COMMERCE BANK VISA® DEBIT CARD AGREEMENT AND FEDERAL ELECTRONIC FUNDS TRANSFER ACT DISCLOSUREAugust 25th, 2016
FiledAugust 25th, 2016Each cardholder agrees to the following terms and conditions which are the contract governing the issuance and use of your Visa Debit Card ("card"). The agreements that apply to your checking, interest checking, regular savings and savings accounts with limited check-writing privileges ("money market-type") accounts apply to all card transactions, including automated teller machine ("ATM") transactions and point-of-sale ("POS") transactions, made on these accounts. You agree that all accounts accessed by the card must have the same common ownership or liability as the card. “You" and “your” mean any applicant for the card and any person using the card(s) with the expressed or implied permission of any of the applicants. Therefore, any person whose name appears on the card(s) accompanying the Agreement concurs, either by using or permitting another to use the card(s), to all provisions of the Agreement. “We,” “us” and “our” mean Commerce Bank, our successors and assigns. The card is our