Common Contracts

August 11, 2014 Mr. Thomas E. Gdowski Equitable Financial Corp. Equitable Bank 113-115 North Locust Street Grand Island, NE 68801 Dear Mr. Gdowski:

Appraisal Services Agreement • March 12th, 2015 • Equitable Financial Corp. • Nebraska

• Contract Type
  Appraisal Services Agreement
• Filed
  March 12th, 2015
• Company
  Equitable Financial Corp.
• Jurisdiction
  Nebraska

This letter sets forth the agreement between Equitable Bank, Grand Island, Nebraska (the “Bank”), the wholly-owned subsidiary of Equitable Financial Corp. (the “Company”), which in turn is the majority-owned subsidiary of Equitable Financial MHC (the “MHC”), and RP® Financial, LC. (“RP Financial”), whereby RP Financial will provide the independent conversion appraisal services in conjunction with the second-step conversion transaction by the MHC. The scope, timing and fee structure for these appraisal services are described below.

July 24, 2014

Appraisal Services Agreement • September 5th, 2014 • Kearny Financial Corp. • New Jersey

• Contract Type
  Appraisal Services Agreement
• Filed
  September 5th, 2014
• Company
  Kearny Financial Corp.
• Jurisdiction
  New Jersey

This letter sets forth the agreement between Kearny Federal Savings Bank, Fairfield, New Jersey (the “Bank”), the wholly-owned subsidiary of Kearny Financial Corp. (the “Company”), which in turn is the majority-owned subsidiary of Kearny MHC (the “MHC”), and RP® Financial, LC. (“RP Financial”), whereby RP Financial will provide the independent conversion appraisal services in conjunction with the second step conversion transaction by the MHC. The scope, timing and fee structure for these appraisal services are described below.