CONSUMER CREDIT CARD CARDHOLDER AGREEMENT & DISCLOSURE MASTERCARD®/VISA®North Carolina • December 6th, 2015
Jurisdiction FiledDecember 6th, 2015This Consumer Credit Card Cardholder Agreement & Disclosure (“Agreement”) covers the use of your Account with us. It includes the Pricing Information Disclosure on the enclosed letter or the document that accompanies your Card, as well as any subsequent disclosures which we provide to you from time to time, all of which are incorporated here by reference. Please read this Agreement carefully and keep it for your records. It supersedes all prior agreements and disclosure statements relating to your Account. You do not have to sign this Agreement. You agree to the terms of this Agreement when you accept, sign or use your Card or your Account.