Item 1
SUBSEQUENT TRANSFER AGREEMENT
-----------------------------
First Alliance Mortgage Company, the "Company", and in its capacity as
servicer of the Trust, the "Servicer", and First Alliance Mortgage Loan Trust
1996-4, as the "Purchaser", pursuant to the Pooling and Servicing Agreement
dated as of December 1, 1996, (the "Pooling and Servicing Agreement") among the
Company, the Servicer, and The Chase Manhattan Bank, a New York banking
corporation, in its capacity as Trustee (the "Trustee"), hereby confirm their
understanding with respect to the sale by the Company and the purchase by the
Purchaser of those Mortgage Loans (the "Subsequent Mortgage Loans") listed on
the attached Schedules of Mortgage Loans.
Conveyance of Subsequent Mortgage Loans. As of December 31, 1996 (the
---------------------------------------
"Subsequent Cut-Off Date"), the Company does hereby irrevocably transfer,
assign, setover and otherwise convey to the Purchaser, without recourse (except
as otherwise explicitly provided for herein) all right, title and interest in
and to any and all benefits accruing from the Subsequent Mortgage Loans which
are delivered to the Custodian on behalf of the Trustee herewith (and all
substitutions therefor as provided by Sections 3.3, 3.4 and 3.6 of the Pooling
and Servicing Agreement), together with the related Subsequent Mortgage Loan
documents and the interest in any Property which secured a Subsequent Mortgage
Loan but which has been acquired by foreclosure or deed in lieu of foreclosure,
and all payments thereon and proceeds of the conversion, voluntary or
involuntary, of the foregoing; and proceeds of all the foregoing (including,
but not by way of limitation, all proceeds of any mortgage insurance, hazard
insurance and title insurance policy relating to the Subsequent Mortgage Loans,
cash proceeds, accounts, accounts receivable, notes, drafts, acceptances,
chattel paper, checks, deposit accounts, rights to payment of any and every
kind, and other forms of obligations and receivables which at any time
constitute all or part of or are included in the proceeds of any of the
foregoing). The Company shall deliver the original Mortgage or mortgage
assignment with evidence of recording thereon (except as otherwise provided by
the Pooling and Servicing Agreement) and other required documentation in
accordance with the terms set forth in Sections 3.5 and 3.8 of the Pooling and
Servicing Agreement.
The costs relating to the delivery of the documents specified in this
Subsequent Transfer Agreement and the Pooling and Servicing Agreement shall be
borne by the Company.
The Company hereby affirms the representations and warranties set forth in
the Pooling and Servicing Agreement that relate to the Company and the
Subsequent Mortgage Loans as of the date hereof. The Company hereby delivers
notice and confirms that each of the conditions set forth in Section 3.8(b),
3.8(c) and 3.8(d) to the Pooling and Servicing Agreement are satisfied as of the
date hereof.
All terms and conditions of the Pooling and Servicing Agreement are hereby
ratified, confirmed and incorporated herein, provided that in the event of any
