MORTGAGE LOAN PURCHASE AGREEMENT This is a Mortgage Loan Purchase Agreement (the "Agreement") dated as of December 30, 2004 between GMAC Mortgage Corporation, a Pennsylvania corporation, having an office at 100 Witmer Road, Horsham, Pennsylvania...
MORTGAGE LOAN PURCHASE AGREEMENT
This is a Mortgage Loan Purchase Agreement (the "Agreement") dated as of
December 30, 2004 between GMAC Mortgage Corporation, a Pennsylvania corporation,
having an office at 000 Xxxxxx Xxxx, Xxxxxxx, Xxxxxxxxxxxx 00000, as seller
("GMACM" or the "Seller") and Residential Asset Mortgage Products, Inc., a
Delaware corporation, having an office at 0000 Xxxxxxxxxx Xxxx Xxxxxxxxx,
Xxxxxxxxxxx, Xxxxxxxxx 00000 (the "Purchaser").
WHEREAS, the Seller, in the ordinary course of its business acquires and
originates mortgage loans and acquired or originated all of the mortgage loans
listed on the Mortgage Loan Schedule attached as Schedule I hereto (the
"Mortgage Loans");
WHEREAS, the Seller owns the Cut-off Date Principal Balances of the
Mortgage Loans;
WHEREAS, the parties hereto desire that the Seller sell the Cut-off Date
Principal Balances of the Mortgage Loans to the Purchaser on the Closing Date
pursuant to the terms of this Agreement; and
WHEREAS, the parties hereto desire that the Seller continue servicing
the Mortgage Loans;
NOW, THEREFORE, in consideration of the mutual covenants herein
contained, the parties hereto agree as follows:
The following terms are defined as follows:
Aggregate Principal Balance
(as of the Cut-off Date):
$408,016,230.31 (after deduction of scheduled
principal payments due on or before the Cut-off
Date, whether or not collected, but without
deduction of prepayments that may have been made
but not reported to the Seller as of the close
of business on such date).
Closing Date:
December 30, 2004, or such other date as may be
agreed upon by the parties hereto.
Cut-off Date:
December 1, 2004.
Mortgage Loan:
A fixed rate, fully-amortizing, first lien,
residential conventional mortgage loan having a
term of not more than 30 years and secured by
Mortgaged Property.
Mortgaged Property:
A single parcel of real property on which is
located a detached or attached single-family
residence, a one-to-four family dwelling, a
townhouse, an individual condominium unit, or an
individual unit in a planned unit development,
or a proprietary lease in a unit in a
cooperatively-owned apartment building and stock
in the related cooperative corporation.
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Pooling and Servicing Agreement:
The pooling and servicing agreement, dated as of
December 30, 2004, among Residential Asset
Mortgage Products, Inc., as company, GMAC
Mortgage Corporation, as servicer and JPMorgan
Chase Bank, N.A., as trustee (the "Trustee"),
related to the Series 2004-J6 Certificates.
Repurchase Event:
With respect to any Mortgage Loan as to which
the Seller delivers an affidavit certifying that
the original Mortgage Note has been lost or
destroyed, a subsequent default on such Mortgage
Loan if the enforcement thereof or of the
related Mortgage is materially and adversely
affected by the absence of such original
Mortgage Note.
All capitalized terms used but not defined herein shall have the
meanings assigned thereto in the Pooling and Servicing Agreement. The parties
intend hereby to set forth the terms and conditions upon which the proposed
transactions will be effected and, in consideration of the premises and the
mutual agreements set forth herein, agree as follows:
SECTION 1. Agreement to Sell and Purchase Mortgage Loans. The Seller agrees to
sell to the Purchaser and the Purchaser agrees to purchase from the Seller the
Mortgage Loans having an aggregate principal balance equal to the Aggregate
Principal Balance of the Mortgage Loans.
SECTION 2. Mortgage Loan Schedule. The Seller has provided to the Purchaser a
schedule setting forth all of the Mortgage Loans to be purchased on the Closing
Date under this Agreement, attached hereto as Schedule I ("Mortgage Loan
Schedule").
SECTION 3. Purchase Price of Mortgage Loans. The purchase price to be paid to
the Seller by the Purchaser for the Mortgage Loans shall be the sum of (i)
$408,097,806.28, (ii) the Class PO Certificates and the Class IO Certificates
and (iii) a 0.03% Percentage Interest in each of the Class R-I Certificates,
Class R-II Certificates and Class R-III Certificates issued pursuant to the
Pooling and Servicing Agreement. The cash portion of the purchase price due to
the Seller shall be paid by wire transfer of immediately available funds on the
Closing Date to the account specified by the Seller.
The Purchaser and Seller intend that the conveyance by the Seller to the
Purchaser of the Seller's right, title and interest in and to the Mortgage Loans
pursuant to this Agreement shall be, and be construed as, a sale of the Mortgage
Loans by the Seller to the Purchaser. It is, further, not intended that such
conveyance be deemed to be a grant of a security interest in the Mortgage Loans
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by the Seller to the Purchaser to secure a debt or other obligation of the
Seller. However, in the event that the Mortgage Loans are held to be property of
the Seller, or if for any reason this Agreement is held or deemed to create a
security interest in the Mortgage Loans, then it is intended that, (a) this
Agreement shall be and hereby is a security agreement within the meaning of
Articles 9 of the Pennsylvania Uniform Commercial Code, the Delaware Uniform
Commercial Code and the Uniform Commercial Code of any other applicable
jurisdiction; (b) the conveyance provided for in this Section shall be deemed to
be, and hereby is, a grant by the Seller to the Purchaser of a security interest
in the Seller's right, title and interest, whether now owned or hereafter
acquired, in and to the following: (A) the Mortgage Loans, including (i) with
respect to each Cooperative Loan, the related Mortgage Note, Security Agreement,
Assignment of Proprietary Lease, Cooperative Stock Certificate, Cooperative
Lease, (ii) with respect to each Mortgage Loan other than a Cooperative Loan,
the related Mortgage Note and Mortgage and (iii) any insurance policies and all
other documents in the related Mortgage File, (B) all amounts payable pursuant
to the Mortgage Loans in accordance with the terms thereof, (C) all proceeds of
the conversion, voluntary or involuntary, of the foregoing into cash,
instruments, securities or other property, (D) all accounts, general
intangibles, chattel paper, instruments, documents, money, deposit accounts,
goods, letters of credit, letter-of-credit rights, oil, gas, and other minerals,
and investment property consisting of, arising from or relating to any of the
foregoing and (E) all proceeds of the foregoing; (c) the possession by the
Trustee, the Custodian or any other agent of the Trustee of any of the foregoing
shall be deemed to be possession by the secured party, or possession by a
purchaser or a person holding for the benefit of such secured party, for
purposes of perfecting the security interest pursuant to the Pennsylvania
Uniform Commercial Code, the Delaware Uniform Commercial Code and the Uniform
Commercial Code of any other applicable jurisdiction (including, without
limitation, Sections 9-313 and 9-314 of each thereof); and (d) notifications to
persons holding such property, and acknowledgments, receipts or confirmations
from persons holding such property, shall be deemed notifications to, or
acknowledgments, receipts or confirmations from, securities intermediaries,
bailees or agents of, or persons holding for, the Trustee (as applicable) for
the purpose of perfecting such security interest under applicable law. The
Seller shall, to the extent consistent with this Agreement, take such reasonable
actions as may be necessary to ensure that, if this Agreement were determined to
create a security interest in the Mortgage Loans and the other property
described above, such security interest would be determined to be a perfected
security interest of first priority under applicable law and will be maintained
as such throughout the term of this Agreement. Without limiting the generality
of the foregoing, the Seller shall prepare and deliver to the Purchaser not less
than 15 days prior to any filing date, and the Purchaser shall file, or shall
cause to be filed, at the expense of the Seller, all filings necessary to
maintain the effectiveness of any original filings necessary under the Uniform
Commercial Code as in effect in any jurisdiction to perfect the Purchaser's
security interest in the Mortgage Loans, including without limitation (x)
continuation statements, and (y) such other statements as may be occasioned by
(1) any change of name of the Seller or the Purchaser, (2) any change of type or
jurisdiction of organization of the Seller, or (3) any transfer of any interest
of the Seller in any Mortgage Loan.
Notwithstanding the foregoing, (i) GMACM in its capacity as Servicer
shall retain all servicing rights (including, without limitation, primary
servicing and master servicing) relating to or arising out of the Mortgage
Loans, and all rights to receive servicing fees, servicing income and other
payments made as compensation for such servicing granted to it under the Pooling
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and Servicing Agreement pursuant to the terms and conditions set forth therein
(collectively, the "Servicing Rights") and (ii) the Servicing Rights are not
included in the collateral in which the Seller grants a security interest
pursuant to the immediately preceding paragraph.
SECTION 4. Record Title and Possession of Mortgage Files. The Seller hereby
sells, transfers, assigns, sets over and conveys to the Purchaser, without
recourse, but subject to the terms of this Agreement and the Seller hereby
acknowledges that the Purchaser, subject to the terms of this Agreement, shall
have all the right, title and interest of the Seller in and to the related
Mortgage Loans. From the Closing Date, but as of the Cut-off Date, the ownership
of each Mortgage Loan, including the Mortgage Note, the Mortgage, the contents
of the related Mortgage File and all rights, benefits, proceeds and obligations
arising therefrom or in connection therewith, has been vested in the Purchaser.
All rights arising out of the Mortgage Loans including, but not limited to, all
funds received on or in connection with the Mortgage Loans and all records or
documents with respect to the Mortgage Loans prepared by or which come into the
possession of the Seller shall be received and held by the Seller in trust for
the exclusive benefit of the Purchaser as the owner of the Mortgage Loans. On
and after the Closing Date, any portion of the related Mortgage Files or
servicing files related to the Mortgage Loans (the "Servicing Files") in the
Seller's possession shall be held by GMACM in a custodial capacity only for the
benefit of the Purchaser. GMACM shall release its custody of any contents of the
related Mortgage Files or Servicing Files only in accordance with written
instructions of the Purchaser or the Purchaser's designee.
SECTION 5. Books and Records. The sale of each Mortgage Loan has been reflected
on the Seller's balance sheet and other financial statements as a sale of assets
by the Seller. The Seller shall be responsible for maintaining, and shall
maintain, a complete set of books and records for the Mortgage Loans which shall
be appropriately identified in the Seller's computer system to clearly reflect
the ownership of the Mortgage Loans by the Purchaser.
SECTION 6. Delivery of Mortgage Notes.
(a) On or prior to the Closing Date, in connection with the conveyance by the
Seller of the Mortgage Loans, the Seller shall deliver to the Purchaser or the
Custodian, as directed by the Purchaser, the original Mortgage Note, with
respect to each Mortgage Loan so assigned, endorsed without recourse in blank,
or in the name of the Trustee as trustee, and signed by an authorized officer
(which endorsement shall contain either an original signature or a facsimile
signature of an authorized officer of the Seller, and if in the form of an
allonge, the allonge shall be stapled to the Mortgage Note), with all
intervening endorsements showing a complete chain of title from the originator
to the Seller. If the Mortgage Loan was acquired by the endorser in a merger,
the endorsement must be by "____________, successor by merger to [name of
predecessor]". If the Mortgage Loan was acquired or originated by the endorser
while doing business under another name, the endorsement must be by
"____________ formerly known as [previous name]." The delivery of each Mortgage
Note to the Purchaser or the Custodian is at the expense of the Seller.
In lieu of delivering the Mortgage Note relating to any Mortgage Loan,
the Seller may deliver or cause to be delivered a lost note affidavit from the
Seller stating that the original Mortgage Note was lost, misplaced or destroyed,
and, if available, a copy of each original Mortgage Note; provided, however,
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that in the case of Mortgage Loans which have been prepaid in full after the
Cut-off Date and prior to the Closing Date, the Seller, in lieu of delivering
the above documents, may deliver to the Purchaser a certification to such effect
and shall deposit all amounts paid in respect of such Mortgage Loan in the
Payment Account on the Closing Date.
(b) If any Mortgage Note is not delivered to the Purchaser (or the Custodian as
directed by the Purchaser) or the Purchaser discovers any defect with respect to
a Mortgage Note which materially and adversely affects the interests of the
Certificateholders in the related Mortgage Loan, the Purchaser shall give prompt
written specification of such defect or omission to the Seller, and the Seller
shall cure such defect or omission in all material respects or repurchase such
Mortgage Loan or substitute a Qualified Substitute Mortgage Loan in the manner
set forth in Section 7.03. It is understood and agreed that the obligation of
the Seller to cure a material defect in, or substitute for, or purchase any
Mortgage Loan as to which a material defect in, or omission of, a Mortgage Note
exists, shall constitute the sole remedy respecting such material defect or
omission available to the Purchaser, Certificateholders or the Trustee on behalf
of Certificateholders.
(c) All other documents contained in the Mortgage File and any original
documents relating to the Mortgage Loans not contained in the Mortgage File or
delivered to the Purchaser, are and shall be retained by the Servicer in trust
as agent for the Purchaser.
In the event that in connection with any Mortgage Loan: (a) the original
recorded Mortgage (or evidence of submission to the recording office), (b) all
interim recorded assignments, (c) the original recorded modification agreement,
if required, or (d) evidence of title insurance (together with all riders
thereto, if any) satisfying the requirements of clause (I)(ii), (iv), (vi) or
(vii) of the definition of Mortgage File, respectively, is not in the possession
of the Servicer concurrently with the execution and delivery hereof because such
document or documents have not been returned from the applicable public
recording office, or, in the case of each such interim assignment or
modification agreement, because the related Mortgage has not been returned by
the appropriate recording office, in the case of clause (I)(ii), (iv) or (vi) of
the definition of Mortgage File, or because the evidence of title insurance has
not been delivered to the Seller by the title insurer in the case of clause
(I)(vii) of the definition of Mortgage File, the Servicer shall use its best
efforts to obtain, (A) in the case of clause (I)(ii), (iv) or (vi) of the
definition of Mortgage File, such original Mortgage, such interim assignment, or
such modification agreement, with evidence of recording indicated thereon upon
receipt thereof from the public recording office, or a copy thereof, certified,
if appropriate, by the relevant recording office, or (B) in the case of clause
(I)(vii) of the definition of Mortgage File, evidence of title insurance.
(d) If any of the documents held by the Servicer pursuant to clause (c) above
are missing or defective in any other respect and such missing document or
defect materially and adversely affects the interests of the Certificateholders
in the related Mortgage Loan, the Seller shall cure or repurchase such Mortgage
Loan or substitute a Qualified Substitute Mortgage Loan in the manner set forth
in Section 7.03. It is understood and agreed that the obligation of the Seller
to cure a material defect in, or substitute for, or purchase any Mortgage Loan
as to which a material defect in or omission of a constituent document exists,
shall constitute the sole remedy respecting such material defect or omission
available to the Purchaser, Certificateholders or the Trustee on behalf of
Certificateholders.
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(e) If any assignment is lost or returned unrecorded to the Servicer because of
any defect therein, the Seller shall prepare a substitute assignment or cure
such defect, as the case may be, and the Servicer shall cause such assignment to
be recorded in accordance with this Section.
SECTION 7. Representations and Warranties.
SECTION 7.01 Representations and Warranties of Seller. The Seller represents,
warrants and covenants to the Purchaser that as of the Closing Date or as of
such date specifically provided herein:
(a) The Seller is a corporation duly organized, validly existing and in good
standing under the laws of the Commonwealth of Pennsylvania and is or will be in
compliance with the laws of each state in which any Mortgaged Property is
located to the extent necessary to ensure the enforceability of each Mortgage
Loan;
(b) The Seller has the power and authority to make, execute, deliver and perform
its obligations under this Agreement and all of the transactions contemplated
under this Agreement, and has taken all necessary corporate action to authorize
the execution, delivery and performance of this Agreement; this Agreement
constitutes a legal, valid and binding obligation of the Seller, enforceable
against the Seller in accordance with its terms, except as enforceability may be
limited by applicable bankruptcy, insolvency, reorganization, moratorium or
other similar laws now or hereafter in effect affecting the enforcement of
creditors' rights in general and except as such enforceability may be limited by
general principles of equity (whether considered in a proceeding at law or in
equity) or by public policy with respect to indemnification under applicable
securities laws;
(c) The execution and delivery of this Agreement by the Seller and its
performance and compliance with the terms of this Agreement will not violate the
Seller's Certificate of Incorporation or Bylaws or constitute a material default
(or an event which, with notice or lapse of time, or both, would constitute a
material default) under, or result in the material breach of, any material
contract, agreement or other instrument to which the Seller is a party or which
may be applicable to the Seller or any of its assets;
(d) No litigation before any court, tribunal or governmental body is currently
pending, nor to the knowledge of the Seller is threatened against the Seller,
nor is there any such litigation currently pending, nor to the knowledge of the
Seller threatened against the Seller with respect to this Agreement that in the
opinion of the Seller has a reasonable likelihood of resulting in a material
adverse effect on the transactions contemplated by this Agreement;
(e) No consent, approval, authorization or order of any court or governmental
agency or body is required for the execution, delivery and performance by the
Seller of or compliance by the Seller with this Agreement, the sale of the
Mortgage Loans or the consummation of the transactions contemplated by this
Agreement except for consents, approvals, authorizations and orders which have
been obtained;
(f) The consummation of the transactions contemplated by this Agreement is in
the ordinary course of business of the Seller, and the transfer, assignment and
conveyance of the Mortgage Notes and the Mortgages relating to the Mortgage
Loans by the Seller pursuant to this Agreement are not subject to bulk transfer
or any similar statutory provisions in effect in any applicable jurisdiction;
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(g) The Seller did not select such Mortgage Loans in a manner that it reasonably
believed was adverse to the interests of the Purchaser based on the Seller's
portfolio of conventional non-conforming Mortgage Loans;
(h) The Seller will treat the sale of the Mortgage Loans to the Purchaser as a
sale for reporting and accounting purposes and, to the extent appropriate, for
federal income tax purposes;
(i) The Seller is an approved seller/servicer of residential mortgage loans for
Xxxxxx Xxx and Xxxxxxx Mac. The Seller is in good standing to sell mortgage
loans to and service mortgage loans for Xxxxxx Mae and Xxxxxxx Mac and no event
has occurred which would make the Seller unable to comply with eligibility
requirements or which would require notification to either Xxxxxx Mae or Xxxxxxx
Mac; and
(j) No written statement, report or other document furnished or to be furnished
pursuant to the Agreement contains or will contain any statement that is or will
be inaccurate or misleading in any material respect.
SECTION 7.02 Representations and Warranties as to Individual Mortgage Loans. The
Seller hereby represents and warrants to the Purchaser, as to each Mortgage Loan
(except as otherwise specified below), as of the Closing Date, as follows:
(a) The information set forth in the Mortgage Loan Schedule is true, complete
and correct in all material respects as of the Cut-off Date;
(b) The original mortgage, deed of trust or other evidence of indebtedness (the
"Mortgage") creates a first lien on an estate in fee simple or a leasehold
interest in real property securing the related Mortgage Note, free and clear of
all adverse claims, liens and encumbrances having priority over the first lien
of the Mortgage subject only to (1) the lien of non-delinquent current real
property taxes and assessments not yet due and payable, (2) covenants,
conditions and restrictions, rights of way, easements and other matters of
public record as of the date of recording which are acceptable to mortgage
lending institutions generally, and (3) other matters to which like properties
are commonly subject which do not materially interfere with the benefits of the
security intended to be provided by the Mortgage or the use, enjoyment, value or
marketability of the related Mortgaged Property;
(c) The Mortgage Loan has not been delinquent thirty (30) days or more at any
time during the twelve (12) month period prior to the Cut-off Date for such
Mortgage Loan. As of the Closing Date, the Mortgage Loan is not delinquent in
payment more than 30 days and has not been dishonored; there are no defaults
under the terms of the Mortgage Loan; and the Seller has not advanced funds, or
induced, solicited or knowingly received any advance of funds from a party other
than the owner of the Mortgaged Property subject to the Mortgage, directly or
indirectly, for the payment of any amount required by the related Mortgage Loan;
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(d) There are no delinquent taxes which are due and payable, ground rents,
assessments or other outstanding charges affecting the related Mortgaged
Property;
(e) The Mortgage Note and the Mortgage have not been impaired, waived, altered
or modified in any respect, except by written instruments which have been
recorded to the extent any such recordation is required by applicable law or is
necessary to protect the interests of the Purchaser, and which have been
approved by the title insurer and the primary mortgage insurer, as applicable,
and copies of which written instruments are included in the Mortgage File. No
other instrument of waiver, alteration or modification has been executed, and no
Mortgagor has been released by the Seller or, to the best of the Seller's
knowledge, by any other person, in whole or in part, from the terms thereof
except in connection with an assumption agreement, which assumption agreement is
part of the Mortgage File and the terms of which are reflected on the Mortgage
Loan Schedule;
(f) The Mortgage Note and the Mortgage are not subject to any right of
rescission, set-off, counterclaim or defense, including the defense of usury,
nor will the operation of any of the terms of the Mortgage Note and the
Mortgage, or the exercise of any right thereunder, render the Mortgage Note or
Mortgage unenforceable, in whole or in part, or subject to any right of
rescission, set-off, counterclaim or defense, including the defense of usury,
and no such right of rescission, set-off, counterclaim or defense has been
asserted with respect thereto;
(g) All buildings upon the Mortgaged Property are insured by a generally
acceptable insurer pursuant to standard hazard policies conforming to the
requirements of Xxxxxx Mae and Xxxxxxx Mac. All such standard hazard policies
are in effect and on the date of origination contained a standard mortgagee
clause naming the Seller and its successors in interest as loss payee and such
clause is still in effect. If the Mortgaged Property is located in an area
identified by the Federal Emergency Management Agency as having special flood
hazards under the Flood Disaster Protection Act of 1973, as amended, such
Mortgaged Property is covered by flood insurance by a generally acceptable
insurer in an amount not less than the requirements of Xxxxxx Mae and Xxxxxxx
Mac. The Mortgage obligates the Mortgagor thereunder to maintain all such
insurance at the Mortgagor's cost and expense, and on the Mortgagor's failure to
do so, authorizes the holder of the Mortgage to maintain such insurance at the
Mortgagor's cost and expense and to seek reimbursement therefor from the
Mortgagor;
(h) Each Mortgage Loan as of the time of its origination complied in all
material respects with all applicable local, state and federal laws, including,
but not limited to, all applicable predatory lending laws;
(i) The Mortgage has not been satisfied, canceled or subordinated, in whole or
in part, or rescinded, and the Mortgaged Property has not been released from the
lien of the Mortgage, in whole or in part nor has any instrument been executed
that would effect any such satisfaction, release, cancellation, subordination or
rescission;
(j) The Mortgage Note and the related Mortgage are original and genuine and each
is the legal, valid and binding obligation of the maker thereof, enforceable in
all respects in accordance with its terms subject to bankruptcy, insolvency and
other laws of general application affecting the rights of creditors. All parties
to the Mortgage Note and the Mortgage had the legal capacity to enter into the
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Mortgage Loan and to execute and deliver the Mortgage Note and the Mortgage. The
Mortgage Note and the Mortgage have been duly and properly executed by such
parties. The proceeds of the Mortgage Note have been fully disbursed and there
is no requirement for future advances thereunder;
(k) With respect to each Mortgage Loan, (A) immediately prior to the transfer
and assignment to the Purchaser, the Mortgage Note and the Mortgage were not
subject to an assignment or pledge, except for any assignment or pledge that had
been satisfied and released, (B) the Seller had good and marketable title
thereto and was the sole owner thereof, and (C) the Seller had full right to
transfer and sell the Mortgage Loan to the Purchaser free and clear of any
encumbrance, equity, lien, pledge, charge, claim or security interest;
(l) The Mortgage Loan is covered by an ALTA lender's title insurance policy or
other generally acceptable form of policy of insurance, with all necessary
endorsements, issued by a title insurer qualified to do business in the
jurisdiction where the Mortgaged Property is located, insuring (subject to the
exceptions contained in clause (b) (1), (2) and (3) above) the Seller, its
successors and assigns, as to the first priority lien of the Mortgage in the
original principal amount of the Mortgage Loan. Such title insurance policy
affirmatively insures ingress and egress and against encroachments by or upon
the Mortgaged Property or any interest therein. The Seller is the sole insured
of such lender's title insurance policy, such title insurance policy has been
duly and validly endorsed to the Purchaser or the assignment to the Purchaser of
the Seller interest therein does not require the consent of or notification to
the insurer and such lender's title insurance policy is in full force and effect
and will be in full force and effect upon the consummation of the transactions
contemplated by this Agreement. No claims have been made under such lender's
title insurance policy, and no prior holder of the related Mortgage has done, by
act or omission, anything which would impair the coverage of such lender's title
insurance policy;
(m) To the Seller's knowledge, there is no default, breach, violation or event
of acceleration existing under the Mortgage or the related Mortgage Note and no
event which, with the passage of time or with notice and the expiration of any
grace or cure period, would constitute a default, breach, violation or event
permitting acceleration; and neither the Seller nor any prior mortgagee has
waived any default, breach, violation or event permitting acceleration;
(n) To the Seller's knowledge, there are no mechanics, or similar liens or
claims which have been filed for work, labor or material affecting the related
Mortgaged Property which are or may be liens prior to or equal to the lien of
the related Mortgage;
(o) To the Seller's knowledge, all improvements lie wholly within the boundaries
and building restriction lines of the Mortgaged Property (and wholly within the
project with respect to a condominium unit) and no improvements on adjoining
properties encroach upon the Mortgaged Property except those which are insured
against by the title insurance policy referred to in clause (l) above and all
improvements on the property comply with all applicable zoning and subdivision
laws and ordinances;
(p) The Mortgage Loan is a "qualified mortgage" under Section 860(G)(a)(3)(A) of
the Code and Treasury Regulations Section 1.860G-2(a)(1);
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(q) The Mortgage Loan was originated by the Seller or by an eligible
correspondent of the Seller. The Mortgage Loan complies in all material respects
with all the terms, conditions and requirements of the Seller's underwriting
standards in effect at the time of origination of such Mortgage Loan. The
Mortgage Notes and Mortgages are on uniform Xxxxxx Xxx/Xxxxxxx Mac instruments
or are on forms acceptable to Xxxxxx Mae or Xxxxxxx Mac;
(r) The Mortgage Loan contains the usual and enforceable provisions of the
originator at the time of origination for the acceleration of the payment of the
unpaid principal amount if the related Mortgaged Property is sold without the
prior consent of the mortgagee thereunder. The Mortgage Loan has an original
term to maturity of not more than 30 years, with interest payable in arrears on
the first day of each month. Except as otherwise set forth on the Mortgage Loan
Schedule, the Mortgage Loan does not contain terms or provisions which would
result in negative amortization nor contain "graduated payment" features or
"buydown" features;
(s) To the Seller's knowledge, the Mortgaged Property at origination of the
Mortgage Loan was and currently is free of damage and waste and at origination
of the Mortgage Loan there was, and there currently is, no proceeding pending
for the total or partial condemnation thereof;
(t) The related Mortgage contains enforceable provisions such as to render the
rights and remedies of the holder thereof adequate for the realization against
the Mortgaged Property of the benefits of the security provided thereby,
including, (1) in the case of a Mortgage designated as a deed of trust, by
trustee's sale, and (2) otherwise by judicial foreclosure. To the Seller's
knowledge, there is no homestead or other exemption available to the Mortgagor
which would interfere with the right to sell the Mortgaged Property at a
trustee's sale or the right to foreclose the Mortgage;
(u) If the Mortgage constitutes a deed of trust, a trustee, duly qualified if
required under applicable law to act as such, has been properly designated and
currently so serves and is named in the Mortgage, and no fees or expenses are or
will become payable by the Purchaser to the trustee under the deed of trust,
except in connection with a trustees sale or attempted sale after default by the
Mortgagor;
(v) If required by the applicable processing style, the Mortgage File contains
an appraisal of the related Mortgaged Property made and signed prior to the
final approval of the mortgage loan application by an appraiser that is
acceptable to Xxxxxx Mae or Xxxxxxx Mac and approved by the Seller. The
appraisal, if applicable, is in a form generally acceptable to Xxxxxx Mae or
Xxxxxxx Mac;
(w) To the Seller's knowledge, each of the Mortgaged Properties consists of a
single parcel of real property with a detached single-family residence erected
thereon, or a one- to four-family dwelling, a townhouse, an individual
condominium unit in a condominium project, an individual unit in a planned unit
development or a proprietary lease on a cooperatively owned apartment and stock
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in the related cooperative corporation. Any condominium unit or planned unit
development either conforms with applicable Xxxxxx Mae or Xxxxxxx Mac
requirements regarding such dwellings or is covered by a waiver confirming that
such condominium unit or planned unit development is acceptable to Xxxxxx Mae or
Xxxxxxx Mac or is otherwise "warrantable" with respect thereto. No such
residence is a mobile home or manufactured dwelling;
(x) The ratio of the original outstanding principal amount of the Mortgage Loan
to the lesser of the appraised value (or stated value if an appraisal was not a
requirement of the applicable processing style) of the Mortgaged Property at
origination or the purchase price of the Mortgaged Property securing each
Mortgage Loan (the "Loan-to-Value Ratio") is not in excess of 95.00%. The
original Loan-to-Value Ratio of each Mortgage Loan either was not more than
80.00% or the excess over 80.00% is insured as to payment defaults by a primary
mortgage insurance policy issued by a primary mortgage insurer acceptable to
Xxxxxx Mae and Xxxxxxx Mac;
(y) The Seller is either, and each Mortgage Loan was originated by, a savings
and loan association, savings bank, commercial bank, credit union, insurance
company or similar institution which is supervised and examined by a federal or
State authority, or by a mortgagee approved by the Secretary of Housing and
Urban Development pursuant to Section 203 and 211 of the National Housing Act;
(z) The collection and servicing practices with respect to each Mortgage Note
and Mortgage have been in all material respects legal, normal and usual in
GMACM's general mortgage servicing activities. With respect to escrow deposits
and payments that GMACM collects, all such payments are in the possession of, or
under the control of, GMACM, and there exist no deficiencies in connection
therewith for which customary arrangements for repayment thereof have not been
made. No escrow deposits or other charges or payments due under the Mortgage
Note have been capitalized under any Mortgage or the related Mortgage Note;
(aa) No fraud or misrepresentation of a material fact with respect to the
origination of a Mortgage Loan has taken place on the part of the Seller;
(bb) If any of the Mortgage Loans are secured by a leasehold interest, with
respect to each leasehold interest: residential property in such area consisting
of leasehold estates is readily marketable; the lease is recorded and is in full
force and effect and is not subject to any prior lien or encumbrance by which
the leasehold could be terminated or subject to any charge or penalty; and the
remaining term of the lease does not terminate less than ten years after the
maturity date of such Mortgage Loan; and
(cc) The Mortgage Loan is not subject to the Home Ownership and Equity
Protection Act of 1994 ("HOEPA").
