113,300.00 T
360 113,201.97 1
10.125 1,004.78 103
9.875 1,004.78 110,000.00
MESA AZ 85204 1 12/19/00 23
0432502995 05 01/20/01 0
800719826 O 12/20/30
0
4080182 700/G01 F 180,500.00 ZZ
360 180,417.99 1
9.875 1,567.37 95
9.625 1,567.37 190,000.00
CORONA CA 92878 1 12/18/00 23
0432563641 01 02/01/01 0
00254388 N 01/01/31
0
4080194 642/G01 F 52,430.00 ZZ
180 52,293.00 1
9.125 535.69 107
8.875 535.69 49,000.00
MUNCIE IN 47305 5 12/11/00 23
0432496982 05 02/01/01 0
11119300 O 01/01/16
0
4081735 E22/G01 F 106,000.00 ZZ
360 105,947.86 1
9.500 891.31 100
9.000 891.31 106,000.00
1
PALM BEACH GARD FL 33418 1 12/04/00 23
0412184871 09 02/01/01 0
0412184871 O 01/01/31
0
4081740 E22/G01 F 134,100.00 ZZ
360 134,046.71 1
10.500 1,226.67 100
10.250 1,226.67 134,355.00
TARPON SPRINGS FL 34689 1 12/08/00 23
0412228470 03 02/01/01 0
0412228470 O 01/01/31
0
4081744 E22/G01 F 27,250.00 ZZ
360 27,240.80 1
11.250 264.67 103
10.750 264.67 26,500.00
HONDO TX 78861 1 12/07/00 23
0412240038 05 02/01/01 0
0412240038 O 01/01/31
0
4081746 E22/G01 F 211,200.00 ZZ
360 210,985.87 1
9.375 1,756.65 106
9.125 1,756.65 200,000.00
BARTLETT TN 38135 1 12/08/00 23
0412242125 05 01/01/01 0
0412242125 O 12/01/30
0
4081749 E22/G01 F 226,950.00 ZZ
360 226,838.37 1
9.500 1,908.32 100
9.000 1,908.32 227,000.00
VALLEJO CA 94589 1 12/05/00 23
0412249799 05 02/01/01 0
0412249799 O 01/01/31
0
4081753 E22/G01 F 59,950.00 ZZ
360 59,929.76 1
11.250 582.27 100
11.000 582.27 60,000.00
SURFSIDE TX 77540 1 12/08/00 23
0412254260 05 02/01/01 0
0412254260 O 01/01/31
0
1
4081763 E22/G01 F 187,000.00 ZZ
360 186,915.04 1
9.875 1,623.81 100
9.625 1,623.81 187,000.00
PITTSBURGH PA 15232 1 12/08/00 23
0412258865 05 02/01/01 0
0412258865 O 01/01/31
0
4081764 E22/G01 F 130,400.00 ZZ
360 130,342.32 1
10.000 1,144.35 100
9.500 1,144.35 130,400.00
BONITA SPRINGS FL 34134 1 12/08/00 23
0412259525 05 02/01/01 0
0412259525 O 01/01/31
0
4081771 E22/G01 F 99,500.00 ZZ
360 99,454.79 1
9.875 864.01 107
9.625 864.01 93,000.00
CHESTERFIELD MI 48047 1 12/08/00 23
0412261141 01 02/01/01 0
0412261141 O 01/01/31
0
4081775 E22/G01 F 210,000.00 ZZ
360 209,904.60 1
9.875 1,823.53 105
9.625 1,823.53 199,990.00
MANTECA CA 95336 1 12/04/00 23
0412265027 05 02/01/01 0
0412265027 O 01/01/31
0
4081776 E22/G01 F 96,300.00 ZZ
360 96,256.25 2
9.875 836.22 107
9.625 836.22 90,000.00
SOUTH BEND IN 46601 1 12/08/00 23
0412265043 05 02/01/01 0
0412265043 O 01/01/31
0
4081778 E22/G01 F 72,000.00 ZZ
360 71,968.15 1
1
10.000 631.85 100
9.750 631.85 72,000.00
JEFFERSON TOWNS PA 15502 1 12/08/00 23
0412265167 09 02/01/01 0
0412265167 O 01/01/31
0
4081787 E22/G01 F 160,000.00 ZZ
360 159,927.31 1
9.875 1,389.36 100
9.625 1,389.36 160,000.00
CHULA VISTA CA 91911 1 12/05/00 23
0412272635 01 02/01/01 0
0412272635 O 01/01/31
0
4081793 E22/G01 F 270,000.00 ZZ
360 269,886.78 1
10.250 2,419.47 100
10.000 2,419.47 270,000.00
PLANO TX 75025 1 12/06/00 23
0412275844 05 02/01/01 0
0412275844 O 01/01/31
0
4081921 642/G01 F 155,458.00 ZZ
360 155,319.87 1
10.000 1,364.26 104
9.750 1,364.26 149,900.00
PLANT CITY FL 33567 1 11/30/00 23
0432476968 05 01/01/01 0
11130900 O 12/01/30
0
4082377 Q01/G01 F 110,500.00 ZZ
360 110,404.40 1
10.125 979.94 106
9.875 979.94 105,000.00
MADISON HEIGHTS MI 48071 1 11/30/00 23
0432473379 05 01/01/01 0
31796 O 12/01/30
0
4083447 526/G01 F 46,550.00 ZZ
360 46,487.71 1
10.000 408.51 95
9.750 408.51 49,000.00
N WILKESBORO NC 28659 1 10/23/00 23
0432474641 05 12/01/00 0
1
0426385 N 11/01/30
0
4083752 642/G01 F 143,685.00 ZZ
360 143,685.00 1
10.875 1,354.79 101
10.625 1,354.79 143,000.00
SHREVEPORT LA 71118 5 01/16/01 23
0432568533 05 03/01/01 0
12131200 O 02/01/31
0
4084914 526/G01 F 71,250.00 ZZ
360 71,154.65 2
10.000 625.27 95
9.750 625.27 75,000.00
APPLETON WI 54911 1 10/30/00 23
0432474658 05 12/01/00 0
0427697 N 11/01/30
0
4085436 964/G01 F 127,000.00 ZZ
360 126,942.30 1
9.875 1,102.80 100
9.625 1,102.80 127,000.00
PORTLAND OR 97206 1 12/15/00 23
0432507895 05 02/01/01 0
96488 O 01/01/31
0
4085823 642/G01 F 96,300.00 ZZ
360 96,257.40 1
10.000 845.10 107
9.750 845.10 90,000.00
APOPKA FL 32703 1 12/12/00 23
0432505048 03 02/01/01 0
11152100 O 01/01/31
0
4086662 E22/G01 F 149,350.00 ZZ
360 149,299.58 1
11.250 1,450.58 103
11.000 1,450.58 145,000.00
CHICAGO IL 60655 9 12/05/00 23
0412265555 05 02/01/01 0
0412265555 O 01/01/31
0
1
4086664 E22/G01 F 208,550.00 ZZ
360 208,460.17 2
10.125 1,849.47 97
9.875 1,849.47 215,000.00
MAPLEWOOD NJ 07040 1 12/11/00 23
0412267759 05 02/01/01 0
0412267759 O 01/01/31
0
4086670 E22/G01 F 173,000.00 ZZ
360 172,925.49 1
10.125 1,534.20 100
9.875 1,534.20 173,000.00
DEARBORN MI 48126 1 12/11/00 23
0412273716 05 02/01/01 0
0412273716 O 01/01/31
0
4086675 E22/G01 F 73,200.00 ZZ
360 73,166.75 1
9.875 635.63 100
9.375 635.63 73,200.00
SAN ANTONIO TX 78238 1 12/11/00 23
0412278798 05 02/01/01 0
0412278798 O 01/01/31
0
4086676 E22/G01 F 254,950.00 ZZ
360 254,831.06 1
9.750 2,190.41 100
9.500 2,190.41 255,000.00
OXFORD OH 45056 1 12/11/00 23
0412279135 05 02/01/01 0
0412279135 O 01/01/31
0
4086677 E22/G01 F 169,600.00 ZZ
360 169,522.95 1
9.875 1,472.72 107
9.375 1,472.72 158,595.00
HOLLYWOOD FL 33021 1 12/11/00 23
0412279176 05 02/01/01 0
0412279176 O 01/01/31
0
4087467 147/G01 F 216,300.00 ZZ
360 216,094.11 1
9.675 1,846.45 103
9.425 1,846.45 210,000.00
1
VACAVILLE CA 95687 1 11/24/00 23
0432487361 09 01/01/01 0
0021035530 O 12/01/30
0
4087489 N67/G01 F 215,000.00 ZZ
360 214,823.69 1
10.375 1,946.63 100
10.125 1,946.63 215,000.00
LAS VEGAS NV 89123 1 11/29/00 23
0432478238 03 01/01/01 0
1160002868 O 12/01/30
0
4087750 147/G01 F 89,000.00 ZZ
360 88,929.32 1
10.525 815.79 100
10.275 815.79 89,000.00
FRESNO CA 93727 1 11/28/00 23
0432489656 05 01/01/01 0
10390432 O 12/01/30
0
4088092 U59/G01 F 146,590.00 ZZ
360 146,526.85 1
10.125 1,300.00 107
9.875 1,300.00 137,000.00
OWEGO NY 13827 5 12/21/00 23
0432524940 05 02/01/01 0
800723751 O 01/01/31
0
4088165 147/G01 F 85,490.00 ZZ
360 85,431.99 1
11.250 830.34 103
11.000 830.34 83,000.00
SOUTH BURLINGTO VT 05403 1 12/01/00 23
0432491132 01 01/01/01 0
10392643 O 12/01/30
0
4088276 Q64/G01 F 82,390.00 ZZ
360 82,322.43 1
10.375 745.97 107
10.125 745.97 77,000.00
GREENSBORO NC 27403 2 11/28/00 23
0432511129 05 01/01/01 0
0101429405 O 12/01/30
0
1
4088346 Q64/G01 F 142,190.00 ZZ
360 142,045.82 1
9.375 1,182.67 107
9.125 1,182.67 132,890.00
PALM HARBOR FL 34683 1 11/30/00 23
0432478188 03 01/01/01 0
0101478808 O 12/01/30
0
4088351 147/G01 F 133,750.00 ZZ
360 133,634.29 1
10.125 1,186.13 107
9.875 1,186.13 125,000.00
TAMPA FL 33635 1 11/30/00 23
0432487296 03 01/01/01 0
10392344 O 12/01/30
0
4089089 286/G01 F 98,000.00 ZZ
360 97,919.64 1
10.375 887.30 107
10.125 887.30 92,000.00
CARTHAGE MO 64836 5 11/15/00 23
0432462141 05 01/01/01 0
0000177266 O 12/01/30
0
4089112 Q64/G01 F 99,000.00 ZZ
360 98,918.81 1
10.375 896.36 100
10.125 896.36 99,000.00
WINTER PARK FL 32792 1 12/01/00 23
0432478253 05 01/01/01 0
0101448900 O 12/01/30
0
4089118 147/G01 F 84,100.00 ZZ
360 84,018.66 1
9.600 713.31 106
9.350 713.31 80,000.00
READING PA 19605 1 11/28/00 23
0432487338 07 01/01/01 0
10392004 O 12/01/30
0
4089419 147/G01 F 253,850.00 ZZ
360 253,653.79 1
1
10.650 2,350.59 100
10.400 2,350.59 253,850.00
STOCKBRIDGE GA 30281 1 11/22/00 23
0432487288 03 01/01/01 0
10392158 O 12/01/30
0
4089471 147/G01 F 111,540.00 ZZ
360 111,453.32 1
10.625 1,030.74 106
10.375 1,030.74 106,000.00
LEWISTON ID 83501 1 11/22/00 23
0432487353 05 01/01/01 0
10390362 O 12/01/30
0
4089524 147/G01 F 97,370.00 ZZ
360 97,278.27 1
9.725 834.78 107
9.475 834.78 91,000.00
PAYNE OH 45880 5 11/20/00 23
0432489474 05 01/01/01 0
10390877 O 12/01/30
0
4089534 286/G01 F 185,000.00 ZZ
360 184,844.18 1
10.250 1,657.79 100
10.000 1,657.79 185,000.00
WALL NJ 07719 1 11/20/00 23
0432461622 05 01/01/01 0
0000183683 O 12/01/30
0
4090477 E22/G01 F 92,800.00 ZZ
360 92,762.11 1
10.375 840.22 100
10.125 840.22 92,800.00
GRANTS PASS OR 97527 1 12/05/00 23
0412224610 05 02/01/01 0
0412224610 O 01/01/31
0
4090484 E22/G01 F 82,400.00 ZZ
360 82,354.68 1
9.375 685.36 100
8.875 685.36 82,500.00
MYRTLE CREEK OR 97457 1 12/06/00 23
0412251068 05 02/01/01 0
1
0412251068 O 01/01/31
0
4090495 E22/G01 F 50,000.00 ZZ
360 49,979.59 1
10.375 452.70 100
9.875 452.70 50,000.00
ORLANDO FL 32807 1 12/12/00 23
0412264475 05 02/01/01 0
0412264475 O 01/01/31
0
4090502 E22/G01 F 263,600.00 T
360 263,483.39 1
10.000 2,313.28 100
9.750 2,313.28 263,900.00
SAN DIEGO CA 92115 1 12/07/00 23
0412268856 05 02/01/01 0
0412268856 O 01/01/31
0
4090506 E22/G01 F 185,000.00 ZZ
360 184,924.48 1
10.375 1,675.00 100
10.125 1,675.00 185,000.00
LAS VEGAS NV 89117 1 12/06/00 23
0412274102 03 02/01/01 0
0412274102 O 01/01/31
0
4090905 642/G01 F 242,400.00 ZZ
360 242,286.91 1
9.750 2,082.59 106
9.500 2,082.59 230,000.00
WESTBURY NY 11590 1 12/04/00 23
0432461044 05 02/01/01 0
11154400 O 01/01/31
0
4091339 642/G01 F 123,600.00 ZZ
360 123,552.20 1
10.625 1,142.18 103
10.375 1,142.18 120,000.00
KEMMERER WY 83101 2 12/22/00 23
0432509701 05 02/01/01 0
12189800 O 01/01/31
0
1
4091585 286/G01 F 166,750.00 ZZ
360 166,609.55 1
10.250 1,494.25 100
10.000 1,494.25 166,750.00
KANSAS CITY MO 64151 1 12/04/00 23
0432494961 03 01/01/01 0
0000178320 O 12/01/30
0
4091713 286/G01 F 266,700.00 ZZ
360 266,456.66 1
9.875 2,315.89 103
9.625 2,315.89 259,000.00
LIMA OH 45806 1 11/30/00 23
0432554038 05 01/01/01 0
0000183757 O 12/01/30
0
4092437 286/G01 F 80,200.00 ZZ
360 80,132.43 1
10.250 718.68 107
10.000 718.68 75,000.00
EL DORADO KS 67042 1 11/22/00 23
0432499796 05 01/01/01 0
0000177595 O 12/01/30
0
4092478 T17/G01 F 98,975.00 ZZ
360 98,881.09 1
9.690 845.99 107
9.440 845.99 93,000.00
HOPKINS SC 29061 2 12/15/00 23
0432570232 05 01/19/01 0
00120344 O 12/19/30
0
4092727 N67/G01 F 105,050.00 ZZ
360 104,978.73 1
11.250 1,020.31 103
11.000 1,020.31 102,000.00
PHOENIX AZ 85027 1 11/29/00 23
0432491926 05 01/01/01 0
1780004489 O 12/01/30
0
4093643 U59/G01 F 110,000.00 ZZ
360 109,904.84 1
10.125 975.51 100
9.875 975.51 110,000.00
1
ELLISVILLE MO 63011 1 12/18/00 23
0432502896 05 01/18/01 0
800725096 O 12/18/30
0
4094157 E22/G01 F 125,200.00 ZZ
360 125,141.59 1
9.750 1,075.66 107
9.500 1,075.66 117,100.00
GRANGER IN 46530 9 12/08/00 23
0412220519 05 02/01/01 0
0412220519 O 01/01/31
0
4094166 E22/G01 F 185,200.00 ZZ
360 185,111.28 1
9.625 1,574.18 95
9.375 1,574.18 195,000.00
MIAMI FL 33157 1 12/13/00 23
0412248254 05 02/01/01 0
0412248254 O 01/01/31
0
4094176 E22/G01 F 204,500.00 ZZ
360 204,402.03 1
9.625 1,738.23 100
9.375 1,738.23 206,000.00
THORNTON CO 80241 9 12/08/00 23
0412258667 03 02/01/01 0
0412258667 O 01/01/31
0
4094181 E22/G01 F 48,990.00 ZZ
360 48,925.33 1
10.125 434.45 100
9.625 434.45 48,990.00
BOYNTON BEACH FL 33426 1 12/13/00 23
0412260887 01 02/01/01 0
0412260887 O 01/01/31
0
4094193 E22/G01 F 83,100.00 ZZ
360 83,063.24 1
10.000 729.26 95
9.500 729.26 87,500.00
ROWLETT TX 75089 1 12/07/00 23
0412269102 05 02/01/01 0
0412269102 N 01/01/31
0
1
4094196 E22/G01 F 152,000.00 ZZ
360 151,930.94 2
9.875 1,319.89 95
9.375 1,319.89 160,000.00
ALOHA OR 97007 1 12/08/00 23
0412270670 05 02/01/01 0
0412270670 N 01/01/31
0
4094197 E22/G01 F 153,000.00 ZZ
360 152,928.62 1
9.750 1,314.51 100
9.250 1,314.51 153,000.00
BEAVERTON OR 97006 1 12/08/00 23
0412270787 05 02/01/01 0
0412270787 O 01/01/31
0
4094200 E22/G01 F 84,950.00 ZZ
360 84,913.41 1
10.125 753.36 100
9.625 753.36 85,000.00
HOUSTON TX 77040 1 12/13/00 23
0412272502 03 02/01/01 0
0412272502 O 01/01/31
0
4094209 E22/G01 F 117,000.00 ZZ
360 116,949.61 1
10.125 1,037.58 100
9.875 1,037.58 117,000.00
ORANGEVALE CA 95662 1 12/11/00 23
0412279234 09 02/01/01 0
0412279234 O 01/01/31
0
4094210 E22/G01 F 75,000.00 ZZ
360 74,965.01 1
9.750 644.37 100
9.500 644.37 75,000.00
METAIRIE LA 70005 1 12/13/00 23
0412280703 01 02/01/01 0
0412280703 O 01/01/31
0
4094560 R74/G01 F 64,200.00 T
360 64,174.34 1
1
10.475 586.07 107
10.225 586.07 60,000.00
OCEAN CITY MD 21842 1 12/15/00 23
0432549632 01 02/01/01 0
1010015363 O 01/01/31
0
4094703 P23/G01 F 68,480.00 ZZ
360 68,447.20 1
9.625 582.07 107
9.375 582.07 64,000.00
JONESBORO IN 46938 1 12/12/00 23
0432511160 05 02/01/01 0
WTL000002086 O 01/01/31
0
4094705 R17/G01 F 110,210.00 ZZ
360 110,154.35 1
9.375 916.67 107
9.125 916.67 103,000.00
MANVILLE NJ 08835 1 12/28/00 23
0432549327 05 02/01/01 0
1000013608 O 01/01/31
0
4097002 L86/G01 F 199,600.00 ZZ
360 199,501.83 1
9.500 1,678.34 100
9.250 1,678.34 199,650.00
TEMECULA CA 92592 1 12/19/00 23
0432563724 03 02/01/01 0
07011065 O 01/01/31
0
4097056 642/G01 F 92,000.00 ZZ
360 91,959.30 1
10.000 807.37 107
9.750 807.37 86,000.00
REISTERSTOWN MD 21136 1 12/12/00 23
0432476133 03 02/01/01 0
11130000 O 01/01/31
0
4097259 Q64/G01 F 121,000.00 ZZ
360 120,895.32 1
10.125 1,073.06 100
9.875 1,073.06 121,000.00
DULUTH GA 30136 1 12/05/00 23
0432494920 05 01/01/01 0
1
0101446607 O 12/01/30
0
4097315 U05/G01 F 185,300.00 ZZ
360 185,226.37 1
10.500 1,695.01 103
10.250 1,695.01 179,900.00
ALEXANDRIA VA 22315 1 12/21/00 23
0432563732 09 02/01/01 0
3090184 O 01/01/31
0
4097753 286/G01 F 74,100.00 ZZ
360 74,024.86 1
9.375 616.33 95
9.125 616.33 78,000.00
NEWPORT NEWS VA 23602 1 11/15/00 23
0432501435 05 01/01/01 0
0000200888 N 12/01/30
0
4098381 E22/G01 F 57,000.00 ZZ
360 56,975.45 1
10.125 505.49 95
9.875 505.49 60,000.00
CHARLOTTE NC 28211 1 12/14/00 23
0412167702 09 02/01/01 0
0412167702 N 01/01/31
0
4098383 E22/G01 F 77,250.00 ZZ
360 77,222.46 1
11.000 735.67 103
10.500 735.67 75,000.00
ORLANDO FL 32825 1 12/14/00 23
0412218091 05 02/01/01 0
0412218091 O 01/01/31
0
4098395 E22/G01 F 107,100.00 ZZ
360 107,060.75 1
10.875 1,009.84 103
10.375 1,009.84 104,000.00
N LAUDERDALE FL 33068 1 12/14/00 23
0412254898 03 02/01/01 0
0412254898 O 01/01/31
0
1
4098402 E22/G01 F 211,150.00 ZZ
360 211,066.09 1
10.500 1,931.47 103
10.000 1,931.47 205,000.00
TRABUCO CANYON CA 92679 1 12/12/00 23
0412267387 01 02/01/01 0
0412267387 O 01/01/31
0
4098409 E22/G01 F 97,850.00 ZZ
360 97,831.14 1
13.750 1,140.06 103
13.250 1,140.06 95,000.00
DICKINSON TX 77539 1 12/14/00 23
0412275281 03 02/01/01 0
0412275281 O 01/01/31
0
4098411 E22/G01 F 44,650.00 ZZ
360 44,630.76 1
10.125 395.97 95
9.625 395.97 47,000.00
SAN ANTONIO TX 78218 1 12/13/00 23
0412275950 05 02/01/01 0
0412275950 N 01/01/31
0
4098413 E22/G01 F 118,550.00 ZZ
360 118,497.56 1
10.000 1,040.36 106
9.750 1,040.36 112,600.00
RIVERVIEW MI 48192 1 12/14/00 23
0412278574 05 02/01/01 0
0412278574 O 01/01/31
0
4098415 E22/G01 F 175,089.00 ZZ
360 175,015.58 1
10.250 1,568.97 103
10.000 1,568.97 169,989.00
VERDI NV 89439 1 12/08/00 23
0412279085 03 02/01/01 0
0412279085 O 01/01/31
0
4098418 E22/G01 F 270,750.00 ZZ
360 270,633.38 1
10.125 2,401.07 95
9.875 2,401.07 285,000.00
1
GRAPEVINE TX 76051 1 12/14/00 23
0412280083 05 02/01/01 0
0412280083 N 01/01/31
0
4098419 E22/G01 F 108,050.00 ZZ
360 108,008.20 1
10.625 998.49 103
10.125 998.49 104,950.00
STAFFORD TX 77477 1 12/14/00 23
0412280729 03 02/01/01 0
0412280729 O 01/01/31
0
4098611 286/G01 F 115,060.00 ZZ
360 114,955.01 1
9.875 999.13 103
9.625 999.13 111,850.00
RICHMOND VA 23225 1 11/27/00 23
0432469641 05 01/01/01 0
000965538 O 12/01/30
0
4098662 T24/G01 F 182,000.00 ZZ
360 181,833.96 1
9.875 1,580.39 100
9.625 1,580.39 183,000.00
STOCKTON CA 95210 1 11/15/00 23
0432494672 05 01/01/01 0
09774778 O 12/01/30
0
4098689 T24/G01 F 181,700.00 ZZ
360 181,534.22 1
9.875 1,577.79 100
9.625 1,577.79 181,700.00
ORANGE CA 92868 1 11/21/00 23
0432469385 05 01/01/01 0
09783728 O 12/01/30
0
4098854 T24/G01 F 217,450.00 ZZ
360 217,251.61 1
9.875 1,888.22 100
9.625 1,888.22 217,500.00
RICHMOND CA 94805 1 11/17/00 23
0432495059 05 01/01/01 0
09774333 O 12/01/30
0
1
4099021 T24/G01 F 154,290.00 ZZ
360 154,152.91 1
10.000 1,354.01 107
9.750 1,354.01 144,875.00
ELK GROVE CA 95758 1 11/20/00 23
0432495109 03 01/01/01 0
09768110 O 12/01/30
0
4099061 Q64/G01 F 111,000.00 ZZ
360 110,957.06 1
10.625 1,025.75 100
10.375 1,025.75 111,000.00
CONYERS GA 30012 2 12/01/00 23
0432496271 05 02/01/01 0
0101456408 O 01/01/31
0
4099105 964/G01 F 72,950.00 ZZ
360 72,950.00 2
10.125 646.94 100
9.875 646.94 73,000.00
PUEBLO CO 81004 1 01/05/01 23
0432569275 05 03/01/01 0
96802 O 02/01/31
0
4099108 T24/G01 F 81,300.00 ZZ
360 81,225.82 1
9.875 705.97 107
9.625 705.97 76,000.00
MOHNTON PA 19540 1 11/30/00 23
0432495075 05 01/01/01 0
09769912 O 12/01/30
0
4099166 Q64/G01 F 151,600.00 ZZ
360 151,461.67 1
9.875 1,316.42 104
9.625 1,316.42 147,000.00
ATLANTA GA 30345 1 11/21/00 23
0432494714 01 01/01/01 0
0101455608 O 12/01/30
0
4099187 T24/G01 F 87,500.00 ZZ
360 87,439.00 1
1
11.125 841.56 100
10.875 841.56 87,500.00
NATIONAL CITY CA 91950 1 11/20/00 23
0432561306 01 01/01/01 0
09780474 O 12/01/30
0
4099292 T24/G01 F 114,550.00 ZZ
360 114,503.24 1
10.375 1,037.14 95
10.125 1,037.14 120,612.00
AUSTIN TX 78750 1 12/05/00 23
0432496404 05 02/01/01 0
09786858 N 01/01/31
0
4099382 T24/G01 F 68,450.00 ZZ
360 68,387.56 1
9.875 594.38 107
9.625 594.38 64,000.00
MCKEESPORT PA 15133 1 11/30/00 23
0432496263 05 01/01/01 0
09777710 O 12/01/30
0
4099665 624/G01 F 90,600.00 ZZ
360 90,558.84 1
9.875 786.72 107
9.625 786.72 85,000.00
SEATTLE WA 98168 1 12/19/00 23
0432496255 01 02/01/01 0
85302500113 O 01/01/31
0
4100433 T17/G01 F 48,150.00 ZZ
360 48,099.88 1
9.250 396.12 107
9.000 396.12 45,000.00
SARASOTA FL 34232 1 12/19/00 23
0432570240 01 01/17/01 0
00120015 O 12/17/30
0
4100565 964/G01 F 96,400.00 ZZ
360 96,353.82 1
9.625 819.39 107
9.375 819.39 90,113.00
HENDERSON NV 89015 1 12/19/00 23
0432548071 05 02/01/01 0
1
95636 O 01/01/31
0
4101515 696/G01 F 143,000.00 ZZ
360 142,936.74 1
10.000 1,254.93 104
9.750 1,254.93 137,500.00
OAKTON VA 22124 1 12/15/00 23
0432495646 01 02/01/01 0
22300158 O 01/01/31
0
4103804 964/G01 F 104,550.00 ZZ
360 104,498.58 1
9.500 879.11 107
9.250 879.11 97,750.00
SALEM OR 97302 1 12/19/00 23
0432505659 05 02/01/01 0
94795 O 01/01/31
0
4103986 E22/G01 F 94,900.00 ZZ
360 94,856.02 1
10.125 841.59 100
9.875 841.59 94,900.00
MARLBOROUGH MA 01752 1 12/15/00 23
0412210163 01 02/01/01 0
0412210163 O 01/01/31
0
4103994 E22/G01 F 265,350.00 ZZ
360 265,229.45 1
9.875 2,304.16 104
9.375 2,304.16 256,000.00
DAVIE FL 33324 1 12/15/00 23
0412235558 03 02/01/01 0
0412235558 O 01/01/31
0
4103995 E22/G01 F 99,500.00 ZZ
360 99,454.79 1
9.875 864.01 107
9.625 864.01 93,000.00
MT. CLEMENS MI 48043 1 12/15/00 23
0412236432 05 02/01/01 0
0412236432 O 01/01/31
0
1
4104011 E22/G01 F 145,000.00 ZZ
360 144,939.19 2
10.250 1,299.35 100
9.750 1,299.35 145,000.00
PUEBLO CO 81001 1 12/15/00 23
0412260127 05 02/01/01 0
0412260127 O 01/01/31
0
4104016 E22/G01 F 191,500.00 ZZ
360 191,413.00 1
9.875 1,662.89 107
9.375 1,662.89 179,000.00
MILFORD CT 06460 1 12/15/00 23
0412263139 05 02/01/01 0
0412263139 O 01/01/31
0
4104026 E22/G01 F 63,650.00 ZZ
360 63,624.02 2
10.375 576.29 95
10.125 576.29 67,000.00
FORT WORTH TX 76133 1 12/08/00 23
0412271165 05 02/01/01 0
0412271165 N 01/01/31
0
4104028 E22/G01 F 63,650.00 ZZ
360 63,624.02 2
10.375 576.29 95
10.125 576.29 67,000.00
FORT WORTH TX 76133 1 12/08/00 23
0412271223 05 02/01/01 0
0412271223 N 01/01/31
0
4104036 E22/G01 F 113,300.00 ZZ
360 113,247.14 1
9.750 973.42 103
9.500 973.42 110,000.00
LAFAYETE CO 80026 1 12/15/00 23
0412275893 01 02/01/01 0
0412275893 O 01/01/31
0
4104037 E22/G01 F 146,250.00 ZZ
360 146,176.03 1
10.500 1,337.81 103
10.250 1,337.81 142,000.00
1
SHELBY TWP MI 48317 1 12/15/00 23
0412276065 05 02/01/01 0
0412276065 O 01/01/31
0
4104040 E22/G01 F 226,950.00 ZZ
360 226,886.84 1
12.125 2,356.30 100
