Common Contracts

August 28, 2008 Kemper Investors Life Insurance Company Attn: President and COO

KILICO Variable Annuity Separate Account - 3 • April 29th, 2009 • Delaware

• Company
  KILICO Variable Annuity Separate Account - 3
• Filed
  April 29th, 2009
• Jurisdiction
  Delaware

This letter sets forth the agreement between Kemper Investors Life Insurance Company (the “Company”) and PADCO Advisors II, Inc. (“PADCO”), advisor to the Rydex Variable Trust (the “Trust”), concerning certain administrative services to be provided by the Company with respect to certain series of the Trust, each of which is identified in the Participation Agreement (defined below).

August 6, 2008 Kemper Investors Life Insurance Company Attn: President and COOl 15375 SE 30th Place, Suite 310 Bellevue, WA 98007 Re: Administrative Services Dear Ms. Davis:

KILICO Variable Annuity Separate Account - 3 • August 8th, 2008 • Delaware

• Company
  KILICO Variable Annuity Separate Account - 3
• Filed
  August 8th, 2008
• Jurisdiction
  Delaware

This letter sets forth the agreement between Kemper Investors Life Insurance Company (the “Company”) and PADCO Advisors II, Inc. (“PADCO”), advisor to the Rydex Variable Trust (the “Trust”), concerning certain administrative services to be provided by the Company with respect to certain series of the Trust, each of which is identified in the Participation Agreement (defined below).