(dd) The Mortgage Loan (i) is not a "high-cost home loan" as defined in the
Georgia Act, Georgia Fair Lending Act, as amended, the New York Act, New York
Predatory Lending Law, codified as N.Y. Banking Law ss.6-I, N.Y. Gen. Bus. Law
ss.771-a, and N.Y. Real Prop. Acts Law ss.1302, the Arkansas Home Loan
Protection Act, as amended, or the Kentucky Revised Statutes ss.360.100, as
amended, the Florida Fair Lending Act, as amended, the Washington, DC Act, the
Home Loan Protection Act of 2002, as amended, the Home Ownership Security Act of
New Jersey, as amended, or the Home Loan Protection Act of New Mexico, as
amended, or under the applicable laws of the State of Maine, codified as Maine
Laws 2003, House Xxxx 383, as amended, the applicable laws of the State of
Nevada, codified as Nev. A.B. 284 (2003), as amended, the applicable laws of the
City of Los Angeles, codified as L.A. Mun. Code ss. 162.00 et seq., as amended,
11
or under the applicable laws of the City of New York, codified as N.Y. City Xxxx
67-A (2002), (ii) is not a "home loan" as defined in the City of Xxxxxxx,
Xxxxxxxxxx Xxxxxxxxx 00000, (xxx) is not a subsection 10 mortgage under the
Oklahoma Home Ownership and Equity Protection Act, (iv) is not a High-Risk Home
Loan as defined in Illinois High Risk Home Loan Act 93-561, (v) is not a High
Cost Home Mortgage Loan as that term is defined in the Massachusetts Predatory
Home Loan Practices Act and (vi) is not a "High Cost Loan" or a "Covered Loan,"
as applicable (as such terms are defined in Appendix E to the Standard & Poor's
Glossary For File Format For LEVELS(R) Version 5.6 Revised (attached hereto as
Exhibit A)); provided that no representation or warranty is made in this clause
(dd)(vi) with respect to 0.60% and 0.06% of the Mortgage Loans (in each case by
outstanding principal balance as of the Cut-Off Date), respectively, secured by
property located in the States of Kansas or West Virginia, respectively.
(ee) The Mortgage Loan, if originated after October 1, 2002, and before March 7,
2003, is not secured by Mortgaged Property in the State of Georgia.
SECTION 7.03 Repurchase. It is understood and agreed that the representations
and warranties set forth in Sections 7.01 and 7.02 shall survive the sale of the
Mortgage Loans to the Purchaser and delivery of the related Mortgage Loan
documents to the Purchaser or its designees and shall inure to the benefit of
the Purchaser, notwithstanding any restrictive or qualified endorsement on any
Mortgage Note or Assignment or the examination of any Mortgage File. Upon
discovery by the Seller or the Purchaser of a breach of the representations and
warranties made by the Seller, or upon the occurrence of a Repurchase Event, in
either case which materially and adversely affects interests of the Purchaser or
its assignee in any Mortgage Loan, the party discovering such breach or
occurrence shall give prompt written notice to each of the other parties. If the
substance of any representation or warranty has been breached, the repurchase
obligation set forth in the provisions of this Section 7.03 shall apply
notwithstanding any qualification as to the knowledge of the Seller. Following
discovery or receipt of notice of any such breach of a representation or
warranty made by the Seller or the occurrence of a Repurchase Event, the Seller
shall either (i) cure such breach in all material respects within 90 days from
the date such Person was notified of such breach or (ii) repurchase such
Mortgage Loan at the related Purchase Price within 90 days from the date such
Person was notified of such breach; provided, however, that the Seller shall
have the option to substitute a Qualified Substitute Mortgage Loan or Loans for
such Mortgage Loan if such substitution occurs within two years following the
Closing Date; and provided further that if the breach or occurrence would cause
the Mortgage Loan to be other than a "qualified mortgage" as defined in Section
860G(a)(3) of the Code, any such cure, repurchase or substitution must occur
within 90 days from the earlier of the date the breach was discovered or receipt
of notice of any such breach. In the event that any such breach shall involve
any representation or warranty set forth in Section 7.01 or those relating to
the Mortgage Loans or a portion thereof in the aggregate, and such breach cannot
be cured within ninety days of the earlier of either discovery by or notice to
the Seller of such breach, all Mortgage Loans affected by the breach shall, at
the option of the Purchaser, be repurchased by the Seller at the Purchase Price
or substituted in accordance with this Section 7.03. If the Seller elects to
substitute a Qualified Substitute Mortgage Loan or Loans for a Deleted Mortgage
Loan pursuant to this Section 7.03, such Person shall deliver to the Custodian
with respect to such Qualified Substitute Mortgage Loan or Loans, the original
Mortgage Note endorsed as required by Section 6, and the Seller shall deliver to
the Servicer with respect to such Qualified Substitute Mortgage Loan, the
Mortgage, an Assignment of the Mortgage in recordable form if required pursuant
to Section 6, and such other documents and agreements as are required to be held
by the Servicer pursuant to Section 6. No substitution will be made in any
calendar month after the Determination Date for such month. Monthly Payments due
with respect to Qualified Substitute Mortgage Loans in the month of substitution
shall not be part of the Trust Fund and will be retained by the Servicer and
remitted by the Servicer to the Seller on the next succeeding Distribution Date.
12
For the month of substitution, distributions to the Certificateholders will
include the Monthly Payment due on a Deleted Mortgage Loan for such month and
thereafter the Seller shall be entitled to retain all amounts received in
respect of such Deleted Mortgage Loan. Upon such substitution, the Qualified
Substitute Mortgage Loan or Loans shall be subject to the terms of this
Agreement in all respects, and the Seller shall be deemed to have made the
representations and warranties contained in this Agreement with respect to the
Qualified Substitute Mortgage Loan or Loans and that such Mortgage Loans so
substituted are Qualified Substitute Mortgage Loans as of the date of
substitution. In furtherance of the foregoing, if the Seller repurchases or
substitutes a Mortgage Loan and is no longer a member of MERS and the Mortgage
is registered on the MERS(R) System, the Purchaser, at the expense of the Seller
and without any right of reimbursement, shall cause MERS to execute and deliver
an assignment of the Mortgage in recordable form to transfer the Mortgage from
MERS to the Seller, and shall cause such Mortgage to be removed from
registration on the MERS(R) System in accordance with MERS' rules and
regulations.
In the event of a repurchase by the Seller pursuant to this Section
7.03, the Purchaser shall (i) forward or cause to be forwarded the Mortgage File
for the related Mortgage Loan to the Seller which shall include the Mortgage
Note endorsed without recourse to the Seller or its designee, (ii) cause the
Servicer to release to the Seller any remaining documents in the related
Mortgage File which are held by the Servicer, and (iii) forward or cause to be
forwarded an assignment in favor of the Seller, or its designee of the Mortgage
in recordable form and acceptable to the Seller in form and substance and such
other documents or instruments of transfer or assignment as may be necessary to
vest in the Seller or its respective designee title to any such Mortgage Loan
(or with respect to any Mortgage registered on the MERS(R) System, if the Seller
is still a member of MERS, the Purchaser shall cause MERS to show the Seller as
the owner of record). The Purchaser shall cause the related Mortgage File to be
forwarded to the Seller immediately after receipt of the related Purchase Price
by wire transfer of immediately available funds to an account specified by the
Purchaser.
It is understood and agreed that the obligation of the Seller to cure
such breach or purchase (or to substitute for) such Mortgage Loan as to which
such a breach has occurred and is continuing shall constitute the sole remedy
respecting such breach available to the Purchaser or the Trustee on behalf of
the Certificateholders.
SECTION 8. Notices. All demands, notices and communications hereunder shall be
in writing and shall be deemed to have been duly given when deposited, postage
prepaid, in the United States mail, if mailed by registered or certified mail,
return receipt requested, or when received, if delivered by private courier to
another party, at the related address shown on the first page hereof, or such
other address as may hereafter be furnished to the parties by like notice.
13
SECTION 9. Severability of Provisions. Any provision of this Agreement which is
prohibited or unenforceable or is held to be void or unenforceable in any
jurisdiction shall, as to such jurisdiction, be ineffective to the extent of
such prohibition or unenforceability without invalidating the remaining
provisions hereof, and any such prohibition or unenforceability in any
jurisdiction as to any Mortgage Loan shall not invalidate or render
unenforceable such provision in any other jurisdiction. To the extent permitted
by applicable law, the parties hereto waive any provision of law which prohibits
or renders void or unenforceable any provision hereof.
SECTION 10. Counterparts; Entire Agreement. This Agreement may be executed
simultaneously in any number of counterparts. Each counterpart shall be deemed
to be an original, and all such counterparts shall constitute one and the same
instrument. This Agreement is the entire agreement between the parties relating
to the subject matter hereof and supersedes any prior agreement or
communications between the parties.
SECTION 11. Place of Delivery and Governing Law. This Agreement shall be deemed
in effect when counterparts hereof have been executed by each of the parties
hereto. This Agreement shall be deemed to have been made in the State of New
York. This Agreement shall be construed in accordance with the laws of the State
of New York and the obligations, rights and remedies of the parties hereunder
shall be determined in accordance with the laws of the State of New York,
without giving effect to its conflict of law rules.
SECTION 12. Successors and Assigns; Assignment of Agreement. This Agreement
shall bind and inure to the benefit of and be enforceable by the parties hereto
and their respective successors and assigns; provided that this Agreement may
not be assigned, pledged or hypothecated by the Seller to a third party without
the prior written consent of the Purchaser.
SECTION 13. Waivers; Other Agreements. No term or provision of this Agreement
may be waived or modified unless such waiver or modification is in writing and
signed by the party against whom such waiver or modification is sought to be
enforced.
SECTION 14. Survival. The provisions of this Agreement shall survive the Closing
Date and the delivery of the Mortgage Loans, and for so long thereafter as is
necessary (including, subsequent to the assignment of the Mortgage Loans) to
permit the parties to exercise their respective rights or perform their
respective obligations hereunder.
14
IN WITNESS WHEREOF, the Seller and the Purchaser have caused their names
to be signed hereto by their respective officers thereunto duly authorized as of
the date first above written.
GMAC MORTGAGE CORPORATION, as Seller
By:________________________________
Name:
Title:
RESIDENTIAL ASSET MORTGAGE PRODUCTS,
INC., as Purchaser
By:________________________________
Name:
Title:
SCHEDULE I
MORTGAGE LOAN SCHEDULE - GROUP 1
(ATTACHED HERETO)
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I NOTE_RATE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANC PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE OCCUPANCY PROCESSING_STY
LTV PROPERTY_TYPE PURPOSE LOAN_BUYDOWN_IND
0101039814 $385,000.00 $3,094.93 5.25
CA 10/09/2004 $383,589.45 12/01/2004
92679 12/01/2004 PRIMARY RESIDENCE STANDARD
55.8 PUD REFINANCE N
0129502186 $462,000.00 $4,250.05 7.375
CA 05/23/2001 $394,510.84 11/01/2004
95125 07/01/2001 PRIMARY RESIDENCE STREAMLINE
70 SINGLE FAMILY REFINANCE N
0460001934 $101,900.00 $846.19 5.75
ID 09/03/2004 $100,981.97 12/01/2004
83835 11/01/2004 PRIMARY RESIDENCE NO INCOME/NO ASSET
42.12 SINGLE FAMILY PURCHASE N
0460002818 $40,090.00 $351.99 6.625
NM 09/09/2004 $39,500.96 12/01/2004
88210 11/01/2004 PRIMARY RESIDENCE STATED INCOME
95 SINGLE FAMILY PURCHASE N
0460002994 $50,000.00 $415.21 5.75
OR 09/14/2004 $49,647.90 11/01/2004
97405 11/01/2004 PRIMARY RESIDENCE NO INCOME/NO ASSET
23.81 SINGLE FAMILY PURCHASE N
0535380505 $325,000.00 $2,677.13 5.625
CA 12/23/2002 $296,544.69 11/01/2004
91362 02/01/2003 PRIMARY RESIDENCE STANDARD
55.56 PUD REFINANCE N
0542445507 $666,700.00 $9,580.51 5.5
MI 03/10/2003 $522,443.99 11/01/2004
48047 05/01/2003 PRIMARY RESIDENCE SELECT
47.62 SINGLE FAMILY REFINANCE N
0548054808 $445,000.00 $3,577.26 5.25
NY 06/30/2003 $416,291.76 11/01/2004
11021 08/01/2003 PRIMARY RESIDENCE STANDARD
59.73 SINGLE FAMILY PURCHASE N
0549287308 $506,000.00 $4,067.63 5.25
TX 07/07/2004 $498,535.67 12/01/2004
78412 09/01/2004 PRIMARY RESIDENCE STANDARD
67.47 SINGLE FAMILY REFINANCE N
0550047104 $425,200.00 $5,433.76 5.25
CT 06/20/2003 $352,875.15 11/01/2004
06371 08/01/2003 PRIMARY RESIDENCE SELECT
48.59 SINGLE FAMILY REFINANCE N
0557490703 $544,700.00 $4,559.79 5.875
OR 09/17/2004 $540,904.67 11/01/2004
97759 11/01/2004 SECOND HOME STANDARD
55.02 PUD REFINANCE N
0558190807 $1,000,000.00 $8,038.78 5.25
CT 07/16/2004 $985,248.42 11/01/2004
06820 09/01/2004 PRIMARY RESIDENCE STANDARD
59.02 SINGLE FAMILY PURCHASE N
0559760806 $482,000.00 $3,874.70 5.25
NJ 11/16/2004 $482,000.00 12/01/2004
08831 01/01/2005 PRIMARY RESIDENCE STANDARD
79.99 SINGLE FAMILY PURCHASE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I NOTE_RATE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANC PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE OCCUPANCY PROCESSING_STY
LTV PROPERTY_TYPE PURPOSE LOAN_BUYDOWN_IND
0560828501 $650,000.00 $5,311.05 5.5
PA 09/22/2004 $642,379.94 11/01/2004
18840 11/01/2004 PRIMARY RESIDENCE STANDARD
76.47 SINGLE FAMILY REFINANCE N
0561137506 $977,000.00 $7,726.06 5
CO 01/29/2004 $939,244.19 12/01/2004
81252 03/01/2004 SECOND HOME STANDARD
69.79 SINGLE FAMILY REFINANCE N
0562715706 $850,000.00 $6,777.23 5.125
TX 06/30/2004 $830,104.21 12/01/2004
78070 08/01/2004 PRIMARY RESIDENCE STANDARD
39.53 PUD REFINANCE N
0562741009 $400,000.00 $3,215.52 5.25
NY 05/17/2004 $391,110.14 11/01/2004
11714 07/01/2004 PRIMARY RESIDENCE STANDARD
57.55 SINGLE FAMILY PURCHASE N
0562752600 $1,000,000.00 $7,907.94 5
FL 04/06/2004 $973,481.45 11/01/2004
32225 06/01/2004 SECOND HOME SELECT
55.56 PUD PURCHASE N
0563472604 $749,000.00 $6,070.39 5.375
HI 05/26/2004 $731,958.55 11/01/2004
96734 07/01/2004 PRIMARY RESIDENCE STANDARD
58.29 SINGLE FAMILY REFINANCE N
0563505601 $368,000.00 $2,982.52 5.375
TX 05/06/2004 $359,904.69 11/01/2004
76006 07/01/2004 PRIMARY RESIDENCE STANDARD
79.14 PUD REFINANCE N
0563957901 $390,000.00 $3,033.55 4.75
NJ 04/30/2004 $379,446.74 11/01/2004
08008 06/01/2004 SECOND HOME STANDARD
44.57 SINGLE FAMILY PURCHASE N
0564606309 $679,400.00 $5,596.44 5.625
HI 05/14/2004 $662,278.46 11/01/2004
96821 06/01/2004 PRIMARY RESIDENCE STREAMLINE
76.77 SINGLE FAMILY REFINANCE N
0565286705 $396,000.00 $3,105.82 4.875
NC 05/03/2004 $386,800.62 11/01/2004
27842 07/01/2004 SECOND HOME SELECT
80 SINGLE FAMILY PURCHASE N
0565554706 $423,000.00 $3,290.23 4.75
CA 05/05/2004 $411,553.82 11/01/2004
91765 06/01/2004 PRIMARY RESIDENCE SELECT
44.57 PUD REFINANCE N
0565814704 $225,000.00 $1,808.73 5.25
OK 05/01/2004 $219,959.65 11/01/2004
73036 07/01/2004 PRIMARY RESIDENCE STATED INCOME
54.55 SINGLE FAMILY REFINANCE N
0565830106 $395,000.00 $3,123.64 5
VA 06/04/2004 $364,211.96 11/01/2004
22066 08/01/2004 PRIMARY RESIDENCE STREAMLINE
43.65 SINGLE FAMILY REFINANCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I NOTE_RATE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANC PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE OCCUPANCY PROCESSING_STY
LTV PROPERTY_TYPE PURPOSE LOAN_BUYDOWN_IND
0565925906 $365,700.00 $2,868.18 4.875
MI 06/01/2004 $357,320.15 12/01/2004
48080 07/01/2004 PRIMARY RESIDENCE STREAMLINE
60.95 CONDOMINIUM REFINANCE N
0565929601 $980,000.00 $7,878.01 5.25
NY 06/02/2004 $958,219.93 11/01/2004
10924 07/01/2004 PRIMARY RESIDENCE SELECT
70 SINGLE FAMILY PURCHASE N
0566102307 $840,000.00 $6,697.50 5.125
CA 06/02/2004 $820,939.20 12/01/2004
92629 08/01/2004 PRIMARY RESIDENCE STANDARD
70 PUD REFINANCE N
0566122305 $150,000.00 $1,235.60 5.625
NY 08/19/2004 $148,395.08 12/01/2004
10965 10/01/2004 PRIMARY RESIDENCE STATED INCOME
32.97 SINGLE FAMILY REFINANCE N
0566194007 $575,000.00 $4,509.72 4.875
CT 05/10/2004 $561,824.13 11/01/2004
06807 07/01/2004 PRIMARY RESIDENCE STANDARD
46 SINGLE FAMILY REFINANCE N
0566244208 $400,000.00 $3,189.29 5.125
VA 05/20/2004 $390,485.28 11/01/2004
22124 07/01/2004 PRIMARY RESIDENCE STANDARD
46.08 PUD REFINANCE N
0566364501 $521,500.00 $4,123.99 5
CA 05/19/2004 $500,134.48 12/01/2004
93950 07/01/2004 PRIMARY RESIDENCE STANDARD
69.53 SINGLE FAMILY REFINANCE N
0566431300 $750,000.00 $5,930.96 5
AL 04/21/2004 $730,111.05 11/01/2004
36561 06/01/2004 SECOND HOME SELECT
68.18 CONDOMINIUM PURCHASE N
0566451407 $500,000.00 $3,986.61 5.125
NY 06/04/2004 $490,462.92 11/01/2004
10543 08/01/2004 PRIMARY RESIDENCE STREAMLINE
60.61 SINGLE FAMILY REFINANCE N
0566526703 $560,700.00 $4,507.35 5.25
TX 05/27/2004 $548,238.67 12/01/2004
78703 07/01/2004 PRIMARY RESIDENCE STREAMLINE
66.36 SINGLE FAMILY REFINANCE N
0566563805 $910,000.00 $7,137.11 4.875
NV 05/21/2004 $889,147.83 12/01/2004
89135 07/01/2004 PRIMARY RESIDENCE STANDARD
70 PUD REFINANCE N
0566768206 $348,000.00 $2,797.50 5.25
TX 06/11/2004 $341,568.97 11/01/2004
78539 08/01/2004 PRIMARY RESIDENCE STANDARD
80 SINGLE FAMILY PURCHASE N
0566811808 $750,000.00 $5,979.91 5.125
MI 06/21/2004 $735,996.99 12/01/2004
48609 08/01/2004 PRIMARY RESIDENCE SELECT
60 SINGLE FAMILY REFINANCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I NOTE_RATE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANC PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE OCCUPANCY PROCESSING_STY
LTV PROPERTY_TYPE PURPOSE LOAN_BUYDOWN_IND
0566963005 $489,000.00 $3,995.54 5.5
MO 06/28/2004 $480,147.78 12/01/2004
63005 08/01/2004 PRIMARY RESIDENCE STANDARD
70.87 PUD PURCHASE N
0567138805 $412,000.00 $3,311.98 5.25
TN 05/17/2004 $402,572.15 11/01/2004
38305 07/01/2004 PRIMARY RESIDENCE STANDARD
93.64 SINGLE FAMILY REFINANCE N
0567145008 $421,714.00 $3,390.07 5.25
MA 05/17/2004 $411,632.35 11/01/2004
01915 07/01/2004 PRIMARY RESIDENCE SELECT
65.38 SINGLE FAMILY REFINANCE N
0567172903 $532,500.00 $4,386.38 5.625
MI 06/11/2004 $522,560.54 01/01/2005
48095 08/01/2004 PRIMARY RESIDENCE STANDARD
68.8 SINGLE FAMILY REFINANCE N
0567184106 $380,000.00 $3,054.74 5.25
MI 06/04/2004 $371,554.67 11/01/2004
48377 07/01/2004 PRIMARY RESIDENCE SELECT
77.55 SINGLE FAMILY REFINANCE N
0567231402 $378,000.00 $3,038.66 5.25
IL 05/27/2004 $369,599.12 11/01/2004
60175 07/01/2004 PRIMARY RESIDENCE STANDARD
80 SINGLE FAMILY PURCHASE N
0567269204 $66,300.00 $546.14 5.625
MI 06/10/2004 $64,802.72 11/01/2004
48154 07/01/2004 PRIMARY RESIDENCE STATED INCOME
33.48 SINGLE FAMILY REFINANCE N
0567359401 $450,000.00 $3,587.95 5.125
WA 05/13/2004 $439,668.39 11/01/2004
98374 07/01/2004 PRIMARY RESIDENCE STANDARD
78.95 SINGLE FAMILY REFINANCE N
0567589007 $500,000.00 $3,953.97 5
MI 07/02/2004 $492,470.55 12/01/2004
48306 09/01/2004 PRIMARY RESIDENCE STANDARD
74.07 SINGLE FAMILY PURCHASE N
0567604905 $997,500.00 $8,084.40 5.375
MI 05/21/2004 $975,556.98 12/01/2004
48326 07/01/2004 PRIMARY RESIDENCE STANDARD
70 SINGLE FAMILY PURCHASE N
0567640107 $398,000.00 $3,199.44 5.25
SC 06/10/2004 $390,644.97 11/01/2004
29576 08/01/2004 PRIMARY RESIDENCE SELECT
53.42 SINGLE FAMILY REFINANCE N
0567674700 $400,000.00 $3,241.87 5.375
FL 05/26/2004 $390,187.25 11/01/2004
34990 07/01/2004 PRIMARY RESIDENCE STANDARD
74.35 PUD PURCHASE N
0567683701 $393,600.00 $3,268.50 5.75
DE 07/30/2004 $388,030.13 12/01/2004
19711 09/01/2004 PRIMARY RESIDENCE STANDARD
80 PUD PURCHASE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I NOTE_RATE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANC PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE OCCUPANCY PROCESSING_STY
LTV PROPERTY_TYPE PURPOSE LOAN_BUYDOWN_IND
0567687009 $365,500.00 $2,938.18 5.25
FL 06/11/2004 $358,745.56 12/01/2004
32835 08/01/2004 PRIMARY RESIDENCE STANDARD
79.46 PUD REFINANCE N
0567689302 $377,000.00 $3,105.47 5.625
CA 07/13/2004 $370,245.55 11/01/2004
91001 08/01/2004 PRIMARY RESIDENCE STANDARD
61.3 SINGLE FAMILY REFINANCE N
0567739404 $787,500.00 $6,486.89 5.625
PA 06/01/2004 $773,390.93 12/01/2004
19066 08/01/2004 PRIMARY RESIDENCE STANDARD
75 SINGLE FAMILY PURCHASE N
0567762000 $497,000.00 $4,127.14 5.75
CA 06/08/2004 $488,187.54 12/01/2004
91504 08/01/2004 PRIMARY RESIDENCE STANDARD
70 SINGLE FAMILY REFINANCE N
0567810205 $584,078.00 $4,811.24 5.625
CA 07/06/2004 $573,613.49 12/01/2004
95340 08/01/2004 PRIMARY RESIDENCE STANDARD
53.1 SINGLE FAMILY REFINANCE N
0567827704 $997,500.00 $8,150.41 5.5
CA 07/27/2004 $983,087.15 11/01/2004
92562 09/01/2004 PRIMARY RESIDENCE SELECT
70 PUD PURCHASE N
0567916408 $382,000.00 $3,070.82 5.25
CA 06/22/2004 $374,736.59 11/01/2004
95628 08/01/2004 PRIMARY RESIDENCE STANDARD
52.19 PUD PURCHASE N
0567933809 $337,800.00 $2,737.76 5.375
SC 06/17/2004 $331,621.41 12/01/2004
29576 08/01/2004 PRIMARY RESIDENCE SELECT
63.02 SINGLE FAMILY REFINANCE N
0567996103 $449,184.00 $3,670.21 5.5
MI 06/14/2004 $441,052.54 12/01/2004
48187 08/01/2004 PRIMARY RESIDENCE SELECT
64.17 CONDOMINIUM REFINANCE N
0568219505 $43,360.00 $368.84 6.125
TX 07/07/2004 $42,765.38 12/01/2004