11.625 2,356.30 227,000.00
WHITE PLAINS MD 20659 1 12/15/00 23
0412276610 05 02/01/01 0
0412276610 O 01/01/31
0
4104051 E22/G01 F 239,500.00 ZZ
360 239,396.84 1
10.125 2,123.94 100
9.875 2,123.94 239,500.00
BELLAIRE TX 77401 1 12/15/00 23
0412281602 05 02/01/01 0
0412281602 O 01/01/31
0
4104052 E22/G01 F 154,500.00 ZZ
360 154,417.78 1
9.125 1,257.06 106
8.875 1,257.06 146,750.00
MELBOURNE FL 32940 1 12/15/00 23
0412282154 03 02/01/01 0
0412282154 O 01/01/31
0
4104056 E22/G01 F 88,500.00 ZZ
360 88,461.88 1
10.125 784.84 100
9.625 784.84 88,500.00
DALLAS TX 75231 1 12/15/00 23
0412283913 01 02/01/01 0
0412283913 O 01/01/31
0
4104066 E22/G01 F 242,300.00 ZZ
360 242,206.27 1
10.625 2,239.09 100
10.375 2,239.09 242,300.00
FOLSOM CA 95630 1 12/14/00 23
0412290769 03 02/01/01 0
0412290769 O 01/01/31
0
1
4104799 286/G01 F 154,500.00 ZZ
360 154,400.75 1
11.500 1,530.01 103
11.250 1,530.01 150,000.00
PEMBROKE PINES FL 33024 1 11/30/00 23
0432548618 05 01/01/01 0
0000215019 O 12/01/30
0
4105866 U05/G01 F 78,000.00 ZZ
360 77,965.49 1
10.000 684.51 100
9.750 684.51 78,000.00
PORTLAND OR 97202 1 12/19/00 23
0432562353 05 02/01/01 0
3086055 O 01/01/31
0
4106008 642/G01 F 146,745.00 ZZ
360 146,678.33 1
9.875 1,274.26 107
9.625 1,274.26 137,500.00
PERRY GA 31069 1 12/13/00 23
0432502268 05 02/01/01 0
11192200 O 01/01/31
0
4106060 642/G01 F 326,350.00 ZZ
360 326,201.73 2
9.875 2,833.86 107
9.625 2,833.86 305,000.00
BROOKLYN NY 11203 1 12/11/00 23
0432499572 05 02/01/01 0
10160700 O 01/01/31
0
4106181 N67/G01 F 185,000.00 ZZ
360 184,930.35 1
10.750 1,726.94 103
10.500 1,726.94 179,614.00
PHOENIX AZ 85050 1 12/08/00 23
0432510881 03 02/01/01 0
1780004595 O 01/01/31
0
4106736 Q64/G01 F 97,850.00 ZZ
360 97,810.04 1
1
10.375 885.95 100
10.125 885.95 97,850.00
CHARLOTTE NC 28262 1 12/12/00 23
0432493849 01 02/01/01 0
0101470706 O 01/01/31
0
4109907 E22/G01 F 92,000.00 ZZ
360 91,957.08 1
9.750 790.42 100
9.250 790.42 92,000.00
ROCKLEDGE FL 32955 1 12/18/00 23
0412214090 05 02/01/01 0
0412214090 O 01/01/31
0
4109927 E22/G01 F 51,500.00 ZZ
360 51,482.61 1
11.250 500.20 103
11.000 500.20 50,000.00
SAGINAW MI 48602 1 12/18/00 23
0412262545 05 02/01/01 0
0412262545 O 01/01/31
0
4109931 E22/G01 F 79,600.00 ZZ
360 79,559.81 1
9.375 662.07 107
9.125 662.07 74,400.00
HOUSTON TX 77040 1 12/12/00 23
0412266496 03 02/01/01 0
0412266496 O 01/01/31
0
4109941 E22/G01 F 181,000.00 ZZ
360 180,922.04 1
10.125 1,605.15 100
9.875 1,605.15 181,000.00
YAKIMA WA 98901 1 12/14/00 23
0412273732 05 02/01/01 0
0412273732 O 01/01/31
0
4109950 E22/G01 F 119,900.00 ZZ
360 119,842.56 1
9.625 1,019.14 100
9.125 1,019.14 120,000.00
AURORA CO 80013 1 12/18/00 23
0412280091 09 02/01/01 0
1
0412280091 O 01/01/31
0
4109961 E22/G01 F 62,050.00 ZZ
360 62,024.66 1
10.375 561.81 107
9.875 561.81 58,000.00
DALHART TX 79022 1 12/18/00 23
0412284515 05 02/01/01 0
0412284515 O 01/01/31
0
4109972 E22/G01 F 114,000.00 ZZ
360 113,950.90 1
10.125 1,010.98 100
9.875 1,010.98 114,000.00
AURORA CO 80012 1 12/18/00 23
0412288334 09 02/01/01 0
0412288334 O 01/01/31
0
4111590 K15/G01 F 84,400.00 ZZ
360 84,369.08 1
10.875 795.80 103
10.625 795.80 82,000.00
MUSKEGON MI 49441 5 12/20/00 23
0432545226 05 02/01/01 0
035905302158 O 01/01/31
0
4113417 B57/G01 F 240,000.00 ZZ
360 239,881.95 1
9.500 2,018.05 100
9.250 2,018.05 240,000.00
SANTA CLARITA CA 91350 1 12/20/00 23
0432524023 03 02/01/01 23
2016087 O 01/01/31
0
4113818 T24/G01 F 82,650.00 ZZ
360 82,580.38 2
10.250 740.63 95
10.000 740.63 87,000.00
CHAMPAIGN IL 61821 1 11/30/00 23
0432501484 05 01/01/01 0
09785247 N 12/01/30
0
1
4114605 E22/G01 F 171,700.00 ZZ
360 171,615.54 1
9.500 1,443.75 106
9.000 1,443.75 163,500.00
MANTECA CA 95336 1 12/08/00 23
0412078982 05 02/01/01 0
0412078982 O 01/01/31
0
4114613 E22/G01 F 58,850.00 ZZ
360 58,823.27 1
9.875 511.02 107
9.625 511.02 55,000.00
SACRAMENTO CA 95818 1 12/13/00 23
0412233884 05 02/01/01 0
0412233884 O 01/01/31
0
4114621 E22/G01 F 103,000.00 ZZ
360 102,975.09 1
12.750 1,119.29 103
12.500 1,119.29 100,000.00
MULBERRY AR 72947 1 12/15/00 23
0412260366 05 02/01/01 0
0412260366 O 01/01/31
0
4114630 E22/G01 F 32,300.00 ZZ
360 32,286.09 1
10.125 286.44 95
9.625 286.44 34,000.00
SOUTH BEND IN 46613 1 12/19/00 23
0412266751 05 02/01/01 0
0412266751 N 01/01/31
0
4114639 E22/G01 F 209,720.00 ZZ
360 209,619.53 1
9.625 1,782.60 107
9.125 1,782.60 196,000.00
SAN LEANDRO CA 94577 1 12/13/00 23
0412269284 01 02/01/01 0
0412269284 O 01/01/31
0
4114641 E22/G01 F 187,250.00 ZZ
360 187,164.93 1
9.875 1,625.98 107
9.375 1,625.98 175,000.00
1
TELFORD PA 18969 1 12/19/00 23
0412270126 05 02/01/01 0
0412270126 O 01/01/31
0
4114655 E22/G01 F 74,950.00 T
360 74,895.05 1
10.125 664.67 100
9.875 664.67 75,000.00
FRANKLIN TN 37064 1 12/18/00 23
0412281792 01 02/01/01 0
0412281792 O 01/01/31
0
4115167 948/G01 F 41,800.00 T
360 41,781.01 2
9.875 362.97 95
9.625 362.97 44,000.00
ASHTABULA OH 44004 1 12/12/00 23
0432480424 05 02/01/01 0
55128 O 01/01/31
0
4115757 R74/G01 F 49,500.00 ZZ
360 49,477.63 1
9.900 430.75 100
9.650 430.75 49,500.00
TAMPA FL 33611 1 12/22/00 23
0432553352 01 02/01/01 0
3030016519 O 01/01/31
0
4116340 E86/G01 F 212,000.00 ZZ
360 211,516.31 1
10.000 1,860.45 100
9.750 1,860.45 212,000.00
RICHMOND IL 60071 1 11/01/00 23
0432562460 05 12/01/00 0
000083781 O 11/01/30
0
4116599 E87/G01 F 250,000.00 ZZ
360 250,000.00 1
9.500 2,102.14 100
9.250 2,102.14 250,000.00
VENTURA CA 93003 1 01/02/01 23
0432538080 05 03/01/01 0
70003164 O 02/01/31
0
1
4116765 K15/G01 F 33,000.00 ZZ
360 32,985.79 1
10.125 292.65 100
9.875 292.65 33,000.00
MILO ME 04463 1 12/29/00 23
0432507275 05 02/01/01 0
007005301644 O 01/01/31
0
4117960 Q64/G01 F 146,000.00 ZZ
360 145,937.11 1
10.125 1,294.77 100
9.875 1,294.77 146,000.00
BOCA RATON FL 33433 1 12/15/00 23
0432562684 03 02/01/01 0
0101407401 O 01/01/31
0
4118131 Q64/G01 F 145,000.00 ZZ
360 144,963.91 1
12.625 1,561.61 100
12.375 1,561.61 145,000.00
LITHONIA GA 30038 5 12/13/00 23
0432567485 05 02/01/01 0
0101479707 O 01/01/31
0
4118605 U05/G01 F 154,400.00 ZZ
360 154,336.97 1
10.375 1,397.95 103
10.125 1,397.95 149,950.00
PORTLAND OR 97203 1 12/27/00 23
0432566693 05 02/01/01 0
3080740 O 01/01/31
0
4119400 E22/G01 F 170,000.00 ZZ
360 169,934.24 1
10.625 1,570.97 96
10.125 1,570.97 178,000.00
MADISON CT 06443 9 12/15/00 23
0412235251 05 02/01/01 0
0412235251 O 01/01/31
0
4119407 E22/G01 F 170,000.00 ZZ
360 169,930.60 2
1
10.375 1,539.19 100
10.125 1,539.19 170,000.00
CHICAGO IL 60621 1 12/20/00 23
0412251027 05 02/01/01 0
0412251027 O 01/01/31
0
4119408 E22/G01 F 264,200.00 ZZ
360 264,079.97 1
9.875 2,294.18 106
9.375 2,294.18 250,000.00
FOLSOM CA 95630 9 12/13/00 23
0412251464 05 02/01/01 0
0412251464 O 01/01/31
0
4119426 E22/G01 F 169,036.00 ZZ
360 168,957.14 1
9.750 1,452.28 107
9.500 1,452.28 157,978.00
RICHLAND WA 99352 1 12/12/00 23
0412270373 05 02/01/01 0
0412270373 O 01/01/31
0
4119432 E22/G01 F 79,900.00 ZZ
360 79,865.59 1
10.125 708.57 100
9.875 708.57 80,000.00
GROVEPORT OH 43125 1 12/20/00 23
0412274144 05 02/01/01 0
0412274144 O 01/01/31
0
4119453 E22/G01 F 269,950.00 ZZ
360 269,827.35 1
9.875 2,344.11 100
9.625 2,344.11 269,973.00
CHARLOTTE NC 28202 1 12/20/00 23
0412281867 03 02/01/01 0
0412281867 O 01/01/31
0
4119455 E22/G01 F 168,450.00 ZZ
360 168,375.48 1
10.000 1,478.27 100
9.750 1,478.27 168,500.00
IRVING TX 75038 1 12/18/00 23
0412283384 05 02/01/01 0
1
0412283384 O 01/01/31
0
4119468 E22/G01 F 59,200.00 ZZ
360 59,180.01 1
11.250 574.99 103
11.000 574.99 57,500.00
NASHVILLE TN 37211 1 12/20/00 23
0412291510 05 02/01/01 0
0412291510 O 01/01/31
0
4119505 P23/G01 F 103,790.00 ZZ
360 103,742.85 1
9.875 901.26 107
9.625 901.26 97,000.00
SCOTIA NY 12302 1 12/15/00 23
0432491082 05 02/01/01 0
WTL000001809 O 01/01/31
0
4119563 M43/G01 F 80,250.00 ZZ
360 80,097.42 1
9.720 687.71 107
9.470 687.71 75,000.00
WASHINGTON PA 15301 1 09/29/00 23
0432552131 05 11/01/00 0
999999947 O 10/01/30
0
4119589 940/G01 F 246,975.00 ZZ
360 246,850.27 1
9.375 2,054.22 99
9.125 2,054.22 250,000.00
RIVERSIDE CA 92506 1 12/13/00 23
0432498103 05 02/01/01 0
RV1265 O 01/01/31
0
4119620 M43/G01 F 24,150.00 ZZ
360 24,117.60 1
9.990 211.76 95
9.740 211.76 25,440.00
FLINT MI 48506 1 10/26/00 23
0432550275 05 12/01/00 0
999999977 N 11/01/30
0
1
4119657 M43/G01 F 24,870.00 ZZ
360 24,836.64 1
9.990 218.07 95
9.740 218.07 26,182.00
FLINT MI 48506 1 10/26/00 23
0432553881 05 12/01/00 0
999999976 N 11/01/30
0
4119688 M43/G01 F 94,695.00 ZZ
360 94,513.77 1
9.990 830.32 107
9.740 830.32 88,500.00
ST XXXXXX XX 00000 1 10/27/00 23
0432562395 05 12/01/00 0
999999978 O 11/01/30
0
4119747 M43/G01 F 160,500.00 ZZ
360 160,361.14 1
10.125 1,423.36 107
9.875 1,423.36 150,000.00
XXXXXXXXX XX 00000 1 11/16/00 23
0432569796 05 01/01/01 0
9999999992 O 12/01/30
0
4119990 M43/G01 F 184,000.00 ZZ
360 183,669.59 1
9.990 1,613.38 107
9.740 1,613.38 173,400.00
XXXXXXXX XX 00000 1 09/29/00 23
0432496784 05 11/01/00 0
999999948 O 10/01/30
0
4120190 T24/G01 F 38,500.00 ZZ
360 38,467.57 1
10.250 345.00 107
10.000 345.00 36,000.00
XXXXXXXXXX XX 00000 1 11/29/00 23
0432500288 05 01/01/01 0
00000 O 12/01/30
0
4120425 T24/G01 F 271,000.00 ZZ
360 270,759.22 1
10.000 2,378.22 105
9.750 2,378.22 260,000.00
1
XXX XXXXXXX XX 00000 1 11/14/00 23
0432500270 03 01/01/01 0
09780115 O 12/01/30
0
4120958 U59/G01 F 129,780.00 ZZ
360 129,733.72 1
11.000 1,235.93 103
10.750 1,235.93 126,000.00
XXXXX XXXXXX XX 00000 5 12/26/00 23
0432519601 05 02/01/01 0
36068800727586 O 01/01/31
0
4121006 808/G01 F 134,000.00 ZZ
360 133,940.72 1
10.000 1,175.95 102
9.750 1,175.95 131,900.00
XXXXXXX XX 00000 1 12/22/00 23
0432504728 05 02/01/01 0
9418842 O 01/01/31
0
4121824 U05/G01 F 145,000.00 ZZ
360 144,934.12 1
9.875 1,259.11 100
9.625 1,259.11 145,000.00
XXXXXXX XX 00000 1 12/29/00 23
0432563716 05 02/01/01 0
3093963 O 01/01/31
0
4122360 E22/G01 F 190,700.00 ZZ
360 190,611.03 2
9.750 1,638.41 100
9.500 1,638.41 190,722.00
XXXXX XXXXXX XX 00000 1 12/21/00 23
0412129017 05 02/01/01 0
0412129017 O 01/01/31
0
4122362 E22/G01 F 128,600.00 ZZ
360 128,428.63 1
11.375 1,261.26 103
10.875 1,261.26 124,900.00
XXXXX XX 00000 1 10/02/00 23
0412170573 05 11/01/00 0
0412170573 O 10/01/30
0
1
4122370 E22/G01 F 40,350.00 ZZ
360 40,332.62 2
10.125 357.83 95
9.875 357.83 42,525.00
XXXXXXX XX 00000 1 12/21/00 23
0412262446 05 02/01/01 0
0412262446 N 01/01/31
0
4122382 E22/G01 F 126,350.00 ZZ
360 126,324.94 1
13.625 1,459.66 103
13.125 1,459.66 122,700.00
XXXXXXX-XXXXX XX 00000 1 12/21/00 23
0412279150 01 02/01/01 0
0412279150 O 01/01/31
0
4122387 E22/G01 F 160,500.00 ZZ
360 160,425.12 1
9.750 1,378.94 100
9.500 1,378.94 160,500.00
XXXXXXX XX 00000 1 12/18/00 23
0412281412 01 02/01/01 0
0412281412 O 01/01/31
0
4122389 E22/G01 F 260,000.00 ZZ
360 259,881.87 1
9.875 2,257.71 100
9.625 2,257.71 260,000.00
XXXXXXX XX 00000 1 12/15/00 23
0412283269 05 02/01/01 0
0412283269 O 01/01/31
0
4122391 E22/G01 F 154,000.00 ZZ
360 153,933.67 2
10.125 1,365.71 100
9.875 1,365.71 154,000.00
XXX XXXXX XX 00000 1 12/20/00 23
0412284440 05 02/01/01 0
0412284440 O 01/01/31
0
4122403 E22/G01 F 201,100.00 ZZ
360 201,006.18 1
1
9.750 1,727.76 107
9.250 1,727.76 188,000.00
XXXXX XX 00000 1 12/21/00 23
0412295651 05 02/01/01 0
0412295651 O 01/01/31
0
4124125 T24/G01 F 136,299.00 ZZ
360 136,244.84 1
10.500 1,246.78 101
10.250 1,246.78 135,500.00
XXXXXXXX XX 00000 1 12/06/00 23
0432511277 05 02/01/01 0
09962873 O 01/01/31
0
4125197 940/G01 F 201,000.00 ZZ
360 201,000.00 1
10.125 1,782.52 100
9.875 1,782.52 201,000.00
XXXXXX XX 00000 1 01/04/01 23
0432533602 05 03/01/01 0
WH3392 O 02/01/31
0
4125629 E22/G01 F 88,800.00 ZZ
360 88,759.66 1
9.875 771.09 107
9.625 771.09 83,000.00
XXXXXXXXX XX 00000 1 12/22/00 23
0412258980 05 02/01/01 0
0412258980 O 01/01/31
0
4125632 E22/G01 F 53,500.00 ZZ
360 53,468.07 1
10.625 494.39 96
10.375 494.39 56,000.00
XXXXXXXXX XX 00000 9 12/18/00 23
0412262065 07 02/01/01 0
0412262065 O 01/01/31
0
4125641 E22/G01 F 102,600.00 ZZ
360 102,571.45 2
12.125 1,065.24 95
11.625 1,065.24 108,000.00
XXXXXX XX 00000 1 12/22/00 23
0412274276 05 02/01/01 0
1
0412274276 O 01/01/31
0
4125651 E22/G01 F 161,000.00 ZZ
360 160,883.21 1
10.250 1,442.73 101
10.000 1,442.73 160,000.00
XXX XXXX XX 00000 1 12/22/00 23
0412280174 05 02/01/01 0
0412280174 O 01/01/31
0
4125653 E22/G01 F 223,000.00 ZZ
360 222,903.95 1
10.125 1,977.61 100
9.875 1,977.61 223,000.00
XXXXXXXXXXXX XX 00000 1 12/22/00 23
0412282014 05 02/01/01 0
0412282014 O 01/01/31
0
4125655 E22/G01 F 104,900.00 ZZ
360 104,851.06 1
9.750 901.25 100
9.250 901.25 104,900.00
XXX XXXXX XX 00000 1 12/19/00 23
0412282808 01 02/01/01 0
0412282808 O 01/01/31
0
4125660 E22/G01 F 92,000.00 ZZ
360 91,958.20 1
9.875 798.88 100
9.375 798.88 92,000.00
XXX XXXXXXXXXX XX 00000 1 12/19/00 23
0412284507 05 02/01/01 0
0412284507 O 01/01/31
0
4125661 E22/G01 F 97,850.00 ZZ
360 97,801.87 1
9.500 822.78 95
9.000 822.78 103,160.00
XXXXXX XX 00000 1 12/22/00 23
0412285074 05 02/01/01 0
0412285074 N 01/01/31
0
1
4125663 E22/G01 F 67,000.00 ZZ
360 66,971.14 1
10.125 594.17 100
9.875 594.17 67,000.00
XXXXXXX XXXXXX XX 00000 1 12/22/00 23
0412287591 05 02/01/01 0
0412287591 O 01/01/31
0
4125667 E22/G01 F 87,550.00 ZZ
360 87,515.21 1
10.500 800.85 103
10.250 800.85 85,000.00
XXXXX XX 00000 1 12/22/00 23
0412289704 05 02/01/01 0
0412289704 O 01/01/31
0
4125687 E22/G01 F 127,600.00 ZZ
360 127,554.51 1
11.000 1,215.16 103
10.750 1,215.16 123,900.00
XXXXXXXX XX 00000 1 12/22/00 23
0412295768 05 02/01/01 0
0412295768 O 01/01/31
0
4125688 E22/G01 F 74,750.00 ZZ
360 74,718.65 1
10.250 669.84 107
10.000 669.84 69,900.00
XXXXXXXXX XX 00000 1 12/22/00 23
0412296113 05 02/01/01 0
0412296113 O 01/01/31
0
4125689 E22/G01 F 58,850.00 ZZ
360 58,823.27 2
9.875 511.02 107
9.625 511.02 55,000.00
XXX XXXX XX 00000 1 12/22/00 23
0412296170 05 02/01/01 0
0412296170 O 01/01/31
0
4126117 286/G01 F 89,000.00 ZZ
360 88,922.99 1
10.125 789.28 100
9.875 789.28 89,000.00
1
XXXXXXX XX 00000 1 11/30/00 23
0432530889 05 01/01/01 0
0000186766 O 12/01/30
0
4126631 Q64/G01 F 117,500.00 ZZ
360 117,392.80 1
9.875 1,020.31 103
9.625 1,020.31 114,100.00
XXXXXX XX 00000 1 11/15/00 23
0432506012 03 01/01/01 0
9720213300 O 12/01/30
0
4127061 B57/G01 F 95,000.00 ZZ
360 94,954.49 1
9.625 807.49 89
9.375 807.49 107,000.00
XXXX XX 00000 1 12/15/00 23
0432529709 05 02/01/01 0
2015808 O 01/01/31
0
4127337 147/G01 F 116,000.00 ZZ
360 115,951.35 1
10.250 1,039.48 100
10.000 1,039.48 116,000.00
XXXXXX XX 00000 1 12/08/00 23
0432514313 05 02/01/01 0
10388770 O 01/01/31
0
4127565 147/G01 F 46,800.00 ZZ
360 46,788.67 1
12.750 508.58 100
12.500 508.58 46,800.00
XXXXXXXXXX XX 00000 1 12/08/00 23
0432503183 05 02/01/01 0
10392564 O 01/01/31
0
4127660 147/G01 F 122,500.00 ZZ
360 121,874.51 1
10.050 1,079.56 107
9.800 1,079.56 114,900.00
XX XXXXX XX 00000 1 11/29/00 23
0432563484 01 01/01/01 0
10391450 O 12/01/30
0
1
4127788 M43/G01 F 272,000.00 ZZ
360 271,858.99 1
9.250 2,237.68 106
9.000 2,237.68 259,000.00
XXXXXXXXXXXX XX 00000 1 12/15/00 23
0432518173 05 02/01/01 0
724568398 O 01/01/31
0
4127908 147/G01 F 129,292.00 ZZ
360 129,234.84 1
10.375 1,170.62 107
10.125 1,170.62 121,259.00
XXXXXXXXXX XX 00000 1 12/05/00 23
0432501336 01 02/01/01 0
10392918 O 01/01/31
0
4127992 147/G01 F 129,677.00 ZZ
360 129,633.21 1
11.250 1,259.51 103
11.000 1,259.51 125,900.00
XXXXXX XXXX XX 00000 1 12/01/00 23
0432503191 05 02/01/01 0
10392548 O 01/01/31
0
4128029 U05/G01 F 260,900.00 ZZ
360 260,775.02 1
9.625 2,217.62 107
9.375 2,217.62 246,000.00
BEAR DE 19701 1 01/02/01 23
0432533453 03 02/01/01 0
3078211 O 01/01/31
0
4128064 642/G01 F 148,320.00 ZZ
360 148,265.66 1
10.875 1,398.49 103
10.625 1,398.49 144,000.00
XXXXXXX XX 00000 1 12/18/00 23
0432497030 03 02/01/01 0
11184400 O 01/01/31
0
4128263 642/G01 F 245,000.00 ZZ
360 244,905.23 1
1
10.625 2,264.04 103
10.375 2,264.04 237,900.00
XXXXXXX XX 00000 1 12/15/00 23
0432511285 03 02/01/01 0
11151300 O 01/01/31
0
4131058 E22/G01 F 90,250.00 ZZ
360 90,210.07 2
10.000 792.01 95
9.750 792.01 95,000.00
XXXXXXXXXX XX 00000 1 12/14/00 23
0412288185 05 02/01/01 0
0412288185 N 01/01/31
0
4131062 E22/G01 F 128,400.00 ZZ
360 128,341.67 1
9.875 1,114.96 107
9.375 1,114.96 120,000.00
XXXXX XX 00000 5 12/20/00 23
0412291734 05 02/01/01 0
0412291734 O 01/01/31
0
4131480 G13/G01 F 176,130.00 ZZ
360 176,061.87 1
10.625 1,627.61 103
10.375 1,627.61 171,000.00
XXX XXXXXXX XX 00000 1 12/28/00 23
0432562247 03 02/01/01 0
12930 O 01/01/31
0
4131769 U05/G01 F 126,790.00 ZZ
360 126,732.40 1
9.875 1,100.98 100
9.625 1,100.98 126,790.00
XXXXXXXXX XX 00000 1 01/02/01 23
0432573533 03 02/01/01 0
3093027 O 01/01/31
0
4131892 E82/G01 F 201,150.00 ZZ
360 201,053.64 1
9.625 1,709.75 107
9.375 1,709.75 188,000.00
XXXXXXXX XX 00000 1 12/14/00 23
0400340352 05 02/01/01 0
1
0400340352 O 01/01/31
0
4131899 E82/G01 F 87,000.00 ZZ
360 86,960.48 1
9.875 755.46 100
9.625 755.46 87,000.00
XXXXXXXXXXX XX 00000 1 12/21/00 23
0400353306 05 02/01/01 0
0400353306 O 01/01/31
0
4133029 964/G01 F 130,150.00 ZZ
360 130,089.28 1
9.750 1,118.19 95
9.500 1,118.19 137,000.00
XXX XXXXX XX 00000 1 12/29/00 12
0432564334 05 02/01/01 30
97611 N 01/01/31
0
4134791 E22/G01 F 260,000.00 ZZ
360 259,687.30 1
10.500 2,378.33 100
10.250 2,378.33 260,000.00
XXXXX XXXXXX XX 00000 1 10/31/00 23
0412200602 05 12/01/00 0
0412200602 O 11/01/30
0
4134800 E22/G01 F 183,900.00 ZZ
360 183,814.21 1
9.750 1,579.98 104
9.500 1,579.98 177,500.00
XXXXXXXXXXXX XX 00000 1 12/20/00 23
0412250987 05 02/01/01 0
0412250987 O 01/01/31
0
4134801 E22/G01 F 165,000.00 ZZ
360 164,925.03 2
9.875 1,432.78 100
9.375 1,432.78 165,000.00
XXXXXXXXXX XX 00000 1 12/06/00 23
0412252272 05 02/01/01 0
0412252272 O 01/01/31
0
1
4134803 E22/G01 F 230,000.00 ZZ
360 229,883.86 1
9.375 1,913.02 107
9.125 1,913.02 215,000.00
XXXXXXXX XX 00000 1 12/13/00 23
0412254039 05 02/01/01 0
0412254039 O 01/01/31
0
4134822 E22/G01 F 134,400.00 ZZ
360 134,340.54 1
10.000 1,179.46 100
9.750 1,179.46 134,500.00
XXXXXX XX 00000 1 12/28/00 23
0412275703 05 02/01/01 0
0412275703 O 01/01/31
0
4134827 E22/G01 F 151,800.00 ZZ
360 151,731.04 1
9.875 1,318.15 100
9.625 1,318.15 151,875.00
XXXXXXXXXX XXXX XX 00000 1 12/15/00 23
0412278939 03 02/01/01 0
0412278939 O 01/01/31
0
4134829 E22/G01 F 154,500.00 ZZ
360 154,395.47 1
9.625 1,313.23 103
9.125 1,313.23 150,000.00
XXXXXXX XX 00000 1 12/20/00 23
0412279564 09 02/01/01 0
0412279564 O 01/01/31
0
4134840 E22/G01 F 249,290.00 ZZ
360 249,176.74 1
9.875 2,164.71 97
9.375 2,164.71 257,000.00
XXXXXX XXXXXX XX 00000 1 12/19/00 23
0412285603 05 02/01/01 0
0412285603 O 01/01/31
0
4134847 E22/G01 F 157,825.00 ZZ
360 157,753.30 1
9.875 1,370.47 107
9.625 1,370.47 147,500.00
1
XXXXX XX 00000 1 12/21/00 23
0412287989 03 02/01/01 0
0412287989 O 01/01/31
0
4134848 E22/G01 F 147,500.00 ZZ
360 147,427.45 1
9.500 1,240.26 100
9.250 1,240.26 147,500.00
XXXX XX 00000 1 12/27/00 23
0412288193 03 02/01/01 0
0412288193 O 01/01/31
0
4134852 E22/G01 F 125,000.00 ZZ
360 124,943.21 1
9.875 1,085.44 100
9.625 1,085.44 125,000.00
XXXXXXXXX XX 00000 1 12/15/00 23
0412290157 05 02/01/01 0
0412290157 O 01/01/31
0
4134858 E22/G01 F 125,000.00 ZZ
360 124,950.33 1
10.500 1,143.42 100
10.250 1,143.42 125,500.00
XXXXXXX XX 00000 1 12/27/00 23
0412292799 05 02/01/01 0
0412292799 O 01/01/31
0
4134860 E22/G01 F 132,650.00 ZZ
360 132,589.74 1
9.875 1,151.86 107
9.625 1,151.86 124,000.00
XXXXXXXXXX XX 00000 1 12/21/00 23
0412293391 05 02/01/01 0
0412293391 O 01/01/31
0
4134864 E22/G01 F 165,850.00 ZZ
360 165,772.62 2
9.750 1,424.91 107
