THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT, AND PRIVACY POLICY...Electronic Services Agreement and Disclosure (Continued) • July 24th, 2019 • Wisconsin
Contract Type FiledJuly 24th, 2019 JurisdictionThroughout these Agreements and Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean HERITAGE CREDIT UNION. The words "You" and "Your" mean each person and/or entity applying for and/or using any of the services described herein. "Account" means any Account or Accounts established for You as set forth in these Agreements And Disclosures. The word "Card" means any VISA Debit Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as "24-Hour Teller Line" whereas Our Personal Computer Account Access System is hereinafter referred to as "Online Banking" and "E-Check" means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.