Common Contracts

UNITED STATES OF AMERICA BEFORE THE

December 18th, 2008

• Filed
  December 18th, 2008

WHEREAS, in recognition of their common goal to maintain the financial soundness of Michigan Heritage Bank, Farmington Hills, Michigan (the “Bank”), a Michigan state chartered bank that is a member of the Federal Reserve System, the Bank, the Federal Reserve Bank of Chicago (the “Reserve Bank”), and the Michigan Office of Financial and Insurance Regulation (the “OFIR”) have mutually agreed to enter into this Written Agreement (the “Agreement”); and