Cardholder agreementCardholder Agreement • January 7th, 2024
Contract Type FiledJanuary 7th, 2024This Simon American Express Credit Card Cardholder Agreement (the “Agreement”) between you and First Electronic Bank contains the terms which govern the use of your Simon® American Express® Credit Card and corresponding credit card account, both issued by First Electronic Bank, and outlines your responsibilities. This Agreement refers to and includes the Truth in Lending Disclosures, which shows the rates and fees for your Card, the Cardholder Terms and Conditions, and other documents and disclosures we provide to you, such as Statements, the Cardless Privacy Policy, the Simon American Express Credit Card Privacy Notice, any brochure describing benefits provided by American Express, all disclosures and materials provided to you before and when you applied for and/or opened your Account, and any future changes to the aforementioned documents, each of which is incorporated herein by reference. You and any joint Account holder accept the terms of this Agreement by using or activating your