conflict the provisions of this Subsequent Transfer Agreement shall control over
the conflicting provisions of the Pooling and Servicing Agreement.
Terms capitalized herein and not defined herein shall have their respective
meanings as set forth in the Pooling and Servicing Agreement.
FIRST ALLIANCE MORTGAGE THE CHASE MANHATTAN BANK
COMPANY, as the Company as Trustee for First Alliance
Mortgage Loan Trust 1996-4
By: /s/ Xxxx Xxxxx By: /s/ Xxxxxx Xxxxx
--------------------------------- -------------------------------
Name: Xxxx Xxxxx Name: Xxxxxx Xxxxx
Title: Executive Vice President Title: Trust Officer
and Chief Financial Officer
Dated: December 31, 1996
FIRST ALLIANCE MORTGAGE
COMPANY, as Servicer
By: /s/ Xxxx Xxxxx
--------------------------------
Name: Xxxx Xxxxx
Title: Executive Vice President
and Chief Financial Officer
EXHIBIT B
LOAN SCHEDULE - GROUP I (FIXED)
Cut- Cur- Cur- App-
Loan Lien Off rent rent Mat Pmt Prop Occup raised Orig
Number Property Address City ST Zip Pos Balance Rate Pmt Date Type Type Type Value Type
-----------------------------------------------------------------------------------------------------------------------------------
304078 0000 XXXXX 00XX XXXXXX XXX XXXXX XX 00000 1 20,997.00 11.95 215.17 2/1/27 A S P 98,000 B
304093 0000 XXXXX XXXXXX XXX XXXXXXX XX 00000 1 31,478.00 10.25 282.07 1/1/27 A S P 107,000 B
304105 000 XXXX 00XX XXXXXX XXX XXXXXXX XX 00000 1 57,472.00 10.60 530.02 2/1/27 A S P 119,000 B
405254 0000 XXXXXXXXXX XXXXXX #000 XXX XXXXXXX XX 00000 1 102,700.00 9.50 863.56 2/1/27 A C P 158,000 B
405260 0000 00XX XXX XXXXXXX XX 00000 1 34,479.00 11.25 334.88 2/1/27 A S P 67,000 B
706978 0000 XXXXXXX XX XXXXXX XXXX XX 00000 1 45,413.00 9.75 390.17 2/1/27 A S P 135,000 B
706984 00000 XXXXXXXX XXXXXX XX XXXXX XX 00000 1 54,475.00 10.40 494.24 2/1/27 A S P 120,000 B
806153 0000 XXXXXX XXXXXX XXXXXXXX XXXX XX 00000 1 147,840.00 11.00 1,407.91 1/1/27 A S P 254,000 B
806166 0000 XXXXXXXX XXX XXX XXXX XX 00000 1 141,734.00 10.49 1,295.44 2/1/27 A S P 178,000 B
806167 0000 XXXXXXX XXX. XXX XXXX XX 00000 1 96,990.00 9.99 850.44 2/1/27 A S P 203,000 B
806174 00000 XXXXXX XXX XXXXXXX XX 00000 1 154,906.00 9.75 1,330.88 2/1/27 A S P 395,000 B
806177 0000 XXXXXX XXX. XXXXX XXXXX XX 00000 2 28,240.00 15.75 387.60 2/1/17 A S P 229,000 B
1602173 000 XXXXXXX XXX XX XXXXXX XX 00000 1 65,000.00 9.95 568.02 2/1/27 A S P 104,000 B
1602177 0000 X. XX XXXXX XXXX XXXXXXX XX 00000 1 50,449.00 12.75 548.23 2/1/27 A S P 170,000 B
1602186 0000 X. 000XX XX. XXXXXXX XX 00000 1 57,528.00 11.75 580.69 2/1/27 A S P 119,000 B
1602193 000 00XX XXX. XXXX XXXXXXX XX 00000 1 80,972.00 11.25 786.45 2/1/27 A S P 109,000 B
1602196 0000 XX 000XX XX. XXXXXXX XX 00000 1 80,562.00 9.75 692.15 2/1/27 A S P 150,000 B
1702710 0000 XXXXX XXXX XXX XXXXXXXX XX 00000 1 90,326.00 10.25 809.41 2/1/27 A S P 129,000 B
1702712 0000 XXXXX XXXXXXX XXXXXX XXXXXXXXX XX 00000 1 62,343.00 9.75 535.62 2/1/27 A S P 106,000 B
1802660 0000 X. XXXXXXXXX XXXXXX XXXXXXX XX 00000 1 124,944.38 8.99 1,015.28 8/1/26 A F P 169,000 B
1802970 0000 X. XXXXXXX XXXXXX XXXXXXX XX 00000 1 55,597.00 11.75 561.20 2/1/27 A S P 75,000 B
