FORM OF ACCESSION AGREEMENT

Exhibit 10.7

FORM OF ACCESSION AGREEMENT

Reference is hereby made to that certain Intercreditor Agreement, dated as of December 9, 2022 (as amended, restated, supplemented or otherwise modified from time to time, the “Agreement”), among (i) Exeter Finance LLC, as servicer, (ii) Citibank, N.A., as intercreditor agent, and (iii) each Other Party that becomes a party thereto pursuant to the terms thereof.  Capitalized terms used herein that are not otherwise defined shall have the meanings ascribed thereto in the Agreement.

This is an Accession Agreement and is being entered into pursuant to the Agreement.  Each undersigned Other Party hereby: (i) acknowledges and confirms that it has received a copy of the Agreement, (ii) agrees to be bound by the terms and conditions of the Agreement as if it were an original signatory thereto, (iii) acknowledges that it only has and will only have at any time rights to Remittances in respect of the Receivables that are owned by or pledged at such time to such Other Party pursuant to a Transaction Document under the related Transaction described in (A) below:

A. Name of Transaction (name of issuing entity):  Exeter Automobile Receivables Trust 2024-5.

B. Identification of Indenture:  Indenture, dated as of September 9, 2024, among Exeter Automobile Receivables Trust 2024-5, Exeter Holdings Trust 2024-5 and Citibank, N.A., as indenture trustee.

C. Citibank, N.A., as an Other Party, hereby advises that, for purposes of the Agreement, the following shall apply with respect to such Other Party:

1. Address of Other Party:

Citibank, N.A.
000 Xxxxxxxxx Xxxxxx
Xxx Xxxx, Xxx Xxxx 00000
Attention: Citibank Agency & Trust, EART 2024-5

2. Designation(s) under the Agreement:

Indenture Trustee and Secured Party

D. Exeter Automobile Receivables Trust 2024-5, as an Other Party, hereby advises that, for purposes of the Agreement, the following shall apply with respect to such Other Party:

1. Address of Other Party:

Exeter Automobile Receivables Trust 2024-5
c/o Wilmington Trust Company
Xxxxxx Square North 0000 Xxxxx Xxxxxx Xxxxxx

Wilmington, Delaware 19890-0001
Attention: Corporate Trust Administration

With copies to:

Exeter Automobile Receivables Trust 2024-5
c/o Exeter Finance LLC
0000 X. Xxxx Xxxxxxxxx Xxxxxxx
Xxxxxx, Xxxxx 00000
Attention: Chief Financial Officer

and

Exeter Automobile Receivables Trust 2024-5
c/o Exeter Finance LLC
0000 X. Xxxx Xxxxxxxxx Xxxxxxx
Xxxxxx, Xxxxx 00000
Attention: Chief Legal Officer

2. Designation(s) under the Agreement:  SPE

3. Name of related Owner Trustee:  Wilmington Trust Company

[Signature pages follow.]

IN WITNESS WHEREOF, the Other Party identified below has executed this Accession Agreement as of the 30th day of September, 2024.

	Citibank, N.A., not in its individual capacity but
	solely as Indenture Trustee
	By:
		Name:
		Title:
	EXETER AUTOMOBILE RECEIVABLES TRUST 2024-5
	By:	Wilmington Trust Company, not in its
		individual capacity but solely as Owner Trustee
		By:
			Name:
			Title: