Common Contracts
8 similar Cardmember Agreement contracts
CARDMEMBER AGREEMENT FIRST COMMONWEALTH SECURED CARDCardmember Agreement • December 21st, 2022
Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases and Balance Transfers 16.24% - 19.24%, based on your credit worthiness. These APRs will vary with the market based on the Prime Rate.a APR for Cash Advances 19.24% - 22.24%, based on your credit worthiness. These APRs will vary with the market based on the Prime Rate.b How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on balance transfers and cash advances on the transaction date. Minimum Interest Charge If you are charged interest, the charge will be no less than $0.50. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.g
CARDMEMBER AGREEMENT FIRST COMMONWEALTH STUDENT CARDCardmember Agreement • December 21st, 2022
Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases and Balance Transfers 0.00% introductory APR for the first six months the account is open. After that, 16.24% - 19.24%, based on your creditworthiness. These APRs will vary with the market based on the Prime Rate.a APR for Cash Advances 19.24% - 22.24%, based on your creditworthiness. These APRs will vary with the market based on the Prime Rate.b How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on balance transfers and cash advances on the transaction date. Minimum Interest Charge If you are charged interest, the charge will be no less than $0.50. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the web
CARDMEMBER AGREEMENT FIRST COMMONWEALTH SECURED CARDCardmember Agreement • September 26th, 2022
Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases and Balance Transfers 14.99% - 17.99%, based on your credit worthiness. These APRs will vary with the market based on the Prime Rate.a APR for Cash Advances 17.99% - 20.99%, based on your credit worthiness. These APRs will vary with the market based on the Prime Rate.b How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on balance transfers and cash advances on the transaction date. Minimum Interest Charge If you are charged interest, the charge will be no less than $0.50. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.g
CARDMEMBER AGREEMENT FIRST COMMONWEALTH STUDENT CARDCardmember Agreement • August 29th, 2022
Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases and Balance Transfers 0.00% introductory APR for the first six months the account is open. After that, 14.24% - 17.24%, based on your creditworthiness. These APRs will vary with the market based on the Prime Rate.a APR for Cash Advances 17.24% - 20.24%, based on your creditworthiness. These APRs will vary with the market based on the Prime Rate.b How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on balance transfers and cash advances on the transaction date. Minimum Interest Charge If you are charged interest, the charge will be no less than $0.50. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the web
CARDMEMBER AGREEMENTCardmember Agreement • August 29th, 2022
Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases and Balance Transfers 0.00% introductory APR for the first six months the account is open. After that, 14.24% - 17.24%, based on your creditworthiness. These APRs will vary with the market based on the Prime Rate.a APR for Cash Advances 17.24% - 20.24%, based on your creditworthiness. These APRs will vary with the market based on the Prime Rate.b How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on balance transfers and cash advances on the transaction date. Minimum Interest Charge If you are charged interest, the charge will be no less than $0.50. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the we
CARDMEMBER AGREEMENT FIRST COMMONWEALTH SECURED CARDCardmember Agreement • August 29th, 2022
Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases and Balance Transfers 14.24% - 17.24%, based on your credit worthiness. These APRs will vary with the market based on the Prime Rate.a APR for Cash Advances 17.24% - 20.24%, based on your credit worthiness. These APRs will vary with the market based on the Prime Rate.b How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on balance transfers and cash advances on the transaction date. Minimum Interest Charge If you are charged interest, the charge will be no less than $0.50. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.g
CARDMEMBER AGREEMENTCardmember Agreement • March 25th, 2020
Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases and Balance Transfers 0.00% introductory APR for the first six months the account is open. After that, 11.99% - 14.99%, based on your creditworthiness. These APRs will vary with the market based on the Prime Rate.a APR for Cash Advances 14.99% - 17.99% based on your creditworthiness. These APRs will vary with the market based on the Prime Rate.b How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on balance transfers and cash advances on the transaction date. Minimum Interest Charge If you are charged interest, the charge will be no less than $0.50. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the web
CARDMEMBER AGREEMENT FIRST COMMONWEALTH SECURED CARDCardmember Agreement • March 25th, 2020
Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases and Balance Transfers 11.99% - 14.99% based on your credit worthiness. These APRs will vary with the market based on the Prime Rate.a APR for Cash Advances 14.99% - 17.99% based on your credit worthiness. These APRs will vary with the market based on the Prime Rate.b How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on balance transfers and cash advances on the transaction date. Minimum Interest Charge If you are charged interest, the charge will be no less than $0.50. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov
