Common Contracts
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General Savings Conditions (2018 Edition)June 25th, 2019
Title PageContents 2How this Agreement works 3Basic information and general terms 31 Who we are 32 How to contact us 33 Our Agreement with you 34 Some words and phrases used in this Agreement 45 Opening an Account with us 56 Joint Accounts 57 Nominated Accounts 68 Paying in by Electronic Transfer 69 Paying in by standing order 710 Paying in by cheque 711 Taking money from your Account 712 Incorrect payments 813 Interest and fees 914 Overdrafts 915 Security and some of your key responsibilities 916 Our online banking service 1017 Loss or misuse of Personal Security Details 1018 Your responsibilities 1119 When we can make changes to this Agreement 1120 Changes to interest rates 1221 Not used 1222 Cancelling or closing your Account 1323 Statements 1324 Tax 1425 Transferring your Account 1426 Notices and contacting you about your Account 1427 Use of your personal information for Electronic Transfers 1528 Circumstances outside our control 1529 Call recording and monitoring 1530 Enforcement
