USER AGREEMENT FOR REFPAY USERSUser Agreement • July 30th, 2009 • Utah
Contract Type FiledJuly 30th, 2009 JurisdictionThis User Agreement (“Agreement”) is a contract between you and RefPay. This Agreement governs your use of the RefPay Services and the Website. You must read, agree to and accept all of the terms and conditions contained in this Agreement in order to use the RefPay Services and the Website. This is an important legal document that you must consider carefully when choosing whether to use the RefPay Services.