THIRD AMENDED, CONSOLIDATED AND RESTATED PROMISSORY NOTEPromissory Note • April 2nd, 2007 • Citizens Financial Corp /Ky/ • Accident & health insurance
Contract Type FiledApril 2nd, 2007 Company IndustryThis Third Amended, Consolidated and Restated Promissory Note (this “Note”) amends, consolidates, restates and replaces the Second Amended, Consolidated and Restated Promissory Note ($5,330,000) dated as of December 28, 2006 made by Maker to the order of Payee (the “Prior Note”). This Note is not intended to be and shall not be construed as a novation of the indebtedness evidenced by the Prior Note. This Note shall be entitled to the benefits (in the same priority) of, inter alia, any security at any time granted and pledged by Maker to Payee in conjunction with the original execution and delivery of the Prior Note or predecessor notes or by Maker or any other person at any time thereafter. This Note also evidences an additional loan from Lender to Borrower made on the date hereof in the original principal amount of Three Hundred Thousand Dollars ($300,000.00).
SUBJECT TO THAT CERTAIN SUBORDINATION AGREEMENT DATED AS OF DECEMBER 19, 2002 FROM BORROWER AND LENDER TO NATIONAL CITY BANK OF KENTUCKY SECOND AMENDED, CONSOLIDATED AND RESTATED PROMISSORY NOTE ($5,330,000)Promissory Note • December 28th, 2006 • Citizens Financial Corp /Ky/ • Accident & health insurance • Kentucky
Contract Type FiledDecember 28th, 2006 Company Industry JurisdictionThis Second Amended, Consolidated and Restated Promissory Note (this “Note”) amends, consolidates, restates and replaces the following instruments made by Maker to the order of Payee (collectively, the “Prior Notes”):
SUBJECT TO THAT CERTAIN SUBORDINATION AGREEMENT DATED AS OF DECEMBER 19, 2002 FROM BORROWER AND LENDER TO NATIONAL CITY BANK, A NATIONAL BANKING ASSOCIATION PROMISSORY NOTE ($370,000)Promissory Note • September 19th, 2006 • Citizens Financial Corp /Ky/ • Accident & health insurance • Kentucky
Contract Type FiledSeptember 19th, 2006 Company Industry JurisdictionFOR VALUE RECEIVED, the undersigned, CITIZENS FINANCIAL CORPORATION, a Kentucky corporation, (“Borrower”), having an address of Suite 300, The Marketplace, 12910 Shelbyville Road, Louisville, Kentucky 40243, hereby promises and agrees to pay to the order of Darrell R. Wells (“Lender”), having an address of Suite 310, 4310 Brownsboro Road, Louisville, Kentucky 40207, the aggregate principal sum of THREE HUNDRED SEVENTY THOUSAND DOLLARS ($370,000.00), or so much thereof as may be advanced hereunder, together with interest hereon as hereinafter provided, in lawful money of the United States of America, in the manner set forth herein, on or before June 30, 2007 (the “Final Maturity Date”).
SUBJECT TO THAT CERTAIN SUBORDINATION AGREEMENT DATED AS OF DECEMBER 19, 2002 FROM BORROWER AND LENDER TO NATIONAL CITY BANK, A NATIONAL BANKING ASSOCIATION PROMISSORY NOTE ($400,000)Promissory Note • July 10th, 2006 • Citizens Financial Corp /Ky/ • Accident & health insurance • Kentucky
Contract Type FiledJuly 10th, 2006 Company Industry JurisdictionFOR VALUE RECEIVED, the undersigned, CITIZENS FINANCIAL CORPORATION, a Kentucky corporation, (“Borrower”), having an address of Suite 300, The Marketplace, 12910 Shelbyville Road, Louisville, Kentucky 40243, hereby promises and agrees to pay to the order of Darrell R. Wells, (“Lender”), having an address of Suite 310, 4310 Brownsboro Road, Louisville, Kentucky 40207, the aggregate principal sum of FOUR HUNDRED THOUSAND DOLLARS ($400,000.00), or so much thereof as may be advanced hereunder, together with interest hereon as hereinafter provided, in lawful money of the United States of America, in the manner set forth herein, on or before June 30, 2007 (the “Final Maturity Date”).
SUBJECT TO THAT CERTAIN SUBORDINATION AGREEMENT DATED AS OF DECEMBER 19, 2002 FROM BORROWER AND LENDER TO NATIONAL CITY BANK OF KENTUCKY PROMISSORY NOTE ($360,000)Promissory Note • March 30th, 2006 • Citizens Financial Corp /Ky/ • Accident & health insurance • Kentucky
Contract Type FiledMarch 30th, 2006 Company Industry JurisdictionFOR VALUE RECEIVED, the undersigned, CITIZENS FINANCIAL CORPORATION, a Kentucky corporation, (“Borrower”), having an address of Suite 300, The Marketplace, 12910 Shelbyville Road, Louisville, Kentucky 40243, hereby promises and agrees to pay to the order of Darrell R. Wells, (“Lender”), having an address of Suite 310, 4310 Brownsboro Road, Louisville, Kentucky 40207, the aggregate principal sum of THREE HUNDRED SIXTY THOUSAND DOLLARS ($360,000.00), or so much thereof as may be advanced hereunder, together with interest hereon as hereinafter provided, in lawful money of the United States of America, in the manner set forth herein, on or before June 30, 2007 (the “Final Maturity Date”).