77079 09/01/2004 PRIMARY RESIDENCE STATED INCOME
14.45 SINGLE FAMILY REFINANCE N
0568287502 $750,000.00 $6,228.08 5.75
TX 06/28/2004 $736,646.64 11/01/2004
75225 08/01/2004 PRIMARY RESIDENCE STATED INCOME
55.68 SINGLE FAMILY PURCHASE N
0568343909 $109,500.00 $909.30 5.75
TX 05/28/2004 $107,164.49 11/01/2004
77573 07/01/2004 PRIMARY RESIDENCE STATED INCOME
75 SINGLE FAMILY PURCHASE N
0568430904 $470,000.00 $3,902.93 5.75
CA 06/21/2004 $446,623.63 11/01/2004
92867 08/01/2004 PRIMARY RESIDENCE STANDARD
52.81 PUD REFINANCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I NOTE_RATE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANC PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE OCCUPANCY PROCESSING_STY
LTV PROPERTY_TYPE PURPOSE LOAN_BUYDOWN_IND
0568436703 $519,920.00 $4,282.75 5.625
NH 06/30/2004 $508,600.27 12/01/2004
03110 08/01/2004 PRIMARY RESIDENCE STANDARD
80 SINGLE FAMILY PURCHASE N
0568514905 $616,935.00 $5,040.88 5.5
TX 07/23/2004 $608,007.32 11/01/2004
77005 09/01/2004 PRIMARY RESIDENCE STANDARD
34.76 SINGLE FAMILY REFINANCE N
0568611909 $569,500.00 $4,805.77 6
OK 06/23/2004 $559,610.25 11/01/2004
73521 08/01/2004 PRIMARY RESIDENCE STANDARD
67 SINGLE FAMILY REFINANCE N
0568691000 $268,000.00 $2,207.61 5.625
CO 06/25/2004 $263,198.40 11/01/2004
80220 08/01/2004 PRIMARY RESIDENCE STATED INCOME
25.52 SINGLE FAMILY REFINANCE N
0568750301 $293,000.00 $2,413.54 5.625
TX 06/24/2004 $287,628.13 11/01/2004
78006 08/01/2004 PRIMARY RESIDENCE STATED INCOME
58.6 SINGLE FAMILY REFINANCE N
0568785406 $450,000.00 $3,706.80 5.625
NJ 06/21/2004 $441,876.37 11/01/2004
08525 08/01/2004 PRIMARY RESIDENCE STANDARD
72 SINGLE FAMILY REFINANCE N
0568832901 $700,000.00 $5,627.15 5.25
TX 10/18/2004 $697,435.35 12/01/2004
77096 12/01/2004 PRIMARY RESIDENCE STANDARD
74.48 SINGLE FAMILY PURCHASE N
0568860100 $576,000.00 $4,630.34 5.25
IN 06/29/2004 $565,355.57 11/01/2004
46814 08/01/2004 PRIMARY RESIDENCE STANDARD
80 PUD PURCHASE N
0568953608 $485,500.00 $3,999.22 5.625
FL 07/01/2004 $478,557.62 12/01/2004
33433 09/01/2004 PRIMARY RESIDENCE STANDARD
69.46 PUD PURCHASE N
0569058407 $648,000.00 $5,337.79 5.625
NC 06/16/2004 $636,390.22 12/01/2004
28202 08/01/2004 PRIMARY RESIDENCE SELECT
80 CONDOMINIUM PURCHASE N
0569178403 $404,000.00 $3,381.96 5.875
NY 08/12/2004 $399,757.28 12/01/2004
10956 10/01/2004 PRIMARY RESIDENCE STANDARD
80 SINGLE FAMILY REFINANCE N
0569360407 $181,213.00 $1,516.97 5.875
NY 08/06/2004 $179,223.16 11/01/2004
12118 10/01/2004 PRIMARY RESIDENCE STATED INCOME
72.49 SINGLE FAMILY REFINANCE N
0569399405 $500,000.00 $4,152.06 5.75
NH 07/21/2004 $488,905.27 11/01/2004
03854 09/01/2004 PRIMARY RESIDENCE STANDARD
51.55 SINGLE FAMILY REFINANCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I NOTE_RATE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANC PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE OCCUPANCY PROCESSING_STY
LTV PROPERTY_TYPE PURPOSE LOAN_BUYDOWN_IND
0569436801 $150,490.00 $1,259.78 5.875
CO 06/24/2004 $147,849.23 01/01/2005
80233 08/01/2004 PRIMARY RESIDENCE STATED INCOME
67.79 SINGLE FAMILY REFINANCE N
0569559800 $487,500.00 $4,113.81 6
CA 07/21/2004 $467,023.15 01/01/2005
92806 09/01/2004 PRIMARY RESIDENCE STATED INCOME
75 SINGLE FAMILY PURCHASE N
0569567902 $450,000.00 $3,676.88 5.5
MI 06/30/2004 $441,730.08 11/01/2004
48084 08/01/2004 PRIMARY RESIDENCE STANDARD
72 SINGLE FAMILY PURCHASE N
0569752702 $400,000.00 $3,268.34 5.5
PA 08/26/2004 $395,675.22 11/01/2004
19046 10/01/2004 PRIMARY RESIDENCE STANDARD
47.62 SINGLE FAMILY PURCHASE N
0569950306 $456,988.00 $3,825.54 5.875
VA 08/10/2004 $452,200.03 11/01/2004
22735 10/01/2004 PRIMARY RESIDENCE STANDARD
75.54 SINGLE FAMILY REFINANCE N
0570095604 $700,000.00 $7,553.56 5.375
MI 07/07/2004 $678,181.38 12/01/2004
48302 09/01/2004 PRIMARY RESIDENCE SELECT
61.4 CONDOMINIUM PURCHASE N
0570125807 $309,500.00 $2,570.12 5.75
CA 07/30/2004 $305,120.25 11/01/2004
92620 09/01/2004 PRIMARY RESIDENCE STATED INCOME
40.72 SINGLE FAMILY REFINANCE N
0570152702 $400,000.00 $3,241.87 5.375
NJ 08/27/2004 $395,629.88 11/01/2004
07054 10/01/2004 PRIMARY RESIDENCE STANDARD
70.02 SINGLE FAMILY PURCHASE N
0570155408 $432,000.00 $3,558.53 5.625
CA 07/30/2004 $425,822.61 11/01/2004
92352 09/01/2004 PRIMARY RESIDENCE STATED INCOME
74.23 SINGLE FAMILY PURCHASE N
0570239301 $910,000.00 $7,495.96 5.625
OR 09/14/2004 $903,524.19 12/01/2004
97701 11/01/2004 PRIMARY RESIDENCE STANDARD
70 SINGLE FAMILY PURCHASE N
0570289306 $387,000.00 $3,162.12 5.5
MI 08/12/2004 $375,869.28 12/01/2004
48306 09/01/2004 PRIMARY RESIDENCE SELECT
56.33 CONDOMINIUM PURCHASE N
0570339903 $750,000.00 $6,128.13 5.5
ME 08/12/2004 $741,891.06 11/01/2004
04105 10/01/2004 PRIMARY RESIDENCE STANDARD
71.43 SINGLE FAMILY PURCHASE N
0570368209 $386,500.00 $3,158.03 5.5
IL 08/06/2004 $382,321.19 12/01/2004
60641 10/01/2004 PRIMARY RESIDENCE STANDARD
50 SINGLE FAMILY PURCHASE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I NOTE_RATE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANC PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE OCCUPANCY PROCESSING_STY
LTV PROPERTY_TYPE PURPOSE LOAN_BUYDOWN_IND
0570476309 $127,200.00 $1,030.92 5.375
TX 10/01/2004 $126,275.59 12/01/2004
78213 11/01/2004 PRIMARY RESIDENCE STATED INCOME
80 PUD PURCHASE N
0570493304 $580,000.00 $4,700.70 5.375
PA 08/25/2004 $573,663.36 11/01/2004
18069 10/01/2004 PRIMARY RESIDENCE STANDARD
70.3 SINGLE FAMILY PURCHASE N
0570618702 $274,000.00 $2,257.03 5.625
CA 08/30/2004 $271,068.35 12/01/2004
92106 10/01/2004 PRIMARY RESIDENCE STATED INCOME
28.54 SINGLE FAMILY REFINANCE N
0570888107 $600,000.00 $5,103.75 6.125
AZ 09/22/2004 $594,783.66 12/01/2004
85344 11/01/2004 PRIMARY RESIDENCE STANDARD
42.86 SINGLE FAMILY REFINANCE N
0570947002 $450,000.00 $3,706.80 5.625
MN 09/14/2004 $445,797.67 12/01/2004
55345 11/01/2004 PRIMARY RESIDENCE STANDARD
51.14 SINGLE FAMILY REFINANCE N
0571230002 $420,000.00 $3,431.76 5.5
IL 08/27/2004 $415,253.31 12/01/2004
60048 10/01/2004 PRIMARY RESIDENCE STANDARD
76.23 PUD PURCHASE N
0571314301 $639,602.00 $5,141.62 5.25
TX 10/11/2004 $637,258.64 11/01/2004
77008 12/01/2004 PRIMARY RESIDENCE STANDARD
75.25 SINGLE FAMILY REFINANCE N
0571452101 $438,452.00 $3,582.52 5.5
TX 08/26/2004 $433,510.11 11/01/2004
77024 10/01/2004 PRIMARY RESIDENCE STANDARD
64.48 SINGLE FAMILY REFINANCE N
0571463900 $543,200.00 $4,402.45 5.375
CO 08/31/2004 $537,265.39 12/01/2004
80482 10/01/2004 SECOND HOME STANDARD
80 CONDOMINIUM PURCHASE N
0571653906 $350,000.00 $2,883.07 5.625
CA 09/29/2004 $346,606.95 12/01/2004
93041 11/01/2004 SECOND HOME STANDARD
67.96 CONDOMINIUM PURCHASE N
0571733104 $530,000.00 $4,295.47 5.375
AZ 09/08/2004 $526,148.37 11/01/2004
85253 11/01/2004 PRIMARY RESIDENCE STANDARD
57.3 SINGLE FAMILY REFINANCE N
0571740208 $75,000.00 $632.90 6
MI 09/13/2004 $74,482.87 11/01/2004
48195 11/01/2004 PRIMARY RESIDENCE STATED INCOME
75 SINGLE FAMILY PURCHASE N
0571754704 $135,000.00 $1,085.24 5.25
MN 09/16/2004 $133,954.35 12/01/2004
56367 11/01/2004 PRIMARY RESIDENCE STATED INCOME
58.7 SINGLE FAMILY REFINANCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I NOTE_RATE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANC PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE OCCUPANCY PROCESSING_STY
LTV PROPERTY_TYPE PURPOSE LOAN_BUYDOWN_IND
0571803600 $421,990.00 $3,448.02 5.5
NJ 09/10/2004 $417,919.44 11/01/2004
07675 11/01/2004 PRIMARY RESIDENCE STANDARD
68.06 CONDOMINIUM REFINANCE N
0571841105 $108,689.00 $909.86 5.875
AZ 09/24/2004 $107,931.67 11/01/2004
86406 11/01/2004 PRIMARY RESIDENCE STATED INCOME
37.48 SINGLE FAMILY REFINANCE N
0572096808 $551,920.00 $4,436.77 5.25
CA 09/27/2004 $543,875.28 12/01/2004
91501 11/01/2004 PRIMARY RESIDENCE STATED INCOME
80 CONDOMINIUM PURCHASE N
0572110500 $100,000.00 $837.12 5.875
NY 10/25/2004 $99,489.58 12/01/2004
12306 12/01/2004 PRIMARY RESIDENCE STATED INCOME
42.55 SINGLE FAMILY REFINANCE N
0572359206 $412,000.00 $3,339.12 5.375
VA 10/15/2004 $410,506.30 11/01/2004
22191 12/01/2004 PRIMARY RESIDENCE STANDARD
52.15 SINGLE FAMILY REFINANCE N
0572601409 $478,850.00 $3,880.92 5.375
CA 10/25/2004 $477,113.93 12/01/2004
91504 12/01/2004 PRIMARY RESIDENCE STATED INCOME
59.86 SINGLE FAMILY REFINANCE N
0572642809 $144,000.00 $1,215.16 6
NV 10/20/2004 $143,504.84 11/01/2004
89121 12/01/2004 PRIMARY RESIDENCE STATED INCOME
58.06 SINGLE FAMILY REFINANCE N
0572810901 $712,500.00 $5,727.63 5.25
TX 10/29/2004 $709,889.56 11/01/2004
78703 12/01/2004 PRIMARY RESIDENCE STANDARD
75 SINGLE FAMILY PURCHASE N
0572921906 $461,826.00 $3,773.51 5.5
CA 11/03/2004 $461,826.00 12/01/2004
90746 01/01/2005 PRIMARY RESIDENCE STATED INCOME
75 PUD PURCHASE N
0572961506 $481,800.00 $3,904.83 5.375
NJ 11/05/2004 $481,800.00 12/01/2004
07430 01/01/2005 PRIMARY RESIDENCE STANDARD
63.39 SINGLE FAMILY REFINANCE N
0572983807 $490,000.00 $3,971.29 5.375
MI 10/22/2004 $488,223.50 11/01/2004
48169 12/01/2004 SECOND HOME STANDARD
54.44 CONDOMINIUM REFINANCE N
0573333309 $420,744.00 $3,409.99 5.375
NJ 10/15/2004 $419,218.59 11/01/2004
07848 12/01/2004 PRIMARY RESIDENCE STANDARD
72.54 SINGLE FAMILY REFINANCE N
0573579604 $369,000.00 $2,990.62 5.375
FL 11/11/2004 $369,000.00 12/01/2004
33414 01/01/2005 PRIMARY RESIDENCE STANDARD
60.49 PUD REFINANCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I NOTE_RATE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANC PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE OCCUPANCY PROCESSING_STY
LTV PROPERTY_TYPE PURPOSE LOAN_BUYDOWN_IND
0573645900 $599,789.00 $4,861.09 5.375
MI 11/01/2004 $599,789.00 12/01/2004
48304 01/01/2005 PRIMARY RESIDENCE STANDARD
49.61 SINGLE FAMILY REFINANCE N
0574178208 $359,854.00 $3,860.94 5.25
CO 11/15/2004 $359,854.00 12/01/2004
80222 01/01/2005 PRIMARY RESIDENCE STANDARD
42.34 SINGLE FAMILY REFINANCE N
0574272001 $90,000.00 $971.18 5.375
CA 11/22/2004 $90,000.00 12/01/2004
93536 01/01/2005 PRIMARY RESIDENCE STATED INCOME
38.3 SINGLE FAMILY REFINANCE N
0600643983 $453,000.00 $5,870.70 5.625
MA 06/06/2003 $267,668.90 11/01/2004
02554 07/01/2003 SECOND HOME STANDARD
28.31 SINGLE FAMILY REFINANCE N
0600920675 $430,000.00 $3,513.46 5.5
FL 03/02/2004 $415,859.07 11/01/2004
33904 04/01/2004 PRIMARY RESIDENCE STANDARD
80 SINGLE FAMILY PURCHASE N
0600934449 $376,500.00 $2,977.34 5
FL 02/19/2004 $363,609.35 11/01/2004
33325 04/01/2004 PRIMARY RESIDENCE STANDARD
57.48 PUD REFINANCE N
0600947278 $418,500.00 $3,255.23 4.75
OH 05/04/2004 $408,647.86 12/01/2004
44406 07/01/2004 PRIMARY RESIDENCE STANDARD
90 SINGLE FAMILY PURCHASE N
0600950544 $589,000.00 $4,657.77 5
CO 04/01/2004 $573,380.63 12/01/2004
80121 06/01/2004 PRIMARY RESIDENCE STANDARD
42.07 SINGLE FAMILY REFINANCE N
0600952203 $520,000.00 $4,146.07 5.125
MA 04/26/2004 $505,559.55 11/01/2004
02702 06/01/2004 PRIMARY RESIDENCE STANDARD
69.61 SINGLE FAMILY REFINANCE N
0600953129 $446,000.00 $4,812.69 5.375
DE 05/14/2004 $428,919.84 12/01/2004
19956 07/01/2004 PRIMARY RESIDENCE STATED INCOME
71.95 SINGLE FAMILY REFINANCE N
0600960436 $396,000.00 $3,157.39 5.125
IL 04/16/2004 $385,604.58 12/01/2004
60417 06/01/2004 PRIMARY RESIDENCE STATED INCOME
45.52 SINGLE FAMILY REFINANCE N
0000000000 $400,000.00 $3,189.28 5.125
MO 04/12/2004 $387,984.59 11/01/2004
65809 06/01/2004 PRIMARY RESIDENCE STANDARD
71.88 SINGLE FAMILY REFINANCE N
0600962883 $630,000.00 $5,023.12 5.125
MA 05/28/2004 $615,854.75 11/01/2004
02138 07/01/2004 PRIMARY RESIDENCE STANDARD
25.2 SINGLE FAMILY REFINANCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I NOTE_RATE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANC PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE OCCUPANCY PROCESSING_STY
LTV PROPERTY_TYPE PURPOSE LOAN_BUYDOWN_IND
0600966873 $432,000.00 $3,472.75 5.25
IL 05/19/2004 $421,728.30 11/01/2004
60048 07/01/2004 PRIMARY RESIDENCE STATED INCOME
59.59 PUD REFINANCE N
0600969187 $348,000.00 $2,820.42 5.375
FL 04/21/2004 $339,048.74 12/01/2004
32127 06/01/2004 PRIMARY RESIDENCE STANDARD
80 SINGLE FAMILY REFINANCE N
0000000000 $455,000.00 $3,627.81 5.125
UT 05/05/2004 $442,341.68 11/01/2004
84604 07/01/2004 PRIMARY RESIDENCE STANDARD
79.27 PUD REFINANCE N
0600971811 $154,000.00 $1,258.31 5.5
AZ 07/30/2004 $151,774.85 11/01/2004
85704 09/01/2004 PRIMARY RESIDENCE STATED INCOME
74.76 SINGLE FAMILY REFINANCE N
0600977514 $430,000.00 $3,456.67 5.25
MD 06/04/2004 $420,443.48 12/01/2004
21136 07/01/2004 PRIMARY RESIDENCE STANDARD
53.75 SINGLE FAMILY PURCHASE N
0600977953 $554,400.00 $4,456.70 5.25
NH 06/01/2004 $542,078.72 12/01/2004
03246 07/01/2004 PRIMARY RESIDENCE STANDARD
80 SINGLE FAMILY PURCHASE N
0600978290 $480,000.00 $3,858.61 5.25
MA 05/07/2004 $469,328.15 11/01/2004
02446 07/01/2004 PRIMARY RESIDENCE STANDARD
70.59 CONDOMINIUM REFINANCE N
0600981147 $950,000.00 $7,699.42 5.375
MA 05/25/2004 $929,101.93 12/01/2004
02116 07/01/2004 PRIMARY RESIDENCE STANDARD
43.18 CONDOMINIUM REFINANCE N
0000000000 $350,000.00 $2,699.89 4.625
IL 03/16/2004 $339,045.55 11/01/2004
60010 05/01/2004 PRIMARY RESIDENCE STANDARD
58.33 SINGLE FAMILY REFINANCE N
0600982459 $400,000.00 $3,268.34 5.5
TX 06/23/2004 $392,758.89 11/01/2004
78257 08/01/2004 PRIMARY RESIDENCE STANDARD
47.06 PUD PURCHASE N
0600983901 $417,500.00 $3,356.19 5.25
FL 05/17/2004 $394,570.34 11/01/2004
34228 07/01/2004 PRIMARY RESIDENCE STANDARD
18.98 SINGLE FAMILY REFINANCE N
0600984095 $750,000.00 $6,128.13 5.5
CT 06/04/2004 $733,670.10 11/01/2004
06378 07/01/2004 SECOND HOME STANDARD
62.5 SINGLE FAMILY PURCHASE N
0600984193 $610,000.00 $4,863.65 5.125
SC 05/14/2004 $596,303.85 12/01/2004
29601 07/01/2004 PRIMARY RESIDENCE STANDARD
71.76 SINGLE FAMILY REFINANCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I NOTE_RATE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANC PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE OCCUPANCY PROCESSING_STY
LTV PROPERTY_TYPE PURPOSE LOAN_BUYDOWN_IND
0600985086 $672,000.00 $5,446.33 5.375
VA 06/29/2004 $659,708.73 11/01/2004
22958 08/01/2004 SECOND HOME STANDARD
70.74 PUD REFINANCE N
0600985210 $425,000.00 $4,586.09 5.375
CA 05/20/2004 $408,493.70 12/01/2004
92064 07/01/2004 PRIMARY RESIDENCE STANDARD
42.5 SINGLE FAMILY REFINANCE N
0600985884 $1,000,000.00 $8,038.78 5.25
SC 05/18/2004 $977,775.47 12/01/2004
29928 07/01/2004 SECOND HOME STANDARD
60.61 PUD PURCHASE N
0000000000 $446,400.00 $3,617.92 5.375
NC 05/12/2004 $436,580.09 11/01/2004
27817 07/01/2004 PRIMARY RESIDENCE STANDARD
80 PUD REFINANCE N
0600985948 $408,000.00 $3,306.70 5.375
RI 05/27/2004 $399,019.97 11/01/2004
02885 07/01/2004 PRIMARY RESIDENCE STANDARD
80 SINGLE FAMILY PURCHASE N
0600986030 $606,500.00 $4,955.61 5.5
CO 06/24/2004 $595,520.73 11/01/2004
80132 08/01/2004 PRIMARY RESIDENCE STANDARD
69.71 PUD REFINANCE N
0600986046 $450,000.00 $3,587.94 5.125
CA 02/13/2004 $434,746.68 11/01/2004
91108 04/01/2004 PRIMARY RESIDENCE STANDARD
54.22 SINGLE FAMILY REFINANCE N
0600987183 $415,000.00 $3,308.88 5.125
CA 02/25/2004 $400,933.04 11/01/2004
91108 04/01/2004 PRIMARY RESIDENCE STANDARD
19.76 SINGLE FAMILY REFINANCE N
0600987604 $525,000.00 $4,254.94 5.375
MD 05/21/2004 $513,451.08 11/01/2004
20814 07/01/2004 PRIMARY RESIDENCE STANDARD
70 SINGLE FAMILY REFINANCE N
0600987605 $399,000.00 $3,207.47 5.25
CA 06/10/2004 $391,626.54 11/01/2004
91602 08/01/2004 PRIMARY RESIDENCE STATED INCOME
50.51 SINGLE FAMILY REFINANCE N
0600990194 $351,200.00 $2,869.60 5.5
MA 06/24/2004 $344,842.32 12/01/2004
02771 08/01/2004 PRIMARY RESIDENCE STANDARD
80 SINGLE FAMILY PURCHASE N
0600990686 $550,000.00 $4,493.96 5.5
NC 06/15/2004 $350,733.49 12/01/2004
28127 08/01/2004 SECOND HOME STANDARD
44 SINGLE FAMILY REFINANCE N
0600993622 $367,000.00 $3,023.10 5.625
IL 06/09/2004 $359,051.41 11/01/2004
60010 08/01/2004 PRIMARY RESIDENCE STANDARD
58.25 SINGLE FAMILY REFINANCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I NOTE_RATE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANC PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE OCCUPANCY PROCESSING_STY
LTV PROPERTY_TYPE PURPOSE LOAN_BUYDOWN_IND
0600996047 $560,000.00 $4,355.86 4.75
IL 04/14/2004 $542,617.56 11/01/2004
60015 06/01/2004 PRIMARY RESIDENCE STANDARD
78.32 PUD REFINANCE N
0600996427 $423,050.00 $3,400.80 5.25
TX 04/30/2004 $412,056.85 11/01/2004
77005 06/01/2004 PRIMARY RESIDENCE STANDARD
64.2 SINGLE FAMILY REFINANCE N
0600998185 $377,900.00 $2,963.86 4.875
MA 04/15/2004 $367,776.80 11/01/2004
02481 06/01/2004 PRIMARY RESIDENCE STANDARD
29.07 SINGLE FAMILY REFINANCE N
0600999493 $697,600.00 $5,839.74 5.875
AL 06/25/2004 $685,358.69 11/01/2004
35216 08/01/2004 PRIMARY RESIDENCE STANDARD
75.53 SINGLE FAMILY PURCHASE N
0601001911 $351,000.00 $2,867.96 5.5
NY 06/17/2004 $342,578.47 12/01/2004
11768 08/01/2004 PRIMARY RESIDENCE STANDARD
58.5 SINGLE FAMILY REFINANCE N
0601003956 $404,000.00 $3,381.96 5.875
MI 06/18/2004 $396,910.71 11/01/2004
49648 08/01/2004 SECOND HOME STANDARD
80 SINGLE FAMILY PURCHASE N
0601004440 $500,000.00 $4,085.42 5.5
IN 06/30/2004 $490,948.65 11/01/2004
46060 08/01/2004 PRIMARY RESIDENCE STANDARD
77.7 SINGLE FAMILY PURCHASE N
0601004518 $554,000.00 $4,563.47 5.625
FL 07/08/2004 $546,078.15 11/01/2004
33050 09/01/2004 SECOND HOME STANDARD
62.95 PUD PURCHASE N
0601004683 $460,000.00 $3,819.89 5.75
MD 04/29/2004 $448,526.05 11/01/2004
20817 06/01/2004 PRIMARY RESIDENCE STANDARD
80 SINGLE FAMILY REFINANCE N
0601004684 $419,000.00 $3,368.25 5.25
CA 05/01/2004 $409,687.92 11/01/2004
94949 07/01/2004 PRIMARY RESIDENCE STANDARD
51.16 PUD PURCHASE N
0601005626 $400,000.00 $3,137.19 4.875
NJ 05/07/2004 $390,834.22 11/01/2004
07604 07/01/2004 PRIMARY RESIDENCE STANDARD
67.8 SINGLE FAMILY REFINANCE N
0000000000 $595,000.00 $4,666.57 4.875
MO 05/07/2004 $581,365.88 11/01/2004
64082 07/01/2004 PRIMARY RESIDENCE STANDARD
74.84 SINGLE FAMILY REFINANCE N
0601005650 $450,000.00 $3,647.09 5.375
CA 05/05/2004 $440,026.56 11/01/2004
95062 07/01/2004 PRIMARY RESIDENCE STANDARD
77.05 SINGLE FAMILY REFINANCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I NOTE_RATE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANC PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE OCCUPANCY PROCESSING_STY
LTV PROPERTY_TYPE PURPOSE LOAN_BUYDOWN_IND
0601006142 $372,000.00 $3,189.61 6.25
PA 07/02/2004 $366,714.36 12/01/2004
19335 09/01/2004 PRIMARY RESIDENCE STANDARD
80 SINGLE FAMILY REFINANCE N
0601006257 $476,000.00 $3,952.75 5.75
DE 07/28/2004 $469,264.10 11/01/2004
19810 09/01/2004 PRIMARY RESIDENCE STANDARD
80 SINGLE FAMILY PURCHASE N
0601006959 $345,000.00 $2,841.87 5.625
CA 05/27/2004 $337,565.25 12/01/2004
92602 07/01/2004 PRIMARY RESIDENCE STANDARD
53.91 PUD REFINANCE N
0601007561 $368,000.00 $2,982.51 5.375
NJ 05/13/2004 $336,859.64 01/01/2005
07974 07/01/2004 PRIMARY RESIDENCE STANDARD
80 SINGLE FAMILY PURCHASE N
0601007562 $681,250.00 $5,387.28 5
CT 05/11/2004 $664,009.31 12/01/2004
06902 07/01/2004 PRIMARY RESIDENCE STANDARD
63.37 SINGLE FAMILY REFINANCE N
0000000000 $608,000.00 $4,887.58 5.25
MD 05/10/2004 $594,487.47 12/01/2004
20817 07/01/2004 PRIMARY RESIDENCE STANDARD
52.78 SINGLE FAMILY REFINANCE N
0000000000 $413,500.00 $3,406.13 5.625
SC 07/15/2004 $407,587.19 12/01/2004
29223 09/01/2004 PRIMARY RESIDENCE STANDARD
63.13 PUD PURCHASE N
0601008163 $536,000.00 $4,379.57 5.5
NJ 07/09/2004 $528,255.35 11/01/2004
08050 09/01/2004 SECOND HOME STANDARD
80 SINGLE FAMILY PURCHASE N
0601008612 $450,000.00 $3,676.88 5.5
CA 06/21/2004 $441,853.77 11/01/2004
92120 08/01/2004 PRIMARY RESIDENCE STANDARD
66.18 SINGLE FAMILY REFINANCE N
0601008742 $485,000.00 $3,867.00 5.125
CA 04/28/2004 $468,413.10 11/01/2004
95120 06/01/2004 PRIMARY RESIDENCE STANDARD
69.29 SINGLE FAMILY REFINANCE N
0601008743 $452,000.00 $3,603.89 5.125
CA 04/28/2004 $438,128.45 11/01/2004
95008 06/01/2004 PRIMARY RESIDENCE STANDARD
53.18 SINGLE FAMILY REFINANCE N
0000000000 $492,000.00 $4,020.05 5.5
MA 06/29/2004 $483,093.48 11/01/2004
01501 08/01/2004 PRIMARY RESIDENCE STANDARD
80 SINGLE FAMILY PURCHASE N
0601009148 $465,000.00 $3,677.19 5
CA 05/07/2004 $454,314.23 12/01/2004
94901 07/01/2004 PRIMARY RESIDENCE STANDARD
48.95 SINGLE FAMILY REFINANCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I NOTE_RATE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANC PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE OCCUPANCY PROCESSING_STY
LTV PROPERTY_TYPE PURPOSE LOAN_BUYDOWN_IND
0601009382 $350,000.00 $2,906.44 5.75
AZ 06/07/2004 $343,794.02 12/01/2004
85013 08/01/2004 PRIMARY RESIDENCE STANDARD
36.84 SINGLE FAMILY PURCHASE N
0601009517 $397,000.00 $3,217.55 5.375
CA 06/10/2004 $389,738.64 11/01/2004
90290 08/01/2004 PRIMARY RESIDENCE STATED INCOME
55.14 SINGLE FAMILY REFINANCE N
0601009640 $571,417.00 $4,860.62 6.125
NV 06/28/2004 $561,597.21 11/01/2004
89052 08/01/2004 PRIMARY RESIDENCE STANDARD
75 PUD PURCHASE N
0601009922 $365,000.00 $2,982.35 5.5
CA 06/18/2004 $358,392.55 11/01/2004
92782 08/01/2004 PRIMARY RESIDENCE STANDARD
66.97 SINGLE FAMILY REFINANCE N
0601010771 $483,750.00 $3,888.76 5.25
NJ 05/14/2004 $472,998.89 11/01/2004
07006 07/01/2004 PRIMARY RESIDENCE STANDARD
75 SINGLE FAMILY REFINANCE N
0601010849 $417,000.00 $3,462.81 5.75
CA 05/25/2004 $409,531.14 11/01/2004
95628 08/01/2004 PRIMARY RESIDENCE STANDARD
66.09 SINGLE FAMILY REFINANCE N
0601011767 $411,200.00 $3,469.94 6
AZ 08/01/2004 $406,936.94 11/01/2004
85340 10/01/2004 PRIMARY RESIDENCE STANDARD
80 PUD PURCHASE N
0601012269 $700,000.00 $5,766.12 5.625
MA 07/27/2004 $689,990.41 12/01/2004
02481 09/01/2004 PRIMARY RESIDENCE STANDARD
65.12 SINGLE FAMILY REFINANCE N
0601013222 $736,000.00 $5,868.28 5.125
MA 05/17/2004 $715,870.28 11/01/2004
02445 07/01/2004 PRIMARY RESIDENCE STANDARD
56.18 SINGLE FAMILY REFINANCE N
0601014445 $420,000.00 $3,376.29 5.25
CA 05/20/2004 $410,665.68 11/01/2004
95008 07/01/2004 PRIMARY RESIDENCE STANDARD
66.67 SINGLE FAMILY PURCHASE N
0601014446 $616,000.00 $4,951.89 5.25
CA 05/14/2004 $601,506.93 11/01/2004
94507 07/01/2004 PRIMARY RESIDENCE STANDARD
38.5 SINGLE FAMILY REFINANCE N
0601014447 $650,000.00 $5,140.16 5
CA 05/24/2004 $635,256.21 11/01/2004
92590 07/01/2004 PRIMARY RESIDENCE STANDARD
50 SINGLE FAMILY PURCHASE N
