UNITED STATES OF AMERICA BEFORE THEOctober 14th, 2009
FiledOctober 14th, 2009WHEREAS, in recognition of their common goal to maintain the financial soundness of Barnes Bancorporation, Kaysville, Utah ("Bancorp"), a registered bank holding company, and its subsidiary bank, Barnes Banking Company, Kaysville, Utah (the "Bank"), a state chartered bank that is a member of the Federal Reserve System, Bancorp, the Bank, and the Federal Reserve Bank of San Francisco (the "Reserve Bank") have mutually agreed to enter into this Written Agreement (the "Agreement"); and