9.250 1,424.91 155,000.00
XXXXXXXXXX XX 00000 1 12/21/00 23
0412294563 05 02/01/01 0
0412294563 O 01/01/31
0
1
4134873 E22/G01 F 94,600.00 ZZ
360 94,559.26 1
10.125 838.93 105
9.625 838.93 90,500.00
XXXXXXX XX 00000 1 12/27/00 23
0412300352 05 02/01/01 0
0412300352 O 01/01/31
0
4134874 E22/G01 F 45,450.00 ZZ
360 45,428.79 1
9.750 390.49 107
9.500 390.49 42,500.00
XXXXXXXX XX 00000 1 12/27/00 23
0412300642 05 02/01/01 0
0412300642 O 01/01/31
0
4135510 700/G01 F 71,690.00 ZZ
360 71,657.43 1
9.875 622.52 107
9.625 622.52 67,000.00
XXXXXXX XX 00000 1 12/29/00 23
0432562387 05 02/01/01 0
00254581 O 01/01/31
0
4135642 E82/G01 F 106,750.00 ZZ
360 106,704.02 1
10.125 946.68 95
9.875 946.68 112,400.00
XXXXXXXXXX XX 00000 1 12/28/00 23
0400349296 05 02/01/01 0
0400349296 N 01/01/31
0
4135815 940/G01 F 154,063.00 ZZ
360 153,976.62 1
8.875 1,225.80 100
8.625 1,225.80 155,000.00
XXXXXXXXXXX XX 00000 1 12/22/00 23
0432540334 05 02/01/01 0
VC1514 O 01/01/31
0
4135832 286/G01 F 55,400.00 ZZ
360 55,361.37 1
1
11.125 532.83 103
10.875 532.83 53,900.00
XXXXX XX 00000 1 12/01/00 23
0432517639 05 01/01/01 0
175244 O 12/01/30
0
4135851 286/G01 F 168,500.00 ZZ
360 168,429.34 1
10.250 1,509.93 100
10.000 1,509.93 169,240.00
XXXXXXXXXXXX XX 00000 1 12/15/00 23
0432530798 05 02/01/01 0
159154 O 01/01/31
0
4136023 E87/G01 F 149,800.00 ZZ
360 149,800.00 1
9.375 1,245.96 107
9.125 1,245.96 140,000.00
XXXXX XXXXXXX XX 00000 1 01/02/01 23
0432528651 01 03/01/01 0
70003163 O 02/01/31
0
4136990 Q78/G01 F 167,740.00 ZZ
360 167,665.64 1
9.990 1,470.80 107
9.740 1,470.80 157,000.00
XX XXXXXX XX 00000 1 12/20/00 23
0432570711 05 02/01/01 0
677980 O 01/01/31
0
4137309 286/G01 F 119,800.00 ZZ
360 119,647.99 1
10.250 1,073.53 104
10.000 1,073.53 115,400.00
XXXXXX XX 00000 1 10/31/00 23
0432530905 05 12/01/00 0
0000000000 O 11/01/30
0
4137897 286/G01 F 260,250.00 ZZ
360 260,131.76 1
9.875 2,259.88 105
9.625 2,259.88 250,000.00
XXXXXXXXXX XX 00000 1 12/14/00 23
0432530871 03 02/01/01 0
1
0009006671 O 01/01/31
0
4138195 642/G01 F 94,987.00 ZZ
360 94,941.49 1
9.625 807.38 106
9.375 807.38 90,000.00
XXXXXXXXXX XX 00000 1 12/15/00 23
0432521326 01 02/01/01 0
10148400 O 01/01/31
0
4138228 286/G01 F 159,000.00 ZZ
360 158,858.73 1
10.000 1,395.34 100
9.750 1,395.34 159,000.00
XXXX XX 00000 1 11/30/00 23
0432511483 05 01/01/01 0
0000188982 O 12/01/30
0
4138255 E22/G01 F 66,500.00 ZZ
360 66,472.11 1
10.250 595.91 95
10.000 595.91 70,000.00
XXXXXXX XX 00000 1 12/28/00 23
0412087207 05 02/01/01 0
0412087207 N 01/01/31
0
4138262 E22/G01 F 31,000.00 ZZ
360 30,986.28 1
10.000 272.05 100
9.750 272.05 31,000.00
XXXXXXXXXX XX 00000 1 12/28/00 23
0412220543 05 02/01/01 0
0412220543 O 01/01/31
0
4138273 E22/G01 F 249,800.00 ZZ
360 249,680.33 1
9.625 2,123.27 107
9.375 2,123.27 233,500.00
XXXXXXX XX 00000 1 12/13/00 23
0412251548 05 02/01/01 0
0412251548 O 01/01/31
0
1
4138281 E22/G01 F 62,000.00 ZZ
360 61,972.58 1
10.000 544.09 100
9.500 544.09 62,000.00
XXXX XXXXXXXXX XX 00000 1 12/28/00 23
0412267593 05 02/01/01 0
0412267593 O 01/01/31
0
4138295 E22/G01 F 123,700.00 ZZ
360 123,646.72 1
10.125 1,097.00 100
9.625 1,097.00 123,711.00
XXXXX XX 00000 1 12/28/00 23
0412278947 05 02/01/01 0
0412278947 O 01/01/31
0
4138300 E22/G01 F 87,000.00 ZZ
360 86,960.48 1
9.875 755.46 100
9.625 755.46 87,000.00
XX XXXXXXXXXX XX 00000 1 12/28/00 23
0412281180 05 02/01/01 0
0412281180 O 01/01/31
0
4138303 E22/G01 F 272,900.00 ZZ
360 272,776.02 1
9.875 2,369.72 103
9.625 2,369.72 265,303.00
XXXXX XX 00000 1 12/20/00 23
0412283277 05 02/01/01 0
0412283277 O 01/01/31
0
4138304 E22/G01 F 147,800.00 ZZ
360 147,748.72 1
11.125 1,421.52 103
10.625 1,421.52 143,500.00
XXXXX XXXXXXX XX 00000 1 12/28/00 23
0412283434 05 02/01/01 0
0412283434 O 01/01/31
0
4138309 E22/G01 F 170,700.00 T
360 170,613.79 1
9.375 1,419.80 105
9.125 1,419.80 163,510.00
1
XXXXXX XX 00000 1 12/22/00 23
0412286080 09 02/01/01 0
0412286080 O 01/01/31
0
4138311 E22/G01 F 184,000.00 ZZ
360 183,920.75 1
10.125 1,631.75 103
9.875 1,631.75 179,000.00
XXXX XX 00000 1 12/28/00 23
0412286932 05 02/01/01 0
0412286932 O 01/01/31
0
4138316 E22/G01 F 199,000.00 ZZ
360 198,953.19 1
12.875 2,181.91 103
12.625 2,181.91 195,000.00
XXXXXXX XXXXXXX XX 00000 1 12/28/00 23
0412287815 05 02/01/01 0
0412287815 O 01/01/31
0
4138327 E22/G01 F 216,300.00 ZZ
360 216,209.29 2
10.250 1,938.27 103
10.000 1,938.27 211,000.00
XXXXXXX XX 00000 1 12/28/00 23
0412291890 05 02/01/01 0
0412291890 O 01/01/31
0
4138339 E22/G01 F 48,850.00 ZZ
360 48,831.60 1
10.750 456.01 100
10.500 456.01 48,900.00
XXXXXXX XX 00000 1 12/28/00 23
0412295735 05 02/01/01 0
0412295735 O 01/01/31
0
4138342 E22/G01 F 169,850.00 ZZ
360 169,776.86 1
10.750 1,585.52 100
10.500 1,585.52 169,900.00
XXXXXX XX 00000 1 12/22/00 23
0412296220 03 02/01/01 0
0412296220 O 01/01/31
0
1
4138361 E22/G01 F 259,340.00 ZZ
360 259,225.28 1
10.000 2,275.89 100
9.750 2,275.89 259,680.00
XXXXXX XX 00000 1 12/26/00 23
0412301384 05 02/01/01 0
0412301384 O 01/01/31
0
4138371 286/G01 F 225,000.00 ZZ
360 224,942.41 1
12.500 2,401.34 100
12.250 2,401.34 225,000.00
XXXXXXXXXXX XX 00000 1 12/18/00 23
0432566164 05 02/01/01 0
0000158437 O 01/01/31
0
4138415 664/G01 F 131,500.00 ZZ
360 131,376.80 2
9.750 1,129.79 100
9.500 1,129.79 131,500.00
XXXXXXXX XX 00000 1 11/20/00 23
0432550887 05 01/01/01 0
0003692696 O 12/01/30
0
4138463 948/G01 F 185,000.00 ZZ
360 184,915.95 1
9.875 1,606.45 100
9.625 1,606.45 185,000.00
XXXXXXXXXX XX 00000 1 12/15/00 23
0432512697 05 02/01/01 0
55875 O 01/01/31
0
4138588 948/G01 F 138,000.00 ZZ
360 137,937.30 1
9.875 1,198.33 100
9.625 1,198.33 138,000.00
XXX XXXXXXX XX 00000 1 12/19/00 23
0432511707 05 02/01/01 0
55479 O 01/01/31
0
4138693 526/G01 F 167,000.00 ZZ
180 165,835.56 1
1
10.500 1,846.02 100
10.250 1,846.02 167,000.00
XXXXXXX XX 00000 1 10/10/00 23
0432525988 03 12/01/00 0
0424170 O 11/01/15
0
4138798 700/G01 F 184,248.00 ZZ
360 184,248.00 1
10.125 1,633.95 99
9.875 1,633.95 186,110.00
XXX XXXXXXX XX 00000 1 01/04/01 23
0432563948 05 03/01/01 0
00254136 O 02/01/31
0
4139044 E82/G01 F 123,400.00 ZZ
360 123,340.88 1
9.625 1,048.89 103
9.375 1,048.89 120,000.00
XXXXXXXXX XX 00000 1 12/29/00 23
0400367793 05 02/01/01 0
0400367793 O 01/01/31
0
4139153 948/G01 F 128,950.00 ZZ
360 128,891.41 1
9.875 1,119.74 100
9.625 1,119.74 129,000.00
XXX XXXXX XX 00000 1 12/21/00 23
0432502516 05 02/01/01 0
55034 O 01/01/31
0
4139651 Q64/G01 F 90,450.00 ZZ
360 90,411.03 1
10.125 802.14 100
9.875 802.14 90,450.00
XXXXXXXX XX 00000 1 12/20/00 23
0432518736 05 02/01/01 0
0101534204 O 01/01/31
0
4139785 286/G01 F 183,900.00 ZZ
360 183,824.92 1
10.375 1,665.05 100
10.125 1,665.05 183,900.00
XXXX XXXXXX XX 00000 1 12/08/00 23
0432518124 05 02/01/01 0
1
0000213571 O 01/01/31
0
4139836 286/G01 F 133,900.00 ZZ
360 133,813.99 1
11.500 1,326.01 103
11.250 1,326.01 130,000.00
XXXXXXXX XXXXXX XX 00000 1 11/30/00 23
0432518470 05 01/01/01 0
0000175247 O 12/01/30
0
4139857 286/G01 F 146,350.00 ZZ
360 146,281.71 1
9.750 1,257.38 105
9.500 1,257.38 139,900.00
XXXXXXXXXX XX 00000 1 12/04/00 23
0432527992 05 02/01/01 0
0000060724 O 01/01/31
0
4139943 286/G01 F 212,550.00 ZZ
360 212,463.22 1
10.375 1,924.45 103
10.125 1,924.45 206,400.00
XXXXXXXXXX XX 00000 1 12/06/00 23
0432518942 03 02/01/01 0
0009635738 O 01/01/31
0
4142009 E22/G01 F 57,200.00 ZZ
360 57,177.27 1
10.500 523.23 103
10.250 523.23 55,550.00
XXX XXXXXXX XX 00000 1 12/29/00 23
0412160319 05 02/01/01 0
0412160319 O 01/01/31
0
4142017 E22/G01 F 54,550.00 ZZ
360 54,528.89 1
10.625 504.10 103
10.375 504.10 53,000.00
XXXXXXXXX XX 00000 1 12/29/00 23
0412235020 01 02/01/01 0
0412235020 O 01/01/31
0
1
4142025 E22/G01 F 114,800.00 ZZ
360 114,759.06 1
11.000 1,093.27 103
10.750 1,093.27 111,500.00
XXXXXXXX XX 00000 1 12/29/00 23
0412267130 05 02/01/01 0
0412267130 O 01/01/31
0
4142035 E22/G01 F 142,300.00 ZZ
360 142,231.83 1
9.625 1,209.53 107
9.375 1,209.53 133,000.00
XXXXXXXXX XX 00000 1 12/28/00 23
0412280802 05 02/01/01 0
0412280802 O 01/01/31
0
4142036 E22/G01 F 179,950.00 ZZ
360 179,868.25 1
9.875 1,562.59 100
9.625 1,562.59 180,000.00
XXXXXXX XX 00000 1 12/19/00 23
0412280893 05 02/01/01 0
0412280893 O 01/01/31
0
4142039 E22/G01 F 133,750.00 ZZ
360 133,687.60 1
9.750 1,149.12 107
9.250 1,149.12 125,000.00
XXXXXXXX XXXXX XX 00000 1 12/29/00 23
0412281859 05 02/01/01 0
0412281859 O 01/01/31
0
4142052 E22/G01 F 112,000.00 ZZ
360 111,946.16 1
9.875 972.55 100
9.625 972.55 112,000.00
XXXXXXX XX 00000 1 12/29/00 23
0412287823 01 02/01/01 0
0412287823 O 01/01/31
0
4142055 E22/G01 F 200,400.00 ZZ
360 200,345.77 1
12.250 2,099.98 103
12.000 2,099.98 195,576.00
1
XXXXXXXXX XX 00000 1 12/29/00 23
0412288995 03 02/01/01 0
0412288995 O 01/01/31
0
4142059 E22/G01 F 72,050.00 ZZ
360 72,024.31 1
11.000 686.15 100
10.750 686.15 72,100.00
XXXXXXX XX 00000 1 12/29/00 23
0412290777 03 02/01/01 0
0412290777 O 01/01/31
0
4142067 E22/G01 F 165,000.00 ZZ
360 164,925.03 1
9.875 1,432.78 100
9.625 1,432.78 165,000.00
XXXXXXXXX XX 00000 1 12/29/00 23
0412294951 05 02/01/01 0
0412294951 O 01/01/31
0
4142074 E22/G01 F 179,700.00 ZZ
360 179,628.59 1
10.500 1,643.79 103
10.000 1,643.79 174,500.00
XXXXXXX XX 00000 1 12/27/00 23
0412296345 01 02/01/01 0
0412296345 O 01/01/31
0
4142081 E22/G01 F 153,450.00 ZZ
360 153,390.64 1
10.625 1,418.03 103
10.375 1,418.03 149,000.00
XXXXXXX XXXX XX 00000 1 12/29/00 23
0412298598 05 02/01/01 0
0412298598 O 01/01/31
0
4142086 E22/G01 F 81,500.00 ZZ
360 81,462.98 1
9.875 707.70 100
9.625 707.70 81,500.00
BREMEN IN 46506 1 12/29/00 23
0412300782 07 02/01/01 0
0412300782 O 01/01/31
0
1
4142087 E22/G01 F 74,900.00 ZZ
360 74,672.25 1
10.000 657.30 107
9.750 657.30 70,000.00
XXXXXXXXX XX 00000 1 12/29/00 23
0412300832 05 02/01/01 0
0412300832 O 01/01/31
0
4142089 E22/G01 F 116,000.00 ZZ
360 115,942.94 1
9.500 975.39 100
9.000 975.39 116,000.00
XXXXX XX 00000 1 12/29/00 23
0412300972 01 02/01/01 0
0412300972 O 01/01/31
0
4142091 E22/G01 F 83,450.00 ZZ
360 83,408.96 1
9.500 701.69 107
9.000 701.69 78,000.00
XXXXX XXXXXXX XX 00000 1 12/29/00 23
0412301186 01 02/01/01 0
0412301186 O 01/01/31
0
4142093 E22/G01 F 88,150.00 ZZ
360 88,112.04 1
10.125 781.73 95
9.875 781.73 92,800.00
XXXXXXX XXXXXX XX 00000 1 12/29/00 23
0412301525 05 02/01/01 0
0412301525 N 01/01/31
0
4142096 E22/G01 F 247,200.00 ZZ
360 247,138.49 1
12.625 2,662.26 103
12.125 2,662.26 240,000.00
XXXXX XXXXXX XX XX 00000 1 12/29/00 23
0412303232 05 02/01/01 0
0412303232 O 01/01/31
0
4142101 E22/G01 F 126,000.00 ZZ
360 125,942.76 1
1
9.875 1,094.12 100
9.375 1,094.12 126,600.00
XXXX XX 00000 1 12/28/00 23
0412305179 01 02/01/01 0
0412305179 O 01/01/31
0
4142102 E22/G01 F 148,000.00 ZZ
360 147,932.76 1
9.875 1,285.16 100
9.625 1,285.16 148,000.00
XXXXXXXXXX XX 00000 1 12/22/00 23
0412305211 05 02/01/01 0
0412305211 O 01/01/31
0
4143655 286/G01 F 212,900.00 ZZ
360 212,815.40 1
10.500 1,947.48 107
10.250 1,947.48 198,990.00
XXXXXXXXXX XX 00000 1 12/22/00 23
0432501989 09 02/01/01 0
0000157505 O 01/01/31
0
4144414 624/G01 F 139,000.00 ZZ
360 138,949.07 1
10.875 1,310.62 103
10.625 1,310.62 135,000.00
XXXXXX XX 00000 2 12/22/00 23
0432502433 05 02/01/01 0
33500100813 O 01/01/31
0
4144941 642/G01 F 113,065.00 ZZ
360 113,065.00 1
9.500 950.71 105
9.250 950.71 108,000.00
XXXXXXXXXX XX 00000 1 01/16/01 23
0432559870 05 03/01/01 0
01113901 O 02/01/31
0
4145857 E87/G01 F 121,000.00 ZZ
360 121,000.00 1
12.000 1,244.62 90
11.750 1,244.62 135,000.00
XXXXXXX XX 00000 1 01/05/01 23
0432541001 05 03/01/01 0
1
70003173 O 02/01/31
0
4146656 E22/G01 F 267,800.00 ZZ
360 267,687.70 1
10.250 2,399.76 102
9.750 2,399.76 262,900.00
XXXXXXX XX 00000 1 12/29/00 23
0412255291 03 02/01/01 0
0412255291 O 01/01/31
0
4146668 E22/G01 F 115,000.00 ZZ
360 114,959.00 1
11.000 1,095.17 100
10.750 1,095.17 115,000.00
XXXXXX XX 00000 9 12/26/00 23
0412284721 05 02/01/01 0
0412284721 O 01/01/31
0
4146671 E22/G01 F 107,350.00 ZZ
360 107,303.77 1
10.125 952.00 95
9.875 952.00 113,000.00
XXXXXXX XXXXXX XX 00000 1 01/02/01 23
0412285579 05 02/01/01 0
0412285579 N 01/01/31
0
4146675 E22/G01 F 272,000.00 ZZ
360 271,866.21 1
9.500 2,287.12 100
9.000 2,287.12 272,000.00
XXXXXXX XX 00000 1 12/28/00 23
0412292955 05 02/01/01 0
0412292955 O 01/01/31
0
4146676 E22/G01 F 193,500.00 ZZ
360 193,414.40 1
10.000 1,698.10 100
9.750 1,698.10 193,500.00
XXXXXXX XX 00000 1 12/27/00 23
0412293474 05 02/01/01 0
0412293474 O 01/01/31
0
1
4146692 E22/G01 F 74,550.00 ZZ
360 74,550.00 1
10.000 654.23 95
9.750 654.23 78,500.00
XXXXXXX XX 00000 1 12/28/00 23
0412307894 05 03/01/01 0
0412307894 N 02/01/31
0
4147151 642/G01 F 148,320.00 ZZ
360 148,320.00 1
10.125 1,315.34 103
9.875 1,315.34 144,000.00
XXXXXXX XXXXX XX 00000 1 01/10/01 23
0432552578 03 03/01/01 0
01114301 O 02/01/31
0
4148035 286/G01 F 52,530.00 ZZ
360 52,503.47 1
9.375 436.92 103
9.125 436.92 51,000.00
XXXXXXXX XX 00000 1 12/14/00 23
0432519361 01 02/01/01 0
0000000000 O 01/01/31
0
4148441 147/G01 F 164,800.00 ZZ
360 164,748.76 1
11.625 1,647.74 100
11.375 1,647.74 166,000.00
XXXXXXXXXX XX 00000 5 12/13/00 23
0432507820 05 02/01/01 0
10408821 O 01/01/31
0
4148544 147/G01 F 96,600.00 ZZ
360 96,557.04 1
9.975 845.95 105
9.725 845.95 92,000.00
XXXXXXXXXXXX XX 00000 1 12/22/00 23
0432507507 05 02/01/01 0
10409053 O 01/01/31
0
4148630 147/G01 F 217,000.00 ZZ
360 216,906.53 1
10.125 1,924.41 100
9.875 1,924.41 217,000.00
1
XXXXXXXXX XX 00000 1 12/18/00 23
0432507218 05 02/01/01 0
10393008 O 01/01/31
0
4148701 147/G01 F 135,000.00 ZZ
360 134,876.16 1
9.850 1,169.79 100
9.600 1,169.79 135,000.00
XXXXXXX XX 00000 1 11/27/00 23
0432507648 05 01/01/01 0
10391827 O 12/01/30
0
4148995 147/G01 F 89,300.00 ZZ
360 89,260.40 1
9.990 783.02 95
9.740 783.02 94,000.00
XXXXXXXXXXXXX XX 00000 1 12/27/00 23
0432508018 05 02/01/01 0
10410652 N 01/01/31
0
4149530 R74/G01 F 117,700.00 ZZ
360 117,649.57 1
10.150 1,045.98 107
9.900 1,045.98 110,000.00
XXXXXXXXXX XX 00000 5 12/22/00 23
0432549590 05 02/01/01 0
3030016499 O 01/01/31
0
4150534 E22/G01 F 165,830.00 ZZ
360 165,770.87 1
11.000 1,579.24 103
10.750 1,579.24 161,000.00
XXXXX XXXX XXXX XX 00000 1 12/19/00 23
0412233348 05 02/01/01 0
0412233348 O 01/01/31
0
4150543 E22/G01 F 148,700.00 ZZ
360 148,632.45 1
9.875 1,291.23 107
9.625 1,291.23 139,000.00
XXXXXXXXXXXXXX XX 00000 1 01/03/01 23
0412259038 05 02/01/01 0
0412259038 O 01/01/31
0
1
4150546 E22/G01 F 135,000.00 ZZ
360 134,938.67 1
9.875 1,172.27 100
9.375 1,172.27 135,000.00
XXXXX XXXX XX 00000 1 12/15/00 23
0412266835 05 02/01/01 0
0412266835 O 01/01/31
0
4150553 E22/G01 F 188,855.00 ZZ
360 188,855.00 1
9.500 1,588.00 107
9.250 1,588.00 176,500.00
XXX XXXXX XX 00000 1 12/22/00 23
0412279044 05 03/01/01 0
0412279044 O 02/01/31
0
4150555 E22/G01 F 44,900.00 ZZ
360 44,879.60 1
9.875 389.89 107
9.375 389.89 42,000.00
XXXXXXXXX XX 00000 1 01/03/01 23
0412280299 05 02/01/01 0
0412280299 O 01/01/31
0
4150556 E22/G01 F 156,700.00 ZZ
360 156,632.51 1
10.125 1,389.65 95
9.875 1,389.65 164,950.00
XXXXXXX XX 00000 1 12/22/00 23
0412281610 09 02/01/01 0
0412281610 N 01/01/31
0
4150558 E22/G01 F 237,250.00 ZZ
360 237,133.30 1
9.500 1,994.93 106
9.000 1,994.93 225,000.00
XXXXXXX XX 00000 1 12/21/00 23
0412288540 05 02/01/01 0
0412288540 O 01/01/31
0
4150579 E22/G01 F 105,050.00 ZZ
360 105,019.94 1
1
12.000 1,080.56 103
11.500 1,080.56 102,000.00
XXXXXXX XX 00000 1 01/02/01 23
0412305310 05 02/01/01 0
0412305310 O 01/01/31
0
4150580 E22/G01 F 114,800.00 ZZ
360 114,751.86 1
10.250 1,028.72 103
9.750 1,028.72 111,490.00
XXXXXX XX 00000 1 01/03/01 23
0412305500 03 02/01/01 0
0412305500 O 01/01/31
0
4150581 E22/G01 F 162,500.00 ZZ
360 162,500.00 1
10.125 1,441.09 100
9.875 1,441.09 162,500.00
XXXXXX XX 00000 1 01/03/01 23
0412312548 05 03/01/01 0
0412312548 O 02/01/31
0
4150632 E86/G01 F 87,630.00 ZZ
360 87,472.68 1
10.850 824.60 100
10.600 824.60 87,630.00
HOOSICK XXXXX XX 00000 1 10/31/00 23
0432566248 05 12/01/00 0
0000075759 O 11/01/30
0
4150749 K15/G01 F 74,800.00 ZZ
180 74,800.00 1
10.250 815.28 103
10.000 815.28 73,000.00
XXXXXXXX XXXXX XX 00000 5 01/05/01 23
0432527851 05 03/01/01 0
007705300100 O 02/01/16
0
4150869 P23/G01 F 104,860.00 ZZ
360 104,860.00 1
10.250 939.65 107
10.000 939.65 98,000.00
XXXXXXXXX XX 00000 5 12/28/00 23
0432530566 05 03/01/01 0
1
WTL000002129 O 02/01/31
0
4151420 U05/G01 F 134,714.00 ZZ
360 134,714.00 1
12.250 1,411.66 103
12.000 1,411.66 130,790.00
XXXXX XXXX XX 00000 1 01/08/01 23
0432563815 05 03/01/01 0
3089959 O 02/01/31
0
4152837 642/G01 F 85,000.00 ZZ
360 84,955.94 1
9.250 699.27 107
9.000 699.27 80,000.00
XXXXXXXXX XX 00000 2 12/18/00 23
0432565307 05 02/01/01 0
11137200 O 01/01/31
0
4153256 286/G01 F 126,100.00 ZZ
360 126,037.97 1
9.500 1,060.32 104
9.250 1,060.32 121,275.00
XXXXXXX XX 00000 1 12/15/00 23
0432552586 01 02/01/01 0
0000159401 O 01/01/31
0
4154474 964/G01 F 116,390.00 ZZ
360 116,390.00 1
9.250 957.51 103
9.000 957.51 113,000.00
XX XXXXXX XX 00000 1 01/09/01 23
0432558864 09 03/01/01 0
95593 O 02/01/31
0
4154540 286/G01 F 123,750.00 ZZ
360 123,690.71 1
9.625 1,051.87 105
9.375 1,051.87 118,500.00
XXXXXXXXX XX 00000 1 12/05/00 23
0432513075 05 02/01/01 0
0009569137 O 01/01/31
0
1
4154619 286/G01 F 70,000.00 ZZ
360 69,967.34 1
9.750 601.41 100
9.500 601.41 70,000.00
XXX XXXXX XX 00000 1 12/20/00 23
0432519494 01 02/01/01 0
0000076315 O 01/01/31
0
4155656 E22/G01 F 181,200.00 ZZ
360 181,115.46 1
9.750 1,556.79 107
9.250 1,556.79 170,000.00
XXXXXXX XX 00000 1 12/01/00 23
0412245938 05 02/01/01 0
0412245938 O 01/01/31
0
4155661 E22/G01 F 205,000.00 ZZ
360 204,901.79 1
9.625 1,742.48 106
9.375 1,742.48 195,000.00
XXXXXXX XX 00000 1 12/28/00 23
0412259764 01 02/01/01 0
0412259764 O 01/01/31
0
4155663 E22/G01 F 154,800.00 ZZ
360 154,603.13 1
9.625 1,315.78 100
9.125 1,315.78 155,000.00
XXX XXXXX XX 00000 1 12/04/00 23
0412263071 05 02/01/01 0
0412263071 O 01/01/31
0
4155680 E22/G01 F 44,650.00 ZZ
360 44,629.17 1
9.750 383.61 95
9.500 383.61 47,000.00
XXXXXXX XX 00000 1 01/04/01 23
0412295628 09 02/01/01 0
0412295628 N 01/01/31
0
4155702 E22/G01 F 178,000.00 ZZ
360 177,921.25 1
10.000 1,562.08 100
9.750 1,562.08 178,000.00
1
XXXXXXXXX XX 00000 1 01/04/01 23
0412304347 05 02/01/01 0
0412304347 O 01/01/31
0
4156216 K15/G01 F 113,300.00 ZZ
360 113,300.00 1
10.500 1,036.40 103
10.250 1,036.40 110,000.00
XXXXXXXXXXXXX XX 00000 2 01/10/01 23
0432537306 05 03/01/01 0
009305300900 O 02/01/31
0
4158419 642/G01 F 166,859.00 ZZ
360 166,817.48 1
12.625 1,797.02 103
12.375 1,797.02 162,000.00
XXXXXXXX XXXXXX XX 00000 1 12/28/00 23
0432519445 05 02/01/01 0
11210000 O 01/01/31
0
4158534 642/G01 F 267,400.00 ZZ
360 267,302.02 1
10.875 2,521.29 102
10.625 2,521.29 263,484.00
XXXXXX XX 00000 1 12/20/00 23
0432530848 03 02/01/01 0
12123300 O 01/01/31
0
4158656 642/G01 F 87,350.00 ZZ
360 87,312.38 1
10.125 774.64 100
9.875 774.64 87,400.00
XXXXXXXX XX 00000 1 12/29/00 23
0432513497 03 02/01/01 0
11101900 O 01/01/31
0
4159497 286/G01 F 179,000.00 ZZ
360 178,926.92 1
10.375 1,620.68 100
10.125 1,620.68 179,000.00
XXXX XXXX XXXX XX 00000 1 12/15/00 23
0432530681 05 02/01/01 0
160150 O 01/01/31
0
1
4159560 642/G01 F 83,000.00 ZZ
360 83,000.00 1
8.875 660.39 107
8.625 660.39 78,000.00
XXXXXX XX 00000 1 01/15/01 23
0432552859 05 03/01/01 0
01125701 O 02/01/31
0
4159642 286/G01 F 156,000.00 ZZ
360 155,932.80 1
10.125 1,383.45 100
9.875 1,383.45 156,000.00
XXXXXXX XX 00000 1 12/15/00 23
0432570729 05 02/01/01 0
0009360505 O 01/01/31
0
4160543 E22/G01 F 250,950.00 ZZ
360 250,832.92 1
9.750 2,156.05 107
9.500 2,156.05 234,545.00
XXXXX XXXXX XX 00000 1 12/29/00 23
