General ProvisionsJanuary 17th, 2012
FiledJanuary 17th, 2012The contract takes effect on the Policy Date shown in the Benefit and Premium Information Schedule only if the policy has been delivered to the Insured and the first premium has been paid to the Insurer and provided that there has been no change in the insurability of the life to be insured between the time of the application and the time the policy was delivered . It may take effect otherwise if a temporary insurance receipt has been issued.