1901844 000 XX 00 XXX XXXXX XX 00000 1 80,472.00 11.00 914.64 2/1/12 A S P 143,000 B
1901845 0000 XX 000 XX XXX XXXXX XX 00000 1 60,367.00 11.75 609.35 2/1/27 A S P 89,000 B
1901847 00000 XX 00XX XXXXX XXXXXXX XX 00000 1 75,096.00 10.50 686.93 2/1/27 A S P 117,000 B
1901858 0000 XX 00 XXXX XXXXX XX 00000 1 34,969.00 10.25 313.36 2/1/27 A S P 98,000 B
2201449 0000 X. XXXXXXXXXXX XXXXXXX XX 00000 1 73,013.00 9.75 627.29 2/1/27 A F P 110,000 B
2201450 000 XXXXXXXXXXX XXXXX XXXXXXXXX XX 00000 1 118,283.00 10.00 1,038.02 2/1/27 A S P 167,000 B
2201451 0000 X. XXXXXXX XXX. XXXXXXX XX 00000 1 72,043.00 9.75 618.96 2/1/27 A S P 116,000 B
2500108 00000 XXXXXXXXXXXXX XXXX XXX XXXXXXX XX 00000 1 43,348.00 11.25 499.52 2/1/12 A S P 115,000 B
2700197 0000 X 00000 X XXXXXXXX XX 00000 1 80,000.00 9.75 687.32 2/1/27 A S P 145,000 B
2700199 0000 X 000 X XXXXXX XX 00000 1 74,422.00 10.25 993.82 2/1/07 A C P 180,000 B
2700200 00 X 0000 X XXXXXXXXX XX 00000 1 70,328.00 9.49 590.84 2/1/27 A S P 128,000 B
2700202 0000 X 000 X XXXX XXXX XXXX XX 00000 1 80,433.00 9.75 691.04 2/1/27 A S P 135,000 B
2800813 0000 00XX XXXXXX XXXXXXX XX 00000 1 82,400.00 9.95 720.08 1/1/27 A S I 125,000 B
2800874 0000 XXXXXXXX XXXXX XXXXXXXXXX XX 00000 1 80,000.00 10.25 716.88 2/1/27 A S P 105,000 B
2800894 0000 XXXXX XXXX XXXXX XXXXXXXXX XX 00000 1 77,970.00 12.25 817.04 1/1/27 A S P 113,000 B
2800914 0000 XXXXXXXXXX XXXXXX XXX XXXXXXXXXX XX 00000 1 58,982.00 11.95 604.43 1/1/27 A S P 88,000 B
2800922 00 XXXXX XXX XXX XXXXXXXX XX 00000 1 109,900.00 10.99 1,045.77 1/1/27 A S P 173,000 B
2800937 0000 XXXX XXXXXX XXX XXXXX XX 00000 1 67,490.00 9.75 579.84 2/1/27 A S P 100,000 B
2800940 0000 X XXXX XX XXXXXXX XX 00000 1 72,356.00 9.75 621.65 2/1/27 A S P 143,000 B
2800942 0000 00XX XXX X XXXXXXX XX 00000 1 72,310.00 10.75 675.00 2/1/27 A S P 124,000 B
2800953 0000 XXXX XXXXXX XXXXX XXXXXXX XX 00000 1 83,221.00 9.75 715.00 2/1/27 A S P 116,000 B
2800974 0000 XXXXXX XX XXXXXX XX 00000 1 100,268.00 10.25 898.50 2/1/27 A S P 128,000 B
2900292 0000 XXXXXXXXX XX XXXXXXXXXXXX XX 00000 1 22,691.09 13.25 255.51 12/1/26 A S P 56,000 B
2900333 000 XXXXXXX XXXX XXXXXXXXXX XX 00000 1 86,233.00 11.00 821.22 1/1/27 A S P 133,000 B
2900368 0000 XXXXX XXX XXXXXXX XX 00000 1 51,979.00 11.25 504.85 2/1/27 A S P 97,000 B
3100167 000 XXXXXXXXX XXXXXX XXXXX XXXX XX 00000 1 118,222.27 9.62 1,004.93 12/1/26 A S P 220,000 B
3100199 00 XXXXXXXXX XX XXXXXXXXXX XX 00000 1 100,017.00 10.25 896.25 1/1/27 A S P 145,000 B
3100213 00 XXXXXXXXXX XX XXXXXXXXXX XX 00000 1 65,126.00 9.75 559.53 1/1/27 A S P 142,000 B
3200071 000 XXXXXX XXXX XXXXXXXXXX XX 00000 1 63,307.62 11.25 615.09 12/1/26 A S I 113,000 B
3200124 000 XXXXXXXX XXXX XXXXXXX XX 00000 1 51,889.00 10.99 589.44 1/1/12 A S P 80,000 B
3200133 00 XXXXXXX XXXX XXXXXXXXX XX 00000 1 77,477.00 10.25 844.46 1/1/12 A S P 148,000 B
3200153 00 XXXXXX XXXX XXXXXXXXX XX 00000 1 53,940.00 10.75 503.52 2/1/27 A S P 108,000 B
3300024 0000 XXXXXXXX XXXXXX XXXXXXXXX XX 00000 1 20,972.00 11.75 248.34 2/1/12 A F P 152,000 B
3300027 00 XXXXXX XXXXXX XXXXXXXX XX 00000 1 69,836.00 9.75 600.00 2/1/27 A S P 135,000 B
