Common Contracts
17 similar Cardholder Agreement contracts
VISA CASH REWARDS - Cardholder Agreement & DisclosureCardholder Agreement • August 2nd, 2019
Interest Rates and Interest Charges ANNUAL PERCENTAGE RATE (APR) forPurchases 16.50% to 20.50% Variable APR ANNUAL PERCENTAGERATE (APR) for Balance Transfers 17.99%FIXED APR ANNUAL PERCENTAGERATE (APR) for Cash Advances 17.99%FIXED APR Penalty APR and When it Applies 18.00%FIXED APR. This APR may be applied to Your Account if you make a late payment. How Long Will the Penalty APR Apply? If your APR is increased for this reason, the Penalty APR will apply until You make six consecutive monthly minimum payments on or before the due date. Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. Minimum Interest Charge None For Credit Card Tips from the Federal Reserve Board To learn more about factors to consider when applying for or using a credit card,
VISA PLATINUM - Cardholder Agreement & DisclosureCardholder Agreement • August 2nd, 2019
Interest Rates and Interest Charges ANNUAL PERCENTAGE RATE (APR) forPurchases 7.50% to 11.50% Variable APR ANNUAL PERCENTAGERATE (APR) for Balance Transfers 17.99%FIXED APR ANNUAL PERCENTAGERATE (APR) for Cash Advances 17.99%FIXED APR Penalty APR and When it Applies 18.00%FIXED APR. This APR may be applied to Your Account if you make a late payment. How Long Will the Penalty APR Apply? If your APR is increased for this reason, the Penalty APR will apply until You make six consecutive monthly minimum payments on or before the due date. Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. Minimum Interest Charge None For Credit Card Tips from the Federal Reserve Board To learn more about factors to consider when applying for or using a credit card,
VISA PLATINUM - Cardholder Agreement & DisclosureCardholder Agreement • August 2nd, 2019
Interest Rates and Interest Charges ANNUAL PERCENTAGE RATE (APR) forPurchases 12.00% to 16.00% Variable APR ANNUAL PERCENTAGERATE (APR) for Balance Transfers 17.99%FIXED APR ANNUAL PERCENTAGERATE (APR) for Cash Advances 17.99%FIXED APR Penalty APR and When it Applies 18.00%FIXED APR. This APR may be applied to Your Account if you make a late payment. How Long Will the Penalty APR Apply? If your APR is increased for this reason, the Penalty APR will apply until You make six consecutive monthly minimum payments on or before the due date. Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. Minimum Interest Charge None For Credit Card Tips from the Federal Reserve Board To learn more about factors to consider when applying for or using a credit card,
VISA CASH REWARDS - Cardholder Agreement & DisclosureCardholder Agreement • August 2nd, 2019
Interest Rates and Interest Charges ANNUAL PERCENTAGE RATE (APR) forPurchases 11.50% to 15.50% Variable APR ANNUAL PERCENTAGERATE (APR) for Balance Transfers 17.99%FIXED APR ANNUAL PERCENTAGERATE (APR) for Cash Advances 17.99%FIXED APR Penalty APR and When it Applies 18.00%FIXED APR. This APR may be applied to Your Account if you make a late payment. How Long Will the Penalty APR Apply? If your APR is increased for this reason, the Penalty APR will apply until You make six consecutive monthly minimum payments on or before the due date. Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. Minimum Interest Charge None For Credit Card Tips from the Federal Reserve Board To learn more about factors to consider when applying for or using a credit card,
VISA PLATINUM - Cardholder Agreement & DisclosureCardholder Agreement • August 2nd, 2019
Interest Rates and Interest Charges ANNUAL PERCENTAGE RATE (APR) forPurchases 12.50% to 16.50% Variable APR ANNUAL PERCENTAGERATE (APR) for Balance Transfers 17.99%FIXED APR ANNUAL PERCENTAGERATE (APR) for Cash Advances 17.99%FIXED APR Penalty APR and When it Applies 18.00%FIXED APR. This APR may be applied to Your Account if you make a late payment. How Long Will the Penalty APR Apply? If your APR is increased for this reason, the Penalty APR will apply until You make six consecutive monthly minimum payments on or before the due date. Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. Minimum Interest Charge None For Credit Card Tips from the Federal Reserve Board To learn more about factors to consider when applying for or using a credit card,
VISA CASH REWARDS - Cardholder Agreement & DisclosureCardholder Agreement • August 2nd, 2019
Interest Rates and Interest Charges ANNUAL PERCENTAGE RATE (APR) forPurchases 16.25% to 20.25% Variable APR ANNUAL PERCENTAGERATE (APR) for Balance Transfers 17.99%FIXED APR ANNUAL PERCENTAGERATE (APR) for Cash Advances 17.99%FIXED APR Penalty APR and When it Applies 18.00%FIXED APR. This APR may be applied to Your Account if you make a late payment. How Long Will the Penalty APR Apply? If your APR is increased for this reason, the Penalty APR will apply until You make six consecutive monthly minimum payments on or before the due date. Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. Minimum Interest Charge None For Credit Card Tips from the Federal Reserve Board To learn more about factors to consider when applying for or using a credit card,
