Common Contracts

COMBINED BUSINESS AND CONSUMER ONLINE BANKING AGREEMENT

Banking Agreement • March 29th, 2022 • North Dakota

• Contract Type
  Banking Agreement
• Filed
  March 29th, 2022
• Jurisdiction
  North Dakota

This Online Banking Agreement also includes by reference, as applicable, the signature cards for your Accounts; your Deposit Account Agreement (as defined in Section 10.07 below); the Schedule of Fees, and all other applicable rate and fee schedules; Funds Availability Disclosure; all other instructions (including Operating Instructions, as such term is defined below); if you are a consumer, (i) Truth in Savings Disclosures; (ii) Electronic Funds Transfer Agreement and Disclosure (“EFTA”); and (iii) Choice Bank Electronic Communication Agreement; and the terms and conditions contained or referenced herein relating to specific services that may be provided in connection herewith (this Online Banking Agreement and of the aforesaid related agreements, schedules or disclosures being referenced herein collectively as this “Agreement”).

TOMPKINS FINANCIAL CORPORATION DIGITAL BANKING AGREEMENT

Banking Agreement • May 13th, 2021 • New York

• Contract Type
  Banking Agreement
• Filed
  May 13th, 2021
• Jurisdiction
  New York

The following information shall constitute the Digital Banking Agreement between you and Tompkins Financial Corporation (“Bank,” “we,” “our,” “ours”). The terms “you,” “your,” or “Customer” refers to all owners of the Accounts (as defined in Section 1.3 below) as well as any person who approves this Digital Banking Agreement. Unless otherwise indicated, the provisions of this Agreement apply to both business and consumer customers. This Digital Banking Agreement sets forth the terms and conditions governing the Digital Banking services that we make available over the Internet (the “Service”) to you or anyone authorized by you with respect to your Accounts (as defined below) and describes your and our rights, responsibilities and obligations. This Digital Banking Agreement also includes by reference, as applicable, the signature cards for your Accounts; your Deposit Account Agreement (as defined in Section 10.7 below); the Common Fee Schedule; Schedule of Fees located at http://www.vist