3300028 00-00 000XX XXXXXX XXXXXXX XX 00000 1 125,115.00 9.75 1,074.93 2/1/27 A F P 291,000 B
8300898 0000 XXXXX 0000 XXXX XXX XX 00000 1 46,000.00 8.99 369.80 1/1/27 A S P 92,000 A
------------------------------------------------------------------------------------------------------------------------------------
TOTAL FIXED RATE LOANS 57 4,204,921.36
EXHIBIT B
SCHEDULE-GROUP II (ADJUSTABLE)
LOAN LIEN CUT-OFF CURRENT CURRENT
NUMBER PROPERTY ADDRESS CITY ST ZIP POS BALANCE RATE PMT
------ ---------------- ---- -- --- ---- ------- ------- -------
106007 000 X XXXXXX XX XXXXX XXX XX 00000 1 93,571.00 7.49 866.88
304034 0000 X XXXXXX XXXXXXXXXX XXXXXXXXX XX 00000 1 203,138.00 7.75 1,455.31
304098 0000 XXXX XXXXXXXX XXXX XXXXX XX 00000 1 79,834.00 8.74 627.48
304108 0000 XXXXXX XXXXXX XXXXXX XX 00000 1 63,613.00 8.25 477.90
304113 0000 XXXX XXXXXX XXXXXX XX 00000 1 173,665.00 8.99 1,396.10
304117 00000 XXXXXXXX XXXXXX XXXXXXX XX 00000 1 97,975.00 9.75 841.76
405236 000 XXXXXXXX XXXXXX XXX XXXXXXXXX XX 00000 1 69,083.00 13.25 777.72
405255 000 XXXX XXXXXX XXXXXXX XX 00000 1 35,739.00 9.75 307.05
405261 00000 XXXXXX XXXXXX XXXXXXX XX 00000 1 54,893.00 7.49 383.44
405262 0000 00XX XXXXXX XXXXXXX XX 00000 1 47,227.00 13.25 531.67
405266 0000 XXXXXX XXX XXXXXXXX XX 00000 1 92,724.00 11.25 900.59
405267 000 XXXXXXX XXXXXX XXXXXXXX XX 00000 1 56,586.00 9.25 465.52
405271 000 XXXXXXXX XXXXXX XXX XXXXXXXXX XX 00000 1 90,441.00 10.75 844.25
405274 00000 XXXXXXX XXXXXX XXXXXXX XX 00000 1 115,491.00 9.75 992.25
405281 000 XXXXXX XXXXXX XXXXXX XX 00000 1 135,969.00 8.75 1,069.67
505402 0000 XXXX XXXXXX XXX XXXXXXX XX 00000 1 77,011.00 7.49 537.94
706982 0000 XXXXXXXX XXXXXX XXX XXXXXXX XX 00000 1 57,531.00 10.25 515.54
706985 0000 XXXXXXX XXXXXX XXXX XXXXXX XX 00000 1 99,744.00 9.25 820.57
706988 0000 Xxxx Xxxxxx Xx Xxxxxx XX 00000 1 80,440.00 8.75 632.82
806148 0000 XXXXXX XX. XXX XXXX XX 00000 1 163,897.00 8.74 1,288.21
806158 00 XXXXXXXXX XXX. XXX XXXX XX 00000 1 161,230.00 7.49 1,126.24
806162 0000-000 XXXXXX XXX XXX XXXX XX 00000 1 143,820.00 7.24 980.13
806164 0000 XXXXXXXXX XXXXX XXX XXXX XX 00000 1 70,176.00 8.75 552.07
806180 000 XXXXXX XXX. XXXXXXXXX XX 00000 1 140,350.00 7.49 980.39
806185 0000 XXXXXXXX XX. XXX XXXX XX 00000 1 147,526.00 7.49 1,030.51
806186 0000 XXXXXX XXX. X. XXXX XXXX XX 00000 1 106,583.00 10.25 955.09
806192 000 XXXXX XXX. XXXXXXXXXXX XX 00000 1 99,033.00 10.25 887.44
1602176 0000 000XX XX XX XXXXXX XX 00000 1 62,505.00 8.49 480.17
1602182 00000 00XX XXX XX XXXXXXX XX 00000 1 70,004.00 7.95 511.23
1602185 00000 00XX XXX X XXXXXXX XX 00000 1 86,273.00 11.25 837.94
1602190 0000 "X" XXXXXX XXXXXXXXX XX 00000 1 68,590.00 8.49 526.91
1602199 0000 0XX XXX. XX XXXXXXX XX 00000 1 121,204.00 9.99 1,062.76
1702699 000 XXXXX XXXXXXX XXXXXX XXXXXX XX 00000 1 79,521.00 9.25 654.20
1702705 0000 XXXXX XXXXXXXXXX XXX XXXXXXXXX XX 00000 1 113,990.00 8.25 856.37
1702706 0000 XXXXX XXXXXX XXXXXX XX 00000 1 80,956.00 7.49 565.50
1702707 0000 XXXXXXXX XXXXXX XXXXXX XX 00000 1 66,001.00 7.49 461.04
1802938 000 X. XXXXXX XXXX XXXXXXXX XX 00000 1 76,150.00 8.75 599.07
