CARDHOLDER AGREEMENT IMPORTANT – PLEASE READ CAREFULLYCardholder Agreement • December 8th, 2016
Contract Type FiledDecember 8th, 2016This document constitutes the agreement (“Agreement”) between you and Sunrise Banks, N.A., outlining the terms and conditions under which the Gift2Go Visa Gift Card has been issued to you. By accepting and using the Card, you agree to be bound by the terms and conditions contained in this Agreement. “Card” means the Gift2Go Visa Gift Card issued to you by Sunrise Banks, N.A. and distributed and serviced by IDT Payment Services, Inc. in all jurisdictions except New York where it is distributed by IDT Payment Services of New York LLC, both pursuant to an agreement with Sunrise Banks, N.A. “Issuer” means Sunrise Banks, N.A. or its depository institution affiliate. The Issuer is an FDIC insured member institution. “ Card Account” means the records we maintain to account for the value of claims associated with the Gift2Go Visa Gift Card. “You” and “your” mean the person or persons who have received the Card and are authorized to use the Card as provided for in this Agreement. “Program Manag