UNITED STATES OF AMERICA BEFORE THESeptember 27th, 2010
FiledSeptember 27th, 2010WHEREAS, in recognition of their common goal to maintain the financial soundness of Miners and Merchants Bancorp, Inc., Grundy, Virginia ("Bancorp"), a registered bank holding company, and its bank subsidiary, TruPoint Bank, Grundy, Virginia ("Bank"), a state-chartered bank that is a member of the Federal Reserve System, Bancorp, the Bank, and the Federal Reserve Bank of Richmond (the "Reserve Bank") have mutually agreed to enter into this Written Agreement (the "Agreement"); and