Common Contracts

GROUP FLEXIBLE PREMIUM DEFERRED FIXED AND VARIABLE ANNUITY CONTRACT (Non- Participating)

Protective Variable Annuity Separate Account • June 19th, 2001 • Alabama

• Company
  Protective Variable Annuity Separate Account
• Filed
  June 19th, 2001
• Jurisdiction
  Alabama

Protective Life Insurance Company agrees to provide the benefits described in this Contract. The Contract alone governs the rights of the parties. A Contract will be furnished with each Certificate issued.

THIS IS A VARIABLE ANNUITY CONTRACT

Protective Variable Annuity Separate Account • June 19th, 2001

• Company
  Protective Variable Annuity Separate Account
• Filed
  June 19th, 2001

THE VALUE OF THIS CONTRACT AND THE ANNUITY INCOME PAYMENTS, WHEN BASED ON THE INVESTMENT EXPERIENCE OF THE PROTECTIVE VARIABLE ANNUITY SEPARATE ACCOUNT, IS VARIABLE. NO MINIMUM VALUE IS GUARANTEED FOR AMOUNTS ALLOCATED TO THE SEPARATE ACCOUNT.