0000000000 $412,000.00 $3,339.12 5.375
CA 05/11/2004 $402,936.83 11/01/2004
95030 07/01/2004 PRIMARY RESIDENCE STANDARD
34.92 SINGLE FAMILY REFINANCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I NOTE_RATE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANC PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE OCCUPANCY PROCESSING_STY
LTV PROPERTY_TYPE PURPOSE LOAN_BUYDOWN_IND
0601014449 $470,000.00 $3,778.23 5.25
CA 05/07/2004 $459,554.41 12/01/2004
90045 07/01/2004 PRIMARY RESIDENCE STANDARD
55.29 SINGLE FAMILY REFINANCE N
0601014450 $372,000.00 $2,966.04 5.125
CA 05/12/2004 $363,647.53 11/01/2004
92037 07/01/2004 PRIMARY RESIDENCE STANDARD
33.82 PUD REFINANCE N
0601014451 $355,000.00 $2,877.16 5.375
CA 05/11/2004 $347,190.67 12/01/2004
92131 07/01/2004 PRIMARY RESIDENCE STANDARD
58.2 SINGLE FAMILY REFINANCE N
0601014452 $500,000.00 $4,052.33 5.375
CA 05/21/2004 $489,001.00 12/01/2004
90603 07/01/2004 PRIMARY RESIDENCE STANDARD
46.51 SINGLE FAMILY REFINANCE N
0601015051 $487,000.00 $3,851.17 5
MT 04/08/2004 $474,085.45 11/01/2004
59933 06/01/2004 SECOND HOME STANDARD
44.27 SINGLE FAMILY REFINANCE N
0601015069 $442,000.00 $3,582.26 5.375
CA 05/18/2004 $432,276.87 11/01/2004
93001 07/01/2004 PRIMARY RESIDENCE STANDARD
42.91 SINGLE FAMILY REFINANCE N
0601015185 $396,000.00 $3,209.45 5.375
CA 05/03/2004 $384,684.62 11/01/2004
94010 07/01/2004 PRIMARY RESIDENCE STANDARD
44 SINGLE FAMILY REFINANCE N
0601015186 $333,750.00 $2,682.95 5.25
CA 05/24/2004 $326,332.53 11/01/2004
94303 07/01/2004 PRIMARY RESIDENCE STANDARD
35.51 SINGLE FAMILY REFINANCE N
0000000000 $400,000.00 $3,294.93 5.625
AZ 07/22/2004 $394,280.22 12/01/2004
85016 09/01/2004 PRIMARY RESIDENCE STANDARD
69.57 SINGLE FAMILY PURCHASE N
0601015919 $451,500.00 $3,659.26 5.375
CA 05/18/2004 $441,567.86 11/01/2004
90056 07/01/2004 PRIMARY RESIDENCE STANDARD
62.28 SINGLE FAMILY REFINANCE N
0601016725 $575,000.00 $4,736.46 5.625
CA 05/24/2004 $562,544.25 11/01/2004
94404 07/01/2004 PRIMARY RESIDENCE STANDARD
60.53 SINGLE FAMILY REFINANCE N
0601017424 $750,000.00 $6,278.39 5.875
MA 10/13/2004 $747,393.49 11/01/2004
02459 12/01/2004 PRIMARY RESIDENCE STANDARD
43.35 SINGLE FAMILY REFINANCE N
0601017629 $440,000.00 $3,832.87 6.5
MD 08/02/2004 $435,627.79 12/01/2004
20622 10/01/2004 PRIMARY RESIDENCE STANDARD
80 SINGLE FAMILY PURCHASE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I NOTE_RATE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANC PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE OCCUPANCY PROCESSING_STY
LTV PROPERTY_TYPE PURPOSE LOAN_BUYDOWN_IND
0601018420 $450,000.00 $3,529.34 4.875
IL 04/21/2004 $437,945.37 11/01/2004
60091 06/01/2004 PRIMARY RESIDENCE STANDARD
69.23 SINGLE FAMILY REFINANCE N
0601018664 $975,000.00 $8,096.50 5.75
SC 07/06/2004 $961,202.74 11/01/2004
29451 09/01/2004 SECOND HOME STANDARD
65 PUD REFINANCE N
0601018856 $150,000.00 $1,186.19 5
GA 04/16/2004 $146,022.22 12/01/2004
30096 06/01/2004 PRIMARY RESIDENCE STANDARD
87.21 PUD REFINANCE N
0000000000 $380,000.00 $3,104.92 5.5
DE 08/02/2004 $375,891.47 12/01/2004
19809 10/01/2004 PRIMARY RESIDENCE STANDARD
63.33 SINGLE FAMILY REFINANCE N
0601019307 $450,000.00 $3,736.85 5.75
MA 07/29/2004 $443,632.02 11/01/2004
02459 09/01/2004 PRIMARY RESIDENCE STANDARD
31.18 SINGLE FAMILY PURCHASE N
0601020265 $556,000.00 $4,654.38 5.875
MN 08/16/2004 $550,174.68 11/01/2004
55125 10/01/2004 PRIMARY RESIDENCE STANDARD
80 SINGLE FAMILY PURCHASE N
0000000000 $650,000.00 $5,485.07 6
DE 08/14/2004 $643,261.20 11/01/2004
19971 10/01/2004 SECOND HOME STANDARD
65 SINGLE FAMILY PURCHASE N
0601022456 $320,000.00 $2,614.67 5.5
GA 07/26/2004 $314,842.29 11/01/2004
30097 09/01/2004 PRIMARY RESIDENCE STANDARD
32 PUD PURCHASE N
0601023557 $416,000.00 $3,371.54 5.375
MI 07/28/2004 $409,840.93 12/01/2004
49525 09/01/2004 PRIMARY RESIDENCE STANDARD
80 CONDOMINIUM PURCHASE N
0000000000 $637,000.00 $5,162.66 5.375
MA 08/06/2004 $627,700.02 12/01/2004
01952 09/01/2004 SECOND HOME STANDARD
74.94 SINGLE FAMILY PURCHASE N
0601024627 $500,000.00 $4,085.42 5.5
MA 08/20/2004 $492,780.42 01/01/2005
01945 10/01/2004 PRIMARY RESIDENCE STANDARD
33.9 SINGLE FAMILY PURCHASE N
0601026825 $540,000.00 $4,412.25 5.5
TX 08/19/2004 $534,161.57 11/01/2004
76017 10/01/2004 PRIMARY RESIDENCE STANDARD
76.7 SINGLE FAMILY PURCHASE N
0601026851 $365,000.00 $3,006.62 5.625
TX 07/30/2004 $359,780.71 11/01/2004
77386 09/01/2004 PRIMARY RESIDENCE STANDARD
74.23 PUD REFINANCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I NOTE_RATE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANC PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE OCCUPANCY PROCESSING_STY
LTV PROPERTY_TYPE PURPOSE LOAN_BUYDOWN_IND
0601026910 $500,000.00 $4,052.33 5.375
MN 08/24/2004 $494,537.36 11/01/2004
55092 10/01/2004 PRIMARY RESIDENCE STANDARD
40.16 SINGLE FAMILY REFINANCE N
0000000000 $490,000.00 $3,971.28 5.375
MA 07/27/2004 $482,846.15 11/01/2004
01772 09/01/2004 PRIMARY RESIDENCE STANDARD
70 SINGLE FAMILY REFINANCE N
0601027281 $487,000.00 $3,979.20 5.5
IN 07/26/2004 $479,963.34 11/01/2004
46033 09/01/2004 PRIMARY RESIDENCE STANDARD
74.92 SINGLE FAMILY REFINANCE N
0601027448 $600,000.00 $4,902.50 5.5
IL 08/19/2004 $593,512.85 11/01/2004
60035 10/01/2004 PRIMARY RESIDENCE STANDARD
43.26 PUD PURCHASE N
0601027570 $640,000.00 $5,357.56 5.875
IL 07/31/2004 $631,037.53 11/01/2004
60615 09/01/2004 PRIMARY RESIDENCE STANDARD
80 SINGLE FAMILY REFINANCE N
0601028388 $359,000.00 $2,933.33 5.5
NC 08/20/2004 $355,118.52 12/01/2004
27358 10/01/2004 PRIMARY RESIDENCE STANDARD
70.39 PUD PURCHASE N
0601028496 $492,500.00 $4,056.88 5.625
CO 07/16/2004 $485,457.53 11/01/2004
80210 09/01/2004 PRIMARY RESIDENCE STANDARD
53.24 SINGLE FAMILY REFINANCE N
0601028565 $359,000.00 $2,933.33 5.5
CO 07/28/2004 $353,812.82 12/01/2004
80304 09/01/2004 PRIMARY RESIDENCE STANDARD
78.9 SINGLE FAMILY REFINANCE N
0000000000 $389,600.00 $3,287.67 6
CA 07/22/2004 $384,200.99 12/01/2004
92210 09/01/2004 SECOND HOME STANDARD
80 PUD PURCHASE N
0000000000 $425,500.00 $3,476.69 5.5
ME 08/20/2004 $420,899.53 11/01/2004
04079 10/01/2004 SECOND HOME STANDARD
71.51 SINGLE FAMILY PURCHASE N
0601032438 $550,000.00 $4,493.96 5.5
AL 08/25/2004 $541,044.28 12/01/2004
35242 10/01/2004 PRIMARY RESIDENCE STANDARD
45.83 PUD REFINANCE N
0601033623 $640,000.00 $5,229.33 5.5
MA 08/20/2004 $633,080.39 11/01/2004
02184 10/01/2004 PRIMARY RESIDENCE STANDARD
69.57 SINGLE FAMILY REFINANCE N
0601034989 $495,000.00 $4,044.56 5.5
NC 08/12/2004 $489,648.11 11/01/2004
28374 10/01/2004 PRIMARY RESIDENCE STANDARD
75 SINGLE FAMILY REFINANCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I NOTE_RATE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANC PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE OCCUPANCY PROCESSING_STY
LTV PROPERTY_TYPE PURPOSE LOAN_BUYDOWN_IND
0601036314 $560,000.00 $4,650.30 5.75
NJ 07/28/2004 $551,723.54 11/01/2004
07869 09/01/2004 PRIMARY RESIDENCE STANDARD
69.14 SINGLE FAMILY REFINANCE N
0000000000 $400,000.00 $3,268.33 5.5
NC 08/11/2004 $394,675.25 12/01/2004
28173 10/01/2004 PRIMARY RESIDENCE STANDARD
48.78 SINGLE FAMILY REFINANCE N
0601043338 $360,000.00 $2,917.68 5.375
RI 08/24/2004 $356,066.89 11/01/2004
02840 10/01/2004 SECOND HOME STANDARD
80 CONDOMINIUM PURCHASE N
0601043577 $442,000.00 $3,582.26 5.375
WI 08/09/2004 $437,171.02 12/01/2004
53045 10/01/2004 PRIMARY RESIDENCE STANDARD
63.14 SINGLE FAMILY REFINANCE N
0601045826 $438,750.00 $3,584.95 5.5
CA 08/23/2004 $433,170.47 11/01/2004
93720 10/01/2004 PRIMARY RESIDENCE STANDARD
75 PUD REFINANCE N
0601045922 $388,000.00 $3,221.99 5.75
MI 08/20/2004 $383,891.92 12/01/2004
49101 10/01/2004 SECOND HOME STANDARD
80 SINGLE FAMILY PURCHASE N
0601046124 $490,000.00 $4,003.71 5.5
MD 08/31/2004 $484,702.16 11/01/2004
20772 10/01/2004 PRIMARY RESIDENCE STANDARD
77.9 PUD REFINANCE N
0601046604 $228,500.00 $1,836.86 5.25
CA 08/11/2004 $225,977.48 12/01/2004
90501 10/01/2004 PRIMARY RESIDENCE STANDARD
46.63 SINGLE FAMILY REFINANCE N
0000000000 $480,000.00 $3,922.01 5.5
UT 08/27/2004 $474,170.24 11/01/2004
84054 11/01/2004 PRIMARY RESIDENCE STANDARD
68.09 SINGLE FAMILY REFINANCE N
0601047375 $431,000.00 $3,579.07 5.75
OR 05/25/2004 $421,807.32 11/01/2004
97007 07/01/2004 PRIMARY RESIDENCE STANDARD
32.9 PUD REFINANCE N
0601047420 $546,400.00 $4,464.54 5.5
NJ 09/24/2004 $542,470.60 11/01/2004
08203 11/01/2004 SECOND HOME STANDARD
79.19 SINGLE FAMILY PURCHASE N
0601048029 $475,000.00 $3,849.71 5.375
ME 09/09/2004 $471,548.07 12/01/2004
04096 11/01/2004 PRIMARY RESIDENCE STANDARD
26.39 SINGLE FAMILY REFINANCE N
0601048393 $700,000.00 $5,719.58 5.5
KS 09/13/2004 $694,965.99 11/01/2004
66223 11/01/2004 PRIMARY RESIDENCE STANDARD
63.64 PUD REFINANCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I NOTE_RATE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANC PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE OCCUPANCY PROCESSING_STY
LTV PROPERTY_TYPE PURPOSE LOAN_BUYDOWN_IND
0601048430 $360,000.00 $2,965.43 5.625
MA 09/16/2004 $357,196.29 12/01/2004
01923 11/01/2004 PRIMARY RESIDENCE STANDARD
80 SINGLE FAMILY PURCHASE N
0601049479 $610,000.00 $4,984.21 5.5
MA 09/28/2004 $605,613.21 12/01/2004
02465 11/01/2004 PRIMARY RESIDENCE STANDARD
38.13 SINGLE FAMILY REFINANCE N
0601050007 $500,000.00 $4,085.42 5.5
NY 08/13/2004 $494,594.05 12/01/2004
14610 10/01/2004 PRIMARY RESIDENCE STANDARD
62.5 SINGLE FAMILY PURCHASE N
0601052563 $375,000.00 $3,064.06 5.5
NJ 09/22/2004 $372,303.21 11/01/2004
07054 11/01/2004 PRIMARY RESIDENCE STANDARD
71.43 SINGLE FAMILY REFINANCE N
0601052798 $345,000.00 $2,818.94 5.5
MD 08/31/2004 $341,269.89 11/01/2004
20905 10/01/2004 PRIMARY RESIDENCE STANDARD
70.99 SINGLE FAMILY REFINANCE N
0601054653 $440,800.00 $3,601.70 5.5
TX 08/31/2004 $436,034.12 12/01/2004
78746 10/01/2004 PRIMARY RESIDENCE STANDARD
80 SINGLE FAMILY PURCHASE N
0601054889 $500,000.00 $4,085.42 5.5
PA 09/10/2004 $496,404.28 11/01/2004
18020 11/01/2004 PRIMARY RESIDENCE STANDARD
62.5 SINGLE FAMILY PURCHASE N
0601055287 $351,000.00 $2,938.29 5.875
NJ 09/13/2004 $348,554.33 12/01/2004
07733 11/01/2004 PRIMARY RESIDENCE STANDARD
42.55 SINGLE FAMILY REFINANCE N
0601058706 $400,000.00 $3,268.33 5.5
IN 09/10/2004 $396,890.69 11/01/2004
46567 11/01/2004 PRIMARY RESIDENCE STANDARD
80 SINGLE FAMILY REFINANCE N
0601058860 $528,000.00 $4,314.20 5.5
MA 09/22/2004 $522,198.33 12/01/2004
01864 11/01/2004 PRIMARY RESIDENCE STANDARD
62.86 SINGLE FAMILY REFINANCE N
0601059440 $425,000.00 $3,444.48 5.375
SC 09/16/2004 $421,911.43 11/01/2004
29605 11/01/2004 PRIMARY RESIDENCE STANDARD
72.53 SINGLE FAMILY REFINANCE N
0601062700 $491,500.00 $3,983.44 5.375
NC 09/29/2004 $487,911.60 12/01/2004
28469 11/01/2004 SECOND HOME STANDARD
67.79 SINGLE FAMILY REFINANCE N
0601065029 $497,000.00 $3,995.27 5.25
NJ 10/06/2004 $495,179.11 11/01/2004
07746 12/01/2004 PRIMARY RESIDENCE STANDARD
70 SINGLE FAMILY REFINANCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I NOTE_RATE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANC PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE OCCUPANCY PROCESSING_STY
LTV PROPERTY_TYPE PURPOSE LOAN_BUYDOWN_IND
0601065811 $368,000.00 $2,934.14 5.125
CT 06/16/2003 $316,914.40 12/01/2004
06877 08/01/2003 PRIMARY RESIDENCE STANDARD
70.1 SINGLE FAMILY REFINANCE N
0601068141 $380,000.00 $3,079.77 5.375
CA 07/21/2003 $357,200.79 11/01/2004
90254 09/01/2003 PRIMARY RESIDENCE STANDARD
58.46 CONDOMINIUM REFINANCE N
0601073233 $400,000.00 $3,215.52 5.25
CO 10/14/2004 $398,534.48 12/01/2004
80906 12/01/2004 PRIMARY RESIDENCE STATED INCOME
50 SINGLE FAMILY PURCHASE N
0601075783 $585,000.00 $4,779.94 5.5
CA 10/18/2004 $582,901.31 11/01/2004
91311 12/01/2004 PRIMARY RESIDENCE STANDARD
55.71 SINGLE FAMILY REFINANCE N
0601078556 $378,500.00 $3,042.68 5.25
CA 09/29/2004 $375,720.45 11/01/2004
93405 11/01/2004 PRIMARY RESIDENCE STANDARD
64.15 SINGLE FAMILY REFINANCE N
0601079628 $477,300.00 $3,836.91 5.25
TX 10/20/2004 $475,551.28 11/01/2004
75019 12/01/2004 PRIMARY RESIDENCE STANDARD
70.19 SINGLE FAMILY REFINANCE N
0601080634 $564,000.00 $4,571.02 5.375
CA 10/26/2004 $561,955.23 11/01/2004
91356 12/01/2004 PRIMARY RESIDENCE STATED INCOME
58.35 SINGLE FAMILY REFINANCE N
0000000000 $375,000.00 $3,039.25 5.375
DE 10/25/2004 $373,640.44 12/01/2004
19720 12/01/2004 PRIMARY RESIDENCE STANDARD
75 SINGLE FAMILY REFINANCE N
0601083438 $387,750.00 $3,117.04 5.25
NJ 10/22/2004 $386,329.37 11/01/2004
07922 12/01/2004 PRIMARY RESIDENCE STANDARD
75 SINGLE FAMILY REFINANCE N
0601084133 $407,000.00 $3,325.53 5.5
PA 10/25/2004 $405,539.89 11/01/2004
19073 12/01/2004 PRIMARY RESIDENCE STANDARD
66.18 SINGLE FAMILY REFINANCE N
0601087157 $348,000.00 $2,843.45 5.5
VA 10/14/2004 $346,751.55 11/01/2004
23238 12/01/2004 PRIMARY RESIDENCE STANDARD
71.09 SINGLE FAMILY REFINANCE N
0601096177 $465,000.00 $3,677.19 5
CA 09/16/2004 $461,513.37 11/01/2004
91750 11/01/2004 PRIMARY RESIDENCE STANDARD
55.69 SINGLE FAMILY PURCHASE N
0601099664 $495,000.00 $4,011.80 5.375
CA 09/17/2004 $491,402.74 11/01/2004
92612 11/01/2004 PRIMARY RESIDENCE STANDARD
43.81 PUD REFINANCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I NOTE_RATE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANC PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE OCCUPANCY PROCESSING_STY
LTV PROPERTY_TYPE PURPOSE LOAN_BUYDOWN_IND
0601103277 $412,800.00 $3,345.60 5.375
NC 10/28/2004 $411,303.40 12/01/2004
28277 12/01/2004 PRIMARY RESIDENCE STANDARD
58.68 PUD PURCHASE N
0601124081 $579,600.00 $4,735.82 5.5
NJ 10/12/2004 $577,520.68 12/01/2004
08904 12/01/2004 PRIMARY RESIDENCE STANDARD
80 SINGLE FAMILY REFINANCE N
0654946106 $400,000.00 $3,268.34 5.5
TX 06/08/2004 $392,758.89 11/01/2004
76571 08/01/2004 PRIMARY RESIDENCE STANDARD
78.43 SINGLE FAMILY REFINANCE N
0654956893 $368,000.00 $2,982.52 5.375
CO 05/17/2004 $355,992.60 11/01/2004
80524 07/01/2004 INVESTMENT PROPERTY STANDARD
47.48 SINGLE FAMILY REFINANCE N
0654997559 $426,000.00 $3,537.55 5.75
NY 07/01/2004 $419,971.65 11/01/2004
10560 09/01/2004 PRIMARY RESIDENCE STANDARD
23.67 SINGLE FAMILY REFINANCE N
0655001305 $354,000.00 $2,869.05 5.375
CA 05/06/2004 $340,144.96 12/01/2004
91401 07/01/2004 PRIMARY RESIDENCE STREAMLINE
77.97 SINGLE FAMILY REFINANCE N
0655036804 $340,000.00 $2,733.19 5.25
FL 06/29/2004 $333,716.82 11/01/2004
34423 08/01/2004 PRIMARY RESIDENCE STANDARD
80 SINGLE FAMILY PURCHASE N
0655040070 $420,000.00 $3,487.73 5.75
CA 06/10/2004 $412,552.82 11/01/2004
92705 08/01/2004 PRIMARY RESIDENCE STANDARD
64.62 SINGLE FAMILY REFINANCE N
0655046870 $398,000.00 $3,331.74 5.875
SC 07/10/2004 $392,426.44 11/01/2004
29063 09/01/2004 PRIMARY RESIDENCE STANDARD
82.92 PUD REFINANCE N
0655047592 $358,000.00 $2,996.89 5.875
CA 06/22/2004 $351,717.88 11/01/2004
94521 08/01/2004 PRIMARY RESIDENCE STANDARD
79.56 SINGLE FAMILY REFINANCE N
0655048360 $416,500.00 $3,458.66 5.75
NH 06/18/2004 $409,114.92 11/01/2004
03229 08/01/2004 PRIMARY RESIDENCE STANDARD
70 SINGLE FAMILY REFINANCE N
0655049595 $381,500.00 $3,219.32 6
CA 06/05/2004 $374,874.98 12/01/2004
92692 08/01/2004 PRIMARY RESIDENCE STANDARD
71.31 SINGLE FAMILY REFINANCE N
0655053412 $436,000.00 $3,591.48 5.625
CA 06/08/2004 $426,150.70 12/01/2004
91941 08/01/2004 PRIMARY RESIDENCE STANDARD
76.49 PUD REFINANCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I NOTE_RATE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANC PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE OCCUPANCY PROCESSING_STY
LTV PROPERTY_TYPE PURPOSE LOAN_BUYDOWN_IND
0655058074 $500,000.00 $4,152.06 5.75
CA 06/11/2004 $490,680.39 11/01/2004
94941 08/01/2004 PRIMARY RESIDENCE STANDARD
61.35 SINGLE FAMILY REFINANCE N
0655075181 $365,000.00 $3,006.63 5.625
CA 07/14/2004 $359,273.62 11/01/2004
92562 09/01/2004 PRIMARY RESIDENCE STANDARD
79.52 SINGLE FAMILY REFINANCE N
0655075564 $396,000.00 $3,288.43 5.75
CA 07/22/2004 $390,396.17 11/01/2004
93536 09/01/2004 PRIMARY RESIDENCE STANDARD
77.65 SINGLE FAMILY REFINANCE N
0655077631 $396,800.00 $3,242.19 5.5
CA 07/09/2004 $391,066.64 11/01/2004
92626 09/01/2004 PRIMARY RESIDENCE STANDARD
65.05 SINGLE FAMILY REFINANCE N
0655094503 $415,000.00 $3,474.05 5.875
CA 07/10/2004 $409,188.37 11/01/2004
95616 09/01/2004 PRIMARY RESIDENCE STANDARD
64.95 SINGLE FAMILY REFINANCE N
0655098654 $503,000.00 $4,176.97 5.75
CA 07/10/2004 $491,600.91 01/01/2005
92606 09/01/2004 PRIMARY RESIDENCE STANDARD
68.44 PUD REFINANCE N
0655101369 $392,000.00 $3,177.03 5.375
CA 07/09/2004 $385,958.49 12/01/2004
93455 09/01/2004 PRIMARY RESIDENCE STANDARD
80 PUD PURCHASE N
0655106035 $425,000.00 $3,529.25 5.75
CA 07/31/2004 $420,499.43 11/01/2004
90027 10/01/2004 PRIMARY RESIDENCE STANDARD
32.69 PUD REFINANCE N
0655121544 $530,000.00 $4,436.73 5.875
NV 09/07/2004 $526,307.10 11/01/2004
89124 11/01/2004 PRIMARY RESIDENCE STANDARD
40.52 SINGLE FAMILY REFINANCE N
0655127774 $492,000.00 $4,020.06 5.5
CA 08/18/2004 $486,680.51 12/01/2004
93611 10/01/2004 PRIMARY RESIDENCE STANDARD
80 SINGLE FAMILY PURCHASE N
0655153614 $448,700.00 $3,726.06 5.75
OH 09/24/2004 $445,539.81 11/01/2004
44202 11/01/2004 PRIMARY RESIDENCE STANDARD
70 PUD REFINANCE N
0655165824 $395,000.00 $3,280.12 5.75
MD 09/10/2004 $392,218.53 11/01/2004
20904 11/01/2004 PRIMARY RESIDENCE STANDARD
75.96 SINGLE FAMILY REFINANCE N
0655166028 $500,000.00 $4,085.42 5.5
TN 10/13/2004 $498,206.25 11/01/2004
37922 12/01/2004 PRIMARY RESIDENCE STANDARD
58.82 SINGLE FAMILY PURCHASE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I NOTE_RATE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANC PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE OCCUPANCY PROCESSING_STY
LTV PROPERTY_TYPE PURPOSE LOAN_BUYDOWN_IND
0655174602 $498,000.00 $4,135.45 5.75
CA 09/11/2004 $494,493.22 11/01/2004
92692 11/01/2004 PRIMARY RESIDENCE STANDARD
56.66 PUD REFINANCE N
0655178249 $400,000.00 $3,321.65 5.75
CA 09/09/2004 $397,183.30 12/01/2004
92648 11/01/2004 PRIMARY RESIDENCE STANDARD
56.5 CONDOMINIUM REFINANCE N
0655180927 $415,000.00 $3,336.10 5.25
CT 09/21/2004 $411,952.40 11/01/2004
06820 11/01/2004 PRIMARY RESIDENCE STANDARD
70.94 SINGLE FAMILY REFINANCE N
0655193612 $435,000.00 $3,612.29 5.75
CA 09/20/2004 $431,936.85 11/01/2004
90808 11/01/2004 PRIMARY RESIDENCE STANDARD
62.05 SINGLE FAMILY REFINANCE N
0655214973 $540,000.00 $4,448.16 5.625
CA 10/04/2004 $537,531.25 12/01/2004
91106 12/01/2004 PRIMARY RESIDENCE STANDARD
66.5 SINGLE FAMILY REFINANCE N
0655217175 $400,000.00 $3,268.34 5.5
CA 10/21/2004 $398,223.90 12/01/2004
92508 12/01/2004 PRIMARY RESIDENCE STANDARD
74.77 SINGLE FAMILY REFINANCE N
0655222281 $402,000.00 $3,338.25 5.75
CA 10/28/2004 $402,000.00 12/01/2004
92308 01/01/2005 PRIMARY RESIDENCE STANDARD
80 PUD REFINANCE N
0655225821 $370,000.00 $3,097.34 5.875
NJ 10/21/2004 $368,714.12 11/01/2004
07746 12/01/2004 PRIMARY RESIDENCE STANDARD
64.35 SINGLE FAMILY REFINANCE N
0655231717 $414,000.00 $3,355.33 5.375
CA 10/16/2004 $412,499.05 11/01/2004
91709 12/01/2004 PRIMARY RESIDENCE STANDARD
65.71 SINGLE FAMILY REFINANCE N
0655232026 $360,000.00 $2,917.68 5.375
CA 10/17/2004 $358,694.82 11/01/2004
92629 12/01/2004 PRIMARY RESIDENCE STANDARD
53.33 SINGLE FAMILY REFINANCE N
0655238706 $402,500.00 $3,342.41 5.75
CA 10/23/2004 $401,086.24 11/01/2004
90807 12/01/2004 PRIMARY RESIDENCE STANDARD
64.19 SINGLE FAMILY REFINANCE N
0655249181 $383,000.00 $3,129.43 5.5
CA 10/29/2004 $383,000.00 12/01/2004
95630 01/01/2005 PRIMARY RESIDENCE STANDARD
62.28 SINGLE FAMILY REFINANCE N
0655255230 $410,000.00 $3,295.90 5.25
CA 11/05/2004 $410,000.00 12/01/2004
92692 01/01/2005 PRIMARY RESIDENCE STANDARD
58.57 PUD REFINANCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I NOTE_RATE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANC PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE OCCUPANCY PROCESSING_STY
LTV PROPERTY_TYPE PURPOSE LOAN_BUYDOWN_IND
0655260234 $450,000.00 $3,676.88 5.5
CA 11/08/2004 $450,000.00 12/01/2004
92019 01/01/2005 PRIMARY RESIDENCE STANDARD
67.67 SINGLE FAMILY REFINANCE N
0685378921 $548,000.00 $4,441.36 5.375
NY 07/23/2004 $538,798.67 12/01/2004
11797 09/01/2004 PRIMARY RESIDENCE STREAMLINE
45.67 SINGLE FAMILY REFINANCE N
0685379381 $443,000.00 $3,561.18 5.25
NY 06/09/2004 $434,813.40 11/01/2004
11790 08/01/2004 PRIMARY RESIDENCE STREAMLINE
50.63 SINGLE FAMILY REFINANCE N
0685380755 $378,000.00 $3,063.56 5.375
VA 05/19/2004 $369,684.78 11/01/2004
24060 07/01/2004 PRIMARY RESIDENCE STREAMLINE
67.86 SINGLE FAMILY REFINANCE N
0685381031 $352,000.00 $2,806.57 5.125
AZ 05/24/2004 $343,956.30 12/01/2004
85296 07/01/2004 PRIMARY RESIDENCE STANDARD
80 SINGLE FAMILY REFINANCE N
0685381243 $381,000.00 $3,113.09 5.5
GA 06/02/2004 $373,694.91 12/01/2004
30328 08/01/2004 PRIMARY RESIDENCE STANDARD
58.98 SINGLE FAMILY REFINANCE N
0685396728 $455,000.00 $3,657.65 5.25
MI 07/19/2004 $448,288.02 11/01/2004
49770 09/01/2004 SECOND HOME SELECT
76.47 SINGLE FAMILY PURCHASE N
0685398906 $414,300.00 $3,385.18 5.5
NJ 08/21/2004 $409,820.62 12/01/2004
07630 10/01/2004 PRIMARY RESIDENCE STANDARD
79.98 SINGLE FAMILY REFINANCE N
0685402357 $514,700.00 $4,308.65 5.875
MD 08/18/2004 $508,246.09 11/01/2004
20854 10/01/2004 PRIMARY RESIDENCE STREAMLINE
57.13 SINGLE FAMILY REFINANCE N
0685402463 $425,000.00 $3,472.61 5.5
MA 09/13/2004 $421,943.63 12/01/2004
02468 11/01/2004 PRIMARY RESIDENCE STREAMLINE
42.5 SINGLE FAMILY REFINANCE N
0685406038 $400,000.00 $3,511.98 6.625
FL 08/19/2004 $396,067.43 11/01/2004
33180 10/01/2004 INVESTMENT PROPERTY STANDARD
40 CONDOMINIUM PURCHASE N
0685412259 $450,000.00 $3,676.88 5.5
VA 10/20/2004 $448,385.62 11/01/2004
22152 12/01/2004 PRIMARY RESIDENCE STANDARD
79.65 SINGLE FAMILY REFINANCE N
0685413970 $340,700.00 $2,829.21 5.75
OH 10/25/2004 $339,503.31 11/01/2004
45458 12/01/2004 PRIMARY RESIDENCE STANDARD
75.71 PUD REFINANCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I NOTE_RATE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANC PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE OCCUPANCY PROCESSING_STY
LTV PROPERTY_TYPE PURPOSE LOAN_BUYDOWN_IND
0000000000 $483,000.00 $4,651.11 5.75
TX 10/18/2004 $480,663.27 11/01/2004