VISA CASH REWARDS - Cardholder Agreement & DisclosureCardholder Agreement • August 2nd, 2019
Interest Rates and Interest Charges ANNUAL PERCENTAGE RATE (APR) forPurchases 16.00% to 20.00% Variable APR ANNUAL PERCENTAGERATE (APR) for Balance Transfers 17.99%FIXED APR ANNUAL PERCENTAGERATE (APR) for Cash Advances 17.99%FIXED APR Penalty APR and When it Applies 18.00%FIXED APR. This APR may be applied to Your Account if you make a late payment. How Long Will the Penalty APR Apply? If your APR is increased for this reason, the Penalty APR will apply until You make six consecutive monthly minimum payments on or before the due date. Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. Minimum Interest Charge None For Credit Card Tips from the Federal Reserve Board To learn more about factors to consider when applying for or using a credit card,
WESTMARK REWARDS VISA - Cardholder Agreement & DisclosureCardholder Agreement • March 5th, 2019
Interest Rates and Interest Charges ANNUAL PERCENTAGE RATE (APR) forPurchases 17.99% to 21.99% Variable APR ANNUAL PERCENTAGERATE (APR) for Balance Transfers 17.99% FIXED APR ANNUAL PERCENTAGERATE (APR) for Cash Advances 17.99% FIXED APR Penalty APR and When it Applies 18.00% FIXED APR. This APR may be applied to Your Account if you make a late payment. How Long Will the Penalty APR Apply? If your APR is increased for this reason, the Penalty APR will apply until You make six consecutive monthly minimum payments on or before the due date. Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. Minimum Interest Charge None For Credit Card Tips from the Federal Reserve Board To learn more about factors to consider when applying for or using a credit c
WESTMARK REWARDS VISA - Cardholder Agreement & DisclosureCardholder Agreement • March 5th, 2019
Interest Rates and Interest Charges ANNUAL PERCENTAGE RATE (APR) forPurchases 12.99% to 16.99% Variable APR ANNUAL PERCENTAGERATE (APR) for Balance Transfers 17.99% FIXED APR ANNUAL PERCENTAGERATE (APR) for Cash Advances 17.99% FIXED APR Penalty APR and When it Applies 18.00% FIXED APR. This APR may be applied to Your Account if you make a late payment. How Long Will the Penalty APR Apply? If your APR is increased for this reason, the Penalty APR will apply until You make six consecutive monthly minimum payments on or before the due date. Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. Minimum Interest Charge None For Credit Card Tips from the Federal Reserve Board To learn more about factors to consider when applying for or using a credit c
WESTMARK REWARDS VISA - Cardholder Agreement & DisclosureCardholder Agreement • March 5th, 2019
Interest Rates and Interest Charges ANNUAL PERCENTAGE RATE (APR) forPurchases 17.49% to 21.49% Variable APR ANNUAL PERCENTAGERATE (APR) for Balance Transfers 17.99% FIXED APR ANNUAL PERCENTAGERATE (APR) for Cash Advances 17.99% FIXED APR Penalty APR and When it Applies 18.00% FIXED APR. This APR may be applied to Your Account if you make a late payment. How Long Will the Penalty APR Apply? If your APR is increased for this reason, the Penalty APR will apply until You make six consecutive monthly minimum payments on or before the due date. Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. Minimum Interest Charge None For Credit Card Tips from the Federal Reserve Board To learn more about factors to consider when applying for or using a credit c
VISA CASH REWARDS - Cardholder Agreement & DisclosureCardholder Agreement • July 9th, 2018
Interest Rates and Interest Charges ANNUAL PERCENTAGE RATE (APR) forPurchases 12.75% to 16.75% Variable APR ANNUAL PERCENTAGERATE (APR) for Balance Transfers 17.99%FIXED APR ANNUAL PERCENTAGERATE (APR) for Cash Advances 17.99%FIXED APR Penalty APR and When it Applies 18.00%FIXED APR. This APR may be applied to Your Account if you make a late payment. How Long Will the Penalty APR Apply? If your APR is increased for this reason, the Penalty APR will apply until You make six consecutive monthly minimum payments on or before the due date. Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. Minimum Interest Charge None For Credit Card Tips from the Federal Reserve Board To learn more about factors to consider when applying for or using a credit card,
VISA PLATINUM - Cardholder Agreement & DisclosureCardholder Agreement • July 9th, 2018
