UNITED STATES OF AMERICA BEFORE THEWritten Agreement • March 16th, 2011
Contract Type FiledMarch 16th, 2011WHEREAS, in recognition of their common goal to maintain the financial soundness of Stark Bank Group, Ltd., Fort Dodge, Iowa ("Bancorp"), a registered bank holding company, and its subsidiary bank, First American Bank, Fort Dodge, Iowa (the "Bank"), a state-chartered bank that is a member of the Federal Reserve System, Bancorp, the Bank, the Federal Reserve Bank of Chicago (the "Reserve Bank"), and the Iowa Division of Banking, Superintendent of Banking ("Superintendent"), have mutually agreed to enter into this Written Agreement (the "Agreement"); and[PageBreak]