78731 12/01/2004 PRIMARY RESIDENCE STANDARD
70 PUD REFINANCE N
0685415721 $450,000.00 $3,647.10 5.375
CA 10/21/2004 $448,368.53 11/01/2004
93105 12/01/2004 PRIMARY RESIDENCE STANDARD
42.86 SINGLE FAMILY REFINANCE N
0685418803 $400,000.00 $3,321.65 5.75
CA 11/02/2004 $400,000.00 12/01/2004
95355 01/01/2005 PRIMARY RESIDENCE STANDARD
80 SINGLE FAMILY REFINANCE N
0702040842 $592,000.00 $4,837.13 5.5
NM 07/28/2004 $583,446.23 12/01/2004
87501 09/01/2004 PRIMARY RESIDENCE STANDARD
80 SINGLE FAMILY PURCHASE N
0702040930 $347,500.00 $2,885.68 5.75
CA 07/26/2004 $341,153.82 11/01/2004
92128 09/01/2004 PRIMARY RESIDENCE STANDARD
36.68 PUD REFINANCE N
0702041256 $413,287.00 $3,349.55 5.375
VA 08/10/2004 $408,771.73 12/01/2004
22203 10/01/2004 PRIMARY RESIDENCE STANDARD
50.4 SINGLE FAMILY REFINANCE N
0702041259 $388,000.00 $3,170.28 5.5
CA 08/09/2004 $383,804.98 12/01/2004
94070 10/01/2004 PRIMARY RESIDENCE STANDARD
52.43 CONDOMINIUM REFINANCE N
0702041265 $350,000.00 $2,836.63 5.375
NV 07/29/2004 $344,890.11 11/01/2004
89149 09/01/2004 PRIMARY RESIDENCE STANDARD
58.33 PUD PURCHASE N
0702041339 $475,000.00 $3,881.15 5.5
MD 10/18/2004 $473,295.93 11/01/2004
21678 12/01/2004 SECOND HOME STANDARD
70.37 SINGLE FAMILY PURCHASE N
0702041701 $405,000.00 $3,336.11 5.625
WA 09/09/2004 $401,113.23 11/01/2004
98626 11/01/2004 PRIMARY RESIDENCE STANDARD
73.73 SINGLE FAMILY PURCHASE N
0702041980 $364,300.00 $2,976.63 5.5
CA 08/20/2004 $360,361.24 11/01/2004
91311 10/01/2004 PRIMARY RESIDENCE STANDARD
76.21 SINGLE FAMILY REFINANCE N
0000000000 $360,000.00 $2,941.50 5.5
DE 08/20/2004 $356,107.71 11/01/2004
19803 10/01/2004 PRIMARY RESIDENCE STANDARD
80 SINGLE FAMILY PURCHASE N
0702042477 $407,500.00 $3,329.61 5.5
IL 08/23/2004 $403,094.16 11/01/2004
60061 10/01/2004 PRIMARY RESIDENCE STANDARD
74.43 PUD PURCHASE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I NOTE_RATE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANC PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE OCCUPANCY PROCESSING_STY
LTV PROPERTY_TYPE PURPOSE LOAN_BUYDOWN_IND
0702043297 $504,950.00 $4,125.86 5.5
CA 09/16/2004 $501,144.05 11/01/2004
92127 11/01/2004 PRIMARY RESIDENCE STANDARD
51.79 PUD REFINANCE N
0702044776 $400,000.00 $3,241.86 5.375
MO 10/04/2004 $398,549.81 11/01/2004
63701 12/01/2004 PRIMARY RESIDENCE STANDARD
61.3 SINGLE FAMILY PURCHASE N
0000000000 $515,000.00 $4,173.90 5.375
NY 10/22/2004 $513,132.87 11/01/2004
11978 12/01/2004 PRIMARY RESIDENCE STANDARD
77.44 SINGLE FAMILY PURCHASE N
0702049068 $618,750.00 $5,014.75 5.375
CT 11/05/2004 $618,750.00 12/01/2004
06460 01/01/2005 PRIMARY RESIDENCE STANDARD
75 SINGLE FAMILY PURCHASE N
SCHEDULE I
MORTGAGE LOAN SCHEDULE - GROUP 2
(ATTACHED HERETO)
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0101038698 $420,000.00 $2,586.02 REFINANCE
CA 10/14/2004 $419,601.48 11/01/2004
92879 12/01/2004 6.25 STANDARD
70 PUD PRIMARY N
0101040106 $400,000.00 $2,366.16 REFINANCE
CA 10/21/2004 $399,592.17 11/01/2004
92562 12/01/2004 5.875 STANDARD
78.9 SINGLE FAMILY PRIMARY N
0101040145 $420,000.00 $2,484.46 REFINANCE
CA 10/23/2004 $419,571.79 11/01/2004
90808 12/01/2004 5.875 STANDARD
72.04 SINGLE FAMILY PRIMARY N
0101040293 $485,100.00 $2,830.92 REFINANCE
CA 10/27/2004 $484,593.52 11/01/2004
95762 12/01/2004 5.75 STANDARD
70 PUD PRIMARY N
0101040317 $428,500.00 $2,534.74 REFINANCE
CA 10/25/2004 $428,063.12 11/01/2004
92562 12/01/2004 5.875 STANDARD
65.92 PUD PRIMARY N
0129505916 $480,000.00 $2,877.85 REFINANCE
CA 10/21/1998 $438,025.23 12/01/2004
91403 12/01/1998 6 STANDARD
69.57 SINGLE FAMILY PRIMARY N
0460000656 $485,000.00 $2,946.91 PURCHASE
CA 10/07/2004 $484,375.52 12/01/2004
95037 12/01/2004 6.125 STANDARD
59.29 SINGLE FAMILY PRIMARY N
0460001328 $584,000.00 $3,454.58 PURCHASE
CA 09/30/2004 $583,404.59 12/01/2004
95112 12/01/2004 5.875 STANDARD
80 SINGLE FAMILY PRIMARY N
0460001512 $357,050.00 $2,112.09 PURCHASE
CA 11/01/2004 $357,050.00 12/01/2004
93611 01/01/2005 5.875 STANDARD
79.99 SINGLE FAMILY PRIMARY N
0460005141 $522,000.00 $3,046.25 REFINANCE
CA 10/13/2004 $521,455.00 11/01/2004
93405 12/01/2004 5.75 STANDARD
65.25 SINGLE FAMILY PRIMARY N
0000000000 $591,200.00 $3,497.17 PURCHASE
CA 11/05/2004 $591,200.00 12/01/2004
93433 01/01/2005 5.875 STANDARD
80 PUD PRIMARY N
0460005390 $500,000.00 $2,997.75 PURCHASE
CO 10/22/2004 $499,502.25 12/01/2004
80504 12/01/2004 6 STANDARD
74.07 SINGLE FAMILY PRIMARY N
0460005620 $503,200.00 $2,936.54 REFINANCE
CA 09/24/2004 $502,146.74 11/01/2004
93611 11/01/2004 5.75 STANDARD
59.2 SINGLE FAMILY PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0460005740 $645,000.00 $3,867.10 REFINANCE
CA 10/21/2004 $644,357.90 11/01/2004
93619 12/01/2004 6 STATED INCOME
65.15 SINGLE FAMILY PRIMARY N
0460005886 $384,000.00 $2,240.92 REFINANCE
CA 10/20/2004 $383,599.08 11/01/2004
91914 12/01/2004 5.75 STANDARD
73.49 PUD PRIMARY N
0460005995 $415,000.00 $2,454.88 REFINANCE
CA 10/19/2004 $414,576.89 12/01/2004
94550 12/01/2004 5.875 STATED INCOME
42 PUD PRIMARY N
0460006066 $684,000.00 $4,046.12 PURCHASE
CO 11/04/2004 $684,000.00 12/01/2004
80465 01/01/2005 5.875 STANDARD
90 PUD PRIMARY N
0460006511 $471,000.00 $2,861.85 REFINANCE
CA 10/19/2004 $470,542.21 12/01/2004
91745 12/01/2004 6.125 STANDARD
69.78 SINGLE FAMILY PRIMARY N
0460006546 $180,000.00 $1,108.29 REFINANCE
OR 10/21/2004 $179,829.21 12/01/2004
97525 12/01/2004 6.25 STATED INCOME
53.1 SINGLE FAMILY PRIMARY N
0460006834 $452,400.00 $2,712.37 REFINANCE
CO 10/25/2004 $451,949.63 11/01/2004
80209 12/01/2004 6 STATED INCOME
66.53 SINGLE FAMILY PRIMARY N
0460006959 $500,000.00 $2,997.75 PURCHASE
AZ 10/21/2004 $499,502.25 12/01/2004
86305 12/01/2004 6 STANDARD
73.53 SINGLE FAMILY PRIMARY N
0518898804 $307,500.00 $1,943.61 REFINANCE
CA 10/08/2001 $295,686.89 12/01/2004
91355 11/01/2001 6.5 STANDARD
75 SINGLE FAMILY PRIMARY N
0518931209 $429,150.00 $2,677.34 REFINANCE
CA 10/19/2001 $406,734.37 11/01/2004
92263 12/01/2001 6.375 STANDARD
78.03 SINGLE FAMILY PRIMARY N
0520108002 $470,400.00 $2,934.69 PURCHASE
CA 11/26/2001 $453,165.19 12/01/2004
90277 01/01/2002 6.375 STANDARD
80 SINGLE FAMILY PRIMARY N
0522909407 $400,000.00 $2,495.48 REFINANCE
CA 01/11/2002 $383,939.55 11/01/2004
92677 02/01/2002 6.375 STANDARD
76.19 SINGLE FAMILY PRIMARY N
0527353403 $1,000,000.00 $5,915.38 PURCHASE
FL 11/01/2004 $1,000,000.00 01/01/2005
33458 01/01/2005 5.875 STANDARD
40.82 PUD SECOND HOME N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0529235608 $432,000.00 $2,695.12 PURCHASE
CA 06/27/2002 $419,490.78 12/01/2004
91423 08/01/2002 6.375 STANDARD
80 SINGLE FAMILY PRIMARY N
0533864203 $337,500.00 $1,996.44 REFINANCE
CA 10/30/2002 $328,372.71 11/01/2004
91745 12/01/2002 5.875 STANDARD
56.25 SINGLE FAMILY PRIMARY N
0533952602 $493,200.00 $2,917.47 REFINANCE
CA 10/15/2002 $478,508.64 01/01/2005
90025 11/01/2002 5.875 STANDARD
61.65 CONDOMINIUM PRIMARY N
0535049605 $400,000.00 $2,398.21 REFINANCE
CA 10/31/2002 $389,356.67 12/01/2004
91739 12/01/2002 6 STANDARD
68.55 SINGLE FAMILY PRIMARY N
0535293609 $356,000.00 $2,077.52 REFINANCE
CA 11/20/2002 $346,570.23 11/01/2004
91745 01/01/2003 5.75 STANDARD
80 SINGLE FAMILY PRIMARY N
0535394605 $553,250.00 $3,272.69 REFINANCE
CA 11/21/2002 $534,327.96 11/01/2004
92646 12/01/2002 5.875 STANDARD
77.92 CONDOMINIUM PRIMARY N
0535932701 $436,800.00 $2,654.05 REFINANCE
CA 12/03/2002 $421,049.90 11/01/2004
90049 01/01/2003 6.125 STANDARD
62.4 SINGLE FAMILY PRIMARY N
0536424203 $347,800.00 $2,057.37 REFINANCE
CA 12/10/2002 $338,792.84 11/01/2004
92211 01/01/2003 5.875 STANDARD
66.25 PUD PRIMARY N
0536477102 $409,900.00 $2,457.56 REFINANCE
CA 11/26/2002 $397,171.23 11/01/2004
90056 01/01/2003 6 STANDARD
51.24 SINGLE FAMILY PRIMARY N
0536845803 $370,000.00 $2,218.34 REFINANCE
CA 11/21/2002 $360,632.41 11/01/2004
90068 01/01/2003 6 STANDARD
60.16 SINGLE FAMILY PRIMARY N
0537188203 $444,000.00 $2,591.07 REFINANCE
CA 01/24/2003 $433,271.58 11/01/2004
91367 03/01/2003 5.75 STANDARD
80 SINGLE FAMILY PRIMARY N
0537197709 $425,500.00 $2,483.11 REFINANCE
CA 12/11/2002 $410,029.56 12/01/2004
92629 01/01/2003 5.75 STANDARD
74.65 PUD PRIMARY N
0537232803 $446,000.00 $2,602.74 REFINANCE
CA 12/16/2002 $427,564.87 11/01/2004
91360 01/01/2003 5.75 STANDARD
68.09 SINGLE FAMILY PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0537331001 $442,000.00 $2,685.64 REFINANCE
CA 12/18/2002 $431,544.15 11/01/2004
90803 02/01/2003 6.125 STANDARD
55.6 SINGLE FAMILY PRIMARY N
0537410300 $470,500.00 $2,896.95 REFINANCE
CA 12/17/2002 $459,621.85 12/01/2004
91105 02/01/2003 6.25 STANDARD
75.28 SINGLE FAMILY PRIMARY N
0537792202 $750,000.00 $4,436.54 REFINANCE
CA 10/04/2004 $748,466.93 11/01/2004
92064 11/01/2004 5.875 STANDARD
30 PUD PRIMARY N
0537940900 $398,500.00 $2,389.21 REFINANCE
CA 12/23/2002 $386,580.66 11/01/2004
92835 02/01/2003 6 STANDARD
64.48 PUD PRIMARY N
0538707100 $395,700.00 $2,309.20 REFINANCE
CA 12/27/2002 $385,679.77 11/01/2004
91737 02/01/2003 5.75 STANDARD
71.68 SINGLE FAMILY PRIMARY N
0539043307 $502,700.00 $3,013.95 REFINANCE
CA 01/08/2003 $491,092.37 11/01/2004
91381 03/01/2003 6 STANDARD
77.34 PUD PRIMARY N
0539110700 $557,000.00 $3,250.51 REFINANCE
CA 01/06/2003 $542,895.07 11/01/2004
90230 02/01/2003 5.75 STANDARD
76.83 SINGLE FAMILY PRIMARY N
0539629402 $344,000.00 $2,007.50 REFINANCE
CA 01/21/2003 $335,131.19 11/01/2004
93063 03/01/2003 5.75 STANDARD
78.18 SINGLE FAMILY PRIMARY N
0539833806 $350,000.00 $2,042.51 REFINANCE
CA 01/10/2003 $341,136.96 11/01/2004
91789 02/01/2003 5.75 STANDARD
58.33 SINGLE FAMILY PRIMARY N
0539859801 $440,000.00 $2,673.49 REFINANCE
CA 01/13/2003 $429,591.41 12/01/2004
91607 02/01/2003 6.125 STANDARD
68.22 SINGLE FAMILY PRIMARY N
0540182300 $351,600.00 $2,136.36 REFINANCE
CA 01/30/2003 $339,685.53 12/01/2004
92602 03/01/2003 6.125 STANDARD
77.79 PUD PRIMARY N
0540279601 $622,650.00 $3,733.11 REFINANCE
CA 02/21/2003 $564,846.36 11/01/2004
90402 04/01/2003 6 STATED INCOME
41.51 SINGLE FAMILY PRIMARY N
0541026001 $401,000.00 $2,340.13 REFINANCE
CA 03/19/2003 $391,676.18 12/01/2004
91108 04/01/2003 5.75 STANDARD
66.06 SINGLE FAMILY PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0541738209 $437,200.00 $2,621.24 REFINANCE
CA 03/06/2003 $427,588.16 11/01/2004
93023 04/01/2003 6 STANDARD
39.75 SINGLE FAMILY PRIMARY N
0541802203 $348,450.00 $2,033.46 REFINANCE
CA 03/05/2003 $340,432.69 11/01/2004
92708 04/01/2003 5.75 STANDARD
73.36 SINGLE FAMILY PRIMARY N
0542094602 $450,000.00 $2,661.92 REFINANCE
CA 03/13/2003 $440,384.50 12/01/2004
91108 05/01/2003 5.875 STANDARD
66.18 SINGLE FAMILY PRIMARY N
0542257506 $343,000.00 $1,974.51 REFINANCE
CA 03/18/2003 $335,177.45 11/01/2004
90638 05/01/2003 5.625 STANDARD
57.17 PUD PRIMARY N
0542288907 $455,700.00 $2,623.27 REFINANCE
CA 03/24/2003 $444,865.60 11/01/2004
91030 05/01/2003 5.625 STANDARD
75.95 SINGLE FAMILY PRIMARY N
0542537105 $372,000.00 $2,230.33 PURCHASE
CA 02/27/2003 $358,628.03 11/01/2004
91326 04/01/2003 6 STANDARD
80 SINGLE FAMILY PRIMARY N
0542685607 $484,000.00 $2,824.50 PURCHASE
CA 03/27/2003 $473,419.76 11/01/2004
90603 05/01/2003 5.75 STANDARD
80 SINGLE FAMILY PRIMARY N
0542807300 $502,000.00 $2,929.54 REFINANCE
CA 03/26/2003 $491,026.38 11/01/2004
90275 05/01/2003 5.75 STANDARD
69.53 SINGLE FAMILY PRIMARY N
0542884309 $554,650.00 $3,280.97 REFINANCE
CA 03/11/2003 $542,798.27 12/01/2004
91326 05/01/2003 5.875 STANDARD
63.75 PUD PRIMARY N
0542945902 $700,000.00 $4,085.02 PURCHASE
NJ 11/01/2004 $700,000.00 12/01/2004
07009 01/01/2005 5.75 STANDARD
79.19 SINGLE FAMILY PRIMARY N
0543165807 $343,600.00 $2,060.06 REFINANCE
CA 04/09/2003 $336,799.95 12/01/2004
90501 06/01/2003 6 STANDARD
54.11 SINGLE FAMILY PRIMARY N
0543268601 $596,350.00 $3,480.14 REFINANCE
CA 04/07/2003 $582,700.36 12/01/2004
90254 05/01/2003 5.75 STANDARD
62.77 SINGLE FAMILY PRIMARY N
0543888309 $366,000.00 $2,165.03 REFINANCE
CA 04/17/2003 $357,527.12 11/01/2004
91709 06/01/2003 5.875 STANDARD
70.38 PUD PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0545921504 $400,000.00 $2,366.16 REFINANCE
CA 04/25/2003 $391,744.22 11/01/2004
91304 07/01/2003 5.875 STANDARD
76.92 SINGLE FAMILY PRIMARY N
0546265000 $373,400.00 $2,238.73 REFINANCE
CA 04/28/2003 $365,681.93 12/01/2004
91104 06/01/2003 6 STANDARD
74.68 SINGLE FAMILY PRIMARY N
0546567504 $404,000.00 $2,325.66 REFINANCE
CA 04/23/2003 $395,438.14 11/01/2004
90505 06/01/2003 5.625 STANDARD
65.16 SINGLE FAMILY PRIMARY N
0556246601 $336,000.00 $1,987.57 REFINANCE
CA 11/10/2003 $331,634.13 11/01/2004
90720 01/01/2004 5.875 STANDARD
70 SINGLE FAMILY PRIMARY N
0556696102 $360,000.00 $2,129.54 PURCHASE
CA 09/18/2003 $354,694.68 12/01/2004
91746 11/01/2003 5.875 STANDARD
80 SINGLE FAMILY PRIMARY N
0557301702 $351,900.00 $2,109.82 PURCHASE
CA 09/19/2003 $346,832.52 11/01/2004
92860 11/01/2003 6 STANDARD
77.87 SINGLE FAMILY PRIMARY N
0557754108 $493,300.00 $2,918.06 PURCHASE
PA 09/30/2004 $492,291.64 11/01/2004
18901 11/01/2004 5.875 SELECT
79.95 SINGLE FAMILY PRIMARY N
0558052304 $367,050.00 $2,142.01 REFINANCE
CA 12/08/2003 $362,732.01 12/01/2004
90278 02/01/2004 5.75 STANDARD
69.91 CONDOMINIUM PRIMARY N
0558279709 $374,000.00 $2,182.57 PURCHASE
CA 10/22/2003 $368,775.12 11/01/2004
91201 12/01/2003 5.75 STANDARD
58.9 SINGLE FAMILY PRIMARY N
0558495008 $366,400.00 $2,138.22 PURCHASE
CA 10/23/2003 $361,281.28 11/01/2004
90703 12/01/2003 5.75 STANDARD
80 SINGLE FAMILY PRIMARY N
0558826509 $493,850.00 $2,921.31 REFINANCE
CA 12/01/2003 $487,642.60 11/01/2004
91737 01/01/2004 5.875 STANDARD
70 SINGLE FAMILY PRIMARY N
0559673504 $435,200.00 $2,539.71 REFINANCE
NH 11/09/2004 $434,745.62 12/01/2004
03301 12/01/2004 5.75 STANDARD
80 PUD PRIMARY N
0559773809 $409,600.00 $2,422.94 PURCHASE
CA 12/02/2003 $402,925.63 11/01/2004
91105 01/01/2004 5.875 STANDARD
80 SINGLE FAMILY PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0559802806 $360,000.00 $2,100.87 REFINANCE
CA 12/15/2003 $355,764.94 11/01/2004
91709 02/01/2004 5.75 STANDARD
76.11 SINGLE FAMILY PRIMARY N
0559900204 $354,000.00 $2,065.85 REFINANCE
CA 12/18/2003 $349,416.95 11/01/2004
90808 02/01/2004 5.75 STANDARD
78.67 SINGLE FAMILY PRIMARY N
0560180606 $502,800.00 $3,014.55 PURCHASE
CA 12/04/2003 $496,473.95 11/01/2004
91606 01/01/2004 6 STANDARD
80 SINGLE FAMILY PRIMARY N
0560180705 $350,000.00 $2,042.51 REFINANCE
CA 12/16/2003 $344,132.12 11/01/2004
91709 02/01/2004 5.75 STANDARD
75.27 PUD PRIMARY N
0560290603 $600,000.00 $3,501.44 REFINANCE
CA 12/26/2003 $592,941.67 11/01/2004
91381 02/01/2004 5.75 STANDARD
68.57 SINGLE FAMILY PRIMARY N
0560319303 $640,000.00 $3,734.87 PURCHASE
CA 01/09/2004 $632,471.11 11/01/2004
91302 02/01/2004 5.75 STANDARD
52.82 PUD PRIMARY N
0560554602 $348,000.00 $2,105.69 CONSTRUCTION-
MI 12/22/2003 $347,266.79 12/01/2004
48381 11/01/2004 6 SELECT
79.91 SINGLE FAMILY PRIMARY N
0560972606 $450,000.00 $2,626.08 REFINANCE
CA 02/11/2004 $445,199.09 11/01/2004
90602 03/01/2004 5.75 STANDARD
77.59 SINGLE FAMILY PRIMARY N
0562485805 $364,000.00 $2,095.39 PURCHASE
CA 03/09/2004 $360,431.35 11/01/2004
91801 04/01/2004 5.625 STANDARD
80 SINGLE FAMILY PRIMARY N
0563934702 $444,000.00 $2,697.80 REFINANCE
NJ 10/15/2004 $443,568.45 11/01/2004
08505 12/01/2004 6.125 STANDARD
80 SINGLE FAMILY PRIMARY N
0564320000 $469,000.00 $2,774.32 PURCHASE
NY 11/17/2004 $469,000.00 12/01/2004
10956 01/01/2005 5.875 STATED INCOME
53.97 SINGLE FAMILY PRIMARY N
0565954500 $390,550.00 $2,248.23 REFINANCE
CA 05/26/2004 $388,006.32 11/01/2004
91786 07/01/2004 5.625 STANDARD
79.7 SINGLE FAMILY PRIMARY N
0567100904 $651,000.00 $3,799.06 REFINANCE
CA 06/01/2004 $646,872.73 12/01/2004
90254 07/01/2004 5.75 STANDARD
70 SINGLE FAMILY PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0567161005 $400,000.00 $2,366.16 REFINANCE
CA 05/10/2004 $397,522.89 11/01/2004
91775 07/01/2004 5.875 STANDARD
63.49 SINGLE FAMILY PRIMARY N
0567407002 $364,000.00 $2,153.20 PURCHASE
CA 06/15/2004 $361,822.22 12/01/2004
91791 08/01/2004 5.875 STANDARD
80 SINGLE FAMILY PRIMARY N
0567818208 $455,400.00 $2,730.36 PURCHASE
MI 10/28/2004 $454,946.64 12/01/2004
48167 12/01/2004 6 SELECT
79.97 SINGLE FAMILY PRIMARY N
0567937404 $400,000.00 $2,430.45 REFINANCE
CA 06/01/2004 $397,637.33 11/01/2004
93510 07/01/2004 6.125 STANDARD
80 PUD PRIMARY N
0568589600 $700,000.00 $4,310.03 PURCHASE
CA 07/01/2004 $696,644.24 11/01/2004
91040 08/01/2004 6.25 STANDARD
78.7 PUD PRIMARY N
0569188402 $368,000.00 $2,206.35 REFINANCE
CA 07/26/2004 $366,523.58 11/01/2004
93551 09/01/2004 6 STANDARD
80 SINGLE FAMILY PRIMARY N
0569194707 $372,596.00 $2,204.05 PURCHASE
CA 10/26/2004 $372,216.12 11/01/2004
92596 12/01/2004 5.875 STANDARD
90 PUD PRIMARY N
0569338908 $425,464.00 $2,482.90 PURCHASE
WA 11/03/2004 $425,464.00 12/01/2004
98051 01/01/2005 5.75 SELECT
80 SINGLE FAMILY PRIMARY N
0569448608 $389,200.00 $2,333.46 PURCHASE
CA 07/30/2004 $387,638.50 12/01/2004
91344 09/01/2004 6 STANDARD
80 SINGLE FAMILY PRIMARY N
0569894207 $400,000.00 $2,398.21 REFINANCE
CA 07/28/2004 $398,395.18 11/01/2004
91784 09/01/2004 6 STANDARD
66.61 SINGLE FAMILY PRIMARY N
0570034702 $476,000.00 $2,930.82 REFINANCE
NJ 07/26/2004 $473,421.39 11/01/2004
07751 09/01/2004 6.25 STANDARD
70 SINGLE FAMILY PRIMARY N
0570243204 $387,300.00 $2,291.03 REFINANCE
NJ 10/18/2004 $386,905.13 11/01/2004
07748 12/01/2004 5.875 STANDARD
72.39 SINGLE FAMILY PRIMARY N
0570258806 $539,900.00 $3,280.49 PURCHASE
NH 10/26/2004 $539,375.25 12/01/2004
03246 12/01/2004 6.125 STANDARD
79.4 SINGLE FAMILY SECOND HOME N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0570632802 $435,000.00 $2,608.05 PURCHASE
CA 10/20/2004 $434,566.95 12/01/2004
91387 12/01/2004 6 STANDARD
73.17 PUD PRIMARY N
0570711903 $475,000.00 $2,771.98 PURCHASE
NY 10/21/2004 $474,504.06 11/01/2004
11576 12/01/2004 5.75 STANDARD
52.2 SINGLE FAMILY PRIMARY N
0570773804 $420,000.00 $2,518.12 PURCHASE
NJ 09/16/2004 $419,061.67 12/01/2004
07649 11/01/2004 6 STANDARD
80 SINGLE FAMILY PRIMARY N
0570847608 $555,200.00 $3,284.22 PURCHASE
IL 10/27/2004 $554,633.95 12/01/2004
60062 12/01/2004 5.875 STANDARD
79.94 SINGLE FAMILY PRIMARY N
0570986802 $665,000.00 $3,987.02 PURCHASE
NY 11/12/2004 $665,000.00 12/01/2004
10522 01/01/2005 6 STANDARD
72.68 SINGLE FAMILY PRIMARY N
0571153709 $424,200.00 $2,543.30 REFINANCE
TX 10/22/2004 $423,777.70 12/01/2004
78676 12/01/2004 6 STANDARD
67.33 SINGLE FAMILY PRIMARY N
0571296201 $387,200.00 $2,290.44 PURCHASE
NJ 10/22/2004 $386,805.23 11/01/2004
07003 12/01/2004 5.875 STANDARD
80 SINGLE FAMILY PRIMARY N
0571335900 $400,000.00 $2,366.16 REFINANCE
IL 10/18/2004 $399,592.17 12/01/2004
60712 12/01/2004 5.875 STANDARD
53.33 SINGLE FAMILY PRIMARY N
0571372200 $378,500.00 $2,269.30 REFINANCE
NJ 11/04/2004 $378,500.00 12/01/2004
08751 01/01/2005 6 STANDARD
63.08 SINGLE FAMILY SECOND HOME N
0571380302 $366,000.00 $2,135.88 REFINANCE
IL 11/01/2004 $365,617.87 11/01/2004
60148 12/01/2004 5.75 STANDARD
79.57 SINGLE FAMILY PRIMARY N
0571421007 $600,000.00 $3,597.31 REFINANCE
CO 10/26/2004 $599,402.69 12/01/2004
81435 12/01/2004 6 STANDARD
21.05 SINGLE FAMILY SECOND HOME N
0571560002 $764,000.00 $4,519.35 REFINANCE
CA 10/21/2004 $763,221.07 12/01/2004
92679 12/01/2004 5.875 SELECT
76.4 PUD PRIMARY N
0571605104 $749,950.00 $4,436.24 PURCHASE
NY 11/01/2004 $749,950.00 12/01/2004
10583 01/01/2005 5.875 STANDARD
60.97 SINGLE FAMILY PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0571699008 $140,000.00 $828.16 REFINANCE
FL 11/10/2004 $140,000.00 12/01/2004
32707 01/01/2005 5.875 STANDARD
80 SINGLE FAMILY PRIMARY N
0571802404 $359,361.38 $2,125.76 REFINANCE
NY 10/22/2004 $358,994.99 11/01/2004
11215 12/01/2004 5.875 STANDARD
45.32 SINGLE FAMILY PRIMARY N
0571846807 $425,000.00 $2,548.09 PURCHASE
MA 10/29/2004 $424,576.91 12/01/2004
01760 12/01/2004 6 STANDARD
56.22 SINGLE FAMILY PRIMARY N
0571963008 $412,000.00 $2,404.33 PURCHASE
CA 11/12/2004 $412,000.00 12/01/2004
95252 01/01/2005 5.75 STANDARD
80 SINGLE FAMILY PRIMARY N
0571979806 $465,000.00 $2,750.66 PURCHASE
IL 10/29/2004 $464,525.90 12/01/2004
60464 12/01/2004 5.875 STANDARD
63.27 SINGLE FAMILY PRIMARY N
0572174506 $550,000.00 $3,297.53 PURCHASE
NY 11/08/2004 $550,000.00 12/01/2004
10913 01/01/2005 6 STANDARD
60.77 SINGLE FAMILY PRIMARY N
0572221109 $400,000.00 $2,366.16 PURCHASE
RI 10/28/2004 $399,592.17 01/01/2005
02874 12/01/2004 5.875 STANDARD
55.17 SINGLE FAMILY SECOND HOME N
0572246403 $457,250.00 $2,704.81 REFINANCE
IL 10/21/2004 $456,783.81 11/01/2004
60010 12/01/2004 5.875 STREAMLINE
51.38 SINGLE FAMILY PRIMARY N
0572255008 $624,665.00 $3,695.13 REFINANCE
CA 10/06/2004 $624,028.13 12/01/2004
91011 12/01/2004 5.875 STATED INCOME
58.11 SINGLE FAMILY PRIMARY N
0572321206 $480,000.00 $2,839.39 PURCHASE
NJ 11/03/2004 $478,009.74 01/01/2005
08742 01/01/2005 5.875 STANDARD
80 SINGLE FAMILY SECOND HOME N
0572323103 $250,000.00 $1,458.94 PURCHASE
NY 11/15/2004 $250,000.00 12/01/2004
12477 01/01/2005 5.75 STATED INCOME
57.8 SINGLE FAMILY PRIMARY N
0572342707 $398,400.00 $2,356.69 PURCHASE
NJ 11/09/2004 $398,400.00 12/01/2004
08852 01/01/2005 5.875 STANDARD
79.96 PUD PRIMARY N
0572361905 $750,000.00 $4,436.54 PURCHASE
MA 11/12/2004 $750,000.00 12/01/2004
02630 01/01/2005 5.875 STANDARD
47.02 SINGLE FAMILY SECOND HOME N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0572453405 $750,000.00 $4,436.54 PURCHASE
NY 10/28/2004 $749,235.34 12/01/2004
11545 12/01/2004 5.875 STANDARD
62.5 SINGLE FAMILY PRIMARY N
0572470201 $346,000.00 $2,046.73 PURCHASE
CT 11/12/2004 $346,000.00 12/01/2004
06281 01/01/2005 5.875 STANDARD
79.54 SINGLE FAMILY PRIMARY N
0572487809 $198,600.00 $1,222.82 REFINANCE
CA 10/28/2004 $198,411.56 11/01/2004
90807 12/01/2004 6.25 STANDARD
31.03 SINGLE FAMILY PRIMARY N
0572490407 $359,600.00 $2,098.53 PURCHASE
NV 10/21/2004 $359,224.55 11/01/2004
89108 12/01/2004 5.75 STANDARD
80 SINGLE FAMILY PRIMARY N
0572602100 $459,740.00 $2,719.54 REFINANCE
NJ 10/21/2004 $459,271.27 11/01/2004
07430 12/01/2004 5.875 STANDARD
53.15 SINGLE FAMILY PRIMARY N
0572617405 $415,200.00 $2,489.34 PURCHASE
MA 11/18/2004 $415,200.00 12/01/2004
02657 01/01/2005 6 STANDARD
80 CONDOMINIUM SECOND HOME N
0572627404 $400,000.00 $2,302.63 PURCHASE
CA 11/12/2004 $400,000.00 12/01/2004