Interest Rates and Interest Charges ANNUAL PERCENTAGE RATE (APR) forPurchases 8.75% to 12.75% Variable APR ANNUAL PERCENTAGERATE (APR) for Balance Transfers 17.99%FIXED APR ANNUAL PERCENTAGERATE (APR) for Cash Advances 17.99%FIXED APR Penalty APR and When it Applies 18.00%FIXED APR. This APR may be applied to Your Account if you make a late payment. How Long Will the Penalty APR Apply? If your APR is increased for this reason, the Penalty APR will apply until You make six consecutive monthly minimum payments on or before the due date. Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. Minimum Interest Charge None For Credit Card Tips from the Federal Reserve Board To learn more about factors to consider when applying for or using a credit card,
VISA CASH REWARDS - Cardholder Agreement & DisclosureCardholder Agreement • July 9th, 2018
Interest Rates and Interest Charges ANNUAL PERCENTAGE RATE (APR) forPurchases 13.00% to 17.00% Variable APR ANNUAL PERCENTAGERATE (APR) for Balance Transfers 17.99%FIXED APR ANNUAL PERCENTAGERATE (APR) for Cash Advances 17.99%FIXED APR Penalty APR and When it Applies 18.00%FIXED APR. This APR may be applied to Your Account if you make a late payment. How Long Will the Penalty APR Apply? If your APR is increased for this reason, the Penalty APR will apply until You make six consecutive monthly minimum payments on or before the due date. Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. Minimum Interest Charge None For Credit Card Tips from the Federal Reserve Board To learn more about factors to consider when applying for or using a credit card,
VISA PLATINUM - Cardholder Agreement & DisclosureCardholder Agreement • July 9th, 2018
Interest Rates and Interest Charges ANNUAL PERCENTAGE RATE (APR) forPurchases 9.00% to 13.00% Variable APR ANNUAL PERCENTAGERATE (APR) for Balance Transfers 17.99%FIXED APR ANNUAL PERCENTAGERATE (APR) for Cash Advances 17.99%FIXED APR Penalty APR and When it Applies 18.00%FIXED APR. This APR may be applied to Your Account if you make a late payment. How Long Will the Penalty APR Apply? If your APR is increased for this reason, the Penalty APR will apply until You make six consecutive monthly minimum payments on or before the due date. Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. Minimum Interest Charge None For Credit Card Tips from the Federal Reserve Board To learn more about factors to consider when applying for or using a credit card,
VISA PLATINUM - Cardholder Agreement & DisclosureCardholder Agreement • July 9th, 2018
Interest Rates and Interest Charges ANNUAL PERCENTAGE RATE (APR) forPurchases 9.00% to 13.00% Variable APR ANNUAL PERCENTAGERATE (APR) for Balance Transfers 17.99%FIXED APR ANNUAL PERCENTAGERATE (APR) for Cash Advances 17.99%FIXED APR Penalty APR and When it Applies 18.00%FIXED APR. This APR may be applied to Your Account if you make a late payment. How Long Will the Penalty APR Apply? If your APR is increased for this reason, the Penalty APR will apply until You make six consecutive monthly minimum payments on or before the due date. Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. Minimum Interest Charge None For Credit Card Tips from the Federal Reserve Board To learn more about factors to consider when applying for or using a credit card,
VISA CASH REWARDS - Cardholder Agreement & DisclosureCardholder Agreement • July 9th, 2018
Interest Rates and Interest Charges ANNUAL PERCENTAGE RATE (APR) forPurchases 13.25% to 17.25% Variable APR ANNUAL PERCENTAGERATE (APR) for Balance Transfers 17.99%FIXED APR ANNUAL PERCENTAGERATE (APR) for Cash Advances 17.99%FIXED APR Penalty APR and When it Applies 18.00%FIXED APR. This APR may be applied to Your Account if you make a late payment. How Long Will the Penalty APR Apply? If your APR is increased for this reason, the Penalty APR will apply until You make six consecutive monthly minimum payments on or before the due date. Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. Minimum Interest Charge None For Credit Card Tips from the Federal Reserve Board To learn more about factors to consider when applying for or using a credit card,
VISA PLATINUM - Cardholder Agreement & DisclosureCardholder Agreement • April 10th, 2018
Interest Rates and Interest Charges ANNUAL PERCENTAGE RATE (APR) forPurchases 8.75% to 12.75% Variable APR ANNUAL PERCENTAGERATE (APR) for Balance Transfers 17.99%FIXED APR ANNUAL PERCENTAGERATE (APR) for Cash Advances 17.99%FIXED APR Penalty APR and When it Applies 18.00%FIXED APR. This APR may be applied to Your Account if you make a late payment. How Long Will the Penalty APR Apply? If your APR is increased for this reason, the Penalty APR will apply until You make six consecutive monthly minimum payments on or before the due date. Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. Minimum Interest Charge None For Credit Card Tips from the Federal Reserve Board To learn more about factors to consider when applying for or using a credit card,