1802944 00000 X. XXX XXXXXX XXXXXXX XX 00000 1 63,806.00 8.49 490.16
1802957 0000 X. 00XX XXXXXX XXXXXXXXX XX 00000 1 60,565.00 7.49 423.06
1802969 000 XXXXXXX XXXXXX XXXXXXXX XX 00000 1 20,278.00 8.99 163.02
1802972 0000 X. XXXXXXX XXXXXX XXXXXXX XX 00000 1 66,849.00 8.75 525.90
1802976 000 XXXXXXXX XXXXX XXXXXXXXXX XX 00000 1 85,009.00 9.75 730.36
1802979 00000 XXXXXXXXXXX XXXXX XXXXXXXX XX 00000 1 109,877.99 7.49 767.53
1802981 0000 X. 00XX XXXXXX XXXXX XXXXX XX 00000 1 24,555.00 7.49 171.52
1803002 15157 SPRINGFIELD XXXXXXXXXX XX 00000 1 77,972.00 8.40 594.02
1901851 0000 XX 00 XX XXXXX XX 00000 1 39,449.00 10.25 353.50
1901853 0000 XX 00 XX XXXXX XX 00000 1 67,908.00 10.12 734.74
1901854 00000 XX 000 XXXXXXX XXXXX XX 00000 1 98,586.00 13.25 1,109.86
1901863 0000 XX 00 XXXXXX XXXXX XX 00000 1 98,578.00 7.99 722.64
2101592 0000 XX 000XX XX XXXXXXXXX XX 00000 1 85,697.00 8.99 688.92
2101595 0000 XX XXXXXXX XX XXXXXXXX XX 00000 1 71,240.00 7.99 680.40
2101596 0000 XX 000XX XX XXXXXXXXX XX 00000 1 82,586.00 7.99 605.41
2101599 00000 XX XXXXXXXX XX XXXXXX XX 00000 1 35,629.00 10.75 399.38
2101601 0000 XX XXXXXXX XXXXXX XXXXXXXX XX 00000 1 39,948.00 9.25 328.64
2101602 00000 XX XXXXXXX XXXXXX XXXXXXXX XX 00000 1 75,171.00 7.49 525.09
2101604 00000 XX 000XX XXX XXXXX XXXXXX XX 00000 1 69,493.00 9.25 571.70
2101606 0000 XX 00XX XXX XXXXXXXX XX 00000 1 37,292.00 8.49 286.48
2101607 000 XX XXXXXXX XXX XXXXXXX XX 00000 1 82,113.00 8.99 660.11
2101608 0000 XX 00XX XXX XXXXXXXX XX 00000 1 57,495.00 9.75 493.97
2101612 0000 XX XXXXXXX XXXXXX XXXXXXXX XX 00000 1 106,490.00 7.99 780.64
2101613 0000 XXXXX XX XXXXXXX XX 00000 1 70,000.00 8.99 562.73
2101614 0000 XXX XXXX XXXX XXXX XXXXXX XX 00000 1 79,229.00 7.49 553.44
2101617 000 XX 00XX XXX XXXXXXXX XX 00000 1 68,876.00 7.99 504.91
2101618 00000 XX XXXXXX XX XXXXXXXXX XX 00000 1 115,990.00 7.59 818.18
2101620 0000 XX XXXXX XX XXXXXXXX XX 00000 1 55,643.00 12.00 572.35
2101621 00000 XX 00XX XXX XXXXXXXXX XX 00000 1 72,269.00 9.75 620.90
2201446 0 XXXXXXXXX XX. XXXX XXXXXXX XXXXX XX 00000 1 77,382.00 10.99 879.04
2201455 0000 X. XXXXXX XXXXXXX XX 00000 1 50,516.00 8.75 397.41
2201464 0000 XXXXXX XXXXX XXXXXXXXX XX 00000 1 23,519.00 7.49 279.05
2201467 000 X. XXXXXXX XX. XXXXXXXX XX 00000 1 32,271.00 7.49 225.42
2201470 000 XXXXXX XX XXXXXXXX XX 00000 1 89,590.00 11.99 920.84
2401393 00000 X.X. 00XX XXXXX XXXXXX XXXX XX 00000 1 48,759.00 7.99 465.68
2401399 0000 X.X. 00XX XXXXX XXXXX XXXXXXX XX 00000 1 70,490.00 7.29 482.78
2401402 0000 X.X. 00XX XXXXXX XXXXXXXXXX XX 00000 1 122,220.00 7.99 895.96
2401408 0000 XXXXX XXXXXX XXXXXXXXX XX 00000 1 48,116.00 9.75 509.72
2500127 000 XXXXXXXX XXXX XXXXXXXXXXX XX 00000 1 57,047.00 7.49 398.49
MAT PMT PROP OCCUP APPRAISED ORIG
DATE TYPE TYPE TYPE VALUE TYPE
---- ---- ---- ----- --------- ----
2/1/12 A S P 135,000 B
12/1/26 A S P 255,000 B
2/1/27 A S P 155,000 B
2/1/27 A S P 205,000 B
2/1/27 A S P 290,000 B
3/1/27 A S P 153,000 B
1/1/27 A S P 182,000 B
2/1/27 A S I 84,000 B
2/1/27 A S P 128,000 B
2/1/27 A S P 123,000 B
2/1/27 A S P 216,000 B
2/1/27 A S P 146,000 B
2/1/27 A S P 182,000 B