0412252652 29 02/01/01 0
0412252652 O 01/01/31
0
4160544 E22/G01 F 25,750.00 ZZ
360 25,750.00 1
11.000 245.22 103
10.750 245.22 25,000.00
XXXXX XX 00000 1 01/05/01 23
0412253502 05 03/01/01 0
0412253502 O 02/01/31
0
4160545 E22/G01 F 92,700.00 ZZ
360 92,666.95 1
11.000 882.80 103
10.500 882.80 90,000.00
XXXXXXX XX 00000 1 01/05/01 23
0412258345 03 02/01/01 0
0412258345 O 01/01/31
0
4160550 E22/G01 F 165,000.00 ZZ
360 165,000.00 1
1
10.125 1,463.26 100
9.875 1,463.26 165,000.00
XXXXX XXXXX XX 00000 1 01/05/01 23
0412277402 05 03/01/01 0
0412277402 O 02/01/31
0
4160558 E22/G01 F 144,000.00 ZZ
360 143,934.58 1
9.875 1,250.42 100
9.375 1,250.42 144,000.00
XXXXXXXX XX 00000 1 01/05/01 23
0412290421 05 02/01/01 0
0412290421 O 01/01/31
0
4160560 E22/G01 F 130,000.00 ZZ
360 130,000.00 1
9.250 1,069.48 104
8.750 1,069.48 125,000.00
XXXXXXXX XX 00000 1 12/28/00 23
0412292898 05 03/01/01 0
0412292898 O 02/01/31
0
4160569 E22/G01 F 155,950.00 ZZ
360 155,892.86 1
10.875 1,470.44 100
10.625 1,470.44 156,000.00
XXXXXX XX 00000 2 12/29/00 23
0412302770 05 02/01/01 0
0412302770 O 01/01/31
0
4160572 E22/G01 F 144,450.00 ZZ
360 144,384.37 1
9.875 1,254.33 107
9.625 1,254.33 135,000.00
XXXXX XXXXXXXXX XX 00000 1 01/05/01 23
0412304495 05 02/01/01 0
0412304495 O 01/01/31
0
4160574 E22/G01 F 47,500.00 ZZ
360 47,479.54 2
10.125 421.24 95
9.875 421.24 50,000.00
XXXXXXXXXX XX 00000 1 01/05/01 23
0412305575 05 02/01/01 0
1
0412305575 N 01/01/31
0
4160575 E22/G01 F 92,550.00 ZZ
360 92,516.09 1
10.875 872.64 103
10.375 872.64 89,900.00
XXXXXXX XX 00000 1 01/05/01 23
0412306094 05 02/01/01 0
0412306094 O 01/01/31
0
4160580 E22/G01 F 82,000.00 ZZ
360 81,962.74 1
9.875 712.05 100
9.375 712.05 82,000.00
XXXXXX XX 00000 1 01/05/01 23
0412309486 07 02/01/01 0
0412309486 O 01/01/31
0
4160796 R74/G01 F 149,800.00 ZZ
360 149,800.00 1
9.450 1,254.14 107
9.200 1,254.14 140,000.00
XXXXXXXX XX 00000 1 01/09/01 23
0432573756 05 03/01/01 0
1010015475 O 02/01/31
0
4160918 N67/G01 F 64,900.00 ZZ
360 64,868.91 1
9.625 551.64 105
9.375 551.64 62,000.00
XXXX XXXXXX XXX XX 00000 1 12/27/00 23
0432525996 01 02/01/01 0
1780004156 O 01/01/31
0
4161508 G75/G01 F 156,550.00 ZZ
360 156,550.00 1
9.500 1,316.36 103
9.250 1,316.36 152,000.00
XXXXXX XX 00000 5 01/09/01 23
0432560134 05 03/01/01 0
04232930 O 02/01/31
0
1
4163858 E87/G01 F 226,840.00 ZZ
360 226,840.00 1
9.000 1,825.21 107
8.750 1,825.21 212,000.00
XXXXXXX XX 00000 1 01/09/01 23
0432558278 01 03/01/01 0
70003177 O 02/01/31
0
4165455 E87/G01 F 184,000.00 ZZ
360 184,000.00 1
9.125 1,497.08 106
8.875 1,497.08 175,000.00
XXXXXX XX 00000 1 01/23/01 23
0432572758 05 03/01/01 0
70003202 O 02/01/31
0
4165741 E22/G01 F 133,900.00 ZZ
360 133,852.26 1
11.000 1,275.16 103
10.750 1,275.16 130,000.00
XXXXXXXXXX XX 00000 2 01/03/01 23
0412245649 05 02/01/01 0
0412245649 O 01/01/31
0
4165747 E22/G01 F 182,000.00 ZZ
360 181,910.48 1
9.500 1,530.35 104
9.250 1,530.35 175,000.00
XXXXXXXXXX XX 00000 1 12/21/00 23
0412282147 05 02/01/01 0
0412282147 O 01/01/31
0
4165760 E22/G01 F 75,000.00 ZZ
360 75,000.00 1
10.000 658.18 100
9.500 658.18 75,000.00
XX XXXXXXXXXX XX 00000 1 01/08/01 23
0412295719 05 03/01/01 0
0412295719 O 02/01/31
0
4165763 E22/G01 F 92,990.00 ZZ
360 92,990.00 1
10.750 868.04 100
10.500 868.04 93,000.00
1
XXXXXX XX 00000 1 01/04/01 23
0412297400 05 03/01/01 0
0412297400 O 02/01/31
0
4165771 E22/G01 F 104,500.00 ZZ
360 104,500.00 2
9.625 888.24 95
9.375 888.24 110,000.00
XXXXX XXXXX XX 00000 1 01/08/01 23
0412304412 05 03/01/01 0
0412304412 N 02/01/31
0
4165773 E22/G01 F 117,500.00 ZZ
360 117,446.62 1
9.875 1,020.31 100
9.375 1,020.31 117,500.00
XXXXX XX 00000 1 12/26/00 23
0412305112 05 02/01/01 0
0412305112 O 01/01/31
0
4165778 E22/G01 F 104,500.00 ZZ
360 104,500.00 2
9.625 888.24 95
9.375 888.24 110,000.00
XXXXX XXXXX XX 00000 1 01/08/01 23
0412308181 05 03/01/01 0
0412308181 N 02/01/31
0
4165780 E22/G01 F 171,000.00 ZZ
360 170,915.89 1
9.500 1,437.86 100
9.250 1,437.86 171,000.00
XXXXXXXX XX 00000 1 12/29/00 23
0412310161 05 02/01/01 0
0412310161 O 01/01/31
0
4165994 T24/G01 F 239,200.00 ZZ
360 239,099.70 1
10.250 2,143.47 104
10.000 2,143.47 230,000.00
XXXXXXXX XX 00000 1 12/21/00 23
0432552594 05 02/01/01 0
09963197 O 01/01/31
0
1
4166021 T24/G01 F 242,050.00 ZZ
360 241,961.31 1
10.875 2,282.27 103
10.625 2,282.27 235,000.00
XXXXX XX 00000 1 12/12/00 23
0432525665 05 02/01/01 0
09788755 O 01/01/31
0
4166304 T24/G01 F 155,150.00 ZZ
360 155,067.44 2
9.125 1,262.35 107
8.875 1,262.35 145,000.00
XXXXXX XX 00000 1 12/07/00 23
0432521391 05 02/01/01 0
09772078 O 01/01/31
0
4166471 642/G01 F 59,614.00 ZZ
360 59,588.32 1
10.125 528.67 107
9.875 528.67 56,000.00
XXXXXXXXX XX 00000 1 12/21/00 23
0432525723 05 02/01/01 0
11207500 O 01/01/31
0
4167022 U05/G01 F 52,500.00 ZZ
360 52,500.00 1
10.875 495.02 103
10.625 495.02 51,000.00
XXXXXXXXXX XX 00000 1 01/12/01 23
0432563674 05 03/01/01 0
3089490 O 02/01/31
0
4167967 T24/G01 F 80,750.00 ZZ
360 80,715.22 1
10.125 716.11 95
9.875 716.11 85,000.00
XXXXXXXXX XX 00000 1 12/08/00 23
0432547917 05 02/01/01 0
09781199 N 01/01/31
0
4171260 E22/G01 F 93,100.00 ZZ
360 93,100.00 1
1
10.125 825.63 95
9.875 825.63 98,000.00
XXX XXXXXX XX 00000 1 01/09/01 23
0412238719 05 03/01/01 0
0412238719 N 02/01/31
0
4171262 E22/G01 F 134,800.00 ZZ
360 134,800.00 1
10.500 1,233.07 99
10.250 1,233.07 137,000.00
XXXXXXXX XX 00000 1 01/09/01 23
0412271629 09 03/01/01 0
0412271629 O 02/01/31
0
4171268 E22/G01 F 40,650.00 ZZ
360 40,650.00 1
12.500 433.84 103
12.000 433.84 39,500.00
XXXXXXXX XX 00000 1 01/09/01 23
0412285371 05 03/01/01 0
0412285371 O 02/01/31
0
4171270 E22/G01 F 140,850.00 ZZ
360 140,850.00 1
9.875 1,223.07 106
9.375 1,223.07 134,000.00
XXXXX XX 00000 1 01/08/01 23
0412288169 09 03/01/01 0
0412288169 O 02/01/31
0
4171281 E22/G01 F 121,900.00 ZZ
360 121,900.00 1
9.875 1,058.52 107
9.625 1,058.52 114,000.00
XXXX XX 00000 5 12/29/00 23
0412303455 05 03/01/01 0
0412303455 O 02/01/31
0
4171283 E22/G01 F 105,000.00 ZZ
360 105,000.00 1
9.750 902.11 103
9.500 902.11 102,500.00
XXXXX XXXX XX 00000 1 01/05/01 23
0412306524 03 03/01/01 0
1
0412306524 O 02/01/31
0
4171287 E22/G01 F 129,650.00 ZZ
360 129,650.00 1
10.125 1,149.77 95
9.875 1,149.77 136,500.00
XXXXXXXX XX 00000 1 01/09/01 23
0412310773 03 03/01/01 0
0412310773 O 02/01/31
0
4171590 642/G01 F 76,200.00 ZZ
360 76,151.19 1
9.625 647.69 107
9.375 647.69 71,300.00
XXXXXXXXX XX 00000 1 12/27/00 23
0432524072 05 02/01/01 0
11140900 O 01/01/31
0
4171617 U05/G01 F 113,500.00 ZZ
360 113,448.43 1
9.875 985.58 105
9.625 985.58 109,000.00
XXXX XX 00000 1 12/21/00 23
0432523454 05 02/01/01 0
3075340 O 01/01/31
0
4171669 286/G01 F 98,000.00 ZZ
360 98,000.00 1
9.375 815.12 105
9.125 815.12 94,000.00
XXXXXXXXX XX 00000 1 01/03/01 23
0432569432 05 03/01/01 0
0000213731 O 02/01/31
0
4172472 286/G01 F 229,200.00 ZZ
360 229,084.26 1
9.375 1,906.37 102
9.125 1,906.37 225,600.00
XXXXXX XX 00000 1 12/28/00 23
0432553808 05 02/01/01 0
000202035 O 01/01/31
0
1
4175285 N67/G01 F 91,200.00 ZZ
360 91,157.45 1
9.750 783.55 104
9.500 783.55 88,225.00
XXXX XXXX XXXX XX 00000 1 01/03/01 23
0432530657 01 02/01/01 0
0000000000 O 01/01/31
0
4176503 E22/G01 F 125,000.00 ZZ
360 125,000.00 1
10.125 1,108.53 100
9.875 1,108.53 125,000.00
XXXXX XX 00000 1 01/05/01 23
0412240053 05 03/01/01 0
0412240053 O 02/01/31
0
4176524 E22/G01 F 40,350.00 ZZ
360 40,332.62 1
10.125 357.83 95
9.875 357.83 42,500.00
XXXXX XX 00000 1 12/29/00 23
0412309221 05 02/01/01 0
0412309221 N 01/01/31
0
4176533 E22/G01 F 192,600.00 ZZ
360 192,600.00 1
10.500 1,761.79 107
10.250 1,761.79 180,000.00
XXXXXXX XX 00000 9 01/05/01 23
0412315350 05 03/01/01 0
0412315350 O 02/01/31
0
4176534 E22/G01 F 79,300.00 ZZ
360 79,300.00 1
10.625 732.81 103
10.125 732.81 77,000.00
XXXXX XX 00000 1 01/10/01 23
0412317430 05 03/01/01 0
0412317430 O 02/01/31
0
4176537 E22/G01 F 144,500.00 ZZ
360 144,500.00 1
9.625 1,228.23 104
9.375 1,228.23 140,000.00
1
XXXXXXX XX 00000 1 01/10/01 23
0412318347 05 03/01/01 0
0412318347 O 02/01/31
0
4176701 U05/G01 F 90,250.00 ZZ
360 90,250.00 1
9.375 750.65 95
9.125 750.65 95,000.00
XXXXXXXXXX XX 00000 1 01/17/01 23
0432570687 05 03/01/01 0
3096039 N 02/01/31
0
4177508 B57/G01 F 267,500.00 ZZ
360 267,378.47 1
9.875 2,322.83 100
9.625 2,322.83 267,500.00
XXX XXXXXXX XX 00000 1 12/18/00 23
0432553741 05 02/01/01 0
2015662 O 01/01/31
0
4177920 K15/G01 F 92,700.00 ZZ
360 92,700.00 1
10.500 847.96 103
10.250 847.96 90,000.00
XXXXX XX 00000 5 01/11/01 23
0432544716 05 03/01/01 0
028005301944 O 02/01/31
0
4180064 642/G01 F 122,570.00 ZZ
360 122,570.00 1
9.875 1,064.33 103
9.625 1,064.33 119,000.00
XXXXXX XXXX XX 00000 1 01/05/01 23
0432530558 07 03/01/01 0
12194100 O 02/01/31
0
4180141 642/G01 F 128,490.00 ZZ
360 128,436.12 1
10.250 1,151.40 100
10.000 1,151.40 129,500.00
XXXXXX XX 00000 1 12/29/00 23
0432557833 05 02/01/01 0
11100800 O 01/01/31
0
1
4180193 526/G01 F 127,200.00 ZZ
360 127,083.94 1
9.875 1,104.54 100
9.625 1,104.54 127,200.00
XXXX XX 00000 1 11/13/00 23
0432530590 05 01/01/01 0
0430170 O 12/01/30
0
4181085 Q64/G01 F 90,950.00 ZZ
360 90,909.76 1
10.000 798.16 107
9.750 798.16 85,000.00
XXXXXXX XX 00000 5 12/29/00 23
0432566065 05 02/01/01 0
0101550309 O 01/01/31
0
4181152 N67/G01 F 272,850.00 ZZ
360 272,722.71 1
9.750 2,344.20 107
9.500 2,344.20 255,000.00
XXXXXXXX XX 00000 2 12/28/00 23
0432557841 05 02/01/01 0
1380001021 O 01/01/31
0
4181660 N67/G01 F 74,900.00 ZZ
360 74,868.59 1
10.250 671.18 107
10.000 671.18 70,000.00
XXXXXXX XX 00000 5 12/29/00 23
0432524726 05 02/01/01 0
1380001151 O 01/01/31
0
4181918 E22/G01 F 120,000.00 ZZ
360 120,000.00 1
9.875 1,042.02 100
9.625 1,042.02 120,000.00
XXXXXXX XX 00000 1 01/11/01 23
0412231615 05 03/01/01 0
0412231615 O 02/01/31
0
4181919 E22/G01 F 159,000.00 ZZ
360 159,000.00 1
1
9.875 1,380.67 100
9.625 1,380.67 159,000.00
XXX XXXXX XX 00000 1 01/05/01 23
0412252777 01 03/01/01 0
0412252777 O 02/01/31
0
4181939 E22/G01 F 123,600.00 ZZ
360 123,600.00 1
9.875 1,073.28 100
9.625 1,073.28 123,600.00
XXXXXXX XX 00000 1 01/10/01 23
0412315764 05 03/01/01 0
0412315764 O 02/01/31
0
4181941 E22/G01 F 125,000.00 ZZ
360 125,000.00 1
9.875 1,085.44 100
9.625 1,085.44 125,000.00
XXXXXXXX XX 00000 1 01/11/01 23
0412318388 05 03/01/01 0
0412318388 O 02/01/31
0
4181945 E22/G01 F 200,850.00 ZZ
360 200,850.00 1
10.375 1,818.51 103
10.125 1,818.51 195,000.00
XXXXXXX XX 00000 1 01/11/01 23
0412321580 03 03/01/01 0
0412321580 O 02/01/31
0
4185032 E82/G01 F 149,900.00 ZZ
360 149,900.00 1
9.875 1,301.65 100
9.625 1,301.65 149,900.00
XXXXXXXXXXX XX 00000 1 01/11/01 23
0400368569 05 03/01/01 0
0400368569 O 02/01/31
0
4186015 624/G01 F 135,000.00 ZZ
360 135,000.00 1
10.625 1,247.53 100
10.375 1,247.53 136,000.00
XXXXXX XX 00000 5 01/09/01 23
0432563260 05 03/01/01 0
1
6650010009F O 02/01/31
0
4188013 Q64/G01 F 119,900.00 ZZ
360 119,846.96 1
10.000 1,052.21 100
9.750 1,052.21 119,900.00
XXXXXX XXXXX XX 00000 1 12/29/00 23
0432531366 03 02/01/01 0
0101549608 O 01/01/31
0
4188028 964/G01 F 136,500.00 ZZ
360 136,500.00 1
12.750 1,483.34 100
12.500 1,483.34 136,500.00
XXXXXX XX 00000 1 01/16/01 23
0432573723 05 03/01/01 0
97690 O 02/01/31
0
4188953 286/G01 F 103,750.00 ZZ
360 103,700.29 1
9.625 881.87 107
9.375 881.87 97,000.00
XXXXX XX 00000 1 12/27/00 23
0432544039 01 02/01/01 0
0000175098 O 01/01/31
0
4190048 E82/G01 F 137,950.00 ZZ
360 137,950.00 1
10.125 1,223.37 100
9.875 1,223.37 137,980.00
XXXXXXXXXX XX 00000 1 01/16/01 23
0400364568 03 03/01/01 0
0400364568 O 02/01/31
0
4190184 T24/G01 F 272,000.00 ZZ
360 271,879.68 1
10.000 2,386.99 100
9.750 2,386.99 274,000.00
XXX XXXXX XX 00000 1 12/11/00 23
0432557825 05 02/01/01 0
0978391 O 01/01/31
0
1
4190628 E22/G01 F 89,300.00 ZZ
360 89,300.00 1
10.875 842.00 103
10.625 842.00 86,721.00
XXXXXXXX XX 00000 1 01/12/01 23
0412290272 05 03/01/01 0
0412290272 O 02/01/31
0
4190641 E22/G01 F 115,260.00 T
360 115,260.00 1
9.875 1,000.86 107
9.625 1,000.86 107,720.00
XXXXXXXX XX 00000 1 01/05/01 23
0412302093 03 03/01/01 0
0412302093 O 02/01/31
0
4190642 E22/G01 F 85,050.00 ZZ
360 85,050.00 1
10.375 770.05 107
10.125 770.05 79,500.00
XXXXXXXXX XX 00000 2 01/08/01 23
0412305658 05 03/01/01 0
0412305658 O 02/01/31
0
4190643 E22/G01 F 113,450.00 ZZ
360 113,450.00 1
9.875 985.14 100
9.625 985.14 113,500.00
XXXXXXXXXXX XX 00000 1 01/12/01 23
0412305674 05 03/01/01 0
0412305674 O 02/01/31
0
4190653 E22/G01 F 130,800.00 ZZ
360 130,800.00 1
9.625 1,111.79 107
9.375 1,111.79 122,500.00
XXXXXXXXX XX 00000 1 01/15/01 23
0412314544 05 03/01/01 0
0412314544 O 02/01/31
0
4190658 E22/G01 F 179,000.00 ZZ
360 179,000.00 1
10.125 1,587.41 100
9.875 1,587.41 179,000.00
1
XXXXX XX 00000 1 01/12/01 23
0412317026 05 03/01/01 0
0412317026 O 02/01/31
0
4190659 E22/G01 F 94,200.00 ZZ
360 94,200.00 1
10.250 844.13 100
10.000 844.13 94,200.00
THE XXXXXXXXX XX 00000 1 01/10/01 23
0412317737 03 03/01/01 0
0412317737 O 02/01/31
0
4190662 E22/G01 F 119,950.00 ZZ
360 119,950.00 1
10.000 1,052.65 100
9.750 1,052.65 120,000.00
XXXXXXX XX 00000 1 01/12/01 23
0412320368 05 03/01/01 0
0412320368 O 02/01/31
0
4190668 E22/G01 F 252,250.00 ZZ
360 252,250.00 1
9.750 2,167.22 103
9.500 2,167.22 244,950.00
XXXXXXX XX 00000 1 01/10/01 23
0412324980 05 03/01/01 0
0412324980 O 02/01/31
0
4190860 526/G01 F 123,600.00 ZZ
360 123,489.16 1
10.125 1,096.11 100
9.875 1,096.11 123,600.00
XXXX XX 00000 1 11/14/00 23
0432551901 05 01/01/01 0
0429452 O 12/01/30
0
4191180 N67/G01 F 200,000.00 ZZ
360 200,000.00 1
10.125 1,773.65 100
9.875 1,773.65 200,000.00
XXXXXXXXX XX 00000 1 01/05/01 23
0432552628 03 03/01/01 0
1380001193 O 02/01/31
0
1
4192003 T24/G01 F 194,150.00 ZZ
360 194,064.11 1
10.000 1,703.81 100
9.750 1,703.81 194,154.00
XXXXXXXX XX 00000 1 12/21/00 23
0432557791 05 02/01/01 0
09788103 O 01/01/31
0
4192311 664/G01 F 193,400.00 ZZ
360 193,316.70 1
10.125 1,715.11 104
9.875 1,715.11 187,000.00
XXXXX XX 00000 1 12/01/00 23
0432564441 05 02/01/01 0
0003637501 O 01/01/31
0
4192390 147/G01 F 134,800.00 ZZ
360 134,740.36 1
10.000 1,182.97 107
9.750 1,182.97 126,000.00
XXXXXXXX XX 00000 5 12/29/00 23
0432549459 05 02/01/01 0
9944511 O 01/01/31
0
4192747 147/G01 F 65,800.00 ZZ
360 65,772.40 1
10.250 589.64 107
10.000 589.64 61,500.00
XXXXXXXXXX XX 00000 1 12/28/00 23
0432549467 05 02/01/01 0
10709714 O 01/01/31
0
4193060 664/G01 F 120,950.00 ZZ
360 120,840.79 1
10.125 1,072.62 100
9.875 1,072.62 120,950.00
XXXXXXXXXX XX 00000 1 12/08/00 23
0432540136 05 01/01/01 0
0003714441 O 12/01/30
0
4195040 E22/G01 F 176,900.00 ZZ
360 176,900.00 1
1
13.000 1,956.87 100
12.500 1,956.87 176,900.00
XXXXXXXX XX 00000 1 01/03/01 23
0412247504 03 03/01/01 0
0412247504 O 02/01/31
0
4195065 E22/G01 F 156,700.00 ZZ
360 156,700.00 1
9.500 1,317.62 104
9.250 1,317.62 150,810.00
XXXXXXXX XX 00000 1 01/09/01 23
0412305716 05 03/01/01 0
0412305716 O 02/01/31
0
4195089 E22/G01 F 124,000.00 ZZ
360 124,000.00 1
9.875 1,076.76 100
9.625 1,076.76 124,000.00
XX XXXXXXX XX 00000 1 01/16/01 23
0412322000 05 03/01/01 0
0412322000 O 02/01/31
0
4195095 E22/G01 F 185,400.00 ZZ
360 185,400.00 1
10.625 1,713.28 103
10.375 1,713.28 180,000.00
XXXXXXXX XX 00000 1 01/12/01 23
0412331365 05 03/01/01 0
0412331365 O 02/01/31
0
4196127 T24/G01 F 121,800.00 ZZ
360 121,748.93 1
10.250 1,091.45 100
10.000 1,091.45 121,800.00
XXXXXXXXX XX 00000 1 12/29/00 23
0432564631 05 02/01/01 0
09780996 O 01/01/31
0
4197672 147/G01 F 272,900.00 ZZ
360 272,788.59 1
10.375 2,470.86 100
10.125 2,470.86 274,000.00
XXX XXXXX XX 00000 1 12/26/00 23
0432549418 05 02/01/01 0
1
10410587 O 01/01/31
0
4200001 E22/G01 F 57,000.00 ZZ
360 57,000.00 2
10.125 505.49 95
9.875 505.49 60,000.00
XXXXXXX XX 00000 1 01/17/01 23
0412169096 05 03/01/01 0
0412169096 N 02/01/31
0
4200002 E22/G01 F 38,000.00 ZZ
360 38,000.00 1
10.125 336.99 100
9.875 336.99 38,000.00
XXXX XX 00000 1 01/10/01 23
0412198749 05 03/01/01 0
0412198749 O 02/01/31
0
4200012 E22/G01 F 115,560.00 ZZ
360 115,560.00 1
9.500 971.69 107
9.250 971.69 108,000.00
XXXXXXXXXXX XX 00000 1 01/08/01 23
0412291429 05 03/01/01 0
0412291429 O 02/01/31
0
4200017 E22/G01 F 37,550.00 ZZ
360 37,550.00 1
11.125 361.15 102
10.875 361.15 37,000.00
XXXXXX XX 00000 9 01/11/01 23
0412299984 05 03/01/01 0
0412299984 O 02/01/31
0
4200039 E22/G01 F 118,300.00 ZZ
360 118,300.00 1
9.500 994.73 103
9.250 994.73 114,900.00
XXXXXX XX 00000 1 01/12/01 23
0412331753 05 03/01/01 0
0412331753 O 02/01/31
0
1
4200080 T24/G01 F 181,400.00 ZZ
360 181,300.91 1
9.000 1,459.59 105
8.750 1,459.59 174,000.00
XXXXXXX XX 00000 1 12/22/00 23
0432561231 01 02/01/01 0
09785541 O 01/01/31
0
4200091 T24/G01 F 199,600.00 ZZ
360 199,514.03 1
10.125 1,770.10 106
9.875 1,770.10 189,000.00
XXXXXXXX XX 00000 1 12/22/00 23
0432567493 05 02/01/01 0
09781758 O 01/01/31
0
4202586 N67/G01 F 112,100.00 ZZ
360 112,100.00 1
10.125 994.13 95
9.875 994.13 118,000.00
XXXXXXX XX 00000 1 01/11/01 23
0432559995 05 03/01/01 0
1380001201 N 02/01/31
0
4203022 R17/G01 F 148,000.00 ZZ
360 147,937.94 1
10.250 1,326.23 100
10.000 1,326.23 148,000.00
XXXXXXXXX XXXXX XX 00000 1 12/15/00 01
0432567881 03 02/01/01 35
1000014011 O 01/01/31
0
4205724 286/G01 F 91,800.00 ZZ
360 91,800.00 1
10.500 839.74 104
10.250 839.74 88,775.00
XXXXXX XXXXX XX 00000 1 01/05/01 23
0432562767 05 03/01/01 0
133830 O 02/01/31
0
4205729 286/G01 F 179,750.00 ZZ
360 179,674.61 1
10.250 1,610.75 107
10.000 1,610.75 168,000.00
1
XXX XXXXX XX 00000 2 12/15/00 23
0432561280 05 02/01/01 0
211740 O 01/01/31
0
4206034 E22/G01 F 61,250.00 ZZ
360 61,250.00 1
11.750 618.26 103
11.250 618.26 59,500.00
XXXXXXXXX XX 00000 1 01/18/01 23
0412281495 05 03/01/01 0
0412281495 O 02/01/31
0
4206051 E22/G01 F 41,050.00 ZZ
360 41,050.00 1
13.375 466.16 103
12.875 466.16 39,900.00
XXXXXXXXXX XX 00000 1 01/16/01 23
0412310849 05 03/01/01 0
0412310849 O 02/01/31
0
4206069 E22/G01 F 195,200.00 ZZ
360 195,200.00 2
9.875 1,695.02 100
9.625 1,695.02 195,200.00
XXXXXX XX 00000 1 01/17/01 23
0412319907 05 03/01/01 0
0412319907 O 02/01/31
0
4206073 E22/G01 F 132,000.00 ZZ
360 132,000.00 1
9.250 1,085.93 100
9.000 1,085.93 132,000.00
XXXXXXXXXX XX 00000 1 01/18/01 23
0412325334 05 03/01/01 0
0412325334 O 02/01/31
0
4206691 286/G01 F 100,000.00 ZZ
360 99,948.15 1
9.250 822.68 107
9.000 822.68 94,000.00
XXXXXX XX 00000 2 12/27/00 23
0432559805 05 02/01/01 0
235901 O 01/01/31
0
1
4208900 M43/G01 F 267,500.00 ZZ
360 267,381.41 1
9.990 2,345.53 107
9.740 2,345.53 250,000.00
XXXXXXXXX XX 00000 1 12/08/00 23
0432553188 05 02/01/01 0
9999999117 O 01/01/31
0
4209032 642/G01 F 114,000.00 ZZ
360 114,000.00 1
10.125 1,010.98 95
9.875 1,010.98 120,000.00
XXXXXX XX 00000 1 01/04/01 23
0432563534 05 03/01/01 0
11107300 N 02/01/31
0
4211548 E22/G01 F 79,150.00 ZZ
360 79,115.91 1
10.125 701.92 107
9.875 701.92 74,000.00
XXX XXXXXX XX 00000 1 12/08/00 23
0412258063 01 02/01/01 0
0412258063 O 01/01/31
0
4211556 E22/G01 F 118,650.00 ZZ
360 118,650.00 1
9.875 1,030.30 95
9.625 1,030.30 124,900.00
XXXXXXX XX 00000 1 01/19/01 23
0412289662 05 03/01/01 0
0412289662 N 02/01/31
0
4211563 E22/G01 F 110,200.00 ZZ
360 110,200.00 2
9.625 936.69 95
9.375 936.69 116,000.00
XXXXX XXXXX XX 00000 1 01/19/01 23
0412308736 05 03/01/01 0
0412308736 N 02/01/31
0
4211564 E22/G01 F 75,950.00 ZZ
360 75,950.00 2
1
10.750 708.98 100
10.500 708.98 76,000.00
XXXXXXXXXX XX 00000 1 01/19/01 23
0412309296 05 03/01/01 0
0412309296 O 02/01/31
0
4211565 E22/G01 F 124,450.00 ZZ
360 124,450.00 1
12.625 1,340.28 100
12.125 1,340.28 124,900.00
XXXXXXXXX XX 00000 1 01/12/01 23
0412309791 05 03/01/01 0
