ADDENDUM No. 4 TO PARTICIPATION AGREEMENT

EXHIBIT 8(o)

ADDENDUM No. 4 to Participation Agreement (Xxxxx)

ADDENDUM No. 4

TO

PARTICIPATION AGREEMENT

ADDENDUM No. 4 dated as of May 1, 2009, to the PARTICIPATION AGREEMENT (the “AGREEMENT”) among XXXXX VARIABLE ACCOUNT FUND, INC.; XXXXX DISTRIBUTORS, LLC; and TRANSAMERICA LIFE INSURANCE COMPANY (previously, PFL LIFE INSURANCE COMPANY) dated February 28, 2000.

In consideration of the mutual benefits which the parties anticipate, they hereby agree to amend the PARTICIPATION AGREEMENT as follows:

(1) Schedule A is hereby deleted in its entirely and replaced by the following amended Schedule A:

Schedule A

Accounts

Name of Account		Date of Resolution of Insurance Company’s Board which Established the Account
PFL Retirement Builder Variable Annuity Account		March 29, 1996
PFL Corporate Account One		August 10, 1998
Separate Account VA Z established		February 13, 2007

(2) Schedule B is hereby deleted in its entirety and replaced by the following amended Schedule B:

Schedule B

Contracts

Retirement Income Builder Variable Annuity or First Union Portfolio Select Variable Annuity

Advantage V or Advantage VI

Flexible Premium Variable Annuity – K, sold under marketing name “Transamerica Investor Choice Annuity.”

The Xxxxx Value Portfolio may be offered by these Accounts

All other terms of the PARTICIPATION AGREEMENT remain unchanged.

(Signatures on following page)

IN WITNESS WHEREOF, the parties have duly executed and sealed this ADDENDUM No. 4, all as of the date first written above.

TRANSAMERICA LIFE INSURANCE COMPANY
(formerly, PFL LIFE INSURANCE COMPANY)
(“Insurance Company”)
By its authorized officer,
By:		/s/ Xxxxxx X. Xxxxxxx
		Xxxxxx X. Xxxxxxx
Title:		Vice President
XXXXX VARIABLE ACCOUNT FUND, INC.
(“Company”)
By its authorized officer,
By:		/s/ Xxxxxx Xxxx
		Xxxxxx Xxxx
Title:		Vice President
XXXXX DISTRIBUTORS, LLC
(“Xxxxx Distributors”)
By its authorized officer,
By:		/s/ Xxxxxx Xxxx
		Xxxxxx Xxxx
Title:		Vice President