2/1/27 A S P 154,000 B
3/1/27 A S P 292,000 B
2/1/27 A S P 150,000 B
2/1/27 A S P 92,000 B
2/1/27 A S P 135,000 B
2/1/27 A S P 135,000 B
1/1/27 A S P 205,000 B
1/1/27 A S P 215,000 B
1/1/27 A F P 180,000 B
2/1/27 A S P 240,000 B
2/1/27 A S P 308,000 B
3/1/27 A S P 219,000 B
3/1/27 A S P 162,000 B
3/1/27 A S P 169,000 B
2/1/27 A S P 125,000 B
2/1/27 A S P 132,000 B
2/1/27 A S P 151,000 B
2/1/27 A S P 98,000 B
2/1/27 A S P 187,000 B
1/1/27 A S P 132,000 B
2/1/27 A S P 152,000 B
2/1/27 A S P 108,000 B
2/1/27 A S P 120,000 B
1/1/27 A S P 140,000 B
1/1/27 A S P 85,000 B
2/1/27 A S P 108,000 B
2/1/27 A S P 130,000 B
2/1/27 A S P 103,000 B
2/1/27 A S P 201,000 B
2/1/27 A S P 163,000 B
2/1/27 A S P 189,000 B
3/1/27 A S P 117,000 B
2/1/27 A S P 112,000 B
2/1/12 A S P 108,000 B
2/1/27 A S P 154,000 B
2/1/27 A S P 154,000 B
1/1/27 A S P 130,000 B
1/1/12 A S P 95,000 B
1/1/27 A S P 135,000 B
2/1/12 A S P 157,000 B
2/1/27 A S I 91,000 B
2/1/27 A S P 122,000 B
2/1/27 A S P 107,000 B
2/1/27 A S P 102,000 B
2/1/27 A S P 145,000 B
2/1/27 A S I 127,000 B
2/1/27 A S P 158,000 B
2/1/27 A S P 116,000 B
2/1/27 A S P 162,000 B
2/1/27 A S P 135,000 B
2/1/27 A S P 145,000 B
2/1/27 A S P 121,000 B
2/1/27 A S P 130,000 B
2/1/12 A S P 196,000 B
2/1/27 A S P 104,000 B
2/1/07 A S P 134,000 B
2/1/27 A S P 146,000 B
2/1/27 A P P 128,000 B
1/1/12 A S P 135,000 B
1/1/27 A S P 153,000 B
2/1/27 A S P 220,000 B
2/1/12 A S P 95,000 B
2/1/27 A S P 142,000 B
Page 1
EXHIBIT B
LOAN SCHEDULE-GROUP II (ADJUSTABLE)
LOAN LIEN CUT-OFF CURRENT CURRENT
NUMBER PROPERTY ADDRESS CITY ST ZIP POS BALANCE RATE PMT
------ ---------------- ---- -- --- ---- ------- ------- -------
2500134 0000 XXXXXXXX XXXX XXXXXXX XX 00000 1 36,106.00 7.99 264.68
2500137 0000 XXXXXXXX XXXX XXXXXXX XX 00000 1 61,888.00 8.99 497.52
2500138 000 XXXXXXXX XXXXXX XXXXX XX 00000 1 46,486.00 7.99 443.98
2600290 0000 X. XXXXXXX XX. XXXXXXX XX 00000 1 74,240.00 7.99 544.23
2600295 0000 X 00XX XX XXXXXXXXXX XX 00000 1 40,686.00 8.75 406.64
2700198 000 XXXX 0XX XXXXXX XXXX XXXX XXXX XX 00000 1 76,680.00 7.99 562.12
2800884 000 XXXXXXX XXXXX XXXXXXXX XX 00000 1 32,000.00 10.75 298.71
2900309 00000 XXXXXX XXXX XXXXX XXXXXX XXXXX XX 00000 1 79,138.00 9.95 691.57
2900348 0000 XXXX XXXX XXXX XXXXXXXXX XX 00000 1 46,200.00 7.25 421.74
2900356 000 XXXXXXXXXX XXXXXX XXXXXXXXXX XX 00000 1 100,732.00 7.99 738.43
2900363 0000 XXXXXXXXX XX XXXXXXXXX XX 00000 1 108,431.00 9.95 947.56
2900364 00 XXXX XXXXXXX XXXXXX XXXXX XX 00000 1 24,619.00 12.50 262.75
2900370 00 XXXXXXX XXX XXXXX XX 00000 1 66,436.00 8.49 510.36
2900375 000 XXXXXXXX XXXXX XXXXXXXXXXX XX 00000 1 65,213.00 8.99 524.25
2900380 123, 125, 000 XXXX XX XXXX XXXXXXXXXXXX XX 00000 1 53,321.00 9.75 458.11
2900385 0000 X. XXXXXXXXX XX XXXXXXXXXXXX XX 00000 1 43,806.00 8.49 336.52
2900389 000 XXX XXXX XX XXXXXXX XXXXXX XX 00000 1 101,677.00 8.75 799.89
3100175 00 XXXXXXXX XXXXXX XXXXXXXX XX 00000 1 97,109.00 7.79 698.39
3100182 00 XXX XXX XXXXXX XX 00000 1 84,463.00 8.50 649.45
3100196 00 XXXXX XXX XXXXXXXXXX XX 00000 1 84,733.00 8.74 665.99
3100200 0 XXXXXXXXXXXX XX XXXXXXXX XX 00000 1 48,187.00 9.25 396.42
