Common Contracts
1 similar Cardmember Agreement contracts
Cardmember Agreement: Part 1 of 2Cardmember Agreement • January 11th, 2016
Interest Rates Annual Percentage Rate (APR) for Purchases Up to the Credit Limit Prime Rate + 12.49% to Prime Rate + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Balance Transfers Prime Rate + 12.49% to Prime Rate + 21.49% for any balance transfer requests we may accept. Balance transfers may not be available.This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your account if you:1) make a payment that is returned;2) make 2 late payments in 12 billing periods; or3) do not pay the Minimum Payment Due by the Closing Date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have
