CIT Bank Agreement for Personal AccountsOctober 26th, 2022
FiledOctober 26th, 2022WELCOME TO CIT BANK, a division of First-Citizens Bank & Trust Company 7 Banking with CIT Bank, 7 Ways to Access Your Account 7 YOUR AGREEMENT WITH US 7 Our Agreement 7 Dispute Resolution / Arbitration Agreement 7 Amendments and Changes in Account Terms 7 FDIC Insurance 8 Consent to Receive Telephone Calls / Text and SMS Messages 8 INFORMATION ABOUT YOU AND YOUR ACCOUNTS WITH US 8 Customer Identification Program 8 Credit Verification 8 Telephone and E-Mail Monitoring 9 ACCOUNT OWNERSHIP 9 Personal Accounts in General 9 Ownership Types 9 Some General Information 9 Transfer / Assignment 10 GENERAL INFORMATION ABOUT TYPES OF ACCOUNTS 10 Checking, Savings and Money Market Products Offered 10 Certificate of Deposit Products Offered 10 PAYMENT OF OVERDRAFTS 10 Maintaining an Available Balance 10 Payments of Overdrafts 10 No Overdraft Fees 10 Overdraft Protection 10 ABOUT OUR POSTING ORDER 11 General Posting Order 11 Credit and Debit Categories for Posting 11 Determination of Posting Order 11
CIT Bank Agreement for Personal AccountsJuly 19th, 2022
FiledJuly 19th, 2022WELCOME TO CIT BANK, a division of First-Citizens Bank & Trust Company 7 Banking with CIT Bank, 7 Ways to Access Your Account 7 YOUR AGREEMENT WITH US 7 Our Agreement 7 Dispute Resolution / Arbitration Agreement 7 Amendments and Changes in Account Terms 7 FDIC Insurance 8 Consent to Receive Telephone Calls / Text and SMS Messages 8 INFORMATION ABOUT YOU AND YOUR ACCOUNTS WITH US 8 Customer Identification Program 8 Credit Verification 8 Telephone and E-Mail Monitoring 9 ACCOUNT OWNERSHIP 9 Personal Accounts in General 9 Ownership Types 9 Some General Information 9 Transfer / Assignment 10 GENERAL INFORMATION ABOUT TYPES OF ACCOUNTS 10 Checking, Savings and Money Market Products Offered 10 Certificate of Deposit Products Offered 10 PAYMENT OF OVERDRAFTS 10 Maintaining an Available Balance 10 Payments of Overdrafts 10 No Overdraft Fees 10 Overdraft Protection 10 ABOUT OUR POSTING ORDER 11 General Posting Order 11 Credit and Debit Categories for Posting 11 Determination of Posting Order 11
CIT Bank Agreement for Personal AccountsMarch 17th, 2022
FiledMarch 17th, 2022WELCOME TO CIT BANK, a division of First-Citizens Bank & Trust Company 7 Banking with CIT Bank, 7 Ways to Access Your Account 7 YOUR AGREEMENT WITH US 7 Our Agreement 7 Dispute Resolution / Arbitration Agreement 7 Amendments and Changes in Account Terms 7 FDIC Insurance 8 Consent to Receive Telephone Calls / Text and SMS Messages 8 INFORMATION ABOUT YOU AND YOUR ACCOUNTS WITH US 8 Customer Identification Program 8 Credit Verification 8 Telephone and E-Mail Monitoring 9 ACCOUNT OWNERSHIP 9 Personal Accounts in General 9 Ownership Types 9 Some General Information 9 Transfer / Assignment 10 GENERAL INFORMATION ABOUT TYPES OF ACCOUNTS 10 Checking, Savings and Money Market Products Offered 10 Certificate of Deposit Products Offered 10 PAYMENT OF OVERDRAFTS 10 Maintaining an Available Balance 10 Payments of Overdrafts 10 No Overdraft Fees 10 Overdraft Protection 10 ABOUT OUR POSTING ORDER 11 General Posting Order 11 Credit and Debit Categories for Posting 11 Determination of Posting Order 11