0412309791 O 02/01/31
0
4211566 E22/G01 F 77,250.00 ZZ
360 77,250.00 1
10.625 713.87 103
10.375 713.87 75,000.00
XXXXXXXX XX 00000 1 01/19/01 23
0412312274 05 03/01/01 0
0412312274 O 02/01/31
0
4211571 E22/G01 F 234,800.00 ZZ
360 234,800.00 1
9.875 2,038.88 100
9.375 2,038.88 234,800.00
XXXXXXXX XX 00000 1 01/19/01 23
0412319204 05 03/01/01 0
0412319204 O 02/01/31
0
4211575 E22/G01 F 123,050.00 ZZ
360 123,050.00 1
9.500 1,034.67 107
9.000 1,034.67 115,000.00
XXXXXXXXXX XX 00000 1 01/16/01 23
0412322901 05 03/01/01 0
0412322901 O 02/01/31
0
4211588 E22/G01 F 218,400.00 ZZ
360 218,400.00 1
9.875 1,896.47 95
9.625 1,896.47 229,900.00
XXXXXX XX 00000 1 01/19/01 23
0412341570 03 03/01/01 0
1
0412341570 N 02/01/31
0
4212239 642/G01 F 201,138.00 ZZ
360 201,055.89 1
10.375 1,821.12 107
10.125 1,821.12 188,000.00
XXXXXX XX 00000 1 12/27/00 23
0432566198 03 02/01/01 0
12144100 O 01/01/31
0
4215834 526/G01 F 114,330.00 ZZ
360 114,168.68 1
9.750 982.27 103
9.500 982.27 111,000.00
XXXXXXXXXXX XX 00000 1 11/01/00 23
0432561082 05 12/01/00 0
0426453 O 11/01/30
0
4217130 E22/G01 F 99,000.00 ZZ
360 99,000.00 1
9.750 850.56 107
9.250 850.56 93,000.00
XXXXXXXXXX XX 00000 1 01/22/01 23
0412242034 01 03/01/01 0
0412242034 O 02/01/31
0
4217147 E22/G01 F 47,050.00 ZZ
360 47,050.00 2
9.625 399.92 107
9.375 399.92 44,000.00
XXX XXXXXXX XX 00000 1 01/22/01 23
0412313744 05 03/01/01 0
0412313744 O 02/01/31
0
4217393 E82/G01 F 63,600.00 ZZ
360 63,600.00 2
9.875 552.27 95
9.625 552.27 67,000.00
XXXXXX XX 00000 1 01/22/01 23
0400376372 05 03/01/01 0
0400376372 N 02/01/31
0
1
4217394 E82/G01 F 62,700.00 ZZ
360 62,700.00 2
9.875 544.45 95
9.625 544.45 66,000.00
XXXXXX XX 00000 1 01/22/01 23
0400376398 05 03/01/01 0
0400376398 N 02/01/31
0
4220973 T24/G01 F 257,000.00 ZZ
360 257,000.00 1
10.500 2,350.88 99
10.250 2,350.88 260,000.00
XXXXXXXXX XX 00000 5 01/05/01 23
0432572154 09 03/01/01 0
09961630 O 02/01/31
0
4221137 T24/G01 F 232,767.00 ZZ
360 232,767.00 1
9.500 1,957.23 100
9.250 1,957.23 233,000.00
XXXXXXXXXX XX 00000 1 01/03/01 23
0432565836 03 03/01/01 0
09757981 O 02/01/31
0
4221244 T24/G01 F 56,050.00 ZZ
360 56,050.00 1
9.750 481.56 104
9.500 481.56 53,900.00
XXXX XXXXXX XX 00000 1 01/09/01 23
0432562213 05 03/01/01 0
09961612 O 02/01/31
0
4221424 T24/G01 F 205,000.00 ZZ
360 205,000.00 1
10.000 1,799.02 100
9.750 1,799.02 205,000.00
XXX XXXXX XX 00000 1 12/26/00 23
0432565844 05 03/01/01 0
09782281 O 02/01/31
0
4222574 E22/G01 F 53,500.00 ZZ
360 53,500.00 1
10.000 469.50 107
9.750 469.50 50,000.00
1
XXXXXXXX XX 00000 1 01/23/01 23
0412289761 07 03/01/01 0
0412289761 O 02/01/31
0
4222579 E22/G01 F 103,950.00 ZZ
360 103,950.00 1
11.000 989.94 100
10.500 989.94 104,000.00
XXXXXXX XX 00000 1 01/23/01 23
0412308587 05 03/01/01 0
0412308587 O 02/01/31
0
4222590 E22/G01 F 248,000.00 ZZ
360 248,000.00 1
9.250 2,040.24 100
8.750 2,040.24 248,000.00
XXXX XXXXXX XX 00000 1 01/11/01 23
0412318412 05 03/01/01 0
0412318412 O 02/01/31
0
4222591 E22/G01 F 222,550.00 ZZ
360 222,550.00 1
9.875 1,932.51 107
9.375 1,932.51 208,000.00
XXXXX XX 00000 1 01/23/01 23
0412320020 05 03/01/01 0
0412320020 O 02/01/31
0
4222593 E22/G01 F 190,100.00 ZZ
360 190,100.00 1
12.250 1,992.05 103
11.750 1,992.05 184,575.00
XXXXXXXX XXXXX XX 00000 1 01/23/01 23
0412322356 03 03/01/01 0
0412322356 O 02/01/31
0
4222597 E22/G01 F 131,000.00 ZZ
360 131,000.00 2
9.375 1,089.59 106
9.125 1,089.59 124,000.00
XXXXXXXXXX XX 00000 1 01/23/01 23
0412323925 05 03/01/01 0
0412323925 O 02/01/31
0
1
4222611 E22/G01 F 169,950.00 ZZ
360 169,950.00 1
10.375 1,538.74 103
10.125 1,538.74 165,000.00
XXXXXXXXXX XX 00000 1 01/23/01 23
0412346009 03 03/01/01 0
0412346009 O 02/01/31
0
4224873 286/G01 F 89,070.00 ZZ
360 89,070.00 1
10.000 781.66 105
9.750 781.66 85,000.00
XXXXXXXXXX XX 00000 1 01/12/01 23
0432568137 05 03/01/01 0
0000236512 O 02/01/31
0
4225418 286/G01 F 80,000.00 ZZ
360 80,000.00 1
9.875 694.68 100
9.625 694.68 80,000.00
XXXXXXXXXXXX XX 00000 1 01/16/01 23
0432567931 05 03/01/01 0
0225839 O 02/01/31
0
4227388 E22/G01 F 183,550.00 ZZ
360 183,550.00 1
9.875 1,593.85 100
9.375 1,593.85 183,552.00
XXX XXXXX XX 00000 1 01/16/01 23
0412322216 03 03/01/01 0
0412322216 O 02/01/31
0
4227394 E22/G01 F 106,500.00 ZZ
360 106,500.00 1
9.625 905.24 100
9.125 905.24 106,500.00
XXXXXX XXXXXXX XX 00000 1 01/24/01 23
0412325615 01 03/01/01 0
0412325615 O 02/01/31
0
4227395 E22/G01 F 269,850.00 ZZ
360 269,850.00 1
1
10.375 2,443.24 103
10.125 2,443.24 262,000.00
XXXXXXXXX XX 00000 1 01/24/01 23
0412326035 03 03/01/01 0
0412326035 O 02/01/31
0
4232061 E22/G01 F 150,350.00 ZZ
360 150,350.00 1
11.000 1,431.82 103
10.500 1,431.82 146,000.00
XXXXXX XX 00000 1 01/25/01 23
0412293680 05 03/01/01 0
0412293680 O 02/01/31
0
4232066 E22/G01 F 78,850.00 ZZ
360 78,850.00 1
12.625 849.19 100
12.125 849.19 78,900.00
XXXXXX XX 00000 1 01/25/01 23
0412306490 01 03/01/01 0
0412306490 O 02/01/31
0
4232071 E22/G01 F 176,900.00 ZZ
360 176,900.00 1
9.375 1,471.36 100
9.125 1,471.36 176,900.00
XXXXXXXX XX 00000 1 01/19/01 23
0412318941 05 03/01/01 0
0412318941 O 02/01/31
0
4232077 E22/G01 F 89,250.00 ZZ
360 89,250.00 1
9.625 758.62 107
9.375 758.62 83,500.00
XXXXXXX XX 00000 1 01/19/01 23
0412327314 05 03/01/01 0
0412327314 O 02/01/31
0
4232078 E22/G01 F 262,500.00 ZZ
360 262,500.00 1
9.625 2,231.22 100
9.125 2,231.22 262,500.00
XXXX XXXXXX XX 00000 1 01/25/01 23
0412327900 03 03/01/01 0
1
0412327900 O 02/01/31
0
4232082 E22/G01 F 184,950.00 ZZ
360 184,950.00 1
9.750 1,589.01 100
9.500 1,589.01 184,950.00
XXXXXX XX 00000 1 01/18/01 23
0412334666 05 03/01/01 0
0412334666 O 02/01/31
0
4232083 E22/G01 F 57,650.00 ZZ
360 57,650.00 1
10.375 521.97 103
10.125 521.97 56,000.00
XXXXXXX XX 00000 1 01/25/01 23
0412340655 05 03/01/01 0
0412340655 O 02/01/31
0
4232532 E82/G01 F 145,000.00 ZZ
360 145,000.00 1
12.625 1,561.60 100
12.375 1,561.60 145,000.00
XXXXXXXXXX XX 00000 1 01/25/01 23
0400366662 05 03/01/01 0
0400366662 O 02/01/31
0
4232534 E82/G01 F 155,500.00 ZZ
360 155,500.00 1
9.625 1,321.73 100
9.375 1,321.73 156,900.00
XXXXXXXXXXXXXX XX 00000 1 01/25/01 23
0400374500 05 03/01/01 0
0400374500 O 02/01/31
0
4233543 964/G01 F 145,220.00 ZZ
360 145,220.00 1
9.500 1,221.09 106
9.250 1,221.09 137,000.00
XXX XXXXX XX 00000 1 01/17/01 23
0432567634 03 03/01/01 0
95815 O 02/01/31
0
1
4235068 696/G01 F 200,500.00 ZZ
360 200,500.00 1
10.000 1,759.53 100
9.750 1,759.53 201,000.00
XXXXXX XXXXXX XX 00000 5 01/19/01 23
0432564573 05 03/01/01 0
31100133 O 02/01/31
0
4237100 E22/G01 F 157,350.00 ZZ
360 157,350.00 1
12.000 1,618.52 100
11.750 1,618.52 157,500.00
XXXXXXXXXXX XX 00000 1 01/26/01 23
0412251308 05 03/01/01 0
0412251308 O 02/01/31
0
4237101 E22/G01 F 33,000.00 ZZ
360 33,000.00 2
9.875 286.56 100
9.625 286.56 33,000.00
XXXXXX XX 00000 1 01/26/01 23
0412292344 05 03/01/01 0
0412292344 O 02/01/31
0
4237121 E22/G01 F 162,400.00 ZZ
360 162,400.00 1
9.750 1,395.27 107
9.500 1,395.27 151,797.00
XXXXXXXX XX 00000 1 01/26/01 23
0412318958 09 03/01/01 0
0412318958 O 02/01/31
0
4237123 E22/G01 F 55,000.00 ZZ
360 55,000.00 2
9.625 467.49 100
9.375 467.49 55,000.00
XXX XXXXXXX XX 00000 9 01/22/01 23
0412322067 05 03/01/01 0
0412322067 O 02/01/31
0
4237131 E22/G01 F 190,900.00 ZZ
360 190,900.00 1
9.875 1,657.68 102
9.625 1,657.68 188,000.00
1
XXXXXXXXXXX XX 00000 1 01/26/01 23
0412331449 05 03/01/01 0
0412331449 O 02/01/31
0
4237132 E22/G01 F 74,100.00 ZZ
360 74,100.00 1
9.875 643.45 95
9.625 643.45 78,000.00
XXXXXXX XX 00000 1 01/26/01 23
0412331514 05 03/01/01 0
0412331514 N 02/01/31
0
4237135 E22/G01 F 47,050.00 ZZ
360 47,050.00 1
9.875 408.56 107
9.625 408.56 44,000.00
XXXX XXXXX XX 00000 1 01/26/01 23
0412334260 05 03/01/01 0
0412334260 O 02/01/31
0
4237145 E22/G01 F 72,650.00 ZZ
360 72,650.00 1
9.750 624.18 95
9.250 624.18 76,500.00
XXXXXX XX 00000 1 01/26/01 23
0412343311 05 03/01/01 0
0412343311 N 02/01/31
0
4237153 E22/G01 F 244,950.00 ZZ
360 244,950.00 1
9.000 1,970.92 105
8.750 1,970.92 235,000.00
XXXXXX XX 00000 1 01/26/01 23
0412350373 05 03/01/01 0
0412350373 O 02/01/31
0
4237154 E22/G01 F 109,500.00 ZZ
360 109,500.00 1
9.125 890.93 103
8.625 890.93 106,400.00
XXXXXXXX XX 00000 1 01/24/01 23
0412350621 05 03/01/01 0
0412350621 O 02/01/31
0
1
4243393 E22/G01 F 223,500.00 ZZ
360 223,500.00 1
10.625 2,065.36 103
10.375 2,065.36 217,550.00
XXXXXXXXXX XX 00000 1 01/17/01 23
0412294357 05 03/01/01 0
0412294357 O 02/01/31
0
4243444 E22/G01 F 210,000.00 ZZ
360 210,000.00 1
9.250 1,727.62 106
8.750 1,727.62 199,000.00
XXXXXXXX XX 00000 5 01/19/01 23
0412339608 03 03/01/01 0
0412339608 O 02/01/31
0
4251926 E82/G01 F 100,000.00 ZZ
360 100,000.00 1
10.750 933.48 100
10.500 933.48 100,000.00
XXXXXXXXXXXX XX 00000 1 01/29/01 23
0400368551 05 03/01/01 0
134668 O 02/01/31
0
TOTAL NUMBER OF LOANS : 1,292
TOTAL ORIGINAL BALANCE : 173,801,394.00
TOTAL PRINCIPAL BALANCE : 173,619,819.46
TOTAL ORIGINAL P+I : 1,548,743.14
TOTAL CURRENT P+I : 1,548,743.13
***************************
* END OF REPORT *
***************************
1
RUN ON : 02/21/01 RFC DISCLOSURE SYSTEM RFFSDFIX-01
AT : 20.29.12 FIXED PASSTHRU REPORT AMORTIZED BALANCE
SERIES : RAMP 2001-RZ1 GROUP II CUTOFF : 02/01/01
POOL : 0004484
:
:
POOL STATUS: F
RFC LOAN NUMBER SUB SERV FEE
PRINCIPAL BALANCE MSTR SERV FEE
CURR NOTE RATE ALL EXP
RFC NET RATE MISC EXP
NET MTG RATE(INVSTR RATE) SPREAD
POST STRIP RATE STRIP
----------------------------------------------------------------------
1999535 .2500
327,381.37 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3771328 .2500
299,530.84 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3781005 .2500
279,365.08 .0800
8.8750 .0000
8.6250 .0000
8.5450 .0000
.0000 8.5450
3781156 .2500
302,115.13 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
3822004 .2500
282,695.37 .0800
11.3750 .0000
11.1250 .0000
11.0450 .0000
.0000 ******
3861628 .2500
312,445.96 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
1
3863352 .2500
289,605.32 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3869334 .2500
299,587.73 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3887349 .2500
315,776.85 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3902933 .2500
285,378.95 .0800
8.8750 .0000
8.6250 .0000
8.5450 .0000
.0000 8.5450
3907973 .2500
293,516.05 .0800
9.2500 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
3923608 .2500
287,988.77 .0800
11.0000 .0000
10.7500 .0000
10.6700 .0000
.0000 ******
3924342 .2500
287,504.36 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
3939808 .5000
299,077.39 .0800
9.7500 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
1
3939847 .2500
278,606.33 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3944040 .2500
291,657.31 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
3945828 .5000
299,553.80 .0800
9.5000 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
3948792 .2500
279,654.10 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
3960509 .2500
284,746.79 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
3962693 .2500
384,684.30 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
3965541 .2500
281,156.56 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
3975849 .2500
362,933.56 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1
3977106 .2500
311,108.25 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
3981695 .5000
285,724.88 .0800
9.6250 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
3989721 .2500
287,728.47 .0800
10.8750 .0000
10.6250 .0000
10.5450 .0000
.0000 ******
3997288 .2500
311,860.92 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4000952 .2500
334,586.23 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4001917 .5000
299,718.94 .0800
9.7500 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4007751 .2500
343,879.53 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4011214 .2500
293,531.94 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1
4012733 .5000
288,629.42 .0800
9.7500 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4020000 .2500
277,946.16 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4022713 .2500
313,847.80 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4022724 .5000
328,333.85 .0800
9.6250 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
4028352 .2500
355,976.19 .0800
9.7500 .0000
9.5000 .0000
9.4200 .0000
.0000 9.4200
4031295 .2500
351,695.48 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4034186 .5000
299,726.28 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4038667 .2500
345,792.83 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1
4039661 .2500
299,669.30 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4041088 .2500
291,297.78 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4041258 .2500
278,851.52 .0800
9.1250 .0000
8.8750 .0000
8.7950 .0000
.0000 8.7950
4043508 .2500
381,641.47 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4047597 .2500
285,741.49 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
4048119 .2500
287,244.04 .0800
9.9900 .0000
9.7400 .0000
9.6600 .0000
.0000 9.6600
4049562 .2500
289,742.35 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4055501 .2500
322,730.31 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
1
4063560 .2500
281,642.81 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4063909 .2500
355,350.00 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4064736 .2500
349,000.00 .0800
9.3750 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
4067968 .2500
278,765.02 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4073839 .2500
283,607.16 .0800
9.3750 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
4077308 .5000
326,901.46 .0800
9.8750 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4077316 .5000
299,870.78 .0800
10.1250 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4093677 .2500
309,816.53 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
1
4098405 .5000
304,807.73 .0800
9.7500 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4104008 .2500
360,340.52 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4104402 .2500
308,328.74 .0800
9.2500 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
4104537 .2500
358,268.98 .0800
9.3750 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
4109909 .5000
363,201.50 .0800
9.0000 .0000
8.5000 .0000
8.4200 .0000
.0000 8.4200
4114610 .2500
342,781.31 .0800
9.5000 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4119464 .2500
299,870.78 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4120077 .2500
339,861.20 .0800
10.3750 .0000
10.1250 .0000
10.0450 .0000
.0000 ******
1
4122384 .5000
293,405.61 .0800
9.5000 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
4125628 .5000
277,886.51 .0800
10.3750 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
4125672 .5000
344,839.05 .0800
9.7500 .0000
9.2500 .0000
9.1700 .0000
.0000 9.1700
4127008 .2500
311,239.43 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4128169 .2500
278,440.55 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4132188 .2500
288,861.55 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4134789 .2500
299,867.29 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4137126 .2500
286,335.92 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
1
4139042 .2500
298,756.81 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4142058 .5000
298,341.15 .0800
9.1250 .0000
8.6250 .0000
8.5450 .0000
.0000 8.5450
4146016 .2500
300,000.00 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4150530 .2500
359,827.54 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4160583 .2500
299,880.78 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
4165973 .2500
298,874.62 .0800
10.2500 .0000
10.0000 .0000
9.9200 .0000
.0000 9.9200
4166333 .2500
307,877.60 .0800
10.5000 .0000
10.2500 .0000
10.1700 .0000
.0000 ******
4171445 .2500
349,337.00 .0800
10.1250 .0000
9.8750 .0000
9.7950 .0000
.0000 9.7950
1
4176538 .2500
298,000.00 .0800
10.0000 .0000
9.7500 .0000
9.6700 .0000
.0000 9.6700
4190667 .5000
293,280.00 .0800
9.3750 .0000
8.8750 .0000
8.7950 .0000
.0000 8.7950
4192643 .2500
343,843.71 .0800
9.8750 .0000
9.6250 .0000
9.5450 .0000
.0000 9.5450
4195078 .5000
347,750.00 .0800
9.5000 .0000
9.0000 .0000
8.9200 .0000
.0000 8.9200
4211569 .5000
328,400.00 .0800
9.1250 .0000
8.6250 .0000
8.5450 .0000
.0000 8.5450
4220750 .2500
290,000.00 .0800
9.6250 .0000
9.3750 .0000
9.2950 .0000
.0000 9.2950
4227407 .2500
331,700.00 .0800
9.3750 .0000
9.1250 .0000
9.0450 .0000
.0000 9.0450
TOTAL NUMBER OF LOANS: 85
TOTAL BALANCE........: 26,381,126.99
1
RUN ON : 02/21/01 RFC DISCLOSURE SYSTEM RFFSDFIX-01
AT : 20.29.12 INITIAL SECURITY FEES AMORTIZED BALANCE
SERIES : RAMP 2001-RZ1 GRO FIXED SUMMARY REPORT CUTOFF : 02/01/01
POOL : 0004484
:
:
POOL STATUS: F
WEIGHTED AVERAGES FROM TO
---------------------------------------------------------------------------
CURR NOTE RATE 9.8412 8.8750 11.3750
RFC NET RATE 9.5383 8.5000 11.1250
NET MTG RATE(INVSTR RATE) 9.4583 8.4200 11.0450
POST STRIP RATE .0000 .0000 .0000
SUB SERV FEE .3029 .2500 .5000
MSTR SERV FEE .0800 .0800 .0800
ALL EXP .0000 .0000 .0000
MISC EXP .0000 .0000 .0000
SPREAD .0000 .0000 .0000
STRIP 9.4583 8.4200 11.0450
TOTAL NUMBER OF LOANS: 85
TOTAL BALANCE........: 26,381,126.99
***************************
* END OF REPORT *
***************************
1
RUN ON : 02/21/01 RFC DISCLOSURE SYSTEM RFFSD177-01
AT : 20.29.12 FIXED RATE LOAN LISTING AMORTIZED BALANCE
SERIES : RAMP 2001-RZ1 CUTOFF : 02/01/01
POOL : 0004484
:
:
POOL STATUS: F
RFC LOAN # S/S CODE PMT TYPE ORIGINAL BAL LOAN FEATURE
ORIG TERM PRINCIPAL BAL # OF UNITS
ORIG RATE ORIGINAL P+I LTV
CURR NET CURRENT P+I VALUE
CITY STATE ZIP LOAN PURP NOTE DATE MI CO CODE
SERVICER LOAN # PROP TYPE 1ST PMT DATE MI CVG
SELLER LOAN # OCCP CODE MATURITY DATE
INVESTOR LOAN #
______________________________________________________________________________
1999535 T24/G01 F 328,100.00 ZZ
360 327,381.37 1
10.125 2,909.67 107
9.875 2,909.67 307,500.00
XXX XXXXX XX 00000 1 08/16/00 23
0432286649 03 10/01/00 0
09741316 O 09/01/30
0
3771328 664/G01 F 300,000.00 ZZ
360 299,530.84 1
9.875 2,605.05 97
9.625 2,605.05 310,000.00
XXXXXXXX XX 00000 1 09/11/00 23
0432442309 05 12/01/00 0
0003594454 O 11/01/30
0
3781005 685/G01 F 280,000.00 ZZ
360 279,365.08 1
8.875 2,227.81 100
8.625 2,227.81 280,000.00
XXXXXX XX 00000 1 09/26/00 23
0432315828 05 11/01/00 0
123632 O 10/01/30
0
3781156 069/G01 F 304,000.00 ZZ
360 302,115.13 1
9.500 2,556.20 105
9.250 2,556.20 290,000.00
XXXXXX XX 00000 1 09/22/00 23
0432425080 05 11/01/00 0
1
35188083241 O 10/01/30
0
3822004 T24/G01 F 283,250.00 ZZ
360 282,695.37 1
11.375 2,778.02 103
11.125 2,778.02 275,000.00
XXXXXXXXXXX XX 00000 1 09/08/00 23
0432555845 05 11/01/00 0
09750582 O 10/01/30
0
3861628 T24/G01 F 312,950.00 T
360 312,445.96 1
10.500 2,862.68 107
10.250 2,862.68 292,500.00
XXXXXXXX XX 00000 1 09/13/00 23
0432440931 09 11/01/00 0
09765402 O 10/01/30
0
3863352 526/G01 F 290,000.00 ZZ
360 289,605.32 1
10.000 2,544.96 100
9.750 2,544.96 290,000.00
XXX XXXXX XX 00000 1 10/26/00 23
0432416949 05 12/01/00 0
0426109 O 11/01/30
0
3869334 B57/G01 F 300,000.00 ZZ
360 299,587.73 1
9.875 2,605.05 99
9.625 2,605.05 305,000.00
XXXXXXX XX 00000 1 10/11/00 23
0432423564 05 12/01/00 0
2014587 O 11/01/30
0
3887349 U05/G01 F 316,200.00 ZZ
360 315,776.85 1
10.000 2,774.88 103
9.750 2,774.88 307,000.00
XXX XXXXX XX 00000 1 10/18/00 23
0432422053 05 12/01/00 0
3078181 O 11/01/30
0
1
3902933 M43/G01 F 286,300.00 ZZ
360 285,378.95 1
8.875 2,277.94 99