Amended, Consolidated and restated Promissory Note ($4,000,000) SUBJECT TO THAT CERTAIN SUBORDINATION AGREEMENT DATED AS OF DECEMBER 19, 2002 FROM BORROWER AND LENDER TO NATIONAL CITY BANK OF KENTUCKY AMENDED, CONSOLIDATED AND RESTATED PROMISSORY NOTE...Promissory Note • March 24th, 2006 • Citizens Financial Corp /Ky/ • Accident & health insurance • Kentucky
Contract Type FiledMarch 24th, 2006 Company Industry JurisdictionThis Amended, Consolidated and Restated Promissory Note (this “Note”) amends, consolidates, restates and replaces the following instruments made by Maker to the order of Payee (collectively, the “Prior Notes”):
SUBJECT TO THAT CERTAIN SUBORDINATION AGREEMENT DATED AS OF DECEMBER 19, 2002 FROM BORROWER AND LENDER TO NATIONAL CITY BANK OF KENTUCKY PROMISSORY NOTE ($500,000)Promissory Note • December 28th, 2005 • Citizens Financial Corp /Ky/ • Accident & health insurance • Kentucky
Contract Type FiledDecember 28th, 2005 Company Industry JurisdictionFOR VALUE RECEIVED, the undersigned, CITIZENS FINANCIAL CORPORATION, a Kentucky corporation, (“Borrower”), having an address of Suite 300, The Marketplace, 12910 Shelbyville Road, Louisville, Kentucky 40243, hereby promises and agrees to pay to the order of Darrell R. Wells, (“Lender”), having an address of Suite 310, 4310 Brownsboro Road, Louisville, Kentucky 40207, the aggregate principal sum of FIVE HUNDRED THOUSAND DOLLARS ($500,000.00), or so much thereof as may be advanced hereunder, together with interest hereon as hereinafter provided, in lawful money of the United States of America, in the manner set forth herein, on or before June 30, 2006 (the “Final Maturity Date”).
SUBJECT TO THAT CERTAIN SUBORDINATION AGREEMENT DATED AS OF DECEMBER 19, 2002 FROM BORROWER AND LENDER TO NATIONAL CITY BANK OF KENTUCKY PROMISSORY NOTE ($500,000)Promissory Note • October 4th, 2005 • Citizens Financial Corp /Ky/ • Accident & health insurance • Kentucky
Contract Type FiledOctober 4th, 2005 Company Industry JurisdictionFOR VALUE RECEIVED, the undersigned, CITIZENS FINANCIAL CORPORATION, a Kentucky corporation, (“Borrower”), having an address of Suite 300, The Marketplace, 12910 Shelbyville Road, Louisville, Kentucky 40243, hereby promises and agrees to pay to the order of Darrell R. Wells, (“Lender”), having an address of Suite 310, 4310 Brownsboro Road, Louisville, Kentucky 40207, the aggregate principal sum of FIVE HUNDRED THOUSAND DOLLARS ($500,000.00), or so much thereof as may be advanced hereunder, together with interest hereon as hereinafter provided, in lawful money of the United States of America, in the manner set forth herein, on or before June 30, 2006 (the “Final Maturity Date”).
First Amended and Restated Promissory Note ($2,000,000) to Darrell R. WellsPromissory Note • March 31st, 2005 • Citizens Financial Corp /Ky/ • Accident & health insurance • Kentucky
Contract Type FiledMarch 31st, 2005 Company Industry JurisdictionThis Amended and Restated Promissory Note (this “Note”) amends and restates and replaces an instrument dated as of December 19, 2003 titled “Promissory Note” made by Maker to the order of Payee in the face principal amount of $2,000,000. This Note is not intended to be and shall not be construed as a novation of the indebtedness evidenced by the instrument that it replaces. This Note shall be entitled to the benefits (in the same priority) of, inter alia, any security at any time granted and pledged by Maker to Payee in conjunction with the original execution and delivery of the Promissory Note or by Maker or any other person at any time thereafter.
First Amended and Restated Promissory Note ($1,000,000) to Darrell R. Wells SUBJECT TO THAT CERTAIN SUBORDINATION AGREEMENT DATED AS OF DECEMBER 19, 2002 FROM BORROWER AND LENDER TO NATIONAL CITY BANK OF KENTUCKY FIRST AMENDED AND RESTATED PROMISSORY...Promissory Note • March 31st, 2005 • Citizens Financial Corp /Ky/ • Accident & health insurance • Kentucky
Contract Type FiledMarch 31st, 2005 Company Industry JurisdictionThis Amended and Restated Promissory Note (this “Note”) amends and restates and replaces an instrument dated as of December 23, 2003 titled “Promissory Note” made by Maker to the order of Payee in the face principal amount of $1,000,000. This Note is not intended to be and shall not be construed as a novation of the indebtedness evidenced by the instrument that it replaces. This Note shall be entitled to the benefits (in the same priority) of, inter alia, any security at any time granted and pledged by Maker to Payee in conjunction with the original execution and delivery of the Promissory Note or by Maker or any other person at any time thereafter.