AGREEMENT AND DISCLOSUREVisa Credit Card Agreement • October 19th, 2017
Contract Type FiledOctober 19th, 2017Balance Computation Method. We figure the interest charge on your account by applying the periodic rate to the "average daily balance" of your account. To get the "average daily balance" we take the beginning balance of your account each day, add any new purchases, advances and fees, and subtract any unpaid interest or other finance charges and any payments or credits. This gives us the daily balance. Then, we add up all the daily balances for the billing cycle and divide the total by the number of days in the billing cycle. This gives us the "average daily balance."
AGREEMENT AND DISCLOSUREVisa Credit Card Agreement • October 19th, 2017
Contract Type FiledOctober 19th, 2017Balance Computation Method. We figure the interest charge on your account by applying the periodic rate to the "average daily balance" of your account. To get the "average daily balance" we take the beginning balance of your account each day, add any new purchases, advances and fees, and subtract any unpaid interest or other finance charges and any payments or credits. This gives us the daily balance. Then, we add up all the daily balances for the billing cycle and divide the total by the number of days in the billing cycle. This gives us the "average daily balance."
AGREEMENT AND DISCLOSUREVisa Credit Card Agreement • October 19th, 2017
Contract Type FiledOctober 19th, 2017Balance Computation Method. We figure the interest charge on your account by applying the periodic rate to the "average daily balance" of your account. To get the "average daily balance" we take the beginning balance of your account each day, add any new purchases, advances and fees, and subtract any unpaid interest or other finance charges and any payments or credits. This gives us the daily balance. Then, we add up all the daily balances for the billing cycle and divide the total by the number of days in the billing cycle. This gives us the "average daily balance."
AGREEMENT AND DISCLOSUREVisa Credit Card Agreement • October 19th, 2017
Contract Type FiledOctober 19th, 2017Balance Computation Method. We figure the interest charge on your account by applying the periodic rate to the "average daily balance" of your account. To get the "average daily balance" we take the beginning balance of your account each day, add any new purchases, advances and fees, and subtract any unpaid interest or other finance charges and any payments or credits. This gives us the daily balance. Then, we add up all the daily balances for the billing cycle and divide the total by the number of days in the billing cycle. This gives us the "average daily balance."
AGREEMENT AND DISCLOSUREVisa Credit Card Agreement • October 19th, 2017
Contract Type FiledOctober 19th, 2017Balance Computation Method. We figure the interest charge on your account by applying the periodic rate to the "average daily balance" of your account. To get the "average daily balance" we take the beginning balance of your account each day, add any new purchases, advances and fees, and subtract any unpaid interest or other finance charges and any payments or credits. This gives us the daily balance. Then, we add up all the daily balances for the billing cycle and divide the total by the number of days in the billing cycle. This gives us the "average daily balance."
VISA® CREDIT CARD AGREEMENT AND DISCLOSUREVisa Credit Card Agreement • February 3rd, 2015
Contract Type FiledFebruary 3rd, 2015Terms. In this Agreement, the following definitions will apply throughout. The words, “you,” “your,” and “yours” mean the person(s) who applied for the Account, the person(s) to whom we issue the Card(s) or Convenience Checks, the person who uses the Account, co-borrower/co-signer, and any joint applicant or guarantor all of whom are bound by all the terms and conditions of the Agreement. The word “Card” means one or more Cards that we have issued with your Account number. The words “we,” “us,” and “our” mean Nusenda Federal Credit Union, Albuquerque, New Mexico, its successors and assigns. The words “Convenience Checks” mean one or more checks that we may provide to access your Credit Card Account. This Agreement is binding on each Cardholder, borrower, or co-borrower obtaining credit with the Card, jointly and severally.
VISA® CREDIT CARD AGREEMENT AND DISCLOSUREVisa Credit Card Agreement • February 3rd, 2015
Contract Type FiledFebruary 3rd, 2015Terms. In this Agreement, the following definitions will apply throughout. The words, “you,” “your,” and “yours” mean the person(s) who applied for the Account, the person(s) to whom we issue the Card(s) or Convenience Checks, the person who uses the Account, co-borrower/co-signer, and any joint applicant or guarantor all of whom are bound by all the terms and conditions of the Agreement. The word “Card” means one or more Cards that we have issued with your Account number. The words “we,” “us,” and “our” mean Nusenda Federal Credit Union, Albuquerque, New Mexico, its successors and assigns. The words “Convenience Checks” mean one or more checks that we may provide to access your Credit Card Account. This Agreement is binding on each Cardholder, borrower, or co-borrower obtaining credit with the Card, jointly and severally.
VISA® CREDIT CARD AGREEMENT AND DISCLOSUREVisa Credit Card Agreement • February 3rd, 2015
Contract Type FiledFebruary 3rd, 2015Terms. In this Agreement, the following definitions will apply throughout. The words, “you,” “your,” and “yours” mean the person(s) who applied for the Account, the person(s) to whom we issue the Card(s) or Convenience Checks, the person who uses the Account, co-borrower/co-signer, and any joint applicant or guarantor all of whom are bound by all the terms and conditions of the Agreement. The word “Card” means one or more Cards that we have issued with your Account number. The words “we,” “us,” and “our” mean Nusenda Federal Credit Union, Albuquerque, New Mexico, its successors and assigns. The words “Convenience Checks” mean one or more checks that we may provide to access your Credit Card Account. This Agreement is binding on each Cardholder, borrower, or co-borrower obtaining credit with the Card, jointly and severally.
VISA® CREDIT CARD AGREEMENT AND DISCLOSUREVisa® Credit Card Agreement • February 2nd, 2015
Contract Type FiledFebruary 2nd, 2015Terms. In this Agreement, the following definitions will apply throughout. The words, “you,” “your,” and “yours” mean the person(s) who applied for the Account, the person(s) to whom we issue the Card(s) or Convenience Checks, the person who uses the Account, co-borrower/co-signer, and any joint applicant or guarantor all of whom are bound by all the terms and conditions of the Agreement. The word “Card” means one or more Cards that we have issued with your Account number. The words “we,” “us,” and “our” mean Nusenda Federal Credit Union, Albuquerque, New Mexico, its successors and assigns. The words “Convenience Checks” mean one or more checks that we may provide to access your Credit Card Account. This Agreement is binding on each Cardholder, borrower, or co-borrower obtaining credit with the Card, jointly and severally.
VISA® CREDIT CARD AGREEMENT AND DISCLOSUREVisa Credit Card Agreement • November 5th, 2014
Contract Type FiledNovember 5th, 2014Terms. In this Agreement, the following definitions will apply throughout. The words, “you,” “your,” and “yours” mean the person(s) who applied for the Account, the person(s) to whom we issue the Card(s) or Convenience Checks, the person who uses the Account, co-borrower/co-signer, and any joint applicant or guarantor all of whom are bound by all the terms and conditions of the Agreement. The word “Card” means one or more Cards that we have issued with your Account number. The words “we,” “us,” and “our” mean Nusenda Federal Credit Union, Albuquerque, New Mexico, its successors and assigns. The words “Convenience Checks” mean one or more checks that we may provide to access your Credit Card Account. This Agreement is binding on each Cardholder, borrower, or co-borrower obtaining credit with the Card, jointly and severally.