CIT Bank Agreement for Personal AccountsFebruary 2nd, 2022
FiledFebruary 2nd, 2022WELCOME TO CIT BANK, a division of First-Citizens Bank & Trust Company 7 Banking with CIT Bank, 7 Ways to Access Your Account 7 YOUR AGREEMENT WITH US 7 Our Agreement 7 Dispute Resolution / Arbitration Agreement 7 Amendments and Changes in Account Terms 7 FDIC Insurance 8 Consent to Receive Telephone Calls / Text and SMS Messages 8 INFORMATION ABOUT YOU AND YOUR ACCOUNTS WITH US 8 Customer Identification Program 8 Credit Verification 8 Telephone and E-Mail Monitoring 9 ACCOUNT OWNERSHIP 9 Personal Accounts in General 9 Ownership Types 9 Some General Information 9 Transfer / Assignment 10 GENERAL INFORMATION ABOUT TYPES OF ACCOUNTS 10 Checking, Savings and Money Market Products Offered 10 Certificate of Deposit Products Offered 10 PAYMENT OF OVERDRAFTS 10 Maintaining an Available Balance 10 Payments of Overdrafts 10 No Overdraft Fees 10 Overdraft Protection 10 ABOUT OUR POSTING ORDER 11 General Posting Order 11 Credit and Debit Categories for Posting 11 Determination of Posting Order 11
CIT Bank Agreement for Personal AccountsJanuary 31st, 2019
FiledJanuary 31st, 2019WELCOME TO CIT BANK, NA 6 Banking with CIT Bank, NA 6 Ways to Access Your Account 6 YOUR AGREEMENT WITH US 6 Our Agreement 6 Dispute Resolution / Arbitration Agreement 6 Amendments and Changes in Account Terms 6 FDIC Insurance 7 Consent to Receive Telephone Calls / Text and SMS Messages 7 INFORMATION ABOUT YOU AND YOUR ACCOUNTS WITH US 7 Customer Identification Program 7 Credit Verification 7 Telephone and E-Mail Monitoring 7 ACCOUNT OWNERSHIP 8 Personal Accounts in General 8 Ownership Types 8 Some General Information 8 Transfer / Assignment 9 GENERAL INFORMATION ABOUT TYPES OF ACCOUNTS 9 Savings and Money Market Products Offered 9 Certificate of Deposit Products Offered 9 ABOUT OUR POSTING ORDER 9 General Posting Order 9 Credit and Debit Categories for Posting 9 Determination of Posting Order 9 DEPOSITS AND COLLECTIONS 9 Accepting Items for Deposit 9 Verification and Collection 10 Items Sent for Collection 10 Lost Items 10 Delivery of Deposits and Verification 10 Endorsements 10 Ident
CIT Bank Agreement for Personal AccountsJanuary 30th, 2019
FiledJanuary 30th, 2019WELCOME TO CIT BANK, NA 6 Banking with CIT Bank, NA 6 Ways to Access Your Account 6 YOUR AGREEMENT WITH US 6 Our Agreement 6 Dispute Resolution / Arbitration Agreement 6 Amendments and Changes in Account Terms 6 FDIC Insurance 7 Consent to Receive Telephone Calls / Text and SMS Messages 7 INFORMATION ABOUT YOU AND YOUR ACCOUNTS WITH US 7 Customer Identification Program 7 Credit Verification 7 Telephone and E-Mail Monitoring 7 ACCOUNT OWNERSHIP 8 Personal Accounts in General 8 Ownership Types 8 Some General Information 8 Transfer / Assignment 9 GENERAL INFORMATION ABOUT TYPES OF ACCOUNTS 9 Savings and Money Market Products Offered 9 Certificate of Deposit Products Offered 9 ABOUT OUR POSTING ORDER 9 General Posting Order 9 Credit and Debit Categories for Posting 9 Determination of Posting Order 9 DEPOSITS AND COLLECTIONS 9 Accepting Items for Deposit 9 Verification and Collection 10 Items Sent for Collection 10 Lost Items 10 Delivery of Deposits and Verification 10 Endorsements 10 Ident