8.625 2,277.94 290,000.00
XXXXXXXXXXXX XX 00000 1 10/13/00 23
0432375426 03 12/01/00 0
736316623 O 11/01/30
0
3907973 E22/G01 F 294,000.00 ZZ
360 293,516.05 1
9.250 2,418.67 105
9.000 2,418.67 280,000.00
XXXXX XX 00000 1 10/09/00 23
0412165003 05 12/01/00 0
0412165003 O 11/01/30
0
3923608 K15/G01 F 288,300.00 ZZ
360 287,988.77 1
11.000 2,745.55 103
10.750 2,745.55 280,000.00
XXXXXXXXXXX XX 00000 5 10/26/00 23
0432415867 03 12/01/00 0
009805301005 O 11/01/30
0
3924342 N67/G01 F 287,900.00 ZZ
360 287,504.36 1
9.875 2,499.98 103
9.625 2,499.98 280,000.00
XXXX XXXXX XX 00000 1 10/12/00 23
0432496446 03 12/01/00 0
1780003803 O 11/01/30
0
3939808 E22/G01 F 299,500.00 ZZ
360 299,077.39 1
9.750 2,573.17 100
9.250 2,573.17 299,500.00
XXXXXXXX XX 00000 1 10/25/00 23
0412191736 01 12/01/00 0
0412191736 O 11/01/30
0
3939847 E22/G01 F 279,000.00 ZZ
360 278,606.33 1
9.750 2,397.04 106
9.500 2,397.04 264,500.00
1
XXXXX XXXXX XX 00000 1 10/30/00 23
0412208886 05 12/01/00 0
0412208886 O 11/01/30
0
3944040 B57/G01 F 292,000.00 ZZ
360 291,657.31 1
9.500 2,455.29 100
9.250 2,455.29 292,000.00
XXX XXXXXXX XX 00000 1 11/01/00 23
0432423937 05 01/01/01 0
2014410 O 12/01/30
0
3945828 E22/G01 F 300,000.00 ZZ
360 299,553.80 1
9.500 2,522.56 100
9.000 2,522.56 301,688.00
XXXXXXX XX 00000 1 10/30/00 23
0412177073 03 12/01/00 0
0412177073 O 11/01/30
0
3948792 U59/G01 F 280,000.00 ZZ
360 279,654.10 1
10.375 2,535.14 100
10.125 2,535.14 280,000.00
XXXXXX XX 00000 1 11/10/00 23
0432428787 05 12/10/00 0
800648666 O 11/10/30
0
3960509 E22/G01 F 285,000.00 ZZ
360 284,746.79 1
10.000 2,501.08 100
9.750 2,501.08 285,000.00
XXXXXX XX 00000 1 11/03/00 23
0412214348 03 01/01/01 0
0412214348 O 12/01/30
0
3962693 526/G01 F 385,000.00 ZZ
360 384,684.30 1
10.375 3,485.82 100
10.125 3,485.82 385,000.00
XXXXXXXXXX XX 00000 1 11/08/00 23
0432525038 05 01/01/01 0
00000 O 12/01/30
0
1
3965541 069/G01 F 281,400.00 ZZ
360 281,156.56 1
10.125 2,495.52 107
9.875 2,495.52 263,000.00
XXXX XXXXXX XX 00000 1 11/09/00 23
0432439305 05 01/01/01 0
35188094198 O 12/01/30
0
3975849 808/G01 F 363,265.00 ZZ
360 362,933.56 1
9.875 3,154.41 107
9.625 3,154.41 339,500.00
XXXX XXXXX XX 00000 1 11/20/00 23
0432476083 05 01/01/01 0
9316749 O 12/01/30
0
3977106 E22/G01 F 311,400.00 ZZ
360 311,108.25 1
9.750 2,675.41 107
9.500 2,675.41 293,500.00
XXXXXXXXX XX 00000 1 11/08/00 23
0412226334 03 01/01/01 0
0412226334 O 12/01/30
0
3981695 E22/G01 F 286,000.00 ZZ
360 285,724.88 1
9.625 2,430.97 100
9.125 2,430.97 286,000.00
XXX XXXXX XX 00000 1 11/03/00 23
0412211708 01 01/01/01 0
0412211708 O 12/01/30
0
3989721 T24/G01 F 288,250.00 ZZ
360 287,728.47 1
10.875 2,717.88 103
10.625 2,717.88 279,900.00
XXXXXXXX XX 00000 1 10/18/00 23
0432421659 03 12/01/00 0
09775480 O 11/01/30
0
3997288 700/G01 F 312,440.00 ZZ
360 311,860.92 1
1
10.000 2,741.88 107
9.750 2,741.88 292,000.00
XXX XXXXX XX 00000 1 11/29/00 23
0432466324 05 01/01/01 0
00253966 O 12/01/30
0
4000952 L86/G01 F 334,900.00 ZZ
360 334,586.23 1
9.750 2,877.31 107
9.500 2,877.31 313,000.00
XXXXXXX XXXXX XX 00000 1 11/17/00 23
0432496743 05 01/01/01 0
20504747 O 12/01/30
0
4001917 E22/G01 F 300,000.00 ZZ
360 299,718.94 1
9.750 2,577.46 99
9.250 2,577.46 305,000.00
XXX XXXXX XX 00000 1 11/10/00 23
0412187098 03 01/01/01 0
0412187098 O 12/01/30
0
4007751 T24/G01 F 344,750.00 ZZ
360 343,879.53 1
9.875 2,993.63 102
9.625 2,993.63 338,000.00
XXXXXXX XX 00000 1 10/24/00 23
0432431807 05 12/01/00 0
09774231 O 11/01/30
0
4011214 U05/G01 F 293,800.00 ZZ
360 293,531.94 1
9.875 2,551.21 101
9.625 2,551.21 292,000.00
XXXXXXX XX 00000 1 11/28/00 23
0432497485 03 01/01/01 0
3086615 O 12/01/30
0
4012733 E22/G01 F 289,000.00 ZZ
360 288,629.42 1
9.750 2,482.96 100
9.250 2,482.96 289,000.00
XXX XXXXX XX 00000 1 11/13/00 23
0412221863 05 01/01/01 0
1
0412221863 O 12/01/30
0
4020000 685/G01 F 278,200.00 ZZ
360 277,946.16 1
9.875 2,415.75 107
9.625 2,415.75 260,000.00
XXXXX XXXXXXX XX 00000 1 11/14/00 23
0432442663 05 01/01/01 0
124308 O 12/01/30
0
4022713 E22/G01 F 314,150.00 ZZ
360 313,847.80 1
9.625 2,670.24 103
9.375 2,670.24 305,000.00
XXXXXXXXX XX 00000 1 11/13/00 23
0412222697 05 01/01/01 0
0412222697 O 12/01/30
0
4022724 E22/G01 F 328,650.00 ZZ
360 328,333.85 1
9.625 2,793.49 100
9.125 2,793.49 329,000.00
XXXXXXXXX XX 00000 1 11/15/00 23
0412231680 05 01/01/01 0
0412231680 O 12/01/30
0
4028352 L86/G01 F 356,310.00 ZZ
360 355,976.19 1
9.750 3,061.25 107
9.500 3,061.25 333,000.00
XXXX XXXXX XX 00000 1 11/15/00 23
0432455160 05 01/01/01 0
20505051 O 12/01/30
0
4031295 E22/G01 F 352,000.00 ZZ
360 351,695.48 1
10.125 3,121.62 105
9.875 3,121.62 337,000.00
XXXXX XX XX 00000 1 11/21/00 23
0412248452 05 01/01/01 0
0412248452 O 12/01/30
0
1
4034186 E22/G01 F 300,000.00 ZZ
360 299,726.28 1
9.875 2,605.05 106
9.375 2,605.05 285,000.00
XXXXXXXXX XX 00000 9 11/20/00 23
0412230856 05 01/01/01 0
0412230856 O 12/01/30
0
4038667 685/G01 F 345,950.00 ZZ
360 345,792.83 1
9.875 3,004.05 102
9.625 3,004.05 341,990.00
XXXXXXXX XX 00000 1 12/01/00 23
0432495935 01 02/01/01 0
124379 O 01/01/31
0
4039661 E22/G01 F 300,000.00 ZZ
360 299,669.30 1
10.250 2,688.30 102
10.000 2,688.30 295,000.00
XXXXXXX XX 00000 9 11/18/00 23
0412216392 05 01/01/01 0
0412216392 O 12/01/30
0
4041088 T24/G01 F 291,550.00 ZZ
360 291,297.78 1
10.125 2,585.53 107
9.875 2,585.53 272,500.00
XXXX XXXXX XXXX XX 00000 1 11/03/00 23
0432569226 05 01/01/01 0
09778828 O 12/01/30
0
4041258 E87/G01 F 279,000.00 ZZ
360 278,851.52 1
9.125 2,270.04 100
8.875 2,270.04 279,000.00
XXXXXXX XX 00000 1 12/13/00 23
0432495711 03 02/01/01 0
00110454 O 01/01/31
0
4043508 286/G01 F 381,990.00 ZZ
360 381,641.47 1
9.875 3,317.01 107
9.625 3,317.01 357,000.00
1
XXXXXXX XX 00000 1 11/21/00 23
0432447159 05 01/01/01 0
0000156391 O 12/01/30
0
4047597 U59/G01 F 285,976.00 ZZ
360 285,741.49 1
10.375 2,589.25 100
10.125 2,589.25 285,976.00
XXX XXX XX 00000 1 12/19/00 23
0432503068 09 01/19/01 0
01933800706161 O 12/19/30
0
4048119 P23/G01 F 287,500.00 ZZ
360 287,244.04 1
9.990 2,520.89 100
9.740 2,520.89 287,500.00
XXXXXXXX XX 00000 1 11/27/00 23
0432466423 05 01/01/01 0
WTL000001545 O 12/01/30
0
4049562 Q64/G01 F 290,000.00 ZZ
360 289,742.35 1
10.000 2,544.96 100
9.750 2,544.96 290,000.00
XXXXXXX XX 00000 1 11/27/00 23
0432463859 03 01/01/01 0
0101457703 O 12/01/30
0
4055501 808/G01 F 322,877.00 ZZ
360 322,730.31 1
9.875 2,803.70 107
9.625 2,803.70 301,755.00
XXXXXX XX 00000 1 12/05/00 23
0432474674 01 02/01/01 0
9316898 O 01/01/31
0
4063560 E22/G01 F 281,900.00 ZZ
360 281,642.81 1
9.875 2,447.87 107
9.625 2,447.87 263,500.00
XXXXXXXXX XX 00000 1 12/04/00 23
0412232175 05 01/01/01 0
0412232175 O 12/01/30
0
1
4063909 U05/G01 F 355,350.00 ZZ
360 355,350.00 1
9.500 2,987.98 103
9.250 2,987.98 345,000.00
XXXXXXXXXX XX 00000 1 01/08/01 23
0432563286 03 03/01/01 0
3088801 O 02/01/31
0
4064736 685/G01 F 349,000.00 ZZ
360 349,000.00 1
9.375 2,902.81 103
9.125 2,902.81 339,000.00
XXX XXXXXXX XX 00000 1 01/04/01 23
0432553568 01 03/01/01 0
124479 O 02/01/31
0
4067968 E22/G01 F 279,000.00 ZZ
360 278,765.02 1
10.250 2,500.12 100
10.000 2,500.12 279,000.00
XXXXXXX XXXX XX 00000 1 11/30/00 23
0412245987 01 01/01/01 0
0412245987 O 12/01/30
0
4073839 T24/G01 F 283,895.00 ZZ
360 283,607.16 1
9.375 2,361.29 103
9.125 2,361.29 275,627.00
XXXX XX 00000 1 11/15/00 23
0432463297 05 01/01/01 0
09731410 O 12/01/30
0
4077308 E22/G01 F 327,200.00 ZZ
360 326,901.46 1
9.875 2,841.24 103
9.375 2,841.24 320,000.00
XXXXXXXXXX XX 00000 1 12/07/00 23
0412263964 05 01/01/01 0
0412263964 O 12/01/30
0
4077316 E22/G01 F 300,000.00 ZZ
360 299,870.78 1
1
10.125 2,660.47 99
9.625 2,660.47 305,000.00
XXXXX XX 00000 1 12/06/00 23
0412271918 05 02/01/01 0
0412271918 O 01/01/31
0
4093677 700/G01 F 309,969.00 ZZ
360 309,816.53 1
9.500 2,606.39 100
9.250 2,606.39 310,000.00
XXXXXX XX 00000 1 12/14/00 23
0432557502 05 02/01/01 0
00254338 O 01/01/31
0
4098405 E22/G01 F 304,950.00 ZZ
360 304,807.73 1
9.750 2,619.99 107
9.250 2,619.99 285,000.00
XXXXXXXX XX 00000 1 12/08/00 23
0412271736 09 02/01/01 0
0412271736 O 01/01/31
0
4104008 E22/G01 F 360,500.00 ZZ
360 360,340.52 1
10.000 3,163.65 103
9.750 3,163.65 350,000.00
XXXXXXXX XX 00000 1 12/08/00 23
0412258857 05 02/01/01 0
0412258857 O 01/01/31
0
4104402 286/G01 F 308,650.00 ZZ
360 308,328.74 1
9.250 2,539.19 102
9.000 2,539.19 303,400.00
XXXXXXXXX XX 00000 1 12/01/00 23
0432491983 01 01/01/01 0
0000060118 O 12/01/30
0
4104537 696/G01 F 358,450.00 ZZ
360 358,268.98 1
9.375 2,981.41 107
9.125 2,981.41 335,000.00
XXXXXXXXXX XX 00000 1 12/14/00 23
0432474393 05 02/01/01 0
1
22600151 O 01/01/31
0
4109909 E22/G01 F 363,400.00 ZZ
360 363,201.50 1
9.000 2,924.00 107
8.500 2,924.00 339,640.00
XXXXXXXX XX 00000 1 12/12/00 23
0412221350 03 02/01/01 0
0412221350 O 01/01/31
0
4114610 E22/G01 F 342,950.00 ZZ
360 342,781.31 1
9.500 2,883.71 103
9.250 2,883.71 333,000.00
XXXXXXXXX XX 00000 1 12/12/00 23
0412209777 05 02/01/01 0
0412209777 O 01/01/31
0
4119464 E22/G01 F 300,000.00 ZZ
360 299,870.78 1
10.125 2,660.47 100
9.875 2,660.47 300,000.00
XXXXXX XX 00000 1 12/20/00 23
0412289423 05 02/01/01 0
0412289423 O 01/01/31
0
4120077 T24/G01 F 340,000.00 ZZ
360 339,861.20 1
10.375 3,078.38 100
10.125 3,078.38 340,000.00
XXXXXXXXX XX 00000 1 12/01/00 23
0432513919 05 02/01/01 0
09964228 O 01/01/31
0
4122384 E22/G01 F 293,550.00 ZZ
360 293,405.61 1
9.500 2,468.33 103
9.000 2,468.33 285,000.00
XXXXXXXX XX 00000 1 12/15/00 23
0412279366 05 02/01/01 0
0412279366 O 01/01/31
0
1
4125628 E22/G01 F 278,000.00 ZZ
360 277,886.51 1
10.375 2,517.03 100
9.875 2,517.03 278,000.00
XXX XXXX XX 00000 1 12/18/00 23
0412258188 01 02/01/01 0
0412258188 O 01/01/31
0
4125672 E22/G01 F 345,000.00 ZZ
360 344,839.05 1
9.750 2,964.08 107
9.250 2,964.08 323,000.00
XXXXXX XXXXXXXX XX 00000 1 12/19/00 23
0412291536 05 02/01/01 0
0412291536 O 01/01/31
0
4127008 U05/G01 F 311,370.00 ZZ
360 311,239.43 1
10.250 2,790.19 107
10.000 2,790.19 291,000.00
XXX XXXXX XX 00000 1 12/20/00 23
0432562122 05 02/01/01 0
3067732 O 01/01/31
0
4128169 642/G01 F 278,574.00 ZZ
360 278,440.55 1
9.625 2,367.85 104
9.375 2,367.85 270,000.00
XXXXXX XXXXXX XX 00000 1 12/15/00 23
0432508075 05 02/01/01 0
10180800 O 01/01/31
0
4132188 U05/G01 F 289,000.00 ZZ
360 288,861.55 1
9.625 2,456.47 100
9.375 2,456.47 289,004.00
XXXXXX XXXX XX 00000 1 12/22/00 23
0432573525 05 02/01/01 0
3093382 O 01/01/31
0
4134789 E22/G01 F 300,000.00 ZZ
360 299,867.29 1
10.000 2,632.71 99
9.750 2,632.71 305,000.00
1
XXXXXXX XX 00000 1 12/27/00 23
0412182073 05 02/01/01 0
0412182073 O 01/01/31
0
4137126 286/G01 F 286,710.00 ZZ
360 286,335.92 1
9.625 2,437.01 100
9.375 2,437.01 286,710.00
XXXX XX 00000 1 12/01/00 23
0432511152 03 01/01/01 0
0000170831 O 12/01/30
0
4139042 E82/G01 F 298,900.00 ZZ
360 298,756.81 1
9.625 2,540.62 100
9.375 2,540.62 300,000.00
XXXXXX XX 00000 1 12/28/00 23
0400271151 05 02/01/01 0
0400271151 O 01/01/31
0
4142058 E22/G01 F 298,500.00 ZZ
360 298,341.15 1
9.125 2,428.69 100
8.625 2,428.69 298,500.00
XXXXXX XX 00000 1 12/26/00 23
0412290223 29 02/01/01 0
0412290223 O 01/01/31
0
4146016 964/G01 F 300,000.00 ZZ
360 300,000.00 1
10.250 2,688.30 99
10.000 2,688.30 305,375.00
XXX XXXXX XX 00000 1 01/02/01 23
0432557817 03 03/01/01 0
98022 O 02/01/31
0
4150530 E22/G01 F 360,000.00 ZZ
360 359,827.54 1
9.625 3,059.96 102
9.375 3,059.96 355,000.00
XXX XXXX XX 00000 1 12/19/00 23
0412205023 05 02/01/01 0
0412205023 O 01/01/31
0
1
4160583 E22/G01 F 300,000.00 ZZ
360 299,880.78 1
10.500 2,744.22 99
10.250 2,744.22 304,095.00
XXXXXX XX 00000 1 01/04/01 23
0412312191 03 02/01/01 0
0412312191 O 01/01/31
0
4165973 T24/G01 F 299,000.00 ZZ
360 298,874.62 1
10.250 2,679.34 100
10.000 2,679.34 299,000.00
XXXXX XX 00000 1 12/04/00 23
0432552933 05 02/01/01 0
09786151 O 01/01/31
0
4166333 T24/G01 F 308,000.00 ZZ
360 307,877.60 1
10.500 2,817.40 107
10.250 2,817.40 290,000.00
XXXXX XX 00000 1 12/07/00 23
0432526473 05 02/01/01 0
09780773 O 01/01/31
0
4171445 642/G01 F 349,337.00 ZZ
360 349,337.00 1
10.125 3,098.00 106
9.875 3,098.00 330,000.00
XXXXXXX XX 00000 1 01/05/01 23
0432530004 05 03/01/01 0
12142400 O 02/01/31
0
4176538 E22/G01 F 298,000.00 ZZ
360 298,000.00 1
10.000 2,615.16 100
9.750 2,615.16 298,000.00
XXXXX XX 00000 1 01/09/01 23
0412319360 03 03/01/01 0
0412319360 O 02/01/31
0
4190667 E22/G01 F 293,280.00 ZZ
360 293,280.00 1
1
9.375 2,439.35 104
8.875 2,439.35 282,000.00
XXXXXXX XX 00000 1 01/09/01 23
0412322836 05 03/01/01 0
0412322836 O 02/01/31
0
4192643 B57/G01 F 344,000.00 ZZ
360 343,843.71 1
9.875 2,987.12 100
9.625 2,987.12 345,000.00
XXXX XXXXXXXXX XX 00000 1 12/22/00 23
0432573780 01 02/01/01 0
2016050 O 01/01/31
0
4195078 E22/G01 F 347,750.00 ZZ
360 347,750.00 1
9.500 2,924.07 107
9.000 2,924.07 325,000.00
XXXXXXXXX XX 00000 1 01/09/01 23
0412314726 09 03/01/01 0
0412314726 O 02/01/31
0
4211569 E22/G01 F 328,400.00 ZZ
360 328,400.00 1
9.125 2,671.97 107
8.625 2,671.97 307,000.00
XXXXXX XX 00000 1 01/10/01 23
0412314965 05 03/01/01 0
0412314965 O 02/01/31
0
4220750 T24/G01 F 290,000.00 ZZ
360 290,000.00 1
9.625 2,464.97 100
9.375 2,464.97 290,000.00
XXXX XX 00000 1 01/03/01 23
0432562726 05 03/01/01 0
09781407 O 02/01/31
0
4227407 E22/G01 F 331,700.00 ZZ
360 331,700.00 1
9.375 2,758.91 107
9.125 2,758.91 310,000.00
XXX XXXXXXXX XX 00000 1 01/19/01 23
0412337859 03 03/01/01 0
1
0412337859 O 02/01/31
0
TOTAL NUMBER OF LOANS : 85
TOTAL ORIGINAL BALANCE : 26,405,143.00
TOTAL PRINCIPAL BALANCE : 26,381,126.99
TOTAL ORIGINAL P+I : 228,677.05
TOTAL CURRENT P+I : 228,677.05
***************************
* END OF REPORT *
***************************
EXHIBIT G
FORMS OF REQUEST FOR RELEASE
DATE:
TO:
RE: REQUEST FOR RELEASE OF DOCUMENTS
In connection with the administration of the pool of Mortgage Loans held by you
for the referenced pool, we request the release of the Mortgage Loan File
described below. Pooling and Servicing Agreement Dated:
Series#:
Account#:
Pool#:
Loan#:
Borrower Name(s):
Reason for Document Request: (circle one) Mortgage Loan Prepaid in Full
Mortgage Loan Repurchased
"We hereby certify that such release will not invalidate any insurance coverage
provided in respect of the Mortgage Loan pursuant to the Pooling and Servicing
Agreement."
---------------------------
Residential Funding Corporation
Authorized Signature
******************************************************************************
TO CUSTODIAN/TRUSTEE: Please acknowledge this request, and check off documents
being enclosed with a copy of this form. You should retain this form for your
files in accordance with the terms of the Pooling and Servicing Agreement.
Enclosed Documents: [] Promissory Note
[] Primary Insurance Policy
[] Mortgage or Deed of Trust
[] Assignment(s) of Mortgage or
Deed of Trust
[] Title Insurance Policy
[] Other:
------------------------
-------------------- --------------------
Name Date
--------------------
Title
G-1
EXHIBIT H-1
FORM OF TRANSFER AFFIDAVIT AND AGREEMENT
STATE OF )
) :ss.
COUNTY OF )
[NAME OF OFFICER], being first duly sworn, deposes and says:
1. That he/she is a Director of _________________ (record or
beneficial owner of the Mortgage Asset-Backed Pass-Through Certificates, Series
2001-RZ1, Class R-I, Class R-II and Class R- III (together, the "Class R
Certificates"), (the "Owner"), a corporation duly organized and existing under
the laws of the State of Delaware, on behalf of which he/she makes this
affidavit and agreement.
2. That the Owner (i) is not and will not be, as of February 27,
2001, a "disqualified organization" within the meaning of Section 860E(e)(5) of
the Internal Revenue Code of 1986, as amended (the "Code") or an "electing large
partnership" within the meaning of Section 775 of the Code, (ii) will endeavor
to remain other than a disqualified organization and an electing large
partnership for so long as it retains its ownership in the Class R Certificates,
and (iii) is acquiring the Class R Certificates for its own account or for the
account of another Owner from which it has received an affidavit and agreement
in substantially the same form as this affidavit and agreement. (For this
purpose, a "disqualified organization" means the United States, any state or
political subdivision thereof, any agency or instrumentality of any of the
foregoing (other than an instrumentality all of the activities of which are
subject to tax and, except for the Federal Home Loan Mortgage Corporation, a
majority of whose board of directors is not selected by any such governmental
entity) or any foreign government, international organization or any agency or
instrumentality of such foreign government or organization, any rural electric
or telephone cooperative, or any organization (other than certain farmers'
cooperatives) that is generally exempt from federal income tax unless such
organization is subject to the tax on unrelated business taxable income).
3. That the Owner is aware (i) of the tax that would be imposed
on transfers of Class R Certificates to disqualified organizations under the
Code, that applies to all transfers of Class R Certificates after March 31,
1988; (ii) that such tax would be on the transferor, or, if such transfer is
through an agent (which person includes a broker, nominee or middleman) for a
disqualified organization, on the agent; (iii) that the person otherwise liable
for the tax shall be relieved of liability for the tax if the transferee
furnishes to such person an affidavit that the transferee is not a disqualified
organization and, at the time of transfer, such person does not have actual
knowledge that the affidavit is false; and (iv) that the Class R Certificates
may be "noneconomic residual interests" within the meaning of Treasury
regulations promulgated pursuant to the Code and that the transferor of a
noneconomic residual interest will remain liable for any taxes due with respect
to the income on such residual interest, unless no significant purpose of the
transfer was to impede the assessment or collection of tax.
H-1-1
4. That the Owner is aware of the tax imposed on a "pass-through
entity" holding Class R Certificates if at any time during the taxable year of
the pass-through entity a disqualified organization is the record holder of an
interest in such entity. (For this purpose, a "pass through entity" includes a
regulated investment company, a real estate investment trust or common trust
fund, a partnership, trust or estate, and certain cooperatives.)
5. That the Owner is aware that the Trustee will not register the
transfer of any Class R Certificates unless the transferee, or the transferee's
agent, delivers to it an affidavit and agreement, among other things, in
substantially the same form as this affidavit and agreement. The Owner expressly
agrees that it will not consummate any such transfer if it knows or believes
that any of the representations contained in such affidavit and agreement are
false.
6. That the Owner has reviewed the restrictions set forth on the
face of the Class R Certificates and the provisions of Section 5.02(g) of the
Pooling and Servicing Agreement under which the Class R Certificates were issued
(in particular, clause (iii)(A) and (iii)(B) of Section 5.02(g) which authorize
the Trustee to deliver payments to a person other than the Owner and negotiate a
mandatory sale by the Trustee in the event the Owner holds such Certificates in
violation of Section 5.02(g)). The Owner expressly agrees to be bound by and to
comply with such restrictions and provisions.
