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Exhibit 10.7 BACH & ASSOCIATES Attorneys at Law One Rockefeller Plaza New York, New York 10020 Telephone: 212-332-3330 Facsimile: 212-332-3315 February 20, 2001 BY FACSIMILE 505-255-7201 Mr. Richard Govatski, President, Chairman and CEO NMXS.Com, Inc....