Common Contracts

Visa Platinum Standard Cardholder Agreement & Pricing Information

Visa Platinum Standard Cardholder Agreement • April 19th, 2019

• Contract Type
  Visa Platinum Standard Cardholder Agreement
• Filed
  April 19th, 2019

Interest Rates & Interest Charges Annual Percentage Rate (APR) for Purchases 14.88% APR for Balance Transfers 14.88% APR for Cash Advances 14.88% Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the web site of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore Fees Annual Fee NONE Transaction Fees  Balance Transfer Fees Cash Advance Fees Either $10.00 or 3% of the amount of the transfer, whichever is greater. Either $10.00 or 3% of the amount of the transfer, whichever is greater. Penalty Fees  Late Payment Up to $37.00  Over-the-Credit Limit None  Retur