Common Contracts
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DEPOSIT ACCOUNT AGREEMENT AND DISCLOSUREMassachusetts • April 17th, 2019
INTRODUCTION. In This Deposit Account Agreement and Disclosure, each and all of the depositors (members) are referred to as “Account Holder”, “you” and “your”. The Financial Institution is referred to as “we”, “our, and “us”. This Deposit Account Agreement contains the terms and conditions governing certain of your deposit accounts with us. As used in this document, the term “Agreement” means this document, the signature card, a rate and fee schedule, Truth in Savings disclosures, a Funds Availability Policy Disclosure. Each of you signing the signature card for a deposit account acknowledges receipt of this Agreement, and agrees to the terms set forth in the Agreement, as amended from time to time. You agree that we may waive, in our sole discretion, any fee, charge, term or condition set forth in the Agreement at the time the Account is opened or subsequent thereto, on a one-time basis or for any period or duration, without changing the terms of the Agreement or your obligation to be