95692 01/01/2005 5.625 STANDARD
53.33 SINGLE FAMILY PRIMARY N
0572705101 $450,000.00 $2,661.92 PURCHASE
IL 10/25/2004 $449,350.95 12/01/2004
60010 12/01/2004 5.875 STANDARD
66.67 SINGLE FAMILY PRIMARY N
0572707800 $385,000.00 $2,308.27 REFINANCE
CA 11/01/2004 $384,616.73 11/01/2004
92610 12/01/2004 6 STANDARD
50.99 PUD PRIMARY N
0572726701 $227,475.00 $1,456.55 REFINANCE
CA 11/08/2004 $227,475.00 12/01/2004
91755 01/01/2005 6.625 STATED INCOME
64.99 CONDOMINIUM PRIMARY N
0572727600 $367,000.00 $2,170.95 REFINANCE
CA 10/18/2004 $366,625.82 11/01/2004
92127 12/01/2004 5.875 STANDARD
68.47 PUD PRIMARY N
0572729408 $400,000.00 $2,366.16 PURCHASE
MA 11/10/2004 $400,000.00 12/01/2004
01890 01/01/2005 5.875 STANDARD
52.7 SINGLE FAMILY PRIMARY N
0572729606 $500,000.00 $2,957.69 REFINANCE
NY 10/22/2004 $499,490.23 11/01/2004
10512 12/01/2004 5.875 STANDARD
54.05 SINGLE FAMILY PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0572749703 $174,100.00 $1,029.87 REFINANCE
AZ 10/29/2004 $173,922.49 12/01/2004
86301 12/01/2004 5.875 STATED INCOME
53.08 SINGLE FAMILY PRIMARY N
0572762300 $508,000.00 $2,964.56 PURCHASE
CA 10/06/2004 $506,936.68 11/01/2004
91911 11/01/2004 5.75 SELECT
80 SINGLE FAMILY PRIMARY N
0572774404 $432,000.00 $2,521.04 PURCHASE
RI 10/08/2004 $431,548.96 12/01/2004
02917 12/01/2004 5.75 STANDARD
80 SINGLE FAMILY PRIMARY N
0572776300 $387,920.00 $2,294.70 PURCHASE
NH 10/28/2004 $387,524.49 12/01/2004
03811 12/01/2004 5.875 STANDARD
80 SINGLE FAMILY PRIMARY N
0572782803 $656,000.00 $3,828.24 REFINANCE
CO 10/13/2004 $655,315.09 11/01/2004
80132 12/01/2004 5.75 SELECT
80 PUD PRIMARY N
0572786507 $360,000.00 $2,129.54 PURCHASE
VA 10/29/2004 $359,632.96 11/01/2004
23112 12/01/2004 5.875 STANDARD
75.51 PUD PRIMARY N
0572787802 $400,000.00 $2,366.16 REFINANCE
CA 11/10/2004 $400,000.00 12/01/2004
91201 01/01/2005 5.875 STANDARD
58.82 SINGLE FAMILY PRIMARY N
0572796407 $94,500.00 $551.48 REFINANCE
AZ 10/15/2004 $94,401.33 11/01/2004
85251 12/01/2004 5.75 STANDARD
90 CONDOMINIUM PRIMARY N
0572800001 $966,000.00 $5,714.26 REFINANCE
ME 10/14/2004 $965,015.12 12/01/2004
04090 12/01/2004 5.875 STREAMLINE
64.4 SINGLE FAMILY SECOND HOME N
0572802304 $382,370.00 $2,261.87 REFINANCE
CA 11/10/2004 $382,370.00 12/01/2004
90041 01/01/2005 5.875 STATED INCOME
69.52 SINGLE FAMILY PRIMARY N
0572806404 $369,375.00 $2,185.00 PURCHASE
CA 11/10/2004 $368,998.40 11/01/2004
95602 12/01/2004 5.875 STANDARD
75 PUD PRIMARY N
0572820702 $389,900.00 $2,306.41 REFINANCE
LA 10/18/2004 $389,502.48 12/01/2004
70447 12/01/2004 5.875 SELECT
67.81 SINGLE FAMILY PRIMARY N
0572921302 $416,250.00 $2,462.28 PURCHASE
MA 11/19/2004 $416,250.00 12/01/2004
02472 01/01/2005 5.875 STANDARD
75 SINGLE FAMILY PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0572933208 $494,031.00 $2,922.38 REFINANCE
CA 11/15/2004 $494,031.00 12/01/2004
95765 01/01/2005 5.875 STANDARD
70.08 SINGLE FAMILY PRIMARY N
0572935708 $410,000.00 $2,458.16 REFINANCE
NY 10/27/2004 $409,591.84 12/01/2004
10901 12/01/2004 6 STANDARD
46.86 SINGLE FAMILY PRIMARY N
0572965200 $167,800.00 $979.24 REFINANCE
CO 10/20/2004 $167,624.80 11/01/2004
80918 12/01/2004 5.75 STANDARD
92.2 SINGLE FAMILY PRIMARY N
0572967800 $1,000,000.00 $5,915.38 REFINANCE
IN 10/29/2004 $998,980.45 12/01/2004
46032 12/01/2004 5.875 STANDARD
47.62 SINGLE FAMILY PRIMARY N
0572987808 $436,800.00 $2,618.84 PURCHASE
IL 10/29/2004 $436,365.16 12/01/2004
60622 12/01/2004 6 STANDARD
79.62 CONDOMINIUM SECOND HOME N
0573011004 $139,660.00 $815.02 REFINANCE
GA 10/22/2004 $139,329.20 12/01/2004
31211 12/01/2004 5.75 STATED INCOME
64.96 SINGLE FAMILY PRIMARY N
0573014206 $407,300.00 $2,409.34 PURCHASE
CA 10/26/2004 $406,884.73 11/01/2004
92833 12/01/2004 5.875 STANDARD
72.41 SINGLE FAMILY INVESTMENT N
0573036605 $1,309,487.00 $7,538.15 REFINANCE
NY 11/05/2004 $1,308,087.07 11/01/2004
11050 12/01/2004 5.625 STANDARD
56.93 SINGLE FAMILY PRIMARY N
0573054004 $175,000.00 $1,021.26 REFINANCE
WA 10/15/2004 $174,817.28 11/01/2004
98335 12/01/2004 5.75 STATED INCOME
50 PUD PRIMARY N
0573070901 $362,000.00 $2,141.37 REFINANCE
CA 10/19/2004 $361,450.92 12/01/2004
92082 12/01/2004 5.875 STATED INCOME
55.69 SINGLE FAMILY PRIMARY N
0573078706 $375,030.82 $2,218.45 REFINANCE
DE 10/22/2004 $374,648.46 11/01/2004
19807 12/01/2004 5.875 STANDARD
55.56 SINGLE FAMILY PRIMARY N
0573082005 $539,200.00 $3,232.78 PURCHASE
NY 10/28/2004 $538,662.97 12/01/2004
11803 12/01/2004 6 STANDARD
80 SINGLE FAMILY PRIMARY N
0573110509 $367,200.00 $2,142.88 PURCHASE
PA 10/26/2004 $366,816.62 12/01/2004
19355 12/01/2004 5.75 STANDARD
80 PUD PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0573112703 $564,000.00 $3,291.36 PURCHASE
PA 11/15/2004 $564,000.00 12/01/2004
19342 01/01/2005 5.75 STANDARD
80 SINGLE FAMILY PRIMARY N
0573116001 $400,000.00 $2,366.16 REFINANCE
MI 10/21/2004 $399,592.17 11/01/2004
48381 12/01/2004 5.875 STANDARD
74.77 SINGLE FAMILY PRIMARY N
0573149408 $388,119.00 $2,295.88 REFINANCE
CA 10/29/2004 $336,521.97 12/01/2004
95242 12/01/2004 5.875 STANDARD
53.53 SINGLE FAMILY PRIMARY N
0573163706 $450,000.00 $2,661.92 REFINANCE
MI 10/22/2004 $449,541.21 11/01/2004
48382 12/01/2004 5.875 STANDARD
65.6 SINGLE FAMILY PRIMARY N
0573176005 $595,000.00 $3,519.65 REFINANCE
CA 11/05/2004 $595,000.00 12/01/2004
92673 01/01/2005 5.875 STANDARD
67.61 PUD PRIMARY N
0573195104 $348,750.00 $2,035.22 REFINANCE
HI 11/02/2004 $348,385.87 12/01/2004
96815 12/01/2004 5.75 STATED INCOME
69.06 CONDOMINIUM PRIMARY N
0573196102 $417,750.00 $2,471.15 REFINANCE
MA 11/03/2004 $417,750.00 12/01/2004
01826 01/01/2005 5.875 STANDARD
75 SINGLE FAMILY PRIMARY N
0573244605 $250,000.00 $1,498.88 REFINANCE
CA 11/01/2004 $249,751.12 12/01/2004
94401 12/01/2004 6 STATED INCOME
42.74 SINGLE FAMILY PRIMARY N
0573269800 $266,250.00 $1,574.97 REFINANCE
HI 11/15/2004 $266,250.00 12/01/2004
96826 01/01/2005 5.875 STATED INCOME
75 CONDOMINIUM PRIMARY N
0573283405 $415,200.00 $2,456.07 REFINANCE
NY 10/25/2004 $414,776.68 11/01/2004
10594 12/01/2004 5.875 STANDARD
69.2 SINGLE FAMILY PRIMARY N
0573289600 $498,400.00 $2,908.53 REFINANCE
WY 10/26/2004 $496,288.17 12/01/2004
82520 12/01/2004 5.75 STANDARD
76.68 SINGLE FAMILY PRIMARY N
0573293602 $426,000.00 $2,519.96 REFINANCE
CA 11/01/2004 $425,565.67 11/01/2004
92110 12/01/2004 5.875 SELECT
56.8 SINGLE FAMILY PRIMARY N
0573314101 $369,600.00 $2,127.63 PURCHASE
NJ 10/29/2004 $369,204.87 11/01/2004
07746 12/01/2004 5.625 STANDARD
80 SINGLE FAMILY PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0573327905 $400,000.00 $2,366.16 PURCHASE
MD 11/10/2004 $400,000.00 12/01/2004
21701 01/01/2005 5.875 STANDARD
80 PUD PRIMARY N
0573332202 $384,000.00 $2,240.92 PURCHASE
GA 10/21/2004 $383,599.08 11/01/2004
30004 12/01/2004 5.75 STANDARD
80 PUD PRIMARY N
0573336104 $390,000.00 $2,307.00 REFINANCE
WY 10/22/2004 $389,602.38 11/01/2004
83001 12/01/2004 5.875 STATED INCOME
45.88 SINGLE FAMILY PRIMARY N
0573396702 $500,000.00 $2,917.87 PURCHASE
NY 12/16/2004 $500,000.00 01/01/2005
11577 02/01/2005 5.75 STANDARD
61.2 CONDOMINIUM PRIMARY N
0573405602 $503,000.00 $2,975.44 REFINANCE
MA 11/16/2004 $503,000.00 12/01/2004
01945 01/01/2005 5.875 STANDARD
61.34 SINGLE FAMILY PRIMARY N
0573416609 $630,000.00 $3,676.51 REFINANCE
NH 11/05/2004 $630,000.00 12/01/2004
03110 01/01/2005 5.75 STANDARD
75 SINGLE FAMILY PRIMARY N
0573420502 $400,000.00 $2,398.21 REFINANCE
CA 11/08/2004 $400,000.00 12/01/2004
91901 01/01/2005 6 STANDARD
42.83 SINGLE FAMILY PRIMARY N
0573443108 $495,000.00 $2,967.78 REFINANCE
NJ 10/23/2004 $494,507.22 11/01/2004
07481 12/01/2004 6 STANDARD
66 SINGLE FAMILY PRIMARY N
0573450004 $244,875.00 $1,487.89 PURCHASE
GA 11/01/2004 $244,636.99 11/01/2004
31029 12/01/2004 6.125 STATED INCOME
75 PUD PRIMARY N
0573472206 $398,400.00 $2,356.69 PURCHASE
MI 10/22/2004 $397,993.81 12/01/2004
48116 12/01/2004 5.875 STANDARD
80 CONDOMINIUM PRIMARY N
0573502408 $494,400.00 $2,964.18 PURCHASE
MD 11/19/2004 $494,400.00 12/01/2004
21754 01/01/2005 6 STANDARD
80 PUD PRIMARY N
0573505104 $380,000.00 $2,217.58 REFINANCE
CA 10/27/2004 $379,603.25 11/01/2004
93422 12/01/2004 5.75 STANDARD
58.46 SINGLE FAMILY PRIMARY N
0573543907 $625,000.00 $3,647.34 REFINANCE
CA 10/27/2004 $624,347.45 11/01/2004
95032 12/01/2004 5.75 STANDARD
60.68 SINGLE FAMILY PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0573562808 $712,500.00 $4,271.80 PURCHASE
NJ 11/15/2004 $712,500.00 12/01/2004
08033 01/01/2005 6 STANDARD
75 SINGLE FAMILY PRIMARY N
0573571601 $670,000.00 $3,963.31 REFINANCE
MI 10/25/2004 $669,316.90 11/01/2004
48302 12/01/2004 5.875 SUPER SELECT
51.54 SINGLE FAMILY PRIMARY N
0573595105 $800,000.00 $4,668.59 PURCHASE
MA 10/26/2004 $799,164.74 11/01/2004
02738 12/01/2004 5.75 STANDARD
80 SINGLE FAMILY PRIMARY N
0573634102 $370,187.00 $2,219.46 REFINANCE
CA 11/09/2004 $369,818.48 12/01/2004
92630 12/01/2004 6 STANDARD
56.17 PUD PRIMARY N
0573634607 $107,500.00 $661.90 REFINANCE
MN 11/04/2004 $107,500.00 12/01/2004
55416 01/01/2005 6.25 STATED INCOME
41.35 SINGLE FAMILY PRIMARY N
0573662400 $359,200.00 $2,124.81 PURCHASE
CO 11/15/2004 $359,200.00 12/01/2004
80482 01/01/2005 5.875 STANDARD
80 PUD SECOND HOME N
0573664208 $380,800.00 $2,252.58 PURCHASE
FL 11/16/2004 $380,800.00 12/01/2004
33414 01/01/2005 5.875 STANDARD
56.84 PUD PRIMARY N
0573665403 $616,000.00 $3,643.88 PURCHASE
TX 11/01/2004 $615,371.95 11/01/2004
78735 12/01/2004 5.875 STANDARD
80 PUD PRIMARY N
0573665502 $191,920.00 $1,135.28 PURCHASE
PA 11/19/2004 $191,920.00 12/01/2004
19460 01/01/2005 5.875 STANDARD
80 SINGLE FAMILY PRIMARY N
0573674801 $390,320.00 $2,308.90 REFINANCE
MI 10/26/2004 $389,922.04 12/01/2004
48348 12/01/2004 5.875 SELECT
80 CONDOMINIUM PRIMARY N
0573691706 $375,000.00 $2,188.40 PURCHASE
PA 11/19/2004 $375,000.00 12/01/2004
19454 01/01/2005 5.75 SELECT
62.5 SINGLE FAMILY PRIMARY N
0573739208 $450,000.00 $2,661.92 PURCHASE
MA 10/26/2004 $449,541.21 11/01/2004
02184 12/01/2004 5.875 STANDARD
76.01 SINGLE FAMILY PRIMARY N
0573764909 $468,800.00 $2,735.79 PURCHASE
MA 11/12/2004 $468,800.00 12/01/2004
01801 01/01/2005 5.75 STANDARD
80 SINGLE FAMILY PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0573771508 $262,067.00 $1,529.36 REFINANCE
MA 11/03/2004 $262,067.00 12/01/2004
02356 01/01/2005 5.75 STATED INCOME
66.35 SINGLE FAMILY PRIMARY N
0573784402 $358,899.90 $2,123.03 REFINANCE
OH 11/05/2004 $358,899.90 12/01/2004
45385 01/01/2005 5.875 STANDARD
65.25 SINGLE FAMILY PRIMARY N
0573784600 $190,000.00 $1,139.15 PURCHASE
MI 11/09/2004 $190,000.00 12/01/2004
48154 01/01/2005 6 STATED INCOME
64.41 SINGLE FAMILY PRIMARY N
0573785706 $124,240.00 $744.89 PURCHASE
IN 11/05/2004 $124,240.00 12/01/2004
46060 01/01/2005 6 STATED INCOME
80 SINGLE FAMILY PRIMARY N
0573811908 $446,500.00 $2,677.00 REFINANCE
CA 11/22/2004 $446,500.00 12/01/2004
94566 01/01/2005 6 STANDARD
44.87 SINGLE FAMILY PRIMARY N
0573812302 $350,000.00 $2,070.39 REFINANCE
IL 11/15/2004 $350,000.00 12/01/2004
60010 01/01/2005 5.875 STANDARD
64.22 SINGLE FAMILY PRIMARY N
0573858602 $416,000.00 $2,427.67 REFINANCE
OH 11/17/2004 $416,000.00 12/01/2004
44907 01/01/2005 5.75 STANDARD
80 SINGLE FAMILY PRIMARY N
0573859808 $460,000.00 $2,721.08 PURCHASE
MD 10/25/2004 $459,531.00 12/01/2004
21075 12/01/2004 5.875 STANDARD
75.78 SINGLE FAMILY PRIMARY N
0573863305 $412,800.00 $2,441.87 PURCHASE
MI 11/19/2004 $412,800.00 12/01/2004
48316 01/01/2005 5.875 STANDARD
79.98 SINGLE FAMILY PRIMARY N
0573868304 $562,500.00 $3,327.40 REFINANCE
CA 11/08/2004 $562,500.00 12/01/2004
95747 01/01/2005 5.875 STANDARD
75 SINGLE FAMILY PRIMARY N
0573916202 $349,612.00 $2,068.09 REFINANCE
CO 10/22/2004 $349,255.55 11/01/2004
80126 12/01/2004 5.875 STANDARD
76.33 PUD PRIMARY N
0573949203 $350,000.00 $2,070.39 PURCHASE
NY 11/02/2004 $350,000.00 12/01/2004
10950 01/01/2005 5.875 STANDARD
64.11 SINGLE FAMILY PRIMARY N
0573963501 $525,650.00 $3,109.42 REFINANCE
MI 11/11/2004 $525,114.07 12/01/2004
48382 12/01/2004 5.875 STANDARD
78.57 SINGLE FAMILY PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0574063905 $381,710.00 $2,257.96 REFINANCE
MI 11/09/2004 $381,710.00 12/01/2004
48362 01/01/2005 5.875 SELECT
79.52 SINGLE FAMILY PRIMARY N
0574151502 $500,000.00 $2,878.29 PURCHASE
CA 11/16/2004 $500,000.00 12/01/2004
93101 01/01/2005 5.625 SELECT
78.74 CONDOMINIUM PRIMARY N
0574191003 $510,000.00 $2,935.85 PURCHASE
CO 11/19/2004 $510,000.00 12/01/2004
80210 01/01/2005 5.625 STANDARD
69.39 SINGLE FAMILY PRIMARY N
0574264206 $434,000.00 $2,532.71 REFINANCE
MI 11/15/2004 $434,000.00 12/01/2004
48230 01/01/2005 5.75 SELECT
69.44 SINGLE FAMILY PRIMARY N
0574321808 $493,000.00 $2,877.02 REFINANCE
MI 11/15/2004 $492,485.27 11/01/2004
48371 12/01/2004 5.75 STREAMLINE
79.74 CONDOMINIUM PRIMARY N
0574322301 $500,000.00 $2,878.29 REFINANCE
CA 11/18/2004 $500,000.00 12/01/2004
91702 01/01/2005 5.625 STANDARD
73.53 PUD PRIMARY N
0574330007 $160,000.00 $959.29 PURCHASE
NV 11/10/2004 $160,000.00 12/01/2004
89110 01/01/2005 6 STATED INCOME
80 SINGLE FAMILY PRIMARY N
0574334405 $574,000.00 $3,349.71 REFINANCE
IL 11/15/2004 $574,000.00 12/01/2004
60618 01/01/2005 5.75 STREAMLINE
69.58 SINGLE FAMILY PRIMARY N
0574349304 $450,000.00 $2,555.06 PURCHASE
MN 11/04/2004 $449,507.44 11/01/2004
55318 12/01/2004 5.5 STANDARD
66.67 SINGLE FAMILY PRIMARY N
0574377107 $660,000.00 $3,799.34 REFINANCE
HI 11/18/2004 $660,000.00 12/01/2004
96734 01/01/2005 5.625 STANDARD
75 SINGLE FAMILY PRIMARY N
0574499703 $364,800.00 $2,128.88 PURCHASE
NY 11/15/2004 $364,800.00 12/01/2004
10952 01/01/2005 5.75 STATED INCOME
80 SINGLE FAMILY PRIMARY N
0574656500 $369,600.00 $2,186.33 PURCHASE
TX 11/19/2004 $369,600.00 12/01/2004
78704 01/01/2005 5.875 STANDARD
80 SINGLE FAMILY PRIMARY N
0000000000 $419,000.00 $2,512.12 REFINANCE
MD 09/20/2004 $418,163.67 11/01/2004
21012 11/01/2004 6 STANDARD
79.66 SINGLE FAMILY PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0600982834 $579,900.00 $3,476.79 PURCHASE
MA 08/25/2004 $578,159.45 12/01/2004
01519 10/01/2004 6 STANDARD
80 SINGLE FAMILY PRIMARY N
0600988676 $425,000.00 $2,582.35 REFINANCE
MD 06/23/2004 $422,913.40 11/01/2004
21401 08/01/2004 6.125 STANDARD
68.55 SINGLE FAMILY PRIMARY N
0601007596 $500,000.00 $3,038.05 PURCHASE
MA 10/15/2004 $499,514.03 12/01/2004
02492 12/01/2004 6.125 STANDARD
59.52 SINGLE FAMILY PRIMARY N
0601010657 $468,000.00 $2,731.12 PURCHASE
MA 11/01/2004 $467,511.38 11/01/2004
01913 12/01/2004 5.75 STANDARD
80 SINGLE FAMILY PRIMARY N
0601014826 $472,500.00 $2,870.96 REFINANCE
PA 10/15/2004 $472,040.76 11/01/2004
19348 12/01/2004 6.125 STANDARD
75 SINGLE FAMILY PRIMARY N
0601015621 $430,900.00 $2,688.26 PURCHASE
NC 07/09/2004 $429,290.82 11/01/2004
28104 09/01/2004 6.375 STANDARD
80 PUD PRIMARY N
0601038261 $372,000.00 $2,170.89 PURCHASE
CA 08/18/2004 $370,829.24 11/01/2004
90503 10/01/2004 5.75 STANDARD
80 CONDOMINIUM PRIMARY N
0601042152 $436,000.00 $2,579.10 REFINANCE
SC 10/25/2004 $435,555.48 12/01/2004
29572 12/01/2004 5.875 STANDARD
89.9 SINGLE FAMILY PRIMARY N
0601043853 $575,000.00 $3,634.39 REFINANCE
TX 10/13/2004 $574,480.19 11/01/2004
76712 12/01/2004 6.5 STANDARD
75.66 PUD PRIMARY N
0601045799 $489,000.00 $2,853.68 REFINANCE
MD 09/24/2004 $487,976.45 11/01/2004
20715 11/01/2004 5.75 STANDARD
78.24 PUD PRIMARY N
0000000000 $425,000.00 $2,514.04 PURCHASE
NJ 10/28/2004 $424,566.69 12/01/2004
08048 12/01/2004 5.875 STANDARD
64.39 SINGLE FAMILY PRIMARY N
0601052325 $440,000.00 $2,638.03 REFINANCE
IN 10/29/2004 $439,561.97 11/01/2004
47906 12/01/2004 6 STANDARD
80 SINGLE FAMILY PRIMARY N
0601053046 $382,284.00 $2,322.80 PURCHASE
TX 09/15/2004 $381,538.98 11/01/2004
75022 11/01/2004 6.125 STANDARD
80 PUD PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0601053378 $682,000.00 $4,088.93 REFINANCE
NH 10/12/2004 $681,321.07 12/01/2004
03755 12/01/2004 6 STANDARD
74.95 SINGLE FAMILY SECOND HOME N
0601054648 $380,000.00 $2,278.30 PURCHASE
CT 10/08/2004 $379,621.70 11/01/2004
06795 12/01/2004 6 STANDARD
80 SINGLE FAMILY PRIMARY N
0601055269 $735,000.00 $4,465.94 REFINANCE
NC 10/13/2004 $734,285.62 12/01/2004
28557 12/01/2004 6.125 STANDARD
75 SINGLE FAMILY PRIMARY N
0601055574 $572,000.00 $3,429.43 PURCHASE
NJ 09/29/2004 $570,858.29 12/01/2004
08853 11/01/2004 6 STANDARD
80 SINGLE FAMILY PRIMARY N
0601056003 $375,000.00 $2,248.31 PURCHASE
VT 10/18/2004 $374,626.69 11/01/2004
05853 12/01/2004 6 STANDARD
78.95 SINGLE FAMILY SECOND HOME N
0601058574 $749,950.00 $4,496.33 PURCHASE
NY 10/21/2004 $749,203.42 12/01/2004
11963 12/01/2004 6 STANDARD
75 SINGLE FAMILY PRIMARY N
0601059069 $568,000.00 $3,405.45 PURCHASE
MA 10/22/2004 $567,434.55 11/01/2004
01923 12/01/2004 6 STANDARD
80 SINGLE FAMILY PRIMARY N
0601059145 $376,000.00 $2,254.31 PURCHASE
NJ 10/26/2004 $375,625.69 11/01/2004
08402 12/01/2004 6 STANDARD
80 CONDOMINIUM SECOND HOME N
0601059990 $464,900.00 $2,938.48 REFINANCE
NJ 10/01/2004 $464,479.73 11/01/2004
07852 12/01/2004 6.5 STANDARD
74.98 SINGLE FAMILY PRIMARY N
0601060543 $449,600.00 $2,695.58 REFINANCE
NC 10/18/2004 $448,054.02 12/01/2004
28531 12/01/2004 6 STANDARD
80 SINGLE FAMILY SECOND HOME N
0601060591 $452,000.00 $2,637.75 PURCHASE
DE 09/30/2004 $451,053.90 11/01/2004
19803 11/01/2004 5.75 STANDARD
80 SINGLE FAMILY PRIMARY N
0601061203 $744,720.00 $4,405.30 PURCHASE
NC 10/12/2004 $743,960.73 11/01/2004
27613 12/01/2004 5.875 STANDARD
80 PUD PRIMARY N
0601061342 $347,000.00 $2,052.64 REFINANCE
CA 10/26/2004 $346,646.21 12/01/2004
92562 12/01/2004 5.875 STANDARD
66.1 SINGLE FAMILY PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0601061534 $400,000.00 $2,366.15 PURCHASE
VA 10/26/2004 $399,592.18 11/01/2004
22960 12/01/2004 5.875 STANDARD
72.73 SINGLE FAMILY PRIMARY N
0601062228 $381,255.00 $2,316.55 PURCHASE
MA 10/21/2004 $380,884.44 11/01/2004
02421 12/01/2004 6.125 STANDARD
79.95 SINGLE FAMILY PRIMARY N
0601062376 $730,000.00 $4,376.72 REFINANCE
MA 11/03/2004 $730,000.00 12/01/2004
02459 01/01/2005 6 STANDARD
74.11 SINGLE FAMILY PRIMARY N
0601064314 $457,600.00 $2,743.54 REFINANCE
MA 10/13/2004 $457,144.46 12/01/2004
02492 12/01/2004 6 STREAMLINE
79.58 SINGLE FAMILY PRIMARY N
0601064449 $388,800.00 $2,331.05 REFINANCE
SC 09/24/2004 $388,023.96 11/01/2004
29617 11/01/2004 6 STANDARD
80 PUD PRIMARY N
0601064925 $500,000.00 $3,038.05 REFINANCE
MA 10/15/2004 $499,514.03 12/01/2004
02420 12/01/2004 6.125 STANDARD
54.64 SINGLE FAMILY PRIMARY N
0601064935 $360,000.00 $2,158.38 REFINANCE
MA 10/13/2004 $359,641.62 12/01/2004
02155 12/01/2004 6 STANDARD
71.15 SINGLE FAMILY PRIMARY N
0601065017 $218,000.00 $1,307.02 REFINANCE
RI 11/17/2004 $218,000.00 12/01/2004
02852 01/01/2005 6 STATED INCOME
77.86 SINGLE FAMILY PRIMARY N
0601065299 $372,000.00 $2,230.33 PURCHASE
FL 10/01/2004 $371,257.49 12/01/2004
33134 11/01/2004 6 STANDARD
80 SINGLE FAMILY PRIMARY N
0601065403 $363,700.00 $2,180.57 REFINANCE
VA 10/15/2004 $363,336.93 11/01/2004
22153 12/01/2004 6 STANDARD
74.99 SINGLE FAMILY PRIMARY N
0000000000 $490,000.00 $2,898.54 REFINANCE
CA 10/09/2003 $482,676.83 11/01/2004
94514 12/01/2003 5.875 STANDARD
74.24 PUD PRIMARY N
0601066385 $500,000.00 $3,038.05 PURCHASE
NY 10/18/2004 $499,514.03 11/01/2004
11768 12/01/2004 6.125 STANDARD
80 SINGLE FAMILY PRIMARY N
0601066526 $600,000.00 $3,549.23 PURCHASE
NJ 11/04/2004 $600,000.00 12/01/2004
08403 01/01/2005 5.875 STANDARD
71.01 SINGLE FAMILY SECOND HOME N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0601066803 $407,700.00 $2,444.37 REFINANCE
AZ 11/15/2004 $407,700.00 12/01/2004
86401 01/01/2005 6 STANDARD
65.02 SINGLE FAMILY PRIMARY N
0000000000 $559,000.00 $3,306.70 REFINANCE
CA 07/09/2003 $549,538.53 11/01/2004
90275 09/01/2003 5.875 STANDARD
65.76 SINGLE FAMILY PRIMARY N
0601067141 $500,000.00 $3,078.59 REFINANCE
CA 10/22/2004 $499,525.58 12/01/2004
93430 12/01/2004 6.25 STATED INCOME
51.28 SINGLE FAMILY SECOND HOME N
0601067565 $532,000.00 $3,146.98 PURCHASE
CA 10/12/2004 $531,457.60 12/01/2004
95350 12/01/2004 5.875 STANDARD
80 SINGLE FAMILY PRIMARY N
0601070684 $400,000.00 $2,462.87 PURCHASE
NJ 09/16/2004 $399,238.95 11/01/2004
08844 11/01/2004 6.25 STANDARD
70.18 SINGLE FAMILY SECOND HOME N
0601071137 $740,000.00 $4,436.67 PURCHASE
VA 10/07/2004 $739,263.33 12/01/2004
22201 12/01/2004 6 STANDARD
80 SINGLE FAMILY PRIMARY N
0601071202 $415,000.00 $2,521.58 REFINANCE
NJ 10/19/2004 $414,596.65 12/01/2004
08527 12/01/2004 6.125 STREAMLINE
72.17 SINGLE FAMILY PRIMARY N
0601071287 $433,900.00 $2,636.42 REFINANCE
CA 09/28/2004 $433,054.41 11/01/2004
91342 11/01/2004 6.125 STANDARD
62.88 SINGLE FAMILY PRIMARY N
0601071413 $472,500.00 $2,795.02 REFINANCE
MA 10/14/2004 $472,018.26 12/01/2004
02332 12/01/2004 5.875 STANDARD
75 SINGLE FAMILY PRIMARY N
0601071872 $503,200.00 $3,016.94 PURCHASE
CA 10/08/2004 $502,699.06 12/01/2004
90245 12/01/2004 6 STANDARD
80 SINGLE FAMILY PRIMARY N
0601071946 $516,600.00 $3,014.74 REFINANCE
SC 09/30/2004 $515,518.69 12/01/2004
29630 11/01/2004 5.75 STANDARD
70 SINGLE FAMILY PRIMARY N
0000000000 $560,000.00 $3,357.48 REFINANCE
MA 10/20/2004 $559,442.52 12/01/2004
02130 12/01/2004 6 STANDARD
70 SINGLE FAMILY PRIMARY N
0601072044 $423,600.00 $2,608.18 PURCHASE
FL 10/18/2004 $423,198.07 12/01/2004
33187 12/01/2004 6.25 STANDARD
79.92 SINGLE FAMILY PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0601072060 $425,000.00 $2,548.09 REFINANCE
CA 10/21/2004 $424,576.91 11/01/2004
91923 12/01/2004 6 STATED INCOME
49.71 SINGLE FAMILY PRIMARY N
0601072171 $444,000.00 $2,662.00 PURCHASE
PA 10/19/2004 $443,558.00 01/01/2005
19096 12/01/2004 6 STANDARD
80 SINGLE FAMILY PRIMARY N
0601072630 $825,000.00 $4,880.19 REFINANCE
MA 11/03/2004 $824,158.87 12/01/2004
02186 12/01/2004 5.875 STANDARD
71.74 SINGLE FAMILY PRIMARY N
0601073228 $429,000.00 $2,572.07 PURCHASE
MA 10/08/2004 $428,572.93 12/01/2004
01887 12/01/2004 6 STANDARD
78 SINGLE FAMILY PRIMARY N
0601073508 $644,000.00 $3,809.50 REFINANCE
MA 10/20/2004 $643,343.42 12/01/2004
01923 12/01/2004 5.875 STANDARD
79.8 SINGLE FAMILY PRIMARY N
0601073934 $420,000.00 $2,484.46 PURCHASE
MA 10/14/2004 $419,571.79 11/01/2004
02492 12/01/2004 5.875 STANDARD
80 SINGLE FAMILY PRIMARY N
0601074561 $430,560.00 $2,546.92 PURCHASE
CT 10/22/2004 $429,962.76 11/01/2004
