Common Contracts
1 similar Cardmember Agreement contracts
Cardmember Agreement: Part 1 of 2Cardmember Agreement • September 10th, 2018
Interest Rates Annual Percentage Rate (APR) for Pay Over Time Feature Prime Rate + 10.99% to Prime Rate + 19.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) do not pay at least the Minimum Payment Due by the Closing Date of the billing period in which it is due 2 times in 12 billing periods; or3) have any minimum amount due remaining unpaid for 2 billing periods in a row.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row. In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. How to Avoid Paying Interest Your due date is at least 25 days