3100210 000 XXXXXXXXXX XXX XXXX XXXXXX XX 00000 1 23,932.00 10.75 223.40
3100212 00 XXXXX XXXXXX XXXXXX XX 00000 1 61,863.00 8.75 486.68
3100214 000 XXXXXX XXXXXX XXXXXXXXXX XX 00000 1 35,589.00 11.25 345.66
3100217 000 0XX XXXXXX XXXXXX XXXX XX 00000 1 76,713.00 9.24 630.54
3100225 00 XXXXX XXX XXXXXXXXX XX 00000 1 82,288.00 8.75 647.36
3100227 000 XXXXXX XX XXXXXXXXXX XX 00000 1 78,216.00 9.25 643.46
3100233 00 XXXXXXXX XX XXXXXXXX XX 00000 1 80,502.00 13.25 906.27
3100237 000 XXXXX XXX XXXXXXX XX 00000 1 179,342.00 8.25 1,347.34
3100238 0 XXXXXXX XXXXXXX XXXXXX XX 00000 1 67,388.00 9.75 578.97
3100244 000 XXX XXXX XXX XXXXXX XXXX XX 00000 1 95,175.00 8.49 731.14
3100248 00 XXX XXXXX XXXXX XXXXXX XX 00000 1 166,698.00 8.99 1,340.09
3100254 00 XXXXXXXX XXXXX XXXXXX XX 00000 1 107,160.00 9.25 881.58
3100262 000 XXXXXX XX. XXXX XXXXX XX 00000 1 23,050.00 8.49 177.07
3100272 00 XXXXXXXX XXX XXXXXXX XX 00000 1 109,566.00 8.49 841.69
3200080 0000 XXXXXXXXX XXXX XXXXXXXX XX 00000 1 85,445.00 9.75 734.10
3200081 00 XXXXXX XXXX XXXXX XXXXXXXXX XX 00000 1 70,979.00 9.75 609.82
3200088 000 XX. XXXXXXXXX XXXXXX XXXXXXXX XX 00000 1 46,210.00 13.25 520.22
3200106 00 XXXXX XXXXXX XXXX XXXXX XX 00000 1 26,894.00 10.75 251.05
3200108 0 XXXXXXXX XX XXXXXXX XX 00000 1 80,900.00 9.25 665.54
3200112 186 0 XX. XXXXXX XXXX XXXXXXX XX 00000 1 110,980.00 8.25 833.76
3200122 00 XXXXXXXXX XXX XXXXXXXXXX XX 00000 1 56,504.00 9.75 485.46
3200128 000 XXXXX XXXXXX XXX XXXXXXXXX XXXXXX XX 00000 1 56,270.00 11.75 567.99
3200136 000 XXXX XXXXX XX XXXXXXXXX XX 00000 1 107,090.00 9.49 899.69
3200138 000 XXXXXXX XXXXXX XXXXXXXXX XXXXXX XX 00000 1 61,629.00 10.25 552.26
3200147 000 XXXXX XXXXXXXX XXX XXXXXX XXXXXX XX 00000 1 36,621.00 13.75 426.68
3200150 00 XXX XX XXXX XXXX XX 00000 1 118,432.00 9.50 995.84
3200151 0 XXXXXXXXXXX XX XXXX XXXX XX 00000 1 65,370.00 8.25 491.10
3200159 0000 XXXXXX XX XXXXXXX XX 00000 1 172,990.00 9.85 1,498.97
3200161 00 XXXXX XX XXX XXXXX XX 00000 1 83,529.00 7.49 583.48
3200171 00 XXXXX XXXX XXXXX XXX XXXXXXXX XX 00000 1 167,828.00 7.99 1,230.29
3200175 00 XXXXX XX XXX XXXXX XX 00000 1 56,459.00 9.25 464.47
3200176 00 X XXXXXXX XX XXXXXXXXXXX XX 00000 1 81,263.00 7.99 595.71
3200194 000 XXXXXX XX XXXXXXXXX XX 00000 1 62,962.00 8.50 484.12
3200199 000 XXXXXXX XXXXXXXXX XXXXXXX XX 00000 1 84,979.00 8.99 683.15
3200203 0000 XXXXXX XXX XXXXXXX XX 00000 1 168,740.00 8.99 1,356.51
3300004 0000 XXXXXX X XXXXXXXX XX 00000 1 92,657.00 8.74 728.27
3300005 000-00 000XX XXXXXX XXXXXXX XX 00000 1 60,856.00 7.99 446.12
3300007 000 XXXXX, 000XX XXXXXX XXXXX XXXXXX XX 00000 1 183,749.00 9.49 1,543.72
3300034 000 XXXXXXXX XXXXXX XXXXXXXX XX 00000 1 46,354.00 13.25 521.84
3300041 000 XXXXXXXXX XXXXXX XXXXXXXX XX 00000 1 74,088.00 8.75 582.85
8300821 000 XXXXXXXXX XXXXXXXXX XXXXX XXXXXXXXX XX 00000 1 42,115.05 8.50 417.04
8300835 0000 X. XXXXXX XXXXXX XXXXXX XX 00000 1 98,948.68 9.25 814.45
8300846 000 XXXXXX XXXXXX XXXXXXXXX XX 00000 1 39,507.17 8.25 388.06
8300865 0000 XXXXX XXXXX XXXXXX XXXXXXX XX 00000 1 107,250.00 8.25 805.73
8300874 0000 X. 000XX XXXXXX XXXXXX XX 00000 1 91,200.00 8.50 701.25