06850 12/01/2004 5.875 STANDARD
78 SINGLE FAMILY PRIMARY N
0601074770 $384,720.00 $2,306.59 PURCHASE
PA 10/22/2004 $384,337.01 11/01/2004
19342 12/01/2004 6 STANDARD
80 SINGLE FAMILY PRIMARY N
0601074986 $440,000.00 $2,834.93 REFINANCE
NJ 10/12/2004 $439,365.07 11/01/2004
08553 12/01/2004 6 STANDARD
77.88 SINGLE FAMILY PRIMARY N
0601074990 $370,000.00 $2,248.16 REFINANCE
NJ 10/26/2004 $369,640.38 11/01/2004
07028 12/01/2004 6.125 STANDARD
69.29 SINGLE FAMILY PRIMARY N
0601075028 $357,000.00 $2,140.40 REFINANCE
MA 10/25/2004 $356,644.60 11/01/2004
02045 12/01/2004 6 STANDARD
55.78 SINGLE FAMILY PRIMARY N
0601075496 $602,400.00 $3,611.70 PURCHASE
NJ 10/15/2004 $601,800.30 12/01/2004
07512 12/01/2004 6 STANDARD
80 PUD PRIMARY N
0000000000 $588,750.00 $3,482.68 REFINANCE
WI 11/01/2004 $588,750.00 12/01/2004
53575 01/01/2005 5.875 STANDARD
75 SINGLE FAMILY PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0601076212 $435,000.00 $2,713.83 PURCHASE
VA 10/12/2004 $434,597.11 12/01/2004
22307 12/01/2004 6.375 STANDARD
62.59 SINGLE FAMILY INVESTMENT N
0601076333 $636,000.00 $3,762.19 PURCHASE
DE 10/12/2004 $635,351.56 12/01/2004
19807 12/01/2004 5.875 STANDARD
75 PUD PRIMARY N
0601076856 $496,000.00 $3,013.75 REFINANCE
TX 10/12/2004 $495,517.92 11/01/2004
76092 12/01/2004 6.125 STANDARD
80 SINGLE FAMILY PRIMARY N
0000000000 $450,000.00 $2,626.08 REFINANCE
MA 10/22/2004 $449,530.17 12/01/2004
01545 12/01/2004 5.75 STANDARD
66.47 SINGLE FAMILY PRIMARY N
0601077158 $600,000.00 $3,501.44 REFINANCE
MI 11/01/2004 $599,373.56 12/01/2004
48430 12/01/2004 5.75 STANDARD
60 SINGLE FAMILY PRIMARY N
0601077184 $499,200.00 $2,913.20 PURCHASE
VA 10/28/2004 $498,678.80 12/01/2004
22182 12/01/2004 5.75 STANDARD
80 PUD PRIMARY N
0601077218 $608,000.00 $3,596.55 REFINANCE
MA 10/25/2004 $607,380.12 11/01/2004
01810 12/01/2004 5.875 STANDARD
71.36 SINGLE FAMILY PRIMARY N
0601077259 $406,000.00 $2,401.64 REFINANCE
MI 10/19/2004 $405,586.07 12/01/2004
48306 12/01/2004 5.875 STANDARD
73.82 SINGLE FAMILY PRIMARY N
0601077362 $500,000.00 $2,997.76 PURCHASE
VA 11/02/2004 $499,502.24 12/01/2004
22310 12/01/2004 6 STANDARD
62.5 SINGLE FAMILY PRIMARY N
0601077382 $552,000.00 $3,221.32 PURCHASE
NC 10/14/2004 $551,423.68 12/01/2004
28211 12/01/2004 5.75 STANDARD
80 SINGLE FAMILY PRIMARY N
0601077412 $579,000.00 $3,378.89 PURCHASE
NJ 10/15/2004 $578,395.49 11/01/2004
07076 12/01/2004 5.75 STANDARD
75 SINGLE FAMILY PRIMARY N
0601077465 $428,000.00 $2,497.69 PURCHASE
DE 10/22/2004 $427,553.14 12/01/2004
19807 12/01/2004 5.75 STANDARD
65.85 PUD PRIMARY N
0601077511 $701,000.00 $4,202.85 PURCHASE
CA 11/01/2004 $701,000.00 12/01/2004
91326 01/01/2005 6 STANDARD
79.99 PUD PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0601077515 $360,000.00 $2,100.86 REFINANCE
NJ 10/21/2004 $359,524.14 12/01/2004
08403 12/01/2004 5.75 STANDARD
45 SINGLE FAMILY PRIMARY N
0601077566 $458,400.00 $2,675.10 PURCHASE
MA 11/05/2004 $457,921.40 12/01/2004
01054 12/01/2004 5.75 STANDARD
80 SINGLE FAMILY SECOND HOME N
0601077909 $419,000.00 $2,412.00 REFINANCE
WA 10/16/2004 $418,552.06 01/01/2005
98033 12/01/2004 5.625 STANDARD
76.88 SINGLE FAMILY PRIMARY N
0601077929 $460,000.00 $2,684.44 PURCHASE
DC 10/29/2004 $459,519.73 11/01/2004
20010 12/01/2004 5.75 STANDARD
79.45 SINGLE FAMILY PRIMARY N
0000000000 $415,000.00 $2,421.83 REFINANCE
FL 11/08/2004 $415,000.00 12/01/2004
33040 01/01/2005 5.75 STANDARD
55.33 PUD SECOND HOME N
0601078590 $447,000.00 $2,608.57 REFINANCE
MA 10/22/2004 $446,533.31 11/01/2004
02476 12/01/2004 5.75 STANDARD
72.56 CONDOMINIUM PRIMARY N
0601078598 $699,000.00 $4,079.17 PURCHASE
MA 11/18/2004 $699,000.00 12/01/2004
02482 01/01/2005 5.75 STANDARD
58.49 SINGLE FAMILY PRIMARY N
0601078637 $750,000.00 $4,376.80 REFINANCE
MA 10/20/2004 $749,216.95 12/01/2004
02494 12/01/2004 5.75 STANDARD
68.18 SINGLE FAMILY PRIMARY N
0601078712 $411,785.00 $2,435.86 PURCHASE
VA 10/29/2004 $411,365.17 11/01/2004
22079 12/01/2004 5.875 STATED INCOME
79.87 PUD PRIMARY N
0601078871 $440,000.00 $2,638.02 PURCHASE
NC 11/05/2004 $439,561.98 12/01/2004
27949 12/01/2004 6 STANDARD
80 PUD SECOND HOME N
0000000000 $360,000.00 $2,158.38 REFINANCE
MA 10/18/2004 $359,641.62 12/01/2004
02038 12/01/2004 6 STANDARD
63.72 SINGLE FAMILY PRIMARY N
0000000000 $564,000.00 $3,381.46 PURCHASE
NJ 10/22/2004 $563,438.54 11/01/2004
08226 12/01/2004 6 STANDARD
80 CONDOMINIUM SECOND HOME N
0601079156 $459,900.00 $2,720.48 PURCHASE
MA 10/13/2004 $459,431.11 12/01/2004
01810 12/01/2004 5.875 STANDARD
76.66 SINGLE FAMILY PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0601079212 $415,000.00 $2,454.88 REFINANCE
IL 11/10/2004 $415,000.00 12/01/2004
60010 01/01/2005 5.875 STANDARD
74.77 PUD PRIMARY N
0601079254 $460,000.00 $2,684.44 REFINANCE
NC 10/22/2004 $459,019.73 12/01/2004
27106 12/01/2004 5.75 STANDARD
73.6 PUD PRIMARY N
0601079349 $342,400.00 $1,998.15 REFINANCE
MI 10/20/2004 $342,042.52 11/01/2004
49265 12/01/2004 5.75 STANDARD
80 SINGLE FAMILY PRIMARY N
0000000000 $374,000.00 $2,182.56 REFINANCE
MO 10/15/2004 $373,609.52 11/01/2004
63025 12/01/2004 5.75 STANDARD
79.91 PUD PRIMARY N
0601079413 $565,000.00 $3,297.19 REFINANCE
CA 09/28/2004 $564,410.10 11/01/2004
94037 12/01/2004 5.75 STATED INCOME
68.48 SINGLE FAMILY PRIMARY N
0601079495 $574,000.00 $3,349.71 REFINANCE
CO 10/14/2004 $572,344.31 12/01/2004
80220 12/01/2004 5.75 STANDARD
61.06 SINGLE FAMILY PRIMARY N
0601079500 $590,000.00 $3,490.07 REFINANCE
IN 10/18/2004 $589,398.47 11/01/2004
46208 12/01/2004 5.875 STANDARD
73.75 SINGLE FAMILY PRIMARY N
0601079606 $405,000.00 $2,395.73 REFINANCE
CA 10/12/2004 $404,482.81 12/01/2004
90230 12/01/2004 5.875 STATED INCOME
69.83 SINGLE FAMILY PRIMARY N
0601079644 $384,000.00 $2,240.92 PURCHASE
MA 10/28/2004 $383,599.08 12/01/2004
01770 12/01/2004 5.75 STANDARD
76.49 SINGLE FAMILY PRIMARY N
0601079705 $889,000.00 $5,258.77 REFINANCE
MA 11/15/2004 $889,000.00 12/01/2004
02026 01/01/2005 5.875 STANDARD
79.73 SINGLE FAMILY PRIMARY N
0601079814 $344,925.00 $2,040.36 PURCHASE
FL 11/08/2004 $344,925.00 12/01/2004
32131 01/01/2005 5.875 STANDARD
75 SINGLE FAMILY PRIMARY N
0601079880 $456,000.00 $2,697.41 REFINANCE
IL 10/14/2004 $455,535.09 11/01/2004
60089 12/01/2004 5.875 STANDARD
79.3 SINGLE FAMILY PRIMARY N
0601079882 $412,500.00 $2,407.24 REFINANCE
CA 10/28/2004 $412,069.32 12/01/2004
94534 12/01/2004 5.75 STANDARD
75 SINGLE FAMILY PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0601079909 $733,000.00 $4,335.97 REFINANCE
MN 10/25/2004 $732,252.68 12/01/2004
55372 12/01/2004 5.875 STANDARD
73.3 SINGLE FAMILY PRIMARY N
0601079970 $600,000.00 $3,501.44 REFINANCE
MA 10/15/2004 $599,373.56 11/01/2004
01945 12/01/2004 5.75 STANDARD
71.86 SINGLE FAMILY PRIMARY N
0601080065 $565,000.00 $3,297.19 REFINANCE
MA 10/22/2004 $564,410.10 12/01/2004
02052 12/01/2004 5.75 STANDARD
60.82 SINGLE FAMILY PRIMARY N
0000000000 $366,000.00 $2,165.03 REFINANCE
MA 10/29/2004 $365,626.85 11/01/2004
02467 12/01/2004 5.875 STANDARD
52.29 SINGLE FAMILY PRIMARY N
0601080182 $473,000.00 $2,760.30 REFINANCE
MA 10/27/2004 $472,506.16 11/01/2004
01944 12/01/2004 5.75 STANDARD
57.68 SINGLE FAMILY PRIMARY N
0601080215 $504,000.00 $3,021.73 REFINANCE
MD 10/27/2004 $504,000.00 12/01/2004
20732 01/01/2005 6 STANDARD
70 SINGLE FAMILY PRIMARY N
0601080309 $425,000.00 $2,514.04 REFINANCE
CA 10/15/2004 $424,566.69 11/01/2004
91902 12/01/2004 5.875 STANDARD
61.59 SINGLE FAMILY PRIMARY N
0601080317 $381,600.00 $2,287.88 REFINANCE
FL 12/01/2004 $381,600.00 12/01/2004
33317 01/01/2005 6 STATED INCOME
40.17 SINGLE FAMILY PRIMARY N
0601080559 $444,000.00 $2,626.43 PURCHASE
FL 10/29/2004 $443,547.32 12/01/2004
33027 12/01/2004 5.875 STANDARD
80 PUD PRIMARY N
0601080577 $500,000.00 $2,917.86 REFINANCE
NY 11/17/2004 $500,000.00 12/01/2004
10580 01/01/2005 5.75 STANDARD
20 SINGLE FAMILY PRIMARY N
0601080614 $472,000.00 $2,754.46 PURCHASE
NC 11/03/2004 $471,507.21 12/01/2004
28277 12/01/2004 5.75 STANDARD
80 PUD PRIMARY N
0000000000 $498,000.00 $2,906.19 REFINANCE
CA 10/06/2004 $497,480.06 12/01/2004
92833 12/01/2004 5.75 STANDARD
71.14 SINGLE FAMILY PRIMARY N
0601080811 $479,392.00 $2,797.60 PURCHASE
MI 10/14/2004 $478,691.49 12/01/2004
48187 12/01/2004 5.75 STANDARD
80 CONDOMINIUM PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0601081302 $400,000.00 $2,334.29 REFINANCE
CA 10/28/2004 $399,582.38 11/01/2004
92675 12/01/2004 5.75 STANDARD
60.61 SINGLE FAMILY PRIMARY N
0601081319 $654,000.00 $3,868.66 REFINANCE
MA 11/05/2004 $653,333.22 11/01/2004
01921 12/01/2004 5.875 STANDARD
45.1 SINGLE FAMILY PRIMARY N
0601081390 $650,000.00 $3,793.22 REFINANCE
MA 10/28/2004 $649,321.36 12/01/2004
02035 12/01/2004 5.75 STANDARD
74.03 SINGLE FAMILY PRIMARY N
0601081424 $458,000.00 $2,745.94 REFINANCE
MA 10/28/2004 $457,544.06 12/01/2004
02186 12/01/2004 6 STANDARD
74.11 SINGLE FAMILY PRIMARY N
0601081501 $594,000.00 $3,513.73 REFINANCE
MA 10/22/2004 $593,394.40 11/01/2004
02138 12/01/2004 5.875 STANDARD
31.26 2-4 FAMILY PRIMARY N
0601081537 $550,000.00 $3,297.53 REFINANCE
MD 10/19/2004 $549,452.47 11/01/2004
21029 12/01/2004 6 STANDARD
64.71 PUD PRIMARY N
0601081600 $353,000.00 $2,060.01 PURCHASE
MO 10/01/2004 $352,261.13 11/01/2004
63025 11/01/2004 5.75 STANDARD
79.79 PUD PRIMARY N
0601081684 $573,000.00 $3,528.06 REFINANCE
MA 10/25/2004 $572,456.32 12/01/2004
02460 12/01/2004 6.25 STANDARD
71.63 2-4 FAMILY PRIMARY N
0601081878 $396,000.00 $2,342.49 PURCHASE
DE 10/18/2004 $395,596.26 12/01/2004
19807 12/01/2004 5.875 STANDARD
80 SINGLE FAMILY PRIMARY N
0601081905 $339,750.00 $2,231.92 REFINANCE
CA 10/19/2004 $339,464.56 11/01/2004
95648 12/01/2004 6.875 STANDARD
75 SINGLE FAMILY PRIMARY N
0601082329 $416,000.00 $2,527.66 PURCHASE
CA 10/08/2004 $415,595.67 11/01/2004
91754 12/01/2004 6.125 STATED INCOME
80 SINGLE FAMILY PRIMARY N
0601082564 $429,000.00 $2,572.07 REFINANCE
MA 10/22/2004 $428,572.93 11/01/2004
01760 12/01/2004 6 STANDARD
67.56 SINGLE FAMILY PRIMARY N
0601082671 $400,000.00 $2,398.20 REFINANCE
MA 10/22/2004 $399,601.80 12/01/2004
01760 12/01/2004 6 STANDARD
70.18 SINGLE FAMILY PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0601087312 $385,000.00 $2,216.28 REFINANCE
CA 10/25/2004 $384,588.41 12/01/2004
92626 12/01/2004 5.625 STANDARD
68.75 SINGLE FAMILY PRIMARY N
0601088687 $400,000.00 $2,398.20 PURCHASE
MA 10/22/2004 $399,601.80 12/01/2004
02657 12/01/2004 6 STANDARD
62.02 CONDOMINIUM SECOND HOME N
0601089619 $433,000.00 $2,596.05 REFINANCE
VA 10/21/2004 $432,568.95 11/01/2004
22204 12/01/2004 6 STANDARD
79.01 SINGLE FAMILY PRIMARY N
0601089627 $450,000.00 $2,734.25 REFINANCE
CA 10/26/2004 $449,562.63 12/01/2004
91325 12/01/2004 6.125 STATED INCOME
62.07 SINGLE FAMILY PRIMARY N
0601090131 $637,500.00 $3,873.52 REFINANCE
MA 11/02/2004 $636,880.39 12/01/2004
02356 12/01/2004 6.125 STANDARD
75 SINGLE FAMILY PRIMARY N
0601090428 $408,750.00 $2,417.91 REFINANCE
AZ 10/21/2004 $408,333.26 11/01/2004
85737 12/01/2004 5.875 STANDARD
75 SINGLE FAMILY PRIMARY N
0601091015 $608,000.00 $3,743.56 PURCHASE
NJ 10/15/2004 $607,423.11 12/01/2004
08008 12/01/2004 6.25 STANDARD
80 SINGLE FAMILY SECOND HOME N
0601091374 $390,500.00 $2,278.85 REFINANCE
FL 10/18/2004 $390,092.30 11/01/2004
32312 12/01/2004 5.75 STANDARD
68.51 PUD PRIMARY N
0601091622 $402,000.00 $2,410.19 REFINANCE
CA 09/28/2004 $401,599.81 12/01/2004
94015 12/01/2004 6 STATED INCOME
61.85 SINGLE FAMILY PRIMARY N
0601095288 $479,200.00 $2,873.05 PURCHASE
NV 10/07/2004 $478,722.95 12/01/2004
89117 12/01/2004 6 STANDARD
80 PUD PRIMARY N
0601095585 $540,000.00 $3,194.30 REFINANCE
IL 11/05/2004 $539,449.45 11/01/2004
60187 12/01/2004 5.875 STANDARD
80 SINGLE FAMILY PRIMARY N
0601097044 $500,000.00 $2,917.86 REFINANCE
CA 10/15/2004 $499,477.97 11/01/2004
95366 12/01/2004 5.75 STANDARD
71.94 SINGLE FAMILY PRIMARY N
0000000000 $220,000.00 $1,390.55 PURCHASE
AZ 10/28/2004 $219,801.12 12/01/2004
85635 12/01/2004 6.5 STANDARD
80 SINGLE FAMILY PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0000000000 $603,000.00 $3,566.97 REFINANCE
CO 11/03/2004 $602,385.22 11/01/2004
80027 12/01/2004 5.875 STATED INCOME
74.44 SINGLE FAMILY PRIMARY N
0601098212 $791,000.00 $4,806.20 PURCHASE
MA 11/01/2004 $790,231.20 12/01/2004
02492 12/01/2004 6.125 STANDARD
68.78 SINGLE FAMILY PRIMARY N
0601098283 $388,000.00 $2,295.17 PURCHASE
NY 11/03/2004 $387,604.41 11/01/2004
11364 12/01/2004 5.875 STANDARD
80 SINGLE FAMILY PRIMARY N
0601098457 $392,083.00 $2,319.32 PURCHASE
MN 10/25/2004 $391,683.25 12/01/2004
55129 12/01/2004 5.875 STANDARD
75.83 PUD PRIMARY N
0000000000 $384,000.00 $2,302.27 REFINANCE
PA 11/04/2004 $384,000.00 12/01/2004
19380 01/01/2005 6 STANDARD
78.37 SINGLE FAMILY PRIMARY N
0000000000 $774,000.00 $4,765.65 REFINANCE
NJ 11/04/2004 $774,000.00 12/01/2004
07046 01/01/2005 6.25 STATED INCOME
60 SINGLE FAMILY PRIMARY N
0601099689 $625,000.00 $3,797.57 REFINANCE
NC 11/04/2004 $625,000.00 12/01/2004
27587 01/01/2005 6.125 STATED INCOME
71.02 SINGLE FAMILY PRIMARY N
0601102346 $468,750.00 $2,886.17 REFINANCE
CA 09/16/2004 $467,858.16 12/01/2004
90039 11/01/2004 6.25 STANDARD
75 CONDOMINIUM PRIMARY N
0601103566 $376,000.00 $2,254.31 REFINANCE
CA 09/17/2004 $375,249.51 11/01/2004
91321 11/01/2004 6 STANDARD
79.32 PUD PRIMARY N
0601103574 $577,500.00 $3,555.77 PURCHASE
CA 09/21/2004 $576,401.23 12/01/2004
92107 11/01/2004 6.25 STANDARD
70 SINGLE FAMILY PRIMARY N
0601103575 $447,100.00 $2,644.77 PURCHASE
CA 09/23/2004 $446,086.09 01/01/2005
92584 11/01/2004 5.875 STANDARD
80 SINGLE FAMILY PRIMARY N
0601103736 $540,000.00 $3,194.30 PURCHASE
MA 11/01/2004 $539,449.45 11/01/2004
02090 12/01/2004 5.875 STATED INCOME
58.38 SINGLE FAMILY PRIMARY N
0601103791 $550,000.00 $3,209.65 REFINANCE
NJ 10/29/2004 $549,425.77 12/01/2004
07751 12/01/2004 5.75 STANDARD
64.71 SINGLE FAMILY PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0601103962 $700,000.00 $4,085.01 PURCHASE
AZ 11/09/2004 $700,000.00 12/01/2004
85001 01/01/2005 5.75 STANDARD
71.79 SINGLE FAMILY PRIMARY N
0601104583 $490,000.00 $2,820.72 REFINANCE
CA 10/27/2004 $489,476.16 11/01/2004
91377 12/01/2004 5.625 STATED INCOME
62.82 SINGLE FAMILY PRIMARY N
0601104584 $386,000.00 $2,457.59 REFINANCE
DE 12/03/2004 $386,000.00 01/01/2005
19973 02/01/2005 5.875 STANDARD
55.94 SINGLE FAMILY PRIMARY N
0601104752 $384,000.00 $2,240.92 PURCHASE
MN 11/02/2004 $384,000.00 12/01/2004
55125 01/01/2005 5.75 STANDARD
71.2 SINGLE FAMILY PRIMARY N
0601105090 $500,000.00 $2,917.86 REFINANCE
CO 11/19/2004 $500,000.00 12/01/2004
80124 01/01/2005 5.75 STATED INCOME
62.5 SINGLE FAMILY PRIMARY N
0601105099 $385,000.00 $2,277.42 REFINANCE
MA 10/29/2004 $384,607.48 11/01/2004
02056 12/01/2004 5.875 STANDARD
65.25 SINGLE FAMILY PRIMARY N
0601107109 $461,600.00 $2,730.54 PURCHASE
MA 11/12/2004 $461,600.00 12/01/2004
02482 01/01/2005 5.875 STANDARD
80 SINGLE FAMILY PRIMARY N
0601107694 $423,000.00 $2,468.51 REFINANCE
MN 11/09/2004 $423,000.00 12/01/2004
55317 01/01/2005 5.75 STANDARD
60.43 SINGLE FAMILY PRIMARY N
0601108164 $410,000.00 $2,524.44 REFINANCE
CA 09/21/2004 $409,219.93 11/01/2004
93065 11/01/2004 6.25 STANDARD
65.6 SINGLE FAMILY PRIMARY N
0601108806 $650,000.00 $3,741.77 REFINANCE
MA 11/17/2004 $650,000.00 12/01/2004
01748 01/01/2005 5.625 STANDARD
59.09 SINGLE FAMILY PRIMARY N
0601109249 $468,000.00 $2,843.62 REFINANCE
MA 11/04/2004 $468,000.00 12/01/2004
02472 01/01/2005 6.125 STANDARD
79.59 CONDOMINIUM PRIMARY N
0601109294 $400,000.00 $2,398.21 PURCHASE
CT 11/01/2004 $399,601.79 11/01/2004
06437 12/01/2004 6 STATED INCOME
80 SINGLE FAMILY PRIMARY N
0601109377 $647,000.00 $3,827.25 REFINANCE
NJ 11/02/2004 $646,340.35 11/01/2004
07446 12/01/2004 5.875 STANDARD
78.9 SINGLE FAMILY PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0601109850 $532,500.00 $3,498.15 REFINANCE
IL 11/05/2004 $532,500.00 12/01/2004
60062 01/01/2005 6.875 STANDARD
51.7 SINGLE FAMILY PRIMARY N
0601111788 $132,400.00 $815.21 PURCHASE
AZ 11/10/2004 $132,400.00 12/01/2004
85302 01/01/2005 6.25 STATED INCOME
80 PUD PRIMARY N
0601120190 $377,000.00 $2,260.31 REFINANCE
NM 10/18/2004 $376,624.69 11/01/2004
87508 12/01/2004 6 STANDARD
78.38 PUD PRIMARY N
0601120191 $385,200.00 $2,247.92 REFINANCE
CA 10/20/2004 $384,797.83 12/01/2004
90008 12/01/2004 5.75 STANDARD
59.26 SINGLE FAMILY PRIMARY N
0601120193 $675,500.00 $3,888.56 REFINANCE
HI 10/20/2004 $674,777.85 12/01/2004
96825 12/01/2004 5.625 STANDARD
70 PUD PRIMARY N
0601120194 $582,000.00 $3,583.47 REFINANCE
HI 10/15/2004 $581,447.78 12/01/2004
96825 12/01/2004 6.25 STANDARD
77.6 SINGLE FAMILY PRIMARY N
0601120411 $387,000.00 $2,227.79 PURCHASE
NJ 10/20/2004 $386,342.21 12/01/2004
08691 12/01/2004 5.625 STANDARD
74.85 SINGLE FAMILY PRIMARY N
0601120414 $338,000.00 $1,999.40 REFINANCE
CT 10/22/2004 $337,655.39 11/01/2004
06118 12/01/2004 5.875 STANDARD
69.69 SINGLE FAMILY PRIMARY N
0601120415 $510,000.00 $3,057.71 REFINANCE
CA 10/13/2004 $509,492.29 11/01/2004
94596 12/01/2004 6 STANDARD
58.29 PUD PRIMARY N
0601120416 $548,000.00 $3,463.73 PURCHASE
CA 10/19/2004 $547,504.60 12/01/2004
92648 12/01/2004 6.5 STANDARD
80 PUD PRIMARY N
0601120417 $649,000.00 $3,839.08 REFINANCE
CA 10/08/2004 $648,338.32 12/01/2004
91103 12/01/2004 5.875 STANDARD
61.81 SINGLE FAMILY PRIMARY N
0601120732 $455,000.00 $2,619.24 REFINANCE
CA 10/22/2004 $454,466.97 12/01/2004
91750 12/01/2004 5.625 STANDARD
70 SINGLE FAMILY PRIMARY N
0601121071 $639,000.00 $3,831.13 REFINANCE
CA 10/18/2004 $638,363.87 11/01/2004
91301 12/01/2004 6 STANDARD
43.77 PUD PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0601121905 $690,000.00 $4,304.70 PURCHASE
AZ 10/19/2004 $689,360.93 12/01/2004
85259 12/01/2004 6.375 STANDARD
63.3 PUD SECOND HOME N
0601123190 $435,000.00 $2,504.11 REFINANCE
CA 09/24/2004 $434,067.72 12/01/2004
92069 11/01/2004 5.625 STANDARD
55.41 PUD PRIMARY N
0601123469 $472,000.00 $2,944.67 REFINANCE
CA 08/09/2004 $469,790.81 12/01/2004
92040 10/01/2004 6.375 STANDARD
80 SINGLE FAMILY PRIMARY N
0601123470 $252,000.00 $1,510.87 REFINANCE
CA 08/24/2004 $250,733.05 12/01/2004
92065 10/01/2004 6 STANDARD
69.04 SINGLE FAMILY PRIMARY N
0601123471 $675,000.00 $3,992.88 REFINANCE
CA 09/23/2004 $673,620.25 12/01/2004
92651 11/01/2004 5.875 STANDARD
49.09 SINGLE FAMILY PRIMARY N
0601123472 $650,000.00 $3,845.00 PURCHASE
CA 10/01/2004 $649,337.29 12/01/2004
92118 12/01/2004 5.875 STANDARD
35.33 SINGLE FAMILY PRIMARY N
0601123473 $480,000.00 $2,801.15 REFINANCE
CA 10/01/2004 $479,498.85 12/01/2004
92118 12/01/2004 5.75 STANDARD
34.29 PUD PRIMARY N
0601123474 $550,000.00 $3,253.46 PURCHASE
CA 09/22/2004 $548,875.75 12/01/2004
92024 11/01/2004 5.875 STANDARD
45.69 SINGLE FAMILY PRIMARY N
0601123475 $640,000.00 $3,684.20 REFINANCE
CA 09/21/2004 $638,628.39 12/01/2004
92127 11/01/2004 5.625 STANDARD
58.99 PUD PRIMARY N
0601123476 $601,550.00 $3,415.53 REFINANCE
CA 09/24/2004 $600,230.13 12/01/2004
92692 11/01/2004 5.5 STANDARD
54.69 PUD PRIMARY N
0601123477 $395,000.00 $2,273.84 REFINANCE
CA 09/28/2004 $394,153.46 12/01/2004
92029 11/01/2004 5.625 STANDARD
45.14 SINGLE FAMILY PRIMARY N
0601123478 $390,000.00 $2,401.30 REFINANCE
CA 10/01/2004 $389,629.95 12/01/2004
90713 12/01/2004 6.25 STANDARD
75 SINGLE FAMILY PRIMARY N
0601123479 $378,000.00 $2,146.24 REFINANCE
CA 10/07/2004 $377,586.26 12/01/2004
92562 12/01/2004 5.5 STANDARD
65.17 SINGLE FAMILY PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0601123480 $427,000.00 $2,458.05 REFINANCE
CA 10/05/2004 $426,543.51 12/01/2004
92672 12/01/2004 5.625 STANDARD
54.39 SINGLE FAMILY PRIMARY N
0601123482 $387,000.00 $2,258.43 REFINANCE
CA 10/07/2004 $386,595.95 12/01/2004
91977 12/01/2004 5.75 STANDARD
57.33 SINGLE FAMILY PRIMARY N
0601124119 $500,000.00 $2,957.69 REFINANCE
CA 08/19/2004 $498,463.18 12/01/2004
92661 10/01/2004 5.875 STANDARD
29.41 SINGLE FAMILY PRIMARY N
0601124120 $450,000.00 $2,590.45 PURCHASE
CA 10/19/2004 $449,518.93 12/01/2004
92019 12/01/2004 5.625 STANDARD
46.35 PUD PRIMARY N
0601124122 $377,000.00 $2,230.10 REFINANCE
CA 10/15/2004 $376,615.63 12/01/2004
95008 12/01/2004 5.875 STANDARD
58 SINGLE FAMILY PRIMARY N
0601124519 $465,000.00 $2,676.80 REFINANCE
CA 10/14/2004 $464,502.89 12/01/2004
92705 12/01/2004 5.625 STANDARD
56.71 SINGLE FAMILY PRIMARY N
0601124520 $410,000.00 $2,458.16 REFINANCE
CA 10/07/2004 $409,591.84 12/01/2004
91350 12/01/2004 6 STANDARD
74.55 PUD PRIMARY N
0601124768 $500,000.00 $2,957.69 REFINANCE
CA 10/28/2004 $499,490.23 12/01/2004
94903 12/01/2004 5.875 STANDARD
69.93 SINGLE FAMILY PRIMARY N
0601124770 $553,000.00 $3,315.51 REFINANCE
CA 10/25/2004 $552,449.49 12/01/2004
90065 12/01/2004 6 STANDARD
76.28 SINGLE FAMILY PRIMARY N
0601124775 $383,000.00 $2,296.28 REFINANCE
CA 10/20/2004 $382,618.72 12/01/2004
93638 12/01/2004 6 STANDARD
69.64 SINGLE FAMILY PRIMARY N
0601125437 $360,000.00 $2,100.86 REFINANCE
CT 10/25/2004 $359,624.14 12/01/2004
06437 12/01/2004 5.75 STANDARD
71.29 SINGLE FAMILY PRIMARY N
0601125533 $354,650.00 $2,126.31 PURCHASE
CA 09/01/2004 $353,942.11 12/01/2004
92027 11/01/2004 6 STANDARD
65.07 SINGLE FAMILY PRIMARY N
0601125602 $416,000.00 $2,460.80 PURCHASE
MA 10/29/2004 $415,575.87 12/01/2004
01460 12/01/2004 5.875 STANDARD
80 SINGLE FAMILY PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0601125918 $450,000.00 $2,770.73 REFINANCE
CA 07/23/2004 $448,278.69 12/01/2004
92508 09/01/2004 6.25 STANDARD
74.75 SINGLE FAMILY PRIMARY N
0601127905 $500,000.00 $2,917.86 REFINANCE
AZ 10/21/2004 $499,477.97 12/01/2004
85255 12/01/2004 5.75 STANDARD
47.62 PUD PRIMARY N
0655087743 $400,000.00 $2,495.48 REFINANCE
NY 11/10/2004 $400,000.00 12/01/2004
10312 01/01/2005 6.375 STANDARD
72.73 SINGLE FAMILY PRIMARY N
0655106163 $420,000.00 $2,518.12 PURCHASE
NY 11/10/2004 $420,000.00 12/01/2004
11229 01/01/2005 6 STANDARD
78.73 SINGLE FAMILY PRIMARY N
0655119059 $350,000.00 $2,042.51 PURCHASE
CA 11/09/2004 $350,000.00 12/01/2004
95482 01/01/2005 5.75 STANDARD
58.33 SINGLE FAMILY PRIMARY N
0655138370 $400,000.00 $2,398.21 REFINANCE
CA 10/25/2004 $399,400.00 12/01/2004
91214 12/01/2004 6 STANDARD
80 SINGLE FAMILY PRIMARY N
0655154517 $420,000.00 $2,551.97 REFINANCE
NJ 10/25/2004 $419,591.78 11/01/2004
08514 12/01/2004 6.125 STANDARD
