AB LAST SURVIVOR FLEXIBLE PREMIUM VARIABLE UNIVERSAL LIFE INSURANCE POLICY PLEASE READ YOUR POLICY CAREFULLY This policy is a legal contract between the Owner (you, your) and Nationwide Life Insurance Company (we, our, us, the Company). INSURING...Life Insurance Policy • September 9th, 2005 • Nationwide Vli Separate Account 5
Contract Type FiledSeptember 9th, 2005 Company
GRAPHIC OMITTED][GRAPHIC OMITTED] PLEASE READ YOUR POLICY CAREFULLY This policy is a legal contract between the Owner (you, your) and Nationwide Life Insurance Company (we, our, us, the Company). INSURING AGREEMENT: We issue this policy in...Life Insurance Policy • September 9th, 2005 • Nationwide Vli Separate Account 5
Contract Type FiledSeptember 9th, 2005 Company
Exhibit 4 AB SURVIVOR FLEXIBLE PREMIUM VARIABLE UNIVERSAL LIFE INSURANCE POLICY PLEASE READ YOUR POLICY CAREFULLY This policy is a legal contract between the Owner (you, your) and Nationwide Life Insurance Company (we, our, us, the Company). INSURING...Life Insurance Policy • February 19th, 2002 • Nationwide Vli Separate Account 4
Contract Type FiledFebruary 19th, 2002 CompanyWe issue this policy in consideration of your application and the payment of the Initial Premium. We agree to pay the Death Proceeds to the Beneficiary upon receiving proof that both Insureds have died while this policy is in force prior to the Maturity Date. We agree to pay the Maturity Proceeds to you if either Insured is living on the Maturity Date.