8300879 0000 XXXXXXXX XXX XXX XXXXX XXXXXXX XX 00000 1 92,000.00 8.50 707.40
8300885 0000 XXXX XXXXX XXXXXX XXXXXXX XX 00000 1 132,000.00 9.25 1,085.93
8300911 0000 X. 00XX XXXXX, XXXX #0 XXXXXXX XX 00000 1 59,800.00 10.50 547.01
8300925 00000 X. XXXXXXX XXXXX XXXXXX XX 00000 1 75,900.00 8.50 583.61
8300928 00000 XXXXX XXXXXXXXX XXXXX XXXXX XX 00000 1 123,900.00 8.50 952.68
8300931 000 X. 0XX XXXXX XXXXXXXXX XX 00000 1 116,000.00 8.50 891.94
8300933 0000 XXXX 0000 XXXXX XXXX XXXX XXXX XX 00000 1 100,000.00 10.50 914.74
8300939 0000 X. XXXXXXXXXXX XXXXXX XXXXX XX 00000 1 91,000.00 8.75 715.90
8300965 00000 XX XXXXXXX XXXX XX. XXXXXXXXXXX XX 00000 1 119,600.00 10.25 1,071.74
8300966 00000 XXXXXX XXXX XXXXXXXXX XX 00000 1 107,000.00 8.25 1,038.05
MAT PMT PROP OCCUP APPRAISED ORIG
DATE TYPE TYPE TYPE VALUE TYPE
---- ---- ---- ----- --------- ----
2/1/27 A S P 88,000 B
2/1/27 A S P 110,000 B
2/1/12 A S P 75,000 B
2/1/27 A S P 100,000 B
2/1/12 A S P 146,000 B
2/1/27 A S P 169,000 B
1/1/27 A S I 107,000 B
1/1/27 A P I 107,000 B
2/1/12 A S P 195,000 B
2/1/27 A S P 165,000 B
2/1/27 A S P 160,000 B
2/1/27 A S P 100,000 B
2/1/27 A S P 95,000 B
2/1/27 A S P 181,000 B
2/1/27 A F I 114,000 B
2/1/27 A S P 63,000 B
3/1/27 A S P 230,000 B
1/1/27 A S P 139,000 B
2/1/27 A S P 122,000 B
1/1/27 A S P 170,000 B
1/1/27 A S P 124,000 B
1/1/27 A S I 110,000 B
1/1/27 A S P 175,000 B
1/1/27 A S P 121,000 B
1/1/27 A S P 108,000 B
2/1/27 A S P 190,000 B
2/1/27 A S P 149,000 B
2/1/27 A S P 144,000 B
1/1/27 A S P 284,000 B
2/1/27 A S P 157,000 B
2/1/27 A S P 119,000 B
2/1/27 A S P 223,000 B
2/1/27 A S P 154,000 B
2/1/27 A S P 159,000 B
3/1/27 A S P 215,000 B
1/1/27 A S P 170,000 B
1/1/27 A S P 127,000 B
1/1/27 A S P 140,000 B
2/1/27 A S P 147,000 B
1/1/27 A S P 350,000 B
1/1/27 A S P 146,000 B
1/1/27 A S P 105,000 B
1/1/27 A S P 106,000 B
1/1/27 A S P 153,000 B
1/1/27 A S P 201,000 B
2/1/27 A S P 172,000 B
2/1/27 A S P 156,000 B
2/1/27 A S P 161,000 B
2/1/27 A S P 265,000 B
2/1/27 A S P 112,000 B
2/1/27 A S P 253,000 B
2/1/27 A S P 84,000 B
2/1/27 A S P 116,000 B
2/1/27 A S P 146,000 B
2/1/27 A S P 158,000 B
2/1/27 A S P 225,000 B
1/1/27 A F P 210,000 B
2/1/27 A S P 151,000 B
2/1/27 A S P 300,000 B
2/1/27 A F P 90,000 B
2/1/27 A S P 114,000 B
11/1/11 A S P 77,000 A
11/1/26 A S P 132,000 A
11/1/11 A S P 75,000 A
12/1/26 A S P 143,000 A
12/1/26 A S P 114,000 A
12/1/26 A S P 164,000 A
12/1/26 A S P 176,000 A
1/1/27 A C P 92,000 A
1/1/27 A S P 124,000 A
1/1/27 A S P 173,000 A
1/1/27 A S P 145,000 A
1/1/27 A S P 175,000 A
1/1/27 A S P 127,000 A
1/1/27 A S P 184,000 A
1/1/12 A S P 260,000 A
Page 2
EXHIBIT B
LOAN SCHEDULE-GROUP II (ADJUSTABLE)
LOAN LIEN CUT-OFF CURRENT CURRENT
NUMBER PROPERTY ADDRESS CITY ST ZIP POS BALANCE RATE PMT
------ ---------------- ---- -- --- ---- ------- ------- -------
8300989 0000 XXXXX XXXXXX XXXXXXXX XXXXXXX XX 00000 1 73,000.00 8.50 561.31
8300999 0000 XXXXX XXXXXX XXXXXXXXXXXX XXXXXXX XX 00000 1 164,500.00 8.99 1,322.42
TOTAL VARIABLE RATE LOANS: 154 12,674,119.89
MAT PMT PROP OCCUP APPRAISED ORIG
DATE TYPE TYPE TYPE VALUE TYPE
---- ---- ---- ----- --------- ----
1/1/27 A S P 131,000 A
1/1/27 A F P 235,000 A
Page 3