70 SINGLE FAMILY PRIMARY N
0655168316 $550,000.00 $3,209.66 REFINANCE
CA 09/23/2004 $548,147.81 12/01/2004
91913 11/01/2004 5.75 STANDARD
69.62 PUD PRIMARY N
0655185730 $364,000.00 $2,153.20 PURCHASE
CA 10/15/2004 $363,628.88 12/01/2004
95405 12/01/2004 5.875 STANDARD
80 SINGLE FAMILY PRIMARY N
0655194419 $371,000.00 $2,224.34 REFINANCE
DE 10/21/2004 $370,630.66 12/01/2004
19808 12/01/2004 6 STANDARD
71.62 SINGLE FAMILY PRIMARY N
0655196415 $375,000.00 $2,188.40 REFINANCE
CA 10/06/2004 $374,608.48 12/01/2004
91901 12/01/2004 5.75 STANDARD
53.96 SINGLE FAMILY PRIMARY N
0655204170 $400,000.00 $2,398.21 REFINANCE
MD 10/25/2004 $399,601.79 12/01/2004
21784 12/01/2004 6 STANDARD
80 SINGLE FAMILY PRIMARY N
0655205228 $638,000.00 $3,928.28 REFINANCE
MD 10/15/2004 $637,394.64 12/01/2004
21131 12/01/2004 6.25 STANDARD
67.16 PUD PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0655205484 $352,000.00 $2,082.22 REFINANCE
CA 10/06/2004 $351,641.11 12/01/2004
92126 12/01/2004 5.875 STANDARD
64 SINGLE FAMILY PRIMARY N
0655208402 $356,760.00 $2,196.64 REFINANCE
CA 10/30/2004 $356,421.49 12/01/2004
92882 12/01/2004 6.25 STANDARD
75.11 SINGLE FAMILY PRIMARY N
0655210110 $375,000.00 $2,158.72 REFINANCE
CA 10/09/2004 $374,599.09 11/01/2004
95370 12/01/2004 5.625 STANDARD
75 SINGLE FAMILY PRIMARY N
0655210629 $578,500.00 $3,515.03 REFINANCE
CA 10/20/2004 $577,937.73 11/01/2004
92649 12/01/2004 6.125 STANDARD
44.5 PUD PRIMARY N
0655210700 $370,000.00 $2,159.22 REFINANCE
CA 10/06/2004 $369,613.70 11/01/2004
95356 12/01/2004 5.75 STANDARD
74 SINGLE FAMILY PRIMARY N
0655210916 $335,500.00 $1,957.89 REFINANCE
CA 10/07/2004 $335,149.71 11/01/2004
92083 12/01/2004 5.75 STANDARD
58.35 PUD PRIMARY N
0655211513 $450,000.00 $2,734.25 REFINANCE
CA 10/05/2004 $449,562.63 12/01/2004
94534 12/01/2004 6.125 STANDARD
78.81 SINGLE FAMILY PRIMARY N
0655211556 $434,000.00 $2,637.03 REFINANCE
NJ 10/27/2004 $433,578.18 11/01/2004
07731 12/01/2004 6.125 STANDARD
79.93 SINGLE FAMILY PRIMARY N
0655211557 $430,000.00 $2,509.37 REFINANCE
CA 10/06/2004 $429,551.05 12/01/2004
92603 12/01/2004 5.75 STANDARD
72.88 CONDOMINIUM PRIMARY N
0655211826 $443,000.00 $2,691.72 REFINANCE
CA 09/30/2004 $442,569.43 11/01/2004
93001 12/01/2004 6.125 STANDARD
59.07 SINGLE FAMILY PRIMARY N
0655212445 $450,000.00 $2,734.25 REFINANCE
NJ 10/12/2004 $449,562.63 12/01/2004
08022 12/01/2004 6.125 STANDARD
72.58 SINGLE FAMILY PRIMARY N
0655212904 $392,000.00 $2,287.61 PURCHASE
CA 10/14/2004 $391,590.72 11/01/2004
92604 12/01/2004 5.75 STANDARD
80 SINGLE FAMILY PRIMARY N
0655213978 $376,000.00 $2,224.19 REFINANCE
CA 10/02/2004 $375,585.58 12/01/2004
95377 12/01/2004 5.875 STANDARD
75.96 PUD PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0655216004 $375,000.00 $2,218.27 REFINANCE
CA 10/13/2004 $374,502.64 12/01/2004
92082 12/01/2004 5.875 STANDARD
68.18 SINGLE FAMILY PRIMARY N
0655216445 $429,000.00 $2,537.70 REFINANCE
CA 10/11/2004 $428,562.61 12/01/2004
91745 12/01/2004 5.875 STANDARD
72.71 SINGLE FAMILY PRIMARY N
0655217018 $343,000.00 $2,111.91 REFINANCE
CA 10/15/2004 $342,674.55 11/01/2004
92592 12/01/2004 6.25 STATED INCOME
70 PUD PRIMARY N
0655218433 $437,000.00 $2,585.03 REFINANCE
CA 10/11/2004 $436,554.45 11/01/2004
96140 12/01/2004 5.875 STANDARD
60.53 SINGLE FAMILY PRIMARY N
0655219924 $400,000.00 $2,462.87 REFINANCE
OR 11/01/2004 $400,000.00 12/01/2004
97007 01/01/2005 6.25 STANDARD
80 PUD PRIMARY N
0655222295 $450,000.00 $2,661.92 REFINANCE
CA 10/18/2004 $449,524.39 12/01/2004
92127 12/01/2004 5.875 STANDARD
66.18 PUD PRIMARY N
0655223706 $350,000.00 $2,212.24 REFINANCE
CA 10/16/2004 $349,395.83 12/01/2004
90603 12/01/2004 6.5 STANDARD
76.09 SINGLE FAMILY PRIMARY N
0655224862 $416,000.00 $2,494.14 REFINANCE
CA 10/23/2004 $415,585.86 12/01/2004
95112 12/01/2004 6 STANDARD
77.76 SINGLE FAMILY PRIMARY N
0655227005 $399,900.00 $2,397.61 PURCHASE
CA 10/25/2004 $399,501.89 12/01/2004
92262 12/01/2004 6 STANDARD
80 PUD SECOND HOME N
0655228343 $379,500.00 $2,305.89 REFINANCE
CA 10/23/2004 $379,131.14 11/01/2004
95215 12/01/2004 6.125 STANDARD
69 SINGLE FAMILY PRIMARY N
0655228369 $419,500.00 $2,414.88 REFINANCE
CA 10/21/2004 $419,051.53 11/01/2004
91325 12/01/2004 5.625 STANDARD
71.1 SINGLE FAMILY PRIMARY N
0655228482 $370,000.00 $2,218.34 REFINANCE
CA 10/17/2004 $369,631.66 12/01/2004
92646 12/01/2004 6 STANDARD
54.41 SINGLE FAMILY PRIMARY N
0655228662 $440,000.00 $2,638.03 REFINANCE
CA 10/18/2004 $439,561.97 12/01/2004
91016 12/01/2004 6 STANDARD
56.41 SINGLE FAMILY PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0655231153 $423,500.00 $2,505.17 REFINANCE
CA 10/16/2004 $423,068.22 11/01/2004
92691 12/01/2004 5.875 STANDARD
70 SINGLE FAMILY PRIMARY N
0655232136 $450,000.00 $2,770.73 REFINANCE
CA 10/18/2004 $449,573.02 11/01/2004
95687 12/01/2004 6.25 STANDARD
75 SINGLE FAMILY PRIMARY N
0655237846 $392,000.00 $2,318.83 REFINANCE
CA 10/21/2004 $391,600.34 12/01/2004
90703 12/01/2004 5.875 STANDARD
56 SINGLE FAMILY PRIMARY N
0655238162 $440,500.00 $2,605.73 REFINANCE
CA 10/20/2004 $440,050.88 12/01/2004
90045 12/01/2004 5.875 STANDARD
67.77 SINGLE FAMILY PRIMARY N
0655238225 $378,500.00 $2,299.81 REFINANCE
NY 11/04/2004 $378,500.00 12/01/2004
10547 01/01/2005 6.125 STANDARD
79.68 SINGLE FAMILY PRIMARY N
0655241189 $404,000.00 $2,665.07 REFINANCE
CA 10/23/2004 $403,439.10 11/01/2004
91709 12/01/2004 6.25 STANDARD
72.14 SINGLE FAMILY PRIMARY N
0655245243 $411,000.00 $2,431.23 REFINANCE
CA 10/24/2004 $410,580.96 12/01/2004
90630 12/01/2004 5.875 STANDARD
71.48 SINGLE FAMILY PRIMARY N
0655246482 $369,000.00 $2,182.78 REFINANCE
CA 11/03/2004 $369,000.00 12/01/2004
92604 01/01/2005 5.875 STANDARD
54.67 PUD PRIMARY N
0655251837 $450,000.00 $2,626.08 REFINANCE
CA 11/14/2004 $450,000.00 12/01/2004
92399 01/01/2005 5.75 STANDARD
72 SINGLE FAMILY PRIMARY N
0655252198 $364,000.00 $2,182.37 REFINANCE
CA 11/01/2004 $364,000.00 12/01/2004
93551 01/01/2005 6 STANDARD
80 SINGLE FAMILY PRIMARY N
0655254821 $490,000.00 $2,898.54 REFINANCE
CA 11/05/2004 $490,000.00 12/01/2004
95127 01/01/2005 5.875 STANDARD
71.53 SINGLE FAMILY PRIMARY N
0655257269 $415,000.00 $2,488.14 REFINANCE
CA 11/03/2004 $415,000.00 12/01/2004
90066 01/01/2005 6 STANDARD
63.85 SINGLE FAMILY PRIMARY N
0655258982 $415,000.00 $2,388.98 REFINANCE
CA 11/05/2004 $415,000.00 12/01/2004
92626 01/01/2005 5.625 STANDARD
69.17 SINGLE FAMILY PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0655263431 $456,000.00 $2,697.42 REFINANCE
CA 11/08/2004 $456,000.00 12/01/2004
93065 01/01/2005 5.875 STANDARD
57 PUD PRIMARY N
0655264723 $400,000.00 $2,334.30 REFINANCE
CA 11/08/2004 $400,000.00 12/01/2004
90703 01/01/2005 5.75 STANDARD
54.42 SINGLE FAMILY PRIMARY N
0685404756 $500,000.00 $3,078.59 PURCHASE
NY 10/18/2004 $499,525.58 11/01/2004
11743 12/01/2004 6.25 STANDARD
80 SINGLE FAMILY PRIMARY N
0685412487 $550,000.00 $3,341.86 REFINANCE
NY 11/05/2004 $550,000.00 12/01/2004
10536 01/01/2005 6.125 STANDARD
55 SINGLE FAMILY PRIMARY N
0685412777 $532,000.00 $3,104.61 PURCHASE
FL 10/08/2004 $531,444.56 12/01/2004
34748 12/01/2004 5.75 SELECT
80 SINGLE FAMILY PRIMARY N
0685413101 $629,000.00 $3,821.88 REFINANCE
MO 10/21/2004 $628,388.64 11/01/2004
65049 12/01/2004 6.125 STANDARD
54.7 SINGLE FAMILY PRIMARY N
0685414548 $700,000.00 $4,140.77 PURCHASE
FL 10/22/2004 $699,286.31 11/01/2004
32225 12/01/2004 5.875 STANDARD
78.65 PUD PRIMARY N
0685415651 $380,000.00 $2,308.93 REFINANCE
MA 10/25/2004 $379,630.65 11/01/2004
01826 12/01/2004 6.125 STANDARD
69.09 SINGLE FAMILY PRIMARY N
0685416493 $390,000.00 $2,369.69 REFINANCE
CA 10/22/2004 $389,620.94 12/01/2004
92128 12/01/2004 6.125 STANDARD
63.41 PUD PRIMARY N
0685417938 $450,000.00 $2,590.46 PURCHASE
FL 10/27/2004 $449,518.92 12/01/2004
33904 12/01/2004 5.625 STANDARD
73.77 SINGLE FAMILY SECOND HOME N
0685418909 $432,000.00 $2,659.90 REFINANCE
NY 10/29/2004 $432,000.00 12/01/2004
11751 01/01/2005 6.25 STANDARD
46.7 SINGLE FAMILY PRIMARY N
0685420652 $378,000.00 $2,296.77 REFINANCE
NJ 11/03/2004 $378,000.00 12/01/2004
07726 01/01/2005 6.125 STANDARD
63 SINGLE FAMILY PRIMARY N
0685421182 $405,000.00 $2,526.68 REFINANCE
CA 11/08/2004 $405,000.00 12/01/2004
93510 01/01/2005 6.375 STANDARD
70.43 SINGLE FAMILY PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0702042521 $445,000.00 $2,739.94 PURCHASE
OK 10/21/2004 $444,577.77 11/01/2004
73118 12/01/2004 6.25 STANDARD
74.79 SINGLE FAMILY PRIMARY N
0702043388 $448,800.00 $2,690.78 REFINANCE
VA 10/28/2004 $448,800.00 12/01/2004
22044 01/01/2005 6 STANDARD
69.58 SINGLE FAMILY PRIMARY N
0702043437 $384,300.00 $2,182.01 REFINANCE
VA 09/14/2004 $383,456.81 11/01/2004
20171 11/01/2004 5.5 STANDARD
55.53 PUD PRIMARY N
0702043480 $360,000.00 $2,129.54 PURCHASE
CT 10/08/2004 $359,632.96 11/01/2004
06074 12/01/2004 5.875 STANDARD
74.48 SINGLE FAMILY PRIMARY N
0702043746 $352,000.00 $2,082.21 PURCHASE
MN 10/29/2004 $351,641.12 12/01/2004
55311 12/01/2004 5.875 STANDARD
80 SINGLE FAMILY PRIMARY N
0702043827 $457,360.00 $2,742.10 PURCHASE
NH 09/30/2004 $456,408.90 11/01/2004
03033 11/01/2004 6 STANDARD
80 SINGLE FAMILY PRIMARY N
0702044370 $500,000.00 $2,997.75 PURCHASE
NC 10/20/2004 $499,002.25 12/01/2004
28173 12/01/2004 6 STANDARD
71.43 PUD PRIMARY N
0702044382 $600,000.00 $3,597.30 PURCHASE
NH 09/23/2004 $598,802.41 11/01/2004
03031 11/01/2004 6 STANDARD
75.95 SINGLE FAMILY PRIMARY N
0702044406 $382,400.00 $2,292.68 PURCHASE
GA 10/08/2004 $378,811.84 12/01/2004
31605 12/01/2004 6 STANDARD
80 PUD PRIMARY N
0702044687 $533,653.00 $3,114.25 PURCHASE
MD 10/01/2004 $533,095.84 11/01/2004
20720 12/01/2004 5.75 STANDARD
84.59 PUD PRIMARY N
0702045207 $505,000.00 $2,987.27 PURCHASE
DC 10/04/2004 $504,485.13 11/01/2004
20003 12/01/2004 5.875 STANDARD
84.87 SINGLE FAMILY PRIMARY N
0702045309 $433,500.00 $2,599.05 REFINANCE
VA 10/07/2004 $433,068.45 11/01/2004
22015 12/01/2004 6 STANDARD
78.11 PUD PRIMARY N
0702045492 $423,000.00 $2,570.19 REFINANCE
CA 10/19/2004 $422,588.87 11/01/2004
95404 12/01/2004 6.125 STANDARD
71.69 SINGLE FAMILY PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0702045778 $411,210.00 $2,432.46 PURCHASE
VA 09/29/2004 $410,114.94 12/01/2004
22026 11/01/2004 5.875 STANDARD
90 PUD PRIMARY N
0702045884 $355,962.00 $2,134.17 REFINANCE
VA 10/07/2004 $355,607.64 11/01/2004
20136 12/01/2004 6 STANDARD
75.26 PUD PRIMARY N
0702045997 $380,000.00 $2,247.84 REFINANCE
VA 10/06/2004 $379,303.16 12/01/2004
20155 12/01/2004 5.875 STANDARD
72.38 PUD PRIMARY N
0702046033 $492,000.00 $2,871.18 PURCHASE
DC 10/08/2004 $491,486.32 11/01/2004
20015 12/01/2004 5.75 STANDARD
80 SINGLE FAMILY PRIMARY N
0702046515 $396,000.00 $2,342.49 PURCHASE
MD 10/06/2004 $395,596.26 11/01/2004
21228 12/01/2004 5.875 STANDARD
80 SINGLE FAMILY PRIMARY N
0702046823 $384,000.00 $2,271.51 PURCHASE
CA 10/13/2004 $383,608.49 11/01/2004
93065 12/01/2004 5.875 STANDARD
80 SINGLE FAMILY PRIMARY N
0702047083 $419,736.00 $2,516.53 REFINANCE
MI 10/15/2004 $419,318.15 11/01/2004
48664 12/01/2004 6 STANDARD
44.99 SINGLE FAMILY PRIMARY N
0702047208 $435,900.00 $2,543.79 PURCHASE
VA 11/03/2004 $435,900.00 12/01/2004
23518 01/01/2005 5.75 STANDARD
59.72 PUD PRIMARY N
0702047230 $366,400.00 $2,196.75 REFINANCE
VA 10/14/2004 $366,035.25 11/01/2004
22015 12/01/2004 6 STANDARD
73.28 PUD PRIMARY N
0702047385 $450,000.00 $2,661.92 PURCHASE
AZ 10/15/2004 $449,541.21 11/01/2004
86305 12/01/2004 5.875 STANDARD
90 SINGLE FAMILY PRIMARY N
0702047473 $423,595.00 $2,438.45 REFINANCE
NH 10/19/2004 $422,931.59 01/01/2005
03110 12/01/2004 5.625 STANDARD
79.18 SINGLE FAMILY PRIMARY N
0702047754 $367,920.00 $2,147.08 PURCHASE
CA 10/20/2004 $367,535.87 11/01/2004
95993 12/01/2004 5.75 STANDARD
80 SINGLE FAMILY PRIMARY N
0702047767 $364,800.00 $2,128.87 PURCHASE
VA 10/27/2004 $364,419.13 12/01/2004
22306 12/01/2004 5.75 STANDARD
80 PUD PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0702047925 $401,600.00 $2,343.63 PURCHASE
MD 10/20/2004 $401,180.70 11/01/2004
21054 12/01/2004 5.75 STANDARD
80 PUD PRIMARY N
0702047929 $424,000.00 $2,508.12 PURCHASE
MD 10/28/2004 $423,485.26 12/01/2004
20878 12/01/2004 5.875 STANDARD
80 SINGLE FAMILY PRIMARY N
0702048207 $367,912.00 $2,176.34 PURCHASE
VA 10/28/2004 $367,536.90 12/01/2004
23434 12/01/2004 5.875 STANDARD
80 PUD PRIMARY N
0702048334 $369,250.00 $2,184.25 PURCHASE
NJ 10/12/2004 $368,873.54 12/01/2004
07675 12/01/2004 5.875 STANDARD
88.92 SINGLE FAMILY PRIMARY N
0702049292 $373,500.00 $2,239.32 PURCHASE
CA 10/28/2004 $373,500.00 12/01/2004
95864 01/01/2005 6 STANDARD
90 SINGLE FAMILY PRIMARY N
0702049923 $400,000.00 $2,366.15 PURCHASE
MT 11/22/2004 $400,000.00 12/01/2004
59715 01/01/2005 5.875 STANDARD
80 SINGLE FAMILY SECOND HOME N
0702051350 $412,269.00 $2,405.89 PURCHASE
NC 10/29/2004 $411,838.57 11/01/2004
27517 12/01/2004 5.75 STANDARD
90 PUD PRIMARY N
0559571302 $680,000.00 $3,914.47 PURCHASE
CA 07/14/2004 $677,071.61 11/01/2004
94402 09/01/2004 5.625 RELOCATION
80 SINGLE FAMILY PRIMARY Y
0569127509 $556,000.00 $3,288.95 PURCHASE
CA 06/24/2004 $546,471.86 12/01/2004
91789 08/01/2004 5.875 RELOCATION
80 PUD PRIMARY Y
0569393408 $614,400.00 $3,585.48 PURCHASE
NJ 09/01/2004 $613,113.97 12/01/2004
07869 11/01/2004 5.75 RELOCATION
80 SINGLE FAMILY PRIMARY Y
0570999904 $440,000.00 $2,532.89 PURCHASE
WV 10/14/2004 $439,529.61 12/01/2004
26330 12/01/2004 5.625 RELOCATION
80 SINGLE FAMILY PRIMARY N
0571018803 $380,000.00 $2,187.50 PURCHASE
NJ 10/13/2004 $379,593.75 11/01/2004
07981 12/01/2004 5.625 RELOCATION
80 SINGLE FAMILY PRIMARY N
0571322908 $412,800.00 $2,376.31 PURCHASE
MO 10/15/2004 $412,358.69 11/01/2004
63341 12/01/2004 5.625 RELOCATION
68.81 PUD PRIMARY N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALAN PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYL
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
0571639004 $700,000.00 $3,974.53 PURCHASE
MD 10/21/2004 $699,233.80 12/01/2004
21035 12/01/2004 5.5 RELOCATION
80 PUD PRIMARY N
0572068708 $471,600.00 $2,677.70 PURCHASE
NJ 11/01/2004 $471,600.00 12/01/2004
07977 01/01/2005 5.5 RELOCATION
80 SINGLE FAMILY PRIMARY N
0572340800 $444,000.00 $2,520.99 PURCHASE
NC 11/01/2004 $444,000.00 12/01/2004
27617 01/01/2005 5.5 RELOCATION
80 PUD PRIMARY N
0572369502 $380,000.00 $2,157.60 PURCHASE
NC 10/14/2004 $379,541.67 12/01/2004
27519 12/01/2004 5.5 RELOCATION
80 PUD PRIMARY N
0572445906 $425,000.00 $2,446.54 PURCHASE
CA 10/27/2004 $424,545.65 12/01/2004
91362 12/01/2004 5.625 RELOCATION
60.71 SINGLE FAMILY PRIMARY N
0572523603 $520,000.00 $2,952.51 PURCHASE
CA 10/15/2004 $519,430.82 12/01/2004
90601 12/01/2004 5.5 RELOCATION
80 SINGLE FAMILY PRIMARY N
0572874709 $550,000.00 $2,994.68 PURCHASE
CA 11/04/2004 $550,000.00 12/01/2004
94582 01/01/2005 5.125 RELOCATION
57.89 SINGLE FAMILY PRIMARY Y
0572930204 $462,300.00 $2,588.75 PURCHASE
TX 10/29/2004 $461,781.97 11/01/2004
76092 12/01/2004 5.375 RELOCATION
80 PUD PRIMARY N
0573146404 $444,950.00 $2,526.38 PURCHASE
TX 10/18/2004 $444,462.97 11/01/2004
76262 12/01/2004 5.5 RELOCATION
78.2 PUD PRIMARY N
EXHIBIT A
REVISED JULY 7, 2004
APPENDIX E - Standard & Poor's Anti-Predatory Lending Categorization
STANDARD & POOR'S HAS CATEGORIZED LOANS GOVERNED BY ANTI-PREDATORY LENDING LAWS
IN THE JURISDICTIONS LISTED BELOW INTO THREE CATEGORIES BASED UPON A COMBINATION
OF FACTORS THAT INCLUDE (A) THE RISK EXPOSURE ASSOCIATED WITH THE ASSIGNEE
LIABILITY AND (B) THE TESTS AND THRESHOLDS SET FORTH IN THOSE LAWS. NOTE THAT
THE CERTAIN LOANS CLASSIFIED BY THE RELEVANT STATUTE AS COVERED ARE INCLUDED IN
STANDARD & POOR'S HIGH COST LOAN CATEGORY BECAUSE THEY INCLUDED THRESHOLDS AND
TESTS THAT ARE TYPICAL OF WHAT IS GENERALLY CONSIDERED HIGH COST BY THE
INDUSTRY.
Standard & Poor's High Cost Loan Categorization
-----------------------------------------------------------------------------------------------------
State/Jurisdiction Name of Anti-Predetory Lending Category under Applicable
Law/Effective Date Anti Predatory Lending Law
--------------------------- ------------------------------------------- -----------------------------
--------------------------- ------------------------------------------- -----------------------------
Arkansas Arkansas Home Loan Protection Act, Ark. High Cost Home Loan
Code Ann. ss.ss. 23-53-101 et seq.
Effective July 16, 2003
Cleveland Heights, OH Ordinance No. 72-2003 (PSH), Mun. Covered Loan
Code ss.ss. 757.01 et seq.
Effective June 2, 2003
Colorado Consumer Equity Protection, Colo. Stat. Covered Loan
Ann. ss.ss. 5-3.5-101 et seq.
Effective for covered loans offered or
entered into on or after January 1,
2003. Other provisions of the Act took
effect on June 7, 2002
Connecticut Connecticut Abusive Home Loan Lending High Cost Home Loan
Practices Act, Conn. Gen Stat. ss.ss. 36a-
746 et seq.
Effective October 1, 2001
1
District of Columbia Home Loan Protection Act, D.C. Code ss.ss. Covered Loan
26-1151.01 et seq.
Effective for loans closed on or after
January 28, 2003
Florida Fair Lending Act, Fla. Stat. Ann. ss.ss. High Cost Home Loan
494.0078 et seq.
Effective October 2, 2002
Georgia (Oct. 1, Georgia Fair Lending Act, Ga. Code Ann. High Cost Home Loan
2002-Mar. 6, 2003 ss.ss. 7-6A-1 et seq.
Effective October 1, 2002-March 6, 2003
Georgia as amended (Mar. Georgia Fair Lending Act, Ga. Code Ann. High Cost Home Loan
7, 2003 - current) ss.ss. 7-6A-1 et seq.
Effective for loans closed on or after
March 7, 2003
HOEPA Section 32 Home Ownership and Equity Protection Act High Cost Loan
of 1994, 15 U.S.C. ss. 1639, 12 C.F.R. ss.ss.
226.32 and 226.34
Effective October 1, 1995, amendments
October 1, 2002
Illinois High Risk Home Loan Act, Ill. Comp. Stat. High Risk Home Loan
tit. 815, ss.ss. 137/5 et seq.
Effective January 1, 2004 (prior to this
date, regulations under Residential
Mortgage License Act effective from May
14, 2001)
2
Kansas Consumer Credit Code, Kan. Stat. Ann. ss.ss.High Loan to Value Consumer
16a-1-101 et seq. Loan (id. ss. 16a-3-207) and;
Sections 16a-1-301 and 16a-3-207 became High APR Consumer Loan (id.
effective April 14, 1999; Section ss. 16a-3-308a)
16a-3-308a became effective July 1, 1999
Kentucky 2003 KY H.B. 287-High Cost Home Loan Act, High Cost Home Loan
Ky. Rev. Stat. ss.ss. 360.100 et seq.
Effective June 24, 2003
Maine Truth in Lending, Me. Rev. Stat. tit. High Rate High Fee Mortgage
9-A. ss.ss. 8-101 et seq.
Effective September 29, 1995 and as
amended from time to time
Massachusetts Part 40 and Part 32, 209 C.M.R. ss.ss. 32.00
High Cost Home Loan
et seq. and 209 C.M.R. ss.ss. 40.01 et
seq.
Effective March 22, 2001 and amended
from time to time
Nevada Assembly Bill No. 284, Nev. Rev. Stat. Home Loan
ss.ss. 589D.010 et seq.
Effective October 1, 2003
New Jersey New Jersey Home Ownership Security Act of High Cost Home Loan
2002, N.J. Rev. Stat. ss.ss. 46:10B-22
et seq.
3
Effective for loans closed on or after
November 27, 2003
New Mexico Home Loan Protection Act, N.M. Rev. Stat. High Cost Home Loan
ss.ss. 58-21A-1 et seq.
effective as of January 1, 2004, Revised
as of February 26, 2004.
New York NY Banking Law Article 6-1 High Cost Home Loan
Effective for applications made on or
after April 1, 2003
North Carolina Restrictions and Limitations on High Cost High Cost Home Loan
Home Loans, N.C. Gen. Stat. ss.ss.
24-1.1E et seq.
Effective July 1, 2000; amended October
1, 2003 (adding open-end lines of credit)
Ohio H.B. 386 (codified in various sections of Covered Loan
the Ohio Code), Ohio Rev. Code Ann. ss.ss.
1349.25 et seq.
Effective May 24, 2002
Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage
sections of Title 14A)
Effective July 1, 2000, amended effective
January 1, 2004
South Carolina South Carolina High Cost and Consumer High Cost Home Loan
Home Loans Act, S.C. Code Ann. ss.ss.
37-23-10 et seq.
Effective for loans taken on or after
January 1, 2004
West Virginia West Virginia Residential Mortgage West Virginia Mortgage Loan
Lender, Broker, and Servicer Act, W. VA. Act Loan
Code Ann. ss.ss. 31-17-1 et seq.
Effective June 5, 2002
4
--------------------------- ------------------------------------------- -----------------------------
STANDARD & POOR'S COVERED LOAN CATEGORIZATION
------------------------- -------------------------------------------- ----------------------------
State/Jurisdiction Name of Anti-Predatory Lending Category under Applicable
Law/Effective Date Anti-Predatory Lending Law
------------------------- -------------------------------------------- ----------------------------
Georgia (Oct. 1, Georgia Fair Lending Act, Ga. Ann. Covered Loan
2000-(Mar. 6, 2003) ss.ss. 7-6A-1 et seq.
Effective October 1, 2002-March 6,
2003.
New Jersey New Jersey Home Ownership Security Act of Covered Home Loan
2002, N.J. Rev. Stat. ss.ss. 46:10B-22 et seq.
Effective November 27, 2003-July 5, 2004
------------------------- -------------------------------------------- ----------------------------
STANDARD & POOR'S HOME LOAN CATEGORIZATION
---------------------------------------------------------------------------------------------------
State/Jurisdiction Name of Anti-Predatory Lending Category under Applicable
Law/Effective Date Anti-Predatory Lending Law
------------------------- -------------------------------------------- ----------------------------
Georgia (Oct 1, Georgia Fair Lending Act, Ga. Code Ann. ss.ss. Home Loan
2002-Mar. 6, 2003 7-6A-1 et seq.
Effective October 1, 2002-March 6, 2003
New Jersey New Jersey Home Ownership Security Act Home Loan
of 2002, N.J. Rev. Stat. ss.ss. 46:10B-22 et
seq.
Effective for loans closed on or after
November 27, 2003
New Mexico Home Loan Protection Act, N.M. Rev. Stat.
ss.ss. 58-21A-1 et seq. Home Loan
Effective as of January 1, 2004;
Revised as of February 26 2004.
North Carolina Restrictions and Limitations on High Cost
Home Loans, N.C. Gen. Stat.
ss.ss. 24-1.1E et seq. Consumer Home Loan
Effective July 1, 2000; amended October 1,
2003 (adding open-end lines of credit).
South Carolina South Carolina High Cost and Consumer Home
Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et
seq.
Effective for loans taken on or after
January 1, 2004
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