McKenzie Valley Federal Credit Union Checking Account AgreementChecking Account Agreement • August 21st, 2007
Contract Type FiledAugust 21st, 2007Agreement – The word “we” means McKenzie Valley Federal Credit Union, and the words “you” and “joint tenant(s)” mean the account holder(s). This agreement sets out the terms of this account. It includes your promise to pay any charges your account incurs and your permission for us to deduct these charges, as earned, directly from the account balance. This agreement includes, although not specifically listed here, clearinghouse rules and state and federal law, especially the Uniform Commercial Code (as amended by this form), and is subject to laws regulating transfers at death and estate and other succession taxes. When you sign an application for a checking account you and any joint tenants agree to all the terms and conditions in this agreement, the Truth-in-Savings Rate and Fee Schedule, the Funds Availability Policy Disclosure, and the regular account agreement that does not include these provisions for share drafts. Any change made to this agreement will be sent out in writing or t