7. That the Owner consents to any additional restrictions or
arrangements that shall be deemed necessary upon advice of counsel to constitute
a reasonable arrangement to ensure that the Residual Certificates will only be
owned, directly or indirectly, by an Owner that is not a disqualified
organization.
8. The Owner's Taxpayer Identification Number is ______________.
9. This affidavit and agreement relates only to the Class R
Certificates held by the Owner and not to any other holder of the Class R
Certificates. The Owner understands that the liabilities described herein relate
only to the Class R Certificates.
10. That no purpose of the Owner relating to the transfer of any
of the Class R Certificates by the Owner is or will be to impede the assessment
or collection of any tax.
11. That the Owner has no present knowledge or expectation that
it will be unable to pay any United States taxes owed by it so long as any of
the Certificates remain outstanding. In this regard, the Owner hereby represents
to and for the benefit of the person from whom it acquired the Class R
Certificates that the Owner intends to pay taxes associated with holding such
Class R Certificates as they become due, fully understanding that it may incur
tax liabilities in excess of any cash flows generated by the Class R
Certificates.
12. That the Owner has no present knowledge or expectation that
it will become insolvent or subject to a bankruptcy proceeding for so long as
any of the Class R Certificates remain outstanding.
H-1-2
13. The Owner is a citizen or resident of the United States, a
corporation, partnership (including an entity treated as a corporation or
partnership for federal income tax purposes) or other entity created or
organized in, or under the laws of, the United States or any political
subdivision thereof (except, in the case of a partnership, to the extent
provided in regulations), provided that with respect to any partnership or other
entity treated as a partnership for United States federal income tax purposes,
all persons that own an interest in such partnership either directly or through
any entity that is not a corporation for United States federal income tax
purposes are required by the applicable operative agreement to be United States
Persons, an estate or trust whose income from sources without the United States
is includable in gross income for United States federal income tax purposes
regardless of its connection with the conduct of a trade or business within the
United States, or a trust other than a "foreign trust" as defined in Section
7701(a)(31) of the Code;
14. The Purchaser hereby certifies, represents and warrants to,
and covenants with the Depositor, the Trustee and the Master Servicer that the
following statements in (a) or (b) are accurate: (a) The Certificates (i) are
not being acquired by, and will not be transferred to, any employee benefit plan
within the meaning of section 3(3) of the Employee Retirement Income Security
Act of 1974, as amended ("ERISA") or other retirement arrangement, including
individual retirement accounts and annuities, Xxxxx plans and bank collective
investment funds and insurance company general or separate accounts in which
such plans, accounts or arrangements are invested, that is subject to Section
406 of ERISA or Section 4975 of the Internal Revenue Code of 1986 (the "Code")
(any of the foregoing, a "Plan"), (ii) are not being acquired with "plan assets"
of a Plan within the meaning of the Department of Labor ("DOL") regulation, 29
C.F.R. ss. 2510.3-101 or otherwise under ERISA, and (iii) will not be
transferred to any entity that is deemed to be investing in plan assets within
the meaning of the DOL regulation, 29 C.F.R. ss. 2510.3-101 or otherwise under
ERISA; or
(b) The Owner will provide the Trustee, the Depositor and the
Master Servicer with an opinion of counsel acceptable to and in form and
substance satisfactory to the Trustee, the Depositor and the Master Servicer to
the effect that the purchase of Certificates is permissible under applicable
law, will not constitute or result in any non-exempt prohibited transaction
under ERISA or Section 4975 of the Code and will not subject the Trustee, the
Depositor or the Master Servicer to any obligation or liability (including
obligations or liabilities under ERISA or Section 4975 of the Code) in addition
to those undertaken in the Pooling and Servicing Agreement.
In addition, the Owner hereby certifies, represents and warrants
to, and covenants with, the Depositor, the Trustee and the Master Servicer that
the Owner will not transfer such Certificates to any Plan or person unless
either such Plan or person meets the requirements set forth in either (a) or (b)
above.
Capitalized terms used but not defined herein shall have the
meanings assigned in the Pooling and Servicing Agreement.
H-1-3
IN WITNESS WHEREOF, the Owner has caused this instrument to be
executed on its behalf, pursuant to the authority of its Board of Directors, by
a [Title of Officer] and its corporate seal to be hereunto attached, attested by
a [Assistant] Secretary, this _____ day of _________, 20___.
[NAME OF OWNER]
By:_________________________
Name: [Name of Officer]
Title: [Title of Officer]
[Corporate Seal]
ATTEST:
[Assistant] Secretary
Personally appeared before me the above-named [Name of Officer],
known or proven to me to be the same person who executed the foregoing
instrument and to be a [Title of Officer] of the Owner, and acknowledged to me
that he/she executed the same as his/her free act and deed and the free act and
deed of the Owner.
Subscribed and sworn before me this ______ day of _________,
20___.
NOTARY PUBLIC
COUNTY OF STATE OF My Commission
expires the _____ day of
____________, 20____.
EXHIBIT H-2
FORM OF TRANSFEROR CERTIFICATE
---------------, -----
Residential Asset Mortgage Products, Inc.
0000 Xxxxxxxxxx Xxxx Xxxxxxxxx
Xxxxxxxxxxx, Xxxxxxxxx 00000
The Chase Manhattan Bank
000 Xxxx 00xx Xxxxxx
Xxx Xxxx, Xxx Xxxx 00000
Re: Mortgage Asset-Backed Pass-Through Certificates, Series 2001-RZ1,
Class R-I, Class R-II and Class R-III
Ladies and Gentlemen:
This letter is delivered to you in connection with the transfer
by ________________ (the "Seller") to _______________________ (the "Purchaser")
of $ ___________ Initial Certificate Principal Balance of Mortgage Asset-Backed
Pass-Through Certificates, Series 2001-RZ1, Class R-I, Class R-II and Class
R-III (the "Class R Certificates"), pursuant to Section 5.02 of the Pooling and
Servicing Agreement (the "Pooling and Servicing Agreement"), dated as of
February 1, 2001, among Residential Asset Mortgage Products, Inc., as depositor
(the "Depositor"), Residential Funding Corporation, as master servicer and The
Chase Manhattan Bank, as trustee (the "Trustee"). All terms used herein and not
otherwise defined shall have the meanings set forth in the Pooling and Servicing
Agreement. The Seller hereby certifies, represents and warrants to, and
covenants with, the Depositor and the Trustee that:
1. No purpose of the Seller relating to the transfer of the Certificate by
the Seller to the Purchaser is or will be to impede the assessment or collection
of any tax.
2. The Seller understands that the Purchaser has delivered to the
Trustee and the Master Servicer a transfer affidavit and agreement in the form
attached to the Pooling and Servicing Agreement as Exhibit H-1. The Seller does
not know or believe that any representation contained therein is false.
3. The Seller has at the time of the transfer conducted a
reasonable investigation of the financial condition of the Purchaser as
contemplated by Treasury Regulations Section 1.860E- 1(c)(4)(i) and, as a result
of that investigation, the Seller has determined that the Purchaser has
historically paid its debts as they become due and has found no significant
evidence to indicate that the Purchaser will not continue to pay its debts as
they become due in the future. The Seller understands that the transfer of a
Class R Certificate may not be respected for United States income tax purposes
(and the Seller may continue to be liable for United States income taxes
associated therewith) unless the Seller has conducted such an investigation.
H-2-1
4. The Seller has no actual knowledge that the proposed Transferee is not
both a United States Person and a Permitted Transferee.
Very truly yours,
(Seller)
By:
-----------------------------
Name:
-------------------------------
Title:
------------------------------
H-2-2
EXHIBIT I
FORM OF INVESTOR REPRESENTATION LETTER
-------------------, ------
Residential Asset Mortgage Products, Inc.
0000 Xxxxxxxxxx Xxxx Xxxxxxxxx
Xxxxxxxxxxx, Xxxxxxxxx 00000
The Chase Manhattan Bank
000 Xxxx 00xx Xxxxxx
Xxx Xxxx, Xxx Xxxx 00000
Re: Mortgage Asset-Backed Pass-Through Certificates,
Series 2001-RZ1, [Class R-I, Class R-II and Class
R-III] [Class B] [Class SB]
Ladies and Gentlemen:
_________________ (the "Purchaser") intends to purchase from
______________ (the "Seller") $___________ Initial Certificate Principal Balance
of Mortgage Asset-Backed Pass- Through Certificates, Series 2001-RZ1, [Class
R-I, Class R-II and Class R-III] [Class B] [Class SB] (the "Certificates"),
issued pursuant to the Pooling and Servicing Agreement (the "Pooling and
Servicing Agreement"), dated as of February 1, 2001 among Residential Asset
Mortgage Products, Inc., as seller (the "Depositor"), Residential Funding
Corporation, as master servicer and The Chase Manhattan Bank, as trustee (the
"Trustee"). All terms used herein and not otherwise defined shall have the
meanings set forth in the Pooling and Servicing Agreement. The Purchaser hereby
certifies, represents and warrants to, and covenants with, the Depositor and the
Trustee that:
1. The Purchaser understands that (a) the Certificates have
not been and will not be registered or qualified under the
Securities Act of 1933, as amended (the "Act") or any state
securities law, (b) the Depositor is not required to so register
or qualify the Certificates, (c) the Certificates may be resold
only if registered and qualified pursuant to the provisions of
the Act or any state securities law, or if an exemption from such
registration and qualification is available, (d) the Pooling and
Servicing Agreement contains restrictions regarding the transfer
of the Certificates and (e) the Certificates will bear a legend
to the foregoing effect.
2. The Purchaser is acquiring the Certificates for its own
account for investment only and not with a view to or for sale in
connection with any distribution thereof in any manner that would
violate the Act or any applicable state securities laws.
I-1
3. The Purchaser is (a) a substantial, sophisticated
[institutional] investor having such knowledge and experience in
financial and business matters, and, in particular, in such
matters related to securities similar to the Certificates, such
that it is capable of evaluating the merits and risks of
investment in the Certificates, (b) able to bear the economic
risks of such an investment and (c) an "accredited investor"
within the meaning of Rule 501(a) promulgated pursuant to the
Act.
4. The Purchaser has been furnished with, and has had an
opportunity to review (a) [a copy of the Private Placement
Memorandum, dated ________________, ____, relating to the
Certificates (b)] a copy of the Pooling and Servicing Agreement
and [b] [c] such other information concerning the Certificates,
the Mortgage Loans and the Depositor as has been requested by the
Purchaser from the Depositor or the Seller and is relevant to the
Purchaser's decision to purchase the Certificates. The Purchaser
has had any questions arising from such review answered by the
Depositor or the Seller to the satisfaction of the Purchaser. [If
the Purchaser did not purchase the Certificates from the Seller
in connection with the initial distribution of the Certificates
and was provided with a copy of the Private Placement Memorandum
(the "Memorandum") relating to the original sale (the "Original
Sale") of the Certificates by the Depositor, the Purchaser
acknowledges that such Memorandum was provided to it by the
Seller, that the Memorandum was prepared by the Depositor solely
for use in connection with the Original Sale and the Depositor
did not participate in or facilitate in any way the purchase of
the Certificates by the Purchaser from the Seller, and the
Purchaser agrees that it will look solely to the Seller and not
to the Depositor with respect to any damage, liability, claim or
expense arising out of, resulting from or in connection with (a)
error or omission, or alleged error or omission, contained in the
Memorandum, or (b) any information, development or event arising
after the date of the Memorandum.]
5. The Purchaser has not and will not nor has it authorized
or will it authorize any person to (a) offer, pledge, sell,
dispose of or otherwise transfer any Certificate, any interest in
any Certificate or any other similar security to any person in
any manner, (b) solicit any offer to buy or to accept a pledge,
disposition of other transfer of any Certificate, any interest in
any Certificate or any other similar security from any person in
any manner, (c) otherwise approach or negotiate with respect to
any Certificate, any interest in any Certificate or any other
similar security with any person in any manner, (d) make any
general solicitation by means of general advertising or in any
other manner or (e) take any other action, that (as to any of (a)
through (e) above) would constitute a distribution of any
Certificate under the Act, that would render the disposition of
any Certificate a violation of Section 5 of the Act or any state
securities law, or that would require registration or
qualification pursuant thereto. The Purchaser will not sell or
otherwise transfer any of the Certificates, except in compliance
with the provisions of the Pooling and Servicing Agreement.
I-2
Very truly yours,
(Seller)
By:
--------------
Name:
--------------
Title:
--------------
I-3
EXHIBIT J
FORM OF TRANSFEROR REPRESENTATION LETTER
----------------, -----
Residential Asset Mortgage Products, Inc.
0000 Xxxxxxxxxx Xxxx Xxxxxxxxx
Xxxxxxxxxxx, Xxxxxxxxx 00000
The Chase Manhattan Bank
000 Xxxx 00xx Xxxxxx
Xxx Xxxx, Xxx Xxxx 00000
Re: Mortgage Asset-Backed Pass-Through Certificates,
Series 2001-RZ1, [Class R-I, Class R-II and
Class R-III] [Class B][Class SB]
Ladies and Gentlemen:
In connection with the sale by __________ (the "Seller") to
______________ (the "Purchaser") of $____________ Initial Certificate Principal
Balance of Mortgage Asset-Backed Pass-Through Certificates, Series 2001-RZ1,
[Class R-I, Class R-II and Class R-III][Class B] [Class SB] (the
"Certificates"), issued pursuant to the Pooling and Servicing Agreement (the
"Pooling and Servicing Agreement"), dated as of February 1, 2001 among
Residential Asset Mortgage Products, Inc., as depositor (the "Depositor"),
Residential Funding Corporation, as master servicer, and The Chase Manhattan
Bank, as trustee (the "Trustee"). The Seller hereby certifies, represents and
warrants to, and covenants with, the Depositor and the Trustee that:
Neither the Seller nor anyone acting on its behalf has (a)
offered, pledged, sold, disposed of or otherwise transferred any Certificate,
any interest in any Certificate or any other similar security to any person in
any manner, (b) has solicited any offer to buy or to accept a pledge,
disposition or other transfer of any Certificate, any interest in any
Certificate or any other similar security from any person in any manner, (c) has
otherwise approached or negotiated with respect to any Certificate, any interest
in any Certificate or any other similar security with any person in any manner,
(d) has made any general solicitation by means of general advertising or in any
other manner, or (e) has taken any other action, that (as to any of (a) through
(e) above) would constitute a distribution of the Certificates under the
Securities Act of 1933 (the "Act"), that would render the disposition of any
Certificate a violation of Section 5 of the Act or any state securities law, or
that would require registration or qualification pursuant thereto. The Seller
will not act, in any manner set forth in the foregoing sentence with respect to
any Certificate. The Seller has not and will not sell or otherwise transfer any
of the Certificates, except in compliance with the provisions of the Pooling and
Servicing Agreement.
Very truly yours,
J-1
(Seller)
By:
--------------
Name:
--------------
Title:
--------------
J-2
EXHIBIT K
Text of Amendment to Pooling and Servicing
Agreement Pursuant to Section 11.01(e) for a
Limited Guaranty
ARTICLE XII
Subordinate Certificate Loss Coverage; Limited Guaranty
Section 12.01. Subordinate Certificate Loss Coverage; Limited
Guaranty. (a) Subject to subsection (c) below, prior to the later of the third
Business Day prior to each Distribution Date or the related Determination Date,
the Master Servicer shall determine whether it or any Subservicer will be
entitled to any reimbursement pursuant to Section 4.02(c) on such Distribution
Date for Advances or Subservicer Advances previously made, (which will not be
Advances or Subservicer Advances that were made with respect to delinquencies
which were subsequently determined to be Excess Special Hazard Losses, Excess
Fraud Losses, Excess Bankruptcy Losses or Extraordinary Losses) and, if so, the
Master Servicer shall demand payment from Residential Funding of an amount equal
to the amount of any Advances or Subservicer Advances reimbursed pursuant to
Section 4.02(c), to the extent such Advances or Subservicer Advances have not
been included in the amount of the Realized Loss in the related Mortgage Loan,
and shall distribute the same to the Class R Certificateholders in the same
manner as if such amount were to be distributed pursuant to Section 4.02(c).
(b) Subject to subsection (c) below, prior to the later of the third
Business Day prior to each Distribution Date or the related Determination Date,
the Master Servicer shall determine whether any Realized Losses (other than
Excess Special Hazard Losses, Excess Bankruptcy Losses, Excess Fraud Losses and
Extraordinary Losses) will be allocated to the Class R Certificates on such
Distribution Date pursuant to Section 4.05, and, if so, the Master Servicer
shall demand payment from Residential Funding of the amount of such Realized
Loss and shall distribute the same to the Class R Certificateholders in the same
manner as if such amount were to be distributed pursuant to Section 4.02(c);
provided, however, that the amount of such demand in respect of any Distribution
Date shall in no event be greater than the sum of (i) the additional amount of
Accrued Certificate Interest that would have been paid for the Class R
Certificateholders on such Distribution Date had such Realized Loss or Losses
not occurred plus (ii) the amount of the reduction in the Certificate Principal
Balances of the Class R Certificates on such Distribution Date due to such
Realized Loss or Losses. Notwithstanding such payment, such Realized Losses
shall be deemed to have been borne by the Certificateholders for purposes of
Section 4.05. Excess Special Hazard Losses, Excess Fraud Losses, Excess
Bankruptcy Losses and Extraordinary Losses allocated to the Class R Certificates
will not be covered by the Subordinate Certificate Loss Obligation.
(c) Demands for payments pursuant to this Section shall be made prior
to the later of the third Business Day prior to each Distribution Date or the
related Determination Date by the Master Servicer with written notice thereof to
the Trustee. The maximum amount that Residential Funding shall be required to
pay pursuant to this Section on any Distribution Date (the "Amount Available")
shall be equal to the lesser of (X) __________ minus the sum of (i) all previous
K-1
payments made under subsections (a) and (b) hereof and (ii) all draws under the
Limited Guaranty made in lieu of such payments as described below in subsection
(d) and (Y) the then outstanding Certificate Principal Balances of the Class R
Certificates, or such lower amount as may be established pursuant to Section
12.02. Residential Funding's obligations as described in this Section are
referred to herein as the "Subordinate Certificate Loss Obligation."
(d) The Trustee will promptly notify General Motors Acceptance
Corporation of any failure of Residential Funding to make any payments hereunder
and shall demand payment pursuant to the limited guaranty (the "Limited
Guaranty"), executed by General Motors Acceptance Corporation, of Residential
Funding's obligation to make payments pursuant to this Section, in an amount
equal to the lesser of (i) the Amount Available and (ii) such required payments,
by delivering to General Motors Acceptance Corporation a written demand for
payment by wire transfer, not later than the second Business Day prior to the
Distribution Date for such month, with a copy to the Master Servicer.
(e) All payments made by Residential Funding pursuant to this Section
or amounts paid under the Limited Guaranty shall be deposited directly in the
Certificate Account, for distribution on the Distribution Date for such month to
the Class R Certificateholders.
(f) The Depositor shall have the option, in its sole discretion, to
substitute for either or both of the Limited Guaranty or the Subordinate
Certificate Loss Obligation another instrument in the form of a corporate
guaranty, an irrevocable letter of credit, a surety bond, insurance policy or
similar instrument or a reserve fund; provided that (i) the Depositor obtains an
Opinion of Counsel (which need not be an opinion of Independent counsel) to the
effect that obtaining such substitute corporate guaranty, irrevocable letter of
credit, surety bond, insurance policy or similar instrument or reserve fund will
not cause either (a) any federal tax to be imposed on the Trust Fund, including
without limitation, any federal tax imposed on "prohibited transactions" under
Section 860(F)(a)(1) of the Code or on "contributions after the startup date"
under Section 860(G)(d)(1) of the Code or (b) the Trust Fund to fail to qualify
as a REMIC at any time that any Certificate is outstanding, and (ii) no such
substitution shall be made unless (A) the substitute Limited Guaranty or
Subordinate Certificate Loss Obligation is for an initial amount not less than
the then current Amount Available and contains provisions that are in all
material respects equivalent to the original Limited Guaranty or Subordinate
Certificate Loss Obligation (including that no portion of the fees,
reimbursements or other obligations under any such instrument will be borne by
the Trust Fund), (B) the long term debt obligations of any obligor of any
substitute Limited Guaranty or Subordinate Certificate Loss Obligation (if not
supported by the Limited Guaranty) shall be rated at least the lesser of (a) the
rating of the long term debt obligations of General Motors Acceptance
Corporation as of the date of issuance of the Limited Guaranty and (b) the
rating of the long term debt obligations of General Motors Acceptance
Corporation at the date of such substitution and (C) the Depositor obtains
written confirmation from each nationally recognized credit rating agency that
rated the Class R Certificates at the request of the Depositor that such
substitution shall not lower the rating on the Class R Certificates below the
lesser of (a) the then-current rating assigned to the Class R Certificates by
such rating agency and (b) the original rating assigned to the Class R
Certificates by such rating agency. Any replacement of the Limited Guaranty or
Subordinate Certificate Loss Obligation pursuant to this Section shall be
accompanied by a written Opinion of Counsel to the substitute guarantor or
obligor, addressed to the Master Servicer and the Trustee, that such substitute
K-2
instrument constitutes a legal, valid and binding obligation of the substitute
guarantor or obligor, enforceable in accordance with its terms, and concerning
such other matters as the Master Servicer and the Trustee shall reasonably
request. Neither the Depositor, the Master Servicer nor the Trustee shall be
obligated to substitute for or replace the Limited Guaranty or Subordinate
Certificate Loss Obligation under any circumstance.
Section 12.02. Amendments Relating to the Limited Guaranty.
Notwithstanding Sections 11.01 or 12.01: (i) the provisions of this Article XII
may be amended, superseded or deleted, (ii) the Limited Guaranty or Subordinate
Certificate Loss Obligation may be amended, reduced or canceled, and (iii) any
other provision of this Agreement which is related or incidental to the matters
described in this Article XI may be amended in any manner; in each case by
written instrument executed or consented to by the Depositor and Residential
Funding but without the consent of any Certificateholder and without the consent
of the Master Servicer or the Trustee being required unless any such amendment
would impose any additional obligation on, or otherwise adversely affect the
interests of, the Master Servicer or the Trustee, as applicable; provided that
the Depositor shall also obtain a letter from each nationally recognized credit
rating agency that rated the Class R Certificates at the request of the
Depositor to the effect that such amendment, reduction, deletion or cancellation
will not lower the rating on the Class R Certificates below the lesser of (a)
the then-current rating assigned to the Class R Certificates by such rating
agency and (b) the original rating assigned to the Class R Certificates by such
rating agency, unless (A) the Holder of 100% of the Class R Certificates is
Residential Funding or an Affiliate of Residential Funding, or (B) such
amendment, reduction, deletion or cancellation is made in accordance with
Section 11.01(e) and, provided further that the Depositor obtains, in the case
of a material amendment or supersession (but not a reduction, cancellation or
deletion of the Limited Guaranty or the Subordinate Certificate Loss
Obligation), an Opinion of Counsel (which need not be an opinion of Independent
counsel) to the effect that any such amendment or supersession will not cause
either (a) any federal tax to be imposed on the Trust Fund, including without
limitation, any federal tax imposed on "prohibited transactions" under Section
860F(a)(1) of the Code or on "contributions after the startup date" under
Section 860G(d)(1) of the Code or (b) the Trust Fund to fail to qualify as a
REMIC at any time that any Certificate is outstanding. A copy of any such
instrument shall be provided to the Trustee and the Master Servicer together
with an Opinion of Counsel that such amendment complies with this Section 12.02.
K-3
EXHIBIT L
FORM OF LIMITED GUARANTY
LIMITED GUARANTY
RESIDENTIAL ASSET SECURITIES CORPORATION
Mortgage Asset-Backed Pass-Through Certificates
Series 2001-RZ1
____________________, 20___
The Chase Manhattan Bank
000 Xxxx 00xx Xxxxxx
Xxx Xxxx, Xxx Xxxx 00000
Ladies and Gentlemen:
WHEREAS, Residential Funding Corporation, a Delaware corporation
("Residential Funding"), an indirect wholly-owned subsidiary of General Motors
Acceptance Corporation, a New York corporation ("GMAC"), plans to incur certain
obligations as described under Section 12.01 of the Pooling and Servicing
Agreement dated as of February 1, 2001 (the "Servicing Agreement"), among
Residential Asset Mortgage Products, Inc. (the "Depositor"), Residential Funding
andThe Chase Manhattan Bank (the "Trustee") as amended by Amendment No. 1
thereto, dated as of _________, with respect to the Mortgage Asset-Backed
Pass-Through Certificates, Series 2001-RZ1 (the "Certificates"); and
WHEREAS, pursuant to Section 12.01 of the Servicing Agreement,
Residential Funding agrees to make payments to the Holders of the Class R
Certificates with respect to certain losses on the Mortgage Loans as described
in the Servicing Agreement; and
WHEREAS, GMAC desires to provide certain assurances with respect
to the ability of Residential Funding to secure sufficient funds and faithfully
to perform its Subordinate Certificate Loss Obligation;
NOW THEREFORE, in consideration of the premises herein contained
and certain other good and valuable consideration, the receipt of which is
hereby acknowledged, GMAC agrees as follows:
Provision of Funds. (a) GMAC agrees to contribute and deposit in
the Certificate Account on behalf of Residential Funding (or otherwise provide
to Residential Funding, or to cause to be made available to Residential
Funding), either directly or through a subsidiary, in any case prior to the
related Distribution Date, such moneys as may be required by Residential Funding
to perform its Subordinate Certificate Loss Obligation when and as the same
arises from time to time upon the demand of the Trustee in accordance with
Section 11.01 of the Servicing Agreement.
L-1
(b) The agreement set forth in the preceding clause (a) shall be
absolute, irrevocable and unconditional and shall not be affected by the
transfer by GMAC or any other person of all or any part of its or their interest
in Residential Funding, by any insolvency, bankruptcy, dissolution or other
proceeding affecting Residential Funding or any other person, by any defense or
right of counterclaim, set-off or recoupment that GMAC may have against
Residential Funding or any other person or by any other fact or circumstance.
Notwithstanding the foregoing, GMAC's obligations under clause (a) shall
terminate upon the earlier of (x) substitution for this Limited Guaranty
pursuant to Section 12.01(f) of the Servicing Agreement, or (y) the termination
of the Trust Fund pursuant to the Servicing Agreement.
2. Waiver. GMAC hereby waives any failure or delay on the part of
Residential Funding, the Trustee or any other person in asserting or enforcing
any rights or in making any claims or demands hereunder. Any defective or
partial exercise of any such rights shall not preclude any other or further
exercise of that or any other such right. GMAC further waives demand,
presentment, notice of default, protest, notice of acceptance and any other
notices with respect to this Limited Guaranty, including, without limitation,
those of action or nonaction on the part of Residential Funding or the Trustee.
3. Modification, Amendment and Termination. This Limited Guaranty
may be modified, amended or terminated only by the written agreement of GMAC and
the Trustee and only if such modification, amendment or termination is permitted
under Section 12.02 of the Servicing Agreement. The obligations of GMAC under
this Limited Guaranty shall continue and remain in effect so long as the
Servicing Agreement is not modified or amended in any way that might affect the
obligations of GMAC under this Limited Guaranty without the prior written
consent of GMAC.
4. Successor. Except as otherwise expressly provided herein, the guarantee
herein set forth shall be binding upon GMAC and its respective successors.
5. Governing Law. This Limited Guaranty shall be governed by the laws of
the State of New York.
6. Authorization and Reliance. GMAC understands that a copy of this Limited
Guaranty shall be delivered to the Trustee in connection with the execution of
Amendment No. 1 to the Servicing Agreement and GMAC hereby authorizes the
Depositor and the Trustee to rely on the covenants and agreements set forth
herein.
7. Definitions. Capitalized terms used but not otherwise defined herein
shall have the meaning given them in the Servicing Agreement.
8. Counterparts. This Limited Guaranty may be executed in any number of
counterparts, each of which shall be deemed to be an original and such
counterparts shall constitute but one and the same instrument.
IN WITNESS WHEREOF, GMAC has caused this Limited Guaranty to be
executed and delivered by its respective officers thereunto duly authorized as
of the day and year first above written.
L-2
GENERAL MOTORS ACCEPTANCE
CORPORATION
By:_____________________
Name:__________________
Title:___________________
Acknowledged by:
THE CHASE MANHATTAN BANK,
as Trustee
By:___________________
Name:________________
Title:_________________
RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC.
By:___________________
Name:________________
Title:_________________
L-3
EXHIBIT M
FORM OF LENDER CERTIFICATION FOR ASSIGNMENT OF MORTGAGE LOAN
----------------, ----
Residential Asset Mortgage Products, Inc.
0000 Xxxxxxxxxx Xxxx Xxxxxxxxx
Xxxxxxxxxxx, Xxxxxxxxx 00000
The Chase Manhattan Bank
000 Xxxx 00xx Xxxxxx
Xxx Xxxx, Xxx Xxxx 00000
Ladies and Gentlemen:
This letter is delivered to you in connection with the assignment
by __________________ (the "Trustee") to ___________________ (the "Lender") of
__________________ (the "Mortgage Loan") pursuant to Section 3.12(d) of the
Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"), dated
as of February 1, 2001, among Residential Asset Mortgage Products, Inc., as
depositor (the "Depositor"), Residential Funding Corporation, as master
servicer, and the Trustee. All terms used herein and not otherwise defined shall
have the meanings set forth in the Pooling and Servicing Agreement. The Lender
hereby certifies, represents and warrants to, and covenants with, the Master
Servicer and the Trustee that:
(i) the Mortgage Loan is secured by Mortgaged Property
located in a jurisdiction in which an assignment in lieu of
satisfaction is required to preserve lien priority, minimize or
avoid mortgage recording taxes or otherwise comply with, or
facilitate a refinancing under, the laws of such jurisdiction;
(ii) the substance of the assignment is, and is intended to
be, a refinancing of such Mortgage Loan and the form of the
transaction is solely to comply with, or facilitate the
transaction under, such local laws;
(iii) the Mortgage Loan following the proposed assignment
will be modified to have a rate of interest at least 0.25 percent
below or above the rate of interest on such Mortgage Loan prior
to such proposed assignment; and
(iv) such assignment is at the request of the borrower under
the related Mortgage Loan.
M-1
Very truly yours,
(Lender)
By:
---------------
Name:
---------------
Title:
---------------
M-2
EXHIBIT N
[FORM OF RULE 144A INVESTMENT REPRESENTATION]
Description of Rule 144A Securities, including numbers:
=========================================
=========================================
The undersigned seller, as registered holder (the "Seller"),
intends to transfer the Rule 144A Securities described above to the undersigned
buyer (the "Buyer").
1. In connection with such transfer and in accordance with the
agreements pursuant to which the Rule 144A Securities were issued, the Seller
hereby certifies the following facts: Neither the Seller nor anyone acting on
its behalf has offered, transferred, pledged, sold or otherwise disposed of the
Rule 144A Securities, any interest in the Rule 144A Securities or any other
similar security to, or solicited any offer to buy or accept a transfer, pledge
or other disposition of the Rule 144A Securities, any interest in the Rule 144A
Securities or any other similar security from, or otherwise approached or
negotiated with respect to the Rule 144A Securities, any interest in the Rule
144A Securities or any other similar security with, any person in any manner, or
made any general solicitation by means of general advertising or in any other
manner, or taken any other action, that would constitute a distribution of the
Rule 144A Securities under the Securities Act of 1933, as amended (the "1933
Act"), or that would render the disposition of the Rule 144A Securities a
violation of Section 5 of the 1933 Act or require registration pursuant thereto,
and that the Seller has not offered the Rule 144A Securities to any person other
than the Buyer or another "qualified institutional buyer" as defined in Rule
144A under the 0000 Xxx.
2. The Buyer warrants and represents to and covenants with the
Seller, the Trustee and the Master Servicer (as defined in the Pooling and
Servicing Agreement (the "Agreement"), dated as of February 1, 2001 among
Residential Funding Corporation, as Master Servicer, Residential Asset Mortgage
Products, Inc., as Depositor and Bank One, National Association, as trustee,
pursuant to Section 5.02 of the Agreement, as follows:
a. The Buyer understands that the Rule 144A Securities have
not been registered under the 1933 Act or the securities laws of
any state.
b The Buyer considers itself a substantial, sophisticated
institutional investor having such knowledge and experience in
financial and business matters that it is capable of evaluating
the merits and risks of investment in the Rule 144A Securities.
c. The Buyer has been furnished with all information
regarding the Rule 144A Securities that it has requested from the
Seller, the Trustee or the Servicer.
d. Neither the Buyer nor anyone acting on its behalf has
offered, transferred, pledged, sold or otherwise disposed of the
Rule 144A Securities, any interest in
N-1
the Rule 144A Securities or any other similar security to, or solicited
any offer to buy or accept a transfer, pledge or other disposition of
the Rule 144A Securities, any interest in the Rule 144A Securities or
any other similar security from, or otherwise approached or negotiated
with respect to the Rule 144A Securities, any interest in the Rule 144A
Securities or any other similar security with, any person in any manner,
or made any general solicitation by means of general advertising or in
any other manner, or taken any other action, that would constitute a
distribution of the Rule 144A Securities under the 1933 Act or that
would render the disposition of the Rule 144A Securities a violation of
Section 5 of the 1933 Act or require registration pursuant thereto, nor
will it act, nor has it authorized or will it authorize any person to
act, in such manner with respect to the Rule 144A Securities.
e. The Buyer is a "qualified institutional buyer" as that
term is defined in Rule 144A under the 1933 Act and has completed either
of the forms of certification to that effect attached hereto as Annex 1
or Annex 2. The Buyer is aware that the sale to it is being made in
reliance on Rule 144A. The Buyer is acquiring the Rule 144A Securities
for its own account or the accounts of other qualified institutional
buyers, understands that such Rule 144A Securities may be resold,
pledged or transferred only (i) to a person reasonably believed to be a
qualified institutional buyer that purchases for its own account or for
the account of a qualified institutional buyer to whom notice is given
that the resale, pledge or transfer is being made in reliance on Rule
144A, or (ii) pursuant to another exemption from registration under the
1933 Act.
[3. Reserved]
4. This document may be executed in one or more counterparts and
by the different parties hereto on separate counterparts, each of which, when so
executed, shall be deemed to be an original; such counterparts, together, shall
constitute one and the same document.
N-2
IN WITNESS WHEREOF, each of the parties has executed this
document as of the date set forth below.
__________________ ____________________
--------------------------
Print Name of Seller Print Name of Buyer
By:________________ By:_________________
-------------------------
Name: Name:
Title: Title:
Taxpayer Identification: Taxpayer Identification:
No:__________________ No:__________________
-----------------------
Date:__________________ Date:__________________
---------------------
N-3
ANNEX 1 TO EXHIBIT N
QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A
[For Buyers Other Than Registered Investment Companies]
The undersigned hereby certifies as follows in connection with
the Rule 144A Investment Representation to which this Certification is attached:
1. As indicated below, the undersigned is the President, Chief Financial
Officer, Senior Vice President or other executive officer of the Buyer.
2. In connection with purchases by the Buyer, the Buyer is a
"qualified institutional buyer" as that term is defined in Rule 144A under the
Securities Act of 1933 ("Rule 144A") because (i) the Buyer owned and/or invested
on a discretionary basis $____________ in securities (except for the excluded
securities referred to below) as of the end of the Buyer's most recent fiscal
year (such amount being calculated in accordance with Rule 144A) and (ii) the
Buyer satisfies the criteria in the category marked below.
____ Corporation, etc. The Buyer is a corporation (other than a bank,
savings and loan association or similar institution), Massachusetts or
similar business trust, partnership, or charitable organization
described in Section 501(c)(3) of the Internal Revenue Code.
____ Bank. The Buyer (a) is a national bank or banking institution
organized under the laws of any State, territory or the District of
Columbia, the business of which is substantially confined to banking and
is supervised by the State or territorial banking commission or similar
official or is a foreign bank or equivalent institution, and (b) has an
audited net worth of at least $25,000,000 as demonstrated in its latest
annual financial statements, a copy of which is attached hereto.
____ Savings and Loan. The Buyer (a) is a savings and loan
association, building and loan association, cooperative bank,
homestead association or similar institution, which is supervised
and examined by a State or Federal authority having supervision
over any such institutions or is a foreign savings and loan
association or equivalent institution and (b) has an audited net
worth of at least $25,000,000 as demonstrated in its latest
annual financial statements.
____ Broker-Dealer. The Buyer is a dealer registered pursuant to
Section 15 of the Securities Exchange Act of 1934.
____ Insurance Depositor. The Buyer is an insurance company whose
primary and predominant business activity is the writing of
insurance or the reinsuring of risks underwritten by insurance
companies and which is subject to supervision by the insurance
commissioner or a similar official or agency of a State or
territory or the District of Columbia.
N-4
____ State or Local Plan. The Buyer is a plan established and
maintained by a State, its political subdivisions, or any agency
or instrumentality of the State or its political subdivisions,
for the benefit of its employees.
____ ERISA Plan. The Buyer is an employee benefit plan within the
meaning of Title I of the Employee Retirement Income Security Act
of 1974.
____ Investment Adviser. The Buyer is an investment adviser registered
under the Investment Advisers Act of 1940.
____ SBIC. The Buyer is a Small Business Investment Company licensed
by the U.S. Small Business Administration under Section 301(c) or
(d) of the Small Business Investment Act of 1958.
____ Business Development Depositor. The Buyer is a business
development company as defined in Section 202(a)(22) of the
Investment Advisers Act of 1940.
____ Trust Fund. The Buyer is a trust fund whose trustee is a bank or
trust company and whose participants are exclusively (a) plans
established and maintained by a State, its political
subdivisions, or any agency or instrumentality of the State or
its political subdivisions, for the benefit of its employees, or
(b) employee benefit plans within the meaning of Title I of the
Employee Retirement Income Security Act of 1974, but is not a
trust fund that includes as participants individual retirement
accounts or H.R. 10 plans.
3. The term "securities" as used herein does not include (i)
securities of issuers that are affiliated with the Buyer, (ii) securities that
are part of an unsold allotment to or subscription by the Buyer, if the Buyer is
a dealer, (iii) bank deposit notes and certificates of deposit, (iv) loan
participations, (v) repurchase agreements, (vi) securities owned but subject to
a repurchase agreement and (vii) currency, interest rate and commodity swaps.
4. For purposes of determining the aggregate amount of securities
owned and/or invested on a discretionary basis by the Buyer, the Buyer used the
cost of such securities to the Buyer and did not include any of the securities
referred to in the preceding paragraph. Further, in determining such aggregate
amount, the Buyer may have included securities owned by subsidiaries of the
Buyer, but only if such subsidiaries are consolidated with the Buyer in its
financial statements prepared in accordance with generally accepted accounting
principles and if the investments of such subsidiaries are managed under the
Buyer's direction. However, such securities were not included if the Buyer is a
majority-owned, consolidated subsidiary of another enterprise and the Buyer is
not itself a reporting company under the Securities Exchange Act of 1934.
5. The Buyer acknowledges that it is familiar with Rule 144A and
understands that the seller to it and other parties related to the Certificates
are relying and will continue to rely on the statements made herein because one
or more sales to the Buyer may be in reliance on Rule 144A.
N-5
____ ____ Will the Buyer be purchasing the Rule 144A
Yes No Securities only for the Buyer's own account?
6. If the answer to the foregoing question is "no", the Buyer
agrees that, in connection with any purchase of securities sold to the Buyer for
the account of a third party (including any separate account) in reliance on
Rule 144A, the Buyer will only purchase for the account of a third party that at
the time is a "qualified institutional buyer" within the meaning of Rule 144A.
In addition, the Buyer agrees that the Buyer will not purchase securities for a
third party unless the Buyer has obtained a current representation letter from
such third party or taken other appropriate steps contemplated by Rule 144A to
conclude that such third party independently meets the definition of "qualified
institutional buyer" set forth in Rule 144A.
7. The Buyer will notify each of the parties to which this
certification is made of any changes in the information and conclusions herein.
Until such notice is given, the Buyer's purchase of Rule 144A Securities will
constitute a reaffirmation of this certification as of the date of such
purchase.
-----------------------------
Print Name of Buyer
By: ___________________
Name:
Title:
Date: ______________________
N-6
ANNEX 2 TO EXHIBIT N
QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A
[For Buyers That Are Registered Investment Companies]
The undersigned hereby certifies as follows in connection with
the Rule 144A Investment Representation to which this Certification is attached:
1. As indicated below, the undersigned is the President, Chief
Financial Officer or Senior Vice President of the Buyer or, if the Buyer is a
"qualified institutional buyer" as that term is defined in Rule 144A under the
Securities Act of 1933 ("Rule 144A") because Buyer is part of a Family of
Investment Companies (as defined below), is such an officer of the Adviser.
2. In connection with purchases by Buyer, the Buyer is a
"qualified institutional buyer" as defined in SEC Rule 144A because (i) the
Buyer is an investment company registered under the Investment Company Act of
1940, and (ii) as marked below, the Buyer alone, or the Buyer's Family of
Investment Companies, owned at least $100,000,000 in securities (other than the
excluded securities referred to below) as of the end of the Buyer's most recent
fiscal year. For purposes of determining the amount of securities owned by the
Buyer or the Buyer's Family of Investment Companies, the cost of such securities
was used.
The Buyer owned $___________________ in securities (other than the
excluded securities referred to below) as of the end of the
Buyer's most recent fiscal year (such amount being calculated in
accordance with Rule 144A).
The Buyer is part of a Family of Investment Companies which owned in
the aggregate $_________________ in securities (other than the
excluded securities referred to below) as of the end of the
Buyer's most recent fiscal year (such amount being calculated in
accordance with Rule 144A).
3. The term "Family of Investment Companies" as used herein means
two or more registered investment companies (or series thereof) that have the
same investment adviser or investment advisers that are affiliated (by virtue of
being majority owned subsidiaries of the same parent or because one investment
adviser is a majority owned subsidiary of the other).
4. The term "securities" as used herein does not include (i)
securities of issuers that are affiliated with the Buyer or are part of the
Buyer's Family of Investment Companies, (ii) bank deposit notes and certificates
of deposit, (iii) loan participations, (iv) repurchase agreements, (v)
securities owned but subject to a repurchase agreement and (vi) currency,
interest rate and commodity swaps.
5. The Buyer is familiar with Rule 144A and understands that each
of the parties to which this certification is made are relying and will continue
to rely on the statements made herein because one or more sales to the Buyer
will be in reliance on Rule 144A. In addition, the Buyer will only purchase for
the Buyer's own account.
N-7
6. The undersigned will notify each of the parties to which this
certification is made of any changes in the information and conclusions herein.
Until such notice, the Buyer's purchase of Rule 144A Securities will constitute
a reaffirmation of this certification by the undersigned as of the date of such
purchase.
---------------------
Print Name of Buyer
By:__________________
Name:
Title:
IF AN ADVISER:
------------------------
Print Name of Buyer
Date: __________________
EXHIBIT O
FORM OF ERISA LETTER
--------------, ----
Residential Asset Mortgage Products, Inc.
0000 Xxxxxxxxxx Xxxx Xxxxxxxxx
Xxxxxxxxxxx, Xxxxxxxxx 00000
The Chase Manhattan Bank
000 Xxxx 00xx Xxxxxx
Xxx Xxxx, Xxx Xxxx 00000
Residential Funding Corporation
0000 Xxxxxxxxxx Xxxx Xxxxxxxxx
Xxxxx 000
Xxxxxxxxxxx, XX 00000
Attention: Residential Funding Corporation Series 2001-RZ1
Re: Mortgage Asset-Backed Pass-Through Certificates,
Series 2001-RZ1[Class SB]
Ladies and Gentlemen:
_________________________ (the "Purchaser") intends to purchase from
___________________________ (the "Seller") $_____________ Initial Certificate
Principal Balance of Mortgage Pass-Through Certificates, Series 2001-RZ1, Class
__ (the "Certificates"), issued pursuant to the Pooling and Servicing Agreement
(the "Pooling and Servicing Agreement"), dated as of February 1, 2001 among
Residential Asset Mortgage Products, Inc., as the company (the "Depositor"),
Residential Funding Corporation, as master servicer (the "Master Servicer") and
The Chase Manhattan Bank, as trustee (the "Trustee"). All terms used herein and
not otherwise defined shall have the meanings set forth in the Pooling and
Servicing Agreement. The Purchaser hereby certifies, represents and warrants to,
and covenants with, the Depositor, the Trustee and the Master Servicer that:
(a) The Purchaser is not an employee benefit or other plan subject to the
prohibited transaction provisions of the Employee Retirement Income Security Act
of 1974, as amended ("ERISA"), or Section 4975 of the Internal Revenue Code of
1986, as amended (the "Code") (a "Plan"), or any other person (including an
investment manager, a named fiduciary or a trustee of any Plan) acting, directly
or indirectly, on behalf of or purchasing any Certificate with "plan assets" of
any Plan within the meaning of the Department of Labor ("DOL") regulation at 29
C.F.R. ss.2510.3-101; or
(b) The Purchaser has provided the Trustee, the Depositor and the Master
Servicer with an opinion of counsel acceptable to and in form and substance
satisfactory to the Trustee, the Depositor and the Master Servicer to the effect
that the purchase of Certificates is permissible under applicable law, will not
constitute or result in any non-exempt prohibited transaction under ERISA or
Section 4975 of the Code and will not subject the Trustee, the Depositor or the
Master Servicer to any obligation or liability (including obligations or
liabilities under ERISA or Section 4975 of the Code) in addition to those
undertaken in the Pooling and Servicing Agreement.
In addition, the Purchaser hereby certifies, represents and warrants to,
and covenants with, the Depositor, the Trustee and the Master Servicer that the
Purchaser will not transfer such Certificates to any Plan or person unless such
Plan or person meets the requirements set forth in either (a) or (b) above.
Very truly yours,
(Purchaser)
By:
----------------------------------------
Name:
--------------------------------------
Title:
-------------------------------------
EXHIBIT P
ERISA Representation Letter
[date]
Residential Funding Corporation
0000 Xxxxxxxxxx Xxxx Xxxxxxxxx, Xxxxx 000
Xxxxxxxxxxx, Xxxxxxxxx 00000
Residential Asset Mortgage Products, Inc.
0000 Xxxxxxxxxx Xxxx Xxxxxxxxx, Xxxxx 000
Xxxxxxxxxxx, Xxxxxxxxx 00000
The Chase Manhattan Bank
000 Xxxx 00xx Xxxxxx, 00xx Xxxxx,
Xxx Xxxx, Xxx Xxxx 00000
Attention: Residential Asset Mortgage Products Inc. Series 2001-RZ1
Re: Residential Asset Mortgage Products, Inc. Mortgage Asset-Backed
Pass-Through Certificates, Series 2001-RZ1, Class M-__, Class B
Ladies and Gentlemen:
[__________________________] (the "Purchaser") intends to purchase from
[__________________________] (the "Seller") $[____________] initial Certificate
Principal Balance of the above-referenced certificates, issued under the pooling
and servicing agreement, dated as of February 1, 2001, among Residential Asset
Mortgage Products, Inc., as depositor, Residential Funding Corporation, as
master servicer and The Chase Manhattan Bank, as trustee. All terms used in this
ERISA Representation Letter and not otherwise defined shall have the meanings
set forth in the pooling and servicing agreement.
The Purchaser hereby certifies, represents and warrants to, and
covenants with the Seller, the trustee and the master servicer that, either:
(a) The Purchaser is not an ERISA plan, or any other person,
including an investment manager, a named fiduciary or a trustee of any
Plan, acting, directly or indirectly, on behalf of or purchasing any
certificate with "plan assets" of any ERISA plan within the meaning of the
DOL regulation at 29 C.F.R. ss.2510.3-101; or
(b) The Purchaser is an insurance company, the source of funds to
be used by which to purchase the certificates is an "insurance company
general account", as the term is defined
in DOL Prohibited Transaction Class Exemption 95-60, and the conditions in
Sections I and III of PTCE 95-60 have been satisfied.
In addition, the Purchaser hereby certifies, represents and warrants to,
and covenants with, the Seller, the trustee and the master servicer that the
Purchaser will not transfer the certificates to any ERISA plan or person unless
that ERISA plan or person meets the requirements in either (a) or (b) above.
Very truly yours,
By: ___________________
Name:_________________
Title:_________________
EXHIBIT Q
FORM OF CERTIFICATE TO BE GIVEN BY CERTIFICATE OWNER
Euroclear Cedel, societe anonyme
000 Xxxxxxxxx Xxxxxxxx 00 Xxxxxxxxx Xxxxx-Xxxxxxxx Xxxxxxxxx
X-0000 Xxxxxxxx, Xxxxxxx X-0000 Xxxxxxxxxx
Re: Residential Asset Mortgage Products, Inc., Mortgage Asset-Backed
Pass- Through Certificates, Series 2001-RZ1, Class B, issued
pursuant to the Pooling and Servicing Agreement dated as of
February 1, 2001 among RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC.,
RESIDENTIAL FUNDING CORPORATION, and CHASE MANHATTAN BANK, as
Trustee (the "Certificates").
This is to certify that as of the date hereof and except as set forth
below, the beneficial interest in the Certificates held by you for our account
is owned by persons that are not U.S. persons (as defined in Rule 901 under the
Securities Act of 1933, as amended).
The undersigned undertakes to advise you promptly by tested telex on or
prior to the date on which you intend to submit your certification relating to
the Certificates held by you in which the undersigned has acquired, or intends
to acquire, a beneficial interest in accordance with your operating procedures
if any applicable statement herein is not correct on such date. In the absence
of any such notification, it may be assumed that this certification applies as
of such date.
[This certification excepts beneficial interests in and does not relate
to U.S. $_________ principal amount of the Certificates appearing in your books
as being held for our account but that we have sold or as to which we are not
yet able to certify.]
We understand that this certification is required in connection with
certain securities laws in the United States of America. If administrative or
legal proceedings are commenced or threatened in connection with which this
certification is or would be relevant, we irrevocably authorize you to produce
this certification or a copy thereof to any interested party in such
proceedings.
Dated: By: ,
----------------------- ---------------------------------
Account Holder
--------
* Certification must be dated on or after the 15th day before the date of
the Euroclear or Cedel certificate to which this certification releases.
EXHIBIT R
FORM OF CERTIFICATE TO BE GIVEN BY EUROCLEAR OR XXXXX
Xxxxx Manhattan Bank
Re: Residential Asset Mortgage Products, Inc., Mortgage Asset-Backed
Pass-Through Certificates, Series 2001-RZ1, Class B, issued
pursuant to the Pooling and Servicing Agreement dated as of
February 1, 2001 among RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC.,
RESIDENTIAL FUNDING CORPORATION, and CHASE MANHATTAN BANK, as
Trustee (the "Certificates").
This is to certify that, based solely on certifications we have received
in writing, by tested telex or by electronic transmission from member
organizations appearing in our records as persons being entitled to a portion of
the principal amount set forth below (our "Member Organizations") as of the date
hereof, $____________ principal amount of the Certificates is owned by persons
(a) that are not U.S. persons (as defined in Rule 901 under the Securities Act
of 1933. as amended (the "Securities Act")) or (b) who purchased their
Certificates (or interests therein) in a transaction or transactions that did
not require registration under the Securities Act.
We further certify (a) that we are not making available herewith for
exchange any portion of the related Temporary Regulation S Global Class B
Certificate excepted in such certifications and (b) that as of the date hereof
we have not received any notification from any of our Member Organizations to
the effect that the statements made by them with respect to any portion of the
part submitted herewith for exchange are no longer true and cannot be relied
upon as of the date hereof
We understand that this certification is required in connection with
certain securities laws of the United States of America. If administrative or
legal proceedings are commenced or threatened in connection with which this
certification is or would be relevant, we irrevocably authorize you to produce
this certification or a copy hereof to any interested party in such proceedings.
Date: Yours faithfully,
-------------------------------
* To be dated no earlier By:
----------------------------------------
than the Effective Date. Xxxxxx Guaranty Trust Company of New York, Brussels
Office, as Operator of the Euroclear Clearance System Cedel, Societe anonyme
EXHIBIT S
FORM OF
CERTIFICATE TO BE GIVEN BY TRANSFEREE
OF BENEFICIAL INTEREST IN A REGULATION S
TEMPORARY BOOK-ENTRY CERTIFICATE
Euroclear Cedel, societe anonyme
000 Xxxxxxxxx Xxxxxxxx 00 Xxxxxxxxx Xxxxx-Xxxxxxxx Xxxxxxxxx
B- 1210 Brussels, Belgium L- 1331 Luxembourg
Re: Residential Asset Mortgage Products, Inc., Mortgage Asset-Backed
Pass- Through Certificates, Series 2001-RZ1, Class B, issued
pursuant to the Pooling and Servicing Agreement dated as of
February 1, 2001 among RESIDENTIAL ASSET MORTGAGE PRODUCTS INC.,
RESIDENTIAL FUNDING CORPORATION, and THE CHASE MANHATTAN BANK, as
Trustee (the "Certificates").
This is to certify that as of the date hereof, and except as set forth
below, for purposes of acquiring a beneficial interest in the Certificates, the
undersigned certifies that it is not a U.S. person (as defined in Rule 901 under
the Securities Act of 1933, as amended).
The undersigned undertakes to advise you promptly by tested telex on or
prior to the date on which you intend to submit your certification relating to
the Certificates held by you in which the undersigned intends to acquire a
beneficial interest in accordance with your operating procedures if any
applicable statement herein is not correct on such date. In the absence of any
such notification, it may be assumed that this certification applies as of such
date.
We understand that this certification is required in connection with
certain securities laws in the United States of America. If administrative or
legal proceedings are commenced or threatened in connection with which this
certification is or would be relevant, we irrevocably authorize you to produce
this certification or a copy thereof to any interested party in such
proceedings.
Dated: By:
------------------------------------- --------------
EXHIBIT T
FORM OF
TRANSFER CERTIFICATE FOR EXCHANGE OR
TRANSFER FROM 144A BOOK-ENTRY CERTIFICATE
TO REGULATION S BOOK-ENTRY CERTIFICATE
The Chase Manhattan Bank
Re: Residential Asset Mortgage Products, Inc., Mortgage Asset-Backed
Pass- Through Certificates, Series 2001-RZ1, Class B, issued
pursuant to the Pooling and Servicing Agreement dated as of
February 1, 2001 (the "Agreement"), among RESIDENTIAL ASSET
MORTGAGE PRODUCTS, INC., RESIDENTIAL FUNDING CORPORATION and THE
CHASE MANHATTAN BANK, as Trustee (the "Certificates").
Capitalized terms used but not defined herein shall have the meanings
given to them in the Agreement.
This letter relates to U.S. $____________ principal amount of
Certificates that are held as a beneficial interest in the 144A Book-Entry
Certificate (CUSIP No. ________) with DTC in the name of [insert name of
transferor] (the "Transferor"). The Transferor has requested an exchange or
transfer of the beneficial interest for an interest in the Permanent Regulation
S Global Class B Certificate (CUSIP No. ________) to be held with [Euroclear]
[Cedel] through DTC.
In connection with the request and in receipt of the Certificates, the
Transferor does hereby certify that the exchange or transfer has been effected
in accordance with the transfer restrictions set forth in the Agreement and the
Certificates and:
(a) pursuant to and in accordance with Regulation S under the
Securities Act of 1933, as amended (the "Securities Act"), and
accordingly the Transferor does hereby certify that:
(i) the offer of the Certificates was not made to a person in the United
States of America,
[(ii) at the time the buy order was originated, the transferee was outside
the United States of America or the Transferor and any person acting on its
behalf reasonably believed that the transferee was outside the United States of
America,
(ii) the transaction was executed in, on or through the facilities of a
designated offshore securities market and neither the Transferor nor any person
-9-
acting on its behalf knows that the transaction was pre-arranged with a buyer in
the United States of America,]**/
(iii) no directed selling efforts have been made in contravention of the
requirements of Rule 903(b) or 904(b) of Regulation 5, as applicable,
(iv) the transaction is not part of a plan or scheme to evade the
registration requirements of the Securities Act, and
(b) with respect to transfers made in reliance on Rule 144 under
the Securities Act, the Transferor does hereby certify that the
Certificates are being transferred in a transaction permitted by Rule
144 under the Securities Act.
This certification and the statements contained herein are made for your
benefit and the benefit of the issuer and the [placement agent].
[Insert name of Transferor]
Dated: By:
------------------------------ ---------------------------------
Title:
------------------------------
--------
** Insert one of these two provisions, which come from the
definition of "offshore transactions" in Regulation S.
-10-
EXHIBIT U
FORM OF
PLACEMENT AGENT EXCHANGE INSTRUCTIONS
Depository Trust Company
00 Xxxxx Xxxxxx
00xx Xxxxx
Xxx Xxxx, Xxx Xxxx 00000
Re: Residential Asset Mortgage Products, Inc., Mortgage Asset-Backed
Pass- Through Certificates, Series 2001-RZ1, Class B, issued
pursuant to the Pooling and Servicing Agreement dated as of
February 1, 2001 (the "Agreement") among RESIDENTIAL ASSET
MORTGAGE PRODUCTS, INC., RESIDENTIAL FUNDING CORPORATION, and
CHASE MANHATTAN BANK, as Trustee (the "Certificates").
Pursuant to Section 5.02(e) of the Agreement, ________________________
(the "Placement Agent") hereby requests that $______________ aggregate principal
amount of the Certificates held by you for our account and represented by the
Temporary Regulation S Global Class B Certificate (CUSIP No. ________) (as
defined in the Agreement) be exchanged for an equal principal amount represented
by the Rule 144A Global Class B Certificate (CUSIP No. _______) to be held by
you for our account.
Date: [placement agent]
------------------------
By:
---------------------------------
Title:
------------------------------
-11-
